a quarter to ten
`` And what train do you go by in the morning ? '' enquired Austin . `` The 10.27 , '' replied his aunt . `` I shall take the omnibus from the Peacock that starts at a quarter to ten . '' It can not be said that Aunt Charlotte 's projected trip to town interested Austin much . Business of any sort was a profound mystery to him , and with regard to speculations , investments , and such-like matters his mind was a perfect blank . He had a vague notion that perhaps Aunt Charlotte wanted some money , and that the bankers had refused to give her any ; though whether she had a right to demand it , or they a right to withhold it , he had no more idea than the man in the moon .