system
A chat on subreddit /r/PoliticalCompassMemes
human
Achieving a 25% mortgage payout through a tax deduction or a direct check would be the same thing from a fiscal perspective
gpt
Not really. Tax deductions benefit people who pay more in taxes than benefits they receive. Government payouts incentivize people not to work.

If all productivity remained constant, then yes, you'd be correct. But that isn't reality.

As for what should be done, I don't like the proposed idea. As a LibCenter, I do believe in safety nets, and people without homes need help the most. I'd prefer to double the limit for moving up tax brackets as a start. Trump did great by doubling the standard deduction, but that's a baby step. I don't think anyone making up to median income should pay a penny in income taxes. That should be much more help than $400/month off a house payment, and help everyone working towards buying a home.