Ten o'clock
The young moon was going down in the west , throwing its departing beams upon the unfinished tower of King 's Chapel . Ruth , looking out from her white-curtained window , beheld a handful of cloud drift across the crescent orb and dissolve in thin air . She could hear the footsteps of passers along the street growing fainter as they receded . The bell on the Old Brick Meetinghouse struck the hour , and then , in the distance , she heard the watchman 's voice , `` Ten o'clock , and all is well . '' With perturbed spirit , she laid her head upon the white linen pillow which her own deft hands had made . So Lord Upperton was to solicit her heart and hand , and she had consented to meet him . What should she say to him ?