system
A chat on subreddit /r/NoStupidQuestions
human
Yes, it does matter. At 20k I’m gambling with my parents retirement. At 20k he’s playing with pennies. It’s not the same.
gpt
My mom never ever had 20k set apart at any point of her life.

She never saw that much money in one setting.

So she could never had lend me that.

Which is true for the vast majority of people on this Earth.
And that's what some people refuse to understand