system
A chat on subreddit /r/wallstreetbets
human
Just make sure you are living life at every stage! got to know many people who plan a big comfortable retirement just to find out that their able body is gone. 🙁
gpt
There are also plenty of people who hit retirement age and have to keep working because they didn’t budget for retirement. 

There is definitely a sweet spot, but I’ve seen older people whose retirement plan seems to consist of “keep going and just hope you drop dead suddenly, while still able to live in your own house, and work as a Walmart greeter until 85” and I am not there for that. 

The majority of Americans doesn’t have enough retirement savings, which is a terrifying idea.