ten o'clock
Say , he must ha ' struck pay dirt ! I wonder if we 'll all get a raise ? '' But all the securities on Mr. Tutt 's desk would not have justified even the modest advance of five dollars in Miss Sondheim 's salary , and their employer was merely sorting out and making an inventory of Doc Barrows ' imaginary wealth . By the time Mrs. Effingham arrived by appointment at ten o'clock he had them all arranged and labeled ; and in a special bundle neatly tied with a piece of red tape were what on their face were securities worth upward of seventy thousand dollars . There were ten of the beautiful bonds of the Great Lakes and Canadian Southern Railroad Company with their miniature locomotives and fields of wheat , and ten equally lovely bits of engraving belonging to the long-since defunct Bluff Creek and Iowa Central , ten more superb lithographs issued by the Mohawk and Housatonic in 1867 and paid off in 1882 , and a variety of gorgeous chromos of Indians and buffaloes , and of factories and steamships spouting clouds of soft-coal smoke ; and on the top of all was a pile of the First Mortgage Gold Six Per Cent obligations of the Chicago Water Front and Terminal Company -- all of them fresh and crisp , with that faintly acrid smell which though not agreeable to the nostrils nevertheless delights the banker 's soul . `` Ah ! Good morning to you , Mrs. Effingham ! ''