ten o'clock in the morning
He must have money . She must not suffer by his past imprudences . They must be repaired at any cost -- for her sake . It was ten o'clock in the morning . Mr. Penfold was sorting the letters for his employer , when a buxom young woman rushed into the outer office crying , `` Oh , Mr. Penfold ! '' and sank into a chair breathless . `` Dear heart !