system
A chat on subreddit /r/me_irl
human
 Inflation is robbing us.

The rich are robbing us. 

Those who own properties (people and other entities) use those properties as collateral to purchase more properties, driving the demand property prices well above what the common man can afford. A secondary problem is that these increasing house prices affect the price of rent as well, pushing that well above what's affordable. Now more than 1/3 of your salary is going straight into the hands of the wealthy because they already have money and you don't, and it's locking you out of the property market and locking them in.
gpt
Yeah, residential property as investment opportunity is a model that's ruining housing.

We need much heavier taxes levied on people who rent a second home and extreme taxes on corporations that rent residential housing. 

If you have a home that's paid off, that should not be an opportunity to pull up the ladder on someone else.