Smart SpendingSmart Spending  Do you really want to be rich?
By MSN Money Partner Jul 18, 2012 10:07AM  This post comes from
Tara Struyk at partner blog Wise Bread.   Wise Bread on MSN
MoneyHere's a statistic for you: According to the U.S. Census
Bureau, about 57% of adults play the lottery in a given year.
That suggests there are a whole lot of people out there who are
angling to be rich -- or at least richer.   Image: Money (©
Grove Pashley/Corbis)Maybe it's only human nature to dream about
wanting more out of life, whether that means a bigger house, a
better car, more time off, or real financial security. But
here's the thing: While I'd venture to guess that most people
would like a little extra padding in their finances, very few
actually take any steps to make it happen.   To me, that's a bit
like wishing for washboard abs while watching the "The Biggest
Loser" workout videos -- and scarfing down a family-sized bag of
potato chips. What I mean to say is that it just doesn't make
sense.   It makes me wo