system
A chat on subreddit /r/me_irl
human
4% (general safe withdrawal rate) of 1 mil invested in ETFs and bonds would be $40,000/year.  Which would be indefinite income forever and probably still grow to be much more.
gpt
I always say if I won “just” a million dollars right now I would just invest it in some low yield but safe way. Do it right and I would have a comfortable retirement without worrying about paying any extra in. Most people would blow it all super quick or use it for debt now or luxury. Nah. I want to know I won’t have to pick medication or food when I am 80.