Discuss the opinion of some people about government and their views on the responsibility of individuals when it comes to mortgages.
Some people don't want guys who actually know how to make money in government, that would be terrible, that's why in Canada we elect losers who know only how to spend (borrowed) money.  And of course when grown adults sign the dotted line on mortgages they later can't pay it's not their fault, it's not their responsibility, it's some other, rich guy's fault.  That's how some people, even those with "higher education" degrees, actually think these days.