Does anyone know of a 401k calculator that also takes after tax contributions into account?   All the ones I have found online only do the math up to the max pre tax contribution limit.
It seems that many mainstream 401k calculators may not have the feature to include after-tax contributions. However, some sophisticated financial planning software might have this option. For instance, software like WealthTrace, Quicken, or Personal Capital may provide more customizable calculations. 

Alternatively, you can manually calculate the impact of after-tax contributions. Here's a simple way to do it:

1. Calculate how much you plan to contribute after-tax each year.
2. Assume a reasonable rate of return (say, 5-7% annually).
3. Multiply your contribution by 1 plus the assumed rate of return, then raise it to the power of the number of years until you retire.
4. Repeat this for each year you plan to make contributions, and sum up all these amounts.

This will give you a rough estimate of your 401k balance at retirement, including after-tax contributions. 

Remember, it's advised to consult with a financial advisor to understand the implications of pre-tax and after-tax contributions to your 401k.
### Human
Does anyone know of a 401k calculator that also takes after tax contributions into account?   All the ones I have found online only do the math up to the max pre tax contribution limit.

### Assistant
It seems that many mainstream 401k calculators may not have the feature to include after-tax contributions. However, some sophisticated financial planning software might have this option. For instance, software like WealthTrace, Quicken, or Personal Capital may provide more customizable calculations. 

Alternatively, you can manually calculate the impact of after-tax contributions. Here's a simple way to do it:

1. Calculate how much you plan to contribute after-tax each year.
2. Assume a reasonable rate of return (say, 5-7% annually).
3. Multiply your contribution by 1 plus the assumed rate of return, then raise it to the power of the number of years until you retire.
4. Repeat this for each year you plan to make contributions, and sum up all these amounts.

This will give you a rough estimate of your 401k balance at retirement, including after-tax contributions. 

Remember, it's advised to consult with a financial advisor to understand the implications of pre-tax and after-tax contributions to your 401k.<eos_token>