system
A chat on subreddit /r/NoStupidQuestions
human
Going to college puts you in a  privileged class. The majority of loans belong to people who went to grad school, an even more privileged class.  There is absolutely something to be said about underprivileged people paying for a very privileged part of the population.

Better conversation, and solutions, would be focused on how these debts came about in the first place
gpt
Are you not able to do both?