Housing expert: ‘We can expect mortgage rates to go down’
The average interest rate on the 30-year fixed mortgage has fallen by three-quarters of a percentage point since mid-November.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction: Housing expert: ‘We can expect mortgage rates to go down’

### Response: The average interest rate on the 30-year fixed mortgage has fallen by three-quarters of a percentage point since mid-November.