3 Reasons Why Personal Finance Should be Taught in High Schools

3 Reasons Why Personal Finance Should Be Taught in High School ::

The old argument about taking algebra in high school if you’ll never need it later brings up an interesting point — exactly what is important, and how do you decide?

First, algebra is important, even if you don’t plan to go to college. The logic required to succeed with algebra helps in all facets of life.

But what about the things every adult will use every day?

The most common could arguably be money. And if money is part of every adult’s life, it only makes sense to start teaching personal finance as soon as possible.

Here are 3 reasons why personal finance should be taught at the high school level:

Money Management Is A Learned Skill


Financial planning at the high school level can empower students with skills that their lives at home can’t.




The Sooner Education Starts, The Better

Once habits are formed, they’re hard to break.


In a yearly series of money management programs, PICPA volunteers work with students to help them understand basic financial concepts, such as “pay yourself first,” and the fundamentals of making a personal budget.



Awareness Of The Bigger Concepts That Most Adults Will Face

Math skills allow anyone to calculate interest, deduct pay withholdings, and understand whether there’s enough money in the bank to afford a purchase or pay a bill.



Think about a first-time home or vehicle loan.


Financial planning at the high school level can’t turn all students into money-management dynamos, but it certainly can’t hurt.



