Stocks Drop in Final Trading Day of Year
Money managers entered 2022 expecting stock-market gains would moderate, but few were prepared for how tough this year would be. 
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction: Stocks Drop in Final Trading Day of Year

### Response: Money managers entered 2022 expecting stock-market gains would moderate, but few were prepared for how tough this year would be. 