CORPORATE AND HOUSEHOLD DEBT 25 carried out a benchmark study of the banks’ calculated risk weights for exposures to commercial real estate. The results of the two analyses showed that there is a risk that the capital banks have earmarked for lending to commercial real estate will not sufficiently compensate for the credit losses that could arise following a severe financial stress. It is against this background that FI proposes higher capital requirements for lending to commercial real estate (see “Stability in the banking sector”).