When you retire, you have to establish a new identity, purpose
and relationships.   When Nancy Schlossberg, a professor of
counseling psychology at the University of Maryland, retired at
67, she thought it would be smooth sailing. It wasn't.  "It took
me a while to figure out who I was. It was a difficult
transition. At first, I literally couldn't say the words — 'I'm
retired.' "  Over the next few years, she interviewed more than
150 retirees and conducted several focus groups with retirees,
and she realized that many people had prepared a financial
portfolio for retirement, but they hadn't taken stock of their
psychological portfolios.  NEW: USA TODAY Retirement Section
Schlossberg, now 84 and living in Sarasota, Fla., found that
some people spend years preparing themselves psychologically for
this transition, but others don't think about it until they
actually quit working. Based on her research, she wrote
Revitalizing Retirement: Reshaping Your Identity, Relationships,
and Purpose; and Retire Smart, Reti