Common estate transfer mistakes and how to avoid them.  If
you're like three out of 10 Americans, Uncle Sam will be the
clean-up hitter when you die. The game doesn't have to end like
that, however, if you start making estate transfer plans now.
Procrastination is the leading cause of estate plans that never
quite make it on paper, says Bob Fetsch, family life specialist
at Colorado State University (CSU). He says too many producers
have good intentions of preparing a will but don't get it done,
and their children have to worry about the estate after they're
gone.  "We create problems by waiting too long and because we
don't want to talk about death and what happens after it," says
Norm Dalstead, farm and ranch management economist at CSU.  In
addition, Dalstead says most people don't understand what estate
planning tools are available to them. And often, he adds, they
don't know where to go to get qualified information.
Specialized attorneys, estate planners and accountants are good
resources and usually c