We got two spots down here, maybe three. I need some people hang tight a second We've got I think fire across the road further up the yeah, big time fires crossed and burning fast It's outside It's outside and moving pretty quick Okay, do you guys got any escape route that way because this way it's the block already We have a man there Frank here. We need to get him out What will determine if these firefighters make it through this situation safely Adhering to the fire safety guidelines will be the deciding factor the 10 fire orders the 18 watchouts and the downhill line Construction checklist are the rules of engagement for the wildland firefighter The research and development costs for these guidelines were high Each guideline was paid for with the lives of firefighters like you as someone involved in the business of wildland fire Management there is a safety concept you should understand fires don't kill firefighters firefighter mistakes kill firefighters at the heart of the fire safety guidelines Is a warning and reaction system known as LC ES? lookouts communications escape routes and safety zones Putting lookouts and communications into operation establishes the warning mechanism Advanced identification of escape routes and safety zones Establishes the reaction procedure Lookouts and scouts are the advanced warning component of the system These individuals must find vantage points where they can monitor any threatening fire activity And they must always know the location of the crews working in the area Every situation is different Tactics terrain Fuel type and fire size will determine how many lookouts are needed Normally one lookout is not enough The mistakes of others are an unfortunate part of the learning process in this business The history of fire suppression is full of hard-won lessons on August 21st 1937 15 civilian conservation crew firefighters were killed and 36 more injured on the Blackwater fire in Wyoming The fire had burned for three days spreading to about 200 acres and was contained within a single drainage on the evening of August 20th A wind-driven flare up at midnight through many firebrands over the ridgetop fire line and into the next drainage Crews immediately began to build hand line down into the drainage around an area They thought contained all the spot fires this left unburned fuels inside the fire line and Caused the firefighters to be widely dispersed in an effort to secure that fire line By sunrise the fire was again quiet Creeping in ground and surface fuels The crews were making good progress However, no one was posted to look for additional spot fires at around 2 o'clock that afternoon Several replacement crews arrived on the fire line Soon after their arrival strong winds began to surface in the area as a result an undetected Online spot fire became active By the time the online spot was noticed it had developed into a crown fire and cut off any escape possibilities Trapping the crews in the bottom of the drainage Those crew members working near the ridges survived by moving to a rocky area on one side of the drainage Or into the previous days burn on the other side The failure to assign a lookout was a major factor leading to these fatalities Communications are the second component of the system Information exchange between lookouts and firefighters must be prompt and clear This statement has two important points First a communication process must be put into place in advance that all firefighters understand This may require maintaining a dedicated radio frequency periodic check-ins by the lookouts and Ensuring there are no language barriers Second you as a fire line supervisor must realize that receiving a warning on the radio is only the first stage in the communication process Most firefighters will need to be contacted by word of mouth, which is where most communication systems break down Ensure that there is a reliable form of prompt communication to every firefighter Remember a lot of safe firefighting occurred in the days before each crew carried several radios on July 17th 1976 Three hot-shot crew members were killed and one other was injured on the battleman Creek fire in Colorado That day's assignment was to burn out fire lines that were already in place a Series of miscommunications occurred during the day The first miscommunication occurred when a burnout operation at the bottom of the fire was ignited before the hot-shot crew Above had completed their assignment When the increasing fire activity from the lower firing operation was noticed a second miscommunication occurred The division supervisor talked by radio with the superintendent of the hot-shot crew working the upper fire line He directed the superintendent to move his people to the safety zone and hurry the firing operation At this point the superintendent probably misunderstood the urgency of the situation and Moved only part of his crew to the safety zone while he and three others remained to complete the firing operation The division supervisor assumed that all of the crew had moved to the safety zone when in fact they had not The fire spread rapidly responding to frost-killed brush fuels and steep terrain to overrun the four-person burnout squad Poor communications played a direct role in these fatalities escape routes are probably the most forgotten component of LC ES as Firefighters work through an assignment fatigue and distance separation will increase escape time That critical amount of time needed to reach a safety zone It's important that fire line supervisors always be aware of their current escape time More people and equipment equals more time required to escape Always plan for the slowest individual or piece of equipment Be alert for conditions that might create barriers along an escape route loose soils rocky terrain dense vegetation creek crossings steep slopes and heavy smoke are all conditions that will increase escape time for firefighters Only by having someone scout an escape route. Can you know these problems? Firelines are the most commonly used escape routes They're usually known by the people working that segment of a fire line if the safety zone cannot be reached along a fire line and Escape route must be constructed and marked with flagging where it departs from the fire line and leads to the safety zone This route information must be known to all firefighters in advance There should be more than one available escape route a single route can be cut off and access to the safety zone eliminated When only one escape route is available treat this like a watch-out situation on November 1st 1966 12 hot-shot crew members were killed and another nine were injured on the loop fire in California The crew was building hand line and cold trailing an inactive fire edge Their direct attack took them downhill into a very steep chimney canyon Another hand crew and a dozer were to be working from the bottom up toward them However, the progress of the dozer and lower crew was blocked by an impassable gully As the hot-shot crew became fully committed in the chimney canyon the winds shifted and the fire edge became more active The fire then crossed the canyon below them It then swept up the half-mile long chimney canyon in less than a minute The steepness of the terrain prevented any of the crew members from being able to move away from the fire edge and Get into the burn to use as a safety zone The lack of an effective escape route was the primary cause of these fatalities Safety zones are the final component to complete the LCES system The idea of a safety zone is often misunderstood Safety zones are pre-planned locations where firefighters can find refuge from expected danger Fire shelter deployment sites have been incorrectly called safety zones. There is a huge difference The use of a fire shelter is only a survival alternative Tactics must never be developed around the use of deployment sites a Safety zone is an area where fire shelters are not needed for firefighters to be safe from expected fire behavior Simply stated the effectiveness of a safety zone is determined by how far the firefighters can be removed from the heat source However, there are some basic considerations that will help you evaluate the suitability of a safety zone Every good safety zone has three elements First allow for the flaming front distance This will be determined by what type of fuels are burning and the actual flame lengths that you're observing Second assess the heat impact distance This is more difficult because it's not observable You're trying to anticipate the potential heat output of the fire and how far it will be transferred into your safety zone Last you must determine the actual safe area This is where everyone will be when the fire passes around your safety zone You must think carefully about how many people and pieces of equipment you can really stuff into that area and still maintain your flaming front and heat impact distances as The fire passes around your safety zone the direction of heat impact may change first hitting the front then the side and Finally the rear of the safety zone When you look at your safety zone visualize yourself there without your fire shelter and other personal protective equipment if You would feel safe with the fire burning around your selected location Then you have a true safety zone Let's go back and examine the heat impact distance This is very important because the inhalation of superheated air and gases are Responsible for many more firefighter fatalities than burn injuries Heat transfer into a safety zone will come from three sources Radiant heat from the combustion of fuels is the first heat source to evaluate in Flat terrain with no wind the heat impact distance would be determined solely by the radiant heat generated from the fuels that are burning The radiation intensity drops as the distance from the fire increases Of course the problem of heat transfer into safety zones is made more complex by convective heat transfer So the second heat source to consider is convection due to wind a Strong wind can blow lethal heat several hundred feet into a safety zone a Safety zone that's located downwind of the fire We'll need to allow for a much larger heat impact distance than one located upwind or on the flank of that same fire The third heat source is convection due to slope a Safety zone that's located mid-slope above the fire will be subject to the rising movement of hot air In addition to slope other topographic features can increase heat impact Saddles tend to increase wind speed Not only can superheated air be blown into a poorly located safety zone But fire intensity may increase significantly in areas adjacent to a saddle Shoots or chimneys can cause extremely rapid rates of spread due to preheating of fuels and channeling of winds Consider all fire suppression operations in the vicinity of a chute or chimney to be dangerous As you can see it's important to consider both size and location when selecting a safety zone a Safety zone in a good location may reduce the size requirements Significantly in comparison to one in a poor location At the end of this video segment you'll discuss safety zone sites in more detail But there's one other item we should talk about here The burned area of a fire is considered the primary safety zone in many situations This is a major advantage of using direct attack strategies However, you must ensure the burned area you are calling a safety zone is a clean burn with very little flammable vegetation remaining Do not use areas that have only partially burned as safety zones Likewise look at the fuels when attempting to carry your safety zone with you by firing out This tactic works extremely well in light grass fuels but residual heat in timber and heavy brush fuel types can remain lethal for several hours after ignition on August 5th 1949 12 smoke jumpers and one local firefighter were killed on the man Gulch fire in Montana The group was attempting initial attack and were working their way down from the head of the canyon where they had Landed in order to get below the fire burning on the ridge top to the south The route of travel took the group into a large unburned drainage with continuous cured tall grass and stringers of pine trees as They worked farther down the drainage the fire activity increased in response to late afternoon conditions and turbulent River Canyon winds The fire then spotted into the bottom of the drainage below them Upon seeing the rapidly building spot fires below them The group turned and attempted to run back up canyon and over the crest of the ridge to the north in The flashy grass fuels the fire spread quickly Overrunning most of the group before they could reach the ridge to the north Three individuals did survive It took about 30 minutes for the entire drainage to burn out There was no place identified as a safety zone in that drainage And the result was another of our expensive lessons learned This is all old history to be sure look at the dates. We should know better today But we continue to make the same mistakes The summer of 1994 leaves us with 14 fatalities on a hill in Colorado not far from the Battleman Creek fire 14 that were considered our most elite and knowledgeable firefighters Helitack hot shot and smoke jumper repeating these same mistakes unsafe downhill line construction tactics inadequate lookouts and No safety zones Can we make firefighting perfectly safe? Well, not a hundred percent. We can't do much about topography weather and in the foreseeable future at least fuels But we do have control over one final element in the equation.


The Nassarar State House of Assembly has approved the appointment of 14 new commissioner nominees sent by Governor Abdelahi Suley. This was shortly after the nominees were successfully screened by the House. The new commissioners would be inaugurated at a later date. In the letter sent to the honorable House on Dr. Ukarim E. Kana as a commissioner's nominee. As I speak with you today, Dr. Ukarim Kana is still a serving commissioner in the government of Nassarar State. And he ought not, his name ought not to appear at all in this list. So I want to use this opportunity to withdraw his name from the list of the nominees sent for screening. Hello, hope you enjoyed the news. Please do subscribe to our YouTube channel and don't forget to hit the notification button so you get notified about fresh news updates.


Hey, this is Brett and this 2021 Ram 1500 Quad Cab Short Box Big Horn Level 2 Sport is stock number 2 1T 181A. I am here at Summit Automotive in Fond du Lac, Wisconsin. You're new and used light duty truck and Ram headquarters. This 2021 Ram 1500 has the 5.7 liter V8 Hemi with the e-torque assist. It's paired up with the 8-speed automatic transmission. This truck has been fully safety and inspected by our service shop. It has a fresh oil and filter change. All the fluid tab and check and topped off and it is 100% ready to go. I'm going to go all the way around in this video inside underneath. Start it up. Take a look under the hood. Show you all the options and just give you the most accurate representation that I can of the vehicle. Bright white clear coat is the color. I shoot all my videos in 4K. If you like the video, subscribe to the YouTube channel. Click the bell notifications, get updates on the videos I do each and every day as well as having access. It's one of the largest catalogs of vehicle and light duty truck walk-arounds on YouTube. This one comes with the 20-inch factory alloy wheels with chrome covers. It has Bridgestone Duler HL tires. These are two 75-55R20s and in the front here, I think probably about 50 to 60% of the tread left on them. Frame and underbody is in nice clean condition. This is a clean title history two owner. Clean car facts from right here in Fond du Lac, Wisconsin. Headlight lenses are nice and clear. It comes with the factory fog lights. Front bumper is in excellent condition. No dents or dings on there. And it does have the front bumper parking sensors. You get the painted front and rear bumpers with the sport appearance package. The grille is in excellent shape as is the hood. No major dents or dings on there. Passengers side front fender looks absolutely perfect. No dents or dings on there. And the passengers side front wheel, no major scuffs or scrapes. As you go down this side of this 2021 Ram 1500, take note of how clean the body is, how reflective and mirror-like that paint is. I take these HD videos so if you're far away or even if you're close by, you just cannot make the trip down, but you're still interested in purchasing the vehicle, you can see the truck, hear the truck, and have confidence in the vehicle that you're looking at before you even get here. So when you do get here, there's absolutely no surprises and you can make a smart and informed buying decision from wherever you're at. Now, if this video helps you make that buying decision, let your salesman know that you saw the video, that it was helpful, and that Brett sent you back wheels in excellent condition. Back tires are brand new, so this is what these tires look like with all the tread left. So like I said, probably about 50 to 60 on those front tires. Has the plastic wheel well liner, which keeps your frame and underbody looking fantastic.  Looks really good. Lower rockers and cab corners are in great shape as well. Really nice truck. You get the sport decal on there. That's just a sticker. If you didn't like that, you could always take that off. Rear bumper is in great shape. Has the chrome-tipped dual rear exhaust and the painted rear bumper. Back up parking sensors as well. Full towing package, which includes the receiver hitch, four pin and seven pin wire, and that tailgate is in fantastic condition as well.  Logo has the shock down assist. The bed's got a little bit of light duty usage, but nothing too bad back here. Looks really good. As does tailgate. That tailgate's really light, really easy to lift. Probably has a torsion bar in there. Driver's side box looks just as good as that passenger's side. No dents or dings. You do get capitalist fuel fill, which is a really nice feature. Never get gas on your hands again. And for full disclosure, this back wheel is just as nice as the rest. That tire is brand new too. And we put those back tires on in our safety inspection. Cab and doors all look really good. No dents, no dings. Very nice and clean paint is in excellent condition as the heated power mirrors, blind spot mirrors, and built-in directional signals. Take a quick look at the back seats. Back seats are in fantastic shape. No rips, no tears. Does have the latch child safety system. Power side and rear window with built-in rear defrost. I don't think this truck's ever been smoked in. These seats fold up. You get an all-weather format set back here. Two USBs, two USB-Cs, and a 115 volt 400 watt plug-in. These seats fold down like so. You get the child safety locks on the back doors. And the inside and bottoms of the doors all look really good.  No rips, no tears on them. They are in really nice condition. You do get the power driver seat with lumbar. Factory all-weather floor mats in the front as well. Auto headlamps, power pedals, tilt telescopic steering wheel. You get the cloth bolster with the wood grain trim. And these mirrors do power fold in. I always like showing both sides so that you know that both sides. Are working properly. Also power windows, locks, and mirrors. Hop inside, check out the miles, the radio, and everything that this truck has to offer on the interior. You get that 7-inch LCD display, digital speedometer, compass, battery voltage, oil temperature, and you can change all those corners to read whatever you want. And you can see this truck has 30,820 miles on it. Comes with the heated leather-wrapped steering wheel part of that Big Horn Level 2 package. Cruise controls and the right gear selector on there as well. Bluetooth and information center controls on the left. And audio controls on the back of the steering wheel. Push button start, push button four-wheel drive. Start, stop capabilities. And this is your control for the 8-speed automatic transmission. You get the 8.4 4C radio, AMFM, and Sirius XM radio capabilities. It does have your heated seats, heated steering wheel controls on there as well as your backup camera. And they made these backup cameras HD, crystal clear so you can see and get hooked up to your boat camper or trailer the first time every time. You can zoom in on that receiver hitch to do that even better. You get all your different climate controls on here, including the dual climate controls. You get your media and also all your different apps. This one has projection management. You can project your cell phone to the screen via Android Auto or Apple CarPlay. And down here are your more tactile, volume 2.9 climate controls, including the dual climate controls right there. Stability control. Toe haul, front and rear parking sensors. Turn those off and on. You get two USBs, two USB C's and an aux jack. And down here you get a 115 volt, 400 watt plug-in. You also get these sliding cup holders and coin slots. Dual glove boxes and the passenger side, floor mat and seat are in excellent condition as well. No rips or tears once again. I don't think this truck's ever been smoked in and the headliner is in fantastic condition. You do get map lights up here. Power slide and rear window controls, auto dimming mirror. And home link buttons for your garage door security systems and lighting systems. We'll start it up and take a look under the hood. Starts right up. No check engine lights or anything like that. Also turn on all the lights so you can make sure that those are working. I would personally like to thank you for checking out the video today and hopefully from this HD video. You've been able to verify the quality condition options and of course cleanliness of this truck all the way around inside. See how the lights are working nicely under the hood. We have the 5.7 liter V8 Hemi engine. It does have the e-torque assist. Get that big silver box on the front of the engine there. That's a good indicator it has the e-torque assist. Once again, this truck has been fully safety and inspected by our service shop as a fresh oil and filter change.  There's the emission sticker. Two brand new rear tires and this truck is 100% ready to go. I would highly recommend this truck for make quality and condition standpoint. I'd ship this one anywhere. California, Texas, New York, Florida, Kentucky, Arizona, you name it. Whoever's going to get this truck is going to be very happy with it. And to see more pictures of this truck or one of the other 550 new and used cars, trucks, SUVs, minivans, Wranglers, half tons, three quarter tons, one tons, you name it. We got to go to the website right there, summitauto.com. Full pictures and descriptions of every single vehicle all at summitauto.com. And if you want to check out more HD videos, you can go to youtube.com slash summitauto. Click the bell notifications. Get updates from the videos I do each and every day, as well as having access to one of the largest catalogs of vehicles, like duty truck walk-arounds on YouTube, 9,000 videos in county. In fact, in a second, you will see a link to subscribe to my YouTube channel in the upper left. A link to all the Ram 1500 truck videos I've ever done in the upper right. A link to this vehicle on our website in the lower left. And a link to one of our latest YouTube videos in the lower right. Click those. Check us out. We're super set to help you with this ultra clean. 2021 Ram 1500 quad cab short box in bright white clear coat. Thanks again for checking out the video. Remember to like, subscribe, and share on the YouTube channel. I really appreciate it. Thanks again.


Section 20 of With the Royal Army Medical Corps in Egypt by Sergeant Major R.A.M.C. This LibriVox recording is in the public domain. Chapter 18. In arduous for dailies. In the pages foregoing, an attempt has been made to set before the people of the British Empire some account, albeit an imperfect one, of what the Royal Army Medical Corps has done and is still doing in Egypt. We of the R.A.M.C., in this part of the war zone, are under no delusions as to the relative importance in the world's struggle of our work, compared with that of the members of the Corps serving on the Great Western Front. The distance at which we have laboured may have lent some enchantment to our view of our own doings, but it has not destroyed our sense of proportion. Even so, however, we may fairly claim that our record, as above imperfectly set forth, shows that we have done much, and done it not unworthily, nor without honour. In arduous for dailies, the Royal Regiment, which elects to bear upon its escutcheon, a motto of that exulting kind, needs to take itself and its work seriously. That it has ever done so is within our knowledge and prideful conviction as a Corps, and need not be dwelt upon here, and that, in this part of the Near Eastern Theatre of War, the R.A.M.C. has still more firmly established its right to the motto, no one who has followed the history of the campaign can reasonably deny. Popular error dies hard, and the idea that the non-combatant section of an army on active service runs none of the risks of war may yet linger in a few adumbrated mines at home. For the information of these folk it may be well to set down here the following facts as regards casualties and military honours awarded to the men of the R.A.M.C., and the valorous women who served with the Dardanelles Army and with the Egyptian Expeditionary Force up to the end of the year 1916. That is to say a period of 21 months out of the three years of the war. 82 of our ambulance men were killed in action during this period, these being medical officers and men engaged in suckering the wounded during battle. In addition to these, 75 R.A.M.C. men actually died of wounds received in course of their duty, while 610 were more or less severely wounded. Disease accounted for 134 deaths among us. 17 are numbered among the missing, or known to have been taken prisoners by the Turks. 150 were drowned at sea in the various hospital ships sunk within the period taken. All together our casualties amounted to 1068. This figure is not put forward as anything calling for praise, or even worthy of special remark. It is merely set down here in refutation, if indeed refutation were needed, of the ancient idea that non-combatant regiments are immune from the risks of war. When, however, we come to the question of military honours awarded during the same period to men of the R.A.M.C. in Egypt for conspicuous bravery in the field, or signal devotion to duty, we have every right to be proud of our record, and to expect the nation at large to share our feeling. Members of our corps have been mentioned in dispatchers, no fewer than 223 times. Men of the R.A.M.C. in file have been awarded 18 Distinguished Conduct Medals, 6 Military Medals, and 3 Meritorious Service Medals, while various foreign decorations have been gained, such as the Medal Militaire, 2 Serbian Gold Medal, 3 Serbian Silver Medal, 5 Italian Bronze Medal, 1 Serbian Silver Star, 2nd Class, 2 Russian Medal of St George, 4th Class, 1, and Serbian Cross of Kerry George, with swords, 1. But the R.A.M.C. in Egypt is particularly proud of the honours gained by its officers of all grades. One has received the KCB, or Knight Commander of the Order of the Bath, 8 the CMG, or Companion of the Order of St Michael and St George, and 3 the CB, or Companion of the Order of the Bath. No fewer than 24 of our medical officers have been decorated with the Military Cross, and 11 with the Distinguished Service Order, 3 have received the Honourable Order of the Bath, 3rd Class, Military Division, and 4 have gained the Distinguished Order of St Michael and St George, 3rd Class. To these British decorations must be added the following awards to our officers from foreign countries. Order of the Nile, 4, Serbian Order of St Savva, 6, Croix de Guerre, 2, and Serbian Order of the White Eagle, 6. The women of the British Army Medical Service in Egypt have equal right to be proud of the distinctions conferred on them as they have equally shared in the dangers and privations of the war. 22 have laid down their lives in the service, of which number 11 were victims of the relentlessly cruel and stupid U-boat campaign. But, for the brighter side of the shield, we have to record that 40 members of the Queen Alexandra Imperial Nursing Service and Allied Institutions have been mentioned in dispatches. 41 have been awarded the much-coveted Royal Red Cross, 1st Class, and 75 have gained the 2nd Class Decoration of the Same Order. All these lists of casualties and honours among men and women of the Army Medical Service are carried, it must be remembered, only up to the end of 1916, when our account of the doings of the Egyptian Expeditionary Force naturally terminates. In the saying of a last word, there lurks ever a certain amount of pathos, and the writer neither seeks nor has reason for seeking to dissemble his regret at the conclusion of a task which, while calling for no little labour, has proved throughout both a pleasant and informing one. To an already pretty close acquaintance, with both the personnel and the methods of the Army Medical Service in Egypt and Gallipoli, the work entailed in the preparation of this record, by affording a truer perception of the magnitude of what has been done, has inevitably created a nearer, deeper comradeship with, and admiration for, the men and women who have done it so faithfully in the teeth of so much real difficulty. It is therefore with no feigned emotion that the writer, whose fortune of war it has been to share those difficulties in both spheres of action, will dip his pen to inscribe the word finis at the end of this page. Before closing, however, brief reference should be made to one matter not hitherto touched upon. This is the assistance rendered to the official Medical Service in Egypt by the voluntary aid organisations, the Order of St John of Jerusalem and the British Red Cross Society. Though this is professedly an account of what has been done by the Royal Army Medical Corps alone, and as such necessarily excludes any but incidental reference to the work of the two societies mentioned, it is felt that to close this volume without a full and free acknowledgement of the invaluable aid rendered by these two societies to the regular Army Medical Service would be alike, ungenerous and unpatriotic. There is perhaps no member of the RAMC from the highest to the lowest, who does not clearly recognise the full measure of good work which these societies have done in Egypt. It is due, however, to the officers and men of the official organisation, and such a statement can in no way detract from the praise due to the voluntary societies, to record here exactly what proportion the work of the societies bears to the whole volume of achievement which is to be placed to the credit of the British Medical Service in Egypt. This may be accurately set down as about three per cent. The estimate is not official. The figure, indeed, is quoted from a speech delivered by Sir Court Hall Thompson, the Chief Commissioner of the Red Cross Combined Organisations in Egypt, and may therefore be taken as unimpeachable. At first sight such a figure applied to the work of these societies may appear disappointingly astonishingly small. It is not, however, really so. A percentage is only a relative term. We are not dealing in this case with three per cent of a molehill, but of a mountain, and in that degree of estimation the work of the Red Cross societies can only be regarded as magnificent from whatever standpoint it may be viewed. End of section 20. End of With the Royal Army Medical Corps in Egypt by Sergeant Major R. A. M. C., a pseudonym of the writer and author, Tichner Edwards.


Superfoods is the hype real or fake or none of the above. Hey there, NJBoot22.com here with another, I don't even know what this is, a health and low-carb vlog. I don't know. But today we're talking about superfoods. You've heard about it. Superfoods. Superfoods. It's this crazy stuff that you see at the health food stores or supermarkets. And I'm not going to get into exact superfoods they're talking about, but do you know what I mean? There's green tea, a sigh, goji berry, and there's a million other superfoods that they claim will cure the world. I guess it's broken down into two sides from, if you look at it from our point of view. There's the marketing hype from the people peddling this stuff. They peddle these foods as amazing substances that are practically going to cure all your troubles in life from anxiety to cancer to obesity and everything in between. And on the other side, you have people that anti-superfoods. And these, in my opinion, are people that stand to lose from money going into the superfoods industry.  That's just like a last-ditch effort for these companies to try and coerce people from not going over to the superfoods camp. But in my opinion, it's neither that or that, actually. This industry was pretty much invented out of thin air. They invented some sort of thing for people to pay attention to. I don't think there's no such thing as a superfood. None. All foods have vitamins, minerals, enzymes, antioxidants, and much more. Just because one berry plant may have a slightly higher concentration of some beneficial ingredient doesn't make you a superhero when you consume them. I guess that's the mindset some of these people get when they buy the marketing hype. To be fair, it is true that the people that are in tune with these superfoods probably have a healthier than average diet already. They're most likely not eating at McDonald's, and they're not eating as much processed junk food as other people. But they're missing like a two-foot putt that you botch. They're missing the big elephant in the room. And that is sugar, sugar, raising your blood sugar. And that's not just refined sugar, processed sugar. That's any kind of carbohydrate that raises your blood sugar levels. That's it. You know, just avoid commercial food, eat a lot of good red meat, and don't spike your blood sugar levels. And you'll find good health faster than any other method that they're peddling these days, these magic diets and all sorts of miracle pills. Let the rest of the masses obsess and fight over their perceptions with superfoods. It's their time they're wasting. Just get over it. All right, if you like this, hit the video, the box and the subscribe and the bell and all that.


Great Scenes from Great Plays with your host Walter Hamden and starring tonight Mr. Raymond Massey in The Devil and Daniel Webster. On behalf of the families of the Protestant Episcopal Church in your own community and the Episcopal Actors Guild, we welcome you to another half hour of Great Scenes from Great Plays transcribed by famous artists of stage, screen and radio. And now I present your host, the distinguished actor-manager, Mr. Walter Hamden. Thank you and good evening. Tonight we offer you a dramatization of Stephen Vincent Bene's famous story, The Devil and Daniel Webster. Webster was an orator of gigantic reputation, his senatorial debates with Henry Clay or a thundering chapter in our history, but in this evening's play we find the great man involved in an uncanny debate of a far different order. And I'm privileged to present as our guest tonight the distinguished star of stage and screen, Mr. Raymond Massey. Thank you very much, Walter. As a member of the Episcopal Actors Guild, I'm happy to be here. This is an appealing story, a poignant study in the American art of neighborliness. Yes, Ray, and that neighborliness you speak of, it's not a lost art, as some insist, is it? Not even in our complicated world today. Well, perhaps tonight's play will help us to remember that. So let us raise the curtain now on The Devil and Daniel Webster, adapted for radio by Philo Higley and starring Raymond Massey as Daniel Webster. Jabez Stone was a prosperous young farmer in New Hampshire. A hundred years ago tonight there was festivity and dancing in the great main room of his fine new farmhouse, for Jabez had just married pretty Mary Squires. Right fine wedding! Hands on couple, I'll take it. Here they are now, Jabez and Mary coming in to dance. And some steppers too. It's not time yet, oh you know Mary's a lucky girl. Jabez brings her plenty of this world's goods too. When to where he got it all, stones was always pulling. And for now, it does make you wonder just a mite. Where's the potman fancy, villa? No wait a minute, wait a minute neighbor, let's hear from the happy pair. Jabez, Jabez Stone, speak up. Let's hear from the brand new state senator. Last time he'll get the last word. Neighbors, friends, I'm not much of a speaker. I just want to say we're mighty glad to have you here tonight, Mary and me. We want to thank you for coming. I foster said that, but that's how I feel too. We're lucky folks to have a neighbor who's a great man in America. Daniel Webster promised he was going to honor us tonight. He ought to be here any minute. Pray for Daniel, the biggest man in the whole USA today. And when he comes, I know we'll all give him a real New Hampshire welcome. Now come and get the cider, friends. Mary? Yes, Jabez. I lost cider there for a minute. My husband? That's a big word, husband. It's a good word. Happy Mary? Oh, yes. So happy. I'm afraid. Afraid? I suppose it happens to every girl just for a minute. It's like spring getting to be summer. Oh, you wanted to be summer, but the spring was sweet.  A man can't always be proud of everything, Mary, when he has his way to make. You've got to remember, Mary, whatever happens, it was all for you. Oh. I don't think anything is going to happen. If it was, it'd have come first thing this morning. And he hasn't come, but... But, Jabez, Jabez, dear, I think it's wonderful that Mr. Webster's coming. I wasn't thinking about Mr. Webster. Mary, there's something I just have to tell you. I should have before, but I... Somehow I... You're not so pale, Jabez. What is it? Everything's all right now, Mary. I'm sure it is, so I can tell you. You see, five years ago... I'll tell you later, Mary. Donald, Donald Webster! Yeah, Donald! Here he is, Jabez! Oh, friends, it does be good to hear you. But don't cheer me. I'm not running for president this summer. And don't cheer Jabez Stone, not me. Jabez Stone and his lovely bride. We're proud of... What's that? A tarnation. A bust of the feeder's frame. Excuse me. Go ahead, Mr. Webster. Don't make no lies. We're proud of Jabez Stone in these pots. We know what he's done. Started out with a patch of land that was mostly rocks and mortgages. And now look at him. His land's rich, his house rebuilt. A legislator of this great state. Don't mind, Isaac, Donald. Well, I didn't come here to make speeches anyhow. I came to kiss the bride. May I, Jabez? I'm proud to welcome you to my new home, sir. Congratulations, Jabez.  And now, if our friend in the corner will give us a tune on his fiddle... Dog-titted. Excuse me, Mr. Webster, but the very devil's got into this fiddle. I'm trying to blag you. Eat some raisin on your bow, fiddler. Who's that? He came in through the crowd. Maybe I do, and maybe I don't. But, hey, who are you? I don't recollect seeing you around here before. Oh, I'm just a friend. A humble friend of pride grooms. Jabez, what's wrong? It's Mr. Scratch. He did come. I'm afraid I came in the wrong way, Mr. Stone. You've improved the place so much since I last saw you, I hardly recognized the new front door. I came as fast as I could to offer my congratulations. Mary, Mr. Webster, this is a friend from Boston. A legal friend. Boston lawyer? You might say so. I've been playing that fiddle for 30 years at Wendens. Now comes a Boston string. You tell me how to do it. Don't good friend me. Need rosin indeed. Play it yourself, why don't you? Thank you, sir. That might be interesting. Shall I, Mr. Stone? Why, I... Jabez, are you ill? No, no, but I... It's so hot. I've got the medicine for Jabez, Mrs. Stone, 10-year-old Medford rum, my boy. I brought you this jug from home. No, no. Mary, Mr. Webster, I must tell you, I must... I'll let him play. He's bound to it, don't you see? There's nothing we can do. Capital, Mr. Stone, capital. I'm afraid this instrument needs spatial tuning. I told you so, didn't I? Tonight the devil's got that figure. Ah, indeed. Much better. Much better. And now in tribute to the bride and groom, I'll play a song of sentiment of young hopes and of young defeat. Jabez, Mr. Webster, stop him. Did I hear someone ask if the tune had a name? Well, let's call it, are you ready, Jabez Stone? Stop it, you wretch! Can't you see you're frightening Mrs. Stone? What? There's no one like my music? What do you want here, anyhow? Is this creature really a friend of yours, Jabez? If not, he should be shown the door. Mr. Webster, I... You're very impolite, Mr. Webster. Perhaps you should ask Mr. Stone if I don't have a right to be here. But I insist on knowing why you're here. Mr. Webster, I... You're very impolite, Mr. Webster. Perhaps you should ask Mr. Stone if I insist on knowing why you came, sir. Why, I came for my friend, Jabez Stone, that's all. Eh? What's that? The church bell. The church bell. The passing bell. The funeral bell. Who's your friend in black, Jabez? Well, are you ready, Jabez Stone? Where did you get your money, Jabez Stone? What was the price you paid for it, Jabez Stone? Help me, neighbors! Help me! He sold his soul to the devil. That's what he's done. That was the devil playing the fiddle. But neighbors, I didn't know. I didn't mean... Sold his soul to the devil. Go.  I did. I sold my soul. I signed a bond. Go quickly. Save yourselves. There's no help for me now. He's after us. Run! Hide! Jabez, is this true? Yes, Mr. Webster. It's true. My poor lad. Oh, my dear. You must hurry, Mary, with the others. But he's gone. That dreadful man's gone, dear. But he'll be back. Hurry, Mary. Go home. Back to your folks. And leave you, Jabez. You don't understand. He just made promises to each other. Mary, you've got to go. I demand it. But I... Oh, Jabez, why? How... It started years ago. I had such ambitions and no luck at all. I wanted to marry you and bring you to a decent place. But the farm was only stones and blight. I'd lie awake at night and try to figure out a way to get somewhere. But, Jabez, I'd have loved you just the same. I've got to try and make you understand. I was plowing one morning and the plowshare broke clean off on a rock. I didn't even have the money to get it mended. It was the last straw, Mary. Oh, poor Jabez. Well, right then and there, I said right out loud, I'll sell my soul for two cents. And, Mary, you know, he came along that very afternoon. The same man, scratch. Dark dressed. Soft spoken with those funny pointed shoes he wears tonight. Drove up in a buggy. I said we had some legal business to transact. But, Jabez, dear... The dog took one look at him and ran away. But I was so down and discouraged I signed his paper. Of course, I had to ask for more than two cents, Mary. But, Jabez, if you'd only told me... Well, almost right away, things picked up on the farm. My cows got fat, crops turned out fine. Lightning never struck the barn. He's kept his bargain. But what am I going to do? Jabez, there must be someone who can help us. A mortgage like that wouldn't hold in court. Talk to Judge Burke. Who'd take a case against old Scratch? There's not a lawyer in the world who'd do it. Jabez! Did you say something about lawyers? Mr. Webster. You've excused my leaving for a moment just having a cigar out on your porch. Jabez, I just happened to hear a little of your conversation through the open window. Sort of a law case, eh, neighbor? Well, a mortgage case, Mr. Webster. Mortgage, eh? Well, I haven't pleaded a mortgage case in years. Don't generally plead it all now, except before the Supreme Court. But you're my neighbor. If I can be of any service... Oh, Mr. Webster, will you help him? It's a terrible lot to ask, but you see, sir, there's Mary. If you could see your way to it... I will. I've still got the Missouri Compromise to straighten out, but I'll take the case. Oh, Mr. Webster. After all, Mrs. Stone, if two New Hampshire men aren't a match for the devil, we might as well give the state back to the Indians. The mortgage was for a definite term of years. Five years. And it failed you today, I take it. Yes, but when he didn't show up first thing this morning, I thought he'd forgotten. That's why I wouldn't have the wedding till this afternoon. Thought by then I'd be safe. I didn't want to drag Mary into this. Of course, of course. Well, we've got to get you out of it, that's all. Now, tell me, Jabez, did you sign this document of your own free will? Yes, I can't deny it. Everything had gone so wrong I was desperate. I see. Well, I fought John C. Calhoun and I fought Henry Clay. I'd fight 10,000 devils to save a New Hampshire man. How can I help, Mr. Webster? There's one way, madam, one way only, and it's hard. As Jabez counsel, I must ask you to withdraw. Oh, I can't do that. You must, my dear. Frankly, in a few minutes this room is going to be no fit place for a lady. But I can't leave him. Not now. You must go, Mary. Madam, you can best help us with your prayers. I'll pray, I'll pray. Trust me, Mrs. Stone. All right, Mr. Webster. I'll go now, Jabez. Thank you, Mr. Webster. I couldn't have made her go. Well, now while we're waiting, how about a nip of that old Medford rum? There'd be no joy in it for me tonight. Come, man, come. There's nothing like it. So an inch worm triad once and he stood right up on his hind legs and bit a bee. Now if... Mr. Webster, I've just thought... What's the matter? Mr. Webster, harness your horses and get away as fast as you can. You brought me a long way, neighbor, to say you shun my company. But I see it all now. He'll want both of us. Let him take me, Mr. Webster. Whatever it is, I have to go. He mustn't get you, too. He mustn't. It's kindly thought of, neighbor. But after all, there's a jug on the table and a case in hand. And I never left a jug or a case half finished in my life. No! Easy does it, Jabez. Come in, Mr. Scratch. Attorney of record for Jabez Stone, sir. Well, well, quite a jolly run. Had to chase those good folk all the way to town just for the fun of it, you know, to live up to my reputation. Taxing sometimes. Yes, you do seem a trifle out of breath. Not a bit of it. Well, none of us here are as young as we might be, are we? Except Jabez here, of course. He still has a long and useful life ahead of him. Oh, I have a good many years yet, Mr. Webster. And now I shall call upon you, Mr. Webster, as a law-abiding citizen to assist me in claiming my property. Not so fast, Mr. Scratch. Produce your evidence if you have any. The deed itself. Is that your signature, Mr. Stone? Yes. Keep quiet, Jabez. Well, come now, Mr. Scratch. We're both sensible men. Surely we can settle this little difficulty out of court. I want just one thing, the execution of my contract. Then why did you wait until the night, until I'd been married? As my client says, if this is the day on which the bond is due, why didn't you appear this morning like a decent businessman? There's nothing said in there about the hour of collection, is there? And now, if you've no further arguments to adduce, I'm really rather pressed for time. You shall not have this man, Mr. Stone is an American citizen, and no American may be forced to serve a foreign prince. We fought England for that in 1812. Foreign? And who says I'm a foreigner? I never yet heard of the devil claiming American citizenship. Who has better right when the first wrong was done to the first Indian? I was there. Alas, I am merely an honest American like yourself. Then I have you. Then I stand on the Constitution. I demand a trial by jury for my client. Case is hardly a jury case, Mr. Webster. Let it be any court you choose, so long as it's an American judge and American jury. But quick or the dead, I'll abide by the issue. Quick or the dead? Very well then, you ask for it. I am in, Mr. Webster. That American jury of yours? Can you see their faces yet? Do you recognize a few, at least, I'm sure? Mr. Webster, Mr. Webster, I'm scared. See, there's Benedict Arnold, and Governor Dale, who broke men on the wheel, and Morton, Marymount, and Blackbeard Teach, the gory pirate, traitors and renegades, everyone but 12 Americans, Mr. Webster. Scratch! You must hide in the rough appearance of one or two. They've come a long, long way. A jury of the dead. All of the dead. And the dead. But they've all played a part in America, remember? Are you satisfied with the jury, Mr. Webster? Aye. Very well, Mr. Scratch. You ask for a judge, I believe. Justice Haythorn, a jurist of experience, resided at certain witch trials held in Salem, hung every last defendant of the ball. Call the first case. Call the first case. Who appears for the plaintiff? Aye. Your Honor. And for the defendant? I do. He'll have little luck with this case. Your Honor, I move to dismiss this case on the grounds of improper jurisdiction. Motion denied. On the grounds of insufficient evidence. Motion denied. Motion denied. Motion denied. Motion denied. Motion denied. The prosecution will proceed. Your Honor, gentlemen of the jury, this is a plain straightforward case. It need not to take this long. Partner or sale is attested by a deed. I offer that deed in evidence and market exhibit aid. I object. Objection denied. I shall now call JB Stone to the witness stand. Yes! Call JB Stone. Your Honor, I move this jury be discharged for flagrant and open fires. Motion denied. Exception. Exception denied. This motion is always denied. Your Honor, I give is Stone to the witness stand. JB Stone. JB Stone. JB Stone. Answer me. You'd better, you know, you haven't got a chance of winning your case. I protest this is intimidation. This mocks all justice. The protest is irrelevant, incompetent, and immaterial. We have our own justice. The protest is denied. Did you or did you not sign this document? I signed it. You know I signed it. I have to go to perdition for it. I'll go. The prosecution rests. Remove the prisoner. But I wish to cross-examine. No cross-examination. But you may speak if you like. Be brief. Be brief. We have our own justice here. Gentlemen of the jury, I was going to defy you. I was going to thunder and roar. But suddenly I realized something.  But hate is a weak weapon. Mercy is a stronger one, I think. The enduring weapon of forbearance. Once you were men, however long ago, and I shall speak to all of you as men. Once we were men. Not now. I'll speak of common things, small things, the freshness of the morning when you're young, the days toil, the rest by the fire, the quiet sleep. These are good things. But they sicken without freedom. It was for freedom we came here in the boats and the ships. It has been always a long journey, hard and bitter. But out of the wrong and the right, the sufferings, the strivings, there is that new thing, America. The traitors in their treachery, the wise in their wisdom, all have played a part.  You were men once, Americans. Have you forgotten the forest? The forest. The Russia of the forest. The free forest. We were men once. Have you forgotten the sea and the ships? The sea, the blue sea, and the ships? Your Honor, I object. Mr. Attorney is unduly influencing the jury. Objection denied, Mr. Scratch. We will hear him out. We will hear him out. This man, Jabez Stone, with good and evil in his heart, like any other, will you take the law of the oppressor and bind him down? There is sadness in being a man, but it is a proud thing, too. There is failure and despair. We are all tricked and trapped, but somehow we rise again. No demon that was ever fooled can know the inwardness of that. Only men bewildered men. They have broken freedom with their hands and cast her out. Yet shall she live while man lives. She shall live in the blood and the heart in the earth of this country. To you she may be long forgotten, yet each one of us has aided her somehow, even the traitors. God saved the United States and her men everywhere. The defense rests. Men. Men. We were free. We were free. As the jury considered its verdict, we have not guilty your honor. But your honor, your honor, I demand the payment of my teeth. Not guilty. Not guilty. Not guilty. Not guilty. Not guilty. So, Webster, they're gone. Yes, my boy. And it's morning. Well, even scratch is gone. Still protesting. Mary! Yes.  Mary! Mary! Mary, we owe everything to Mr. Webster. It was a miracle. Even the dam had to salute his eloquence. Stop it, nonsense son. I was only being neighborly. You know, I'm kind of sorry Scratch disappeared so fast. I've got a ram named Goliath but through an iron door. I'd like to have turned him loose on our friend just to see what he could do. How can we ever thank you, Mr. Webster? Oh, you must be exhausted. It's been hours since you arrived. Well, now, if your sweet wife has no objections, Jabez, let's just see what's left in the jug. It's dry work talking all night long. And by the way, I hope there's pie for breakfast. All at once, ladies and gentlemen. I'll be back in a moment to tell you about next week's play. But first, a message of importance I know you will want to hear. Sincere good-neighborliness is the very essence of peace among individuals, communities, and nations. But what is being a good neighbor? It's certainly a great deal more than just surface friendliness or a detached kind of tolerance. Good-neighborliness is active, helpful, based on a sincere desire to understand your neighbor and a willingness to sacrifice for him when he needs assistance. In tonight's play, Daniel Webster was willing to risk his worldly wealth and even his very soul for Jabez Stone, a man he hardly knew. Why? Because Daniel Webster considered him a neighbor and put the desperate need of Jabez before his own interests. The Christian Church, more than any other one institution, has created the willingness to be neighborly among many of the peoples of the world. Today, through such movements as the World Council of Churches and such meetings of Christians from all over the world, as was held this past summer in Amsterdam, the Church lays the groundwork for truly Christian neighborliness. But the Church makes neighborliness real right in your own community. Millions of Americans have found and made their best friends in the worship and activities of the Church. Millions know from their own experience how the Church has given them the warm and comforting companionship of good neighbors, as well as the inner strength and security that comes with true faith and love of God. If you are not a member of any Church, we urge you to think carefully now about discovering just how much more complete your life can be and how you too can find the good neighbors you need through the Church. Of course, you're always welcome as a visitor at your nearest Episcopal Church and its clergyman is eager to meet and talk with you. But perhaps before such a visit you'd like to know something about the Episcopal Church, what it is, what it stands for and how it offers you a faith to live by in these difficult times. Now this information is contained in an interesting little booklet called Finding Your Way. It'll be sent to you promptly if you simply write your name and address together with the words finding your way on a postcard and mail it to the station to which you are listening. Last and especially you Raymond Massey for a splendid performance our music was composed and conducted by Nathan Crowell. Next week, friends, the families of the Protestant Episcopal Church in your own community and the Episcopal Actors Guild will present another transcribed play I know you're going to enjoy a delightful old favorite, J.M. Barris, The Old Lady Shows Her Medals. Our guest will be the charming Screenstar, Miss Faye Bainter. I hope you will join us. Let's start with the interpretation from the church. The Episcopal Church welcomes men and women alike to share in the opportunities for service represented by the church's wide variety of activities. There is important work to do for those less fortunate than ourselves. Work that in the true spirit of the church makes better citizens of us all. So after services this Sunday why not have a talk


For a group of sailors from Missawa, the day after Christmas was a chance to share some of their holiday spirit. Petty Officer Kittleson spent the day at Bukohan Children's Home to bring you the story. Members of Missawa's Naval Air Facility Command stopped by a local children's home this holiday season to share in the American tradition of having a meal around a big table and spending quality time together. I just can't think of a better way or a time for us to be involved in the community than during the holiday season. Navy-sponsored community relations projects are filled with more than just pizza, punch and presents. Friendships are formed through common interests. We're here to learn about their culture, we're here to spend time with them, we're here to make sure that we understand how their way of life is as well. Petty Officer Benjamin Kittleson, Missawa Air Base, Japan.


What is going to happen in the job market right now? Q4 2023 and 2024 moving forward. Number one, we're going to see so many more AI related jobs out there. All different companies trying to become an AI company. And anybody just put AI, such as Notion AI, a drone AI company. There's so many different kind of companies that want to become AI companies. So therefore, there will be a huge surge of AI related jobs in Korean engineers and also part of manager jobs out there. Number two, there are fewer consulting jobs out there. For example, BCG stopped hiring new fresh graduates in 2023 and 2024. This is a disaster for all the fresh MBAs and more and more people are moving to tech industry because tech is still growing into many different AI related jobs out there. This is Dr. Ninciti. See next video about AI related classes right here.


Hello everybody and welcome back to the show. I want to make this as streamlined as possible So let's just jump right in so today is the second day after we had that nice little calamity Which was coin telegraph and they released a little bit of fake news which caused the market to pump I gotta tell you the things that happened and followed was really quite surprising to me I didn't really think this would actually come about and Just so you know, I linked this in the description not gonna play this video, but this is One of the I believe this is one of the head of a coin telegraph where she talks about why this happened how it happened And of course moving forward. It was a very quite honestly a bad response She pretty much just says that the reason that this happened is because they have such pressure to be first that they have To get all this information out even if it's incorrect information I'll have you listen to it, but I don't believe this is how journalism should really go I understand, you know, I am in this industry somewhat as I try to get the most information out first and foremost But you have to really back it up with a little bit of of do diligence and move along from there If I gave you guys every single rumor that I heard on Twitter and all the different Chat groups it would be a real horror fest And I think everybody will be wrecked before, you know, you could shake a stick at it So watch that video. I'm not gonna get into it But the thing that surprised me from yesterday is of course we had the rumor that's black rock The ice shares the spot ETF was approved and it was not and we saw a massive spike and after that spike From yesterday. I thought myself.  Well, they did a little bit, but look at this and Today We're still at twenty eight thousand five fifty six. I'm quite surprised I'm actually quite surprised that people stuck into it Even though they said well, you know, this was this was a false story So what it tells me is that there are people on the sidelines and they're waiting for whatever it is Whatever shoe to drop whatever Monstrous problem that's gonna happen in the Middle East whatever great grand Recession of depression is coming in I think people are just waiting for this to go down so they can pick it up a little bit Cheaply but once that spot ETF rumor came out like holy smokes I'm gonna miss the bus and I think they got into it and now they're just kind of sticking around to see what actually happens now I'm not gonna say that's like the best approach I think some of the things is and I can't give you financial advice obviously my financial visor But I think one of the problems I'm investing is just staying out too long and just paralysis by analysis And you're just waiting for that right opportunity to time the bottom perfectly or just somewhat 80% Well, and you kind of miss your opportunity and then you're kind of just playing catch-up So I see this as as very positive. Also, I will say that as far as like I thought there was a massive amount of Actual volume as far as trading, but we take a look at live coin watch calm You can see that trading yesterday. It was around 30 40 billion dollars Actually today's 30 billion yesterday was only 24 You would think that it would be a lot more for what happened But of course it was mostly just in Bitcoin all it's also shot up But not a a massive amount if we go back. I mean look even on August 29th We had shoes 20% more roughly we had roughly 41 billion dollars in volume And if we go back to July 14th, we had 47 billion and so on and so forth So I was a little bit surprised on that as well I thought there was going to be a heck of a lot more Volume, but that is what we have so when I take a look at all this It really comes down to the fact of people are expecting wanting and meeting this spot ETF and I've had my position and finally I've been backed up by Kathy Wood Kathy Wood from our investment came out yesterday. I think she was on Natalie Brinnell show and she said look Here's the problem with the spot ETF and it is Gary Ginsler Here's what she says she goes for me the disconnect is they SEC staff know a lot and they are so good that I believe this was much more Gary Gensler standing in the way and I didn't know that's You know the different members of the SEC were this in depth with crypto But it makes sense that they actually were but the problem again is this is my thesis is just Gary standing in the way I don't know for sure because they could never say anything something like that I just know from how we have discussed Bitcoin with them that they really Understand it and they understand its merits. I gotta tell you probably the SEC is a lot farther ahead than people who are investing into Bitcoin right now And it goes because people are investing into Bitcoin because of a lot of reasons I think one of the main reasons people got into Bitcoin is because numbers go up. Let's be honest and If the SEC understands it, that's better than the average investor And now she she continues on she says why he allowed a Bitcoin futures ETF, which involves counterparty risk and not a Spot Bitcoin ETF, which does not involve counterparty risk In fact, ours will be backed by Bitcoin one for one in cold storage of coin base That's why Grace go on its case It's it is that argument and of course if you're unfamiliar If we do a spot Bitcoin ETF You have to purchase the physical item of Bitcoin with a futures ETF. That's all paper. That's all paper Bitcoin They can run up the price. They can you know short it long at whatever else being the same thing But you don't have to control or actually buy the underlying asset. It's all paper So with this one and I have to agree with her it looks like there's less counterparty risk But yes, he sees it differently and that's why they that's why grayscale brought him to court And they actually want it and of course grayscale now gets to gets that Ability to have SEC take a look at their option again to convert their trust into a spot Bitcoin ETF Okay, and lastly she says I think Gary Gens was personal Vietnam is coming around to haunt him I do think the SEC is moving now and yeah, I think the SEC is moving now and Again, the problem that I see with the SEC this probably won't be popular opinion, but it's the truth is Gary Caroline and Jaime and you'll note that unfortunately political parties are polarizing Gary's a Democrat. Caroline's a Democrat. Jaime's a Democrat. I can I can't guarantee but I have a higher Resolution and probability that if we had Hester Pierce and Mark Ueda and another Republican probably on there. I'm pretty sure I'm guessing here But I have again a higher probability that a spot ETF would probably be approved mostly because Hester Pierce is such a proponent For crypto currency digital assets more and more importantly Bitcoin But unfortunately we have Gary and the question always is is who does Gary work for? It's Gary word for Goldman Sachs or black rock doesn't appear to be because it's been taking quite a bit of time And maybe you'll get approved but he works for the White House and the White House again is not a fan of crypto Bitcoin digital assets, and it's not just the White House and the Biden administration which are controlled by Democrats Which I have no problem with Democrats. I'm just saying that's just what the truth is It's also we're fighting against senators like Elizabeth Warren who never misses an opportunity to talk ill on Bitcoin and any digital asset as she says here just a couple of days ago She called out that crypto was being used for Hamas And of course those are the types of things that only Bitcoin users use and has nothing to do with the fact that most of it Is used by dollars, but that's Plautics my friends, and that's what it is. So on top of that You have to understand that the people in power They need To take all those funds. That's what quantitative easing was and they need to take that back because that is a problem with inflation and There is a problem in the US government and that problem is that they can't collect enough taxes and Because of that they're going to have people like Senator Elizabeth Warren and a lot of other Democrats are excuse me Senators and they're going to call for an increase in tax reporting rules because they want that money back the money That they gave you they want to squeeze you and they need that those funds backs They can reduce the amount of circulating supply Which is what they did in 2020 when they fired up the the printers and this all kind of comes down to this They need this to happen so they can keep the dollar strong the dollar has to be strong and That's why the government doesn't want us using Bitcoin because it is a competitor to the dollar It is a store of value right what else is a store of value the dollar and we take a look at the Dixie Which the Dixie is just it's just a comparison of the US dollar against a basket of six currencies the euro the Swiss franc yen and Couple couple other ones I always forget the British pound and two more if we take a look at the at the five-year DXY or Dixie We can see that in all honesty the dollar is very strong still and reaches peak in 2022 September 1st And now it's still pretty well. It's going well, but we can see a problem with it on the horizon and again That's why the government doesn't want it We can see that just a couple days ago Treasury bond auction runs into weak demand. I'm the fears that soaring US debt will overrun Wall Street Treasury bond auctions weak demand Thursday. I think this was this is for the 30 year Yeah, US sold 20 billion dollars of 30 year bonds, but deals had to take up more supply after investors bucked. They don't want that They don't want that Why would they want that if the government is? taken out 51 Roughly 51 trillion dollars in bonds.  Crypto digital assets, maybe they can control a little bit but look They got three trillion and if you take a look at globally for bonds or total securities or the bond market itself It's a hundred and thirty three trillion. Why would governments want to compete with that and it can be laid out perfectly And I linked this in the description in the last report White House releases comprehensive framework for responsible developer digital assets You know what they're trying to do if you just take a look at CBBC's It's pension 16 times what they're trying to do is Stall I believe until they can rule out this US CBDC But they don't understand the whole point of that and this is this is the problem that I think I think people They missed the forest for the trees I guess Which is they take a look at this and they think okay If we can just get a better payment system and use a CBDC which we control people will go for that I think as people get into it as if they don't really know what Bitcoin can do and digital assets can do I think they can't I think they see it like that But when you peel back the layers you say okay, hold on the reason why we're in this this mess right now is because The Treasury and the Fed they printed too much money inflation went up enormously high now they're trying to Do everything they possibly can to unwind everything and everything is in control of the government And I think hopefully that the that people like you and I we understand But as time goes on the people that get into this market They'll only think about this as numbers go up first So hopefully they can understand that this is not the way to do things and Hopefully the people that are out there right now. They're looking at this and saying why did Bitcoin go up so much on this spot? ETF news they'll take a look and say hold on wait the reason why this is going up so well is because it's It's an asymmetrical bet and if we compare again Bitcoin against everything else out there as far as returning investments I mean, it's crushing it real estate investment trust bond market stocks gold commodities US cash mid caps large caps. We thought it was for Nasdaq 100 and They take a look at this And they look this is pretty good for 2023 not so much for 2022 but going backwards and take of course annualize It's 144 percent year over year US Nasdaq which was you know gold standard, I guess 70 percent pretty good, but come on Why aren't we allocating something into there? I know people will say like We talk a lot about the four-year cycle And I still believe it's as far as I know. It's still in play Did we not have a having in 2012? having 2013 all-time high 2014 a monster dip in a 2015 a reset 2016 a having 2017 all-time high 2018 a dip and 2019 a reset 2020 having 2021 all-time high 2022 dip and a reset what happens next year. It's a having I like the narrative It's played out pretty well so far. I think it will again I could be wrong, but I think as people get into it Hopefully they can understand the four-year cycle and go okay Well, if we just we know what's coming into these these next sessions It's not so scary because when you see 73 percent 58 percent and six fifty-five percent you're like what the hell happened I don't want to get into that. Oh, yeah for your cycles. Okay. I remember that so it makes sense and all these things are not just being pushed out by by just You know little people like us. I mean, this is the same reason why Larry Fink came out and Talked about yesterday and talks about how Bitcoin is a flight to quality And I know we've heard about this But I thought it was just a genius move for him to get out there in front of the cameras and say look Yeah, it was a rumor and that's that's a problem, but in all honesty look how well it did Because I can't talk about the specifics. I think it's just an example of the pent-up interest in crypto We're hearing from clients around the world that want this some of this rally is way beyond the rumor I think the rally today is about a flight to quality with all the issues around Israel Global terrorism and the more people are running into this. So when I take a look at this and then of course That's just one piece and lastly net inflows For the third consecutive week by Bitcoin and don't and I'm not going to discount just Bitcoin There's also some alts that did pretty well Bitcoin saw inflows of 16 million last week Pushing the year-to-date inflows of 260 million short Bitcoin funds also 1.7 not too many Then also take a look at this so on investment products added 3.7 million to the 24 million in the prior week and XRP funds also manage modest inflows of Half a million the 25th consecutive week of positive inflows for the product So look, I know there's a lot of things to be concerned with there's a lot of different turmoil I'm not the expert to talk about that so we'll not be talking about that But I think in the long haul I think we're in the right place at the right time and that's it for today. So look Like this video give it a thumbs up consider subscribing everything talk about is time sensitive. Thanks so much appreciate you


Welcome to Toffy TV, it's the start of an 11 show full on versus Everton Craving Cottage Sunday. Let's get into it. In goal, I'm going to go for Jordan Pickford, I'm still in two minds over this one. I look back at the goals that we can see against Manchester United and even though the goals weren't necessarily as faultingly, the ones in the first half, I do feel like with a bigger goalkeeper we were the dealt better with those crosses. Some people might think that it's harsh, I just think that's reality. I think a goalkeeper who's 6-4-5 deals with the cross certainly for the second goal, maybe not for the first goal. But I feel like a goalkeeper of that size would be off his line, would be fear that I would be anticipating those kind of crosses coming into the box and allowing the defence also to push a little bit further forward as well, knowing that they don't have to be so deep because the goal is out a little bit. So I'm going to go for Jordan Pickford in this game, but it's going to be interesting to see how he deals with it. He took a little bit of criticism unfairly for his England performance, as buff certainly for me. I don't think it should have anything to do with what's gone on with the Veidio van Dijk situation now. I think that should be out of the way now. It should be all down to the form of the goalkeeper. I'm going to have to wait and see. I think he's going to see this competition now, so we'll wait and see how we move forward. Right for this game, we've got injuries. There's no Sheamus Coleman, so I'm going to go for a 3-5-2 formation for this game. I don't feel like we've got a right back that can replace Sheamus Coleman. And I think clubs have been targeting our right hand side. So for me, I'm going to go for a 3-5-2. In that 3-5, in that 3 at the back, I'm going to start with Ben Godtree. I think his pace is needed. I think he's physically a very strong player. I think he's okay on the ball as well. But it's certainly that pace that we need. In the centre of the 3, I'm going to go with Michael Keane. I hasn't played too well in the last couple of games, but he's had a decent season so far, so he can sit in the middle. And on the other side, Mason Hallgate, again, got pace good with the ball. He's back now, and I expect him to play most games now. So that would be the 3 at the back for me. And I think those three can defend the control on the ball and they've got a little bit of pace. And hopefully, that would help sort out our defensive problems, which have been so evident this season. One clean sheet in the Premier League is appalling. Really is it appalling when you look at some of the teams we've played. So I'm going for 3 at the back. In midfield, right wing back. I'm going to go for John Joe Kenney. I think that would help him a lot more if he was playing right wing back. I think highest starting position would help the fact that he's got... He's not the fastest player in the world. I think that would get more out of what he is good at, which is running off the ball and he's decent in crossing areas as well. And being a little bit more tenacious up the pitch as well, obviously dropped back when he needs to. So I'm going to go for that. On the other side, Luca Dean, again, I think all his assets help him play this position. I think he can get up and down that left flank all day long. I think he wants to attack more than he wants to defend, because he can do both jobs. So I've seen no problem with him being a width on the left, which he has been anyway. So I'd go for them. In the centre of the park, I would go for Alan, who's obviously fit and the corey as a 2, but obviously there's an extra man behind them, so that'll leave some of the pressure on them too. And if those two just work as a 2 and do that job in the middle of the park, I think it might be easy for them. Then would be Hamas Rodriguez playing more of a floating number 10 role. The manager said that really he is a number 10, even though he starts off the right, he is a number 10. And it's not his job basically to get back. He's a 4, but that's what the manager said. I think maybe if we've got three at the back, that number 8 position has been a real problem for us so far this season. Obviously we started with Gomez, we've had Guilffy Sigarton, but what will be has come on and played in various roles as well. So I just think for this game, let him be that number 10. I don't think he really would need to defend too much because of what is around them, because of the midfield behind them. And then in front of him, you've got Richarlison and you've got Dominic Harvon-Lewin. Richarlison again can help out on that left-hand side as well. He likes to drop in, so that's good. He's got a bit more defensive tendencies in him. Naturally, it's not something that he seeks to do. He just does it because that's the kind of player he is. So I'd be great to have him back. Obviously three games missed. He played a couple of games for Brazil, which is good, scored and then won. No problems with the injury. Well, I mean, it wasn't really an injury, but he sustained the challenge in the Brazil game against Uruguay, which he went off not long after, and I think people were worried that might be a serious injury, but he seems to be okay. The manager has passed him fit.  And I think with that, I think that that's a decent balance. It's got good pace and it helps out the positions that maybe were not so strong and certainly that right-hand side. And we'll have to see what the manager does. That's what I'd go for anyway. I just don't like the idea of John Joe Kenny playing right back or anyone else playing right back. And I think having three at the back really would get the most out of the plays we've got and hopefully plug some of those gaps. But let me know how you think, how you feel about the 11 and what your 11 would be for the game against Fulham on Sunday. You know, it's a must win, so the first thing is make sure we don't concede and I think we've got goals in it. So don't concede, score a couple of goals, get the three points, come on. Let me know your thoughts in the comments. Give this video a like. Subscribe if you haven't already and if you want more great videos, join us over on Patreon. The link is in the description. See you later.


Hey, what's up YouTube? I'm Zeke and welcome to the Dream Green show as interest rates continue to rise and the stock market continuing to pull back. Some of my favorite high yield dividend stocks are on a huge sale. Today, I'm going to show you my top five and I'm planning to add to my portfolio so I can have some great passive income for when the stock market eventually recover. As you guys all know, the number one rule to investing is to buy low and sell high while while the stock market is on sale right now, I'm going to pick up a couple of these good quality stocks that I'm planning to have in my portfolio to give me passive income in the form of dividends. Dividends is by far the easiest form of passive income. You literally do nothing at all except for own a piece of these companies and you get paid out every single month.   So if you're ready to have some easy passive income, make sure that you hit that subscribe button and hit that thumbs up button because that helps out this channel more than you even imagine and if you want to help it out just even further, hit that notification bell. But enough talking, let's go on ahead and dive into this video. Okay let's run through these five real fast. The first one I'm going to bring you guys is ticker symbol WPC. Now WPC makes some of the largest net leads REITs with their enterprise value of around 18 billion dollars in a diverse portfolio of operational critical commercial real estate. So that means that this is a real estate REIT. Real estate REITs are required by law to pay out 90% of their taxable income back to their investors in the form of dividends. WPC has a dividend yield of 6.2% and they're also been increasing their dividends for the last eight years. Now the reason I'm looking to invest into them was because I've been waiting for this company to have a dip. In fact over the last year while WPC was just going up and up and up and up it showed no signs of pulling back. In fact it became a little bit overvalued for me on how every single stock inside the stock market was pulling back 30-40%. While this company was continuing to make higher highs and not lower lows and then all of a sudden bam there goes that is the dip we've been looking for over the last month. It took a major dip of around 20%, 19.22%. So with a company like this finally pulling back that has been performing well in a recession type stock market and inflation continuing to rise we finally got the pullback that I'm comfortable going in and buying a couple of shares of this company at around 68-65 dollars. I might wait for it to pull back just a little more. So this is the big dip that we've been waiting on that I've been waiting on on this company and that's ticker symbol WPC that has a dividend yield of 6.2%. The next one is ticker symbol QYLD over the last year. They're down 31 almost 32% at the time of the recording of this video. Now QYLD is a covered call ETF whether that mean that mean they're selling options they're not buying options they're selling options on different stocks that they have inside of their portfolio generating income for QYLD and dishing that back out to their investors in the form of dividends and the reason why QYLD is so popular among the dividend investing community is because right now according to Seeking Alpha they have a dividend yield of 17.02% with a very large dividends and they're able to do that because they run covered calls. I showed you guys how you can run covered calls by yourself to where you can sell cash secure puts and sell covered calls but if you don't know how to do that yourself then QYLD does it for you. The only thing is is that because they have such a high dividend yield this is not going to be a major growth company inside of your portfolio but if you're looking for growth don't look at these high dividend paying stocks we're strictly looking for passive income when we're looking at these high dividend paying stocks. Right now I am down on QYLD well I will make that back in dividends I am down on QYLD and I have a recurring investment investing $20 every single day that the market is open so right now I have around 75 shares which is around $1,154 worth of QYLD so as it continues to pull back me dollar cost averaging in on $20 a day hopefully my average balance is out so over the next couple years or so when it gets hopefully back to around $20 I'll be back in profit and I will continue to make passive income by doing absolutely nothing from their high dividend paying stock from QYLD. Before we dive into the next one I'm planning on buying these stocks inside a platform called Weeble right now if you sign up for Weeble by clicking the link down in the description deposit any amount of money just one penny if you want to and you receive up to 13 free stocks with those 13 free stocks you could keep them aside the platform and decide to use it or you can sell those 13 free stocks and withdraw all of your money guys it's literally free money and who knows some of those free stocks could be some of the dividends the high paying dividend yields that we're talking about in this video so if you guys do want to check out that platform and get some free stocks make sure you check out the link down in the description the third one I'm going to bring you guys is probably my favorite out of all of them which is Realty Income Realty Income aka ticker symbol O is known as the monthly paying dividend stocks when you talk about what is the monthly paying dividend stocks everyone brings up Realty Income it is another real estate REIT that has to follow the REIT instructions of paying back out the investors 90% of their taxable income in the form of dividends which is why people love this company so much in fact over the last five years there are still up why the stock market's been pulling back it goes up up and up had a pandemic continued to rise and now we've gone into the stages of high inflation so now it's starting to pull back so as it pulled back 18% or 20% over the last three months this is where I'm going to go in and buy a couple of great shares of Realty Income at a discounted price now the reason I love Realty Income they have a dividend yield of 5.36 dividend yield but the reason I love them so much is that they have increased increased their dividends every single year for the last 25 years there are in no form shape or near of cutting their dividends or decreasing their dividends in the foreseen future in fact that's why a lot of people love investing into the monthly paying dividend stock instead because not only are you going to make more than you did in the previous year even if you are reinvesting your stocks but they're going to also increase their dividends probably for the next couple of years because their balance sheet looks so good is that they are so dependable they're going to pay out every single month and they're going to increase their dividends every single year at least for the last 25 years so that's why ticker symbol oh is my favorite on this list now the next time I'm going to bring you are also some bangers as well with some high dividends all right the next one I'm going to bring you guys is ticket symbol p fl t pennant park floating rate now pennant park is a company it's a traded fund they invest in middle market companies located inside the united states now they have a pretty sweet dividend yield of 11% but the thing about pennant park is that they have not increased their dividends at all over the last couple of years they in fact they don't increase their dividends but the great thing about is that they don't cut their dividends and at a double digit dividend yield let me show you guys exactly what they look like if you were still investing to them over the next couple of years so here we are in portfolio visualizer let's say we started off with a thousand dollars and we invest a thousand dollars every single month so around 250 dollars a week and two tickets symbol pfl t and we also reinvest our dividends we're going to put 100% off our portfolio into a pfl t we're going to hit analyze portfolio to see what this looks like so we started investing all the way from 2012 to 2022 we start off with a thousand dollars so we'll have a final balance of 188 thousand dollars almost 200 thousand dollars before this market started to pull back but the sweet thing about that even though they do not increase their dividends they maintain 11% dividend yield over all of these years this is what your income would look like from your dividends while you're also increasing it so over the last couple years it looked like from 2019 you make 11,000 and then you go from 14,000 in 2020 to 18,000 in 2021 so it looks like you increase your dividend income that year by 4,000 over the next couple of years so in 2022 you're expected to make around 22,000 in the form of dividends that is completely insane that means every year you could buy a new car you could go on vacation you could pay off all your bills you could do all that if you just invest for pfl t over the last since 2002 to 2022 over the last nine to ten years so if you had if you was making 22,000 a year in the form of dividends now you're making around 1833 a month in dividends just from investing to a company that doesn't cry raise their dividends or cut the dividends but have a double digit dividend yield of 11% so that's going to take us to our next stock ticker symbol MAIN main main street capital main is a business development corporation it specializes in loans and equity investments and mid-sized businesses now MAIN has been increasing their dividends unlike pfl t over the last year there are down 22% and they have a sweet dividend yield of around 7.97% almost an 8% gain um the dividend yield over on robber hood it's not as well it's not as accurate as it is on webu or seeking alpha that's why i like to use those but as you guys can see this is another seven eight percent dividend yield company that historically over the last five years have paid back their investors nine percent every single year it might not be this year but over the last five years it has paid back their investors nine percent annually over the last five years and and this is another one that i would like to add to my portfolio if i could get it at the right price and over the last three months it's pulled back 18.85% at the recording of this video and that's it dreamers those are the top five high dividend yield dividend stocks down now i'm planning to add a large position to my portfolio so that i could collect some of those that's some of that sweet passive income because dividends are by far the easiest way of passive income i literally wake up to money i do nothing i am sleep and i wake up and i have more money than i did yesterday inside of my account but if you guys want to comment down below let me know which one is your favorite down in the comment section of these five if neither one of those were your favorite let me know which one is your favorite down in the comment section i can't wait to check that out i might actually do a video over that and shot you out but other than that if you guys do want to know when and how much i'm buying them for each stock um check out the link down in the comment section that i'll take it to my patreon the patreon to take it to my discord over there i post every single time i buy and sell a stock i post all my option trades my day trades my technical analysis and we also have pro day traders in there that post that the option trades every single day so if you want to be a part of an awesome community that want to be financially free just like you make sure you check out the link down in the pinned comment section but other than that guys make sure you subscribe to the channel hit that thumbs up button and hit that notification bell so you don't miss out on any future videos other than that i'm zeke bringing you to dream green show and i'm out peace


Well At least there's not snow covering the ground today like there was yesterday, but it's still cold But it's gonna get a lot colder. So let's remember that too. We're headed home today I'm about four hours from our yard back home. We're gonna bring this trailer Oh, there's waking up here.  That's the plan So it's an exciting day to say the least I'll be home till Not too sure yet whenever they find a load for me, but we've got a fence contractor Coming to our house on Tuesday on Monday I've got to go finish all the financing for purchasing and paying out my pickup Remember that's being paid off since we sold our house since it was a lease I got to get safety and then buy it out through GM and it's a big Whirlwind of paperwork and things to do so we're getting that done And I'm just looking forward to getting home and spending time there a couple of you Have asked how I mount my phone. I Bought these magnet mounts off Amazon. I think they're called skosh Yeah, skosh, how does it spell? SCOSCHE skosh And what it does it gives you this little Metal plate to put on the back of your phone and then these magnets to put on your dash All you got to do is just And it stays got another one over here And another one in the back you can put these on your fridge your walls at home anything and Fail let's try that again Ha, okay. This is a $2,000 phone. I'm not gonna do that again, but you get it, right? So you can't exactly throw your phone at your dash and have it work, but you can place it there and it'll work Well, I thought I was gonna be so I'm still tired You know these phones are $2,000 $2,000 plus tax you remember when phones were like 60 bucks. You're like wow Then they went up to 500 bucks.  I Don't pay that all I got it on On a promotion. I think I pay about half price for it and I pay for it over two years, but Wow You know what this means, right?  Why would they want to do that? It took away like 20 spots 20 less trucks can park here now We need to expand not shrink maybe that's not their land after all I don't know You can see the fence going around the back, too Drops on the way home today. We still got another well We're still about four hours away. We haven't gone very far to the next town But we're not starting the day without Timmy's and this will probably be our only stop Look at this. Yeah, they put this fence up here, too. So we can't park back there. I wonder I guess that's not their property back there I always thought it was all part of the same law And they definitely took away like 40 truck parking spots at this lock now Good thing I didn't come here last night. It probably it was probably packed. All right Let's go get our Tim's and let's go home. How do you say diesel?  It wasn't that bad here I mean there's the roads that are worse than this these guys. They're scared of this truck They're they're literally scared to drive past it.  It is what it is. It's that season. It's that time of year. We're done for this trip though It's time to go home. I'm gonna have to start strapping you guys in Diesel you want to prove to everyone you're not an old man yet. You want to prove you can still get out without your steps Okay, just this once buddy, okay Come here. Come here. I don't want to do this all the time But every now and then is good. Keep you in shape a little bit, right? Come on. Oh Good boy All right, buddy He knew it was one of these trucks. He came running straight for this truck. That's not our truck, but this is our truck Come on. You have in there Good boy. Good boy. You're ready to go home, man. Smells like mom in here And Chevy. That's definitely Chevy. I Need to get a new pillow. I took my pillow from home on this trip because the one I had in the truck was like a Pancake. It was flatter than Kansas. This one hasn't gone flat yet You don't usually bark is it because I'm carrying a big pillow you tell him Frank you tell him got him do guys So I just got home from a wonderful late Thanksgiving dinner It's always good going to mom and dad's and seeing the sisters and nephews and brother-in-law. I love family gatherings That's this is my stuff for the truck Chevy be honest. Can you sit be honest with me? Did you miss me? Did you miss me? Yeah, I'm gonna take that as a yes. Take it as a yes What you got diesel did mom spoil you and buy your love with a new treat? Chevy careful. Did she buy your love with a new toy? What is it? What is it? Hey, come on Come on Chevy's gonna get it. You're back Chevy back off Apparently Chevy wrecked his toy this morning Yeah, but both the Frankies got Frankenstein's good boy You really want it don't you? Please please please I promise. I won't read this one. Thank you. Oh, thank you so much.


The mortgage loan, or simply mortgage, is used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose, while putting the lien on the property being mortgaged. The loan is secured on the board's property through a process known as mortgage origination. This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property for closure or repossession to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a law French term used by English lawyers in the Middle Ages meaning death pledge and refers to the pledge ending dying when either the obligation is fulfilled or the property is taken through for closure. The mortgage can also be described as a borrower giving consideration in the form of a collateral for a benefit loan. Mortgage borrowers can be individuals mortgaging their home or they can be businesses mortgaging commercial property for example, their own business premises, residential property led to tenants, or an investment portfolio. The lender will typically be a financial institution, such as a bank, credit union or building society, depending on the country concerned, and the loan arrangements can be made either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and others characteristics can vary considerably. The lender's rights over the secured property take priority over the borrower's other creditors, which means that if the borrower becomes bankrupt or insolvent, the other creditors will only be repaid the debt sowed to them from a sale of the secured property if the mortgage lender is repaid in full first. In many jurisdictions, it is normal for home purchases to be funded by a mortgage loan. New individuals have enough savings or liquid funds to enable them to purchase property outright. In countries where the demand for home ownership is highest, strong domestic markets for mortgages have developed. Mortgages can either be funded through the banking sector that is, through short-term deposits or through the capital markets through a process called securitization which converts pools of mortgages into fungible bonds that can be sold to investors in small denominations.