twelve o'clock
Squire Leech was never more astonished in his life . He was not convinced till Herbert produced what he could distinguish as two ten-dollar bills and one five . `` There will be two dollars and a half change , '' said Herbert in a business-like manner . `` What did you mean by telling me you could not pay the interest when I was here at twelve o'clock ? '' `` We could not , then , or thought we could not . '' `` Then how can you pay me now ? '' `` We received some money in a letter this morning .