Debt advice for those who are on benefits  Being in debt can be
stressful enough, but being unable to work or find a job and
claiming benefits can make the situation much worse.  You can
claim benefits if:    • You’re out of work, you may be able to
claim Jobseeker’s Allowance   • You’ve got children, you can
claim child benefit, and may be able to claim Child Tax Credits
• You have a low income, you may be able to claim Working Tax
Credits   • You’re ill or disabled, you may be able to claim
Employment and Support Allowance or Personal Independence
Payment (formerly Disability Living Allowance)  What exactly is
a debt management program?  Debt management programs are
mentioned in the news and online but it can sometimes feel like
they are not explained very well and can often be confusing.
This is not what you need during an already very stressful time
when you may not be thinking straight. However this article will
give you an easy and digestible breakdown of the ins and outs of
a debt management program