Read the following paragraph and answer the question. Give ONLY the answer, no other words or explanation.

For example:

Answer: <most likely answer, as short as possible>.

Paragraph: I went to the ATM yesterday before work to take out about $ 25 to cover my lunch and margarita expenses later that night . I was a bit distracted ( OK , a lot distracted ) , and instead of hitting the " other amount " button , I hit the one marked " $ 200 " . Instant life savings in the wallet . Luckily my phone payment had already cleared or I would have been screwed .

Question: Why did the speaker refer to this amount of money in their wallet as instant life savings ?
They were making a joke in reference to the quantity of money they received
The speaker referred to the unexpected $175 as instant life savings because it was an unexpected and significant amount of money that they were able to save