Are Your Schools Properly Insured?  By Charles K. Trainor  The
start of a new calendar year is the perfect time to assess your
district’s risks. How will your district fare if you receive a
report that an on-site construction worker has been accused of
molesting a student? What will happen if the new baseball field
built with donated landfill contains toxic materials?  Will the
district be protected if parents accuse a staff member teaching
a world religions class of endorsing witchcraft? If a fire
occurs in the garage where your 10-year-old bus fleet is stored,
will your insurance reimburse the vehicles’ residual value or
their replacement value?  Events like these can have a
devastating impact on your district’s students. There may be
severe financial consequences as well. Parents and other
community members may lose confidence in the board and the
leadership team if you are not prepared. When districts fail to
identify risks and provide protection for children and
taxpayers, everyone loses.  So, how can yo