system
A chat on subreddit /r/wallstreetbets
human
I think the main thing is that the Apple Card is interest free for Apple Store purchases, plus it offers cash back on all purchases. So you’re a moron if you don’t use it when making an Apple Store purchase but you’re also a moron if you use it for anything else. And that latter group is probably super likely to default.
gpt
&gt;	but you’re also a moron if you use it for anything else. 

Isn’t the cash back rate 2% which is higher than almost all other credit cards?