system
A chat on subreddit /r/wallstreetbets
human
Bro, this shit didn't start in 2020. After like 6 years of near-0% interest rates because of the crash, the Obama admin started to increase them in 2016. Then, the former admin kept interest rates low and loosened corporate regulations for four years, allowing them to absolutely rape our economy.
gpt
This shit started in 2008 when they didn't let so many irresponsible companies just fail and restart the whole thing from scratch.