A Lesson in Leverage for Dentists  Brogan Baxter    • Thu, Dec
19, 2013 Share:  Share on Facebook Share on Twitter Share on
LinkedIn  plantDebt can create a wide range of emotional
reactions – no doubt about it. As a financial analyst with only
dentists as clients, I speak with dentists across the country
every day regarding their business, liabilities, and
investments. Most stories support my “debt-averse” hypothesis.
Consider Dr. Worry Later. He is 47 years old and proudly paid
off his student loans, his spouse’s student loans, and just
wrote the last check on his dental practice. Did I mention he
only had $32,000 saved for retirement? Oh, he can start saving
now . . . right? My math suggests that, if he left the “good
debt” alone and stretched his poorly leveraged debt out, he
would have had far for more for retirement in the long run doing
it my way.  What about Dr. Interest Hater? She has six loans on
different short terms, varying rates, with numerous hurdles &
clauses that cause headaches just trying