Often considered an issue that only engages politics at the
federal level, pensions have dominated much of the early debate
so far in the Ontario provincial election.  The reason is a
proposal put forward by Liberal Leader Kathleen Wynne to create
a made-in-Ontario pension called the Ontario Retirement Pension
Plan (ORPP) to supplement the Canada Pension Plan.  Here's an
explainer on how such a plan would function, and how it's
shaping the early days of the campaign.     How would it work?
Workers would kick in 1.9 per cent of their annual income up to
$90,000 a year, a contribution employers would match. The money
pool these contributions create (about $3.5 billion according to
government estimates) will be invested by a board operating "at
arm's length" from government. The program would be mandatory
except for the self-employed, those already enrolled in
workplace pension plans, and those in federally regulated
industries, such as banking. Workers could start collecting
benefits at age 65. The government