Responsible Lending Checklist Rates Your Bank on Its Fairness
How does your bank stack up against others? How do you know what
to ask so you don't hit surprise fees and costs? The Center for
Responsible Lending has a worksheet with red and green flags for
your inquiring mind.  Ideally, you'd have this checklist of
questions, ideal answers, and red and green flags in front of
you when you were looking to switch. It moves through the major
ways that banks can burn customers on lending, checking
accounts, credit cards, and other fees. But even if you're
pretty settled into your bank, reading through the questions
provides you with ammunition for negotiating your way out of
some pretty harsh practices, like recurring zero balance fees,
or not making the ability to link your savings account to
checking for overdraft purposes all that clear.