708aa24b_cenarios___Travelers_Insurance__ublic_Sector_Coverage_Response
[Coverage Type] Automobile Liability Insurance [Real-World Claim Scenario] A police officer noticed a white vehicle driving erratically and called into dispatch to have the license plate verified. Dispatch advised that the vehicle was stolen. The officer turned on his emergency lights and sirens. Instead of stopping, the vehicle sped off and ran through multiple red traffic signals. The suspect then drove his vehicle into the oncoming lanes of traffic striking and killing an innocent bystander. The bystander's family filed suit against both the police officer and the city for creating a dangerous situation.
Our automobile liability protection provides coverage for police departments and individual officers who, using covered vehicles, are involved in police pursuits.
Public Sector Real World Claim Scenarios | Travelers Insurance