If you're still trying to clear stubborn errors from your credit
reports, you're in luck. Your chances of finally getting those
long-standing blemishes resolved are about to substantially
increase -- as long as you've got the right documentation to
prove they are real.  Beginning later this year, the big three
credit bureaus -- TransUnion, Experian and Equifax -- will, for
the first time, begin scanning every document that you mail in,
including the full text of your dispute letter and any evidence
you send to back up your dispute.   "Thick or thin, regardless
of whether it's a one-page letter or it's a thick stack of
documentation that the consumer sends, that will be scanned and
that will be made available to the lender," says Stuart Pratt,
president of the Consumer Data Industry Association (CDIA), a
trade group that represents the bureaus and also runs e-OSCAR.
"If the consumer has something they want to say directly to his
or her lender, we'll make sure that message is delivered."
Previously, credit bur