Your Other 8 Hours  A balanced life is for losers  What does
balance really have to do with creating a richer life? Like
anything else, you can take balance to the extreme too.  Are you
looking for more balance in your life? Of course you are. Pick
up your favorite popular magazine or turn on the TV and you'll
learn how to create a balanced life in "Five Easy Steps." Before
you sign up for the workshop or purchase the new book that
promises to reveal the secrets of a balanced life, I'd like to
let you in on the one dirty little secret they'll never reveal
... a balanced life is for losers.  One of the main tenets of
investing is asset allocation. As an investment adviser, I divvy
up my clients' assets into different types of investments --
spreading the risk, and as we'll see, the return, among
different asset classes. The result is a portfolio of many
different kinds of investments categorized in colorful pie
charts by sophisticated sounding asset classes, such as
"emerging market local currency bonds." It's