Resident Physician and Doctor Loans  Most resident physicians
find themselves in a very unique position. They come out of
medical school with a lot of debt – an average of nearly
$200,000. Most of them have little savings and no income. If
they walked into a bank to get a regular mortgage loan, they
wouldn’t be able to meet the criteria because they wouldn’t be
able to show six months worth of stable income.  However, there
is now a special loan program that helps them to buy a home.
Resident physician loans allow them to get a quick (albeit super
expensive) mortgage, often with no money down. They end up
paying a point or two extra in interest but are able to qualify,
as long as they have a contract with an employer.  Can You Get
Resident Physician or Doctor Loans With A 650 Credit Score?
That all brings us to the real question which is whether you can
qualify for these loans with a credit score of 650. The quick
answer is yes. Many (but not all) lenders will be willing to
work with you in that credit range