America's Economic Ills: Loose Spending, Lending  Ted Koppel has
been thinking about the country's economic ills — from a
dishonest company promising to improve your credit score, to the
proposed economic stimulus bill in Congress.    Senior news
analyst Ted Koppel is not impressed with the stimulus plans put
forth so far. He says they speak to a larger problem in our
troubled economy, that we like lending and spending money that
just isn't there.  TED KOPPEL: The evidence is everywhere. I'm
fascinated and, I must admit, a little bit repelled by the
activities of a company called TradeLine Solutions. According to
a recent story in The New York Times, the company claims it can
improve a borrower's credit score by, and this is a quote,
"adding his name to a stranger's recently paid-off loan just
before the account is closed." In effect, and for a fee of
$1,399, TradeLine Solutions improves a bad credit record by
adding it to someone else's good record without, I should point
out, the knowledge of the person wit