system
A chat on subreddit /r/wallstreetbets
human
That’s why no one is selling right now.
gpt
Bingo, everyone already moved and locked in 3% or less. I did a refi on 115k for 2.99% ... I'm staying here for a bit.

 Hell I got a variable HELOC at 1/4 under prime and I'm not *that* worried about starting to use it this year. It'll be high now... They will max out before job and Itll go back down in a couple of years.