three o’clock
He will take my last penny from me , he will marry , will enjoy life , will gamble on the Exchange ; while I shall look at him with envy like a beggar , and hear from him every day the same sentence : ` I am indebted to you for the happiness of my life , let me help you ! ' No , it is too much ! The one means of being saved from bankruptcy and disgrace is the death of that man ! '' It struck three o'clock , the banker listened ; everyone was asleep in the house and nothing could be heard outside but the rustling of the chilled trees . Trying to make no noise , he took from a fireproof safe the key of the door which had not been opened for fifteen years , put on his overcoat , and went out of the house . It was dark and cold in the garden . Rain was falling .