system
A chat on subreddit /r/NoStupidQuestions
human
What category are you in? I'm also self employed and catastrophic is under 400 with the top of the line carrier's gold level package being in the mid $600's 

Are you a tobacco smoker in your 60's?
gpt
Nope. I'm healthy and under 60, not on any meds, no health issues, not a smoker! I don't receive any government subsidy which is why it's that expensive.