system
A chat on subreddit /r/me_irl
human
Right. My wife and I have been together for 12 years. We don’t share any finances. It works perfectly.
gpt
Together 9 years, married. We don’t share an account. We do it because that way we both can spend our leftover money how we want. I don’t care what she buys and she doesn’t care what I buy. I can save up for a 5k purchase, whereas she is happier with more frequent, smaller purchases. I don’t spend her fun money, she doesn’t spend my fun money. We divide up bills by “equivalent burden” (eg, I spend 40 percent of my check on bills and so does she). If she wants/needs something her fun money can’t afford knows she can ask to see if I agree and we throw in together for it. If it’s a need, I always help. If it’s a vacation, furniture or something, I like to give input if we are both spending so we can get something that suits both of our tastes/maximizes happiness. We also have never fought over money. Works out for us!