system
A chat on subreddit /r/NoStupidQuestions
human
They're absolutely misers over there, they will shame you for making too little, preach 401k, and tell you sell absolutely everything, especially cars.  Just buy a $500 beater until it breaks and then buy another one.  None of them think beyond that at all.
gpt
Lol. I do also have a $500 beater, but it would eat more than it's worth in gas if I used it daily. It's "the dogs Jeep" because it is strictly for taking my huge dog to Tractor Supply for baths or the vets. Also, it's not reliable at all, so I would never drive my kids somewhere in it. Lol.