ten o'clock
And , moreover , without a chaperon . The acquaintance was progressing more rapidly than she had expected . Millard smilingly explained : `` I encountered Miss Callender in a very unfashionable quarter of the city , and I thought it my duty to take charge of her . '' At ten o'clock that evening Phillida was escorted to her home , her cousin Philip Gouverneur walking on one side and Millard on the other . She left them with a pleased sense of having passed an uncommonly happy afternoon and evening , but was alarmed , nevertheless , to think what a romance Agatha would build out of the encounter with Mr. Millard in Avenue C and the detected contrivance of Aunt Gouverneur . And when she had finished deprecating Agatha 's raptures and had escaped her sister 's further questions by going to bed , Phillida found that her own imagination had at length been set a-going , and her pillow reveries kept her awake . Why was it always Mr. Millard ?