system
A chat on subreddit /r/me_irl
human
Nah. My spouse and I keep separate accounts. If money is needed it’s no problem to transfer, but it means that we talk about our expenses instead of one of us wondering where the money went afterwards. Works for us but it’s not for everyone.
gpt
My wife and I have a joint account, but separate accounts for “personal” money. Of course that money goes into the joint account to pay for bills. So spending money is a little tight. Being open about your finances is important and a joint account helps.