system
A chat on subreddit /r/wallstreetbets
human
If you can make more on your debt than the cost of the debt it’s what you do. Why wouldn’t you?
gpt
Exactly. If the banks are allowing you to operate at a loss. You do just that. The banks know they will get their money and then some because theres incentive for the borrower to do something productive with that money. The bank has to do literally nothing and gets free money because they trust them.