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Beehive   If You're Having Trouble Getting Auto Insurance  You
may be treated by insurance companies as a "high risk" because
you have:   • A bad driving record: If insurance companies see
that you have a drunk driving arrest, a ticket for reckless
driving, past accidents or a number of speeding tickets or other
moving violations, they will assume that you are more likely to
have a lot of claims (which will cost them more) so they'll
charge you more.   • Cancellations: If you were cancelled by an
insurance company, other companies will assume they had a good
reason.   • Bad credit history: If you have a history of not
paying your bills (or paying them late) the insurance company
may think that you will cost them more time and money.   •
Personal Profile: Because of overall driving patterns, insurance
companies sometimes treat teens, people who live in the city and
men as riskier drivers   • .  In these cases, many insurance
companies won't let you buy