Wall Street reform: What's in the bill  By Jennifer Liberto,
senior writer and David Ellis, staff writer  WASHINGTON
(CNNMoney.com) -- After more than a year of work and two weeks
of negotiations, lawmakers finished melding different versions
of Wall Street reform. And the House passed the bill on
Wednesday.  Here's CNNMoney.com's breakdown of key provisions
that aim to protect consumers, prevent firms from getting too
big to fail and crack down on risky bets that leave taxpayers on
the hook.  Consumer protection  Creating a consumer agency:
Establishes an independent Consumer Financial Protection Bureau
housed inside the Federal Reserve. Fees paid by banks fund the
agency, which would set rules to curb unfair practices in
consumer loans and credit cards. It would not have power over
auto dealers.  Credit scores: All consumers have been able to
get one free credit report a year from the credit rating
agencies. But the bill would also allow a consumer to get an
actual credit score along with a report.  Interch