Mutual Funds  The benefits of mutual funds  A mutual fund pools
money from many investors who share the same investment
objective as the fund. Mutual funds give everyday investors a
variety of investment opportunities. For people who don’t have
the knowledge, time or money to create a portfolio of individual
securities, mutual funds offer important benefits.  Professional
management  Investors benefit from the knowledge and experience
of professional investment managers who are dedicated to
security analysis, evaluation and selection.   Investors have
immediate access to their money by selling shares at the fund’s
net asset value, which is determined at the end of each trading
day. The fund's net asset value will fluctuate each day so that
an investor's shares, when redeemed, may be worth more or less
than their original cost.   Not "putting all your eggs in one
basket" is an important way to limit risk. Because mutual funds
generally invest in a wide range of securities, like stocks and
bonds, they provide i