The Vedas are the fountainhead of all knowledge. Strictly speaking, ‘Veda’ means knowledge and ‘Vedic’ means knowledgeable. A Vedic human being is one who practices the universal wisdom of the Vedas. When this wisdom is employed in the deliberation of financial matters it is called Vedic financial advice.

From a study of the Vedas we learn that the purpose of our human existence is to realize our Essence and experience Supreme Happiness. Many people spend their lives in pursuit of happiness, but somehow it seems to elude them. Sometimes what we are looking for is already in our possession and we have simply lost sight of it. To get back on track, we need to discern between the essentials and the non-essentials and create balance in our lives.

In the Game of Life there are certain props that are employed in the game, and money is one of those props. As in any game, there are certain rules and regulations, and there are specific parameters which define the nature and scope of the game, and even its aim.

Money ($) can be thought of as ‘green energy’ which a person receives in exchange for his or her own energy (in the form of concerted effort, whether physical, mental, or both). In other words, we employ our own inherent energy in a way that is (hopefully) of some benefit to others, and in turn we receive remuneration in the form of money (or something else that we deem of value). This exchange can be called the ‘business aspect’ of life. It is part of the Game, but it is NOT what the Game is all about.

In the highest sense, the purpose of civilization is to transform a selfish, self-involved person into a noble, thoughtful, self-evolved human being. The exchange of goods and services (commerce) is a fundamental characteristic of civilization, and the accumulation of wealth and material resources is a by-product. In other words, working responsibly to ‘pay one’s way’ is a necessary part of life, but the accumulation of financial wealth is only incidental. This doesn’t mean that there is anything wrong with wealth-building; it just means that wealth-building is NOT the primary aim of existence (though it may certainly be very high on one’s list of priorities at various times during one’s existence).

When wealth is lost, something is lost.
When health is lost, a lot is lost.
When character is lost, everything is lost.

Those who share this attitude will never compromise their principles for the sake of ‘making a buck.’ The greatest wealth is good character, and is worth more than all the diamonds, gold, and dollars in the world.

There is a saying: “If you start out with a wrong premise, you are going to end up in a wrong place.” If we start with the premise that the accumulation and preservation of material wealth is going to make us permanently happy, or is going to make someone else (such as our loved ones) permanently happy, then our efforts will be misplaced and the real purpose of our existence will be left unfulfilled.

On the other hand, if we have a balanced outlook and act responsibly to live within our means, we can simultaneously expand our wealth by carefully planning for the future while living in the present. In other words, while attending to the tasks at hand, we can envision our future and take the necessary steps to transform our vision into results. This is the process of financial planning the Vedic way.

Vedic financial planning is a holistic approach to wealth building. It means seeing the whole picture, not just the financial picture. We should not forget that the things that money can buy, or help us to achieve or experience—exotic places, exquisite works of art, ingenious inventions, and enthralling sights and sounds—are all just reflections and expressions of the boundless wealth ever present in the core of our being.

Our journey through life requires material resources and the knowledge and skill to utilize those resources for our own good and the common good. Our resources include our mind, body, time, external material objects, and ‘opportunities.’ Opportunities are the unexpected chances we have to make positive changes in our life. Ultimately, it is the skillful use of our resources that will lead to our final success.

We require the necessities of life to survive, but also, quite naturally, desire the ‘niceties of life’ to thrive. Providing for the necessities of life and building the wealth necessary to acquire some of the niceties requires thoughtful consideration, deliberation, planning and implementation. These are some of the elements of financial planning. As a Vedic financial advisor, I employ traditional financial planning methods with a Vedic mindset to provide you with exceptional advice and guidance.

Your well-wisher,

Jai M. Dev

Visualize and ‘actualize’ by investing wisely.

Just as creativity is enhanced with cultural diversity, prosperity is enhanced with financial diversity.

Being resourceful means capitalizing on our strengths and overcoming our weaknesses.

If we are not resourceful, we will become remorseful.

First deserve, then desire. First preserve (your wealth), then retire!

In real estate, it is all about: location, location, location.
In investing, it is all about: allocation, allocation, allocation.
(And in life it is all about attitude, attitude, attitude!)

You’re not going to take it with you, but that doesn’t mean you should waste it or throw it away. The more you have, the more you can give, whether now or after you are gone. Preserve what you have and invest it wisely.