system
A chat on subreddit /r/pcmasterrace
human
There are two types of people - those who have lost data, and those who will. Abide to the 3-2-1 Backup Rule.

As a student with a similar setup, remember that cloud storage is just someone else’s computer under university management. They can just as easily deny you access to your account.
gpt
I have a synology nas running CloudSync that regularly backups my whole University Onedrive. Then with Hyperbackup I take snapshots of my shared folder to an external HDD. I’m still thinking about adding an offsite NAS to backup the primary NAS, but for the time being I think it’s a bit overkill.