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Suze wants to know what Nicole and Cynthia think Kelly would do
if for some reason they were out of her life. "I have no earthly
clue, and that's what I worry about," Nicole says. "I think I
delude myself in thinking Kelly's going to get it, you know, if
I continue to give through this period. This one more time, then
next time she'll get it."  As a result of what they have given
to Kelly, neither Nicole nor Cynthia have emergency savings and
Nicole has $20,000 in credit card debt. Suze has a hard truth
for Nicole and Cynthia to accept: They, in fact, are the ones to
blame for Kelly's money problems.  "When you fix a problem with
money, you aren't fixing anything. You are keeping it broken. So
because they were saying yes, because it was easier to say yes
than to do what was right, which was to say no, [Kelly] would
never get to understand who she was," Suze says. "What are they
really sharing? They are sharing poverty. They are sharing lies.
They