system
A chat on subreddit /r/wallstreetbets
human
We will never see near zero rates again barring calamity.  The near zero rates since 2008 should not have been allowed for as long as it went on.   It artificially inflated assets like housing and stocks.  
Its gonna take a long long time to undo the inflation damage thats been done by this foolish policy
gpt
Yes that is the intelligent rational mature thing to do which is why politicians will do the complete opposite.