four o'clock
`` Use these as you see fit , '' he said to Millard , `` and if you need a dozen or two more let me know . '' Under other circumstances Millard would have been amused , this liberal overdoing was so characteristic of Hilbrough . But he only took the cards with thanks , reflecting that there might be some opportunity to use them . As he would be detained at the bank until near four o'clock , his first impulse was to call a district messenger and dispatch Mrs. Hilbrough 's card of inquiry at once . But he reflected that the illness might be a long one , and that his measures should be taken with reference to his future conduct . On his way home from the bank he settled the manner of his procedure . The Callender family , outside of Phillida at most , did not know his man Robert .