If your house is hit by a space object -- such as the remnants of the meteorite that stunned people in the Urals region of western Siberia -- it won't be a major hit to your bank account, CNNMoney reported.


Meteorites rarely crash through roofs, but when they do, insurers pay for the damage if people had homeowners' policies, according to Hartwig.

A more common problem is "blue ice," the frozen sewage that occasionally falls from planes. That is also covered if it falls on your house, Hartwig said. Read more.