Mortgage Rates Record Biggest Calendar-Year Increase in 2022
The rise in borrowing costs this year has ended a housing boom that drove up prices.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction: Mortgage Rates Record Biggest Calendar-Year Increase in 2022

### Response: The rise in borrowing costs this year has ended a housing boom that drove up prices.