plan your finances wisely dr rufaro mucheka the new year is an opportunity for a fresh start, to set meaningful goals, create new habits and adjust your past financial spending habits to ensure a more sustainable future.

beakanya ditšhelete tša gago ka bohlale ngaka rufaro mucheka ngwaga wo mofsa ke sebaka sa go thoma ka lefsa, go bea dinepo tše bohlokwa, go hlaola mekgwa ye mebotse gomme o fetole mokgwa wa gago wa nako ya go feta wa go šomiša tšhelete go kgonthiša bokamoso bja go swarelela.
