what happens if you ignore a collections agency
Question The debt collector may file a lawsuit against you if you ignore the calls and letters. If you then ignore the lawsuit, this could lead to a judgment and the collection agency may be able to garnish your wages or go after the funds in your bank account. (Learn more about Creditor Lawsuits.) In the end, itâs almost always better to focus on settling the debt or disputing its validity (depending on your situation) rather than ignoring the debt collector's calls and letters.