system
A chat on subreddit /r/me_irl
human
My father who is retired now was a teacher making diddly. My mother stayed home to raise us kids. They had no help or rich parents as my grandparents were immigrants with no education. Got a mortgage. We even upgraded houses when I was in elementary schools to my moms dream house she saw on his one salary when mortgage rates were much higher than right now. Even 30 years ago it was so much easier. Inflation is robbing us.
gpt
&gt; Inflation is robbing us.

The rich are robbing us. 

Those who own properties (people and other entities) use those properties as collateral to purchase more properties, driving the demand property prices well above what the common man can afford. A secondary problem is that these increasing house prices affect the price of rent as well, pushing that well above what's affordable. Now more than 1/3 of your salary is going straight into the hands of the wealthy because they already have money and you don't, and it's locking you out of the property market and locking them in.