 Subject: Re: CDs? Bonds? Notes? - Where should my money g Date:
3/1/2005 4:41 PM Recommendations: 2 I agree that when you start
talking about 6, 7 or even 8 figures the slight difference in
interest can buy something real or significant.  My larger point
is people should consider how they value their time. If their
time has marginal value there are two suggestions. Do something
that really matters in their life. Or find investments that they
do not already understand that they could master if they
invested time.  If someone has $400,000 invested in what is
essentially CD rates I have a hard time understanding the logic.
1. They could not spend it in the short term so not all of it is
needed for living expenses. They might not want to take risks
but holding it at CD rates is a bit of an extreme solution.  2.
There must be something that will spread out the maturity,
provide similar short term cash access and help shift up the
returns on the cash not needed now.  I can suggest a few things
I like that pay muc