nine o'clock
He felt that it was best to break off , as far as possible , his old life , and turn over a new leaf . So the advice of his friend , Miss Manning , commended itself to his judgment , and he about made up his mind to become a boarder at Mrs. Clayton 's . He would have the satisfaction of being in the same house with his little sister Rose , and thus of seeing much more of her than if he boarded down town at the Lodging House . It would cost him more to be sure , leaving him , as Miss Manning suggested , nothing for his clothes ; but , as his duties in Wall Street did not commence until nine o'clock , and terminated at five , he felt sure that in his leisure time he would be able to earn enough to meet this expense . Besides , there would be the interest on his five hundred dollars , which would amount to not less than thirty dollars , and probably more , for , with the advice of Mr. Turner , he was about to purchase with it some bank shares . Then , if it should be absolutely necessary , he could break in upon his principal , although he would be sorry to do this , for , though he did not expect to add to it for a year to come , he hoped to keep it at its present amount . These thoughts passed rapidly through his mind , and , when little Rose , taking his hand , said , pleadingly , `` Do come and live with us , Rufie ! ''