Ward Explains Debt Metaphor  WardCunningham posted a video
explaining Debt Metaphor (see TechnicalDebt, for example)
himself, clearing some confusion in the blogosphere about it.
The transcript of the video is below.  (Thank you, Ward. We are
indebted to you for your inspirational words) Contributors:
JuneKim, LawrenceWang  I became interested in the way metaphors
influence how we think after reading George Lakoff and Mark
Johnson's MetaphorsWeLiveBy. An important idea is that we reason
by analogy with the metaphors that have entered our language.
I coined the debt metaphor to explain the refactoring that we
were doing on the WyCash product. This was an early product done
in Digitalk Smalltalk, and it was important to me that we
accumulate the learnings we did about the application over time
by modifying the program to look as if we had known what we were
doing all along and to look as if it had been easy to do in
Smalltalk.  The explanation I gave to my boss, and this was
financial software, was a financi