plan your finances wisely dr rufaro mucheka the new year is an opportunity for a fresh start, to set meaningful goals, create new habits and adjust your past financial spending habits to ensure a more sustainable future.

kunguhata timali ta wena hi vutlharhi dr rufaro mucheka lembe lerintshwa i xivandlanene xa ku sungula hi vuntshwa, xa ku veka swikongomelo leswi twalaka, xa ku tumbu luxa mitolovelo leyintshwa na ku lulamisa mitolovelo ya matirhiselo ya mali ya khale ku tiyisisa leswaku u va na vumundzuku lebyi tiyeke.
