Nikela ngemininingwana yomuntu namkha isikhungo esizakubhadela iindleko zokwelatjhwa neemali zesibhedlela, nayikhona. Letha ubufakazi beemali namkha irhelebho lezokwelapha nayikuthi ihlelo lakho lezokwelapha namkha umqatjhi angeze abhadele iindleko ezizokuvela.