how long does it take for collections to come off credit report
- 1 Bankruptcies: 7 years for completed Chapter 13 bankruptcies and 10 years for Chapter 7 bankruptcies. 2  Foreclosures: 7 years. 3  Collections: Generally, about 7 years, depending on the age of the debt being collected. 4  Public Record: Generally 7 years, although unpaid tax liens can remain indefinitely.