Q. I'm tired of the stock market's mood swings. I'm thinking
about taking my money out of equities and putting it into real
estate. What do you recommend?  --Washington, D.C.  A. Since I'm
not a financial planner, I won't comment on the advisability of
pulling your money out of the stock market. But housing
inventory is tight, foreclosures are dropping, fewer homeowners
are underwater on their mortgages and home prices are improving
in most places--all signs that economists and others say point
to a recovery under way for housing.  Moreover, 80 million
Millennials, despite shaky job prospects, are getting antsy
after years of living with mom and dad. After all, the oldest
members of this generation are in their late 20s. Eventually
they'll form their own families and move out of the nest, and
once they do, their boomer parents—76 million strong—will
finally be free to sell their McMansions and buy or rent
something more age-appropriate.  Of course, no one ever be sure
what the housing market will do in a vola