five o'clock
What a fool Dolly has been ! '' `` I do n't think it would have suited Dolly , '' said Lady Pomona . `` After all , why should not Dolly marry a lady ? '' Miss Ruby Ruggles , the granddaughter of old Daniel Ruggles , of Sheep 's Acre , in the parish of Sheepstone , close to Bungay , received the following letter from the hands of the rural post letter-carrier on that Sunday morning ; -- `` A friend will be somewhere near Sheepstone Birches between four and five o'clock on Sunday afternoon . '' There was not another word in the letter , but Miss Ruby Ruggles knew well from whom it came . Daniel Ruggles was a farmer , who had the reputation of considerable wealth , but who was not very well looked on in the neighbourhood as being somewhat of a curmudgeon and a miser . His wife was dead ; -- he had quarrelled with his only son , whose wife was also dead , and had banished him from his home ; -- his daughters were married and away ; and the only member of his family who lived with him was his granddaughter Ruby .