Provide your best answer for the following math problem. Give ONLY the answer, no other words or explanation.
For example:

Answer: <most likely answer, as short as possible; not a complete sentence, just the answer!>.

The problem is: real - estate salesman z is selling a house at a 20 percent discount from its retail price . real - estate salesman x vows to match this price , and then offers an additional 20 percent discount . real - estate salesman y decides to average the prices of salesmen z and x , then offer an additional 20 percent discount . salesman y ' s final price is what fraction of salesman x ' s final price ?
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0.64 * (1 - 0.2)^2