system
A chat on subreddit /r/wallstreetbets
human
Until it destroys your portfolio and you hoping you have solid shit to ride it out

gpt
Well he's talking about his 401k, so I'm sure the fund managers have the various funds diversified.  And if we're talking 10-20 years until retirement, even a horrible crash like 2009 eventually recoups.  OP should specify how long till retirement. That part is really important.