chapters 1 through 5 of the book of Tobit from the World English Bible. This is a LibriVox recording. All the LibriVox recordings are in the public domain. For more information on a volunteer, please visit LibriVox.org. Chapter 1. The book of the words of Tobit, the son of Tobiel, the son of Anel, the son of Adul, the son of Gabel, of the seed of Aziel, of the tribe of Napdeli, who, in the days of MNSR, king of the Assyrians, was carried away captive out of Thizbe, which is on the right hand of Kiddish Napdeli, in Gadile above Asher. I, Tobit, walked in the ways of truth and righteousness all the days of my life, and I did many alms deeds to my kindred and my nation, who went with me into the land of the Assyrians, to Nineveh. When I was in my own country and the land of Israel, while I was yet young, all the tribe of Napdeli, my father, fell away from the house of Jerusalem, which was chosen out of all the tribes of Israel that all the tribes should sacrifice there, and the temple of habitation of the Most High was hallowed and built therein for all ages. All the tribes which fell away together sacrificed to the Heifer Baal, and so did the house of Napdeli, my father. I alone went often to Jerusalem at the feasts, as it has been ordained to all Israel by an everlasting decree, having the first fruits and the tenths of my increase, and that which was shorn, and I gave them at the altar to the priests, the sons of Aaron. I gave a tenth part of all my increase to the sons of Levi, who ministered at Jerusalem. A second tenth part I sold away and went, and spent it each year at Jerusalem. A third tenth I gave to them, to whom it was appropriate, as Deborah, my father's mother, had commanded me, because I was left an orphan by my father. When I became a man, I took as wife Anna of the seed of our own family. With her I became the father of Tobias. When I was carried away captive to Nineveh, all my kindreds and my relatives ate of the bread of the Gentiles, but I kept myself from eating, because I remembered God with all my soul. So the Most High gave me grace and favor in the sight of MNSR, and I was his purchasing agent. And I went into Midia, and left ten talons of silver in trust with Gabriel, the brother of Gabriel at Rages of Media. And when MNSR was dead, Sinanakarib, his son, reigned in his place. In his time, the highways were troubled, and I could no longer go into Medea. In the days of MNSR, I did many almsdeeds to my kindred. I gave my bread to the hungry, and my garments to the naked. If I saw any of my race dead, and thrown out on the wall of Nineveh, I buried him. If Sinanakarib the king killed any, when he came fleeing from Judah, I buried them privately, for in his wrath he killed many, and the bodies were sought for by the king, and were not found. But one of the Ninevites went, and showed to the king concerning me how I buried them, and hid myself. And when I knew that I was sought for to be put to death, I withdrew myself for fear, and all my goods were forcibly taken away, and there was nothing left to me, save my wife Anna and my son Tobias. No more than fifty days passed before two of his sons killed him, and they fled into the mountains of Eirat. In Sarchedonus, his son reigned in his place, and he appointed Achiaturus, my brother Annanel's son, over all his accounts of his kingdom, and over all his affairs. And Archiaturus requested me, and I came to Nineveh. Now Archiaturus was cupbearer, keeper of the signet, steward and overseer of the accounts. Sarchedonus appointed him next to himself, but he was my brother's son. Chapter 2 Now when I had come home again, my wife Anna was restored to me, and my son Tobias, in the feast of Pentecost, which is the holy feast of seven weeks. There was a good dinner prepared for me, and I sat down to eat. I saw abundance of meat, and I said to my son, Go and bring whatever poor man you find of our kindred, who is mindful of the Lord. Behold, I wait for you. Then he came and said, Father, one of our race is strangled, and has been cast out in the marketplace. Before I had tasted anything, I sprang up and took him into the chamber until the son had set. Then I returned, washed myself, ate my bread in heaviness, and remembered the prophecy of Amos. As he said, your feasts will be turned into mourning, and all your mirth into lamentation. So I wept, and when the son had set, I went and dug a grave and buried him. My neighbors mocked me and said, He is no longer afraid to be put to death for this matter, and yet he fled away. Behold, he buries the dead again. The same night I returned from burying him and slept by the wall of my courtyard, being polluted, and my face was uncovered. I did not know that there were sparrows in the wall.  I went to the physicians, and they did not help me, but Archie Archerus nourished me until I went into Alimaeus. My wife Anna wove cloth in the woman's chambers and sensed the work back to the owners. They, on their part, paid her wages and also gave her a kid. But when it came to my house, it began to cry, and I said to her, Where did this kid come from? Is it stolen? Give it back to the owners, for it is not lawful to eat anything that is stolen. But she said, It has been given to me for a gift more than the wages. I didn't believe her, and I asked her to return it to the owners, and I was ashamed of her. But she answered and said to me, Where are your alms and your righteous deeds? Behold, you and all your works are known. Chapter 3 I was grieved and wept and prayed and sorrow, saying, Oh Lord, you are righteous, and all your works and all your ways are mercy and truth, and you judge true and righteous judgment forever. Remember me and look at me. Do not take vengeance on me for my sins and my ignorances and the sins of my fathers who sin before you, for they disobeyed your commands. You give us a plunder for captivity, for death, and for a proverb of reproach to all the nations among whom we are dispersed. Now your judgments are many and true, and you should deal with me according to my sins and the sins of my fathers, because we did not keep your commandments, for we did not walk in truth before you. Now deal with me according to that which is pleasing in your sight. Command my spirit to be taken from me, that I may be released and become earth, for it is more profitable for me to die rather than to live, because I have heard false reproaches and there is much sorrow in me. Command that I be released from my distress now and go to the everlasting place. Do not turn your face away from me. The same day it happened to Sarah, the daughter of Raghuul and Ekbatana of Medea, that she also was reproved by her father's maid servants, because that she had been given to seven husbands and as Mordius the evil spirit killed them before they had lain with her. And they said to her, Do you not know that you strangle your husbands? You have had already seven husbands and you haven't borne the name of any one of them. Why do you scourge us? They are dead. Go your ways with them. Let us never see either son or daughter from you. When she heard these things, she was grieved exceedingly, so that she thought about hanging herself. Then she said, The only daughter of my father. If I do this, I will be reproached to him and I will bring down his old age with sorrow to the grave. Then she prayed by the window and said, Blessed are you, O Lord my God, and blessed is your holy and honorable name forever. Let all your works praise you forever. And now, Lord, I have set my eyes and my face toward you. Command that I be released from the earth and that I no longer hear reproach. You know, Lord, that I am pure from all sin with man, that I never polluted my name or the name of my father in the land of my captivity. I am the only daughter of my father and he has no child that will be his heir, nor brother near him, nor son belonging to him, that I should keep myself for a wife to him. Seven husbands of mine are dead already. Why should I live? If it doesn't please you to kill me, command some regard to be had of me and pity taken of me, that I hear no more reproach. The prayer of both was heard before the glory of the great God. Raphael also was sent to heal them both to scale away the white films from Tobit's eyes and to give Sarah the daughter of Ragel for a wife to Tobias, the son of Tobit, and to bind Asmodeus, the evil spirit, because it belonged to Tobias that he should inherit her. At that very time, Tobit returned and entered into his house and Sarah, the daughter of Ragel, came down from her upper chamber. Chapter 4 In that day, Tobit remembered the money he had in trust with Gabel in riches of media, and he said to himself, I have asked for death. Why do I not call my son Tobias that it may explain to him about the money before I die? And he called him and said, My child, if I die, bury me.  Honor her all the days of your life and do that which is pleasing to her and do not grieve her. Remember, my child, that she has seen many dangers for you when you were in her womb. When she is dead, bury her by me in one grave. My child, be mindful of the Lord our God all your days and do not let your will be set to sin to transgress his commandments. Do righteousness all the days of your life and do not fall the ways of unrighteousness. For if you do what is true, your deeds will prosperly succeed for you. For all those who do righteousness, give alms from your possession. When you give alms, do not let your eye be envious.  As your possessions are, give alms of it according to your abundance. If you have little, don't be afraid to give alms according to that little. For you lay up a good treasure for yourself against the day of necessity. Because alms giving delivers from death and does not allow you to come into darkness, alms is a good gift in the sight of the most high for all that give it. Beware, my child, of all hordom and take first a wife of the seed of your fathers. Do not take a strange wife of others' tribe, for we are in the descendants of the prophets. Remember, my child, that Noah, Abraham, Isaac, and Jacob, our fathers of old time, all took wives of their kindred and were blessed in their children and their seed will inherit the land.  For in scornfulness is destruction and much trouble and a nonniness is decay and great lack. For nonniness is the mother of famine. Do not let the wages of any man who works for you wait with you, but give it to him out of hand. If you serve God, you will be rewarded. Take heed to yourself, my child, in all your works and all your behavior. And what you yourself hates, do to no man. Do not drink wine to drunkenness. Do not let drunkenness go with you on your way. Give your bread to the hungry and your garments to those who are naked. Give alms from all your abundance. Do not let your eye be envious when you give alms. Pour out your bread on the burial of the just and give nothing to sinners. Ask counsel to every man who is wise and do not despise any counsel that is profitable. Bless the Lord your God at all times. Ask of him that your ways may be straight and that all your paths and counsels may prosper. For every nation has no counsel, but the Lord himself gives all good things and he humbles whom he will as he will. And now my child, remember my commandments, and let them not be blotted out of your mind. And now I explain to you about the ten talents of silver which I left in trust with Cabo, the son of Gabriel, at rages of media, and fear not my child, because we are made poor. You have much wealth if you fear God and depart from all sin and do that which is pleasing in his sight. Chapter 5 Then Sovius answered and said to him, Father, I will do all things whatever you have commanded me, but how could I receive the money, since I do not know him? He gave him the handwriting and said to him, seek a man who will go with you and I will give him wages while I still live and go and receive the money. He went to seek a man and found Raphael who was an angel who knew it. He said to him, can I go with you to rages of media? Do you know those places well? The angel said to him, I will go with you. I know the way well. I have lodged with our other brother, Gabel. Tobias said to him, wait for me and I will tell my father. He said to him, go and don't wait. And he went in and said to his father, behold I have found someone who will go with you. But he said, call him to me that I may know of what tribe he is and whether he is a trustworthy man to go with you. So he called him and he came in and they saluted one another. And Tobit said to him, brother of what tribe and of what family are you? Tell me. He said to him, do you seek a tribe and a family or a hired man which will go with your son? And Tobit said I want to know, brother, your kindred and your name. And he said, I am Azariah the son of Ananiah the great of your kindred. And he said to him, welcome brother, do not be angry with me because I sought to know your tribe and family. You are my brother of an honest and good lineage. For I knew Ananiah and Jathan, the sons of Shamiah, the great. When we went together to Jerusalem to worship and offered the firstborn and the tenths of our increase and they did not go astray in the error of our kindred. My brother, you are of a great stock. But tell me what wages shall I give you a Drachma day and those things which are necessary for you as to my son. And moreover, if you both return safe and sound I will add something to your wages. And so they agreed. And he said to Tobias, prepare yourself for the journey. May God prosper you. So his son prepared what was needful for the journey. And his father said to him, go with this man.  May his angel go with you. So they both departed and the young man's dog went with him. Why have you sent away our child? Isn't he the staff of our hand in going in and out before us? Do not be greedy to add money to money. But let it be as refuse compared to our child. For what the Lord has given us to live is enough for us. Tobit said to her, do not worry my sister he will return safe and sound and your eyes will see him. For a good angel will go with him. His journey will be prospered and he will return safe and sound. So she stopped weeping. End of chapters one through five. Chapters six through ten of the Book of Tobit from the World English Bible. This LibriVox recording is in the public domain. Chapter six. Now as they went on their journey they came at evening to the river Tigris. And they lodged there. They went down to wash himself and a fish leaped out of the water and would have swallowed up the young man. But the angel said to him grab the fish. So the young man grabbed the fish and hauled it up onto the land. And the angel said to him cut the fish open and take the heart the liver and the bile and keep them with you. And the young man did as the angel commanded him. But they roasted the fish and ate it and both went on their way till they drew near to Ekbatana. The young man said to the angel brother Azarius of what use is the heart the liver and the bile of the fish. He said to him about the heart and the liver if a demon or an evil spirit troubles anyone we must burn those and make the smoke of them before the man or the woman and the affliction will flee. The angel said to the young man brother today we will lodge with Raghu. He is your kinsman. He has an only daughter named Sara. I will speak about her that she should be given to you for a wife for her inheritance belongs to you and you only are of her kindred. The man said to the angel the angel said to the young man brother today we will lodge with Sara of her kindred. The maid is fair and wise and now hear me. I will speak to her father when we return from ages we will celebrate the marriage for I know that Raghu may in no way marry her to another according to the law of Moses or else he would be liable to death because it belongs to you to take the inheritance rather than any other. Then the young man said to the angel I have heard that this maid has been given to seven men and that they all perished in the bride chamber now I am the only son of my father and I am afraid lest I go in and die even as those before me for a demon loves her which harms no man but those which come to her now I fear lest I die and bring my father's and mother's life to the grave with sorrow because of me I have no other son to bury them but the angel said to him don't you remember the words which your father commanded you that you should take a wife of your own kindred now hear me brother for she will be your wife do not worry about the demon for this night she will be given you as wife and when you come into the bride chamber you shall take the ashes of incense and shall lay them upon some of the heart and the liver of the fish smoke with them the demon will smell it and flee away and never come anymore and when you go near to her both of you rise up and cry to God who is merciful he will save you and have mercy on you do not be afraid for she was prepared for you from the beginning and you will save her she will go with you and I suppose that you will have children with her when Tobias heard these things he loved her and his soul was strongly joined to her they came to Egpatina and arrived at the house of Raguul but Sarah met them and she greeted them and they her then she brought them into the house and Raguul said to Edna his wife this young man really resembles Tobit my cousin and Raguul asked them where are you two from kindred they said to him we are of the sons of Naftali who are captives in Nineveh he said to them do you know Tobit our brother they said we know him then they said to him is he in good health they said he is both alive and in good health Tobias said he is my father then Raguul sprang up and kissed him wept, blessed him and he had heard that Tobit had lost his eyesight he was grieved and wept and Edna his wife and Sarah his daughter wept they received them gladly and they killed the ram of the flock and served them meat but Tobias said to Raphael brother Azarius speak of those things of which you talked about in the way and let the matter be finished so he communicated the thing to Raguul Raguul said to Tobias eat, drink and make merry for it belongs to you to take my child whoever I will tell you the truth I have given my child to seven men of our relatives and whenever they came into her they died in the night but for the present be merry then Tobias said I will taste nothing here until you all make a covenant and enter into that covenant with me Raguul said take her to yourself from now on according to our custom you are her relative and she is yours the merciful God will give all good success to you and he called his daughter Sarah and took her by the hand and gave her to be the wife of Tobias and said behold take her to yourself after the law of Moses and lead her away to your father and he blessed them and he called Edna his wife and took a book, wrote a contract and sealed it then they began to eat Raguul called his wife Edna and said to her sister prepare the other chamber and bring her in there she did as he asked her and brought her in there she wept and received the tears of her daughter and said to her be comforted my child may the Lord of heaven and earth give you favor for this year's sorrow be comforted my daughter Chapter 8 when they had finished their supper as he went he remembered the words of Raphael and took the ashes of incense and put the heart and the liver of the fish on them and made a smoke with them when the demons smelled that smell it fled into the uppermost parts of Egypt and the angel bound him but after they were both shut in together Tobias rose up from the bed and said sister arise and let us pray that the Lord may have mercy on us and Tobias began to say blessed are you O God of our fathers and blessed is your holy and glorious name forever let the heavens bless you and all your creatures you made Adam and gave him Eve his wife for a helper and a support from them came the seed of men you said it is not good that the man should be alone let us make him a helper like him and now O Lord I take not this my sister for lust but in truth command that I may find mercy and grow old with her she said with him amen and they both slept that night Ragool arose and went and dug a grave saying lest he also should die and Ragool came into his house and said to Edna his wife send one of the maid servants and let him see if he is alive if not we will bury him and no man will know it so the maid servants opened the door and went in and found them both sleeping and came out and told them that he was alive then Ragool blessed God saying blessed are you O God with all pure and holy blessing let your saints bless you and all your creatures let all your angels and your elect bless you forever blessed are you because you have made me glad and it has not happened to me as I suspected but you have dealt with us according to your great mercy blessed are you because you are a mercy on two that were the only begotten children of their parents show them mercy O Lord fulfill their life and health with gladness and mercy he commanded his servants to fill the grave he kept the wedding feast for them 14 days before the days of the wedding feast were finished Ragool swear to him that he should not depart until the 14 days of the wedding feast were fulfilled and that then he should take half his goods and give his safety to his father and the rest he said when my wife and I die chapter 9 and Tobias called Raphael and said to him brother Azarius take with you a servant and two camels and go to Rages of Media to Gabel and receive the money for me and bring him to the wedding feast because Ragool has sworn and I must not depart my father counts the days when Raphael went on his way and lodged with Gabel and give him the handwriting so we brought forth the bags with their seals and give them to him then they rose up early in the morning together and came to the wedding feast Tobias blessed his wife chapter 10 Tobit his father counted every day when the days of the journey were expired and they didn't come he said where is Gabel perchance dead and there is no one to give him the money he was very grieved but his wife said to him the child has perished seeing he waits long she began to be well him and said I care about nothing my child since I have let you go the light of my eyes Tobit said to her hold your peace do not deceive me my child has perished and she went out every day into the way by which they went and ate no bread in the daytime and did not stop bewelling her son Tobias for whole nights until the fourteenth days of the wedding feast were expired which Ragool had sworn that he should spend there then Tobias said to Ragool send me away for my father and my mother look no more to see me but his father in law said to him stay with me I will send to your father and they will declare to him how things go with you Tobias said no send me away to my father Ragool arose and give him Sarah his wife in half his goods servants and cattle and money and he blessed them and sent them away saying the god of heaven will prosper you my children before I die honor your father in law and your mother in law they are now your parents let me hear a good report of you then he kissed her Edna said to Tobias may the lord of heaven restore you dear brother and grant to me that I may see your children of my daughter Sarah that I may rejoice before the lord behold I commit my daughter to you in special trust do not cause her grief end of chapters 6 through 10 chapters 11 through 14 of the book of Tobut from the world english bible this LibriVox recording is in the public domain chapter 11 after these things Tobias also went his way blessing god because he had prospered his journey and he blessed Ragool and Edna his wife then he went on his way until they drew near to Nineveh Raphael said to Tobias do not you know brother how you left your father let's run forward before your wife and prepare the house but take in your hand the bile of the fish so they went their way and the dog went after them Edna sat looking around toward the path for her son she saw him coming and said to his father behold your son is coming with the man that went with him Raphael said I know Tobias that your father will open his eyes therefore anoint his eyes with the bile and being pricked with it he will rub and it will make the white films fall away and then he will see you Edna ran to him and fell upon the neck of her son and said to him I have seen you my child I am ready to die they wept both Tobit went toward the door and stumbled but his son ran to him he rubbed the bile on his father's eyes saying cheer up my father when his eyes began to hurt he rubbed them then the white films peeled away from the corners of his eyes and he saw his son and fell upon his neck he wept and said blessed are you oh god and blessed is your name forever blessed are all your holy angels for you scourged and had mercy on me behold I see my son Tobias and his son went in rejoicing and told his father the great things that had happened to him in media Tobit went out to meet his daughter-in-law at the gate of Nineveh rejoicing and blessing God those who saw him go marveled because he had received his sight Tobit gave thanks before them because God had shown mercy on him when Tobit came near to Sarah his daughter-in-law he blessed her saying welcome daughter blessed is God who has brought you to us and blessed are your father and your mother and there was joy among all his kindred who were at Nineveh Atiaturus and Nasbas his brother's son came Tobias' wedding feast was kept seven days with great gladness Chapter 12 Tobit called his son Tobias and said to him see my child that the man which went with you have his wages and he said to him father it is no harm to me to give him half of those which I have brought for he has led me for you in safety and he cured my wife and brought my money and likewise cured you the old man said it is due to him and he called the angel and said to him take half of all that you have brought then he called them both privately and said to them bless God and give him thanks and magnify him and give him thanks in the sight of all that live for the things which he has done for you it is good to bless God and exalt his name showing forth with honor the works of God do not be slacked to give him thanks it is good to keep close the secret of a king but to reveal gloriously the works of God do good and evil will not find you good is prayer with fasting a little with righteousness is better than much with unrighteousness it is better to give alms than to lay up gold alms delivers from death and it purges away all sin those who give alms and do righteousness will be filled with life but those who sin are enemies to their own life surely I will keep nothing close from you I have said it is good to keep close the secret of a king but to reveal gloriously the works of God and now when you prayed and Sarah your daughter in law I brought the memorial of your prayer before the holy one when you buried the dead I was with you likewise and when you didn't delay to rise up and leave your dinner that you might go and cover the dead your good deed was not hidden for me and I was with you and now God sent me to heal you and Sarah your daughter in law of the seven holy angels which present the prayers of the saints and go in before the glory of the holy one and they were both troubled and fell upon their faces for they were afraid and he said to them do not be afraid you will all have peace but bless God forever for I came not of any favor of my own but by the will of your God therefore bless him forever all these days I appear to you I did not eat or drink but you all saw a vision now give God thanks because I ascend to him who sent me right in a book all the things which had been done then they arose and saw him no more they confessed the great and wonderful works of God and how the angel of the Lord had appeared to them Chapter 13 Antobot wrote a prayer for rejoicing and said bless it is God who lives forever this is his kingdom for he scourges and shows mercy he leads down to the grave and brings him up again there is no one who will escape his hand give thanks to him before the Gentiles all you children of Israel for he has scattered us among them declare his greatness there extol him before all the living because he is our Lord and God is our Father forever he will scourge us for our iniquities and will again show mercy he will gather us out of all the nations among whom you are all scattered if you turn to him with your whole heart and with your whole soul to do truth before him then he will turn to you and will not hide his face from you see what he will do with you give him thanks with your whole mouth bless the Lord of righteousness exalt the everlasting King I give him thanks in the land of my captivity and show his strength and majesty to a nation of sinners turn you sinners and do righteousness before him who can tell if he will accept you and have mercy on you I exalt my God my soul exalts the King of Heaven and rejoices in his greatness let all men speak and let them give him thanks in Jerusalem oh Jerusalem the holy city he will scourge you for the works of your sons and will again have mercy on the righteous give thanks to the Lord with goodness and bless the everlasting King that his tabernacle may be built in you again with joy and that he may make glad in you those who are captives and love in you forever those who are miserable many nations will come from afar to the name of the Lord God with gifts in their hands even gifts to the King of Heaven generations of generations will praise you and sing songs of rejoicing all those who hate you are cursed and those who love you forever will be blessed rejoice and be exceedingly glad for the sons of the righteous for they will be gathered together and will bless the Lord of the righteous oh blessed are those who love you they will rejoice for your peace blessed are all those who mourn for all your scourges because they will rejoice for you when they have seen all your glory they will be made glad forever let my soul bless God the great King for Jerusalem will be built with sapphires emeralds and precious stones your walls and your towers and your battlements with pure gold the streets of Jerusalem will be paved with barrel carbuncle and stones of Ophir and all her streets will say alleluia and give praise saying God who has exalted you forever chapter 14 then Tobit finished giving thanks he was 58 years old when he lost his sight after 8 years he received it again he gave alms and he feared the Lord God more and more and give thanks to him now he grew very old and he called his sons with the six sons of his son and said to him my child take your sons behold I have grown old ready to depart out of this life go into media my child for I surely believe all the things which Jonah the prophet spoke of Nineveh that it will be overthrown but in media there will rather be peace for a season our kindred will be scattered in the earth from the good land Jerusalem will be desolate and the house of God in it will be burned up and will be desolate for a time God will again have mercy on them and take back into the land and they will build the house but not like the former house until the times of that age are fulfilled afterward they will return from the places of their captivity and build up Jerusalem with honor the house of God will be built in it forever with a glorious building even as the prophet spoke concerning it and all the nations will turn to fear the Lord God truly all the nations will bless the Lord and His people will give thanks to God and the Lord will exalt His people and all those who love the Lord God in truth and righteousness will rejoice showing mercy to our kindred and now my child depart from Nineveh because those things which the prophet Jonah spoke will surely come to pass but you must keep the law and the ordinances and show yourself merciful and righteous that it may be well with you bury me decently and your mother with me do not stay at Nineveh see my child what Amen did to Archiearcherus who nursed him how out of the light he brought him into darkness and all the recompense that he made him Archiearcherus was saved but the other had his recompense and he went down into darkness Manassas gave alms and escaped the snare of death which was set for him but Amen fell into the snare and perished and now my children consider what alms does and how righteousness delivers while he was saying these things he give up the ghost in the bed but he was 158 years old Tobias buried him magnificently when Anna died he buried her with his father but Tobias departed with his wife and his sons to Raghul his father-in-law and he grew old in honor and buried his father-in-law and mother-in-law magnificently and he inherited their possessions and his father Tobits he died at Ektavanna of Medea being 127 years old before he died he heard of the destruction of Nineveh which Nebuchadnezzar and the Haziarus took captive before his death over Nineveh End of chapters 11 through 14 End of the Book of Tobit from the World English Bible


What is up everybody, Jayce here for jaspeakscasebreak.com. We just sold out 2324, upper deck Black Diamond Hockey. This is a one boxer, two random teams each, number four guys, and again 16 total spots, so we got two random teams NHL chasing some Badaard. So here we go, hit the dice roll, let's roll it. Four out of two, six times, now we're gonna double up your names. Boom. And again six times, one, two, three, four, five, five, and six. Michael P, got a Nicholas. And let's go six times here, one, two, three, four, five, six. Ducks, down the Rangers. So there you go guys. Let's see how it played out there for you guys.  I'll give you a quick trade window as well, about 30 seconds to a minute, if I don't see anybody trading in 30 seconds, I'm gonna close the trade window. All right, guys, let's close it and let's get the two boxes over here. Two boxes left, guys. One, two, three for the top, four, five, six for the bottom. Oh, Linda right over here. You guys can see it. Four. One, two, three, four, five, six. So that one will be for the last break, number five. All right, first one we got is Patrice Bergeron. Cup winners patches Black Diamond for the Boston Bruins, going to Vipole. Then we have a Connor Hallibock Diamond Mine Relics for the Winnipeg Jets. Winnipeg Jets going to Vipole. We got Markle Casper to 3.99 for the Red Wings. Red Wings going to Patrick. And last one here is a exquisite draft day, Simon Edvinson, man, we've been pulling this through all day in the full case or we did at least. Another one for the Red Wings, Patrick Evans. All right, we just have that top Jack Eichel numbered card and then the autograph, guys. Out of 75 Golden Knights, and we got Diamond Plate rookie autographs. Luke Hughes, out of 25. That's pretty sweet. New Jersey Devils going to Troy.  So again, no Conor Bedard here in this box. Could be still hiding in the last one. But like I said, we got a nice one there with that Luke Hughes. So should be pretty solid, guys. Again, we do have a five box case up. We hit no Bedards at all in the first five boxes. So the second half in there should be pretty loaded. So if you guys want to try that one out as well. But I did post up another one boxer, guys. Thank you. Like I said, check it out. Jaspy'scasebreaks.com, guys. Thank you.


Hello friends, welcome back to another episode here on the channel. I hope you're all doing great and for anyone new to the channel, my name is Lee, also known as Osiris. Today, we're going to be continuing on with our VGC Series 8 content, playing a Xamma's Enter team. You can see it on the screen in front of you now. As always, there'll be a poker pace down in the description. I'll have all the details of the team. If you want to go through those or try the team out on showdown, the pace is there for you to try. And if you stick around until the end of the episode, we will be throwing up a rental code for you to take this team on the doubles rank ladder if you so wish. So I hope you enjoyed today's episode. As always, we'll have a couple of games of the team talk through how the team functions, how it goes against certain archetypes that we play and other things along the way. And we'll end up with that rental code. So I hope you're looking forward to it. Hope you're doing well and without further ado, friends, let's get into our first match of the day. Okay. Up first today, we have a team of Tornades, Kayog, a Cartana, Clefairy, Landerous Therian and Incinero. So this is quite an interesting team for us to face. Going into our first one today with Zamazenta. We've obviously got the Tornades, the Kayog are there, the Tailwind, Water Spout, Shenanigans. It's going to be very difficult for us to deal with, but we do have YG on Zamazenta that can come in quite handy. We also have Whimsicott with Tailwind, which can be useful, taunt as well, for the opposing Tornades if you want to shut that down. I think Thunderus is like a really good lead here with Whimsicott in general. Zamazenta in the back and then it's a last Pokemon going to be. Like, Mama Swine's good, but Moltres is probably better because I do worry slightly about the Cartana late game. And I think with everything in mind, Moltres gives us a better match up against that than Finny or Mama Swine. So hopefully it doesn't come down to that, but we've got to kind of keep in mind that we, we need to have like some sort of backup in case, the worst case scenario. We'll see. I'd imagine Torn Ogre coming out from my opponent as a lead, but Whimmy gives you so many nice options in this format where you've got the Torn option, you've got the Tailwind to kind of match Tailwind, which is always, always, always super good. And the thing is with it next to the Thunderus as well, you're kind of forcing the Kyogre to maybe Max, which is good. Because we should take an attack. Well, we will take an attack with the Assault Vest, but if they don't Max, then you've got the clean knockout onto them with the Max. The only issue would be if they switch in maybe Landerous here, Landerous could be bad. Landerous would be bad for the Kyogre. And where's the turn of our Max? It does give us a boost.  But I would imagine they Max, they Tailwind, they're staying in. They may protect as well. I don't know. Don't know what the Tornadus is going to go for here. It has to Tailwind. It has to Tailwind. But against it's Brethren, Thunderus, it's not really matched up very well. You can get the speed control, but it's not really going to offer too much damage outside of that, other than Hurricane onto the Whimsicott, which it potentially could go for here. But I mean, if Whimmy goes down, it's done its job we can get as Amazon to enter onto the field. Oh, they're gone for the Tornadus. That's such a dangerous risky. I don't know why you would ever do that. I don't know why you would ever do that, especially when you're not Maxing the Kyogre. Because, yeah, fair enough, you shut down the Whimsicott, but at the same time, the payoff there is just not worth it.  But taunting a Whimsicott that's got a bigger base speed than the prankster user that you've got, it's so risky as the Cortana makes its way onto the field now, where we can start really chucking out some big damage. I think we are straight. What do we need? Do we need to airstream? We could Max Knuckle. Well, I think we Max Knuckle. I think we Max Knuckle into Cortana and we'll bring in Zamazen to here. It resists pretty much whatever would see from the Tornadis and Cortana go into our Whimsicott slot. So, and it means we've got Whimmy for later on in this match to support maybe Maltres. Like I say, if things got terribly wrong for us, we'd be able to utilize that pairing, but we are going to see the Cortana Max, which is fine. Because the next turn, as long as Zamazen to sticks around in the field, you know we've got the Colaching. As long as we don't see a Tornadis course, but then we can kind of overpredict that we could go for just an airstream plus combat if we needed to. There's the Tailwind as we expected. So they're going to have a turn of Tailwind a little bit longer than us to get the Max Knuckle into Cortana. I'm going to take it pretty comfortably and see what Cortana goes for. Steel Spike maybe into the Whimsicott slot, which is now Zamazen to be my best guess. Oh, they're going to airstream. Okay. So they're getting the jump on us this next turn, which is interesting. So I don't think we're going to see a taunt though into Zamazen to somehow. I really don't. So we'll go airstream into Tornadis and we'll go. I mean, we could just close combat. Could just close combat the Cortana. It's going to do a chunk of damage. It really will. And then it sets us up pretty nicely to get the Cortana the next turn if they don't airstream here. Yeah, let's let's get rid of the Cortana because the Cortana is always going to be the big kind of thorn in our side after the the coyote was gone. So that is the hurricane coming out from the Tornadis. It is going to connect us thunderous. We do become confused, which we don't see on camera, which is slightly annoying as Amazon are going to take the Max Knuckle. Hopefully we don't hit a thousand confusion. 50-50. Let's think of that positive 50. The 50% that's positive on our side. Plus one close combat takes down the Cortana. No issues. So come on thunderous. Do your job. Do your job, mate. Don't be confused. You've got one thing to do. Hit the Tornadis. There's nothing to be confused about. Come on. One target. Come on.  Well, the hurricane does its hurricane thing. I think we're going to be all right in this one though. If I'm completely honest with you, thunderous not really. Okay. Clefairy coming out. Yeah. I mean, now you've not really got a way to to deal with Zamazenta. Yeah. Just making sure that I'm saying Zamazenta and not Zassian and we'll go for the wild charge and we'll go for the humus bash, the signature attack from Zamazenta, which are very cool. I do like Zamazenta as well. You know, I do kind of prefer it to Zassian just because it does offer you a really good offensive presence. But at the same time, it offers you like lots of good support. Do you see the cancel there from my opponent? Not really got a way to win out. So very good game to my opponent. And we'll move on to our next one of the episode. Okay. Next up, we have a Bicephalon Zassian, Whimsicott, Taranitar, Primerina, and Galarian Articuno. This is a cool looking team. I will say this straight off the bat. So style points go to my opponent here. What are we looking at? Okay, speed control options. We've got them in abundance here. We've got the Whimsicott with that tailwind. We know about it. Potentially has trick room as well. If you want to go down a trick room route because there's options there. The Galarian Articuno more likely to have both tailwind trick room options. So that's something we need to keep an eye out for supporting the Primerina in a trick room or the Taranitar in a trick room going to be very dangerous to deal with. Now the issue here is we've got the Bicephalon which is probably scarfed.  So we need to kind of try and not get caught out by that. And one Pokemon to do that is Zamazenta because we have Wideguard and Mindblown is a spread attack. So we can block that. But what are we going to play next as Zamazenta to take advantage of it? I mean, we could play Mama Swine. We could Earthquake that turn if we wanted which is always appealing. Or we could potentially go with Thunderous. Okay, we need to lock in quickly. And I'm going to go with me in the back and lock in because I don't want to not lock in and end it with Zamazenta and Whimsical coming out first. Talking way too much in Team Preview, but we did lock in just in time. I don't know if it's the right choice overall but yeah, we'll get into it. And we'll see what we can do. Zassian versus Zamazenta. This match decides who is the better doggo in the format in the poker universe. So we'll see. So we've got Zassian and Whimsical coming up for my opponent. Zamazenta and Thunderous for ourselves. So we do have a few options here. We can go for the coaching and go after the Whimsical. It might not be a bad idea. To be honest, because we're going to probably see. Yeah, we're probably going to see. So we'll go coaching and we will go. We've got a few options where we could steal Spike and Zassian because it's going to do decent damage. We could max Knuckle into that slot as well or we could Airstream. I don't know what is probably going to be the best. Probably max Steel Spike just to get the extra defense boost puts us on plus two. So we'll take attacks a little bit better because Tailwind support that my opponent has got access to kind of mitigates any Airstream which is not really going to be too relevant right now for us. And without our Whimsical of our own on the field. So what we've got to try and do is prolong as much as possible until Zamazenta or Thunderous goes down. And then we can we can we can take advantage of the tailwind when theirs is kind of at the end or pittering out or whatever. Oh, gone straight for a close combat. Okay, well, we take that pretty comfortably and we'll get the coaching. No tailwind though, which is interesting. I wonder if they're trick rooming that would not work out that well for them if they are because we're not max Airstreaming. They're trick rooming. I'm pretty sure they're trick rooming. Get the Steel Spike. They're thinking we're going to Airstream. It's backfire. Big style. But you can see my logic and why I haven't Airstreamed here. Oh, they're not. Damn it. Damn it. Really, really wanted them to go there. I really did. Should we keep Zamazenta for later on? Maybe. I mean, one option we could do here is we could wide guard. Show it and go Airstream into Zassian Max Knuckle into Wimmy. Or could we Airstream? I need to get rid of the Zassian really. The Zassian's the big thing. It's like causing us a lot of issues. Yeah, we'll get rid of the Zassian. We'll wide guard as well because I could see them maybe going for Behemoth Blade into into Thunderous here. Potentially. Yeah, they go tailwind this time. So do you Behemoth Blade? Yeah, do you go after Thunderous? I think you maybe do. At least we've shown the wide guard. No, they go after poor Zamazenta. OK, well, this isn't too bad because now we do get Wimzacot to come in and Wimzacot can go for a tailwind of our own. We need to be a little bit careful about potential taunts from the opposing Wimzacot. Of course, because that could be something that does cause us a few issues if we can't get around tailwind up because at the minute, like Thunderous with a tailwind behind it has the jump on most things. Taranatou coming in. OK, here we go. I mean, I'm not too worried about Taranatou. Like if I'm completely honest. At all. Because we've got the Coaching Boosts. We've got plus two defense. We could just Max Knuckle, help and hand Max Knuckle because are they going to be out speeding us? I don't think they will outspeed us not until wind. No, I don't think they will. We'll help and hand Max Knuckle. I think it'll be enough because we're plus one, right? Which would take us to plus two. The problem would be if we proc a weakness policy, but then we do have Mamaswine, you know? Wimmy going to switch out what comes in. Ba ba ba ba ba la Cephalon. Shiny Bacephalon as well. Nice. OK, Square Shiny. Ooh, very, very flashy. Shun off the style points, my opponent. The disco, the disco, the night, the night version, the dark version of the Cephalon. Let's see what a help and hand Max Knuckle does to this T-Tar. Going to be weakness policy, isn't it? You can tell. You can tell straight away, you know. You know for a fact it is going to be help and hand. Thundy, come on. Let's, let's dig this T-Tar out. Let's get rid of it. Come on. Let's do it. OK, there we go. Lovely. That's what we like to see. That's what we like to see, isn't it? A Max T-Tar being dropped by Max Thunderous. That's what it's all about, peeps. Now the issue becomes a little bit more, well, it becomes a bit more of an issue now because the Cephalon obviously has that mind blown ability. We don't have wide guard anymore, and it probably is scarfed. Which even with a tail. Yeah, if we get a tail wind up, we're all right. We are all right because we are faster than them. They're based, what, 107 I think? 107, 108? Pretty sure it's 107. So we should be able to, as long as we get a tail wind up, if we don't see taunt, then we'll be fine to just go wild charge into Cephalon. Get rid of it and then poor Whimmy's just having to stick around and try and make something of this match when it's not going to be able to. Cephalon looks very cool as a shiny Pokemon. We'll just say my mentor. I don't know if this works though because we have defiant, don't we? Our attack does fall by two, but it just, yeah, you kind of, Whimmy just going down for nothing. And yeah, that just negates itself and then we get another plus two for that. So, yeah, it's not really the best move to do onto Thunderous as we get a tail wind and we're going to end this in styles. Zamazenta did do some work earlier on, you know. But, you know, the thing is with Zamazenta is the big part of Zamazenta in a team is it's there to just support and do some damage when it needs to. And I think this sort of team concept, team archetype allows you to do that. Very good game to my opponent and a nice second one for us to end with today. So we'll hop over and get you friends that rental code. Okay, friends, here is the rental code for today's team. It's a bit of fun and it is all around Zamazenta. We've had two good games with it. We've been able to pilot the team quite well. Feature most of the things in the team. See how you're going to generally be setting up against most things. The whims it costs quite pivot all along with the Thunderous and the Zamazenta. They're kind of the key components of the team and then everything else is kind of there to help support and pick off angles that the opposing threats that give those three a lot of issues. So have fun with the team. If you do try it out, I hope you do. And if you're wondering why it's on a different card today, I don't have a way to trade over my rusted shield to my sword copy. So I can't play it on my actual main copy. So I've had to play on my second one. So hopefully that explains the reason why it's on a different ID today. But that is the reason why if you were wondering. So thank you so much for tuning in as always. Have a great weekend. Enjoy Pokemon Day tomorrow because it is Pokemon Day officially. We'll be doing something maybe on the channel. So keep an eye out for that. And whatever you're doing, friends, have a great one and I'll catch you all again very soon for another video on the channel. So until then, take care of yourselves and bye bye.


Hi, guys. Today we're going to talk about the autonomic nervous system. Before we start getting into the details of the autonomic nervous system, we are going to yet again review the entire, the organization of the entire nervous system just so we can keep perspective on where we're mapping our details. The details of the autonomic nervous system are going to include both visceral motor pathways and visceral sensory pathways. And so we're going to be able to put all that stuff together, but first we must draw our nervous system. And as always, we have a lovely brain and spinal cord to represent the central nervous system. As always, we must have some kind of stimulus that triggers the nervous system into action. The stimulus, we actually talked in the last lecture about all the possible stimuli and the mechanisms by which the stimulus can be translated into an afferent message. So there has to be some kind of receptor, some kind of sensory receptor, and that sensory receptor somehow either is an afferent neuron or is attached to an afferent neuron, but somehow sends the message into the central nervous system via an action potential. So somehow the stimulus gets translated into an action potential that gets sent to the central nervous system. We know that holy processing happens in the central nervous system. And then we mapped out a couple of options. One of our options for action was the somatic motor pathway, and that included all neurons that innervate skeletal muscle. And that's actually our next topic. So we're going to finish up today looking at the autonomic nervous system, and then we're going to dive into how skeletal muscle is involved in this whole process and how skeletal muscle functions. So today we're going to look at two different branches of the visceral motor pathway. And all visceral motor pathways, as we know, innervate either cardiac muscle, smooth muscle, or glands. And these are the details that we're going to flesh out today. We have two branches of the visceral motor nervous system, sympathetic and parasympathetic, and we're going to look at details, like what's exactly going on here. The other thing that we're going to talk a little bit about today is the fact that sometimes this afferent pathway or this receptor up here is a somatic sensory receptor, like all of the somatic sensory receptors we talked about in the last lecture, but sometimes it can be a visceral sensory receptor, and the visceral sensory receptor picks up something, some gut sensation that maybe you're not entirely conscious of, and same thing, that information can be sent to the central nervous system for processing. So in the next section, we're going to look at some specific visceral sensory receptors and some qualities that we can measure. We're going to look a tiny bit because I can't help it at a few places where we might integrate information in the central nervous system, and then the rest of the time we're going to spend focusing on the visceral motor half of the autonomic nervous system. How's that for a fun plan? Okay, let's do it.


Let's talk about a vitally important little research concept called the word bank Research is just a word game. You get in a database, throw in some words, sometimes it works, sometimes it doesn't Let's take an example. My topic is the subculture of women who ride motorcycles So I get in the database for example Articles plus on the home page of the Ohio hiring university libraries and I put in what I would put in at Google For example, what is the culture of subculture of women who ride motorcycles? problem in a database though is it's looking for that phrase all those words strung together and Preferably in exactly that order and I don't get much. I have to go back and play the word game So let's take a few steps back We've got three main ideas motorcycles women and subculture. Let's start with motorcycles and see what happens Throw it in a database 482,395 hits that's a lot But actually the first thing I want to do is make it as big as I can so I'm going to put a asterisk after the L in motorcycle and I Get motorcycle motorcycles motorcycle list everything that could be stuck to Motorcycle and I get even more 536,000 to under 85 okay, I Need to narrow that down and start adding the other parts of my topic So I'm going to end the idea of women and indeed that makes a big difference now. I've got 16,971 and Some of these are looking pretty interesting for example on Dubai's roads women hop on Hardley's and shadow stereotypes and you see that the subheadings the Topic headings the subject headings say things like social aspects conduct of life beliefs opinions and attitudes I Want to keep track of all these terms that seem to be close to or related or synonyms for the ideas in my topic So I start a word bank which is a piece of paper a place to write down The words that I'm finding and group them by idea Let's go back to my search one more time and add the third idea Women and motorcycle and Social aspects. I'm all the way down to 85 hits and many of these are really useful Here's one that was really good women and outlaw motorcycle gangs. I like what I see and My word bank is growing All of these words have gone by in articles and books and videos that are listed in my results I want to take that basic idea use the words I've been finding and Expand it So I've added other ways to say each of my three ideas Such as women or female or girl any one of those forms of that idea will be okay for me I'm the same with the other two ideas and then because that's what I'm looking for I have limited it to scholarly or peer-reviewed journals and now I have a set of 276 things Many of which seem to be the kind of thing I'm looking for and our scholarly articles And my word bank just keeps growing so the next database I try to search I'll have even more ways to search in it and find stuff I can use Just keep trying the different combination of the words I find That's why it's a word game. If what I put in doesn't work. I just try a different combination Until I get what I need Usually if you haven't found what you need it's because you just haven't put the words in the right place at the right time And of course you can always ask us you don't have to struggle and get frustrated That's what librarians do all day Chat with us text us call us drop in we'd like to answer questions


All right. Max, thank you for coming to Slush. Thank you for having me. Let's start with a fun question. This is your first trip to Finland. Correct. But you have a real love for Finnish rock music, believe it or not. He knows the history of Finnish rock music and he really does. How did that happen? I'll try to keep it short. So when I moved to the United States, I grew up in Ukraine, moved to the US in 1991. I was a typical Eastern European engineer who thought that writing code in assembly language was the pinnacle of manly expression because everybody else needed high-level languages. And I could just go directly to the hardware. And I was the only person like that I knew in Chicago, except there was this whole BBS scene before the web, where I randomly ran into what became known as the demo scene, which was perhaps randomly centered in Finland. And so as I learned more and more about these people worldwide that were crazy assembly language hackers pushing hardware to its limits, building these amazing demos, competing, I became more and more obsessed with this magical place called Finland, where they got together once a year at Assembly, the big conference, and showed off their software to each other and started absorbing the culture and getting into it. And you never came, but you absorbed the rock music part of the culture. And I think what was interesting, I've heard about the demo scene before. People always think of Nokia being the core of Finnish technology, but the demo scene predated Nokia in many ways. Let's talk about PayPal a bit. So I want to talk about for all the founders and soon-to-be founders out there, I want to hear about the earliest days of PayPal. You told me before, employee zero, which I think is interesting. What was that like? What do you remember most about those days? Oh, as a co-founder and an engineer, I have to start from zero, as software people do. Back to the demo scene for a second. I randomly met this guy, Peter Thiel, at a lecture at Stanford. I pitched him an idea that was extremely different from what PayPal is today or was even 20 years ago, but he was crazy enough to say, I'll invest in your company. And in the back of my mind, I thought, I have no idea what to do with that. I want to be the CTO. I'm going to recruit you as a CEO. I said, okay, that worked out, but you have to go recruit a technical team. And so I basically looked at the smartest engineers I knew in my head and they were all demo-seeners.  And we, for about a year, we were just heads down writing code and majority of that code got thrown away because the first product didn't work and the second product didn't work and the third product didn't work as it always happens in startups.  And I actually, I remember seeing pictures of the early days, you were like sleeping under the desk or something at PayPal. And I just, were you, how aware were you of the risks of being in that start, the ups and downs? Or how stressed were you about with the direction?  I think I benefited tremendously from the fact that PayPal was, I think startup number five and the previous four failed. So I was very accustomed to working very hard, failing, picking up the pieces, doing it again. So I was not scared of failure. I was actually very worried that if this fails, like I was reluctant to recruit a team because my previous startups, it was just me and a co-founder or me and a co-founder and one other engineer. And so I knew how to handle the tough conversation guys we failed, we have to shut down. But within a couple of months, we had like 15 people and then 30 people and Peter insisted we hire more people. Like Peter, if this fails, we will have to own the failure in front of 30 people, 100 people, like that's terrifying. So I was very worried that once it fails, which it always had before, I would have to eat the bitter bread in front of a lot of people. Wow, okay. And I think all of you from that group, Peter, Elon, Reed, Jeremy, you're still all very close, but I want to tell you one, don't call it a mafia. They don't like the mafia term. It's more of a squad or a crew. And what do you prefer here? I haven't thought of an alternative. Okay. Group noun, but mafia suggested we got together to do something nefarious and we were young and idealistic and wanted to change the world. Got it. I want to talk about Slide. One of your companies you founded that doesn't get that much play. People don't talk about it very much. You started four companies before PayPal, then you started Slide, I think, right after PayPal. Yeah. Tell us, and I think on PayPal it was a success, but tell us a little bit what was Slide and a little bit about, you told me it wasn't very satisfying there, so tell me a little bit about that story. Slide basically, so right after PayPal ended, I wanted to step back and develop a framework for what will happen. So the internet boom was booming and I wanted to have a framework for what next company I might start.  The most important sin is vanity because it's the one that everyone has no matter how much they try to avoid it. So I should find an idea that is all about vanity and that led to Slide, which was basically a photo sharing slash media sharing company and I maintained that the logic was perfectly sound except I told myself a story that that's what I really was trying to do, what I was really trying to do is say I'll do anything except for payments because my one success, up to PayPal everything failed and then I finally got one success under my belt and I was the payments kid and then I was a payments guy and then I was a not so young payments man and then I really wanted to be not a payments guy. So I was like I'll do whatever and here's a story and so we built this media sharing company and then it did find Google acquired it for quite a lot of money and everybody did financially great but all throughout the process I kept on looking in the mirror and saying, okay I'm not a payments guy now but I'm not a happy non-payments guy and ultimately if you don't have the love for what you do it's very hard to be satisfied by what you're doing. And I told you earlier that when you started that I was, I think I was, I had it around a media company and I was also at Viacom during the period and I kept thinking because I kind of knew you. I'm like he's not a media guy.  I was like how did he do that? And by also looking at today I look at Elon and Twitter and Elon has done great with lots of hardware things but he's not a media guy either and Twitter is a media business so you don't have to comment on that but I definitely like I saw this parallel between like is this really in his heart like it wasn't really in your heart either at that point. Yeah, all these PayPal guys trying to get into media may be a theme there. It might be a little bit of a theme, yes. Let's talk about a firm. You're 12 years in on this one but how did you start this company and why? So now you're like okay you tried the media thing, didn't work, you're like okay I guess I'm a payments guy. So in many ways, so I had this extremely helpful conversation with my wife who knows me from the very first year of PayPal who had set me down and said you're not a media guy, get over it and two, all of that contortionism around not being a payments guy, you are a payments guy. You love this stuff every time you hear somebody talk about a payments startup, you get so into it like it's time for you to go back to your roots and find out if there's somebody to do in payments and I was like yeah but it's been there, done that and now there's Stripe and all these companies and all these amazing things, like what will I find? And it happened to lunch with a person who happened to be my chief risk officer at PayPal 20 years before who proceeded to co-found Palantir, a very very successful guy, Nathan and just randomly I said you know, the interesting thing, we had all this information at PayPal, all these payments, data points, we never tried to do credit and it's such an ancient industry and yet it's still underwritten and processed and done the same way it was done in the 70s with credit cards and the fundamental kind of decision making is rooted in like the 1600s. No one's ever really tried to poke at it very hard to see what happens and we stared at each other for five minutes kind of going like you're right, there hasn't been a lot of innovation in that and so I went home and said it can be true, there has to have been something and there were a lot of attempts but by then the bug got me and I was like well yeah maybe one be the only one, maybe there'll be other people doing it like I'm so excited to dig into something that I care about, like I don't care if there's a million other people doing it, I have to do it myself. So Nathan eventually co-founded a firm with me and we found some other people. And wasn't there like a kind of a fairness thing about it too or thinking like the problem is that the credit industry was just inherently unfair to people so I'd like to hear more about that. Exactly so the other thing that happened so I'm an immigrant in the US and once you're successful you kind of tend to push bad memories of your early days as an immigrant out of your memory the more I thought about credit the more I came back to this one story where in college one of my companies failed as they all did then and I just could not pay my credit card bills. Like I had zero money and I was too proud to ask my parents for help and they were very poor immigrants too and so I just didn't pay my bills for three months and I got nasty calls and it was very embarrassing in my roommates be like oh you have a collector on the phone you gotta pick it up and like so fast forward 10 years I had long been okay financially I had a well-paying job being Chief Technology Officer of PayPal we just do the company public I went to a car dealership to buy a new car which was my very first new car and the guy checked my credit rating and said your credit is so bad the only way you'll get a car today is if you pay cash for it like you cannot get a car loan your credit is ruined. What kind of car was it? I wanted to buy a convertible because I was living in California so I wanted a small convertible to take my girlfriend now wife driving along the coast and she was right there with me and I was turning purple with embarrassment and so this visceral feeling of I have a great job and my financial stability is assured I am a newly minted independently wealthy person and yet my score is dragging behind me like an ankle weight that I can never get rid of and it took another multiple years to recover my credit score and so that was like the one sort of visceral memory like why does it take so long to fix the mistakes of your past and two, as you look at credit offerings just overall not just for people who have had a mistake in the past even people with perfect credit scores inevitably the deal between you and the lender is always a bet where you're betting on yourself and the lender is betting on you screwing up where if you're late, they have late fees so they can make more money if you didn't make the minimum payment on time there's typically some kind of a penalty that kicks in that makes it even more expensive all the conditions are in very, very small print on the back of the statement so you don't read it because that describes exactly how much money you're going to pay more than you expected so the more I looked at it the more I thought the real opportunity here isn't to build a better credit score it's to build a credit score and a credit product that actually aligns the interest of the lender and the borrower where if the lender makes money it's because the borrower is doing fine if the borrower is doing well the lender makes everything and if the borrower is stumbling because something bad happened to them they lost their job, they can't figure it out the lender is not motivated to try to rip them off or to make a little bit of extra money and so we built the entire company ethos and every product around this idea that you want to be fully transparent you want to be completely fair and most importantly you want to make sure that if your borrower is doing well then you're doing well and if they're not you don't get to benefit from it Interesting So do you still think the credit score needs to be fixed? Yes, I am confident that the credit score needs to be fixed Got it So how long have you been public now? How many years? We will be two years on in the very beginning of next year So how do you feel about being public? I mean, especially your industry sorry to say has gotten a little bit of a bad rap because Klarna's valuation did this massive drop and everyone talked about it was earlier this year and there was someone in the same industry but you're public and so we see your stock price you see it visibly it's not just one valuation that comes out So how do you feel about that? It's good training for turbulent flying if you're worried about that you get excellent preparedness by waking up every morning and going today my stock will either go up or it will go down and I have no control and no predictability of what will happen I think as a private company you really benefit from this idea that whatever happens out there in the public markets it's all kind of irrelevant like you raise your money, your heads down you're building a product it's going to be okay one day you have to raise money again and then you get revalued and when that happens if the last time you raised money was a huge bull market and you couldn't get a backer to walk away from you because everybody wants to push money into your hands when the market turns down, which is what's happening now you get this punch in the face with like actually your valuation is not at all what it was like so the drop is catastrophic and painful and you have to explain to your employees and you kind of have to tell them that when they exercise their stock options now the actual value of the share is way below what they paid for it and in the US in some circumstances it's still a huge tax bill and so it could be very very difficult as a private company as a public company you get revalued every day every second like every trade somebody decides to sell your share at a price and you get used to it and so it's a little bit easier to tolerate the daily fluctuations and the best you can do is remind yourself that it's a voting machine every day and you wish it were a weighing machine that sort of decides you think it's like passing a test or getting a grade on a test but you're not being tested right now you're only being tested in a decade schedule and you just have to keep that very clear in your head and the grade only matters in the final all the other tests get thrown out so was it a good decision to go public? It was in a sense that you have significant liquidity available to you even in the worst possible time in the market which today you could argue one of the worst times in recent history if a firm needed more capital we could sell more shares and that's fundamentally reassuring I think to employees and shareholders but at today's price I'm not sure I would be interested in selling shares fortunately we did very well in our IPO so our cash position is significantly better than any of our competitors and I don't think you can do that quite easily quite as easily if you're a private company So a lot of public company CEOs talk about how they get pulled into things that are those requirements for the job which are pulled them away from what they really love about the job how do you manage the kind of responsibilities of being a public company CEO compared to some of the passionate things you want to work on? That's definitely very true and very hard and the thing that I promised myself is I will just not care about the quarterly earnings and just keep my schedule and my head oriented around here's what will happen if it takes three months, three months if it takes six months, six and if I need to think decade out that's what I should be doing and you sort of believe that and then the quarterly earnings time comes and you have to prep and you have to write your letter and you have to rehearse your speech and the only way to do well as a public company CEO it's kind of the same way to do as a private company CEO you surround yourself with people that are experts in the area that you need to cover and there are lots of people we're lucky to have some that are exceptional investor relations people and communications people and you can outsource a lot of the really heavy lifting to them and carve out the time to do the things that you're supposed to be doing but it is not the same thing it's not true that you can maintain exactly the same mental orientation as a public company CEO versus a private one and so you clearly love startups I think they are number seven or eight or I even know like you've done a lot of them and so how do you channel that energy and excitement about startups and about starting something new when you're devoted to one company you are a firm so like how do you channel your energy around the entrepreneurship side of you in the multiverse I would have many clones of me starting companies but unfortunately even the multiverse theory does not allow for being aware of your clones and so I wouldn't be able to enjoy other maxes delight in starting companies there's definitely the zero to one stage is like the most exciting most interesting thing that said the impact of the company I have been running for 12 years and the pace of learning is still so good like I'm very very stable and stationary in my job the thing that I think you switch from zero to one is inherently short term you're just trying to survive you're trying to get there and like orient yourself once you have a product market fit and you know whatever your goals are I think the worst case scenario as a startup CEO public or private you become very very fixated on the medium term because you've made it you're okay you're just trying to make your next quarter your quarter after that that's the surefire way to get to the flat part of the S curve like the Vinod Kosla one of my great investors and mentors loves to talk about how all you're doing is you're finding the next S curve if you're not looking for one right now you are just on your way to the flat part where everything slows down where the creativity is no longer relevant where you're just trying to get the next quarter and then somebody buys you the thing that keeps me energized and keeps me going as a CEO of a almost 3,000 person company now so I spent a fair amount of my time asking the question what does it look like 10 years from now like yes we need to make the quarter you know the stock price will not take care of itself we gotta keep delivering the numbers but the five years from now a firm will not be growing at the current pace high double triple digit can only come from the next S curve you have to find that zero to one, one to two high-pace product and you have to invest the effort and be willing to fail so even within a large company different skill set, different mode of operation but you have to find ways to create the next big thing that substitutes for a lot of that startup excitement that I crave and I definitely carve out a lot of time to invest in that so can you maybe clue us in on what yet a firm you're working on that might have that S curve? you know one of the things about S curves is you have to believe but you also have to be very willing to live with the fact that that's the wrong S curve it's actually not gonna work so the things that we work on inherently have capacity for failure they're not extension features they're things that may or may not work so a firm from inception we were a e-commerce focused point-of-sale lender so if you're buying a couch, you're buying a Peloton bike you're buying a t-shirt we will be there to transparently pay for it over time buy now, pay later is the term of the trade I don't particularly like the acronym but that's what people know it to be and it's basically all online and at this point a firm is 2% of U.S. e-commerce which is kind of an incredible number it's a four-ten-year-old company to account for that as much as cool and also suggests that there's a lot more room to grow but we've never really figured out a product that works offline and so about two years ago I started asking the question how do you take a firm core values which is transparency and credit in a way that's accessible and fair and good without a phone in your hand without an online checkout and put it into a user interface that could be used by groceries and to go into a physical retail and the honest answer is it has to be a card because the credit card or the debit card interface is the best payment interface ever created I think even touchless pay is still not quite perfect because your phone sometimes has hiccups, sometimes it's out of battery there's all these reasons why your phone transaction fails if you have a card whether it's touchless or a swipe or a chip it is the ideal interface for payment that literally go and you're done and so how do you package a firm which is fundamentally anti-credit card like it is literally the anti-credit card product how do you pack it into a card and so we built this thing we call it debit plus it's still very much at its infancy it I think will be the most important thing that happened because it's kind of exists in this blank space between credit cards and debit cards where it allows you to borrow money but only if you want to and either before or after the transaction it's entirely configurable I have no idea whether it's gonna be the biggest thing ever or a footnote in our history but that's what I'm very focused on right now well it sounds pretty worthwhile to me so I think it's very cool the current economy is what it is you and I both lived you were at PayPal in 2001 you were doing Slide in 2008 what do you think about today I mean it's been talked about a lot but I'm kind of curious from your perspective on it it's very unique I think this is the this particular downturn is in part caused by geopolitical events that were not the triggers behind 01 and 08 I think we were fortunate to be in peacetime back then there was no pandemic to get rid of there was no government-created glut of currency and so I think all these things are unique and different but then again every major financial markets upheaval and real economy upheaval was always different I was very lucky the first two times during 01 we had just raised a very large round of financing and so we kind of could go into a cave and build product and just not worry too much during 08 exactly the same thing I raised money for Slide in late 2007 and we were very well funded and could hide out and just work we're very well funded right now we have almost $3 billion in cash with a firm but being public you get to experience the roller coaster very directly on any given day but I think the only way I know how to cope with extreme downturns and is to just go build great product and as the downturn every downturn it inevitably has a bottom and the recovery and the recovery is glorious but if you're starting your company you're far better off starting it now than as the recovery begins because everybody's starting their company when the recovery begins right now only the brave and the crazy are doing it and so you'll have a huge advantage in time of time to market, product market fits, etc I love that, only the brave and crazy will start now but I think that's absolutely true any last question, any advice do you have for founders out here? it's kind of the standard question like what would you tell a founder today? lots of things the most important thing about starting companies is if you're going to do it at some point in your life you should do it today because as you age not because of age but because of other forms of success it's very hard to give up what you have I call it at some point the barnacles of good life if you have a really nice car, an apartment, a family and friendships all of that will be put under pressure the Friday night that you have to stay up late because the site's down and you've got to fix it and your spouse or your friends or your life is knocking on the door and saying, come on, we got to go if you have nothing except for student loans it's a lot easier to say, well, what do I have on the other side of the door? Student loans, those can wait if you have a real interesting, complex life it's that much harder so do it now if you're ever going to do it if you're not ready, join a startup because it's the easiest way to learn it's someone else's stress but you're right in the middle of the fun and over the years I learned don't do it alone being a solo founder, which I once was is harder than it appears like you get all the control but not of the emotional support got it, all right, be brave, crazy, do it now okay, there you go thank you, Max


First of all, I'm going to come here in Vienna on behalf of the local team here. I hope you are having a good time. So, I thought, last year I had to take many exams on university. So it did what any other student would do and I looked for some destruction, any destruction at all. And that was when I decided I want to build something. And what I did make was a smart mirror, something like this here. And the hardware was pretty straightforward. I included the top screen for some reason. If you are doing the same, don't include the top screen. That's no use of the mirror. Yeah, but the Yacht has an x86 board, some videos, three forward hardware. The interesting part, the thing I want to focus on this talk here, is the software. I wanted to have a nice good looking, simple user interface. And therefore, Q-framework and QML-buster appears twice here. And you want this thing here. Yes, so I wanted to have a user interface written with QML. But I didn't want this whole big C++ project. I wanted something simple, something that could work as a prototype. And that's when I stumbled upon a block from Qt that you don't always need. Those Star Destroyer powers of C++ that blasts your biggest problems away, but could also turn out to be the one problem you have, that you sometimes want something easily navigate here, or something simple. I like to let them park in here. Python in this analogy. So that's what I decided to use. Qt with Python. So I could have all my Q-objects with signals, slots, and models in Python code, but still have all the powers from QML as user interface and classification on the other side. So how does this actually work? Historically, there are two projects. The first one is PyQ, from a third party developer from Leverbank, Leverbank Computing, which provided Python findings for Qt, which were licensed under GPL. And there's also another project initiated by the Qt company, back then when it was dead-owned by Nokia, that also provided Python findings. They did it because they wanted to use LGPL as a license, and GPL was too little. So another project was born using another binary generator named PySide, which a few months ago got renamed to Python for Qt, and is now the officially high priority project from Qt, which will bring a complete Python solution to Qt, coming with an integration in the Qt later. But it's still not ready yet on the first technical preview that's released in June. And the aim is to provide a complete integration with the next major release of Qt, version 5.12, which should come, I think, at the end of November, beginning of December 5th, correct? So what is all this binding stuff here?  Python world to have access to all classes provided by the Qt framework. And I think the best demonstration for this is to just show an example of this. You may already be familiar with the Vinalinian, the public transportation service here in Vienna.  Here's what you would do in the C++ world. You'd define your plugin, and that's the basic boilerplate stuff for QML plugin. And it feels exactly the same in a Python world. It's just much more denser code, much more simple boilerplate stuff, but you use the same methods. You don't have to learn anything new. You just use your C++ knowledge. You can define your own objects with six months, and it doesn't care if you use any classes provided by Q, like the QML search list models, or if you use native Python types, like lists or strings, you can define your model items like your wood and your C++ code. But the big plus point is that you get all those nice features Python provides out of a bus for you. For example, those new HTML methods which were introduced in Python's C4, you can write code routines and concurrent code without blocking the whole user interface. So you can make calls to a web service, but in a small code, it's easily readable, and it's just very good to write this code, and it again behaves like you would expect you have a QML plugin that you can use afterwards in your QML project. There are applications available to generate model descriptions, but you can use it afterwards in Qt Creator and you get all those auto-complete stuff like you usually would. You can import this module you've written and just use it. I've integrated some smart home logic in this project. Home Assistant is a smart home framework I can recommend, and I also integrated this in QML. Here you can see that you can define slots with the PyQG slot decorator in Python, and afterwards you can use the slots here in QML, and you can use it to start slots, for example. And now we have those Python code and QML code, and we want to combine these two. I think you're already familiar with QML. You can import Python models here and just use them, and you can write your main file in Python, which sets up the application. The specialty here is that you can integrate divas and that you can integrate asm.io main loop with the Qt main loop. This works using the QAMash project, so asm.io needs some kind of event loop running, and the thing about Qt is that you already have the Qt main loop, so QAMash can combine those two requirements and put those things together. That's how the whole project is set up. In the future, I was thinking about maybe enabling a press mode for it, but I didn't have time for it yet, so I'll have to start the next exams and comment up, so I will have some more discussion then. So yeah, thank you. Thank you.


This is stock number 7T335A, we are here at Summit Automotive in Fond du Lac, Wisconsin, your new and used Ram headquarters. Today we are checking out this super clean, like new 2017 Ram 1500 Crew Cab 5'7", short box. This truck has the 5.7 liter V8 Hemi motor. From this HD video, you will be able to tell that this truck is like new all the way around. No dents, dings, scuffs or scratches on that front bumper. Bright silver metallic is the color. It has the 20 inch Laramie limited polished aluminum rims with the painted pockets and Goodyear Wrangler SRA 27560R20 tires. These tires look like they have probably about 80 to 90% of the tread left. Frame and underbody, very clean on this truck. This truck was locally owned and driven by one of our managers here at work. You can see it has the Laramie limited custom Ram grille there. Projector lamp headlamps, LED running lights, the front sonar, factory fog lights, no dents, dings, scuffs or scratches on that front bumper. The hood is in absolutely perfect condition. We shoot all of our videos in 1080p. Why is that important? Because if you have HD capabilities on your computer tablet or smartphone device, turn them on right now because it's as close as you can get to seeing the truck. You can see one single dent or ding down this side of the vehicle, very, very clean. Bright silver, you can see a little bit of that metal flake. The cab is in excellent condition. I didn't see one single dent or ding down this side of the truck. Factory chrome wheel-to-wheel side steps, back rim, no scuffs or scrapes on that, and the back tires have just as much tread as the front tires. You can see it has the plastic wheel guards, which keeps your frame and underbody looking as clean as this. We want to make sure you get the most accurate representation of the vehicle as possible, so that when you get here, there's absolutely no surprises. Rear bumper is absolutely perfect, no dent stings. On that, dual exhaust backup sensors, you get the Ram stamped tailgate with the color match letters, full towing package, which includes the receiver hitch, 4-pin and 7-pin wiring, the backup camera, factory spray and bed liner, and it does have the LED bed lights on each side.  We sell a lot of these vehicles out of state, so we want to make sure that our out of state customers get the same experience that our local and in-state customers get, and the ability to see the truck and any imperfections they may have, which I didn't see any on this truck. Inside, the limited package gives you the black leather interior, you've got the cool stitching on the backrest, gray tubing on the side, both these seats are heated and cooled memory driver seat. The Laramie limited all-weather floor mats, you can take these carpet pieces out, they just snap in, and then you can make them all weathers. Power windows, power locks, and power fold-in mirrors, they also power fold-out. Auto headlamps, power pedals, inside you have the 7-inch TFT display, and you can see that this truck has 4,011 miles. Excuse me, has the Laramie limited instrument cluster, the heated wood grain trim leather wrap steering wheel, cruise controls, Bluetooth audio controls, has the 8.4 touchscreen with factory nav, heated and cooled seat buttons, you can also do the backup camera from the touchscreen without having to put it in reverse. I got my cell phone in there, display how that cell phone holder works, pretty neat deal. Here we have the off-road mode, you can do off-road mode 1, 2, and you can do a lowered mode to get into the truck, has heated and cooled seat buttons down here as well, stability control, dual climate control, turn dial, 8-speed automatic transmission, push button 4-wheel drive with the 4-wheel drive auto. This truck has the enter-and-go system, and it has the keyless entry, push button start, and of course it has the factory alpine sound system with the factory subwoofer. Up here we have the power sunroof, power sliding rear window, and home link buttons, 911 and assist buttons, those buttons are always active, you don't need a subscription, passenger seat absolutely perfect, this truck has never been smoked in, and is just about as clean as you can get on a used truck, has a 115 volt, 150 watt plug-in, and we'll take a quick look at the back seats, and then we'll check out under the hood. Back seats are just as clean as the front seats, no rips or tears back here, very very clean, it does have the latch child safety system for your car seats, the power slide rear window with the built-in rear defrost, and these back seats are heated, there are those buttons for those right there. All weather floor mats back here as well, and you do get the in-floor storage on both sides. Under here you have the load floor, which is a really neat feature, if you got kids you can put your put this down and they can put their feet on it while they're sitting, or if you got pets you can put both sides down and they have a nice flat place to lay, or if you got muddy boots or tools and don't want to wreck your nice Laramie limited black leather seats, you can do that put those down put your stuff on there. There's the front license plate holder, we did not install that, so the front bumper is untouched, has the back saddlebags, storage compartments, and you got that stitching on that backrest back here as well, very cool. Take a quick look under the hood, built-in directional signals in the mirrors. Under the hood we have the 5.7 liter V8 Hemi motor, this motor has the MDS system, which shuts off for the cylinders on the highway, this truck has been fully safe and inspected by our service shop and factory or and RAM certified technicians, has a fresh oil change, all the fluids have been checked and topped off, this truck has been gone through 100%, locally owned, bought here brand new, traded in on a brand new one, owned by one of our managers here at Summit Auto, and is 100% ready to go. To see more pictures of this truck or one of our other 400 new and used cars, trucks, SUVs, minivans, Wranglers, half tons, three quarter tons, one tons, you name it, we got to go to our website www.SummitAuto.com. Full pictures and descriptions of every single vehicle on our lot, videos of every single used vehicle that we have all at Summit Auto.com. Thank you so much for checking out my video, if you like this truck, want to make it yours, give us a call right now,<PHONE_NUMBER>, ask for one of our sales associates to make this truck yours today. Once again that number is<PHONE_NUMBER>, thanks again for checking out the video, and if you want to check out more, go to www.youtube.com slash Summit Auto. Remember to like, subscribe, and share on those videos and this one, in fact in a second you'll see a link to subscribe to our YouTube channel on your left. A link to more half ton truck videos like this one on your right, if you haven't been to our website on the bottom, a link to this truck on our website. Click those, check us out, check the truck out, and we really look forward to helping you with this Super Clean 2017 Laramie Limited Crew Cab Short Box, and once again that number is<PHONE_NUMBER>, thanks again.