In supersymmetric extensions (such as the MSSM), we can also have dimension-5 operators involving two fermions and two sfermions caused by the exchange of a tripletino of mass M. The sfermions will then exchange a gaugino or Higgsino or gravitino leaving two fermions. The overall Feynman diagram has a loop (and other complications due to strong interaction physics). This decay rate is suppressed by 1 / M M SUSY where M SUSY is the mass scale of the superpartners.