three o'clock
`` I do n't think he 'd accept anything . '' `` Then I will make him a present . '' Before he returned to the hotel , Andy saw Valentine and obtained the loan of his boat . At three o'clock Mr. Gale and Andy started from the boathouse , and again Andy became a teacher . The young man was a good rower , but Andy was able to give him some points . Sometimes they sat idle and let the boat float at will . About four o'clock Conrad came down for his usual afternoon row .