noon before
He is paying off the remaining purchase money for the hotel in installments . That 's all , I think . I 'll send the Fourth National Bank of New York a night message . It will be delivered before banking hours to-morrow morning , but for fear of slips , you 'd better wait till noon before giving that bank as your reference . Good-night . Remember that everything depends on you -- including Guilford Duncan 's reputation for integrity . '' Temple sat for half an hour thinking and planning .