here are some tips to help you along:set your financial goals reflect on your financial discipline in 2019 and set new goals for 2020. settle your debts put any spare funds or bonuses and salary increases towards eliminating debt, as paying off debt quicker could save you a significant amount of interest.

hileswi switsundzuxo swin’wana ku ku pfuneta:veka swikongomelo swa wena swa timali langutisisa makhome lo ya wena ya timali hi 2019 na ku tivekela swikongomelo leswintshwa hi 2020. heta ku hakela swikweleti tirhisa ti bonasi kumbe yo engetela miholo ku herisa xikweleti hikuva loko u hakela xikweleti hi xihatla, swi nga hlayisela ntsengo wa mali ya wena eka ntswalo.
