plan your finances wisely dr rufaro mucheka the new year is an opportunity for a fresh start, to set meaningful goals, create new habits and adjust your past financial spending habits to ensure a more sustainable future.

rufaro mucheka lomnyaka lomusha ulitfuba lekucala kabusha, kubeka imigomo lemisha lebhadlile, yekwakha imikhuba lemihle lemisha uphindze futsi ulungise tindlela bewusebentisa ngato imali esikhatsini lesendlulile kute ucinisekise likusasa lelisimeme kakhulu.
