system
A chat on subreddit /r/wallstreetbets
human
and you get to write off those sweet interest payments.
gpt
No, you'd take the standard deduction every time (provided it was a personal residence and not an investment prop).  

A $30,000 loan @ 16% is only $4,796.85 in interest payments over the 1st year. (Assumes a 30yr mortgage).