system
A chat on subreddit /r/me_irl
human
The thing is that I don’t care about owning a single family house. An apartment, condo or co-op is fine, but those are increasingly unaffordable as well. A room mate or two would be living in a dwelling with one bedroom. The very least we should be able to do is afford rent.
gpt
We just moved out of Colorado. Our mortgage was about $1,500/mo for a 3 bed/3 bath 1,700 sq/ft house (and 3 car garage), and about a mile away they put in a huge apartment complex that only had a few carports, but 3 bed/2 bath units, for $2,500/month. In many areas of the country owning a house is far cheaper than renting an apartment, plus when you decide you want to move in 10 years, you can get some serious cash back instead of simply having a handful of rent receipts. We now live down in Mississippi and bought a 4 year old, 1,800 sq/ft, 3 bed/2 bath house with a 2 car garage for a lot less (I mean A LOT) less. Still have a mortgage, so the mortgage company stays on top of taxes and insurance for me, but my mortgage now is still less than $900/month with taxes and insurance included. It all depends on location. Some locations are drastically overpriced, while others are dirt cheap.