708aa24b_cenarios___Travelers_Insurance__ublic_Sector_Coverage_Response
[Coverage Type] Public Entity General Liability Insurance (Sewer Backup) [Real-World Claim Scenario] Over a period of time, tree roots had invaded a city-owned sewer line. The sewer line backed up and caused a foot of raw sewage to enter homes through the plumbing. The houses required clean-up, and the residents required evacuation until the homes were once again habitable. The plaintiffs sued the city for damages to their homes and personal property.
This optional coverage is available under the Travelers general liability form. If the city is legally responsible for this loss, residents will receive compensation for their property damage and bodily injury. Damages for property damage include costs and expenses the homeowner incurs during the period of evacuation. Even if the city may be immune for sewer backup liability, we will provide coverage for defense costs in the event of a lawsuit, and these costs can be substantial.
Public Sector Real World Claim Scenarios | Travelers Insurance