twenty minutes
to nine
Even if we admit that fortune has favoured him , he can scarcely have reached America . I think he will be at least twenty days behind-hand , and that Lord Albemarle will lose a cool five thousand . '' `` It is clear , '' replied Gauthier Ralph ; `` and we have nothing to do but to present Mr. Fogg 's cheque at Barings to-morrow . '' At this moment , the hands of the club clock pointed to twenty minutes to nine . `` Five minutes more , '' said Andrew Stuart . The five gentlemen looked at each other . Their anxiety was becoming intense ; but , not wishing to betray it , they readily assented to Mr. Fallentin 's proposal of a rubber .