   It's MORNING EDITION from NPR News. Im Steve Inskeep.
Foreclosures in America matched their highest level on record at
the end of 2010. That is the latest word from the mortgage
industry, and it's frustrating to one of the nation's top
financial watchdogs, Neil Barofsky. He's the special inspector
general for TARP, the massive federal bank bailout program.  He
is stepping down in March. And he says the administration's
program to prevent foreclosures is broken.  NPR's Chris Arnold
spoke with Barofsky about the program and about his time in
Washington.  CHRIS ARNOLD: When Neil Barofsky took on the job of
a watchdog, keeping tabs on the Treasury Department, he was
shown to his new office at the Treasury building. Or, actually
it was under the Treasury building. They gave him a mildewy
office in the basement.  Mr. NEIL BAROFSKY (Special Inspector
General, TARP): Over the course of a couple of months, there's
this terrible smell that sort of permeated the office. I wasnt
sure if was, oh, the Treasury is an ol