Hello everyone. 

My fiancé worked at Northwestern Mutual as a financial advisor for part of this year before quitting in November. He has received an invoice for “reversed policies” stating he had to pay back over $3000. Has anyone had success in not paying this back? Is he legally obligated to pay these commissions back? Thanks!
As an AI, I can provide some general guidance on this issue, but I would strongly recommend consulting with a legal professional for advice tailored to your specific situation.

Financial advisors at companies like Northwestern Mutual often work on a commission basis. This means that they are paid a commission for each policy they sell. If a policy is later canceled or lapses within a certain period, the company may "charge back" the commission to the advisor.

Whether your fiancé is legally obligated to pay this back depends on the terms of his contract with Northwestern Mutual. If his contract states that he is responsible for chargebacks on policies that lapse within a certain period, then he may be legally obligated to pay.

It's also worth noting that different states have different laws regarding chargebacks, so the legality may also depend on where you live.

As for having success in not paying this back, it would likely depend on the circumstances and the specific policies of the company. If there was a misunderstanding or a legitimate reason why the policies were canceled, it may be possible to dispute the chargeback. However, this would likely involve discussions or negotiations with the company.

Again, I would strongly recommend consulting with a legal professional to understand your rights and obligations in this situation.
### Human
Hello everyone. 

My fiancé worked at Northwestern Mutual as a financial advisor for part of this year before quitting in November. He has received an invoice for “reversed policies” stating he had to pay back over $3000. Has anyone had success in not paying this back? Is he legally obligated to pay these commissions back? Thanks!

### Assistant
As an AI, I can provide some general guidance on this issue, but I would strongly recommend consulting with a legal professional for advice tailored to your specific situation.

Financial advisors at companies like Northwestern Mutual often work on a commission basis. This means that they are paid a commission for each policy they sell. If a policy is later canceled or lapses within a certain period, the company may "charge back" the commission to the advisor.

Whether your fiancé is legally obligated to pay this back depends on the terms of his contract with Northwestern Mutual. If his contract states that he is responsible for chargebacks on policies that lapse within a certain period, then he may be legally obligated to pay.

It's also worth noting that different states have different laws regarding chargebacks, so the legality may also depend on where you live.

As for having success in not paying this back, it would likely depend on the circumstances and the specific policies of the company. If there was a misunderstanding or a legitimate reason why the policies were canceled, it may be possible to dispute the chargeback. However, this would likely involve discussions or negotiations with the company.

Again, I would strongly recommend consulting with a legal professional to understand your rights and obligations in this situation.<eos_token>