what is the lowest credit score for an fha loan
650-699 Credit Score â Good Or Bad? Credit Card & Loan Options? Here are credit score minimums as stated by FHA: 1  Credit score at or above 580: Eligible for 3.5% down payment. 2  Credit score of 500-579: Must put 10% down, but still eligible. 3  Credit score below 500: Not eligible for FHA financing.