system
A chat on subreddit /r/me_irl
human
Thanks for the downvote. My bank doesn’t use Zelle and I wanted to know the advantage.
gpt
Be happy. It turned out that these banks pushing Zelle have been naughty. They might have great fraud protection for your accounts, but fraud has been rampant with Zelle because it’s inherently more vulnerable, and the banks haven’t been reimbursing people for money lost through fraud on Zelle! Even when the bank themselves is pushing it to the point of practically BEGGING customers to use it.