Wind mitigation is the implementation of certain building techniques in order to limit damage caused by intense wind.A Few Facts About Windstorms and Wind Insurance.
Wind loss mitigation is performed by a licensed inspector to determine the dwelling s ability to withstand hurricane force winds. The inspection focuses on the type of roof, the roof deck attachments, roof to wall attachments, and any other modification to the dwelling such as hurricane shutters.  In summary, wind mitigation is a strategy designed to limit the amount of wind damage inflicted on a structure. Various incentives are in place to motivate homeowners to implement these enhancements, and qualified inspectors can determine which improvements are necessary. 1 If proper wind mitigation techniques have been used, these expenses can be avoided altogether. 2  Wind mitigation helps protect the home from damage. 3  Even if a home is insured, it is always costly when a house is damaged, both for the homeowner and the insurer. Wind Mitigation Inspection Features that will get you deductions are: 1  Roof Covering: Common types include shingles, clay tiles, metal, and built-up tar and gravel. 2  This feature must meet or be equivalent to the Florida Building Code.  If you live in a coastal state, you’ve probably heard of Wind Mitigation Insurance. If you’re a Florida resident, especially – that peninsular state sprawling into the Atlantic and Gulf, flirting with tropical storms and hurricanes every summer and fall – almost assuredly you’re familiar. Their solution: Incentivizing wind mitigation inspections as a means of properly safeguarding properties in targeted areas, in the hopes that insurance companies increase their odds of insuring more secure, less damage-susceptible properties. Homeowners can receive substantial credits for outfitting their homes with windstorm mitigation features that withstand or are more resistant to high winds. We highly recommend that Florida homeowners, especially those living in more hurricane-prone regions, consider investing in wind mitigation features. Savings. According to the Florida Division of Emergency Management, 15% - 70% of home insurance premiums in Florida can be attributed to wind-damage risk. While there is an upfront cost involved, outfitting your home with wind mitigation features can result in significant long-term savings. Wind mitigation is the implementation of certain building techniques in order to limit damage caused by intense wind. A Few Facts About Windstorms and Wind Insurance. 1  In 2006, Citizens Insurance, one of the largest property insurers in Florida, requested a 45% rate increase for wind insurance. 1 If proper wind mitigation techniques have been used, these expenses can be avoided altogether. 2  Wind mitigation helps protect the home from damage. 3  Even if a home is insured, it is always costly when a house is damaged, both for the homeowner and the insurer. In Florida, for example, premium discounts for certain favorable wind mitigation features are mandated by State law and can total 45% of the original policy's premium. In coastal parts of Texas, the State mandates windstorm inspections prior to certifying a new building. The purpose of a windstorm inspection is to determine the appropriateness of a given structure's construction in the event of strong winds, such as those present in a hurricane. In Florida, a wind mitigation inspection is performed by a licensed general contractor, building contractor, architect, engineer, building inspector or home inspector. The information gathered is presented on a standard wind mitigation form, OIR-B1-1802, commonly referred to as the 1802 form. As of Feb 1, 2012, all inspections must have photos showing each feature listed on the wind mitigation form. The purpose of a windstorm inspection is to determine the appropriateness of a given structure's construction in the event of strong winds, such as those present in a hurricane. Generally, a wind mitigation inspection is needed to determine which credits apply to a home. During a wind mitigation inspection, a certified inspector looks for key features and add-ons that reduce the amount of damage your home may suffer in the event of a hurricane or strong windstorm. Savings. According to the Florida Division of Emergency Management, 15% - 70% of home insurance premiums in Florida can be attributed to wind-damage risk. While there is an upfront cost involved, outfitting your home with wind mitigation features can result in significant long-term savings. A windstorm inspection, also referred to as a windstorm mitigation inspection, windstorm insurance inspection or wind mitigation inspection, is a kind of home inspection common in the coastal areas of the Southeastern United States. The purpose of a windstorm inspection is to determine the appropriateness of a given structure's construction in the event of strong winds, such as those present in a hurricane.
http://www.hoffmaninsurancecompany.com/14.home http://www.nachi.org/wind-mitigation.htm http://www.windinspectionsflorida.com/ http://www.floridacentralhomeinspections.com/content/how-can-wind-mitigation-inspection-save-you-insurance https://peoplestrustinsurance.com/homeowners-academy/2015/06/03/what-is-wind-mitigation http://www.nachi.org/wind-mitigation.htm https://en.wikipedia.org/wiki/Windstorm_inspection https://en.wikipedia.org/wiki/Windstorm_inspection https://peoplestrustinsurance.com/homeowners-academy/2015/06/03/what-is-wind-mitigation https://en.wikipedia.org/wiki/Windstorm_inspection
what is wind mitigation