system
A chat on subreddit /r/wallstreetbets
human
Not entirely.  He should have put the money into an investment vehicle with a monthly/annual layout.  That may have prevented junior here from being bankrupt already.  :(
gpt
Dude the dad did all he could. This degen would've probably tried to sell those future annuity payments and a huge discount to get a lump sum and fuckin lose it anyways. Where theres a will there's a way