Smartphone's Smart Mouth; Talk Back Question
MALVEAUX: Want to bring back Sheldon Kennedy. He was a National Hockey League player, and he was abused by his coach when he was a teenager, and he was joining us before the break to talk a little bit about his own experience and the fact that you were able to overcome this, Sheldon, and the courage it takes really to come forward. You say your life was a lonely living hell, and you changed that. You were able to somehow get the courage to talk about this. How did that happen?</s>KENNEDY: Well, I had a choice to make, and that was either I needed to deal with these issues or I was probably going to be dead. And I think that's where most abuse victims get to, is the shame and the guilt becomes overwhelming, and the way and the lifestyles to numb out the pain usually is drugs and alcohol. So, one thing that we do and have realized over the last 14 years since we've been involved here with these issues is that the pain is very great. And if we see a lot of times -- which we've seen recently, with bullying and abuse cases, back in the day we used to write it off as, oh, that individual has problems, why their took their own life. Now, because of social media, et cetera, we can link a lot of these suicides to bullying and sex abuse and so forth. It has a huge amount of damage. But there is a way out. That's the important piece.</s>MALVEUAX: Sheldon, I know you kept quiet for 13 years. There are a couple of the alleged victims in this case at Penn State -- one who was 10 years old -- they're not identified and they are trying to get those now young men to come forward, but they were just 10 years old back at the time. There must be a lot of fear and a lot of shame as you've talked about. What would you say to those men now who might be watching this unfold and who were victims, alleged victims of this abuse?</s>KENNEDY: One of the things that happened is that you think you're alone because you're told as such a young person by someone in authority that you trust, such as i.e., the perpetrator that it's a secret and no one else will know about this. But the reality is in this day and age people that come forward and do the right thing are going to be supported, and for these individuals, they're not alone. And I think that's what we find today, is that that's the biggest fear. The fear is that we're going to be alone and nobody is going to believe us. But the reality is that we're not alone, and people do believe us. And I think that for me to be able to move on and to become the person that I wanted to be, I let myself be in relationships -- that I was unable to unless I dealt with this stuff. I needed to confront and do the right thing. And that is step up to the plate and be honest with myself about what happened and then start repairing that.</s>MALVEUAX: Is that the message that you would tell those people who are still hiding, who are still afraid?</s>KENNEDY: Yes. I think that there's probably -- there are probably living with a secret. And I would hope that there's lots of ways they can do it and not be identified. In Canada, anyway -- I'm not sure exactly of the U.S. laws, but I would hope that one way or another that they deal with it.</s>MALVEUAX: All right. Well, Sheldon Kennedy, thank you so much for being such a great inspiration and role model in terms of someone who has come forward and who has dealt with it publicly and has used your platform to help those who are actually struggling, who are victims who are now survivors. Thank you very much, Sheldon.</s>KENNEDY: Thanks for having me. I appreciate it.</s>MALVEUAX: Voice recognition technology has been out for some time. But the game changed, right, when Apple launched Siri. Siri's grasp on artificial intelligence. It is turning the iPhone 4S into the smartest smartphone on the market. Here's Dan Simon.</s>UNIDENTIFIED MALE: Wake me up tomorrow at 6:00 a.m.</s>SIRI: OK. I set it for 6:00 a.m.</s>UNIDENTIFIED MALE: It's that easy.</s>DAN SIMON, CNN CORRESPONDENT (voice-over): The iPhone's new virtual assistant Siri is still only in beta, yet many early adopters have come to rely on it. We saw that when users voiced frustration over a temporary outage last week. Apple may still be working out the bugs, but Siri has been called as revolutionary as the first computer mouse.</s>GARY MORGENTHALER, VENTURE CAPITALIST: It just come to me that, you know, I've seen the future.</s>SIMON: Few understand Siri's capabilities better than Gary Morgenthaler. A Silicon Valley venture capitalist, he helped provide the financing to made Siri a reality. It began when its creators walked through his door to pitch him on their product. Adam Cheyer, Dag Kittlaus and Tom Gruber. Three genius entrepreneurs who wanted to build the next generation user interface.</s>MORGENTHALER: And the idea was to create an executive assistant. A virtual executive assistant for individual people on the Internet to ease the access to the Internet. If you think about it, on a mobile device, you don't have a big screen, you don't have a mouse, an icon. You don't have a lot of information. It's slow. It's hard to type. You really want to be able to talk to it and you want to be able to get the information services that you want immediately.</s>UNIDENTIFIED MALE (voice-over): And now we're introducing Siri.</s>SIMON: Siri was originally a free app on the iPhone, but Apple was so impressed by it, it bought the company for a reported $200 million. And now it's a key selling point for the new iPhone, the 4S. But Morgenthaler says its functions will become much more broad and sophisticated.</s>UNIDENTIFIED MALE: Move it to 2:00.</s>MORGENTHALER: So you can imagine, for example, saying, to Siri, Siri, purchase a copy of the Steve Jobs biography and send it to my father. And just -- that's all the more you have to do. You can also imagine Siri controlling various functions in your house. The temperature and HVAC, checking on your appliances, managing devices for you.</s>UNIDENTIFIED MALE: Read me my text.</s>SIMON: Apple, as usual, is mum on its plans, but some, including "The New York Times," have speculated that it could come out with a television where you could use Siri and tell it what you'd like to watch. One feature immediately available on Siri is its sense of humor. And users have had fun asking it off-beat questions.</s>MORGENTHALER: Where do you hide a body is one.</s>SIRI: What kind of place are you looking for? Dumps, swamps, mines, metal foundries or reservoirs.</s>MORGENTHALER: Siri, what are you wearing?</s>SIRI: Aluminumsilitate (ph) glass and stainless steel. Nice, huh?</s>SIMON: Giving Siri a real persona was important to the creators to make it more memorable and distinguished.</s>MALVEAUX: Dan Simon, he's joining us live from San Francisco. So, Dan, this is pretty cool, right? Pretty remarkable stuff. But there are still some kinks?</s>SIMON: Well, still a few kinks. You know, even though it's a signature selling feature of the new iPhone, the 4S, you know, it's still in beta, which means that it's still unfinished software, so you might experience some issues from time to time. But we should point out that the iPhone is selling like hotcakes. We're in front of an Apple store and Siri is the big reason for that.</s>MALVEAUX: All right, Dan, thanks. Appreciate it. Really cool. Well by now you've heard the latest allegations. You've met the woman behind them. So today's "Talk Back" question, is this Herman Cain accuser's statement a game-changer? Sal says, "no. The fact they waited so long to come forward makes them lose all credibility." More of your responses up next. But first, here's some free money advice from the CNN "Help Desk."</s>POPPY HARLOW, CNNMONEY.COM: Well, time now for "The Help Desk," where we get answers to your financial questions. Joining me this hour, Lynnette Khalfani-Cox, the founder of the financial advice blog askthemoneycoach.com, and David Novick, a certified financial planner and adjunct professor at NYU. Thank you both for being here. David, your question comes from Craig in California. Craig says, "we have businesses, banks and brokerages asking us to go paperless." He wants to know, look, does it carry any legal ramifications for us that we should know about?</s>DAVID NOVICK, ADJUNCT PROFESSOR OF FINANCE, NEW YORK UNIVERSITY: Well, there's a couple things with going paperless. One, if you're going to do that, you want to make sure that your e-mail account that you're going to be using and your password is very secure. Secondly, you need to make sure that you keep on top of the notifications, because you're still responsible for any bills or expenses that come through. If you make any changes to your e-mail or whatever, you need to notify them right away and you need to make sure you're able to either keep a paper copy or have access to their site for at least three years for tax purposes.</s>HARLOW: They say save paper and I agree, but print it out when you think you need to, right?</s>NOVICK: Yes, I would print it out.</s>HARLOW: Print it out for your files. Thank you. And, Lynnette, your question comes from Frank in Virginia. Frank is 63 years old and less than five years from retirement. He says he's at the top of his earnings power right now and the top of his tax rate. He wants to know if he should get a Roth IRA or stick with a traditional IRA. What do you think at 63?</s>LYNNETTE KHALFANI-COX, FOUNDER, ASKTHEMONEYCOACH.COM: Well, the question is whether or not he qualifies for the Roth IRA. He didn't say what his income is and he didn't say whether he was single or married. There's different income limitations. Generally around $120,000 to $122,000 range for single people, $177,000 or so for married folks. So he may be locked in to the traditional IRA. However, if he does qualify, I think the Roth is a great deal because, again, you can get those monies, you can take them out tax free on the back end.</s>HARLOW: Pay it now.</s>KHALFANI-COX: So whenever people do qualify, I do suggest the Roth.</s>HARLOW: All right, thank you both. We appreciate it. And if any of you have a question you want answered, just send us an e-mail any time to cnnhelpdesk@cnn.com.