Barbara Bernard: Tips for saving money to meet the high cost of
living   It happens more in April than any other month, those
financial worries as people prepare for filing their income
taxes.  Some folks may be thought of as “lucky” because they
have no tax to pay, but, unfortunately, for the most part they
are people who have lost their jobs. Unemployment benefits are
far from what they had received for salaries.  Taxes become a
great topic of conversation no matter where I am. Recently, the
discussion centered on how we can save money in the face how the
cost of everything has risen, from food and gasoline to
insurance and clothing. About the only thing which hasn’t
increased is salaries. And, just what can people do to try to
balance the scale?  One friend said that she has cut way down on
grocery spending. She says she goes immediately to the section
of her store which puts out the day-old bread, claiming one day
she not only found gourmet rolls and French bread but a large,
beautifully decorated cake. S