three o'clock in the morning
`` Bygones are bygones , old fellow ; but you really must stump up , you know , after this . '' Miles had declared that he would `` stump up . '' But on this occasion Miles was absent . At three o'clock in the morning , Sir Felix had lost over a hundred pounds in ready money . On the following night about one he had lost a further sum of two hundred pounds . The reader will remember that he should at that time have been in the hotel at Liverpool . But Sir Felix , as he played on in the almost desperate hope of recovering the money which he so greatly needed , remembered how Fisker had played all night , and how he had gone off from the club to catch the early train for Liverpool , and how he had gone on to New York without delay .