Yesterday at Blueprint for Financial Prosperity, Jim described
how credit cards get you in, keep you in, and keep you spending.
This is particularly relevant due to our recent conversations
about credit. Jim writes:  Credit card companies have three
objectives in mind: Sign you up, don’t let you quit, and keep
you spending. They make money whenever you spend and, in fact,
they can make a ton of money if you never pay a fee, are never
late, and never pay interest because they take a little cut off
the top of each transaction. All the other fees and interest,
that stuff is just gravy to them.  This is something to keep in
mind as I use my new credit card. I like to support small, local
businesses whenever possible. One way to do that is to use debit
instead of credit. From what I understand, businesses are not
assessed a surcharge on debit purchases. Meanwhile, Russell
Heimlich forwarded a Daily Kos story about credit triggers. The
author writes:  I just heard a piece on NPR about Experian
selling your credit h