four o'clock
He had appointments with his solicitor . There were accounts to be gone through . He never paid a bill without verifying every item . At four o'clock he came in to tea , his head full of calculations of such complex character that even his mother could not follow the different statements to his satisfaction . When she disagreed with him he took up the _ Epistles of St. Columban of Bangor _ the _ Epistola ad Sethum , _ or the celebrated poem , _ Epistola ad Fedolium , _ written when the saint was seventy-two , and continued his reading , making copious notes in a pocket-book . On the morning of the meet of the hounds he was called an hour earlier . He drank a cup of tea and ate a piece of dry toast in a back room .