Section 75
If you booked a holiday and paid the deposit or full price on your credit card and it cost between £100 and £30,000 you may be able to make a claim if the airline or holiday company goes bust or the holiday isn’t as described. For example, if you bought something costing £200 but paid a deposit of 10% on your credit card and the rest by other means you’d still be covered and you would be able to claim the whole £200 (and not just the deposit) from your credit card company if the goods didn’t arrive or were faulty. When you spend between 100 and 30,000 on your credit card you are covered under Section 75 of the Consumer Credit Act. That applies if the goods you buy are faulty or if products or services are not delivered: in the XL case if you don't get your holiday. You can claim the money back from your credit card company. Make sure you use your credit card wisely on holiday []. A Yes. Section 75 of the Consumer Credit Act will guarantee the whole amount even though you’ve used your card to make only a part-payment. Holidays, like any other product or service you buy, are covered provided the value is more than £100 and less than £30,000. If you buy goods or services on your credit or debit card, you could have extra protection if things go wrong compared with paying by cash or cheque. Credit cards have the greatest protection, potentially giving you a claim against your card provider under Section 75 of the Consumer Credit Act. Your rights when buying by credit card. If you use your credit card to buy something, such as goods or a holiday costing over £100 and up to £30,000, you’re covered by ‘section 75’ of the Consumer Credit Act. You get better protection if you use your credit card. The key difference is that when you claim on a credit card under Section 75 of the Consumer Credit Act, the credit card company is legally liable. But the Visa Debit chargeback scheme is not legally binding, so you don't have any legal redress if you are unhappy.
https://www.moneyadviceservice.org.uk/en/articles/how-youre-protected-when-you-pay-by-card https://www.moneyadviceservice.org.uk/en/articles/how-youre-protected-when-you-pay-by-card http://news.bbc.co.uk/2/hi/programmes/working_lunch/7593369.stm http://www.express.co.uk/finance/personalfinance/294826/Is-my-holiday-covered-by-a-credit-card-guarantee http://www.which.co.uk/consumer-rights/regulation/section-75-of-the-consumer-credit-act https://www.moneyadviceservice.org.uk/en/articles/how-youre-protected-when-you-pay-by-card http://news.bbc.co.uk/2/hi/programmes/working_lunch/7593369.stm
if i purchase a holiday using a credit card what am I covered for