Missoula Federal Credit Union  Buying a Car  Acquiring a car can
be necessary or optional. It can be a joy or a chore. It can be
your first or your twenty-first, but for you it's not likely the
latter because this information would not apply to you and you
would not be reading this.  The issues in car buying largely
relate to track-record. If you are young and inexperienced you
are probably disadvantaged due to insufficient personal credit
history, not much cash on hand, nothing to trade-in, you more
than likely have a low paying job, if you are on your own you
haven't lived where you are very long, and there are various
other reasons why lenders would be less than enthusiastic to
work with you. Don't be disillusioned. Be realistic instead. It
may simply be that you want a more expensive car than you need.
Or you may be in better financial shape than many other young
people are when they start out.  After you have overcome the
difficulties of identifying the truly right car for you and then
buy it outright or