Read the following passage and answer if the question is true or false.
Passage: Discretionary income is disposable income (after-tax income), minus all payments that are necessary to meet current bills. It is total personal income after subtracting taxes and minimal survival expenses (such as food, medicine, rent or mortgage, utilities, insurance, transportation, property maintenance, child support, etc.) to maintain a certain standard of living. It is the amount of an individual's income available for spending after the essentials have been taken care of:

Question: is discretionary income the same as disposable income?

Is the answer True or False? Respond with only "True" or "False" and no additional text.
True. Discretionary income and disposable income are the same thing. Both refer to the amount of money an individual has left to spend after