What is the writer's opinion on financial planners/advisers and their assumption about the rise of house prices?
Perhaps 20% per year is unsustainable, but the point is well taken. It's sheer stupidity to plan on the assumption house prices  will rise simply at the rate of inflation..... 2% !!  It is precisely this sort of rationale that makes me avoid financial planners/advisers like the plague!  I'll educate myself, and make my own decisions thank you very much!