How to Deal With a 401(k) Plan That Sucks  Most of the time when
you read about 401(k)s, it's something like, "contribute at
least up to the company match," or, "don't put too much in
company stock." But what do you do when your company's 401(k)
sucks?  Problem: Your company doesn't offer a match.     After
you max out the Roth IRA, go back to your 401(k) plan. A 401(k)
has great tax benefits. It reduces your current taxable income.
Your contributions compound tax-deferred or tax-free, depending
on with type you use (Traditional or Roth). It's also an easy,
automatic way to save for retirement. A company match is nice,
but it's not the best reason to use a 401(k) to save for
retirement.    Great, so how do you do that?   If truly all of
the funds are bad, you have to consider not contributing to the
401(k) at all. Before you do, though, consider any employer
match. If you're offered a match, you're almost certainly better
off contributing to the match maximum and investing in bad
funds. That's because the imm