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Experts at Credit.com  Check Your Credit Before Buying a Home
August 8, 2013  Check Credit Before Buying a Home  What is a
credit score?  Imagine that a friend asks to borrow money from
you. Assuming you had the money to loan, you might then ask
yourself, "Did he pay me back the last time he borrowed money?
Did he pay me back the full amount? On time?" When you approach
banks and lenders for a loan, they go through a similar
analysis, but since they don't know you personally, they use
your credit history to determine whether you will be a
responsible borrower. Lenders learn about your credit history by
looking at your credit report. You can get a free Credit Report
Card that includes your free credit score right now!   Why are
credit scores so important when buying a home?  Your credit
score helps determine the rate and conditions you receive on a
loan. If your credit score is high, meaning that your credit
history indicates that you've paid yo