four o'clock
`` Cheap at half the price , '' laughed Johnny as he splashed in the water . `` By the way , Loring , you never did tell me how you steered off that first bogus attachment for fifteen thousand . '' Constance and Loring looked at each other in dismay . `` I 'll bring in a bill for that after four o'clock , '' promised Loring , laughing as lightly as he could . `` After four , '' repeated Johnny , coming from behind the screen with a towel in his hands . `` You did n't pay it , did you ? '' `` That 's an entirely separate deal , '' evaded Loring .