system
A chat on subreddit /r/me_irl
human
Yes me too. There is significant "lag" to translate thoughts to words instead of concepts. I can think faster than I can "mentally say" actual words. 

QUESTION for inner monologuers: how deep is this inner dialogue? Like is it, "I'm gonna brush my teeth," or is it, "grab the toothbrush, dispense paste, I'm gonna start in the back," kind of thought? That would all be abstract to me, no words needed. I just... Would do it....
gpt
Neither, we don't have to tell ourselves what to do.  That is all still "autopilot" stuff. 

 It's more like, as we are going to brush our teeth, we think   "I wonder what that dog was digging for earlier?"  "Is it okay to pee in the shower?" "I wonder what my mom is doing for her birthday?"  

In other words, random thoughts while we autopilot through life like anyone else.