However, this demand is not being met by way of formal instruments, as a vast swath of the population 75.0% prefers to turn to relatives and friends, where there is greater trust and comfort, even if this is not the economically optimal choice.
Sin embargo, no es mediante el uso de instrumentos formales que se hace, pues gran parte de la población 75.0% prefiere acudir a familiares y conocidos, ya que les genera mayor confianza o comodidad, aunque no sea lo económicamente óptimo.