Reality check: is now the time for households to pay off their
debts?  David Cameron will today urge households to clear their
debts. What would that do to the economy? Polly Curtis, with
your help, finds out. Email your views to, contact her on
Twitter @pollycurtis or join the debate below the line. Credit
Cards Budget airline Monarch has axed debit card booking fees
and introduced a flat fee of £10 for payments made with a credit
card. Photograph: Alan Schein Photography  10.09am: The prime
minister will today call on people to do their bit and pay down
their household debts. The Guardian's political editor, Patrick
Wintour, has been briefed on the main elements of the speech. He
reports that Cameron will say:  David Cameron   The question  Is
now the time for households to pay off their debts?  I'm going
to collate the evidence on this and talk to economists to try to
understand what this would do to the economy. I'll ask in
particular the consequences for spending and ultimately growth
of the economy. The