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Recruiting: Under Armour Underclass Tournament Day 1 Recap, Day 2 Standings

In arguably the recruiting event of the summer, Under Armour Underclass pool play got underway on Friday at noon and ended after the 4:00 games, and will pick up bright and early on Saturday morning, continuing through Sunday afternoon.

All but two teams played one game - Baltimore (2-0) and Upstate N.Y. (1-1) played twice and will thus get some essential rest, picking back up at noon. In case you haven't read our preview of the Under Armour underclass games from Wednesday, do so now.

A large crew of IL scribes - Geoff Shannon, Casey Vock, Caroline Darney, Danielle Bernstein (of @ILWomen fame) and myself - were on hand for Friday's games and will have reports coming in all weekend. In our first installment on UA this weekend, I take a look at New England's OT win over Long Island and Baltimore's victory over West, as well as observations on South-Upstate from our man Casey Vock.

day 2 Standings

Blue Division

Baltimore 4-0
Long Island 0-3
New England 2-1
Midwest 0-3
West 2-1

Top 2 Semifinalists
Sunday's winner New England/West

Red Division

New Jersey 0-3
Philadelphia 3-0
South 0-3
Upstate New York 2-2
Washington D.C. 3-0

Top 2 Semifinalists

Washington D.C.

Day 1 and Day 2 Individual Game Scores/Results

Follow scores, updates and links all weekend via @ILPreps on Twitter

impressions from LI-NE and B'more-west

New England vs. Long Island

In what looked to be perhaps the game of the day, Long Island and New England backed up that talk and went to overtime, with NE's Tyler Kellogg (Trinity-Pawling '15/Virginia) ripping a high beauty to give his squad the 9-8 victory.

For New England, there were a bunch of standouts, especially on the offensive end. I came away particularly impressed with the play of Ryder Garnsey (Brewster Academy '14/PG/Notre Dame) and Joe Manown (La Salle Academy '15/Duke) at attack. Garnsey, a slick lefty, had two goals including an excellent tally with 15 seconds left in the half in which he found the net with defensemen draped all over him to send the game into a 3-3 tie. Manown, a Rhode Island native, is a quick type at X and showcased stellar hands on the day, contributing a hat trick. Liked his ability to beat his man with a split dodge or a fancier move at GLE but also stick the outside shot at times. At midfield, Brian Smyth (Westminster School '16) was formidable at the face-off X but impressed making some big plays that may appear little (stops on D, GB's, plays on the sidelines) but in an overtime game, look very good especially during opportune times. Conor Kelly (Avon Old Farms '14/Maryland) is a big offensive threat when dodging the alleys and looked to be a player his teammates wanted to defer to in crunch time. Defensively, goalies Tyler Blaisdell (Thayer Academy '14/Princeton) and Josh Miller (Brien McMahon '15/Towson) were both superb in cage. Size is not on their side but they are quick-handed, talk well, make huge stops inside and clear deftly.

Though they dropped their first game, Long Island is exploding with talent and possess the talent to make a serious run for their first title since 2010. With arguably the two best rising junior FOGO's in the nation in Austin Henningsen (Northport '15/Maryland) and James Sullivan (Garden City '15/undecided), they will almost always win the possession battle and will therefore be right in the thick of things. Attackmen Patrick McCormick (Hicksville '14/UNC) and Ryan Keenan (Smithtown West '14/Penn State) were LI's offensive standouts on Friday. Keenan showcased impeccable vision, racking up an assist or two and a would-be helper when posted up top, an absolute money feed towards the crease that should have been finished. He looks like he's put on a bit more weight than last year and still dazzles with his IQ. McCormick was a go-to scorer, showing the ability to finish with craftiness inside and move well off-ball. He's a player whose stock is rising again - I'm sure the Tar Heels' coaching staff is excited to get him on campus in a year. Also liked the play of rising junior attackman Alex Concannon (Syosset '15/Hopkins), who I'm sure we'll talk about more in forthcoming reports. Defensively, LSM Tommy Wright (Garden City '15/Penn State) was an absolute beast in between the lines but also around the crease when needed. He's got a lanky figure but uses his stick really well and stripped the opponent rather regularly, also using a great trail check. Carried upfield and pushed transition after coming up with a big ground ball. Without a doubt one of the better longpoles in the class. A few more LI players who impressed were defenseman Nick Capuana (Massapequa '14/Towson) and middie Christian Zawadzki (Smithtown West '14/Maryland).

With it being the end of the day (plus I had two IL staffers at my side), I took less notes on this game but still came away with a few quick observations.

Charm City's tandem of Shack Stanwick (Boys' Latin '14/Hopkins) and Mikey Wynne (St. Paul's '14/Cornell) connected as well as I figured they would. Stanwick is, of course, an excellent facilitator and has vision beyond his years, finding Wynne on the doorstep in several situations. The nation's No. 1 recruit had at least three assists to Wynne and will assuredly have plenty more throughout the weekend. Repping the MD public schools, Jason Ashwood (Hereford '14/High Point) had a five-goal outing according to my notes and scored them in a variety of ways. He could take contact well when dodging from behind but also bury the outside shot. Coming off of a six-goal performance in his team's win earlier in the day, Brinton Valis (McDonogh '14/Hopkins) had another solid day, as did BLC Crabs teammate Will McBride (Gilman '14/UNC). Returning defenseman Alex Hurdle (McDonogh '14/Notre Dame) is the heart and soul of the D, communicating better than anybody on the field, putting his body in front of shots and clearing well.

As always, the West has super talented athletes that will be expected to have them in every game. Riding the wave of a great season individually, Joe Lang (St. Ignatius Prep '14/Harvard) had a handful of nice goals, showcasing a nose for the goal. He moves well around the cage but also does a good job riding. Midfielders Colin MacIlvennie (Eastside Catholic '14/Maryland) contributed plenty to the unofficial stat sheet and shoots a heavy ball with both hands. He flat out knows how to get to the rack, an area in which Jake Seau (Bishop's School '14/Duke) also demonstrated skill. Seau appeared more confident than last year, using sheer athleticism and a burst of speed to create separation from his defender. In terms of longpoles, Cade van Raaphorst (Desert Vista '15/Duke) was impressive, gobbling up GB's and sending the ball to the West's offensive stalwarts but also marking his guy effectively. Alex Larson (Chapparal '14/Rutgers) made some eye-popping saves and consistently found the open man in the clearing game.

vock's notes on south-upstate

One of a few good games on the afternoon, this turned out to be yet another overtime contest, with Upstate coming away victorious, 13-12. But the talented South team put on a tremendous showing as they battled back from a 5-1 deficit and took a 6-5 lead just before half. The South would extend that lead to 7-5 before Upstate would go on a five-goal run to take control of the game. The South was able to tie the game again just before the end of regulation as Tim Gehlbach (Lake Brantley '14/North Carolina) scored on an overhand shot coming down the alley, his third of the game, and his second by way of powering down a lane and showing excellent overhand shooting form.

In overtime, it was Upstate's Trevor Hodgins (Churchville-Chili '14/Ohio State) who netted the game-winner (his third goal of the game), as he drove to his right from X after a restart on the backline, got inside his man and flung a shot to the far side post to win it for Upstate.

But to get there, Upstate needed an impressive performance in the cage from Willie Klan (Webster Schroeder '15/Ohio State). Klan was tremendous, getting the start and making at least 8 saves in the first half, according to my count. Klan has very quick hands and sees the ball as well as any goaltender I've seen at the high school level. The shots the South were able to land on him were all quality opportunities. Klan's reflexes are highly impressive and he was on fire against the South, which had had a significant advantage at the face-off battle thanks to Max Parker (Lake Highland Prep '14/Syracuse). Parker's a strong, stocky kid who really can muscle his way to wins. The Upstate LSM crew helped Upstate win a few possessions throughout the game, and Parker did jump a couple of times, but he was very solid here overall, along with Marco Amalfitano (Starr's Mill '14/Mercer), who also scored a goal from close range that put the South up 6-5 heading into the half.

In its earlier loss to Washington D.C., Upstate seemed to struggle with initiation from the attack position, resulting in Hodgins (usually a midfielder), running on the line with Mike D'Amario (Niskayuna '14/Virginia), who made a few nice plays throughout the game (finished with 1 and 1). Even Western New York All-American Adam DiMillo (Bishop Timon '14/Maryland) took a few runs at attack. Finishing wasn't a problem, as DiMillo's teammate and fellow All-American Connor Fields (Bishop Timon '14/Albany) displayed the scoring abilities that led to him setting a new state single-season goals record this past spring with 129. Fields scored three times against the South. The first came as he drove from left to right, switching to his right and popping a high shot over the South goalie. He scored the next goal for Upstate on a ridiculous catch and behind-the-back finish as he snuck across the crease. Later, he would give Upstate a 10-7 lead as he picked up a loose ball near the cage and quickly faked and finished.

The Upstate attack got a nice boost when Ben Reeves (Palmyra Macedon '14/Hobart) was inserted into the lineup in the second half. A lefty who played from the wing, Reeves quickly showed himself to be the best quarterback option for this team. In a matter of a few possessions, Reeves had amassed a goal and an assist and you could see his ability to carry and feed well. Though he's got a slim frame, he had no problem taking his defender to the rack the second time he touched the ball and finished easily.

While the Upstate attack seemed to be figuring itself out throughout the game, the midfield was solid, though many of the players had to play a lot of defense as a result of a large number of turnovers on offense (something that will hurt this team's chances this weekend). Players like Brad McKinney (Watertown '14/Syracuse), Pat Carlin (Vestal '14/Syracuse) and Brian Wall (Penfield '14/uncommitted) all had nice showings. Defenders Nick Mellen (West Genesee '15) and Nick Panara (Pittsford '14/Fairfield) led the way defensively for Upstate.

Connor McMeen (East Coweta '14/Air Force) led the way for the South with a five-goal performance. He showed the ability to catch and finish in close and has a hard shot from outside. He routinely put himself in prime scoring position in off-ball fashion, but also used his good size (about 6-2, 200 pounds) to dodge through the defense. He scored in transition, from inside twice, one as a result of a broken clear and my favorite of his goals came off an old-school face dodge and bounce shot that put the South within one goal late in regulation. The Falcons have a nice recruit on the way here.

A South defensive player that I really enjoyed is Case Carpenter (Highland Park '15/North Carolina), who is about 6-2 and looks like a nice specimen for the Tar Heels. He was very active and showed smarts, throwing solid and effective checks, was in the mix on ground balls and just looks like a promising rising athlete. Another defender I liked on this team is Connor Alexander (Jupiter '14/Duke). He's got range, athleticism and has good feet helping him play solid position defense. He also showed abilities coming up the field. These guys made things tough for the Upstate attack rotation.

South attackman Jake Levine (Saint Andrew's '14/Delaware) showed well-rounded skill, finishing with at least a goal and two helpers according to my stats. A young kid who shows some promise despite being smaller than many of his peers on the field is Jared Bernhardt (Lake Brantley '16), who netted a goal off a broken clear. Though the South roster wasn't as familiar to me as the Upstate roster, it was clear early on in this one that the South is rapidly improving the fundamental aspect of its game. With pure athletes like McMeen, Gehlbach, Carpenter, Alexander and more, this team will turn heads this weekend.

Casey Vock

Ty Xanders is in his fourth year covering high school and recruiting for Inside Lacrosse. He is also a big contributor in our coverage of Division III. Contact him at or follow him on Twitter @tyxanders.


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A new filing with the SEC, Kevin Kotler and his hedge fund Broadfin Capital revealed new stake in Dipexium Pharmaceuticals, Inc (NASDAQ:DPRX). In Dipexium Pharmaceuticals, Kevin Kotler currently owns a total of 475,000 shares, which make the holding equal to 5.85% of the common stock.

Kevin Kotler

Dipexium Pharmaceuticals, Inc (NASDAQ:DPRX), founded in 2010, develops and commercializes Locilex, a peptide topical antibiotic, to treat mild or moderate acute bacterial skin and skin structure infections in superficial wounds. Formerly, the emerging biotechnology company was known as Dipexium Pharmaceuticals, LLC.

Last month, the company closed its initial public offering of approximately 3.2 million shares at an offer price of $12.0 per share. Dipexium raised net proceeds of approximately $35.1 million and the biotechnology company plans to use the net proceeds to further develop its antibiotic, Locilex. A couple of days ago, the Oppenheimer initiated coverage on Dipexium with an ‘outperform’ rating at a target price of $27.0 per share.

In February, Dipexium Pharmaceuticals, Inc (NASDAQ:DPRX) entered into a partnership with RRD International LLC, a provider of product development and expert-level support services to biopharmaceutical companies and investors, to develop Locilex.

Broadfin Capital is located in New York City. The fund has an equity portfolio of $758.2 million, concentrated in the Healthcare sector. Kevin Kotler, the founder of the fund has worked with The Galleon Group, ABN AMRO, and ING Barings.

Broadfin Capital has been active in the recent couple of months, reporting new stakes in several companies. Last month, the fund initiated position in Pernix Therapeutics (NASDAQ:PTX), with 3.5 million shares. In January, the fund disclosed holding a 6.9% stake in Retrophin Inc (NASDAQ:RTRX), which contains 1.61 million shares.

According to the fund’s latest 13F, top holdings of Broadfin Capital, as at the end of last year, were Depomed Inc (NASDAQ:DEPO), with a stake valued in excess of $50.2 million, followed by Lannett Company, Inc. (NYSE:LCI), of which it held around 1.3 million shares worth $44.4 million, and Angiodynamics Inc (NASDAQ:ANGO), in which it owned 2.5 million shares valued at more than $42.8 million.

Disclosure: none

Recommended Reading:

Kevin Kotler’s Broadfin Capital’s and MELA Sciences (MELA)

Kevin Kotler’s Broadfin Capital Initiates Stake in Eleven Biotherapeutics (EBIO) Following Its IPO

Broadfin Capital Ups Position in Rigel Pharmaceuticals, Inc. (RIGL)

Biotech Insider Alert - $5 Stock To Hit $40

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Selling More Than Space

Pamela Alton Comments
Posted in Articles

Self-storage has evolved over the years. Not only does it offer space for personal or business storage, it has become a retail center that sells boxes, locks and packing supplies.

Some stores even offer personal mailboxes, faxing services, car washes, rental trucks and even UPS shipping. Your facility might not offer all of these services, but I can almost bet you do sell some retail product. If you don't, you are missing added revenue that could increase your profits by $200, $400 or more every month.

With the spring and the summer months approaching, now is a good time to take a serious look at the services and goods you offer. For most of you, this is probably a very active time at your facility with people moving in and out on a daily basis. These people need locks for their units, some boxes, a marker to label boxes, mattress pads, maybe some rope, box tape or more. You need to take stock of the items you currently have on hand, estimate inventory based on last year's sales, and place an order for the supplies you need. If you place an order now, it will give you plenty of time to receive and display these items.

When was the last time you took a really good look at your retail area? I bet it's been awhile, so do so now. Are price stickers items faded and old, or are items even priced at all? When was the last time you dusted your boxes? Are they old and tired looking? Is it time to put out new ones? If your office is big enough for a retail display but you don't have one, consider purchasing a professional display from one of the retail suppliers. These make it easy to showcase retail items in an appealing manner. Is it time to rearrange the items you do sell? Make the area "visible" again. Clean everything in and around your display. Make it attractive!

I have seen some facilities use very unique displays, including a lighted sign with a clear front bolted to the side of the building near the office door. This display included locks and one side of several different size boxes with prices. In facilities with very small offices, I have seen boxes bolted to a plywood cart with wheels that was pushed out every morning and placed near the door. Just keep an open mind and think of ways to display these items instead of how and why you can't. You can always find space to display them if you try.

Once you have cleaned and arranged retail items and ordered new inventory, how do you market them to the public? One option is to hang a banner outside the office that reads, "We Sell Moving Supplies." If you have a marquee-type sign, express a similar message on it. If you can't hang banners due to code restrictions in your area, get a sandwich-board type of display you can put in front of your facility daily. People driving by will often stop and purchase moving supplies even if they don't need storage. When they do need storage, they will come to you, of course, because you were helpful and offered them great customer service when they purchased their supplies.

What about your Yellow Pages ad? Does it tell people you offer packing and moving supplies or other ancillary services? What about any ads or fliers you distribute? Maybe you include a starburst on all advertising that reads, "We Sell Boxes," which draws attention to the fact you offer more than just storage.

How about your telephone presentation? Do you make it a habit to state in your telephone sales that you offer retail items to make the caller's move easier? You should. Does your phone-hold system play music or messages when a caller is placed on hold? Purchase a system that will allow you to make your own commercials in which you can state your office hours, gate hours and the fact that you offer moving and packing supplies. Do you have an intercom system for your interior hallways? If so, make a tape or CD with a commercial that plays every 15 to 30 minutes telling those tenants onsite you offer retail items for sale.

Don't forget to ask each new rental if he needs a lock or some boxes. This simple question can increase the retail sales at your facility. It is fairly customary in this industry to offer some type of move-in special to new tenants. But it doesn't always have to be free rent. Consider offering a free lock, or a moving-supplies package of three or four boxes and a roll of tape. You can also offer a moving-and-packing supplies shopping spree of $25 for each new move-in. Packages can be pre-made and displayed right in your entry with a sign that reads, "Each new move-in receives these items!"

Selling moving and packing supplies does not take nearly as much time or effort as offering rental trucks, mailboxes or faxing services. Every facility can find some space in its office to display retail items. Just remember, displaying them is only half the battle. Letting people know you have these items for sale by mentioning them in your ads and telephone sales will help sell these retail items and increase profits at your facility.

Pamela Alton is the owner of Mini-Management®, a nationwide manager-placement service. Mini-Management also offers full-service and "operations only" facility management, training manuals, inspections and audits, feasibility studies, consulting and training seminars. For more information, call 800.646.4648.

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NYT: Leagues see bloggers in the bleachers as a threat

Interesting story in today’s New York Times about leagues implementing rules on where game videos are broadcast and photos are published.

This is very similar to how the CIF-Southern Section set restrictions on live blogging of playoff and championship events

From The New York Times:

The dispute has reached high school sports. In Wisconsin, for example, Gannett, the newspaper chain that owns The Post-Crescent in Appleton, Wisc., has been enmeshed for months in a legal battle with the Wisconsin Interscholastic Athletic Association.

The controversy touches on a number of issues, including the live streaming of games, the definition of live blogging and the ownership of photographs taken during games.

“They are challenging our authority to run our tournaments,” said Todd Clark, a spokesman for the athletic association.

Debate over in-game blogging has been particularly contentious in Wisconsin. Last year, the athletic association sent $100 invoices — the fee it charges radio stations to cover games — to newspapers that it determined were publishing play-by-play blogs. The newspapers ignored the bills.

“It was absolutely ludicrous,” said Peter Fox, the executive director of the Wisconsin Newspaper Association. “You can’t do play-by-play in a blog. You can’t type that fast, for crying out loud.”

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text:
Wednesday, September 17, 2008

Use your keyboard's Function keys to open bookmarks on Firefox

The computer keyboard has 12 Function keys at the top numbered from 1 through 12. The purpose of function keys is to provide users with shortcuts to perform specific actions in the operating system or an application. The programmer of an application is free to assign any actions to the function keys as he sees it fit, although some function keys have universal actions. For instance, the F3 key will launch the "Find" or "Search" tool in almost any application while the F5 key reloads a page in any browser. In games you will often find the F5 (or F4) key being used as quick save. It's obvious that the function keys are very useful for creating shortcuts even though most of them are usually left unused, including in Firefox.

quickmarksA Firefox extension named Quickmarks, can assign these function keys to specific web addresses turning it into a "quick dial" for opening your bookmarked pages. After you install this addon, click on Tool>Quickmarks settings to open the setting window. Type the URLs of the sites you want to open with the function keys.

Now you can open your favorite sites by just a single keystroke. One problem with this addon is that the function keys will cease to perform any other actions other than opening bookmarks. Which means that F5 will stop reloading pages, F11 will no longer make Firefox full screen and F3 will not launch the Find bar, even if you have not assigned any bookmarks to those keys. Most users won't like that, I guess. But Quickmarks is still an experimental addon and there is plenty of room for improvements.

  1. Thanks for the review :)

    About the flaw you mentioned: the text above the text fields clearly states to fill in 0 if you want to use the original functionality of the function key.

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Liz Gray

K&L Gates strengthens investment management practice

The Sydney office of law firm K&L Gates has added Liz Gray as a partner in its investment management practice.

Gray (pictured) arrives at K&L Gates from Henry Davis York, joined by senior associates Matthew Watts and Lisa Lautier and lawyer Edward Vassie.

Gray assists clients in the financial services industry with investment fund transactions, financial services regulatory projects, and new product development. She advises both on and offshore fund managers regarding matters such as business and product establishment and structuring, M&A and joint venture arrangements, and the application of financial services law.

Nick Nichola, K&L Gates’ managing partner, Australia, says: “Australia is a global leader in funds management, with the industry valued at more than a trillion dollars. Having previously worked with many of the major fund managers in Australia, Liz possesses a wealth of knowledge and experience and will add to our already strong investment management capabilities both in Australia and the Asia Pacific region more broadly.”

Gray is the second investment management partner to join K&L Gates’ Asia practice in 2014, with the firm also having added Greg Heaton in January as a partner in its Hong Kong office.
K&L Gates is the largest fully integrated US-based law firm in the Asia Pacific region, serving clients through 11 offices and 400 lawyers across Asia and Australia.

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how to make homemade tube bender?

how to make homemade tube bender, for 1" tube?

sort by: active | newest | oldest
fietser (author) 4 years ago
iron tube type to bend
aeray4 years ago
Fing a length of heavy spring that just fits over the tubing, like this: http://www.thepipeviper.com/
I used to work in air conditioning & we used various types of pipe bending equipment.
You really need to give more detail, what type of material do you want to bend, wall thickness, diameter, is it extruded or seamed pipe?
Without a bit more information your question is pretty much impossible to answer properly.
Vyger4 years ago
And then there is the always crude but effective techniques like putting it on the grass and running it over with your car. Perhaps more of a mangle than a bend. Of course there is also the squash factor, that you have to determine through experiment.
rickharris4 years ago
Much depends on Materials, wall thickness, Diameter of the bend, Size of the tube.

Fairly good bends can be made in thin wall tube by filling with sand and plugging the ends. For small diameter tube use salt as it can be washed out.
seandogue4 years ago
You "might be able to use some old bike rims if the tubing is sufficiently soft. Of course, you'll need to fill the space where the spokes penetrate, and you'll ave to settle for whatever radius they offer.
What type of tubing do you wish to bend (copper, rigid pipe, EMT tubing, PVC, etc)? Do you want a hand bender, hydraulic, hand pumped or electric pump? What kind of tools do you have access to? Please give more detail on what you need help with.


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Picture of Easy Paper Rocket

Today we will be learning how to build a paper rocket! This is an easy, cheap, and fun project that can be completed within an hour.

Step 1: Supplies

Picture of Supplies

Here are some of the supplies you need:

Index cards

White Elmers Glue

Painters Tape

Braces rubber band

JM1999 made it!1 year ago

I made it but unfourtunatly I didn't have a bike pump to connect it to so I modified it to be a paper dart!

You got my vote that's for sure.

RobotRocketman (author)  JM19991 year ago

Nice! I like how you adapt to your supplies. I believe you can also get a small bike pump at places like big 5 if you don't want to spend a lot of money. Thanks for the Vote!

Well, we don't have big 5 over here but as of last week I have access to all the big 5's in America...

I rolled an extra bit of paper around the nose cone and cut it like the handle of a dart and then threw it and it flew so well!

I found that if you covered the nose cone with sticky tape it did not dent as easily.

The last mod I did was before putting the nose cone on I rolled a piece of paper about an inch wide by 5 inches long and put that in the nose of the dart to give it a bit extra weight, it flew much straighter and further!

RobotRocketman (author)  JM19991 year ago

RobotRocketman (author) 1 year ago

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Welcome to the Ohio Department of Insurance

Skip Navigation

Please Note: You are viewing the non-styled version of Ohio Department of Insurance. Either your browser does not support Cascading Style Sheets (CSS) or it is disabled. We suggest upgrading your browser to the latest version of your favorite Internet browser.

About SHIP Mates

SHIP Mates is an outreach program that partners the Ohio Department of Insurance Ohio Senior Health Insurance Information Program (OSHIIP) with selected hospitals. Here are the hospitals in the program:

  • Fairfield Medical Center in Lancaster
  • Community Hospitals and Wellness Centers in Bryan
  • Harrison Community Hospital
  • Mercy Medical Center in Canton
  • Fisher-Titus Medical Center in Norwalk
  • Trinity Health Systems in Stuebenville

 OSHIIP trained volunteers visit Medicare patients to introduce the OSHIIP program as a resource for their insurance questions or concerns. When Medicare patients leave the hospital, they are given a SHIP Mates resource kit filled with helpful Medicare, OSHIIP and hospital information. The resource kit can also be used as an organizer for the voluminous paperwork that is sure to follow a hospital stay. There is no charge to the patient for the resource kit.

What is the Ohio Senior Health Insurance Information Program (OSHIIP)?

The Ohio Senior Health Insurance Information Program (OSHIIP), founded in 1992, is a state and federally funded program that educates, counsels and advocates for Medicare beneficiaries. OSHIIP assists Ohio Medicare beneficiaries and their family members through a toll free hotline at 1-800-686-1578, the Department web site, a speakers’ bureau, educational publications, and a network of approximately 700 statewide trained and certified volunteers.

What type of training is involved?

OSHIIP volunteers, who are called SHIP Mates under this program, are required to complete a 22-hour comprehensive training course about Medicare, Medicaid, Medicare Advantage plans, Medicare Part D, Medicare Supplement insurance and other health insurance related topics. Each SHIP Mate also receives training that focuses on the specifics of the project, hospital procedures and patient privacy. Also, a special session on the SHIP Mates project is available to hospital staff. All training sessions and training materials are offered at no cost to both the SHIP Mates and hospital staff.

How will the SHIP Mates volunteers and the hospital staff collaborate?

The two groups will work together regularly depending on the patients’ needs. While the hospital staff can address medical concerns, often the insurance or financial concerns of patients are just as worrisome. A readily accessible SHIP Mate can greatly relieve the anxiety associated with these issues for both the patient and hospital staff.

How is a SHIP Mate selected?

The OSHIIP staff and the hospital will jointly select SHIP Mates. The goal is to have five or more SHIP Mates per hospital, enough to have coverage for weekdays when most patients are discharged.

Is there a SHIP Mate team leader for each hospital?

A team of trained SHIP Mates will have a team leader called a First Mate who will act as a local technical expert to the other SHIP Mates and act as a liaison to the OSHIIP home office in Columbus. The First Mate will also be the project’s local contact person for the hospital staff, assign SHIP Mates to a visiting schedule, monitor the team’s activities, and collect and mail all SHIP Mates documentation to the OSHIIP home office on a monthly basis.

How is the SHIP Mates program funded and what are its projected outlays?

In the first three pilot hospitals, Fremont Memorial, Barberton Citizens, and Metro Health Hospitals, SHIP Mates was funded by a grant awarded to the Health Assistance Partnership (HAP). Implementation for current and future hospital programs is funded by federal grants awarded annually to OSHIIP. The goal is to gradually extend the program statewide as funding permits. SHIP Mates is a national model that may be duplicated in other states.

How will the SHIP Mates program be evaluated to determine if it is successful?
The Medicare beneficiaries receiving services, SHIP Mates volunteers and the hospital staff will assess the program’s value. Modifications to the project will be made, in part, based upon the feedback from all involved parties.

Who created SHIP Mates?

Former OSHIIP Director Gretchen Lopez created SHIP Mates, the first outreach program of its kind for Medicare beneficiaries.

Who can I contact about becoming a SHIP Mates volunteer or if I am a hospital executive interested in implementing the program?

Contact OSHIIP Outreach Specialist Rebecca Hayward at 614-728-1043 or Rebecca.Hayward@insurance.ohio.gov.

The State of Ohio is an Equal Opportunity Employer

Ohio Department of Insurance
50 W. Town Street, Third Floor - Suite 300
Columbus, Ohio  43215
John Kasich, Governor | Mary Taylor, Lt. Governor / Director
General Info: 614-644-2658 | Consumer Hotline: 800-686-1526
Fraud Hotline: 800-686-1527 | OSHIIP Hotline: 800-686-1578


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Wis. Tommy Thompson to be Keynote Speaker at Advisory Group Meeting

January 19, 2007

The Hon. Tommy G. Thompson, former governor of Wisconsin and U.S. Secretary of Health and Human Services, has accepted an invitation to be the keynote speaker at an annual executive conference sponsored by the American Association of Insurance Services (AAIS).

The “Main Event” is being held April 22-24, 2007 at The Mills House hotel in Charleston, S.C. The meeting is an updated version of the former AAIS annual conference, and is designed to focus on product-related issues of strategic importance to CEOs and heads of operational units.

As Wisconsin’s governor, Thompson was renowned for promoting welfare reform, school choice, and health insurance for low-income families. He made state history when he was re-elected to unprecedented third and fourth terms.

As a cabinet secretary, Thompson was instrumental in the creation of the new Medicare drug benefit, and in helping public health authorities at the state and local level prepare for terrorist attacks and other emergencies. He has formed a committee to explore the possibility of seeking the Republican nomination for president of the United States.

In his keynote address on Monday morning, April 23, Thompson will discuss critical issues in public health and safety that affect the level of risk in the United States, and the loss exposures of insurers.

In addition to Thompson, the Main Event features these speakers:

Robert Blaunstein, manager of loss control under contract for American Safety Ins. Co., and the author of numerous reports and articles on nanotechnology. He will address the insurance implications of the development of new materials at the atomic level.

David Herman, senior counsel and senior director of claims for the Food Products Association. He will address trends in food and beverage liability claims as they affect the full range of food production operations, from farmers to retailers.

Charles Kingdollar, vice president in the emerging issues unit of Gen Re, and a writer/researcher for several Gen Re publications. He will address insurers’ growing exposure to personal injury claims arising from use of the Internet and electronic communications media.

Wheaton-Ill.-based AAIS is a national advisory organization that develops policy forms and rating information used by more than 600 property/casualty companies throughout the U.S.

Source: AAIS

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Intel Reports Third-Quarter Revenue of $13.5 Billion, Net Income of $3.0 Billion

Intel Reports Third-Quarter Revenue of $13.5 Billion, Net Income of $3.0 Billion

PDF   1.2 MB

  • Total revenue up 5 percent sequentially, flat year-over-year
  • Record Data Center Group revenue of $2.9 billion, up 12 percent year-over-year
  • Launched 4th Generation Intel® Core™ products enabling fanless, innovative tablet and 2 in 1 designs
  • More than forty 22nm products introduced for ultra-mobile device, networking, storage, and server market segments

SANTA CLARA, Calif., October 15, 2013 -- Intel Corporation today reported third-quarter revenue of $13.5 billion, operating income of $3.5 billion, net income of $3.0 billion and EPS of $0.58. The company generated approximately $5.7 billion in cash from operations, paid dividends of $1.1 billion, and used $536 million to repurchase 24 million shares of stock.

"The third quarter came in as expected, with modest growth in a tough environment," said Intel CEO Brian Krzanich. "We're executing on our strategy to offer an increasingly broad and diverse product portfolio that spans key growth segments, operating systems and form factors. Since August we have introduced more than 40 new products for market segments from the Internet-of-Things to datacenters, with an increasing focus on ultra-mobile devices and 2 in 1 systems."

Q3 Key Financial Information and Business Unit Trends

  • PC Client Group revenue of $8.4 billion, up 3.5 percent sequentially and down 3.5 percent year-over-year.
  • Data Center Group revenue of $2.9 billion, up 6.2 percent sequentially and up 12.2 percent year-over-year.
  • Other Intel® architecture operating segments revenue of $1.1 billion, up 13.3 percent sequentially and down 9.3 percent year-over-year.
  • Gross margin of 62.4 percent, 1.4 percentage points above the midpoint of the company's prior expectation of 61 percent.
  • R&D plus MG&A spending of $4.7 billion, slightly below the company's prior expectation of approximately $4.8 billion.
  • Tax rate of 25 percent versus the company's prior expectation of 26 percent.

Business Outlook

Intel's Business Outlook does not include the potential impact of any business combinations, asset acquisitions, divestitures or other investments that may be completed after October 15.

Q4 2013

  • Revenue: $13.7 billion, plus or minus $500 million.
  • Gross margin percentage: 61 percent, plus or minus a couple of percentage points.
  • R&D plus MG&A spending: approximately $4.7 billion.
  • Amortization of acquisition-related intangibles: approximately $70 million.
  • Impact of equity investments and interest and other: approximately zero.
  • Depreciation: approximately $1.7 billion.
  • Restructuring and asset impairment charges: approximately $100 million.
  • Tax rate: approximately 25 percent.
  • Full-year capital spending: $10.8 billion, plus or minus $300 million.

For additional information regarding Intel's results and Business Outlook, please see the CFO commentary at:

Status of Business Outlook

Intel's Business Outlook is posted on and may be reiterated in public or private meetings with investors and others. The Business Outlook will be effective through the close of business on December 13 unless earlier updated; except that the Business Outlook for amortization of acquisition-related intangibles, impact of equity investments and interest and other, restructuring and asset impairment charges and tax rate, will be effective only through the close of business on October 22. Intel's Quiet Period will start from the close of business on December 13 until publication of the company's fourth-quarter earnings release, scheduled for January 16, 2014. During the Quiet Period, all of the Business Outlook and other forward-looking statements disclosed in the company's news releases and filings with the SEC should be considered as historical, speaking as of prior to the Quiet Period only and not subject to an update by the company.

Risk Factors

The above statements and any others in this document that refer to plans and expectations for the fourth quarter, the year and the future are forward-looking statements that involve a number of risks and uncertainties. Words such as "anticipates," "expects," "intends," "plans," "believes," "seeks," "estimates," "may," "will," "should" and their variations identify forward-looking statements. Statements that refer to or are based on projections, uncertain events or assumptions also identify forward-looking statements. Many factors could affect Intel's actual results, and variances from Intel's current expectations regarding such factors could cause actual results to differ materially from those expressed in these forward-looking statements. Intel presently considers the following to be the important factors that could cause actual results to differ materially from the company's expectations.

  • Demand could be different from Intel's expectations due to factors including changes in business and economic conditions; customer acceptance of Intel's and competitors' products; supply constraints and other disruptions affecting customers; changes in customer order patterns including order cancellations; and changes in the level of inventory at customers. Uncertainty in global economic and financial conditions poses a risk that consumers and businesses may defer purchases in response to negative financial events, which could negatively affect product demand and other related matters.
  • Intel's results, including revenue, gross margin, expenses and interest and other, would likely be adversely affected in the event of widespread financial and business disruption on account of a default by the U.S. on U.S. government obligations and/or a prolonged failure to maintain significant U.S. government operations.
  • Intel operates in intensely competitive industries that are characterized by a high percentage of costs that are fixed or difficult to reduce in the short term and product demand that is highly variable and difficult to forecast. Revenue and the gross margin percentage are affected by the timing of Intel product introductions and the demand for and market acceptance of Intel's products; actions taken by Intel's competitors, including product offerings and introductions, marketing programs and pricing pressures and Intel's response to such actions; and Intel's ability to respond quickly to technological developments and to incorporate new features into its products.
  • The gross margin percentage could vary significantly from expectations based on capacity utilization; variations in inventory valuation, including variations related to the timing of qualifying products for sale; changes in revenue levels; segment product mix; the timing and execution of the manufacturing ramp and associated costs; start-up costs; excess or obsolete inventory; changes in unit costs; defects or disruptions in the supply of materials or resources; product manufacturing quality/yields; and impairments of long-lived assets, including manufacturing, assembly/test and intangible assets.
  • The tax rate expectation is based on current tax law and current expected income. The tax rate may be affected by the jurisdictions in which profits are determined to be earned and taxed; changes in the estimates of credits, benefits and deductions; the resolution of issues arising from tax audits with various tax authorities, including payment of interest and penalties; and the ability to realize deferred tax assets.
  • Gains or losses from equity securities and interest and other could vary from expectations depending on gains or losses on the sale, exchange, change in the fair value or impairments of debt and equity investments; interest rates; cash balances; and changes in fair value of derivative instruments.
  • Intel's results could be affected by adverse economic, social, political and physical/infrastructure conditions in countries where Intel, its customers or its suppliers operate, including military conflict and other security risks, natural disasters, infrastructure disruptions, health concerns and fluctuations in currency exchange rates.
  • Expenses, particularly certain marketing and compensation expenses, as well as restructuring and asset impairment charges, vary depending on the level of demand for Intel's products and the level of revenue and profits.
  • Intel's results could be affected by the timing of closing of acquisitions and divestitures.
  • Intel's results could be affected by adverse effects associated with product defects and errata (deviations from published specifications), and by litigation or regulatory matters involving intellectual property, stockholder, consumer, antitrust, disclosure and other issues, such as the litigation and regulatory matters described in Intel's SEC reports. An unfavorable ruling could include monetary damages or an injunction prohibiting Intel from manufacturing or selling one or more products, precluding particular business practices, impacting Intel's ability to design its products, or requiring other remedies such as compulsory licensing of intellectual property.

A detailed discussion of these and other factors that could affect Intel's results is included in Intel's SEC filings, including the company's most recent reports on Form 10-Q and Form 10-K.

Earnings Webcast

Intel will hold a public webcast at 2 p.m. PDT today on its Investor Relations website at A webcast replay and MP3 download will also be available on the site.

Intel plans to report its earnings for the fourth quarter of 2013 on January 16, 2014. Immediately following the earnings report, the company plans to publish a commentary by Stacy J. Smith, executive vice president and chief financial officer, at A public webcast of Intel's earnings conference call will follow at 2 p.m. PDT at

About Intel

Intel (NASDAQ: INTC) is a world leader in computing innovation. The company designs and builds the essential technologies that serve as the foundation for the world's computing devices. Additional information about Intel is available at and

Intel, the Intel logo and Core are trademarks of Intel Corporation in the United States and other countries.
*Other names and brands may be claimed as the property of others.

Reuben Gallegos
Investor Relations

Chris Kraeuter
Media Relations


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People Lookup by Name - Martha Vondergathen - Julie Vonderhaar

Vondergathen, Crystal — Vonderhaar, Aaron

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People Directory:
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White Pages by State

Intelius is a leading provider of public data about people and their connections to others. Intelius is not a Consumer Reporting Agency (CRA) as defined by the Fair Credit Reporting Act (FCRA). This site should not be used to make decisions about employment, tenant screening, or any related purpose covered by the FCRA. For employment or tenant screening, please visit our partner Talentwise.


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Kootenai County, Idaho
To view the watches and warnings information that we have available you will need to select your city, county, or state first.
Enter City, State or Zip Code to Select a Location from the List
Click to view enlarged map

The National Weather Service's Watches, Warnings and Advisories by state counties include: Thunderstorm, Tornado, Flood, Flash Flood, Winter Storm, High Wind, Gale, Small Aircraft, High Surf, Marine, Heat, Air Quality, Ashfall, Hazardous, and Special Statements.
Weather Alerts: Kootenai County, Idaho
« View county list

Air Quality Alert
1050 AM PDT FRI AUG 28 2015

...Air Quality Alert in effect until further notice...

An Air Quality Alert has been issued by the following agencies:

Washington Department of Ecology in Spokane
Idaho Department of Environmental Quality in Lewiston
Washington Department of Ecology in Yakima
Idaho Department of Environmental Quality in Coeur d'Alene
Nez Perce Tribe
Colville Confederated Tribes
Spokane Tribe
Kalispel Indian Community
Coeur d'Alene Tribe
Spokane Regional Clean Air Agency
Kootenai Tribe of Idaho

Elevated concentrations of wildfire smoke from area fires
continues across eastern Washington and north Idaho. Additionally,
blowing dust is expected over much of the area on Saturday. All
areas east of the Cascades and into north Idaho can continue to
expect poor air quality into the weekend. There may be times and
locations where the air quality improves to the Good category, but
this is not expected to persist.

Precautions to be taken for areas experiencing increased smoke and
reduced air quality include:

*Everyone should avoid heavy work or exercise outdoors when the
air quality index reaches unhealthy levels.

*Older adults, small children, and those with respiratory
conditions or heart disease may be more sensitive to poor air
quality and should stay indoors and avoid heavy work when air
quality reaches unhealthy levels.

*Drink plenty of water. Staying hydrated helps dilute phlegm in
the respiratory tract, making it easier to cough out smoke
particles. Plan on coughing; it is nature's way of clearing your
lungs. Avoid caffeine products, sugary drinks and alcohol because
they have dehydrating effects.

*Stay cool when the weather is warm. Run your air conditioner to
recirculate air. Turn the fan blower on manually so it
continuously filters the air in your home.

*If working outside, use a dust mask...N95 or N100. If a dusk mask
is not available, cover your nose and mouth with a damp

This Air Quality Alert will be reevaluated by Monday at noon.

For more information, please see the following websites:

National Weather Service

Providing "weather, water cycle, and climate forecasts and warnings for the United States, its territories, adjacent waters and ocean areas, for the protection of life and property and the enhancement of the national economy."
Weather Alerts by Type
Air Quality Alert
Coastal Flood Warning
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Rip Current Statement
Special Weather Statement
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Additional Severe Weather Maps
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WSI's Severe Outlook Map displays current Watches, Warnings and Advisories via County Fill colors.
Severe Outlook Tomorrow
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WSI's Severe Outlook Forecast Map displaying projected Watches, Warnings and Advisories.
The THUNDERcast map shows areas of probability for regional or national thunderstorms for the current day.
1Km Storm Watch
1Km Storm Watch
The 1Km map allows you to view 1 kilometer (km) resolution radar imagery both nationally and regionally.
Metro Storm Watch
Metro Storm Watch
The Metro map allows you to view 1 kilometer (km) resolution radar imagery.
Track Severe Weather on mobile


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"Complete IT solutions, Unquestionable Trust"

The staff of Internal I.T. Limited operate as a high-functioning team. Each staff member has various areas of expertise and certifications. Combining expertise with real world experience enables us to develop the best IT solution for our clients. We look for the same team philosophy and work environment when forming our strategic technology partner alliances.

Check out this website for an overview of the services and products we provide.

We look forward to working with you and will strive to exceed your expectations.

"After you guys set up our server and workstations everything just works. We hardly ever get to see you guys"

Tyler Wilson - Performance Compression and Sealing

"The guys have been lifesavers, they answer when I phone, they respond quickly when a crisis develops and they talk to me in layman’s terms."

Nancy Buchko - Barrister & Solicitor


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China | Hong Kong

Ropes & Gray Adds Hong Kong Capital Markets Partner

, The Asian Lawyer

Ropes & Gray has hired a capital markets partner for its Hong Kong office. Victoria Lloyd was most recently the Hong Kong-based head of the Asia capital markets practice for Fried Frank. In 2011, Lloyd acted for American handbag manufacturer Coach Inc. on a secondary listing in Hong Kong.

This article has been archived, and is no longer available on this website.

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LexisNexis® is now the exclusive third party online distributor of the broad collection of current and archived versions of ALM's legal news publications. LexisNexis® customers will be able to access and use ALM's content by subscribing to the LexisNexis® services via® and Nexis®. This includes content from The National Law Journal®, The American Lawyer®, Law Technology News®, The New York Law Journal® and Corporate Counsel®, as well as ALM's other newspapers, directories, legal treatises, published and unpublished court opinions, and other sources of legal information.

ALM's content plays a significant role in your work and research, and now through this alliance LexisNexis® will bring you access to an even more comprehensive collection of legal content.

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True Religion Ricky Super T Jeans Medium Drifter

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Item No. 69454
True Religion 24859NBT2-2V

Was $319.00 Now $191.40 (40% off)

This product is currently not available.

True Religion Ricky Super T Jeans Medium Drifter

The light blue wash and white stitched detailing of these jeans takes them from traditional to super stylish. Pair them with a T-shirt for a casual daytime look or with a button-up for a more dressy occasion. Either way, the tailored fit and cool detailing will make you look and feel like the hottest man in town.

  • Inseam: 34-inches
  • Day or night, you'll be looking fly.
  • Designer Features: True Religion logo tag on rear waistband and embossed on buttons and rivets; pockets feature detailed stitching and button flap closures; seams designed with decorative white stitching.
  • Silhouette: An updated straight jean. Slim fit, straight leg, slightly fitted through hips with no tapering at leg openings.
  • Wash: Light blue wash with distressed fading on front of legs. Sanding and abrasian create the look of well-worn jeans.
  • Detailing: Stainless steel and copper hardware, contrast stitching
  • Pockets: Classic five pocket style; two front pockets with button-closure coin pocket nestled into the right one; two pockets in back with button-flap closures
  • Fly: Zipper
  • Leg Opening: 16-inches
  • Fabric Content: 100% cotton
  • Care Instructions: Machine wash cold, inside-out, gentle-cycle; non-chlorine bleach; tumble dry low, warm iron if needed
  • Made in USA.

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All news
11 December 2013 - Media release

INTERPOL congratulates its President on top French Judicial Police appointment

LYON, France – INTERPOL today offered its congratulations to its President, Mireille Ballestrazzi, following the announcement by authorities in France that she had been appointed Central Director of the French Judicial Police (Directeur Central de la Police Judiciaire).

With her appointment also meaning she will head INTERPOL’s National Central Bureau in Paris, President Ballestrazzi said she remained more than ever fully committed to fulfilling her responsibilities as President of INTERPOL.

“I will continue to assist INTERPOL in fostering international law enforcement co-operation. In the face of transnational organized crime, which knows no borders, cooperation between police services across all continents is of vital importance.”

INTERPOL Secretary General Ronald K. Noble congratulated the INTERPOL President on her appointment on behalf of the organization’s 190 member countries: “President Ballestrazzi’s appointment shows France’s recognition of Mrs Ballestrazzi’s significant career achievements and successes both at home and abroad.”

“In addition to her national responsibilities, as INTERPOL President Mireille Ballestrazzi has demonstrated unwavering commitment and support to our organization and to international police cooperation worldwide,” added Secretary General Noble.

Mrs Ballestrazzi was elected INTERPOL President at the elected at the 81st INTERPOL General Assembly in Rome, in November 2012, for a four-year term.

As President, her role includes chairing meetings of the INTERPOL Executive Committee to oversee the implementation of decisions taken at the General Assembly, the organization’s supreme governing body.


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Piano Solos

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  • Favorite Classic Melodies, Level: 2 Piano
    Item # QKM137518
    | Mfg # WP74
    | UPC #
    This collection contains famous literature from the opera, orchestral, and piano worlds, expertly arranged for beginning students.  Many early level selections have duet parts for teachers.  Correlated with the Bastien Piano Library, they can be used with any beginning piano method. A delight for students and parents. Enjoy and learn!Level 2.
  • Jazz, Rags & Blues - Piano Book 1
    Item # QKM73160
    | Mfg # 6642
    | UPC # 038081020488
    Jazz, Rags & Blues, Book 1 contains original solos for late elementary to early intermediate-level pianists that reflect the various styles of the jazz idiom. An excellent way to introduce your students to this distinctive American contribution to 20th century music.
  • Let It Go (from Frozen) - Easy Piano - Softcover
    Item # QPS378033
    | Mfg # 128178
    | UPC # 888680010775
    Artist: Demi Lovato Composers: Robert Lopez, Kristen Anderson-Lopez Inventory #HL 00128178 UPC: 888680010775 Width: 9.0" Length: 12.0" 8 pages
  • ChordTime Hymns - Level 2B - Softcover
    Item # QKM178237
    | Mfg # 420112
    | UPC # 674398200573
    Series: Faber Piano AdventuresPublisher: Faber Piano AdventuresFormat: SoftcoverArrangers: Nancy Faber, Randall FaberPiano Level: 2BFavorite hymns arranged for the Level 2B student.Contents Including: Give Me Oil in My Lamp This Is My Father's World Come Bless the Lord Hallelujah, Praise the Lord We Gather Together He Leadeth Me Lord, I Want to Be a Christian Children of The Heavenly Father Kum Ba Yah Go, Tell It on ...
  • ChordTime Popular - Level 2B - Softcover
    Item # QKM178235
    | Mfg # 420113
    | UPC # 674398200580
    Series: Faber Piano Adventures®Publisher: Faber Piano AdventureFormat: SoftcoverArrangers: Randall Faber, Nancy FaberPiano Level: 2B11 songs that include I-IV-V7 chords in the keys of C, G and FContents Include: Can You Feel the Love Tonight? Do-Re-Mi (Meet) The Flintstones She Loves You Star Wars and more.
  • Harry Potter: Sheet Music from the Complete Film Series - Piano Solo
    Item # QPC322421
    | Mfg # 38970
    | UPC # 038081432939
    Music by John Williams, Patrick Doyle, Nicholas Hooper, and Alexandre Desplat With the Harry Potter film series now complete, Alfred Music Publishing and Warner Bros. Entertainment are proud to present musical selections from the eight epic films together in one piano sheet music collectible volume. For the first time ever, 36 sheet music selections by John Williams, Patrick Doyle, Nicholas Hooper, and Alexandre Desplat are collected along with e...
  • Johann the Cat - Piano Solo Sheet
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text:
Our service compliments the varied needs of contractors. We're here to make life easier and richer for you.

The perfect mix

As your adviser we suggest ideas, outline your options, explain and address all technical matters and implement answers.

Secure data capture and processing must be easy. Our systems are designed to save you time and avoid duplication of effort.

The strength of our relationships is based upon the team and how we support each other. We pride ourselves on delivery of proactive and consistent solutions at the highest level.

Technical accounting, taxation and IR35 knowledge, all enhanced with years of experience, allows us to deliver practical solutions to real problems.

The team

The most valuable asset of a service business is its people. Intouch has a terrific team of bright, talented and ambitious people who take looking after their clients very seriously.

Meet the senior management team

Paul Gough FCA
Managing Director
Alec Cormack FBCS MBA
IT Director
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Executive Assistant

We pride ourselves on our high-level of service and the attention we pay to every single client, right from day one. We know you value that and we know how important it is so that you get the best for your money. In fact, before you even sign up with us we'll chat through your options with you to make sure you choose the right path for your circumstances.

We don't operate call centres and we won't make it difficult for you to get hold of us. Your Personal Accountant will make sure they understand you and your business and you won't be passed from pillar to post. We have experts in tax, VAT, accounting and, as we only work with Limited Company contractors you can be sure we know what we're talking about. Take a closer look at the support you'll receive when you join Intouch:

Personal accountants

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Assistant Manager of Accounting and Tax
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CTA; ACA; IPSE Accredited
Client Manager
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Director of Accounting and Tax
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ATT; IPSE Accredited
Assistant Manager of Accounting and Tax
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MAAT ATT; IPSE Accredited
Director of Accounting and Tax
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MAAT; AAT; IPSE Accredited
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MAAT; AAT; IPSE Accredited
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Accounts support

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We look after the interests of Limited Company contractors and freelancers, providing advisory support to ensure you trade efficiently and comply with relevant legislation. Your Personal Accountant will ensure you are in the best shape right from the start. Our experts answer questions that you didn't even know to ask, they are proactive and have been trained to listen carefully for the real questions. We translate the sometimes complex into jargon-free practical advice to real contractors' problems.

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Intouch Accounting is a member firm regulated by the ICAEW (Institute of Chartered Accountants England and Wales), a member of FCSA (Freelancer and Contractor Services Association), and an approved affiliate of IPSE (Association of Independent Professionals and the Self-Employed (formerly PCG)).

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Fusarium damping-off (Fusarium solani ) on sweet pepper (Capsicum annuum ) - 5488168

Fusarium damping-off
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Host: sweet pepper (Capsicum annuum L.)
Descriptor: Symptoms
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Image location: Oxford County, Maine, United States

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Organization: University of Maine
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Wereldhave NV (0NMR)

  Print      Mail a friend       Annual reports

Wednesday 08 November, 2006

Wereldhave NV

3rd Quarter Results

Wereldhave NV
08 November 2006

   • Profit EUR 24.5 mln higher
   • EUR 2.3 mln lower direct result
   • EUR 40.1 mln profit on disposals of property
   • EUR 80.8 mln positive property revaluation

In 2006, Wereldhave has chosen to realise the significant increases in the value
of a number of properties. These sales will lead to a lower net rental income
and, subsequently, a lower direct result, but with these sales a profit on
disposals of EUR 40,1 mln has been realised. Compared with 2005, the profit for
the first three quarters of the year, consisting of direct and indirect result,
increased by EUR 24.5 mln to EUR 185.4 mln. Profit per share increased from EUR
7.41 to EUR 8.61.

Direct result

The direct result for the first nine months of 2006 decreased by EUR 2.3 mln to
EUR 84.5 mln. The direct result per share decreased from EUR 3.95 for 2005 to
EUR 3.83 for 2006. Net rental income increased by EUR 1.1 mln, mainly as a
result of a higher occupancy rate. Interest charges rose by EUR 2.1 mln, of
which EUR 1.0 mln is due to interest rate movements and EUR 1.1 mln the result
of property purchases and sales. General costs increased by EUR 1.5 mln.
Exchange rate differences had a small positive effect on direct result of EUR
0.2 mln. The occupancy rate of the portfolio during the third quarter of 2006
was 93.9% (second quarter 2006: 93.1%).

Indirect result

Compared with 2005, the indirect result for the first three quarters increased
by EUR 26.8 mln to EUR 100.9 mln. The increase is mainly due to surpluses on
property disposals (EUR 31.2 mln).

Equity and liabilities

Shareholders' equity including current earnings to September 30, 2006 amounted
to EUR 1,727.3 mln (December 31, 2005: EUR 1,648.3 mln), representing 72.4% of
the balance sheet total. Exchange rate differences, primarily on the USD, had a
EUR 14.4 mln negative effect on equity. Net asset value per share amounted to
EUR 77.99 (December 31, 2005: EUR 69.66 after distribution of profit).

Property portfolio

At September 30, 2006 the value of the total portfolio amounted to EUR 2,263.4
mln (December 31, 2005: EUR 2,322.8 mln). The investment portfolio was revalued
upwards by EUR 81.0 mln (exclusive of exchange rate differences) during the
first three quarters of the year, with positive revaluations in all countries.
Exchange rate differences had a EUR 24.0 mln negative effect on the value of the
portfolio. The value of the development portfolio at September 30, 2006 amounted
to EUR 26.4 mln. Exchange rate differences had a EUR 2.1 mln negative effect on
the value of the development portfolio.

On November 7, 2006 Wereldhave completed the purchase in the United States of an
office building in Washington DC, totalling 22,100 m(2) with 190 parking spaces.
The purchase price amounts to USD 131.5 mln. The net initial yield amounts to
4.6%. The office is leased to the United States Mint until October 2019.

The property disposals during 2006 will lead to a lower direct result, but on
the other hand generate a substantial increase in the realised indirect result.
The direct result forms the basis for our dividend policy. In view of its
consistent dividend policy, Wereldhave will not propose a lower dividend to
shareholders than in 2006.

With the purchase of a prime office building in Washington Wereldhave can profit
from the modest yield differentials between first class and second class
properties, to further raise the quality of the portfolio. Further expansion of
the portfolio will be concentrated on developments, which in time contribute to
the result and usually offer better opportunities to add value.

Wereldhave anticipates that direct result for the year 2006 will be between EUR
5.10 and EUR 5.20 per share, given stable currency rates.

For further information:

                      This information is provided by RNS
            The company news service from the London Stock Exchange


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Mexico Health Care (MXSE06)

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Market: Mexico
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Prev. Close432.88
Day's Range432.79 - 433.13
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Working Capital

What it is:

Working capital
is money available to a company for day-to-day operations.
The formula for working capital is:

Current Assets - Current Liabilities

How it works/Example:

Here is some balance sheet information about XYZ Company:

Using the working capital formula and the information above from Figure 1, we can calculate that XYZ Company's working capital is:
$160,000 - $65,000 = $95,000

[InvestingAnswers Feature: Financial Statement Analysis For Beginners]

Why it Matters:

Working capital is a common measure of a company's liquidity, efficiency, and overall health. Because it includes cash, inventory, accounts receivable, accounts payable, the portion of debt due within one year, and other short-term accounts, a company's working capital reflects the results of a host of company activities, including inventory management, debt management, revenue collection, and payments to suppliers.

Positive working capital generally indicates that a company is able to pay off its short-term liabilities almost immediately. Negative working capital generally indicates a company is unable to do so. This is why analysts are sensitive to decreases in working capital; they suggest a company is becoming overleveraged, is struggling to maintain or grow sales, is paying bills too quickly, or is collecting receivables too slowly. Increases in working capital, on the other hand, suggest the opposite. There are several ways to evaluate a company's working capital further, including calculating the inventory-turnover ratio, the receivables ratio, days payable, the current ratio, and the quick ratio.
One of the most significant uses of working capital is inventory. The longer inventory sits on the shelf or in the warehouse, the longer the company's working capital is tied up.The definition of working capital on InvestingAnswers
When not managed carefully, businesses can grow themselves out of cash by needing more working capital to fulfill expansion plans than they can generate in their current state. This usually occurs when a company has used cash to pay for everything, rather than seeking financing that would smooth out the payments and make cash available for other uses. As a result, working capital shortages cause many businesses to fail even though they may actually turn a profit. The most efficient companies invest wisely to avoid these situations.
Analysts commonly point out that the level and timing of a company's cash flows are what really determine whether a company is able to pay its liabilities when due. The working-capital formula assumes that a company really would liquidate its current assets to pay current liabilities, which is not always realistic considering some cash is always needed to meet payroll obligations and maintain operations. Further, the working-capital formula assumes that accounts receivable are readily available for collection, which may not be the case for many companies.
It is also important to understand that the timing of asset purchases, payment and collection policies, the likelihood that a company will write off some past-due receivables, and even capital-raising efforts can generate different working capital needs for similar companies. Equally important is that working capital needs vary from industry to industry, especially considering how different industries depend on expensive equipment, use different revenue accounting methods, and approach other industry-specific matters. Finding ways to smooth out cash payments in order to keep working capital stable is particularly difficult for manufacturers and other companies that require a lot of up-front costs. For these reasons, comparison of working capital is generally most meaningful among companies within the same industry, and the definition of a "high" or "low" ratio should be made within this context.

Best execution refers to the imperative that a broker, market maker, or other agent acting on behalf of an investor is obligated to execute the investor's order in a way that is most advantageous to the investor rather than the agent.