DEAR AMY: My girlfriend and I have been together for a few
years. We've had our share of ups and downs. We live a few
blocks from each other. Recently, we discussed our tight money
situation. A few days after that conversation, she asked me for
a $1,000 loan, which she would pay back over the next couple of
months.  She needed the money to pay off a settlement with an
attorney she had used during her divorce. Not having the $1,000
readily available, I told her that I would have to withdraw the
funds from my son's college savings account. I replied to her
loan request by agreeing on the condition that she sign a
promissory note.  She says this is the last straw, and proof
that I don't really love (or trust) her. We haven't spoken
since. Was I out of line?   DEAR K: Not only were you not out of
line, but my thinking is that the person asking for a $1,000
loan should approach this by offering upfront to sign a note,
without being asked.  You report that money is tight for both of
you. This should give your frien