system
A chat on subreddit /r/wallstreetbets
human
His whole anti credit and loans thing irks me.  I need a car to get to work and I don’t have thousands of dollars to buy one outright.  I don’t live in a place with good public transit because America has a war on public transit.  The places with decent transit are too expensive for me to live.  I can’t get a savings account with 10% interest or whatever insane % he’s toting these days as realistic.  I mean why isn’t everyone traveling back to 1973 and putting 40% of their income in index funds, it’s just so easy.
gpt
&gt;  I can’t get a savings account with 10% interest or whatever insane % he’s toting these days as realistic. 

Yeah, his assumptions on stuff like this are insane. 

"Just get a $500 Honda Civic, 10% savings account, find a magical apartment near your work for $500/mo and save 30% of your income"

For people who make a lot of money and are stupid with it, creating a line item for every spend category and tracking it is good advice. But that's a small subset of the people who gobble his BS up.