ibnlive » Business  Misuse makes credit card dangerous  Fatima
Karan,CNN-IBN Jan 21, 2007 at 05:42pm IST  Can insurance plan
earn for you earn  New Delhi: With a high percentage of Indians
going on a spending spree, more and more Indians are using
credit cards today. However, many people do not fully understand
the usability of the product, leading to major problems and
financial losses at times.  So, what are thumb rules to make the
maximum gain out of plastic money? Two experts in this field –
Roopam Asthana of SBI Card Services and Bejon Mishra of Consumer
Voice – shared some tips on how to make best use of credit cards
on the CNN-IBN Money Special programme, Swipe Smart. The
interaction was moderated by Fatima Karan.  First, the basics
and the right approach.  Why use credit cards at all?  Roopam
Asthana: Credit card in reality is a payment mechanism. It is
meant for the safety, convenience and ease of transactions for a
consumer. There is another aspect of credit card, which is
really the credit piece on