Let's start looking at the anatomy. When we look at the anatomy, axial images, let's quickly over the maybe next five minutes look at the anatomy. This is the acromioclavicular joint, always make sure you are covering it in the uppermost sections. This is the section where you may see an osacromial and accessory bone. Do not identify that before the age of 25 years because that's normal ossification that has not fused. Later you can call it an osacromial. Usually asymptomatic can be marrow edema or stress edema adjoining it may lead to impingement but most of the times asymptomatic. Look at this joint space here. As you go inferiorly, look at the supraspinatus muscle bulk, look at the supraspinatus tendon. So it fans out and has a wide insertion on the greater tuberosity. Further inferiorly now I can start seeing the long head of bicep tendon originating from the superior glenoid and coursing in its intraarticular segment. The spine of scapula always make sure you are looking at the anterior and the posterior deltoid muscles because there could be changes there which can be causing symptoms. Next section I can start seeing the superior labrum now. This is the infraspinatus insertion. So the infraspinatus insertion to the greater tuberosity. Further lower down now we can see the anterior superior labrum as a dark, triangular, well-defined structure. For posterior superior labrum please be careful because of the curvature. You can get artificial signals so make sure you look at it on other sequences. This here is the spinal glenoid notch between the spine of scapula and the glenoid. And these are the branches of the supraspinatus nerve here and with the surrounding vessels. So make sure you are looking at this area. Any labral tear here can have a parallel cyst which can extend here and cause compression of the nerve here leading to denervation. This here is the infraspinatus tendon and now you start seeing the subscapularis tendon. Coracoid presses make sure you are looking at it, make sure you look at this distance. Even if you do not measure it every time, make sure that you have an idea as to it not being very narrow. Now you can see the bulk of the subscapularis muscle. You can see the subscapularis tendon insertion and you can also see the bicep tendon in the bicepital groove. Anytime there is bicep tendon dislocation, it is not in the groove. Look at subscapularis. Usually there would be a tear associated. I can still see the spinal glenoid notch, the anterior labrum, the posterior labrum, the articular cartilages seen well and now you can start seeing the teres minor insertion. Further inferiorly, I can identify the labrum well, subscapularis insertion and here is the bicep tendon in the groove. So it should be externally rotated like this or max it could be neutral but you do not want the bicep to do lying here in an internally rotated position scanning the patient because then these structures get all bunched up. Further inferiorly, you can see the anterior inferior capsule. So the capsule itself is thickened and the anterior and posterior inferior portions are known as the inferior glenovumeral ligament bands anterior bad posterior band. So look at this area, look at the bicep tendon also look at the pectoralis major and minor in this area. Sometimes you could have pathology in that. Let us begin looking at the coronal images. Most posterior section you have the infraspinatus tendon inserting to the greater tuberosity. This is the teres minor muscle and this is the infraspinatus muscle. As you come further anteriorly, you can now start seeing the supraspinatus muscle. On coronal, you cannot make out where supraspinatus is beginning and infraspinatus, supraspinatus is ending and infraspinatus is beginning. We see that on the sagittarius. Look at this area for any bony spur along the acromia. This is the inferior glenovumeral ligament. It is the inferior capsule itself which is thickened and that is called as inferior glenovumeral. This is the posterior labrum and this is the spinal glenoid notch that we already spoke about. This is quadrilateral space where the axillary nerves are coarsing. Further anteriorly, I can see the supraspinatus tendon well. This area is the footprint where it attaches to the tuberosity and a centimeter proximal is the critical zone. You can see again look for any spur here, look for any acromio-clavicular joint or osteoarthrosis. This is again the spinal glenoid notch. This is the axillary nerve. So you can have an inferior labral tear and a paralabral cyst coming here compressing this. Now as you come further anteriorly, so this is the plane where you look for the superior labrum and the inferior labrum on the coronal images and now I can start seeing the long head of biceps arising from just above the superior labrum. Further anteriorly and this is also a section where I like to look at the muscle bulk. Is there any atrophy? Now I can see the superior labrum, inferior labrum, the anterior band of the IgHL. This is called the axillary recess and then the anterior and the posterior band. And now in this section I also want to trace the long head of biceps, intraticular portion as it crosses the pulley in the bicepital groove and then the inferior to the bicepital groove. So this is the long head of biceps tendon. I want to look at that. More anteriorly I see the subscapularis muscle and you can see how it's a multi-penet muscle and you have multiple tendon-like appearance which insert onto a wide insertion on the lesser tuberosity. This is the rotator interval which is fat containing and has the coracohumeral ligament that I can see in here. Normally it should have fat within it. This is the multiple fibres of the subscapularis tendon. Look at them on axial as well as on sagittal. Coming to the sagittal images, we can see the supraspinatus muscle. Look at its bulk, any atrophy. This is the infraspinatus muscle. This is the teresminar muscle and this is the subscap muscle. So look at any atrophy. This is a good section to look for the normal pair-like appearance of the glenoid. So if you look at the AP diameter superiorly should be lesser than the AP diameter inferior. So this little bulge out here is what is normal. As I come further laterally, this is the rotator interval area. This is coracohumeral ligament. This is coracohumeral ligament. So it's very important that you take non-fat sat sequences. Yes, you need fat sat to look for marrow edema, to look for fluid, to look for teres.  And as I come further, this here is the biceps origin from the superior glenoid tubercle. I can still see the coracohumeral ligament. This is the biceps tendon. This is the superior gleno-humeral ligament. So the gleno-humeral ligaments are really thickenings of the capsule itself. This is the subscap again. This is the infraspinatus supraspinatus teresminar. This is the posterior band and this is the anterior band of the IgHM. This is the auxiliary recess area. Look at the acromioclavicular joint in this section. Look at the under surface of the acromion on this section, little away from the joint. Now start looking at the tendon. This is the biceps tendon. This is the coracohumeral ligament. This is the superior gleno-humeral ligament anterior to it. This is the coracoacromial ligament. So fat will outline these structures very well. When you have fax fat, you only see edema. You don't see these individual structures. Look at the subscapularis tendon. Remember rotator cuff tendons have a wide insertion. So it's not like one point and they interdigitate with each other also. Again, I can see the biceps tendon. I can see the pulley. This is the CHL, coracoacromial ligament and this is the SGH. So it's forming a pulley. This is the subscap tendon. All of this is the supraspinatus. All of this is the infraspinatus. Further, you can see the same anatomy well and now I can tell that this is the demarcation point between supran infraspinatus tendon. There is interdigitating of fibres in this location. All of this is subscap. So anterior most supraspinatus, superior most subscapularis, you'll see well on the sagittal images. On coronal and axial, you may get confused. So keep them together and look at it. Long head of biceps tendon, coraco-humeral ligament, superior gleno-humeral ligament forming the pulley. More laterally, you can see this is the subscap insertion now. This is the supraspinatus insertion and this here is the infraspinatus insertion. This is the long head of biceps tendon here. So look carefully at this area. You can have anterior most supraspinatus stairs that you may miss on coracoacromia. You may not be seeing it carefully and trace it all the way up to its insertion. This much is supraspinatus. This much is infraspinatus. Trace it from medially and this would be the biceps tendon here. Look at the deltoid on these sections.


What's happening? It's Shane here. So you know what time it is, baby It's tier list time and this one is gonna be all about the best bank accounts Now up to a few years ago, your banking options were extremely limited You pretty much just had to choose whatever local options were available to you and all the banks had these hidden fees and overdraft fees And transfer fees and all these different things where they would just nickel and dime you for every single cent Oh, I see you didn't use your account last month. Let's charge you a $15 in activity fee Or oh, I see that your balance went below $100. Let's go ahead and charge you a $10 fee for that Like why the heck would they charge somebody for not having very much money in their bank account? That's like kicking a man when he's down But anyways, this video is going to be about the best bank accounts that are available out there But before we start the video, you know the drill Automatically smash the like button in order to defeat the evil YouTube algorithm. It's just a thing that people do on my videos Okay, I'm not gonna come up with an excuse this time first one on the list. Let's jump right in with number one I'm not gonna explain too much about these but the first one is going to be Ally Bank Ally Bank is an online bank and the great thing about online banking is they don't have a lot of the Traditional costs that a brick-and-mortar banking system would have and so they're able to basically take all of that money That they save by not having physical locations and pass those savings on to the customers And because of that their costs are ridiculously low You're probably not gonna get any random fees on your bank account and on top of that they have really good interest rates Now I'm not gonna go over the interest rates in this video Just because of the fact that we're in the middle of a pandemic right now and a lot of the banks have lowered them But historically Ally Bank has had some of the best interest rates out there They've pretty much always been competitive with everyone else on the market once in a while You will see savings accounts out there that give a better interest rate than the Ally Bank savings account But a lot of the time it's just a marketing scheme and a few months later They drop their interest rate down to below what Ally Bank offers Ally Bank on the other hand has Consistently had a very good interest rate and because of that They're kind of one of those companies that I trust quite a bit in the space anyways Ally Bank is S tier I really like them a lot. I'm kind of going in alphabetical order here But I'm probably messed it up a little bit next one on the list is going to be Alliant credit union now a credit union is very similar to a bank But instead of being a for-profit organization, they're generally going to be nonprofit And then on top of that the people who actually bank with the credit unions technically own a part of the union Now for a bunch of complicated reasons that I'm not going to get into Credit unions are able to give people better savings rates Usually they give a lot better customer service and overall the experience at a credit union is almost always going to be better Than the experience that you have at a brick-and-mortar bank Now Alliant takes this a step further because they are an online credit union Now one of the weaknesses when you're talking about credit unions is the fact that they're usually only local branches And so you might not have access to a bank account if you go to another state for instance And you might think that you're not going to have access to an ATM either So you wouldn't be able to access your money at all but you would be dead wrong when it comes to Alliant credit union. They actually have over 80,000 free ATMs Which is the best on the entire list.  It would be nice to be able to go to a bank where the people actually know who you are So out of the brick-and-mortar banks, this is one of the better options But overall on this list, I'm going to have to put this one in c tier Next one on the list is going to be city bank And I was really disappointed by this one because they have one of the best credit cards out there in the city double cash card And so I was hoping that they would also have really good service when it comes to bank accounts And unfortunately, I was extremely disappointed. The interest rates they offer on their accounts are some of the worst that I've seen There's a bunch of monthly fees like I was reading a review about it And somebody said that their account went above a certain amount and so they charged them even more And I just really hate it when I see that like why would a bank charge a person for not having enough money? This person already doesn't have very much money. Why would you charge them even more? That is just not good customer service. And when I see stuff like that, it honestly makes me not trust the company So overall, I'm going to have to put this one into f tier next one on the list is going to be Charles Schwab and this one is especially good if you're somebody that does a lot of traveling And specifically it's really good if you do a lot of international traveling And the reason for this is you can pay for stuff and take money out of atms pretty much anywhere in the world And even if the atm charges you a fee, if you use your Charles Schwab card, they will reimburse you I've heard over and over again from people who do a lot of traveling The Charles Schwab is the way to go and on top of that it seems like everywhere I look they offer really good service to their customers It seems like this is one of those companies that is really focusing on giving the best possible service And so I don't know what else to say Charles Schwab bank account is definitely s tier Next one on the list is going to be capital one 360 So this is another example of a credit card company that's trying to get into the online banking game And they're doing a pretty good job of it overall. First of all, they have about 38,000 atms that you can access for free They have a high interest savings account that historically has offered some of the best interest rates around and reportedly This is one of the only online bank checking accounts that allows you to actually deposit cash Into your checking account from an atm a lot of the other online checking accounts You actually have to wire the money into it And so this is pretty cool because it saves you a lot of time overall I really liked this one and i'm going to have to put it into a tier next one on the list is going to be CIT bank now for the longest time they had some of the best interest rates on their savings accounts I almost actually opened up a savings account with them And it seems like they do consistently have some of the best savings account interest rates So they're not one of those companies that offers a promotional thing where the interest rate is just ridiculous And then a few months later, they drop it down to below industry average You actually see that a lot in the banking industry and it's honestly kind of annoying whenever I see a company Do something like that I think that I've been tricked I think it's kind of just a marketing ploy and I kind of lose trust for that company Now this one just offers the saving account They don't actually offer a checking account But I think CIT bank is really good if you're considering going with a bank where you just want to use it as an emergency fund For instance, I'm going to go ahead and put CIT in a tier chase bank is going to be next on the list And this is going to be one of the biggest banks in the us And this one is going to be for you if you want a bank where they're going to have a physical branch Basically, no matter where you travel in the united states If that's something that is very important to you to always have a brick and mortar place that you can go No matter where you're traveling then chase bank might be one that you can consider They have over 5100 branches and 16,000 atms Now, of course, they're going to have the same problems that other brick and mortar banks have Their interest rates aren't going to be as good and they're probably going to hit you with stupid random fees But overall out of the brick and mortar banks. This is one of the best options on the list I'm going to go ahead and put chase bank into b tier status Next one on the list is going to be discover bank And this is another example of a credit card company getting into the online banking industry And they're doing it really really well. They have access to over 60,000 free atms for one They also have a high interest savings account that is consistently competitive with all of the others in the industry They're also known for having really good customer service their apps and their online banking is really easy to use And I have to admit this one had some of the best reviews online It seemed like it's one of those banks that just works. So overall, I'm going to go ahead and put this one into a tier Next one on the list is going to be fidelity cash management. Now technically this is not a bank account It's technically a money market account But it acts just like a bank account for the most part So that money that you put into it is technically being invested But you can take a small amount of that out for day-to-day purchases if you want And if at any point you want to take it all out, you know, you're using it basically like a savings account You can do that as well And I've done a ton of research on all these companies and fidelity Consistently makes it at the top of the list no matter whether you're looking at credit cards bank accounts investment accounts, etc It's clear to me that this is a company that truly does want to provide the most value to their customers I think they're playing the long game They want to give their customers the best experience and they have that long-term vision in mind Whereas a lot of the other companies will do gimmicky little sales tactics like, you know Doing a promotion where they get you to sign up for their bank account and then they drop the interest rate right afterwards It seems like fidelity has consistently been one of the best in every single area for a long amount of time And you're also seeing them making moves to combine all of the different things the credit card the bank account the investment account And the cool thing about that is a lot of the fees that you would have to pay if you had multiple different bank accounts And multiple different investing accounts are probably going to be waived if you just have them all with one company And the user experience in general is going to be a lot better and you're going to be less likely to be hacked And just on and on there's so many different reasons why it would be awesome If you could have all of your services with one company And I really think that they've just shown that their main goal is to just delight their customers And I love seeing companies like that now it is a money market account But technically they're kind of like partnered up with different banks and they are fdic insured up to $250,000 all of the banks on this list are fdic insured up to $50,000 at least whenever you're considering a bank account You need to make sure that it's fdic insured just in case like the company shuts down or something along those lines You'll still be able to get your money back. So yeah fidelity seems to be killing it no matter where you look This one is going to go into a tier status next one on the list is going to be marcus by goldman sacks Now this is another one that is not the best but it's pretty good And I think they're heading in the right direction for this one, you know, no matter where you look It's really good. You know, they've got excellent customer service. They've got really good, you know, high interest savings accounts They are trying to integrate a lot of different things kind of like fidelity But there's just one thing that they don't have which is super annoying and that is last time I checked at least They don't have an app. Are you kidding me, man? This is 2020 and you don't have a mobile app for your freaking online banking account If it wasn't for that I might consider putting them into s tier But because of that they are going into low a tier next one on the list is going to be PNC bank And this is another one where if you look up their reviews online, they do have a really good reputation They're very competitive when it comes to interest rates and fees like a lot of the others on the list They also have some of the best customer service around overall There's just one really big problem with PNC bank and that is they only offer their services in select states So if you don't live in one of those states, you can't really use it And to me that's kind of a deal breaker because I want to be able to use my bank no matter what state I live in Or if I decide to move somewhere else and so for that reason I am going to have to put this one in b tier Next one on the list is going to be usaa So this is one that has over 60,000 free atms, which is really good That's one of the highest on the list now in order to get account with usaa You have to either be a military member or have someone in your immediate family that is a military member and overall I've heard they have excellent excellent service Although they don't have that many brick and mortar locations. It kind of depends on where you live How many locations they have So if they do have a lot of locations in the place you live and you do have a family member that's in the service Or you have served then this one might be one that you want to consider Especially if you're somebody who wants to have a brick and mortar bank that you can go to But overall for the average person that probably doesn't apply And so this one is also going to go into b tier next one on the list is going to be us bank And in doing research on this one, they consistently scored really low on a lot of the rating sites They are a brick and mortar bank So if that's something you're looking for and they have a lot of locations in the city that you live Maybe you'd want to look into this one But even out of the brick and mortar banks, this one doesn't score very well Interest rates you get on accounts aren't that great.  Overall, this is a mediocre choice at best I'm going to have to go ahead and put this one into d tier wealth front is going to be next on the list And this is a company that has a very interesting business model now up to very recently This was one of my favorite companies technically This is a robo advisor that does have an option for you to have a savings account Which is technically a money market account, but it acts just like a savings account They also offer money management and retirement planning and a bunch of other things and that's why I really like this app I'm not going to really get into the details, but I truly did enjoy using this app But the reason they aren't higher on this list is the fact that they advertised a 2.57 percent interest rate Which got me to put money into their savings account and then when this whole pandemic thing happened They dropped that down to 0.35 percent 2.57 percent was incredible That was the best I've ever seen and for a long time. It was awesome I was really loving using their service But then after this whole pandemic thing happened a lot of the different banks did drop their interest rates But wealth front really dropped their interest rates extremely low And I think the reason is because they are a money market account Now I'm going to wait until after this whole pandemic thing is over and see if they rebound and they continue giving that really good service I'm hoping this is just a temporary thing and it doesn't last very long But I am extremely disappointed with the fact that they did this it seems to me like it was almost a marketing scheme I'm giving them a little bit of a pass just because there's some crazy stuff going on in the world right now But I really don't like when companies do this and so for that reason I'm going to go ahead and put them into B tier wealth fargo is going to be next on the list and this is another one That's an extremely common bank account tons of brick and mortar locations everywhere around the country and some of the places I've lived it seems like wealth fargo is like the starbucks of banks It's almost like there's one on every single corner now Welles Fargo is a perfect example of brick and mortar banks that charge you really stupid fees So for instance, I had a business checking account with Wells Fargo and it went under 7500 and for some reason they decided to charge me a $15 fee because my business checking account went under 7500 It was so dumb. I I was I was like really annoyed with them and uh, yeah This is why a lot of people don't use brick and mortar bank accounts anymore This is also another bank account that has pretty low ratings when you look on the different sites Now they do have 5500 branches and 13 000 atms across the country and that's good But it's honestly not great compared to some of the other brick and mortar banks I also noticed that they would charge me like two dollar and fifty cents atm fees when I would use one That's outside of their network and then they wouldn't refund me on those Yeah, this is a perfect example of you know brick and mortar banks that will nickel and dime you This one is going to go into D tier The next one on the list is going to be your local credit union And this could be any number of thousands of credit unions across the nation If you're somebody who has to have a brick and mortar bank, I really recommend looking into credit unions Now aside from all the things I mentioned before really good customer service, you know, really good interest rates They don't charge you a bunch of stupid fees They're able to pass along some of the savings to you because of the fact that they aren't subjected to A lot of the same rules as bank accounts One big thing you want to do is you want to make sure that your credit union is a part of a credit union network The reason for this is because you'll be able to access a bunch of atms in other parts of the country As long as your credit union is part of their network Now you can find the best credit union for you by going to a smarter choice.org And then just basically typing in your zip code and it'll tell you what your options are But credit unions are going to go into s tier now when you're doing research on bank accounts There's a few resources that I would recommend for you. First of all, you can look at bankrates.com to see which banks are offering Some of the best options when it comes to savings accounts and all that sort of thing These are fluctuating a lot right now, but I know there's a lot of savings accounts that are still offering You know somewhere around 1.3 percent to 1.7 percent It used to be that they were offering well over 2 percent But right now since this pandemic is happening that's definitely gone down a little bit The second one that I recommend is looking at consumerreports.com and they're basically going to rank different banks Excellent very good or good in terms of their fees and their costs and how much interest they give you etc But you kind of don't want to go with the one that currently has the best interest rates because like I said before They could just give you a good interest rate and then pull out the rug from under you a few months later To me, I think it's a much better idea to just go with the one that has a good Long-term track record of giving their customers good service and giving you good interest rates Go ahead and check out my videos right here. I made them just for you Smash the like button hit the subscribe button ring the notification bell and then comment down below Any ideas that you have on the video or any thoughts comments criticisms. Let me know your experiences with different banks Thank you so much for watching and bye for now


Testing, testing. Can everybody hear me? Melissa, we're going to get started here in a couple of minutes. Just let me make sure you can hear me. And seeing the PowerPoint slide. Is it good, Kathy? Great. I was just looking at some gaps. Everybody who stays to the end tonight, I'm going to tell you my top gap pick for tomorrow. I didn't rate it yet, but it is a goodie. We'll look at it when we're done here today. You stay to the end. We're going to look at it. It's a good one. All right, I'll be right back. We have the last book. And the Amateur Show. You join us. Oh, and it's here on Java. We do thank you, Sean. But one of you fill up. The alpha dog. And other than being online. And you see if I can round up to the profession section here. Drummers, drummers. you the trumpets. And then with that, ladies and gentlemen, it is exactly 530 Eastern time here in the Boston area. Please put your hands together and welcome our host and presenter for today from the Stock Swoosh. Please welcome this, Melissa Armo. Thank you. Thank you so much, Kevin. Welcome. Welcome, everyone. My name is Melissa Armo and I own a company called the Stock Swoosh LLC. And welcome to this webinar today. We're going to talk about gaps. This is my favorite topic in the world because I trade gaps. And it's going to be a very informative webinar for those of you who are interested in gaps or who are interested at all in trading the market and need a strategy. So we're going to go through the presentation today, go through the teaching, and then at the end we can look at some live gaps that are happening right now, post market. So if you want to stay at the end, we can look at them. I can bring my charts up. There's a great gap that's happening tonight and we can review it at the end of the presentation today live. So welcome. How to effectively and efficiently trade gaps. That is the topic for this evening. And again, I own a company called the Stock Swoosh. If you'd like more information, you can just email me at Melissa at thestockswoosh.com and feel free to go like me on Twitter, Facebook, YouTube, and I have a ton of videos on YouTube. And add me to any one of your pages on LinkedIn, Pinterest, or Skype. So let's talk today about trading and how to be successful as a trader. Finding success in trading is really about finding the right path. Trading is one of these things that just going down one road is really not necessarily going to get you to the right destination. You could veer off course if you choose to trade in the market without having a proper plan of action or strategy. It really is about finding the right path if you want to find success. True, some people get lucky and they find the right strategy out of the gate as soon as they ever enter into the market. I think that's rare. I think most people dabble in different strategies and different genres until they find something that they really like that they grab on to. And for me, it's been gaps. And it's really been gaps since the beginning for me. I was lucky. I learned a lot of different things at the beginning, but only for a short time. I very, very quickly fell in love with gaps. And I'm going to explain the reason for that today. So in the market, the right path or the right road really means the right strategy. What you choose to do when you press your buttons with the computer to enter your trades. It's the strategy that's going to set you in the right direction. So what is a strategy? For those of you that don't know and some of you do, it's a business plan. This is a business plan trading successfully as a career or even part time requires a plan. It's like you wouldn't run out and open up a business without having any plan. How are you going to get clients? Where's the revenue going to come from? What are you going to get up and do every day? That's what a business plan is. You have to have it all mapped out ahead of time and it's no different than trading in the market. I think people don't realize that when they set out to trade in the market, but I'm saying right now, this is just vital, vital to your success and productivity. So what I focus on is gaps. That is a strategy. That is my business plan. What is a gap? Well, for those of you that don't know, it is something that happens in the market every day all over the place and a stock gaps. When the opening price today, okay, like at the close at four o'clock, it's different from the closing price of the previous day's trading. So for example, tomorrow morning when I get up at 9.30 and the market opens, there'll be stocks that are gapping that closed at a different price from today at 4pm. And that's it. That's really what a gap is. It's really that simple. A gap is a break in the price action from one day to the next. So for example, a stock like Microsoft, this is a gap that happened in the last month. Microsoft closed up here the night before. This is a bearish bar that happened. He closed here at approximately 3550. This is a four o'clock Eastern time when the market closes. Then in the next morning, Microsoft gapped. It's a break. This is a break. There's a space here from here to here where it closed at four o'clock at 3550. And the next day opened down here at approximately 3240-ish, like right under 3250. So there's a big difference. It's approximately a $3 gap. It's a break. It's a break from price action from the day before to the morning. That's it. That's all that it is. And this is a strategy, playing this move here when it happens on the day of the gap. So how do you pick which gap to trade? And how many gaps are there in a day? Hundreds, thousands, hundreds and hundreds of thousands a million. Okay? In fact, almost everything gaps every day. Now, does that mean everything that gaps is tradable? No. Okay? Something could close the night before at $30 and open the next day at $30.10. That may not be a gap that I consider rating or trading. Okay? So it has to be a consequential gap or a gap that needs certain requirements. But the reality is that almost everything gaps every day. It's very rare that something closes at $30.02 tonight and would open tomorrow morning at $30.02. That's very rare. So you really need a proven system to find the best gap. Why? Because there's so many. There's so many. Even if you picked a scanner and bought a scanner to look for the gaps, there's just tons, tons and tons and tons and tons and tons. So what I teach is a way to find these gaps. And I call it the Golden Gap System. It is a 26-point professional bearish gap rating system. And the purpose of this system is to help you evaluate which gap to trade each morning using a checklist. And this is essentially my trading plan. This is it. This is I made this for myself and then I decided to teach it to people. So this is my business plan for my trading. I get up in the morning and I rate gaps using a checklist. So why would you maybe want to learn this system or checklist? Why? Just for the reason I just said. Because there are so many stocks each day that gap. So using a system is vital and significant to your trading success. I can't tell you how important it is to have a certain plan of action. When you start trading in the market and putting up your own money and risking it to trade, if you don't have a plan of something you're supposed to do, you're still going to start getting too focused on the money and obsessed about it. Are you up? You're down.  You're down. You're in something. You've got to have a plan. That way, it's so much less stressful when you choose to make a trade and you're not concerned about the money. You're concerned about what you're doing in the trade and the knowledge of the focus of the strategy. And the plan, the business plan. So having a detailed way to find which stock to trade will make it easier. I'm telling you it makes it so much easier, so less stressful in the morning to choose what to do. It makes it easier for you to make money and therefore then to achieve success. So the checklist tells you which direction to take the trade. Direction is important in trading. Again, you can't make money going down the wrong roads. You can only make money trading going in the correct direction of the road. If you're caught going the opposite direction, you may end up falling off a ditch. You've got to go in the right direction. So the 26-point checklist tells you what to look for. You go through the checklist, boop, boop, boop. You mark everything off and follow the plan. And here's a clip of Facebook. What's so great about gaps is gaps tell you the right direction if you know how to read the price. So for example with Facebook, I knew how to read the price in Facebook that I knew that the gap that happened back here, this was the end of July in Facebook, was a bullish gap that was a good gap that was a buy. Even though Facebook closed the night before here, under $27, it was like 26 something and gapped up way, way up here the next day. Almost an $8 gap up, you would think some people would think that it's going to fall into itself, but that's not the case. The price told me when I read the chart that this was a buy and that Facebook was moving forward, moving higher, and was going to break out to all time highs this year. And it is heading to do that. Even though it's just pulled in for one or two days, it's still heading higher. So what told me this and how am I figuring all this out? The next target's everything because of this, because of the gap, because of what this happened, what this did here the day that it did it. And it was on earnings by the way as well. Gaps can happen for many, many different reasons. News related gaps, earnings gaps, downgrades, upgrades, sector gaps. There's lots of reasons something gaps. There's not just one reason. So the philosophy behind the 26 points is really to find stocks to trade that have number one, a high probability of directional bias for the entire day, meaning it would trade red all day for shorting or green all day for buying, big moves in the day, and a big move to me means a dollar at least or more. A dollar is a good move in something and some stocks you want even more than a dollar. Early confirmation of my bias, meaning I know right of ways in the beginning of the morning between 9.30 and 10.00 a.m., if the stock's going to work, if the gap's going to work, and not only do I know, I mean the trade. If I'm not in the train by 10.00 a.m., it's a bust. It's not going to work. I'm not going to do it. It's not going to set up right. I'm just not going to flat out do it. In fact, if you go look at 15-minute bars, the first 15-minute bar of a charts, you can do this, you can do this a lot actually, on gaps and look at the daily chart. There's so many that look exactly the same. In fact, new one is one from today. The first 15-minute bar of new one today was a gap down that failed. It looks exactly like the same as the daily bar. So right of ways I can tell something's going to work and I can tell something's not going to work. So I either do it or not depending on what it sets up right of ways in the beginning of the day. So I get the early confirmation. I'll have to waste my time on something that isn't going to work and I can play something and go hog wild and something that I like. So precise entries with follow-through and a good risk to reward is another reason that I made the system as well. So remember, success requires preparation. Like this guy here, he's fully prepared to take his lichens if he wants to get the cheese. He has a helmet on and this is going to protect him when this tries to come down and get him when he goes to grab the cheese. He doesn't really have any choice because there isn't any food around. It's winter and it's pretty bare here. So if he doesn't go get this cheese, he's going to starve. What's he going to do? Prepare himself. Prepare himself for success to grab the piece of cheese and protect himself from getting killed with this guy. He's not going to get stuck in the trap. The helmet's going to help him. He's going to grab the cheese and go. So he is prepared.  Just like the 26 points. Anything you want to do requires a plan of action to do and for mine it's a checklist that I write down every day and checklist work. It's like if you have a list of jobs or chores or things to do or things you want to do around the house. They help you. They help you get organized sticky notes. Having a checklist keeps you organized and focused. Having a checklist forces you to look at what you should be doing at on a chart in a stock to make the correct decision instead of focusing on the money. There's too much focus on the money. You're not going to make the right choice. I know that sounds like an antithesis but that's the way to be successful. Having a checklist helps assist you with directional bias which you've got to get right to make money and having a checklist keeps you in track to reach your goals. So a checklist is a plan of action. You've got to have it. Everyone that puts money into the market should have a plan of action and a checklist and if you don't it's not a good idea to trade. So why did the 26 points work? Well the point-raining system works because it is such a detailed analysis of the price action. This is the whole way that I trade. It also works because everything that is being looked at in each point uses a daily chart of the stock. Now why is it significant? Because a daily chart of a stock is the most powerful and real indication as to the trend in a stock for any trader of any kind. The price reading on the daily chart tells you everything you need to know about who is controlling the stock and in what direction and you want to be with who is controlling that. I call it the power of money but you've got to be with the power of money if you want to make money that's what creates momentum. You've got to get the direction right and you've got to be with the power of money and you ride the coattails of that money to get paid as an individual, as one person, or even as a group of small people. You must get the direction right in the daily chart if you want to make money trading. I know people do things in the opposite direction all the time. Does it make it right? No. Lots of times people take trades in the opposite direction of the trend. They may make money one day and lose money four days in a row after that. It's not the right thing to do. The idea of the trend as your friend is a motto that I did not create but it is certainly on point. So remember, a checklist is effective to bank results and the way to do that consistently is to trade with the trend. And it also saves you time. You can be more efficient in the morning. So efficiency counts. How much effort and how much time are you putting into your trading each day and how much money do you have to show for that effort? If you're prepared to have a checklist, you can be done in 60 minutes. If you have no idea what you're doing, you're getting up in the morning, you're rolling out of bed, you're searching, searching, searching, scanning. It's 10.15. You've barely found two things to do. You're not sure if they're right or not. You take them, one fails, one works.  Trading efficiently helps you get better results in less time and less work and more money. And less stress. And less stress and better results. And when you are less stressed when you trade, again, I know this sounds like an antithesis, but when you're less stressed when you trade, your results will be better. They will be better. You will be more relaxed. You will let things go to target. You will do the right things. You will make the right choices. Gaps are done in the AM, early in the morning, and have great momentum results. So here's an example of momentum. This was a gap back in July. And look, this gap, this first day here, this was July 2nd.  And even the third day. So from the first day of this gap in line, first of all, every day had great momentum. So here was the first day here. And it dropped down $3. The second day, it dropped down $5. And the extension on the third day into this gap was over $4, almost $5. So in three days, here's a power of the gap and momentum. This is under $30. It lost $10 in value. So the stock lost 30% of the stock price from the day that it gapped to here. So here was the night before. The night before the stock closed here at 33-something. Got up in the morning, the stock is gapping. It's gapping under $30. There was a bearish play here, a bearish play here, and this is a bearish play too. The stock just fell off a cliff. And this is what I mean by momentum. And this is the very thing that you're getting up and trying to rate and look for every day to play because there's lots of money to be made here. And you look at this chart and you say who is controlling the stock. Well, the bears, the bears are controlling the stock, not the bulls, the bears. Nobody wants this thing. It doesn't matter why. Nobody cares. If you don't even need to think about that, you don't need to read the fundamentals or anything else. You read the price. What's happening with the price? The stock is gapping down and loses $10 in value. You're playing it short to the downside. And the beautiful thing I like about shorts and why I strive to teach and trade only to the downside is because they move harder and faster and quicker than longs. Now, I can read bullish gaps just as well as bearish gaps, but these things, when they set up, they just like this. And you can make just so much money very quickly. And I really like that about trading to the short side. So, no strategy or checklist is a weak structure and foundation. Like, if you wanted to buy a house, would you buy a house like this? Probably not if you lived in a hurricane zone, because one strong wind would blow this thing up and you'd lose everything. And you wouldn't even get insurance for this. No flood insurance, no homeowners insurance, nobody give you anything. You're lucky if you have any friends come over. It's a weak structure and a weak foundation. There's nothing to it. Whereas if you live in a nice solid stone home or brick house, you have a strong structure and a strong foundation and gaps or a strategy that have a strong foundation. The foundation is in the power of the directional trend of who is setting the tone, which is the power of money in the stock, and also having a checklist gives you a strong foundation for what you want to do in the day. No strong foundation or no strategy in trading equals gambling. And quite frankly, there's many people who get up in the morning and trade and they gamble. They're taking pot shots at stuff. It doesn't have high ends of working. This isn't the right way to trade. You want to take your own money, your hard-earned money, however you earned it, and be able to do something that is going to give results. And that isn't gambling. You're better off just going to the casino if you don't have a structure, a strategy, a business plan. So, if what you're doing in your trading or your life is not working the way you want it to, then it's time to make some changes.  It's about making some changes, particularly if you're trading now and not seeing the results that you want to. So, having a set of principles counts. What are the underlying principles behind why? Why are you taking a trade? And this is the foundation for a strategy. What is the reason? What is the framework? What is the framework for buying something or selling something or shorting something? Having a checklist is like your own set of principles. It's a blueprint to follow the stock correctly. And why? Because you're following the large institutional money, and this is the foundation and the brick structure for trading gaps. How can understanding how to trade gaps make it possible to read charts and trade profitably? Because you have a structure of understanding where the institutional money lies. What are the footprints of that institutional money? Because gaps are created with large institutional money. They're the only things that make them happen. They either buy stuff or sell stuff. That's it. And that is what makes the gap. The professional gaps that happen and play out in stocks are formed by one thing and one thing only large institutional money. In fact, I had a gentleman, he just took my class over the weekend. He had worked years and years and a long time ago, a long, long time ago for a brokerage firm. And he never really knew how to file or read the footprints of institutional money in charts and got away from trading and just took my class and is so excited to start trading. This is it. All the brokerage houses that are creating these things, that are creating these moves, that are taking trades, the banks, the hedge funds, everything. This is it. This is where you want to be on the side of. This is how you're going to make money as one individual. And so therefore you need a way that will help you pick the correction to play the gap and confirm that the large money will flow with it. By having a formula to rate and qualify the gap, you get confirmation and conviction that the large institutional money is on your side and then you play it. Gaps are an event and create a sense of urgency. Like when someone gets upset when a stock gaps down and they're long it and it just lost $10 in value like we saw in the line. So an action is being forced by participants of the stock and this is why gap trading is incredibly powerful and profitable to trade. Gaps create the momentum and trading gaps is a powerful and profitable way to trade because you're trading on this side of the power. So let's look at some examples about the power of the gap. I put this clip in here for Shark Week. Shark Week is this week. I love watching the Shark Week on TV. Sharks are very powerful creatures in the ocean. You don't want to mess around with them. It's the same way with power and money in the market. You don't want to be against it. You want to be on the side of the power. So let's look at one example here. This was Jack. I made this chart really, really, really big. Okay, I'm going to show you a smaller one here, but I just wanted to show how this stock has fallen off a cliff. Now how did this create itself? How did it set up this way? What was the after effect? Well, who knows? When it first started, you can see here somewhere up around here at one point the stock was worth over $30 and now it's worth $5.60. So this is over a period of about four and a half years, but all of this play in here, there was money to be made. Whether you do swing trades or court trades, which you can trade gaps that way as well. Now if you want to do a day trade on a gap, you get up in the morning, you see Jack. Jack closed the night before here, around $11.25. All of a sudden you get up in the morning, the stock has opened here at $8.75. So this is a $3 gap down in Jack. Now what do you do with it? You rate the gap, determine if it's a good gap to short because you're trading the gap in the direction of the gap. I always trade a gap in the direction of the gap. The idea of gap fills doesn't work. This price was up here the night before and now it's down here. Nobody is buying this thing. They want out of it. Why again doesn't matter, but obviously there's something wrong with this thing and look at the move in it. So here was the setup. You get up in the morning, you rate the gap, you look for the setup, it opens to trade. Everything is on the open on the day. No pre-post market trading. That's a different structure. It would require a different plan. This is a bar here at $9.30. This is a five minute bar. Stock opens, sets up, and you're in the trade here as soon as it's set up and here's the play. The entry time was $9.40. Price was $8.60. Stop is over $8.75. It was a $0.15 risk, which is a really nice stop. So for example, in 3,500 shares, you could risk $525. It moved more than a dollar. This is a very nice gap move. Profit if you risked $525 was $4,550, so that's $8.6 times the amount you risked was made in profit. So for every dollar, you made $8.6. For every dollar that you risked, you made $8.6. So you turned $525 into $4,550 in two hours of work. So you get up in the morning, you rate the gap, you like it. You have to watch it first set up to trade. And I teach in the class how to do the entries as well. Here's where you enter here. Stops over here. It never ceases price the whole day. And really, you could have even done some ads in here to take more size or you just hold the trade. This is what I call no suffering. The stock sets up immediately in the first five to 15 minutes of the day and it just bleeds. The stock just bled right into the target in here. It actually went past the exit. You get to point here, this thing is dropping, dropping, dropping. I have a rule you're up a dollar or more and it starts to rally against you. Into reversal time, you have to take it off or something or the whole thing. But the stock actually went and broke $7 and went all the way down here. Here you can see it on the charts better. And all the way down to like 680 something on the day. This is an huge move for the stock. The extension of this bar is $2 plus at this price point. Beautiful. So if you had wanted to take this trade, you could have taken this trade and risked this size or you can do what I call a beginner trade. The golden gap for beginners, this guy here, he doesn't want to risk $525. So he wants to take the same trade. He knows how to do it. So he gets in here, puts a stop over here and he decides he only wants to risk $75. So fine. He risked $75. He's still going to make 8.6 times the amount on his money. So if he risks $75, he takes the exact same trade. He can make $650 risking $75. That's a good risk to reward. $650 a day isn't bad. Okay. Now, he's not going to make that every day. Not everything runs like this every day. But certainly, gaps like this work like this at least two, three times a week. And again, he just made $650 in a few hours. So let's just go over this as far as goal sitting.  I'm going to risk $75 a trade. So on a low end, gap trades pay for the low end risk to reward.  On a high end day, you could make 8 to 10. So on a really good day, you get something that runs just like the jack. You make 8 times the amount. Again, you're risking $75. Starting out new, you could make $600. Let's pretend two trades are losers in the week. Okay. This one's a low end. This one's a high end. The two fail. So the total of the losses are $150. So in four days, one is a low end. You make four hours. Two is an 8R trade like Jack. And then you have two losses, which is $750. And say one day you got nothing. You didn't take any trades, didn't meet your rating criteria, you didn't do a thing. It was probably a Monday. Mondays are slow days in the trading world. So that's $750 a week. $750 a week is $3,000 a month. $3,000 a month is $36,000 a year to work part-time a day for a few hours. Now, you may or may not be able to support yourself on $36,000 a year, however, to be able to risk $75 and make an average of this, this is a very conservative outlight here. You had two gains and two losses. This is only a 50% win-loss ratio here. This is very, very conservative. Okay. So two trades worked and two failed. And you still could make $36,000 a year working part-time a day. And if you can do this and prove you can do this for six months a year, you can increase your risk and do more. Okay. And certainly you could do this part-time and some other type of job. So it's 100% realistic to start out doing this and get good at it. Of course, you have to get good at it. But even this, I mean, to risk $75 a train and make $750 a week, it's money. It's $36,000 a year. So look at the bigger picture. Can you afford to risk $75 per train? Part-time income of $3,000 a month, risking only $75 a trade is substantial for a few hours a day of work.  They won't even pay you like that part-time. Look at the bigger picture and the future holds more potential to make more money if you risk more. Of course, you have to learn how to do it right first. You have to learn the strategy before you risk more. However, once you learn the rating system and the strategy and how to trade gaps, the bigger picture is even better. So what's the bigger picture? Well, let's look at a trade here in Crust. This Crust is just amazing every time it's set up. But the most recent one was here. But look, you can even look at this one here and here.  Just some beautiful moves and beautiful trades. And again, great price point. I love this price point around that $20, $35 range. You get a huge size and get great risk to reward and good stops in these. So here was the Crust Play. Opened at $9.30, thought off a cliff. Look at this. From where it opened up here, the tippy, tippy top of the day literally fell as soon as it opened. The high here was $19.20 and the low here was $17.30. It was a $2 drop in time of the day here where it went to was like $9.38. Boom, that was it. The whole thing. Trade was done for the day actually. Trade was done for the day in eight minutes right there. The entry time was $9.31. Price to enter was right as soon as it broke $19. Stop was over $19.25. The risk was $0.25. And for example, in $1,500 shares, you risked $3.75. Exit was at $9.35. This is not even the whole move, but it was the bulk of the move at $17.25. Total profit was $3,000. $3,000 in five minutes. $3,000 in five minutes. So the risk to reward again was eight times the amount risk made in profit. Now, you don't have to once again risk $375. You could just risk $75, but either way, you still would make eight times the amount. It's eight times per dollar. So for advanced trader goals, advanced trader goal setting, let's just look at this. If you risk $375 per trade, on the low end, you make four times the amount.  Something works. You make four times the risk. It goes to target, but not the dream target. $1,500 is what you make in profit. You book it. Risk made in a high end day, like on Crust, eight times the amount, $3,000 in profit. Very good day. Goes to the dream target.  You lose $750. You're out. You're out the money. So the total is $1,500 plus $3,000.  So you lost $750. So what's the end result here after four different trades? $3750. $3750 a week is $15,000 a month. $15,000 a month is $180,000 a year to work part time a day. I can't think of any other job that you could work a few hours a day and make almost $200,000 a year, or even six figures. I just can't.  I can't even think. But really any sales job, you still have to get new clients all the time. To be able to make six figures a year working a few hours a day is just not normal in today's economy and it's a fantastic thing. And obviously, if you can do this, there's much better things ahead for you as well. So the power of the gap is that you have the ability and the potential to make a six figure a year income from working part time from home. Now, are you going to run out and do it tomorrow? Absolutely not. You must learn what to do. You must get good and you must practice and you must do it with small risk until you work up to it. However, the potential is there. It's there because there's nothing different here. This is the exact same trade. You take this trade and risk $75. You take this trade and risk $375. You take this trade and risk $575 at some point, some day, and so on and so forth. You're working yourself up to the point where you're making a lot of money. And again, what a nice lifestyle to be able to work in the morning and make your money in an hour or two hours a day from home making over six figures a year. Now, depending on your lifestyle and where you live, that may or may not be enough for you to support a family. But it certainly has the potential to turn it into something way more and you even have time in the day to do something else. You can invest in real estate. You can have another job. You can do lots of other things. If you need to make 300 grand a year or 400 grand a year to support your family, to be able to make over six figures doing this part time a day is certainly, certainly well worth it. And again, this is a 50-50 win-loss ratio here I'm using. I'm trying to be very conservative here to show you the examples. One medium trade, one big trade, two losers. You still can make money. Let me ask you to answer a question here. NP is saying a lot of the stocks that get down are not shortable or not available to Barra. How do you get around that? I can short almost everything I want. I'm not sure where you are trading NP. You can email me here and I will can refer you to some places. I get everything I want and if I don't have it, I request it and I get it. Here, I don't think that one in the room is happy. Can you plot my email please in the room? Anyways, if you are at a place where you can't get shorts, then you need to change places. I've never traded there before NP, so I'm not sure. However, the only stocks that I can't get are ones I wouldn't want to touch with a 10-foot pole that are worth like a dollar or like penny stocks or something. Like those aren't going to have momentum anyways and they shouldn't be traded. You want to trade stuff that has volume, at least a price point of $3 or more. It's got to have volume. It's got to be able to move. It's got to have momentum. I'm around the $5-$6 range is really where you should be at. Let me just answer some questions here. Since we're doing good with time, let me answer these questions here. What size account would you want to have to have the $3.75 trade risk? As far as buying power, it's going to depend where you actually have your brokerage account. But as far as what you want to risk on the day, let's just say you want to risk $375 per trade. You have to have at least an amount of money in your account because you want to take or be able to take at least four to five trades a day. So you need to be comfortable risking anywhere between $12 and $1,500 a day because you may want to take more than one trade in a day. So let's just say you take three trades, two lose and one works. One goes on to be a home run, two lose. You've got to be able to sustain that in your account. So you need to have at least, if you have a prop account, you need to have at least, I'd say, 10 to 15 grand in a prop account if you're going to be risking $1,000 to $1,500 a day and you better be good. And if you're not good, you shouldn't be risking that anyways. And if you want a retail brokerage account, then obviously you should have at least, I'd say probably 50 grand in an account in a retail account in a retail brokerage house to be risking $1,000 to $1,500 a day. This is advanced. You've got to be good here. You have to have know what you're doing. Because it's not like you're going to get out of bed and just take one trade. Now, you might.  You could have a $5,000 prop account and risk $375 and take one trade a day. Are you going to stop? If you're going to stop them, fine. Then you get up and wait until tomorrow. That you could do. But I'm saying if you want to be active, I'm pretty active.  So it depends if you're active or not. Okay, let me answer some other questions here. I heard gaps always close. Why you say not? Bookie, you mean Phil? They don't. They don't. We can talk about that more here. When I bring up my live charts at the end. Let's talk about the end. Let me write that down so I remember Bookie. Good question. Zach is saying how many trades set ups on average a month or do you call them for us? I do call them every day.  There's trades every day. They're either brand new gaps every day or continuation gaps. Now, do I get a trade every day or a gap every day that runs 8 to 10 times? No. Okay? They usually happen two or three times a week. Now, in earning season, it's very active. So you may get something every day like that in earning season. But I'd say you're looking to usually get two or three a week that are what I call goodies, really, really setting up to run. And the name between you might get some small ones or there might be a day where there's nothing to do. There might be a day when you don't get anything that meets your criteria. You go through the checklist. It doesn't meet the points. You don't do it. You can't do anything. Or you can look for continuation gap. Okay? Like, Jack, you could have shorted Jack every day. Every day after the gap, you could have shorted that. Now, it just kind of bled down into itself, which you could have shorted it every day. And I do have a live trading room that I rate my gaps in in the morning and make the calls. But people need to learn it themselves to do it because I'm not pressing the buttons on your computer with your money. You are. So you have to learn what to do to have the knowledge, to have the information, to have the conviction. So again, going back to this, this is a good way to change careers. It's something that takes time. You've got to start from somewhere. And today's day and age, and today's environment, to be able to get a six-figure income job is not easy. It's challenging for people. So what is it about gaps that make some so profitable? Well, it's the risk to reward. You're not just risking one penny to make a penny. You're risking one penny to make four pennies, or one penny to make eight pennies, or one penny to make five pennies. You're not just making one penny and one penny. Okay? This isn't a good risk to reward. I know some strategies are, you know, teach us this good, but it's not. I don't want to get out of bed to make a penny for a penny. I've got to get paid. Okay? So trading gaps makes financial and intellectual sense due to the risk to reward payout. Why is this possible? Because of momentum. For every dollar you risk in a trade, you should be looking to make more than a dollar, or even two dollars. Ideally, you want to make four dollars in the low end and a potential for ten dollars in the high end per dollar risk. So trading gaps makes it worthwhile to trade because the risk to reward payout is great. You make your money work for you when you trade gaps. It's about longevity and consistency. The Golden Gap course will teach you a strategy that will help you sustain yourself in the market. Trading is about consistency and longevity. What does that mean? Sometimes trades won't work, but they work more than they don't. And when they work, they pay you. That's where you have the longevity and the consistency. And if you want to have longevity, you need to produce consistent results. The Golden Gap course teaches you how to get consistent results in your trading because it's teaching you the right direction to take the trades. So conviction in a strategy will help you stay on the right road in the right direction, where then there's no other path. It's not confusing. It's not like you're looking down a road and there's one way and one way and one way and one way. Once you start to get on the right path, you see that this is the right path and you see that there is no other path. And then the trees are blooming and the grass is green and you're happy and you're walking along the path. You've got to get conviction in what you're doing to be able to feel that and see that and do that. And how do you do that by taking trades and making money? Once you take trades and make money, you're going to feel the conviction and understand it and understand how it works. So learn how to properly make money in the stock market. This is very, very important. What is the right direction? This is the cues. In fact, somebody today was saying something about the market coming in. The market was seeming to come red. Market isn't coming in. Market isn't coming at all. We're higher, higher, higher, higher, higher. One red day is not coming in. The market is not extended. We are not coming in. We are higher this year. How do I know? I know how to read gaps. I know how to read the gaps in the market. They're bullish gaps in the market. There's a million of them. Here they are. All right. So learning how to read gaps tells you the trend, not only in stocks but even in the market. So it can help you with your overall longer positions. So efficiency and effectiveness in trading. Trading effectively is about consistency and longevity. If you want to have longevity, you need to produce consistent results or you won't make it. If you want to produce consistent results, you must have an efficient plan and a trading strategy. And part of this also, by the way, is money management. I see some more questions here. Let me finish. I'll answer them at the end. If you want to have consistent results, you need to have a detailed focus system like the 26 points to help you find the gap that will work to trade each day. And you have to learn how to trade efficiently and effectively. That means getting good bang for your buck. It means not being stressed out in the morning because you don't know what to do or what to trade. You go through and you pick the gaps and you rate the gaps and they tell you based on the rating system which ones are going to work. And you watch them to set up and trade. You have to ask yourself how badly do you want it. I'm really, really, really, really, really wanted to badly to make money in the market. So I set out to do it. So, you know, this is really the reason that you're trading. You are trading to make money. You could trade to make a small amount of money. You could trade and want to do it to make a big amount of money. Either way, you're never going to make a big amount of money until you learn what to do. It's a dream, dream job to be able to make over six figures working at home, sitting at your computer in your pajamas for two hours a day. How bad do you want to make it happen? Bad enough to pay to take a class? Bad enough to learn and practice in something? Bad enough to take your time and only risk $75. Be the beginner baby trader. Rest and rest and rest and take your time and learn the information until you get to the point in six months or a year to do it.  If you want to make money trading, you know, ask yourself, what are you waiting for? You have to start somewhere. You've got to empower yourself to do it. You've got to empower yourself to do it. The market will be here forever. You can wait a year from now, wait two years from now, wait 10 years from now, wait until you have this or that or this much money or that much money or wait until gosh knows when or you could just do it today. Empower yourself today to trade. The market is real. And third quarter earning season in the market is a great time to trade gaps. It's just a great time to trade gaps. So learn how to trade gaps to change your life. How are you going to change your life by having something that is something that is fun, okay, and has income coming in for you.  You're not relying on someone else to get a paycheck and you're the one that's in charge. So the class I teach is called the Golden Gap course. The Golden Gap course teaches a strategy on how to trade gaps. The course teaches a 26-point rating system to find the best stock to trade each day. The course also teaches you how to play the stock on the day. And the course teaches you chart analysis and technical analysis on an advanced level. The Golden Gap course is a complete system to use to trade. And what do I mean by complete? The strategy, the entries, the rating system, technical analysis, how to read charts, how to figure out support and resistance, how to read targets, how to understand how to read price action. All of these things are important. Money management as well. So the class is a full day course on how to strategically find pick and play stocks at a professional bearish gap. So this is what I do. Retakes are free. Anytime you take the class and pay for it and sign it for it once, you can retake it as many times as you need to, which people do, because it helps them get better. The class is August 17th and 18th. The class is 9 a.m. to 5 p.m. Eastern Time. The cost is $24.99. If you would like to sign up, please email me at melissa at thestockswish.com. Your path to success is a Golden Gap course. It teaches you the road to go down to look for the direction of the trade. I also teach another class called the Trends Course. This is a class on how to read trends in stocks. This class is August 12th and 13th. It's an eight hour course for $9.99. It is a course on how to read trends in stock charts. So the special for August is both classes for $29.99, which is a savings of $4.99. And if you're interested in this, email me at melissa at thestockswish.com. I just did a class recently and it went three hours over. I did the Golden Gap course. It's a two-day class. It went three hours over. I am going to cap the number of people I have in the classes. So if you seriously want to do this and sign up, sign up sooner rather than later to get your spot reserved, because I give everything I got when I teach. I want people to get the information. I answer everyone's questions. I really, really am teaching people how to be good traders and mentoring them. And I'm going to limit the number of people I have in the classes so that I'm not teaching till midnight because it went three hours over last time that I did it. All right, let me answer some questions here. Thank you so much. Let me answer some questions here and actually let me bring up my charts. I'm going to show you the gap that I like for tonight. I'm just going to take this off really quick and then I'll answer your quiz questions. Hold on one second here.


I represent the Southern Cotton Generous Association this coming year as president. That association is made up of gins throughout the South, Mississippi, Louisiana, Arkansas, Tennessee and Missouri. The Generous Association has several functions that they do. One emphasizes the safety of the employees of the gins. Two is a host for the Mid-South Farm and Genshow, which is an annual event in Memphis. And three, they do a lot of research work with USDA to promote, to enhance the quality of lint that comes out of gins such as we're sitting in here today. Sitting here in Epstein Gen today, which is a family operated and owned gen, my father and I have been in business here prior to him, would have been my grandfather and great-grandfather. There's been a gin at this location for many, many years prior to the turn of the century. Right around the 1900s, my great-grandfather had a facility here and we have taken year after year, we do upgrades, we do enhancements. Many, many years ago, the machinery was not quite as wide as it is today. The stand sitting directly behind me is the same thing that Eli Whitney created to gin cotton. Many years ago, there was probably 20, 25 gins throughout Chico County. Today, there's two left. One of the which did not operate in the 20 season. And we did, so we were the only gin in Chico County ginning for the 20 season. We probably are ginning for probably 12 different producers, maybe a few more than that. The majority of our cotton that's ginned in our facility is tied to our land. And the farmers that farm our land will also gin with us. I am currently serving as the chairman of the Arkansas Ag Department with West Ward as secretary. That board is made up as an advisory board and we have members from all across the state representing every aspect of agriculture from forestry to poultry to pork to beef to row crop agriculture.  We're a critical access facility, meaning that we're limited to 25 patients at midnight. We're blessed to have a hospital here and I enjoy working on the board making sure that the hospital meets the needs of our community. I have served on the fire department since 1986 or 7 and started as a firefighter and have progressed through the ranks and became chief about five years ago. We cover 281 square miles geographically, which encompasses all of the Lake Village City limits plus those rural area. I was born here, I was raised here, I see the values of giving back. You can't just take, take, take or not do, not do. You have to give something back and I think people appreciate that. We see other people step up to do that because of what you do if you're community oriented or minded and we've got some very good people in our community that step up when problems arise and things need to happen.


All right, so I am Mark and I'm Chris and we have used we both used the 30-day boot camp from a Steph's website How2lucid.com and we would like to say how it's helped us in some way We were both trying to lucid dream for maybe around a solid year, but we only actively tried for about six months and During that time we both used the course and we both The course for us. We both feel like it helped us build the foundations For lucid dream and we didn't get lucid in that time But we both feel like it helped us build up the foundations to eventually get lucid which we have done recently and It's a good step in stone for anyone that's trying to break through because for us. It was a little bit more difficult but we we managed to do it and Anyone who wants to have a quick easy 30-day it's only 30 days. It doesn't take much and so if you want to if you want to try out any of the Products on here. I would recommend 30-day boot camp. Yeah


The narcissistic parent sees you as their competition. They see you as someone who is striving to win or gain something by establishing superiority over them.  They will intentionally prevent and restrict your progress and development. They see you as an extension of them. They see you as a mirror to themselves. So if you're doing well in life, it reflects back to them that you're better than them. It reflects back to them that they're not enough. So they try to lessen and reduce the reflection in that mirror. They try to break it down. They hate to see you getting compliments from other people. They hate to see you receive praise and admiration. They will later punish you for that, but you can't get them to see sense because they will never listen to you. They have a delusional self-image. They're very boastful and entitled. So they believe that you're inferior. They believe that you're less than them. So they see no reason to listen to you. They believe that whatever they think is of the utmost importance. So they don't see anything wrong in holding you back in life. They might take credit for your accomplishments, but they will never help you get to where you need to be unless there's something in it for them. If they see you succeeding in something, they will try to cause you to change course or direction. But if they can't stop you, they will take credit for your success because they see you as their direct competition. They see it as though you're trying to be better than them. So they will try to stop you. They're very envious and jealous. So they will try to hold you back. They will constantly punish you for any compliments you receive. They will try to make you insecure, which is the essence of jealousy because they fear that someone or something might take you away from them. It results in you being afraid of receiving compliments. It results in you being afraid of success. Because then you know that the punishment is coming, but whether you're really good or bad, it doesn't really matter because either way they will still discard you. They will abandon you, but even then it doesn't end. Because now you have been primed for abuse. You're used to being put down whenever you receive a compliment, which then sets you up to attract a relationship partner who is also narcissistic, who acts the same way as the narcissistic parent, which may seem familiar to you. It may be comfortable, but the only reason you're in that relationship is because you have a narcissistic parent, which means that it was completely out of your control. It was inevitable because you can't control who your parents are, which means you can't choose who you end up in a relationship with because you're used to being treated bad. It's all you've ever known. It's what you're used to if you have a narcissistic parent.  You need to go no contact because it's not going to benefit you in any way. They're only going to hold you back, but if you can't do that, you can go no contact. Only talk to them as needed, but it may also be difficult for you to do that because everyone else may like the narcissistic parent. They may not see them the way you do, which means that you were the scapegoat child. Because you were blamed for everything. You took all of the abuse, but despite everything they did to you, the narcissistic parent will still blame you for leaving them because they believe that you owe them simply for existing. They believe that you have an obligation to repay something in return for what they did for you.  They expect you to see it as a privilege to be around them. They believe that they've done so much for you. So now you owe them your life. Thank you for watching. I hope this video resonate with you. Please like, comment, share and subscribe. If you would like to donate, my PayPal link is in the video description. Coaching Inquiries. You can email me at coaching.narc-survivor.uk. Thank you for watching and I'll talk to you soon.


here we are on the summit almost a Blanca here's Robert make his move this is probably the most difficult part of either Ellenwood or Blanca at this point come on Robert here he comes a couple more guys come up behind us once we're in a cowboy hat always makes me nervous just take your foot up keep use all fours there you go reach for the big hold in front of your left hand there you go nice job good job man climb on


So let's see one, two, three, four, five. I see a quorum. Sorry, I'm running a bit behind. I'm just trying to get all this stuff set up here. Nice new house, Jeremy. Yeah, thanks. All right, so it's a 6-0-5. I'd like to call the July 6th meeting of Central Vermont CV-5 or two order. Are there any additions or changes to the agenda? Take that as a no. Let's go on to public comment. This is Jerry calling in, and if David's not in, I think we might be having a little bit of a go-to meeting problem. Sorry for jumping in like that. You're in, okay, David, great. Yeah, so welcome, Jerry. All right, any public comments? Anything you'd like to discuss that's not on the agenda? I don't see anybody here that wants to say anything, so I'm going to move on. Executive committee negotiating the high-level design contract, David? At the Planning and Development Committee met last week, and we reviewed the high-level design two contracts, one with the WEC and three CUDs, and one with the non-WEC territory of CV-5. So in terms of discussing this, I believe we need to go into executive session so we can talk about the firm that we're recommending. Okay, if possible, are the other items, the other items that we have need to be discussed in executive session? No. Okay, so if we could then for, to respect Orca and anybody else coming in late, if we could move on and maybe do the RFP for the ISP operator instead? That sounds good. All right. Yeah, right. I believe that if we get into a discussion on the polls and the area of definitions, then that may require some executive session as well. Okay, well, so yeah, let's- Information everybody. So they may not have any questions now, but if they do, we should go into executive session. Okay, fair enough. So we'll cross that bridge when we get there, but let's do a RFP-ISP operator. All right. So the Planning and Development Committee met last week and reviewed, I think about the seventh to eighth version of the, well, the RFP team, at least seven versions of the RFP. We had help with RISI, Alex Kelly, and Valley Net in terms of reviewing it. We met on Thursday, I believe last week or something last week and voted to move the item and to the executive committee. And I think the motion may be in the chat room and I'll read it. Whereas C5 or C6 proposals from a firm or jointly from a group of firms to be the operator, construction manager, internet service provider and business manager, the fiber to the premises network. And whereas the Planning and Development Committee has reviewed and approved a proposed RFP that substantially meets the requirements for the issuance of an FTTP developer and operator RFP. And it's hereby moved that the CV Governing Board approve the issuance of a request for proposals for CV Fiber Community Network FTTP developer and operator and authorize the executive committee to take such action as necessary to refine, issue and publicize the RFP as needed. Second. Okay, moved by David, seconded by Siobhan. Any further discussion? This has jumped through a handful of hoops already and I think probably everybody's seen some permutation of this already. So I would not be surprised if we didn't have a lot of discussion. Okay, looks like we might be ready to go. Okay, anyone opposed to this motion? Okay, I'm going to read that as a unanimous approval. Thanks for that, easy peasy. So just a point of order, should I, Ken, would you like me to put you down as abstaining because you didn't actually hear the motion? It was unanimous. Yeah, yeah. It's unanimous, right? It doesn't make a difference if it's unanimous. I am sure I would have agreed. I'm sure I would have agreed. I just wanted to double check. No, we're good. So RFB for the Pull Inventory Services for areas B and C. I think one of the ways that we could get around not having to talk about the areas in particular is that it's essentially we're talking about the rest of the unserved and underserved areas that aren't covered by the current bids that we've already negotiated and set up. So I don't think, I mean, do we need to be explicit in state? I mean, does anybody know, does anybody not know what that means? I guess my comment on this would be while this is intended at the end of the day to provide the Pull Inventory work that's necessary for the underserved when we get into construction phase one as it's been re-designated, the Pull Inventories are intended to be all of the jurisdictions save the largest green in 2021. And so, and this breaks it down to both the area, the area B and area C, because it's expected perhaps that the executive committee may act in a sequence like that to do those. So if I'm fine either way has, so whatever the mood of the group is. I guess I'm not just not convinced that this is ambiguous or unclear. And if we could with this motion, if we could skip the whereases and we could just have that as added to the minutes or whatnot, because that's more of a discussion item. Anyways, I mean, adding the reasons why we're moving it, if we can just maybe just do the motion, that would probably be smoother, faster and get us done quicker. So David, you have to read the motion again. Okay. It's hereby moved that the governing board authorize the issuance of a request for bids for Pull Inventory Services for phase two area B consisting of 470 miles plus or minus phase three, area C consisting of 250 miles plus or minus and grants authority to the executive committee to determine the timing of the request for bids, the timing amounts and submission of grant applications and further authorizes the executive committee to enter into such work orders, to affect such Pull Inventories that they are in the best interest of CD fiber following any necessary granting authority. Second. Oh, I heard Jeremy a fraction of a second sooner than that. So moved by David, seconded by Jeremy. I tried to time my lag, just right. Any further discussion on this? Yeah, actually, I don't know if we wanna add in something that says, you know, pending funding availability or something along those lines, or is that understood? So we're not executing a contract. This is just asking for the bids and then we'll need additional, we'll need additional authorization to proceed from there and that's probably gonna come back to the whole board when we have the actual contract to execute and hopefully, yeah, hopefully we will have money at that point, yeah, right? Just to point out Jeremy that the language does include and the submission of grant applications. So it's exactly gonna work through that process as well. Fair enough. Any other discussion? Go ahead. Is this for 100% of the poll inventory in those territories or is there some that's been authorized previously? I'm just gonna hit the mileage on another track that I received at some point today. That's where the whereas clause talks about phase one area A, however you haven't been done. And this is for B and C. Very good, thank you. I'm good. All right, any other thoughts? Okay, terrific. Any objections to adopting this motion? Motion passes unanimously, thanks for that. Let's go back to the executive committee negotiating the high level design contract. I don't have my language in front of me but if you give me a moment, I can find that. That's not it. Might it be this, Jeremy? Well, you don't have to change it to a high level design. Yeah. Yeah, okay. So I move that pursuant to one VSA 313 A1A that we find that premature public knowledge of our discussions relating to the high level design contracts would put CB5 rather competitive disadvantage. Second. Seconded by Siobhan. Any further discussion? This is Jerry. I just would like to be a part of that, please. Yeah, I think that is a great idea. Thanks for that. And I think that as project manager, your kind of grandfathered in to these would be my feeling on that. You know, just based on what Alan has said about, you know, employees of the organization and stuff like that. That would be my thought. First, I'm not an employee. Don't let that get into the minute. Okay. But yeah, I don't know when I need this to make a specific request or not, but I don't think it's, I appreciate that, Jeremy. Thank you. But I don't think there's anything wrong with making the specific requests. Fair enough. And so we... Go ahead, Alan. Jeremy, I think you have to note in the minutes that Jerry joined the executive session. And you should also mention, you should also note that Phil also joined as Acting Treasurer, because he's, because you're, Phil, you're the alternate, right, technically? I am, yes, thank you. Okay. If I could, Jeremy, Treasurer can't be a member of the board. So we'd like to refrain from using the words Acting Treasurer. And he is performing kind of accounting functions for us. That's true. My Treasurer. That is a good point. So I guess, where do we fall on this? Do all the alternates need to be specifically let in, or can we just think that they are, you know, non-voting board members? I mean, personally, that is my preference. I mean, I think that they are members of the board. They just don't have voting powers when the primary is present. I think we just have to be kind of just deliberate about it. So we have to, we should be saying why we're, why we're bringing folks in who are not current voting members of the body. So this is, yeah, this is one of those weird, weird situations that statute sort of has alternates as board members, but they're not voting board members. So it would depend on. A lawyer's reading and I'm not really interested in doing that right now. So I think if we just justify adding the alternates, because, you know, using the logic that we've used before, or in this case, the two specific reasons, you know, that we're inviting Phil for financial help and for Jerry, because he's the project manager. I think that's, that's easy this time around. We can maybe figure out something a bit more concrete. Next time. That sound. Okay. Okay. Great. So I then moved. On the motion. I voted on the previous. I thought I'd declared it unanimous. Okay. I just wanted to make sure. And if I didn't, I just did. So how's that? All right. So I moved that we, I moved that we enter executive session to discuss the contracts for highlights.  And what I'm going to do now is, I'm going to move the motion.  So I'm going to go ahead and go ahead and do executive session to this, to discuss the contracts for high level design as previously noted. Seconded by Jeremy. Any further discussion. Objections. Etcetera. Hearing none. Motion passes unanimously. And we are in. Executive session. I will ask John very kindly. Thank you very much, John. We'll, we'll see you soon.