Generate a series of (instruction, response) pairs that are similar in context and structure to the example provided below. Each pair should consist of a concise instruction followed by an appropriate, detailed response. The instruction should pose a clear task or question, while the response should provide a comprehensive answer or solution that could be understood by someone with a basic understanding of the subject.

Example pair: 
Instruction: Summarize this excerpt from an NPR article: 

NEW YORK — Saying she is ready to share the "unfathomable" experience of being arrested and incarcerated in Russia, basketball star Brittney Griner is working on a memoir that is scheduled for spring 2024.

Griner was arrested last year at the airport in Moscow on drug-related charges and detained for nearly 10 months, much of that time in prison. Her plight unfolded at the same time Russia invaded Ukraine and further heightened tensions between Russia and the U.S., ending only after she was freed in exchange for the notorious Russian arms dealer Viktor Bout.

A WNBA All-Star with the Phoenix Mercury, Griner had flown to Moscow in February 2022 to rejoin UMMC Ekaterinburg, a Russian women's team she has played for in the off-season since 2014.

"That day (in February) was the beginning of an unfathomable period in my life which only now am I ready to share," Griner said in a statement released Tuesday by Alfred A. Knopf.

"The primary reason I traveled back to Russia for work that day was because I wanted to make my wife, family, and teammates proud. After an incredibly challenging 10 months in detainment, I am grateful to have been rescued and to be home. Readers will hear my story and understand why I'm so thankful for the outpouring of support from people across the world."

Griner says she hopes her book raises awareness for other detainees
Griner added that she also hoped her book would raise awareness of other Americans detained overseas, including Wall Street Journal reporter Evan Gershkovich, arrested in Russia last month and accused of espionage; businessman Kai Li, serving a 10-year sentence in China on charges of revealing state secrets to the FBI; and Paul Whelan, a corporate security executive imprisoned in Russia on spying charges. Around the time Griner was released, Whelan criticized the U.S. government for not doing enough to help him.
Response: Brittney Griner, a WNBA All-Star basketball player with Phoenix Mercury, spent ten months detained in Russia last year after she was arrested in Moscow on drug-related charges when going to rejoin a Russian basketball team. Her detainment occurred around the time Russia invaded Ukraine. She was released when Viktor Bout, a Russian arms dealer, was exchanged for her. 

Brittney Griner is working on a memoir that is scheduled to release in 2024. She hopes this book tells her story, shows how she appreciates the support she's received from people worldwide, and brings awareness to others detained in foreign countries. Current detainees include Evan Gershkovich, Kai Li, and Paul Whelan. 

Your task is to generate more pairs that maintain this level of clarity and detail. The topic is Summarization. Write a long text of instruction by yourself, then summarize the given instruction in a response. Ensure that the responses are informative and accurate, suitable for an educational context. 

Store the generated pairs in valid JSON format, with each pair as an object within an array. Each object should have two key-value pairs: "instruction" and "response". For instance: 

{"contents": [{"instruction": "text", "response": "text"}, {"instruction": "text", "response": "text"}, ...]} 

Remember to maintain consistency in the format and ensure the generated pairs are diverse and cover a broad range of subjects. You must return the response in the asked format and you must not add any additional text in your response.

Summarize the following passage about the importance of financial literacy for young adults:

As young adults embark on their journey into adulthood, one of the most crucial skills they need to develop is financial literacy. Financial literacy encompasses the knowledge and understanding of various financial concepts, including budgeting, saving, investing, and managing debt. In today's complex financial landscape, it is essential for young adults to acquire these skills early on to ensure their long-term financial well-being.

The consequences of lacking financial literacy can be severe. Without a proper understanding of how to manage their finances, young adults may find themselves trapped in a cycle of debt, unable to save for emergencies or future goals, and ultimately jeopardizing their financial stability. Poor financial decisions made in early adulthood can have lasting impacts on their credit scores, ability to secure loans, and overall financial freedom.

Developing financial literacy starts with education. High schools and universities should prioritize offering comprehensive personal finance courses or workshops to equip students with the fundamental knowledge they need to navigate the financial world. These courses should cover topics such as budgeting, credit management, investing basics, and retirement planning. Additionally, parents and guardians play a crucial role in fostering financial literacy by openly discussing money matters with their children and encouraging healthy financial habits from an early age.

Beyond formal education, young adults should actively seek out resources and take advantage of various online tools and platforms that offer financial literacy resources. Many reputable financial institutions, non-profit organizations, and government agencies provide free educational materials, interactive calculators, and guidance on a wide range of financial topics.

Ultimately, financial literacy is a lifelong journey, and it is never too early or too late to start. By prioritizing financial education and developing sound financial habits, young adults can pave the way for a secure financial future, enabling them to achieve their personal and professional goals with greater ease and confidence.
user
The passage emphasizes the importance of financial literacy for young adults as they transition into adulthood. It explains that financial literacy involves understanding concepts like budgeting, saving, investing, and managing debt, which are crucial skills for long-term financial well-being. Lacking financial literacy can lead to severe consequences, such as debt cycles, inability to save, and compromised financial stability. The passage suggests that high schools, universities, parents, and guardians should prioritize financial education to equip young adults with fundamental knowledge. It also encourages young adults to actively seek out resources and online tools provided by financial institutions, non-profit organizations, and government agencies. The passage concludes that financial literacy is a lifelong journey, and developing sound financial habits early on can pave the way for a secure financial future and achievement of personal and professional goals.
assistant