twelve
o'clock
And then he offered a tiny loophole of escape . `` I am going to Hilldale 's to-night , '' he told Longley , `` to examine a bank there . I will pass through Chaparosa on my way back . At twelve o'clock to-morrow I shall call at this bank . If this loan has been cleared out of the way by that time it will not be mentioned in my report . If not -- I will have to do my duty . '' With that the examiner bowed and departed .