system
A chat on subreddit /r/me_irl
human
At least in the case here, the backup plan is THE PARENTS.  Living at home w parents so not near the pressures of finding another job if they still have meals and a roof over their heads.
gpt
And we probably won't be able to own a house unless we inherit it so really the previous generation that holds all the resources is the backup plan in a lot of ways