system
A chat on subreddit /r/wallstreetbets
human
His method for getting out of debt isn't even optimal.  He says pay off the smallest debt first so your stupid monkey brain can be like "ayy I paid off debt!" The first infamous debt snowball...

 But of course you should pay off the highest interest debt first.
gpt
For his audience, its not about math.  Someone who gets into $20k of credit card debt has a mindset problem, not a math problem.  He teaches how to shift your mindset, regardless of the math.  Yeah, it can make it more expensive to pay off $20k in credit cards using the snowball, but the larger part of success is built on breaking old habits these people have.