Established Member Posts: 23 Registered: ‎06-29-2010  Can anyone
tell me what actually Changes your score? I have been paying off
Creditors and NO CHANGE  I have paid off several creditors and
after the first Change that's it. Nothing, no more changes
period. They say it helps if you pay but it your score does not
change then No it does not help......Can anyone honestly tell me
what's the amount of actual credit  ( your actual score ) that
is going to change by paying off a Bill in full or a partial
payment? 1 point 5 points?  If nothing is going to change for 7
years I would be smarter to keep the money and just wait.. 
Established Contributor Posts: 795 Registered: ‎04-13-2009  Re:
Can anyone tell me what actually Changes your score? I have been
paying off Creditors and NO CHA  As the actual algorithm that
determines your score is not public, no particular prediction
can be given regarding any one change in your account.  However,
a lot of confusion arises because people are given faulty or
misleading info