system
A chat on subreddit /r/NoStupidQuestions
human
It depends on how and who says it. If it's someone who has been broke and has struggled in their life and worked to earn their money and they are saying it as someone who has concluded that they were happier when they didn't have the money, I will appreciate their perspective. 

If it's a soulless scumbag that says that to give the impression that they're humble and they don't sincerely mean it, they can get fucked.
gpt
It's often the soulless who constantly say money is everything.