system
A chat on subreddit /r/wallstreetbets
human
&gt;  I can’t get a savings account with 10% interest or whatever insane % he’s toting these days as realistic. 

Yeah, his assumptions on stuff like this are insane. 

"Just get a $500 Honda Civic, 10% savings account, find a magical apartment near your work for $500/mo and save 30% of your income"

For people who make a lot of money and are stupid with it, creating a line item for every spend category and tracking it is good advice. But that's a small subset of the people who gobble his BS up.
gpt
Savings accounts even with the feds increases are maybe 4 now lol. 10??? Gtfo. I live in Michigan which probably has some of the cheaper houses in the US, rents here are all over a thousand still. I'm an amateur mechanic though and I find decent cars for less than a thousand or around that all the time because I know how to shop and what make/models have issues etc. 

I love daves philosophy on debt and getting out of it, I follow it closely especially the debt snowball. Thanks to his show I have no debt at all, 3 paid off cars and 78k left on my house. But there's no denying he's crazy out of touch sometimes