system
A chat on subreddit /r/PoliticalCompassMemes
human
I give him a little credit, because he wanted every American to be able to own a home, but it’s really putting the cart before the horse loosening regulations to allow people who can’t afford houses to make poorly informed decisions to buy them. 

Wish politicians today made this part of their platform. It seems like “you’ll own nothing and be happy” is the new American dream.
gpt
The CRA actually **penalized** banks for not having subprime loans. It was affirmative action for mortgages.