system
A chat on subreddit /r/wallstreetbets
human
Yup. It's a safety net for later when there is actually an issue and a recession / crash actually occurs, then you lower the interest rates to make money easier to borrow. Pretty basic macro economics.

gpt
So why did they keep them so low for so long? 
  
 pReTtY bAsIc EcOnOmIcS