Active vs Passive Investing – Are There Times When Actively
Managed Funds Can Actually Be A Good Thing?  active vs passive
investingAt the beginning of every year I have a little routine.
I take the time to grab a cup of coffee, sit down in front of
Vanguard’s website, and review all our current and potential
investments.  Exciting?  I know …  But it has to be done.  What
is it I’m looking for exactly?  Obviously the opportunity to
make more money!  More specifically I’m combing through the
performance figures and seeing what’s out there.  But wait! 
Aren’t I just wasting my time?  I thought all the “smart”
investors just buy a simple index fund that follows the S&P
500?  That’s the big secret behind active vs passive investing,
right?  Set it and forget it!  Couldn’t I just do that instead?
Well, I could …  … but is that really the smartest thing to do?
What Are Active Funds Trying to Do?  Actively managed mutual
funds are not always quite the villainous used car salesmen that
people make them out to be.