Sign in to comment!   Lifestyle & Budget  Save Early, Often to
Calm Retirement Chaos  401k Retirement Portfolio  For many
years, baby boomers and other workers looked at their homes as
giant piggy banks. Rather than saving for retirement, they
assumed rising home values would bail them out in their golden
years.  But since 2008, a "huge paradigm shift" has made the
road to a secure retirement much rockier, according to Jill
Vihtelic, professor of business at Saint Mary's College in Notre
Dame, Ind. Vihtelic says the best way to prepare for an
"uncertain future" is to spend less and invest your savings. And
the sooner you start your retirement planning, the better.
America's retirement crisis is well-documented in studies and
surveys. Why do you suppose this is a problem? Is it due to
Americans' penchant to spend rather than save?  I don't think
that the problem is as simple as that; we have suffered a huge
paradigm shift. Americans are net savers over their lifetimes.
As Elizabeth Warren (current Senate cand