system
A chat on subreddit /r/wallstreetbets
human
Yeah, it’s a shitty credit card. And their latest tv commercial is geared toward people who plan to carry a balance on the card. It shows a woman playing with the app’s interest wheel feature where you can adjust interest rate based on how much you plan to pay that month (at least this is what it looks like, I don’t have the card).
gpt
I didn't even know you could change the payment amount in the app. I was wondering why it would vary so much each month, but I was paying off the card balance each time, so I never accrued interest. The card came in handy on a trip to Asia, as it was never declined any place even when my Amex Platinum card would decline genuine chip use purchases.