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Alvaro Pereira Biography

Alvaro Pereira
  • Age: 32 years old
  • Birth Nation: United States of America
  • Height: 5 Feet 9 Inch
  • Name: Alvaro Pereira
  • Birth Name: Álvaro Daniel Pereira Barragán
  • Nick Name:
  • Nationality: Uruguayan
  • Birth Place/City: Montevideo
  • Profession: Footballer
  • Working For: Inter Milan
  • Salary: 1.7 million€
  • Eye Color: Black
  • Hair Color: Black
  • Weight in KG: 78kg
  • Online Presence: Facebook,Wiki
  • 12

Alvaro Pereira, who plays for Uruguay national football team was born on November 28, 1985 in Montevideo, America. An Uruguayan player whose current team is Inter Milan playing from the midfielder position from a squad No.31 has a height of 1.80 m and a weight of 78 kg. He is an outstanding midfielder earning a salary of 1.7 million€.

Pereira began his career with Miramar Misiones in 2003, stirring to Argentina with Quilmes Atletico Club 2 years later. After the club's demotion from the first division at the finish of the 2006–07 term, he stirred to Argentinos Juniors. In the summer of 2008 Pereira retained with Romania's CFR Cluj, stirring for €2.5 million. He began in all the club's games in its gallant inauguration crusade in the UEFA Champions League. In late August 2012, Pereira signed up for Internazionale  for €10 million, reunifying with anterior Porto co-player Fredy Guarin. He completed his Series unveiling on 2 September in a 1–3 home forfeiture against A.S. Roma, and ended his first spike with 40 advents all oppositions included, slashing his only goal in a 2–0 league feat at A.C. Chievo Verona.

On January 17, 2014 Sao Paulo FC hired Pereira on mortgage for one and a half year, with the Brazilian flank disbursing €1 million for the player, who could be transported enduringly for an additional €7. He played his starting game with his new squad 9 days later, a 2–1 win alongside Oeste Football Club for the same year's Sao Paulo State-run League, supporting Antonio Carlos in the another goal. On 19 November 2008, Pereira thru his unveiling for Uruguay against France. Pereira was an acknowledged appetizer for the Nation during the second half of the 2010 FIFA World Cup contenders, also beginning in both legs of the fruitful events against Costa Rica as the Charruas reimbursed to the FIFA World Cup. In the final game in South Africa, he played in all the games except two, scoring through an occasional header in a 3–0 group phase win in contradiction of the crowds. Pereira was designated to the 2011 Copa America in Argentina, being first option and scoring 2 goals in the cluster phase, counting the match’s only against Mexico, as Uruguay got victory in its 15th continental competition.

As a fresh and inexpert tenderfoot, he established unpredictably many problems; however nothing could take away the penetrating appetite of being a protuberant soccer player.  Alvaro Pereira is one of the most thrilling fresh aptitudes in the diversion today. A talented playmaker with adulthood outside his years, he has previously recognized himself as an energetic part of the Inter Milan’s first squad, bringing ability, apparition, and unbelievable inspiration. The haste and correctness of his passing and his dream of the game make him the orientation opinion in the Whites Midfield. His braininess was vital in winning the Cupa Romanielin 2008-09 and the UEFA Europa League and the Primeira Liga in 2010-11. Pereira is the lone actor in contemporary times to score successive goals from behind the half-way line for his club. His utmost attainment with this squad was winning the Taca de Portugal in 2009-10 and he was also a associate of the group that won the Supertaca Candido de Oliveira in 2009, 2010 and 2011. Winning the UEFA Super Cup and Taca da Liga, Pereira became a secure admirers favourite following a sequence of influential performances .

  • Last modified : 31 May, 2014
  • Url: http://articlebio.com/alvaro-pereira


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Missy Rothstein Biography

Missy Rothstein
  • Age: 37 years old
  • Birth Nation: United States of America
  • Height: 5 Feet 7 Inch
  • Birth Sign: Gemini
  • Name: Missy Margera
  • Birth Name: Melissa Rothstein
  • Nick Name: Missy
  • Mother: Marian Rothstein
  • Nationality: American
  • Birth Place/City: Springfield
  • Ethnicity: White
  • Profession: Actress and model
  • Net Worth: $1 million
  • Eye Color: Drack brown
  • Hair Color: Drack brown
  • Face Color: White
  • Body Measurements: 34-24-32
  • Breast Size: 34B
  • Waist size: 24
  • Hip Size: 32
  • Married: Yes
  • Married to: Bam Margera (m. 2007)
  • Education: Pen State University
  • 19

Missy Rothstein is an American actress, model as well as a photographer, best known for Bam's Unholy Union. She is also recognized as the ex-wife of The Jackass star Bam Margera.

Early life and education

Missy Rothstein was born as Melissa Rothstein on June 3, 1980, in Springfield, Pennsylvania, United States of America. She belongs to white ethnicity and holds an American nationality.

Rothstein went to West Chester East High School. She earned her bachelor’s degree in Communication from Pen State University.

Missy Rothstein is a model as well as a photographer. Besides modeling, she made her appearance in various TV series and movies.

Rothstein made her first film debut in 2003 in Haggard. She then went on to play a cameo in Viva La Bam in 2005. Later, She was cast in Bam’s Unholy Union in 2007 followed by Bam Margera Presents: Where the #$&% Is Santa in 2008. In Tv series Bam's Unholy Union she starred alongside her ex-husband.

 In the year 2009, Rothstein made her appearance in the music video CKY-A#1 Roller Rager. She was also offered to pose nude for American Lifestyle and entertainment magazine Playboy which she obliged.

Personal life

Missy Rothstein married to her boyfriend, Bam Margera who is an American professional skateboarder, stunt performer, and television personality.

The duo first met when they were in high school and started going out for a date. They tied the knot on February 3, 2007, in downtown Philadelphia. After being a husband and wife for five long years, In 2009, Rothstein filed for a divorce which led them to marriage counseling. The couple got distant with each other due to Bam’s drinking habit. The couple finally split up in 2012.

Net worth

Aged 36, Missy receives a good salary from her modeling and photography career. Her current estimated net worth is $1 million.

  • Last modified : 11 August, 2017
  • Url: http://articlebio.com/missy-rothstein

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Poet society of coaches Basketball: Three of his former players are using Bob Wade's Dunbar dogma as a blueprint for a second generation of coaching success.

January 18, 1998|By Christian Ewell | Christian Ewell,SUN STAFF

Part of the legacy from Bob Wade's days as Dunbar basketball coach is conflicting feelings. He would have to decide which pro or college games involving his former players he wanted to watch, and if former players were on opposing teams, he might have to decide which team to root for.

These days, Wade faces the same conflict, with a twist.

His son Daryl at City College, Rodney Coffield at Douglass and Herman Harried at Lake Clifton make up a trio of Wade's former players who coach in the city his Dunbar teams once dominated.

Wade got a bit of practice in loyalty distribution in the days before City's victory over Douglass last month.

Coffield called looking for advice. Wade listened and dispensed the advice before he realized that the advice might end up hurting his son's team.

"He might call and ask for my opinion," Wade said of Coffield, who finished playing for Dunbar in 1981 and is in his second season at Douglass. "I find myself giving out little tips. But I told him some things to work on, and I had to catch myself because he was playing City the next week."

Wade felt so strongly about the need to be neutral that he made sure to attend a game as far away from City as possible.

"It was between two kids -- one being my son, and the other I called my fourth son," said Wade, 53, who supervises athletic programs for Baltimore City schools. He ended up going to Southwest Baltimore to see Northwestern play Edmondson while City was beating Douglass.

The next generation

Other coaches in the city who coached against Wade a decade ago see the entrance of his former players into coaching as an affirmation of their profession.

"It's really gratifying to see the guys coaching, because I know what Bob stood for and what kind of program he had," Mervo coach Woody Williams said after a win over Coffield's Douglass team. "To see those guys go into coaching means it [playing for Wade] had to have been a positive experience during their formative years."

Gus Herrington, whose Walbrook team lost by 50 to Lake Clifton and Harried, also has coached against the three and identified one difference and similarity between the coaches and their mentor. "Herman is a laid-back type of guy, Rodney's a laid-back type of guy," Herrington said. "But Daryl's a spitting image of his father. He's a screamer and a hollerer."

All three displayed an ability to work with youths that predated any coaching aspirations. Wade said that he saw coach-like qualities in all three during their time at Dunbar, noting that they all asked more than the average amount of questions.

"All three of the guys were students of the game," Wade said. "Not only did they play the game, they taught the game."

Daryl Wade, 30, a senior on Dunbar's 1984-85 mythical national champions, grew up with coaching and had an up-close view of the effect his father had on young people.

So after working several years in the Department of Public Works as a computer technician, Daryl jumped at the chance to work for Williams, coaching Mervo's JV team from 1990 to 1995.

"I fell in love with being able to motivate young men as I'd seen my father do," Daryl Wade said of his dad, who also played football for the Baltimore Colts and coached basketball at the University of Maryland. "I never had great basketball players, but I'd had good basketball teams because they played hard for me. I enjoyed that."

Coffield, 35, got pulled in with Wade, who wanted him to assist his JV team at Dunbar. But Coffield, who played at Mercyhurst College in Pennsylvania, had been working with younger players since he was in high school.

It was during that time -- while working at a summer camp, then in a summer jobs program -- that he knew that he could connect with youths.

"I saw that the kids got excited, and it's positive when the kids are excited about what they're doing, whether that's athletics or academics," Coffield said.

With a criminal justice degree, he came to Douglass to be a school police officer more so than to be a coach. He says that his role in leading a dozen youths eases the burden of a job dealing with several hundred.

"This is just an extension of working with the kids [as a police officer]," Coffield said. "It's real important for me to work with the kids here, because I am a police officer."

Of the three, Harried, 32, may have been the least likely coach, even though he conducted annual camps at Cecil-Kirk Recreation Center in East Baltimore and taught the game at schools in England during his professional career overseas.

Harried was the sixth man on Dunbar's 1982-83 mythical national championship team and played forward for Syracuse's 1986-87 NCAA national runner-up. While playing, he mentioned that he'd be interested in coaching someday, but he said that it was a throwaway line.

That was before then-Loyola and current Michigan interim coach Brian Ellerbe called, asking Harried to join his staff.

Just weeks away from heading overseas for another season, Harried decided to stay put.

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Rose C. Rumford, 85, child welfare activistRose C...

January 23, 1998

Rose C. Rumford, 85, child welfare activist

Rose C. Rumford, who was active for many years in child welfare and health care organizations, died of pneumonia Jan. 11 at Greater Baltimore Medical Center. She was 85.

Since 1985, the former Guilford resident had lived at Broadmead, the Cockeysville retirement community, where she was a

The former Rose Clymer was a native of Rockwood, Tenn., who moved to Doylestown, Pa., in 1925. She graduated from the Dwight School in Englewood, N.J., in 1930 and from Wellesley College in 1934.

She did graduate work at the Pennsylvania School of Social Work in Philadelphia, where she was a social worker.

In 1936, she married Lewis Rumford II, former president of Standard Lime & Cement Co. in Baltimore, and moved here. Mr. Rumford died in July.

In Baltimore, Mrs. Rumford had been president of the Maryland Children's Aid Society and a director of Fellowship of Lights, the Baltimore Chapter of the American Red Cross and the International Eye Bank.

She was a member of the Mount Vernon Club, the Guilford Garden Club, the Colonial Dames of America in the State of Maryland and the League of Women Voters.

Since 1945, she was a communicant of Episcopal Church of the Redeemer on Charles Street, where a memorial service was held Jan. 14.

She is survived by a son, Lewis Rumford III of Washington; three daughters, Beatrix Tyson Rumford of Williamsburg, Va., Ellen Rumford Bogardus of Irvine, Calif., and Elizabeth Rumford Thwaite of Atlanta; a brother, Frederick H. Clymer of Harwinton, Conn.; a sister, Emily E. Clymer of Kennett Square, Pa.; and eight grandchildren.

Herbert Alphonso Lee-Cooper, a professional musician, died Jan. 12 at Washington Home Hospice in Washington. He was 50.

A native of Hampton, Va., Mr. Cooper graduated from Hampton Institute with a degree in music in 1969 and served in the Army until 1971.

After he was discharged, he attended the Catholic University in Washington, studying voice and organ. He also studied with renowned French organist Conrad Bernier.

Mr. Cooper came to Baltimore in the 1970s and was organist and music director at City Temple of Baltimore Baptist Church on Dolphin Street from the late 1980s to 1993, when he assumed a similar post at White Stone Baptist Church on Baker Street.

A memorial service will be held at noon tomorrow at White Stone Baptist Church, 3001 Baker St.

Mr. Cooper is survived by a sister, Michelle Cooper of Prince George's County; and an aunt, Lucille Kennedy of Washington.

Pub Date: 1/23/98

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Annapolis grocery fills a basic need

Main Street `mini mart' fills the gap left by Rite Aid departure

April 07, 1999|By Jamie Stiehm | Jamie Stiehm,SUN STAFF

Sitting on the dock in Annapolis, you can see a place to buy chai tea shakes with bee pollen for $3.50, but let's say all you really need are Band-Aids or just a Coke.

That's where Cecilia Benalcazar's new shop comes in, a "mini mart" at the top of the Main Street hill, opened in answer to the grumbles of Annapolis residents who say they can't find anything practical within walking distance.

Sure, there's a sushi bar, a French restaurant and shop windows with hand-woven Irish sweaters and pewter chalices, but since the local drugstore closed in December, Main Street has been woefully lacking in "those little things of life," said Manjit Anand, owner of The Fashnique shop for women's clothes.

"It has really hurt," Anand said, referring to the empty building next door, where Rite Aid used to be.

So Benalcazar, who owns the Fancy Frocks dress shop on Main Street, decided to risk responding to a need she kept hearing people talk about. Unlike the dress business, she said, "you need a lot of transactions to pay the rent" when you try to replace Rite Aid.

On March 1, Benalcazar opened her 800-square-foot shop, paying $2,000 in monthly rent. She offers shipping services along with soft drinks, milk, snacks, over-the-counter medicine such as aspirin and other small necessities. Her first month got off to a good start -- in March, the fledging business made more than four times the rent, she said.

Pointing to the dock, she added, "The rents down there are much higher. This is much more economical," she said. She described the venture as "a very calculated risk." Among the advantages, she figured, is the location, close to the state government buildings and St. John's College.

Born in Ecuador, the 30-year-old Benalcazar has lived almost all her life in Maryland and holds a marketing degree from Towson University.

She plans to add cigarettes, state lottery tickets and ice cream during the summer.

"It's like a challenge to me now. If I go wrong, there's something wrong with me," she said.

Yesterday afternoon, people bought toilet paper, root beer, cheese curls and other small-change items.

Ken Scott, a lawyer whose offices have long been on Main Street, is glad to see the small market thrive. "I admire them," he said. "They had what I wanted, a Chapstick. There are things I don't want to take the time to buy on my way home from work."

Annapolis native Dorothy Frantum, 66, works as a school crossing guard near Main Street and is keeping her eye on the new shop. "I think she'll do a tremendous business. It's the only place around here with milk. She did really a smart thing," she said.

A United Parcel Service deliveryman, Michael Bell, had a very immediate reason why he was glad to see the new business. "I look for things to munch and drink during the course of the day. It's great."

A St. John's College student, Mark Alznauer, works across the street at The Treaty of Paris restaurant and says, "It's definitely a blessing" to have a new place to go for candy bars. He said his father owns a Main Street jewelry store in Ohio, which has been hurt by suburbanization. So, he said, "I can't complain," looking at the picturesque curve down to the water.

The city's economic development director, Susan Zellers, said that it takes a "savvy operator" to fill the need left by the departure of Rite Aid. She added, "I'm also very grateful to her when I need an aspirin."

Pub Date: 4/07/99

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Company official: Sheetz expansion on schedule

May 28, 2013|AMBER ROSADO | Staff writer, @DA_AmberR
  • A bigger Sheetz along North Center Avenue in Somerset is slated to open in August.
Staff photo by Roger Vogel

The new Sheetz along North Center Avenue in Somerset is expected to open at the beginning of August.

Dave Hazelet, Sheetz director of real estate, said construction is ahead of schedule.

He said the multi-million dollar facility is the third store in Somerset to receive a rebuild within the last six years. The other two are located along East Main Street and West Main Street.

He said the old Sheetz at 1212 North Center Ave. — across the road from the one under construction — was about 17 years old and has become functionally obsolete.

“That store wasn’t built to manage the increase in food sales that we’ve experienced,” Hazelet said.

He said in recent years Sheetz has become more of a restaurant and less of a convenience store.

The new store, at 6,500 square feet, will be twice as big as the previous facility. This larger size will allow for indoor and outdoor seating for at least 30 people. Hazelet said the store manager will be looking to hire 25 to 30 people, half of these positions will be full-time.

One of the more interesting features included in the new location is a drive-through. Hazelet said this is a new feature for Sheetz.

“There’s only a dozen or so Sheetz locations with a drive-through,” he said.

Hazelet said the new location will be similar to the location along East Main Street.

“This is a good area, we’ve always done well in Somerset,” Hazelet said.

Daily American Articles


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Panel Debates Seawolf

Gao Suggests Delay

October 16, 1990|By DONALD LOEPP Staff Writer

House and Senate conference committee members Monday debated the future of the Seawolf submarine program, and the key question was whether Newport News Shipbuilding will have to compete for a contract to build the second submarine, congressional sources said.

In the meantime, a report by the General Accounting Office recommends a one-year delay in the contract award, in part because of problems with the concurrent design and construction of the Seawolf, or SSN-21.

"We believe the changing world events, the need to respond to the U.S. budget deficit, and the benefits of a less concurrent program warrant a one-year delay in the award of the next SSN-21 production contract," the GAO report said.

Congressional sources who asked not to be quoted by name said they do not expect the conference committee to delay the Seawolf contract award.

The committee, which includes Sen. John Warner, R-Va., is working with Defense Secretary Dick Cheney to reconcile conflicting recommendations from the appropriations commit tees and the armed services committees of both House and Senate.

The two House committees budgeted $1.457 billion for one Seawolf, plus $649 million in advance funding for two more submarines, one each in 1992 and 1993. The House Armed Services Committee also recommended that the contract for the 1991 Seawolf be awarded to Newport News.

The Senate Appropriations Committee approved $1.382 billion for one Seawolf in 1991, with no advance funding for future submarines. The committee also directed the Navy to seek bids on the 1991 contract both from Newport News and from General Dynamics' Electric Boat Division of Groton, Conn.

The Senate Armed Services Committee budgeted $1.805 billion for two of the earlier Los Angeles-class attack submarines. The committee recommended postponing the construction of additional Seawolf subs until more is known about the first one, which is under construction at Electric Boat.

Staffers for House and Senate leaders interested in the Seawolf project said the major debate in conference is whether the Navy should award a sole-source contract to Newport News for the 1991 Seawolf, as the House Armed Services Committee recommended.

"From what I understand, the House language is being taken out and more neutral language is being inserted, encouraging the Navy to move to competition," said one Senate staffer.

That could be bad news for Newport News, because if Electric Boat wins a contract for the next Seawolf, Newport News could find it "impossible" to competitively bid on future Seawolfs, Rep. Herbert H. Bateman, R-1st, said Friday.

An aide to Warner had no comment on the closed-door work of the conference committee. Other congressional staffers said they expect the committee's report to reach the House and Senate floors later this week.

Congressional supporters of Electric Boat have argued that, with submarine contracts dwindling, the Navy should allow Electric Boat to compete for the second Seawolf.

The Navy has proposed ending the Trident ballistic missile submarine program after 1991, and scaling back its plan to buy 29 Seawolf submarines by the year 2000 to include only 14 of the attack subs. Electric Boat builds only submarines, while Newport News also builds Nimitz-class aircraft carriers.

The GAO report recommending a one-year delay in the Seawolf program echoes an earlier study that questioned whether the submarine will be on time and on budget.

The report, which was prepared for Senate Armed Services Chairman Sam Nunn, D-Ga. and committee member Sen. Edward M. Kennedy, D-Mass., looked at the extent to which design and construction of the Seawolf are being accomplished simultaneously and at the status of several of the sub's key components, including the AN/BSY-2 computerized combat system.

The "Busy-two" is a complex array of sensors and computer programs designed to detect enemy targets and direct the Seawolf's weaponry.

According to the GAO report, the Navy plans to award con struction contracts next month for any Seawolf submarines authorized in 1991. The first Seawolf, which was awarded to Electric Boat in January 1989, is scheduled for delivery in May 1995.

While the simultaneous design and construction of the first Seawolf are on schedule, the report cautions that without a deliberate delay in contracting the second boat, the current schedule calls for having two of the subs in production before the first one is tested by the Navy.

"A one-year delay - to November 1991 - in procuring the second SSN-21 could reduce the risks of potentially expensive modifications by allowing more time to develop, test and integrate the first AN/BSY-2 combat system," the report said.

Daily Press Articles


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Authority to cut some Chambersburg bus service

June 15, 2000|By DON AINES

CHAMBERSBURG, Pa. - Weekend service by the Chambersburg Transit Authority will be scaled down in the near future, eliminating a number of Chambersburg area stops, according to Executive Director Eva Verdier.

"On July 1 all routes on Sunday will begin at noon because of lower ridership," Verdier said Wednesday after meeting with the Chambersburg Borough Council.

Weekday service will be unchanged, but weekend stops for some human service agencies and businesses will likely be eliminated because they are closed Saturdays and Sundays, she said.

The revamped schedule will increase the system's efficiency, she said.

An increase of 75 percent in the borough's local match for the Transit Authority was approved Wednesday by the Borough Council, an increase of about $8,000 for the budget year beginning July 1.

The borough's share will be $20,717, out of a total budget of $460,000. Chambersburg routes account for 56 percent of the service provided by the authority, in terms of total miles and operating time, according to Verdier.

The Authority also serves Greene and Guilford townships and Waynesboro and Washington Township in the southern part of Franklin County, she said. Those municipalities are being asked to provide about $16,000 for next year.

The local matches are a small percentage of the total budget. Fares, advertising, the Pennsylvania Lottery and other reimbursements account for $138,540 of the budget, with state and federal subsidies contributing about $284,000, according to the budget.

Next year's budget is $124,642 higher than this year, with most of the additional funding coming from state and federal sources, Verdier said. The increase in subsidies means local matches must also increase, she said.

Some council members questioned the size of the increase. "I don't want to see us locked into escalating costs every year," Council President Bernard Washabaugh said.

Verdier said the authority expanded its Chambersburg routes this year, accounting for the increased subsidies and the higher local match.

"There was a lot of catch up to do ... because of deferred maintenance in the past" Councilman William McLaughlin said of increased operating costs. He said the authority has spent more to keep buses on the road, and wages increase $1 an hour to $8.15 to reduce driver turnover.

Over the next three years, Verdier said the system will buy three more buses and build a new facility. Both will be paid for by $1.3 million federal subsidy and $312,000 from the state, requiring a local match of $10,755.

Verdier said additional buses will mean the Red and Green routes in Chambersburg will be split into four loops, cutting the time for each circuit in half to about an hour. Verdier hopes the shorter routes will increase ridership in the Chambersburg area.

The Herald-Mail Articles


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Africa exhibit part of Black History Month events

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February 15, 2013|By Scott Fishman, Staff Writer

Residents can explore the royal treasures of West Africa as part of Nova Southeastern University's celebration of Black History Month.

"Benin: A Kingdom of Bronze," on display in the Alvin Sherman Library, highlights the Davie university's 10th Annual African Presence Art exhibition, which runs through Feb. 26.

The collection was brought from the Ebohon Cultural Centre in Benin City, Nigeria. To give it an authentic feel, the gallery was modeled after the Oba (African king) palace.

Mara Kiffin, chairwoman of the organizing committee, is proud of how the celebration has grown in the last decade.

"I can't really process that it has been 10 years," she said. "It's very exciting."

Kiffin invited exhibit curator Babacar M'bow, an editor for the book "Benin, a Kingdom in Bronze: The Royal Court Art," to oversee the exhibit. He had the arduous task of narrowing 2,000 pieces down to the more than 80 featured in the gallery. Each of the works is used to tell a story of a civilization of centuries gone by, but the traditions remain today.

"Most are from the royal palace, and at a certain point, they will be decommissioned and used as gifts to civil servants who are worthy for gifts from the king," he said. "They used bronze because of the minerals from the mines over 4,000 years old."

M'bow said the Royal Chest depicts the monarch with his entourage, from servants to his queen. It is carved out of the trunk of an iroko tree. It was used to contain the 80 pounds of royal beads the king wore. There also is a display showing a king's dress for the Igue Festival dating to the Benin Empire.

When deciding what to spotlight, M'bow was inspired by the milestones in black history this year, including President Barack Obama's second term in office, the 150th anniversary of the Emancipation Proclamation and the 50th anniversary of the 1963 civil rights march on Washington.

"This is an exhibition coming from Africa for Black History Month where students of all races and backgrounds can share into it," he said. "That is the fundamental mission for me is how any culture, we can take it and utilize it to increase understanding."

Kiffin agreed.

"It's very important for us to honor diversity," she said. "We have a very strong Black History Month celebration and a very strong Hispanic Heritage Month celebration. Those are two things myself and our office founded. … We want to have the community involved and have everyone come to the university to see what we have to offer academically and culturally. You will learn all kinds of things about the city of Benin here."

For more information, visit

Scott Fishman can be reached at

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Saturday, February 7, 2009

Drawing---the soul of art

Drawing---the soul of art
Drawing is the structure which is embellished to create the edifice of painting. Drawing captures the genetic nuances of forms—their flow, rhythm, movement, composition, mood. Drawing is unifocal and is often based on lines or monochromes. Drawing in Asian tradition is an independent medium at par with painting. Chinese and Japanese techniques base on non-disruptive continuous strokes to render a mood or a stance. Zen drawings breathe on spiritual, meditative frugality and follow the dictum, ‘less is more’. Drawing brings our focus on inner fulcrum rather than outward as is often the case with vary chromed paintings. Drawing lifts our perception higher than the imminent sensorial cue.
The present exhibition has a wide spectrum of expression from Maestros and emerging talent in Indian art space. In terms of valuation a drawing is generally placed below paintings but higher up graphics and prints. Each drawing is a unique expression of the intent and exploration by an artist. Very many important/landmark paintings by great artists are based on the primary drawings. In 2008 while in New York City for my solo exhibition I savoured a fine collection of Gallery St.Etienne. Prominent among artists whose drawings were exhibited included Egon Schiele, Gustav Klimt and Oskar Kokoschka. Some of the drawings were the foundation of great works by these Maestros. The prices of the works ranged between 1to 2 million dollars. Kind and suave 85 year old gallery director Ms. Hildegard Bachert shared with me the history of some great paintings that were based on quite a few of the drawings.
In sum a good drawing may happen to cost very little to a collector initially but in time can acquire great value if it is path breaking or is basis of a great painting.

Viktor Vijay Kumar
2nd Feb.2009

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10 September 2007

Gordon Brown's Honeymoon Period 2007-2007

Gordon Brown’s Honeymoon Period – that glorious summer of sunny smiles and political harmony marked by a nation’s delirious acceptance of their new unelected Prime Minister(1) – has passed away.

It was in the balmy days of June 2007 that Gordon Brown and the British people were united in political matrimony, Gordon having offered a shoulder for the nation to cry on as it tried to recover from the discovery that former husband Tony Blair had been having a long and passionate affair with George W Bush ... as well as having offered the use of a double-barrelled shotgun with which to do away with its errant spouse (thus fulfilling Mr Blair's confident prediction to his friends that Gordon would only ever get together with the British people over his dead body).

So it was that on the joyous day of the nuptials, men, women and children across the country gathered together to celebrate the union between themselves and Gordon Brown in an outpouring of emotion on a level not seen since a secret cabal of florists(2) took out a contract on Diana, Princess of Wales to boost its profit margins.

At first all seemed well with the relationship. Mr Brown proved a dutiful - if unexciting - spouse, never happier than when plodding off to work to deal with inundation, foot and mouth, terrorist attacks or any other of the signs of impending apocalypse which had decided to pop by to wish him and the nation all the best in their new marriage. Yet beneath the surface all was not as it seemed. As the months went by the nation began to tire of Mr Brown's ceaseless dedication to his work, not to mention his constant calls for bans on gambling, reductions in drinking hours, the reclassification of cannabis and his secret meetings with spiritualists in order to channel the thoughts of The Daily Mail's Melanie Phillips. Soon the nation found itself looking elsewhere for a bit of fun and it began to think again of beginning an affair of its own with that well-scrubbed if rather vacant David Cameron chap who had popped round the other week to offer to install some solar panels on the roof.

Sensing a growing distance between himself and his spouse the Prime Minister decided to endear himself to the populace once more. Sadly he chose to do so by paying tribute to former prime minister Margaret Thatcher and slipping £120 to new mums to "buy something nice for the kiddies". It was not enough to close up the rift that had developed between Mr Brown and the nation that had once been willing to lie down and think of "Britishness" for him.

So as the nation sullenly ignored him over the toast at the breakfast table, Gordon Brown’s Honeymoon Period was over… I MEAN OVER! and a door slammed on the greatest political love-story since Alastair Campbell last caught sight of Tony in his Y-fronts.

Gordon Brown’s Honeymoon Period will be buried at the Trades Union Congress. The service will be conducted by the broadsheets, the tabloids and Newsnight (in an item dominated by quirky graphics, unsuitable music and a few images of Alan Yentob nodding intercut at random). It is survived by Gordon Brown’s Awkward Silences, Gordon Brown’s Moodiness and Gordon Brown’s Decision To Return Home To Live With His Mother For A Wee While.

(1) due mostly to their relief at being delivered – how ever undemocratically – from the yoke of Tony Blair.
(2) led, we are advised by our Egyptian correspondent, by the Duke of Edinburgh.

Welshcakes Limoncello said...

Love the comparison to a dull spouse!

Anonymous said...

I wanted to speak about honeymoon destinations, but here is politics:(


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Share your ‘big idea’ at #teachtechtalks

preeti Event News Leave a Comment

Are you an educator with a passion for technology? Do you have a case study that you would like share with your fellow educators?  If yes, then you might be ideally suited to participate at #teachtechtalks at EduTECH Asia. What are #teachtechtalks? #teachtechtalks are on-floor pecha kucha sessions running alongside the main EduTECH Asia conference. These are specifically designed to give teachers, lecturers and …


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Wednesday, February 25, 2015

Summer 2015 PAID INTERNSHIP ANNOUNCEMENT: Keio Academy of New York

Keio Academy of New York is seeking undergraduate or graduate student interns for its "US-Japan Summer Cultural Experience 2015"!

The internship lasts from Thursday, July 16, 2015 – Sunday, August 2, 2015, and will take place on Keio Academy of New York's campus in Purchase, NY. Interns must live on campus, as housing and meals will be provided.

Interns will be paid $8.75 per hour and will be working 6 days a week, about 25-30 hours per week. Must hold a legal status to work in the US (F-1 visa students will not be accepted), and must possess a social security number.
  • Excellent command of the English language
  • A good team player in a multi-cultural setting
  • Ability to work effectively in a fast-paced program environment
  • For Non-native speakers of Japanese- at least two years of college-level Japanese language or cultural studies strongly preferred
  • An undergraduate or a graduate student in an education, international studies, intercultural communication, or related program preferred
  • Willing to engage in recreational activities with participants when off-duty
  • Willing to learn the operational and administrative undertakings required of a residential educational institution
  • Experience in working with youth and/or experience in living/studying/working in another country in a cross-cultural environment preferred
  • Prior high school or college residential life experience a plus
  • Media arts or digital technology related experience helpful
  • Ensure program participants’ healthy, safety, hygiene, discipline, group dynamics, and social adjustment, working under the direct supervision of the Administrative Assistant Director
  • Assist program staff in guiding participants through a daily schedule of activities
  • Assist with administrative tasks as assigned
  • If bilingual, be an interpreter for the participants, their parents, faculty, staff members, and others as needed
Position Descriptions and Responsibilities:

Interns will be assigned a primary area of tasks from one of the following areas:
  • Administrative
    • Assist with administrative work
  • Social Networking Service
    • Set up SNS sites for the program
    • Provide daily updates and announcements on social networking sites such as Facebook
    • Gather photos and post on photo-sharing sites
  • Events and Activities
    • Assist and at times organize social events for the participants and others
  • Translation
    • Act as a translator during academic instruction, lectures, and presentations
  • Athletics
    • Assist and at time organize athletics events and activities
  • Videography
    • Produce a video record of the program

Send a cover letter written in English and a one-page resume (MUST include the phone number and email address of the applicant as well as the contact information of at least one academic reference) to the Keio Academy of New York summer program office at You must write "Internship Position" in the subject line of the email. All documents must be in PDF file format.
Any application without “Internship Position” written in the subject line, missing a cover letter or
academic reference information, or not in the proper format will not be considered.
Any application without "Internship Postion" written in the subject line, missing a cover letter or academic reference information, or not in the proper format will not be considered.

May 13, 2015 or until all openings are filled. Applications are reviewed on a first-come, first-serve basis.

Visit Keio Academy's website ( to learn more about the program. For questions, email the Keio Academy of New York Summer Program Office at

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A Singular Creation Art Community
promoting and showcasing all types of art and photography

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  • My Real Name Neha Gupta
  • Location: Noida, India
  • Age: 30
  • Occupation: Artist
  • Interests: Art, paintings
  • About Me: Indian Art Ideas is an online art gallery that exhibits the finest collection of modern, contemporary and fine art pieces created by eminent and adroit artists. We believe in bringing a matchless and unique selection of Indian art paintings, drawings, sculptures, prints and photography from different parts of India.

    Each form of artwork is hand-picked by our team of professional editors with a key focus on the innovative value and quality of the material used to create the piece of art.

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Latest Trends in the Domain of Indian Artworks on Tue Aug 01, 2017 1:44 am
There is no denial to the fact that Indian artworks are a feast to the eye. The immense beauty and vibrant pieces have the potential to instantly glam up any space in which they are kept. Since time immemorial,...
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Collecting art is an art in itself. Art can be a challenging task for those who aren't aware of the various genres being offered by it. One of such fields, which is attractive yet overwhelming, is contemporary...
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If you are someone who has recently started adoring arts and has been following the current market trends to buy your first original artwork, then you must have come across numerous art galleries that...
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If you are familiar with Indian history, then you will agree with us that of all the regions of India Mewar was the only region that was best known for the valor of its Rajput rulers and the creativity...
Some Practical Tips to Buy Art Online on Mon Nov 28, 2016 1:49 am
There is no denial to the fact that the history of art is as old as the history of human civilization. From the early pre-historic paintings of the Stone Age period to the contemporary paintings of present...


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How to refactor viewmodels

Tag: mvvm , prism Author: gc20090902 Date: 2012-07-28

Currently i am working on a project using prism where one of our modules has a viewmodel with 3000 lines of code!!!. really I would split this class to little pieces (some time is hard to read the code inside of this viewmodel) Actually the code of the viewmodel has more less 30 properties related with commands and i think there it's good place to start.. (some idea how can i move these commands to other class?) any ideas? Thank you!

Best Answer

There are a few things you can do, firstly how much of the code should be in the view model, and how much of it should be in the model itself?

Secondly, can any of the code be part of services that the view model takes as a dependency?

Thirdly, you might want to consider a conventions based MVVM framework such as Caliburn.Micro which will allow you to use actions instead of WPF commanding, which means considerably less boilerplate code binding up verbs on your view model with events on your view, as well as other advantages.


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ASQ - Education Division

FLVS Computer Science is STEMulating

Abstract: This is a conference paper for the 2011 Advancing the ASQ STEM Agenda in Education, the Workplace and Society. The paper is titled FLVS Computer Science is STEMulating by Bill Jordan and Amie Ross.

Does computer science come to mind when you think of STEM? To date, the “T” in STEM has focused primarily on enabling students to develop proficiency in the use of commercial software rather than learning to apply algorithmic thinking to actually create software. Computer science has received short shrift in the rush to implement STEM programs despite its unique ability to connect the dots among science, technology, engineering and math. This oversight is troubling given that no other discipline offers as many 21st century opportunities, regardless of a student’s occupational goals. This presentation will demonstrate why computer science is STEMulating.

Keywords: 21st Century Skills - STEM - STEM-Increase K-20 Interest and College Enrollment - K-12 - Conference Proceedings

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Tuesday, June 24, 2014

Numbers and Narrative: Modeling, Story Telling and Investing

When I put together the outline for my very first valuation class in 1986, I was warned by a senior faculty member not to go down that path. I was told that there was really not enough theory in valuation to warrant a class and that I would end up teaching a glorified accounting class. I chose to ignore that advice and I have not regretted it since, for two reasons. The first is that I love teaching a subject where there is little theory, the questions are entirely about practice, you draw on a unique blend of skills and tools to accomplish your tasks and the market acts as your task master.  The second is that I have learned almost everything I know about valuation and more importantly, how much I don't know, in the process of teaching this class. This post is about one of the recurring themes in my class which is the interplay between narratives and numbers that makes for a good valuation.

The Numbers Game
When most people think about valuation, they generally visualize dense financial statements and elaborate excel spreadsheets, and those coming into my valuation class are no exception. They expect me to immerse them in accounting rules and the building of models and are either deeply disappointed, if their background is in accounting or banking, or relieved, if it is not, to find out that the only thing I know about accounting rules is that there lots of them and that I am not an Excel Jedi Master. Don't get me wrong! I do draw on accounting statements for my information and use Excel incessantly, but here is how I see their place in valuation:
  1. Accounting statements provide me with the raw material for my valuation, nothing more and nothing less. Like all raw material, I have to decide what I will use and what I will discard, and I discard far more than I use. As the end user of the raw material, I get to determine what makes sense for me and what does not and not GAAP, IFRS or the accounting profession. As for fair value accounting, I am sympathetic with the motives (which is to make accounting more relevant) but unimpressed with the results. To me, fair value accounting estimates are like microwave frozen dinners, quick and convenient, but you will never mistake them for the real thing.
  2. Excel (or Numbers) is a versatile and powerful multi-purpose tool, but like all tools, it can be misused or over used. My knowledge of Excel is limited to those parts of it that help me complete my valuation and I frankly have no interest in expending time and resources mastering the parts that I can get done with simpler tools or none at all.
So, why do so many appraisers and analysts emphasize their mastery (at least in their minds) of the numbers side of valuation? The answer, I think, lies in the trifecta of illusions that go with numbers-based models.
  1. The illusion of precision: For better or worse, we seem to feel better about uncertain outcomes, if we can attach numbers (expected values, risk adjusted discount rates) to them. That, by itself,  is healthy but what is unhealthy is the belief that quantifying risk somehow makes it dissipate.
  2. The illusion of objectivity: I believe that all valuations are biased, with the only questions being how much bias and in what direction. That is because we bring in our preconceptions and beliefs about companies into our valuations and we sometimes add to the bias because we have other agendas at play. Here again, analysts point to numbers as their defense against the bias charge, with the implicit argument that numbers don't lie, when the most effective way to shade the truth is with a selective use of numbers.
  3. The illusion of control: I believe that "numbers people" often use numbers to intimidate "non-numbers people" into mute acceptance. The intimidation factor is dialed up by adding more detail  (500 line items, anyone?) and buzz words (free cash flow, a few greek alphabets and a host of acronyms) to your valuations.
In my view, there are at least three significant dangers, when numbers are used without any narrative (or story line) in constructing valuations. First, valuations become plug-and-point exercises, tools to advance sales pitches or confirm pre-conceived values. Second, if a valuation is built around line items and individual inputs, there is a strong possibility that you may be creating a business that can exist only in spreadsheet nirvana, where revenues double every year, margins expand without challenge and growth comes without significant reinvestment. Finally, discussions and debates about inputs become shallow exercises in quibbling about the "right" values to use, with no logical tie breaker.

The Narrative as Valuation
If one extreme of the numbers/narrative spectrum is inhabited by those who are slaves to the numbers, at the other extreme are those who not only don't trust numbers but don't use them. Instead, they rely entirely on narrative to justify investments and valuations. Their motivations for doing so are simple.
  1. Story telling is a powerful attention getter/keeper: Research in both psychology and business point to an undeniable fact. Human beings respond better to stories than to abstractions or numbers, and remember them for longer. After all, the Harvard Business School has taken story telling almost to an art form with its cases, tightly wound narratives that are supposed to convey larger lessons.
  2. Unrestrained creativity: "Creative" people through the ages have always fought back against any restraints on their creativity, especially those imposed by those that they view as less imaginative than they are.
  3. The Creative Superiority Complex: Just as numbers people intimidate with mounds of numbers, good narrators can browbeat "bean counters" with superior story telling, especially if they can back their stories up with personal experience.
Narrative-driven investing is not uncommon, especially with younger firms and start-ups, and I have been taken to task for even trying to value these companies using number-driven models. Paraphrasing some of the comments on my valuations of Twitter and Uber, the argument seems to be that while cash flow based valuations may work on Wall Street and with mature companies, they are not useful in analyzing the type of companies that venture capitalists look at. While it is true that rigid cash flow based models will not work with companies where promise and potential are what is driving value, staying with just narrative exposes you to two significant risks. The first is that, without constraints, creativity can carry you to the outer realms of reason and into fantasy. While that may be an admirable quality in a painter or a writer, it is a dangerous one for an investor. The second is that, when running a business as a manager or monitoring it as an investor, you need measures of whether you are on the right path, no matter where your business is in its life cycle. When narrative alone drives valuation and investing, there are no yard sticks to use to see whether you are on track, and if not, what you need to do to get back on the right path.

Numbers plus Narrative
If numbers without narrative is just modeling and narrative without numbers is story telling, the solution, as I see it, is both obvious and difficult to put into practice. In a good valuation, the numbers are bound together by a coherent narrative and story telling is kept grounded with numbers. Implementing this solution does require work and I would suggest a five-step process, though I am not rigid about the sequencing.

Step 1: Develop a narrative for the business that you are valuing or considering investing in: Every business has a story line and the place to start a valuation is with that narrative. While managers and founders get to present their narrative first, and some of them are more persuasive and credible than others, you and I have to develop our own narratives, sometimes in sync with and sometimes at odds with the management story line. As an example, in my valuation of Uber, my narrative was this: Uber is an innovative car service company, with the untested potential to expand into other logistics businesses. It will expand the car service business (by attracting new users), while gaining a significant (though not dominant) market share and preserving its profitability.  The counter narrative that some of you presented is the following (and I am paraphrasing): Uber is a logistics company that will find a way to expand its profitable car service business model into the moving, car rental and electric car businesses.

Step 2: Test the narrative against history, experience and common sense: This is the stage at which you put your narrative through a reality test and examine whether it withstands multiple tests. The first is the test of history, where you look at the past to see if there have been companies that have lived the narrative that you are claiming for your company and what they share in common.  The second is the test of experience, where you draw on investments based upon similar narratives that you have made in the past and remember or recognize road bumps and barriers that you ran into in practice. The third is the test of common sense, where you draw on first principles in economics and mathematics, to evaluate your narrative's weakest links. With Uber, here is how I justified my narrative. Uber will be able to gain (10%) is that the car service (taxi and limo) business is a splintered, regulated and inefficient business that is ripe for disruption. The reason I did not assume a dominant market share for Uber (40% or 50%) is because I don't see as large a networking effect in the car service business, where the service is both physical and localized, as there are in online technology businesses (search, merchandising or advertising). At the same time, I am assuming that Uber will be able to preserve its profitability in the face of competition and overcome regulatory hurdles.

Step 3: Convert key parts of the narrative into drivers of value: Ultimately, even the most gripping narratives have to show up in the numbers. While this may seem like an insurmountable obstacle to those without a valuation background, it can be simplified by looking at the big picture. Here is my attempt to connect different narratives with key value drivers:
Narratives and Value Drivers
Step 4: Connect the drivers of value to a valuation: I use discounted cash flow models (DCF) to connect the drivers of value to value, because I am comfortable with the mechanics of these models. It is a tool that not everyone is comfortable with and you may find a different and perhaps better way to connect value drivers to value. In fact, the classic VC valuation takes a short cut by using three drivers of value: an expected earnings (or revenue) in a future period, an exit multiple (based on what others seem to be willing to pay today for similar companies) that converts that number into a future value and a target return to discount that value back to the present (and adjust for risk). To those of you who have never done valuation before, trust me when I say that valuation at its core is simple and that anyone should be able o do it. If you don't believe me, you are welcome to try my online valuation class on iTunes U. It comes with a money back guarantee.

Step 5: Keep the feedback loop open: My kids and spouse are quick to remind me that the three words that I find most difficult to say are "I was wrong" and I am sure that I am not alone in my reluctance. The biggest enemy that we (whether numbers or narrative driven) face is hubris, where we get locked into our initial points of views and view changing our minds as a sign of weakness. While it does not come easily to me, I do try to stay open to the possibility that as events unfold, my narrative will change or even shift, sometimes dramatically. With Uber, if the next few months bring evidence of tangible success of the business model in other logistics markets, I will change my story, expand the potential market and with it, the value. If, in contrast, the company gets bogged down in regulatory and legal fights in its existing car service markets or a competing service improves its offering dramatically, I will have to dial down my optimism, reduce both market share and profit margins and change value. In either case, I will view these changes as part of investing rather than as a failure in my initial valuation.

In my experience, it is easiest to play to your strengths (which, for me, are on the numbers side), but you will gain the most when you work on your weaknesses (which, for me, are on the narrative side). Consequently, I learn more from listening to those who think differently from me and disagree with me, even if they do not always do so constructively, than I do from those who agree with me. On my Uber valuation, the comments that I found most useful in fine tuning my valuation were those that I heard from those in the venture capital and technology space. After telling me that I had no idea what I was talking about and that "DCF won't work for these companies", they then proceeded to give me ideas that I incorporated into my DCF valuation. Here, for instance, are my attempts to quantify four of the most common narratives I heard about Uber, and the consequences for value.

Total Market
Market Share
Uber Cut
Cost of capital
Failure Probability
Value for Uber
Car service company, facing significant competitive and regulatory hurdles, forced to make trade off of lower profitability for market share.
$100 billion
Car service company with potential to expand into other logistics markets, significant market share, sustained profitability (Mine)
$100 billion
12% ->8%
$5.9 billion + $2-3 billion for disruption option
Car service company with dominant market share (from networking effects) and sustained profitability (New York Times)
$100 billion
12% ->8%
Logistics company with expansion of car service business model into other logistics businesses, while preserving profitability.
$600 billion
12% ->8%

There are two points I hope to make with this exercise. First, even the most imaginative and far-reaching narratives can and should be converted into numbers. So, let's retire the argument that some companies cannot be valued. Second, big differences in valuation almost always result from differing narratives about companies, not disagreements about the "small stuff".

Finally, since this is a discussion of how best to marry narrative to numbers, I cannot pass the opportunity to plug Shark Tank, one of my favorite shows, where narrative (from those pitching their businesses) meets numbers (from the venture capitalists/investors who challenge the business models while bidding on them), generating both drama and humor.

If you view value as narrative overlaid with numbers, there are implications for both the founders/managers of businesses and the investors in these firms. To attract capital, managers need to develop coherent narratives about the firms that they run, convey these narratives to investors/markets effectively, and act consistently. To manage that capital well, they need to  identify value drivers, set yard sticks that measure how the narrative is unfolding and change in response to unforeseen events, both positive and negative.

For investors, the lessons are just as profound. They need to find companies that have compelling narratives, convert these narratives into value and make sure that they are not paying too much.  They need to spread their bets across several good narratives and be open to changes in narratives and numbers. It is true that having a great narrative and the numbers to back them up is not a guarantee of investment success. The best laid plans of mice and men can go to waste, but to not plan at all will guarantee that waste.

Uber: A Challenged Car Service company
Uber: A Successful Car Service company
Uber: A Car Service company with networking effects
Uber: A Logistics company

AndreS said...

Professor. I've been following your posts and working through your classes for over a year now. You're really killing it here.

UniverseofRisks said...

Narratives are key in valuation.The numbers I come up with reflect the narrative. I sometimes like to have a couple of possible narratives for the same entity in-order for me to perform a what-if analysis.

Anonymous said...

Good job that you decided to ignore the advice. You probably wouldn't be as well-known as you are now if you had gone down a more conventional route. Life is peculiar like that sometimes.

Indradip Banerjee said...

A great read. Valuation seems to be numerification of narratives.

Marco said...

Thanks professor, interesting comment about the Shark Tank show, which I have seen critisized as presenting valuation in false colors. May I suggest a blog post with your view.

- Marco

Disclaimer: I have no association with said show.

Andrew said...

You should really hit up Brian Gendreau at UF if you want to explore this deeper. He definitely had a similar take on narratives vs. numbers. My only response question to you is: Since relying on either narratives or numbers as an external evaluator is basing valuation on imperfect information, wouldn't it be best if instead of valuing the companies on the range of possible narratives, you instead would base it on the narrative(s) mass market psychology would be most likely to accept?i.e. wouldn't incorporating some sort of social media scan of posts + incorporating polling of an appropriate sample size + analyst basket +media articles and account for them using some sort of blackjack valuation assignment (positive words=+1, negative words= -1) be a more useful narrative in terms of true valuation than coming up with the range of narratives on your own or based on a New York Times article?

Not to be antagonistic, just curious on your view of that?

-Andrew Nelson

Aswath Damodaran said...

I think that you are mixing up pricing with valuation (see my earlier post on the distinction between the two). All of the psychological factors that you mention affect the price but they have no effect on value.

Anonymous said...

There has recently been one perfect narrative story on the market when investment funds gave invested $1 bln. in junk "YO" start-up. This is perfect example to your article.

Kerrie Peacock said...

Always love reading your posts Professor, I'm always learning something new and interesting from you.

Anonymous said...

Taleb says you're "unrigorous" https://mobile.twitter.com/nntaleb/status/482913788942123008
Any comments?

cara membuat email said...

thanks visit my blog http://sijul.blogspot.com/2014/07/cara-membuat-email.html

Here Franke said...

Thank you for this article.

I believe the equation that revenues are the product of total market x market share is at least misleading and maybe one of the most misunderstood relation in financial science.

It is simple not true that as an entrepreneur you only have to increase the market share and you are doing great. Typically, increasing your market share comes with a lower profit, either because you have to strongly invest into marketing or you are lowering your prices. It is typically the other way around: if you want to have a profitable company (and that is what you should be interested in), you should raise your prices and profits. The market share should come only as a secondary thought.

Anonymous said...

Talebs black swan fund was a dismal failure he has no credibility as a valuer of assets

Anonymous said...

The professor just got his a$$ handed to him: http://abovethecrowd.com/2014/07/11/how-to-miss-by-a-mile-an-alternative-look-at-ubers-potential-market-size/

Subramaniam Thamizh Venthar said...

Professor, in McKinsey style, your valuation was “Directionally correct”.

That helps the audience to a very great extent.

Matching the narratives with appropriate numbers requires significant understanding of the past, clear perception of the present, and wonderful anticipation of the future (political, economic & social) events/ market trends/ human behavior/ technological advancements.

Valuation, in essence, is both a science and an art!

Sally Sen said...

Professor, this is a great read & an amazing experience exploring the blog. One visit is not enough, will be hanging out often.

This is indeed a useful, informative & very good post.
Thanks! for all the sharing.

-Certified Financial Analyst

Gold Trading Advisory Company said...

That's the fact that Human beings respond better to stories than to abstractions or numbers, and remember them for longer.

John Punk said...

Great site. Plenty of useful info here. I am sending it to several friends ans additionally sharing in delicious. And certainly, thank you in your effort!

Funigi said...

Great piece prof,

Other than "Hail Tech" Über is a asset abuse company. They promised certain incomes per ride and once trusting drivers were willing to assume the debt for a black service-level vehicle Über re-wrote the income rules. What passes for genius at Swarthmore and Wharton is just another racket on Main Street. Über and Lyft depend upon unwise drivers to assume the asset and all related costs. Their entire business model depends on others. They will never swing for driverless cars since those carrying costs will dismantle their made-of-clay model. Why does no one mention this shift in asset acquisition? Because they've never performed work like this and I'd wager no one who has used the service would dream of becoming a "small-getting-smaller-business-owner". Their model is a joke and once this experiment is over we will all understand why taxis are so expensive and why this industry is so fragmented and limited to local areas. These carrying costs are enormous and as variable as the fluctuations of insurance and energy. Remember pets.com? Who ever made money shipping 50lb bags of dog food? UPS and Fed Ex. Hey, what If they get into the ride biz? They've got the drivers and the vehicles. Just paint the trucks black and add seats...if its cheap enough people will take that ride. Goldman could take that spinoff public. They're already global and have an app for this. Uberpets.com!

Unknown said...

Thanks Prof Damodaran - this is why you are the man when it comes to the science/art of valuation. There are far too few academics who teach people to use their common sense instead of a rote textbook or theoretical approach.Numbers and jargon while intended to be helpful often end up obscuring the message or key insights. More please.


text:
June 28, 2013

potholders for MR KITLY
happy weekend all

June 26, 2013

a new home ... soon

some sunny pics from my appartment and a rather discontented looking cushion :)
my room is a bit upsidedown now, cause I'm moving to another place mid-July; can't wait to show you some foto's of the new appartment!
the cushion will be for sale at MR KITLY soon

June 22, 2013

eppo & julian, bugs etc...

June 20, 2013

diary of a cactus, 2

 1 = 3 = :^)

pilea sprouts & new cushion
Good Night & Sweet Dreams

June 18, 2013

diary of a cactus

I'm the owner of a cactus that only grows in height and never makes lateral shoots; at times he grows too tall and breaks off and everything starts again from scratch; a Sisyphus story, as it were,

I chopped my beloved cactus in three pieces; the other two parts also come in the pot, but I've read - in my favorite cactus book - that it is better for them to dry for a while...

... so there will be a sequel soon :)
october 10, 2011
september 21, 2012

new mobiles!

June 16, 2013

last weekend

the weekend was really laid back...
and sunny now and then;
looking for bugs, woodlice and other vermin under the cobbles, E has become a collector of insects :)

June 07, 2013

I'm so glad summer's finally here :)
happy weekend all!


text:
Does the thought of death and thus the state of non-existence frighten atheists?

Religions play on death and escaping from it as a consistent theme. Promoting this on a continuing basis produces an unhealthy attitude to mortality. On the other hand, atheists soon accept that death is a reality of life and therefore spend little time pondering it.

Most atheists find that death is a regrettable but natural part of living and have no choice but to accept the reality. No-one wishes to experience the final parting of family and friends but wishing for a better outcome of everlasting life will not make it so no matter how intense is that desire.


text:
Wednesday, June 16, 2010

Well, I just got back from a delightful holiday shared with long time (long, long time) girlfriends from grade school thru to high school and well, now beyond middle age.
I would like to share a little history about these ladies so you may enjoy the following pictures as much as I do.

Janece is the owner of this beautiful country estate which she has so generously offered as a bi-annual cronies retreat. About Janece. She was our Senior class president, Student bodyVice President, Head cheerleader blah, blah, blah (over achiever) and is now a devoted mother, almost grandmother and pretty much still the head cheerleader. How does she do it you ask? 96 oz of Diet coke w/lime apparently helps. But seriously, go figure she has issues about not being officially crowned as "The Queen" Yeah, thats her the "blonde" with Wendy another cheerleader, once prom Queen. SINGING Which I would like to draw your attention to--------->To me
(if I could only figure out how to post the video)

Then there is Theresa the shortest of her majesties subjects but never the less a high school cheerleader, V-day queen blah, blah, blah, who is now also an ever devoted wife, mother and grandmother. She doesn't do crafts, drinks diet coke for breakfast and will not stay in her PJ's for a whole day. But, she will be happy to take a break from a puzzle to tell a story and strike a pose. Once again------> For ME.

Next is Myrna and Wendy. Two names, but you can hardly say one without the other.
was always the resident peace maker, she obeyed her mother dutifully, took every opportunity to sing (and boss) and pretty much took care of everyone who needed it. She will however sit in her Pj's all day with out a bra. ( I hope your mom wasn't watching)
Wendy as I mention before cheerleader/prom queen and also bra-less PJ sitter. hehehe (your mom either)
There is absolutely no one they aren't related to or memory they can't recall and they have the pictures to prove it!!! Avid crafters, devoted wives, mothers and grandmothers as well.

Which brings me now to this thought. Who are they all cooking for?

Guess that makes me the Queen

Love ya girls
Video to follow

Tuesday, March 23, 2010

OCDesigner: tips on getting old

OCDesigner: tips on getting old

OCDesigner: tips on getting old

OCDesigner: tips on getting old

tips on getting old

A few tips on getting old and how not to do it.

1. Don't let people who don't love you or care about your self respect take random photo's of you being a grandmom.

2. What you can do is fake people out by taking your own picture. Holding the camera high above your head causes you to extend your neck up. Which lengthens it and allowing the jowls to fall back. I know everyone knows this trick, but I still like it.

3. But, sometimes you just get tired of faking people out with camera tricks. Cuz, What the heck....If they got eyes the camera trick only works in the picture?.......(.hmmmm shoulda thought that thru.)

But when you get a glimpse of the most hideous picture you could imagine and it resembles....something that could live under your porch combined with.....well, your mother. Vanity seems highly under rated! So Im gonna reach out and grab me some......

Now the question is.......Was it worth it?

Stay tuned to the next exciting episode!!!!! Vote if you'd like. Will it be worth it?


text:
Tuesday, February 24, 2009

And the worst part is that it's not cute or cuddly...

Yesterday I tried to have a baby.

I woke up feeling just a bit off. By 10 am I was having cramping. By 1:00 I was having stabbing pains and contractions. But I waited. Because I didn't want to be one of those crazy preggo moms (a.k.a. me in both previous pregnancies) who went to the hospital for every little thing. Plus this one is on me, folks, so when I'm paying I want to make sure I'm paying for the baby and not false labor.

So I took a bath and waited. And they got worse. MUCH WORSE. And then they were 15 minutes a part. And then 10. At which point I went to the doctor. Because something was clearly up. From there they went to 7, 5, 3 and that is when they wheeled me into L&D. Because I was clearly having a baby.

The doctor told me they'd have the C-section that night because it was more dangerous to stop labor at this point than it was to continue. I, of course, called all my family. But, the doctor on call that night had different ideas. And she gave me two shots of terbutaline and stopped the contractions.

But the pain just wouldn't stop. And oh. my. Lord. did I want to punch the nurse when she asked if I thought it was a pinched nerve. A PINCHED NERVE??? No. It wasn't a pinched nerve.

Once the contractions stopped, though, it became very obvious what was causing the pain because it was (unfortunately) a very familiar pain when separated from the pain of contractions. Kidney stones. No, that just doesn't do it justice. It was FREAKING KIDNEY STONES!!!

Oh this cruel, cruel body of mine.

They sent me home with one measly percocet and instructions to stay hydrated. And within 5 minutes of getting home I passed the stupid thing.

Thomas dared me to take a pic and blog it, but the truth is I like you guys too much and I want you to actually come back here again in the near future and pictures of kidney stones probably wouldn't guarantee the future of our relationship, right? I didn't think so.

Halie said...

I am glad everything is ok and you are feeling somewhat better.
I was getting excited about meeting the little guy, but I am glad that he is all ok and I know we will meet him very soon.

See you on Sat.!

Heather said...

Wow. I am glad you are ok.

Ironically, you are the SECOND friend I have that is pregnant AND passing kidney stones.

Carey said...

I've passed a kidney stone. I've given birth. They were the two most painful events of my life. I cannot think of anything more cruelly and ironically unfair than to pass a kidney stone WHILE pregnant! You poor thing!

It makes for a good story to tell your son later... You should name him Stone just for kicks.

Sue said...

hahaha! "stone" i went to a church called the "austin stone." i know...sorry, its really not that funny! hope everything works out with the billing department. what a pain(s)!!!!

Land of Lovings said...

Thomas said the same thing about naming him Stone! Then he considered the Hawaiian heritage and decided The Rock was even more appropriate. So, The Rock Loving it is. I've always liked The as a first name, haven't you?? : )

Fiona said...

Awful!! I'm so sorry. What a terrible story.

I had gall stones years ago (before I had them take that sucker out!!) and the pain was really bad. Many sympathetic thoughts coming your way - hope you're done with that at least until your baby comes.

Eryn said...

say no to diet coke!! :D I am glad he is waiting till his due date :)

Tiffany @ Lattes And Life said...

Thank you so much for not posting that picture. I feel for ya and all, but I don't need to see *that*.

So glad you're feeling better. What a hot mess that was.


text:
Read Book Emma

Minggu, 21 Juni 2015 | komentar

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I never have been in love;
it is not my way, or my nature;
and I do not think I ever shall.

Emma Woodhouse is certain of one thing: that she’s an excellent matchmaker . . . even though she’s never been in love. Emma dives into the game of finding an admirer for her newest project, Harriet Smith. But Emma quickly realizes she’s in over her head and that she might lose everything if she keeps playing. Beautifully presented for a modern teen audience, this is the must-have edition of Jane Austen’s timeless romantic satire.

Product Details

  • Sales Rank: #191998 in eBooks
  • Published on: 2011-08-23
  • Released on: 2011-08-23
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Sunday, November 28, 2010

"The Maid-Servant at the Inn" by Dorothy Parker

The Maid-Servant at the Inn
by Dorothy Parker

"It's queer," she said; "I see the light
As plain as I beheld it then,
All silver-like and calm and bright-
We've not had stars like that again!

"And she was such a gentle thing
To birth a baby in the cold.
The barn was dark and frightening-
This new one's better than the old.

"I mind my eyes were full of tears,
For I was young, and quick distressed,
But she was less than me in years
That held a son against her breast.

"I never saw a sweeter child-
The little one, the darling one!-
I mind I told her, when he smiled
You'd know he was his mother's son.

"It's queer that I should see them so-
The time they came to Bethlehem
Was more than thirty years ago;
I've prayed that all is well with them."

  1. Dorothy Parker wrote some really beautiful poetry about the holy family! this is the other one I've posted:

  2. It's really sweet but kinda sad too...


text:
Boats for sale in Illinois

3557 Boats Available
$ - AUD - Australian Dollar
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  3. Sea Pro 219

    Country Club Hills, Illinois, United States

    DEALER DEMO 2017 Sea Pro 219 Center Console Powered By A 250 HP Mercury Verado! Mercury 250 HP Verado Ameritrail Aluminum Trailer Features/Options included: Garmin 7607 GPS VHF Radio with Antenna Helm Pad Deluxe T-Top with Radio Box Freshwater with Pull Out Shower Trim Tabs T-Top Underside Color Seat Bolsters Under Water Lights Fish Box Macerator Removable Table Tempered Glass Windshield Swing Tongue Spare Tire Load Guides Livewell Rod Storage SPECIFICATIONS Length - 21’ 9” Beam - 8’ 6” Fuel - 85 gal. Max H.P. - 250 H.P. Live well - 30 gal. Freshwater - 12 gal. (optional) Cooler - 90 qt. Fish Box - Port and Stbd 120 qt. each Floor 150 qt. (optional)  Deadrise @ Transom - 17.5 degrees Draft - 14” Dry weight (w/o motor) - 2750 lb. STANDARD FEATURES Hand laid fiberglass hull 10 Year transferable hull warranty Lifetime hardware warranty 5 Year bow to stern warranty (excluding electronics) Powder Coating (White Std / Black Optional) Tilt Hydraulic steering Composite transom Engineered custom fiberglass stringer system All stainless steel forged thru hull fittings Stainless steel pop up cleats Stainless steel rub rail Stainless steel steering wheel Custom leaning post Custom dash with stainless steel switches Custom high volume cockpit drains Raw water wash down with pocket hose Polk Audio system with 4 speakers Large insulated fish box Anchor locker Automatic bilge pump Under gunwale LED lighting Easy access lazarette for battery and seacocks Reclining bow back rest 30 gallon live well 52" folding transom seat 90 qt. insulated cooler.

    Seller Water Werks Boat
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text:
Distance between Allambee South and Highlands

Straight Distance

Driving Distance

Estimated Driving Time

The straight distance between Allambee South (Victoria) and Highlands (Victoria) is , but the driving distance is .

It takes to go from Allambee South to Highlands.

Driving directions from Allambee South to Highlands

Distance in kilometers

Straight distance: 0 km.      Route distance: 0 km

Allambee South, Australia

Latitude: -38.3559 // Longitude: 146.108

Photos of Allambee South

Possum Hollow FallsFlying Fox at Allambee CampTarwin Rv camping reservesMossvale ParkHistoric shops, Thorpdalestreet paintingGrand Ridge Road Merboo NthDelburn, Victoria

Allambee South Weather

We're sorry but Allambee South weather is not available right now.

Highlands, Australia

Latitude: -37.0915 // Longitude: 145.406

Photos of Highlands

Another tree shotView from HighlandsHighlandsGoulburn Valley Victoria.Lower Fassifern Falls,Victoria.

Highlands Weather

We are sorry, but Highlands weather is not available right now.


text:
Boats for Sale of Interest

Selection of boats that may be of interest from the list of boats available for sale above.
A$ 26,271
Freeport, ME, United States
Bayside Boat Sales LLC
1986 Hobie 33 Racing Sloop with Fixed keel Deck stepped mast Large sail inventory New updated rudder(2015) Newer Tack-Tic instruments New style bow pulpit 1987 Zieman Tandem Axle trailer in excellent
A$ 25,743
Shelburne, VT, United States
Bruce Hill Yacht Sales, Inc.
FLAME is a Hobie 33 sailboat - a highly competitive one-design / PHRF ULDB racer . Easily trailerable with a retractable keel and deck-stepped mast. As a racer, the Hobie 33 shines.
A$ 21,610
Port Dover, ON, Canada
Bridge Yachts Ltd.
New main, 5 headsails, 3 spinnakers, 1 genneker, 2012 Tohatsu 6hp, and Tandem Axle Trailer.
A$ 14,304
NB, Canada
Sunnybrook Yachts
MOTIVATED SELLER! OFFERS ENCOURAGED!The Hobie 33 is the first production of the Ultra Light Racing boat. It is extremely fast reaching and down wind and can reach speeds of 20 knots. A PHRF rule beate
A$ 9,776
Scarborough, ON, Canada
Breezeway Yachts
This is a lightly used Hobie 21SE. The Hobie Cat 21SE version is a 21’4” double handed beach catamaran designed by Hobie Cat and John Wake. She was built by Hobie Cat (United States) and m
A$ 7,261
Sale Pending
Rooke Sails
SPECIAL for Spring - - a  FREE  $325 Sunbrella Custom Cover with purchase of  This Tandem Island. You can sail with one or two.  You can use it as a water born bicy
A$ 9,967
Gilford, NH, United States
Fay's Boat Yard, Inc.
2016 DEMO Hobie Pro-Angler 17 Includes: LoadRite trailer, Motorglide Xi5 50" 12v Trolling motor & motor set up, 2 year warranty on Kayak. Lightly used and in excellent condition.&


text:
The Auburn Players will present, “Of Mice and Men” April 20-23, 2017 at the Bisgrove Theater at Cayuga Community College. As we begin rehearsal, we are sharing some interesting history of the novel.

  1. The original title was…  ‘Something That Happened’   Steinbeck initial working title for his novel was ‘Something That Happened’, before finding inspiration in the Robert Burns poem ‘To A Mouse’, written in 1785. Like Burns, Steinbeck shared a similar knowledge and love of the natural world.
  2. Steinbeck’s dog ate an early draft  “Two months’ work to do over,” Steinbeck wrote. “There was no other draft. I was pretty mad, but the poor little fellow may have been acting critically”.
  3. Steinbeck’s agents’ were initially disappointed with the novelWhen Steinbeck first sent Of Mice and Men to his agents’ in 1936, they were unhappy in its scope.  Steinbeck wrote to them clarifying the message he’d intended for Lennie.  “I’m sorry that you do not find the new book as large in subject as it should be. I probably did not make my subject and symbols clear. The microcosm is rather difficult to handle and apparently I did not get it over – the earth longings of a Lennie who was not to represent insanity at all but the inarticulate and powerful yearning of all men.”
  4. The novel was an immediate hit  First published in February 1937, Of Mice and Men quickly became a bestseller, selling over half a million of the first edition. Since then, it has gone on to sell over seven million. The novel received wide critical acclaim, with many critics praising Steinbeck for his realistic and compassionate statement about humanity and the migrant labour experience.
  5. Lennie was based on a real person  Steinbeck told the New York Times “Lennie was a real person. He’s in an insane asylum in California right now. I worked alongside him for many weeks. He didn’t kill a girl. He killed a ranch foreman. Got sore because the boss had fired his pal and stuck a pitchfork right through his stomach. I hate to tell you how many times I saw him do it. We couldn’t stop him until it was too late.”
  6. The novel was written with theatre in mind  Of Mice and Men was Steinbeck’s first of three attempts at a ‘play-novella’, which he described as being ‘a play that can be read or a novel that can be played’. Describing his novel at the time, Steinbeck said it’s a ‘tricky little thing designed to teach me to write for the theatre.’ The plot occurs over three days with each chapter arranged as a scene, and each scene confined to one of four locations: a wooded area, the bunkhouse, the stable hand’s room, and the main barn. When Steinbeck finished writing the book, he immediately began writing a stage adaptation.

This production of “Of Mice and Men,” is the 2nd Annual Page to Stage Series presented by the Auburn Players Community Theater.  Student tickets for this performance will be free (groups please call ahead).  Teachers and schools are encouraged to contact the community group to arrange for tickets.  In addition, April 20th is Thrifty Theatre Thursday, general admission and senior citizen tickets will be half-price!  For tickets call (315) 702-7832