Why You Need Portfolio Growth After Retirement    The common
approach to retirement planning is to shift your assets away
from equities as you approach retirement. The idea is that most
of your money should be in “safer” assets like bonds and cash
during retirement.  While you definitely want to protect your
portfolio to some degree, you don’t want to neglect growth.
People are living longer and you could spend several decades in
retirement. If you want to ensure that your money outlasts you,
it’s vital that you include some growth assets in your
portfolio, even while you are in retirement.  Inflation and your
retirement portfolio. One of the biggest challenges you are
likely to face in retirement is inflation. If you use the 4
percent rule to withdraw from your portfolio, and if the market
has a few down years, there’s a good chance that the “safe”
assets in your nest egg won’t provide returns that keep pace
with inflation.  This means that, not only could you be dipping
into your original capital, but you m