Extra paycheck...what to do?  Posted 09/30/2012  DH and I are
paid bi-weekly.  His is the (significantly) larger check,
especially at this time of year - lots of OT.  We use YNAB, and
our budget is based on 4 checks per month, two from each of us. 
This will be our first winter on YNAB.  In the past we haven't
really budgeted at all...we just know when to cut back in March,
April and May before his OT kicks in again.  Heading into winter
this year, we have a full 1-month buffer.  My dilemma is this:
Since we started YNAB, we haven't had a normal base pay month
yet.  We probably won't have one until November, which means not
budgeting that until December.  I don't really know how close
we'll be to covering our costs.  Right now, we are able to put a
lot into our sinking funds for long-term projects.  I'm
wondering whether I should:  1. put our balance this month (we
had some miscellaneous income that hasn't been budgeted yet) and
the extra paycheck from next month into our sinking funds (this
is what we've be