Valued Contributor Posts: 1,916 Registered: ‎11-11-2010 Re: Is
Citi teasing me? [ Edited ]  Because invitation itself is
meaningless. The way pre-approval/invitation works is that Citi
asks CRAs to produce a list of people satisfy Citi's requirement
(for example never declared BK). Citi takes that list and mail
these so called "invitation" to everyone without checking every
CR. The list itself is generic and means very little. Citi still
has to HP you to do a through credit check on you. This is how
Citi operates and this is how everyone operates.   So your
answer is no. Getting that invitation does not mean your are
qualified for this particular card. You still have to go through
application process.   What was your reason for denial on
Simplicity?  In My Wallet: