system
A chat on subreddit /r/wallstreetbets
human
Wait seriously? The bankruptcy still stings in some scenarios, no?
gpt
Yes seriously. The issue is while it’s on my file, I’ll probably never get over 730s on my scores, anyone I burned I’m on a blacklist with and certain creditors will refuse to give CC’s to you if a bankruptcy is on file. Hasn’t stopped me from applying for two car loans and get 50k+ in credit card limits


I burned many creditors for about 45k when I lost my job in 2016. Filed for and went through bankruptcy in 2017, had a score of 702 about two years later.