half past eleven
said Fred , when the children were gone and it was needful to say something that would pass the time . He was not yet sure whether he should wait for Mr. Garth , or use any good opportunity in conversation to confess to Mrs. Garth herself , give her the money and ride away . `` One -- only one . Fanny Hackbutt comes at half past eleven . I am not getting a great income now , '' said Mrs. Garth , smiling . `` I am at a low ebb with pupils . But I have saved my little purse for Alfred 's premium : I have ninety-two pounds .