system
A chat on subreddit /r/wallstreetbets
human
Just never thought it was that great. Maybe all the stories of people being retarded with them.

gpt
The trick is to not be retarded with them.  
  
 For some you get one to two bps and up to 5 per dollar spent and can turn that around and pay your monthly statement or get travel rewards.  
  
 Just treat it like a debut card with rewards and pay that shit monthly.