system
A chat on subreddit /r/wallstreetbets
human
It’s not that long ago mortgage rates were 12-15% and that was a steal…
gpt
This and the whole "COBOL developers make bank" and the dumbest "facts" I hear on reddit. 

Last time rates were 12% or over was 1985. That the same year Gorbachev became leader of the USSR. 50% of Americans weren't even born. 

Also, the CPI adjusted home price was 200k.