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Goals of Financial Management 1

Introduction to Goals of Financial Management:

Once assessment is done and all the current financial facts are on the table, then one can start making plans. In order to give plans a direction; there is the utmost importance of setting goals. Working without a goal is like walking / travelling without having a destination. So, setting goals of financial management is such an important thing. In this e-learning we will discuss and understand about budget, objectives and goals of financial management.

People get failed in setting goals of financial management correctly because of the basic human nature of acquiring more and more. In that pulse, generally, people set higher goals which they cannot meet in the reality. For example: say someone set a goal of creating a wealth of 100 billion dollars while currently monthly income is ten thousand dollars. Once such an impractical goal is set, that person starts feeling the burden of it, and things start appearing overwhelming.

Goals of Financial Management for an Organization:

There are primary 2 goals of financial management for an organization, they are profit maximization and wealth maximization. Today in this financial management tutorial we will understand more above it.

1) Maximizing Revenue Goal:

Maximizing revenue goals means that appropriate financial actions and decisions will increase profit earning as well as assist in minimizing unnecessary and unwanted expenses. It is the primary duty of financial managers and financial supervisors to select right assets, projects that are achievable and profitable and should be sound enough to reject those projects which are not in the goals of financial management. Since maximizing profits are the primary goals for an organization, but this goals are criticized in today’s business world. This is mainly due to reasons like: Ignoring benefits of time value, Ambiguity, Ignoring benefits of quality product, etc.

2 Maximizing Shareholders Value:

Maximizing shareholder value relates that your managers should take appropriate decisions to optimize the value of a company. The worth of the company is sum of the equity and debt market value. Debt holders posses fixed claim to a company. Therefore if worth of a company is maximized, the market value of a company’s equity will also increases. This means that shareholder will earn more profits from the growth of an equity value. This goal is considered to be superior than the maximizing revenue goal. This is mainly due to reasons like: Benefits of quality product, clear and definite goals, reduces conflicts towards shareholders interest, etc.

Goals of Financial Management for an Individual:

In this we will learn about what are the primary goals of financial management for individual. Every person has a different goal of financial management since aspiration of the personal differ from person. But there are common basic goals of financial management which everyone should meet in life.

Wiki-Finance-Pedia - Goals of Financial Management - Wikipedia of Finance

1. Monthly Expenses (Monthly Budget):

It is simple as that. One just needs to make a list of all the expenses which he needs to pay in a month. The list should include the expenses of shopping, medical, weekend quick enjoyment trips; take care of parents, etc. along with the main expenses. Here thing to note is in general, expenses are almost always more than expected (miscellaneous expenses). So, add 20% to the total amount of your whole monthly expense list. This extra amount will cover those expenses which people do once in 2-3 months like buying some random gift for your loved ones.

2. Once in a While, Other Expenses:

These expenses are like buying a car, a laptop, home repair, vacations, buying appliance etc. In order to cover these expenses people generally leave some cash in their accounts (or at home), let these minor savings grow a bit, and then purchase.

3. Savings for Deferred Goals:

Every person have some future needs, like buying a home, higher education of children, their marriage etc. These expenses are quite heavy (E.g. – home), so one has to keep on accumulating funds for the same. The savings should be generally in the form of insurance, property investment, mutual funds, bonds, shares, fixed deposits (though FDs are now getting obsolete because of their low rate of interest).

4. Emergency Expenses / Requirement:

Unseen future needs like hospitalization, theft, death, natural calamities etc. People need insurance for the same as a plan “A”. But what if plan “A” fails? There should be a plan “B” as well. So, it is always better saving in more than one thing. People do keep on saving in multiple things like property, mutual funds, insurance, shares, etc.

5. Life Time Goals: Retirement Planning:

These are the final goals of financial management for your old age i.e. retirement. It is not advisable to live on the expenses of your children. People don’t prefer it at all. So, they keep their retirement plans on high priority.

These general expenses are financial goals. In fact, the above listed expenses are necessities (minimum achievable goals). It is always advisable to set goals higher than the bare needs.

Allocation of Funds:

Next comes is the working on financial assessment documents. There is a need of making a plan in such a way that with the help of current income and estimation of future income can meet all the set goals. The allocation of future personal income towards expenses, savings and debt repayment is called budgeting. When working on your goals of financial management or allocation of funds few important things should always kept in mind. Some of them are:

1. Flexibility in Budget:

It is sure that budget will change every month; more or less, but it will change for sure. So, a monthly review is required. And example – if a family spend Rs. 2, 000/- more on something after best efforts, then next month the budget should be increased by this amount.

2. Irregular Income Management:

There are high chances of running out of money even when earned money is same. Also, there are high chances of spending more money than earned amount. So, these 2 pitfalls are major of those families where income is irregular. This thing happens when earning is coming from profession or some business (not salaries). So, it is utmost important to establish some backup money to handle the situations where expenses go beyond the earned amount in a month.

3. The 60% Solution:

One of the editor-in-chief, Richard Jenkins has created a budgeting system called “The 60% Solution”. Basically, this is a suggestion to allocate maximum 60% of earning to fixed expenses like monthly expenses, regular bills, insurance etc. And remaining 40% should be allocated to long-term savings, retirement, irregular expenses, entertainment etc.

In this chapter we have describe the goals of financial management. The goal setting and budgeting is critically important to regulate the finance. But it is even more important to follow the budget strictly. It requires lot of discipline and self-control. Actually, a whole motivation book could be written around it. And exactly this is the key to success in life. Anyone can make the plans or set goals of financial management but only those who execute the plans become successful. Hope this points will help you to set proper goals and execute it wisely.

- Tutorial Course - Financial Management Basics For Beginners -

» e-Learning Chapter 1: What is Financial Management with Examples

» e-Learning Chapter 2: Importance of Financial Management

» e-Learning Chapter 3: Objectives of Financial Management

» e-Learning Chapter 4: Functions of Financial Management

» e-Learning Chapter 5: Types of Financial Management

» e-Learning Chapter 6: Nature and Scope of Financial Management

» e-Learning Chapter 7: Investment Valuation and Project Valuation Methods and Techniques

» Currently Reading: Goals of Financial Management

» e-Learning Chapter 9: Financial Management Process

» e-Learning Chapter 10: Financial Management Notes

» e-Learning Chapter 11: Financial Management for Startups

» e-Learning Chapter 12: Financial Management for IT Services

» e-Learning Chapter 13: Financial Management Quiz - Question and Answers

Goals of Financial Management
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    Vicky Dsouza

    Aw, this was an exceptionally nice post. Taking the time and actual effort to make a top notch article. Great! You were very clear on objectives of financial management basics. Once again Awesome guys 🙂


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How to Be Grotesquely Reductionist and Utilitarian about Human Love and Life

This post by one “Deep Thought” is a brilliant example:

This isn’t rocket science; men with easy access to prostitution or to promiscuous women have little incentive to marry. Suddenly there is nothing to offset their legal and financial obligations as a husband – so why take on the obligation? Women who are promiscuous face disease, pregnancy, and emotional trauma – all of them reduce their ability to be a valuable wife.

This probably helps explain what's going on with prostitution bans, but is it supposed to be a moral reason to endorse them? Dramatic reconstruction:

Sweetheart… Since I have no easy access to women who sell sex, will you share my life so I can use you for sex? I mean, even if there were a few more easy women around here, I'd have no use for you. Definitely no reason to make a commitment to you. But there aren't. Oh well. So… I love you? And Oh! Here's a diamond.

Maybe this tells us something about the great romance of being the mother of Deep Thought's four children, but for my part, I share my life with Kerry because she is brilliant and exciting and we mesh in so many ways and I love her. As far as I can tell, the existence of Craiglist's Casual Encounters has no bearing on this, my greatest source of happiness.
It gets even more obsessively biological. This is, sensibly enough I suppose, written by a Catholic guy with a theology degree who attends Latin mass and thinks “the Patriarchy, when controlled by Judeo-Christian morality, is a protector of and advocate for women.” [!!!]:

the future belongs to those who show up. If you don’t have kids, you have no stake in the future. If you have kids, you not only have a stake in the future, you can influence it in ways almost impossible to duplicate without kids.
bans on prostitution exist not just to avoid the exploitation of sex workers; they are in place not just because the majority of world religions declare them immoral; they were passed not solely to fight the spread of disease; they were written with more than the goal of reducing the numbers of poor, fatherless children. No, they are there to protect the future.

Again, I can see the explanatory power here. But to think that this has justificatory power is simply grotesque. This is to reduce individual human beings to tokens of a biological type, to reduce the purpose of an individual human life to a link in a biological chain there is no moral value in forging. Yes, the future belongs to those who show up. But the present belongs to each individual human being. We have lives because a lineage has been perpetuated. But our lives are not for perpetuating lineages. Our lives are for our living. Our duty is to treat one another as free and equal persons, as ends in themselves, which means we are duty-bound not to use people and their lives for purposes not their own. We treat people with the respect they deserve. Whoever shows up, shows up. If you're interested in that, then breed away. But do leave the rest of us alone.


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Microsoft calls its partner’s headsets ‘Mixed Reality’, but they aren’t quite there yet. Though some possess the ability to peek into the world with cameras, it’s not for AR use. The feature exists primarily to check your surrounding and isn’t a replacement for regular vision.

However, a new patent suggests the company is thinking about solutions that will make things much more natural.

“A virtual reality headset system with an area configured to change its opacity. The virtual reality headset system is configured to provide an immersive experience, but also allow a user to see at least part of the outside world,” reads the patent. “The headset has a housing which partially encloses a display. The housing has an opening configured to cover the user’s face. The housing has an area between the display and the user interface that is configured to change the degree of opacity.”

Such a device could let users see their surroundings in much better clarity. You wouldn’t have to take your headset off every time somebody tries to show you something or to find a dropped controller.

The Path to True Mixed Reality

In itself, that’s an exciting upgrade, but the dream is for the transparency to allow easy switching between AR and VR. HoloLens creator Alex Kipman has stated this as the goal for the Mixed Reality brand, and this could be a step towards that.

After the initial boom of Oculus and HoloLens progress has been somewhat slow, the next-generation of HoloLens reportedly not coming until at least 2019. However, companies are clearly researching heavily behind the scenes.

In fact, Microsoft seems to be working on several opacity solutions. A patent from 2016 discovered by OnMSFT presents similar opacity adjustments with automatic adjustment. It’s a feature that could convince more social and collaborative users to adopt.


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“Prosperous Paths” reaches 5000 girls across Windhoek

5000 girlsFriday, 29 July 2016, was a memorable day for the UN System and 700 female learners at Immanuel Shifidi Secondary School in Katutura, Windhoek. After one month and 12 outreaches, the ‘Prosperous Paths: Leading in Vocation’ programme surpassed its target of educating 5000 girls on gender equality and women’s empowerment.

Exactly one month before on 29 June 2016, Ms. Kiki Gbeho, the United Nations Resident Coordinator (UNRC) to Namibia launched ‘Prosperous Paths’ at Jakob Marengo Tutorial College. Not only did Ms. Gbeho share her personal story of hard work and success to over 600 female learners, she also spread the message of self-empowerment and self-determination to the enthusiastic crowd. Since then, the UN System, namely UNFPA Namibia’s Ms. Dennia Gayle and UNIC Windhoek’s Ms. Anthea Basson, have spoken to girls across the capital city about the importance of striving to achieve Goal #5 of the Sustainable Development Goals, namely to ‘achieve gender equality and empower all women and girls’.

DSC_0093With each ‘Prosperous Paths’, the number of empowered young girls increased and the power of such a programme to foster change and promote women’s agency became ever more evident throughout the course of July.

In celebration of this great success, the UN System in Namibia hosted a special ceremony at Immanuel Shifidi Secondary School. Starting off the day, Namibian saxophonist Suzy Eises, guitarist and singer Black Velvet and singer Slickartie opened the event with a musical repertoire of latest chart toping songs, fusing jazz into the performance. The young female crowd enthusiastically sang along, applauding and cheering for an encore.

EDSC_0027The excitement rose even further as Suzy took the audience on a journey through her personal experience as well as the challenges she faced as a female musician in Namibia. Emphasizing the importance hard work, Suzy motivated the crowd and encouraged the girls to dream big, stand up for one another and make their voices heard.

Suzy’s inspiring story and testimony was a perfect transition to the keynote address by the UNRC Ms. Kiki Gbeho, who engaged the audience in an open dialogue on gender issues in Namibia, explained the UN’s concrete action plans in combating gender injustice as well as listened to suggestions from the girls of how to tackle these inequalities in order to bring about change.

EDSC_0072One core topic that was addressed was the high drop-out rate of female learners and it’s relation to teenage pregnancy and juvenile labor. The audience was alarmed as the UNRC explained that approximately 10,000 students discontinue school every year and confronted them with other statistics regarding female learners dropping-out of school. According to the statistics compiled by the Education Management Information System (EMIS), the major cause of the high dropout rates is pregnancy, which caused 2,896 girls (and involved boys) leaving school in 2011 and 2012.

EDSC_0178Astonished by this fact, the girls openly shared their opinions on how to jointly tackle this predicament, and most importantly, the students emphasized the importance of encouraging fellow female students to continue with academics even if they fall pregnant both, for their own good and that of their child.

Among other solutions shared, one girl passionately encouraged the crowd to, “stand side by side and form a female alliance in the school”. She said, “Instead of bringing each other down. Girls should learn to value and respect one another, because together we are strong!”

Ms. Gbeho strongly supported this proposition and urged the audience to start their own girls club at the school, a place where every female learner is warmly welcomed, helped and inspired by a great and unconditional appreciation.

EDSC_0076At the end of the ‘Prosperous Paths’ outreach, Suzy, Slickartie and Black Velvet played a few more songs before a photo was taken to celebrate the achievement of educating and empowering 5,000 learners.

Moved by the learners’ passion to bring about change, the UN System in Namibia will continue its service to the girl child in Namibia by launching a follow-up campaign as part of the Prosperous Paths outreach this November. This campaign provides female youth with the opportunity to work with the UN staff in reaching out to other young learners and jointly empowering them to be confident, independent and courageous.

immanuel shifidi secondary school copyThe UN System is optimistic that with the help of the bright and passionate girls, gender equality can and will be achieved for every Namibian woman and that all women will be able to bring about positive change along their Prosperous Paths.


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Villa Melnik Wine Cellar
Winery Wines

Red wine 2015 Melnik dry, Shiroka "Aplauz" Reserve, Struma-Tal, Bulgaria

Type: Red wine
Quantity: 0.75 l
Alcohol content : 13.5%
Price: Up to 15.00 €
Bottle closue: Natural cork
Maturing: Barrique
Registration number : #VMWC-L1566SH25517

Wine Review Report :

Last reviewed: 12 April 2018

Bulgaria is one of the oldest winegrowing countries in Europe. The origins on the territory of today's state suggest based on archaeological finds and surviving texts to a beginning already 5,000 years ago. Thracian tribes cultivated north and south of the Balkan Mountains Wild vines and operated a pronounced cult in honor of the wine god Dionysos, The Thracians will cultivate the oldest Bulgarian grape varieties or their ancestors such as Mavrud. Pamid. Dimyat, Melnik ( Shiroka Melnishka ) and Gamza ( kadarka ) attributed. At the time of the Roman Empire, wine was out Thrace a...

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currently 129 892 Wines and 23 806 Producers, including 1 275 classified producers.
Rating system About Their sources in Wine Guide Wine Samples

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Not-So-Insurmountable Barriers

for WisCon Member Assistance Fund

I first started hearing about WisCon in 2010, when I became good friends with people living in Madison who volunteered for the con every year.  Hearing about all the cool people, interesting discussions, and sheer fun to be found there, I gradually built up longing to go — but, unfortunately, couldn’t build up the money to match my longing.  So I sighed from afar, thinking wistfully of the awesome feminists who were talking about robots without me, and resigned myself to never doing more than reading con reports after the fact.

Then, in 2013, one of my Madison friends said, hey, can I nominate you for this assistance fund? And it was like this huge insurmountable barrier had just been poofed out of existence.

Of course, I didn’t say yes right away, because I struggled with the feeling that con assistance funds weren’t for people like me — they were for people more engaged than me, more productive, more active in various communities, with more valuable perspectives.  I didn’t see myself as valuable enough to be worth anyone else spending money for me to go.  It took a lot of psyching myself up to get past those feelings — especially that horrible capitalist shame that makes me constantly compare myself to others in terms of value, like a commodity — and realize that people genuinely wanted me there and that con assistance funds exist for anybody who needs them to go to the con.

As it turned out, I was the biggest barrier to me using the fund.  I was worried that there would be a lot of paperwork and record-keeping and receipt-tallying, but in the end it was simple.  I told the folks managing the fund how much money I needed, and for what, and they sent me a cheque.  They believed me about what I needed and didn’t place bizarre limitations on the kinds of things that could be covered — so the WisCon assistance fund ended up paying for the rental car, gas, food, and even the bill for boarding my dog for a week.  And, because it was all the same to them whether I drove or flew or took a bus, I was able to pack two of my good friends into the car with me, and WisCon gained itself three attendees for the price of one.

I had an amazing time that year.  I learned a lot, I made new friends, I talked with people who were excited about the same things I was excited about. The WisCon assistance fund taught me that I love going to WisCon, that it’s a great con for me; without the money to make my first WisCon possible, I might never have learned that.  I’m going again this year, with the same people I went with before, because we’re a little better situated financially and now know that the experience will be worth the expense for us.

I hope that, if you’re considering nominating someone or accepting a nomination, you will.  It doesn’t matter how valuable you think you are or aren’t: the assistance fund is for you.  People want you there.  I want you there.

And I hope that, if you’re considering donating to the assistance fund, you’ll give as generously as you’re able to.  This program brings new life, new blood, and new perspectives to the con, and makes it possible for people like me to join the discussion.  Your donation makes an enormous difference to both the con and to the people who receive it.  I couldn’t be more grateful to previous donors for the chance they gave me to be part of the WisCon community.

Donate to the Member Assistance Fund:

Or send a checque payable to SF3 to:

Attn: WisCon Member Assistance Fund
P.O. Box 1624
Madison, WI 53701

SF3 is a 501(c)(3) organization, so your donations are tax deductible.

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Related people: Wil Chivers

The 20th-23rd April marked the 7th Biennial Surveillance and Society Conference, held for the second time running in Barcelona, courtesy of Eticas Research & Consulting. Coming from a background in surveillance studies, these conferences are something of a pilgrimage for me.  There is a thriving and international research community concerned with surveillance in all its various guises.  The Surveillance Studies Network (SSN) has its own open-access journal – Surveillance and Society – and the three-and-a-bit day conference is a great chance for new and leading researchers in this field to come together to explore the various contexts in which surveillance plays out and how it impacts on people, places and society.

The conference programme from the 21st-23rd was full and varied.  With just shy of 130 presentations over the few days there was, quite literally, more than enough research to get to grips with.  Session themes covered a variety of topics including policing, criminal justice and security, privacy, health, education, social media, art, trust, big data and consumption practices.  As I’m sure many people will identify with, the only downside to such a programme was that I was unable to attend all of the sessions I wanted to.  Given my particular interests in social media and resisting surveillance I tended to prioritise these themes but was also able to hear from researchers doing innovative work in unfamiliar areas such as on drones and the ‘quantified self’ – the term that describes the trend towards increasing use of personal health-based and lifestyle-tracking apps.

There were, for me, some particular highlights of the conference.  The opening keynote from investigative journalist Duncan Campbell entitled ‘Suspicionless Surveillance’ was both timely and terrifying in equal measure.  That morning the story had emerged in The Guardian– as an outcome of a legal challenge brought by Privacy International – that UK intelligence agencies have been amassing ‘bulk’ datasets since the 1990s and that these datasets are likely to contain information on people of no intelligence or security interest.  The full details of the documents revealed in the case are yet to be reported, however, this disclosure may impact significantly on the government’s on-going plans to pass the Investigatory Powers Bill by the end of this year, as I discussed in a previous blog.

Another highlight was a panel on social media and surveillance.  Researchers from the eQuality Project (an offshoot of the eGirls Project) discussed the use of concept mapping and Q-Methodology to explore young people’s perceptions of online privacy.  Marta-Marika Urbanik and Kevin Haggerty described a fascinating ethnography that, among other things, connected the use of Instagram and Snapchat to gang culture in Toronto.  And last, Sava Saheli Singh of NYU discussed the proliferation and problems of Twitter use in academic circles; something I found interesting on both a personal and professional level.  I would encourage those with an interest in social media to keep an eye out for future outputs from these researchers.

For my own part, I contributed to the conference a discussion of the relationship between the government and communications service providers in respect of previous efforts to update surveillance legislation in the UK.  The argument being that the construction of regulation offers specific moments for resisting surveillance and that key to these counter-efforts are not only civil society groups but also the CSPs that are mandated to collect and retain data.  CSPs are in a unique position, I suggest, in that they are both points of control online but also vital sites of resistance in the context of digital surveillance.

It was also great to see that Cardiff University’s representation didn’t stop there.  Several researchers from the School of Journalism, Media and Cultural Studies presented the outcomes of their project ‘Digital Citizenship and Surveillance Society’, which explores state-media-citizen relations post-Edward Snowden.  Not only was this encouraging from a research perspective but I am hopeful that a good showing from the university may help some of my North American acquaintances resolve their geographical queries regarding Cardiff: Where is it? Where’s Wales? What is Wales? (my apologies to Jason Derby).

Surveillance studies is a field of immense significance at the moment.  While the motivating issues underpinning the subject predate such catalysts as Edward Snowden, public awareness of surveillance has escalated since 2013.  Moreover, surveillance studies has always struck me as a truly interdisciplinary field of research.  As the breadth of research on offer at the conference showed, surveillance has relevance to a great many aspects of the study of society.  It presents itself, consequently, as a vital area of research as we seek to explore the impacts of surveillance practices on many aspects of our lives.  It is an area I continue to be involved with and hope to pursue as other research that touches on these themes at WISERD Civil Society takes shape.

The full list of abstracts for the conference is available here and the collection of tweets from the conference can be found under the hashtag #ssn2016.


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The Evansville Water & Sewer Utility announces that the Annual Fall Leaf Pick-up will run from Monday, October 22nd through Friday, December 14th. This annual service is available to city residents who pay for trash service with their water bill, including newly-annexed areas. Apartment complexes, mobile home communities and business/commercial customers are not eligible.

Leaves must be contained in Bio-Degradable Plastic or Paper Leaf Bags or in containers and be placed in manageable, organized piles on the same day of trash service but separate from where the normal weekly trash is collected. The bags should be placed at the pickup location before 6 a.m. on the normal days of collection. These bags should only be placed at the pickup location on your normal day of trash collection.

Leaves not in Bio-Degradable bags that do not meet these requirements will not be picked up. Residence with leaves not in the Bio-Degradable Bags will be notified to re-bag their leaves in Bio-Degradable bags and they will be picked up on the following week.

If a customer has put their Leaves out according to the requirements above yet feels they were missed, they can call Republic Services at 812-424-3345 within two days to report a possible missed pick-up.


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I always thought that baking bread was a matter of feeling. Like with Grandma's yeast cake: At some point, you would just get the hang of it and you'd always succeed - or at least most of the time. Unfortunately, my success rate at baking bread was more at around 50%, or even below... until two of my friends gave me a book as a gift for my birthday: It's simply named "Brot" (German for bread), and ever since I'm using a recipe instead of guts, my bread baking attempts always succeed!

We wrote to the publishing company, and asked whether we could publish one of our favorite recipes here on our blog and got permission. This is why we proudly present to you: The quick multigrain bread! By Bernd Armbrust. Baked for you by Resi und Roxi.

benötigt wird ...

For the seed filling:
200 mL water
50 g oats
50 g flax seeds
50 g sunflower seeds
50 g pumpkin seeds
For the dough:
1/2 Würfel yeast
300 mL water
350 g wheat flour (Type 550)
250 g rye flour (Type 1150)
25 g salt (ca. 2 EL)
75 g liquid sourdough
50 g sesame seeds

This is how it's done:

The bread is really easy and quickly made. The ingredient quantities make for two small loafs of bread. I like all the seeds in there, and due to the yeast and the sour dough, the bread is very fluffy. For the grains to not soak up all the moisture in the dough, they are soaked in water first. This is why you should start preparing this grain mixture a couple of hours before baking.

  • Boil the water (200 ml), pour over the oats, linseed, sunflower seeds and pumpkin seeds in a bowl, stir thoroughly and leave to swell for about two hours covered. The flax seed make for a gooey consistency, leading to the formation of a kind of seed lump.
  • For the dough, dissolve the yeast in the lukewarm water in a bowl. Firstly add the soaked seeds, then the wheat and rye flour, salt and the sourdough. If you don't have self-made sourdough at hand at the moment, you can use one from the bag. Mix everything thoroughly and following knead the dough with your hands or suitable kitchen appliance.
  • The ready dough is now left to rise for 20 minutes, covered. In between, fold the outer edges of the dough towards its center, this is called "round working" when literally translated from German, and leads to a "woolly" structure. It should be apparent that the volume of the dough is increasing.
  • After this time, split the dough into two pieces and spread a little bit of water over them. The loafs can now be put into the fermenting basket, or be placed in a bowl which has approximately the same size as the loaf.  First add some flour to the bottom of the basket or bowl so that the dough does not stick to it, and then also add some sesame seeds that will stick to the surface of the loaf of bread. Again, let the bread rise for 25 minutes covered in the bowl or basket. After 10 minutes, you can cut into the loafs with a sharp knife across the top.
  • In the meantime, preheat the oven to 240°C vorheizen (recommended not to use the circulating air function), also heat a baking sheet with a little bit of water. The steam will provide for a crispy crust. As soon as the target temperature is reached, remove the baking seet - take care not to burn yourselves! Put the breads in the center level of the hot oven. Bake them for 35 to 40 mintes.

Et voilà! The breads are ready and hopefully taste delicious. In my picture, the bread unfortunately does not look as pretty as in the book, which is probably because I used the whole (unpeeled) sesame seed, which has naturally a little brownish color. In the recipe, the following hints are mentioned:

  1. You can add a fruity sweetness to this bread by also dissolving some apple cabbage in the warm water together with the yeast  (I never tried that one out and have no clue what apple cabbage even is...)
  2. Instead of sesame seed, you can also use flax seed or sunflower seeds for the crust.
  3. When you incise the loafs prior to baking to give them the typical bread shape, don't cut too deep: Since the dough is still rising, the cut would become too wide.

Have fun trying out this recipe! And let us know if it works for you as well as it does for us 😉 And if you're very interested in more bread recipes, you can find the book here.

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Take A Rare Journey Into The World’s Most Secure Super-Bunker That Can Survive Anything

Take a tour with us inside the Super-Bunker that can survive anything.

Cheyenne Mountains stand 9,565 feet tall above sea level in the southeast of Pikes Peaks in the Colorado Spring’s background. It may not be a depiction of exceptional beauty if you look at its exterior, but what lies inside the mountain will amaze you. The Cheyenne Mountains contain an installation that is guarded by 2,500 feet of granite, making it the most secure military bunker in the USA. The crew in Cheyenne Mountains collects the data from global surveillance system and analyzes it to alert the government officials regarding the threats to North America.

This underground military city was completed in mid-1960’s during the Cold War, provided that it can protect against nuclear bombs, electromagnetic bombs, biological weapons, and even the electromagnetically destructive radiations from the Sun. The bunker is more of a concern now, given the recent North Korean aggression and nuclear capabilities.

COLORADO SPRINGS, UNITED STATES: Missile Commanders Lt. (L) and Lt. Col. Ken Reed confirm a launch warning over the phone during a practice drill at the North America Aerospace Defense Command (NORAD) Cheyenne Mountain Complex in Colorado Springs, Colorado, 09 November 1999 (via Wired)

The majority of the safety was provided by the sheer location of the bunker; the massive mountain provides enough shield already. However, 693,000 tons of granite was excavated to make the Cheyenne Mountain Complex, with a two-lane arch of 22 feet leading to the north tunnel. The bunker is protected against bio-particles and radioactive substances with over-pressurization of a rock-walled room with two doors, weighing 25 tons each. Last time, both the doors were closed on 9/11, declaring a ‘buttoned up’ scenario. Otherwise, the blast doors remain open. The complex harbors 6 million gallons of water stored in pools and 510,000 gallons of diesel.

Rusty Mullins, Deputy Director of the Air Force’s 721st Communications Squadron says “You learn to live without any sky, without any outside, but what’s on TV.”

An unidentified worker heads down one of the long hallways in one of the buildings that make up the Cheyenne Mountain complex deep below Cheyenne Mountain south of Colorado Springs, Colo, on Tuesday, Sept. 5, 2006 (via Wired)

The crew eats ready-to-eat meals, breath filtered air, and produce their own electricity with 10.5 MW power plant, along with six generators. As they say inside the bunker, “Without electricity, it’s just a cave.” The complex has a medical clinic, self-checkout store, gym that can turn into a hospital, and a chapel with a chaplain to help support physical, but emotional needs as well in critical times. For the worst time scenarios, there is a Norad’s alternate command center.

The entrance to Global Strategic Warning/Space Surveillance Systems Center (via Wired)

The crew would not be able to work without computers. Hence, the complex shielding provides both physical and digital protection against dead or cyber compromise. In that case where an electromagnetic pulse takes out every electromagnetic device in the Colorado Springs, the Complex will not be affected and its computers and feed-lines will remain secure. It would be as if you were inside a giant metal building or a Faraday’s cage.

The Global Strategic Warning/Space Surveillance Systems Center inside Cheyenne Mountain Complex is where the magic happens. Its details, however, are a matter of national security. The sky-scanning for potential missiles, study of their launch, behavior, and testing, along with mysterious space behavior and heat signature observation and analysis is carried out here. The data is then classified as good, bad, or neutral as reviewed by higher officials.

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Marinade express thaï - Apollo

Barcode: 8713056137751 (EAN / EAN-13)

This product page is not complete. You can help to complete it by editing it and adding more data from the photos we have, or by taking more photos using the app for Android or iPhone/iPad. Thank you! ×

Product characteristics

Packaging: Plastique

Brands: Apollo, Cap Traiteur

Categories: Groceries, Sauces

Labels, certifications, awards: Green Dot, Made in the EU, fr:Triman

Manufacturing or processing places: Union Européenne

Countries where sold: France

→ Ingredients are listed in order of importance (quantity).

Ingredients list:
Huile végétale (tournesol (raffinée et partiellement hydrogénée)), légumes (ail, paprika), sel, sirop de glucose déshydraté, concentré de tomate, arôme naturel, plantes aromatiques et épices (persil, coriandre 0.4 %, ciboulette), dextrose, vinaigre, extraits d'épices (dont extrait de piment : 0.1 %).
Ingredients that may be from palm oil:

NOVA group

4 - Ultra processed food and drink products
4 - Ultra processed food and drink products

Nutrition facts

NutriScore color nutrition grade

NutriScore nutrition grade E

Warning: the amount of fiber is not specified, their possible positive contribution to the grade could not be taken into account.

Warning: the amount of fruits, vegetable and nuts is not specified, their possible positive contribution to the grade could not be taken into account.

Nutrient levels for 100 g

high quantity74 g Fat in high quantity
high quantity9.6 g Saturated fat in high quantity
low quantity2.7 g Sugars in low quantity
high quantity7.5 g Salt in high quantity

Comparison to average values of products in the same category:

(14650 products)
(20963 products)

→ Please note: for each nutriment, the average is computed for products for which the nutriment quantity is known, not on all products of the category.

Nutrition facts As sold
for 100 g / 100 ml
Energy 3,033 kj
(725 kcal)
Fat 74 g+292%+360%
- Saturated fat 9.6 g+268%+243%
Carbohydrate 12.5 g+6%-7%
- Sugars 2.7 g-67%-68%
Proteins 2.2 g-17%-25%
Salt 7.5 g-17%-65%
Sodium 3 g-17%-65%
Nutrition score - France 28 +141%+162%
Nutri-Score EDD

Product added on by kiliweb.
Last edit of product page on by beniben.
Product page also edited by openfoodfacts-contributors, yuka - user.

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As we all know the Earth is flat. Once upon a time a group of explorers set off with the idea of proving that the world was round and that there was a route to the spice islands the other way, but the few survivors came back screaming about seeing ships falling off the edge of the world and something about dragons.

  • Some sort of "universal down" keeps everything on the top of the planet.
  • Anything underneath falls away (no turtles this time).
  • We're not sure how the atmosphere stays in place.
  • The Earth's crust varies between 5km (Oceanic) and 50km (Continental) thick.
  • The planet runs from Pacific to Atlantic, no Americas, no Antarctic, no Antipodes (sorry Cobbers).

The world's water levels seem to run down slowly but every 12 hours or so they're topped back up again. Nobody knows how this works or where the water comes from, apparently arrangements are made. What this means is that that there's an apparent infinite supply of water and the edge of the world consists of a constant waterfall.

How long would such a planet continue to exist if subjected to normal erosion from said rimfall?

  • $\begingroup$ I think it's going to be difficult to get a good answer here. How much water goes over the edge? Is it a super-Niagara or is there kind of a lip that is just barely overflowing? What's the earth made of? Mostly sand? Rock? Adamantite? (I know you said "crust" but I'm not sure what that means in this world.) It sounds as if you have gravity that's not like ours. I'm guessing there's no chance the whole thing will buckle and try to collapse into a spheroid but... it's kind of hard to tell. $\endgroup$ – Hugh Meyers Dec 7 '18 at 14:23
  • $\begingroup$ For reference Rate Of Erosion Of Niagara Falls. $\endgroup$ – Theraot Dec 7 '18 at 14:27
  • $\begingroup$ @HughMeyers, everything is Earth-like unless otherwise defined. Does the depth at the lip of the waterfall matter or is it only a boundary conditions thing? Geography wasn't my subject, but I can set rules if needs be. There's no chance of it becoming a spheroid. $\endgroup$ – Separatrix Dec 7 '18 at 14:28
  • 1
    $\begingroup$ The more water going over the edge, the faster the erosion. If nothing flows over the edge, then there's very little erosion (but some from ocean currents and maybe tides if you have those). Maybe it's a bit like a bathtub filled up to the brim and you only get overflow if you toss something into the ocean. But the lower the lip, the faster the flow, the more erosion which further lowers the lip. $\endgroup$ – Hugh Meyers Dec 7 '18 at 14:38
  • 1
    $\begingroup$ Due to nature of the flat earth the rim is unable to erode. $\endgroup$ – SZCZERZO KŁY Dec 7 '18 at 14:48

The main problem is that there is bound to be at least one section of the rim that gets eroded slightly faster than its surroundings. This explains the horseshoe shape of Niagara falls.

enter image description here

However if this erosion happens to the rim it will be like breaching a dam. There will be a catastrophic failure at some point and the ocean will drain at that one point. The effect will spread sideways and towards the centre of the planet until the ocean is emptying faster than the mysterious supply of new water can keep up with.

It is difficult to predict when a catastrophic failure will occur but I imagine it would take only hundreds of years. Maybe a few thousand.

Waterfall erosion happens in two ways:

  1. undercutting, where the rock at the base of the waterfall is slowly cut away until the rock above collapse (which can't happen in your scenario).

  2. Erosion at the lip of the waterfall where the water going over the edge gradually wears down the rock.

Assuming the rim is of a uniform rock type and starts off just a few meters under sea level (so near 50km thick), it will quickly wear flat. The erosion rate will depend on the force of the water going over the rock, and you have essentially described the pressure of whole oceans bearing down on this rim.

Assuming the water is topped up daily to the same amount, the amount of water going over the edge gets more and more as the rim erodes, exponentially increasing the erosion.

How long the rim lasts depends on it's width, as it will erode quickest at the very edge where the water speeds up, but once it has gone you are going to be left with a river world. This will cause more problems, as all that water is now eroding much smaller areas of crust and will erode through completely very quickly leaving essentially hundreds of bottomless chasms.

Once enough of these bottomless chasms form, you are back to the erosion rates that are more in line with known waterfalls, so the chasms will widen at approximately a km per millennium each (this would vary wildly depending on rock type).

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AARP to launch drug pricing ad campaign

IN SUMMARY: Nearly three-quarters of Americans over 50 worry about being able to afford prescription drugs for themselves and their families, according to a new AARP nationwide survey. AARP’s campaign will include television ads, a strong social and digital media presence, and grassroots efforts via mail, email, and phone by AARP’s 38 million members, in order to convince lawmakers to act on drug pricing.

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Scout Mistress Yvonia

From Wowpedia
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AllianceScout Mistress Yvonia
Image of Scout Mistress Yvonia
Gender Female
Race Human (Humanoid)
Level 28 Elite
Class Rogue
Health 3,412
Reaction Alliance Horde
Affiliation(s) Stormwind, SI:7
Occupation Scout
Location Mirkfallon Post, Stonetalon Mountains
Status Alive

Scout Mistress Yvonia is a human quest giver located at the Mirkfallon Post in Stonetalon Mountains. She is planning to sabotage the Bilgewater Cartel in the area.

Mathias Shaw himself appointed me to assist the night elves.

Patch changes

External links


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Club Aiming

Aiming your clubface properly (Irons, Woods and Putter) is much easier than you realize. There are putter companies that charge a premium to offset, change the loft and lie angle of the putter so you will be aimed at a precise target.  Don't pay the extra money for that kind of fitting.  It is so very easy to aim every club in your bag including your putter when you understand the science of physical balance a.  We have worked out the science, all you have to do is follow the instructions on the videos below.

Also, stance width measurements are currently free online at our sister site,  If you simply input your body measurements, you will be emailed the results.  Clubface aim becomes easy once you are in balance.  Path is a different story.

This first video demonstrates how your irons look open when they are actually aimed precisely down your target line.

The next video shows a simple strategy of how to approach your ball when you ground your club to aim your iron clubface precisely at your target.

In the last iron aim video Dr. Wright integrates stance width and posture to show how to properly set up to the ball while mainitaining your clubface aim.  Putter aim follows this video.

In the 3 following videos, Dr. Wright walks you through putter face aim.  Don't pay extra for a putter that is aimed at a target. You can learn to aim your current putter for free.  The first video reviews how to find your ideal stance width for putter aim and how changes in stance width will impact path and aim.

The last of these 3 videos shows how to aim your putter down the line every time.  Remember, there is a difference between putter aim and putter path.  You can be aimed precisely at your target but your path might be outside-in or inside-out due to improper left and right hand grip size.

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Golf Who is Dr. Wright ?


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Monthly Archives: June 2012

Urgently Needed: Donations to Animal Shelters in Colorado Fire Disasters.

If you have any desire to help the people affected by the terrible fires in Colorado consider donating to the animal shelters that are, in most cases, sheltering evacuees for free. Here’s some information I received in an email. I … Continue reading

I have a small number of bookmarks and bookplates for Senior Year Bites that I’d love to personalize, sign and otherwise give to people. If you’d like one please send a self addressed stamped envelope (SASE) to Julie Campbell Inkwolf … Continue reading

| Leave a comment

What happened to June?

I’m in danger of vanishing completely. I’m sorry I’ve neglected my blog. I’ve been up to my fangs in editing… so much that I’ve lost track of almost everything else. Good news is, Summer Break Blues, sequel to Senior Year … Continue reading


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Another Cover Reveal! The Cursed Knife

The second book in the Justicariate Magus files should be out in late summer. I really like it. I think you will too.

As far as necromancer Elise Macrow is concerned, her parents are just about the nicest people on the planet. So, she is both shocked and horrified at the news that her father has been kidnapped. With the help of her friend Tallon—a vampire and a detective—and a mysterious elder vampire named Ekatarine, they discover a secret plot to throw the world of mages and vampires into chaos. It’s a race against time to find a dangerous ancient artifact before their war can spill over into the mortal world.

Cover by Shoshanah Holl

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Do you want to make more money as a freelance writer?

If the answer to this question is “yes!”, then you’re in the right place.

You CAN make good money as a freelance writer. Just ask Nick, who built a successful freelance writing business that brings in $2000 plus per month in only a year.

In this post, I’ll share some simple steps that have helped me make at least an extra $1000 each month from freelance writing since implementing them.

Ready to find out how? Then let’s get started!

Build a Core Offer

To earn well as a freelance writer you need to get your offer right. After all, it’s no good pitching prospects who don’t have a need or desire for your services.

Think hard about the services you offer, and conduct careful research to make sure they align with the needs of your target market.

If you want to write long-form sales letters, you probably won’t have much luck if you contact prospects who run small businesses on your local high street. They won’t have the budget to hire you to write a sales letter, and it won’t fit with their marketing strategy.

But if you want to write blog posts, small business owners could be great prospects to contact – especially if they already understand the value of content marketing. For these prospects, you could offer a monthly package of blog posts as a done-for-you solution to their content marketing needs. Here’s how writer Anne McAuley packages her blog posts:

Your core offer should align with the needs of your target market and the services you can deliver.

Here are some questions to ask yourself when building your core offer:

  • What problems do my prospects have?
  • How can I help them solve these problems?
  • Which kinds of copy are they already using?
  • Which kinds of copy can help them build their business?
  • Which kinds of copy can I deliver?

So, how can you pick the right offer? First, decide which types of services you can deliver. Then research your target market and test the offer by pitching it to them. You’ll soon find out if prospects are receptive to your offer. And if they’re not, repeat the process.

For more information on building a core offer, check out this useful article from A-list copywriter, Roy Furr.

Ramp up Your Marketing

Here’s the simple, unvarnished truth: Most freelance writers aren’t doing enough marketing to sustain a successful business. They do some marketing, pick up some work, then run out of work and have to market again. This is known as the feast-or-famine cycle, and it’s no fun at all.

The solution? Ramp up your marketing. The best way to do this is by making marketing a daily habit – even when you’re busy with freelance writing projects.

Choose a couple of marketing methods you like enough to do consistently – my personal favourites are LinkedIn marketing and cold emailing – and build time into your schedule each day to get them done. If you’re busy, stick to 15-30 minutes a day. If you need more work, market for longer. It really is that simple.

Need proven templates for pitching and ways to speed up prospecting? Check out our posts on LinkedIn marketing and cold email prospecting.

Position Yourself as More Than a Writer

In his recent post, Yassir explained how a change in positioning helped him land a $1,600 writing gig:

“I transitioned from an employee mentality to a business owner mentality.

I started representing myself as someone who drives sales, rather than writes blog posts.

I offered more value and began presenting everything professionally.

This change has dramatically increased my response rate and has helped me land new, well-paying clients from my cold pitches.”

Don’t underestimate the power of positioning for building your income as a freelance writer. This ties back to your core offer I discussed earlier in the post.

Prospects want to know how you can help them grow their business. They aren’t concerned with how great of a writer you are. Become a trusted consultant who can deliver results, and you’ll earn far more than most freelance writers. Which brings me to my next point …

Improve Your Skills

Improve your skills as a writer, marketer, and consultant (remember, you want to position yourself as more than a writer), and you’ll be able to command higher rates.

There are a ton of resources available to help you improve your skills, so make it your mission keep learning and building your knowledge and expertise.

Hubspot offers free online marketing courses that are a fantastic way to learn useful new skills. There are also lots of excellent, low-priced books available that will help you improve your writing.

Make the most of free and low-priced resources, but seriously consider investing in specialized courses and training. Remember, you’re running a business, and every business needs investment to grow.

If you want to improve your copywriting skills, I highly recommend The Accelerated Program for Six-Figure Copywriting from American Writers & Artists Inc.

Arrange More Conversations with Prospects

A lot of freelance writers miss one vital step in the prospecting process that can mean the difference between landing lucrative clients and getting passed over for another writer …

Talking with prospects on the phone.

But wait! Before you roll your eyes and decide that you could never talk to prospects on the phone, hear me out. Would you talk to a prospect on the phone if I handed you a crisp 100 dollar bill every time you did?

Because that’s really what we’re talking about here. If you aren’t setting up phone calls and talking to prospects on the phone you’re leaving a lot of money on the table. Money that could be yours.

Phone calls build trust with prospects, and allow you to communicate your core offer and positioning as effectively as possible.

Most freelance writers avoid talking to prospects on the phone. But that’s good news for you, because if you do, you’ll give yourself an advantage over them.

Let’s be honest. Phone calls to prospects can be scary – especially if making business calls is new to you. I was the same way when I started talking to prospects on the phone, and I messed up more than a few times.

Accept that it will happen to you, too. Then start setting up phone calls. You WILL get better with practice, and you’ll most likely land A LOT more work.

So, how do I set up calls with prospects? I just ask for a call. Here’s the call-to-action I add to the end of my LinkedIn messages and cold emails:

“Could we set up a brief call next week?”

It’s as simple as that. Give it a try and start talking to some prospects.

Here are some great resources for overcoming phone anxiety and mastering prospect phone calls (even if English isn’t your first language):

Upsell Current Clients & Reconnect with Dormant Ones

Existing clients are those you work with on a regular basis. Dormant clients are those you’ve worked with in the past, but haven’t connected with in some time.

Both of these groups share one thing in common: they’ve purchased your services before. Assuming they’re happy with the service you provided, it’s much easier to sell to these clients than it is to a new prospect. In fact, according to Marketing Metrics, the probability of selling to an existing or dormant client is 60-70%. But the probability of selling to a new prospect is 5-20%.

Use this knowledge to your advantage by suggesting new ideas that can help your current and dormant clients grow their businesses. Again, this ties back to your positioning as a trusted consultant as well as a writer.

Here are a couple of examples:

  • If you’re writing monthly blog posts for a client you could suggest a newsletter, lead magnet, or case study to generate more leads and sales
  • If you wrote some brochure copy for a client last year, you could reconnect with them and suggest a white paper to highlight the features and benefits of a new product or service the company is now offering

Always be on the lookout for opportunities to pitch new projects to current and dormant clients. Lots of freelance writers overlook this potential source of income, but it can be very lucrative.

Wrapping Up

It’s definitely possible to build your income as a freelance writer, but it will require consistent action on your part. I recommend picking a couple of these strategies and committing to them for at least a month. Doing this will give you the best chance of success. Let me know how you get on!

Do you want FREE resources to help you write better, earn more and build a profitable writing business?

Then head on over to our "Free Stuff" Page

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sp[a]ce gallery at Ayzenberg is thrilled to announce its second VR exhibition, Robot Remix VR . Curated by Milo Talwani and Paisley Smith , Robot Remix VR w ill premiere some of the medium’s most advanced and cutting-edge experiences to the public for the first time.

Previously only available to select audiences at international film festivals, these immersive VR narratives will finally be available to the general public in a white-glove, VIP setting. The first phase of ROBOT REMIX Immersive XR (Saturday, July 6th, to Sunday, July 28th) grants audiences exclusive access to 6 award-winning experiences including Gloomy Eyes, Your Hands are Feet, Virtual Virtual Reality.

“Virtual Reality is supposed to be for everyone,” says Smith. “While working with different film festivals that made space for exhibiting these amazing works, we realized these award-winning experiences were only being seen by very small, and frankly, elite, audiences. They weren’t getting out in the world the way they should.”

After stunning entertainment industry insiders at Sundance and Tribeca International Film Festival , Talwani and Smith decided to partner with sp[a]ce gallery at Ayzenberg to give the art world and Angelenos alike a chance to experience the leading-edge of VR. Talwani set out to design the exhibit in a way that allows attendees to fully be immersed in each experience. Unlike traditional trade-show VR showcases, Robot Remix VR will allow only fifteen attendees into the exhibit per hour, and each will have their own headset to wear the entire time. “This is the closest thing to a VIP experience attendees can have without paying a premium,” says Talwani.


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Emery County Progress- Study Reveals Utah Has the Right Ingredients for an Inland Port

Findings from an inland port study conducted by the Kem C. Gardner Policy Institute and commissioned by World Trade Center Utah (WTC Utah) confirm Utah meets many of the essential criteria for developing an inland port. The study provides recommendations for next steps decision makers should consider.

To read the complete article, click here.


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Outlander S01E09

Book One sees Claire Randall, a married combat nurse from 1945, mysteriously swept back in time to 1743. Upon her arrival, she is immediately thrown into an unknown world where her life is threatened. But when she is forced to marry Jamie Fraser, a chivalrous and romantic young Scottish warrior, a passionate relationship is ignited. Now, Claire's heart is torn between two vastly different men in two irreconcilable lives.

Duration: 60 min

IMDb: 7.6


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• Casa Conde Apartotel & Suites San Jose
    Photo courtesy of Sophia LaMonica
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Casa Conde Apartotel & Suites San Jose

Price Range: $$$$

Map / Directions 10Best Says

Apartotel & Suites Casa Conde is the largest and most modern combination hotel and long-term stay facility in the city, and caters to a cosmopolitan market of international and corporate tourists....  Read More

  • Best for Airport Hotels Because: Pre-scheduled transfers to Juan Santamaría International Airport are a bonus at this conveniently located hotel.

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Please only upload images that are under 8 megabytes and at least 990x660 pixels in size.


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• Jalta Hotel Prague
    Photo courtesy of Marianne Crone
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Jalta Hotel Prague

Price Range: $$$$

Map / Directions 10Best Says

Five-star Hotel Jalta is simply heavenly. Apart from its classy atmosphere and first rate service, Jalta's biggest asset is its location on Wenceslas Square. The 94 stylish guest rooms with attention...  Read More

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10 Grand Press

Master Printer Marina Ancona

Marina Ancona

Before opening 10 Grand Press, Marina Ancona worked in print shops in Santa Fe, Paris, and New York. She has studied at the Boston Museum School and taken master classes Helen Frankenthaler, Ken Noland, and Susan Rothenberg at the Santa Fe Institute of Fine Arts.

Marina Ancona’s publishing and collaborative projects have been exhibited internationally, including the Guggenheim Museum, Museum of Modern Art, Whitney Museum of American Art, Leo Koenig Gallery, Art in General, and Museo Nacional Centro de Arte Reina Sofía. She has conducted lectures and workshops at Bard College, Sarah Lawrence College, SUNY Purchase, and Pratt Institute, among other institutions. Ancona has collaborated with a range of artists, such as Nicole Eisenman, Jose Maria Sicilia, Jeff Gibson, Karen Heagle, Nicola Lopez, Carrie Moyer, Emily Roysdon, and Harmony Hammond.

“Marina Ancona is a dream to work with. Like a great conductor, she is a keenly observant and intuitive collaborator who has a talent for facilitating the best work in the artists she prints with. After I do a series of monotypes with Marina, I know I will return to the studio with a whole bunch of new ideas and methods for my paintings — not to mention a pile of gorgeous prints."
–Carrie Moyer

"Working with Marina is a wonderful process. She knows what I want before I do and has taught me everything I know about monoprinting."
- Susan Rowland

"With Marina's intuitive help and thoughtful nudging, your work is allowed to emerge. It is a great collaboration."
- Joan Brooks Baker


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How to build a booth to capture the hearts of the audience

Update:Feb 2019,27

In the exhibition, the booth construction can be said t […]

In the exhibition, the booth construction can be said to be the “facade” of the enterprise. The size, design and appearance of the booth must be perfect and meet the competition standards, so that the company can stand out in the exhibition hall. A successful booth construction is not so gorgeous, but how big its propaganda is, the corporate culture it expresses and the functionality and connotation of the exhibits.

So, what effect should the booth construction achieve? In short, it is to make the visitors look comfortable and sound, and fully mobilize the audience's emotions. Good booth design can help and strengthen the position of exhibiting companies and their products in the market, which requires two points in design:

First, the designed booth mode and display content are recognized by the audience as soon as possible.

Second, we must let the booth highlight the corporate culture and corporate image.

To achieve these two goals, the booth must be creative, and this creativity is not only reflected in the design ideas, but also needs to be reflected through the display tools.

In recent years, people's awareness of environmental protection has become higher and higher, and it is also a good way to build booths with system components. System components are more malleable, do not require a lot of manpower, and can easily turn a very unique design into reality, which can win a lot of time and reduce costs. Its advantage is: because the pre-production does not require a lot of manpower, so the price is reasonable; easy to transport and store, the installation can be very fine, saving a lot of manpower and material costs.

In short, while ensuring the effectiveness, calculate the economic account and use new and reusable booth materials whenever possible.


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Hats off to NTR’s fighting spirit
Published on Sep 12, 2018 4:32 pm IST

NTR is going through some of the toughest times in his life. A few years back, he lost his brother Janaki Ram in a car accident. As the entire family was dealing with that loss, ill fate changed everything as NTR lost his dad Harikrishna in another tragic car accident.

The past two weeks have been nothing less than a nightmare for NTR as he lost his biggest pillar of support in his life. If this was not enough, his film, Aravinda Sametha which was on the verge of completion got a sudden break as the shoot was stalled for a few days.

In all these troubled times, NTR took a brave decision and decided that he should rejoin the shoot so that his film would come on time and please his fans in a big way.

Without even a single day’s break, NTR has been shooting nonstop for a song and few scenes for the past few days. Seeing his fighting spirit and commitment, many are saying hats off to NTR who is going all out to please his fans even during the toughest time of his life.

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New development in plans to annex Daviess Co. schools

New development in plans to annex Daviess Co. schools

DAVIESS CO., Ky. (WFIE) - Owensboro City Commission approved the plans to annex several Daviess County schools in June, but Tuesday night, the commission is voting to repeal those decisions.

The commission voted Tuesday night to repeal the annexation of those nine properties.

We don’t know exactly how the county schools and the city commission came to this agreement after the vote back in June which seemed to be a closed door.

Many teachers and school employees came to the last meeting, voicing their concern over the hike in occupational tax.

The county’s tax is .35 percent and the city’s tax is 1.78 percent. However, the county just voted to increase its tax to one percent by 2021.

Neither party was available to speak before Tuesday night’s meeting, but Matt Robbins, the superintendent, did release a statement saying in part that they are pleased that both parties were able to reach this positive outcome.

Copyright 2019 WFIE. All rights reserved.


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Derryn Hinch says he’ll continue to drink despite liver transplant

After a late-night dinner in Melbourne on Monday, the federal Senator was knocked unconscious when he took a tumble getting out of a car.

He spent the night in hospital after being diagnosed with what he’s labelled as “slight brain trauma”.

This comes 10 years after he received a liver transplant.

Hinch insists he wasn’t drunk when he fell and tells Ben Fordham he will continue to drink alcohol in the future.

“It’s hardly a night on the wine if you have two glasses,” he says.

“You’ve got to live your life.”

Hinch admits he didn’t drink for 10 years but broke his sobriety two years ago.

He tells Ben he did it because he enjoys it.

“I knew as soon as I woke up in hospital I’d be accused of being back on the booze.”

He says he’s met the family of his organ donor.

“I talked to them after it came out a few years ago, and the mother didn’t mind!”

Listen to the full interview below


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Oregon - Southern

Stacee Reed
Tel: 503-494-4450/ toll free 1-866-674-4376

Colliding Rivers east of Roseburg is the only place in the world where two rivers meet head-on and the Oregon Caves National Monument is an adventure in underground life. The Rogue and Umpqua rivers offers whitewater rafting and salmon and steelhead fishing.

The southern Cascades are covered with trails and campgrounds. Seven bird sanctuaries in the Klamath Basin host hundreds of species. Skiers enjoy uncrowded slopes and cross-country trails throughout Southern Oregon.

Ashland offers the Oregon Shakespeare Festival, Jacksonville stages major concerts as part of the Britt Festival and shares its gold rush history all year. Grants Pass celebrates Heritage Days and in Kiamath Falls, the Favell Museum showcases a unique collection of Native American artifacts.

Medford offers the Southern Oregon History Center. The river valley regions enjoy warm summer days in the 80s and 90s. Winter temperatures rarely drop below freezing. In the southern Cascades and high desert areas to the east there are dry sunny days and cool nights in the summer. Weather can turn snowy in the winter.

Primary care preference.

J1 Contact Information

Dia Shuhart
Oregon Health Authority/Primary Care Office
1225 Ferry St., SE
First Floor
Salem, OR 97301
Phone: 503-373-0364
Fax: 503-373-0313

Stacee Reed
Oregon Office of Rural Health
3181 SW Sam Jackson Park Rd
Portland, OR 97201-3098
Phone: 503-494-4450/ toll free 1-866-674-4376
Fax: 503-494-4798
Oregon Office of Rural Health

Additional Contacts

Stacee Reed
Tel: 503-494-4450 / toll-free 1-866-674-4376

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3RNET members Loan repayment programs Loan repayment programs J1 Visa waiver


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Record Development Approvals

FOR the third consecutive financial year, Sunshine Coast Council has recorded development approvals with a value in excess of $1 billion. During the April to June 2015 quarter the estimated value of construction for building applications was $296 million, bringing the total value of approvals across the Sunshine Coast in 2014/15 to $1.18 billion. Planning [...]

‘Full’ signs go up on Coast rental property

Sunshine Coast Daily | Bill Hoffman | 25 July 2015 RESIDENTIAL rental vacancies on the Sunshine Coast are among the tightest in south-east Queensland, according to new data released this week by the Real Estate Institute of Queensland.  Vacancies were at 1.5% across the region but as low as 1.2% in both Caloundra and Maroochydore [...]


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7 Lyn Court Bli Bli, Qld 4560

Property Details

7 Lyn Court Bli Bli, Qld 4560

Outstanding Family Home For The Largest Of Families !!

House Sold - Bli Bli Qld

The ultimate family home is now within your grasp and is ideal for the growing family with the inclusion of a dedicated childrens outdoor play area with dual access to the cubby house.  But what’s that?? You want more, how about the beautiful inground pool that overlooks the open parkland to the rear of the property and a massive backyard to take advantage of.

Stop looking and start living in this amazing 5 bedroom (plus an office), 2 bathroom home that has been lovingly maintained and ready for new owners.  Boasting split sytem air conditioning, solar panels, entertaining deck that overlooks your inground pool and enough parking for 4, who could ask for more.

Located in the most enviable of positions in Bli Bli, with only a short drive to local shops, the Maroochy river and the Bli Bli Water park.

Features include:

  • Master bedroom with WIR and ceiling fan
  • 2nd & 3rd bedrooms with BIR and ceiling fans
  • 4th bedroom for guests
  • Dual access master bath with separate shower/bath
  • Tastefully appointed kitchen with stainless steel appliances and breakfast bar
  • Butlers pantry adjoining the kitchen
  • Generous lounge area with access onto upper entertaining deck
  • Huge 5.5m x 3.3 metre entertaining deck that overlooks the pool and parkland – also features pull down awnings and heater for all weather entertaining.
  • 20 solar panels plus 5kW Inverter

  • 5th Bedroom with BIR and ceiling fans
  • 6th bedroom/office/storage area with double door external access
  • Second living room overlooking the rear yard and pool
  • 4m x 4.4m games room
  • 2nd bathroom with separate toilet
  • Kitchenette area for entertaining
  • 2nd covered 5.4m x 4.3 entertaining area/entry
  • Sparkling inground pool overlooking the park
  • 2 space carport along with extra 2 car spaces under shade sail
  • Purpose built kids cubby house with dual access via steps or slide
  • 5000l water tank
  • 996m2 block that backs onto council parklands providing a monumental backyard for the kids and pets to run free

Only after inspecting this property will you truly appreciate this amazing home in this highly sought after location.   Offers over $600,000.00 will be considered.

Call David now on 0407 780 500 to arrange your inspection

Property Features
  • House
  • 5 bed
  • 2 bath
  • 4 Parking Spaces
  • Air Conditioning
  • Pool
  • Land is 996 m²
  • 2 Toilet
  • 4 Carport
  • Study
  • Dishwasher
  • Built In Robes
  • Rumpus Room
  • Floor Boards
  • Broadband
  • Deck
  • Outdoor Entertaining
  • Split System Aircon


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Tuesday, June 12, 2018

The call to walk out of darkness and into the light. It's ours to share.

This past week I have been lying awake at night...thoughts and words tumbling around in my head, scrambling over each other trying to find their way out into the light. Today I've decided it's time to release them...hoping that by doing so, they will serve a greater purpose than I can imagine.

But in order to do this, I will have to go back to a dark time in my life...a jumping-off point for where I am today...back to a point in time that I almost didn't survive.

Unless you've been living in a closet, you can't help but be aware of the rash of suicides out there. Maybe not even "out there"...maybe they have come closer to home than you ever dreamed. Like stealthy night-time intruders, they forced their way into your life and wreaked havoc...smashing and destroying your safe world. And now you're trying to find your way home to a new "normal"...though God knows it will take a lifetime.

I hope that what I am about to share may save a life...or give hope...or do something I can't even imagine as I follow God into this. If that happens, then writhing under this vulnerability I feel will be worth it.

Some of you know my story. Most don't. The part I am about to share was so long ago. But it's been engraved on my mind as a signpost that I return to over and over again when I'm finding myself lost and wandering...a sign post God has erected not only for me, but for others also. I see that now.

I grew up in a non-Christian home with parents who loved each other and did their best with their four children. I know that to be true, because my mom once told me so. From a young age I embraced the lie that approval was based on success and being what others expected me to be. And, above all else, making others happy. Over the years, I learned to dance that dance, and in time I forgot that I was even dancing. But unbeknownst to me, with every step I took, a part of me was dying.

From an early age, I knew that I wanted to be married. God knows I had no idea what marriage was, only what I wanted it to be...a way to finally find the love and acceptance I hungered for. So during college I found a good man who I thought would fulfill my needs. And he found me, a woman who he thought would fulfill his. It was a tsunami in the making...

To my delight, we became pregnant several months later, and one year after we married, I gave birth to a son...and two years later, another son. I was finally feeling that I had done something right.

But at the same time, it felt like someone was pulling down the shades on my life...every day was a struggle to keep on going. Feelings of failure and inability smothered every waking moment and no matter how hard I tried, I couldn't get life "right". Depression became my constant companion as my thinking became twisted. Slowly I began to reason that my children and my husband deserved a better woman than I who wasn't always in who hadn't lost all joy in who could be to them all that I couldn't.

So with dark clouds swirling around me, I made the decision to end my life.

On a day when my husband and children were away, I went outside to my garden to say goodbye to the world. I had always found peace and comfort in nature so it seemed a fitting way to spend my last few hours. But instead of peace and comfort, I found myself weeping...and literally screaming into the air..."God are you there? I don't want to die. I just want the pain to end...please!"

And then in my desperation I threw out a plea, "If you are real, show me. Send down a Chickadee." With what miniscule faith I could muster, I held out my shaking hand. And seconds later, a Chickadee landed, turning his head from side to side as he sang, looking directly at me. And that's when I shattered...all the years of pain and desperation pouring out of me. There was a God! And He saw me. And He heard me....even me.

That day God mercifully reached down and initiated a love-based, grace-filled relationship that has kept me alive for the past 35 years.  It has been painful and hard and good all rolled together. And it always will be, this side of Heaven.

God saved my life that day, of that I have no doubt, But like Paul, who had a thorn in his flesh that God would not remove, I too have a thorn. It's called depression. Some days I can still see the dark clouds rolling in, threatening a storm in my life that I could easily buckle under. But what He has called me to bear, He has always, always, given me the grace to carry.

There are times when I still hear a whisper that says ending it all would stop the pain of whatever life has thrown at me.  But I no longer choose to run from the pain. Instead, I allow it to fling me into the arms of a God who won't ever give up on me, though I could often give up on myself...and this crazy world we live in.

So why am I sharing this? Because I've been there...both on wanting to end my own life, and watching others be devastated when a loved one took their life. My uncle, my mother's only sibling, decided a gun to the head was better than his pain. She never recovered from what he did, though she learned to live with it. And there have been others...way too many others.

I hate that we live in a fallen world. That people hurt. That they are in pain. That they are lost and can't find their way Home. For whatever reason, God has wired me to feel it more than others. But all I have been through has taught me empathy and sensitivity and a willingness to step into other's pain. And to encourage. And that's why I'm going to say some things that I wish someone had said to me many, many years ago...

If you are dealing with depression...and possibly the thought of ending your life...please, please let someone know. If they don't listen or believe you, then find someone else. Don't believe the lie that there is no hope. Because there is. There are people out there who will help you walk through it. And there is a God who made you...who knows you inside and out and sees what you are going through. And He loves passionately that He left his home in Heaven to come to earth to not only show you the way Home, but to help you walk through one day after the other here. Cry out to Him. He will always answer, for He is good and all good Fathers meet their children's needs.

If you are dealing with the loss of someone from suicide, my heart breaks for you. There are so many questions you much unfinished business. Could you have done something? How could you have missed it? Was it in any way your fault? It's okay to be angry. To even hate the one who left you behind. Because these are all normal gut reactions to the pain you feel. Your life will never be the same...something precious was stolen and there's no way you can get it back. Dear one, you are not responsible. The choice they made to take their life was one made in great pain, and usually great darkness....often not realizing that it's the pain they wanted to escape, not the life. Give yourself grace. And time. Surround  yourself with others who loved the deceased. Ask for help. Live one day at a time...sometimes even one second at a time. And most importantly, cry out to God...lean on Him. He will support you and the weight of your pain. And He will redeem it, though you can't see that now. I promise.

None of us is perfect. None of us gets it all right...or keeps it together at all times. We all sin and fall short. Our sin-cursed world dumps weights on us we were never intended to carry. The enemy of our souls wants to destroy us...not only our testimonies, but our very lives. We all need help. We can't do it alone. We need each other. And God. Desperately.

We must give the gift of our presence to those around us. We must be willing to step out of our comfort zone and into the pain of others. Jesus did.

And finally, let us reach out to embrace the gift of His Presence. It may very well save not only your life, but the life of someone you know...someone walking in darkness or depression who is so close to  giving in and giving up.

I love that God redeems...that He brings hope to the from ashes. There is no one beyond His reach...nothing impossible for Him. It's time to start saying these things and not keeping them to ourselves. I am. Right now. Because He loves you and so do I.

And there should never, ever be hopelessness while God reigns.

Shine on, dear one.

photo credit: Jörg Bergmann Winter Sun via photopin (license)

photo credit: gpferd Chickadee_76955 via photopin (license)

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This forum is intended to help all members of the S&B Alliance and additionally update all members on current news.

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Auction Of Legendary Omega Speedmaster Replica Watches – Omega Speedmaster: To the Moon and Back

On July 19, Sotheby’s will hold an auction of “Omega Speedmaster: To the Moon and Back” to commemorate the 50th anniversary of Apollo 11 moon landing. All the perfect fake watches are from the Speedmaster collection of Omega and I will introduce two important ones to you.

These two Speedmaster are the earliest models of Omega.

Black Dial Omega Ref.2915-1 Fake Watches

Speedmaster is the designated timepiece that NASA chose for manned space missions. In 1969, what Buzz Aldrin wore when landing on the moon was exactly the Omega Speedmaster chronograph and the collection has achieved the name of “moon watches”. Ref.2915 is the collection’s first model. 38 mm Omega Speedmaster copy watch features the black dial and the typical elements on the dial will show you its identity.

Alaska III

The timepiece will be sold by a high price on the auction.

Extraordinary Copy Omega Speedmaster Alaska III

Alaska III was especially designed for Space shuttle program of NASA in 1978. The steel case Omega knockoff watch offers greater readability with the Hesalite crystal. All these three important watches will appear on the auction. If you are interested in them, please pay more attention to the auction.

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Finding the Most Affordable Cars in St. Charles

June 19, 2018

Affordable Cars in St. Charles

Almost every American city is dotted with hundreds of auto dealerships that display both pre-owned and new models in every conceivable shape, size and price range. There is also a myriad of advertisements available online, on Craigslist and in the newspaper every single day. With an ostensibly unending range of vehicle choices, it can be overwhelming to narrow your search for affordable cars in St. Charles without having a specific plan in mind.

There are 4 basic guidelines that you must follow before you decide to buy a used car:

  1. Before visiting any dealers, you should do some research. It is not wise to simply visit dealerships to browse their inventory. This could cost you a lot of money. Rather, look at the dealer’s inventory online to see what they have. View the models that interest you and look them up on KBB or Edmunds.
  2. With valuable information in hand, you can now go to the dealership, find an auto or 2 that appeals to you and inspect them carefully.
  3. Take a test drive of all your choices. This should ideally take place in different types of road, traffic and weather conditions to determine how the cars handle in each situation.
  4. When you have made your selection, carefully inspect all aspects of the vehicle, including the vehicle as a whole, the interior, exterior and beneath the hood. Bringing along a trusted mechanic of your own can alleviate your concerns, if any.

Talk about financing and auto loans with poor credit, if applicable, with the sales professional and sign the contract. Let the team at 5 Star Auto Plaza assist you in finding affordable cars in St. Charles. Call (636) 940-7600.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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