ten o'clock
He imagined that he knew what that meant , nevertheless , on the following morning he sent Constance a tremendous bouquet and went down into the midst of the crowds at Coney Island , where of all places in the world he could be most alone and most gloomy . `` What 's a million dollars anyway ? '' he asked himself . At ten o'clock on Saturday morning Mr. Birchard came into the Bronx office with much smiling , presented his credentials duly signed by each of the five Wobbles brothers , received a check for a million dollars made out , by the written instructions of the brothers , to Frederick W. Birchard , Agent , and departed still smiling . `` One step nearer , '' observed Johnny to Loring an hour or so later . `` Next Saturday I 'll have the remaining two and a half million and will only pay out one and a half of it . The other million sticks with me . ''