system
A chat on subreddit /r/NoStupidQuestions
human
Being older and retired, you probably won’t be able to borrow a lot on credit. Your borrowing potential is usually based on your income / ability to pay. You’d probably have more available money to burn by getting a Reverse Mortgage. The bank basically starts buying your house from you in monthly payments while you’re alive and still living in it.
gpt
I see. In this fictional scenario, I wouldn’t want to borrow against my house as I’d be assuming I’d never lay the loan back and wouldn’t want my
home taken from me. 

I’m picturing myself at 70 applying for every credit card I could at once