eight
o’clock
Were it not for insurance , owners would , in their own interest , be driven to see that their ships were made in every respect seaworthy , well provided with gear of all kinds , well manned , and above all , not overloaded . Insurances are responsible for a large proportion of our marine disasters . '' As , if the wind continued favourable , the _ Tiger _ would drop down the river as soon as she got out of dock , which would be at a very early hour the next morning , it was necessary that Stephen should be on board that evening . He , however , went back with his father to Mr. Hewson 's , spent the afternoon at Exeter ' Change seeing the wild beasts , and returned by eight o'clock to the ship . The _ Tiger _ made a quick voyage to Calcutta . She rounded the Cape without encountering bad weather , and was only twice obliged to shorten sail during the whole passage . Stephen enjoyed his life exceedingly .