  Dealing with an insurance adjuster  Updated: 4/13/2007 6:36 pm
If you're involved in an automobile or motorcycle accident,
immediately inform your insurance company, who will let you know
what paperwork is required. Most companies ask for a 'proof of
loss' form and other documentary proof to justify your claim. An
insurance adjuster, who works for your insurance company and has
the job of assessing how much is to be paid to you in the event
of a claim, will examine all documents relating to your claim
and decide on payment. It's important to keep copies of all your
expenditures with a bearing on your claim, such as medical
bills, auto repair bills, and copies of police reports. In some
cases, the adjuster will call you for further information about
the accident. The information the adjuster is most interested in
is the actual cause of the accident, any injuries to people
covered by your insurance policy, the exact damage to the
vehicle, and any liability issues. Police reports aren't legally
conclusive, and