I am 86 years old. I served in both World War II and the Korean
War and then as a firefighter until I was disabled.  I applied
for an apartment at a complex for senior citizens. Because I
have been paying cash, I had no credit record. They refused my
offer of full payment for the six-month lease ($550 per month)
plus security. I believe this is a violation of the law. Legal
aid has refused to handle my case, which they either didn't
understand or purposely mischaracterized.  I lived in a
cockroach-infested motel, at the cost of $1,000 per month, for
several months. Eventually, I was finally able to rent an
apartment for $845 per month in the next block. To this date I
have already paid out approximately $4,000 more than the
apartment in the senior complex would have cost.  My current
residence is a fine apartment, much more than I need, but on the
second floor there is no elevator. Obviously, it is only a
matter of time before I won't be able to climb the stairs and
then I will face the stress and expense of