Wealthy likely to gain edge as banks compete  Last updated 05:00
20/11/2013  The Kiwi property dream  Share your stories, photos
and videos.  Relevant offers   Floods threaten house values
Homeowners fix rates as higher rates loom Rush to fix home loan
rates before Reserve Bank acts Returning Kiwis set to turn heat
on house prices Auckland house prices outstrip Melbourne LVRs
and quakes, hot buys and WOFs More homes under hammer Calculator
doesn't show the benefits New Martinborough lots small, but in
big demand Westpac dangles carrot for first-home savers  Lending
restrictions aimed at curbing house price inflation could prove
a boon for wealthier New Zealanders and property investors at
the expense of first-home buyers.  With the number of first-home
buyers reportedly dropping off, financial experts say the low
deposit lending restrictions will see banks competing more
aggressively and favouring established customers as they try to
increase their total lending to create more scope for low-
deposit loans.  "I