is my 401k an ira
- If your plan at work is a Roth 401(k) or Roth 403(b), then you can roll your Roth money directly into a Roth IRA. If you donât have a Roth plan, you have the option to convert your funds to a Roth IRA.Just remember, youâll have to include any converted amounts as income on your taxes.f your plan at work is a Roth 401(k) or Roth 403(b), then you can roll your Roth money directly into a Roth IRA. If you donât have a Roth plan, you have the option to convert your funds to a Roth IRA.