noon
`` Not that it applies to you , Mr. Raffles , '' the other was adroit enough to add . `` Mr. Garland was no friend of mine , and he was a fool , whereas I hope I may say that you 're the one and not the other . '' `` Then it comes to this , '' said I , `` that you mean him to pay up in full this morning ? '' `` By noon , and it 's just gone ten . '' `` The whole seven hundred pounds ? '' `` Sterling , '' said Mr. Levy `` No cheques entertained . '' `` Then , '' said I , with an air of final defeat , `` there 's nothing for it but to follow my instructions and pay you now on the nail ! ''