if you receive a salary increase, allocate some to your savings rather than increasing your lifestyle spending.

lungisa sabelomali sakho ngekuya kwesidzingo lapho ulandzelela imikhuba yakho yekusebentisa imali, yenta tilungiso letifanele kusabelomali sakho, khulisa imali yakho loyongako bese wehlisa lizinga losebentisa ngalo imali yakho.
