system
A chat on subreddit /r/wallstreetbets
human
On top of that is the intangible value of having secured housing. The rental markets in desirable locations, increasingly in all locations, are like the hunger games. There is value beyond the obvious monetary one to having a stable home.
gpt
People neglect this aspect of it far too often. I really don't care a ton about what happens to the "value" of my house. My payment is consistent, won't be changing (in fact, decreasing if the opportunity to refinance ever presents itself again), nobody can kick me out or refuse a lease renewal. Stable housing is super significant.