Good morning. Welcome to the regular monthly meeting of the Longmont Housing Authority for Tuesday, September 15th. We will start today with the call to order, which I guess that was just the call to order, and now turn it over to Olivia if you wouldn't mind doing a roll call for us. Good morning. I am seeing Chairman Cameron Grant, Vice Chairman Tim Waters, Commissioners Harold Dominguez, Jane Christopher, Tom DeBee, Lauren Kelly, Arlene Zortman. We also have Karen Roney, Kathy Fedler, and Polly Christensen. Thank you, and this is a public meeting, so if there is anyone watching the livestream that would like to be heard during the public invited to be heard portion of the meeting, which is item number five, you'll need to watch that livestream on the City of Longmont YouTube channel for instructions about how to call in and provide public comment at the appropriate times. We'll give instructions during the meeting, and they'll also be displayed on the screen when it's time to call in to provide your comments. Just as a reminder, your comments are limited to three minutes per person, so each speaker will be asked at the beginning to state their name and address for the record before proceeding with their comments, and then we'll let you know when you hit your three-minute limit. Also, pretty important, please remember to mute the livestream when you're called on to speak, and that'll come up later in the agenda. We'll let you know when that's happening. We're now moving on to item number two, agenda revisions and submission of documents. Are there any changes we have to the agenda or any additional documents? Seeing nobody wave their hands, we'll move on to approval of the agenda. I'd entertain a motion to approve today's agenda. The other motion by Tim and a wave by Paulie, and by actually wave by Jean. We'll go with that. Any comments? Paulie, did you want to comment? You're still on mute, I believe. Would there be a legatation at time, you know, that word? Just fix that. Could you say that again, Paulie? You were on mute for the very first part of that. Oh, I'm sorry. Just correct the spelling on item 6b of the real-bit-taste-ton. Yeah, just correct the word. Yeah, I'll say when I started on this board, there were a lot of acronyms and words that I had to learn, but that's a new one to me. So we'll correct that. Thank you. All right, we've got a motion to second. All in favor of the approving the agenda. Any opposed? Seeing none, we will move on to approval of the minutes.  We actually had a special meeting after that that I think will approve those minutes next time. So you should all have received those draft minutes in your packet. I'd entertain a motion to approve both of those minutes. So moved. Moved by Tom. Second. Second by Lauren. All in favor, wave your hand. Unanimously approved. So we will move on. So now we're at item five, which is public invited to be heard. So if there's anyone from the public watching, what you need to do is dial 1-833-548-0276. That's a toll free number. So don't worry about the long distance. When you're prompted, enter the meeting ID, which is 847-5548-9100. And those instructions should also be on your screen, including that phone number. When we're ready to hear public comment, we'll call on you to speak based upon the last three digits of your phone number. Again, each speaker must state their name and address for the record, and they'll be allowed three minutes to speak. And again, most importantly, remember to mute the live stream when you're called on to speak. So what we need to do now, because there is a delay between the Zoom version of our chat, our conference, and the live stream, we're going to have a five minute break, and then we'll come back. So it's 8.06 now. So we'll come back at 8.11 to see if we have anyone queued up to call. Can I remember before we break? Yes, sir. The number you read is different than the number on the screen. Oh, that's a good point. And Chair, the number on the screen is the toll-free number. The number you read is not. All right. So let's go back. And so the number on your screen, if you're listening and not on the screen is 1-888-788-0099. My understanding is both of those numbers will work. And in either case, when you get in, you have to enter the meeting ID 847-5548-9100. It will take a five minute break now. We will be back at 8.11 to see if we have anyone queued up. Welcome back. It's 8.11. Can someone who's monitoring the waiting room let me know if there is anyone who is queued up to speak? Yes, Chair. We have one caller in our queue. And when everyone's back on camera, I will begin. Great. All right. We have one caller. Your phone number ends in 1-887. I'm going to ask you to unmute. There you are. Can you please stage an address for the record? And you have three minutes. Yes, my name is Michelle Newman. And my address is 320 Homestead Parkway, Spring Creek Apartments, Longmont, Colorado 80504. I'm in Unit 119. And some of you have heard from me in the past. Many have not. I have been with violence last year with a restraining order. I won't go into that right now. My main concerns are the integrated partnership and a lot of the comments that have been made since the first of the year by Tim Waters and about getting a professional mediator to Spring Creek to handle the situation. Even upon Gillian Baldwin's departure, things have changed minimally. Residents still feel like they're a prisoner of their apartments. And now Gillian has come back to haunt us again because all residents, especially the original residents who came into apartments in 2016 signed an eight-page lease. We are now being forced by Tori Sanders to, when we renew, recertify and renew our leases this year to sign a 27-page lease that is on legal paper, small type where the residents are being called in after their recertification is approved to meet lease sign. No discussion. This lease is a joke. I mean, it is not even legally written. It does not pertain to the type of housing we have. It is like a generic global lease. And it puts all the demands on the resident. The agent or LHA has no responsibility or accountability in this lease. And there's no recourse for residents if LHA actually or the agent does not abide by their obligations. And this needs to be rewritten and discussed. I don't know how many board members have seen this new lease that we are being instructed to sign. And it's very concerning. And I'm to the point that I want to go month to month when I renew. But then the problem is that they're going to probably check up my rent because I'm month to month. And with that in tune, the last moment at the August meeting, you mentioned that you have 80 housing choice vouchers available to distribute to the community. I had submitted a 2018 housing choice voucher lottery entry form. And I want to know what the likelihood is that I might be a candidate to receive one of those 80 housing choice vouchers, especially if I go month to month and do not sign this new ridiculous lease that's being forced on the residents. Is that my three minutes? I think we can hear you just fine. Thank you for your comments. I think as you know, you've presented before spoken before this is the opportunity for you to give us information and it's not there's not a lot of back and forth here. But I would suggest your question that you call the the main line and and discuss that with someone. Okay, all right. Thank you. Thank you very much. And was that our only caller today? Yes, chair. That was it. Okay, thank you. So we'll move on to item number six, a, which is review and approval of a final draft letter to the city of Longmont regarding the value of city services to the LHA. We circulated a revised draft based upon some comments that we had at our special meeting a week ago. Hopefully you've all had a chance to review that and it's included in the packet. So this will be the final draft unless anyone wants to discuss it and suggest some revisions. Polly. I would suggest just one change. I think this is a good letter. I really do. I think you did a good job. Summing up everything that was discussed. The word unpalatable, which I know Jean suggested and I have a great deal of respect for Jean. But I would suggest changing it to a different word like unaffordable. Unpalatable implies that they kind of have a choice and they don't really and no rent increases ever palatable. But when I would just suggest a different word like unaffordable or steep or something like that. That's all. Okay. So I think to follow Robert's rules to get further into discussion or no discussion, we ought to have a motion to approve or a motion to approve with Polly's suggested change. Anyone wants to go that direction? I would motion to approve the letter with Polly's change. I agree with her assessment of that word. Okay. We have a motion from Lauren and Jean. Second from Marlene. Is there any discussion? No discussion. All in favor, raise your hand. All opposed, do the same. No one opposed. We have motion carries. So we will finalize that letter and get that off to the city immediately for inclusion in tonight's discussion. Real quick. Cameron, I couldn't get mine off mute. I needed to recuse myself from that vote. That's what I was just about to say. Do you really noted? Let's move on to item 6B resolution 2020-13, which is a resolution approving the closing of various sources of funding for the redevelopment of, here we go, redevelopment and rehabilitation of Aston Meadow's apartment. That resolution was circulated, I think separately from the agenda, you should all have that. I'd entertain a motion to approve that. Marlene moves to approve. Ken, I was wondering if I could ask a couple of questions. Absolutely. I think, yeah, go ahead. Discussion would usually wait until we have a motion and a second. Okay, I'll wait. I'll wait. I'll move approval of resolution 2020-13. Thank you. We have a motion and I didn't catch you that second one was second second from Jean. All right, now let's turn to discussion. Arlene, would you like to ask your questions? Well, because I fairly knew it, this and some of this legal lease is a little intimidating to me. I'm wondering if this is the project for the rehabilitation of Aston Meadow's apartments. Is that correct? Yes, it is. Okay, so I understand the bond for $8 million, and then all of the other amounts of money that are in here total up to a little bit over $6.6 million. Is that in addition to or is that to go against that bond? So in other words, are we, is it a $15 million funding we're doing here or what exactly is it? It's about it's about half of that. So yeah, so some of those sources are going against the bond, and some are not. So it's about a seven, eight million dollar project altogether, because there's acquisition, transferring the property from one entity to the other, considered to be acquisition or sale. So the value of the property and the land and then about a five just under $5 million renovation included with that. Okay. Thank you. Thanks for that clarification, because in some of our communication, we refer to the project as a $5 million rehab project. It's helpful to understand that. Any other comments or questions? Are seeing none? All in favor, please raise your hand. Any opposed? And should I note, Harold, that you recused yourself from that one as well? Or did you just not wait, raise your hand? Oh, I'm raising my hand for it. I'm having computer issues right now. Okay. So we unanimously approved. Thank you. Let's move on now to item number seven, executive board member report. Sorry, it is, I'm having a world of hurt right now with my computer. Do you want to send it to me? The No, I'm not. I don't have a presentation. It's just Okay, it's locking up on me. So it's doing some wonky stuff. A couple of things that I wanted to update you all on in terms of the the fire that we had at the lodge. Everything seems to be coming back together. As of last Friday, the team that 24 seven, they came in for the rehab. They move units 101 and 102. They were to the last ones that were in play. They were allowed to move back in. And they cleared the hallway. They still I think they've moved the filter, but they still had a HEPA scrub hair scrubber. The one unit that is going to need to be open for a longer period of time is unit 201 in terms of where they had the actual fire. And they have to move all of their contents out and they they have to get those contents cleaned. And so that we can go in and do the smoke mitigation that you need to do in that unit. But you know, within about a week, everything, you know, we had to move out people. The following believe it was the following Monday, we were able to move some back in. And then Tuesday, we moved the bulk in. And then those last two units were the ones that were I think immediately below it where the water came in and it needed to have some additional drawing time. So the team did, you know, in terms of the amount of water that was in that facility. And I guess our experience the last time this happened in terms of getting the remediation team in they did a really good job of getting in there quickly and getting the drying equipment into the walls so that we could avoid any other potential significant issues related to water damage. Karen Kathy, did I miss anything on that one? I don't think so. Okay. The other thing that I wanted to update you all on. So obviously, we have a number of vacant positions. We have been looking at the budget. And what we can do and what we really wanted to focus on was putting in hiring positions where the rubber meets the road in terms of actually working within the various neighborhoods. So we're currently in the hiring process for two community managers and a maintenance tech. As we indicated, we did get the proposals for the consultants and we're looking at the financials associated with that. Specifically related to the finance, the housing choice vouchers and the Yardee proposals. You know, the one thing I can say on the housing choice voucher piece, the number was significant in terms of when we talked about bringing someone in to give you a sense of what they were talking about. It was approximately, I think on the high end, it was $30,000 a month for someone to come in and work on the housing choice vouchers. And I think the low end of that was around 20,000. Kathy Karen in terms of the proposals. So the good news is for us, we think in terms of HCV and, you know, the staff that's there and the work that we've been doing, we have a better handle on it. So we may be able to look at just utilizing an hourly rate for training. On the Yardee side, that's going to be pretty important to us. Because as we look at the conversion into the financial system, what we've realized is that even though we've implemented Yardee, there's still a reliance on the old HMS system in terms of getting data. So part of the Yardee consultant will be in moving data over completely from the HMS system to the Yardee system so we can have everything in one place. I'm not sure exactly why it was converted that way, but we need to get a full conversion over. In terms of the IT process, we've been working with our ETS group. Our goal is to have a cutover on October 18th, where we can bring the housing authority over into the city's ETS side so we can have all the appropriate firewalls and security in place. You know, right now, that's also going to be dependent on purchasing equipment. Most of the equipment is actually coming in. We did find out recently that a couple of pieces to the primary infrastructure, backbone infrastructure that you need for this is potentially going to be delayed. So that may delay the cutover time, but really what we're dealing with at this point is as a product of COVID, especially in the technology world, sometimes it just takes a lot of time to get equipment because they got behind it manufacturing. If you have young kids or you have young grandchildren, the best example I will give you is that if you're looking for a Nintendo Switch, those things have been sold out forever because you can't. They just stopped making it during COVID. So our ETS folks are really going to work through that and really try to push for that October 18th cutover. Some things that we saw on the ETS side, and this is as much to update Kathy and Karen, I had to add some funds because the UPS that they had in place at the facilities wasn't adequate for the time you need to have backup for the phone lines. And so we're going to add a more robust backup that will keep power on to the technology. The funding for that I'm going to talk to city council tonight. But as we looked at the CARES funding that we have, we can utilize that based on our conversations with Dola. And it's really all based on the impact of COVID and positioning the organization so they can work remotely in this type of world. But you all may know or may not know, they never were able to work remotely, even when we really should have just because of the system that was in place. And that started from computers to just the backbone infrastructure. So about now $92,000 is going to be what I'm going to go over with council in terms of what it takes to get the LHA system in order in shape. So they it works, but be more importantly, they can work remotely. And at the end of the day, the big impact on that's going to really be if if we had a community manager that couldn't come into the facility, they could still work remotely and interact with people. They can't do that now. So the good news is CARES funding comes into play. And it lets us deal with a significant issue that I think will really strengthen the organization that includes new computers, monitors for everyone so they can actually have 2020 technology to use. The other thing that that we're also working on, and just to let you know, based on the public invited to be heard comments, I'm just, you know, we were going to try to get some more information and then communicate with the board. But since it came up, we were made aware of the lease issue last week. We have been, they, Kathy, Karen and Michelle have been looking into this this item. They've been briefing me on this issue, what it looks like. And we weren't aware that this lease was in play. But when we found out, it looks like to the caller's point, Jillian was working with an outside another firm that specializes in leases. And they were drafting this lease. And so as we've been looking through this, I will let Karen jump in at this point on the report to kind of tell you where we are today and what we're seeing. Erin, do you want to jump in? Thanks, Harold. Yeah, so so so we are, we are continuing to meet. So the, so this new lease was used for the recertification of the Spring Creek residents. And, you know, what we understand is that a new lease does not have to be signed with recertifications. So, so we're going to be looking about at the option of pulling back that that particular lease for the folks who were recertified at Spring Creek. And we're taking another look at that at that lease. You know, Michelle, who is working directly with the community managers, as Harold mentioned, indicated that the lease is quite long. It's eight point fonts. It is. It's pretty, it's pretty different, I would say, from the lease that the residents have been used to. So, so I think maybe in the attempt to strengthen some things that need to be strengthened the lease. We haven't seen it yet, but I would say maybe maybe we went a little overboard. So we're we're really, we're taking another look at that and trying to come up with a lease. And I think the interest was coming up with a standardized lease for all of the properties. And so we're going to take another stab at that. But we are certainly aware that this lease document is is rather onerous. And, you know, we want to make sure that the the new lease has what it needs to have in that without being too onerous. So we're going to go go back on that one and and figure that out. Carol. Yep. Just for clarification, that lease isn't just for Spring Creek. It's for all the properties. And I have got I have received very similar complaints to the one we heard in public comment about that lease. So I'm glad to know you're working on it. Personally, I would like to see a copy of it because it seems way out of line, way out of line. Yeah, so we will get that to the board. Like I said, I think this hit us. Last Thursday or Friday, Karen? It was Friday. It was Friday that this this hit us. And so this is very similar to what we've talked about before it seems like as we're moving along and trying to learn as much as we can, there's still things we don't know. You know, I would put a question forward to the board in that I don't know what discussions you all had with this work because we know it goes back a while. And I'm seeing I'm seeing the answer. I think that there wasn't conversations on that. And so just so you all know, these are things that that are going to probably pop continue to pop and hit us as we're moving through this, but definitely understand what people are communicating to us and their concerns and just let folks know that we're looking at it. We're going to need a little bit of time as we assess this. You know, what's really going on what the lease needs to look like. Obviously, you've heard from Karen. I know Karen and Michelle and the group met yesterday afternoon. We're looking at it and hopefully within the near future, we'll have an answer in terms of what we can do, but we're going to move as quickly as we can on that one. Yeah, I can add to that. So Jean is correct. So we are looking at a standard lease for all properties. And so we started to roll this out for for the for the properties where leases do need to be updated. So so anyhow, and I think the other challenge that we as staff are continuing to work on is that we have the good news as there's a lot of us that are involved in these efforts. The challenging is that sometimes we step over ourselves. So we are, you know, certainly working on our own internal coordination issues to help make sure that communications are clear. And and the direction is is coordinated. So so that's good for us to continue to work on too. Yeah, and I think the piece on that that Karen and I actually talked about yesterday is before we anything's done on a significant step, any significant change, they need to make sure that they're communicating with me, Karen and Kathy so that so that we're on top of it versus just, you know, moving forward because sometimes things that may seem relatively benign are not. And we then end up spending a lot of time going around in a circle. So so we're also adjusting some operational components on this so that we're aware of these in the future. And Jean, yeah, thanks because it actually was Kathy. Oh, I just wanted to add just so that we're very clear, even if we at research go back and just use the existing lease for right now for recertifications, there's likely to be addendums that will need to be signed because there are things missing from the current lease, like the Violence Against Women's Act addendum and crime free multi housing addendum. So there will still be likely be paperwork that might need to be signed and addendums, but they should be able to be fully explained. And only that paperwork then signed at recertifications until we get to a more comprehensive lease. Okay. And can I comment on that? Because Kathy, that's the usual process is for the VAWA and and a couple of others that are signed every year. But the the recertification, the the the lease was a one page, simply referring to the original lease. So I'm assuming this 27 pager came out because they decided to change the lease. But for our purposes, I think one page will do it with the right dates on it. And the addenda that you mentioned, so that would get us over the bridge until we get this other lease straightened out. Yeah, yeah, I think also to Kathy's point, want to be clear, I think what we know is the current lease doesn't meet what we need and what we're supposed to have. So the lease will have to be changed. I think the question that we're going to look at, does it have to be converted into a 27 page lease? Or is there a more streamlined approach that we can get to accomplish what we need to. So I want to be clear, the lease is going to change. It needs to change in order to meet the our compliance issues. It just needs to be done in a way that's more user friendly, I guess is the best way to say so we're I just wanted to let you all know that we're we're moving down that road and and it's likely you're going to hear these things again in the future because there's just certain things. Obviously from this conversation, we just don't know. But what I can tell you as soon as we find them, they're going to dig it, we're going to dig into them and see what we can come up with. The other thing that I wanted to give the board a heads up on and we were working on this yesterday. So you didn't get your financial reports this month because we are now in the middle of getting ready for budget for the housing authority, which is a lot of work just so you know, I was not jumping into that until I could get the city's budget and everything presented to the council. We did that. So now we're starting to work on this. More importantly, tracing our Kendra and Kathy have been working on submitting the budget to HUD for their that for the lodge in Hearthstone, that's actually due today. So they've been working feverishly on that. One of the things that we're also working on is a notice because it's a two to two property, correct, Kathy? It's because it's a two to two property, what we're submitting in this budget request actually entails a rental increase that HUD will pay for. And so because of the HUD regulations, we have to put a notice to the residents about this. And so they're working on that notice so that it can be very clear to say we are submitting a budget request to HUD, of which they will pay for the increase. But we have to notify you of a rental increase, essentially, is what it's saying. But in case you all get any calls, it really is, we're saying here are things we need to add to the budget for the lodge in Hearthstone. So that HUD can tell us whether or not they will pay for those those increases in the rent. Specifically, what we're looking at is that historically in that budget there hasn't been any ongoing maintenance dollars. So we're including ongoing maintenance for things like the boiler, annual carpet cleaning, annual window cleaning, I mean, basic things that you need to do in a facility that have never been included in that budget. We've also included a support service function because because it is a two to two property, we feel that there is the need for support services. And that's been included in that. We think it's something we need actually more globally to all the facilities. But this is our first run at it with HUD. And so we've included that and we'll be submitting that this afternoon. But I just wanted to give you all heads up. If you hear anything, it's a rental it's a rent increase to HUD. Not to the individuals, correct, Kathy? Correct for the two oh twos for the two oh twos. Lodge and Hearthstone is the one we're talking about in this middle. I know HUD closed that down for a while. I don't know how long it's been. It's hard for us to tell. I don't know how long it's been since the housing authorities actually done something like this and asked HUD to pick up more based on the operations. One of the things that is the budget also has to be public. One of the things that really ties into the technology piece that we're working on is that as part of connecting the facilities into our ETS network, we're utilizing next slide because that's the backbone for the city's network. And so they have a plan to bring it into the facilities. We've also been in conversations in terms of creating a bulk rate for phone and internet service of which we've included in this proposal to see if HUD will cover that cost because it is in this case in this property, a two oh two property, which gives us some different components. They could say yes or no. Typically what happens, we submit it, they come back to us and say, we'll do this, we won't do this, then we have to resubmit. That's a process we're going through there. Kendra did a phenomenal job really in identifying and working with everyone to identify what we probably should have had in this budget a long time ago in terms of the ongoing operating costs associated with those facilities. So it is going to be different. But what we're trying to do is at least hopefully they'll say yes, but if they don't get it on the radar, get it on HUD's radar. So they know truly what the operating cost is for these facilities. I'm missing thing Karen and Kathy. Yeah, Harold, can I just add just for information sake that two or two properties. The residents will not experience a rent increase because their rent is based on their income. And I appreciate the fact you're sensitive to that in the letter that you have to post. Just in if you have to do capital letters and bold, your rent will not increase what you pay will not increase. Because that does create a lot of a lot of pushback. Yeah, it does. It's interesting because when you talk about the lease issue and the protocols we put in place, I could we Karen and Kathy and I could see the conversation via email. And it was one of those where we jumped in, I think all three of us at the same time very quickly and said, okay, stop. Let's make sure we get the notice right. Kathy and Kendra were on the phone with HUD was sending a sample notices that have been used in other properties to do that very thing. Because we didn't want to take something that could be really positive for the organization in those facilities and create something that would send us in another spin cycle. So great point, Shane. Yeah. And it is if you it's based on your income. So if you're paying 30% of your income, your 30% is going to stay the same or if it's 50%, whatever that number is. As we look at the budget, just I know Kathy had it as an item and I'm just going to tee that up so we can move into the budget discussions. The one thing I will say is we started having some conversations and we had to free Kendra up to finish the broader to finish the lodge and hearstone budget. You know, one of the things that you've heard me talk about is hiring positions where the rubber meets the road, making sure that we have people in positions that serve the residents and and what I will tell you in looking at the budget at this point is and what you're likely to see and I'll let Kathy talk go into more detail on this is is that my look at the budget when we look at the existing structure and this gets into the sustainability piece that I think our consultant was talking about and that we've been talking to you all about is that when you you have a budget that is dominated by the salary in terms of dominated by an executive director and then also dominated by chief financial officer what that really does is pull the available resources away from really the positions that you need to have in place adequately compensating community managers you know what is the benchmark for those positions really getting in you know eventually the accountants that you need in place to do the work and so I will preface it but before Kathy gets in is that as we look at this you you will see unless something changes drastically a budget coming to you all without those two positions in it so we can use the revenue for other positions and essentially it's I don't say this it's less expensive for someone for the three of us to jump in and do this then to hire a CFO and a CEO or executive director and some of these other positions so so you will see a budget that's bringing that to bear there miss anything on that Kathy Karen no I would just read or back up that point I guess with as we're moving into this budget process we're finding anomalies in the financial system just to give an example some things like double entering things because it didn't show up from one month to the next so an expense was double entered so figuring all of that out and trying to back it out so what we're facing is not having a very good picture overall broadly we have a good picture of the financial system but the the more specifics in property by property not as good a picture as we would like in order to be able to do really good budget so probably what we're going to have to do while we're unraveling the rest and bringing in the consultant accountants to do some forensic accounting and trying to get you already reflecting what has actually happened and correcting journal entries etc is to prepare a budget and as Harold said not having those higher level positions but lower level positions so that we know that we can afford so we have a budget that makes sense for now but maybe adjusted in 6 months or halfway through 2021 something like that as we get to a better financial picture and know what we can really can do and can't do around that so it's going to be probably kind of a weird budget year I guess I would say this year as we move through each property and some absolutely look better than others and so trying to figure out why that is some of it is because of the way they're set up some of it like the suites has got project based vouchers attached to everyone so there's a higher level of rent that's paid by HUD through that versus the other properties that don't have as many vouchers and it's all tenant paid rent so it's going to be inconsistent across properties and I would imagine that at some point we're going to need to do budget readjustments in 2021 but our goal is to have the best budgets that we can going into that period for you guys to look at and feel comfortable approving but it is going to take a lot of work a lot of work and actually and this is where you kind of see this moving in and out you know this is something that I actually like to do budgeting that's kind of how I started out and so you'll probably see me a lot in this and the work that we're doing and it's as basic as so a question that I asked on the Friday when we met there's certain properties that we see that have historically budgeted in a deficit and so you know I want to why did they always historically budget in a deficit and and it really is that forensic accounting piece that you have to come in with and go so what's happened and so we're going to be working through all of those issues so in terms of the budget coming to you all it's going to probably come in very late but we want to make sure that we present the best budget that we can based on what we know and really understand what are the operating costs associated with the facilities and what do we need to do because Kathy's right we're seeing double revenue entries double expenditure entries we're you know in terms of staffing cost and it took us a little bit to untangle it because when we came into this what we thought was budgeted and what and this and that number we gave you all we had to do all of this work so there may have been an accountant position that was vacant and budgeted but at some point they created other positions and funded it with the accounting position but didn't adjust the budget to show that the accounting position was unfunded and they utilize these positions and honestly it looks to me like that's sort of been a historical trend it's not anything new not to say that it was something that was new with Gillian it looks like that has been something that has gone on for a while and so it's really at this point of really rebuilding the budget foundation as well at the same time we're also going to look into the benefit structure so I've asked some questions we've got to really contact the health insurance broker because we know it's time to re-up that but we're trying to evaluate what's the cost of benefits on this side versus what's the cost of benefits on the city side and what makes more sense does it make more sense to bring those positions over if it's savings we also have to put that in the framework of recruitment and retention in terms of the level of plan so there is a lot of work that's going to go into this budget process. Some of the things as I think I've indicated to you all may lead us to certain conclusions faster than we have originally assumed but it's really going to be a numbers-based approach and a really pragmatic approach as we're moving through this. Harold does that look at the budget at all calling the question the numbers that we're telling council about tonight? No I think we're good on those numbers because that's taken all of that into consideration. So that was work that we were doing before based on what we were trying to see what we had in terms of salary savings because if the CARES funding wasn't going to come through then we're going to have to figure out how to pay for the technology and some of the other things and so that number is good actually. And you'll see something similar in that as we move into the next budget cycle because remember I think you had in the CFO I believe it was salary only was around 100,000, 110,000 and then you have benefits on top of that and then on the CEO you had 150,000 and then benefits on top of that so that's what we're not doing in order to make sure that some of these other things can be done. So you'll see that start flowing through but that's what we're working on now. Dr. Wadden. Dr. Wadden. Thank you Cameron. Harold as you described what will be reflected in this budget and what won't. It kind of connected to Cameron's question about if they unspent budgeted but unspent balances right for the rest of this year that puts LHA in a position to reimburse the city for some probably not all of the time and effort and expense the city is experiencing. Sounds to me like you're gonna bring us a budget for 2021 that does not have that capacity or does not have money budgeted to cover that kind of executive service in 2021. So will that put LHA in the position in 2021 not being able to reimburse the city for the kinds of services that you and Karen and Kathy and. I think that's true. So I think that's part of where there's two conversations happening. And so when we look at the budget we know that you all are having that conversation and we know that the council is gonna have that conversation. That's information that will have to be pulled in so that we can create so that we can finalize that. So that's gonna be a little bit of the lag too that we have to wait on. We're not, I don't think we're gonna need all of the funds to hire the positions. But what we're doing right now is we've gotta work through that. We're just not at that point. I just know that in terms of if there was a thought of rehiring and an executive director that only did that don't have that financial capability. If we were gonna look at rehiring a CFO that would only do that we don't have that financial capability. That's really the message. I think you've been clear that. And I think as you talked about the hybrid model and giving us 18 months to make a decision in terms of what the relationships look like and what staffing looks like. You wouldn't expect to see that. But in terms of sustaining even this relationship into 2021, you know, I just, I'm one LIJ board member who thinks we gotta make certain that in the interest of sustainability we have to build it out. So that the, so that LIJ probably not to the level of value but at least has a way to transact with the city some kind of reimbursement for what you and Kathy and Karen and others bring. And I would say one more thing. Kathy used the word weird. She struggled for words of, well, maybe it's weird. Kathy's been weird for as long as I've been on the board. Now, I don't know if that's a noun or an adjective but maybe it's both in this case but it's always been weird. And it's getting weirder apparently as we go along. So I'm certain you'll get it straight now. Yeah, and I think to answer your question and to be clear on my point what I've got to look at, I have to look at in the budget is exactly what you said is what are we doing, who's involved and what does that look like and how do we incorporate in the budget for Kathy, Karen and the others that are involved? Obviously I will not put anything in there for me. That's a different conversation for others but for those that work under me that I supervise I have to bring that in as part of the budget conversation. The good news. So we've talked about a lot of issues. And as we're talking about budgets what I did want to let you all know is I actually did have a good conversation with Darren at Fort Collins. And this is not unusual. They actually went through the same thing. The piece that was really good news for me is when he talked about what Fort Collins did it almost mirrors exactly what we're doing and the way we did it. So that's good news, meaning we're tracking in a way that another organization did. Fort Collins has eventually transitioned into being one of the housing authorities that people really, when you go back to the mission statement we talked about we want people to replicate our model and whatever we do. They're really at that point. Now it took a long time. And the timeframe they used was it was about 10 years before it really got to where it needed to be. I saw Kathy's look. But I think the good news is as I talked to Darren and he and I are going to meet again we're moving in I think a really good direction. We're tackling the issues we need to. It looks like others that have been in this process. The thing that we just need to say is patience and tenacity I think are going to be key for all of us as we continue to do this and understand that there will continue to be issues that pop up. In the case of Fort Collins they actually took that approach with a deputy director. They hired someone in that worked for Darren in this process in a lower level position. That person's actually the one running the organization now. So wanted you all to know that what we're doing is not inconsistent and the more I'm talking to my colleagues they're starting to hear that we're actually moving in the same direction they did. And very similar to what I've seen in other communities I've worked in when I was a entry level management assistant and they had issues with their housing authority. It was sort of the same approach. So the good news is I think we're moving in the right path. We just need to be patient. Karen, Kathy, do you have anything to add to that? Not specifically that, but other good news is that the Briar Boy departments now have full access to next light. We move very quickly to get them because a couple of them have kiddos that needed to have that for their school, virtual school. So that was a quick turnaround by next light to get them access at the discounted rate. So they're pretty happy there. So they are moving to that point. They do have a plan to have access at all the facilities. By the time the cutover has to take place for our facility and we are, when we have the opportunity financially really trying to look at the concept of bulk rates for the facility, because we think that has a tremendous value. And to give you a sense of what we're hearing, I had an email from some, I think it may have been Michelle where people are paying in aggregate up to like $150. And so in our conversations with next light based on why people are in the housing authority properties we deem that as a qualifying factor for our reduced rate structure that we have in place which is obviously a lower bandwidth but what they would have to pick up if it were up to them as an individual, if they wanted the full makeservice they only have to pick up potentially the difference in the rate structure which is still less money. If we can do a bulk rate then it shifts it dramatically for them but when you start layering the cost it really is how do you impact their disposable income by providing these types of services. So next light's been a great partner in this and this really is getting at when we talk about digital divide the digital divide doesn't only exist in youth in the youth of our community. We know that the digital divide also exists for our older adults and so it really isn't a great partnership that we've been developing with them in terms of posing that gap as quickly as we can and they've been really, really responsive in terms of getting into these facilities. I know that was a question the council asked and so what we can say is hopefully within a month or so Kathy we should have next light in every one of the housing authority properties. You know and I think the only thing that I would just echo is the need for patience and tenacity. So it's quite a journey and as Harold mentioned it could be a 10 year journey for some folks but we are learning as city staff we are learning right alongside the board the housing authority staff and the road can be a little rocky and so we just ask for patience we ask for inputs. Don't hesitate to reach out to us when you hear things or you wonder what the heck is going on. You know we invite that because it really is about persevering and getting to the future that we all want but I think we just, you know we talked about yesterday yesterday was a really difficult day, you know it seems like everything that we touched went wrong and so we will have those days and we also have days where it's a beautiful thing and so certainly please continue to give us input not hold back on what you're hearing or what questions that you have and we will do our best to work through that but I think patience and tenacity two good adjectives and things that we really need to continue to hang on to as we move forward. I'll come to Dr. Waters but I do want to point out to Kathy and Karen that we will from the board give you a plaque when you get to your 10 year anniversary with LHA. So we'll go. I was just gonna ask if Ciaran just signed up for 10 years because I'm gonna sleep well tonight if he answers yes. We'll have to figure out where you're gonna send that plaque. Were you just, you were just gonna tell me where to put it? I know. And I think that's the, you know not to dismiss me, we have issues and we develop you know we've talked about adjusting protocols so we know what's going on in a different way. I can't underscore the work that's being done by everyone, you know folks that are been with the housing authority that have remained to stay and just the fact, the perseverance that they have dealing with us because we do drive and they've done a phenomenal job at that. The work from the city team that's come into play has been, everybody's done phenomenal work but you know, I look at Kathy, Karen I think we've talked about this. Darren and I talked about this. This is probably in our career, the hardest work at least in my perspective, the hardest work that we've ever done in terms of trying to still understand, move but at the same time I will tell you it's also in many ways the most rewarding work that I have done in the sense that at the end of the day are missions to house people and to take help take care of those that most needed in our community. So while it's incredibly hard, it's incredibly rewarding and so patience and tenacity because the reward is great. This is kind of how we're looking at this. Well, it is appreciated. Sounds like we've wrapped up your report, Harold is that correct? All right, well let's move on to board comments and reports, does anyone have anything they'd like to add or discuss today? No one. Well, I will point out the council will be discussing us tonight. They discussed us a couple of weeks ago. So tune in, it's liable to be must-see TV. Cameron, are you gonna be on there, right? I'll be on there. Yeah, your schedule. Maybe offline to figure out what you want me to do, but I'm available. Yeah, I think it's just you need to give whatever the letter and go over that with them. And Susan, I forgot to, yeah, yesterday was Monday.  Susan, since you're on. Karen. Cameron, he's already invited. I got an invite. Perfect, somebody took care of it, thank you. Yep. All right, well, if there are no other comments or reports, our next meeting will be October 20th. I don't see a special meeting in our future, but we're the LHA, so that may happen. Kathy, do you wanna jump in? Yeah, sorry. Another exciting thing are AMA closing, loan closing is scheduled for September 23rd. So I just realized it would be before y'all meet again. So yay, if that actually happens on that date or even close to that. And then we're also starting to schedule the conversion to permanent for Fall River as well. So that's probably a couple of months process, but at least it's getting started. So yay. And then we have an element coming for the tax credit in February and that's for the other property at the suites. So good things are happening. All right, well, thank you all for your persistence and stamina. We will talk again next month and I will call this meeting adjourned. Thank you all.


Right, good morning everyone. Good morning to our students online as well. Welcome. Alright, let's just begin with a word of prayer, then we'll get into our teaching. Let's pray. Father, we want to thank you for this beautiful day Lord. We thank you for your grace. We thank you for Lord, all that you've done for us, all that you're doing Lord, and even as we come together to learn your word, we pray Holy Spirit that you will minister to our hearts, that whatever we learn of God will impact and power us Lord, and we thank you for this opportunity Lord. We pray that our hearts and minds would be tuned towards you, towards what you are teaching us this morning Lord. We thank you. In Jesus' name we pray. Amen. Alright, so last class we've been talking about the teacher that we looked at the teacher in the early church and we looked at a lot of aspects and we stopped at, okay let's do a review, right? We did about the teaching believer. We talked about how each one of us as believers are called to teach then the ministry of the gift of teaching very importantly do and then teach so that you know whatever we do, people watch it and we become an example. Do not teach the commandments of men, meaning don't get into false kind of teachings, teach what is true, what is the truth of God's word, then Jesus says in Matthew 28, go and teach and preach across all nations and very importantly we saw the Holy Spirit is our main teacher. He's the one who guides us, he teaches us in every aspect of our life, right? That's where we stopped. We also looked at teach with the wisdom of the Holy Spirit, right? So this is one thing that all of us, it doesn't matter where we are standing in life, how much we know in the scriptures but every time we study, we learn, we can ask the Holy Spirit to give us the wisdom to understand what we are teaching, right? Now what is wisdom? So if you look at the scriptures, right? There's so much that we can read and it can just go past us, right? Until we, you know, God gives us a certain kind of wisdom and we realize, oh man, this is the weight of this word, this is what you know Jesus is talking about or when you look at the Old Testament, you know, who knew? I remember the first time I was reading about the Old Testament, I had no idea all of those sacrifices pointed to Jesus and how it pointed to Jesus, right? So the more we study, we read God's word, the wisdom of God enables us to understand, right? And we can always go to the Holy Spirit, say Holy Spirit, I don't understand this, can you give me the wisdom? Help me to understand, right? And that's why we always say, right? Reading God's word, we read it again and again and again. Every time the Holy Spirit can minister to us at every moment. The same chapter, the same verse, the wisdom of God is vast, right? It's not limited. So number one rule is you depend on the Holy Spirit when you're studying and teaching God's word, right? So let's look at the remaining points. We stopped at this, teach with the wisdom of the Spirit. Then we look at, allowed to receive material gifts. Galatians chapter six and verse six. Galatians six, verse six. Yes, anyone can read that? Galatians six, verse six. Let him who is taught the word share in all good things with him who teaches, right? So basically Paul is saying those who are teachers, anyone who receives instruction, so he's talking about those who are receiving on the receiving end, receive instruction in the word, must share all good things with his instructor. So I know it's written here only allowed to receive material gifts. Now the context that Paul is talking about is both material and just being able to pour into their lives as well, right? Now remember as teachers, as leaders, there are times when, you know, we're in a place where sometimes, you know, we don't know who to talk to, who to share with, but here it says receive, anyone who receives instruction in the word, must share in all good things. There'll be not only material blessings, you know, the greatest joy for a teacher, right? Is to see their student doing good, right? It doesn't need to be only ministry, right?   I didn't understand anything in your subject, but now I am a doctor or I'm an engineer. There is a greater joy, you know, the teacher is not going to remember all the trouble that has happened, right? But the teacher is going to remember that, right? And I got this wonderful opportunity to meet with a teacher of mine. He was my English teacher and I met him recently, maybe six, seven months back. And English was a good subject for me. But I was very disinterested in the other subjects, right? Talking about maths and Canada and all of that, right? It was not something that I was interested in. But when we met, you know, he asked me, what do you do? I said, you know, I'm in the church, I work in the church. He was so surprised.  But that is the greatest joy. And when we, as teachers, you know, we look at those who have gone on from our college itself and started their own ministries, started doing, I know, a couple of guys who are, I think, in the 2000 and 17 or 16 batch, 16, 17. And they're in, I forget which city they are in, but they've started powerful ministries, right?  And what a joy it is, right? These young boys going back. And that is the greatest joy than any other thing, right? So yes, material things are important. But the greatest joy of a teacher is to see the student excel in what they're doing, right? And so Paul is writing here. Now remember, the church in Galatian was a confused church. They were going through confusion. There were Gentiles, mostly Gentiles, and there were Jews. The Jews became believers, but the Jews were forcing the other Jews or the Gentiles, okay, you believe in Jesus, but you also need to get circumcised, right? So there was a confusion. Now remember that Paul just went there, he stayed there for probably a few months, and he moved on to his next journey, right? He came back to Jerusalem. So he didn't stay there for a long time. But these leaders, he's talking about teachers in the church. He's trying to encourage them as well, right? He's talking to even the believers in the church, right? Ensure sound doctrine. Let's read those. Let's read all those verses because sound doctrine is especially when you look at ministry is the most important aspect in teaching because we can come up with our own doctrines. Yes? Is it easy to come up with doctrines when you look at church history? And I think you're studying that this semester. Church history has people coming up with all kinds of doctrines. You got the Jehovah's Witness, you got the, I don't need any more of them, but there are so many, right? What are these? These are all people who came up with their own thinking, own ideologies. Paul is saying ensure you teach sound doctrine, right? Let's read those verses. First Timothy chapter 1 verse 3. Somebody else can, anyone else can open 1 Timothy 6 3 and then second Timothy 4 3 and Titus 1 11. So let's read all those verses. First Timothy 1 verse 3. As I urged you when I went to do Macedonia, remain in Ephesus that you may charge some that they teach no other doctrine.  Let's read the next verse. 1 Timothy 6 3. If anyone teaches wise and does not agree to the sound instruction of our Lord Jesus Christ and to Godly teaching. Go ahead. Let's read and complete the verse. They are consistent and understanding nothing. Yeah, yeah. He goes on. He is conceited and understands nothing. They have an unhealthy interest in controversies and quarrels about words that results in envy, strife, maliceous talk, evil. Suspicious, right? So we see here. Now, both these letters, both these verses that we read just now, Paul is writing his last two epistles to Timothy. Now, why did he choose Timothy? I believe that Timothy was in a place in Ephesus, which was he was a young pastor, first of all, right? And he's taking up a church in Ephesus, which is a hostile environment. And Paul is writing his last epistles. He's making sure to give Timothy certain instructions. Right? So this letter is not to the church. It is to Timothy, right? And what is he saying there in the first verse that we read? First Timothy one, three, first verse that we read. I urged you when I went into Macedonia, stay there in Ephesus so that you may command certain men not to teach false doctrines. Right? Now, here's the thing. In Ephesus, I'm sure we've studied the background of Ephesus, right? It's a harbor. There's a lot of business trade. And there was people were kind of wealthy because of the business and trade that was happening. But there was a lot of immorality as well. Right? Now, these people are becoming believers. Now, their heart has changed. The spirit is changed. Right? Okay, they know, okay, I believe in Jesus. But the mind has not yet been transformed. So they're thinking is still, how can I get more money? How can I get people to listen to me? How can I become more famous? Or how can I get attention? How can I gain money? So these are the natural things, but the spirit is changed. They become believers. Right? But the mind is still in that way.  Because what's happening in Ephesus, people are spreading wrong doctrines. Right? Now he's telling them in the church, he's not talking about people outside in the church. Now I'm just going to give a few examples. Right? It may not be this was the false doctrines. But what are the false doctrines that can come up? It could be, you know, what, instead of the Lord's table, what you can do is you can also involve when you know, you can do this, or you can eat of the food offered to idols, nothing wrong, because you're already partaking of this. Or the doctrines can be, you know, Jesus has already come and gone. His second coming is he's already come or Jesus can will heal only if you do this, a doctrine of works, or you know, the Holy Spirit will come upon you only if you believe the gifts of the Spirit is only for now it need not be completely opposite to the scriptures. Right? I always say, a lie is a lie. Right? Clean glass of water, one drop of drainage water, the entire water is contaminated. Right? So a false doctrine does not need to be something which is, you know, very wrong. It can be something very simple. But it's false. False is false, true is true. Right? Now when we say the gifts of the Holy Spirit is only for those who pray 10 hours a day, is it true? It's not true. So is it false? Yes. But is it like something that is, you know, something going against God, like very big? Now it may not be like a very big thing, but it's false. Right? Now these false doctrines are happening in the church in Ephesus.  Right? And even now there are many wrong teachings. So Paul is saying, you ensure that what you teach is sound doctrine. Right? What is the other word say? Six and three, if anyone fails to teach false doctrines and does not agree to the sound instruction of our Lord Jesus Christ and to godly teaching what happens if that person does not listen to sound teaching and agrees to false doctrines. Here's what will happen worse for he becomes conceited. He understands nothing.  Why? Because of false doctrines. Paul is saying, you as teachers, as ministers of God ensure you teach what is right. Second Timothy chapter four and verse three. Second Timothy chapter four, verse three. For the time will come when people will not put up with sound doctrine. Instead to suit their own desires, they will gather around them a great number of teachers to say what their itching ears want to hear. For a time will come when men will not put up with sound doctrine. Now, look at the difference here. In the first two verses, he says Paul says to Timothy, Timothy, you make sure what you're teaching is sound doctrine. And if there is doctrines that have come in, you teach the word, make sure what you're teaching is right. Now, in the second episode he's saying, why am I saying all this? Because a time will come in the future. And I think he's also referring to the time at that time, even now, time will come when people will not be happy or satisfied with sound doctrine. They will want to hear what they're itching ears want to hear. Right? Now, if you look at it, now is prosperity good? Prosperity is good. God wants to prosper us. He himself says Jeremiah 2911. What does he say? I have plans to prosper you to give you a good hope. I have plans to prosper you. God wants to prosper us. Now, what is wrong with prosperity? Nothing is wrong. What is wrong with blessing? Nothing is wrong. Grace, mercy, all of that are attributes of God that he wants to give us. Now, whenever we push it over the line, what happens? It becomes? Yeah. When you push certain things over a certain limit, where God has placed a limit, he says, okay, this is, this is how you do it. This is how you preach. This is how you teach. He always has certain guidelines. Now, when the moment you come and say, as a, you know, when we look around at the gospel, many people have asked us, right? What is wrong with this? Why? Why? Why are you saying don't listen?  What is wrong with it? Nothing wrong with it. God wants to prosper us. But the way things are done is not right. Right? The nature of God, the attribute, we want to be prosperous. Nobody is going to say I don't want to be prosperous. God himself is not saying I don't, you know, he's saying I'll prosper you. But when we push it and we say, you know, unless you do this, you will not be prosperous. Now, how can we say that? Right? How can if you see in the book of Deuteronomy, he says, how can you curse when I have blessed? Right? You can't do that. So when we look at what's happening around us, greed for money. What does Paul say? Money is the root of all evil. Is money evil? If money is evil, then nothing we can do in ministry, nothing we can do in this world. Right? We need money. But the love for money is the root of all evil. Now, what happens when a pastor or ministry starts small? They're not bothered about money. Oh, I want to do well. I want to I want to see the church grow. Now the church is growing. becomes big 500,000, 2000, 3000, 5000. What happens? I'm not saying all of them. What happens to get a taste of things? Right? And they want more. So that is where as Paul is saying, ensure that we Paul, you guard yourself. It's very important for us to ensure sound doctrine. Right? He let's read Titus 111 as well. They must be silent because they are turning. Yes. Let's also read the context on from verse 10 says for there are many rebellious people, mere talkers and deceivers, especially those of the circumcision group. Interesting, right? We've never heard this where Paul is saying, oh, there's a group called circumcision group. He's basically talking about the Jews. Right? And then he goes on to say for there are many rebellious people, mere talkers, they must be silent because they are running. They're running whole households by teaching things they ought not to teach and that for the sake of dishonest gain. Now picture this, you got Jews becoming believers.  Now we are blessed God bless you double. Now tell me which Jew won't go ahead and do that? They will do it because they they don't know. Right? Now, are they to be blamed? Yes and no. Yes, because they they should say no, the word of God, I mean, Jesus is there. Jesus is enough. He's done the thing. He's paid the price. And no because they were still young. They were babies in Christ. And these guys have other teachers have come in between and you know what, you have to get circumcised. You do one thing, you get circumcised, right? Because you're obeying the law also. And then you believe in Jesus. Or another false doctrine could be you get circumcised only then you can get water baptized. So water baptism is important. You get circumcised, you get water baptized. I'm just giving you these examples. These are the things that may have come up. All are saying there's a circumcision group who are bringing up all kinds of deceitful talks.  They must be silenced. Paul was stunned. Right? He said they must be silenced. Right? Now Titus was again, somebody who the apostle Paul groomed and mentored over many years. So he's writing to the believers in Crete. He's saying silence them. That's what he did even to Timothy. He said silence them. So especially now, now we have media, and we can watch so many sermons all across the globe. Yes, so many teachings. Right? I remember this as of just recently reading an article. Okay. The article was the Church of the Latter-day Saints moments, right? The Mormon Church, have you heard of the Mormon Church? You'll, you'll learn in Christian history, right? Mormon Church. So they're very, very nice articles. Right? And the Mormon Church is considered one of the richest churches, they're very big church and they've got only these, you know, high, you know, people who are highly in the business and top guys there. You'll find it also in in Bangalore and our nation, they're slowly growing as well. Reading this article, beautifully read, beautifully written, right? Article. Right down in the bottom, it said the Church of the Latter-day Saints moment. Now, everything was nice. Everything was scripture, right? But at the end, it was written. So what, you know, it talks about the Mormon, what, what, what happened in the Mormon Church? And but the first portion was the gospel proper, the Word of God. So if you look at what's happening around us, it's very easy to fall into unsound doctrines, false doctrines. Now, how do you and I keep a check? How can we keep a check? I'm listening to this. How do I know this is now this pastor, maybe a pastor of a church with 20,000 people. Good. But how do I know what he's preaching is sound, right? Just because he's saying it doesn't mean that I have to believe it. Right?  That's true. But if he says something where you feel in your spirit, hey, I need to double check this, double check it. Right? Now, I was listening to a sermon where this, this pastor was preaching. And it's wonderful, right? His mega church pastor. And in that church, he's preaching and he's saying, I wish God, God made Adam and Eve male and female. Yes. So, so it's all nice. I was just listening to it male and female. And he said, if I was there, I would a girl God make somebody in the middle as well. Like what we have right now, right? We have transgenders, right? So male, female, I would have told God, you make and as a child of God, maybe God would have heard me. Now, the moment I heard that, I put a big question mark. Now, I'm not saying all his teachings are wrong. All the doctrines that he's teaching is wrong. But this is wrong. And the moment I heard it, I said, this is not right. But do I listen to his other sermons? I listen, but I'm very cautious. Every word that I listen to, I make sure that I'm listening to it and it's right. There's another sermon. Wonderful preacher. I'm not going to name him. Wonderful preacher. He's a teacher and a preacher. Wonderful, very powerful. And he was he's got a big church, maybe 30,000 odd people. Wonderful writer and teacher of God's word, powerful preacher. But he writes, he, there's a sermon where he says that David and Jonathan, they were friends, right? The Psalmist said in the Psalms, he says he's my he's like my own, like he's like my own soul. David and Jonathan in his sermon, he says, four out of five times, only Jonathan knew where David is. So it is most likely that Jonathan went and told his father King Saul where David is. That's why David, sorry, that's why King Saul could find David. So if you track from the time David was running away, it is true because maybe I'm just giving an example. I think it was three times but every time David was hiding only Jonathan knew where he was hiding. But a couple of chapters later, King Saul finds him, right? So they say, so in the sermon he says, maybe he went and told his father, David is hiding there. Now, we know from scriptures, King Saul was the king. How difficult is it for him to find a person? He had an entire army in his hands. So then now the first thing I'll go back and see scriptures. When I heard that, I went back to the scriptures. Is it is it true? But the scriptures doesn't say that, right? Jonathan was there with David all the while he they were friends. They were one in spirit. So I knew okay. But do I do we you know reject the whole person? No. So false doctrines, wrong teachings will pop up. You get into God's word. If you're unsure, take time. Who's the best teacher? Holy Spirit. Holy Spirit. You tell me what should I do? If this is something that I should wait on if I should try to understand, help me to understand right? Take your time. So ensure sound doctrine. Now comes another important point. Women teachers, right? Let's read 1st Timothy 2 12. And I'm sure we've heard a lot about this. First Timothy 2 verse 12. And I did not permit a woman to teach or to have authority over a man, but to be in silence. Now, this is very important to take text and put it into context. That is very, very, very important. What will I normally do? I will, if I read this, and I say I do not want a woman to teach and have authority over a man, she must be silent. I will never give a woman to teach in the church or teach or even lead prayer. Now, what is the context? Paul is writing to Timothy who is in Ephesus. Ephesus is known for women who were prostitutes. They were temple prostitutes. And these women are coming into the church. They were coming into the church and they were wanting prominence in the church. Right? So Paul is saying, for now, I don't let these women to teach because they need to grow. They need to develop themselves. They need to come out of certain things. Right? So the context is the women want preference. They want to be in front. They want to because by nature, that's how they were. Right? As temple prostitutes, they were outgoing. There were people who would talk and they were not shy of what they were doing. It was a religious thing to be a temple prostitute. It was an honor for them. And now they've become believers, not all of them, but they become believers and they're coming into the church and they wanted prominence. So Paul is saying, I don't allow a woman to teach now. Did Paul have a woman as leaders? Plenty. Who is the pastors of the church in Rome? The Roman church? Aquila and? Who was the first believer when he went into Philippi? Lydia? Purple merchant. Right? So we see there are a lot of women that Paul has chosen. He didn't say, I don't allow a woman to teach into the Roman church. He didn't say, I don't allow a woman to preach and teach to the church in Galatia. Right? So there's a context. The context is the place. He's looking at the place, the background. I'm saying, not yet. I don't allow you to preach now. I don't allow you to teach now. So now, if you look at now, what does Paul say in certain scriptures and to the currency says, everyone are equal. We are neither Jew nor Gentile nor Greek. We are not male, female. Everyone are the same. You can have a man, right? A male who knows the Lord for 10 years and not do anything about it and just be satisfied. But you can have a woman who knows the Lord and for maybe for one year and be completely sold out for Christ. There's a big difference. Right? So if you look at now, God does not look at man and woman. It is the same Holy Spirit that God has given us. Right? Now, if we say, no, but the office or the the five-fold ministry is only for men, is that favoritism? Yes or no? Yes, right?  Very simple. Right? Now, if you read this book, women, especially I encourage you read the book Chasing the Dragon. Chasing the Dragon by Jackie Polynger. What a powerful book. What women of God these men and we've seen Amy Carmichael, right? Catherine Coleman, woman of God. And they did great work. So it is the context. If women teaching was a false doctrine, God would not have enabled them to be so fruitful in their ministries. They were fruitful. They did great works. So the context always take the context. Now, I know in villages and in towns, and even here in cities, sometimes, you know, people have emailed us and said, how come you're letting a woman preach in city? And we get those emails. And it's not wrong for people to ask, but we give them the word of God. What does God's word say? Give them verses and we are always open as a pastoral team. We're always open to suggestions, to, you know, to questions. And we try to answer them. And we tell them you can feel free to come and talk to us and, you know, they can ask questions. So are women teachers okay? Is it God's will? Is God going to use women teachers as a yes, right? So nothing should stop them, right? Then develop the ability to teach well. Second, first Timothy three, two, a bishop then must be blameless. The husband of one wife, temperate, sober minded, of good behavior, possible, able to teach. The my the NIV says the with the ability to teach. Now, the ability to teach is developed over time. Yes, right? Not only to teach. If you look at anything, right? It's developed over time. If you look at a five-year-old child, when he's learning to ride cycle, when he's 10, what will he start doing? He start leaving both his hands in riding. Why? Because he's developed that ability. It's simple and he's done it for five years. The same way you and I must develop the ability to teach God's word. Now, how do I do that? Go back, right? Look at examples, right? I remember this one time I was I think it was my early 20s. Just became a believer. I didn't know much about God's word but I happened to stumble upon this passage where in the book of Acts, I had no clue about Paul's missionary journey and all of that because it was too much for me to understand. But in the book of Acts, Acts 27, I stumbled upon this, right? Where it said that sorry, Acts 28, Acts 28, he's in the island of Malta, right? And verse five says, Paul shook the snake off into the fire and offered no ill effects. I was so happy to see that. But I just happened to read that Acts 28. I thought, oh man, nice sermon you can make. Shake off the wiper. So I remember my early one of the first sermons that I ever prepared was shake off the wiper. And I made those points, right? Okay. Now, I didn't know much so then I had to go back, find out what is what is this wiper, what happened in the context of this, right? So you and I develop the ability to teach. We learn if we go back to, if you're teaching Old Testament survey or if you're teaching things like the offerings, you have to go back and be able to understand, right?  So you got the outer quotes, you show them the picture, say this is the outer quotes, inner quotes, most holy place. This is what was there done here and this is what was done here. And so we develop this ability to teach, right, over time. And it involves a lot of preparation, right? So Paul is talking to the leaders here, to the bishops, the overseers in the church in Ephesus, saying don't just be, you know, trying to do, have that place of leadership, must develop the ability to teach God's word, priority. People may, will also see our life as an example, but remember that people will listen to what we see, say also. Recently, I just got a message from one of our church folks and he said, you said this in the sermon on Monday, Monday morning, first message that I see, you said this in the sermon, I wanted to understand a little more. Let's talk to myself. It was just a small point, they listen, right? So we must have the ability, develop the ability to teach. And here in Bible College, for the online students, you can, you know, probably do it in your rooms, you can, you know, prepare sermon. So what you can do is use your morning times, right? The morning time, yes, you want to preach, but also use it to teach. Three point sermon, right? Three bullet points. Okay, I'm teaching about faith, one, two, three, three points. Right? Just make it like a teaching as well. It doesn't need to be only preaching, right? Oh, Jesus said to the mountain move, Jesus walked on the storm. Sometimes what happens, we'll give 10 examples on faith. We don't need to do that. Three points, just three points, right? Just one, two, three, and use it in your morning times, right? And then you'll learn the develop, you'll develop the ability to teach the Word of God. And then you prepare sermons. You know, if you look at all of these, I think I've shared with you, right? All of these sermons in my Bible, right? These papers here, online students, all of these, all of these are Bible college, when I was in Bible college. They're more than 15 years old. These are sermons that I prepared for the, okay, not maybe few of them are not, but most of it, these big ones are all prepared. If you read it, when I read it, I say, what am I teaching here? I don't know. But they helped me and I used to prepare, sit in front of the mirror and teach the whole thing. Teach the whole thing, all of these, right? So develop it. It will not come. We may have the gift of the prophecy. We may have the gift of the teacher or the evangelistic gift, but we need to develop it. Yes or no, right? We have the gift of singing. If we don't sing, what will happen? It'll be dormant. God is not a God who will take away the gift. It's there, but we have not used it, right? So we have to develop it. If you're interested in music and you know, okay, I've got a year for music. I can do well in music. If I don't go for classes or if I don't learn, what will happen? Nothing will happen. The gift will be there. You will also be there, but nothing's going to happen, right? There needs to be the effort of developing that gift. Same way in teaching, preaching, right? Develop the gift and then 2 Timothy 2, 2. 2 Timothy 2 verse 2. And the things that you have heard from me among many witnesses, commit these to faithful men who will be able to teach others also. Look at Paul. His mindset is always raise up other people. He never had a mindset of I alone. Could he have done it alone? Yes, but he also followed the model of Jesus. Jesus always worked, raised up leaders. I read this book. I forget the name of the book, but the book by Brother Andrew Wormack and he says, the moment you start a ministry, that moment you should plan your exit right? You start a ministry. That moment you start planning your exit also. If I have to leave, if I have to move out, who is going to take it on? Raising up leaders, raising up teachers is the greatest sign of a leader. Jesus, the first thing she did to this, Jesus launched out the ministry, 40 days of fasting, overcome those temptations, came back and did what? The first thing chose 12 people because he knew I have three and a half years and if I don't raise up other people, who is going to do this ministry? That effort of three and a half years, we went through many ups and downs trying to handle these people, but he did it. He raised up people and you and I must raise up others. What does Timothy say? He says, commit to those who will faithfully do and trust to reliable men who will also be qualified to teach each other. He says, commit to other people who will also be qualified to teach each other. So as leaders, develop others, raise up others, give them opportunities. I always wonder, what if as young people, we don't give opportunities to our youngsters? They will not grow. It will just be like, okay, you do what you're doing. We want our young people to learn. And especially now in the generation that we are in, young people are way ahead in their thinking. My eight-year-old comes and says, tell me what are the gifts of the Holy Spirit and how can I begin to flow in it?  I said, okay, eight years old. He says, okay, Father, Son, Dada, Father, Son, Holy Spirit, I'm not able to understand this trinity. Can you please explain it to me in a good way? Dada, do you know they found Noah's Ark? Okay, do you know this thing? He's talking about Old Testament. Now children nowadays know so much more and it's good. You got advantage, you got disadvantage also because they're exposed to so much. They learn so much, which we don't want them to learn, but there's also the fact that they can grasp things so much easier than when we were, right? You play yourself. What I normally do is I play sermons or songs, right? Worship songs and it just keeps playing in the background, right? Sometimes my little ones come and say, they're suddenly singing all these new songs. Say, how do you know the song? We heard it and they're singing it exactly word for word. Nobody gave them lyric sheet and said, this is the lyrics. Everything is gone and they're able to grasp so easily. So raising up leaders must be a priority for us, right? Whether they are kids, even when they grow up teens, youth, raise up leaders, give them opportunities. As ministry leaders, or for example, you're planting a church, you're starting your own ministry, and have people who can take on leadership, bring them up, develop them for leadership. Never be in a place where, okay, what if they become better than me? Never be in that place. Let them become better than you. That's okay, right? The point is, we have to raise up others and then false teachers. Again, we talked about this as well. Second Peter 2.1. But there were also false prophets among the people. Even as there will be false teachers among you, who will secretly bring in destructive heresies, even denying the Lord who bought them, and bring on themselves with destruction? Again, Peter is writing. Like he said, there will be false teachers, false prophets, who will bring destructive heresies, even denying the fact that Jesus is Lord. And what will happen to them? They are bringing destruction upon themselves. Look at what's happening now. Jesus is not God. Jesus is not the Messiah. Jesus went to Nepal and sat. Jesus was here. Jesus was there. Now I am Jesus. I'm the reincarnation of Jesus. Jesus already met me. Now, I'm very weary. I'm not saying don't believe it, but I'm very weary when people say I went to heaven and came back. And this is what Jesus told me. It's good for them. Now, testimony is good, but I'll go by God's word.  Have we seen all of those? So it may be true. Maybe they have an auto body experience and all of that, but I will trust in God's word. I'll just go by what God says. I remember watching one video, one guy, he had full dreadlocks and tattoos all over his body, nose ring and his lip ring and all kinds of things.  I said, you came back also? That's just a joke, right? But he was giving a testimony in front of me. He said, okay, good. I'm not going by looks, but the way he was talking so casually about it, thought to myself, hey, will you be casual about these kind of things? We're going to heaven and coming back. Will we be casual about it? Remember Isaiah, he said he saw the throne of God. What did he say? Oh, I'm undone. A man of unclean lips. What does Paul say? I went up to third heaven. I can't even express the things that I have seen there. I'm not even able to talk about it.  So let them go and come. But let's go by God's word. God's word is important. Let's stay on God's word. So there'll be heaven, hell, rapture. All these new ideologies will come. You say, okay, you went to heaven and came good. I'll study God's word. Stay on God's word. Okay, so let's close. Next class we'll pick up from chapter eight, The Restoration, the Ministry of the Teacher. Thank you, everyone. God bless. Have a great day ahead. God bless.


Promptime in the parks, that's an event that we've implemented to be able to target 13 to 17-year-old teams. We've been very, very intentional, very deliberate in trying to engage them in a very, very fun way. And we've had a lot of fun doing it over the years and we're looking forward to doing the exact same thing this year. The August 6th event is the end of the summer. Team Poopart at Max and Greg, we're still looking forward to that.  Not only did the young people get to enjoy themselves with free food, music, but they also got the opportunity to meet other teams from different areas. And that is something that we've tried to implement. We've tried to be very deliberate in making sure our teams come out and have fun. Just us, the City of Columbia, trying our absolute best to meet them in their space. And that has been one of our great, great events, Team Poopart. And we're looking forward to doing the same exact thing this weekend at Max and Greg Poopart. August 13th, we're really looking forward to that event. We'll invite the families out to also be a part of what the teams are doing. And we'll be out in the baseball field.  And just to co-rider in togetherness that we all look forward to enjoying and being a part of. And it'll be a great send-off for the young people going back to school.


So there was a question that was raised on OPEC's capacity and the OPEC decision today about not increasing their quota amount. What's your take on that? So, even though there wasn't an OPEC agreement today, I'm pretty confident that Saudi Arabia and a few others will do what's necessary to keep prices stable. Okay, so fast forward six months. So you made a comment about the OCS and Keystone and other production potential that needs to come out there. There's one school of thought that says in the second half of the year, if the U.S. and EU economies stay okay without going into a double dip and then China keeps growing, then we're actually going to see tightness in the third quarter. There's another school that says if we actually are going into the dip of a new recession, in part driven by higher prices, that the demand won't be there, how do you try to bring the supply chain back into balance, given the fact that we only have limited spare capacity out there? Right. In the next six months, a lot of the coal on oil will be determined by economic growth. And it seems to be spotty, not as robust as we would like. You see that in the job numbers. You see that in 9.1 percent unemployment in our country. Europe has its problems because of the financial crisis there. Inflationary problems in some of the emerging markets starting with China. I think the growth expectations are maybe a little lower than people thought three to six months ago. Having said that, they're still strong enough that the coal on oil, I think, will go up. But again, I don't think with three million barrels a day or so of surplus capacity, there's any issue. I think as you go forward, if the world grows a million barrels a day each year, which is a conservative number, and one could argue maybe it's a million five to a million eight, a lot of it driven by the emerging markets led by China and even the Middle East, I think we do have supply problems further out. Like five years. I'm very worried that we will not grow our production capacity of oil quickly enough to meet the challenge of 95 million barrels a day of demand. I talked about 89 before. So I think the next couple of years we're okay. Five, 10 years out, I think we got a serious problem unless we start to act now on two things. One is demand, which is conservation. Increasing mileage standards should be a priority of the U.S. administration. Going to hybrid cars should be sooner than later. And yet at the same time on the supply side, we need to encourage more investment to occur here. We don't want to do anything to discourage more domestic supply because more domestic supply means less foreign imports, better balance of trade, better deficit reduction, and more employment. Natural gas. So shale gas, you talked about it as a game changer. Yes. Shale gas, it is a great treasure for our country in terms of energy security. And we have to treat it that way. We have to be responsible and prudent about it. We have to be judicious about how we increase demand, but also how we increase supply. But it's an asset there that we're lucky to have. Shale gas production, as you know, about five years ago was maybe five percent of our U.S. gas production. Today it's 30 percent and it is a game changer. I think first for electric generation, if you want to build a thousand megawatts of power, gas costs about a billion dollars and takes about a year and a half to build. If you want a thousand megawatts from coal, it takes three years and three billion dollars. And if you want it from nuclear, it's, you know, if you're lucky, six, but more likely eight billion dollars and probably closer to eight years to build. So for just the economic reason, we should be moving more of our power to gas. And, you know, hydraulic fracturing, I understand, in the public eye is something that is a concern. We should respect that. But having said that, the public needs to be educated. Hydraulic fracturing goes back to 1949 of the 40 plus thousand wells that we drill in the United States, somewhere between 70 and 80 percent are hydraulically fractured. Hydraulic fracturing is just taking water, sand, and some propant or gel and injecting it at high pressures into shale reservoirs to fracture them so hydrocarbons can escape. Usually natural gas once in a while, natural gas liquids or oil. So I think the industry has to maybe be a little more proactive instead of reactive into terms of educating the public, but also maybe making sure best practices are used as well. We have to get this right. If it's that important to the industry, just like the deep water. I think there's room for improvement, as we mentioned in the conference, for the industry to step up as they have in spill response in the offshore. John, absolute pleasure. Thank you so much.


Hi, how you doing today? This is Richard and we have a rich TV live and I'm here with a very special guest It is Brent Charlton the CEO of N-Wave Corporation. How you doing today Brent? Very well yourself. Thank you. I'm doing very well Thank you for joining us today. Thanks.  Sure. Well N-Wave Corporation is a diversified technology company that is currently commercializing a patented dehydration tech. We started out in the food space primarily working with several large consumer packaged goods companies and then entered the cannabis space about two years ago serendipitously Great, and I remember when you guys became public and started working with Aurora and the stock took off. It did really really well I remember that like it was yesterday Obviously the entire sector is retracted right now. It's done a reset. What do you think's going on in the cannabis sector? And how do you guys differentiate yourself from everybody else? It's atomic consolidation There will be winners in the space certainly. So it's a matter of trying to find those partners and working with them as of course consolidation takes place over the next several months. We do still believe that this market is going to be a massive one globally specifically in Canada as well So we are to point resources to further commercialize our tech in the space. Great, and we work with many investors worldwide in like 60 countries What would you be saying to investors that are interested in investing in N-Wave? Why would they want to invest in N-Wave versus the other 440 companies that exist? We're a pick-and-shovel play in the cannabis space. We have a proven commercial technology Again, we have 36 royalty-bearing licenses where companies have come and purchased our equipment and have agreed to pay either a percentage of the wholesale value of the products being sold in the food space or in the case of the cannabis industry a few pennies program produced So for us we're diversified lower risk because the technology itself has successfully been commercialized and of course I'm sure many of your followers believe too that there's massive upside in the growth prospects of this particular industry And we hope to play a major role in that And you guys are right now working in Canada. Are you guys planning to grow internationally? Yes So specifically to the cannabis and hemp space. We do already have international licensing With a company called Can Group in Australia, Helios Therapeutics in New Zealand We have a deal with a hemp company based in the United States called Electric Farms And we are vigorously pursuing other opportunities. The key value prop for our drying technology in the space is that we're taking that drying time from multiple days in your traditional curing room to 45 minutes if the plant material is going for extraction or if it needs to be a high terpene combustible product with Very low harshness to the smoke then about a two-hour process So we've been able to test that out with multiple strains with our current partners and provide Prospective partners with some quantitative and qualitative data that can hopefully entice them to adopt their technology And how about your revenue growth right now? We're in a point where everybody wants to know about revenue They want to know profitability How does the company look financially is the company strong like is there any debt issues? Is there a strong financial balance sheet right now? How do you guys look financially? Currently we're north of 15 million dollars on the balance sheet. No debt No debt last year we Thanks, approximately doubled our revenue top line from about 22.8 to mid-40s So we're growing nicely on a bottom line basis. We're still spending spending money on sales and marketing So we're not quite yet bottom line profitable But we do anticipate to hopefully be so within the next 12 to 24 months great. So, you know, we're positioned well financially I think the adoption rate should pick up So I think when you look at us as a unique drying novel technology that could hopefully become the gold standard in this industry We are the choice. We are the only proven scalable vacuum microwave technology in the world. Wow So can you talk a little bit about that vacuum microwave technology? What exactly is that for investors that are watching? What makes you guys so unique in doing that and being the only ones can you explain that process? Absolutely So when you combine vacuum with microwave It's very difficult to achieve a homogeneous distribution of that energy and achieve again an even drying What tends to happen as you would happen in your household microwave is you have hot spots and cold spots So through the innovative apparatus design work, which is patented and also the processing know-how We have created a way again to take cannabis from 80 something percent down to 10 percent on an even basis And we can go even lower it down to sub 1% for extraction purposes again on an even basis We have partnerships with the likes of PepsiCo and several other large global dairy companies Household names in that consumer package good space. They've all done their due diligence They went out and looked at prospective alternatives who claim that they have scalable vacuum microwave technology and the result of being they've kicked The tires and the tires popped and they always end up coming back to end wave And because we're employing that royalty licensing business model, you know at first they may be a bit apprehensive But once they truly see the value proposition They're happy to enter into a long-term partnership because then they have upside with the royalty partnerships They can make money with your product, too. Well, exactly lower cost production. That's the key in the cannabis space specifically It's obviously time reduction and cost reduction tied to a smaller footprint and alleviating the choke point of drying essentially Well, it sounds great. I'm really excited to learn more about your company My entire community will be watching you very very closely. Thank you very much for your time today. No problem We wish you all the best of luck in your future endeavors. Thanks guys. Thank you guys for watching This is Brent Charlton the CEO of n-wave corporation. Thank you guys for watching. Have yourself a great day. Pleasure meeting you Thanks guys