Yes
1 people whose eligibility for a disability freeze is based on earnings as a railroad worker or as military personnel (because these earnings do not count for Social Security purposes), and. 2  incarcerated individuals (under certain conditions). However, if you are approved for SSDI (which is easier to get for older claimants), you can apply for a disability freeze, which will limit the affects of any low earning years, or years that you didn't work, that were related to your illness. This can result in higher retirement and SSDI payments. Because an average of your historical earnings is what determines the amount of your monthly benefits check for Social Security Disability Insurance (SSDI) benefits, having a period of very low earnings on your record can have negative effects on your SSDI benefits. If you’re disabled temporarily and have lower income for a period of time as a result, you can apply for a “disability freeze” during that period. The SSA would then review your earnings history differently if you do later need to apply for SSD benefits. If your Social Security disability benefits stop because of your earnings, but you’re still disabled, your free Medicare Part A coverage will continue for at least 93 months after the nine-month trial work period. After that, you can buy Medicare Part A coverage by paying a monthly premium. . . . 4 Social Security disability rules Social Security work incentives at a glance. . . . . . . . . . 6How your earnings affect your Social Security benefits. . . . . . . . 8What to report if you work and receive Social Security disability. . . . . . . . . . . . 9If you lose your job. Jump to navigation. A “disability freeze” is a period during which the Social Security Administration (SSA) puts a person’s work and earnings history record on pause. Work and earnings history are major factors in eligibility for Social Security Disability Insurance (SSDI) benefits and for Social Security retirement benefits. The SSA understands this, which is why “disability freeze” status exists. When a person receives SSDI benefits, the SSA allows the individual to maintain “insured status” by putting their work and earnings record under a disability freeze. The bank must allow you to use up to $2,000 in the account. If you receive $1,000 in Social Security benefits by direct deposit each month, and you have $3,000 in your account, the bank can freeze $1,000 of the $3,000. The bank must give you access to the remaining $2,000 so you can continue to pay bills and withdraw cash as usual. If the bank freezes your money. Your bank protects 2 months’ worth of benefits. If a collector tries to garnish money in your account, your bank must look at your account history to see if you received any Social Security or VA benefits by direct deposit in the last 2 months. The disability freeze can stop your Social Security disability or retirement benefits from being lowered despite years of little or no earnings. However, if you are approved for SSDI (which is easier to get for older claimants), you can apply for a disability freeze, which will limit the affects of any low earning years, or years that you didn't work, that were related to your illness. This can result in higher retirement and SSDI payments. You are here. A “disability freeze” is a period during which the Social Security Administration (SSA) puts a person’s work and earnings history record on pause. Work and earnings history are major factors in eligibility for Social Security Disability Insurance (SSDI) benefits and for Social Security retirement benefits. The SSA understands this, which is why “disability freeze” status exists. When a person receives SSDI benefits, the SSA allows the individual to maintain “insured status” by putting their work and earnings record under a disability freeze. In addition, even if you're not disabled at the time you retire, many individuals qualify for what the SSA calls a  disability freeze .. By applying for the disability freeze, you can ask Social Security to ignore your periods of disability in their calculations for retirement and survivors' benefits.  To prevent this, the disability freeze provisions, in effect, ignore periods of disability when computing a retirement or survivors benefit. Thus, the individual is held-harmless as far their potential entitlement to other types of Social Security benefits. The Disability Freeze. The concept behind the disability freeze is simple but powerful. For entitlement to regular Social Security retirement or survivors benefits a worker needs a minimum number of years of covered employment. A disability freeze is a period of time in which your earnings information is not considered by the Social Security Administration (SSA) when computing Social Security Disability (SSD) payments. If you’re disabled temporarily and have lower income for a period of time as a result, you can apply for a “disability freeze” during that period. The SSA would then review your earnings history differently if you do later need to apply for SSD benefits.
http://www.disabilitysecrets.com/resources/social-security-disability/ssdi/what-is-disability-freeze.htm http://www.disabilitybenefitscenter.org/faq/disability-freeze https://www.ssa.gov/pubs/EN-05-10095.pdf http://www.disability-benefits-help.org/faq/what-is-a-social-security-disability-freeze http://www.consumerfinance.gov/askcfpb/1157/can-creditor-garnish-my-social-security-benefits-pay-debt.html http://www.disabilitysecrets.com/resources/social-security-disability/ssdi/what-is-disability-freeze.htm http://www.disability-benefits-help.org/faq/what-is-a-social-security-disability-freeze http://www.fool.com/retirement/general/2014/08/16/social-security-disability-what-happens-when-you-t.aspx http://www.ssa.gov/history/dibfreeze.html http://www.disabilitybenefitscenter.org/faq/disability-freeze
can you freeze your social security earnings