system
A chat on subreddit /r/me_irl
human
So youre saying the secret to wealth is being in debt?
gpt
With absolutely zero sarcasm I can tell you that most people who are extremely wealthy have utilized debt at some point on their path, and most probably still have debt even if they don't "need" it.

Debt isn't necessarily a bad thing, it just means that you owe money to someone. Sometimes it's in your best interest to put yourself in a position where you owe someone money, other times it's not.