system
A chat on subreddit /r/me_irl
human
The "naturally" wealthy do have a different mindset. A mindset of entitlement, and an assumption that the rules don't apply to them. Because if they ever do get into any kind of trouble, they or their parents just pay someone to make it go away. And I'm not even just implying bribery or anything illegal like that. Posting bail, paying a fine, and even just quality legal counsel can make most criminal repercussions disappear. Rich people commit crimes because consequences are for poor people.
gpt
The issue is the hardworking persona isn’t a genetic trait, nor is it truly teachable.

So we see most family dynasties go from work-a-holics to lazy and entitled within 1 generation, sometimes less than a full generation.

A lot of governments are looking at anti-inheritance laws and taxes for a reason, your decedents need to provide to society and increase their wealth by merit, nobody should be born so rich they never need to contribute. The older our modern world becomes, the more we need to address this. 

I’m not talking about your papas workshop here, we have massive % of our global wealth being inherited by those that have no motivation to the betterment of the world. Nor merit to command such extravagance, simply because one of their ancestors had a windfall 3-15 generations ago, needs to be stopped.