بسم الله الرحمن الرحيم الحمد لله وبالعالمين الصلاة والسلام على سيدنا ونبينا وحبيب قلوبنا بالقاس المصطفى محمد وعلى أهل بيته الطيبين الطاهرين المقصومين المتجبين والصفوة المخلصة من أصحابه الميامين ومن تبعهم بإحسان وإيمان إلى يوم الدين وبشرح لي صدري ويسد لي أمري وحل الأقدة من لساني يفقه قولي قال تعالى في كتاب الكريم بسم الله الرحمن الرحيم وأنزلنا إليك الذكرة لتبين للناس ما نزل إليهم ولعلهم يتفكرون صدق الله العلي العظم هناك سؤال مهم من الناس who ask that if we have this book the Holy Quran and it is the revelation of God to Prophet Muhammad صلى الله عليه وسلم then why do we need the Hadith? Why is the Hadith? Why should we hold fast to the Hadith and narrate the Hadith and treat the Hadith as something sacred something important We have the Quran and Allah says about the Quran تبيانا لكل شيء تبيان it means to elicitate to explain everything Thoroughly as been explained in the Quran So why do we really need the Hadith? Because in the Hadith when we come to the Hadith there are many fabrications, falsifications the Hadith which is not true and reliable you know this or that So why do we need the Hadith? And there is a lot of people who say this and not only now you hear this now more often but this used to be the cliche from the beginning of Islam actually from the time of the Prophet Muhammad صلى الله عليه وسلم he had people who objected to the Hadith The son of the second caliph Abdullah the son of Umar رب الخطى he said whenever the Prophet says something I will get a pen and paper and write it down everything the Prophet says So Quraysh told me and this Hadith is narrated by many important books in the Sunni tradition Sunan Abu Dawood Sunan Al-Darimi Musnad Al-Imam Ahmadi Bin Hamal and many others they narrate this story So Quraysh it means the people in Madinah the people in Madinah he refers to them as Quraysh the Sahaba the companions of the Prophet who came with him from Makkah to Madinah they said to him Abdullah why do you write everything the Prophet says because the Prophet is a human being and sometimes he makes mistakes so don't try everything the Prophet says he is a human being so he says I was really worried I came to the Prophet I said يا رسول الله those people they tell me don't write everything the Prophet says because you are a human being they make mistakes and errors so the Prophet said to him صلى الله عليه وسلم اكتب اكتب don't worry about what they say اكتب فَوَلَّذِ نَفْسِ بِيَدِهِ مَا خَرَجَ مِنْهُ إِلَّا حَقْ by the Lord who controls my life nothing comes out of my mouth but truth so don't worry yes I am a human being but Allah SWT says in the Holy Quran وَالْنَجْمِ إِذَا هَوَا مَا ضَلَّ صَاحِبُكُمْ وَمَا غَوَا وَمَا يَمْتِقُ عَنِ الْهَوَا إِنْهُ وَإِلَّا وَحْيٌ يُحَى مَا ضَلَّ صَاحِبُكُمْ الله says to Quraish to the Arabs in Makkah in Madinah this is in Makkah مَا ضَلَّ صَاحِبُكُمْ your leader Prophet Muhammad SAW did not go wrong مَا ضَلَّ صَاحِبُ فَنْ ضَلَالَهَ he did not go wrong he was not misguided he knows what he is talking about مَا ضَلَّ صَاحِبُكُمْ وَمَا غَوَا غَوَا فَمْ غِيْوَا يَوْحَى which is deviation he never deviated from the truth from the straight path إِنْهُ وَإِلَّا وَحْيٌ يُوحَى things that he is telling you are revelations revealed to him إِنْهُ وَإِلَّا وَحْيٌ يُوحَى وَمَا يَمْتِقُ عَنِ الْهَوَى إِنْهُ وَإِلَّا وَحْيٌ يُوحَى even when he gets angry how a means desire emotion sometimes you see ourselves when we get angry sometimes we say things that we regret five minutes later we regret because we were angry we could not control our speech we say things something bad to people who are around us and then after that what did I say? that's not good the prophet does not do that even if he gets angry he does not say something bad or wrong or unjust وَمَا يَمْتِقُ عَنِ الْهَوَى every speech he does is revelation now you may ask me how if he speaks to his wife at home he says to her sweetie I love you is this revelation too? no this is not revelation we are speaking we are talking about the speech that the prophet presents to his community in his capacity as a prophet not as a husband with his wife in privacy sometimes he tells his wife things but these are not revelations he is a husband we say when he says something in public in the masjid when he gives a speech or when he is teaching في مقام التعليم when he is teaching or someone comes to him and he asks him a question and he answers him here he does not do any mistake this is revelation the prophet has two types of discourses one when he is a prophet he speaks as a prophet no mistake but sometimes you may ask me everything that he tells is revelation norm because sometimes he says something private to his wife at home in bed this is not revelation this is a husband talking to his wife what we are concerned about when he speaks in public when he speaks in public when he speaks in the capacity as the messenger of God that's very important he does not do mistake other traditions not shea traditions they believe that the prophet could do mistake sometimes he forgets sometimes he gives wrong answers sometimes he has wrong assumptions sometimes he has doubts sometimes when he was praying he made a mistake he made a wrong he said something wrong in his recitation a mistake in his recitation but we in the shea islam in the tradition the school of ahl al-bayt we believe that the prophet has immunity protection like diplomatic immunity from Allah SWT Allah is guarding him protecting him against error because if he if the prophet if we believe that the prophet makes a mistake can he trust him after that it's difficult to trust him someone would come and argue that maybe he was he didn't know what he was talking about so Allah protects him to give his speech credibility and value so you believe in what he is telling you beside the Quran says this is a very clear cut answer in the Holy Quran the ayah that I am going to recite Allah SWT says in the Quran ما أتاكم الرسول فخدوب everything this man Muhammad SAW says to you take it take it don't argue with it do not have doubt in your mind that is he speaking the truth or falsehood is he right or wrong is he know what he is talking about or not don't say this خدوب take it ما أتاكم عنه when he says don't do these things فانتاو don't do listen to it this means that God is giving him protection immunity against not only against sins but against errors خطأ he does not do mistakes yes he is a human being but when he speaks he knows what he is talking about because this is the direction and the instructions of Allah SWT so some of the Sahaba also they said يا رسول الله إنا نسمع منك أشياء فلكتوبها we hear things from you immediately everything you say we put it down we write it down فلكتوبها is there something wrong with that the answer of the Prophet was أكتبو ولا حرج write down everything I tell you and don't worry ولا حرج means don't worry there is nothing wrong in that I am not going to say something wrong so don't worry everything I am telling you is right أكتبو ولا حرج but unfortunately there was a very bitter incident that took place three days before the departure of the Prophet SAW when he was on death bed and he said إتوني بدواتن وقرطاس bring me pen and paper so I write a directive إي أكتب لكم كتابا لن تضلو بعده this book if you hold fast to this directive to this will to this وصية that I am giving you to this advice you would never be misguided in your life one of them did not like what the Prophet was going to write and he said this very famous quotation 1400 years ago while the Prophet was still alive three days before his death he said حسبنا كتاب الله enough for us this book this book suffices us we don't need what Muhammad is telling us حسبنا كتاب الله has means enough enough for me this book I don't need the sayings and this sentence reverberated among some circles of the Sahaba and they kept saying this until today until today we have people in our communities most of the communities who says we don't need the Hadith Quran is enough for us but that's not right that's not right why it's not right why do we need the Hadith do we really need the Hadith yes we do where is it in the Quran the Quran says to the Prophet the B verse 44 we have sent down this book this is thick one of the names of this book is thick why it is thick what's the meaning of thick thick to remind to remind this book is a reminder الله says when you were born you know about all the good things I installed a chip inside you that you know all the good things and the bad things however sometimes you forget الله put here a software when you were born each and every newborn was installed with a software to teach him the good and the bad but then why people do bad things is the software corrupt no it's not corrupt it's not corrupt because they forget they forget we do forget so Allah says we sent the book to remind you الله وإلا ذكر للعالمين a reminder so Allah says to the Prophet when we were born we sent this upon you why just to read it and memorise it no need to be him to translate for people what God wants from them now if this book was enough why should we have a Prophet let me ask you my friend still God has sent the book why do we need a Prophet Muhammad why do we need one why do we need one trustmaker أحسنت Prophet Muhammad is the one who does Tab'een in recitation توليح explanation تفسير translation interpretation of this book how does he do that through hadith therefore both the wording of the Quran and the wording of the Prophet are sacred both are sacred and they both come from Allah even the hadith comes from Allah but on the tongue of the Prophet through the Prophet the Prophet is the vehicle that he carries the wahi so the hadith is not less sacred than this book is not less sacred the hadith is also the wording of Allah but it goes indirectly to you through the Prophet therefore we need the hadith and many ulama they say Quran without hadith does not work not only Shi'a's callers even Sunni's callers one of them is حزم الاندوليسي one of the polymic polymic means he was anti-shi'a حزم الاندوليسي was one of the anti-shi'a callers in his book الأحكام الإحكام في أصول الأحكام he has a book he says لو أن مرئا قال a person says لا نأخذ إلا ما وجدنا في القرآن لكان كافران بإجماع الهوم I don't accept I don't accept anything except what is here in this book then that person is a non-Muslim because he is rejecting the hadith and the hadith is part and parcel one of the fundamentals is rejecting the hadith therefore he is not he is not a Muslim this is even حزم الاندوليسي and notice he says لكان كافران so that those guys they started the business of تكفير easy for them to say a person is kafر one of the people who put the foundations of تكفير today as communicating the Muslims from Islam it was him those who started this business business of تكفير as soon as you disagree with him كافر which led into the emergence of ISIS today very easy for them to say to the people who are kafر you know what they did recently in Mosul in Mosul they are dominating the city and having the Islamic kill of it in Mosul children who are not valid yet children at the age of 8-10 if they don't fast they are going to persecute them children who do not fast so don't go to Mosul during the month of Ramadan they say every person has to fast including little children yeah but one good thing they did out of 10 million bad things they did one good thing they did in Mosul they said no صلاة التراويح صلاة التراويح is bid'a innovation the prophet did not do so there is no this isn't true that's the only good thing they did one out of 10 billion things that they did wrong one of them was right because صلاة التراويح صلاة الله عليه وسلم so let me ask you i want to ask you and pay attention to this in what verse in the Quran in what surah what chapter in the Quran Allah says the noon prayers is for what chapter in the Quran think about it where is it then as a prophet in the hadith no more in the Quran Allah says أقن الصلاة أقن الصلاة لدولوك الشمس الى غسق الليل وقرآنا الفجر but no more he says morning prayers are 2 noon 4 after noon 4 مدرد 3 أشاء no more this is in the sunnah of the prophet this is why we need the sunnah then how many rak'a are you going to do the floor how many and if you do it 4 why do you do it 4 because you say I don't accept the prophet I don't accept what he says as hadith I don't need it then why don't you do it 2 make it easy for you where is it in the Quran that we have the details of the Hajj no more in the Quran which verse in the Quran says you have to do 7 rounds or ساعي 7 rounds no more in the Quran Quran speaks about طلاف speaks about ساعي but does not prescribe the number of the rounds that you do where is it in the Quran that this much you have to pay zakat where is it it's all the hadith hadith goes into the details where are the rules of family and marriage and divorce in the Quran it speaks in very vague terms just headlines it does not give details the details are given by the hadith of prophet Muhammad صلى الله عليه وسلم do you know that how many do you think how come we have religious injunction how many do you have how many do we have can you give me a figure things that are these things regarding Ibadat all the Ibadat beginning with with prayers with fasting with had with zakat and then after that after that business transactions then marriage divorce family inheritance this and that how many حكم we have if you collect them put them together how many pieces we have articles of war we have Islamic law how many do you think how many do we have in general in general over 50,000 if you put them together these articles they are over 50,000 how many of these 50,000 are found in the Quran how many حكم are found in the Quran how many حلال and حرام in this book 350 just 350 350 حكم شرعي religious injunction are found so where are the rest where they come from from the hadith 350 are not enough for me to show me the way so they are from the hadith and the Prophet ﷺ is the one who depends on the Quran on the revelation the wahi to explain what is حلال and what is حرام for me to explain the islamic شرع for me so this is important that we have hadith now some people say the reason we say we don't want hadith because of fabrication it is true yes unfortunately the hadith the hadith of the Prophet ﷺ has been fabricated and falsified and altered from day one from day one and the reason for that when it comes to this book الله says الله سبحانه وتعالى says إِنَّا نَحْمُنَ زَلْنَ الذِكْهَ وَإِنَّا نَهُنَ حَافِضًا we bought this book down we are going to maintain and protect and shield this book against any corruption no one can corrupt this book they tried over centuries many many many Muslims and non-Muslims they tried to make up some verses put them inside this book but you can discover them soon they tried to edit the Quran they would say these verses are good you know western friendly american friendly verses we keep them these are no anti this and anti that we have to drop them they could not الله says I saved God this book Allah promised He said I am going to protect this book from day one until the day of judgment no person can alter or change this book no person can even bring one verse similar to what I have here in this book no one they entire mankind they gather in a convention and the jinn supporting them to bring one verse similar to this they would not be able to do they would not be able to do so however when it comes to the hadith actually people can fabricate the hadith and the fabrication of hadith was a business and I tell you how because immediately after the death of the prophet صلى الله عليه وسلم the authority at that time the political authority after the prophet they banned the description of the hadith that we know the hadith writing down the hadith was completely banned on some pretext but these pretext were not a tool what they advanced what they said is that we don't want the hadith for people to get confused between the hadith and and what? and the Quran this is one pretext the second excuse is that if we allow people to write the hadith down and start reading it and then they going to abandon the Quran in favor of the hadith abandon the Quran why when people abandon the Quran I don't understand why actually if you read more hadith you going to get closer to the Quran and you going to love the Quran more and more because the hadith is about the Quran is about translating the Quran there is no conflict between the hadith and the Quran these were excuses what was what do you think was the real reason for banning the hadith can someone tell me other than this hadji here someone else can tell me why they banned the hadith for 143 years they did not allow people to write the hadith they will burn the books they will burn them some written hadith they take it from him they burn it down it was bad and they said people should not congregate and discuss the hadith they should not do that only speak about Quran until 143 years hijri during the time of what caliph no 143 years he was killed in 41 in year 40 this is 100 years after Imam Ali during what caliph no even Omar bin Abdulaziz who came from 99 hijri until 101 hijri for 2 years he could not restore the hadith although he was the caliph so until what time what caliph's time that the hadith was okay I know the Abbasis but what particular caliph Abu Jaqfar Al-Mansour before Imam Ali Abu Jaqfar Al-Mansour here 143 hijri he said now we really need to sit and encourage the scholars and muhaditheen the transmitters of hadith to write the hadith down because we are losing the hadith what's the pretext the pretext was we don't want people to get confused with the Quran we don't want people to turn away from the Quran for the hadith but what was Adam the real reason what was the real reason the real reason was political reason why political because they did not want people to know who is the caliph after Rasulullah صلى الله عليه و سلم they did not want the muslim ummah to hear the numerous hadiths of the prophets صلى الله عليه و سلم regarding successorship caliph and imam after they wanted people to stay away from that don't speak about that that was the real reason as a result of that we witness this waves waves not just one waves of falsification and fabrication and alteration in hadith which is called الوضع في الحديث وضع to lie to bring about the hadith as an example i told an example imam muslim comes after Bukhari imam muslim in his book has 4000 hadiths Bukhari has 3700 and something imam muslim says the hadith that i have in my book the 4000 i filtered them down filtered i made filtration from you know how many hadiths he had originally 30,000 he dropped 26,000 and he said only these 4000 are correct after him came imam أحمد بن حمبل أحمد بن حمبل in his muslim his book is called أحمد in his muslim he has 30,000 hadith 30,000 you know how many originally he collected and he filtered them 30,000 you know what was the original number more than 60,000 more than 100 more than 300 more than 500 less than million 700,000 700,000 you will get a bottle of water 700,000 he collected 700,000 and then he said all these imagine 670,000 are bad false fabrications only these three 30,000 hadith are good imagine when they banned description of the hadith from day one that was the result a business flourished business that business was called or falsification of hadith it became like a business just to get it close to your mind like today journalism today if you go to most muslim countries in particular arab countries the journalist has a nickname nickname they don't call him صحفي or journalist they call him that job that job because 99% of what he reports what he writes are not writes he writes only to appease the government because he is on a payroll 3 days ago there were a licky weeks leak did you hear about them Saudi Arabia they paid thousands of journalists around the world they paid them multi-million they were on payroll not only journalists politicians in Iraq you know the speaker of parliament in Iraq not this one the one before him he received a check for 575 500,075 million dollars from the Saudi the head of the Saudi intelligence they gave him a check 5 100 and 75 million dollars more than half a billion dollars to one person his name is Osama Nujafi and unfortunately now he is the vice president ironically still in power the vice president of Iraq he received this check and he was told we want you to unsettle the government of Nuri Maliki and this is exactly what they did this is one example they gave money generously the money of the people of Saudi Arabia the Muslims the believers the money where they supposed to build schools and hospitals and give to the Muslims and give to the Yemenis that they are bombing they would give it to mercenaries many of them are journalists these channels that you see Jazeera,Arabia and others they were on the people still today they speak they attack all regimes except the regime of Saudi Arabia معصوم الحمدلله معصومين they have no sin this is exactly what the policy of Mu'awiya and Erysofya the enemies of a little age they paid money to some people to fabricate hadith against Ahlulbayt two types of hadith one type was directed to attack Ahlulbayt to put them down the other type of hadith is to praise the Sahaba who are anti Ahlulbayt to praise them and get them close to Allah that was a business a flourished business this is why we have something called حديث today we have to filter the hadith so at the end I want to say we should not say that hadith is bad only Quran is enough for us this is not good Quran alone is not enough Allah says you need a prophet Muhammad صلى الله عليه وسلم to explain this book for you but on the other hand not any hadith is acceptable the hadith has to go through a process of filtration very detailed the process to filter the hadith make it pure authentic then we can accept it الله مغفر المؤمنين والمؤمنات والمسلمين والمسلمات الأحياء منهم والأموات تعرف أنهم بيننا وبينهم بالخيرات أنك مجيب الدعوات أننا صلاتنا وصيامنا ودعاءنا في هذا الشهر العظيم وعدجل في فرج سيدنا ومولانا صاحب العصب والزمان وإلا أواح المؤمنين والمؤمنات دواب الفاتح مع الصلاة على محمد مغال محمد


Hi Yarin, well first thank you very much for making your trip here. I think you are elevating the debate and it's definitely very interesting and I think on behalf of many people here, I appreciate your presence here. Welcome to Colombia, welcome to Belgium. Thank you. Unlike many people here, I have lived in Venezuela and I have lived in Panama and I have lived actually in Hong Kong and some of the countries. And I kind of have pretty clear where it's better to live, right, in Venezuela, where everything was nationalized and the trade unions took their victories. It's not that nice to live. Let me tell you, if you want to give it a try, there is a reason why we are here and not in Venezuela today. Absolutely. I hope you can at one time go to many cities in Venezuela. But first, what tools or what's the best way to defend freedom apart from facts? Because facts are pretty straightforward but apparently it's not very well understood. What tools have you seen around the world that are better to defend these values that are pretty obvious? But maybe it's not obvious. It's not obvious and partially I'm going to repeat myself because I'm going to say that facts are all on our side. Literally all the facts are on our side. There's no country, there's no place where everything is nationalized and controlled and regulated that you would want to live. Now, that doesn't mean America's heaven because America's not capitalist. America's not free. America's also heavily regulated, more regulated than a lot of places in the world. So the facts are all on our side. They're not just the facts. The economic theory is all on our side, right? We've had Nobel prizes in economics, people who agree with us on liberty and freedom. We've won the economic debate. Keynes lost, Marx lost, Hayek to some extent won. Hayek meases those guys, won in economics. But where have we lost? We've lost in what I've been talking about this evening. We've lost the moral debate. We keep losing the moral debate. The morality of altruism, the morality of otherism, the morality of self-sacrifice, the morality that says the group is more important than the individual, the state is more important than the individual, the tribe is more important than the individual, the others are more important than the individual, that your purpose in life is to sacrifice. That morality won. It's been strong for 2,000 plus years. Nobody's willing to challenge it. Many of you, even though you might not, are not really willing to challenge it inside your own hearts, inside your own minds. But until that is challenged, until we challenge the morality of sacrifice, which ultimately I think is a morality of death, we will not move the needle on liberty and freedom. We'll keep circling around in the same place. The breakthrough will come when we are willing to accept a new, different radical morality of morality of self-interest, a morality of individualism. Thank you for listening or watching The Iran Book Show. If you'd like to support the show, we make it as easy as possible for you to trade with me. You get value from listening. You get value from watching. Show your appreciation. You can do that by going to iranbookshow.com.  Also, if you'd like to see The Iran Book Show grow, please consider sharing our content and, of course, subscribe. Press that little bell button right down there on YouTube so that you get an announcement when we go live. And for those of you who are already subscribers and those of you who are already supporters of the show, thank you. I very much appreciate it.


letter go out to all local authorities? No, no, that was obviously a letter to, well, Eileen Campbell was the MSP from the minister. I assume that she was raising a question on behalf of a constituent. With the minister. She got this response, which she passed to the constituent who then sent it to me. Okay, so that would have been a few years ago then that she got that letter. No, this is the 26th of February 2015. Okay, all right, it was on behalf of a constituent, aha. I just wonder, given that the letter is absolutely clear and I'm fine with that, will that letter be available to all local authorities or? Because it is quite clear in what it's saying. Well, I think that, no, this is a letter obviously from the minister to an individual MSP who's acting on behalf of a constituent, but I think that— State's the Government's position quite clearly. I think that it's quite clear, but I think that for clarity, if we ask as a committee, then that letter would come back to the committee and the position would be available for everybody to see rather than use an individual letter about a constituent. That would be very helpful. And I think that that's why I'm suggesting that we write to the Government about the three points. One is about the clarity of the position, which I've referred to the 26th of February letter to an individual member of the public. Secondly was the question that you raised about the difference in cultures, to be honest, in terms of the information and guidance elsewhere in the US and the UK. And the third was the issue raised by Liam about prevalence or otherwise. That's fine. Are members content? Okay, that's agreed. We'll take that course of action and with that that's the end of the Theresa Jender. Thank you very much for your attendance and co-operation and I close the meeting.


It became known where Russia will conduct nuclear weapons tests. The mission to resume nuclear tests, should they be necessary, which has been set by Russian President Vladimir Putin, will be accomplished as the Novaya Zemliya will be accomplished as the Novaya Zemliya nuclear test site is being kept in ready condition for operation, a source close to the Russian Defence Ministry told TASK. The task set by the Russian President to prepare for nuclear tests will certainly be accomplished. The Novaya Zemliya nuclear test site has been kept in ready condition for the resumption of nuclear tests, if such a need arises. He said earlier, Russian President Vladimir Putin said in his state of the national address to the Federal Assembly that the Defence Ministry and the Rosatom State Nuclear Energy Corporation should get ready to carry out nuclear tests if necessary. Scientific Director of the All Russian Scientific Research Institute of Experimental Physics, Vyacheslav Solovyov, told that nuclear tests should be resumed at the Novaya Zemliya nuclear test site, if such a need arose and a political decision was made. A special programme is in effect to maintain the testing site's readiness, he explained. The Novaya Zemliya nuclear test site is maintained by the Russian Defence Ministry's 12th main department. A total of 130 tests were carried out there between September 21st, 1955 and October 24th, 1990, including 88 atmospheric 3 underwater and 39 underground tests. Novaya Zemliya archipelago in northwestern Russia, lying in the Arctic Ocean and separating the Barents and Karas seas. Novaya Zemliya was a sensitive military area during the Cold War and parts of it are still used for airfields today. The Soviet Air Force maintained a presence, Rogachivo, on the southern part of the southern island. Novaya Zemliya was one of the two major nuclear test sites managed by the USSR. It was used for airdrops and underground testing of the largest of Soviet nuclear bombs, in particular the October 30th, 1961 airburst explosion of Sa Bomba, the largest most powerful nuclear weapon ever detonated.


If you use a picture from the internet, it must be a Creative Commons image. One of the places to find a Creative Commons image is Flickr. To make sure that it is a Creative Commons image, select Creative Commons only. When you have found your picture, download it, save your picture, and then you can insert it into your document. You need to create an attribution for the picture. This means you have to write some information under the image about the author, name of the picture, and the license. To attribute an image, go to the Open Attribution Builder at www.openwa.org slash open a-t-t-r-i-b dash b-u-i-l-d-e-r You fill in these boxes with the information from Flickr. So the title of the image is listed under the author's name, Panda. And then we copy the URL. Next, we select a license. Click on Sum rights reserved. That tells us what license the image has. Attribution 2.0 generic c-c-by 2.0 c-c-by Then we select 2.0. The author of the image is this name right here. Then we need to provide the URL to the author's page. So we click on their name, copy, and paste the URL. We type in Flickr because that's where we received the image. And we include the Flickr website. Next, we copy this information right here, which is the attribution, and we paste it below our picture. Then we're done.


Ryan Clark good old Ryan Clark former Pittsburgh stealer and current NFL Analyst and who he's been doing a great job at it. Not everybody can make the transition from player to analyst And it'd be as smooth as Ryan Clark has done it So kudos to him shout out to the pivot shout out to him. Just doing this thing. So Ryan Clark Yesterday there was a report that he put out and he said the following we went back and forth on first take yesterday about Lamar Jackson's Guaranteed money based on a source with knowledge of the negotiations Lamar was initially offered 113 million guarantees That's a big yikes, that's nasty yuck 113 again, but let's continue says Lamar was initially offered 113 million guarantees and eventually raised to $133 million That's not that high that's not that high, but with Ryan Clark's report and then he says that was the most Lamar Jackson was offered So if that was true, that would be really nasty But is it true? That's the question. Is that an accurate report if we fast forward it will actually go back to Diana Rossini's report on September 11th of 2022 she said She said now she had asked some conflicting reports to when it came to Lamar Jackson But she said that she has spoke with Lamar Jackson and asked if he turned down 160 mil guaranteed He said that that isn't the exact number. She said that he said roughly between 160 and 180 mil was offered and he turned it down and she said that she asked him You're gonna write it out all year and he said we'll see with a smile So this was again, she said she spoke to him directly. That's what she's saying.  They'd be pretty quiet on that side, too so went went to When two private people or two private entities They doing business together is Hard to get a read on it's hard to gauge where things are Because we try to take stuff and we try to break it down and analyze it and whatnot But a lot of times a we just don't know and eventually when when things end up When this ends up being resolved and like I keep saying it can only be resolved Two ways either Raven sign them to a long-term deal or the Ravens trader. Those are the only two resolutions Those are only ways for this to be officially done because if they place the franchise tag on them, well That wouldn't do anything that wouldn't resolve it. That would just extend it So and even though I do expect them to place the franchise tag on him We'll see now with that being said the timing of Ryan Clark his report It was very interesting because it comes out before The Ravens I need to place the franchise tag on Lamar Jackson and it comes out before they decide which franchise tag They would place on Lamar Jackson if it even gets to that point Because if they do end up placing a franchise tag on him, which I think they will they have to either decide whether It's going to be an exclusive franchise tag or non-exclusive franchise tag exclusive franchise tag He can't negotiate with nobody. He can't talk to nobody. He can't do no deals. Nobody else only Ravens can Non-exclusive he could talk to other teams about a deal and whatnot He could talk to other teams about what they would offer him and whatnot and they could sign it to offer sheet And if he accepts it Ravens could match it and if not then he could go to that new team And they would have to give the Ravens two first round picks now While too proud for two first round picks. Yeah, it sounds great or whatever But Ravens they have to know they could definitely get more for Lamar Jackson than just two first round picks But you know teams like Teams are just salivating at the thought of oh, man If this Ryan Clark report was accurate, which it seems like it may not be But if the report was accurate then they'll be like, oh man, we can't wait to top that offer But when you think about it The wording is is where it's tricky because with Ryan Clark with his report and he said The negotiation with Lamar. He Lamar was initially offered 113 mil and guarantees and eventually raised to 113 mil now The way he worded it Makes it seem like it's total guarantees But it didn't say total guarantees because you know, like, um, there's fully guaranteed There's there's fully guaranteed and then there's total guarantees There's how much is guaranteed as signing this how much is guaranteed for injury There's how much is guaranteed for this that and a third like the guarantees it can be broken down so many different ways But with Ryan Clark is it's it's kind of vague. So it's like Yeah, I don't know I don't get it so now if if It was actually accurate And let's what do comparisons for both like we'll do comparisons for Ryan Clark's report about the hundred thirty three mil Guaranteed and we'll do reports for Diana Rossini's With her 160 mil guarantee and actually she said that Lamar said is between 160 180 mil guaranteed that he turned down That's what she said that he said And I know man. It's just I remember when a Diana Rossini report first came out I remember that and when that first came out it she had made it seem like um She had made it seem like He said it at a presser But then it was it was just really weird, but anyway, let's just keep going so Let's look at the other numbers the other quarterbacks numbers Who look at this look at that total guarantee? So the John Watson number one 230 guaranteed 230 mil guaranteed. You know, he did that he got that Kyla Murray is 189.5 mil in guarantees And that's in total guarantees Like that's all the guarantees of his contract 189.5 mil Russell Wilson 165 mil Aaron Rogers 150.8 mil Josh Allen 150 mil Patrick Mahomes 141.1 4.5 mil Excuse me Matthew Stafford 130 mil. So that so right now right there. That's where That's what Ryan Clark where his report would fit in in between Patrick Mahomes guarantees and in between Matt Matt Stafford So that would be pretty low on a list of guarantees If that was accurate now if we go back to Diana Rossini's report the 160 to 180 mil guarantee Now that's a lot higher Because the John Watson is at 230 mil 230 mil Kyla Murray's at 189.5 mil and then boom Lamar would be right there It with the offer because Russell Wilson is at 165 mil and Aaron Rogers 150.8 mil So that will put Lamar at number three So it's just I mean bottom line It's just a mess man Straight up. It's just a mess and it's we're gonna continue getting different reports and stuff is gonna be conflicting But bottom line I say all that to say this we went through all that to say this Only Lamar and the Ravens know That's it only Lamar and the Ravens know Um there This thing is just Is it's it's been crazy man, and it's gonna continue to be crazy.  It's gonna be more that comes out Where it's coming from hey could be in FLPA like, you know Eric the cost that he took that shot at them the other day Yeah, I'm sure the NFL P a leak something that's okay Because I see now see taking a shot at him, but um Again the only resolution well only resolutions is if long-term deal or trade it until then This stuff like this will be the norm. So get used to it. Love y'all. We out


Glad to know you're still there and watching the breakfast on Plus TV Africa. Recently it was said that the students in tertiary institutions, I mean the ones run by the government will have loan facility. So student loan which is supposed to kick off in September. A lot of Nigerians have expressed concern over what the requirements are before you can get the student's loan. But the ASU, that is the body of lecturers that we know in universities, said that it is a trap, so to speak. And especially the ASU president who is Professor Emmanuel Osodec kicked against it and said there was a trap somewhere and he was not comfortable with it. We're glad that this morning we have him in the studio. Oh right, joining us for this program today to talk about his misgivings about this new student loans law that has been signed. And we're glad to have you. Good morning Professor Osodec and welcome to the program. Thank you very much. Well there were a lot of applause from very many quarters when the president said he had signed this into law and they went ahead and said it will kick off in September. But you had reservations about this law. Tell us more about why you had these reservations. Thank you very much. What we said, you know the press, what we said, what I said is very well clear. But for this law ASU needs to get a copy of the law so that we can analyze it and then address the problem. That is what I said. I also said that but if I talk about student loan in general, that ASU does not support student loan as trying in the state of our country today that also does not support student loan. The reason be that in 1977, sorry, in 1972 a loan was established, people took loan and many did not pay, another happened. In 1993, the military set up between 18, the ASU has established a student loan bank. In the last two years, I collapsed and nobody got loan and that is our view on student loan. And we tried to push it during the last regime as part of our agreement with government and we resisted it and that is not part of our decision. But if the parents are comfortable with it, if the students are comfortable with it, what is what? But for union, we believe in a country like Nigeria today, it is better to look for alternative sources of funding education than loan to students of the very poor in the system. And there are alternatives that as a country, if we put our best brilliant together, we can generate a good alternative of funding education rather than the loan. Okay, but the layman will just say, okay, I have opportunity to get money to get me through school and that is through that loan. So why do you think, first of all, that this loan facility that was started in the 70s, they tried it again in the 90s, why do you think it failed in the first place? Any question you should add with the government? The second one failed because it was not given, the money was consumed, but the law is there and the report of the committee was set up is there, the report is there, you can look for it, you get it. Why did it fail? It's there. Okay, well PTA, the national body of PTA, the parents teachers association are also skeptical about this loan just as you are because they fear that it may lead to increase in school phase, which they do not want. And then federal government announced last week that this Tuesday a committee would be meeting, as they set up a committee, inter-ministerial committee by the government to fine-tune the student loan bill. And ASU is part of that committee. Let me just read out some of the committees for our viewers. ASU is part of it, NLC is part of it, the Nigerian Bar Association, Vice Chancellor's Forum of Nigeria University, Rectors of Polytechnics, Provost of Colleges of Education, the Minister of Education, Minister of Finance, amongst others, are going to be part of that committee that will be meeting on Tuesday. What do you look forward to as you meet on Tuesday to fine-tune this loan, this bill? Well, like I said, we're not aware that we are there, we're not consulted, we're not berating, nobody have told us. No, I wouldn't give you a copy of the law. So that is it, so that's why we're consigned. It's still a, it's still a, it's still just something that we're not being told, we're not consulted and we're not berating till now. So, and the copy of the law has not been passed, so that we look at it comprehensively. So ASU is totally in the dark, that's what you're saying from what you can understand. ASU is totally in the dark. We're not told, we're not going to be in that, in that committee. We are not berating till now, the copy of the law have not been sent to us, so we're in the dark. That's serious. Okay, you talked about, am I quoting you or somebody else, but this talk about the fact that right now there are no tuition fees paid in schools. And this law will come with tuition fees. Make us understand more about that situation. Well, what I also said is that when I look at the copy of the law, the unsigned copy in the social media, there is somebody that this bill will be used solely for payment of tuition fee. That's what I saw. That's why we need to get the original copy, no matter whether that is correct or it's one of the social media news. When we get it, if it is true that the law will be used solely for payment of tuition, and supposedly there's no tuition in the Federa University, we mean there's something that's not there. Wow. Well, I read a report that the Permanent Secretary, Federal Ministry of Education Andrew Adejo, disclosed that higher institutions cannot introduce tuition fees because they do not have that financial autonomy to do that. Is that correct? Correct. Please come again. That the Permanent Secretary, Federal Ministry of Education Andrew Adejo, he disclosed that higher institutions do not have the right to increase tuition fee because they do not have the financial autonomy to do that. Well, I've not got that. But until we see, like we said, we need to see a copy of the law. We need to see what's in the case, what are the indices, how much is the cap, the highest a student can get, and the lowest a student can get. We need to get one of them before we can really advance. We view it as a union of quality. We take this job collectively, not by individual work, not by me as a president. We take it collectively. So when we get it, we look at it and then come with our view on it. That's the size, but we have not got it. Okay. At least you've brought this angle that it's possible that whatever is on the social media may just be a copy that is not the true copy, a certified true copy. Yes, when you have that one, maybe the conversation will change because you will have more information to that regard. But you did say that if left for you, ASU, and the other people, stakeholders, alternative sources of funding universities should be sought for. What are some of these alternative sources that you think that the Nigerian University can be funded from? Thank you. In 2018, when we were meeting with government on how to implement the agreement in 2018, the committee was set up to look for alternative sources of funding education in Nigeria. And implementing our agreement with government, that committee will help a professor named Professor Musa Ligibri, and I will serve in the committee. I will come with the number of them. Some are being implemented today. For example, about this stamp duty, we talked about having support from the federal account, or first line charge, and we talked about these bank charges, these charges you have on stamp duty, and we came with the number of them. That if these ones are harvested, the weight it was harvested for the issue of tax fund, then we will absorb both of these programs. But good enough, if that thing in the social media on this bill is correct, there is also, guys, a good alternative to sourcing education. Funding education, which is one percent of all the money collected by IFIR or IS, collected by its customers from Minera and Waterview. If all these are harvested and put together and well managed, it will grow. It will grow, just the way that tax fund is growing. When you tell me federal university to the state university, what you see is tax fund. So if this one is where it is also, rather than using that as loan in a bank, let's put a technical team together. We assure this money goes to the Nigerian traditional system. So that is the first question. To ensure that it's well-funded, not loan. Because even in those countries, US is one of those who promoted this loan team before. But today, with the hashing, with the way those who took the loan are passing through the Bicorps period, the president, the big body, is paying back the loan or some of those who took those loans. To relieve them, you can check. It's there, it's there in the news. So to me, which way for where we can encourage Nigeria, encourage the children of the poor, who don't have access to good sort of fund, who are also not sure of getting an employment rate in Nigeria is that 3%. In America, it's 3.17%. So when we do student get the loan, get enough money, get a good job, and pay the loan within two years as stipulated in that thing as in the social media. So if that is the truth, it will be better to look for substantive sources. And if the federal government puts the consortia academia, put a strong thing together, just like we did it in 1994, that is a very tight fund, we will do to get alternative sources that will generate funds to fund Nigeria in the basic system. And they will not encourage these children of the very poor, who spend, like I said yesterday, in less than a bar of rice in the month. All right, I am particularly concerned that ASU is not part of this discussion. And highly alarmed that you have said that this inter-ministerial committee has been set up, which we have been told that ASU is part of, ASU has not been officially communicated. The meeting is supposed to be holding tomorrow. Today is Monday. What does this pretend for this particular discussion and bill? And indeed, the education system is set in this administration. And in answering that, is it that there are factions in ASU, because if ASU is there, and then you, as the president, has not been informed, do we take it that there are factions of ASU that might likely attend that meeting? There is no faction in ASU. We have one ASU, so leave it together. We are not berating. I don't think any ASU, nobody has berated, and our address is unknown. Does this have to do with the problem that's going on between the federal government and ASU, with regards to the strike that took place in, you know, last year? This may not be so. This may not be so. We have no single problem with them. We don't have any problem. If you watch out, the person who tried to see how the issue could have been resolved, during last administration, is the president chief of staff. Even the president also intervened, and there got many issues. If you watch it, the chief of staff called on to number 4, 5, the president, the chief of staff called on to several meetings to ensure that this issue are resolved. So they are aware. So I don't think we don't have any single problem with this president regime. And we are waiting patiently on how we can meet with them and discuss and resolve all the issues. So I don't think we have a problem. Maybe, but we don't know. We are still waiting. Okay. When you were talking about alternative measures to fund education in Nigeria, you used a word, well-managed. This money can be harvested. And if well-managed, in your opinion, what will constitute well-managed? Well, our own idea is that for issue to be well-managed in Nigeria, as you have seen, that they have to be accountable. Stakeholders have to be present in a body that will manage that fund like we did in need assessment fund. If you watch out, the need assessment fund was taken by the two Gulagunata regime from TETFON. One year TETFON was taken from Gulagunata era. And go to universities to go and look at what we have done with that one year from TETFON. Compared to what TETFON has done over the past 30-40 years, you will see the difference. Because in the need assessment fund, all the unions involved are part of how this money is spent at the university level at the federal level. And that's why you see. But at the TETFON today, it's opaque. So we believe that there is a need to have a team. If we agree based on negotiation, then the money will be better spent. And not what happened with 1972 loan or 1993 loan bank. Well, as it stands, the president has signed this bill into law. And they've set up this inter-ministerial committee. They're going on with this. How is Asi going to respond after tomorrow? As you want to say, that's what we're concerned about. We don't know whether we are on that team. So when we are written and we have access to the bill, our union, as a union, we meet, look at the bill and they make a proper response. For now, all we are discussing are just we're discussing because we don't have access. I don't know whether they also have access to the law. Okay. There is this need for funding education in Nigeria, especially tertiary institutions because of what you going by what you have been saying to fund education, to fund education, to fund the tertiary institutions, what really are these very, very crucial problems that if this administration wants to face education, maybe like the first three things that they need to do to put you on a good pedestal. Well, all this is also the public preview. You can go to any universities today. You see students hugging on window and taking lecture. Students sitting on bed floor and taking lecture. You have a laboratory where they used to as one simple, you have that equipment, that environment. You see students leaving 16 in one room and so forth and so on. So the infrastructure has decayed. The infrastructure is not growing with the rate at which the number of students were admitted that it is growing. So that's one of the critical problems in the system. And what we challenge this from all the government in the past that look, if you build the university of, you still have these students from outside this country. I pay T-shirt fee as Preto Ghana, Preto and also they will not be running away from this country. That is one, two, remuneration of the lecturers. That is also a critical issue. The university is universal. You should have that. Not at this point. It shouldn't be at this point. Well, it's unfortunate that we've lost the audio. We hope that he will return to talk to us on the issues that are bedeviling the university. Okay, go ahead sir. We do have that mixture of staff all over the world. You must pay comparatively remuneration to the lecturers. Such a way that you can attract people from outside. Let me tell you, in the past six months, we have lost not less than five to ten than professional lecturers from this country who have gone to other countries. Because today, a professor in Nigeria ain't less than $500 a month. Mewa is a good place between five to ten dollars outside the country a month. So that is it. So there have to be good remuneration for the lecturers, for the staff. There have to be infrastructure where we can do competitive research that even the industry will come to the university to do their analysis, to do their research that are going outside the country. So that the government also comes to the university to look for solutions. As we demonstrated during IPPIS and our UTAs, we demonstrated that we have to go abroad and pay heavily to companies on how we should pay salary. When we can do a better one in this country. From this IPPIS, we have paid so much money for in recent times, and what have you, are sure that we will be right that these people have gone outside the country. So we need the first tutorial of great men massive too. We need a better remuneration for the lecturers and three, we must stop this so-called what we call it, proliferation of universities in one day, we will start with 37 universities. The question I ask myself when I heard that who are the lecturers that go to lecture in those universities? We are not going to degrade the professor because by MUC standard you should have professors, senior lecturers and lower lecturers for you to have accreditation. So who are going to teach in it at the 37 universities? Most of our lecturers who are have left the country. So we have to stop this proliferation of universities. The same thing happens at the state level. Sustainable for five universities. Well you cannot fund one. So those are the things that we need to look at correct and then we move forward and become the general general of Africa that we call ourselves. So having students from Benin, from Togo, from Ghana from abroad, come to them and say where? That is the way to go. I will not be draining money as you are paying to other country. There used to be this migration to Nigeria to study. In those days people were coming to University of Ibadan and so many other universities in Nigeria. At what point did these tables turn? Where did we get it wrong that things began to deteriorate up to this level where our people find it easier to run away rather than stay? Because if the laws were there everything was there in those days and the conditions were good enough for people to come. Where did we get it wrong? We got it wrong when we started neglecting education. You can check our budgetary system in the south. During the era of Bafin Awolowom in south-west he was giving 30% of his budget to education. In the earlier part of the military he was giving between 10 and 50% to education. They started dropping. Last year it was 3.4.5. 4.5 you can check. Scale down. When we started giving very little attention to education and then these first such one in UI in those days people were coming from Saudi Arabia to attend UCH. They were coming because they have all the facilities they have the staff. The environment was good. But today what do you have? People didn't have headache and they run abroad because we have given a lot of that to go. Especially doctors who have framed with our money have left. All you have are those who are very patriotic inside and the younger ones who are just looking for money to move. The same thing with the academics. So what I am saying is let's go back to the old days and we pray that this government will give at least 50% like other Africa countries to education at 4.3. Because that is the key to all the sectors that you have in the country. And now the case you had with the federal government the industrial court has ruled that in favour of the federal government that no work no pay against ASU. How is ASU responding to this? You see you know with my surprise but I didn't impressed that you pick one issue and you have preferred I eat and leave the rest. If you have read that judgment I can send it to you if you want it. See that if the employer and the employee agree through negotiation to pay you can pay. That is what he said very clearly. You can look at it. We also talk about IGPIS being illegal to university but the president look at that. It was very clear that our strategy was illegal. The judge also said very well that we should not be punished for being on a legal action. So that is the thing but we just pick that. That is why we are privileged to have you here to give us this information first time. So what more information what next with from ASU with regards to this? What we will do we will meet we pray the new government to put it together we will meet look at all the issues out of court in the interests of the United States. Okay sometimes Yes go ahead that is also indicated in the judgment by the judge. Okay well this is a little bit away from that sometimes when people talk about the fact that universities or tertiary institutions need to be funded. If you are especially talking from the side of government they usually say that universities should generate their own income and not go cap in hand to the government and all that. What are the things that are hindering this university I know you have mentioned it but for emphasis what are the things that are hindering the universities from making so much money that they will be independent because right now we do not even understand the level of independence that the university system has. What we have is autonomy and autonomy is where defined by the Miscellaneous Act what it is. In detail the government will not be out of it they all can run the university disappointed by the president as visitor which is government counsel. To the university already generating money let me give you an example the running cost for unilater ABU, UNM what they get from government as running cost per month is about 50 million what this university first generation university get from running cost per month then by generator all of the running cost is just 50 million maybe by the cost of buying diesel alone in unilater we will not be let at 200 to 300 million a month so we will cater for the assets in the extract two where we were students where we were school, university beautiful students and all that so universities already generating a lot of money but they have a lot of industries and bureaucrats university is forced to pay 25% or big little money the collected from students here and there to federation account and all the ventures all that pressure university is not a continuity agency that will remit money to federation account we do not have money anywhere in the world so that is the system the cost is already being shared but we are saying that for the government try and do your own by giving at least 15% of the budget to education rather 4.5% as you have in 2022 that is it so when you said that universities you are also saying that in the best way that we can attract consultancies we can attract research grant knowing that you have a good laboratory have clearance from all the ministries and everywhere doing the most the majority for them using the principle of the triple helix relationship between the government the university and the industry that is what you have in the Asia that is what they are doing if government have any issue the state of the universities you better provide a program for the industries so when we get to that level this issue of funding will not be an issue if you can establish the relationship this triple helix relationship as the government at the top so that is what we have been preaching let's have this relationship you don't have to run to anywhere to look for any solution go to the university and get your brain brain and that is what the developed countries are doing if you have a problem go to the universities now brain drain and two we should ensure that in firstly we have the up to the standard you have in the world I am a soy chemist and there is something I work on mineral, mineralogy, that is looking at the type of mineral we have on our soil that would not have problems with our water quality, I work on it well any time I am doing analysis I think we learn the scientific and I am charged which we can develop this land on our own here there is no one that was working in Nigeria until recently Maru Muzahiyah in the university we were going to establish a country with no other one in this country I have to put the staff in to do my analysis is that right can we have a good appreciation of the level of damage that the brain drain is having on the university system today as you speak we just cannot sum it together I can tell you for the next time there is no university, standard university we don't see Nigeria later there is no country we go to today in the world we don't see Nigeria later when I was a student in my department in the state university we have lecturers from 5 different countries teaching in my department somebody from Poland, somebody from Sri Lanka somebody from Senegal, somebody from Ghana and Nigeria teaching in one department today we are going to look at 90% of lecturers in the university is from the state when the university is located I think that is our problem so we have learned so much you know there was a king and I will not mention his name he called me we are giving more age to America and Britain I say how is that possible Manu let me explain to you every year we lose our doctor we are going to have money we lose them in drugs they leave this country to those countries free of charge they will pay their effort to go and treat the student the patient is there taking care of the system that we lose thousands of lecturers to this Britain and America to go and teach after using our money to train them and I agree with him and that is what is happening but when we rectify our system most of these are lecturers we come back the good ones here will be retained and we can move there for now to come and teach in Nigeria universities and in this university university to our university system so are you comfortable with the level of autonomy that you have or what more can be put in place to make sure the autonomy that you are supposed to enjoy will translate to all these things that you are talking about how you can make your money and stand on your own and make the government even rely on the university system describe your level of autonomy right now your autonomy is already there the problem is implementation and your problem on the autonomy law as when explained by the judge the nondutch airport president that for example bring a IP to the university see later because the law stated who will pay the salary of academic staff and non-academic staff to the university is the government council but you are going to bring a student boy to be paying and today as I am speaking to you there are always so many of our police the foreigners who were managing to be here have left because the cost of adjustment of minimum wage more than 30% of our members have not been paid because if you have an issue in Sokoto you have to fly to the facility so that is one too you also have this equation today for a vice chancellor to appoint a professor the head of service will give a proof of that when you have that when the law is very clear on how to be recruited so today when you go to the university if you want to award a contract to build a toilet they say you must go to what do you call it to get a plumber to get a plumber so is that how the university is run but all that was not captured in the autonomy law right the autonomy law is very clear that the finances of the university will be managed by the finance and general proposed committee of council that is there what is great with the law has been so brutalized that the council has become just the council so you have autonomy but you do not have financial autonomy there is financial autonomy financial autonomy doesn't mean that you have to provide 100% the national assembly is autonomous is it not is it not autonomy where does the money come from do they generate their money the money comes from the financial account the judicial is autonomous is it not do they generate their money they want to come from the financial account because they have federal agencies just like the universities are federal agencies with a law that has been signed by the president that you have your autonomy based on XYZ condition it is not the federal government just like the national assembly before the government the government so we will talk about how you generate your autonomy the law will be very clear on how you run the university implemented its problem there is so university in the world where you have university generated that money where you go to the university who are looking at how much the state put in as 8 to the students as 8 to the universities so when you go to Germany everything is free you can check free education in Germany in Netherlands in Sweden they will pay the parents to put your side in the school issues many we now understand why the jacoa syndrome is getting out of hand now everybody wants to move they are working everywhere else it is such a shame we apologize that we have to digress from the student loan and now talking about ASU and the university system itself it became inevitable because it is interwoven it became inevitable because it is interwoven so what next is the question what next so maybe we throw that to you professor in closing what next what net is very clear and for some of us we have belief in this present leadership as well as the president where we strike the other issues where they try to intervene even the president try to intervene so they know the issues and we believe they also believe in education so our own idea that we expect us to meet with them set up a technical committee that will look at all the issues and for all restore the dignity of Nigeria university system once and for all so this so called jacoa syndrome last year within the first six months and last year this country pay 600 million euro to retain as tuition fee if we put that in the system we absorb all the problems so less and I believe this government will do that they will meet with us as patriotic Nigeria and resolve the issue of Nigeria university not just Nigeria university but college education so the government will revamp them but we will revamp these three levels of education because they are mutually related it's just unfortunate that is this presence chief of staff that brought the bill that has been sent into law about this tuition fee that we are talking about that student loans that we are talking about and it has been signed by this president but it's good that you have so much confidence that they love education I just seem not to be able to marry the two that the person who brought this law we are kicking against now is the person that will have solutions to our educational system I don't know what gave you the confidence like I also said we need to see the real law two if you have people with open mind if you have passed a law you can amend the law if you have people with open mind and you have made you enacted a law and signed and you found out there are issues with it you can amend it that's where you have national assembly that was passed by the last regime night assembly we are in the church assembly okay I think this is where we would like to thank you so much thank you you too well in case you are just joining us the program is the breakfast and we are glad that you are there but this thing we have been talking about these are some of the provisions in this law we are talking about in this law in item 14 applicants must have secured admission into any Nigerian tertiary institution or vocational school established by federal government or state government and you must be less than 500,000 naira per annum before you can access this loan applicants must provide at least two guarantors and each guarantor shall be one, a civil servant of at least level 12 in service a lawyer with at least 10 years post call experience a judicial officer or a justice of peace and you can be disqualified if you are proven to have defaulted on a loan given by any organization non guilty of examinal practice by any school authority convicted of any felony or any offence involving dishonesty or fraud you have been convicted of drug offences or any of your parents as defaulted on a student or any other loan these are just some of the provisions of that law but like professor Shedekke said it is possible that these unsigned ones we are seeing might not just be the authentic one if ASU gets a copy we are sure that we also are going to get a certified true copy that will have the signature of whoever should sign it and then we can talk with more authority and maybe tomorrow because ASU the federal government announced last week the setting up of this inter-ministerial committee and that ministerial committee is going to be meeting tomorrow on Tuesday so I imagine that more like to be thrown into this they have been set up to fine tune the student loan bill that was recently signed by president Bola Tinibu well we will just take a short break and when we return we will be going to other issues stay with us stay with us