If you're in the market for life insurance, you might have been
tempted by those ads claiming that "for just a few dollars a
day, you can protect your family with $1 million in life
insurance!" It sounds like a great deal, doesn't it? These ads
typically refer to term life insurance. As its name implies,
term life insurance provides protection for a limited amount of
time - or a specific "term" of years, such as 10, 20 or even 30
years.  It's fairly simple; if you die while your policy is
active, your family will receive a death benefit, but the many
types of term insurance and options can be confusing. Is term
life insurance likely to pay off for you? Start by asking
yourself the following five questions.  1. What am I trying to
accomplish? Before you buy any kind of life insurance, think
about why you're buying it. Are you protecting your family in
case of an early death? Have you taken on additional debt that
requires you to provide coverage? Are you looking to leave an
inheritance to a charity?  Understan