system
A chat on subreddit /r/wallstreetbets
human
you bought a house from Housing and Urban Development?
gpt
Yep. They have programs for HUD recipients to become home owners. They get alot more favorable terms and more protections from defaults. If they've continued non payment for I believe a year HUD starts a lengthy process to retain ownership. During this time the borrow has a few more chances to catch up.

If not it's eventually put up for sale. Or if the lender sells and moves. In this case they had an agreement with HUD to sell it for the remainder of the loan so they could retire to a 55+ community but needed a loan I guess to get in I think possibly maybe? Ethier way I know it was beneficial for him. I met him twice. Eccentric but a decent fella. Wife was adamant that we werent displacing anyone. 

Usually these houses are very damaged by this point due to the nature of eviction and borrowers taking plumbing out etc. In this case it was a win win win Due to the circumstances.