PNC Financial ( PNP ) and Family Dollar Stores ( FDO ), among other companies, ended in positive territory thanks to analyst upbeat reports. Meanwhile, competitors such as Time Warner Cable ( TWC 3) and Phillip Morris International ( PM 5) were venturing into the opposite direction, while Yum! also posted gains in their shares of power generation. The Federal Reserve is punishing savers, so it'll be challenging for investors to invest in assets that generate income.