midnight
`` How would thou buy if thou had ? '' `` I would buy when no one else was buying , and when everyone else was buying , I would keep cool , and sell . A very old and clever speculator gave me that advice as a steady rule , saying it was ` his only guide . ' '' This was the tenor of the men 's conversation until near midnight , and then Ragnor went with Ian to the door of his room and bid him a frank and friendly good night . And as he stood a moment handfast with the youth , his conscience troubled him a little and he said : `` Ian , Ian , thou art a wise lad about this world 's business , but thou must not be forgetting that there is another world after this . '' `` I do not forget that , sir . '' `` Bishop Hedley is a greater and wiser man than all the railway nabobs thou hast spoken of . ''