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Tuesday, April 13, 2010

Hold Em Poker

I was watching the 2006 World Series of Poker on ESPN and saw a young player, I don't recall his name, behaving quite badly. In fact, being a jerk and got at least one time out from the tournament officials. What struck me though was my reaction to what I was watching – I wanted to see this person lose. Honestly, I've been playing Hold Em Poker for decades and I am a confirmed follower and advocate of polite poker etiquette.
Following this very emotional reaction to the behavior of a total stranger on television, I wondered what I would do if I were playing Hold Em Poker against this person (or anyone just like him). I believe I would react exactly the same way. I would want to beat him and beat him bad. And therein lies the problem. Would I want to beat him so badly that his behavior caused me to leave my A game behind and play differently in an effort to accomplish that task?
I then remembered an incident that happened to me in a 3-6-12 Hold Em Poker game at the Showboat in Las Vegas many years ago. At that time I was not the kind of person who went to a casino poker room to make friends; I went there to win money. Looking back now I can see it was this incident that opened my eyes to all manners of making money be interacting with my fellow players.
The incident occurred when the player to my immediate left chose me to be his designated poker chat buddy. I, being young and dumb then both in life and in Hold Em Poker, gave him a rude cold shoulder just to get him to leave me alone. As it happens I did get my wish and an amazing bonus too! This person was so mad at me for being a jerk he started playing every hand I was in trying to beat me as a means of revenge. In other words, my actions and behavior caused him to leave his A game behind and he was playing on emotion instead of reason. It was easy money.
Now, decades of Hold Em Poker experience later, I try very hard not to be rude to other players. I honestly and openly converse and am friendly with them while still trying to take their money. I did not forget my lesson learned, however, and will try in ways other than being deliberately rude to get my opponents off their A game.
And when I see other players behaving poorly now I try to keep my emotions in check and look deeper. The experiencedHold Em Poker player I’ve become now looks at this person and wonders is he really a jerk or is it a ploy aimed at his opponents, me included, to get us off our A game.
Currently a Pit Manager in a Midwest casino Table Games department. I am an avid poker player both online and at brick and mortar casinos.

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Dr. Borugian is an Emerita Scientist with the BC Cancer Research Centre.

She previously served as the Director of the provincial prospective cohort, the BC Generations Project, and as an epidemiologist with the Cancer Control Research Program of the British Columbia Cancer Research Centre. She is a Clinical Associate Professor with the School of Population and Public Health at the University of British Columbia.

Trained in epidemiology, computer systems development, and psychology, she has published on the associations of diet, body shape, insulin resistance and socioeconomic status with cancer risk and prognosis, including breast cancer, colorectal cancer, and childhood cancers. Her research focuses on cancer prevention and early detection, in particular with respect to mammographic breast density: how it relates to breast cancer, and how it might be modified to reduce risk and improve cancer detection.

phone: 6046758058
675 West 10th Avenue
Vancouver, BC V5Z 1L3
Teaching commitments vary at SPPH.

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text:
July 1, 2012

"Fresh Baked"

July means berry pie around here. Not the mouthwatering taste of fresh baked pies even though my husband LOVES cherry pie.  Instead it's the eye catching pie combo of all things fabric fruity. Unfortunately for my family, I'm just not a baker or even much of a cook. I cook because we have to eat. But when it comes to fabric recipes I love to whip up a tasty treat to go with my fruit and veggie dish collection. (You can see my citrus collection here).

Guess you could say I'm a baker with fabric just like I'm a gardener with fabric. I think it's easier and it definitely lasts longer. When July rolls around it's the month of quilted berries. This is as close as it gets to red, white and blue in my house.

A few of the apple collection

The berry collection
I call this quilt "Fresh Baked"  I used lots of apple and berry prints set with some creamy pie crust colored prints to evoke the image of a table full of pies. I think the little red check and a basketweave print for the binding give the feel of a picnic. Now if only it weren't 100 degrees outside and we could actually have a picnic. I also used some buttons in the center of each pie just because I wanted a little hand sewn touch.

Doesn't it make your mouth water?

  1. Your quilts look good enough to eat!
    I love the fresh, color combinations and design, the scale changes and
    fabric choices and the dishes you've collected for a long time.

  2. You're quilts are ” the berries”!!!

  3. The quilt is gorgeous! But your ceramic collection is precious!!

WaHoo!!! You're leaving me a comment. Thanks for stopping by and do come back again. Quilt on, Anne.


text:
July 8, 2013

Pattern Survey

I'm deep in the midst of working up my next patterns and would love your opinion on a few things.
I'd really appreciate it if you'd take a moment to comment on the following questions. I value your input and really want your experience with my patterns to be the best it can be.

  1. Do you prefer paper or digital patterns?
  2. If you buy a digital pattern, do you use it by viewing on screen or do you print it?
  3. If you buy paper, do you prefer loose sheet format or a stapled booklet format?
  4. Do you buy a pattern with the intention of making the cover quilt pretty much as shown with the same or nearly the same fabrics?
  5. Would you like alternative ideas on how the pattern can be used included in the pattern like those shown below?

Thanks for taking the time to comment. I appreciate each little bit of info you're willing to share.

Hope you had a very relaxing weekend and wonderful, safe 4th of July if you live in the States.

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  1. I prefer paper patterns.
    I prefer a stapled booklet format.
    I like to do my own thing with a pattern.
    I enjoy alternative ideas.

  2. 1. I don't have a preference!
    2. Depends on how complicated the pattern is, more complicated I will print it out and make notes
    3. I make it my own, I rarely make the shown quilt
    4. I like the alternate ideas.

  3. 1. I prefer paper, but occasionally buy digital patterns.
    2. When I buy digital, I print it out.
    3. No preference on stapled or loose sheets.
    4. I almost always make the pattern up in my own selection of fabrics. Cover version fabrics usually "out of print" anyway by the time the pattern comes out and gets made by me.
    5. I think it is imperative that the pattern author show alternative fabric combinations and other design alternatives. Showing just one version is lazy and not creative.

  4. 1. I prefer paper...in my hand, can be underscored and contain MY notes.
    2. I print all my digital pattern!
    3. No preference.
    4. Always use my own fabrics and my own color options. It's the pattern I'm most taken with!
    5. The more options, the better! And I love Tips and Shortcuts...like when to chain stitch, good fabric choices and why, and lots of color ideas.

  5. 1. Don't mind digital but prefer paper.
    2. Generally print as computer is in different room to machine.
    3. Loose sheet.
    4. Depends on pattern but normally use my colours but I love, love, love your colours in Cascade - would want very similar.
    5. Alternative ideas - wonderful, yes please.

    Anne in Colorado sewanne@comcast.net

  6. 1. A digital download is the best. I can easily store it until I'm ready to sew.
    2. I prefer not to print, but will do so if templates are included from which to cut pattern pieces.
    3. Loose sheets, but very well numbered!
    4. I never make anything similar to what's on a pattern cover. I don't want what someone else has made, so I always look for ways to "make it mine." (I have never purchased a kit to make anything.)
    5. Yes. Sure like alternative ways to use a pattern. Extra work for the designer (you!) though.

    I bet the responses you receive are so across the board that you won't be able to reach any clear conclusions. But I do wish you the best, as I know you have the design skills that will attract the interest of many quilters, and you'll sell heaps of patterns.

  7. 1 & 2. Unless the pattern is super simple, I like to print it out and keep it with the project (just in case it turns into a UFO, you know). I have purchased both paper and digital patterns...could you offer both?
    3.My favorite is a booklet form.
    4. Sometimes I am so drawn to a quilt by the cover shot, that I might want to choose fabrics with the same color, but never exactly the same.
    5. Alternatives, with pictures, oh yes!

  8. 1. Digital
    2. Screen
    4. No.
    5. Yes!

  9. 1. prefer paper but have been useing digital here lately
    2. Sometimes both depends on how difficult it is
    3. Loose sheet and well numbered but stapeled is also great seems to hold up and last longer
    4. I usually like to choose my own colors and fabrics. I'm just not a cookie cutter type person. I love to keep things interesting and creative.
    5.Yes..love alternatives...Makes a pattern more useful and more likely to use again.

  10. 1. Paper or digital? I like the ease of downloads, but always print them out before starting to sew. If a local shop carries patterns, I do occasionally buy them there, or at quilt shows. I only buy patterns if they are "worth it"--in other words, aren't those easy-peasy patterns of just squares, that I can figure out by myself.
    2. If digital--view on screen or print I print it out (see above).
    3. Loose sheet or a stapled booklet? I like the loose sheet (well-numbered!!) as then I can spread out several steps to look at them. And I like correct spelling and grammar, and well-constructed directions. Not all patterns have those things (yours do!).
    4. Make cover quilt? Rarely. Like someone else said, the fabrics are out of date. But I like using new lines that catch my eye, mixed in with my own stash. I do look at color and value, to get ideas about that.
    5. Like alternative ideas? Yep. That's where yours excel. Well done!

  11. I'm not trying to take the easy way out but pretty much ditto everything Elizabeth said. I love the instant access of digital but then I always print it out. I love very well numbered pages because I sometimes spread them out. I use the cover quilt as an inspiration and like alternatives as a springboard.

WaHoo!!! You're leaving me a comment. Thanks for stopping by and do come back again. Quilt on, Anne.


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Starting Member

Thursday, November 5th 2015, 8:18pm

Venturi Injectors

Does anyone know anything abut venturi injectors?

I've been working on a project for some time, which involves using a
venturi injector to dose a small amount of chemical into a flow of
water. During the pilot stage, everything was linear, and worked fine,
but I had to fit into into a smaller space, so folded it through 2
elbows and the venturi refused to pull a vacuum. Checked online, and
found that a pressure drop between the inlet and outlet of the venturi
is required (so why did it EVER work?). So I revised the layout
(see here) to put a pressure regulator and filter across the ends of the
venturi, which should create just such a pressure drop, but still no

I'd really like some help! :huh:

Supreme Member

Posts: 5,269

Location: Metro NYC

Friday, November 6th 2015, 7:51am

Go back to your pilot device that worked, and proceed from there. Your "need to fit" appears to have been vetoed by the physics of turbulent water.

By the way, most venturi injector assemblies have the entire flow passing through the venturi, in order to generate the needed suction force. Your pictured assembly is anything but that.

This post has been edited 1 times, last edit by "Wet_Boots" (Nov 6th 2015, 8:16am)

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Reflective Swim Trunks (BLACK)

Front Logo is a 3M reflective print that shines incredibly bright when hit with a direct light source. Otherwise is a normal looking dark grey print.

100% polyester. 6" inseam.

Elastic waistband. Two side pockets. Mesh Lining. Straight Hem.

Front screenprinted design. Back sewn-in tag. Hand printed in California.


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Abrams, Muhal Richard: Vision Towards Essence (Pi Recordings)

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product information:

Label: Pi Recordings
Catalog ID: PI 23
Squidco Product Code: 8522

Format: CD
Condition: New
Released: 2007
Country: USA
Packaging: Jewel Tray
Recorded live at the Guelph Festival, Guelph, Canada, September 11, 1998.

Muhal Richard Abrams-solo piano

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and click here to Search
track listing:

1. Part 1 20:06

2. Part 2 18:23

3. Part 3 20:16
Related Categories of Interest:

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descriptions, reviews, &c.

Vision Towards Essence captures Muhal Richard Abrams live at the peak of his powers, performing solo in front of an enthusiastic audience at the 1998 Guelph Jazz Festival in Canada. This incredible recording captures an unedited account of a continuous sixty-minute, fully improvised performance. Though Abrams has composed for everything from duos to big band and is currently working on a commission for symphony orchestra, he claims that the extemporaneous solo performance, which draws on his full wellspring of experience and intuition, is the pinnacle of his art. Vision Towards Essence veers between passages of all out power and the delicately mesmerizing; it is the height of spontaneous artistic invention.

Abrams has been one of the most influential musicians in jazz for over 45 years. He led the Experimental Band, which included Roscoe Mitchell and Jack DeJohnette, in the early 1960s and subsequently, was a co-founder of the Association for the Advancement of Creative Musicians (AACM) in 1965. That organization, which has played a crucial role in the development of experimental jazz, has produced such distinguished members as Anthony Braxton, the members of the Art Ensemble of Chicago, Leo Smith, Leroy Jenkins and Henry Threadgill. Abrams's importance to the organization will be well documented in composer, trombonist and historian George Lewis's book, A Power Stronger than Itself: The AACM and American Experimental Music, to be published this fall by the University of Chicago Press.

Abrams has released over 25 recordings as a leader, led innumerable groups, and composed works for such major performing groups as the Detroit Philharmonic, the Brooklyn Philharmonic and the Kronos Quartet. Since the performance captured on Vision Towards Essence, Abrams has continued his busy performing and composing schedule. Yet his recorded output in the last ten years has been sparse - it includes only The Visibility of Thought (Mutable Music), which includes a fine solo piano performance by Abrams but mostly features his compositions as performed by others; and Streaming (Pi 22), an improvising trio with AACM stalwarts George Lewis and Roscoe Mitchell. Listening to Vision Towards Essence reminds us that Abrams is not just a great conceptualist and bandleader, but an amazing performer whose solo piano playing compares favorably to all others who practice this difficult art."-Pi Recordings

Artist Biographies:

"Muhal Richard Abrams - World renowned pianist and composer has been in the forefront of the contemporary music scene for well over forty years. Muhal is a co-founder of The Association for the Advancement of Creative Musicians (AACM), founder of The AACM School of Music and President of The Association for the Advancement of Creative Musicians, New York City Chapter. Muhal was the first recipient of the grand international jazz award, "The JazzPar Prize", which was awarded to him in 1990 by the Danish Jazz Center in Copenhagen, Denmark. In 1999 Muhal was presented a proclamation by Richard M. Daley, Mayor of the City of Chicago, declaring April 11, 1999 as Muhal Richard Abrams Day in Chicago. In 2009 Muhal was selected to be a USA Prudential Fellow by United States Artist. In 2010 Mr. Abrams was inducted into the Downbeat Magazine "Jazz Hall of Fame". Also, in 2010 Mr. Abrams was chosen by the National Endowment for the Arts to be a NEA Jazz Master. On May 16, 2012, Muhal received the degree of Doctor of Music, honoris causa, from Columbia University, New York City. Also, on October 19, 2012, the Mid-Atlantic Arts Foundation presented Dr. Abrams with The BNY Mellon Jazz Living Legacy Award at The Kennedy Center, Washington, D. C.

Except for a brief period of study at Chicago Musical College and Governors State University in Chicago, Illinois where he studied electronic music, Dr. Abrams is predominately a self-taught musician who, as a result of many years of observation, analysis, and practice as a performing musician, has developed a highly respected command of a variety of musical styles both as a pianist and composer. The versatile Dr. Abrams and members of The AACM (Association for the Advancement of Creative Musicians) are responsible for some of the most original new music approaches of the last four decades.

Some of Dr. Abrams' compositions are: "String Quartet #2" performed by Kronos Quartet on November 22, 1985 at Carnegie Recital Hall in New York City; "Piano Duet #1" performed by Ursula Oppens and Frederic Rzewski for Music at the Crossroads on February 11, 1986, "Saturation Blue" performed on March 14, 1986, by The Brooklyn Philharmonic Orchestra Chamber Ensemble, "Folk Tales 88'" performed by The Brooklyn Philharmonic Orchestra on July 9, 1988, "Transversion I OP. 6" performed February 22 & 23, 1991 by The Detroit Symphony Orchestra, "What A Man" commissioned and performed by the Black Repertory Ensemble in behalf of the Center for Black Music Research at Columbia College and The Friends of the Chicago Public Library in honor of the Late Mayor Harold Washington and to commemorate the opening of the Honorable Harold Washington Library on October 7, 1991; "Duet for Violin and Piano", commissioned by the McKim Fund in the Library of Congress, 1996; "Impressions 1" performed by the SEM Ensemble, 1997, "2000 Plus The Twelfth Step" performed by the Carnegie Hall Jazz Band, 1999. "Tomorrow's Song, As Yesterday Sings Today" performed by the American Composers Orchestra at Carnegie Hall in New York City, 2000. "Mergertone" performed by the Janacek Philharmonic Orchestra, in Ostrava, Czech Republic, 2009.

In addition to teaching privately, Dr. Abrams has taught composition and improvisation classes at the Banff Center in Canada, Columbia University in New York City, Syracuse University in Syracuse, New York, the New England Conservatory in Boston, Mass, the BMI composers workshop in New York City, and the Sibelius Academy in Helsinki, Finland."

-AkaMu (http://www.akamu.net/muhal/biography.htm)

Have a better biography or biography source? Please Contact Us so that we can update this biography.

Other Releases With These Artists:
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Other Recommended Releases:
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text:
In a new study, researchers raise the possibility that if certain brown fat cells could be made more active, a person might burn more fat.

A new approach to treating obesity has been opened up by a discovery about how the body creates brown fat, the cells that burn white fat and turn it into body heat.

Researchers led by Bruce M. Spiegelman of Harvard Medical School report their discovery in Thursday’s issue of the journal Nature. Their paper describes the natural system by which brown fat cells are generated from their precursors.

Dr. Spiegelman has used this system — a pair of proteins that switch on the brown fat cell’s distinctive genes — to convert both mouse and human skin cells into brown fat cells.

Brown fat cells have a very different role from the better-known white fat cells. The white cells store fat; the brown cells burn it off as heat.

Babies have lots of brown fat to help keep warm. Until April 2009, biologists believed that the brown fat quickly disappeared and was not found in adults. Dr. Sven Enerback of the University of Goteborg in Sweden and others then reported that some brown fat tissue persisted in adults, raising the possibility that if the cells could be made more active, a person might burn off more fat.

In a parallel line of research that has now converged with the brown fat discovery, Dr. Spiegelman has long being studying the body’s white fat cells and how they are controlled. In 1994 he found the body’s master regulator of white fat cells. Turning to brown fat cells, he followed the general assumption that they were derived from white fat cells.

A key element in making brown fat cells seemed to be a kind of protein called a zinc finger (because it reaches into the spiral of a DNA molecule to switch on particular genes). Dr. Spiegelman figured that if he inactivated all the relevant zinc finger proteins in brown fat cells, they should turn back into their precursors, the white fat cells.

The experiment worked. The brown fat cells did revert, but not into white fat cells. They turned into muscle cells.

“It was the most bizarre experiment my lab ever did,” Dr. Spiegelman said Wednesday.

His discovery that muscle cells are the natural precursors of brown fat cells was made last year. Dr. Spiegelman has now found that the zinc finger protein, in combination with a second protein produced in muscle cells, is the master switch for brown fat cells and will also convert skin cells into brown fat, even though this is not the process nature intended.

He has used this master switch to convert mouse skin cells to brown fat cells, which seem to work as expected when transplanted into normal mice. Now he is working on a second experiment, a crucial test for the possibility of therapy, to see what happens when brown fat cells are implanted into obese mice.

Asked if the mice were any thinner, Dr. Spiegelman said the results so far were encouraging. He declined to go further, saying journal editors would be unhappy if he gave away the findings before publication.

A similar procedure might be tried in people, he said, if the mouse experiments are promising. Further discoveries might produce the natural protein for turning on the zinc finger switch, and this protein might make a useful drug for converting skin cells into brown fat cells.

Dr. Enerback said Dr. Spiegelman had taken a “really important step” in elucidating the basic biology of brown fat cells. According to his calculations, Dr. Enerback said, inserting 50 to 100 grams of brown fat cells into a person would enable them to burn off more than 10 pounds of white fat tissue a year.

He said a cell therapy approach of this kind would allow a brown fat deposit of cells made from the patient’s skin cells to be made larger or smaller according to need. Such a therapy would be used not by itself but along with lifestyle changes and other interventions.

Brown fat cells induce the body’s white fat cells to break down their fat into fatty acids. These are released into the bloodstream and taken up by the brown fat cells. Brown fat cells contain large numbers of mitochondria, the chemical batteries of living cells.

The mitochondria (which originated long ago as bacteria enslaved in cells) usually generate a chemical form of energy. But in brown fat cells, this process is disrupted and the mitochondria produce heat instead.

Because the mitochondria contain iron, the cells adopt the brownish tinge that gives them their name.


text:
A sizable group of Buffalo Wild Wings Inc. franchisees on Monday expressed support for the company and Chief Executive Sally Smith in a fight with an activist shareholder over business strategy.

The group said it appreciated the ideas put forth by the shareholder, Mick McGuire of San Francisco-based Marcato Capital Management, but added it believed the company's executives were "listening and responding appropriately."

"We think Buffalo Wild Wings' recipe for success is not one to be altered to accommodate a short-term and uncertain vision by a minority shareholder group," Mark Jones, vice chairman of the group, called Franchise Business Services, said in a statement.

Because the group represents about 90 percent of the company's franchisees, the statement gives Buffalo Wild Wings more ammunition in the battle with McGuire, which is heading to a showdown in the board of directors election at the company's annual meeting this spring.

McGuire last month nominated himself and three others to the board. The company hasn't issued its official notice for the annual meeting, which would contain a stance on whether it supports McGuire's nominees. The franchisee group said it will support current directors and executives at the annual meeting.

Marcato took a 5.2 percent stake in the company last July with a call for "new talent" and greater reliance on franchising, a step that would unlock the value of company-owned real estate. Currently, about half of Buffalo Wild Wings' nearly 1,200 locations are company owned. McGuire has recommended that the Golden Valley-based firm lower its ownership to just 10 percent of locations, with the rest owned and run by franchisees.

Buffalo Wild Wings earlier this year said it planned to test McGuire's idea by selling off about 10 percent of its company-owned stores, or around 60. In its statement Monday, the franchisee group applauded that move but cautioned that McGuire's vision goes too far.

"We do not believe an 'asset-light,' 90 percent-franchised model would maintain the appropriate overall alignment of interests between the franchiser and the franchisee community," said Wray Hutchinson, chairman of the franchisee group and operator of 39 Buffalo Wild Wings locations.

Buffalo Wild Wings said in a statement it "appreciates the support of the Franchise Business Services and the hard work of all our franchisees."

Following the franchisees' statement, Marcato issued a statement that did not directly respond but underscored his criticism of the company.

"Buffalo Wild Wings' incumbent board and management have failed to address the numerous shortcomings at the company for years," the Marcato statement said. "We are confident that a reinvigorated board will lead to significantly enhanced opportunities for franchisees, a greatly improved customer experience and long-term value creation for shareholders."

Last week, McGuire revved up his criticism of Buffalo Wild Wings with an extensive analysis of the stock purchases and sales of the company's executives. A few weeks before that, McGuire criticized executives for missing target dates for store and technology initiatives they announced.

The company for much of the past decade was one of the fastest-growing restaurant chains in the United States, and its stock reflected that huge growth, rising from about $10 a share at the start of 2004 to around $150 at the start of 2014. But it has seesawed the past three years, peaking around $195 in August 2015.

On Monday, Buffalo Wild Wings shares closed at $150.15, down $2.40 or 1.6 percent.


text:
The post-2008 regulatory squeeze on the world’s largest banks has a silver lining for U.S. Bancorp: It’s boosting the company’s national ambitions.

Regional when it comes to retail banking and unlikely to change that soon, the Minneapolis-based company has been pushing hard into national commercial lending and investment banking.

As several of the world’s megabanks cut back on lending to satisfy regulators, U.S. Bank is starting to pry away large corporate customers.

“They’re in a pretty good spot, because the bigger banks have higher capital requirements, also the investment banks do,” said Jon Arfstrom, a senior analyst at RBC Capital Markets. “And then the European banks have capital issues that they have to sort out.”

All the major American banks — U.S. Bank is the nation’s fifth largest, but well behind the top four — have emphasized commercial over consumer lending in the past five years. Commercial lending makes up about half the loan portfolio at Wells Fargo, Bank of America and U.S. Bancorp, big jumps from four years ago.

For U.S. Bank, the shift started in the depths of the recession, when the company was in better shape than most of its peers and decided to focus on lending to big companies and selling them related services.

Between 2007 and 2010, the company expanded its corporate lending footprint from 25 to 50 states, added offices in New York and Charlotte, N.C., and started more aggressively pushing investment banking services — helping firms with foreign exchange, helping them issue bonds and helping governments issue municipal bonds. The firm is advertising more nationally, said Arfstrom. Today, the company loans to 88 percent of Fortune 1000 companies, compared to 79 percent in 2010.

“In corporate bonds and the muni business, we weren’t in those businesses before and now we’re in the top 10,” said Leslie Godridge, co-chair of the company’s wholesale banking division.

Going national

Just last week, the firm started going national with its middle-market commercial lending business, opening an office in Orlando. The company has grown its wholesale banking portfolio by an average of 9 percent each year since 2011, faster than each of the big four. The firm held $131 billion in commercial loans in 2015.

While its large corporate business is still a fraction of that of larger competitors like JPMorgan Chase and Wells Fargo, the company has gained a foothold in the market and believes it will continue to grow, thanks to its regulatory advantage over larger banks and size advantage over smaller banks.

The bank is building stronger relationships with top executives at big companies, a strategy it calls “uptiering,” said Jim Kelligrew, the other head of the Wholesale Banking division, at an investor presentation on Thursday in New York. Some 100 clients, many of them chief financial officers and chief executives, gathered for a U.S. Bank event at the jackets-only, no jeans 21 Club on Thursday night in Midtown Manhattan.

Lending to big companies is competitive and relatively low-margin, said Arfstrom, the analyst, but the relationships are valuable as a platform for selling other services that make more money.

For instance, from 2010 to 2013, U.S. Bank had a “muddling” foreign exchange business helping companies handle international transactions or hedge currency risk, Kelligrew said.

“Flat revenues, up and down, not really growing client relationships. Maybe not the strongest leadership, whatever the reasons,” he said.

Foreign exchange business

Kelligrew hired Jonathan Shiff away from Bank of America in 2013 to run the foreign exchange business. Shiff then hired a bunch of other new people, and the business is growing by about 10 percent per year, Kelligrew said. “A great example of hiring someone in from the outside who was really attracted to our culture,” he said.

Kelligrew said U.S. Bank’s well-known conservatism — “disciplined risk culture,” as he put it — has helped attract industry veterans to wholesale banking who are still scarred by the excesses and missteps of the 2000s. It also appeals to customers who want to work with a solid financial institution.

The bank is taking the lead on helping companies issue corporate bonds — again, a business that didn’t exist 10 years ago — more often now. In 2009, it led one deal and ranked 25th in the nation. In 2016, the bank has led 51 deals and ranks 11th. Only Deutsche Bank, one of the European banks working to improve its capital position, stands between U.S. Bank and the top ten.

Still, the bank remains a minor player in the large corporate world. Its market share in the pool of fees for U.S. corporate loans and bonds is still less than 1 percent, as is its share of the total available foreign exchange business.

“We have lots of momentum, but we’re barely scratching the surface,” Kelligrew said. “Clearly there’s a lot of upside.”


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Press Release

Hero ISL gets Maruti, Amul as sponsors

9 October 2014

Kolkata will see the launch of IMG-Reliance and STAR India's football tournament, Hero Indian Super League, on Sunday (October 12). Besides team owners like Bollywood actors Ranbir Kapoor, Salman Khan and Abhishek Bachchan and former cricketers Sachin Tendulkar and Sourav Ganguly, the league has attracted sponsorships from brands across categories.

Most recent, cricketers Virat Kohli and Mahendra Singh Dhoni bought into the Goa FC and Chennai FC teams, respectively. While Hero MotoCorp came as a title sponsor for three years around two months ago, sports goods, footwear and apparel brand Puma and Muthoot Capital Services have come as the official ball partner and referee's jersey back sponsor, respectively. The associate partner is Maruti Suzuki. The pouring partner is PepsiCo. Other official partners include Dr Reddy's Nise Gel and dairy and confectionery brand Amul. Sources said the league was in talks with more brands, including Apollo Tyres. Most sponsorship deals, including Hero's, have been signed for three years. The title sponsorship costs Rs 20 crore a year. An associate sponsorship Rs 8 crore a year. The official partners have paid Rs 3-5 crore for a year. The opening ceremony has been planned on the theme of India and its cultures. About 200 children and 140 dancers will take part. So will actor Priyanka Chopra. Owners, including actor Amitabh Bachchan and businessman Mukesh Ambani and wife Nita, and their families will be there.
The chief guest will be West Bengal Chief Minister Mamata Banerjee. The celebrations will start at 5.30 pm and the kick-off at 7.00 pm. The tournament will be aired on STAR India network, the official broadcaster and 33 per cent stakeholder in the promoting entity of the league, Football Sports Development, a joint venture of IMG-Reliance and STAR India. The Hero ISL will be aired in English, Hindi, Bengali, Kannada and Malayalam, a first in the country's private sport broadcasting.
The insurance for the event this year is Rs 600 crore. This includes Rs 150 crore by the league promoters and Rs 450 crore by the teams (Rs 55-58 crore a team).
Show me everything from anytime

#FanBannaPadega: Hero Indian Super League’s new campaign for Season 5

The campaign titled #FanBannaPadega highlights the significance of how fan support will take Indian football to even greater heights

This festive season Star Bharat brings you RadhaKrishn – a paean to eternal, unconditional love

~Savour the soulful journey of Radha & Krishn and experience the true meaning of selfless love beginning 1st October Monday to Saturday at 9 pm~

Star Re.Imagine Awards Celebrates Creativity and Teamsmanship as the Winning Teams enjoy the Grand Prize

3-day premiere sporting excursion to the home of the Red Devils -Manchester, a Premiere League game & more…!

Star India ups its contribution to Rs 5 crores donation for the Kerala Flood Relief efforts.

Star’s #AllForKerala campaign inspiring millions to contribute across TV, Hotstar and social media

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Press Release

STAR India to make the ICC Cricket World Cup 2015 bigger and better than ever before

29 January 2015

Announces a host of broadcast innovations and firsts to make this a ‘Cup for All’

  • The World Cup, for the first time ever, to be broadcast in 6 languages across the STAR Network
  • A world first broadcast of cricket in 4K - the next level of broadcasting
  • Special content and analytics plan to build 24x7 engagement with the fans for the World Cup
  • STAR Sports HD 3, the first ever all Hindi HD channel and STAR Sports HD 4, to be launched in the lead up to the World Cup
  • 13 captains, 20 World Cup winners and 26 World Cup semi-finalists to feature on the commentary and expert panel

Nothing is bigger than the World Cup, and STAR India is set to make the ICC Cricket World Cup 2015 even bigger and better by rolling out an ambitious broadcast plan that will bring World Cup action to fans in India in a way never seen before. The leading sports broadcaster will drive a host of innovations and firsts to ensure this edition of the flagship tournament of cricket is a ‘Cup for All.’

STAR India will broadcast the ICC Cricket World Cup 2015 in six languages, making it far more inclusive than any other sporting tournament on television. This will be the first time that the World Cup will be telecast in Bengali, Tamil, Malayalam and Kannada, apart from English and Hindi. STAR India will further revolutionise sports broadcasting in the country, as it is all set to broadcast certain select matches, including India’s opening tie against arch-rivals Pakistan, in the ground breaking 4K format. This will be the first ever global broadcast of cricket in 4K.

Announcing the initiatives, Sanjay Gupta, Chief Operating Officer, STAR India said, “The World Cup is the biggest event for Indian consumers. The last edition was watched by 90% of TV viewers in the country, making it the largest aggregation of consumers possible. With India as the defending champions, the whole country is set to follow the team’s defence of its title in Australia and New Zealand and we, at STAR, plan to make this World Cup, a ‘Cup for All’. We will introduce many firsts and innovations in sports broadcasting to take the great game of cricket to the next level and provide an unprecedented viewing experience to the millions of cricket fans in India.”

STAR will also add two new HD channels to its sports portfolio, STAR Sports HD 3 and STAR Sports HD 4, as a lead up to the ICC Cricket World Cup 2015. STAR Sports HD 3 will be an all-Hindi HD channel, a first for sports broadcasting, taking the game closer to the cricket loving audience across the country.

With an aim to bring the best of World Cup action through the best of experts, STAR Sports’ commentary panel will feature 13 World Cup captains, 20 World Cup winners and 26 World Cup semi-finalists. The likes of Allan Border, Kapil Dev, Wasim Akram, Shane Warne, Mark Waugh, Graeme Smith, Ian Botham, Rahul Dravid, Sunil Gavaskar, Saurav Ganguly among others will add to the viewing experience with their expert insights and analysis during the ICC Cricket World Cup 2015. To take the viewer experience to the next level, STAR will launch a state-of-the-art studio in Mumbai to present the pre and post-match analysis, expert comments and insights like never witnessed before.

With the best teams and the best players in ODI cricket set to wage the biggest battle on the most spectacular stage, STAR will build the spectacle for the millions of fans and capture all the on field and off field action to keep the viewers one step ahead of the game. Never seen before player analytics across 4000 hours of match footage, ball-by-ball data from 600 matches (ODI data from 2010-till date), 200 players and 14 venues will be analysed in new look graphics, keeping the fans engaged 24x7 during the ICC Cricket World Cup 2015. For the first time ever, technologies mounted on sunglasses and wickets will be used during practice sessions to showcase what the players see while batting and bowling, bringing the viewers closer to the game. Drone cameras to give an aerial perspective of the majestic stadiums will be used for the first ever time for the ICC World Cup., the country’s most popular sports destination online, will offer live streaming and 24x7 video-on-demand accessible through the Web, WAP and Apps on 200+ devices, all of which will contribute towards making the action from the ICC Cricket World Cup 2015 easily and readily available.

Apart from a host of broadcast innovations, STAR India is also offering an unprecedented number of advertising options for advertisers all across the country. STAR has created multiple sponsorship and spot buying options tailor-made for different feeds allowing advertisers for the first time ever to buy different cuts and air creatives in different languages to target their audiences more sharply. The ‘Cup for All’ has got an overwhelming response with several first-time advertisers like Nestle, Marico,, Paytm, Raymonds, Pidilite, Lloyd and others signing on along with the usual cricket partners.

STAR India’s marketing blitz started with the film with Sachin Tendulkar, invoking India to ‘Chase the Dream’ to win the World Cup again, the most coveted prize in International cricket. The broadcaster’s World Cup campaign, #wontgiveitback followed the film, reflecting the young nation’s attitude and mood for the World Cup. The nation’s rallying call to Team India #wontgiveitback has created high buzz and conversations online.

With the intent to make this World Cup bigger and better for the die-hard Indian cricket fans, STAR India is committed to telecast every stroke played, every searing performance and every memorable moment of the World Cup in a manner never seen before, taking its coverage of the tournament to a new level.

Show me everything from anytime

#FanBannaPadega: Hero Indian Super League’s new campaign for Season 5

The campaign titled #FanBannaPadega highlights the significance of how fan support will take Indian football to even greater heights

This festive season Star Bharat brings you RadhaKrishn – a paean to eternal, unconditional love

~Savour the soulful journey of Radha & Krishn and experience the true meaning of selfless love beginning 1st October Monday to Saturday at 9 pm~

Star Re.Imagine Awards Celebrates Creativity and Teamsmanship as the Winning Teams enjoy the Grand Prize

3-day premiere sporting excursion to the home of the Red Devils -Manchester, a Premiere League game & more…!

Star India ups its contribution to Rs 5 crores donation for the Kerala Flood Relief efforts.

Star’s #AllForKerala campaign inspiring millions to contribute across TV, Hotstar and social media

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Id: 5960


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SOUTH PONTE VEDRA -- A group of North Shore homeowners, seeking to protect their properties from further shoreline erosion, has 30 days to decide if they'll file a petition to block the dredging of the ebb shoal outside St. Augustine Inlet.

Tom Turnage, president of South Ponte Vedra-Vilano Beach Restoration Association, said the group doesn't want to block the dredging of the ship channel or Porpoise Point, but does intend to stop the dredging in the ebb shoal just outside the inlet.

They believe that dredging in that area increases erosion of their waterfront properties.

"After the last dredging (in 2005), the ebb shoal built back up," Turnage said. "And guess what? Six years after the last dredging, we finally seem to be not losing sand any more."

They requested extra time from the state Department of Environmental Protection in order to negotiate the ebb shoal issue, insisting that a different source be used for the bulk of the sand the DEP will allow to nourish St. Augustine Beach.

They also insist that the ebb shoal never be dredged again, along with several other points still being negotiated.

The extra 30 days was approved this week.

The permit as it stands would allow the U.S. Army Corps of Engineers, St. Johns County, St. Augustine Port, Waterway and Beach District and Florida Inland Navigation District to pump 1.8 million cubic yards from Porpoise Point, the inlet and the Intercoastal Waterway onto St. Augustine Beach.

Due to the possible petition, DEP offered to reduce the total amount of sand to 1 million cubic yards, but have not indicated how much of that would come from the ebb shoal.

But Commissioner Herb Rippe of the Port, Waterway District said 1 million cubic yards would come from Porpoise Point, the remaining 800,000 cubic yards from the south ebb shoal.

That's what the association is opposing.

"The last time (the south ebb shoal) was dredged was five years ago. There's a bunch of sand out there. The shoal adds 500,000 to 600,000 cubic yards a year. (800,000) is a very minimal amount," Rippe said.

Battle of the experts

Rippe said the Corps recently completed a $1 million Army Corps study that proves to his satisfaction that dredging the ebb shoal would have no effect at all on the north shore beaches.

"(The Corps) went and got the best, brightest and highest-priced consultants they could find," Rippe said. "I'm not smart enough to debate the science. I approach this from a position of reasonableness."

He believes the permit offered -- requiring only 800,000 cubic yards from the ebb shoal -- is fair.

"Any future dredging would require another permit," he said. "After this (project), the dredging will be done and over."

But the association says that the draft permit does not prohibit future dredging. They also say that the $1 million Corps report "does not prove to their satisfaction" that the ebb shoal dredging would have no effect on their beaches and have hired, Olsen Associates Inc., consultants who have done their own research.

The DEP's permit documentation says the previous dredging of the south lobe caused "severe erosion" and that a study needs to be done about its impact, but only after this next renourishment.

Olsen's report said "the ebb shoal dredging in conjunction with the St. Augustine Beach renourishment project has adversely affected and will continue to adversely affect" the north beaches.

Turnage said that the shore protection plan has no real chance of being successful.

"With this dredging permit, they will have put 10 million cubic yards of sand on that beach over the years," he said. "(But) sand pumped onto that beach has never lasted longer than 21 months. They're trying to create something that cannot exist in nature."

The compromise that wasn't

Early this month, members of the Port, Waterway's board said an agreement had been reached with the homeowners and the dredging permit would be issued.

According to Rippe, the "agreement" listed three conditions necessary for the homeowners to promise not to challenge the permit with a petition.

The first requirement was taking a limited amount of sand taken from the ebb shoal. The second was a beach erosion monitoring system run by St. Johns County. And third, the Port District would have to promise to update its management plan to include the north beaches.

At the time, Rippe said, "Our navigation problems (in the inlet) will go away for a while."

Later, he said the Port is already working on updating its management plan to include South Ponte Vedra and Vilano Beach as possible spoil sites, making them eligible to receive donor sand.

But when the story about the agreement hit the newspaper, the homeowners were shocked and angered.

They said such an agreement did not exist.

Turnage said, "We're not ready to drop our petition until we finally get these things ironed out."

The damage

In 2006 and 2007, many South Ponte Vedra and Vilano homeowners lost backyards to rough seas and erosion as nor'easters and tropical storms chewed away the sand bit by bit.

"You can't take 10 million cubic yards from somewhere and not have collateral damage," Turnage said.

So far, homeowners along that strip have spent a total of $2.5 million on seawalls at the same time their property values dropped by a total of $22 million, an adjustment made by the county property appraiser solely as a result of the erosion.

Some homes were badly undercut by wave action, requiring expensive emergency shoring to remain habitable. Others had walkways, stairways and decks lost to the sea.

Turnage said, "We're convinced that the dredging caused our problems. We've always had storms and nor'easters."

Association vice president Linda Chambliss said, "Long-term residents have witnessed erosion caused by storms through the years, but add that the sand has always returned quickly -- except for this time."


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Karelia Holiday Log Cabins
Hampshire, England

Details for Karelia Holiday Log Cabins

Beautiful lodge, in stunning rural location.
Example of the decking, outside the lodge.

Karelia Holidays offer a collection of 5 cosy self catering log cabins situated on the edge of the the New Forest, close to the glorious South Coast.

You have four acres of woodland to meander around, the fauna in spring and summer is just beautiful and as most cabins have a verandah, just sitting in this location is a joy on its own. You will be kept entertained by the variety of wild life that live on our land which includes various species of bird, deer, rabbit and squirrel's. They often come to say hello.

There is a good choice of cabins from two, five, seven and eight berth. Four of the log cabins are made in the traditional Finish log cabin style and are fully insulated, including wood burner or storage heaters so all are warm and cosy anytime of year.

The kitchen has everything you need to cook, all the utensils, plus fridge and freezer, the living area is spacious and leads you directly onto the verandah, the sleeping arrangements vary depending on size of cabin. You have a coin meter to pay for the electric but hot water and heating are included in your total cost. There is a car parking space next to each lodge.

The location is ideal for visiting may other places like Isle of Wight for the day, Poole Harbour known for its natural beauty and take one of the many boat trips from there.

Fields marked with * are mandatory.
Karelia Holiday Log Cabins
Horton Road
Ashley heath, Ringwood
BH24 2EE
07725 240 558

Further Details

Accommodation Type:  Lodges & Log Cabins
  • 2
  • 2
  • 1
Bedrooms:  3
Sleeps:   8
  • Pet & Dog Friendly

This listing has been viewed 4296 times.


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STEPincLogo A

Sunday, 11 February 2018 22:59

Appeal to Stop Development that will Destroy the Bayview Wildlife Corridor

owlNorthern Beaches Council is currently considering a development application that has been submitted to build 95 seniors housing units, three to four storeys high in seven buildings on open space land at Bayview Golf Course. Construction will lead to the chopping down of more than 100 trees that are the core of a High Priority Coastal and Wildlife Corridor.

The corridor allows wildlife movement between the coast at Winnererremy Bay, Mona Vale and major habitat areas around Katandra Bushland Sanctuary and Nangana Road, Bayview. It is habitat for threatened and vulnerable species including a pair of Powerful Owls, glossy black cockatoos and a colonies of microbats and the Bent Wing Bat.

Under the Planning Policy for senior’s housing development a site compatibility certificate (SCC) is required to be issued by the Department of Planning before the development application can proceed. It confirms that the development is broadly compatible with the surrounding environment and locality. The department must consider a series of criteria covering environmental, resources, servicing and infrastructure and local impacts before making a decision.

A previous SCC application made in January 2015 was knocked back by the department on the grounds that:

  • the height and scale are out of character with surrounding residential character
  • the site is flood prone land and no evidence has been provided that the development will not adversely affect surrounding land uses
  • there are significant environmental implications for existing flora and fauna including threatened species and adjacent wildlife corridor.

The same SCC application was submitted in April 2017 and this time it was approved.

A report on restoring habitat for threatened species has recently been completed. The report found that vegetation patch area and wildlife corridors have the strongest positive effects on biodiversity when complemented by vegetation structure. Large sites greater than 30 ha are necessary to prevent a rapid loss of area-sensitive species.

Please sign the petition or send a submission.

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New Technology

Putting is one of the most difficult aspects in golf and so is choosing a putter. There are so many to choose from these days with different shapes, lengths and weighting its hard to decide, especially when it comes to the price! But I might have one just for you...

Introducing the Cleveland TFI 2135 Putter Range

Cleveland TPI Putter

The TFI or True Feel Innovation 2135 Tour putters from Cleveland offer a feel like no other with its Copper Infused Face, Copolymer Insert and Aluminum Head giving you that “Winning Feel.”

Cleveland TPI Putter 1

Now you might still be wondering what the 2135 stands for? This is actually the radius of a golf ball when measured and is exactly where the Sweet Spot sits in the TFI Range. This is where the line on the back of the putter comes into play as this offers adjustability over the ball for three different types of golfers; the golfer that sets up short of center, on center or over/past center making it easier to line up.

I have tried these putters out and is truly a one of a kind putter which is designed to help any golfer from high to low handicappers. We are currently stocking a selection of the putters in the Pro Shop and would love to put one in your hands.

Brian Wessels
PGA Professional


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You are here : Stone Home > Products > Tile & Cut to size > Crema Marfil Slab
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  • Crema Marfil Slab
  • Ozdemir marble was established in Bursa, the 4th of 2000 for the purpose of supplying materials to the Marble manufacturers and marble workplaces. With time, developing and growing firm changed the headquarters as a Bursa/Besevler factory... Today, Ozdemir Mermer ve Sanayi provides considerable ... View More
  • Company Name :Ozdemir Marble Industry
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    Contact Person :Ibrahim Ozdemir
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Heritage open day

When:  Saturday 15 September 2018 – 11.00 am to 3pm
Entrance: Free, fully accessible with car parking onsite and nearby

Come and enjoy the splendor of our magnificent church and learn all about the contribution women of our parish have made over the last century through our visual displays.

Find out more
A handy guide to St Patrick’s RC Church, Felling

Christmas Mass Times

blackandwhitenativitysketchChristmas Eve
18:30 Our shared celebration of the First Mass of Christmas, incorporating Lessons and Carols, will be celebrated in St Patrick’s Church, followed by mulled wine, soft drinks and mince pies served in the parish centre.

Christmas Day
09:00 Family Mass in St Alban’s Church.

There is no Mass in St Patrick’s Church on Christmas Day.

Family night with an eye on Christmas – Success!

A glimpse of the generosity of so many friends and parishioners who supported the Family Night on 9th December, 2016.

Instead of purchasing tickets, carrier bags of groceries and small gifts were donated which will be given to the Missionaries of Charity in Newcastle to distribute to the needy in our region this Christmas.

Advent: A Journey to Christmas

advent poster
The evenings will be led by a parishioner, who will give us an insight into their spiritual journey to Santiago made earlier this year, exploring how that fits in with the Advent journey and life in general for us all!

The Programme

On Thursday, 24th November we invite you to “A Taster Evening” from 18.30 to 21.00 in St. Patrick’s parish centre. This is a social evening with some food and wine with French and Spanish tastes.

The remaining sessions provide an opportunity to explore, through prayer, reflection, discussion and music, the path to Bethlehem. Each session takes place in St. Patrick’s church and parish centre from 18.30 to 20.00 and will be held on the following dates:

Monday, 28th November: when the theme is “HOME”
Monday, 5th December: when the theme is “FIRST STEPS”
Monday, 12th December: when the theme is “JOURNEY”
Monday, 19th December: when the theme is “DESTINATION”

Family Night – with an eye on Christmas

Mary and Joseph relied on the kindness of strangers to house and feed them as they prepared for the birth of Jesus.

We would like to invite you to a Family Night with music, nibbles, fun and good company on Friday, 9th December from 19:00 in St Patrick’ parish centre and ask that instead of buying a ticket, you might consider being “kind to a stranger” who is struggling in our own locality and donate a bag of shopping. Tins of food, toiletries, tea, coffee etc. which will be given to the Sisters of Charity in Newcastle to be distributed to those in need.

Partnership Proposal

At a meeting of the clergy, Forward Together in Hope lay representatives and parishioners from the deanery in St. Joseph’s, Gateshead on Wednesday, 16th November, 2016, it was agreed to submit Partnership Proposal One to Bishop Seamus for his consideration. This decision was based on the results of consultations made in all the parishes of the deanery on Sunday, 6th November, 2016.

If the Bishop is in agreement with the proposal, St. Alban’s, Pelaw, St. Augustine’s, Leam Lane, St. Joseph’s, Gateshead, St. Patrick’s, Felling and St. Wilfrid’s, Gateshead will work together in partnership.

Masses for Our Deceased Parishioners

Our November Masses for all our deceased loved ones, and especially for those members of our parish families who have died during the past twelve months, will be celebrated on Monday, 14th November at 18:30 in St. Alban’s Church and on Saturday, 26th November in St. Patrick’s Church at 10.00.

On the weekend of 5th/6th November, our parish lay representatives for Forward Together in Hope spoke at all the Masses, briefly outlining the proposed groupings for partnership which were decided at a meeting, on 3rd November, of the lay representatives from all the parishes in our deanery. Parishioners received a form on which to indicate their preferred choice.

The Sacrament of Confirmation

If any of our young parishioners, who are in Year 9 and above, would be interested to know more about the Sacrament of Confirmation with a view to being confirmed in 2017, would they please make contact with their parish priest by 30th September, 2016 who will provide them with further information.


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ST PAULS - His Angels at Our Side - Horgan, Fr John

His Angels at Our Side

Understanding Their Power in Our Souls and the World

By Horgan, Fr John (Author)
$25.95 AUD

Meet the mighty spirits sent by God to enlighten and guide us, defend us from harm, and lead us on the path to eternal life. Learn how angels are invisibly present at every moment of your life, and how they can pray with you and for you, amplifying your praise by reflecting it directly to God face-to-face

Angels do not form a separate universe — they are an integral part of our own world sent forth for the sake of our salvation. They are pure spirits who communicate to us God’s grace, His goodness, and His truth.
In these pages, Fr. Horgan unveils the surprising role of the angels in our lives — and what you must do to gain their help. You’ll learn how to imitate the angels in prayer and how they offer you the enlightenment and the encouragement God so desperately wants to give you. By praying with the angels, you will be strengthened for what lies ahead, better able to discern and do the Lord’s will in all your actions. You’ll also learn:

  • Why the Church teaches that the angels were created at the time of creation
  • The responsibilities of the angels at every Mass
  • The key difference between spirits and angels
  • Seven habits you must develop to grow closer to God through His angels
  • The difference between Archangel Gabriel’s apparitions to Mary and Zechariah
  • How St. Joseph can expose you to the inspirations of the angels
  • The difference in the way humans and angels think
  • How you can imitate the warrior nature of the angels
  • The three ways you must respond to your angel’s guardianship
  • The five roles that every angel takes in their service for the Lord
  • The surprising ways in which angelic warfare is carried out

Stock item. Check Availability if Urgent

Title:His Angels at Our Side
Author:Horgan, Fr John
PB304 pages
Publisher:Sophia Institute Press

Padre Pio:Saint
Padre Pio:Saint
Sala, Renzo
Saints Who Battled Satan
Saints Who Battled Satan
Paul Thigpen, Ph.D.
Padre Pio
Padre Pio
Contessa, Fabrizio

35 Meredith Street
Strathfield NSW 2135

Monday - Friday
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Phone: 02 9394 3400
Fax: 02 9394 3444
Forthcoming Titles
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Catholic Truth Society


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Clif Bar Variety Pack | Bars for $0.81 Each

by Jennifer on July 25, 2014 · 0 comments

On Amazon right now you can get Clif Bar Variety Pack, Chocolate Chip, Crunchy Peanut Butter, 2.4 oz. Nutrition Bars, 24 Count for only $19.49 – a 46% savings!  This works out to just $0.81 per bar.  This will ship free with Amazon Prime or qualifies for free Super Saver Shipping with a $35 purchase.

Find more great Amazon Deals here.

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Agent Profile

Agent Directory

Anne Weld Collins

Licensed Real Estate Salesperson

O 212.452.4374
924 Madison Avenue, New York
Download agent contact card
See my listings

I have a great deal of experience with interior decorating, which enables me to envision the potential in a property.

Anne (also known as Nan) was born and raised in New York and brought up four children here. She is very familiar with the city's many neighborhoods and has specialized in the sale of Upper East Side cooperative and condominium apartments and townhouses for many years. Anne prides herself on being a good listener and is sensitive to her clients' needs - a quality that saves both buyers and sellers a lot of time. First-time buyers and former clients look to her for her excellent judgment and guidance. With her calm, unflappable manner, she is known for negotiating the most favorable deals for her sellers and buyers.

My Approach

"I pride myself on being a good listener, and I'm sensitive to my clients' needs‚Äîa quality that saves buyers and sellers a lot of time. "

  1. Upper East Side co-ops and condos
  2. Sutton and Beekman Place areas

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The peacock element

Change is largely considered a good thing. It means progress. Moving forward, changing for the better. As we become wiser and more knowledgeable we can use this to build a better future, a better world. From a personal to a global level as time draws on, if we gain nothing else we gain a better understanding of ourselves and the world around us.

Rarely is it a short journey, and worthwhile change will often not be reached until many a tangential pathway has been taken. And at no point is the stilted progress of mankind more candidly displayed than by the slew of dating shows that can be picked up any time of day on any one of the 48,000 channels we now have access to.

There’s Dating in the Dark; a self-explanatory title whereby the daters meet and conduct all their subsequent dates in a pitch-black room. The show allows the contestants to demonstrate their lack of vanity and superficiality. Regrettably this goes straight out of the blacked-out window when they introduce themselves and give their professions. “Glamour model”, “professional body-builder”, “face double for Angelina Jolie / Bradley Cooper” (delete as appropriate; to be both would just be greedy) seem to feature heavily.

The final nail in the coffin is the ‘reveal’. After getting to know one another in the dark they get the chance to see each other in the light before deciding whether to take things further. It’s a strange and wordless affair and their reactions to each other are hidden, so they are at least spared the grimaces and dry retching when the light reveals their partner to be a person of average appearance rather than the shirt-rippingly ripped / lusty and busty (delete as appropriate) humdinger of a Hollywood heartbreaker they had conjured up in their minds. It’s a very moving scene.

Then there’s Dinner Date, which claims to unite people through their love of good food. The first cull takes place on the basis of the menus provided by the five men or women who are willing to invite a complete stranger (plus film crew) into their homes. The menus are very rarely about the food as the seduction process begins by the inclusion of things like “Racy raspberry cheesecake, served dripping with my silky cream”.

As with all these things, as the notoriety of the show grows, so the menus get more brazen. It can’t be long before “Spread ‘em steamed dim sum”, “I will sleep with you ice-cream” or “Bend me over banoffee pie” makes an appearance. Once whittled down to the three most appetising menus, the picker gets to have dinner with each person before deciding on their favourite and taking them out, to a restaurant no less. Needless to say it’s not often the person who shows the greatest culinary accomplishments who gets picked.

But the grand-daddy of them all sits very loud and leeringly proud in the prime-time Saturday night slot on one of the TV channels that existed back when there was only four of them to choose from. Take Me Out unapologetically trades on modern society’s obsession with all things appearance. It’s honest though. There’s no attempt to disguise it.

Round one: a human male is delivered down a Perspex tube to the music of his choice, before parading himself up and down in front of 30 clapping, baying women. The music stops for him to give his name and city of residence. This is followed by the cacophony of droning power-down sounds as the 30 women demonstrate their disinterest by turning the lights on their podium off.

Round two: the male cuts a lonely figure as he has two minutes in which to demonstrate some special skill (usually done topless) to the sound of hands slamming down on the lights-off switch.

Round three: a video short in which the male’s friends, colleagues, parents or siblings out him as a shallow egomaniac who will no doubt transform from a sleazy arsehole to a decent, modest gent if only he could find The Right Girl.

Should any lights still be on at the end of round three, our male protagonist is rewarded with free rein to strut around the studio turning off the lights of any women who made it past the casting director despite not looking like she’s just walked off the set of Hollyoaks. Down to the final two, he picks his favourite and the new couple are jetted off to a budget Ibiza-style location for their date.

There hasn’t been much change and progress on the dating show scene over the years. The sleaze factor has shot up; it’s less about coupling up and more about copulating nowadays. The amount of fake tan per episode would probably fill several Olympic-sized swimming pools – and that’s just for the menfolk – but the peacock element remains the same. It’s a reminder that no matter how many social media accounts we might be signed up to, and no matter how artistic we can be with a filter on our camera phone, we’re not so far removed from our animal brethren as we preen, pose, shriek and holler our way into a mating situation.

We just have the benefit of being able to televise it. And watch it. And laugh.

Now that’s progress.

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Services & Techniques

At Stull Chiropractic Center, we take great pride in providing the finest chiropractic care to each and every patient. We have included information below about the different chiropractic services offered in our Kettering chiropractic office, but please call us at 937-259-8850 if you have any questions!

Chiropractic Care

We provide advanced spinal correction and chiropractic adjustments utilizing "state of the art" chiropractic techniques. Never in the history of chiropractic care have chiropractors been able to provide the level of help and expertise that is available today. Many of the newest chiropractic techniques are actually safer, more comfortable and more effective than ever before. As a chiropractor who cares about utilizing the most advanced chiropractic techniques, Dr. John Stull has years of training, expertise and experience in helping patients get pain relief for back pain, neck pain, headaches, and other related conditions originating from the spine. Chiropractic care under a trained professional can even be used to prevent injuries and help you achieve total health or wellness.

Corrective Exercises

At Stull Chiropractic Center, we teach our patients how to perform special "blueprint" exercises which can help strengthen and correct the irregularities in their body which may be causing pain. Many of these corrective exercises can actually be performed in the comfort of your own home to help improve the effectiveness of your chiropractic care and spinal correction plan. In addition to skeletal misalignment, you may be experiencing pain that is caused by muscles and connective tissues which are out of their proper place. Other types of pain such as back pain, neck pain, and headaches are caused by muscles and tissues that are being used improperly, causing injuries over time. In each case, targeted corrective exercises and stretches from our experienced chiropractor will help you feel good while also helping your body achieve balance and health.

Lifestyle Advice

Many of our patients come to see our chiropractor to address a specific pain symptom such as back pain, neck pain or headaches. While our chiropractor will address each patient's specific condition with chiropractic care, we often find it helpful to "coach" our patients towards achieving a healthier lifestyle. For example, there may be certain activities that you should avoid or do differently to prevent yourself from unintentionally aggravating your particular health challenges. The goal of including lifestyle advice with a chiropractic care plan is to help each and every patient achieve the fulfilling and happy lifestyle they deserve, one that is full of the activities that are enjoyed most. We recognize that every single one of our patients is a whole person, and we use our expertise to help them reach total health and wellness.

Nutritional Counseling

What does nutrition have to do with chiropractic care? The goal of chiropractic care is to help patients achieve total health and balance with their body, and as part of that goal we provide specific recommendations on nutritional supplements and healthy food choices. Nutritional counseling by our experienced chiropractic health professionals can assist a patient on their return to optimal health. Do you know which supplements and vitamins are good for you? Do you know how these supplements and vitamins interact with one another? At our Kettering chiropractic clinic, we can provide each patient with a structured nutritional program that is based on their individual needs.

Spinal & Postural Screenings

There is a saying that an ounce of prevention is worth a pound of cure. Your spinal health is no exception. Posture and spinal screenings by a trained and experienced chiropractor such as Dr. John Stull can help reveal important health information, unlocking the door to improved health and well-being. In order to help the Kettering community, we provide screenings at area malls, community events, health fairs and places of employment. Contact us today at 937-259-8850 to arrange a screening at your event or workplace.

Niel-Asher Technique - Frozen Shoulder Technique

The Niel-Asher Technique or NAT is a natural method of treatment that uses the body's own healing abilities to increase range of motion for the shoulder. No drugs or surgery. Using a precise sequence of pressure appoints applied to the shoulder causes in essence a resetting of the nervous system, thus allowing the body to free up the shoulder increasing movement and decreasing pain. The technique differs from others in that the shoulder is not forced into movement, but instead, guided towards increased function. The technique has been utilized in Europe and the United States since 1997 and has helped thousands suffering from frozen shoulder.

Plantar Faciitis

Plantar Faciitis is a very painful condition affecting people of all ages. It is often a sharp, burning, painful feeling on the bottom of your feet. Typically, you will feel it first thing in the morning, just as you get out of bed, or when you have been sitting for awhile and go to stand. The bottom of your feet will feel like you are stepping on razors or hot coals. It can take month, even years for the condition to disappear on its own. Many treatments such as steroid injections, pain medications or special and expensive orthotics and boots fail to heal the cause of this irritating condition. We have helped hundreds of patients suffering with this condition with a special set of protocols. Relief often felt within 1-5 visits depending on the severity.

Webster Technique

A specific technique for adjusting the sacrum to help normalize the mothers pelvic alignment and restore proper nervous system function. This in turns causes the muscles and the ligaments of the pelvic region to normalize and reduce tension found within the uterus, thus offering greater opportunity for normal fetal positioning. By monitoring an expectant mother throughout her pregnancy, the technique can help to reduce back pain and discomfort. It can also make the pelvis more flexible so that the joint move more easily during delivery.

School & Sports Physicals

We offer school and sports physicals for children attending grade school through college. We provide this service for just $25.00. If you have a student about to start school or play a sport, and need a physical performed, give us a call today.

Science Based Nutrition

 Science Based Nutrition utilizes blood work to look for deficiencies within the body that may be causing debilitating symptoms or could lead to serious illnesses such as cancer, liver, heart or many other diseases.

Complete blood analysis will help determine

  • how healthy you really are
  • what problems are just beginning
  • what diseases you have
  • what dietary and lifestyle changes you should make
  • if the supplements you are taking are working

A thorough consultation will determine what testing should be done. We use blood work and may use other tests, such as urinalysis, hair analysis and stool analysis to gain an in-depth look into how your body is functioning. The tests will reveal where in the body the problems are occurring or starting to develop. A detailed report will be given to explain the tests findings, and to give dietary and nutrient recommendations based upon your test results.

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Office Hours

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Reviews By Our Satisfied Patients

  • "Had some sciatic pain, Dr. Stull eliminated after a couple sessions. He explains well what he is doing which is another plus in my opinion."
    Mark S.


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Camila Cabello performs live during a 'Celebrity Session' on SiriusXM Hits 1 at SiriusXM Studios on December 6, 2017 in New York City.
(December 05, 2017 - Source: Cindy Ord/Getty Images North America) see more angles »
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Camila Cabello Sweater Dress

Camila Cabello showed off her winter style with this white cable-knit sweater dress while visiting SiriusXM.

Camila Cabello Knee High Boots

Camila Cabello completed her toasty ensemble with black knee-high boots.
ABOUT US     ADVERTISE     SITEMAP     CONTENTMAP     TERMS & POLICIES     Copyright © 2018 - Livingly Media, Inc., part of the auFeminin Group
Disclaimer: No celebrity endorsements are implied by our editorial.


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For Adviser Area

We're delighted to have won the award for Corporate Social Responsibility at the 2016 East Anglian Daily Times Business Awards.

Find out more here.

Property panel of solicitors

Working with different professionals has taught us the value that experience can add.

We've used that experience to assemble a panel of solicitors for our commercial property purchase. You can read more about the panel here.

Policy statements

Click here to see our GDPR statement and our Modern Slavery and Human Trafficking statement.

In order to improve system security and protection of data we will be withdrawing support for older web browsers. With effect from 01/11/2018 we will only support modern browsers such as Internet Explorer 11+, Edge 12+, Firefox 27+, Chrome 30+, Safari 9, Opera 17.  After this date you may still be able to view the website but functionality and display will be affected.  For further details/questions, please contact us.


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Applying for a home loan can be dreadful specifically for the ones who are buying homes for the first time. There is a considerable amount of indulgent preparing and printed material included. However, at the same time, getting a home loan will help you in walking through the challenging procedure of securing proper financing for your house and making you feel that applying for a home loan is not that terrible. There are some tips that you need to follow before applying for home loans, and the tips have been mentioned below:

Get the Original Rates

Homes loans have publicised rates, and therefore it is essential for you to look out for the actual prices that serve as an excellent guide. The original prices will help you in knowing the charges that you will have to pay over the loan term. It is also important for you to investigate the different elements of the loans that you have chosen.

Know the Loan Terms and Details

When searching for a home loan, it is essential for you to carefully go through the different terms and conditions of the loan. It is crucial for you to comprehend the terms of the home loan with the objective of securing a perfect loan arrangement.

Check your house valuation

Find out how much your house is worth by using online property portals to help calculate such as:

Both offer free services to help value and sell your home.

Check Your Credit

The lending institution or the bank that looks forward to offering home loan to you will probably check your entire record as a customer before giving you the loan. Therefore, it is important for you to possess a good credit score to get your application for home loan approved.

From Our Gallary

Make sure that your credit rating is above 620 to get approved for a home loan. If your credit score is under 600, your application for a home loan might be rejected, or you might have to pay high mortgage interest.

Last but not the least, make sure to clarify and verify the different things related to getting a home loan.


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Three best car emergency kits

Even the best-laid plans unravel sometimes, and that includes the plans you make for road trips and other car travels. Emergency situations can arise for even the most experienced of drivers. The best course of action is to carry a comprehensive emergency kit in your vehicle at all times.

What should you look for in a car emergency kit? The best kits sold today cover three Rs: rescue, recovery, and repair.

Rescue: A good rescue kit should contain high-quality extrication tools. For example, it is helpful to have a seatbelt cutter, a window-breaking hammer, and an emergency flashlight in your emergency kit. Other rescue-related items you may wish to look for include road flares, reflective tape, one or more mini fire extinguishers, and tow rope.

Recovery. A comprehensive first aid kit with everything from gauze bandages to medication is essential. There should also be a compartment containing emergency food and water supplies, along with insulated blankets to conserve body heat when rescue is not imminent.

Repair. The emergency kit should feature the tools needed to jump-start a dead battery, repair and inflate a flat tire, and tow a car out of a ditch without assistance. Jumper cables, tow rope, tire patches, a portable air compressor/pump, and other emergency equipment are recommended.

Considerations when choosing a car emergency kit

Let’s examine three factors that can mean the difference between a good car emergency kit and a great one: portability, quality of contents, and comprehensive coverage.

A complete car emergency kit contains a large variety of tools, medical equipment, blankets, food, water, and other items. All of these elements should fit snugly in a convenient carrying case or compressible sack for easy transportation and storage.

Quality of contents

The packaging of a kit may promote the total number of items it contains, but this number is meaningless without context. A kit containing “200 pieces” may actually offer an inexpensive window hammer, a tire pressure valve, and 198 bandages. Be sure to examine the elements of an emergency kit to make sure you’re getting what you might need in an actual emergency.

Comprehensive coverage

A vehicular accident can result in a number of scenarios. A quality emergency kit should address all of them. If the kit includes a tire pressure gauge, it should also include a tire patching kit or portable air compressor. If the kit includes road flares, it should also contain reflective tape or a flashlight.

Similarly, a first aid kit shouldn’t be limited to the treatment of minor cuts and abrasions. It should also include an emergency blanket, food, and water. Even the best emergency kits, however, may require an upgrade after purchase.

Car emergency kit prices

You’ll find lots of good car emergency kits for under $50, though prices can reach over $100 for some ultra-comprehensive kits. Indeed, the price of a car emergency kit often reflects how much “preparedness” it offers. For example, you might pay $35 for an entry-level car emergency kit that includes a set of basic jumper cables, but a deluxe kit with longer, more powerful jumper cables might cost you $75.

Notably, there are some car emergency kits that focus solely on one type of emergency response, such as rescue and repair. These kits can also run the gamut from about $25 to $100. If you invest in a kit with a narrow focus, you may need to supplement it with other items to make it more comprehensive.

Q. I just bought a very large emergency kit for my son’s new vehicle. Where should he store it while on the road?

A. Some people prefer to store their emergency kit in the trunk. However, this may not be the best plan for everyone. Your son may want to divide the kit into several smaller collections and store each set where it will be needed most. For example, a “rescue” set containing a seatbelt cutter and window-breaking hammer could be stored in the glove compartment or center console, and a first aid kit with food and water could be stored under the back seat. Repair items, such as jumper cables and an air compressor, could remain locked in the trunk.

Q. I’ve had a car emergency kit stored in my trunk for nearly five years now. Should I take it out and examine it from time to time?

A. Yes. It’s a good idea to occasionally inspect an older car emergency kit for damage caused by weather or age. Make sure the jumper cables are still in good working order. Replace any medications that may be outdated. Plug in electrical equipment to make sure it still works properly. The last thing a driver wants to experience during an actual emergency is equipment failure.

Car emergency kits we recommend

Best of the best: First Secure 90-Piece Car Emergency Kit with Roadside Assistance

Our take: The First Secure car emergency kit contains virtually everything a stranded driver may need, and the quality of the supplies and tools is not compromised for economy’s sake. Plus, it’s easy to stow in a trunk and completely weatherproof.

What we like: We appreciate how comprehensive this kit is. There is an 11-foot tow rope with a five-ton capacity, a 10-foot set of jumper cables, and a portable air compressor with a generous power cord. Essential hand tools and protective gloves are also included.

What we dislike: The performance of the air compressor is lackluster, and the storage case can be challenging to repack after use.

Best bang for your buck: Top Gear Premium Roadside Assistance Kit (66-piece)

Our take: We are pleasantly surprised at the number of high-quality car emergency items packed in this entry-level kit. It’s a great gift idea for college students and other commuters.

What we like: This affordable kit includes a hand-cranked flashlight, which can be a lifesaver during a nighttime breakdown. The storage bag has enough space for additional items, such as first aid supplies, emergency food and water, blankets, and phone chargers.

What we dislike: The original tire gauge may need to be replaced with a sturdier one. The first aid kit may also need an upgrade.

Choice 3: Always Prepared 149-Piece Roadside Assistance Auto Car Emergency Kit

Our take: While individual pieces may not be of the highest grade, the overall set is comprehensive enough to handle most common car-related emergencies. We recommend it as an affordable “first emergency kit” for new drivers.

What we like: The storage bag is compact and easy to store in the car’s main compartment. The included gripper gloves are especially useful in wet weather. The kit contains a generous supply of zip ties and other tools that more experienced drivers might like for improvised repairs.

What we dislike: The original jumper cables are not rated for larger vehicles and may need to be upgraded. The first aid kit is on the sparse side.

Michael Pollick is a writer for BestReviews. BestReviews is a product review company with a singular mission: to help simplify your purchasing decisions and save you time and money. BestReviews never accepts free products from manufacturers and purchases every product it reviews with its own funds.

BestReviews spends thousands of hours researching, analyzing and testing products to recommend the best picks for most consumers. BestReviews and its newspaper partners may earn a commission if you purchase a product through one of our links.

Distributed by Tribune Content Agency, LLC.

Copyright © 2018, Sun Sentinel


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Sunday Indie Market opens on Lisbon Street

Sheri Withers Hollenbeck, center, chats with Corey DuFour, left and Keith Saunders at the Sunday Indie Market on on Lisbon Street in Lewiston. DuFour, co-owner of DuForge Studio, Hollenbeck and Stan Hollenbeck, Sherri’s husband, recently acquired the former Lamey Wellehan building, where the market is held, and plan to transform it into an art and ale house called The Curio. They plan to open a makerspace, where the public will have the opportunity to rent art-making equipment, use a certified kitchen and attend workshops. In addition, they plan to open a cafe and full bar. Silent films and an art gallery are also in the plans. (Andree Kehn/Sun Journal)


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The Most Reverend David L. Ricken
GREEN BAY, WI (WTAQ) - The Green Bay Catholic Diocese is reminding parishioners this weekend that their soul is "in jeopardy" for this upcoming election.

People attending Catholic churches in the Green Bay Diocese this weekend will find a message in their newsletters from Bishop David Ricken warning them how they vote on November 6th could put their "soul in jeopardy."
In the message, Ricken asks parishioners to keep Catholic principles in mind when they vote, specifically referring to 5 issues the Church finds "intrinsically evil" such as abortion, embryonic stem cell research and gay "marriage."

Bishop Ricken adds that the Church is against "aggressive moves" by the Obama administration which required even religious organizations to provide birth control coverage to employees, if the primary mission of the business was not to advance the organization's religious beliefs. This exempted churches and religious primary schools but not hospitals or universities. The bishop suggests this could force Catholic hospitals to only accept Catholic patients.

The diocese would not comment Friday. The Bishop will apparently speak to the media on Saturday.

Below is the full letter:

Dear Brothers and Sisters in Christ,

It is almost time to vote and to make our choices for president and other political offices both local and national.

You have often heard it said that this is a turning point in our country's history and I could not agree more.

The Church is not a political organism, but as you hopefully have learned in the US Bishops Faithful Citizenship material (which we have made widely available to you in the parishes, in the Compass and on-line), the Church has the responsibility to speak out regarding moral issues, especially on those issues that impact the "common good" and the "dignity of the human person."

I would like to review some of the principles to keep in mind as you approach the voting booth to complete your ballot. The first is the set of non-negotiables. These are areas that are "intrinsically evil" and cannot be supported by anyone who is a believer in God or the common good or the dignity of the human person.

They are:

1. abortion  2. euthanasia  3. embryonic stem cell research  4. human cloning  5. homosexual "marriage"

These are intrinsically evil. "A well-formed Christian conscience does not permit one to vote for a political program that contradicts fundamental contents of faith and morals." Intrinsically evil actions are those which have an evil object. In other words, an act is evil by its very nature and to choose an action of this type puts one in grave moral danger.

But what does this have to do with the election? Some candidates and one party have even chosen some of these as their party's or their personal political platform. To vote for someone in favor of these positions means that you could be morally "complicit" with these choices which are intrinsically evil. This could put your own soul in jeopardy.

The other position to keep in mind is the protection of religious liberty. The recent aggressive moves by the government to impose the HHS mandate, especially the move to redefine religion so that religion is confined more and more to the four walls of the Church, is a dangerous precedent.

This will certainly hurt the many health care services to the poor given by our Catholic hospitals. Our Catholic hospitals in the Diocese give millions of dollars per year in donated services to the poor. In the new plan, only Catholic people can be treated by Catholic institutions.

It has never been our mission to be exclusive of those who are not of our faith. This mandate also places Catholic business owners in a very precarious position in that they, too, will have to pay for those medical "services" which violate Catholic teaching. This has never been the American way and now these moves and others by the present government, will significantly alter and marginalize the role of religious institutions in our society.

These positions are indicators of a broader societal disposition to remove God from the public square and from any relation to society whatever. It is precisely religion and the free exercise thereof which has made this country great in the past.

Many people in our Diocese are presently without work. Our Catholic Charities is serving more and more people who are unemployed or under employed and can barely keep up with the demands. Work is so critical to the family and to the sense of human dignity. An economy which does the most for the common good is an economy that works and provides people gainful employment for  the country's citizens. A government that works pays its bills and models for citizens what it means to be responsible and contributive.

Let us pray for the electorate and let's take action, that we may vote for good and moral leaders for this great country which will only remain great, if she continues to be and to do the good.

Sincerely yours in Christ,

The Most Reverend David L. Ricken, DD, JCL, Bishop of Green Bay