Helpful Information Regarding Loan Repayment  Advice For
Students With Prior Student Loans If you return to school at
least half-time after your six month grace period has ended and
your Federal Stafford Loans have entered repayment, you may
qualify for a deferment. A deferment is a postponement of
repayment under various specific circumstances, and returning to
school at least half-time meets the criteria for a deferment. In
most cases, you are not just granted a deferment automatically;
you must formally request one through the procedures your loan
holder has established. Often, you need to complete a deferment
form. You will need to provide documentation showing you are
qualified for the deferment you are applying for. Please make
sure all your paperwork is in order and that the holder of your
loans receives the required forms. Keep up with your student
loan payments until you are certain that your in-school
deferment has been approved by your lender.      • For Federal
Subsidized Stafford Loans you are no