system
A chat on subreddit /r/wallstreetbets
human
That is crazy to think about how you could easily live a super nice life on interest alone.....and then think about how lotto winners who win much more than 10mil manage to go bankrupt.......
gpt
Because some who aren’t financially savvy spend the winnings as if they are unlimited, don’t invest and live off 4-6% interest.   
Probably better for most to opt for annuity