What's up everyone? It's your girl Kenty here from Layton Sports Cards and I'm ripping first break of the daytime here. We've got 2021 Penini Silver Football hobby six box break number 11 pick your team. We've got Andrew P with the with the Patriots and the Dolphins. Thank you for closing us out again, Andrew Anthony P with the Bucks Anthony S with the Brown Brandon H Bengals Chase B Falcons Dakota C Jags David W Vikings. Dennis F Chargers Derek C Colts George Y with the Raiders and Rams Jackie Y with the Saints Jeffrey H Eagles and Bears Joe H. Ravens John P Seahawks Jordan D Cardinals Justin B Broncos Matt M Lyons Noah B Jets Paul N Cowboys Ricardo L Niners Ryan S Chief Scott S Panthers Sean T Giants Simon L with the Packers Steelers Fils Texans and William D with the Titans and football team. Alrighty, best of luck. Thanks again everyone for joining again just two left in the next break. Two to go in the next one. Here we go. Good luck everyone. Again, we still have spots left for the second half of this case Patriots and Dolphins. Big Cardinals says Jordan. See some Ramon Ramondres. Alright, here we go. Good luck. Good luck. Good luck. As it falls, it's camera. It's camera stand. Tiktok phone right here, not to it. There we go. Alright. Tiktok ripping some select football. We've got Amon Rossi Brown and XRC out of the first box first pack. Ray Vaughn Walker Jags. One overall draft pick. Wow. Out of the very first box. Very first pack. Jags. Dakota C one of the last three teams taken. Wow. That's gonna be our day, hopefully. Congrats on that one. Wow. Big card there. Hold on, Tiktok with me. There we go. Alright, we got Kyle Trask, Silver Rookie and a Zach Wilson field level.  Oh my. Let's go. Good start. Mack Jones on the base club. We've got Purple to 99 Premier level, Antonio Brown, Bucks, Silver, Derek Gore and a Peyton Turner Rookie base. Think so, Julius? Eric Stokes Rookie, Anthony Schwartz. We've got Green. Mack Jones taken too. Last team taken. Longus. Oh my gosh. Out of five. Gonna believe me one of these days when I say closer mojo is a thing. But I don't know. Andrew, Andrew sure did. There you go. Patrots are still available in the next break. Oh my gosh. We will mag that for sure. Jim Kelly, Silver and Brett Favre. Oh my gosh. We just started reaming what about five minutes ago. Quitty Pay. We've got Shray Lance Rookie, Phenomenon Silver, Delvin Cook, Lamar Jackson Silver and a Kyle Pitts Rookie base. Yeah, definitely. I love the very clean, too. I would definitely send that to PSA. Sensations Nick Chubb, Silver Rookie, Tylen Wallace Ravens and a Jalen Phillips field level. Again, picks off here wanting to buy into some half case select breaks, Link and Bio. Got Shray Sermon Rookie base. Woohoo. Out of 99. Silver patch. Kyle Pitts. Someone was looking for some pits. We'll see if we get you some ink. It'll be a redemption form as his autos are not live in this, unfortunately. Silver Rookie, Scridge and Aaron Donald. This is Hobby SE. Nope, these are group breaks. Terrence Marshall Jr., Matt Stafford. We've got Blue and Lysja Moore for the Jets. That is 79 out of 199. Out of 199, Silver Auto of Jamal Charles. Jamal Charles, first auto out of the box. James Robinson. Link and Bio for those in TikTok. We've got nine total eight left after this one. Pick your team half casers. Again, pick your team format, Link and Bio. Tutu Rookie, Phenomenon Patrick Mahomes to 75. How about Patch Auto? Jonathan Taylor. There you go Colts. I think he's going to have a huge year with Matty Ice, too. Nice one there. Congrats, Andy. And Matt Ryan base. It's pick your team format, John. So each team varies in price. Again, Link is in the bio for you. We've got Sam Ellinger on the rookie tri color to 249 on a concourse. Silver Rookie, Ian Book, Club Level Saints, and Terrence Marshall Jr. Again, Link and Bio, TikTok. Hop into some breaks this morning. We've got Big Ben on the snapshot. Silver, Field Level Rookie, Amon Ross St. Brown. Nice one there for the Lions in Wang Wu Rookie. That's what I'm saying, Cat. A lot of people are counting Matty Ice out. Rondell Moore, Rookie Base. We've got Tri-Color Club of Marcus Allen for the Raiders out of 149. Silver Club, the Lion King himself, Barry Sanders, and Jimmy G. It's hard, Faulkner, because it's on the side of my main camera. I'm trying my best to get you guys a good angle, but that's the best that I can get right now. Kyle Pitts, Rookie Base, Ridley. We've got a Michael Vick, Silver Snapshots. Silver Derrick Carr, and a Moose. I was mad. I forgot who was drafting right before me, but they got Moose. I wanted him as my tie-in, too. He's going to have a big year, I think, too. Oh, man. He reminds me a lot of Heath Miller. He's a little bit bigger than Heath was, too.  Oh, man, I'm sorry, Mark. They're available in the next one, though, for sure. That could be a sign it's going to be a big Matt case. Scridge Rookie, Tori Holt. We've got out of 49. Eagle, Silver, RPA, Kenneth Gainwell. There we go. Are you an Eagle fan? Oh, you and Uzi. Go, birds. That's one there, Big Ben. I didn't realize Uzi was one, too. Thank you. All right. Elijah Moore, Navante Adams. Phenomenons. Rookie Jamar Chase. Silver Bateman on the Concourse. Jacob Harris, Rookie. Get everyone. Last time we checked, just the Dolphins and the Patriots left in the next half case, or let's get that filled up. Ellinger. We've got to 75. Patch of Michael Thomas. Hope to see him play more this year, too. If he can stay healthy, I feel like that's just the case with everybody, you know. Silver, Premier level, ETN for the Jags and a Zach Wilson Premier Rookie Base. ETN is going to have a really good year, too. Watching him play in person. He looked really good. 2021, Chicago. Gore, Fred Warner. We've got Orange, Richie Grant on the Concourse for the Falcons. That's 13 out of 49. Nice. Orange, Golf Silver and Veritucker Rookie Base. Again, TikTok, if you'd like to get into a half case, pick your team break. Link is in bio. Plenty of great teams still remain for the daytime. Sensations, Tom Brady, Silver, Anthony Schwartz, Justin Jefferson. Bowman's Best. That's going to be over on the LSE Baseball Breaks YouTube, Brian. Michael Carter, Rookie, Greg Russo. Boogie Basham on the Tri-Color for the Bills out of 249. Silver, Caleb Farley and Patrick Mahomes. Yep. Exactly, tornado. We've got ETN on the Tri-Color Concourse of 249 out of 60. How about a red? Justin Tucker Otto. Cool one there, Baltimore. You know, Ravens, arguably the best kicker in history in the NFL. What do you all think? I would agree with that. Shannon Sharp, they were going over a stat and it was just ridiculous. These are group breaks, Brian. Link in bio. We've got Micah Parsons, Rookie, Silver, Snapshots, Kurt Warner. Silver, Marquette Stevenson and Scridge Rookie. Yeah, Blackjack. Tony Romo, Josh Allen. We've got Rookie selections of ETN for the Jags. Silver, Quinn and Williams and Tray Nixon. Yeah. Tyson Williams. We've got Givante. Green, Field Level Rookie. Greg Newsom this second. We are on a green roll. Three out of five on that one as well. There you go, Browns. Wow, second green out of, so we're two for two right now. Two boxes, two greens. We'll mag that for you. Jerry Judy Silver and Givante Williams base. Bowman, yeah. He's got a Bowman Choice 12 box case break with spots still left. That's always a fun one. In Wang Wu, we've got Blue, Premier Level, Antonio Gates Chargers out of 149. Silver, Field Level, TB12. Beautiful hit there. There you go, Bucks. Brandon Cooks. Last packed box too. Yeah, everyone on TikTok. You want to grab some breaks box for Pick Your Team half casers, Link in bio. Slater, Zach Wilson, Silver Sensations, Aaron Rodgers. Silver, Club Level, Tray Lance for the Niners. There. And Dez Fitzpatrick Rookie. The Mackie thinks goes for 15K. Someone said closer to 20K. I don't know. That's a big, big card. It's a lot of money. Yeah, definitely five figures at least I would say. At least. All right, here we go. Box three. Let me do a quick refresh here. See where we are on this next break. Just Dolphins left. Someone was smart and picked up the pass after seeing that one. There is the link for you. Just Dolphins left on sale for $350. Getting TikTok, Link in bio if you'd like to hop in. We've got eight more half case breaks going and we got a gold y'all.  Dammy Brown. We've got gold. Gold. Boom. Wow. We are on a heater already in the morning. It's just starting. There you go, Tampa. Anthony P with the Bucks. Four out of 10. Sick on the concourse. There you go. Mort, I'll show the Mac at the end when we do our recap. Got to keep moving on. We're going to fall a little bit behind just because this one took a little bit to get filled. Silver Mo Homes. Jalen Darden. We're good. I don't know why it looks so laggy on TikTok. Jalen Camp. Rashad Bateman. Silver Selections. Trey Lance. Silver Shoenka. Jamar Jefferson. Stop the order to give me issues with the Macs. The Macs are? Yeah, just getting them on wraps. No, you're good. Yeah, Schwartz. This card does look a little damaged. You can see across the bottom right here. Schwartz. We'll send a box here with the Browns. You guys are marking those. Yeah, I'll make a note. Get a box for the Browns here. One second. We've got blue concourse. Jalen Darden. That is 195 out of 199. Next up. Here's a cool one out of 35. How about a Randall Cunningham Auto? There you go, Vikings. Little Cunningham. That's sick. And Rondale Moore. Premier level rookie. I really like Cunningham. Johnson. Des Fitzpatrick. Dak. We've got to 35 on the Purple Patch Auto. Josh Jacobs. Raiders. There you go. Nice one there. Hopefully he can have a bounce back season two. They just use him too, too much and he can never stay healthy. Tray Lance, Rookie. That's what I'm afraid they're going to do with Najee and Pittsburgh. Because watching that preseason game, we literally had Snell and McFarlane Jr. and they couldn't get more than three yards. So if he ever gets hurt, we are just screwed because we do not have a backup. Hey, nice one here. Dolphins. Rookie Tri-Color to 249 concourse. Again, Closer Mojo. There you go. Andrew with that Closer Mojo is something serious. Kellan Vaughn on the Silver Club and JJ Watt. Slater. Zach Wilson. We've got to 75. Nice two-colored patch of Divas Mills here. I think he's going to have a big year as well. Divas Mills. Yeah, Matthew. I'm a Pittsburgh fan. Can you tell? Tucker and Tutu. Hey, I think Kenny Pickett is going to be good, man. Don't count them out yet. I really do. Dude. What is going on? Let's go XRC soon. Just as we speak about him. My gosh, Simon L. Someone call the fire department.  Somebody call 911. We should get out. Fire burning on the dance floor. Out of 99. Let's go. We'll mag that. Scritch. That would be a good one. That would be a really good one, actually. We need that. People watching with head buds in and stuff. Oh man, that would hurt. Ian Book on the Field level tri-color. It's out of 75. We have Wilson rookie premiere level. Russell Wilson. We keep pulling stuff like that. We're going to be way behind. Javante rookie, Silver Sensation, CMC, Ramon Dre, Silver Concourse, Jamin Davis. Wow. What a first half case. Mac, rookie base. Joe Burrow. We've got Marcus Allen tri-color club. We're going to be in a Monrocy Brown. Nope. This is the first year that the XRCs are all live in the product, which is awesome. Sensations, DK. We've got Silver Field level Quentin Nelson Colts, Jonathan Taylor. The XRCs, there's typically three per case is what we've been seeing. Bajoco, selections, Marshall Junior, Silver, Jamar Chase on the Concourse. And Mahomes field level. This is the Mac. Alright, box four. Again, everyone, we are going to be a little bit behind due to this one taking a little bit to get filled in just the crazy, crazy cards coming out. Can't help either of those, but the second one is a good thing. Promise. Let's go. This is Pick Your Team, Lincoln Bio for eight more options of Pick Your Team case bracelets this morning. Two of Tylin Wallace for the Ravens. Tylin Wallace. Silver, Derek Gore. ETN Base. Trace Sermon, Danny Dimes. We've got Future Franchise SSP. That is goal to 10. Ian Bulk Saints. Boom. Wow. Who's got him? Jacky Y. There you go. I definitely wouldn't put my money on Winston, so you never know. 30 for 30. There you go. Nice gold Future Franchise. We will mag this one for you as well. Bill, yeah. We got them available for personals. Those will rip tonight after group breaks around midnight Eastern time. Silver, Matt Ryan and a Justin Fields field level rookie base. These are group rates all morning and then fours will be live again for group breaks. Tricolor, Derek Henry Titan, Silver ETN on the field level. Nice one there, Jags, Diamond Brown, Elijah Moore. We have a Trevor Lawrence on the club level. Jags, Mark Ingram club level Tricolor out of 149. Silver, David Johnson, Alvin Camara. We'll read a book. That's right, Andrew. Troy, Ellinger, Kellen Mann rookie selection. Silver, Michael Stratchin field level. Ronan, I'm not sure. I want to say I think they were like 299 or something like that. Landry, we've got a Kyle Trask on the blue club level. That one is out of 99. Nice one there for you, Bucks. Nice Trask. These are group breaks, Bill. Silver, Tyson Williams and Jerry Judy Lincoln bio. If you'd like to hop in again, we've got eight more half case with me during the daytime. Lincoln bio, Michael Carter, Silver snapshots of Camara, Terrace Marshall Jr. Silver rookie and Amir Smith Marseille. Sanders, we've got Parsons, Sensations rookie Justin Fields out of 75. Blue, RPA Zach Wilson. Boom. There you go, Jets. Noah B. On the Wilson RPA. No, Eddie, I actually pulled out a 48 out of 75. The gold Malik Willis will mag that one for you. Bo Jackson base. Lincoln bio. If you'd like to hop in red, these are group breaks. Pick your team style. Trevor Lawrence, rookie Tom Brady. We've got blue field level of Curtis Martin out of 49 Jets. Silver, Javante Williams and Stevenson. Yeah, we haven't seen too many of them. Woodson, Jalen Camp, Silver Phenomenons, Mack Jones. Kyle Pitts on the Silver Premier level. There you go, Falcons and Nico Collins. I don't know. Dylan, I think Panthers may have some XRCs more over Washington. Bateman, Jared Goff, we've got tie-dye off. Tie-dye rookie Travis, ETN Jr. Oh, there you go, Jags. Again, I think he's going to have a huge year too. Wow. We'll mag that one for you, Jags. And out of 75, we've got Maroon Auto of Charlie Joiner. Charlie Joiner. Fun story, I actually played a golf scramble with Charlie. Oh, yeah. That's cool. Interesting. The guy could play. He does Fitzpatrick, Silver Rookie and Joe Mixon. So what Sean had to do was basically just sleep and don't have to talk with them on there or you'll fall really behind. All right, box five. Yeah, I love the tie-dyes, Rosie. I feel like they definitely stand out a little bit more. They popped. They made them brighter this year, I feel like, than they do now for you. Lambjack, Kyle Trask. We've got Carson Wentz on the three color for the Colts of 249 out of 99. How about Signatures Blue? LaShawn McCoy. Cool one there. There you go, Philly. Joe Mixon base. CGVs are group breaks. You can buy into our group breaks, Lincoln Bio, Derek Carr, Phenomenon's Rookie Justin Silver. Laurence Gave and Todd Wright. My gosh, what a half case. There you go, Jags. Very nice. Well, man, that one for you. Diamond Brown Rookie base. Yeah, Chase. Funny how that works sometimes. We've got Lightblood in 99. Pat Farmuth on the premiere level. He's got Steelers Silver. Club level Trevor Lawrence Jags. Alvin Camara. Tyree Grimondre. Tyler Rookie. Tyler Wallace Ravens and Fletcher Cox. Jorienka. We've got Jamar Chase Rookie Concourse. Silver Selection. Elijah Moore. Silver Derek Carr and Matt Jones. Premier level Rookie. Debo. Eric Stokes. We've got Silver Sensations Rookie of Tray Lance. There you go, Niners. Nice one there. Lamar Jackson Silver and Bo Jackson. Dylan Hertz. Jeffrey H. with Philly on the second-year patch auto. A lot of people talking about him having a big year as well. If he does it, we're in trouble. We'll bag that one. Marquette Stevenson, yeah. We got him in the weapons. Yeah, you definitely did. Terris Marshall Jr. Nick Bolton. Tri-color. Club level. Kenny Galladay. Giant. Silver Rookie. PS2 on the club level and ETN base Rookie. We've just picked your teams this morning. Force will be breaking tonight. Matt Stafford, Darden. We've got 275 patch here for the Texans. Again, Davis Mills. Davis Mills. Rookie Payton Turner and Jerry Judy. Again, Lincoln Bio, TikTok. She'd like to hop into some group breaks. So, eight half case breaks of pick your team format. Moose Rookie. DJ Shark. We've got XRC. That's what we were talking about for Atlanta. Desmond Ritter. There you go, Chase. That's one of them you were looking for. We got it for you, bud. Congrats on that. Wow. Desmond Ritter XRC. We had the Pickett Auto XRC and a Trayvon Walker XRC. There's still another box to go. We do. There's typically three XRCs, a case, and we got three of them out of the half case. Oh my gosh. We'll mag this one for you. This is insane. CG. So, if you buy in, you'll purchase a team that you would like. Kyle Trask, Silver Rookie, and Penny Sewell. And today, if you pick the Cardinals, and we pull Cardinals cards out of the box, you'll get every single Cardinals card shipped to you. Gronk and Najee Harris Rookie. We've got Purple on the Color Match. Amir Smith-Marset and Vikings. That's to 75 on the Concourse. Silver Mat Ryan and Ty Johnson. So, you'll get all the cards for the team that you purchase. In Wang Wu, we've got Terry Terry. We've got a Tony Gonzalez. Out of 199 Concourse. Chiefs. Silver Kyle Pitts and Amir Smith-Marset. Another fantastic box there. Wow. All right. And last box. Let me just double-check see if we still have the Dolphins left. Nope. Sold out on the next one. Awesome. That is very helpful. So, for number 13, we've got Chargers, Dolphins, Pats and Jets. Four to go on number 13. Yeah. Select is like even Sean. Sean was behind. It's a lot to sleep on top of. So, like I said, I would just sleep and then they'll have to top load out there. Yeah. There's a lot to get sleep on top of and out of this. Last box here. Mac Jones, Rookie Base. We've got out of 99. Silver Jumbo, Rookie Patch. Amir Smith-Marset. Vikings doing pretty darn well out of this. Got Silver Aaron Rodgers and Veritaka Rookie. Ami, Sensations, Travis Kelsey, Silver Tyreek and Kelvin Joseph Rookie Base. Watching both channels at once. What's up, Dean? Wait till you see this recap, man. Oh my gosh. Simi Fajoco, Leatherwood. We've got White Jim Kelly on the Premier level to 35. Love the whites. Probably one of my favorite color parallels out of here. That's out of 35. Silver Michael Carter and Javante Base Rookie. Again, those of you watching on Tiktok, Link and Bio, still eight. Well, now seven. Seven half casers to go pick your team format. Bateman, Goff. We've got selections. Trevor Lawrence out of 75 Vikings. Our PA, Amir Smith-Marset, as I say that. Good jinx there for Minnesota. Des Fitzpatrick. I don't have an echo for those of you watching on YouTube and Twitch, right? No echo. I don't know why that's second. It looks funky on my end. Michael Carter Rookie. Silver Phenomenons. Matt Jones. Silver Shoyinka and Tutu. I'm good. Okay. What were you looking for? Specifically both Woodson, Jalen Kent. We've got Silver Selection and Book. Silver Ramandre Stevenson Concourse and Brandon Cooks. No echo. All right. Thank you guys. Just looks kind of funky on my end with a little damage. You can see the top corner there. Send a box with the buccaneers as well. One second. Donda, we do in shop, but we don't have any single cards listed on our website. We do have a zebra, y'all. Zebra Deebo. Samuel. There you go. First, Zebra of the day. See if he has a big ear or not. He definitely stepped up towards the end last year and running back. Nice one there. Niners. We'll mag that one for ya. Silver, Michael Carter Club level and Tray Nixon. The patricks were $13.99, Jackson. Tray Sermont, we've got another green. We have another green. And it's a rookie. Zach Wilson. Rookie selections. Two of five. Jersey number. Another one. I retire after this one. Wow. Nasty. Jersey, yeah, Jersey number and color match on that too. Jets, Jets, Jets, Noah B. My goodness gracious. Six boxes, three greens. Two of them, rookie quarterbacks. We'll mag that. Silver, Gronk and Julio Jones. Oh my goodness. And pick two. Yeah, point user. That's funny. Elijah Fitzpatrick. We've got purple to 99 concourse. David Johnson, Texans, Silver Hurts and J.J. Watt. It's not even a case brand and this is a half case break. Sanders, we've got Parsons based. Phenomenons, Aaron Jones. Dude, what is going on? Silver, Justin Herbert Auto, Chargers, Dennis Ash. Gonna make me pass out the first half case in the morning. Wait till the end of the day, y'all. My goodness. Wow. Herbie's second year. We'll mag that. That's mag stack.  I know. Keenan Allen. Oh, wow. Trevor Lawrence, right, Greg. TJ Watt. We've got tri-color concourse of ETN to 249 jacks, Silverfield level, Scritch, Shannon Sharp. All right. Last pack, Keenan. We will do a a recap. Schwartz, Zach Wilson, Club level base. We've got tri-color Frank Darby for the Falcons premiere level. That is out of 199. Silver, Club level, Aaron Jones, and Big Ben. Recap's gonna take like 20 minutes to throw all of the cards in. It really is. So to help me out, if you could just stack the mags in one pile. Gotcha. And the other cards in another. Gotcha. That way it's easier for the recap. Yeah. I thought about that halfway through. Yeah. You're good.  Just a little. It's good. All right. Here we go. Recap time. We had the Davis Mills for the Texans. That was one of 75. LaShawn McCoy, Blue, Eagles, Charlie Joiner, Chargers, Justin Tucker, Otto there, 15 of 60. Michael Thomas, Patch for the Saints, to 75. Silver, RPA of Kenneth Gainwell. That one was 27 of 49. Patch, Otto, Jonathan Taylor, Colt, 63 of 75. Jamal Charles, Silver, Otto Chiefs, Amir Smith, Marseille, RPA, Vikings, to 75. Amir Smith, Marseille, Patch, Vikings, to 99. Amir Davis Mills, Patch here, out of 75. Patch, Otto, Josh Jacobs, for the Raiders, out of 35. Randall Cunningham, Otto on the Blue, 6 of 35. You're welcome. Congrats on that. We're going to show it here in just a second. And our mag stack. My gosh. We've got Jalen Hertz, second year Patch, Otto, Philly. That is 9 of 75. Silver, Silver, out of 5. We have Desmond Ritter on the XRC Falcons. Got the hiccups. Wrong time to get those. 4 out of 10, Gronk on the Concourse Gold. Gray, Newsom, the third. Field level green for the Browns, 3 of 5. We have second year Silver, Otto, Justin Herbert Chargers. That one was not numbered. Zebra, yeah, Zebra Strait of Debo for the Niners. Green, rookie selections, 2 out of 5. Color Match and Jersey number. Zach Wilson. Big one there. Then we had the Zach Wilson RPA. Forgot about this one. Out of 75 for the Jets. Jets did very well with those two. We had the Gold Franchise, our future Franchise to 10 Ian Book Saints. A Kenny Pickett on the Silver XRC Otto Steeler. Sick one there. The Mac Jones Concourse Rookie. 3 out of 5 Patriots. First box of the break. We had that. And then a Trayvon Walker Silver XRC Jags. Congrats everyone on that. My goodness. What a heck of a way to start. And we'll get these right out to you.


Hello everybody, Andrea here. I have been a dental professional since 2005 as a dental receptionist, dental assistant, dental hygienist, restorative dental hygienist, and now I have my own mobile dental hygiene practice. So I have been there and done that. Okay? These days a lot of people ask me, should I be charging for a working interview? Are you going to be expect to be paid for a working interview? And here are my thoughts. First I'm going to talk about my personal experience, but this was back in 2005. I was not paid for my working interview. It was for half a day, but I just had one and it was a couple hours.  They just really wanted to see how I did. And you know, if I could handle it, I was super nervous because I was fresh out of school, had never worked in a dental office before, but I made the most of it and I did actually do a really good job. Funny story, I had a patient throw up after a fluoride treatment throw up all over me. I'm not good with vomit.  They were so impressed that they hired me on the spot, which was hilarious because that's never happened to me since knock on wood. But these days, let me help you with a few questions. I do think you should be paid for a working interview. Yes, because they're charging clients. Okay. You're the one helping them. You're being their assistant or dental hygienist doing the work. So yes, you absolutely should be paid for that working interview. That's how I feel. If you're simply watching and maybe going around the office for a couple hours, okay, maybe you shouldn't be paid, but you know what?  It's kind of like sleazy.  But what I'm saying though, too, is I want you to really determine what you want. I would absolutely not not be paid for a full day of working interview. But let's say you've had many interviews. You are trying to find a job. You need a job. And this office is perfect for you. They're close to your house, the hours you want. And they say, I'm sorry, we don't pay for working interviews. You will not be paid. But this is how we determine if somebody is the right fit. Then that's really your choice. But then I would negotiate. I would say I'd be more than happy to see one client or two clients, but to not be paid, that just doesn't work for me. So it's kind of up to you. I feel like this might be another video of how to negotiate if you're not going to be paid for a working interview. But I've also been added from the other side of things. So I have worked for dental offices where we're trying to hire either a dental assistant, a dental hygienist. They, we hire them. And then we do say, but you are hired on a temporary basis. So how about you start tomorrow, but we can basically fire you anytime if you're not any good, but they are being paid for that. We are fully booked. We are just thrilled that somebody is able to do to see those clients. So we are going to pay them without even thinking about it. They might not be hired though. Like they need to be aware that if you're not any good or the patients don't like you, you won't be coming back. But that helps our office out because we have a full day booked, which most offices do, by the way. So that's why I think you should be paid for working interviews. But if you're having it where you've been telling people, well, no, sorry, I'm paid for my working interviews, take it or leave it. And you might have lost a job because of that. Then I might reconsider because, Hey, we have to work, right? I totally understand you want to be as flexible as possible, but don't let them take advantage of you. If you are going for a working interview not being paid, make it a couple hours, not a full day, because guess what? Eight hours is going to turn into 10 hours.  You're still doing the work. You're still working hard. So please be paid for your working interviews. If not, negotiate something. So it's only a couple hours. Does that make sense, you guys? So please let me know if any questions I would love to help. And I'll see you guys in the next video.


Hello and welcome to the session in which we will discuss individual retirement accounts or IRA. Specifically, we're going to be discussing the IRA distribution. Now what is an IRA? An IRA is a personal saving account. So what is a personal saving? It's an account that's in your name. It's personal. It has nothing to do with your company. That's why it's called individual retirement account. It accumulates money set aside by the taxpayer for retirement. So what is a special about IRA? Well, it's a vehicle to save for your retirement. We have two types of IRAs. We have traditional IRA and a Roth IRA. So first we are going to learn about the contribution into an IRA. So you might be asking yourself, why do I want to learn about the contribution if I am being discussing the distribution? Here's why. If you know how the contribution works for an IRA, it's much easier to understand the distribution. Actually, once you understand it, you don't have to remember it. So IRA is a personal investment account. Let's assume you open an account for yourself, an IRA account, and you're going to put money in that account. You're going to put money every year in that account, whatever is allowed.  You're going to invest money in bonds. You're going to invest this money in gold, whatever you want to invest this money in. You're just basically making investments. You're taking this money and making investment. Now you might be asking, what's special about this? Well, the first thing that's special about this, if it's a traditional IRA, you can have the money taken out deductible. Simply put, every year, for example, you want to put away $5,000 into your IRA. So what's special about this $5,000? This $5,000 would reduce your taxable income. It's deductible. It gave you a tax break now. It gave you a tax break. So if you're in the 30% tax bracket, let me just show you what happened right now, times 0.3, you just saved yourself, saved on your taxes 1,500 if you are in the 30% tax bracket. This is the benefit of it. So you got a tax bracket now and you can withdraw it later. And remember, this money is earning earnings for you, earning interest, earning dividend, earning capital appreciation, so on and so forth. So the contribution to a traditional IRA may be deductible or the contribution may not be deductible. May not be deductible means you don't get a tax break. Before we proceed any further, I have a public announcement about my company, farhatlectures.com. Farhat Accounting Lectures is a supplemental educational tool that's going to help you with your CPA exam preparation as well as your accounting courses. My CPA material is aligned with your CPA review course such as Becker, Roger, Wiley, Gleam, Miles. My accounting courses are aligned with your accounting courses, broken down by chapter and topics. My resources consist of lectures, multiple choice questions, true-false questions as well as exercises. Go ahead, start your free trial today. No obligation, no credit card required. Now why would you choose one over the other? We'll talk about that later. Now that's one, this is the traditional IRA. Also we could have a Roth IRA. The Roth IRA is all the contribution that you make, so if you open a Roth IRA, so this is Roth, you open a Roth IRA account and you contribute it again $5,000. No tax break, hold on a second. So why would I put my money in a Roth IRA if I can get a tax break for my regular IRA? I think you may not qualify for a regular IRA and even if you qualify for a regular IRA or traditional IRA, there are some benefit to the Roth IRA. Now what is the benefit? Well, since you did not get a tax break when you put the money in, when you take it out, as long as you meet certain requirement, everything is tax-free and this is the benefit. Well, the regular IRA, when you take the money out, if that money, you get a tax break on it, when you put it in, everything is taxable, everything is taxable as ordinary income. That's not only taxable, it's taxable as ordinary income. Well, but some of it is capital gains on tax, on stocks and bonds. It does not really matter. The IRS is waiting for you to take this money out. They've been waiting for so long and now it's time to tax you. So this is the overall idea, the big idea. So for a traditional IRA, if the amount contributed was the taxable, for tax purposes, the distribution is fully taxable and this should make sense. You did not pay taxes going in, you have to pay taxes going out on both principal and earning and that's ordinary income. If the contribution were not deducted, because you don't qualify and we'll talk about that later, because we're going to have a separate session about IRA contribution when it comes to the contribution, which could be part of your adjustments. If the contribution was not deducted, then the principal amount is return of capital. When you take it out, the principal portion is not taxable because you pay taxes already on that part. Taxpayer investing in a traditional IRA are required to take a minimum distribution referred to as RMD by April 1st of the first year of the taxpayer reaches the age of 72. And why did I add this statement here to remind you that you put your money in a traditional IRA and that's deductible? At some point, the government's going to force you to take it out because they want you to take it out. They want to tax you. So they have what's called this required minimum distribution because at some point you may not need this money. You know, when you reach 72, you might be rich. He's like, I'm going to keep it. I don't want to pay taxes on it. Well, the government, well, gave you a break, put it in, but they want you to take it out. So they tax you on it. So there is a minimum distribution. Now, contribution made to a Roth. Now, we're dealing with a different IRA. Now, you might be asking first, why it's called the Roth IRA? It's the individual that sponsored the law called Roth. So they called it Roth IRA. Those contribution, when you put your money into a Roth IRA, I told you it's not deductible. If the Roth IRA meets certain requirement, we'll discuss later then the distribution is 100% tax-free. So this is the benefit of the Roth IRA. You don't get a tax break now. It grows. You take it out. It's all tax-free, which is great. Now, also you need to know that a Roth IRA don't require a minimum distribution. Why? Because the government don't care about it. Actually, they want you to keep it. They don't care about it. Why? Because you already paid your taxes. Paid your taxes on that money when you put it in. This is the 1099R where the IRA distribution is being reported. So they'll give you the gross distribution, how much it was distributed, what's the taxable amount, if they withhold any money from your taxes. If there's any distribution code here, why the distribution was made, because sometimes there's a penalty, if there's an exception, so on and so forth. As a taxpayer, you will have two parts. Part of the IRA could be tax-free. It's reported here and part could be taxable. Now, I blocked out the years because once you see the year, people get nervous and say, this is maybe an old lecture. It doesn't matter. The idea is the same. The form might change a little, but the idea is the same. Now, let's talk about distribution out of traditional. What is traditional? Again, the traditional, the money could be in tax-free. The money may not be in tax-free. The contribution to traditional may be either deductible or not deductible. It's your choice.  Once the contribution are deducted, then the principal amount taxable when received, and obviously, of course, the principal as well as the earnings, the principal plus the earnings. Why? Because you didn't pay any taxes on the earnings yet and the principal was going in tax-free. On the other hand, when the contribution are not deductible, so when you contributed this $5,000 and you did not take advantage of that, well, the principal amount, when you take out the money, there's a principal component. That component is not taxable because you already paid taxes. It was not deducted. Now, distribution of earnings from all IRAs is taxable, whether it's deductible or not deductible. The earnings is in addition to the principal. They are taxable when received. Now, it's important to know that distribution from non-deductible IRA are prorated between principal and earnings based on the relative amount available in the account at the time of the distribution. Don't worry, we'll look at an example. Distribution out of Roth IRA. Now, remember, Roth IRA, the money that you contributed initially was what? Was not tax deductible. So you did not get a tax break on it. So the distribution are never taxable as long as you meet the requirement because you already paid taxes on that. On the other hand, distribution of earnings are taxable unless, remember, if you meet the requirement of a Roth IRA, everything is tax-free. The distribution takes place after five years from the first day of the year in which the first contribution to the Roth was made by the taxpayer. Simply put, if you kept that money for five years, from the first day of the year in which the first contribution to the Roth IRA was made, you met the five year requirement and you met one of the following conditions.  So you have to start this account around, you know, early in 55, right? So to meet the five years and start to take it out at 59.5 or the taxpayer is using the contribution, 10,000 of it. You're limited to 10,000 to buy a first home. The taxpayer is disabled. The recipient of the distribution is a bit beneficiary. Simply put, the owner of the Roth IRA passed away. In contrast to traditional IRAs, distribution from Roth comes out of principle first. Then the remaining is considered early. And we'll look at an example. So when you take money out of the Roth IRA, but remember, you have to keep it five years to be tax-free. That's the first condition. You have to keep it five years. Then meet any of these conditions for it to be tax-free 100%. But if you took it earlier, well, we consider that you're taking the principle out and we'll see an example. Let's start with an IRA example. At the age of 55, Ray opened a traditional IRA. He contributed 4,500 and deducted the full amount from his gross income. So Ray got a tax break when they put that money in. Let me just, let's assume Ray is in the 25% tax bracket. If we take 4,500 times 0.25, so Ray saved under taxes $1,125 when they contributed this money. Three years later, Ray withdrew the total accumulated amount of 6,200 and used it to acquire a personal car. Well, guess what?  The total amount, the 6,200, which is fully taxable, 4,500 of the principle, 1,500 of the gain, all of it is taxable. Now, if you took it prematurely, it means you don't qualify to take it out.  And we'll talk about the penalty in a separate session. Now, assume the contribution was not deducted was made. So now Ray contributed the 4,500, but did not get a tax break. So contributed the 4,500 and let it go. Ray withdrew 5,500 for personal use, determine the taxable amount. Since the amount was not tax deductible, now we have to prorate it. What we do is we'll take the amount withdrawal divided by the value of the account and simply put, you withdrew 88.7% of the account. Well, you compute the earnings, which is 1,700, because the earnings is the taxable component, which is how did we get to 1,700? Well, Ray contributed 4,500 and the value is 4,000, contributed 4,500 and the value is 6,200. The gain is 1,700 and we're gonna take the 1,700 multiplied by 88.7. So we considered the of the 1,700, 88.7 is withdrawn, therefore 1,337 is taxable. Let's take a look at an example with a Roth IRA. At age 55, Ray opened a Roth IRA, contributed 4,500. I added here not deductible to remind you, it's not deductible by its nature. Four years later, uh-oh, not good, why? Because you have to wait at least five years. Ray withdrew the $6,000 from the total accumulated amount of 100,000. Now this Roth grew to 100,000, but Ray only took 6,000. How much of that amount is taxable? Well, remember, in the Roth IRA, we assume the principal is taken out first. So Roth took out 6, not Roth, Ray took out 6,000. 4,500 is tax-free, which is a return of capital because Ray contributed this money and the 1,500 is taxable as earnings. Principal, assume Ray withdrew the full amount six years later to buy a boat.  How much of it is taxable? Now see what's gonna happen now. None, none is taxable, why? Think about it, Ray only invested 4,500, really maybe played the cryptocurrency and get out on time. This money grew to 100,000. That's a lot of money, that's a lot of capital gains, that's a lot of earnings. Guess what? Because he waited more than five years and met all the other requirement. None of that amount is taxable, zero is taxable. Zero is taxable. Okay, remember, six years and now after six years, he's over 59 and a half, so he met the age requirement. What happened if you have an early withdrawal from an IRA? In other words, take the money out prematurely. Well, distribution from an IRA before reaching 59.5 are subject to a 10% penalty unless the distribution was used to acquire a first time home buyer, a home, which is take out 10,000. You are allowed to do that. Just like from your 401K, you're allowed to take out the 10,000 and you have to pay the home, buy for home within 120 days, buy medical insurance, basically necessity, cover medical expenses and access of adjusted gross income floor of 7.5%. Pay expenses associated with a permanent disability. Notice how all those are emergencies. Pay for education, that's not an emergency, but they allow you to do that. Cover up to 5,000 of adoption or birth expenses. In this case, the distribution should be made within one year from the date of the adoption or birth and cover the tax payer debt. Now, it's also worth noting that the penalty represent in addition to your regular income tax. So you have to pay your taxes, then you have to pay a penalty. Real story, I have two friends who liquidated their IRA without even knowing the tax consequences. They called me, I was still in practice and I was like, I received this letter from the IRS and I have a large tax bill, can you take a look at it? I was like, okay, send it to me and look at the letter and there was an IRA distribution. They took it out, they were moving, they needed the money, they spend it on personal stuff items, then they get the penalty, 10%, then they get to pay taxes and they were not aware of that. So just be careful when it comes to the IRA. Now, at some point, not at some point, we're gonna have another session that deals with contribution because the contribution is an adjustment, it's a deduction and we'll talk about that later. What should you do now? Go to far hat lectures, look at additional MCQs through false multiple choice that's gonna help you understand this topic better.


Malachi chapter 1 verse 1 I read to verse 5 and we'll get into our study the burden of the word of the Lord to Israel by Malachi I have loved you says the Lord yet you say in what way have you loved us was not he saw Jacob's brother says the Lord yet Jacob I have loved but he saw I have hated and laid waste his mountains and his heritage for the jackals of the wilderness even though Edom has said we have been impoverished but we will return and build the desolate places thus says the Lord of hosts they may build but I will throw down they shall be called the territory of wickedness and the people against whom the Lord will have indignation forever your eyes shall see and you shall say the Lord is magnified beyond the border of Israel and so you can see this is going to be a very cherry book as we go through it but it's so deep it's so rich and you're going to see some very practical things as we go through this book let's begin with the introduction Malachi Malachi is the last of the succession of prophets who foretold the coming of Messiah nothing is known of his personal history because his lineage as well as his birthplace are not recorded here in the book of Malachi but we know that Malachi was written in the late 5th century somewhere around 432 to 425 BC Malachi was a contemporary of another man you know in Scripture by the name of Nehemiah and Nehemiah governed Jerusalem during that day Nehemiah governed Jerusalem from around 444 to 425 so they were contemporaries and so as we look at Malachi the setting that we are going to be introduced to here is that the Jews had been taken captive by the nation of Babylon after three successive campaigns there's a king that you read about in Scripture he's found in 2 Kings chapters 24 and 25 for example a king by the name of Nebuchadnezzar he was a king of Babylon and he had invaded Judah in southern Israel and had taken captives in the years 605 597 and 586 BC three successive over the years invasions and the children of Israel spent some 70 years in captivity but after 70 years of captivity God had allowed them to return to Israel because when he allowed them to return to Israel God was keeping his promise to the nation you see in the book of Jeremiah another Old Testament prophet in chapter 25 verse 11 he had said this whole country will become desolate wasteland these nations will serve the king of Babylon for 70 years but he went on in Jeremiah 2910 and said this is what the Lord says when 70 years are completed for Babylon I will come to you and fulfill my gracious promise to bring you back to this place so the children of Israel spent 70 years in Babylon in captivity but God had made a promise to them and he said that he would after 70 years allow them to return to their land now when you look in the Old Testament book of Ezra and you look in verses chapter verses 64 through 67 in chapter 2 some 50,000 exiles returned to Judah from Babylon and they began to return from 538 to 536 BC the temple in Jerusalem had been rebuilt under a man by the name of Zerubbabel in 516 and the sacrificial system had been renewed Ezra the priest returned in 458 and was followed by a man named Nehemiah in 445 so in less than a century the priests and the people had become extremely corrupt their ritualistic religious practices had produced a callous hard-hearted approach to God so it would seem obvious that the priests had tired of serving God corruption entered the system of worship and you're going to see this very clearly in the book of Malachi you see that's where Malachi enters in Malachi is a prophet as the prophet of God he's been given a message I want you to see that the message that he has is one of rebuke and repentance and a call to return to the Lord that's what we're going to see in Malachi for most of this book and for the most part his message when you look at it is one of rebuke because Israel is in sin the nation is in sin and Israel sin has to be dealt with now when you read the Old Testament you study the Old Testament people who spend most of their time in the new may not see the balance that you find in in God's word because there are clear warnings as well as clear encouragements that you find in Scripture sometimes you'll see God giving a very strong word of rebuke and other times you'll see God bringing a word of healing it's the same God doing the same kind of work but he's bringing people to where he wants them to be when you look at Malachi you're going to discover that God is bringing a strong word of rebuke to a nation that has turned it back on God in the New Testament the Apostle Paul made it very clear that there would be a time when when when people would be turning the back on God and thus he was telling the minister of the gospel to make sure that he brings a word of correction when necessary if you take notes 2 Timothy chapter 4 verses 1 and 2 when Paul was writing to a young pastor named Timothy Paul said this he said in the presence of God and of Christ Jesus who will judge the living and the dead and in view of his appearing and his kingdom I give you this charge preach the word be prepared in season and out of season correct rebuke and encourage with great patience and careful instruction and so the Old Testament in this book you will see correction you're going to see rebuke but you also see that in the new because we can be guilty of the same kinds of things you see the times that Malachi is living in calls for drastic measures and it calls for a very strong message I think that the days that we're living in are very tough times too and I really do believe that sometimes the message has to be much more clear than sometimes it is and so that's one of the reasons why I wanted to go into Malachi to remind us of what God would want of us you see in Malachi the problem that is occurring is the people are being led by ungodly and compromising priests you're going to see this as we go through Malachi these ungodly compromising priests are making worthless offerings to God this this poor leadership spiritual leadership is is leading people to divorce their wives to marry Gentile or heathen wives it causes them to live in a false sense of security because they believe themselves to be pleasing to God in essence this book is really an appeal from God to backsliders it's intended to call the people back to God and to the joy that comes from serving God in truth in Jeremiah another Old Testament prophet Jeremiah in chapter 17 verse 5 we read thus says the Lord cursed it is the man who trusts in man and makes flesh his strength whose heart departs from the Lord and so people were departing from the Lord and they were doing so through the the compromise of the priests of that day see the bible in John 424 says God is spirit and those who worship him must worship in spirit and in truth and so that's the call that we're going to be seen in Malachi this book is the last of the books that make up the Old Testament it's the last book because the people do not respond to the message Malachi brought to them you see they're so dull to sin that they refuse to see themselves for what they really are and sin makes you call us in that way when when people get caught up in sin it makes them blind to who they really are it makes you blind to the things that you're really doing speak to some people who are addicted and many times they'll tell you there's nothing wrong i can stop anytime i want as a matter of fact i've stopped a hundred times i can stop whenever i want to they don't see themselves for what they are they don't see what sin is doing to them they they think they're just fine and and and sometimes there are even those who profess to know Jesus Christ to who who excuse their sin by trying to cover it up by using Christian terminology like you know god loves me the way i am and and and the grace of god and we use terminology that really shows that we don't understand what salvation is we don't understand what grace really is we don't understand what sin really is we simply excuse ourselves and sometimes we can go to a place that allows us to remain exactly in that sin without a word ever being said to us that would cause us to be convicted this is the old the last book of the old testament and the people are dull to sin and they refuse to see themselves malachar will tell us in chapter 2 verse 17 you have wearied the lord with your words how have we wearied him you ask by saying all who do evil are good in the eyes of the lord and he is pleased with them or where is the god of justice there are people today and you and i know this and this is not a harsh judgment or condemnation on people it's just an observation and it's a fact that you perhaps know who excuse their sin every day excuse it all the time it's the same kind of mentality when they are saying all who do evil are good in the eyes of the lord they're basically saying it's okay god's good with this they're basically saying things aren't really that bad again we have this condition today you know i i do speak with people who claim to love the lord but they think just like that they minimize the reality of sin and what it produces and they emphasize their liberties and the grace of god and that's what is happening in israel they're ignoring god's declared will and the second thing is they've come to believe that god is satisfied with external religion with ritual observation but god is never satisfied with religious behavior but some people think he is and so on occasion they may give and on occasion they may pray and they will attend church services you know in Easter and Christmas and things like that they'll go to funerals and make sure it's in a church if they get married they get married in a church they're they're believing that that this external expression of some kind of faith is something that god is satisfied with but in both the old and the new testament god reveals that that never does please him that's why in Jeremiah again chapter four verse four we read circumcise yourselves to the lord circumcise your hearts you men of Judah and people of Jerusalem or my wrath will break out and burn like fire because of the evil you have done burn with no one to quench it it's not the external circumcision it's the circumcision of the heart that god is calling for not the external religiosity or the behaviors that sometimes people may find themselves practicing thinking and assuming that god wants them to go to a bible city or to go to a church service or to do certain things you know when Jesus was speaking to the religious leaders of his day in Matthew 23 28 he was speaking to the Pharisees and he said to them you also outwardly appear righteous to men but inside you are full of hypocrisy and lawlessness you look good on the outside but on the inside you know a lot of times it's what you can see on the outside i on one on one sunday morning i still remember doing this i came walking out and i was sharing and i was trying to illustrate how we can hide things from people they they don't see it they don't even know it why would they it's it's covered up and i said if you look at me right now i said you know you'll see i was wearing a sweater and you see my collar i said but let me tell you something i didn't iron my shirt my shirt was all wrinkled up but you couldn't see it because what you saw was the outer and that's how it is you can have a nice outer appearance people can think oh he's just but no no in reality i was all wrinkled you know because i i didn't take in time to iron i didn't have to all i needed to do is make sure the collar looked like it was okay and that's how people are isn't it that's how we've been i've been that way i look good on the outside i could act good on the outside and i know that you know that when i was a young man prior to getting married and and meeting my girlfriend and rie who became my wife and all uh when i would go and i would meet young girls dads and moms you know because there was a time when you actually went to the house to meet the parents you know that doesn't necessarily happen now you meet at the mall or whatever but but at that time what we did is we actually met the parents we had to come i had to introduce myself to the dad and they would ask me all kinds of questions and i have to tell you i could answer exactly what i thought he wanted to hear i knew how to play like i was a good guy but i really wasn't i was the guy that he didn't want his daughter to go out with but i could act like a good guy i knew the right answers i knew how to smile i knew how to shake hands look firmly and shake their hands firmly look them in the eye speak to them that way i got over for years like that i used to charm my high school counselor mrs willett and i still remember she knew me real well i learned how to forge her name on different things i mean i yeah and i and i learned how to charm her i knew how to do that so many of you did too you knew how to get over it was the outer appearance you looked okay on the outside but on the inside you were corrupt i was corrupt i was not a good person but you're there in church and you're smiling and you're praying and you did all of those things and god says no external religion never is pleasing to me outwardly you can appear righteous but inside you're filled with hypocrisy you're filled with lawlessness your mouth says great swelling words to me but your heart is far from me and and god is opposed to that they don't have a fear of god the result is that they don't have spiritual discernment even when their deeds are pointed out they still can see no harm in what they're doing they refuse to hear what the lord is saying Jeremiah once again chapter 6 verses 16 and 17 thus says the lord stand in the ways and see and ask for the old paths where the good way is and walk in it then you will find rest for your souls but they said we will not walk in it also i said watchman over you saying listen to the sound of the trumpet but they said we will not listen so when the word is coming and the warning is given you are refusing to listen and i said go to the old ways walk in the straight paths the way that your fathers did and i was able to bless them and you said we will not listen we will not harken to the warning Paul said that in latter times some will depart from the faith giving heed to deceiving spirits and doctrines of demons speaking lies in hypocrisy having their own consciences seared with a hot iron 1st Timothy 4 1 and 2 and that's what's going on there are people who are refusing to acknowledge that they are not pleasing to god they've been in the land there was a return to the land god kept his promise but the evil priests had brought compromise into the nation and through their leadership the people did not have any discernment and the people were living lives that god was not pleased with and so he raises up a man by the name of malachi he raises up a man whom he wants to reach to and speak to these people that they might know what his will is for them he brought up a man named malachi the name malachi means my messenger and that's what malachi is he's a messenger of god to the people and that's what causes malachi to open his book with the words chapter 1 verse 1 the burden of the word of the lord to israel by malachi now the word burden when it starts out the burden of the word of the lord the word burden refers to a heavy sentence that is pronounced on the people through this prophet the this gives us understanding that his message is one of rebuke it's a burden it's a heavy sentence rather than an encouragement now he's burdened because the people have forsaken the right way preaching messages of rebuking correction are a product of a heart that is burdened but preaching such messages also produce a burden in the heart of the one preaching one of my very dear friends all of you know raul raul reese raul and i have been friends for a long time i've known raul since i was i think 27 years old i've known him for a long time i met him when we played against each other he played first base on his baseball team a softball team and i played second base on ours and that's how i met raul i mean got to know him that's how i was introduced to him he was the first baseman and we played uh calvary chapel west cabina beat him two out of three i might add but that's neither here nor there everybody who knows raul knows that raul has a burden i've known him a long time and i have watched the burden of raul increase over the years just this week on monday and then again on tuesday he's messaging me sharing things with me from his heart about his concerns for the church his concern and if you have a chance to hear him you go to his church some of you have been there grew up there maybe still still are members of his fellowship you know what i'm talking about i have found him weeping more now than i've ever seen him before he weeps with a burden because that's his heart and i respect that highly i i love him for it malachi had a burden and the burden that he has it causes one it causes a heaviness the message itself is heavy and there are people who don't want to hear heavy messages oh come on say good things say happy things make me feel good and then there are so many of that of that nature and you know i go to church so i can walk out with a with a spring in my step not a weight on my shoulder so you need to make me feel good about myself if you don't make me feel good about myself you're not a good preacher at all but is that what we're supposed to do all the time is that how it's supposed to always be so you go to the doctor the doctor says you have cancer and then tells you a joke i mean is that is that what we want because sometimes sometimes the weight of the message is is is going to be weighty on the people who hear it but sometimes it needs to be and it always is weighty on the heart of the one giving it i remember how raw wood was weeping in the back shaking his head saying i don't want to give this message i don't want to give this message and he had to go out and give a message that was going to cut to the heart and he didn't want to do that why because he and i and people like us we want people to know how much god loves them and there are times when when god's word goes out in such a way that it does cut and it cuts deeply and that's the burden it's a burden it's a burden in the heart of the preacher it's a burden that is placed on the people and they need to see that this is something that is very heavy you need to understand it it's a rebuke he says the burden of the word of the lord the word of the lord is a phrase used around 262 times 262 times in the bible and it often reminds the hearer that these are god's actual words and that these words being the word of the lord have authority Jeremiah 1 9 the lord i might as well have just taught you Jeremiah right Jeremiah 1 9 the lord put out his hand and touched my mouth the lord said to me behold i have put my words in your mouth it is jesus said it is spirit of my father who speaks in you when you when you give god's word there is an authority to the word of god that the body of christ in our day rejects even when the word is rightly divided and presented accurately you do have people wanting to argue who want to say oh no that's not what that means people who have never read the bible other than when they're told to open it during a bible study people who have never studied one hour of their life will want to argue with a preacher of 45 years ministry experience because it hits them in that way and that's what happens it's god's word and see the best way to know how it applies is when you simply obey it and if you want to know the depth of the ways of god it comes through obedience it comes through doing what god says and so god said i have put my words in your mouth and malachi is bringing the word of the lord to the people and that gives his word spiritual authority now what is it that god is saying i want you to notice this it began in verse one with the burden but two in verse two it says i have loved you so from the beginning god is saying as much as this may be painful to hear it needs to first come with this i i love you if in marriage i'll use an application like this if my wife just rebuked me but didn't love me i probably wouldn't listen to her why would i you're just being mean but i know my wife loves me i know she does why wouldn't she no i know she does and so when she rebukes me and indeed she does when she's got a word i listen to her why she loves me and she would not say something to harm me she wants me to be what god wants me to be i will listen to her it's not always easy over the years i've learned to do it better than when we first got married i do listen because if there's anything you know is when someone who loves you speaks a word of correction to you they're taking a chance with you and god's love begins he actually shows us his rebuke by first saying i want you to know how much i love you and i love you and i'm telling you the truth in deuteronomy chapter seven verses six through eight god was speaking to these people these people he loved and in deuteronomy seven verses six through eight he said to israel you are a holy people to the lord your god the lord your god has chosen you to be a people for himself a special treasure above all the peoples on the face of the earth the lord did not set his love on you nor choose you because you were more in number than any other people for you were the least of all peoples but because the lord loves you and because he would keep the oath which he swore to your fathers the lord has brought you out with a mighty hand and redeemed you from the house of bondage from the hand of pharaoh king of egypt because the lord loves you if you want to mark anything in your heart tonight remember that god loves you remember that god so loves you the immensity of his love for you but in the love of god sometimes the correction comes to Jeremiah 31 3 says the lord has appeared of old to me i like Jeremiah have you noticed that the lord has appeared of old to me saying yes i have loved you with an everlasting love therefore with loving kindness i have drawn you i loved you with an everlasting love everlasting love a forever kind of love how do you put that into illustration some of us had relationships prior to when we got married to the one we're married to in love now and we said to that person we're dating i love you i love you love is an easy word to use this in it it can be it can be used in many ways it can be used as a as a seduction it can be used as a weapon it can be used in a variety of ways and when you're young and you're learning to date you may use that word sometimes to try and take advantage of somebody you know i love you you can use the word in a variety of ways and you may think that that person you're with is going to be a forever kind of love it is going to be a love that will will always be after all we're 14 years old now i have met people who at 14 fell in love and are married to this day but that is unusual we all admit that so you're 14 you're in love and you're really really in love and and i'll tell you something you don't care about but it's true in the first girl i ever said i love you too i was 14 and i didn't even say it in english what's that mean go ask somebody baby get a translator she wasn't hispanic yeah and that came after maybe three weeks and love with you baby and that happened more than once of course 16 18 20 i love you baby i love you baby then i got together with marie and that's different that isn't a just i love you now that's not it i i love you until next month it's a i love you forever and it's what we would call in our relationship a forever love well god has a never-lasting love it's a never-lasting love it never ever ends you can't even fathom what everlasting is i can't either i was trying to illustrate it on sunday and i said some of you perhaps were with us on sunday second service and i said everlasting how do you define that it's eternity how do you how do you define that something that never ends it's like a bird going to the beaches every beach on the face of the earth and with its beak taking one grain of sand and just moving it on every beach every grain of sand the face of the earth and when he finally gets all of the sand removed starting over again it doesn't ever stop eternity continues and god says i love you with a love that will never ever end so never think that he doesn't love you he loves you in a way that no human being could ever love you he loves you deeper and more passionately and with more purity and more goodness than any human being on the face of the earth could ever ever love you and with that love he brings correction because he has to sometimes i love you that way you see his love for israel motivates his rebuke and his love motivates correction braverbs 3 11 and 12 my son do not despise the chastening of the lord nor detest his correction for whom the lord loves he corrects just as a father the son in whom he delights in revelation 3 19 as many as i love i rebuke and chasten therefore be zealous and repent so he rebukes them why because they've been acting in an unfaithful way they've been acting as an unfaithful wife and god is grieved that's a similar theme you find in the book of hosea in hosea chapter 1 verse 2 it says when the lord began to speak by hosea the lord said to hosea take yourself a wife of harlotry and children of harlotry for the land is committed great harlotry by departing from the lord and so they have been acting as an unfaithful wife and god is bringing a rebuke and so he says i've loved you says the lord yet verse 2 continuing you say in what way have you loved us when god says i have loved you israel insolently responds in what way so they're doubting his love for them in this doubt when they ask that question in what way they're they're they're revealing a selfish heart as well as a demanding heart and and that reveals the root of their sin it's a blindness it's a blindness of the kindness and the love of god towards them they don't they don't value the great privilege of being chosen by god they don't value being loved by him they have arrogance they even question his goodness they question his faithfulness to them now his goodness has been evident all along he's worked with them as a nation he gave them great privileges and they're saying that how have you loved us that's amazing how have you loved us i've given you everything and if you'd asked for anything else i'd have given you more it's like when god spoke to to david through nathan the prophet and she were nothing you were just a kid in the sheepfold watching the sheep and i raced you up and i made you the king and if that weren't enough i'd have given you more and look what you did you took bashiva the wife of your your man your raya and look what you did look what you did how have you loved us how have you loved us there are people who do that to the lord even to this day when you say you know god so loved the world how has he loved me you don't know my life you don't know what i've gone through as if they've gone through worse things than anybody who's ever lived their life has been worse worse than joe's that there have been times people have approached me and they've said to me oh i understand what joe went through no you don't come on oh i understand no you don't you can't as a human being joe suffered more than anybody he lost everything he lost his family he lost his wealth he lost his reputation his wife turned on him he lost everything he had boils and swords that were so ugly that he he took broken pieces of pottery and would scrape his skin to remove the puss that was just causing his his his arms and body to swell with infection and you understand no you don't no you don't you know sometimes we say we understand when we don't it's like if a woman was speaking to me she was telling me you know i was going through some massive birth pangs and i said oh yeah i understand sure you do but some people do that oh yeah i understand what you don't no you don't and in this particular case guys god has been so good to the nation and they're even questioning that they had so many privileges when when when paul was speaking of the privileges israel had he said in romans nine verse four theirs is the adoption of sons theirs the divine glory the covenants the receiving of the law the temple worship the promises and from them even came messiah what advantages you see in every way god provided for them and yet they ask him what way have you loved us they are unthankful and they doubt his love yet god loves him in isaac 4915 can a woman forget her nursing child and not have compassion on the son of her womb surely they may forget yet i will not forget you surely they may forget perhaps there's mama in this room who's forgotten what it was like to have your baby and when they nursed and all surely they may forget i can tell you my wife hasn't forgotten that i can tell you that in her memory holding those babies nursing those babies even birthing those babies is is uh engraved in her soul it's deep within her it's still to this day even though her babies are not babies anymore they have babies of their own except for joseph he's not in my will you don't forget and god said even though a woman may forget i haven't forgotten you i love you i love you with the deep and everlasting so what does he say well he he says uh was not isaac's brother says the lord yet jacob have i loved so god reminds israel how he chose jacob through what could be called an undeserved love paul was speaking about that in romans 9 13 through 16 where he writes as is written jacob i have loved but isa i have hated which shall we say then is there unrighteousness with god certainly not for he says to moses i will have mercy on whomever i will have mercy i will have compassion on whomever i will have compassion so then it is not of him who wills nor of him who runs but of god who shows mercy so when he says you say in what way have you loved us it was not isaac's brother says the lord yet jacob have i loved but isa i have hated laid wastes mountains his heritage for the jackals of the wilderness even though edom has said we have been impoverished but we will return and build the desolate places thus says the lord of host they may build but i will throw down they may be called the territory of wickedness and the people against whom the lord will have indignation forever he speaks of that and begins to speak concerning jacob and isa and and what was going on there now what's interesting is when he says jacob i have loved but isa i have hated the word hate is used in what is called a comparative sense it's intended to show a greater love by comparison and he's saying the love i have for one in comparison could be looking as as hate towards the other and he's simply saying i have a great love for jacob i loved him and i and i loved isa less than i love jacob now isa is revealed in scripture as a reprobate he was jacob's older brother he was an elder twin but when you read the story of jacob and isa jacob isa rather sold his birthright he sold his birthright for a bowl of soup and he gave up the blessing of the lord he went on to become the father of the edomites and the edomites in the old testament are a nation of idolaters and at this time the edomites were in a state of ruin so god is stating they will not rebuild their national glory and any attempt to do so will end in defeat the people will recognize that it's a nation judged by god and they're going to refer to it as the territory of wickedness but he goes on to say this in verse five your eyes shall see you shall say the lord is magnified beyond the border of israel when you see these proofs of god's love toward you you will stop rejecting him you will begin to praise him and you will praise him because of his love that he has towards you so here's a practical application i'll read that again your eyes shall see you shall say the lord is magnified beyond the border of israel god's love should result in an open sharing of his love that he has for you and others it should result in an open sharing of his love with other people i've had people in the past ask how can i learn to give away my faith here in our fellowship some of you know we have we have ministry that helps you to learn scriptures that are useful in communicating your faith we have groups of people in this church who go out throughout the city and other cities taking the gospel of jesus christ and sharing it that's part of our ministry here just on Easter we have some men from our church who are part of our our prison ministry and they went up to Corcoran to the prison in Corcoran and while they were in Corcoran on Easter Sunday they went into the prison to share an Easter service with the the incarcerated men and 18 of those men in incarceration in prison gave their hearts to jesus christ and so you you go out and you take the message see that's the whole thing see when you when you look in in the book of acts especially chapter two verses 42 through 47 you see in the book of acts chapter two 42 through 47 what are called the marks of the church or the marks of the early church or it was the things the ingredients in the early church that made it what it is and they remain steadfast in the apostles doctrine and and fellowship in the breaking of bread and in prayers and god began to perform miracles through them and he added to the church such as we're being saved and when you begin to look at the marks of the early church you might find this interest and you'll note that the church gathered like we are right now for equipping because according to Ephesians chapter four verses 11 through 13 that that god has given some to be apostles prophets evangelists pastors and teachers for the equipping of the saints for the work of ministry and so when we gather together in bible studies like this it's intended to equip the saints for the work of ministry to serve god that's what it's all about and so this isn't a holy huddle where we simply gather together and praise each other for being better than those outside of the doors what this is is is is sinners who are saved by the grace of god who are coming to understand god loves me god i keep saying this in in so many services because to me that is an exceptionally important thing for the church to understand and many don't god loves you god loves you i wish you could understand it i wish i could too i'm not better than you by the way the way that sounded maybe i thought oh i pity you no i want i want to live in the love of god i want to i want to i love him because he first loved me and what has motivated my ministry what has motivated me as a believer from when that message first was communicated in a way that i finally saw that it's true changed my life changed my life radically radically doesn't mean doesn't mean that i didn't go through the process and i'm still going through the process of of dying to self of of learning to turn over besetting sins my besetting sin was alcohol and it took the lord a few years for me to completely be free of it no i didn't drink every day like i used to on occasion i would for the first few years of my walk with god maybe i'd drink some beers and then a year and a half later i'd drink some more i i i would do that and then finally finally it started donning on me this isn't pleasing to the lord and certainly isn't producing good fruit in my life and i don't need this and and i don't remember anymore it's been a long long time since i've had any alcohol of any sort because i was set free but what was it was it because i i i sat down and i said oh i'm just i'm good i know it was god's love in waves started just pouring into my heart and i started realizing how deeply he loves me and it made me respond in love towards him my wife's love as a human being as a man set me free and i've had in i'm going to be honest with you here in a way that maybe i'm not all the time maybe it's too personal even but over the years in this ministry i've had more than one woman who's wanted to take me away from my wife you'd be surprised you could be as ugly as a toad and they still like you so it's no compliment it certainly doesn't go to your head but you'd be surprised you would be surprised that the things have been said to me there's not a chance why is i'm in love and i'm loved and that love that that woman has for me you have got to be kidding there's nobody can match that gal why would i give her up for a fling with somebody who doesn't love me really that woman loves me i feel that way of my lord i'm faithful to him because he's faithful to me he loves me i'm telling you god loves you and when he loves you you tell other people because he doesn't just love you he loves the world and he demonstrated that through jesus christ and so he says your eyes shall see you shall say the lord is magnified beyond the border of israel we share we share and you share because you can't help but do so and in acts chapter four verses 18 through 20 the apostles had done a great work in the name of Jesus a man who had been crippled had been healed and and he had begun to walk and he had begun to leap and he began to praise god and and they saw what took place and they tried to make the apostles not speak concerning this anymore and not to speak concerning Jesus and and they were given them commands to to remain silent but according to acts four 18 through 20 they called them and commanded them not to speak at all nor teach in the name of jesus but peter and john answered and said to them whether it is right in the sight of god to listen to you more than to god you judge for we cannot but speak the things which we have seen and heard we have to you know we have to and and you're telling us not to oh the lord i speak about the lord freely not because i'm brave but because it's true and because he loves the world and he should be magnified and he can he can work in people's lives and he can set captives free and and he can cause people who are filled with hatred to to know what love is and people who are filled with anger to know what peace is and people who are depressed to know what joy is people with no hope to know what to know what hope is i mean Jesus said i go to prepare a place for you and if i go and prepare a place for you i'll come again receive you unto myself that where i am there you may be also that ought to cause me to rejoice to be aware of the fact that he has gone to prepare a place for me and i'm going to be with him forever and that causes me to want to tell other people about jesus christ because it's not just for me it's for all who would come to him may his name be magnified beyond the borders