Try to Be a Little More Zen About Spending Money on Important
ThingsS  What good does freaking out over expensive but
worthwhile purchases do, especially if you can afford to
splurge? Nothing, according to research (from Kipslinger via the
New York Times):   So how can you become the Goldilocks of
finance and worry the "just right" amount? You can start by
paying with a card instead of cash, because research shows that
people feel more carefree when they're not literally parting
with tangible money. (We're simple animals, really.) (Also, um,
there might be a thin line between "feeling carefree" and "major
credit card debt.") But according to financial planner Carl
Richards, it's more important to try and feel happy when we
spend money on things we value that are within our budget:  2.
Is this something I value?  Alright, I'm game! Here are the two
largest purchases I've made in the past month:  1. Plane ticket
to visit my best friends in San Francisco = fits in my budget
and I value it! Score. 2. New phone to