The Fed is supposed to monitor banks for risk. Is it up to the job?
The San Francisco Federal Reserve Bank seems to have missed signs that two failed banks, Silvergate and Silicon Valley Bank, weren’t on firm footing. 
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction: The Fed is supposed to monitor banks for risk. Is it up to the job?

### Response: The San Francisco Federal Reserve Bank seems to have missed signs that two failed banks, Silvergate and Silicon Valley Bank, weren’t on firm footing. 