system
A chat on subreddit /r/wallstreetbets
human
$95K? Shit, in America, we call that a student loan and everybody has that hanging over their head when they start out. You just paid tuition to learn your trade. So now, you need to put your hockey stick back between your legs, get $200 cash advanced for some focus powder (pay that first, dealers only margin call once) and stop letting reality get in the way of your destiny.
gpt
19.9% credit card debts.  Pay 1800 interests per month to maintain his options position.