Helpful Financial Advice For Troubling Economic Times  Dealing
with personal finances is often difficult and can lead to a lot
of stress. Once you get some background knowledge, however,
you’ll be more prepared. Read on for some tips to help you deal
with your monetary concerns.  Why not open a credit card account
that includes a rewards program? If you meticulously pay your
monthly balance on time and in full, you may want one of these
cards. There are many purchases that you can get rewards for,
such as air miles, cash back and other rewards. Look for cards
that will give you the most benefits and compare them to find
the best one for rewards.  Try to negotiate some options when a
debt collector contacts you for a payment. It’s likely that they
only need a small amount of the total to come out ahead. They
will make a profit even if you pay a percentage of your debt.
Making a reduced payoff is a good way to put old debts to rest.
TIP! Upgrade your checking account. Most people stay with an
account they have