system
A chat on subreddit /r/wallstreetbets
human
Yes seriously. The issue is while it’s on my file, I’ll probably never get over 730s on my scores, anyone I burned I’m on a blacklist with and certain creditors will refuse to give CC’s to you if a bankruptcy is on file. Hasn’t stopped me from applying for two car loans and get 50k+ in credit card limits


I burned many creditors for about 45k when I lost my job in 2016. Filed for and went through bankruptcy in 2017, had a score of 702 about two years later.
gpt
You filed bankruptcy over 45k?