system
A chat on subreddit /r/wallstreetbets
human
The underpayment fee is relatively tiny though. I purposely set my estimated taxes aside in high yield stablecoins, get 8%-10% over the year on that, then pay all at once w/ the small underpayment fee. Hell, interest rates are so high now you’d come out ahead using a basic savings account w/ this method.
gpt
Yeah there's an argument to be made that you can do more with those quarterly tax payments but I'm not putting that money in stablecoins and whatever Defi or CeFi platform to get that yield.