four p.m.
-- `` I 'm a bit late , sir , morning . '' -- `` Late ! you were late yesterday evening , were n't you ? '' -- `` Why , sir , the way the clerks at that Bank of Mortimer and Pennycuick 's rush away from business and close the doors after 'em , as if their day began at four p.m. , and business was botheration : it 's a disgrace to the City o ' London . And I beg pardon for being late , but never sleeping a wink all night for fear about this money , I am late this morning , I humbly confess . When I got to the Bank , the doors were shut . Our clock 's correct ; that I know .