The coalition government and your money  We look at what the
coalition government means for inheritance tax, national
insurance, capital gains tax and our finances  Live clinic: The
election result and your finances coalition government finances
The coalition government is going to bring changes to your
personal finances. Photograph: Christopher Furlong/Getty Images
The coalition government has already back-tracked on some
election promises and has announced radical changes to taxation,
pensions and benefits that will affect your pocket. We list the
main details so far:  National insurance   What it means: The
increase in national insurance paid by employees from April 2011
will, after all, go ahead. But the increase paid by employers –
Cameron's much-quoted "tax on jobs" – will be axed. The hike in
NI for workers will be partly offset by higher personal
allowances, gradually rising to £10,000 and taking many low-paid
workers out of the tax net altogether.  Capital gains tax  What
they say: "We further agree