Ten minutes to eight
Presently the bell rang , and Kemp came in , his open topcoat revealing his evening dress beneath . He came forward hastily . `` I am a little late , '' he said , taking her hand , `` but it was unavoidable . Ten minutes to eight , '' looking at his watch ; `` the horses must make good time . '' `` It is slightly chilly to-night , is it not ? '' asked Ruth , for want of something better to say as she turned for her wrap . `` I did not feel it , '' he replied , intercepting her .