Quarter to five
`` Provided we do not have to stay here too long , '' returned his twin . `` What time is it , Jack ? I did n't bring my watch with me . '' `` Quarter to five , '' announced the young captain , after consulting his wrist-watch . `` We ought to be on our way to the Hall , '' said Fred . `` I do n't know what Captain Dale will say if we are late . '' `` Oh , he 'll excuse us when he learns the truth , '' answered Jack .