system
A chat on subreddit /r/wallstreetbets
human
I got one to get 3% when using Apple Pay and to lower my utilization since discover wouldn’t bump my limit anymore without filling up my current limit. 

Got approved, instantly got my discover limit as my starting limit ($3k) and then added my wife as a user and they said “oh?” And bumped my limit to $9k. It’s now wonder why they’re loosing billions. They’re giving people free money lmao. 

No my utilization is reaaaallll low. Very nice.
gpt
its not free money they charge like 27% interest.