The Democrats will get crushed tomorrow because voters are
furious with Obama and the economy, though to be fair, very
little of the economic mess is really his fault.  He didn't blow
the housing bubble, for example.  So what about the foreclosure
mess?  This chart from Fitch shows the number of foreclosures as
a percentage of delinquent loans, and what it shows is that
foreclosure activity has been slowing rapidly. They key here is
that the collapse started a long time ago, and really
accelerated in the last year, well before the recent
foreclosure-gate brouhaha.  A likely contributor to this mess?
The disastrous HAMP program which has put hundreds of thousands
of families in limbo, with short odds of people actually staying
in their homes in the long run.  And HAMP is all Obama.  If
there were some evidence that distressed homeowners were
ultimately staying in their homes, and working things out, then
that would be good, and it wouldn't be so bad that the speed of
foreclosures is collapsing.  All that's hap