2. From his perspective, the lack of regulation allows bankers to implement irresponsible policies, such as the granting of credit to borrowers who are incapable of paying and also the manipulation of accounting numbers to hide problems that blow up as a result.
2. Desde su óptica, la falta de regulación permite a los banqueros implementar políticas irresponsables, como el otorgamiento de créditos a deudores con incapacidad de pago y además manipular cifras contables para ocultar problemas que consecuentemente terminan por reventar.