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1. Identifying comma splices (BI)

Each group of words is either a comma splice or a complete sentence. Select the correct description.

This activity contains 10 questions.

Question 1.
The easiest way to establish credit is to apply for a credit card, there is no shortage of credit card companies eager to extend you credit.

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Question 2.
When an individual applies for a credit card, potential creditors obtain a credit report so that they can assess that person's ability to repay credit, nevertheless, creditors commonly extend credit to people who are not creditworthy.

End of Question 2

Question 3.
A credit card allows you to buy products on credit wherever that card is honored, you don't have to pay cash.

End of Question 3

Question 4.
You receive a monthly statement, it identifies the purchases you made with the credit card during that period.

End of Question 4

Question 5.
Normally, credit cards are not used for very large expenditures such as cars or homes, but they are very convenient for smaller purchases.

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Question 6.
Credit cards offer several advantages, for example, you can purchase products and services without carrying a large amount of cash or a checkbook.

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Question 7.
You can also use a credit card to obtain a cash advance, when you do so, you are responsible for paying back the amount you borrowed and an interest charge.

End of Question 7

Question 8.
As long as you pay off your balance each month, there is no finance charge; if you pay after the due date, the fees may be steep.

End of Question 8

Question 9.
You receive a monthly statement containing a list of the purchases you made with the credit card, this enables you to keep track of your spending.

End of Question 9

Question 10.
Some credit card companies issue an annual statement, which can be useful in preparing your income tax return.

End of Question 10

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