system
A chat on subreddit /r/wallstreetbets
human
Man, let me know when you when you can beat that market rate over the long term on a risk-adjusted basis. 
  
 Pro tip: *you* can't.

gpt
risk adjusted is just another word for 'vanguard'. The problem isn't that you can or get have a good retirement in the market, the problem is this is wallstreet bets and we like to see people either lose everything or gain everything. 
  
 For the ones that gain everything not having to work ever again seems pretty nice.