item 14 exhibits financial statement schedules reports form 8k following documents filed part report 1 financial statements applicable 2 financial statement schedules applicable 3 exhibits annual statement compliance filed exhibit 991 hereto annual independent public accountants servicing report filed exhibit 992 hereto b reports form 8k following current reports form 8k filed registrant last quarter 2002 current reports form 8k dated october 25 2002 november 25 2002 december 26 2002 filed purpose filing monthly statement sent holders offered certificates payments made date items reported current report item 5 events c exhibits report listed item 14a3 annual report pursuant section 13 15d securities exchange act 1934 fiscal year ended december 31 2002 gs mortgage securities corp gsr mortgage loan trust 20026f mortgage passthrough certificates series 20026f signature pursuant requirements section 13 15d securities exchange act 1934 registrant duly caused report signed behalf undersigned thereunto duly authorized date march 26 2003 janet bell name janet bell title vice president depositor certification gsr mortgage loan trust 20026f trust mortgage passthrough certificates series 20026f issued pursuant trust agreement dated june 1 2002 trust agreement among jpmorgan chase bank trustee gs mortgage securities corp depositor serviced bank america na servicer pursuant respective servicing agreements servicing agreements janet bell certify 1 reviewed annual report form 10k annual report reports form 8k containing distribution reports collectively annual report reports filed respect periods included year covered annual report trust 2 based knowledge information reports taken whole contain untrue statement material fact omit state material fact necessary make statements made light circumstances statements made misleading last day period covered annual report 3 based knowledge distribution servicing information required provided trustee servicers trust agreement servicing agreements inclusion reports included reports 4 based knowledge upon annual compliance statement included annual report required delivered trustee accordance terms servicing agreements except disclosed reports servicers fulfilled obligations servicing agreements 5 reports disclose significant deficiencies relating servicers compliance minimum servicing standards based upon report provided independent public accountant conducting review compliance uniform single attestation program mortgage bankers similar procedure set forth trust agreement included reports giving certifications reasonably relied information provided following unaffiliated parties trustee servicers date march 26 2003 janet bell name janet bell title vice president supplemental information furnished reports filed pursuant section 15d act registrants registered securities pursuant section 12 act registrant sent annual report proxy material security holders registrant sending annual report proxy material security holders subsequent filing form exhibit index exhibit description 991 servicers annual statement compliance 992 servicers annual independent accountants report exhibit 991 servicers annual statement compliance bank america bank america mortgage 101 e main street suite 400 po box 35140 louisville kentucky 402325140 managements assertion concerning compliance usap minimum servicing standards march 7 2003 year ended december 31 2002 ba mortgage llc mortgage division bank america na collectively company comprise operating division bank america na complied material respects minimum servicing standards set forth mortgage bankers association americas uniform single attestation program mortgage bankers usap period company effect fidelity bond errors ommissions policy amounts 400000000 475000000 respectively kevin shannon h randall chestnut kevin shannon h randall chestnut president senior vice president consumer real estate bank american na bank america na david h rupp gary k bettin david h rupp gary k bettin senior vice president senior vice president bank american na national servicing executive bank america na j mark hanson j mark hanson senior vice president bank america na exhibit 992 servicers annual independent accountants report pricewaterhousecoopers llp 214 n tryon street suite 3600 charlotte nc 28202 telephone 704 3447500 facsimile 704 3444100 report independent accountants board directors shareholder bank america na examined managements assertion compliance ba mortgage llc mortgage division bank america na collectively company together comprise operating division bank america na minimum servicing standards identified mortgage bankers association americas uniform single attestation program mortgage bankers usap year ended december 31 2002 included accompanying management assertion see exhibit 1 management responsible companys compliance standards responsibility express opinion managements assertion companys compliance based examination made accordance standards established american institute certified public accountants accordingly included examining test basis evidence companys compliance standards performing procedures considered necessary circumstances believe examination provides reasonable basis opinion examination provide legal determination companys compliance standards opinion managements assertion company complied aforementioned standards year ended december 31 2002 fairly stated material respects spricewaterhousecoopers llc pricewaterhousecoopers llc march 7 2003 item 7 managements discussion analysis financial condition results operations applicable item 8  item 8 financial statements supplementary data applicable item 9 