Divi Wikipedia

Divi Wikipedia is a living document, intended to assist those who are new to cryptocurrency and blockchain. We envisage that it will be a space where people can have their questions answered, and continue to engage with not only the Divi Project, but blockchain in general.

Why do we need Cryptocurrencies?

Reimagining finance.

Cryptocurrency offers a radical, inventive, yet simple solution to the major issues plaguing global financial systems. Centralized systems of finance are prone to crippling interest, strict regulation of personal funds, and regular denial of service. Cryptocurrency aims to create a global financial revolution, that anyone can be a part of.

The unbanked.

According to the World Bank, in 2018, 1.7 billion adults globally did not have access to traditional financial services, leaving them in financially risky situations, with no ability to secure their wealth. For the rest of us who are able to access such services, there is the issue of physical access to our own money. Banks and centralized organisations have a monopoly on our economy, and how we interact with it.

Why is this an issue?

Without a safe place for people to store their money, people are more likely to be exposed to unsafe financial measures. Achieving financial independence becomes much more difficult, and exposes people down riskier paths. Communities are unable to secure capital to invest in themselves, which stops any entrepreneurial endeavours.

How cryptocurrencies can help.

Cryptocurrency presents people with the opportunity to participate in the global economy. No longer do we have to transfer funds through large centralized entities. Peer to peer networks are able to process transactions near-instantly, trustlessly, and in many cases, for free. The upkeep of this network is the responsibility of its users. Put simply, people who help validate transactions, and maintain the integrity of this network, are rewarded in that cryptocurrency.

No one person has control of any cryptocurrency. It is by nature, decentralized. Bitcoin, for example, has a fixed number of coins that will ever be created (known as mining: see here for more on mining). This is the complete opposite of how traditional currencies work. Every country has a centralized body that regulates the rate of inflation of its currency.

Introduction to Blockchain Infrastructure

Introduction to Blockchain Technology:

At its most simple, blockchain is a series of immutable records (known as blocks), that is managed by a network of decentralised computers (known as nodes). Each block is secured, or linked to one another using cryptographic principles. Blockchain is a decentralised ledger, and not controlled by any central authority. Everything that occurs on the ledger is confirmed by its users, and is visible to all. The very nature of blockchain is transparent and trustless.

It is a common misconception that your coins are stored on the machine, in some ‘digital’ form. All that you have access to, is a public ledger, which shows transactions between addresses. So through consensus, the network will figure out how many ‘coins’ you have access to.

Consensus Mechanism

Blockchain is secured using cryptographic security. For each transaction, consensus must be reached by the nodes in the ecosystem. This is known as a consensus mechanism. There are two current mechanisms; proof of stake, and proof of work. Divi uses the proof of stake mechanism, Bitcoin uses proof of work. These consensus mechanisms perform two key functions. Verifying transactions (making sure no one double spends funds) and creating new blocks (adding blocks to the blockchain).

Proof of Work (PoW)
This uses computational processing power to solve complex mathematical calculations. Whichever computer solves the problem first, is rewarded for their work. These people are called 'miners'.

Proof of Stake(PoS)
The process is largely the same as proof of work, but is entirely virtual. ‘Stakers’ assign a set amount of the currency to be locked up, and this becomes their ‘stake’ in the network. Most simply, stakers validate transactions. Once every minute, a staker is rewarded, based on their collateral. The more coins a user is staking, the higher the chance of winning.

Trustless Decentralized Networks

Both consensus networks are designed to create what is known as a ‘trustless’ network. A trustless system is one that does not require a third party to function. This is part of blockchains ‘security by design’. No single entity has control over the system, and decisions are only made if consensus is reached. This is different to a trusted system (such as a bank), where we delegate power to a central authority, to act in our best interest.


Taken from the Greek kryptos (hidden/secret) and ‘graphein’ (to write), Cryptography is the technique of securing information, to avoid the interference of third parties. There are a few technical areas that modern cryptography targets; Data confidentiality, Data integrity, and Data Authentication.

Public key cryptography

This type of cryptography utilizes a pair of keys, the public key and the private key. Your public key is just that, public, and can be shared with others to perform transactions. Your private key must be kept secret, as it is responsible for authorizing transactions from your wallet (like a complex pin number). Transactions are created using someone's public key, and only the person with the corresponding private key can receive that transaction.


Masternodes are the brains of the blockchain. They keep an entire copy of the blockchain. The purpose of a masternode is to maintain the integrity of the network. Masternodes must lock up collateral in the form of DIVI. The Divi Project devised a simple yet genius masternode initiative. There are five tiers, which maintains a low barrier to entry, and a healthy, decentralized ecosystem. The more masternodes their are, the more secure the blockchain is.

Cryptocurrency Best Practice

Cryptocurrency allows people to take complete control of their finances. This also comes with more responsibility. Users are responsible for the safe-keeping of their funds. This can be quite scary for new users. However, there are some key ways in which users can create a safe environment for themselves and their cryptocurrencies.

All wallets can, and should be encrypted with a password. This password will be required to send funds, which is your first layer of protection. However, it is integral that you have stored your recovery phrase first, as if anything goes wrong with your password or local machine, your recovery key will allow you to restore your wallet.

Two-Factor Authentication (2FA)
Two factor authentication is commonplace these days. Within the Divi wallet, you can integrate your favourite 2FA app, and select when it must be used, such as when you send DIVI, or dismantle a masternode. When selecting a 2FA app, ensure its can be backed up, so if you lose that device, you can still access those codes.

Wallet Backup
Wallets can be backed up in two ways. Firstly, using the 24-word seed phrase. It is recommended that you store multiple copies of this, with at least one ‘cold’ option. A cold option is written down physically, offline, which means no-one can access it through the internet. It is imperative that users are incrediby careful with this phrase.

Secondly, a copy of your wallet.dat file can be saved, and stored on an encrypted USB. This data should be updated every time you deploy a new masternode. To restore your wallet, simply replace the wallet.dat and masternode.config files in the destination folder, and restart the wallet. If the wallet is encrypted, it will ask for your password upon restart.

Computer Hygiene
Any internet enabled device is at risk of compromise, so we always suggest people think about their internet habits on any device that has your cryptocurrency on it. Not exposing yourself to dangerous sites is advised.

Contact Divi Support

Before seed restoring, always contact a Divi Support Star. We are here to help.


The Divi blockchain began as a fork of PIVX,


Blockchain Scalability refers to how many transactions per second (TPS) the blockchain can reach. At the launch of Divi, our blockchain was processing roughly 7TPS, which is the speed of Bitcoin. Over the coming months, Divi will be removing remnant peercoin code, and work toward greatly increasing our blockchains transactions per second. This is a necessary development as a digital currency needs to be liquid and fast, which is an issue currently plaguing Bitcoin, which makes it a poor daily-use currency. Divi aims to be a true, instant, incredibly low cost, digital currency. To achieve this, we will be working on the following improvements.


Peercoin code removal

This is to increase efficiency of the blockchain by removing redundant code.


The Creation of Smart nodes

To provide our users with a secure network, we do not require every node in the ecosystem to be active in the consensus mechanism for every transaction. This dramatically reduces network congestion, and will allow us to exceed 250 transactions per second. This will rival the network speed of global payment giants, Paypal.


Lightning Network

The final piece of the TPS puzzle is the implementation of our own Lightening Network. These payment channels will allow us to provide users with a blockchain that can complete thousands of transactions per second.

Unspent Transaction Output (UXTO)

An Unspent Transaction Output, known as a UXTO, is a transaction hash, or ID. These are located in wallets that contain unspent DIVI. Every time someone sends funds from a wallet, the remaining DIVI is split off, and a new UXTO is created. For example, if I have 10,000 DIVI with one UXTO, and send 3000, a new UXTO will be generated with the remaining 7000 DIVI.

Coin Age/Coin Maturity

UXTOs allow the blockchain to calculate coin age. This is the amount of time from the creation of that UXTO.

Transaction Fees

Transaction fees occur every time a payment is made, and all blockchains use a different calculation. The Divi Blockchain uses a flexible approach to this calculation, that takes into account the transaction value, the size of the transaction, and two transaction multipliers based on value and size.
The formula we use is the following:

Transaction Fee =
(Transaction Value * TVM) * Transaction Size / TSM

These multipliers allow us to easily change the fees for the entire network. This is important as the value of Divi grows, we do not want fees to also increase. We have also introduced minimum and maximum possible fees. The minimum fee is 10,000 Satoshis per KB, and the maximum possible fee is 100 Divi. To help combat inflation, the fees paid are burnt, and are not awarded to anyone.

Mocci: Masternode One Click Cloud Install Generally speaking, masternodes have required complex technical knowledge, and have remained the realm of the computer savvy. Divi understands that healthy ecosystems require everyone to participate, and have developed a revolutionary new technology that allows anyone to establish a masternode.

Masternode Tiers

The development of the 5 Divi masternode tiers, aimed to design a system whereby users felt inspired to save up their Divi rewards, to reach the next tier. It is also designed this way so our masternode ecosystem is not dominated by those who either got in early, or are able to afford a larger investment. We have created the most decentralized masternode ecosystem in cryptocurrency.

Use cases and development

DiviGo: SMS Messaging Bot.
DiviMall: Divi integrated online shopping experience.
Merchants using DIVI:

DiviCoffee, DiviSyrup, DiviThreads.

The Divi Project:

An overview

Why choose Divi?

What makes Divi unique?

You may be wondering what makes DIVI different to any of the thousands of cryptocurrencies available today. We don't blame you. It can be incredibly difficult to understand what each project brings in value. Below are some of the reasons why DIVI is well situated to be a successful global currency. The list below highlights some of the ways The Divi Project is pushing for true global adoption:

1. Crypto Made Easy.

If you’ve experienced the current state of cryptocurrencies, you know that for all their benefits, they remain difficult to use. The Divi Project is laser-focused on creating a cryptocurrency ecosystem that anyone can feel safe and comfortable using. Upon the release of Divi 2.0, users will have access to the world's most user-friendly and feature-rich, cryptocurrency wallet. The Divi Wallet will be game-changing. The Divi 2.0 wallet will have a host of user-friendly features, including Atomic Swaps, multi-currency support, Fiat-to-crypto swaps, Staking Vaults, Pin-to-send, and human-readable addresses.

2. Vibrant and passionate community.

One of the most incredible parts of this project is the community behind it. We are a community of doers. People who are constantly value-adding to the Divi Ecosystem. We are welcoming of newcomers, and our community values respect, integrity, and openness. Come say hi (Telegram // Discord).

3. RiDivi and Fintech integration.

No other cryptocurrencies have taken this path. The Divi Team understands that adoption will not come if we do not start to operate within current systems and disrupt them from within. With the purchase of a share of a remittance company, the Divi wallet will have global fiat-to-crypto licensing, and users will be able to send various fiat and cryptocurrencies around the world, instantly.

4. Proven Track Record.

Despite being one of the smallest cryptocurrencies during the bear market, The Divi team were able to keep their operation lean, and continue to deliver despite the financial climate, when many other massively funded projects fell away. This speaks to a highly organised and motivated core team, and the unwavering support they receive from the community. Together we go further.

Decentralized Governance

The Divi Wallet will have a built in governance system, allowing participants in the ecosystem to vote on various improvements to the blockchain, and the direction of the project. Currently, the governance system is still being developed, and is subject to change. The idea of decentralized governance is on theme with blockchain technology. We want our ecosystem to be engaged, and contribute to the future of the coin and it’s features. Through decentralised governance, we hope to foster the idea of co-responsibility, thus driving engagement.
We expect that anyone with over 10,000 DIVI in their wallet will be eligible to vote, with one vote for every 10,000 (staking or masternodes). The difference between DIVI and other governance systems (such as DASH), is that we have created a masternode system that allows anyone to contribute. Usually, only masternode holders are able to vote on proposals, and masternodes are difficult to establish. We have removed this barrier to entry with our MOCCI system. Currently we have ideas about what the next phases of decentralized governance involve, however it depends entirely upon the ecosystem, and who we attract to the project. However, the future of decentralized governance for DIVI is great, as we remain one of the most decentralized coins in the crypto-space.



This will allow users to vote on basic settings. This would include inflation rate, blockchain metrics, fee amounts etc. This will provide us with a great insight into how our governance system is working. There may be preset options that people can vote on, such as inflation. This is an example of where we may opt for a ‘one-way dial’ approach, so it can only be turned down, not up.



Proposal phase. Divi’s core leadership will bring spending proposals to the community, and they will be brought to a vote. Not all spending will be voted on, such as regular updates. As the project moves forward, these proposals will be able to be created by community members and voted on.



Leadership. As the project matures, we hope to see community elected leaders sitting on advisory boards, etc. Currently, the global legislation for Decentralized Autonomous Organizations is not comprehensive, but we hope that once we reach this phase, there will be increased clarity.

Meet The Team

The people behind the project

Organizational Structure

The Divi Project is a decentralized autonomous organization, and is comprised of four differing entities.

• Telegram community

• Panama foundation: The Divi Project Foundation

• Costa Rica Sociedad Anónima: The Divi Project Foundation

• S.A. Lithuania Corporation: Qbito Technologies


The Divi Project benefits from an incredibly strong leadership team.


From it’s creation, Divi has leveraged the support of four key advisors. This includes former Yahoo Chief Solutions Officer Tim Sanders, Futurist and Philip K Dick award winner Ramez Naam, Former Coin Telegraph CEO, Toni Lane Casserly, and former president of Ogilvy Entertainment, Doug Scott.

The Team

The Divi Project prides itself on the experience the core team and advisory team bring to this project. The leadership team is highly experienced, and brings decades of experience in delivering world class products to market.


The Economics of the Coin

The Divi Project has developed an economic structure designed to keep prices stable while pushing for adoption. Keeping the price at a stable level will encourage people to purchase and use DIVI right now. When you compare it with a currency like Bitcoin, you can see that the high price is a barrier to entry for many.

Creating new coins.

The process by which more coins are added to the blockchain is called minting. 1200 DIVI are created in every block, which occurs every minute. A proportion of this goes to one staker (456), one masternode holder (540), the lottery (0), the treasury (0) and to fund development (0).

Reward Structure

Rewards are paid out to Divi’s stakers and masternode holders. Every new block that is minted, 456 DIVI is awarded to a staking wallet, and 540 DIVI to a masternode wallet. A small portion of each block that is minted is set aside for the treasury (to aid further development of the blockchain), and charity.

The Divi Lottery

Unique to crypto, Divi has implemented a weekly lottery, whereby winners are rewarded a larger one time stake of DIVI.


The topic of inflation is subject to plenty of debate in cryptocurrency circles. For example, Bitcoin is a deflationary currency, and has a fixed supply (also known as a hard cap). Divi has a different economic structure, as it has no hard cap, and embraces inflation as a way of drawing people into the ecosystem, and maintaining its value as a currency that can be transacted easily.

  1. Continual Expansion of user-base:
  2. Fee burning and dust cleanup:
  3. Masternode Tiers:

Wallet Features

The Divi Project has developed one of the most user-friendly crypto experiences in the industry. The desktop wallet (and soon mobile versions), offer a host of features that both keep the user secure, and enhance user experience.


Stakers (read about staking here) help secure the network by verifying transactions. Every wallet that possesses more than 10,000 DIVI is eligible to stake. Stakers are rewarded DIVI proportional to the amount of DIVI they have set aside as collateral (known as your ‘stake’). The Desktop wallet must remain synced to the network to be eligible. Staking is a simple way of Divi users helping the ecosystem, whilst they earn a passive income for the use of their computational power, time, and energy.

Masternodes: Divi’s Masternode one click cloud install (MOCCI)

Once the realm of the technologically savvy, The Divi Project has opened the space to anyone who wishes to participate, but may not necessarily have the technical knowledge. The key is, our Masternodes are hosted on secure servers, but your coins never leave your wallet. This allows you to harness distributed computing, but maintain a high-level of security.

MOCCI stands for Masternode one-click cloud install. It represents the simplification of the masternode process, so anyone can take part in securing the network.

Divi has created a tiered one-click system, which allows users to set up masternodes on a secure cloud server, in just a few minutes. With just one click, the once arduous process of manually installing a masternode is replaced with a simple install. The frontend process is simple. Users fund the masternode with their desired tier, select a payment plan, which covers the server hosting costs, and click deploy.

But what happens on the back-end? What processes happen that the user cannot see, but contribute to the successful installation of a masternode?

What happens when a user hits deploy?

Firstly, funds are checked to ensure the user has enough, then they are allocated to the corresponding masternode. The remote node is then installed on a remote server. To ensure decentralization of the ecosystems, the installation checks all of the existing locations of our MOCCIs, and deploys the newest node to the region with the least established nodes. Once settings are installed on the remote server, the masternode will reboot, and wait for 15 confirmations.

Where do my coins go, if the masternode is hosted remotely

Nowhere. Your coins remain in your wallet at all times. They will be unspendable, as they are allocated as collateral

Human readable addresses

A great point of friction in the cryptocurrency space are peoples wallet addresses, or ‘public keys’. The long string of characters often causes users anxiety, as users are scared of sending funds to the wrong address. Divi has come up with a novel solution: storing unique, immutable names on the blockchain, that can be used to send funds to, or connect with. This makes the transaction process faster, safer, more user friendly, and less intimidating for new users. In addition to human readable addresses, each account will be mapped one-to-one to a name, email, or phone number.

Atomic Swaps

Atomic swaps are a smart contract technology, that allow for the exchange of one cryptocurrency to another without the need to use a centralized exchange. They can be thought of as an instantaneous peer-to-peer swap of currencies. Not only are atomic swaps useful for those who wish to use multiple currencies, they also keep our users far more secure. Without the need to use third party exchanges, who are always at risk of security breaches, users can buy and sell the currencies of their choice, all from the security of their own local wallet.

Wallet pockets

The Divi wallet will include wallet pockets, which are essentially bank accounts. This allows the user to set differing levels of privacy and security for each pocket, split up funds for different projects or family members, and manage your own money, your way. It allows users to separate tax payments and hopefully operate their entire business out of our smart-wallet.

Pooled masternodes & Pin-to-Send Security

Divi’s vision has always been to create the most secure and easy to use cryptocurrency in the world. Simple additions like Pin-to-send are a great example of this. Simply choose a contact, and the amount you wish to send. Then, chose a private pin number, with a time-limit expiry. This means that only the person who knows the pin, can sign off on the transaction. Alongside named accounts and users, and human readable addresses, pin-to-send makes the possibility of sending funds to the wrong person, almost impossible.


We have a host of inventive ways to enhance the user experience inside the wallet. We envisage the integration of many ‘crypto-banking’ features, that will allow our users to better manage their finances, on their own terms. The following features are not yet available, but are in the development pipeline. Our user friendly smart-wallet will change the way people interact with their cryptocurrencies.

Piggy Bank
The idea of the Piggy Bank is to encourage savings. The user will be able to set aside a portion of their income, that can only be accessed at a future, predetermined date.

Scheduled payments
This feature will allow for prompt bill payments, or any payment you wish to occur on a predetermined date. The wallet is designed to be able to send present amounts on a regular schedule.

Request money
The wallet will have the ability to request funds from your contacts. The contact will receive a notification, with the details of the request, and a deposit address.

Auto Split
Designed with business partners in mind, the autosplit feature will allow users to set a percentage threshold, which will automatically split incoming payments, and route the funds to each pocket. The autosplit feature can also be used for businesses when they receive product payments. You will be able to instantly seperate off taxes, to be paid at a later date.

Back to Top
© 2020 DiviLabs. Design & Developed by Encke Technologies.