Don't be tricked into applying for an online payday loan  So-
called lead generators have sneaky ways of pitching payday loans
with annual interest rates as high as 700%.  The envelope looked
official enough. "Confidential materials enclosed," it said on
the outside. "Unauthorized use strictly prohibited."  Evelyn
Potter, 81, could feel something the size of a credit card
within. Opening the envelope, she found a plastic card with her
name and a "reservation number" printed on it. The card invited
her to "get up to $500 in your checking account by tomorrow."
Payday loans: A column in the Oct. 30 Business section about
payday lending cited a press release for that was posted on PR
Web. The press release was posted by, not parent company Selling
Source, as the column indicated. —  Unsure what to make of the
offer, the Valley Village resident handed an accompanying letter
to her husband, Brent, who'd been a banker for about 30 years.
"Did you know you can use this cash any way you like?" the
letter said. "You c