25M, AZ. I pay $850 to my parents for car insurance and help with the mortgage. To preface, I own the house with my sister as we purchased it in 2018 before prices skyrocketed. I was barely in college and now I’m making 85k pre tax, with a likely raise to 100 in the next 5 months. The area isn’t too good (high crime) but I haven’t been too bothered. I cook for myself, buy my food, do my own laundry, fix my own car (oil changes, belts, brakes and gaskets so far), and basically just go home to sleep. I don’t really bother my family much but I feel like I’m running out of space for myself. I work from home on a hybrid schedule and my office is basically my room so I have two PCs (personal and work) and a twin bed. I have a gf but she recently moved out of state to finish her education there so moving there would be a bit much after all the winter storms and my distaste for snow. My biggest concern is space for both an apartment and my house here. An apartment would probably restrict car work that I can do but I have no space at home with just my room and the backyard. Also, my siblings are all lazy and don’t work. My parents would barely make it paying a 1300 mortgage and more in other bills. I’m not paying off a car or loans. I have a stellar credit score that I would like to use on a car but I need a place first. Not sure which is the best route, move out and have more space (except for car liberties) or stay at home and pay a bit under the going rate for what I would pay with a roommate and have more car liberties
This is a complex situation with a lot of factors to consider, so let's break it down a bit:

1. **Space**: It sounds like having more personal space is important to you, and it's affecting your quality of life. That's a valid concern. Renting an apartment can indeed provide you that space but it might limit your ability to work on your car which is something you seem to enjoy and also saves you money. 

2. **Family Obligations**: On the other hand, you seem to be concerned about your family's financial well-being if you were to move out. This is also a valid concern, but it's important to draw boundaries and ensure that you're not overextending yourself or sacrificing your own well-being for others, even if they are family. 

3. **Financial Impact**: You're in a good position financially, with a high salary, no debt, and a strong credit score. This provides you with some flexibility in your decision. However, remember that renting an apartment will add a significant expense, and you'll still have to continue contributing to the mortgage and other home bills. 

4. **Future Plans**: You mentioned a girlfriend who lives out of state and also a potential raise. Both of these could impact your decision. If there's a possibility of you moving to be with your girlfriend in the future, you might not want to commit to a long-term lease or purchase a new car right away. Similarly, if you get the raise, that might make renting an apartment more affordable.

Ultimately, the decision comes down to what will make you happiest and most comfortable in the long run. Here are a couple of potential options:

- **Option 1**: Move out and rent an apartment. This would give you more personal space and could potentially be done in a way that still allows you to help your family financially. You might need to find a place that allows some level of car work, or perhaps find a local garage that rents space. 

- **Option 2**: Stay at home and continue as you are. This would allow you to save money and continue helping your family. However, it doesn't solve your space issue. You could consider investing in a shed or some kind of outdoor building where you could work on your car and have a bit more personal space.

- **Option 3**: Consider a compromise. Perhaps you could rent a small office space nearby to use for your work-from-home days. This could give you a bit more space and separation from your home life, without the full expense of renting an apartment.

Lastly, it might be a good idea to have a frank discussion with your family about your concerns and see if there's any way they might be able to contribute more to the household expenses. You could also consider talking to a financial advisor or counselor to help you navigate this situation.
### Human
25M, AZ. I pay $850 to my parents for car insurance and help with the mortgage. To preface, I own the house with my sister as we purchased it in 2018 before prices skyrocketed. I was barely in college and now I’m making 85k pre tax, with a likely raise to 100 in the next 5 months. The area isn’t too good (high crime) but I haven’t been too bothered. I cook for myself, buy my food, do my own laundry, fix my own car (oil changes, belts, brakes and gaskets so far), and basically just go home to sleep. I don’t really bother my family much but I feel like I’m running out of space for myself. I work from home on a hybrid schedule and my office is basically my room so I have two PCs (personal and work) and a twin bed. I have a gf but she recently moved out of state to finish her education there so moving there would be a bit much after all the winter storms and my distaste for snow. My biggest concern is space for both an apartment and my house here. An apartment would probably restrict car work that I can do but I have no space at home with just my room and the backyard. Also, my siblings are all lazy and don’t work. My parents would barely make it paying a 1300 mortgage and more in other bills. I’m not paying off a car or loans. I have a stellar credit score that I would like to use on a car but I need a place first. Not sure which is the best route, move out and have more space (except for car liberties) or stay at home and pay a bit under the going rate for what I would pay with a roommate and have more car liberties

### Assistant
This is a complex situation with a lot of factors to consider, so let's break it down a bit:

1. **Space**: It sounds like having more personal space is important to you, and it's affecting your quality of life. That's a valid concern. Renting an apartment can indeed provide you that space but it might limit your ability to work on your car which is something you seem to enjoy and also saves you money. 

2. **Family Obligations**: On the other hand, you seem to be concerned about your family's financial well-being if you were to move out. This is also a valid concern, but it's important to draw boundaries and ensure that you're not overextending yourself or sacrificing your own well-being for others, even if they are family. 

3. **Financial Impact**: You're in a good position financially, with a high salary, no debt, and a strong credit score. This provides you with some flexibility in your decision. However, remember that renting an apartment will add a significant expense, and you'll still have to continue contributing to the mortgage and other home bills. 

4. **Future Plans**: You mentioned a girlfriend who lives out of state and also a potential raise. Both of these could impact your decision. If there's a possibility of you moving to be with your girlfriend in the future, you might not want to commit to a long-term lease or purchase a new car right away. Similarly, if you get the raise, that might make renting an apartment more affordable.

Ultimately, the decision comes down to what will make you happiest and most comfortable in the long run. Here are a couple of potential options:

- **Option 1**: Move out and rent an apartment. This would give you more personal space and could potentially be done in a way that still allows you to help your family financially. You might need to find a place that allows some level of car work, or perhaps find a local garage that rents space. 

- **Option 2**: Stay at home and continue as you are. This would allow you to save money and continue helping your family. However, it doesn't solve your space issue. You could consider investing in a shed or some kind of outdoor building where you could work on your car and have a bit more personal space.

- **Option 3**: Consider a compromise. Perhaps you could rent a small office space nearby to use for your work-from-home days. This could give you a bit more space and separation from your home life, without the full expense of renting an apartment.

Lastly, it might be a good idea to have a frank discussion with your family about your concerns and see if there's any way they might be able to contribute more to the household expenses. You could also consider talking to a financial advisor or counselor to help you navigate this situation.<eos_token>