system
A chat on subreddit /r/me_irl
human
I got into a small argument when one of my friends posted that stupid "would you rather have a 750+ credit score or $100k right now" on facebook. 

I said $100k obviously and some dude was telling me I was stupid for not taking the high credit score because then the banks would be all over me and I could grind my way up.

My credit score is over 800. I'm still poor.
gpt
Do these idiots understand that getting loans with a good credit score means you’re in the hole for that amount? It’s not like you’re just given $100k for having a good credit score. Versus just being given $100k.