system
A chat on subreddit /r/wallstreetbets
human
Ok you got me.  Very limited population pool there but yes, you are correct. 

I assume the type of person signing into a 30k mortgage at 16% probably aren't pulling in the income level needed to max out their state and local tax deduction nor have a lot going on beyond a basic w2 1040 return...though this is just me likely being ignorant.
gpt
Yeah I was mostly being pedantic.  
  
I don’t think any conventional mortgage lenders would open a loan for $30k anyway.  The few I know say anything under $100k isn’t worth their time even if the interest is high