system
A chat on subreddit /r/NoStupidQuestions
human
Not free though. I went to therapy/counseling through a church. Super cheap! But still not free. I feel like it should be free though.
gpt
Our church does individual, grief, addiction, financial peace all free. We have to pay for the Dave Ramsey stuff but we don’t charge for it. I’m personally not a huge Dave Ramsey fan but it does help people. Guy that teaches it is a cpa and he donates his time.