New Member Posts: 3 Registered: ‎10-20-2012  Do the number of
on-time payments matter?  I was wondering if the number of on-
time payments matter when calculating credit score. I understand
that the percentage of on-time payments matters a lot, but does
the quantity matter as well? For example, do three on-time
payments out of three statement balances impact a credit score
just as much as 500/500?   If quantity does matter, then I would
like to know whether it counts as an on-time payment when I pay
off a card before a statement balance, and it reports as $0.
Even though the statement balance is $0, does that add onto my
on-time payments or is it only statements with positive balances
that get added to total on-time payments?  Posts: 9,752
Registered: ‎04-15-2011  Re: Do the number of on-time payments
matter?  I don't think the amount of payments, say 77 on time vs
100 on time payments really factors in that much.  What really
matters is the fact that they were on time and the TLs are
positive.  Yes, an accoun