The average living cost in US

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Living in the USA is a long-cherished dream for many. One of the main factors to consider before moving to the USA is the cost of living there.

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The cost of living in the United States will vary depending on which region of the United States that you live in and whether you live in an urban, rural, or suburban area. Many of the numbers that we will explore in this article are based on averages throughout the United States, and you may notice drastic differences in some instances. For example, the Midwest region of the United States (Ohio, Indiana, Illinois, etc) will have lower values than those shared in this article; whereas New England’s numbers will be much higher.

Given below are some of the major factors that determine the cost of living in the USA.

Housing and Utilities

One of the places that you will see a lot of variation in the United States is in housing and living accommodations. Monthly rent for a house could be anywhere between 700 USD to 3,500 USD on an average in the USA. You can cut down the charges on rent if you choose to live in an inexpensive area away from the city. Considering the fact that the USA has a good network of public transportation you wouldn’t have to worry about how to commute to work from a suburb to the city. You can check out the average rental charges in some of the cities and towns in the USA in the table given below.


$50 to $100 per month, depending on the size of your apartment and if there are energy efficient appliances and lights used


Not in all apartments. If used for cooking, it will only run from $10 to $15 a month, depending on how much you cook.


Averages $45-$50 per month.

Cellular service

Most services average $50 a month.

Food And Grocery

Compared to most of the places in the world including the European region, food and groceries are quite expensive in the USA. A person living in the USA spends around 300 USD to 470 USD on an average every month on food and groceries.

The price could go higher or lower depending on where you live and the type of food you eat on a regular basis. You can cut down the cost on groceries and food by buying it from a supermarket or a chain store.

• Car

For a new car the average price is $20,000, it mean for 1 month you have to spend 350$, plus car insurance fee about 150 – $200

• Public transportation

On average the monthly pass for public transportation in the USA would cost you 85 – 100 USD. Prices could be slightly higher in the major cities like San Francisco, Washington D.C and New York City.

Entertainment and fitness

Movie tickets for two in the USA could be somewhere between 20 USD – 30 USD and A monthly membership at a gymnasium in the USA would be between 55 USD and 85 USD on an average.

• Medical and Health care

The USA does not have a universal healthcare system where the government provides medical and health care benefits to its residents and citizens. You are expected to pay for the medical care that you get in the USA and this is extremely expensive.

You need to pay a premium regularly to the insurance company to get your health and medical expenses covered. The premium amount could vary depending on the type of insurance that you’ve taken. On average, a person living in the USA pays between 400 USD and 500 USD as their monthly insurance premium.

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