ten in the
morning
Commerce was in his blood , and he settled down to work with praiseworthy energy . He had considerable shrewdness , and it was plain that he would eventually become as good a merchant as his father . He was little older than Lucy , but his fair hair and his clean-shaven face gave him a more youthful look . With his spruce air and well-made clothes , his conversation about hunting and golf , few would have imagined that he arrived regularly at his office at ten in the morning , and was as keen to make a good bargain as any of the men he came in contact with . Lucy , though very fond of him , was mildly scornful of his Philistine outlook . He cared nothing for books , and the only form of art that appealed to him was the musical comedy . She treated him as a rule with pleasant banter and refused to take him seriously .