Investment risk: How to lessen the scare  Investors naturally
tend to focus on the return they expect to receive from a
financial strategy or investment. But that single-mindedness can
be a huge mistake because it ignores the impact of risk.  Too
much risk can lead to what Arlen Olberding, owner of Guidepost
Financial Planning in Fort Collins, Colo., describes as
"inappropriate responses," such as buying too aggressively when
the stock market is overheated or selling in a panic when the
stock market takes a dive.  "Make sure you're aware of what
you're buying, how much risk you're taking and what you're
comfortable with," Olberding says.  Here's why risk matters, how
to determine your own investing risk tolerance and how to
mitigate it.  When is your risk level too high?  There are two
signs that your risk level is not appropriate for you as an
investor. The first sign is that you are not able to talk openly
with your spouse about the risks you're taking. And second,
you're not able to sleep soundly at night