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'The Last Word with Lawrence O'Donnell' for Thursday, September 8, 2011

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Guests: Chuck Todd, Chris Matthews, Ed Schultz, Al Sharpton, Jay Carney, Rep. Barney Frank, Ezra Klein, Bob Greenstein

LAWRENCE O`DONNELL, HOST: President Obama says there`s nothing
controversial in his jobs plan. How long do you think it will take the
Republicans to find something?

in the face of an ongoing national crisis, we can stop the political circus
and do something to help the economy. So, for everyone who speaks so
passionately about making life easier for job creators, this plan is for
you. It`s not just Democrats who have supported this kind of proposal, 50
House Republicans have proposed the same payroll tax cut that`s in this
plan. You should pass it right away.

OBAMA: This idea came from a bill written by a Texas Republican and a
Massachusetts Democrat. It`s the kind of proposal that`s been supported in
the past by Democrats and Republicans alike. You should pass it right
away. You should pass it right away.

O`DONNELL: President Obama`s just finished a 32-minute speech to a
joint session of Congress laying out $447 billion legislative plan he calls
the American Jobs Act. The centerpiece of his proposal is cutting the
payroll taxes for workers and employers. The president is also calling on
Congress to extend business tax cuts and to inject much more federal money
into infrastructure, construction, and repair projects.

President Obama said everything in the plan has been supported by both
Democrats and Republicans and that everything in this bill will be paid

Joining me now is NBC news political director and chief White House
correspondent, host of MSNBC`s "DAILY RUNDOWN," Chuck Todd.

Chuck, thanks for staying with us.

The president did not specify a whole host of tax provisions in here.
What is the White House strategy on that?

CHUCK TODD, HOST, "DAILY RUNDOWN": On that specific point on how to
pay for this and he -- you know, he hinted at it a little bit as you noted,
but he is going to put his own proposal to the supercommittee to deal with
corporate tax reform, personal tax reform. And which, oh, by the way, will
come in the way of figuring out also how to find not just $1.5 trillion
that the supercommittee is supposed to do but then throw in the additional
$450 billion that he`s asking for for this plan. So, that is something in
the next couple weeks that he`s going to do here.

But another reason why they didn`t want to put it in this speech is
they didn`t want to load this speech up with Washington speak, if you will.
For instance, the word "infrastructure" -- something we were just talking
about. Never was said. And yet it was described for a good 10 minutes of
the speech.

But it was scrubbed of Washington words. It was a very simple speech
to talk over the heads of Washington to make him sound more of a populist
and more campaigner. It sounded at the end almost like a campaign speech
when he was making the threat essentially that if they don`t act, he will.

Now, a couple of first reactions that I do think merit reporting here,
Lawrence, tonight. Speaker Boehner, very conciliatory in his release, he
said he hopes the president considers the Republican plan on job creation
but then he says this -- the proposals the president outlined tonight merit
consideration. We hope he gives serious consideration to our ideas as
well. It`s my hope that we can work together to ends the uncertainty
facing families and small businesses and create a better environment for
long-term growth, private sector job creation.

So, not a criticism in the release at all from Speaker Boehner. And
yet, the first presidential candidate release that I received happened to
come from Jon Huntsman, not somebody who is a bomb-thrower, normally, and
he immediately called it empty rhetoric.

And the reason I want to contrast those two, Lawrence, is I think this
is the challenge facing this White House which is politics happening inside
the Republican Party on one hand. You have a fired up Republican base that
is already looking toward the next election. Is that base going to have
influence inside the House Republican caucus essentially politically
handcuffing Boehner as he was almost in some ways -- he doesn`t admit it
but others will say for him -- that he was kind of handcuffed by his base
and politics of his base before in trying to do the so-called grand

O`DONNELL: Chuck, any indication in the White House today they made
last-minute edits or changes to this draft today based on what they heard
in the MSNBC debate last night of the Republican presidential candidates?

TODD: No indication on that. But I can tell you that this speech has
been tinkered with a lot today. There wasn`t any excerpts, none of that.
Now, that`s somewhat normal for this president, to tinker with it.

But when you look at it again, this is unlike any speech that I have
seen and witnessed in a joint session of Congress because it wasn`t about
legislation. It was much more of a populist rhetoric saying like "pass
this jobs bill" and saying it in the prepared remarks that it was some 17
times. So, on that front it was clear that the speech writers and the
president wanted to make sure he did not sound like a guy of Washington.

O`DONNELL: And also any indication that White House legislative
affairs office has run any of this by the Congress in either body, any of
the chairman in the Democratic Senate, any of committee of jurisdiction
chairman in the House of Representatives?

TODD: This plan, no. The argument that they made that they`ve been
making for weeks is that this is sort of the thousand flowers bloom
approach. No one idea that they have in here from the extension of the
payroll tax cut, the tax credits for businesses that do hiring -- all of
those things. They are bills that have already had some sort of bipartisan
support even inside the current Congress.

You heard them talk about the one bill, the bill he was referring to
is a bill on infrastructure bank. My apologies for using Washington speak,
that John Kerry and Kay Bailey Hutchinson, the Texas Republican and the
Massachusetts Democrat, that he referred to and didn`t call by name but
that was -- it`s all of those. So, they would argue all of this has been
vetted individually, but no, they haven`t vetted the whole bill on this

And one more point here, Lawrence. Tomorrow, the president goes to
Richmond. That`s the media market -- home congressional district of Eric
Cantor. Tuesday, the road show continues, Ohio -- home state of John

So, it`s pretty clear what they want to do is sort of an old school
State of the Union approach where you throw your agenda out there and then
you actually travel the country and sell it. This president didn`t do that
with health care very well and didn`t do it with previous State of the
Unions. Something got in the way. The plan this time is not to let
something else get in the way.

O`DONNELL: Chuck Todd, you`ve done a great job of scrubbing your
comments of Washington speak tonight, too. Chuck, thank you very much for
staying with us. Thanks, Chuck.

TODD: All right, buddy.

O`DONNELL: Joining me now, MSNBC`s Ed Schultz and Al Sharpton here in
New York, along with Chris Matthews, who joins us again from Washington.

Chris, I`m going to keep going back to the practicalities of how does
this thing move and how does it move given that it spreads over so many
congressional committees. This is a very, very difficult challenge
legislatively and Boehner we now know -- Chuck just reported the Boehner
reaction statement -- very conciliatory, welcoming in effect. Let`s have
the dialogue. Let`s take a look at your plan and please consider some of
our proposals.

Does that indicate that this may be a smoother path at the beginning
in the House of Representatives for the president?

CHRIS MATTHEWS, "HARDBALL" HOST: Yes, it looks like a door has been
opened by this speaker for some bill to pass this session or rather this
fall. In other words, it may be a mix and match kind of situation but he
clearly didn`t say we`re not going to do anything. I think that means that
there`s two tests here. One is to get them to act on something. And that
would include obviously these easier things the president threw out
tonight. Something in terms of payroll tax relief which has to be popular
with business on the employer side. It`s got to be better to hire people
cheaper if you want to hire people anyway, if you want to hire people.

And, secondly, something on infrastructure that does benefit these
members of Congress, including an incumbent`s feature which every member of
Congress in right now will get credit for infrastructure built on their
watch. So, it`s good for them all potentially. So, get something through.

The second step is a really campaign to get 218 in the House for
something that really passes that`s good enough for Democrats and the
country, and the 60 or something that avoids a filibuster in the Senate to
actually get to meet your standard of actual effectiveness.

But I think there`s two standards. Will there be movement? Will
there be action? Will there be a vote on something is the first standard.
And I think he may be moving toward success in that regard.

You don`t get dead on arrival statements coming out from the speaker
tonight. You don`t get that door is slammed look at the thing. So, maybe
they`re going to get action and then question is will they get the right
kind? I think it`s two steps. It looks like they are moving already on
the first.

O`DONNELL: Ed, how much action does the president have to get out of
this to call it some form of success? I mean, does he have to get all of
the way through to legislative passage of at least 51 percent of what he`s
asking for or does he have to just show that Congress has gone to work for

ED SCHULTZ, HOST, "THE ED SHOW": Well, I think going to work is a big
thing. That`s something they haven`t done in the minds of the American
people. There is such a stalemate going on in Congress right now. That
would be a heavy lift and a good move.

Speaker Boehner should like what he heard tonight because President
Obama said that it would be paid for. Paid for means more cuts are on the
way. Spending cuts is what Boehner has been talking about for months on

So, they want to chip away at the big three. And the president
tonight told his base you got to give up a little bit on Medicare and
Medicaid. You know, he says we`re going to have to make these reforms.
We`re going to have to make some minor changes. Now, we get into the devil
in detail.

But we do know this. If it`s $447 billion and it`s going to be paid
for, this supercommittee has already been told by the president of the
United States, have at it, start cutting. I`m with you. I told the
country I`m on record that we`re willing to make more cuts.

And you pointed out earlier not the specifics of exactly what kind of
tax increases are going to come along. We do know that Boehner has never
had any appetite whatsoever when it comes to shared sacrifice asking the
wealthiest Americans to do something about it. I thought the president
tonight hit a home run in asking the country and asking the Congress who
are we and what do we stand for and are we going to do anything for the
American people in the next 14 months because there`s a lot of people

And that`s a general message that will ring across the country in a
populist fashion.

O`DONNELL: Let`s listen to what the president actually said about
possible Medicare and Medicaid changes.

OBAMA: I realize there`s some in my party who don`t think we should
make any changes at all to Medicare and Medicaid and I understand their
concerns. But here`s the truth: millions of Americans rely on Medicare in
their retirement and millions more will do so in the future. They pay for
this benefit during their working years. They earn it.

But with an aging population and raising health care costs, we`re
spending too fast to sustain the program. If we don`t gradually reform the
system while protecting current beneficiaries, it won`t be there when
future retirees need it. We have to reform Medicare to strengthen it.

O`DONNELL: Al Sharpton, no applause on that one. Democrats sitting
on their hands when he`s talking about making adjustments to Medicare in
order to pay for these jobs provisions.

AL SHARPTON, HOST, "POLITICS NATION": Well, everyone needs to know
what that means. When you say gradually reform it, you`re not going to
touch the people that are impacted now, but going down the road what does
that mean and how far down the road are we talking about? So, I think that
the devil is definitely in the details there.

But, again, as I said earlier, I think the tone was brilliant. I
think that it would be very difficult for Boehner to look as a reasonable
person to come out and saying with the president saying that he`s going to
look at some of the Medicare and other things that we all don`t want to see
touched are that he`s going to deal with some gradual minor changes. How
could Boehner look like he is even a patriot to say no, we`re not going to
talk about anything?

Now, last night we talked about people talk about Ponzi schemes and
everything else. You hear the president saying to his base, we`ll have to
make adjustments. We`ve got to be bigger Americans. I think he checkmated
Boehner but that doesn`t mean that Boehner and them won`t double back and
extract more than we are willing in terms of the president`s base to give.

So, I think the work begins tonight. I think the president set a tone
but this is far from over.

O`DONNELL: Chris Matthews, when the president talked about having the
rich pay more of their fair share, he actually talked as he`s done before
about Warren Buffett paying more in his higher rate, higher income tax rate
than Warren Buffett`s secretary pays, and Republicans you could hear it,
Republicans in the House of Representatives laughed when they heard him
making the Warren Buffett comparison. It doesn`t sound like they are ready
to get in there and start changing what Warren Buffett has to do on his tax

MATTHEWS: Yes, I don`t think they take that seriously. And let`s
look at the humor in this to some extent. People like Buffett have a lot
of money they`ll never even look at, let alone spend. They don`t need it.

So, when they talk about giving back money to the government
rhetorically, it means nothing until practical sense. By the way, they`re
not giving back the money. And I think a lot of these Republican people
would say, wait a minute, if you want to make a contribution to the U.S.
treasury, go ahead, buddy. I`ll make it $125,000 a year and I do have a
couple kids in school so don`t talk about me being rich.

I think they are very skeptical. I don`t think that`s smart rhetoric
using Warren Buffett. There`s something phony about it -- something phony
about Obama himself saying I`m going to pay higher taxes. Everybody knows
the president of the United States, this young Harvard lawyer is going to
leave the White House however he leaves it and makes a ton of money if he
wants to.

The idea that he has to sacrifice because he pays a higher tax rate is
ludicrous. I`ll tell you sometimes they hit these points -- they strike me
as phony baloney that they need to go back to values. I personally think
they made a big mistake when they played around with taxes saying, or we`re
going to bring back Bush tax cuts or keep them for people under $250,000
and get rid of for people over $250,000.

We have a progressive tax system. Stop playing the game. It reminds
me of Al Gore back in Florida saying, OK, we can recount three of the
counties because that`s where I`m going to do better. If you play the
Mickey Mouse politics game, the other side is going to play it. That`s
what I think.

O`DONNELL: Ed Schultz, there are things in here that Democrats have
been standing in the way of. He talked about free trade agreements,
Panama, Colombia and South Korea. He wants to pass free trade agreement
bills with them. He talked, it sounded I think probably to most listeners,
kind of fanciful when he was talking about if we buy Kias here, the South
Korean car, we should sell Chryslers in South Korea. I don`t think there`s
Americans out there who think you`re going to be selling Chryslers in South
Korea if you just pass this trade bill with South Korea.

SCHULTZ: Well, you know, Lawrence, that`s the dirty little secret in
all of this. The people we`re doing trade deals with, they have a level of
protectionism. And they protect their industries a heck of a lot more and
they dump all of their stuff on our markets. And I don`t see anything in
these trade agreements from what I`ve read, nor I have heard anything from
labor that says, you know what, this is really going to be great for us.

Getting back to what Chris was talking about, one thing that the
president is going to have a hard time selling to his base and that is
eliminating pages of loopholes and deductions, and we can lower one of the
highest corporate tax rates in the world. Wow. Hold the phone on that
one. The base is going to go nuts on that corporate profits through the
roof in this country.

You got corporations with money off-seas that are not repatriating
that money. The president did not address that tonight. I think he`s
going to have hard time with this caucus on that one.

O`DONNELL: Well, his retort to that is going to be, I can make
corporations pay more taxes if I kill the loopholes I can still bring the
rate down and they`ll end up paying more. But you have to do both in order
to do that. You must kill the loopholes first and I don`t see Republicans
doing that.

SHARPTON: Well, I don`t see how Republicans allow you to do that
without a real fight.

I think also in the trade agreements that you`ve got to remember that
for a very interesting reason, I would say -- I`m trying to be careful with
language, Trumka, Richard Trumka, the head of AFL-CIO, was the first lady`s
guest tonight. So, I think part of trying to get labor not only on board
but having them energized because they`re the ones that can do the local
work with having the head of the AFL-CIO sitting there.

So, I think part of the strategy is how this hits the ground but a lot
of how this hits the ground is where the devil in the details on how it`s
going to be read by those that are going to have to live with this.

O`DONNELL: Al Sharpton, Ed Schultz, and Chris Matthews, thank you all
very much for joining me tonight.

Coming up, reaction and hopefully more details from inside the White
House. Press Secretary Jay Carney joins me next.

And later, Congressman Barney Frank ranking member of the House
Financial Services committee will be here with a look at the opposition to
the president -- the president will definitely face in the Republican

O`DONNELL: Two federal officials tell NBC News that U.S. intelligence
has intercepted information regarding a potential threat coinciding with
the 10-year anniversary of 9/11. The officials say this threat has more
credibility than others they`ve heard over the past few days.

Another White House official says on a 10-point scale, this threat is
a five or a six, adding that this threat is very specific but parts of it
don`t add up. Reporter from Jonathan Dienst (ph) of WNBC in New York
reports that the threat is leveled at New York City and Washington, D.C.

One threat mentioned a car bomb. A separate threat mentioned bridges
and tunnels.

The Department of Homeland Security issued a statement tonight saying
the threat is, quote, "credible and specific but unconfirmed." The
government will continue to track down the threat and ask all Americans to
remain vigilant.

Coming up, I will be joined by White House Press Secretary Jay Carney
followed by Congressman Barney Frank.

OBAMA: Regardless of the arguments we`ve had in the past, regardless
of the arguments we`ll have in the future, this plan is the right thing to
do right now. You should pass it. I intend to take passage to every
corner of this country.

O`DONNELL: We continue our coverage of the president`s address.
Joining me now, White House Press Secretary Jay Carney.

Jay, thank you very much for joining us tonight.

JAY CARNEY, WHITE HOUSE PRESS SECRETARY: Lawrence, thanks for having

O`DONNELL: Jay, what changes did you make in the speech today based
on what you saw in the Republican debate last night?

CARNEY: Zero. No changes. The proposals in the speech have been
worked on for four to six, maybe eight weeks now by the president`s
economic team, working with the president and the vice president.

And there were no changes made in reaction to the debate and that`s
because nothing that happened in the debate has anything to do with what
matters here which is that the American economy needs attention. It needs
Washington to act as the president said and to act now.

What he put forward, the American Jobs Act, and what he`ll submit in
detailed legislative language early next week is a plan built on proposals
that have historically garnered bipartisan support and if Congress is
willing to put politics ahead of party, do the right thing by the American
people and the American economy, they will act and they will pass this

O`DONNELL: Jay, let`s listen to one thing that should have bipartisan
support -- what the president wants to do for working families and getting
them a $1,500 tax break. Let`s listen to what he said.

OBAMA: The typical working family will get a $1,500 tax cut next year
-- $1,500 that would have been taken out of your pocket, will go into your
pocket. This expands on the tax cut the Democrats and Republicans already
passed for this year. If we allow that tax cut to expire, if we refuse to
act, middle class families will get hit with a tax increase at the worst
possible time.

We can`t let that happen. I know that some of you have sworn oaths to
never raise any taxes on anyone for as long as you live. Now is not the
time to carve out an exception and raise middle class taxes which is why
you should pass this bill right away.

O`DONNELL: Jay, that was the Democrats cheering when they heard what
they believe and what I took to be a direct hit on Grover Norquist and his
pledge that many Republicans in the House and the Senate have signed to
never raise taxes included closing loopholes.

Did the president intend to specify that Grover Norquist pledge?

CARNEY: I don`t think it had anything to do with Grover Norquist
specifically. But, obviously, he was referring to the pledge that a lot of
elected Republicans have taken, and making the point that if, certainly, in
a situation where if Congress doesn`t act, taxes will go up on working
Americans and everyone that gets a paycheck. That`s just a terrible idea.

So, if you`re going to have this pledge, honor it in the next several
months to ensure the tax cut is passed and that Americans get in this case
because we`re expanding the tax cut, $1,500 -- the average American family
an extra $1,500 next year. And you know, Lawrence? That makes a huge
difference when you are making ends meet, when you are buying school
supplies, when you`re paying your mortgage, maybe your washer or dryer is
broke and you need it replaced.

So, that`s money in the pockets of those families and it`s money that
when they spend it, goes straight into local businesses who then have
greater demand, who then hire more workers and you create a virtuous cycle.
And that`s why we are so confident that once outside economists and outside
analysts unaffiliated with the administration or Democratic Party, look at
this plan, they will judge it to be positive for economic growth and
positive for job creation.

O`DONNELL: Jay, the president has things in here that Democrats have
been blocking, for example, the trade bills with South Korea, Panama,
Colombia. And Democrats don`t want to hear about cuts to Medicare and

Is there any -- have you wired any of this ahead of time by working
with Democrats in Congress and vetting some of these things before they
went into the president`s speech?

CARNEY: Oh, certainly, we`ve been in consultations with peeks and
months, as you know, about our overall economic ideas and proposals, the
free trade agreement certainly with trade adjustment assistance to help
workers affected by trade. We believe that we will get cooperation from
Republicans in the House and Senate to move those free trade agreements and
trade adjustment assistance through. We`re confident about that. That`s
an important step to take.

As for what the president said about his vision for long-term deficit
and debt control, well, you know, I think I was on your show talking about
it. The president believes that we have to make tough choices. And he
will put forward when he does his specific proposals for the supercommittee
-- so-called supercommittee in Congress and to Congress generally for long-
term deficit and debt reduction that will include some adjustments to
Medicare and Medicaid.

He said tonight he understands that`s not always popular with every
member of his party nor is what he absolutely thinks is essential the need
to our overhaul tax code and close loopholes and ensure that wealthiest
among us pay their fair share is popular among Republicans. Everybody has
got to take a step towards the center to get essential things done on
behalf of the broad swath of the American people.

O`DONNELL: Jay, before you go, what do we need to know about the
terror threat that`s just been revealed?

CARNEY: Well, what I can tell you, Lawrence, I said the other day
here in the briefing room to the White House press corps is that the
president chaired a meeting two days ago of his senior homeland security
team going over all of the preparations for the 9/11 anniversary, tenth
anniversary of those terrible attacks. We have known for some time that
ever since the raid in Abbottabad that brought justice to Osama bin Laden
that al Qaeda was interested in and has been interested in significant
dates, including of course the 10-year anniversary of 9/11. So, we were

As to this specific that`s just coming in, you can be assured the
president has been thoroughly briefed and updated and that his team and all
of the agencies responsible for homeland security are on the job making
sure we`re taking all of the necessary precautions.

O`DONNELL: Jay, the threat that we reported specifies Washington and
New York. Is it possible that the administration might be issuing a
warning for travel to places other than Washington and New York?

CARNEY: You know, that`s outside of my lane, Lawrence. I`m not going
to get into the specific threats. Obviously, DHS is addressing this,
Department of Homeland Security, and other national security agencies may
be addressing it. I can just tell you. I can obviously confirm what DHS
put out and can assure you that the president is on top of this and his
whole team is on top of it.

O`DONNELL: White House Press Secretary Jay Carney -- Jay, thank you
very much for your time tonight.

CARNEY: Thank you, sir.

O`DONNELL: Coming up, the Republican plan for the economy continues
to hinge on tax cuts. Bob Greenstein breaks down what we`ve heard from
last night`s debate about what Republicans would do.

And later, Congressman Barney Frank of Massachusetts on what if
anything his colleagues across the aisle will be willing to do about jobs.

O`DONNELL: Still to come tonight, we`ll take a closer look at the
policies in tonight`s speech. Ezra Klein will join me.

And later, Barney Frank will tell what the president can expect from
the House of Representatives. That`s coming up.

OBAMA: It`s a balanced plan that would reduce the deficit by making
additional spending cuts, by making modest adjustments to health care
programs like Medicare and Medicaid, and by reforming our tax code in a way
that asks the wealthiest Americans and biggest corporations to pay their
fair share.

O`DONNELL: That was President Obama tonight pointing out that his
plan includes measures that will displease both Republicans and Democrats.
Joining any now, Democratic Massachusetts Congressman Barney Frank.

Thanks for joining me tonight, congressman.

O`DONNELL: Congressman, there was a moment where the president was
talking about the example of Warren Buffett`s tax return and how his
secretary pays a higher tax rate. The camera was on the president, but I
could hear some laughing.

You were in the chamber. Was that Republicans laughing at that?

FRANK: That was scornful laughter from the Republicans. Here`s the
illogic of it. What they say is well, if Warren Buffett thinks he should
pay more taxes, he can do it voluntarily. Of course that`s not a policy
the Republicans follow.

They would cut Medicare. Many of them would cut Social Security.
They would cut a lot of other programs. They don`t voluntarily refuse to
do it. I haven`t heard Paul Ryan say, you know what? Under my plan, if
you`re not yet 55, you`ll never have Medicare. I haven`t heard Paul Ryan
promise that he`ll never use Medicare, that he`ll go with one of his own

So that was the derisive laughter by the Republicans at the notion
that there would be wealthy people who would think it was be a better idea
to pay higher taxes.

O`DONNELL: Congressman, this bill will move through a handful of
committees at minimum. And what are prospects in the House of
Representatives for this bill?

FRANK: I`m afraid they`re not very good. As I`m standing hear, I am
hearing one of the younger Republicans proclaim loudly that government
can`t do anything. You know, when the president was caricaturing them,
unfortunately, he was describing them.

These are people who do not believe we have any capacity to come
together and do anything. And I am afraid that the right wing that has the
Republican party by the throat is going to simply block anything. I think
the president did a very good job of making clear that he was compromising.
This isn`t everything I would like him to do. It isn`t even everything he
would like to do.

But I think he correctly said, look, I want to get results. The only
chance of getting results is to say to the Republicans, I`m giving you some
of the things you want. I`m afraid that it is not going to be helpful.

I credit the president for trying. I don`t know what more he could
have done. But you are dealing with people who really -- look, let`s be
very clear about the Tea Party, about their patron, Grover Norquist, who
has made them all sign these pledges.

These are people who do not understand that government has an
important role, that there are things that we can only do if we come
together to do them, to build bridges, to protect ourselves, to provide for
the elderly in their retirement years, if they weren`t otherwise wealthy.
These are people that don`t believe in it.

Frankly, in the first place, sadly, I have to say, and I`ve had to
conclude this, they don`t want the economy to get better. Because if the
economy gets better, Barack Obama`s chances to win get better. And these
are people for whom the major goal in life is now to defeat Barack Obama,
and secondarily to discredit government.

They don`t want people to think that there are things we can do,
unemployment compensation, building roads, rehiring teachers and
firefighters. They don`t want people to think that those things can be
worthwhile, because they are ideologically committed to the view that there
shouldn`t be any government.

So they`re not trying for success. People shouldn`t mistake this.
They don`t want Obama to succeed and they don`t want us to show that
government can work for the private interest.

O`DONNELL: Congressman, there are those who think that the president
just has to jump on Air Force One and go around to a specific set of
congressional districts, possible swing districts currently held by
Republicans, and point out the bridge that would be fixed in that district,
point out the school that would be repaired, rebuilt in that district, show
teachers who would be hired in that district.

Is that a strategy that could work? Can Air Force One get around to
enough Congressional districts to make that work?

FRANK: Look, people sometimes know how strongly they feel, but think
the other side can be more easily influenced. Doing that kind of thing is
very hard. I believe the president should try and will try. But, you
know, let`s go with the metaphor here. Air Force One is a transport plane.
It`s not a bomber.

The president can`t go over districts and bomb them into submission.
The other thing you have in this -- this is the sad part. What`s
dominating the Republican party electorate today is not Americans as a
whole. It`s narrow segment that vote in primaries.

I know this from talking to some mainstream conservatives who have
been intimidated by this. What you have is a fairly small number of
Republicans. But to their credit, by the way, they`re the ones who vote.
And the people who don`t vote have no right to criticize them, in my
judgment. But the primaries that determine what Republicans gets
renominated are the most right wingers.

So you see people like Orrin Hatch or Richard Lugar move far to the
right. And unfortunately, all Barack Obama says doesn`t threw this
hardcore that dominates Republican primaries.

O`DONNELL: Congressman Barney Frank of Massachusetts, thank you very
much for joining me on this important night.

FRANK: You`re welcome, Lawrence.

O`DONNELL: Coming up, the policies behind the president`s plan.
What, if any, stimulative effect would they really produce?

And then to the Republican ideas and what they would do and wouldn`t
do. Analysis with Bob Greenstein coming up.

O`DONNELL: We have another update now on the potential terror threat
coinciding with the 9/11 anniversary this weekend. Federal officials now
tell NBC News they received this information within the last 24 hours, and
it came from the tribal areas of Pakistan. The intelligence indicated that
it is possible that three men could be plotting to set off car or truck
bombs in Washington, D.C. or New York.

We will be back with more analysis of the president`s speech next.

OBAMA: We have to decide what our priorities are. We have to ask
ourselves, what`s the best way to grow the economy and create jobs?

Should we keep tax loopholes for oil companies? Or should we use that
money to give small business owners a tax credit when they hire new
workers? Because we can`t afford to do both.

Should we keep tax breaks for millionaires and billionaires? Or
should we put teachers back to work, so our kids can graduate ready for
college and good jobs?

O`DONNELL: President Obama put his ideas for job creation on the
table tonight. The Republicans running to take his job laid out their job
proposals at last night`s primary debate.

the tax burden on you. And we`re going to lower the regulation impact on

to zero, we pass repatriation to get that resources that are sitting
overseas, 1.2 trillion dollars, and we bring them back here. We`ll create

HERMAN CAIN (R), PRESIDENTIAL CANDIDATE: Here`s how I would fix this
economy. First, eliminate the current tax code. It`s a drain on
entrepreneurs. It`s the biggest barrier that`s holding this economy back.

200,000 dollars a year and less ought to be able to save their money tax
free. No tax on interest, dividends or capital gains.

O`DONNELL: Joining me now, the founder and president of the Center on
Budget and Policy Priorities, Robert Greenstein. He was a guest of
Democratic Leader Nancy Pelosi at the president`s speech in the House

Thanks for joining me tonight, Bob.

O`DONNELL: Bob, this plan is the plan that dare not speak its name.
Its real name is stimulus, but that word has been banned from politics in
Washington. This bill is designed to stimulate the economy, in the process
add jobs. How much of this bill, as outlined by the president, is actually
stimulus? And how effective is it as stimulus?

GREENSTEIN: You know, Lawrence, I was more impressed by the plan than
I expected to be. It`s bigger than I expected. It`s bolder than I
expected. And I think it is well designed.

If it were able to be enacted -- and I share Barney Frank`s
skepticism. If it were able to be enacted, it would have a substantial
effect on jobs. You have got 35 billion dollars to hire back teachers and
have us stop firing them. You have a big chunk for infrastructure,
including a fast 30 billion that could go to work right away hiring people
to repair school buildings.

There`s a program to provide subsidized jobs for low income people and
tax breaks to businesses to hire the long-term unemployed, both groups that
otherwise have a particularly hard time getting jobs. And we have evidence
that these kinds of things, particularly the subsidized jobs program, can

Now, in a political savvy move, over 60 percent of the plan is in the
form of tax cuts. But the tax cuts, unlike those described in last night`s
Republican debate, are actually well designed. For example, I was
concerned when I heard the president was going to proposal to reduce the
payroll tax on the employer side. Big corporations are sitting on a
trillion dollars in cash. They don`t need more. Just giving them more
won`t spur more hires.

But when you look at the plan, it provides that tax break on only the
first five million dollars of a firm`s payroll. It will benefit small
firms that may be cash constraint. It won`t really do much for big
corporations that don`t need it.

So I was quite favorably impressed, but I was also struck by the
degree to which, in proposal after proposal, that in a less partisan
atmosphere would have both parties applauding, that tonight the degree to
which, on things that ought to be mainstream proposals in an economy with
nine percent unemployment, the Republicans just sat on their hands, stony-

O`DONNELL: Bob, the payroll taxes we are talking about not collecting
are taxes that fund directly Social Security and Medicare. What does this
kind of tax cut and that kind of cut in the flow or revenue to Social
Security and Medicare do to those programs?

GREENSTEIN: The proposal doesn`t affect payroll taxes that relate to
Medicare, just on the Social Security side. It really doesn`t do anything
to Social Security, because part of the proposal is that all of the payroll
tax revenue that would otherwise have gone into the Social Security Trust
Fund that now wouldn`t, because of the tax cut, the Treasury, instead,
takes general revenue from the income tax and makes the Social Security
Trust Fund whole.

So Social Security doesn`t lose a dollar as a result of this.

Now there would be legitimate concern that if this were a permanent
Social Security payroll tax pay cut that we couldn`t permanently or
wouldn`t permanently make Social Security whole. But this is just for one
more year.

O`DONNELL: Bob Greenstein with the Center on Budget and Policy
Priorities, thank you very much for joining us tonight, Bob.

GREENSTEIN: My pleasure, Lawrence.

O`DONNELL: Coming up, another look at the stimulative effects of the
president`s plan. Ezra Klein will join me.

O`DONNELL: Before the president`s speech today, the Congressional
Super committee on Deficit Reduction met for the first time for an hour-
long organizational meeting. Tonight, the president issued a new challenge
to that super committee.

OBAMA: The agreement we passed in July will cut government spending
by about a trillion dollars over the next ten years. It also charges this
Congress to come up with an additional 1.5 trillion in savings by
Christmas. Tonight, I am a asking you to increase that amount so that it
covers the full cost of the American Jobs Act.

O`DONNELL: The president says he will issue a more ambitious deficit
reduction plan a week from Monday, which will call for both reforms to
Medicare and tax revenue increases.

Joining me now is "Washington Post" columnist and MSNBC contributor
Ezra Klein. Ezra, thanks for joining me tonight.

O`DONNELL: Did I just hear the president say I`m going to have the
super committee do the pay for side of this bill, and then let, you know,
the bridges and all of the infrastructure stuff, the teacher stuff -- let
all of that stuff be done by the other committees of jurisdiction?

KLEIN: I think he said he would like them to do it. I don`t think he
is saying they`re the only ones who can do it. My understanding from them
is that what they would like to do is to show they are serious about
getting this paid for, not just by saying it and not just by offering up a
plan, but by adding to the super committee`s trigger a equivalent amount to
the cost of this plan, so 450 billion dollars more.

And then the theory is Republicans and American people who pay
attention to triggers, which, of course, is all of them, will understand
that they really need to get this paid for, because if they don`t get it
paid for, then it`s going to get taken out of the budget indiscriminately.

O`DONNELL: Well, the other huge advantage of the super committee is
that they are procedurally protected, that their work product, if they come
up with one, is guaranteed a route to a vote procedurally in both bodies.
And normally a bill like this would have a great struggle getting to a vote
if it wasn`t in a reconciliation packages, which has similar kinds of
protections. But we may be getting a bit too technical there.

Ezra, your overall grade for the president`s speech tonight on policy?

KLEIN: On policy, a very solid B plus. He would have needed
something bigger and completely unpassable to actually fill the hole we`re
in. That would be about 700 to 800 billion dollars. But we are talking
450 billion. If you got that money into the economy in 2012, and it
actually got in there as demand, you would bring down unemployment by a
full percentage point. That would be a very big deal.

O`DONNELL: Can you get the money into the economy that fast?

KLEIN: You can get a lot of it there. Tax cuts move quickly. Some
of them get saved, but a lot of it moves quickly. These are pretty well
targeted. Particularly, I was impressed by targeting the employer side to
the small businesses. It`s a very good idea.

The state and local aid, that can move essentially immediately. We
lost an enormous amount of state and local jobs. If we stopped that, it
would be a huge lift to the employment numbers.

Infrastructure gets harder. Jared Bernstein`s schools idea, that was
in the bill. You can do that very quickly. You can do a fair amount of it
quickly. They learned a lot from the stimulus in what you can and cannot
do quickly. But in general, even if we don`t get every dime of
infrastructure in the economy in 2012, we still need to fix our
infrastructure. So if we that done in 2013, but we fixed a bridge, it`s
not like we lost anything there.

O`DONNELL: Ezra, there`s a lot of quicksand in this bill. The
general phrasing, the careful and very general, nonspecific phrasing about
Medicare and Medicaid. It seems to me that John Boehner may want to
discuss that first with the president. Exactly how much would you like to
cut in Medicare and Medicaid, Mr. President?

KLEIN: The big concern from folks around town, particularly liberals
around town, is that the administration is going to offer up things like
raising the Medicare eligibility age, cutting Medicaid into something
called a blended rate, which would lower reimbursements below what is
already a very low rate, and that much has happened during the debt ceiling

Republicans will pocket that, offer none of the revenues, take in none
of the jobs proposals, or very few of them, and walk away from the table
with now much further right ideas being made into the center.

So that is the concern. The question is whether or not the
administration is willing to simply say no if they don`t get the full
bargain here. One thing they didn`t say tonight, which I would have liked
to hear them say is they would not sign anything from the super committee
if it did not include significant action on jobs, that simply doing deficit
reduction would no longer be enough. And if the super committee didn`t
agree, then the trigger would get pulled.

I thought that was good leverage for them. And I would like to see
them, in the coming days, take advantage of it.

O`DONNELL: Ezra, what are the indications that the White House has
done the kind of homework you would have to do on a legislative package
like this to already know what at least a theoretical path -- strategic
path to passage in the Congress looks like?

KLEIN: You know, if you wanted my honest opinion, I don`t think they
know what a theoretical path to passage in the Congress is, because I don`t
really think there probably is one. It`s depressing on a night like this.
It was a good speech. It was rousing to folks who believe in these ideas.

But the reality is that John Boehner and Eric Cantor and Mitch
McConnell and Jon Kyl cannot give this president a major win before the
election. So this is about getting the people on their side, but it may or
may not pass.

O`DONNELL: MSNBC contributor Ezra Klein, thank you very much for
joining me tonight, Ezra.

KLEIN: Thank you.

O`DONNELL: Our coverage of tonight`s presidential address to Congress
continues now with "THE RACHEL MADDOW SHOW." Good evening, Rachel.

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Michael Gallmeyer

McIntire School of Commerce
University of Virginia
Rouss & Robertson Halls, East Lawn
P.O. Box 400173
Charlottesville, Va 22904-4173
Tel: 434-243-4043

E-Mail: EmailAddress: hidden: you can email any NBER-related person as first underscore last at nber dot org
Institutional Affiliation: University of Virginia

NBER Working Papers and Publications

July 2007Arbitrage-Free Bond Pricing with Dynamic Macroeconomic Models
with Burton Hollifield, Francisco Palomino, Stanley E. Zin: w13245
We examine the relationship between monetary-policy-induced changes in short interest rates and yields on long-maturity default-free bonds. The volatility of the long end of the term structure and its relationship with monetary policy are puzzling from the perspective of simple structural macroeconomic models. We explore whether richer models of risk premiums, specifically stochastic volatility models combined with Epstein-Zin recursive utility, can account for such patterns. We study the properties of the yield curve when inflation is an exogenous process and compare this to the yield curve when inflation is endogenous and determined through an interest-rate/Taylor rule. When inflation is exogenous, it is difficult to match the shape of the historical average yield curve. Capturing its up...

Published: Michael F. Gallmeyer & Burton Hollifield & Francisco J. Palomino & Stanley E. Zin, 2007. "Arbitrage-free bond pricing with dynamic macroeconomic models," Review, Federal Reserve Bank of St. Louis, issue Jul, pages 305-326. citation courtesy of

April 2005Taylor Rules, McCallum Rules and the Term Structure of Interest Rates
with Burton Hollifield, Stanley E. Zin: w11276
Recent empirical research shows that a reasonable characterization of federal-funds-rate targeting behavior is that the change in the target rate depends on the maturity structure of interest rates and exhibits little dependence on lagged target rates. See, for example, Cochrane and Piazzesi (2002). The result echoes the policy rule used by McCallum (1994) to rationalize the empirical failure of the `expectations hypothesis' applied to the term- structure of interest rates. That is, rather than forward rates acting as unbiased predictors of future short rates, the historical evidence suggests that the correlation between forward rates and future short rates is surprisingly low. McCallum showed that a desire by the monetary authority to adjust short rates in response to exogenous shocks to ...

Published: Gallmeyer, Michael F., Burton Hollifield and Stanley E. Zin. "Taylor Rules, McCallum Rules And The Term Structure Of Interest Rates," Journal of Monetary Economics, 2005, v52(5,Jul), 921-950. citation courtesy of

NBER Videos

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text:
Palau de les Arts · Valencia · February 2008
Royal Opera House · London · February 2007
Royal Opera House · London · October 2003

The last in 12 years of collaborations with designer Anthony Baker who moved on to directing himself, and Francisco's debut at the Royal Opera House. It featured the luxury of the Orchestra of the Age of Enlightenment in the pit, under Harry Bicket, Francisco's main Handel collaborator. This production, though surprisingly disliked by the local press, was very succesful with audiences and people in the business and even more surprisingly went on to be nominated for the Laurence Olivier Award for best opera prodution of the year and for Bejun Mehta's performance and to be fantastically received by the international press when it was performed in spain, confirming Francisco's special relationship with Handel pieces. The show suffered last minute cast changes and many technical issues during the initial London performances but was finally seen as it was intended when revived in London and Valencia.

Production Team
Set:   Anthony Baker
Costumes:  Anthony Baker
Choreography:  Ana Yepes
Lighting: Wolfgang Goebbel
Conductor (Orchestra of the Age of Enlightenment):  Harry Bicket

Casts included
Alice Coote, Bejun Mehta, Barbara Bonney, Camilla Tilling, Jonathan Lemalu, David Lucas, Suzanne McNaughton, Adam Pudney, Silvia Tro Santa Fe, Lyubov Petrova, Cristian Senn, Kyle Ketelsen,

"A production of rare intelligence, performed by a cast of genuine Handelian singers. Who could ask for more? Certainly, no one familiar with Baroque or Renaissance iconography could fail to be delighted by the stage pictures and beautiful and meaningful sets, sensitive understanding of the ways in which conflicts between individuals can be made vivid to an audience and above all elegant and authentic singing."

"Remarkably, the production had survived a major cast change, but some initial nervousness aside, one would hardly have known, such was the assurance with which the singers performed their parts: but when the production is right, it has to be easy for singers to fit into it, simply because good opera direction is founded upon the needs of the singing actors who must bear its weight."

"I was surprised at the dislike for this production expressed by my so-called 'mainstream' colleagues, but then most of them liked last year's "Semele", so were obviously looking for different things. Francisco Negrin's direction and Anthony Baker's designs achieved the primary aim of allowing the narrative and emotions to unfold, but they spoke to much more than that, for those able to hear: using images from Raphael (the fallen knight, the distant towers) Botticelli (Venus, Mars) and most powerfully the Dutch "Light Box" or "Perspective Show" employed to evoke the most contained, intimate and yet also rational moments, they provided a context for "Orlando" which not only respected the conventions of the time when the work was written, but also preserved Ariosto's vision of the "furioso" hero, temperamentally ill equipped for the urbane and finally triumphing over himself. Equally impressively, it replicated the production style of Handel's day in the sense that everything was on an intimate scale. Much of the highly evocative backdrop was derived from paintings by Poussin and Claude, and it's hard to see how this highly appropriate setting could be objected to, unless of course it wasn't recognized, perish the thought. For once, the revolve actually made sense, too, allowing Angelica's many bouts of fleeing to appear plausible, and the dancers representing Mars, Eros and Venus were entirely apt, since human frailty is throughout observed and fought over by the personae of Love and War."

"Such a great work as 'Orlando' would be worth staging even in an absolutely trivial, stupidly miscast and stand-and-deliver production, but when given with this kind of style it is an emblem of what the Royal Opera House should be all about."

Melanie Eskenazi
Classical Music Web
Nov 2003


text:
When an athlete plays in Boston for awhile, they usually become pretty involved with the other Boston teams and Patriots' Julian Edelman is no exception. Jules has become a very big Boston guy during his career with the Patriots and was in attendance at the Garden for the Bruins game 7 against Toronto.

He started off his night waving the fan banner to hype up the crowd early on.

While it certainly gets the fans hyped to see Boston legends in attendance, it was something Edelman did later on that really got everyone going.

Edelman set the Garden on fire by getting everyone up and then proceeding to pound the rest of his beer and spike it down in a very dramatic fashion.

In addition to the fans, coach of the Bruins Bruce Cassidy was just as amped by Edelmans antics. "Julian Edelman chugging a beer was awesome, probably got everyone fired up, including us. Good for him. We’ll return the favor at some point down the road."

Edelman has always been a hype-beast throughout his career, so it was no shock that the Super Bowl MVP was able to make the Garden explode in the way that he did.

Follow Tommy on Twitter-@Tommy_Quigley

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Pomander Travel Set

Pomanders are herbal and crystal liquid combinations that were developed to protect and refresh your physical and emotional being. This includes your aura, which immediately surrounds the physical body. Your auric body can be damaged by everyday stress and regular applications of a Pomander around your energetic field can strengthen vulnerable areas and help calm, clean and stabilize your personal space. Kirlian photography has shown this protection to last up to several hours after application and can offer a refreshing effect on everyone you encounter.

Each color has a different quality in which it is associated. You can choose a color based on this information or rely on what you are drawn to. The travel kit allows you to have a small vile of every color in an easy-to-carry case. You can refill these bottles with the larger 25ml bottles.

Clean, purifying white cleanses the atmosphere and bring light in to renew energies and help make space for new beginnings

Pink brings unconditional love to ourselves and those around us and supports us when we feel vulnerable. It helps us care for ourselves, harmonizes groups, and aids in grief

Deep Red:

Deep Red has a grounding energy that can be good after meditation or in extreme situations where you may emotionally want to escape. Warming an energizing it may have an aphrodisiac effect. May also help deal with survival issues like money and health

Red is grounding and energizing. It helps to overcome negative effects of resentment or animosity. Reduces shyness and helps deal with aggression. It’s good for earth energy work

Coral brings an awakening that gives a deep sense of joy and an understanding of global oneness and our place in it.

Orange helps to deal with our spiritual shocks or fears and balance our aura when we feel “beside ourselves.” Orange helps to let go and accept all that is going on around us

Gold helps us to find abundance within ourselves and use our wisdom to its fullest potential. Gold reduces anxiety and fear and help to accept, receive, relax and digest.

Yellow brings the sunshine in and eases an overactive mind. It is great to use when studying.

Olive Green:

Olive Green brings wisdom into your heart to find your own way. It improves your ability to remember. It can help in confrontational situations and difficulties with people. It helps if you are feeling trapped or unable to find a clear direction.

Green helps to clear negative emotions such a jealousy and envy. Green frees you up from old ideas that are no longer working for you and opens you to a new direction. Can help in decision making.

Helps to creatively communicate what we are feeling. Great to use while public speaking or if you have stage fright. Turquois encourages playfulness and releases fears. It helps us to remove the “masks” we wear and become whom we truly are

Blue deepens the peace within ourselves and can help with communication. Blue can overcome feelings of isolation. When we expand less energy in our own pre-occupations we have more energy available to do what we need to do

Royal Blue:

Royal Blue helps to open us to our powers of imagination and intuition. It can help us detach from emotions so we are not overwhelmed by them

Violet opens our perception and awareness to connect to our mission and purpose. Helps to find our gifts and heal belief systems that are based out of fear

Magenta can help put love into the little things so that this same awareness might be available in the bigger things

Deep Magenta:

Deep Magenta is energizing and soothing at the same time. It recharges you when you have given all your energy to others and it is time to take care of yourself. It allows you to live in the present

9 in stock


text:
Quarrio is Conversational Analytics. Users ask questions in ordinary English and the system answers instantaneously in plain English with auto-generated graphs and charts. More importantly, the user can then ask follow-up questions and quickly drill down to the important information they seek. The software is a broad artificial intelligence platform that works with any enterprise data source, launching first to sales managers using salesforce.com.

Quarrio has created a Learning Natural Language Interface to Databases delivered as a SaaS platform that enables ordinary people to do advanced reporting and analytics. Learn more at http://quarrio.com.


text:
Drop Down Menus

Tuesday, April 2, 2013

Pregnant Jessica Simpson is wearing flats

Jessica Simpson
Singer Jessica Simpson and her hubby Eric Johnson are expecting their second baby at the end of June this year. The 32 year old pregnant celebrity has stopped wearing heels and walking on flats.

Jessica Simpson was born on 10 July 1980. Jessica is a singer, song writer, actress and fashion designer.

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29 July 2015 Current Affair Updates Download | Daily GK Updates

1. A.P.J. Abdul Kalam, the 11th President of India and a pioneer of the country’s space and missile programmes, passed away on 27 July 2015 at the age of 83. He passed away after collapsing during a lecture at the Indian Institute of Management (IIM) in Shillong (Meghalaya). Avul Pakir Jainulabdeen Abdul Kalam, popularly known as “Missile Man of India”, was the President of India between 2002 and 2007. He was honoured with highest civilian award Bharat Ratna in1997.

2. West Bengal Chief Minister Mamata Banerjee and her delegation to the UK signed 21 MoUs with the UK in the fields of industry, health, education and urban development. The agreements were signed during a bilateral meeting at the Foreign and Commonwealth Office. According to Britain's Minister of State for Employment Priti Patel these MoUs will help bring the UK and West Bengal ever closer, and unleash the potential of India-Britain relationship.

3. The World Trade Organization formally accepted Kazakhstan as its member, ending nearly two decades of negotiations. Meeting at its headquarters in Geneva, the WTO General Council approved the membership terms finalised last month. With this Kazakhstan has become the WTO's 162nd member state.

4. Qualcomm Incorporated has appointed former BlackBerry India head Sunil Lalvani as vice president and president of Qualcomm India, as Avneesh Agrawal, senior vice president and president of Qualcomm India and South Asia exits the company. Lalvani has more than 20 years of experience in sales, business development, strategic planning and business operations across the IT and telecom sectors.
29 July 2015 Current Affair Updates Download | Daily GK Updates
29 July 2015 Current Affair Updates Download | Daily GK Updates

5. Rajamahendravaram will be the new name of Rajahmundry, the historic and cultural city of Andhra Pradesh, as announced by state Chief Minister N. Chandrababu Naidu. The name “Rajamahendravaram” is derived from a Chalukya dynasty ruler of the 11th century who ruled over the city.

6. Union Government sanctioned 1000 crore rupees for the laying of 15.06 km long tracks to connect Indian Railways with Bangladesh through the North East. The Indo-Bangla Rail link would be completed by 2017 and the entire route will be constructed by IRCON.

7. Mexico won the CONCACAF Gold Cup football tournament played in Washington for a record seventh time by defeating Jamaica 3-1. Caribbean team reached the finals of the tournament for the first time. This is Mexico team's third title win in the last four tournaments. Andres Guardado in 31st minute, Jesus Corona in the 47th minute and Oribe Peralta in the 61st minute scored one-one goal each.

8. Shahrukh Khan’s Trinidad & Tobago Red Steel defeated Barbados Tridents to win Caribbean Premier League T20 (CPL T20) 2015 at Queen’s Park Oval in Trinidad. The Red Steel beat the 2014 champions, Barbados Tridents, by 20 runs.

9. The Australian state of Victoria has secured the rights to host football's International Champions Cup (ICC) for a further three years according to which Melbourne will host the tournament till 2018. New South Wales attempted to lure the tournament to Sydney but Victoria was granted "exclusive" rights to host the ICC for the next three years following the success of the three matches played in July.

10. Google has partnered with NASA and 13 other companies, including Amazon and Verizon, to create an air-traffic control system for drones, called the Unmanned Aerial System (UAS) Traffic Management. The move comes after a series of incidents involving drones. The government is seeking to work with the private sector to create rules of the aerial road and in view of growing demand and use of drones.

11. Axis Bank, India’s third largest private sector bank, has signed a $200 million 7-year bilateral loan deal with the Asian Development Bank (ADB). The deal will help bolster Axis Bank’s efforts of improving farm efficiency by extending customized and affordable agriculture credit to farmers. The bank would effectively leverage its extensive semi urban and rural branch network to deliver agriculture credit.
29 July 2015 Current Affair Updates Download | Daily GK Updates 29 July 2015 Current Affair Updates Download | Daily GK Updates Reviewed by Newstechcafe on 00:12:00 Rating: 5

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Writing has long been one of the great passions of my life. I actually looked forward to researching and writing essays during my university days. I enjoyed the solitude of the library and by all of the information that awaited me in every aisle I entered. Even though a lot of the same source material was available online, I preferred the old-fashioned route of using books. I just liked having a book physically in my hands, the way old books smelled with the dog-eared, faded pages filled with notes made by students from years gone by. I was in my 30s at the time and using books for research was the only method I had ever known. But we live in a different era now though, a digital age. And I had to change with the times.

A couple of years ago, I wrote and published a book about a shelter dog as a fundraiser for the local humane society. While it was an incredibly fulfilling experience, it was also a little overwhelming. I had to raise funds on my own in order to get 100 copies of the book published, deliver them to interested parties, and collect the money from every book sold. I thought about writing another book the following year but didn’t want to go through the same process that came with making my first book available to the public. There had to be an easier way to write and publish books.

Several people had suggested the possibility of self-publishing my books online. I was reluctant at first as I didn’t want to end up having to spend money on books that only family and friends would probably ever read. I have a myriad of story ideas dancing around my head and desperately needed somewhere for all of these thoughts to go. Obviously I want people to enjoy reading my work and possibly recommend it to others. But I don’t expect to ever become rich or famous from my books and stories. Writing for a living would be a dream come true for me but I am realistic about the chances of that ever happening. That doesn’t stop me from dreaming about it however. Dreams are what fuel the minds of writers. It’s where our best ideas are born.

After researching a number of different online publishing options, a friend of mine suggested I take a look at a site called Smashwords.com. She had previously published a book of essays and found the site to be easily navigable and best of all, it was free. The books you write can be as long or short as you want. I have no desire to read 400 page novels let alone write one of my own. The length and scope of your book is entirely up to you. There are some style guidelines to which you must adhere but aside from that, you have free reign to tell any tale you want. You can write about any genre that interests you from science fiction to romance to horror. You even get to explore your creative side by designing your own cover Every time you sit down in front of your computer screen it’s like having a blank slate. It’s up to you and your imagination to fill it with words and imagery.

I just published my second book, “Heavens to Bessie: The Weird, Wonderful Story of a Girl and Her Pet Cow”. It’s a kids’ book which is probably best suited for children 10 and older. It’s based very loosely on my grandma’s real-life friendship with her pet cow. I have already have rough drafts for my next few books all ready to go. I strongly encourage anyone who has a story that they want to share to look into the prospect of self-publishing. The whole process has been such a rewarding experience for me. I don’t do it for profit or praise. I simply do it for the love of writing and the sense of accomplishment I get when I am able to bring my ideas to life.

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Friday, January 25, 2008

More Hanky Pysanky

I decided to get back to HP last night. I love the diamond motif that I'm working on now. It's so much fun!

Hanky Pysanky as of 1/24/08

I'm getting ready to go to South Carolina for the weekend. It's supposed to be cold up there tonight! I'm so glad there's a fireplace in the apartment. It's so cozy! :)

I thought I'd some questions before I go...

Danielle asked if there was a conversion to Crescent Colours for Brave Hearts and the answer is yes!

Cindy asked what type of 40 ct. linen I prefer. I definitely prefer Zwiegart Newcastle. Not Wichelt, which is too holey and stiff! I love lakeside Linens, which uses the Newcastle as it's base.

Anonymous asked if I was pregnant! He or She said I wouldn't say on my blog if I were. Well, that's not quite true. I blabbed right away about Matthew. No, I'm not pregnant. My dad used to ask that when I got migraines. People who don't understand migraines seem to ask that! No, I think three kids are enough for me and dh! :)

Well, that's all for now! Write later! :)

  1. Have a safe trip and enjoy the weekend!

  2. HP is looking very good.

    Migraines have more to do with age than pregnancy. When I was a teenager I used to get them more than once a month. As I got older they tapered off to less than once a month. Now I can't remember the last time I had one. See, getting older can be a relief! My father followed the same pattern. I'm sure he hasn't had one in decades.

  3. LOL @ the connection between migraines and pregnancy. Mine actually went away (for good, I hope!) when I had my first child.

    Your HP progress is great, and thanks for the info on the linen types.

  4. I just love your Hanky Pysanky!! Mine is still coming to me in the mail. That is so pretty!! I am going to do the ranibow version. I love rainbows and when I fist met my hubby online he had rainbows on his webpage. I think the pink version is beautiful though!! I hope you have the best time with your husband and do have a safe trip!! Debby :)

  5. Have a great trip. Love watching your progress on HP - it's so pretty!

  6. HP is looking gorgeous, great progress

  7. Have a great trip.

    HP is amazing


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Noise of Art

Tag: east end film festival

Trans Europe Express – Nordic Edition with Mental Overdrive & Kohib

by on Jun.30, 2014, under Events

Friday 4 July
Trans Europe Express
Kohib (Norway)
Mental Overdrive LIVE (Norway)
Resident DJS
Ben Osborne (UK)
Nico De Ciglia (Italy)
Mathieu Maddisson (France)

7pm – 2am

93 Feet East, 150 Brick Lane, London EC1. FREE ENTRY

Having launched Trans Europe Express with a French theme in June, the crew behind TEE return with a distinctly Nordic feel, as Norwegian label Love OD flies into London.

Norways wonderKid Kohib (Beatservice Records // Cibicaldo Recods) has just released his third EP, “La Grave” for Beatservice Records and has, justifiably, been getting the  support from tastemakers and  DJs across the world. Currently working on an album, his recent remix of Volta Cab, on Lost Paradise, has been garnering heavy club rotation, as  has his Sony released Henrik Schwartz collaboration.

Often cited as the father of the Norwegian electronic scene, Mental Overdrive’s joins us to celebrate his single on Love OD, which features remixes by Full Pupp’s Daniel Blackbelt Andersen and Optimo’s JD Twitch.

For those interested in the interplay between music and film, the event is taking place in the run up to the East End Film Festival, where Mental Overdrive’s film ‘Monster’ is being given its London debut on 21 July.

With more to be announced, the night features rotating resident DJs from Italy, France and the UK, with Horse Meat Disco’s Severino, Noise of Art’s Ben Osborne, Gucci Thump’s Nico De Ciglia and Sketch’s Mathieu Maddisson taking it in turns behind the decks.

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Bafra Turizm Bölgesi - İskele - KKTC - Trikomo (+90 392) 6311881 (+90 392) 3690020 68 Bed capacity: 1196

Legend has it that the ovoid rock in Ciklos, colloquially known as the globe rock or egg-shaped rock to the Kyrenian people, is the last egg of the Phoenix.
The rumour has it that the Phoenix incubates days long before she has to fly away from her nest in search of food. The egg rolls as the brood moves inside.
This is how legend of the Phoenix comes to an end for good.

At the heart of our brand, the Phoenix symbolises rebirth of the myth from its ashes.
It inspires that time in life when people get rejuvenated and refreshed on holiday.

7/24 Room Service Bar Beauty Salon Childrens Club Conference Room Disabled Friendly Fitness Centre Indoor Swimming Pool Outdoor Swimming Pool Restaurants Spa Sauna Turkish Bath 7/24 Reception Car Parking Basketball Tenis Disco Private Beach Water Sports Wi-Fi Internet Casino Health Services Live Music Rent a Car Rent a Bike Taxi Service Laundry Services Animations Wedding Services Events/Catering Services
Central Heating/Cooling Balcony Bath Disabled Room Hair Dryer Wi-Fi Internet Jakuzzi Mini Bar Non-Smoking Room Safe Box Shower Telephone TV Satellite TV


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Ultra Form Face Lift in Sydney

What is an ultrasound facelift?

Ultrasound face lift or ultratherapy is an effective skin tightening procedure to treat loose, sagging facial skin. It works by using focused ultrasonic energy to stimulate the production of new collagen, a natural protein that helps tone, lift and tighten loose skin.

Who would benefit from an ultrasound face lift?

Ultratherapy is usually indicated for people who have loose skin around the face and neck or people who are in their thirties and older with mild to moderate skin laxity.

How is an ultrasound face lift performed?

The procedure begins with the application of ultrasound gel after cleaning the skin and identifying the areas to be treated. Next, a smooth handpiece is placed upon your skin. To stimulate the growth of collagen, the focused ultrasound energy bypasses the surface of your skin and is distributed within the tissue below. You might experience slight discomfort while the ultrasound energy is being delivered. However, the sensation is temporary and indicates that the collagen-building process has been initiated. The procedure may take two to three hours, depending on the number of areas treated. You will be able to resume your normal activities right away.

What are the risks associated with the procedure?

Although there are no major complications associated with the treatment, some patients may experience minor bruising, swelling and tenderness in the face and neck. Tenderness might last up to one month following treatment.

Get In Touch With UsRequest us an appointment. Send us your questions?


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Consumers Could Be Due Thousands For Their PPI Reclaim Northern Ireland

The payment protection insurance scandal was unearthed several years ago but only following a protracted court case was it found that banks acted unlawfully in the selling of payment protection policies. The end result is a bill currently getting close to £20bn for the major lenders and a slew of disgruntled and disappointed borrowers who are understandably annoyed at having been sold a policy that was not right for them or that was mis-sold to them in some other way. Agents used an alarmingly wide array of underhanded tactics to help secure payment protection signatures and this is why so many people have been able to successfully submit a PPI reclaim Northern Ireland with their lender or former lender.

One seemingly innocuous way in which policies were mis-sold was that agents did not inform potential policy holders that it was possible to obtain the policy elsewhere and that doing so may provide them with a cheaper and more affordable policy. If the person selling the payment protection policy did not inform the policy holder of this then it is considered a clear case of mis-selling and the consumer has the right to submit a PPI reclaim Northern Ireland.

It is important that financial institutions and agents provide accurate and beneficial advice to their customers. Even those consumers with a reasonable level of understanding of financial products cannot be expected to know everything about policies like payment protection insurance and it is the job and the responsibility of the person selling them the policy to detail everything and make sure that they are choosing an appropriate policy that they genuinely want and need.

Not all payment protection policies were mis-sold and many people have benefited from having this policy in place, especially where they have found themselves unable to meet scheduled monthly repayments through redundancy or unemployment. This means that while there are millions of people with a valid PPI reclaim Northern Ireland there are also many people that will not be able to reclaim the money that they have paid.

The total amount of a PPI reclaim Northern Ireland will depend on the value of premiums paid by the borrower and the period over which they have been paid. This is because the compensation paid will be determined by calculating the payments made and then factoring in an annual interest payment against that figure. A PPI claims calculator can provide a more accurate picture of how much is owed but it may not precisely match the amount that the lender offers to the consumer.

A PPI reclaim Northern Ireland can be worth several thousands of pounds and may be owed by any of the major high street banks and other lenders. The money rightfully belongs to the consumer, or borrower, and they can claim by submitting a claim form directly to their lender. Even if a lender rejects the initial claim it is still possible to proceed, typically by contacting the Financial Ombudsman and having them investigate the claim.

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North Shore Kart Club

Membership Renewal Getting Started

About Us

North Shore Kart Club was formed in 1993.

The intention of its founders was to promote karting in the Sydney metropolitan area by building a karting facility close to the population centre. Within a couple of years this had been realised, through a commercial facility built at Eastern Creek.

Soon after it was completed, North Shore Kart Club commenced using the Eastern Creek facility for monthly race meetings. The combination of an arrive-and-drive commercial facility incorporating a kart shop, 7 day a week 2-stroke practice and regular 2-stroke race meetings in the centre of the metropolitan area saw a large number of new karters join the sport.

North Shore Kart Club has hosted many major race meetings over the years. These include:

  • The 2007 AKA National Titles
  • 1999, 2000, 2001 Australian CIK Championships
  • 1999 “One-Off” State Championships
  • 2000 Oceania Championships
  • 2000 Ford Max Challenge
  • 2001 ProNats (Rotax & ReSa National Championships)
  • 2002 NSW Senior State Championships
  • 2005 Kartstars/CIK
  • 2007 AKA National Titles
  • 2009 Rotax Nationals

The facilities at Eastern Creek has many different configurations ranging from 500m to over 1700m.


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NUFORC Home Page
Web Report Indexes : by Event Date | by Location | by Shape | by Posting Date

National UFO Reporting Center
Sighting Report
Occurred : 10/14/2017 11:55 (Entered as : 10/14/17 11:55)
Reported: 10/13/2017 9:26:56 PM 21:26
Posted: 10/19/2017
Location: Jacksonville, FL
Shape: Chevron
Duration:45 seconds
Craft was flying at about 2500 feet shaped like a chevron with 7 dome lights on the bottom. The craft was almost translucent and the 7 dome lights were barely visible you could almost see through the light source itself.

Direction of travel was from north to south and weather was clear. No sound was heard and moving at approx 150 knots.


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NUFORC Home Page
Web Report Indexes : by Event Date | by Location | by Shape | by Posting Date

National UFO Reporting Center
Sighting Report
Occurred : 1/19/2018 18:16 (Entered as : 01/19/2018 18:16)
Reported: 1/21/2018 6:25:11 AM 06:25
Posted: 1/25/2018
Location: Chipley, FL
Shape: Sphere
sphere changing shape and color greens blues reds white diamond to sphere shaped this marks (3) times seeing this object in the past

On Friday, January 19, at approximately 18:16 in the afternoon, while traveling from Cottondale to Chipley, west bound, myself and my spouse noticed a spherical spectrum of light towards the west of the Chipley area that seemed to change shape and color the object was observed for approximately 30 minutes before disappearing.


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Bowling in Nuneaton

Bowling Nuneaton - Welcome to the Nuneaton Bowling Directory listing recommended bowling alleys in Nuneaton. It features those who offer bowling in Nuneaton and Bermuda Park. In addition it includes those who specialise in bowling parties, tenpin bowling and ten pin bowling in Nuneaton. Find contact details and reviews of Nuneaton ten pin bowling and add your own review. Is your Nuneaton business listed, if not advertise it now - IT'S FREE.

MFA Bowl  Nuneaton

MFA Bowl

+44 (0) 843 290 8941

Bowling in Nuneaton - Bermuda Park
5, Bermuda Leisure Park, St. Davids Way, Bermuda Park, Nuneaton, CV10 7SG

0 Reviews
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Contemporary Oak Cabinet

Wall Ovens At Lowes wall oven cabinet lowes Wall Ovens At Lowes wall oven cabinet lowes
11 of 29 images

Wall Ovens At Lowes

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The task from the cabinet surely is identical using the experience connected with sanitary. People will bath or shower from the cabinet. They even will scrub their own face and also other sections of the body in the cabinet. They need to dry out the water on your own body using this towel. That isn’t any wonder that towel becomes quite crucial resource that people need to see within the cabinet. Towel offer has to be kept properly obviously. Inside this scenario, folks can set up wall ovens at lowes.

wall ovens at lowes are proven as perhaps one of the most significant parts in a cabinet. The way it hastens your cabinet in its own manner only gets individuals mesmerized. That is when your countertop cabinets may catch enough attention, if not? Afterward there has to be something wrong, something you want to enhance or redecorate. To begin with, in case you really feel like the cabinet counter tops is too dim, then you always have the option to put in some lamps on top of it. The lighting will undoubtedly be such an interesting consideration to determine. Besides, the role is at at its greatest!

The look also ought to be among the most crucial points to consider. wall ovens at lowes are available in numerous designs like traditional or traditional design, contemporary minimalist design and style, etc.. In any case, the cabinets will also be available in a variety of colors that may be appropriate towards the whole design of one’s cabinet. Any style you choose, make certain that it’s acceptable along with your cabinet solely; such as the walls coloration, the floor, together with the different cabinet furnishings along with fixtures.

If keeping your cabinet looks stunning and clean is just one your goal in owning a excellent residence, then each spot and blot needs to be making you plump. If your answer is yes, then follow some of these guidelines to be sure it stays clean. If you are prepared, then you can grab a note and a pencil and jot so you would not forget what it says. Subsequently the following we proceed. The wall ovens at lowes is not overly hard to wash. The material, especially granite, is quite straightforward to function as clean-kept. Routinely, it will be more straightforward to have them rubbed by means of a thin absorbed towel.

wall ovens at lowes have so many design for your cabinet also it comprise with amazing fittings start out from synthetic crystal until the pure crystal. I believe that the gentle of miniature chandeliers is enough for cabinet lights especially for smaller cabinet. It is possible to decorate your cabinet using it. Below are a few kind of mini outfits which appropriate for your cabinet.

This Wall Ovens At Lowes the gallery form Wall Oven Cabinet Lowes. Hopefully you can find the best inspiration from our gallery here.


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Home Page

Parental Survey 2019

Please find a link below to our 2019 Parental Questionnaire. We would like to ask you to spend a few minutes to complete the questionnaire and provide us with your views on our school.

This link is also available in the Parents Menu on the school website.

Please click here to access questionnaire.


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Exploring Scents: Chanel No.5 NYC Exhibit

Categories：Jewelry & Watches

Live and Breathe Chanel No.5!

Starting now through May 17th, Chanel is hosting a public exhibit in NYC called “No. 5 in a New Light” to honor the iconic Chanel No. 5 fragrance. Coco Chanel and Earnest Beaux created Chanel No. 5 in 1921 to express the free spirited nature of 1920s flappers. Their vision was a beautiful, complex scent that embodied “a woman’s perfume with a woman’s scent.” Since its conception, it has been one of the most popular and top-selling fragrances in the world.

The exhibit is a journey of the senses and a real visual experience that makes the scent truly come to life. The gallery with its pink and orange perfume shaped lights guides viewers through the history of the iconic scent and the universe of Mademoiselle Chanel. This pop-up exhibition is currently located on 461 West 14th Street, New York, NY and open seven days a week from 12PM to 8PM. Explore the world of Chanel No. 5 if you have the opportunity to visit!

It’s no secret that PurseBop is a Chanel No 5 lover, be it the scent or the bottle bag. Oh and don’t forget  NYT’s Bill Cunningham is a fan too…

an icon never fades
an icon never fades

Love PurseBop

Tags: Chanel Scents

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+2 votes

Orifice meter calculation parameters

asked Jan 15, 2015 in E&I by RichS29 (4,320 points)
What are the influential parameters for orifice meter calculation?

1 Answer

+1 vote
answered Jan 15, 2015 by ChemKB (8,210 points)
Changes in velocity profile due to obstruction, deposits, pipe configuration, upstream and downstream lengths, wall roughness, roundness, plat condition, dP sensing taps will affect the orifice meter measurement.

Fluid properties such as Density, expansion factor, viscosity etc. can affect the results.

In addition, operating conditions such as flow variation and pulsating flow can have great influence on the Orifice meter measurement.

Related questions


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children's desk at the Happy Kids Clinic

children's desk at the Happy Kids Clinic

OIC’s Social Enterprise

November 2017

We have now been running our social enterprise for over a year and have a staff consisting of 2.4 speech therapists, an occupational therapist, and two Khmer therapy assistants. We are also started doing some work with a psychologist to begin working on an autism diagnosis model.

The clinic has mostly been working in an individual treatment model in clinic, home or school settings, but in recent times we have branched into therapy groups. During the school holidays, the team ran a very successful feeding (see feeding group set up in photo above) and communication group. Parental involvement was like nothing we’ve seen here before, as well as the amazing social opportunities for the children, who have maybe never had a friend before. It has also fostered great team work and an appreciation of everyone’s roles and knowledge. This has inspired us to continue the group model, as well as beginning pair therapy.

Working in a cross cultural setting has its challenges. The majority of our clients are Khmer, with many of our children speaking two or more languages. The support of our Khmer therapy assistants is invaluable with these clients and we often need to be very creative when families request that we run therapy in two languages. It definitely helps to improve our therapists’ Khmer skills!

Srey Aun at Happy Kids Clinic
Srey Aun, Senior Therapy Assistant, has been with Happy Kids Clinic since August 2016.

We are also stepping more into school training, and again, trying to challenge the status quo a little by doing more than isolated workshops and trying to get into classrooms to help teachers and teacher assistants with actually implementing strategies.

Now that school is back, the HKC team are getting really busy and making new relationships with schools and families.


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New Peak In Singapore Private Home Costs Anticipated By The End Of 2018, Actual Property

Prices, promotions, types, and availability might vary. It will possibly take weeks, typically longer, for a property to fully dry out, and you should only return to your property when it’s secure to do so. Also, don’t be in a rush to redecorate your property. Should you hire, your landlord’s chargeable for insuring the buildings, so you solely need contents insurance coverage. The phrase dwelling can be used for numerous types of residential neighborhood institutions by which people can stay, reminiscent of nursing , retirement houses for seniors, foster properties , and many others.

Whereas comparison sites offer a large chunk of the market’s deals, others are only available immediately from insurers or brokers. Both contents and buildings insurance policies give you authorized liability protection because the occupier and owner, of the house. Direct Line While you buy a brand new dwelling insurance policy via Direct Line , you will get 10{b5d8197549c18d72bc0931a8912a9fee769d5d39c0f8118fd858cbcf485c6576} off if you have already got one other Direct Line policy. If you happen to’re in search of momentary insurance coverage cover to guard your constructing, contents or both on a monthly foundation, big insurer Ageas has created the Ageas Elastic policy to cater for this.

That’s where the brand new method Berrios’ workplace says it’s using might play an enormous position in figuring out whether the property tax system is changing into fairer. The Post Office guarantees to beat renewal quotes by a minimum of Â£50 for a buildings, contents or combined coverage (some circumstances apply, see T&Cs ). Once all of Chicago is reassessed, it is going to be easier to determine whether or not the tax burden has shifted in a city the place angst-ridden homeowners in recent times have already got confronted substantial property tax increases engineered by Mayor Rahm Emanuel to spice up contributions to pension funds for metropolis cops, firefighters and lecturers.

“With many new launches within the pipeline, we count on non-public house prices to continue to development upwards for all market segments for the subsequent quarter, especially since many projects could also be launching at new benchmark costs owing to the upper land costs,” Ms Sun added. Realtor David Hanna, past president of the Chicago Association of Realtors, stated the higher assessments in Lakeview Township replicate a consistent rise in property values,â€ however he also advised everybody attractionâ€ their assessment, on condition that not all homes which have similar traits are the identical.

People are concerned about defending their homes. Comparison sites zip your details to insurers’ and brokers’ websites, discovering the most cost effective. Sure and no. Comparison sites ship your particulars to a raft of insurers, they then use data in your credit file to evaluate your quote. Objects may be able to be repaired or restored – your insurer will have the ability to provide you with extra data on this. For those who run a enterprise from dwelling, then that often won’t qualify for liability safety, whereas business-related contents might not be coated.


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What I Can Teach You About Options

Things To Know When Looking For A Home Loan

When you own property, there are many financial benefits that you can reap. It does not matter whether you need to buy property for investment or to help you buy a new home, banks provide various loans opportunities that are useful. Thus, if liquidating your assets is not possible or you are short on cash, a home loan is one form of loan you can opt for. When planning to buy your dream home, this is a good loan to consider. The reason for this being that with a home loan, the terms are friendly due to easy monthly installments and repayment tenure can be as per a person convenience. However, it is advisable to understand what is entailed by the loan before applying. For this reason, here are some of the important aspects to evaluate when applying for a home loan.

Before you apply for a home loan, the first aspect is to research for the loan options. With technology advancement today, it is possible to access any sort of information we need on the internet. Therefore, when in need to apply for a home loan, it is recommended to make use of the information available on the internet to clear any doubt. the loan terms, the repayment methods the time it will take to pay the loan and the consequences for late repayments are some of the things to find out. It is helpful when one has this information as it becomes easy to choose a suitable home loan for their needs. For this reason, it is good to research thoroughly before applying for a home loan.

Another important factor to put into consideration when looking for a home loan is the rate of interest. A well-known fact is that every loan has an interest that the borrower has to pay on top of the loan amount. Additionally, various loans attract varying interest rates from different lenders depending on the amount of loan. For this reason, when planning to apply for a home loan, it is advisable to compare the interest rates from various lenders. The essence for this is for you to opt for a lender that has interest rates suitable for your needs.

Another thing you need to know when applying for a home loan is the requirements. This includes the documents you require for a home loan eligibility to apply. when you research properly. You will note that various lenders ask for different documents when applying for a home loan. For this reason, you need to find out which documents they need.

For more info, visit this site.

How I Achieved Maximum Success with Options

5 Key Takeaways on the Road to Dominating Loans


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Church Planting

It’s Our Goal To Continue Reaching And Training Men And Women From The City, For The Sake Of Christ’s Name To Be Magnified And His Church Built. We want to help plant and revitalize churches, and desire to see three new churches develop in the next five years. We are intentionally working with potential church planters, praying that God may raise them up to multiply this work in other areas.


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Results for actor 'Abeal Siddiq'

The Field (2018)

"Bull" McCabe's family has farmed a field for generations, sacrificing endlessly for the sake of the land. And when the widow who owns the field decides to sell the field in a public auction, McCabe knows that he must own it. But while no one in the village would dare bid against him, an American...

Country: USA | Year: 2018 | Runtime: 1h 31m
Genre: Krimi, 2018
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Meet Bill Gates, the Man Who Changed Open Source Software

Cade Metz | Wired | January 30, 2012

From the outside looking in, it appears that Microsoft has indeed turned the corner. The company recently added two open source platforms to Windows Azure — its new-age web service for building and hosting applications on the net — and it’s actually contributing open source code to these projects — as well as others. These aren’t minor open source projects. They’re big name projects with huge followings: Node.js and Hadoop. This would not have happened in the past.

Microsoft changed because of people like Sam Ramji and the man who hired him, Bill Hilf — not to mention Bill Gates. But the change also reflects a much larger movement across the tech industry. As more and more applications move from local data centers to “cloud” services such as Amazon Web Services and, yes, Microsoft Azure, the economics of software are shifting. In the past, businesses paid companies like Microsoft for software and loaded it on their own servers. Now, businesses pay to use online services instead. In offering open source software atop Azure, there’s a clear way for Microsoft to actually make money...

Open Health News' Take:

This is a terrible title for an otherwise good article about Microsoft's acceptance to a certain degree of open source software. And, as noted in the article, this reticent acceptance was driven by Bill Gates. Despite the title this article is worth the read.--RAM