Contract Insurance
What is an image?
Atlas Shrugged?
Uninsured Property?
Table of Contents
Responses A-C
Responses D-R
Responses S-Z

      Before people unite to form something, such as a marriage or corporation,

they usually create an image of what their relationship will be like.  If this

image differs greatly from what they experience, they usually separate. 

      Problems may arise if any property was created during their union, such as a

house or factory.  Whatever caused their separation also may cause disagreements

in dividing their united property.  Ingeniously, many people solve this problem

by writing a contract before they get together, stating how any property should

be divided.

      Problems may still exist if people do not honor their contracts.  To solve

this, governments step in and divide any disputed property.  If governments

would charge for this valuable service, they could make the money to operate—

without taxation.

      When people draw up a contract, they could purchase a contract insurance

policy from their government.  This would insure that all the partners would get

what they deserve from their relationship.  If someone did not follow the terms

of the agreement, the government would have permission to distribute any common

property according to the contract.

      Of course, no one would have to buy this insurance.  People should be free

to resolve any disagreements by talking with their partners.  But if partners

began taking from each other, this would be robbery, and the government should

stop them.  All uninsured partners would lose the use of their common property

if they could not agree with each other.

      Today, most people buy fire and medical insurance to protect them against

a major loss.  Most people would buy contract insurance for the same reason. 

With all the contracts that are signed each day, our government could earn the

money to maintain the best court, military, police and prison system in the

world.  This would protect all the people in our nation—without robbing us to do


      With this system, for the first time in history, people could live in

peace.  Our government would continue to defend each person's home and business

against criminals.  The big improvement would be that the no-tax restriction

added to our constitution would defend each person's property against our


      With the elimination of robbery in our nation, we would find that we could

satisfy all our other needs with much less effort.  When people can keep what

they earn, it does not take long for them to trade with each other and acquire

what they need to live well.  Peace and prosperity are possible for those who

are willing to think about how to achieve them.

       Although you probably know that your life began when two cells united,  

do you know that people who create a nation are continuing a long history of

 things that unite?  Atoms unite and form a molecule; molecules unite and

 form a cell; cells unite and form a person; and people unite to form a nation. 

 After billions of years of uniting on earth, we are the first units to develop a

 brain that can understand what is going on.

       The biggest threat to our survival comes from people who want to rob us. 

 To eliminate this threat, our ancestors created the first nation by choosing a

 leader who could protect each person from the violent behavior of others. 

 This wonderful system of electing a leader allows people to live in peace, and

 is called a government.  Unfortunately, no nation has survived for long

 because government leaders have misused their power.

       The people who created the Constitution of the United States solved this

 problem by writing a list of actions that our leaders are not allowed to take. 

 For example, the first Americans decided that our government will not

 abridge the freedom of the press, which is why I can send you this book.  Our

 nation has grown very strong because we are the first people to restrict our

 politicians.  I would like to persuade you that we need to add another

 restriction to sustain the health of our nation.

       The worst abuse of power by most politicians is taxation.  They start by

 taking a small amount of money from a few citizens.  Then, because every

 living thing tries to grow as strong as possible, these politicians take more

 and more money from everyone.  To insure the survival of our nation, we

 should add the following to our list of restrictions: 

      I would like to offer you a trade.  If you vote for me to become the  

President, I will work to protect all Americans from anyone who tries to rob

 us.  I will introduce contract insurance, which is a way that we can operate

 our government without taxation.  A couple of centuries ago, Americans

 eliminated the disease of slavery from our beautiful nation.  This century, we

 should eliminate taxes. 

      If you would like me to promote these ideas as the President, you can vote

 for me every four years.  Feel free to make copies of my material and give

 them to others or keep any money if you sell them, or have those who are

 interested contact me, Dave Hollist, at 909-980-4198 or Post Office Box

 9414, Alta Loma, CA  91701 or or Facebook

       Each person's first 2-page prospectus is free, each booklet (first 20 pages

 of book) is $2, and my book or DVD is $20 (including postage and tax).  This

 offer also applies to my literature emailed, faxed or on a computer disk.  If

 you would like me to increase the advertisement of these ideas, you are

 welcome to send me money, or each $100 investment in my campaign pays

 $200 if I win anytime in the future.  The first investor will be paid first,

 second second, etc., with up to all the available $1.6 million of my salary

 being paid out during my term in office.

       If you plan to be a delegate at the Libertarian Party National Convention,

 please indicate if you would be willing to sign my nomination papers, and let

 me know if you would like to place my name on your state's primary ballot. 

 Lastly, please send me any questions and criticisms. 

    Instead of being a candidate, I prefer to vote for someone.  In fact, my

wife and I have a twenty-one-year-old who likes to play baseball and I much

prefer running around with them than running for office.  But unfortunately, I

disagree with those on the ballot:  It is wrong to take money from people.

      Although I would like to talk with you about contract insurance, which is

a way to operate government without taxation, we have an emergency:  Phillip

Jordan. . .  We have people dying:  Patrick Nixon. . .  We have Americans dying: 

Frederick Pokorney. . .  We have American soldiers dying:

      Randal Rosacker. . .  Operation Iraqi Freedom was created by our president

and voted for by most of our congress to protect us from the political party in

Iraq.  Our military has done a brilliant job in finding its leader hiding in a

hole in the ground—obviously no threat to us now.  Bring our troops home to

parades and a hearty "Thank you."  Our military is to protect our freedom—not

anyone else's.

      Thomas Slocum. . . Americans have worked hard to create the most powerful

defense department that has ever existed.  For us to remain safe while our

defenders are being ambushed outside our country is very wrong.  I hope all

Libertarian federal candidates will make this the focus of their campaigns:

    Michael Williams. . .  At minimum, if we are successful at equating that a

Libertarian-vote is a vote to return our heroes, we will show the other parties

that a growing number of Americans see our work as being finished in Iraq. 

While some may disagree with my reasons, I hope we can all agree on this goal.

      Thomas Adams. . .  As a citizen of the United Nations, I am working to

improve that government by calling for the election of a congress representing

the people from all the constitutional republics around the world.  This should

help the Iraqi people if they choose to join, but this has nothing to do with my

campaign for federal office in the United States.

      Eric Orlowski. . .  As president, my first priority would be to keep our

military ready to defend all those in the US.  If people choose to travel

outside our country, they would be wise to join in the efforts to make the UN

more effective.

      Christopher Seifert. . .  While it is wrong for the UN to give membership

to kings, it is very dangerous for our US government to give aid to these

dictators—like the one in Arabia.  Those trying to establish a different system

in their country will see Americans as their enemy—like those who killed so many

on 911.

      Brandon Tobler. . .  Our nation was started by removing the English king's

influence, and those helping him were our enemies as well.  Our government

should not take sides, but especially should not take the side of a king. 

Fortunately the old parties allow airline pilots to carry guns again so they can

at least defend themselves and their customers until our party can improve our

foreign policy.

      Therrel Childers. . .  While sometimes our president has to send our armed

forces to hunt down those who attack and run, this should be very focused and of

short duration with the goal of returning them for trial if possible.

      Jose Gutierrez. . .  If we don't protect our military personnel, they

won't re-enlist and if the old parties draft my son like they did my brother

that almost will be unbearable.  Please, let's end this latest death list—


      Jay Aubin, Andrew. . .


      Currently, I'm spending my advertisement dollar on printed ads like the

one that appeared in the business card directory of our national newspaper. 

I've enjoyed visiting regions and conventions around our country, and have sent

my literature and DVD to many of those that I have yet to visit.  While being

excluded in the last one, I am trying to take part in our next national

convention debate.

      When people offer their support, I try to persuade those interested in

contract insurance to run for federal office or support someone in their area. 

My focus is to join with other Libertarians to form a team of about one in a

million Americans (269) so the voters have a real alternative when the taxing

parties finally alienate just over half of us.  Please join us because, win or

lose, we know that we are doing something important.