The star formation process naturally results in the appearance of accretion disks around young stellar objects. At the age of about 1 million years, 100% of stars may have such disks. This conclusion is supported by the discovery of the gaseous and dusty disks around protostars and T Tauri stars as well as by theoretical considerations. Observations of these disks show that the dust grains inside them grow in size on short (thousand-year) time scales, producing 1 centimeter sized particles.