system
A chat on subreddit /r/wallstreetbets
human
Yes. 
  
 Inflation is about 2%. 
  
 Ally sits out about 0.5% below that 
  
 If you just sit money in there for 50 years losing 0.5% every year, you lose about a quarter of your value. 
  
 Not only is it not safe; you straight up *guarantee* that the value of your savings will drop over time  with compound interest working against them.

gpt
So what do you suggest people do with money they need in the foreseeable future?