About ten o'clock
Mr. Winslow had said they expected a visit from one of these officials , who make periodical visits to all national banks , to see that they are complying strictly with the government requirements . It seemed too bad that he should time his visit just when there were so many things happening to cause anxiety among the bank officials ; but that was the way it often happened . Of course he had nothing to do with the fact of the securities being gone ; since that was a private affair between Mr. Gibbs and Mr. Graylock , and the bank could not be held accountable unless it was clearly shown that one of the employees were guilty . About ten o'clock Dick 's bell rang , and he went into the president 's room . Here he found half a dozen gentlemen , all connected with the affairs of the bank , sitting about the directors ' table as though they had been in serious consultation . Mr. Gibbs was at the head . The others looked very sober , but Dick rejoiced to see that the president apparently was as clear-headed as usual ; and whether his smile was forced or natural it certainly gave the messenger boy new hope that the affairs of the bank could not be in such grave peril after all .