system
A chat on subreddit /r/wallstreetbets
human
Doubtful we ever see mortgage rates in the 2% range again. Think everyone realized rates that low creates crazy inflation. 

I locked in a 3% rate on a new house. Price was high but with current rates to get the same payment it would almost require 50% in home value depreciation. 

I just don’t think we see a 50% correction or rates that low again in my lifetime and I’m 36 but I guess time will tell if it was a good idea.
gpt
I’m beyond pissed that I missed those interest rates by a year. Ready to start looking now but I’d be paying more than twice the initial value of the loan at current rates if I bought a house.