Maggie Jover: Save money when shopping by using ‘step down’ method

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In this tough economy with high unemployment rates, flat wages and rising prices for many household expenses, many people are looking for “deals.”


Like the smoking cessation product where nicotine is reduced gradually, “stepping down” reduces household spending in gradual stages instead of eliminating spending on an item completely.


Here’s an example of buying pancakes for breakfast. The most expensive method (top step of the staircase) would be going to a “sit-down” restaurant and paying about $5, excluding a tip. The next step down would be to buy pancakes at a fast food outlet for around $3.


Stepping down can also refer to the frequency or amount of a purchase as well as where it is made. For example, you may decide to eat out two or three times a month instead of five or six. You’re not completely eliminating what is obviously a pleasurable activity. You’re simply taking steps to reduce the cost. Or you might step down by eliminating an appetizer, drink and/or dessert when you eat out. Again, you’re still enjoying an activity, but doing so for less money (and calories).

The next time you need to buy something, consider stepping down by visiting a thrift shop or consignment store. You’ll not only find items at very attractive prices but you’ll be helping to support a local small business or nonprofit agency. Remember, one person’s trash is another person’s treasure. You never know what you might find.

If you need help finding ways to reduce spending, contact the Texas A&M AgriLife Extension Service at 940-349-2882. We will be glad to send you a brochure with more ideas, or visit the America Saves! Website at


