system
A chat on subreddit /r/wallstreetbets
human
The debt celling shouldn't exist at all and increasing it was just a formality. If you think that government finance works like personal finance then WSB is your home. There's nothing good or bad about having a deficit or a surplus. Fiscal conservatives promise lower taxes, balanced budgets and a good economy. In practice, you get the exact opposite.
gpt
One bad thing about running a deficit is that it increases future interest payments.   
One good thing about running a surplus is that it decreases future interest payments.   
Being forced to make interest payments is bad for governments because that money could be spent on something that the people want.