Edit Article  Four Methods:Applying for a Zero-Down Mortgage as
Low Income ApplicantApplying for a Zero-Down Mortgage as a
VeteranApplying for an 80-20 MortgageBuying a Foreclosure Home
Coming up with the down payment for a home can be a struggle.
Mortgages are available, however, for prospective homeowners at
all different income brackets, some offering down-payments as
low as 3.5% of the value of the home. Figuring out what options
are available to you is the important first step of home
ownership.   Method 1 of 4: Applying for a Zero-Down Mortgage as
Low Income Applicant    1. 1     Gather the basic requirements
for a Federal Housing Authority (FHA) Loan.     • Proof of
residence at current address.     • Employment history     •
Proof of income, including W-2 forms, pay stubs, and tax returns
• Loan history     • Approximate value of your personal
property[1].   2. 2     Meet with your FHA loan officer.     •
Express your interest in acquiring a home with no money down. It
may be that low money optio