system
A chat on subreddit /r/wallstreetbets
human
Every word out of your mouth sounds like a lie. 

So you got a 1.5 acre beach front property in San Francisco in 2022 for 90k by being a HUD home recipient (your rent is capped at 35% of your income) and all you had to do was buy out the landlord and send him packing to a retirement community for the remainder of his mortgage balance? -edit- What's equity?

This all sounds like fairytale shit.
gpt
He definitely doesn’t mean The Bay Area. If he did, he would say Bay Area and not just mention some random bay.