system
A chat on subreddit /r/pcmasterrace
human
They would do what they do now, ignore your settings and do it anyway
gpt
sorta but not really. There's some data they can and do just take, but for the most part, if they ask you and you say no, those specific things they asked you for they won't just take without permission. Other companies / softwares might though. But the lawsuits are too easy to push when a big company like microsoft oversteps agreements, and they lose too much money in them, so they tend to only do what they're sure they can get away with