system
A chat on subreddit /r/me_irl
human
Yes me too. There is significant "lag" to translate thoughts to words instead of concepts. I can think faster than I can "mentally say" actual words. 

QUESTION for inner monologuers: how deep is this inner dialogue? Like is it, "I'm gonna brush my teeth," or is it, "grab the toothbrush, dispense paste, I'm gonna start in the back," kind of thought? That would all be abstract to me, no words needed. I just... Would do it....
gpt
For me it’s a lot of arguing with myself. “Ugh I need to go brush my teeth” “brush your teeth already you donkey”. 

I think the actual actions to brush are usually on autopilot while I think about 10 other things to do.