system
A chat on subreddit /r/PoliticalCompassMemes
human
My solution is to base max student loans on actual ability of that student to pay back the loan based on average salaries of students from that major/college.

Right now there is no incentive for schools to actually prepare students for a paying job other than hoping for more donations.
gpt
They actually have incentive for them to dropout in the first year or two, as they don’t refund the giant tuition costs and general Ed 101 classes are cheaper to teach than the actual major specific ones.

They force you to take a bunch of bullshit classes that “cost the same” as learning from the top professors at the Uni. 

Not a scam.