three
o'clock
He walked nervously from the forward platform to the after one , with his coat still on his arm . `` We shall not get over to-night , '' said he impatiently , as he stopped by the side of the ferryman , and threw his coat down upon the platform , while he wiped the perspiration from his brow . `` Yes , I guess we shall , '' replied John Wilford . `` I 'll give you a dollar if you will land me at Pointville by three o'clock . '' `` I ca n't make the wind blow , if you would give me a hundred dollars . '' `` Ca n't you use the pole or the oars ? '' said the bank director petulantly ; `` you kept me waiting half an hour before you started . ''