Vacations are something to look forward to. But as we all know,
they can cost a lot of money.  So, if you've made a point to
budget a certain amount for that trip, you want to stay on
target and stay as stress-free as possible.  SmarterTravel.com
made a list of "Nine secrets to a Happy Vacation," and they
mostly revolve around planning ahead of time. When you do, you
can save and be less stressed because you're not surprised by
fees or charges that you didn't account for as you booked your
trip.  Here are three things to consider before you leave:  •
Read up on your airline's baggage policy so you can budget for
fees. They may have changed since the last time you flew.  •
Plan for how you'll get around while you're at the destination.
Taking a taxi, compared with public transportation or walking,
can make a big difference to your wallet.  • Since you're
spending all that money on a vacation, it can be an investment.
So, consider protecting it with travel insurance.  "Really think
about something like travel i