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بعد دفع الوديعة، لا تزال دانييل عليها أن تدفع إجماليًا 280 ألف دولار سعر الشراء - وديعة 40 ألف دولار = 240 ألف دولار عن طريق الرهن العقاري.
كما أن الرهن العقاري مدته 10 سنوات، nên يجب أن يكون مجموع مدفوعات دانييل 240 ألف دولار رصيد الرهن العقاري / 10 سنوات = 24 ألف دولار سنويًا.
لذا يجب على دانييل أن تدفع 24 ألف دولار سنويًا / 12 شهرًا في السنة = 2 ألف دولار شهريًا.
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