Other Scams  There are many scams going on the Internet, on the
phone, and in the mail. You must always be wary of any offer
that truly sounds “too good to be true.”  Remember, all the
technology in the world isn’t going to help keep your
information secure if you personally give out your account
information to the wrong people.  Victim Overpayment Scam  This
scam mainly preys on people who may have posted items for sale
on Internet web sites. However, it is not exclusive to the
Internet. The victim will receive an email, letter or phone call
offering to purchase the item from someone claiming to live
outside of the country. The deal is that they will send a
cashier’s check for considerably more than the item sale price
with the agreement that the victim immediately send back a check
for the difference.  These cashier’s checks cannot be determined
as fake by the financial institution until the check actually
bounces. At the time the cashier’s check bounces, the financial
institution then debits the account fo