three o'clock
He threw himself into his business with an energy that seemed feverish . He did not feel that it would be proper for him to call again before the next morning ; it would seem like trying to take advantage of Phillida 's illness . But , with such a life in jeopardy , how could his impatience delay till morning ? Just before three o'clock the Hilbrough carriage stopped at the bank . Mrs. Hilbrough had come to take up her husband for a drive . Hilbrough was engaged with some one in the inner office , which he had occupied since Masters had virtually retired from the bank . Millard saw the carriage from his window , and , with more than his usual gallantry , quitted his desk to assist Mrs. Hilbrough to alight .