or Connect New Posts  All Forums:  Posts by KingJulien   Yeah,
max our your roth ($5500) and put the rest into a taxable
account, set it to auto-withdraw, and just forget it exists for
awhile.  In a city you could only do $40-$50 a year with no
safety net, maybe, and you'd have to live with roommates or in a
really shitty apt your whole life. Add another $10k a year for a
decent place and 30% for savings (so around $70 - $80k), and
it's enough. Investing doesn't have to be hard.  You're in your
early 20s right? Just keep 2-3 months expenses in cash and throw
the rest in the vanguard s&p 500 index fund, set your paycheck
to auto-deduct  a set percent every couple... It's totally a
pain in the ass which is why I always have so much trouble
bulking.  I usually give myself $60/month for eating out which
is about 1.5-2 meals and $20 for lunches which is like two
lunches if I forget to pack one; I usually go a little over
budget. I have a couple friends that eat out _every_ meal, lunch
and dinner, 7 days a week.  T