Two o'clock
I had again to put on my armour of _ brass _ and go forth to meet coldness , rebuffs , and polite denials . Alas ! I got no more ; not a dollar rewarded my earnest efforts . Two o'clock found me utterly discouraged . Then , for the first time , it occurred to me to go to the holders of the note and frankly tell them that I could not lift it . `` But that will ruin your credit with them . '' Yes , that was the rub ; and then it was so mortifying a resource .