system
A chat on subreddit /r/PoliticalCompassMemes
human
The problem is that, like education, you have interference making it so even if you're paying on your own? those who get "assisted" are assisted in such a way that it makes it more expensive for those who don't want or need the help.

Name anything the government helps with? Education, child care, health care, housing, food, etc... and just because you buy your own? doesn't mean you aren't paying more because of the welfare state giving stuff for free to others.

(hint: it's not free and it affects you)
gpt
Forcing everyone onto insurance was the  roundabout way to get collectivized healthcare in the US. Then you tell insurance they can't discriminate based on pre-existing conditions and must cover specific services for free that most people don't need.

We have the worst of both worlds here. Getting the government to stop mandating insurance and mandating employers to subsidize it is one of the many steps we need to take to get back to cheap healthcare. Anyone who thinks the US is an example of free market healthcare is lacking brain wrinkles.