system
A chat on subreddit /r/wallstreetbets
human
Yeah, houses are expensive where I live too.  But you didn't say pay into your house for 10 years building equity then cash that out or use it as collateral.

gpt
Yes, somehow you need to have 350,001 in equity to cash it out ;). But there are plenty of people around here who bought in 2008 and have *far more* than that in equity from appreciation rather than from amortization.