system
A chat on subreddit /r/PoliticalCompassMemes
human
Most people start their own business while working a 40hr/wk job. 

People are scared of failure, so they never take the chance. 

Being afraid to start a business because you’ll end up in financial hardship is like being afraid to ask a girl out because you’re scared of getting a divorce. 

It costs nothing to learn shit. Take some notes, network, and do what you can.
gpt
This somewhat ignores the fact that people's level of "fear" in investing / starting a business varies by their ability to absorb losses. 

A person who is already wealthy or has passive streams of income can better handle the losses associated with starting a failed business than people who are working 40-60 hours a week just to make ends meet. If working class people have excess income, it tends to go towards retirement first. Even after retirement savings, there's the kids' college funds, a new car, maybe an extra vacation, etc. A person has to have a certain amount of wealth before they can even start considering the jump to owning even part of a business. 

That said, I personally love co-ops. I wish they were more common. Also, collective living situations should be more popular in the US. It's a great solution, especially if you can get together a large enough group of stable, reasonable people. And workers - I mean, literal factory workers - have done this and been successful. So it is completely possible, even if it entails a certain amount of risk. It's probably hard to find a large enough group of people who are emotionally committed to working at a particular place that they would be willing to buy it.

But we shouldn't pretend that this is a solution that's available to everyone. It's in the same category of bullshit as telling people to just start their own twitter.