#### Social Sciences: Games of Chance  It can occur when an untrustworthy person buys an insurance policy, or when someone buys an unusually large policy.
#### Social Sciences: Games of Chance  It can occur when an untrustworthy person buys an insurance policy, or when someone buys an unusually large policy. For 15 points—name this two-word term for a situation in which someone might want to see an outright loss occur, or when someone has incentive to be careless.
#### Social Sciences: Games of Chance  It can occur when an untrustworthy person buys an insurance policy, or when someone buys an unusually large policy.
{moral hazard}