system
A chat on subreddit /r/wallstreetbets
human
You sir have no understanding of housing market.

Its supply and demand. There are more people who need housing than there are units. Housing corrects but doesn't just sit stagnant. Because of the 2020 spike, I bought several leveraging one property. Then i sold it and satisfied all my debt, the renters pay the mortgages plus I am buying every chance i get. These interest rates were being fought over in 2008. Just saying.
gpt
Yeah, I see no housing crash in the future. 
Think of everyone who refinanced, they’re never, ever selling their houses just to buy another at triple their current rates. So those houses are locked up for a long time. 
A crash is a dream by those who sat on the sidelines and got priced out. 
On a similar note, if everyone is waiting to buy at lower prices, that also means there won’t be a crash.