twelve o’clock
croaked Arthur . ` Why not ? ' said Ralph . ` Nobody will pay you interest for the money , I suppose , between this and twelve o'clock ; will they ? ' ` But nobody would pay you interest for it either , you know , ' returned Arthur , leering at Ralph with all the cunning and slyness he could throw into his face . ` Besides which , ' said Ralph , suffering his lip to curl into a smile , ` you have n't the money about you , and you were n't prepared for this , or you 'd have brought it with you ; and there 's nobody you 'd so much like to accommodate as me . I see .