system
A chat on subreddit /r/wallstreetbets
human
More people need to understand this. Short term repo literally does not matter at all. All it's for is preventing a bank run, which is highly unlikely in the first place. It's fallout protections from the 1920s and very common practice.

gpt
That's why I'm here. 
  
 To spread my very limited knowledge. 
  
 As they say: 
  
 'in the land of the blind, the one-eyed man is king'