system
A chat on subreddit /r/wallstreetbets
human
Yeah, I see no housing crash in the future. 
Think of everyone who refinanced, they’re never, ever selling their houses just to buy another at triple their current rates. So those houses are locked up for a long time. 
A crash is a dream by those who sat on the sidelines and got priced out. 
On a similar note, if everyone is waiting to buy at lower prices, that also means there won’t be a crash.
gpt
Yup.  Refied to a stupidly low rate.  So did everyone and their mother.