Balanced Fund These funds combine objectives of growth and
income by investing in stocks for appreciation and bonds for
income payments.  Beneficiary, primary The person or other
entity that will receive the proceeds upon the death of the
insured or annuitant.    Beneficiary, contingent or secondary
The person who will receive the proceeds only if the primary
beneficiary has died before the insured.    Beneficiary,
irrevocable A beneficiary designation that cannot be changed by
the certificate owner unless the change is approved by the
irrevocable beneficiary.  Beneficiary, revocable A beneficiary
designation that can be changed by the certificate owner without
the approval of the current beneficiary.    Blue chip stock A
publicly traded stock of a company known for the quality and
wide acceptance of its products, services and management, and
for its ability to profit and pay dividends to shareholders.  
A certificate of indebtedness in which the issuer (borrower)
promises to pay the bondholder (creditor) a