87edb5ec_Questions_and_Answers__Better_Practice
[0] Out of State Workers Compensation and No Fault [Potential Issue] Reviewee considers all workers compensation and no fault revenue as direct [Better Practice] 
It should not be assumed that all workers compensation and no fault related revenue should be treated as direct Workers Compensation and No Fault that are provided by a third party insurer should be broken down by insurer name in order to identify whether the applicable payor is direct or non-direct. In the case where the state itself is the risk bearer, then the surcharge percentage would be based upon the election status of that State
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