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[0] IVA [1] Yes - Average 58% [2] Yes [4] Tenant or Homeowner (Eng/Wales) [5] Yes on average around 20% of the payments you make to creditors [6] Typically you must have debts over £15,000 and be able to offer yourcreditors about 20% of the value of the debt back over 5 years. [3] 
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