 more sections:  Featured Advertisement Beating the W-2 Blues:
Eight Ways to Achieve Financial Sanity By: Diane McCurdy  You
just got your W-2 and you're feeling a bit discouraged. Okay,
you didn't make a Bill-Gates-size fortune last year but you
didn't do too badly, either. Problem is, you're not sure where
all the money went. Surely your bills can't be  that high . . .
can they? Your credit card balance has ballooned to frightening
levels and, once again, you've failed to save a cent toward
retirement. Tax Man.  Budgets may be painful, but they are a
practical pathway to helping you realize your dreams.  Creating
one might even help you get the new car, vacation, or flat
screen TV sooner! You can't get financial freedom unless you
organize your cash flow—understanding that a wish list is as
much a priority as recording your purchases.  If you don't
control your money, it will control you.  It will cause strife
in your marriage, crush you under a load of debt, and force you
to toil your life—and maybe your h