system
A chat on subreddit /r/NoStupidQuestions
human
The lifestyle creep is real.  Unless you know and pay attention to it it's easy to go from making 50k a year to 100k a year and still have the same amount of free cashflow/savings.
gpt
I hear that a lot, which maybe is why I'm so aware of it. I haven't really increased my lifestyle from when I made 8k last year \[yeah, you read that right RIP lol\] besides my car payment. It can be hard not to fall into the consumerism that is America