one o'clock
By twelve o'clock , I was able to return my borrowed money , and had the promise of a thousand dollars by half-past one . Until half-past one I waited , when a note came from the friend who had promised the loan , informing me with many expressions of regret , that he had been disappointed , and , therefore , could not accommodate me . Here was a dilemma , indeed . Half-past one o'clock , and a thousand dollars to raise ; but there was no time for regrets . I started forth with a troubled heart , and not feeling very sanguine of success . Borrowing money is far from being pleasant employment , and is only endurable as a less evil than not meeting your obligations . For that day , I had thought my trials on this head over ; but I erred .