system
A chat on subreddit /r/wallstreetbets
human
And you pay tax on the interest twice:  Once with the after-tax loan repayment, and then again when you withdraw it from the 401k in retirement.  Great plan, you win.

gpt
Yeah you're right about that part on the taxes out of paychecks and then again when I retire in 30 years. I'm planning on paying back the 20k on Monday next week though. So the interest lost will be whatever is taxed on one paycheck.