5 steps to understanding Obamacare's penalty for the uninsured -
KYTX CBS 19 Tyler Longview News Weather Sports  5 steps to
understanding Obamacare's penalty for the uninsured   Courtesy
ABC News  You may feel overwhelmed with the daily stories about
Obamacare and it's online insurance shopping portal,
Healthcare.gov. If you're one of 48 million Americans without
health insurance, you not only have the challenge of
understanding what the law means for individuals: you'll also
face the important decision of purchasing insurance or paying a
tax penalty. These five steps will help you better understand
the penalty and your options.  1. Not everyone is subject to the
individual mandate  You have likely heard that Obamacare imposes
an individual mandate, which means that just about everyone is
required to have health insurance starting in 2014. There are,
however, exceptions to this rule. The individual mandate doesn't
apply to incarcerated individuals or to undocumented immigrants.
Additionally, you're not requir