three o'clock
By half-past two the town marshal had taken official notice that citizens were gathering about the bank doors , and overflowing from the sidewalk halfway across Main Street , to the interruption of traffic . Women and girls , with bank-books in their hands or nervously fingering checks , conferred in low tones about the security of their deposits . The Citizens ' National and the State Trust Company were also receiving attention from their depositors . As three o'clock approached , the Montgomery Bank filled , and the receiving-teller began to assist the paying-teller in cashing checks . Amzi lounged along the lines outside , talking to his customers . `` Going to buy automobiles with your money , boys ? Thunder !