two o'clock
`` You shall have it , Jamie , you shall have it . But why did you not go back with Mercedes ? '' Jamie made no reply but to bury his face in the ledger , and the old gentleman went away . The bank closed at two o'clock ; by that time Jamie had not half finished his figuring . The cashier went , and the teller , each with a `` good-night , '' to which Jamie hardly responded . The messenger went , first asking , `` Can I help you with the safe ? '' to which Jamie gave a gruff `` I am not ready . ''