Misaligned elements, messy composition, unclear concept, disproportionate graphics, lack of clarity, poorly drawn coins, inaccurately represented percentage symbol, disorganized arrangement, distracting colors, low-quality resolution, amateurish design, disconnected elements, jarring visual flow, lack of coherence, confusing representation, mismatched color scheme, incoherent concept, ambiguous symbolism, cluttered visuals, incomplete rendering, lack of detail, unconvincing portrayal of financial growth, unprofessional appearance.