9 o'clock
The little stub receipt books had been made to order for him and not only he but every person in his employ carried one everywhere . No matter how trivial the purchase , the person who received a dollar of Brewster 's money signed a receipt for the amount . Newsboys and bootblacks were the only beings who escaped the formality ; tips to waiters , porters , cabbies , etc. , were recorded and afterward put into a class by themselves . Receipts for the few dollars remaining in his possession were to be turned over on the morning of the 23d and the general report was not to be completed until 9 o'clock on that day . He kissed Peggy good-bye , told her to be ready for a drive at 4 o'clock , and then went off to find Joe Bragdon and Elon Gardner . They met him by appointment and to them he confided his design to be married on the following day . `` You ca n't afford it , Monty , '' exploded Joe , fearlessly .