Bismillahir Rahmanir Raheem. And in 1997 opened up Fonzi to die in order to continue publishing, so I kept on going with Ghazali. And then I decided to try to read some of the books I publish.  It was too hard for me to read. So it was so celestial that I'd be reading and I'd be reading one or two pages like the Hadith and the Quran and I could read it. I could even sort of grasp it, but when I shut the book I was still me. And it wasn't changing me. I thought publishing this stuff in my life I would absorb it and I'd just be all that great stuff you read. But it didn't happen. And it was just the same thing. So I realized that if you read this material you have to not only understand it but you have to be able to incorporate it in such a way that it's a lens through which you see everything that happens to you every day.  I was going to do about the grandchildren. And a blessed brother, Sheikh Hamza, you know, he was worried about children too.  And I mentioned this to a few people. I said, Ghazali, for children, are you kidding? It's a miracle if you want to know the truth. And so I began raising funds and I got books one through ten translated into English The ones you see here, books one through five are readable, right, or one through six. And then the issue. And I took the manuscript of one of the parents and just sat with it for literally, that was about five years, the book of knowledge. Because how would you take what Ghazali is saying and say it for a child? So I would take a circle, every single idea, either a chronic could be used and then just imagine whispering it to my granddaughter, you know, these ideas. And then it started coming and then there was the difficulty of the illustrations. I mean, you have no idea publishing is hard on its own without pictures. And then so it began that way. And then the project has now gone on to be we've done books one through six and with workbooks we'll show. Maybe I'll do a show the little video and then put the PowerPoint up. I'm going to just show you a little video my son just made because it's touching. It has some of our friends talking about the project, including Abdul Hakim Winter and then a couple of kids. So let's just watch that. So when you say Ghazali's Yahya'u-l-Din, Ghazali's revival of the religious sciences, you really mean a synthesis of the first five centuries of Islamic thought. Ghazali brings together the different sciences of theology, law, ethics, scripture and organizes them and elaborates upon his predecessors in a masterful and beautiful and accessible way. When you say Ghazali, it's really a one-stop shop for classical Islamic thought. And making that accessible for our children is a massive gift that we can impart upon them. We find that the hojital Islam, the proof of Islam is unmistakably and uncontroversially Imam al-Ghazali, who had the uncommon divine gift of being able to encapsulate sometimes intricate metaphysical and ethical arguments in a form that is universally accessible. Scriptural quotations, saying some of the early Muslims, very well chosen, anthologized nuggets of, as it were, triggering catalytic wisdom. Ghazali as a basic theme and his great work, the revival of the religious sciences, as the focus for our project, one of the most important literary, cultural, religious projects that one could imagine in the 21st century. Knowledge wasn't an abstract set of data and information that was imparted from parent to children, to from teacher to students, but it is the way by which that knowledge impacted their very behavior and their very being. Reconciling this split and this divide that we have between ta'aleem and tarbiyyah, that's reconnecting the knowledge with the practice, reconnecting knowledge with character building, reconnecting, and that's what knowledge is. A couple of years ago, I did a little research project around the available Islamic Studies curriculum programs and I was really disappointed to see the variety of issues that are challenging us today in the curriculum department. And I am absolutely thrilled with the opportunity that avails our children today and our teachers and our parents with this Ghazali program. It is an opportunity for our children to start on the right path of belief, to start on the right path of principles, not to be raised in a vacuum of spirituality, but to be raised soaking in the spirituality behind all of the very, very important rituals and acts of belief that we want to teach our children, we want to teach them how to pray, we want them to love the prayer. Let's say realize what the meaning of education is. And edukari in Latin means to draw out that's what is already there, doesn't mean to pile in info. So what we're doing with education is presenting children and ourselves with the truths that are recognized and it draws out the fitra, the noble self that's there. And I think what the Ghazali project is trying to do is to, from children from the outset of their life, give them the self-esteem, the knowledge, the confidence of their pure innocent good nature, you know that. Our teaching has to really result in the outcome of a person, of a believer who is engaging in the world according to sound teachings and also someone who has the state of heart that will allow them to negotiate relationships with others and with Allah in a way that is truthful, that is honest, that is sincere, and that always allows for continual growth. I never see a program like this in my career, I never see it. So when I saw this I said exactly this is the kind of program that we have to have in the kindergarten and in the, you know, the nursery school so that they can really help the children to know exactly what they are doing. Growing up I learnt all the external things which were very fear based and sort of tick boxes that I just had to implement as a Muslim but there was no real connection to what I was doing and I found that learning the religion through Imam Ghazali's work has given me that deeper meaning of the religion. We never really talk about polishing the heart, we never talk about the spirit of a person, we really focus on very external behavior as opposed to internalizing character. What the Ghazali project talks about and deals with is educating the spirit, educating the heart, educating the entire individual.  And these are first graders, second graders, kindergartens and so it's really fantastic and it's been an incredible journey so far and as head of school I've seen the transformation in our own curriculum and in our own outcomes. Our kids are excited to go to class, this is the foundation of our curriculum here at Prairie Academy. I'm excited to see where this journey takes Prairie Academy. I can only wish that I had this body of work that I was doing now at the time when my children were young because I don't consider myself very academic and I didn't really feel like I had the tools to really teach them really about these things. One can only just absorb it itself and try and be a role model but I think having that body of work is so, is really really important and I think it's really going to help the next generation. Well there's nothing like the Ghazali's children's project. It's unique, it's groundbreaking and it's a treasure for our children. Personally it's changed my dynamic and my relationship with my children. It gives us a language to communicate. I like the most when we were doing about the hearts because I could learn more about shining my heart and learn about what I could do and how I could make myself better and help my mum and dad and I could make more deans. The reason I like Imam Ghazali is it's really just fun, it's not like a boring, boring book. It's really fun and it teaches you stuff which you might not have known and he teaches like stuff like how to do the wudu, the Hajj Abdullah talks about interesting topics, the children think of a lot of interesting stuff. So that's pretty much why I'm addicted to the series. But then on my wall, if you ever come to my house on my wall, I drew a big heart. On a dry erase board, I stuck it on my wall, I drew a heart, made it golden. There's a golden dry erase marker. So now I take a black dry erase marker and I draw every time I do something bad and I erase it when I do something good or I apologize or something. Right now, the place is called the Gambia and right before I went, I cleaned my heart up. I know just because I wanted to clean it up, but I actually literally cleaned my heart up. It's now completely golden, it's sitting on my room wall, completely golden. It must feel good. Because I was completely clear, completely simple. There's metaphors in this now of 457 pilot schools all over the world and we did 16 workshops in South Africa. It's being taught in Bosnia, you know, you saw a little bit of Gambia. We just go ahead and, no, there's no green. So maybe it works. No, it's not green. Oh, there. Yeah. And I have brother, my brother Sheikh Hamza whom I've known since he was quite young. You know, he's the co-project director on this. And we, okay, now we're getting real. All right. Now my talk starts. All right. He said we have to base the whole project on the latest critical edition that came out in 2011 from the Darul Minhaj. This is the Ahyat al-Limuddin referring to all of the manuscripts that are out there. And last summer I went with Abdullah Hakim Winder's group to Bosnia. I had worked there during the war, but I came back as free and we were able to actually go and visit the manuscripts, you know, the whole Ahyat al-Limuddin that was done, the version, the write out six years before Imam al-Ghazali died is in Sarajevo. Now, as I said, I've been publishing Ghazali since 1980, 81, 82. But it took this, you know, to get, these are the kinds of books we've been doing. This is the series. The first book, book one has a DVD in it where a lot of people think, what do I do? These children are three and these children are 16. So I did a video showing how I could teach a whole group of five-year-olds in an Islamic school just like what I did earlier today, just telling stories and having them draw what they liked. And then also there's a section with teenagers having discussions and classes. And so these are the books and the workbooks. People weren't buying the workbooks, so after book two we had to include the workbook and the curriculum in the hardback book because I don't know why people weren't buying them, but the workbook is useful and a lot of thought went into it. And kids like it. My grandchildren like it. And also it's important to have a way to rethink about the ideas and just going right through. And that's what we have. The key figure in all the stories is Hajj Abdullah, meaning the man who made the pilgrimage to his heart who is a servant of God. And he's a different nationality in each of the books. The children go to him in the magic forgotten garden and he explains to them the answers to all of their questions. Now these are just some of the books. All right. And this is the wonderful, we did a wonderful, we thought Ghazali deserved a beautiful life. So this is done by Demi, the illustrations. It's utterly beautiful because, oops, that's my granddaughter Leila working on her workbook. And when she was just five sitting in the Cairo kitchen, I made her draw everything that I was teaching her. I gave her the lesson which I gave to the children this morning. Ghazali is writing for scholars. But honestly, I took the first four or five books of the book of knowledge and I could say it in four or five sentences, which is I said to her, did you know there are two kinds of learning? And she looks up and I said, yeah, there's the regular everyday learning and math and eating correctly. But then there's the real special learning and children think real special learning. Yeah, that's how to polish your heart. What? Oh, you didn't know you have two hearts. You know, you have the regular heart and you have the pumps, the blood and you have the real heart, right? And then she said, Leila, but why would you have to, how does it get dirty? Oh, you know, if you don't share, if you don't help mommy. And then, exactly. And then she said, but why would you have to polish that off? Oh, you didn't know there are two worlds. And this world is really short and quick and you're going to get lots of trials. And those are for polishing your heart. But then there's the next world. And so you've told a child and like, that takes pages in the book to do it to a five year old. And my five and six year old, they understand the whole idea. They know that they are golden hearts. Even if you say, go to your room, you're no good. You're naughty. They're not going to misidentify. They're going to identify with their inner dignity. And in the Ghazali programs, when we ask the teachers to say, when a child is something wrong, they say, that's beneath my dignity, to always remind themselves that they are dignified, that how important they are. And so children then with this particular idea, they understand that they have dignity, that they are pure, that they are going to be sent difficulties to polish this beautiful heart and that there is no death. Well, then children have it all. They have the plan of life. They know who they are and they know that it's all fine. And then the books have cartoons and things and comic books for the children. And then there's a curriculum. We have a website, which is a really amazing website. Oh, there you are. There you are. Yes, one of our great schools with some of the things. I'm just showing you. And this is like just children always, it's always good if they can draw whatever it is. And the other, this is talks I was giving in England.  This is when all the teachers would come here and they would help with the curriculum, which is wonderful. And we use it in camps. This is in Indonesia. I gave talks on it in Jakarta. And this is a little Indonesian girl. The kids like to draw their hearts. This is in Rabat at the Rabata of Muhammadiyah. These little children, they created an echo game that we put on the children's website. And this is Cat Steven's daughter, Yusuf Islam's daughter at the Islamia schools. This is just showing you. And this is what the website looks like. You have a heart crossing the screen. And then when things happen like backfiting, it brushes it off right away. And then the website has things to do, the three cells, stories of Ghazali.  There are things to download. There are core teaching films, summing up everything that's been going on. There are books that can be flip books. They can go and look a flip book, very. And more and more downloads. That's beneath my dignity. These are just wonderful things that we ask the community to send in ideas and things so that we can post them all for people to use. And of course, this is the one we were showing a little bit earlier, which I don't know whether they'd want to see it. But one of the things we discovered, there are two key elements to that work. One is the heart and keeping drawing it and writing on it and working with your heart. But the other is play acting. And I discovered that, for example, my grandchildren weren't sharing one day. And I said, share. Do you know how that sounds? Share. It sounds like eat spinach or go to your room. If your mother's saying it's got to have a bad part to it, right? It's got to, the fun is... So I just said play, not sharing. You can't have my this. You can't hold my truck. It went on and they're laughing and laughing. And then in the end, I said, now share. They're looking puzzled, right? Would you like to hold my truck? Would you like to have a cookie? And then they experienced, oh, it feels great. Because it's from a different self now. It feels great. I'm not losing anything by it and it's easy. So they experienced it. And then the other day, my granddaughter, a guest came and I said, shake hands. She went over and held the hand like this and looked down. I said, oh, wait a minute here. Yes, do the wrong horrible handshake with the guest. Now turn around, firm handshake looking in the eye. And now she does it every time because she knows what it is and she's experienced it. But it came up to the idea that when we're dealing with the 10 things Ghazali said you could never do, backbiting, pride, all the rest, that the trick is to get the children to act it out. So all over the world, they act out doing the wrong thing and they say, what did we just do? Let's correct that. Let it get it right. So these videos come in from all over the world and, you know, kids' videos are hilarious. You know, they're just so funny you can't stand it. But that is my main teaching method, acting out. The Ghazali stories in the children's books, I sometimes make them act them out, you know, because the story about, well, you all weren't here for the children's project helped the story. Then they remember it, you know, and also they felt it and they've experienced with the point. So I think using that project is very good. And in the last class when I was speaking to the children, Ghazali says that when you have a good thought, it's from angels. So act on it immediately because the Waswisu comes in right away. So, Humera, we've come up with an amazing activity for this one. All right? What you do is you have a child stand and say a great thought, help mommy, and then the other one gets to be the Waswisu. Go watch TV, you know. So then, because they're aware of their true self and the lower, lower self coming in, the good thought. And then after they play this, and of course it's hilarious, you get them to do their own, give your good thought and then give your own thought that why you're not going to do it. And suddenly if you can get them going at a young age, they will start to watch them do their whole lives.  And then he died. Where are those thoughts coming, these angelic? You're driving, I should go see so-and-so at the nursing home. Oh, somebody would like this. Oh, just act on it right away. And so I'm starting to learn this myself. I suddenly realized that's a good thought. I've had it three times now, three times. What's going on here? It means do it, you know. But this is a good way, the whole thing is becoming conscious of our inner lives and our lower thoughts and things like that. And so anyway, these videos are hilarious and you can either see them online or we can show you some of them. And we invite children to do it. And I'm just showing you a little bit of the website. There's a children's section and then there's adult resource section and teacher section. And this is the advisory committee, some of it, where that is the man on the left, Mustafa Abu Sway. He's a Ghazali scholar and he is the Imam at Masjid al-Aqsa in Al-Qud. And then that is Timothy Giannati, the Muslim who prepared along with Imam Zeyid the entire Muhammad Ali event, which was so amazing.  These are just some of the people, you know. And I'm just running through some of the stuff on the website. Videos. Well, this is it. This is a child who just draw her two hearts. Look, look, see the two hearts? The real heart and then the one that's pumping blood. See? And these are children's drawings. The children's drawings are the best. This is observing my heart. Right, this girl is drawing her heart and she's going to put her dots in it. Look at the stuff the kids put on their hearts. It's just becoming conscious, you know, of all this. This is from the Clara Muhammad school set up by Wara Thaddeen, you know, the son of, I can't remember his name, but you know. This little boy was in Jeddah and I said, put some dots on your heart. And then I said, what are they? He said, this is for it being noisy in the movies.  I said it a thousand times to be quiet. Just drawing hearts. And this is in the workbook where they get to actually work on different aspects. This is a Cherokee story that they love about the two wolves. This is about the gossiping story. And I was telling the children earlier that I rewrote gossiping 22 times that chapter and couldn't decide to put in whether or not that the Quran says it's the same as eating a person's dead flesh. And I decided I'm going for it. And kids can take it. And the very night I finished it, I went out with some ladies and they were talking about somebody's father. And I had a really hilarious, awful, hilarious story. And I told it knowing, getting it.  And that's how I knew it wasn't a metaphor. And it was confirmed for me when we did the Book of Fasting. When I did this Book of Fasting. There's a hadith in there in which a woman or some ladies came to Rasulullah and they said, we're old and frail and we have to actually not fast. Can you let us off? And he said, take this bowl and throw up in it. And to the horror of the onlookers, blood and flesh came out.  And that's what Ghazali takes us into. Fasting is not just from food and water. It's from listening to bad things, saying bad things, taking our feet bad places. So it's just like we do. It has to be conscious. And I think this is so extraordinary because if you for one month when you're doing Ramadan, really we're on guard on what the limbs do. You might get in the habit of being more aware and stopping yourself. No, I'm not going to do that. No, I'm not going to listen to that. And we have a friend who's just, she and her daughter have just written a book. Well, like she called me up one day and said she was talking at a ladies party and her daughter whispered in her ear, are you backbiting mom? I said, may I speak to the daughter and the little girl caught on and she said, Auntie, until we did the chapter on backbiting, I had never heard of backbiting before. And I thought, yeah, my mother mentioned it like once a month. Nothing just a good thing. But why isn't it said three times a day? Because it's the worst thing you can do. And look what's become of the world and of all this, the communities and the faith communities from talking bad about everyone and everyone in it. You know, it's frightening how bad it is. So like when I saw that hadith, I realized, I don't even, if I start to join in some, I see it right away. And it's something that just simply can't be done. You know, it's totally like over. You know, that's in the workbook where they draw it. And then I told the children the stories today about, this is an activity we have of understanding that when something goes wrong or is unexpected, you have to trust the law. These are just things we're doing. We have a Sunday school with children. And this is, these are just other stories. I don't want to take too much time of yours. You know, but, and this is interesting. You'll see the Urdu version, the lion story.  You would, wouldn't you? Imagine a teacher is trying to teach you what we're talking about today. That's really saving you. Do you thank that teacher? You know, there's Leila drawing the lion. And then, oh, this is beautiful. These are children's drawings. There's a Hadith that, the good teacher, we are all teachers. The angels' wings stroke them. And the fish in the sea, the whales and the ants pray for them. Isn't that a great drawing? That's so wonderful. That's how important it is to be a good teacher. And this is the teacher teaching them, teaching the children. And this is the Wudu story, which I told the children earlier that this old man came to the scholar and said, what is Wudu? And the scholar kept saying, how could you know what Wudu is? So the scholar showed him how to do it. And then he got it all wrong.  Just get out completely. And then the bab of the scholar goes and comes back and says to the scholar, you know, the old man that you threw out, he's actually the spiritual teacher of the village. And so the scholar goes and kneels before him and says, what is Wudu?  And you beg forgiveness. Think about what you've said that day. And then ask that you only say good things. Wash your feet. May they only take me to good places. I now do this. I don't know how else to do it anymore. But it's like that Auntie, I'd gotten my Wudu down to around 30 seconds. It was so cute, you know. And then, of course, about purification. Ghazali says, imagine you've provided a king to your home. Allah.  So we, our purification, in a night and looking great and doing the right thing on the outside, it has to be the state of our heart. These are just other wonderful stories. This is Ghazali talking to the children. That's the wonderful book. Their school turned this book into a play. And these are some of the illustrations of it. We don't have to take the time. It's from Marvel to the heart. Oh, just some wonderful Chinese. This is presenting the project in Jakarta. And then the Moroccans did a wonderful festival in honor of Fons Vita, saying that we have preserved the Islamic spiritual literary heritage in English for the West. And so they did a big event and all of our books were there and they did music festivals and the Ghazali thing was presented. And also at Bradford, they had a literary festival, bookstores. It's wonderful to have it in Bosnia now. This is the letter from Azhar asking to do it, you know, for their students. This is the Arabic version done by King Faisal's granddaughter, Maho Faisal. And then this is the wonderful woman and her mother. This is Sarah. This is Lubna Sarah. She's been putting the whole series into Urdu. Look at the drawings. Look at that. Look. I mean, wow. I feel like getting hers back and redoing ours, you know. It's wonderful. Just beautiful. See, that's her lion version, much better than ours. But the thought that this is in Pakistan, we've got five different groups in Pakistan and Imran Khan just ordered the whole set to look at.  But Allah is always sitting there dying to hear your needs if you'll just pray. And these illustrations were done sent by a man I've never met who lives in Slovakia named Milan Spak. And this is where it says that if you call the Adon and the wilderness all the angels come. This is how stillness Gazzali tells you that when you're praying one thing we worry about is not being able to keep our attention. Your mind wanders and Gazzali gives recommendations for everything. He said, in the takbir bring yourself into standing before Allah being present before him. And at that moment hold on to it and maybe it'll last two or three seconds but then maybe it'll be eight seconds and you keep using it and using the takbir to get back. And what Gazzali says in the book of prayer is is that we don't want our prayer to be just gestures. And this is really I thought I'll never be able to do this kids will never be able to do this but it's great to try. What he says is for each thing each ayah each position there's a state of a way to be. So if you're saying don't just say subhanAllah be in a state of awe of your Lord and if you're saying ehdina sirata be contrite, you know, guide me don't just as fast as you can so I thought how can anyone do this? Well, just try it you just go along slowly and all of a sudden you're in this space with infinite you know it's fun and we wanted to be glorious and sacred you know and then the mysteries of charity and this is the I feel as though I'm repeating myself all the time but this chapter this changed my life this is the last one when I went to do zakat I thought zakat 2.5% a mudda of grain a camel all of a sudden it was like are you kidding so the story because the reason this gizali material has helped me personally so much is because I made it into children's stories and there's nothing like a story metaphysical, theological, principial it is but it's simple and usable so this is the chapter that changed my life the book starts with the children they're at the merry-go-round and they notice some children who are looking longingly they can't go because they don't have the wherewithal they're in fact they're clothes or a little shabby and then the children, my group of children that are in all the story books they are running to Hajj Abdullah in the secret forgotten garden to talk to him for their lesson that day and then a man is reaching out Lila and they run into the oh this is skip that then they run into Hajj Abdullah and they say why are some people rich and some people poor and he said sit down first that man who's saying Lila take him some change you don't disappoint someone who reaches out and Li means Li for the sake of God but Li means it already belongs to God he's surely we belong to God and everything belongs to God everything and then he said everything we have and are is on loan that means the skills I have my connections my energy, my persistence my parents I didn't give myself any of these things none of you gave anything you are or have and they are not ours they belong to Allah they are totally on loan and they are totally and a manna so then in order to make that clear Ghazali tells two amazing stories you see if I can get to okay there's a king and the king says to this man here I'm calling Abdullah to whom he's given lands he raises fruit and vegetables and meat and animals and the king says to him take from the food and give to the poor people in the town now this man obviously his family he's been farming it for years he thinks it's his like often when I give charity I think I'm giving from what is mine right I mean I've forgotten that it's not mine we have all forgotten it's not ours and so this man thinks the food and everything is his so he goes and he holds it up high and the people have to reach up and they feel less they feel lower reaching up for the food and by the way this story and the next story I have my grandchildren act out I have the grandchildren act out all the stories so they're left feeling oh we have the food do we owe him something are we beholden okay cut to and he's raised by a family who teach him money and the king says take gold to the old widow she needs money to educate her children and he goes and he says this will make you cry oh lady I beg you to receive what I bring on behalf of the king in order that I may fulfill my loan I trust to God well there it is that's the whole thing we don't we're how do we know we should be humble how do we know we should be anonymous and give because we're nobody what we have and what we are isn't ours and God sends us all the ways we're supposed to give it back so there's this incredible bearing witness to la ilaha illallah and yet we're all I did I wrote it I am I this but it's not true but on my whole life changed you know how could it not you know this is just talking about giving anonymously and ways not to give these are just the children in the end run back to the merry-go-round their children fasting and children learn patience and all that kind of stuff but what was really quite nice I went to the local Louisville Mosque and they have a way for children to come in the last 10 days of Ramadan and bring sleeping bags and be quiet and have some lessons maybe they start out with spending one day there and I thought why should we leave this for adults why don't we let our children start getting to do this too it would be a joy and fun and grown up to get to retreat learn to be quiet to learn to spend the day alone reading and so why not like click that in is an idea so that's the end so um project is um as it is and I'm ready to answer any questions and it's been finished for 10 and a half months and I'm exhausted and for 10 years I didn't make my bed or watch sports with my husband or anything and I've had a year now recovering and then I'm going to do the book on Hodge for children and you say why Hodge up for kids right well not only did they see hear about it and they see family going but we've had uh Mubin's family Mubin they went on Hodge with his grant with his mother the grandmother and the two children one was old enough but what I learned from Ghazali's book on Hodge and I've done two Hodges years ago now I have to do a real Hodge is it wasn't what I thought Ghazali begins by this when you're getting in your vehicle to leave Jeddah or wherever to go right consider that vehicle for him it was a camel or a cart or whatever for us it's a car pretend not pretend understand this vehicle is like a board that's the beer they carry your body on it the grave so it's death you're leaving all behind and when you're arriving and you see through the columns you see the Kaaba and you know that the angels are making Tawaf around the throne above and know that there are people who've really struggled to get there they've come from Indonesia carrying food or walked from Mauritania or whatever and you've come in on a plane he didn't say this but I'm transposing it said know that you are on the coattails with the angels you're not you're following that through one of these humble people who's made all this effort and then when you go to the Kiswa just imagine that it's it's like the robes of a law and you cling to the Kiswa and beg his mercy I did this on a number by the way and it was like are you kidding this was just amazing you know so the important thing is I'm going to Umrah inshallah in February for my birthday and I'm going to get photographs from down up the way a kid would see the Kaaba and see people walking by you know and have them children are now aware there is death there is the next world this is a practice session when you see I remember it and I thought as far as I could see people dressed in their grave clothes and what have they brought not their rank or anything but their deeds and their hearts so they're getting a preview of the Yom Kiyama can you imagine a faith in which you can get a preview of the last judgment I mean with your eyes I mean physically so it's a huge thing and I know my brother Hamza Yusuf wrote an incredible thing about how the Quran is about death and this life is really quick you know I mean I have watched my last 50 years go in one second I read about it I read the poetry about it you know Omar Qayyam life is like the snow upon the desert it's faster and I didn't I knew it intellectually but now it has been demonstrated you know and so you know this is real so I think it's wonderful to bring our children on board from the beginning of their lives being handed the whole package clear about everything and really the idea of having the inner sunna developed is so important tarbiyah is really very very important if you want to just like enjoy it or simply go to the children's website ZaliChildren.org click on things to do and you can see all these hilarious videos there was a girl from Sial Cut Pakistan do you know where Sial Cut is I don't she's wearing a little pink dress she has a pet goat a Zarebi with long ears and a pet peacock and she has her dolls her Barbie dolls she walks them to a tea party and when they go to get in their doll car they backbite the woman who served the food right and then when they realize she takes them back and they apologize and she ends by standing next to her goat and her peacock can say do you think my goat would backbite I mean so cute then there's one where two girls this is about lying they're doing cartwheels see if I can do 200 cartwheels and the little little brothers sitting on the couch and then one of them knocks over this vase and she says to her sister we'll tell mother he did and then this voice is the mother mother said who broke my vase and then they say he did and he's no and then in the end you have the two girls going and they say to the mother we're sorry we broke it but you see them acting out greed acting out all the and by acting these out we have a pilot school here right to join in and get these kids to make these hilarious homemade videos it would and contribute them and then we can send them out internationally to all of our pilot schools there's the hub club in London that's I mean in in Sally Hall England which is a total Ghazali school you know completely and there's a film on my you know that we can send you is many Muslims don't understand this project or they are afraid of all Ghazali or there's thousands of things but it's if you as a community find this value in this and can work with me I'm getting tired and old but it would be great if you will contribute and be in touch with us contribute to the website let us know how things are going let children talk what they're doing you know so that we can have more and more to send out on the Fons Vita or our Facebook page and there's my son post stuff continuously so then maybe perhaps we can just work as a family


Ladies and gentlemen, we all agree that with interest rates so low and the economy being down it is a buyer's market. Unfortunately there are people who have lost their jobs and are now forced to sell their properties. Most of them are getting below market value for their properties because they have not done regular maintenance and savvy buyers are negotiating very good prices. I'm going to show you what maintenance to do which will not bankrupt you but will improve the way buyers look at your property. I will prove to you that it's cheaper to do maintenance than to replace items and I will guide you on how and when to do maintenance. I believe that property owners don't do maintenance because they don't know when to do maintenance, they don't know how to do maintenance and they are totally confused with all the products that are available and often use the wrong products. If you do not maintain you will complain. I am Marisha Robes. I have 12 years construction experience and 8 years inspection experience and I have acquired my knowledge in the field and not from a textbook. I'm an Abyss certified master inspector and I would like to ensure that you get the best possible price for your property when you sell it. I have done maintenance inspections for a variety of clients, private home owners, sectional title complexes, property investors, commercial and industrial companies to name but a few. I recently inspected three properties for the Embassy of Vietnam. I inspected the Embassy building itself, the Ambassador's residence and the staff accommodation. The reports were just over 480 pages. Here I am handing over the report to His Excellency the Ambassador of the Socialist Republic of Vietnam, Mr. Wong Phan Loi. The first secretary of Vietnam, Mr. Pham Trong, was very impressed with the reports. He forwarded it to the Vietnam government to get the funds approved to continue with the maintenance. Maintenance inspections of commercial properties are much easier when there is a forklift to deposit me on the roof. It is very important to inspect the roof as part of your maintenance inspection. I'm an ITC certified roof inspector and I love roof trusses. Aren't these trusses just absolutely beautiful? You get a manual with almost everything you buy.  But when you buy a property you are only told pay the bond, pay the rates and taxes and pay the utilities and you do not know what else to do. Don't worry, the proud homeowner is to the rescue. It is a book that was written specifically for homeowners. It will give you advice on how to supervise the site when you are building a house. The do's and don'ts of alterations. We have entire chapters on damp, cracks and roof leaks and we have a chapter on maintenance. Order your copy today at theproudhomeowner.co.za. What is maintenance? It is prolonging the life of capital assets by minimising the rate of wear and tear. People love autumn, the leaves are falling and the temperatures are not as hot anymore. But it is a sad day for roofs because all of a sudden the roofs and gutters are covered in leaves. It is important to clean the roof. As you can see from this photograph, the waterproofing has not been maintained regularly. Now you have the added problem of leaves on the roof. When it starts raining, the water is not going to drain away. It is going to pond on the roof and deteriorate the already poor waterproofing even further. In my estimation, it will not cost more than 50 rand of your gardener's wages to remove the leaves from the roof. Flat roofs and their waterproofing must be maintained. Waterproofing is normally derby gum, which is a torch on product. And in most cases, a reputable company will give you a 10-year guarantee. But read the guarantee. It states that the waterproofing must be maintained annually. I recommend to my clients to get the company who fitted the waterproofing to also do the maintenance annually. Then they have no excuse not to honour their guarantee. But you can also maintain your waterproofing by painting it with silver reflect of paint annually.  Please take note of brown spots on flat roofs. That is an indication that water was ponding here. And the waterproofing will deteriorate first in these areas. Climb on top of your roof and go and have a look at what is going on there. I do not advise that you leave this mess like this. The moss is growing, water is standing in the geese tray and the geese is being rusted from below. Do not leave this mess like this. The seller declared that there was a roof leak in the cottage and he had no idea what was causing it and how to repair it. But he never climbed on top of the roof. The valleys were totally blocked by leaves and debris. So what happens when it rains? The water has nowhere to go but push in under the roof tiles. It is very important to clean the roofs before the rainy season starts. But in this case my first point of advice was trim the tree back from the roof. I often find valleys that were waterproofed. But in this case it was not helping much. Can you see how the leaves and debris are still stuck in between the waterproofing in the valley? When it rains, water will still not be able to drain away fast and will push in under the roof tiles. It is much more advisable to rather open the valleys, cut them open neatly and water will be allowed to drain away freely. This is what a close and an open valley should look like, sprockets. The exposed roof timber of the roof is an extension of the roof trusses, therefore it is important that you look after it. If you want to treat the sprockets of the house on a normal 3 bedroom house, it will cost you between four and a half and five and a half thousand rand. But to replace about 40% of the sprockets on the same 3 bedroom house will be in excess of 60,000 rand. To me it is a no brainer. My client offered 200,000 rand less on this property because of this mess. If only the seller had spent four and a half thousand rand treating the exposed roof timber, the sprockets would not have broken and this section of the roof would not have collapsed. This is how you must repair the rotten sprockets. You remove all the rotten timber on the outside.  It has to overlap onto the truss, double the length it was protruding. So if it was protruding 300 millimeters, it has to overlap the truss by 600 millimeters. It has to be bolted and nailed in a zigzag pattern every 150 millimeters. Most importantly, as soon as you have done it, treat the old and the new timber with creosote. Keep an eye on the under tile plastic. After a long time it starts to disintegrate and you will now have a lot more dust in your roof as well as roof leaks. My client nearly had a heart attack when he got my maintenance report. The roof trusses were severely damaged by fire. He did not have an inspection done before he bought the house and he did not know that there was fire damage. The under tile plastic was new but the roof trusses had been scorched. The seller had not disclosed the fire neither at the agent and my client had no recourse because the seller had immigrated already. He now had a huge ball in replacing some of these roof trusses. I get asked a lot by my clients, how does sand end up in gutters? The wind blows sand and dust onto the roof and when it rains it washes down into the gutters. If you do not clean the gutters with a hosepipe every year before the rainy season starts the sand is going to stay there. And now what is going to happen is that the seeds of plants and weeds are going to start to grow in the gutters. This is not advisable because the water will now have nowhere to go but pond in the gutters and the gutters will rust through. In my estimation part of your gardener's labor and the water will cost no more than a hundred and fifty rand to clean the gutters before the rainy season starts. But if the gutters continually blocked and water and leaves pond in the gutters you will have to replace the gutters and on a normal three bedroom house it will be about fifteen thousand rand. But a savvy property buyer will argue that it is going to cost more in the region of twenty five thousand rand. Here's a tip for you, you do not have to climb on top of the roof every week to check if the gutters are blocked but if a downpipe drips continuously and slowly and long after it has rained it is an indication that the gutters are blocked. This is not a beautiful piece of artwork, it is actually a rusted downpipe. Although it is beautiful I do not want that on my house, ensure that you keep the gutters and downpipes clean at all times, rising damp, it is ugly, it is a major problem in South African houses and it is very expensive to repair. When you see the telltale signs at the bottom of the wall, do something about it immediately. Do not wait until it looks like this. When it gets to this stage you will also have rising damp on the inside of the house. Rising damp is because of a construction error by incompetent builders. It is very clear from this drawing which is from national building regulations as well as NHPRC guidelines and it is in the proud homeowner that the DPC must protrude ten millimetres. This means that water will rise up, hit the DPC and go down again. It will not rise to 900 millimetres high and damage the entire wall. A much better idea is to build the houses with a facebrick plinth, in other words below the DPC you have facebricks, you will not see the damp damage at all. Stormwater is normally only of importance once there has been a flood. Have a look when you buy a property. Look at the levels of the garden, which way is the ground sloping and most importantly are there enough weep holes in the boundary walls for the stormwater to drain out. Prevision requires that the lowest stand accepts the stormwater from the highest stand but you are not expected to accept all the stormwater from the higher property. The property owners must make provision to discharge some of their stormwater into the stormwater drains and most importantly of all do not close weep holes. Stormwater is very strong and I have seen numerous boundary walls being pushed over by stormwater. Building regulations require that the paving slope away from the house in order for stormwater to drain away from the house and not flood the house. It is very clear that this building contractor did not know that regulation and ignored it completely. There are a lot of different types of cracks, 15 to be exact and in the proud home owner we go into them in detail and explain why they have formed and also how to repair not patch them. These are crazing cracks not dried out mud. These are mapping cracks and their cause is totally different than the crazing cracks. If only this seller had waterproofed the parapet walls, the whole entire house would not have looked like this. My client offered 300,000 rand less on this house because he had a huge repairable to get the house looking properly again. Structural cracks are the serious ones and the very expensive ones to repair. The easy way to identify a structural crack is it is bigger on the side where it has started than on the other side. In this case the wall was moving in the direction of the arrows and the foundations must be underpinned. It is important with cracks to first of all identify them. Then to ensure that they have settled, live cracks cannot be repaired, they will appear again. Make sure they are not live anymore and that they are static cracks and then repair them with a correct product. Do not worry if you cannot remember everything that I have said now. In your maintenance report you will get expert guidance and explanations on how and when to do maintenance and which products to use and which products not to use. Here are a few more tips for maintenance. This door must now be replaced. It is very important that outside wooden doors are treated annually with a good oil based product. Do not use a varnish. But why is this door so severely damaged at the bottom? It is due to water ingress from the bottom. The door was never treated at the bottom. When you treat a door, please remember it does not only have two sides, the front and the back. It actually has six sides and all six sides must be treated. The front, the back, the top and the bottom, the left and the right hand side. Then you will not have damage such as this. Garage doors must also be treated on all sides. How expensive do you think it is to replace a garage door? Six and a half, seven and a half thousand rand whereas to treated once a year will cost you in the region of 200 rand. Do not leave your steel window frames until they have rusted through. Paint them with a good quality enamel paint. Some of the enamel paints are guaranteed for 12 years. They are a little bit more expensive. But I prefer to paint once every 12 years than have to paint every two to three years. And please remove the paint completely every three to four painting cycles. If you don't, the paint becomes so thick on the window frames that the windows can't open eventually. Maintenance was so much cheaper than to replace the van at the zinc unit. A tube of silicone is about 150 rand and your time to seal around the zinc with a silicone maybe 10 minutes. But to replace the zinc unit is now going to set you back three and a half thousand rand. Make a definite date to do these little maintenance items in our household. It's the first weekend of June. Then we replace the silicone around the zinc around the basins, the shower, the bath, and that will ensure that water ingress will not totally rot that the worktop and the unit below. You have to make a choice. Do you want to do regular maintenance on your house or are you going to replace items at a much higher cost? Do you now believe me that it is much cheaper to do maintenance than it is to replace items? You will benefit from our knowledge and experience. Book your maintenance inspection today and ensure that you get a better price for your property when you sell it one day. Please click on the link below and download a maintenance booklet with some valuable tips and also remember that I can then get in contact with you when our maintenance program is available later this year. I thank you for your time and I hope that you will now do maintenance with more confidence. Thank you.


Hey guys, it's Nate, aka the Foot Accountant. Welcome back to the channel. Double upload on the day. I wanted to start to talk to you guys about some questions that you had about some cards on FIFA 20 to invest in. And I talked about this timeframe being a possibly great time to invest. Today or in the next 12 to 24 hours with the pre-order access opening up to people on the game, no more time restrictions on FIFA. And it's rolling out across the world right now as we speak. And a lot of people have asked, you mentioned before that this is a great time to possibly pick up some cards that may be good for ones to watch investing. And yes, it probably is going to be a great time to do that. As you saw today already, the market has kind of dropped a little bit. Some of these cards that we're going to look at for once to watch investments have dipped a bit. So it does give you another opportunity and a chance to get in on some of these cards. Lozano, I was just looking at a couple of minutes ago. He was actually at 16K. So he was a bit lower. He's risen up a bit now. But I'm not worried because the game has not come out in the UK yet. So right now I think the game is in, it's out in like Asia, in Australia and stuff like that, but it's not out yet in the UK. By the time this video goes live, it probably will be out in the UK. But basically what I'm talking about here won't be changed. The best time to buy some of these cards is going to be within the next 12 to 24 hours, depending on their price movements. So I just want to get this theoretical thinking in your guys' hands so that you can be ready to go for this time period. So we're talking once to watch gold card investments. Now there's tons of options out here of cards that we could look at. Obviously we have some guaranteed wants to watches and some non-guaranteed wants to watches. And there's a huge difference in investing with these cards on our sell times, depending on if you want to risk it or not. So obviously as we've talked about before, we have some confirmed wants to watches already. Those would be Pepe, Joe Ellington, Joe Felix, Juan Bisaka, Thorgan Hazard, Eden Hazard, Holler and Jovic. So all of those guys are guaranteed wants to watches already, confirmed in a trailer that EA put out a couple weeks ago when they were advertising the game basically. So we know that these guys already have wants to watches. Does that mean that we can invest in them? Sure it absolutely does because people will still buy these cards for their teams and they will increase and people will invest in these cards and they again will go out of packs. But for some of these cards, I think the move is to sell in the hype. For cards that are guaranteed wants to watch, I think your best move is to sell into the hype on Thursday, the day before these cards actually get released into wants to watch. So Pepe right now I think is like 68,000 coins, somewhere around 70k. He's dipped down a tiny bit as most cards have today. But I see I have 30 minutes left of my EA access trial right there. I don't know if you can see it on the screen. We're cutting it close on EA access to get this video out to you guys. But some of these cards are guaranteed wants to watches. The best time, yes you can pick them up when they dip in price because they're still going to be in packs today when everything is rolling out for pre-order access and people continue opening packs. They're still going to be in packs for today. But you're probably going to see their prices rise up into Thursday. So if we get on getting on them now when most of the packs are open right away when the pre-order release comes out, a little bit of a dip in the market, see Pepe is 67k. If you get on them now, you'll have an opportunity to flip them Thursday. But the thing is with these ones that are guaranteed in the years past, when wants to watch actually comes out, those card prices don't go up. They actually go down because a ton of people have already invested in those cards. I'm thinking the this guy Joe Ellenton has been invested in a lot already. I think he's around like 1,400 coins, 15? Wow, he's rising up 1,600 coins for this card. Just a couple days ago, he was like 800 coins, 900 coins. So I think a lot of people are investing in this gold card. He is a decent starter striker for FIFA Ultimate teams. But again, that's all he is. A starter striker. There are plenty of other starter strikers out there. So again, this is a card that you're going to want to invest in. If you get a decent price on it, I'm going to say like 1,200 coins. If he goes back down to 1,200, I'm going to say that's a good spot for him. And you might be able to sell that for 2,000 coins on Thursday as people buy up his card because it's going out of packs. But again, the sell time is on Thursday because last year, I showed you guys graphs earlier. We can actually look at it now if you would like to. We're going to go look at Mares from FIFA 19. The cards that get ones to watches that have major increases in value, they actually go down when they go out of packs because of the fact that everybody has invested in them. There's over investing and their card is already overvalued. So look at Riyadh Mares here last year. He got a once to watch his card on this day that we're looking at right here today. You can see it was 39K. Went down a tiny bit. It actually was probably 35K. Like you kind of see stuff dropping a couple thousand coins today. But then it started to rise back up and look at his highest point. Wednesday and Thursday, he was 55,000 coins on Thursday after being 38 on Tuesday. So that's a big thing. A lot of people are coming onto the game and they're on the game full time. So a lot of this stuff is going to shoot up from today into Thursday. So like you got to get in on this stuff pretty, pretty soon. Mares goes from 38K to 55K. He goes out of packs, but the panic selling ensues and he goes back down to 47K. So yes, you're still making money if you bought a 38K, but he went all the way up to 55K. And if you sold in the hype the day before, which I think is going to be the move for all of those guaranteed cards this year, kind of like guys like Pepe, Joellenton, Jalphilix, Bisaka. I mean, those guys aren't even on the market. So the move for these guys is going to be to sell them in the hype. So Thorgan Hazard here again is like 6000 coins. I think this is somebody that I'm going to be looking at a little bit more since I'm on a lower budget. I think I have about 70,000 coins in total, but his price has honestly gone up. He's 82 rated. Give me that one. Ah, it's gone. 82 rated. So he'll get in packs a decent amount, but it's a good card for an 82 rated right winger. He doesn't have a ton of pace, but if you are going to run maybe a formation to get some chemistry and you could easily put them at center attack in mid. He looks like a great center attack in mid to me. If you mess around with some formations in game, but he's guaranteed a once to watch card and Jovich as well. A lot of these guys are kind of cheaper. Obviously, Ed and Hazard is very expensive. I think he's a decent investment on Xbox for sure. I think he's like 400 and something thousand coins on on Xbox, which is honestly disgraceful. How much of a price difference there is between Xbox and PlayStation 580 to 465. If you're on Xbox, I think this is a massive buy at 465. He's going to go out of packs. I think on PS4 he could go to 700 out of packs. Xbox, I think you go to 600. So pretty good return on investment with that card right there. So those are the guaranteed ones to watch. I want to mention one thing about Felix and about Wami Saka. Obviously, there's something going on here with EA. They're not updating their price ranges. And I think this is because they're guaranteed once to watches. I would be very, very careful with these cards. If they're not going to be in packs, they do get once to watches. I mean, these guys are pretty low rated. Wami Saka is I think 79 and Jov Felix is an 80. So if these guys, if they get the price range update before once to watch, I would probably sell. And we might have an opportunity to buy back in because there's going to be a lot of panic selling these cards. We saw it today with the Young's Inform and it was some of the inform price range updates today. So the Young right here, let me get that card again. The Young's Inform today was extinct at 120,000 coins with his price cap. Look at now, he's 150,000 coins with the panic selling kind of starting to stop now. I bet his price will rise a little bit out of this slump now. But he was going, I saw one pop up for 135,000 coins. I bet this one's gone. Oh, it's still there. So there's definitely some panic selling. It happened with Mertens as well and Mane. Mertens was extinct at 300,000 coins and now you can buy them on the market for 325. So his price went up. He got a big price range, but his price actually didn't go up that much because it was more of a people invested and they panic sold to try to make their coins. They made a little bit of profit, but there's a lot of selling right away and that could vary. I think that's going to happen with Wabi Saka and with Chow Felix and it could be a situation where those cards actually drop under 10,000 coins with all the panic selling that's going on because so many people have invested in them and that could make it a good investment for ones to watch out of pack investing if they update those price ranges before Thursday. So that's something that I wanted to kind of talk to you guys about since those cards are extinct, that could create an interesting scenario. If they don't upgrade the price ranges before ones to watch, that could get intriguing. I'm not sure what would happen then if those ones to watch cards would come onto the market and be cheap and then all of a sudden we have gold cards that everybody's invested in. We'll see. We'll see what happens with that. So I'm hoping for a price range update for Felix and Wabi Saka hopefully as soon as possible, Tuesday or Wednesday, would be awesome from a trader standpoint but maybe they won't do it because that might be good for traders but it is what it is. So I want to go next into non-confirmed ones to watches and this is where more of the money is from last year. Think about Higuain from last year, 30k at this time period now. He went to 60k out of packs because I mean he was a once to watch candidate but he wasn't somebody that was guaranteed. When there's not guaranteed there's less investing and there's more profit to be made because there's less people investing in that. That's how I feel about Griezmann. I think Griezmann is a fantastic buy. 250,000 coins for this card. If you are somebody who has a million coins, even 700k, please buy one of these and stash it away. Out of packs, I have nothing that tells me he cannot be 350,000 coins or 400k in that week after. I think Griezmann is a fantastic shout for an out of packs once to watch investment and I think he's almost guaranteed as well. Moving to something maybe a little bit less guaranteed but honestly a very good shout still. Kailor Nabas transferred to PSG, 87 rated goalkeeper, doesn't have the best stats, doesn't have very good positioning but he's got good diving and reflexes. I'm not sure what the OP stats are going to be this year for, oh a little cheeky snipe there. We'll see if we can get a good little profit on this guy. List him up for like 16, 750 or something. I'm not sure what the OP stats are going to be this year on goalkeepers but this is going to be something to watch. Another one, oh let's go, another one at 15k. What's going on here? We'll take these little profits. I'm sure somebody is going to want their Kailor Nabas at 16.5 but he is a transfer. He is one of the biggest goalkeepers to transfer. I think it's between him and Neto for your possible transfers to get ones to watch. So I'm a little bit interested in those two guys. As goalkeepers they're high rated, I think one of the two gets in. Not both. I just think one of the two but those are good shots. D'Young I think is a good shot as well. I don't know if him getting a team of the week is something telling us that he's not getting a ones to watch. I'm not sure about that. I don't think that really confirms or denies anything either but it is a possibility for that card. Another guy that's kind of on the fence I would say is Coutinho. His price is inflated already because of a possibility to get an inform this week so I would not invest in this card as people are investing in him right now because of his inform potential. If he gets an inform I would say that probably means he's not getting a ones to watch because EA knows that if they give somebody an inform and it wants to watch in the same week that inform is going to go into packs on Wednesday. It'll be out for two days. It'll get a ones to watch two days later and that inform will only be in packs for two days creating a very rare card in the market. Maybe EA doesn't mind that. Maybe they do especially if it would be a position change Coutinho which I think it would be to a center attack and mid card. So that would be a very high value card and if it's only in packs for two days that could be very interesting. But now moving on to some of the other guys that I think are very possible to get ones to watches and D'Ambilay 22,000 coins I think right now 23k he's up a smidge from what he was earlier this morning. I think he's almost guaranteed a ones to watch. If you if you look at the cards that are guaranteed wants to watch is right now they're all low rated from the prem and there's a lot of La Liga guys in there. Hazard, Jovic, and Jao Felix all being from La Liga but in years past there's always been eight or nine ones to watch players that have been released. So I think prem has to get some ones to watch players out of this and D'Ambilay is still kind of low rated in 81 but I think he's a good shot to get in. Another guy that I think is a very good shot to get in from the prem is Rodri. I think I would almost say that he's guaranteed to get in certainly because of his higher rating. He was a big transfer and he's Manchester City. I mean we got last year we got Mares from City. That's one with a chem style on it right there. That might be a good buy to flip with a shadow chem style. Is that one still is it a still up? Yeah I'm going to go for this. I'm going to go for this and we're going to see how that works out. We're down to 3,000 coins but I think that that'll be a good card. I'm just going to flip that one right now but I think that would be a really solid card to invest in for a once to watch that could go out of packs because CDM's in the prem. You have Fabinho, Fernandinho, and Rodri and both of those look at this. Oh we're going to make some coins on this one. 34k is the cheapest Rodri with a shadow so we're going to list that out for 33 but Rodri is significantly cheaper than Fabinho which I think this is a very good comparison to him. You compare those two cards in price. There's a big difference between them and I think that that could be a reason for possibly getting this guy a once to watch and making his card rise. I think his card will rise anyway but him getting a once to watch I think is very likely which increases his value. So there's another Premier League card that I think could go. Speaking of Premier League since we I still think we're low on Premier League guys I wouldn't be surprised if Concello got in back to back years in a row getting a once to watch. He's 55k. This would be definitely a bit more of a risky investment although it would be a good investment just to rise for being a Premier League card. I think it would be a bit more risky because he might not go out of packs and he could get hit with some supply. It's him and Walker at right back in the Prem both City but I think Walker is more I think more people are going to want to use Walker so we'll see. Concello could be a decent investment as well and then moving on to some cheaper ones I think Lozano is basically guaranteed I don't want to say 100% because obviously I don't know what they're going to be doing. I think Lozano is basically guaranteed I showed him earlier. If you can get this card at 16,000 coins on PlayStation I think that's a great shout. For that card you could easily go to 30k out of packs being one of the only right wingers in that league especially with his pace and his hype. He's been a FIFA legend for multiple years now especially from FIFA 18 but even in FIFA 19 he had some good cards so that's one to look out for. Another one to look out for from that same league is Delict. I don't hear a ton of people talking about Delict but he has a pretty solid card and if you're looking for a more budget center back in the Syria he's kind of your guy so Delict I think is very possible to get a once-to-watch and he's again a higher rated. Those guys that we looked at that are guaranteed already they're pretty low rated so I think Delict would be a good higher rated option very good chance of getting in two ones to watch kind of a headliner for sure just made the best awards team of the year so he is in a team of the year we'll see how that affects team of the year promotion coming later this year but then some other ones that I can rattle off to you guys that are very possible I think Brandt has a good shout of getting in new transfer to Dortmund I think I think Dortmund will get two ones to watches obviously Thorgan Hazard's guaranteed but I think Brandt could get in as well 20,000 coins he's very comparable with Havertz and he's a bit cheaper than Havertz as well so I think a lot of people are liking that card right there but again for all of these cards that are not confirmed especially the guys like Brandt Delict, Cancelo and like maybe Rodry as well they're probably going to rise anyway just because they're good for starter teams they're their cards that people want in this game they're very attainable at their prices right now so I think that they're going to rise regardless so yes if you get somebody like Rodry you might invest in him you see that he's up 10k by Thursday you're thinking okay I'm just going to take the coins on this card and sell that might be a good option as well the safe day for all of these ones to watch investments to sell the safe sell day is Thursday the day before the full game release because obviously if they don't get a once to watch their card would still be in packs and it could get hit with some supply but if you want to hold on to them with these guys that are not guaranteed those are the guys that will give you the best bang for your buck when they go out of packs because they still have value in people's teams but they also are not very they're not on the market so that's what I wanted to say about that the guys that are confirmed Pepe, Joe Ellington, Felix Bisaka, Thorgan, both hazards Holler and Jovic those guys you're going to get out on Thursday for sure the other guys you can sell on Thursday or if you want to test your luck you can sell them on Tuesday or Wednesday at the next week would probably be the best shout for them as they continue to rise up as they are out of packs Jovic is another one obviously a guaranteed ones to watch we're sitting around 6k which isn't too bad for a striker card not sure how he performs in game but he's got the five star weak foot good finishing stats as well so if you if you guys have used this card let me know if he's good but yeah I wanted to talk to you about these ones to watch investments today because it's very important very popular way to invest and I wanted to make you know one of some of the market movements around some of these cards if you enjoyed the video smash the thumbs up on it comment down below if you have any questions and of course subscribe to the channel if you are new it's been Nate the foot accountant catch you guys later peace out


Tip number one, don't skip the registration box. A lot of times if you are hiking in a wilderness designated area or a national forest, you will notice that there are boxes or registration boxes at the trailhead, sometimes half a mile in or a couple of feet in. You will see a registration box. A lot of times I see people just looking at it and continuing with their hike. So make sure that you take time to open that registration box. If you do so, you will notice that there is a book, a pen, or a pencil for hikers and backpackers to register by entering their information, their name, what time they are starting their hike, how many people in the party, and when you finish your hike, what time did you check out. Sometimes if you are backpacking you would want to specify how many days are you going to be on that specific trail or on that specific wilderness area. This is very useful information and very important for you and for search and rescue should anything go wrong, that's going to give them some rough information about where you are and help you if you are in trouble. And that takes us to tip number two and that is letting someone know where you are going. Not a lot of trails have a registration box but sometimes you won't get help until someone clean you or someone is asking about you. And for those of you who had watched the movie 172 hours, the main character who got stuck in the canyon, he started reflecting back and he wished that he took the time to let someone know where he was venturing. So make sure that you let someone know where you are going, could be a friend, a family member or a roommate. Let them know where you are going, even if it's just a short hike, you are out there, you are exposed to the elements and you never know what can go wrong. Let them know what route are you taking, how long do you think this hike is going to take you. There is a feature on the mobile application all trails that I've been experimenting with for the last few weeks called Lifeline. This Lifeline feature on all trails allows you to choose one contact member and share with them information about the time that you are starting your hike, which specific route you are taking and when do you think you're going to be done hiking. Now sometimes if you are on a hiking trail and you happen to have service, it's going to even share live updates with them, which can be very useful. You're not going to rely only on using the Lifeline feature on this specific mobile application, but this can be an additional precaution measure that can be taken. Tip number three is to check the weather. Only takes a couple of seconds to do so, it's very important. Every area of the country is different with the different climates. Sometimes if you are hiking in the mountains, the weather tends to change dramatically from sunny and bright outside to rainy. In some areas, for example here in the desert of Arizona, we do have a monsoon season where storms roll in very quickly and fast. So checking the weather is going to help you pack your gear accordingly. If it's going to rain, you want to make sure that you have a rain jacket with you, for example, or you do have a rain cover for your backpack. So make sure you check the weather before you start hiking. Tip number four is to be aware of wildlife in the area. Again, every area of the country is different. If you are hiking in bear country, for example, you want to make sure that you are aware, you want to make sure that you are making enough noise on the trail, you want to make sure that you have the best pair with you to protect yourself should anything go wrong. If you are hiking in a new area, make sure that you talk to a ranger, for example, if you are in a national park, make sure you search online, reviews, talk to people, make sure that you understand what's going on. In the desert, for example, there are usually rattle snakes in the hot and warm weather. So you want to make sure that you are staying aware and alert. In some national forests, there are usually a lot of mountain lions. You want to make sure that you are not hiking alone in those areas, for example. So the point is just take some time to search and read a little bit more about the wildlife in the area you are hiking in. And tip number five is to be independent from others. Now, when you are new to hiking and you're starting to hike, maybe you're not comfortable doing it by yourself in the beginning. And this is how I learned. This is how you will learn. This is how you acquire more skills is to go out with people who are knowledgeable, who do have a lot of skillsets and who've been hiking and experimenting the outdoors for a good amount of time. But the one mistake that I've done in the past is sometimes just driving to the trailhead.  And so I just get complacent and I get lazy. I don't even know sometimes what trail I'm going on. Don't have a map. I didn't do any research. And that's a very bad idea. Obviously, it's not something that I'm doing right now. But make sure to take the time. Make sure that you are independent. Search the trail. Get some information about the trail profile. Make sure that you do have your own gear. If you know, for example, that you are doing an early sunrise hike or a late sunset hike, make sure that you do have your headlamp. Make sure that you do have enough water, enough food. And all the essentials don't be dependent on anyone. Even if you trust them. And even if you know that they are knowledgeable. And tip number six is to be prepared in term of gear. Now this is going to be a separate episode where I'm going to go into the details. But the point is make sure that you do have enough gear. Like I said, enough water, enough food, enough layers and clothing, first aid kit and all the necessary things. So we usually refer to them as the 10 essentials of hiking. And that's going to be a separate topic. And tip number seven is to practice leave no trace. And for those of you who are not familiar with leave no trace, this is a set of seven outdoor ethics promoting conservation in the outdoors. And those seven principles are planning ahead and preparing, travel and camp on durable surfaces, dispose of waste properly, leave what you find, minimize campfire impacts, respect wildlife and be considerate of other visitors. And I'm going to talk about leave no trails in details in an upcoming video. So stay tuned for that. And tip number eight is to have a good attitude. Now when you're going to start hiking, you're probably going to go with more comfortable, easy to moderate hikes. But the more you do it, the more you realize that you want a bigger challenge.  And you will realize that hiking is not only about your physical ability, but mental ability as well. Sometimes things can get really hard and it's not always roses and butterflies outside on the trail. There are days where it really sucks, which I had an interesting experience. If you guys are curious to check it out, you can check the link up here. But make sure that you try your best and go into every hike with a positive, good attitude. Tell yourself that you can do it as long as you're not putting yourself in danger because sometimes backing out is not a bad idea. So make sure that you are positive, make sure that you are going in with a good attitude. And the next tip is to stay away from cutting. A majority of people from the hiking and backpacking community agree that cutting in clothing, whether it's for the underwear or outwear, is not a good idea. And the reason is, cutting absorbs all the sweat when you are hiking. And if you happen to take a break, it's going to make you really cold and chilly. And that's not a good idea. It's also hard to dry. So instead of wearing cotton clothing, make sure that you are going with a synthetic material, maybe polyester in your athletic clothes or marina wool. And the next tip is to wear proper shoes. Now, when you are hiking, your feet are your biggest asset. So you want to make sure that you are comfortable. And this comfort comes from wearing or choosing the right shoes. This is a very large topic that we can cover later on. But just make sure that you are comfortable in your shoes. Don't buy them today and wear them the next day. It's going to take time for you to realize and understand what type of shoes work best for you. But just keep in mind that proper shoes is very crucial. And the last tip in the list here is hiking poles. Now, when I started hiking and backpacking, I used to look at people on the trail and always wonder why the heck is it necessary? Why do we even need hiking poles? To realize that if I want to keep hiking long term until I am 70 or 80, if I live that long, it's going to be very important because it alleviates a lot of weight out of your knees and back, especially if you are carrying a heavy backpack. So using hiking poles is very important. Especially if you plan on hiking for the long run. So this is pretty much it for all I wanted to share with you today. If you did learn something new from this video, please give it a thumbs up and consider subscribing to our channel. I'm Habiba and alongside with my partner Alex, who create video content about hiking, backpacking and adventure traveling. Thank you again for watching and we'll see you very soon on a new adventure. Bye.