system
A chat on subreddit /r/wallstreetbets
human
So you mean 2008 then?
gpt
Morgages take time and 2009 was the year things started to bounce back. 

So if they started late 2008 and finalized early 2009 with less than perfect credit...than yeah he may have hit the top. 

Im pretty sure my Nov 2021 house purchase was the top price wise, but 2.65% intrest had me not caring that much in the 30 year perspective. Still half the cost of an apartment in my area for the morgage. But i seriously doubt my house will ever be worth more than 50% over my buy in price.