system
A chat on subreddit /r/NoStupidQuestions
human
Haha. He was on and on, even after realizing I'm paying off the car, about how much I could save in gas and insurance. I was thinking, that's all fine and well, except I'll lose 50x that in paychecks when I can't go to work.

The best part, is before he realized I'm paying off the car, the suggestion was to get rid of it to save on gas and insurance, even though I would still have to make the monthly payments. So I'm guessing he meant a voluntary repo, which would then hit my credit too. Worst financial advice I've ever heard. Get rid of this thing in a way that hurts your credit, and keep paying the huge monthly payment for something you don't have, to save a tiny amount on gas and insurance.
gpt
They're absolutely misers over there, they will shame you for making too little, preach 401k, and tell you sell absolutely everything, especially cars.  Just buy a $500 beater until it breaks and then buy another one.  None of them think beyond that at all.