The SPDR S&P Retail ETF (NYSEArca:XRT) was the second most popular on the inflows list, with $156.5 million in redemptions, which is roughly a quarter of its assets. The iShares Barclays 20+ Year Treasury Bond EFT (NASDAQ:TLT) finished in third place with creations of $152.6 million. Meanwhile, the Dow Jones industrial average dropped by 1.5 percent to 10,978.62 due to China's unexpected decision to lower its official interest rates.