Hi, this is Allison Sheridan of the NoCillicast podcast, hosted at podfeed.com, a technology gig podcast with an ever-so-slight Apple bias. Today is Wednesday, September 20th, 2023, and this is show number 959. Well since the show is coming out super early on a Wednesday, this is your big hint that there will be no live show on Sunday, September 24th. We've got a great show this week because of some awesome NoCillicastaways. PdxCurt will tell us about TrueNAS, Joe from the North Woods will tell us more about how she uses Notion to manage her podcast, and then we'll have an interview I did with Steve Ewell about his decision process on replacing his gas car with a planet-friendly vehicle. He's a dated, driven guy and it's a really interesting walkthrough of how he came to a very different answer than what I chose. But first, let's start with a tiny tip that's also not by me. When the new OS has come out, like everyone else, I struggled to learn all of the new features on my Mac, my iPad, my iPhone. The first thing I do is I review all of my notes of what I was so excited about at WWDC, but then I realized my notes weren't all that good and they don't actually tell me exactly how to use the cool features that were announced. At some point I go to Apple.com and I look for a feature list and maybe I try a couple of things, but then I just move on. Pretty soon I'm only using the stuff I learned in the first few days and I never uncover all of the new tricks. This year I found Jacob Wolcock on Mastodon, posting about his YouTube channel called iPhone Quick Tips, where he teaches tips and tricks as you would expect from the title. What's interesting is he's put together a playlist of 45 tiny little tip videos focusing just on iOS 17 and all of the kind of more hidden features, not the big flashy stuff, but the little things. Each of these videos is no more than one to two minutes each and they're fantastic. They're just bite-sized. I binge watch them over the course of a day or two, but you could watch just a couple of days so they sink in a little better for you. I have to tell you, I've learned so much from Jacob. The things I like is the production quality is very high and he gets right to the point immediately because he's only got one or two minutes to get the entire concept across. The video is a fun to watch because the left side is an anemoji of Jacob talking and he's got this fabulous British accent and then on the right side he's got an iPhone demonstrating what the tip and exactly how he's doing it. He's got all kinds of fun graphics like a little tiny hand that taps the buttons on the screen. If you want to get up to speed quickly with iOS 17 and learn all those quick little tips, I can't say enough good things about Jacob's playlist of iOS 17 tips. If I may step in for a moment, this is Allison's personal voice created using the new accessibility feature of iOS 17. I learned how to create a personal voice in one of Jacob Wulcock's videos. I thought you might be interested in how it works in settings. Accessibility under the speech section you select personal voice. Then you tap create personal voice and begin the training. The training to create this voice required reading 150 short phrases with a pause in between each so it took quite a bit of time. The phrases were out in that they were about just a few things. They seemed to fall into a few categories. There were a lot about government institutions with sentences like, he was in the US Senate for 12 years. The questions seemed to be obsessed with pronunciation of years. For example, they'd have me say, this happened in the 1970s. Finally, the creators were obviously hungry because there were many phrases about snacks. You'll notice that this voice sounds very dead pan. I think that's because most of the sentences were quite dull. There were very few phrases that were excited like that puppy is so cute. When I was done recording the phrases, the phone told me to leave it alone and on a charger while it did the math to create the dulcet tones you hear now. I don't know how long it would have taken but I let it work overnight and it was ready when I woke up. In order to actually use the personal voice, you need to enable live speech in the same section of accessibility. Finally, triple click the side button on iPhone, select live speech and type into the field that pops up and it will speak what you've entered. I hope you've enjoyed learning about personal voice from iOS 17. Well, I'm not sure that's going to replace my voice anytime soon and it's not quite as good as the 11 labs voice I used when I lost my voice back in show number 930. But considering this was all done on device, it's pretty impressive how much it does sound like me. If you're in danger of losing your voice, it would be an awesome tool to record your voice as it is now so you have it just in case you need it. Hi, this is PDX Kurt bringing you an introduction to the open source operating system for network attached storage systems called TrueNAS maintained by the company IX Systems. TrueNAS manages disks and runs network applications and offers volumes over the network to client computers. It's thus similar in function to the operating system that runs on products that you might buy from Synology, for instance. The problem to be solved here is how can I get network attached storage, or NAS, for not much money using hardware that I have laying around? Like a Synology NAS, a TrueNAS box is usually a small computer server containing multiple spinning hard disks that sits on your network and offers self-healing, redundant storage space to your computers that connect to it. Once you install the software and set up how you want the storage organized, the volumes that your computer sees on the TrueNAS appear as locations in the Finder sidebar, and you can copy files to and from the NAS through the Finder in the usual drag and drop way. You can also set up a NAS volume to be available over the network as a time machine destination and let your Mac computer store backups on it. As Allison would put it, these are all table stakes functions for a NAS, and TrueNAS performs them capably. Configuring TrueNAS is done through your web browser by navigating to a local network address. The web interface is sensible and easy to navigate and includes monitoring pages where you can see instantaneous graphs of things like processor load, network traffic, and other important parameters. TrueNAS can be set up to scrub your disks for errors and send you an email if it finds problems. Again, these are table stakes for being in the NAS market. The next level of access is when TrueNAS files are made available on the go at locations other than your local network. While this is definitely possible with TrueNAS, it is a bother to set up. You can either install tail scale in a virtual machine within TrueNAS for finder access on the go, or you can install NextCloud as an all-around collaboration solution that provides features like document editing, calendar, contacts, and more. I should probably mention at this point that TrueNAS comes in two flavors. The original TrueNAS is based on free BSD and is now called TrueNAS Core, while the newer version of TrueNAS is based on Linux and is called TrueNAS Scale. Which one should you use? Well, either product will work fine for local file sharing, but if you want to install apps such as NextCloud for document sharing or Plex for media delivery, then TrueNAS Scale is a better choice. TrueNAS Scale uses Docker containers for hassle-free app installation, while installing an app like NextCloud in TrueNAS Core is a decidedly manual command line affair. The user interface of TrueNAS Core has one-button app installation solutions in the web interface, but it appears that they no longer work consistently. TrueNAS support comes in two flavors. Paid support from IX Systems, either because you bought IX Systems hardware, or you bought a support contract, or free community support through the TrueNAS Forum. Forum support for TrueNAS is like forum support for any other open-source project, sometimes great and timely, sometimes snarky, condescending, and or slow. A lot depends on the attitude and quality of information submitted by the supplicant seeking help. IX Systems sells hardware with TrueNAS pre-installed. Unfortunately, even IX Systems most affordable box, the TrueNAS Mini, is much more expensive than a comparable Synology product. The TrueNAS Mini starts at $1,150, versus about $819 for a four-bay Synology box. And older Synology two-bay NAS products start at less than $250. So I'm not making a very strong case for TrueNAS over Synology so far, am I? A commercial TrueNAS box costs much more. The free version requires you to get support from potentially cranky volunteers and remote access isn't built in and seamless. Why would anyone ever use TrueNAS? Well, there are reasons. For one thing, TrueNAS can be downloaded and installed for free on just about any 64-bit x86 computer released in the last 10 years. So that old Mac Pro or PC tower sitting in your closet could be repurposed into a useful home server just for the cost of the hard drives. The most practical host boxes are ones that have bays for multiple SATA drives and at least eight gigabytes of RAM. But in a pinch, you can even use a Mac Mini and a couple of USB drives. Raspberry Pi and Apple Silicon owners are left out, however. TrueNAS only runs on Intel processors. The TrueNAS website has a whole forum section devoted to hardware advice for different scenarios. I'm running TrueNAS on a modest 2010 4-bay HP N40L microserver that I picked up off of Craigslist for $100. The main draw for TrueNAS, however, is probably something that few outside the sysadmin community know or appreciate. TrueNAS, like FreeBSD that it is based on, uses the ZFS file system to store all its data. I will have to defer a detailed discussion of ZFS until another time except to say that it's well designed, feature complete, easy to administer down to the disk level and obsessive about data integrity. TrueNAS does a very good job of exposing nearly all of the features of ZFS in a logical way in its graphical interface and the context-sensitive help dialogues will help you over any humps that you encounter. At this point, you might be thinking, what's the big deal? Why get excited over a file system? Synology has a file system and supports many of the same core features like data correction and encryption. It turns out that this is actually one area where TrueNAS has a significant advantage over Synology products. While Synology offers many of the same features, it achieves these only by stacking together ButterFS and a couple of other Linux technologies in series. It's very much a don't worry your pretty little head about how we do it approach with Synology, whereas ZFS is clean and straightforward and accessible and comprehensible from top to bottom. It's a little hard to explain, but if you're the sort of person who's detail oriented and willing to dive into the technology, it's like finding a tool that fits your hand perfectly. So that's the skinny on TrueNAS. Free if you want it, a bit of tinkering to get the most out of it, incredible ZFS file system under the hood. Pull an old computer out of your closet and give it a try. This is fantastic Kurt and I know a lot of no-silic asteroids are just nerdy enough to wanna try this out. It sounds really fun and I really wish I had an Intel box lying around, but you make a compelling argument if you could get something for a hundred bucks just to play with this, that sounds like great fun. Hi, this is Jill from the Northwoods.  I was a OneNote user and a couple of things going on there. One, I'm hoping to get away from using Office 365. Yes, I hear all the anti-windows people cheering out there. I'm gonna do it, it's just not gonna happen right now. But OneNote has significant problems as a notebook. It is a free form notebook. It is about putting everything everywhere. And so eventually the organizational structure falls down and it's just kind of a gigantic mess. I was looking for something a little bit more structured because if I'm gonna have my podcasting empire, I need to be organized about what I need to record and do. I looked at a couple of other note-taking, what they call second brain.  Any kind of an organizational structure will do.  Some good ones out there. Kraft was one I was really interested in for sure. But you know what, in the end I picked Notion and it is my new best friend. Everything in my whole life, except for things like tasks and calendar, everything else is in Notion. Just to give you an idea, I used to have pocket where I saved all the articles that I wanted to read later but it was so filled with things and there was tags and other ways I could filter it but now that I put all those articles in Notion, I have many ways I can filter it. And not only that, I was saving articles in pocket that I meant to do podcasts about. Now those particular notes can be associated with the proper podcast so I'm even more organized with these miscellaneous articles I hope to read later. I also have a situation where my best friend and I go shopping out to eat quite a bit and we're always wondering, how much money does my friend owe me? Cause honestly I just pay for most things. She ends up sending me money every once in a while. So I created a Notion database of money owing and I also have fun places to travel, places I'd like to eat and places I'd love to go camping. See, I just use it for everything. But what I'm gonna talk today is how I organize my podcast because even though you might wanna organize something else I think my podcast example shows a lot of different uses and a lot of different ways to store information that might be useful to you too. When it comes to my podcasts, again this is the one that's the most structured. In fact, I think that my podcasts are so organized. I have so many views. I might even release this template of my podcast tracker out to Notion themselves. They have a repository of templates that other people build and share with everyone. You can either set a price for them or most of them are free and you can download them, play with them a little bit, use them if you like or not use them. In my podcast tracker, there's a few things I keep track of. I have one page that's meant to capture all my technical details. This has my tokens, my URLs, my RSS feed information, anything that has to do with the structure of the podcast. Also has some information about the website that I use to host my podcast. Then there's the graphics and media page which keeps track of my intro, my outro and all the different graphic images I use for my podcast. So they're all right there in case suddenly I sign up for some new service and it wants a round icon for my podcast. I created one, now it's in this notebook so I can always find it easily. And I also have some information anytime I get details about who's listening to my podcast, which podcast tends to do a little bit better than the other podcast and I'm keeping track of it. That's all been nice and it's fine. Again, it's a good notebook for keeping track of those things but where this has really been successful to me is that I have one called the episode list. And in this episode list, I'm able to keep track of all the podcasts that I've recorded, what status they're in, do they need to be written, recorded or are they done? And I don't have to pay attention to them anymore. It also has a place that I can put the quote I used, the resource material I used. So I don't accidentally review the same book twice. This helps me make sure that I am not leaning into a particular topic a lot and that I don't repeat anything that I once did. And once the podcast's been released, it has a release date so I can remember. So when I go back in my podcast and say, remember in podcast nine on August 23rd, I can actually find the link, find the topic and talk a little bit more about when I talked about this topic in the past. Makes it very easy for me to refer to my older podcasts. Another nice list I have is ideas. So when I first started podcasting, I was afraid that I wasn't going to have enough ideas to talk about. I have a list of over 200 ideas for my Start With Small Steps podcast.  Notion has a web clipper, which is a little bit like Pocket's web clipper, where you can take a web article and send it to Notion. And Pocket will store the article for you if you pay a premium price. With this, I can embed the whole article and so I can read it later. Whether I'm on a plane or in a hotel with terrible internet, my notes are always with me. And so if I'm thinking that might not be a bad topic, I certainly can pull it out and use it. Then you're able to create joined table views. So I created this one view that shows all the podcasts that I have and I called it podcast to record. So it just lists from each of the podcasts every episode list that the status is to record. I also have one for podcasts that I need to publish to the web and podcasts that I need to write. So again, anytime I sit down looking for some work I have to do for my podcast, my lists are right there. Across all of the different podcasts. So it's not just me looking at one of them. I'm looking at all of them knowing what tasks I have next. Notion has a free tier and so that you don't have to pay for it but you certainly get additional features if you do pay for it. With Notion Free, you get these workplaces where you can create these little databases. I hate to call them databases because they can be a lot more simple than that. They could be as simple as an Excel table with items across the top and along the side but they can also get a lot more complex where you can do all sorts of database queries and other things. So it can do a lot of things if you don't know how to do some of the advanced things. It's fine, you will get a long way with it but if you wanna do more creative things that part is also free. You'll be able to do everything that you need and you can invite up to 10 guests to your notebook. So again, my friend and I share that notebook so we can keep track of who owes each other money. That's all part of the free account. With the plus subscription, that is $8 a month or 10 if you bill it every month but that gives you the ability to do teams, file uploads and I can invite 100 guests to view my information that I have. I'm thinking somewhat of having some databases out there for my podcast listeners if they want to look at some of my reference materials thinking about doing variety of different ways that I can help my listeners find more information about what it is I talk about, review and how to find other authors they may be interested in reading. I'm not a fan of the subscription things but Notion has helped me so much in organizing almost every piece of data other than the calendar and the tasks I find it worth every dime. I probably in the end don't need the plus plan but I do love supporting a company that made something so wonderful. With the plus account too, you get 30 days to restore a history like if you screwed something up and you made a mess of it you can get a restore of that for 30 days with the free account it is seven days. You also have the ability with the plus account to get custom domain groups so that you can make this your homepage. There's a lot you can do I've seen people sell coursework, training materials on their Notion page I think that's amazing but I haven't tried it yet. And then comes integrations you'll be able to do various synced databases with the free account you get one synced database and a hundred rows of data per sync with the plus account you get unlimited syncing databases and 20,000 rows sync. I hope the concept of synced databases and all that doesn't scare you you do not have to get that technical. With the free accounts you can create dynamic links use the public API and both the free and the plus support HTML, markdown and CSV. With Notion there are some integrations with Slack, GitHub, Asana, Dropbox, Google Drive, Google Workspaces, if this then that two integrations that do automations make and Zapier which sounds intriguing to me, I haven't tried them out but I'm excited to try it probably when I get a little bit more time this winter. So for me keeping track of my podcasts especially since I wanna have a podcasting empire has been so helpful to me. All right everyone, thanks for listening. Again, this is Jill from the Northwoods you can always find me on Alison Slack channel I hang out there quite a bit or you can email me at Jill at startwithsmallsteps.com I have to tell you that having a friend like Jill who finds cool solutions to problems you didn't even know you had is super valuable. She's been teaching me what she learns about Notion and what I've learned from her has become invaluable. I don't do half of what she does with Notion I'm not that organized but she did teach me how to set up a database for the articles for each show for the NoCillicast. Then she showed me I could view it in a calendar view so I could drag and drop articles around by date. When all these little holidays started coming up she showed me how to create a database view that creates little cards by date. So I have little columns for every date for each show. For each article I enter the estimated time that will take in the show and then I can drag them around to make sure I don't end up with a two hour show followed by a 20 minute show. Now you're about to hear a conversation between Steve Hewell and me and this is a nice long beefy conversation and I've been sliding it around using Notion trying to find the perfect spot where there was enough time for you to be able to listen to the whole thing. A lot of the other shows had a lot to fill up so I had trouble getting it in the right spot but using Notion I was able to get it where it's just gonna fit in perfectly. So thank you so much to Jill for everything she's teaching me and you should go check out Notion. I'm still on the free plan and it's doing everything I need so far. I talk a lot about supporting the show financially but if you can't justify becoming a patron or making a one-time donation through PayPal consider supporting the show by doing reviews like PDX Kurt, Jill and Steve Hewell. It gives me the gift of time and that's often more valuable than money. I like the money too though that does help but if you have time to do a review that really can be a fantastic way to give me that gift of time. I'd like to welcome to the show Steve Hewell.  He is the executive director of the CTA Foundation and he chose an environmentally correct vehicle but he didn't choose what I chose and I thought his process was really interesting. I know a lot of people are thinking about if they wanted to get an EV or a plug-in hybrid what would they do? What's the decision process? So Steve Hewell, welcome to the show. I'm so thrilled to be here. I love listening to the show and happy to be able to join and share a little bit of a different vehicle than gets coverage all the time necessarily. So glad to be here. Well, before we go on, can you give us your elevator pitch? What is the CTA Foundation? So yeah, so the CTA Foundation is the charitable foundation that's affiliated with the Consumer Technology Association probably best known to your audience for the group that runs CES but our foundation focuses on using technology to help older adults and people with disabilities. So we fund nonprofits all over the country and run several programs looking at spreading the innovation and using technology to make a good impact. So thrilled to be here. But as far as we don't endorse any specific products. So as we're talking today, I'm just talking about what selection I made not necessarily saying anything good or bad about others. Okay, so this is just Steve talking. This is just Steve. Not the CTA Foundation talking. Exactly. Okay, cool. So you got to start with the problem to be solved. Maybe some sort of requirements list. What were you looking for in replacing your vehicle? Yeah, so I'm someone who tends to drive cars into the ground. So I had a 2012 Toyota Camry, which I was using a hybrid Camry, almost 200,000 miles. And it was running fine, but I was ready to start looking at where I wanted to go from here and looking at new vehicles. And especially as I listened to you and as I listened to Bodie and others talking about the great vehicles out there, I was like, I think I may be ready to look at an EV or a plug in EV or look at going kind of that direction. So by the way, the most environmentally sound thing you can do, I understand, is run your car into the ground, right? Cause it doesn't have to be built. And the building of these vehicles actually uses a lot of energy and natural resources. So you're already doing the right thing. You started with a hybrid that long ago is impressive. And driving it into the ground, both good metrics. And real quickly, everybody, Bodie, he's talking about his Bodie Grimm of the Kilowatt podcast, which is a fantastic EV podcast you should listen to. I completely endorse that as well. And I'm a proud Patreon supporter of both the Nozilla cast and the Kilowatt podcast. So really that's been helpful just to hear the experiences that each of you have had their Teslas now, but also Chris Ashby with his Ford F-150 lightning and others, just the various vehicles that have been covered. Yeah, Steve and I kind of had mono vision only about Teslas until we started listening to Bodie and now learning about all of the different vehicles out there. It's really good to understand. There's a lot of options, more and more every day. It is amazing to see what is out there. So, but yeah, I needed a vehicle, you know, driving into the office. For me, I live a bit outside, you know, the city here. So I'm about 33 miles, you know, from where I live into the office each way. Perfect typical commute distance, right? They always say 30 to 40 miles. That's typical. Exactly. Only with Northern Virginia traffic, that's like an hour, hour and a half drive. But, you know, you're in Southern California. So that probably doesn't sound too bad to you. But so I need something that could be kind of fuel efficient to get me back and forth. I needed something as well. My wife and I have a farm that she basically runs and we have a cidery there. And so I also needed something that I could kind of pack with a bunch of stuff and bring out to the farm and move stuff around. And, you know, jamming all that into my Camry was a little bit of a challenge. So I wanted something. Mulch in the backseat. Well, yeah, you joke, but there was a lot of times there was mulch in the backseat and, you know, all kinds of other stuff. So I need something that I could really kind of pack with things. I didn't necessarily, like, I was looking at pickup trucks as well, but I at least needed something with a bit more storage than what I had.  I have family kind of up and down the East Coast. So being able to drive and visit them on longer trips. We also tend to like to go out and visit some of these Virginia wineries around here.  So we were looking at different options as far as making sure that we can get out, but also get back after that. And I'm not quite ready to fully go self-driving, trusting that to get me home after a winery or two. We're getting there. Oh, I cannot wait for that day. I think, honestly, just from an accessibility standpoint, self-driving is going to be an amazing innovation. Right. That's the dream. That is the dream. Because, you know, if we live long enough, we will all need it. Absolutely. So yeah. Now I think there's some exciting opportunities there and looking at some of these vehicles. And then, obviously, I want something reliable. I didn't want something that was going to be in the shop all the time. So did a lot of digging into that kind of data. You know, I have a garage on our house that's not the biggest garage out there. Honestly, my Camry just kind of fit. So I also wanted something, you know, I have several neighbors who just kind of park in their driveway, which I could do, but I really was hoping to get a vehicle that would fit in the garage, be able to keep it safe that way. What kind of price point were you looking at? I was hoping to keep it under $60,000. That was kind of my goal, you know, and ideally less than that. But, and I did have, you know, I had to trade in, but I knew it was kind of an older trade in with a lot of miles. So I wasn't expecting a whole lot there. So really just looking at, you know, what I could get for a decent price while meeting a lot of these different criteria. Okay. So a lot of, you know, silicast ways are rabid about their car has to have carplay. Are you in that camp? I was interested in carplay. I at least wanted something similar to that. You know, with my old Camry, it had a system that didn't always work all that well. So I made it work, but I wanted to try that out. Now I had tried carplay in a number of rental cars and a lot of them had these little tiny screens that they put carplay on. Yeah. So I was kind of like, I don't know that that is going to win me over, but I wanted something that I could easily connect my phone into, you know, I listened to a lot of podcasts as I'm commuting. Of course I'm listening to your podcasts as I'm commuting back and forth. So I wanted to have something that was easy to just control that. And that way, honestly, I always had to kind of like fiddle with my phone to control it, my old car. And I would prefer not to be touching my phone while I'm driving. So having something that projected it up on the dashboard was something that wasn't an absolute requirement, but it was kind of up there on my list. Well, I think carplay actually is good. I've gone from it's meh to it's good. It's not great, but I do still think it's good. But I think a lot of people's opinions on this are formed by the fact that the old systems we had were so bad. So they went from that to a carplay and not realizing there can be things that are also good, maybe not the same good as carplay, but you get in your head that like everything else must be like the car I used to have. And that's not necessarily true. But anyway, so now you didn't narrow it down between EVs and plug-in hybrids, right? Originally I was pretty convinced I was gonna get an EV. I had kind of in my head that I was gonna get an EV. I do have a colleague who has the Audi Q4 plug-in and she really loves it. So I was like, all right, I need to take a look at that. So I had- Open the door to that. As I was doing research, I had plugins in mind, but at the time it was more of, oh, I guess that's something I should look at, but I was pretty convinced I was gonna go the EV route just based on everything that I had read before I had actually done any real research on this yet. Okay, now when you talk about reliability, one of the things I wonder is, my father was a big proponent of, he would always say, well, that's just another thing to go wrong, like electric windows. But he's right, every time you add complexity, you add something else. When you have a hybrid, aren't you really getting the worst of both worlds on reliability? Because you have all of the components of a gas car, so you have to change the oil, you have to do all the things you do with a gas car, but you also have whatever could go wrong in an EV, which is sort of narrowed down some of parts. But now you've got both, you've got all the advantages of both, but you also have the reliability, right? That is absolutely a risk. Yeah, I agree, that's one of the challenges. It's something that, I guess, having driven a hybrid, now not a plug-in hybrid for the last 10, 11 years, and I had very, I really had no issues with the hybrid system. Obviously that's an of one as far as the case, but that made me a little more comfortable going that route. But yeah, it is something that there's potential challenges there, and I'm recognizing that going into this. Okay, so now, when Steve says he did research, I actually thought you were, Bruce, use the data because he is such a data nerd. I kept getting the two of you confused, getting ready for this, because when I looked at your spreadsheet, it's how many lines on? It's like 150 lines long, and it goes to like BN, I think, in columns on the right. So it is a massive spreadsheet of vehicles. Bart has a spreadsheet as well, but it is nothing like the banana spreadsheet you created. You look at a lot of the lines. At least online, I wanted, I basically went through as many websites as I could online of what are the top, you know, electric or plug-in vehicles out there, but I also just kind of pulled, who are the major manufacturers that you can get here in the US and just went to their sites and looked at, was there anything that even remotely appealed to me? Now, there were several on my list that put on there. I did a little research, but knew the minute I saw the price tag that yeah, I wasn't gonna get anywhere close to being able to afford one of these vehicles. Highlight this row in red if above this number. I'm big on color coding everything. So I had managed to like put in pricing both for the starting price as well as kind of, I'd go in and build on their website, what my ideal car would be. And then if it's over 60, it would be in red. If it was between 40 and 60, it was kind of a blue. And if it was under 40, it would be in green. So I could just kind of easily see, you know, okay, stop looking at that. I know it's really pretty. I know it looks like it has everything I'd possibly want, but it also is twice the price. And I think I would be in a lot of trouble if I came home with a $100,000 car. So. There would be words. So we're gonna go through line by line every single week. Absolutely, I'm happy to put your audience to sleep. So. Actually, not to put you on the spot, but would you be willing to share that publicly? I think so. Let me take one quick look at it again, just to make sure there's nothing too personal or anything in there that I don't think there is. But I mean, it's mostly links.  I started to populate a bunch of the different features. I didn't end up doing that for everything because honestly, I just lost attention span and realized I was gonna see a bunch of these cars in person. And a lot of things like Apple CarPlay and Android Auto and all those, it's pretty much universal now. Not everyone has it, but I was finding, you know, as I was. It wasn't a differentiator. No, it was just kind of the, you know, if they didn't have it, they had something similar that would work similar, work similarly, so. Okay, so let me tell the audience, if you see that I have linked to the spreadsheet in the blog post, then he said yes. If it's not there, then it didn't turn out to be something he was willing to share. I think. Probably, I would think. So you narrowed it down. What were the cars you narrowed it down to? So yeah, I'd originally narrowed it down to, I was, well, I wanted that F-150, but the price tag on that kind of ruled that one out. So, but I really had narrowed it down to the Tesla Y, the Genesis GV60 and the Hyundai Ionic 5. I looked at the Audi as well and then I was gonna take a look at the Kia EV6. So once again, almost all of them were electric, fully electric vehicles. Pure EVs. And then ultimately, as I was going around testing, actually it was interesting. I had one dealership that I went to and went to go look at their car and the dealer talked to me out of buying an electric vehicle from them because he was just like, oh, I wouldn't buy an electric vehicle these days. You know, it's just not the infrastructure. There's not like all this. And I was like, okay, well, if you don't wanna sell me the vehicle, I'm more than happy to keep moving on. I think maybe his manager got on him later because I started getting all kinds of emails from him asking when I was coming back in to look at vehicles. So, but when I went to the Kia dealership, which honestly, I really was just looking at the EV6 because I thought it was an interesting car. It was fairly highly rated and it didn't jump out at me when I looked at that car. But while I was there, I was like, you know, I should look at their plugins just to see what they have. That really won me over pretty quickly. The Kia Sportage is the plug-in, well, the plug-in version of the Kia Sportage, which is kind of their mid-size SUV. And it just had the, it was a bit bigger than a lot of the full EVs that I was looking at. So it had a bit more cargo space, which was something that was important to me. Just, I liked the look of it. I thought it had both the outside of it as well as the internal setup worked really well for me. And it kind of matched. I mean, maybe it's because the electric range for it is right at that 33 miles, which is what I need to drive into work. Now, I knew I wouldn't necessarily get, you know, that means I might have to pay or do a little bit of gas to get to work. Although, amazingly enough, I've been getting to work with a little bit of charge left. So I'm guessing at some point during my commute, it takes a little bit of gas or it's just getting enough from regenerative braking to... That's what I was wondering whether you're getting regenerative braking. And my understanding was it uses electric getting up to speed, but they, I should say hybrids, plug-in hybrids do electric getting the low end torque and getting up to speed, but it might use gas to keep going, no? It can do that. There's various settings. So I have mine pretty much set to operate as an electric vehicle until it runs out of charge and then it will move into more of that hybrid model. You can set it so it works more like what you're describing where it will kind of start with, you know, electric, but then move over to gas at various times. So that's the other thing. Maybe it's the techie in me that, but this vehicle has so many settings. Like you can dive in and, you know, adjust the color scheme inside and, you know, what's showing up where on the dashboard. And I also liked, I think you had talked on one of your previous podcasts about having custom buttons. This has a couple buttons in the vehicle. There's one on the steering wheel. There's another kind of on the like center console area and another in the kind of main display that you can actually customize what those buttons do. Now, I wish it was fully customizable. Basically for each one, you can go into a menu and choose from like eight different options for what those buttons can do. That's still pretty good. But you want it to be all of them. Oh, I want to be able to fully say, you know, run a macro when I press this button. Probably don't want macros running on my car, but. Short cut support. Yeah, so, you know, it's one of those. I do want to tell the audience something. I keep forgetting to tell them after the most recent time that I complained about the fact that I can't use any kind of button to control the temperature in my car that I have to use the touchscreen. Tessa came out with an update that does allow you to assign one of the buttons on the steering column to change the temperature. And I think there's a couple of different things you can change it to. I don't think it's as many as eight. The sad part is because Steve and I are on the beta track for full soft driving. We haven't gotten that update yet. So Pat Dangler's got it and Bart's got it and Stefan LaSage has it, Mark. Paulie has it, all these people have it and they're all excited. They're changing their temperature with the thumb wheel and the one person who complained the most about it doesn't have it yet. Yeah. But it's coming. That's the way it goes when you're on that cutting edge. Right. So let's back up just a little bit. We're getting a little bit into the weeds. Describe the Kia Sportage. I've never seen it. Is it a car? Is it a truck? What is it? So it's an SUV. So it's kind of the mid-size SUV for Kia. It is kind of two rows of seats. So it's not, it doesn't have the third row but it has a nice big back area as far as storage and cargo space. Because it is a plug-in hybrid versus full electric, I don't have the frunk. I was kind of looking forward to a frunk but it's got plenty of space far as kind of in the back area. As far as design of the vehicle, it kind of has the electric, the LED, front lights and back lights and everything. So it stands out a little bit although you see so many cars with those now. I know that's cheating. That used to be how you could tell if something was an EV and now it's like the gas cars are doing it.  Yep, exactly. No, my father was asking me to be able to explain how he knows a Sportage that's electric versus one that's not. And honestly, the only way you'd be able to tell I think right now is mine has, it looks like gas entries on both sides of the vehicle because one side is the gas, one side is the electric plug-in. Otherwise it would only have the one. So you'd have to encircle the car to be able to tell if it's a plug-in hybrid. To tell if it's the plug-in hybrid or not. But yeah, so yeah, it's your typical SUV but I like the setup of it. It's pretty, I just look up the picture. Okay, so you can go the 33 miles on electric pretty much. What about your full range with gas? Have you tested that out yet? So I haven't necessarily tested it fully. I've done a couple road trips. In fact, actually that's one of the nice things is I've now had the car two months and driven about 2,400 miles and I just put in my third tank of gas to the vehicle. So, and two of those were because I took a road trip to Richmond for a weekend and so I topped it off to go down there and then refilled it coming home. So I think when I fill it up, it tells me if I have both a full electric charge and a full gas charge, it's got like a 450 mile range, something like that. I like how you just called it a gas charge. Yeah. You know, I'm moving over to the electric world. Well, yeah, the words get hard like you want to say I press the gas pedal. Well, no, is it, in your car, what is it? We'll call it accelerator. I was going to say, I think at this point it's an accelerator. But yeah, so I, you know, it's not a big gas tank. I think they do that just from a weight, weight issues. You said it had 400 mile range on gas. So yeah, it's about that. Yeah, not a big gas tank. My last gas car was 300. It's 11.1 gallons. So I know when I've tried to fill it. So it's got good mileage. Because it moves into hybrid mode when it's not doing full electric, it does have, you know, pretty good miles per gallon on the gas. So that's a big advantage. I hadn't thought about that. Yeah, because that's not a very big tank at all. I think mine was 15 gallons. And I mean, if I got 300 miles, 320, that was a good tank. But that was mostly around the city. So what other high tech features does it have? So I mean, this one does have, you know, all the, you know, what you'd be looking for as far as it does have the Apple CarPlay in there. One of the things I do like about it, though, is it's got a really long kind of display for that. So you're able to, you know, Apple CarPlay has where you can put like multiple apps on the screen at once so you can have your ways going for maps while having your podcasts going. It always seems to insist on putting whatever's next on my calendar on there, even though I don't want to know. I really wish I had more control over what shows up where there. I think that's an Apple thing as far as, you know, being able to control all that. But because it's such a big screen, it doesn't feel like it's cramped and little. It's really easy to see and control everything on there. So that goes really well. That's been my biggest complaint with CarPlay is I feel like crammed all this stuff together and you've got little tiny boxes of stuff. And again, most of my experience, actually possibly all of my experience has been in rental cars. The one exception being the Chevy Bolt had a nice big screen, which is crazy in a $28,000 car. So they could be doing it in the other ones. Yeah, absolutely. And yeah, that was my experience before it as well. So I wasn't sure about going that direction, but this one really kind of won me over. It does have a lot of like, you can adjust the modes of driving. So I tend to leave it in eco mode, which does give you a little better miles per gallon. But if you want to, you can go into sport mode and it's got a little more pep to it coming off the line and all that, it's not a Tesla at all. That was the one thing I definitely noticed. I was given up by not going with the Tesla is just the horsepower of being able to start up when the light goes green, but it's got a decent amount. Let me describe that a little bit to people and have you tell me what your experience is like in the Kia, the interesting thing about driving an EV and most of my experience in EVs has been on the Tesla is that it's a linear torque curve. So you know how in a gas car, you start to accelerate and it kind of goes and it jumps up. You can tell the curve is not linear. It kicks in on the electric vehicles. It's just linear. You just press on the pedal and there's a direct connection from you to going faster and the acceleration is phenomenal on it. So even if the acceleration isn't phenomenal in the modes that you're talking about, is it still that linear feel or do you feel more like with a gas car? It depends on whether you're running electric at the time or if you're running on the gas at the time. So when it's on gas, you can...   The only time I would think of doing that would be if I haven't filled up my gas tank in a really long time. You need to burn some. Dealer said that it could probably go about six months with the gas in there. And supposedly the car's smart enough that it knows to start burning more gas if you need to do that. Gas gets stale, right? Yeah. And I don't understand what stale means. Is it a chemical decomposition in some way? This is over my head. I don't know. I know there's various treatments you can use for it, but and evidently it's a pressurized tank and that's supposed to help prevent it from getting stale. Water vapor or anything in there. But yeah, I kind of have it in my head that I'm gonna be a little more conservative.  Go to a winery. Exactly. Go out, have some experience and then unfortunately need to fill up the tank. But if I only have to fill up the tank quarterly, I think that'll be... I'm happy with that. Yeah. Now there's another question. Somebody was just talking to me yesterday. We got a chance to see a Rivian and we ended up talking about all kinds of different cars and you have to change the oil as well on your car. Is that right? I do. But you have to know to do it even though you haven't driven on gas very far. Yeah. So that is one of the other downsides that I was looking forward with an EB of not having much maintenance at all. But because I have the gas engine as part of it, I do still need to do the various maintenance is change the oil, do all that. That's important for people to remember, right? Is that even if you're not using the engine very much. So I assumed that you would not need to change the oil very often because usually it's because you get little shavings of metal as the gears are hitting each other and stuff that affects the quality of the oil. But my understanding is just it's sitting in there for a long time, you need to change it too. Yeah. So usually they based on time, they also, I mean, and how often they want you to do it versus how often you absolutely need to do it. I'm not a mechanic, I won't say for sure, but yeah, you still need to, even if you're pretty much only running an electric, my sense is you still need to change the oil ever so often. Yeah. My father-in-law really instilled in Stephen and me that you really want to change the oil as often as they say, like they say every 3,000 miles, we used to do it every 3,000 miles and that you just, if you want your car to last a lot longer, it's a good idea to actually do, it's not like how often they tell you to floss at the dentist or anything like that. So back to electronics, what about cameras and things like that? So yeah, it's got the surround sound cameras. Now this was- Surround sound? Surround sound. The surround cameras, the 360 cameras, and this is something my wife had in her car and I really kind of fell in love with that and said, that was something that was high on my list to get because just pulling into, and I don't know, it's one of those things I've been driving for many, many years now and never needed it, but once you have it, it's so nice to see, oh yeah, I'm well within the lines and have plenty of space behind me. I'm not sticking out of the spot at all. More cameras is safer, right? More views. Oh, absolutely. Fewer blind spots. So I really like that feature. It also has all like, so many of the different like safety sensors of like, if you go to try to back out and someone's coming down the parking row, it will beep at you and stop you. And same if you were pulling forward, watches for pedestrians, it will yell at me if I'm moving out of the lane the wrong way and all that kind of stuff. So it's got a lot of those kinds of safety features built into it. I feel like that.  Yeah, I really hope so. He's backing up, right? What about driving on the highway, automatic cruise control, any adaptive cruise control, that kind of thing? Yeah, so it does have, it's got the automated lane assist, so it'll keep the car within the lane even as the road is, that actually, you know, driving home from when I picked up the car, I ended up picking it up from a place that was a couple of hours away. So I was playing with that the whole, now it yells at you if you try to take your hands off the wheel as you're doing that. But it was amazing how well on some fairly windy roads it was sticking right to the lanes. It also has its highway drive assist, which basically takes that lane assist and then adds kind of the adaptive cruise control to it. So, you know, it will adapt to what the car in front of you is doing to keep a proper space there. I wouldn't say it's, you know, like Tesla's self-driving at this point. That's supposed to the features that we use, though, to be honest, is the staying in the lane and the adaptive cruise control. Now, in our cars, if you're in true stop and go traffic, it'll come all the way to stop and actually accelerate back up as the cars start to move. Does yours do that? It has something like that. I think depending on how long you're stopped, at some point, if you're stopped for too long, I think it kicks out of that mode. Oh. Honestly, I haven't really experimented with that all that much. There's so much construction going on on our roads right now as I'm driving into work that I'm still not convinced I fully trusted around all the orange cones and everything. So, I'm usually maintaining control as I'm doing that. But I know there is some features there, but I don't want to say for sure how well it doesn't work. Okay. Okay. What about any kind of remote control? So, yeah, that was something that, you know, well, there's a couple of different things there. One, the guy that was telling me the car kept highlighting, you know, with the app, you can remote control this vehicle and you can turn it on, even if you're like at an amusement park and it's way out in the parking lot, you can turn on the vehicle, get it started. I was like, I don't know that I want to do that, but I guess there's a use. Maybe you want it to not be 2,000 degrees when you get inside. That is true. So, it does have that, but then it has, with the key fob, you can actually back up or pull forward the vehicle.  I've experimented with this kind of at home in my garage and driveway. I haven't quite pulled the trigger on trying that in the real world yet, mostly because there was one, actually we were out at a concert and I was looking at doing this, but the line of cars trying to get down was so long I didn't want to be there trying to play with this and get it working, blocking traffic. So, I haven't really tried it out in the wild yet, but. I've only tried that twice in my car and it was because I had to, because some Bozo parked a 16th of an inch from the driver's side and I just pulled my car out. Interesting enough, I've tried to do it in my own garage and I have a lot of trouble with it and I think it's because of the cellular signal confused with the Wi-Fi signal because the car's still inside my garage and so it's hit or miss whether it works, but both of the times I actually needed to get it out, it was there for me, so it was good to have, I think. Yeah, it seems like it's a nice feature. So yeah, I've liked that. I'll tell you one other feature I really love about the car, the cooled seat. So I'd had heated seats before, but I had never tried cooled seats, the ventilated seats. That is, I mean, it gets hot and humid here in Virginia and that feature alone, I think, stands out to me. It seems like it's very basic, but I love it. My son just got a Honda, which is, what is their mini van called? Odyssey, and it has cooled seats and he lives in Houston. He is a fan of the fans. Oh, I would imagine. Fans on your fanny. Yup. So we've been talking all great things. There's gotta be some downsides to the car. Yeah. Balance it out a little.  You know, I'll tell you one thing that, like I said, I ended up going a couple of hours away to pick up the car, because there's actually not a lot of them available. I ended up using their website to look and basically pull up every car from New Jersey down North Carolina to find, you know, who had them. When I showed up to get this car, I didn't realize it was this matte paint, which I've seen a bunch of cars on the road with this matte paint. And I was like, okay, fine, it looks okay. I'm good with it. But then they make you sign a whole nother document saying how to take care of matte paint.  You need to get special soap and microfiber and whatever else. And here I am thinking every weekend I'm driving out to a farm on a dirt road. So we'll see how long this paint lasts. I don't know, but that... I'd never even heard of this. Yeah, so I don't know. We'll see. I mean, I don't mind the look of it, but they made me... Like delicate paint. I was gonna say, if anything, I want more hearty paint, not more delicate paint. But so that's one kind of a little annoyance. It did come with the tire mobility kit, basically a patch system instead of a spare. Is it that goo that squirts on the inside of the tire? Yeah, exactly. And it seems like from doing my research, a lot of EVs and plug-ins are going that route just because it reduces weight in the car. Yeah. Well, you're one step ahead of the Tesla. We didn't get a spare tire and we didn't get a tire mobility kit. We had to buy that separately for another $200. So, you know, we only paid 70 grand for the car. Why would we get something like that for free? Well, when I test drove the Tesla and asked about that, they basically said, well, you're just gonna call and someone will eventually show up. And I was like, okay, so, you know, if I have a flat tire, I can't just get on the way myself. But yeah, so that, you know, at least I guess I do have the kit to patch, but that is something that, you know, if I had my way, I would have still had the spare. Yeah.  I will say, you know, 6 a.m. in the morning when I'm backing out of my garage and wondering how my neighbors feel about my, you know, backing up truck, not quite that loud, but that is something that I'm always a little self-conscious of. I feel like I'm the big Mack truck backing up in the morning. What's charging like? Charging, that's probably the one other area is it only does level one and level two charging. So. So not to, and DC fast charge. Yup. So it doesn't do DC fast charge. It doesn't do the DC fast charge, at least I'm pretty sure it doesn't. I don't have a connector for that. There may be some kind of adapter, but I haven't figured that out if it does, but, you know, level one charging is, even though it's much smaller battery than a full EV, it's still pretty much charging overnight. So that's when you say level one, that's just off the 110? Plug it into a 110 and, you know, actually when I first got it, it comes with a level one charger and the charger you can actually adjust the wattage on it. And I didn't realize that at first. So I plugged it in and ran it for about 24 hours and hadn't fully charged because it was down on this like really low trickle charge level that basically just kind of, I guess, keeps the battery slowly charging. But, you know, once I realized that and adjusted the setting, you know, it basically is, I think like six or eight hours, it's overnight to charge that way. Now, I have. Do you know what your battery capacity is? That's a good question. I know I've seen that and I'm not remembering. Probably in your spreadsheet, right? It's probably somewhere. Yeah, I'm not remembering it off the top of my head. Now, level two charger, we have one of those at my office and I'm looking at installing one. So level two charger is like 220. Yeah. And maybe 40 amps. Yeah, something like that. And that it'll charge fully in, you know, probably about two hours. I think it averages about two hours. So, you know, once again, it's not something where I can just like stop on the side of the road and charge unless I'm doing kind of a longer stop somewhere. So like when I took the road trip down to Richmond, you know, the hotel we were staying at had a charger. So I plugged it in there and was able to charge fairly quickly there. But it's not, I mean, as much as people talk about being able to charge on a road trip, it's a little bit long, even if I find level two chargers to have to stop two hours each time to charge it. And then that's the other thing I realized about the plug-in hybrids because at first I was a little worried of I've been fully charging this vehicle.  Turns out the way that the plug-in hybrids tend to work is the battery actually has more capacity than what they're necessarily showing you. So when you're fully charging it, it's actually at that about 80% level, at least according to what I've read online. Okay, well, that's better to trick you in that way because it turns out it's bad for batteries to be charged to 100%. That's a thing. So we do it before we go on a long road trip, but the rest of the time we keep it set at 80. Yeah, so essentially when I think I'm fully charging the vehicle, it still has potentially some capacity. I just don't have access to that additional stuff. But still level two in two hours, that's gotta be a little bitty battery because ours takes a lot longer at level two. So the DC fast charging is definitely a better deal. Well, it sounds like this is a really nice car, a really nice alternative. It gives you the size that you were looking for with all the storage. You've got the advantages of being able to drive to work without using any gas, but you can on the spur of a moment decide, okay, we're gonna go to a vineyard and you've got the range with the gas assist in that case, right? Absolutely. So yeah, I've been very happy with this vehicle so far. How much did it cost? Did it need the 60K? No, it was 43. 43. So 43 and that was I think before trade-in and all that kind of stuff. 43 out the door or is that before tip and tax? So that's before tip and tax. And I think actually ultimately it ended up being about 43 once I got my trade-in taken off but then all the tax and all that stuff added on. One thing I will say, if anyone's looking and I don't know if this is just KIAs or I assume other dealers do this as well but the first dealership I went to buy from, they had what they called a market adjustment fee. Basically there's a lot of demand for electric vehicles in Northern Virginia. And so they actually wanted an extra $10,000 for the car. And so I was like, I'm not paying $10,000 and they were not willing to negotiate on that. But what I found is every dealership sets their own fee. So there was one other I went to nearby and they were at like, I think it was like $3,500 for their adjustment fee, which was better. But when I went up to Pennsylvania to buy the car, I learned that when you go to an area where basically the dealer even told me he can't sell an EV where he is, they had no market adjustment fee. He was happy to get it off the lot I think. So that was an interesting kind of lesson learned as I shopped around a little bit for the video. I learned from Chris Ashley when the Ford F-150 first came out, a bunch of dealers were starting to tack on $10,000, $20,000 fees and Ford came down and slapped him and said, no, you're not. And I thought that was really interesting. That impressed me that Ford said no. I mean, I would imagine for the vehicle manufacturer, I mean, that's suddenly all these vehicles, if they get the reputation for being too expensive and it's all because of these extra fees added on, that's not good for them, so. Right, right. And of course, they don't get any of that extra market adjustment fee. But I think what they did was they said, okay, fine, you can do that, but you aren't getting another one. Yeah. That'll be the only one you ever sell, so that's not a good deal. Well, this has been very cool. You've got a pretty good write-up on this that we're gonna publish as well. And it sounds like a lot of fun. I think this is cool. I like learning about all the different alternatives because I'm very brand loyal once I, the chances of me changing out of Tessa, no, given certain circumstances possibly, but I tend to buy one kind of thing and then I just stick with it forever. I only ever owned Hondas and Acuras before this car. So I like learning about things that I don't know anything about. This was very cool. Yeah, well, happy to share a little bit of an alternative here. And yeah, I mean, there were, like I said, it came down to me between the Kia and the Tesla were my final two. And I think I would have been very happy either direction, but ultimately I think I found the car that was the right fit for me. Very cool. Now, if anybody wants to chat with Steve more about this or anything else, he's pretty active in our Slack community over at podfeed.com slash Slack. That's perfect. Not as active on the various socials anymore, but yeah, Slack is a great place to find me. Why it's so much fun doing that recording with Steve. And yes, he did give us the spreadsheet. It's linked in the blog post that's linked in the show notes. That is going to wind us up for this week. Did you know you can email me at allisonatpodfeed.com anytime you like? If you have questions or a suggestion or a review, just send it on over. You can follow me on mastodon at podfeedatschaos.social. Remember, everything good starts with podfeed.com. If you want to join in the fun of the conversation, you can join our Slack community like we just said at podfeed.com slash Slack, where you can talk to me and all of the other lovely No Silicastaways, including Steve Huell. You can support the show at podfeed.com slash Patreon or with a one time donation at podfeed.com slash PayPal. And if you want to join in the fun of the live show, not this week, but normally you can head on over to podfeed.com slash live on Sunday nights at five p.m. Pacific time to join the friendly and enthusiastic No Silicastaways. Thanks for listening and stay subscribed.


A lot of people from Twitter are applying that are like on, on Twitter, they're the best traders in the world. But then you look at the broker statements and you're like, come on then. You're crazy, bro. And that's crazy. What would that process like stand? How do they, how do they hire you? Did they find you? Did you reach out to them and what type of, uh, do they look at your broker statements for the people that want to get into prop trading? Like what's that like? Yeah, that's, um, that's a good question. So that's pretty much all I've known since 2015, right? I got hired a while ago and now I'm the one doing the hiring.  And I love, I love the prop world. Um, I don't know what I would do without it, to be honest. I'd like to think that I would be able to survive on my own like, like you guys did. Um, but, uh, basically what happened was, um, I was, I went to brew college and, uh, Mike Katz, the hiring manager at seven points, he also went to brew college and he liked to hire a lot of people from brew college. So when I was hired, I was in a group with I think five or six other guys and they're all from my, my school and probably half the firm were from my school and, uh, but we're not brook. So it's, you know, it's like a trading school basically, like we had a trading floor and we had like technical analysis class quite interesting. Yeah. Didn't really learn about like trading.  And I graduated with finance degree and it is nothing to do with, with actual trading, but it, you can kind of get your feet where you get like a very like one-on-one introduction to trading, um, if you take the right classes. And so they, they, um, I submitted my application. I had like, um, a phone interview and then I came in and, uh, I came in with a tablet and with some of my trades and I showed my cats like, this is what I did. This is what I did. This is what I was risking. And he's like drilling me down with all these questions about each individual trade. And then at the end of the interview, um, he's just like, you know, we, we basically do a very similar thing here. Um, we do like more, you know, more stuff. We do like more market making, um, some other different stuff, but we do a lot of like momentum trading as well. So that's, that was the interview process. I got hired and that was probably the biggest like turn, the biggest angle of, of that turn, um, where they kind of showed me like how to do market making. And, um, I think within like four or five months, I was, I was in that green and I was profitable. Were you scared to use someone else's capital?  Someone else's money as well.  Or did you say the exact same thing? Damn, this is somebody else's money.   Some, some people, uh, some people are like leaning this way. Some people leaning the other way. Um, I think Nico had, um, wasn't very comfortable when he joined a prop firm, you know, Nico, he wasn't very comfortable joining the prop firm at first cause he's like, man, I'm going to lose somebody else's money and I'm just like, dude, it's so somebody else's money. So yeah, so for me, it was like, I don't care. It's not even my money. Um, we had conversations with one of the founders, Gary, um, when I joined, you know, one of the guys was like, kind of afraid to like lose money. Um, and he's like, who cares? It's not even yours, you know, and he's, he's the owner of the firm. So that's just like, okay, here we go. Let's, let's risk some money. So I didn't really care, but I think a lot of people do and I don't think that that's a good reason, um, to like hold yourself back, you know. So you, and you also want a firm that's able to support you and be like, listen, like we want you to do the best that you possibly can. And whatever we have to do to get you there, we're going to do that. So I think that's really important.  I look for somebody who is very passionate about trading and is not afraid to ask like dumb questions. Um, but also does the work, I don't know, just common sense things, you know, like there are a lot of people that are like, like profitable, but they don't want to join the firm because they're already profitable. You know, what's the point for them unless they want more, a lot more capital, um, so, you know, that happens once in a while. Um, but for the most part, it's like noobs are applying. They're like, don't really know what they're even applying for. They just like looking for a job. So I'm just looking for something in between where the guy just, you know, kind of like where I was, I just needed a bit of capital, a bit of guidance, you know, like cheap locates and that sort of thing.  So that's kind of what I, um, what I look for right now.   Are you struggling to find the right stocks or trade? Are you making money for one, two, maybe three weeks in a row and losing it all in one day? Are you struggling with sizing up on your trades? Well, I found that the best way to fix these problems is to trade alongside a millionaire trader live on stream with no delays. My investing club's new live trading stream is the missing puzzle piece to your trading every day at 9am. I share my screens, find the best stocks to trade and build my watches live. Then I execute those trades live on screen. It's like you're sitting right next to me as I trade every single day. Due to the high demand of the screen share, we only have a few spaces available every single month. So if you're seeing this now, it means that space is still available. And here's the best part. If I do not generate $20,000 in realized gains per month on live stream, you do not pay. So go to myinvestingclub.com slash live trading to get 50% off your first month on the live stream. Spaces are limited and filling up quick. What do you have to lose? This may change your life. It's the little things, bro. It's the little things. And I think it's important too that you said someone that's passionate because trading is really tough, man. Like you, it's, it's, you have to have someone that's not going to give up easily. Right. And for a trader that's brand new, that doesn't even know what the hell he's applying for, he might not have that. A one more thing is, is there like a certain, and again, I want to kind of get into details because I know people that may be watching are interested in the proper role. This, do you look for, all right, this trader has made $50,000 in his trading. This guy's made $100,000. This guy's made $10,000.  So is coachability more important than P&L for you? Yeah, I think it's probably up there. Maybe it's more important because to be honest with you, a lot of guys that are showing big P&Ls, those P&Ls a lot of times are not real. You know, like you would be surprised. It's more likely than not that it's fake P&L. I ran into this so many times. And not just me, but also like my cats and like Manjir, the owners of the company, it's always like that. So are people trying to like fake their way into the prop firm? Yeah, yeah, I think so. What's been one of the like most, most elaborate schemes that you've seen?   Wow, they're just advocating PDFs, right? I don't know how I don't know. I would be speculating, but I don't know how it happens. Maybe maybe it's the truth. I don't know. Maybe it's the truth and then they go live and they just can't make a dollar. So it happens all the time. It happened many more times that I can count. And what they're doing now is they're doing what we're doing now is we're putting people on a demo. So the guy is applying. He's like, Hey, I'm a profitable trader. And the thing is being profitable trader is not really a requirement. You know, it's not really a requirement. You have to be like Alex, you said you have to be just coachable guy and you have to want to learn and that's really it's that's enough. You know, that could be enough. You put in the right environment, you have the right set of skills and you have the right mindset and usually fine. But people try to kind of finagle their way into this. And okay, you're profitable. Go on a demo for like a couple of weeks, maybe a month while you're studying for the for the SAE exam. And then the, you know, that account is looking like this. And it's just like, well, are you profitable or you're not profitable? Let's let's get down to the truth here. You know, so a lot of people from Twitter are applying that are like on on Twitter, they're the best traders in the world. But then you look at the broker statements and you're like, come on then. You're crazy, bro. And that's a crazy. You feel like name dropping a few? I'm just kidding. I'm joking. I'm joking. You know, my list is very short. My list is very short. But if I were to ask my cats and he wouldn't tell me either. But he, I think his list is pretty long.


It gives me immense pleasure to introduce C.A. Mr. Panko's Goyal. I generally tell him Professor Goyal because he has certain qualities that is rarely found among the teachers. He is a very good teacher, erudite teacher and he is a professional par excellence. Now he is working with World Bank. He is here. He will be talking to you on number of standards. So far, we have not talked standards in the forenoon session or prenoon sessions. We talked about concept, principles, etc. You are welcome to ask him questions. But at the same time, he has to be careful that he has to cover a lot of areas and each area is quite huge so that your questions should be quite provocative at least to him so that he can give you a better constructive reply and time is better utilized. That is more important. His time is better utilized. Please attend to him and I invite Professor Goyal to take over. Thank you sir. Thank you sir. First of all, good afternoon everyone. It is a tough session after lunch. I can understand. I will take it as a challenge because whenever the session was planned it was discussed whether I should take a morning session or after lunch and ultimately we decided let me have an after lunch because to take the after lunch session it is always a fear that everyone will be taking a nap or discussing about how was the quality of the food. What was the menu. Today was the quality of food. So what will we get in the evening? What will we get in the morning? So relax. We will discuss all types of menus and everything and my way of taking the topic is very very different. I don't like sitting there. I may come even to any one of you because I know some of you are very very senior. Some are of my age but for me that I have been given a task and I have to complete a task and I still remember I will start this session with complimenting Bakshi Sahab I was reading a lot of annual reports I have requested a lot of annual reports for different different organizations. I would name them because here we are not talking about any specific things we are talking about general things and I was very happy to read in one of the organizations annual report it is written that we will create and implement the accounting standards as per the directions given by Ministry of HRD it is written there and we are just waiting for the formats to come we are just waiting for the formats to come it means already that drive is already there or abhi my lunch may be a lot of discussion actually position educational institutions exactly the same way long back 15 years back local government may be the same you all know government has three tiers central, state or local local government may be the same urban local bodies ULBs may be accounting double entry or cruel or AS and you will be surprised accounting standards are not there yet even ICI Navy has not made all AS ASLB accounting standards for local bodies even when for the first time accounting standards were mentioned maximum was saying we are only implementing because our funding comes from the center if we do not do it center will stop the grants it was not voluntary it was basically compulsory if we do not do it logically our fund will stop if I am correct how many people are sitting here or other institutions in the mind of 90% instead of this we are doing it because it is mandatory otherwise the funds and grants which we record in the books may be closed even I was a part of University of Delhi I was a permanent faculty in DU I resigned in 2006 to start my consulting assignment I will just share 5 minutes so that I can get the idea I cleared my CA long back so generally my appearance people say what will this teach but do not worry we will discuss after 3 hours because you are with me for 3 hours I cleared my CA long back into zone 2 did my graduation from SRCC then I am common in finance I am pursuing my PhD in finance at present and the trainer for the CAG also for the world bank so lot of trainings have been done you will be surprised when we are talking about AS we did one assignment in Afghanistan Kabul it was a world bank assignment even there also we implemented the double tree accounting and your accounting standards so if we can implement and we did in 11 months when it was not in English it was not in Hindi it was in their language Pushto language only so if we can do there in 11 months then frankly speaking anything is possible these are some of the books which I have written then I am just sharing with you so that at least you can get the idea of the scopes this is a project which I am doing it at present this may be exactly world bank project I am sitting at the ministry of urban development it is a 5 year project where across the India 34 cities we are giving this support how to improve their financial system accounting part so exactly here when we come these are some of the trainings which you have taken you can see the training which I did in Kabul and you can see the audience that shows that even these people were interested in and I am talking about the long back in 2006 first of all I will start with the major part because your previous session there was a reason I came early I just wanted to see the feel actually what is the discussion of the audience maximum of you were asking those queries if we take land then what happens what is the standard format of the accounts right how the depreciation should be charged now the discussion was about books you have raised the point I have raised the point from Calcutta sir what should we do on books the rate of depreciation is 4% I have said it on net I have shown it to you and the query was on books generally depreciation is not given and if we have to put a higher rate then it will be against the law I will show it to you it is not we will discuss I have never planned my sessions right and my way of taking will be very different it will be presentations may be some videos also to explain the concept first of all we have AS logically we should know what is accounting standard and how many accounting standards a very simple example if it exists just see in front of you rules yes rules can be you will you shall or you must which one is mandatory last one the first meaning of the standards is that these are rules and those rules there is no deviation secondly in a mind sir we are educational institutions we are not here for profit then why AS have been imposed on us sorry I will take a practical case my house has a temple we have it sir since last 6 years or AS that depreciation claim did not that CA was saying because you are the temple and you are running not for profit so depreciation should not be charged we show to a temple just see in the accounting standards applicability it is clearly written any activity any activity if of commercial nature any activity commercial industrial or business then AS are mandatory a commercial means what even a single rupee profit if you charge when you charge from your students you never charge cost to cost may be 1 rupee extra but your profit element is involved there you conduct your workshops when you conduct your workshops you always charge a fees right it means commercial activity is involved that temple used to give a room for the marriages for the functions everything and used to charge a rent it is a commercial activity AS is the first myth AS is mandatory for us it is not applicable sorry they are they are and don't worry my all presentations I will be uploading them on my website also I will be giving you link of my website no need for any copy each and every thing I will upload it now even how many of you know him who is he please I believe in discussion my way of taking is very different thank you it seems you have eaten when God was born there was a specific purpose behind it the purpose was everyone knows it to basically remove all the bad practices bad practices isn't it that is why all the stories that were told that was a pre-plan it was a conspiracy it is God's conspiracy that is why exactly exactly when CA institute was formed in 1949 there were lot of bad accounting practices are going on there were no rules no format no regulations logically everyone was following their own method logically everyone was following their own method so I take an example ICI was formed in 1949 I call ICI as a mother why I am calling ICI as a mother because ICI is a body of ministry of corporate affairs ICI has all the regulations and rules it has to be ultimately approved by ministry so ICI was formed in 1949 now I am a mother I was watching it for a long time there were lot of bad bad practices going on so my mother gave birth to a baby the name of the baby accounting standard board I am telling you the history of AS so my mother gave birth to a baby on 21st April 1977 ASB the name of the baby accounting standard board logically this baby has grown up now from 77 if we come to 14 then in India if you make AS who will make ICI ASB because you have any AS query you will make ASB immediately you will get a reply till now total 32 accounting standard have been issued means their drafts are ready they are with you you will get it on site but you will be surprised only 30 people come in use the reason is if I count 1 2 3 4 5 6 7 8 there is no 8 9 and the building I am standing in in IIT there was a lot of mandatory for 8 AS 8 was research and development cost research and development cost and all the IITs if you have seen a movie 3 idiots 3 idiots how many people have seen it sorry I know many seniors but I consider you as my student sir how many people have seen 3 idiots there is a scene in the last when Ameer Khan has a scene when entire models are being shown inventions are being shown all those are patents isn't it all those are patents all those patents were research and then it was developed talk about your iPhones if the latest iPhone is available I don't remember which one? i5 what is the price sir 50,000 if I want to purchase i5 will a new model come after that it means the research is still going on you are incurring a expenditure on the research if you are incurring it means the money is going how to record it that all part is being covered in AS-8 but AS-8 was very very old there were not many things in it replaced it scrapped it scrapped AS-26 intangible asset I will be covering this in tomorrow's session when I will have a discussion about depreciation of fixed asset AS-26 is not different but I will be covering that point also this is the point of depreciation sir now basically for usage it is only 31 and out of 31 all the sessions we have planned in 3-4 days in this context in educational institutions generally seeing the accounting policies which are applicable mainly that is why we have planned the main sessions first


Six major sectors that need to be improved by the new Nigerian president. In a time when the world and Africa faces a lot of challenges, the giant of Africa is not left out. Climate change, health crisis, food scarcity, terrorism, and much more have become the other of the day. In Nigeria, the new president, Bola Amant Tinadu, has a lot in his plate to hand. In the previous regimes, citizens of Nigeria lamented about poor housing, insecurity, unemployment, poor roads and infrastructural development, giving his Excellency Tinadu so many tasks and challenges to handle. Hello and welcome to this video on the sectors to be handled by the new Nigerian president. Nigeria is the most populous country in Africa, and the new president has a lot of work to do to move the country forward. In this video, we will be discussing the major projects that the new president is expected to complete during his tenure. You are on to Africa Reloaded. Stay with us to find out which major changes should be made in Nigeria for the citizen to live a happier life. As we write on, take a few seconds to like, share, and comment on this video. Infrastructure development is one of the most important projects that the new Nigerian president needs to complete. Nigeria's infrastructure has been in a state of disrepair for decades, and this has had a negative impact on the country's economy and the quality of life of its citizens. The new president is expected to prioritize the development of infrastructure, including roads, railways, airports, and seaports, to improve the country's connectivity and make it more attractive for investors. To achieve this, the new president is expected to work with private sector partners and international development agencies to invest in infrastructure development. This includes the construction of new highways, bridges, and tunnels, as well as the expansion of existing airports and seaports to accommodate larger cargo ships in aircraft. Electricity has been a nightmare in Nigeria for more than two decades, with many regimes trying and failing to produce and provide adequate electricity to millions of households in Nigeria. Improving power generation is another major project that the new Nigerian president needs to complete. Nigeria has been plagued by persistent power outages, which have hindered economic growth and development. The new president is expected to prioritize the expansion of power generation capacity, including the development of renewable energy sources, such as solar and wind power. To achieve this, Bola Amantitini is expected to work with private sector partners and international development agencies to invest in power generation infrastructure, including power plants, transmission lines, and distribution networks. The new president is also expected to implement policies to encourage the use of renewable energy sources and reduce the country's dependence on fossil fuels. Agriculture Development In a time where the world faces a global economic crisis, food scarcity, malnutrition, climate change, and other basic challenges, Nigeria, the giant of Africa, needs to strive to provide good living to its over 200 million population. Agriculture is a key sector of Nigeria's economy, and the new president is expected to prioritize agriculture development to improve food security and reduce poverty. The new president is expected to implement policies that will support small scale farmers and incentivize large scale commercial farming. This includes the provision of agricultural inputs, such as seeds and fertilizers, and the development of irrigation infrastructure to improve crop yields. He is also expected to invest in research and development to improve the quality and quantity of agricultural production in Nigeria. Education The Nigerian education system is a combination of both traditional and modern methods of learning. Nigeria has a large population and a diverse culture, which has resulted in a heterogeneous education system. The Nigerian government has made significant efforts to improve the quality of education in the country. However, the education system in Nigeria still faces numerous challenges. One of the major challenges is the lack of adequate funding for education. The government has failed to allocate sufficient funds to the education sector, resulting in poor infrastructure, inadequate learning materials, and low teacher morale. Improving education is another major project that the new Nigerian president needs to complete. Education is a key driver of economic growth and development, and the new president is expected to prioritize education development to improve literacy rates and provide better opportunities for young people. The new president is expected to invest in building new schools, hiring more teachers, and providing access to quality education for all Nigerians, regardless of their socioeconomic status. This includes improving the curriculum to ensure that it meets the needs of the modern world and providing vocational training programs to provide young people with the skills they need to succeed in the workforce. Healthcare Healthcare in Nigeria is a major issue that requires urgent attention. The healthcare system in Nigeria is inadequate, and the majority of the population lacks access to basic healthcare services. The healthcare system in Nigeria is plagued by a lack of funding, insufficient healthcare facilities, and a shortage of qualified healthcare professionals. One of the major challenges in the Nigerian healthcare system is a lack of access to basic healthcare services. Many people in Nigeria, particularly those living in rural areas, lack access to healthcare facilities and services. This has resulted in a high rate of maternal and infant mortality, as well as the prevalence of infectious diseases such as malaria, tuberculosis, and HIV slash AIDS. Another challenge is the shortage of qualified healthcare professionals in Nigeria. The country has a low doctor-to-patient ratio, and many healthcare professionals leave the country to seek better opportunities abroad. This has resulted in a situation where many people in Nigeria do not have access to quality healthcare services. Improving healthcare is another major project that the new Nigerian president needs to complete. Nigeria's healthcare system has been underfunded and understaffed for decades, and this has had a negative impact on the health of its citizens. The new president is expected to prioritize the expansion of healthcare infrastructure, including the building of new hospitals and clinics, and the hiring of more healthcare professionals. The new president is also expected to invest in research and development to improve the quality of healthcare services in Nigeria. Security in Nigeria is a major concern for both the government and citizens. The country faces numerous security challenges, including terrorism, insurgency, armed robbery, kidnapping, and communal clashes. These security challenges have had a significant impact on the country's economy and social stability. The Nigerian government has taken various measures to improve security in the country. However, despite these efforts, security remains a major challenge in Nigeria. The country continues to experience terrorist attacks, kidnappings, and communal clashes. The security agencies also face challenges such as inadequate funding, poor equipment, and a shortage of qualified personnel. This has been the major problem plaguing Nigeria in the past eight years under Muhammadi Buhari, the former president of Nigeria. Improving security is another major project that the new Nigerian president needs to complete. Nigeria has been plagued by security challenges, including terrorism, kidnappings, and banditry. The new president is expected to prioritize the improvement of security in the country to create a safe and secure environment for its citizens. To achieve this, the new president is expected to work with security agencies to improve their capacity to address security challenges. He is also expected to invest in community policing and intelligence gathering to prevent security threats before they occur. In conclusion, the new president has a lot of work to do to move the country forward. He is expected to prioritize infrastructure development, power generation, agriculture development, education, healthcare, and security. These are major sectors that will require significant investment and political will. But if implemented successfully, they will have a positive impact on the country's economy and the quality of life of its citizens. Thank you for watching and please subscribe to our channel for more informative videos. And also remember to tell us in the comment section what other sector you think needs to be improved. Remember to turn on your notification icon, so to get alerts of our newly posted videos.