Quarter to three
`` Not a blessed thing but that pile of bills , '' he went on . `` Now , is n't that strange ? '' Then he suddenly drew from his vest pocket a gold watch and looked at it . `` Quarter to three ! '' he exclaimed in a startled tone . `` And I must catch the three o'clock train for Baltimore ! I have n't time to look up the owner of this pocket-book , valuable as it is . ''