The cost of owning a car keeps rising. Could a price drop be coming?
A growing number of people have fallen behind on their car payments, while tighter credit requirements make it harder for new car buyers to get a loan.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction: The cost of owning a car keeps rising. Could a price drop be coming?

### Response: A growing number of people have fallen behind on their car payments, while tighter credit requirements make it harder for new car buyers to get a loan.