Homeowners often are not aware of property liabilities they are responsible for in the event of an accident.

Owners are required to take reasonable steps to protect children, even those who are trespassing, from dangers on their property. Failure to do so can result in costly problems.Attorney Armond Budish provides a homeowners safety checklist in Family Circle magazine to help protect yourself and your neighbors.

- Take a good look around your property. An uncovered wading pool, swing set or a ladder leaning against your home are all accidents waiting to happen. Storing dangerous equipment in the garage and leaving the door open is another potential hazard.

- Is it possible for children to come onto your property? Can a neighbor's baby crawl into your yard? Could neighborhood kids climb your woodpile or ladder?

- Take steps to prevent injuries. Cover the wading pool and close the garage door. Think about safety when buying playground equipment. Nonmetal swings and seesaws are best because they don't rust or have sharp edges. Put sand on the playground as a cushion for falls.