How-to: Save by Spending on Select Days  Making a calculated
effort to snip your expenses isn't easy. While there are things
you can do to ease the pain of cutting back, tracking spending
requires daily budgeting and discipline. Clearly, some days are
better than others. Most of you agree that weekends are the
hardest time to keep your wallet in your purse, but there are
some simple ways you can bank on time of day discounts
throughout the week. How can you save by spending on the right
days?    • Remember Payday Determines What's Offered to You at
the Grocery Store:Some things work in mysterious ways, but
grocery store promotions are pretty straightforward in their
scheduling tactics. Everyone knows most people are paid at the
beginning or end of each month, and grocery marketing teams
smartly push particular deals at these times. It's called the
paycheck cycle, and it assumes that people have more disposable
income to spend at the start of the month than they do toward
the end - otherwise known as living pa