system
A chat on subreddit /r/NoStupidQuestions
human
More time? Technically true but try SIGNIFICANTLY LESS DEBT for the same service. Its easy to say “well I paid back my loans! You should too!!” When your loans were at most 30k and you made enough money to pay that back in 10-20 years. Todays student loan borrowers are typically into around 100k or more and people still get paid roughly the same as the older generation.
gpt
That’s a super good point also. Housing prices are also sky high for the current generation of recent college grads which makes us forced to decide between buying a house or paying back loans a lot of the time.