A homeowner's alleged conduct in harboring and concealing a
fugitive for two decades may not qualify as an accident or
occurrence. In August 1988, a jury convicted Adam Zachs of the
1987 murder of Peter Carone, and Zachs was sentenced to 60 years
in prison. Zachs posted bail and fled to Mexico. Allegedly,
Zachs' father, Frederick Zachs, enlisted his company workers to
help his son flee to Mexico, and Frederick Zachs informed law
enforcement he did not know how his son absconded. In 2011, law
enforcement apprehended Adam Zachs, and his father pled guilty
to harboring or concealing a convicted person, in violation of
18 United States Code §1071. Frederick Zachs was sentenced to
six months in prison. Adelyne Carone, the parent of the deceased
victim, sued Frederick Zachs, alleging that she suffered
emotional distress and experienced heartache and difficulty
sleeping, because the alleged murderer of her child fled to
Mexico. The plaintiff insurance company defended Frederick
Zachs, pursuant to a reservation of ri