Working Capital Efficiency
The data from Quater 3 in 2019 to Quater 2 in 2020 includes 3 quarters.

Liabilities on Revenue
Current assets on Revenue

Cost Efficiency
The data from Quater 3 in 2019 to Quater 2 in 2020 includes 3 quarters.

Ratio of Retained Earnings to Revenue
Selling, General & Administrative (SG&A) Expense Ratio

Invest Efficiency
The data from Quater 3 in 2019 to Quater 2 in 2020 includes 3 quarters.

Retained Earning on Assets
Earning Per Share


The financial analysis for Q3 2019 to Q2 2020 reviews working capital efficiency, liabilities/revenue ratios, cost efficiency, retained earnings/revenue ratios, SG&A expense ratios, investment efficiency, retained earnings on assets, and earnings per share across three quarters.  The key is to exclude data that is consistently zero or outliers to create meaningful insights.