system
A chat on subreddit /r/NoStupidQuestions
human
The down payment one is my biggest annoyance when filling nosey people in on why I can’t buy a house. Boomers and Gen X be like: “so when are you buying a house? You saving up for that down payment?” It’s like, my wife and I BOTH make above minimum wage, and we aren’t really struggling, but we could NEVER save up for a down payment on a house. It’s just too much money. It would take us a lifetime. No one seems to get this.
gpt
Same boat, and I hear ya. We make enough. Maybe we can put a bit away every now and again if expenses don't pop up. But it's not going to be tens of thousands of dollars.