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Understanding Finances > Insurance: Sometimes You Need It,
Sometimes You Don't  Insurance: Sometimes You Need It, Sometimes
You Don't  In This Article:  Page 1  You've already learned to
think big when it concerns insurance. Forget the little stuff,
even if it's tempting because it doesn't seem to cost very much.
In many cases, the same coverage offered with “specialty”
policies, such as mortgage life insurance or flight insurance,
is already provided for in your regular life insurance policy.
If you buy a lot of little insurance policies hoping to cover
every possibility for loss, you'll end up spending a lot more on
the policies than you would fixing the things that go wrong. If
your computer does break down, by the time you pay the
deductible, spend an hour or two filling out the claim, and try
to cut through the inevitable red tape, you're probably better
off having it fixed on your own. Make no mistake about it. You
can buy as much insurance as yo