The next item of business is a statement by Michael Matheson on the Aberdeen western peripheral route update. The cabinet secretary will take questions at the end of the statement so there should be no interventions or interruptions. I call on Michael Matheson. Cabinet secretary, 10 minutes please. I welcome this opportunity to update Parliament on the AWPR, the most extensive road construction project in the UK. I'm proud that this Scottish Government is delivering this long-awaited project, working with our partners in Aberdeen City Council and Aberdeenshire Council. It's expected to generate over £6 billion in additional income to the north-east of Scotland and create over 14,000 jobs in its first 30 years of operation. It will boost the economy, increase business and tourism opportunities, improve safety and cut congestion, as well as improve opportunities for public transport facilities. The bypass was first proposed in the late 1940s, and it took until 2007 for this Government to progress this project in a meaningful way. After one of the longest public local inquiries ever held in Scotland and legal challenges submitted in May 2010, and subsequent appeals, the AWPR contract was awarded in December 2014 to Aberdeen Roads Ltd or ARL, a joint venture company comprising Balfour Beattie, Carillion and Gillyford Try. As construction progressed, the contractor cited delays attributable to factors including the accumulative effect of weather events and the well-publicised collapse of Carillion. On 22 March this year, my predecessor Keith Brown made a statement to this Parliament advising the potential for a late autumn 2018 opening. Despite assurances from the contractor, its target was to open the project by August 2018. Contractors are often ambitious with their targets to motivate and challenge the workforce, but, as events transpired, their more cautious view has proved correct. We have worked tirelessly with the contractor to establish further measures to ensure that the project is not only delivered at the earliest opportunity but also to identify if sections of the new road could be opened in advance. The sections that are already opened to traffic include the Cribstone to Dice section, Junction, the 7-kilometre section between Black Dog and Park Hill and the 12-kilometre section between Balmedy and Tipperty. Drivers are already enjoying significant benefits as a result of those improvements. However, in May, ARL reported a technical issue on the dawn crossing structure. Menardifex were identified while post-tensioning a small number of concrete panels. Those have subsequently proved to be more extensive than originally anticipated, albeit in a localised area of the structure. Repairs have continued alongside construction work with ARL reporting that remained on target for a late autumn opening. However, last Friday, October 26, Transport Scotland was informed that a greater scope of work would be necessary to repair the defects. The contractor has undertaken a full investigation into the defects, and that has been the subject of rigorous independent challenge. He is working hard to repair the defects and, on Monday of this week, the contractor reported that it was targeting a December opening date for the whole road. However, it was unable to provide a definitive date for the opening of this section, as there are a number of factors that could influence this date, including technical issues and other physical factors such as the weather. We will continue to work closely with ARL to ensure that everything that can reasonably be done is being done, and we will provide a definitive date for the opening of this section as soon as possible. Safety remains our top priority, and there has not and will not be a risk to public safety or the safety of the men and women working on this project. While the issues reported require time to remedy, it is important to recognise that they were found because of the rigorous quality control and design checks that are built into the project. It is also important to note that the costs of these repairs lie with ARL and will not impact on the public purse. ARL will only receive payment on sections of the road that are open to traffic. Our primary responsibility must be to ensure that those works are completed safely, to the required quality standards. The River Dawn crossing section will not open until Transport Scotland officials and I have confidence that this is the case. I believe that the chamber and the public as a whole will understand and support this position. For some months now, Transport Scotland has been working with the contractor to investigate the potential to open the 31.5km section from Cribstone to Stonehaven and Charleston with ARL. In order to do that, a variation will be required to the original contract. Earlier this week, I spoke to Peter Truscott, chief executive of Galliford Try, to receive an update on the progress that they were making in discussing the variation with their lenders. Mr Truscott confirmed ARL's commitment to the project and offered assurances that it is doing everything possible with the right level of resources to open the road at the earliest opportunity. The clear indication from Mr Truscott was that ARL was making the necessary changes to the AWP contract to open this section. Despite those assurances, I was disappointed to receive a letter from Mr Truscott yesterday morning that cast yet more doubt on this mutually beneficial solution. The letter suggests that ARL has yet to agree to open this section of the road and, furthermore, apparently has yet to even advise its lenders of the draft terms that have been on the table for a considerable time. That is despite verbal assurances to the contrary on Monday. This kind of inconsistency is frustrating efforts to progress the opening of the curb stone to Stonehaven and Charleston, as it will require the lenders agreement in order to take it forward. In agreeing to the substantial change to the contract, the Scottish Government has a duty to protect the public interest, always maintaining a balance between opening sections of the road, releasing appropriate payment to the contractor at a time when it is dealing with the financial pressures of an overrunning project and maintaining the right level of incentive to finish the job. Additionally, there have been some inaccurate rumours circulating in the north-east media that this section of road has been ready to open for some time. Despite daily discussions to progress this, Mr Truscott's letter confirms that there is no contractual mechanism to allow it to happen. I have been urging the contractor to conclude these deliberations for some time. I repeated this to him on Monday and I have reiterated it in writing today. There is now time for the contractor to stop deliberating and start acting. It now has to take necessary steps to open the majority of the road and let the people of the north-east enjoy the benefits that they have been so patiently anticipating. I therefore asked for unequivocal confirmation that the agreement is being progressed and when it will be concluded. Transport Scotland has been accused of a lack of transparency over opening dates. As has been repeatedly made clear, Transport Scotland can only advise of the expected opening date when ARL reports that it is ready, which was expected until very recently to be late autumn. It has been impossible to be any more specific while remedial work at the dawn was on-going and in the absence of ARL's agreement to open further sections. It is a matter of public record that ARL has advanced a commercial claim in relation to the project. That claim is not related to the current issues at the dawn or opening sections of the road. I fully appreciate that this has been a challenging project for ARL, not least with the collapse of its delivery partner, Carillion. It is well known that that has presented commercial pressures for the contractors. However, there is a fully exceptional infrastructure project waiting to be used by people and businesses of the north-east. Clearly, that needs to remain the single focus of all parties until the project opens to traffic. Transport Scotland will continue to work positively with ARL towards a prompt resolution to its current technical issues. I am fully aware of the eagerness with which the people of the north-east are waiting for their new road. It will be nothing short of transformative for the economy and the community as a whole. I trust that what I have said out here today will leave no one in any doubt as to the efforts that are being made to open further sections of the AWPR as fully to road traffic when possible. That will continue to be the case until we can get consideration of this with ARL. Thank you. I have about 20 minutes to allow questions. Those who want to ask a question, please press the request-to-speak button. I would ask people to be concise. I know a lot of people want to get into that. Liam Kerr, followed by Colin Smyth. I appreciate that the cabinet secretary has only been in the job a very short time and has no history in this area. Let me remind him that the SNP said that the AWPR would be open in the winter of 2017-18. It then said that it would be open in March 2018. This year's programme for government was late autumn 2018. Now we are told that, again, at the 11th hour, there are further delays, and the cabinet secretary cannot provide the people of the north-east with a firm opening date. Today's statement lists various structural, contractual and communication problems. It makes clear that his latest teaser, that it might be December, is clearly never going to happen. Decent businesses would have predicted those kinds of issues and delays months ago and made provision. It is a disgrace that the Scottish Government has failed to do so, but it is all too predictable, given that it blames everybody except itself. I ask the cabinet secretary, given that one would assume that he has interrogated the contractor as to the bridge delays, the contract delays and the alleged lack of communication, what is a realistic time for this road to open in full? Furthermore, according to his statement, this whole project is characterised by a loss of control between ARL, Transport Scotland and the cabinet secretary. People will feel that the Scottish Government has lost its grip on this process. Are they wrong? In relation to his final point of answer, no. The reality is that it is about rich to get lectures from Conservative party members in here who, over decades within the UK Government, failed to actually deliver on Aberdeen at Western Peripheral route. I take absolutely no lectures from the Conservatives when it comes to delivering on infrastructure in this country, and in particular within the north-east of Scotland. The member says that we should have anticipated these types of problems. The reality is that a road that is 58 kilometres long that has over 100 different structures on it, it is difficult to anticipate every technical issue that may arise when it comes to dealing with some of the particular types of projects. That is a major infrastructure project and there will always be challenges with major infrastructure projects and technical issues that will arise. The member will be well aware of the reasons as to why there have been delays, part of which has been because of weather events, which have had a significant impact on the contractor. Alongside that, the moving of some of the utilities that had to be undertaken by other agencies in time for them to carry out some of the work that they have been carrying forward. However, the most recent delays have been coming about as a result of a technical issue with this particular bridge. The issue about opening up the section that could be opened is an issue that has to be agreed with the contractor through a contract variation. That contract variation has been on the table for the contractor to agree to for a considerable period of time. That is why it is now time for them to agree to that to allow the section that can be opened to be opened up to traffic as quickly as possible. At the same time, they make sure that they make progress on the technical issues, on the bridge, on the River Don, but they do so in a way that assures the safety and quality of that work. That is exactly what is going on just now. Colin Smyth, followed by Maureen Watt. I also thank the cabinet secretary for advance sight of his statement. It was in 2003 when the First Minister, Jack McConnell announced plans for an Aberdeen Western peripheral route. 16 years later, it is just not good enough that the transport secretary cannot give Parliament today a firm date when this road will open, other than to say that the latest promise of late autumn 2018 is now worthless. In his statement, the cabinet secretary says that there are technical issues on the Don crossing. The Government previously reported that these were minor. Today, the cabinet secretary says that they are extensive. What guarantees can he give that those extensive defects will, in fact, be repaired by December? Are any of those defects similar to those that were identified when the Queensbury crossing was built? In other words, has there been a fundamental problem with the pouring of the concrete? Do we have the details of what those defects are? The cabinet secretary says that there are contractual problems with the opening of the 31.5km section from Crabston to Stonehaven in Charleston. Contracts, of course, are a two-way process. What lessons has the Government learnt from those contractual arrangements to ensure that we do not see this lack of flexibility repeating in future projects? The reality is that this is not the first and it is not the last major transport project that has been laid under this Government's watch. I understand that the final cost won't be more to the public Can the cabinet secretary tell Parliament today what will, in fact, be the final building cost of this road? Let me deal with the issues in turn. On the defects, the defects will require more detailed remedial action to be undertaken to deal with those issues. That is what ARL reported last Friday to Transport Scotland in dealing with the River Don bridge. What we have within Transport Scotland is we also have our technical advisers who have got oversight of this work to make sure that it is being conducted to the proper standards. On the contract point that the member raised, that type of contract has been used for the delivery of other roads in the past in a very effective way. The M83, M74 and M80 have to step by step in my constituency and deliver those types of roads in an effective way. There is a way in which this matter can be dealt with. As a variation to the contract, that offer has been on the table with the contractors for a considerable period of time, and it is for them to agree that with their lenders in order to open up the section that is available to do so. That is why I have called on them to make sure that they take that forward as quickly as possible. On the contract and also the points that the member was making in relation to how we manage those types of contracts, Transport Scotland has got a very good track record on being able to deliver very complex infrastructure projects. We saw that from the Audit Scotland report recently with the Queensferry crossing and the way in which that was handled. They are taking the same type of approach with that particular road to make sure that it is delivered to the best quality and to the highest standards, and it will serve the people of the north-east for the years ahead. However, I am assured that I will continue to put pressure on the contractors to open up the section of the road that can be opened and to get that agreement with their lenders sooner rather than later. I have been trying to pursue that for a considerable period of time with them for on this particular issue. I have 11 people wanting to ask questions. I have 11 minutes, so I want people to be concise and fair to their colleagues. The cabinet secretary has heard the calls for the ADWPR to be opened as soon as possible, or at least those parts of the routes that appear to be finished. Although I have not been around since the 1940s, I have been waiting for this all my life, and it has taken an SNP Government at last to construct it, so I am prepared to wait for a few months longer for this major construction project to be fully completed. However, what can the Scottish Government do to ensure that Aberdeen Road's limit gets agreement with its financial backers to partially open parts of the route as soon as possible, as I understand that that is possibly where the blockage lies? It is unfortunate that there have been particular technical issues with the dawn crossing. I want to give the member assurance and all members an assurance that the contractors along with Transport Scotland are working hard to resolve those as soon as possible. As I mentioned in my statement, I spoke to the chief executive of Gillyford Try, Peter Truscott, earlier this week, to make the very point to him about the need to make sure that sections of the road that could be opened are opened as quickly as possible, and that they were making progress with their lenders for that very purpose. I was disappointed that some 40 hours later I got a letter from him saying that they have yet to put it to their lenders, despite what he had told me on Monday and the work that had been taken forward by Transport Scotland over a period of time to try to get this agreement. That is why I am now seeking to have a meeting with the board of ARL to look at what further action it can take to make sure that we move from the deliberations that have been gone over this matter to action in getting this particular section of the road completed and to make sure that they are doing everything possible to address the defects that they have identified on the dawn crossing. Peter Chapman, followed by Stuart Stevenson. The minister will be aware that the stagecoach group has already postponed a planned bus route linking rural north-east communities to Aberdeen airport using the AWPR. Every day that this road remains closed costs the north-east economy huge sums of money. How can any business make long-term plans, given the symbolic delivery of this road, and will the minister apologise to the business community for the extra costs and disruption caused by the continuous delays? Given that the member's view is that there are costs being incurred by the north-east economy every day by this road not being opening, what would have happened had the Conservative Government acted decades ago on building the bypass not to support the north-east economy. We know the reality is that, when it comes to the north-east economy, all the Conservatives are interested in draining money out of it into the London Exchequer rather than investing it into the north-east economy. I will take no lectures from the north-east Tories on making sure that we do the right thing by the north-east economy and investing it in it. I assure the member that we are doing everything possible to make sure that the contractor agrees to this contract variation so that we can get the bit of the road that could be opened up to traffic ASAP. I hope that the member, whom he gives the impression that he is committed to the north-east of Scotland, will get behind the Scottish Government in making sure that the contractors get on to doing that, when they are deliberating about it, start committing action to getting the road opened ASAP. Stuart Stevenson, followed by Lewis MacDonald. Can I welcome the rigorous checking of the dawn crossing that revealed that it was not currently fit for purpose? Opening a Duff bridge would not have been a good idea under any circumstances. Can the cabinet secretary tell me if he has had any communication from the Conservatives in the light of what Liam Kerr demanded for a contingency plan that suggests, as he seemed to, that we should be opening this bridge when it is not yet safe? Cabinet Secretary? I am not aware of receiving anything from the member, Mr Kerr, on the matter in particular. However, if he does have a particular plan, I would be more than interested in hearing it, but he can be absolutely assured of one thing that we will not do. We will not risk safety in regard to the work that has been conducted at the bridge. We will make sure that that is carried out to the highest quality in a timely fashion. We are working with the contractor to make sure that that is a case and that it is a bridge that will serve the community in the decades ahead. What we will not do is we will not get into serving an arbitrary date that could compromise that work that has been carried out. I know that members might want to have a date that will be set. The contractors are very clear that, given the technical nature of this, they cannot give a specific date, because a key part of the work is whether it is sensitive. Had that remedial work not been necessary, we would not be in this particular position. However, given the nature of the remedial work that is now required, it is whether sensitive. That is why the contractor is not able to provide a specific date. However, as I have said, when we are in a position to give a specific date, once it is being provided, by the contractor, we are in a position to tell people about what that date will be. Lewis MacDonald, followed by Mike Rumbles. Thank you very much. The cabinet secretary has appeared to confirm that the section of the road south of Crabeson is physically finished and that the only obstacle to opening that section is the contractual dispute between the Government and the contractor. If the contract is structured in such a way that he cannot compel the contractor to move forward with opening this section, can he tell Parliament what incentives or penalties that he could apply that would produce that result and also what arbitration mechanism exists within the contract to allow him to force the issue? As I mentioned earlier, this is a sale of a contract that has been used previously for the delivery of major road infrastructure projects. The member raises a reasonable issue. After the opening of the AWPR, if there are lessons that can be learned about how we draft some of those contracts in the future to address the type of issue that we have identified with the AWPR, that is clearly a lesson that we should learn from. However, there is a solution, and the solution is a variation to the contract. That has been on the table with the contractor for a considerable period of time. The contractor then has to get agreement from their lenders in allowing that variation to the contract to be applied. There is nothing to stop the contractor doing that now. As was confirmed in the call that I had with Gileford Tries chief executive on Monday, I was left with a clear impression that it was with its lenders to then receive a letter, 40 years later, to say that it is not with the lenders as yet. That is simply unacceptable. It should be able to put that to the lenders to get that bit of the road open. It is not a contract that prevents it from happening. There is a mechanism that would allow that to happen through a variation. That is why we want the contractor to move in that sooner rather than later. I hope that all MSPs for the north-east will be very clear in saying to the contractor to put it to their lender to allow that section of the road that could be opened up sooner rather than later. Minister is guilty of continuing to mislead the public with this statement. Does the minister accept that the section of the road from Stunhaven to Westhill is physically ready and waiting to be opened? It is the Scottish Government that has mishandled the contract for opening sections of the road when they are physically ready. When will it take responsibility for this and stop blaming the contractors, the weather, public safety and anybody but the Scottish Government for messing up this contract in the first place? Mr Rumbles rarely raises to the occasion. This is yet another example of where he has failed to even raise to the occasion. As a so-called north-east MSP, he wants us to ignore the issues of public safety in relation to those matters. I actually think that Mr Rumbles, your behaviour and your comments are utterly irresponsible in those matters. Rhan, come in here and try and suggest that I am missing a point of order. It is my opinion that counts, but I must be able to make it to you. This is not a debate, Mr Rumbles. It is a robust exchange in my view. Please sit down. I have ruled. I suspect that Mr Rumbles does not want to accept the fact that we are in a situation where the section of the road that is complete and could be opened requires a contract variation, but to agree that contract variation note is a contract between the Scottish Government and ARL. The reality is that ARL has to agree to the variation in that contract. To date, they have not put that to their lenders. I know that Mr Rumbles often gets things wrong, and yet again he has just demonstrated that he is getting it wrong and letting down the people of the north-east, but he can be assured of one thing. Given his own party's track record within the Scottish Executive and delivering for the people of the north-east, we will certainly take no lessons from liberal Democrats in these matters. Mark McDonald followed by John Mason. I welcome and support the efforts from the cabinet secretary to get the crepes stone to stone haven section open as soon as possible. He will be aware that, if that opens prior to the dawnbridge being finished, traffic wishing to connect northbound from crepes stone or southbound from Parkhill, we will have to divert through Kirkhill, Putmeddon or Wellhead's industrial estates and potentially Dice village as well. Can I ask that he takes steps now to liaise with local authority transport officials to ensure that appropriate traffic management is in place to ensure that residents and businesses are not disrupted as a consequence of any traffic movements that take place as a result of that? The member raises an important point. If the section does open, there will have to be temporary traffic management measures put in place in a number of different points. Work has already been undertaken by Transport Scotland. Working with local partners to identify what traffic management arrangements would have to be put in place. One of the things that I have also sought assurances on is that the necessary plans will be in place as quickly as possible so that they do not unduly cause a delay to the opening of the section that could be opened at the present time. The member raises an important point on behalf of his constituents. That is an issue that Transport Scotland has already given consideration to make sure that the interim traffic management arrangements are appropriate to deal with any additional traffic. John Mason and I will take Alexander Burnett if you are both brief. The cabinet secretary said in his statement that the cost of those repairs lies with ARL and will not impact on the public purse. Later on, he said that it is a matter of public record that ARL has advanced a commercial claim in relation to the project. Could he just explain how those ties are tied together? Cabinet secretary, if you could also be brief, please. The cost of the Aberdeen Western peripheral route is a package that is £745 million. That continues to be the case. The remedial work that is being carried out, for example on the River Don crossing, is work that has to be carried out within that contract. The cost of that is borne by the contractors, given the additional work that they have to undertake. As is often the case with the major infrastructure projects, there will be additional costs that contractors may not have foreseen as a part of the work that they are undertaking. That could be costs that are associated with weather, ground conditions that were not identified at an earlier stage, which has resulted in them incurring additional costs. That commercial claim relates to some of those additional costs that the contractors have incurred as a result of unidentified factors that have come up during the course of the construction phase. That is often the case with many major infrastructure projects, and the AWPR is no different to that. That will be dealt with in the same way that those types of commercial claims are normally dealt with through the different parties, as has been the case in the past with other major infrastructure projects. Mr Burnett, you must be brief for going into the next stage. Thank you, Mr Deputy Presiding Officer. Can I ask the Scottish Government why constituents are still contacting me regarding the impact the AWPR has had on their land and homes, with matters brought to the contractors' attention many months ago that are still not being acted upon? Whilst the cabinet secretary cannot offer any progress on the opening, can he at least reassure constituents that progress will be made on defective works and compensation claims? In relation to compensation claims, they are a matter that has to go through normal due process and will have to be considered through the parties who are involved in lodging any claim and then considering any claim of payment. If there are specific areas where the member can identify that there has been a lack of progress by ARL in relation to remedial works that are meant to carry out in relation to other individuals' land in the area, I would be more than happy for the member to write to me with that information and to ensure that the ARL border is brought to their attention to take action on the matter. Deputy Presiding Officer, I rise to make a point of order to ask whether you believe that section 7 paragraph 5 of the code of conduct has been breached during this statement of questions and answering. I would ask you to look at the official report and let me know, please, whether, in your view, the code of conduct can be breached. I am happy to do so, Mr Rumbles. I just do not want to eat into the next debate, but I will do so and we will report back to you. I now will have to move on to the next item of business. Can I just let the front bench's change please, please?


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Now the reason I decided to invest into VOO It's because it's an ETF that covers the entire stock market This ETF has America's top 500 companies inside of this portfolio So you're not just investing into one stock like Apple that's down 20% one stock like Amazon that's down 20% One stock that like Google that's down 20% You have the entire stock market inside of one portfolio inside of this ETF VOO and that's why I decided to invest into them now If you're not a smart investor, if you don't know how to do Technical analysis, you don't know how to read companies earning report This ETF is the perfect strategy to invest into if you continue to invest into them There's a high percent chance that you will retire a millionaire So let's take a deeper dive of what investing $20 a day inside of the stock market actually looked like Alright, so here we are on VOO You guys can see that I invest $20 every single day What I did start off my investment with $5 every single day And I said, hey, that's not enough. That's not enough for my subscribers You guys want to see what extra real money look like So around two or three months in that's when I bumped it up to $20 Right now as you guys can see right here says your first order was placed on February 22nd 2022 at the price of $396.43 Now, let's just imagine if I invested all $4,000 of my money at on day one on February 22nd 2022 at $396 I will be down a lot. Somebody will be in the negatives And it will take me a pretty long time to get out of that But as you guys can see the current price at the top right of VOO is $364.22 But my average price that you can see on the top left is $366.65 That's my average price that is actually putting me in a profit Guys, so we take a look at VOO right now and we scroll down our earner I have around 6.6 shares and I'm up I'm up 6.37% around $149.96 So even though VOO is down 6.95% on the year I am up that is a swing of 12% And I am up 6.37% on the entire year Now, the reason I'm up is because I was buying $20 at the high right there $20 at the low right there $20 at the high right here $20 at the low right here Throughout the entire process of it being down $20 right here Being down $20 right there Being down $20 right here When it starts to come on the way up That is where I make profit and that is the power of dollar cost averaging It lowers the average cost of my price down Every time VOO swings down And you can only do this on companies that you do not mind holding for a long period of time Because over the last five years as you guys can see VOO is up 49.69% Now as you guys can see right here I invested $400 last month Now if I continue I will invest $2,095 by February 22nd, 2023 If I keep this incurring investment Now I might actually bump it up to $25 Because my side hustles are doing so well Now I'm able to invest $25 a day So if you want to cut something out of your life Like Starbucks or Red Bull every single day Then you can do the $5 investment starting today If you want to invest a little bit more than $5 a day And $20 a day That is what I highly recommend If you invest $20 every single day inside the stock market For the next 30 years into a good quality ETF By the time you're ready to retire You will be a millionaire Now if you invest $5 You probably won't be a millionaire But you will have a large lump sum of money But if you invest $20 every single day inside the stock market By the time you're ready to retire If you invest into a good quality ETF You will be a millionaire by the time you're ready to retire Now that's another one that I'm going to start this year That is heavily investing inside of the technology companies inside of America And that is ticker symbol QQQ Now this is one that I might start this year In fact this ETF is down 12.96% And if we take a look at the top 10 holdings You guys can see by sector that top holdings is technology By 48.65% in that top 10 holdings is Apple, Amazon, Tesla, Google Broadcom, Microsoft and Nvidia And so forth So now they're heavily investing inside the technology sector I believe that the technology sector recovers the fastest After a recession So I might actually start a $20 investment inside QQQ Let me know if I should start this investment Down in the comment section If you guys are already doing it down in the comment section Please let me know how's it going for you down in the comment section All right so here we are on a portfolio visualizer We could back test a portfolio on a S&P 500 And what we're doing we're starting off with a thousand dollars And we're investing $400 every single month right here Now this is the S&P 500 over the last 29 years You usually work for around 30-35 years before you're able to retire So if we scroll down this is us investing $400 every single month Or $20 a day starting off with a thousand dollar portfolio Investing over the last 29 years because that's how long the ticker symbol SPY has been around So we hit analyze portfolio and scroll down over the last 29 years By just $20 a day You're well on your way to having a million dollars You'll have $848,000 in salary for portfolio And with passive income from dividends You'll be bringing in around $13,000 a year In dividends alone if you decide to reinvest So if you work just for just a couple more years With the compounding effect And you will have around $1.2 million by the time you're ready to retire Now the awesome thing about having a dollar cost averaging portfolio This is something that you can pass down to your kids And your kids can pass this down to their kids And your whole family generation can just live off of those dividends alone You can have a multi-million dollar portfolio If you guys decided to do it that way But that's it guys Let me know down in the comments section Do you already dollars cost average? And what companies are you doing those on? Are you doing on cryptocurrencies? Are you doing it on ETL? So are you doing on individual stocks? Let me know down in the comment section How is that working out for you? Or if you're a first-time investor Let me know if this strategy sound interesting to you And if you are a first-time investor You guys might want to pick up some free stocks Through Moomoo That link is going to be at the top link down in the description If you signed up with them You get some free stocks They provided me with a code to you guys To where you get an extra two free stocks Do not miss out on that opportunity guys It is the best way to jumpstart and start your portfolio Even if you already got Robin Hood Even if you already got Weeble Moomoo is another way to get some free money To help you guys grow your accounts But other than that guys I'm going to continue to invest $20 every single day In fact, I got some more stocks I'm investing $20 a day too That has a pretty high dividend So if you don't want to miss out on that video Make sure you subscribe to this channel So you don't miss out on any future crucial videos Other than that I'm Zeke Bringing you to Junior Green's show And I'm out Peace


Hi everyone, Joe for Jasper's case breaks calm coming at you with 2020 mosaic football 20 box blast break number eight You can see that it says our last it's not our last case actually number nine is gonna be the last case But this is break number eight number nine in the store right now go for it folks Now you know the drill by now two teams gets you one entry four teams two entries So on and so forth to try to get the bangles in this full blaster case So let's sort by column a by your first names Arash got four So that's two entries for him Archie got three two of the teams count That's still an entry Kristjard got two that's an entry EA got two that's an entry Glenn with two that's an entry John with two Juan with one with two. That's one entry Nicholas with two. That's an entry Patrick got four. That's two entries Ricky got six. That's three entries and Ryan got one. That's an entry So there's 15 right there on that list 15 items name on top after Six one and a five name on top after six. We'll get the bangles one two three and Sixth and final time. Good luck. It's Ricky Holver. There you go Ricky. Congrats to you Thanks everyone for giving this a shot I think he had the most teams He had the odds on his side doesn't work out all the time, but this time it did So let's sort by team again let's print and Rip good luck everybody. Yeah, if you could what your hands what? You Know you You got to work on that accent Sean got to get some flavor into that accent All right folks, so you see the rest of the boxes on the top camera right there Sean is gonna pop in and and help us pack sack this so we can breeze through this break a little more quickly and then See what else we can do Sell out that last 20 box or yeah, that'll probably go with Sean tonight. That's having a sell out Do it all I'll do it all he says There's a lot to do. Yeah, we should just let's clear up the site before new release a tomorrow. That'd be great Yeah, you can make it easy for me. How does how does this show work supermarket sweet? Am I just getting the most expensive items possible But that's been the supermarket sweet thing Yeah, we didn't get any Sean hot takes last week. They're too hot to handle, but maybe this week we'll get some hot takes from Sean Yeah, no, let's wait until late in the week when we got to get got the games in our heads Stay tuned later this week for Sean Jaspie's spicy hot takes if you join if you saw his hot takes last time it was Haskins five touchdowns and a million rushing yards and 300 yards in the air two weeks ago 300 plus passing this this was like two weeks ago I don't think in two weeks combined he didn't do those you didn't get those numbers Two weeks ago. It was Justin Herbert five touchdowns Well, Melvin Gordon on that Thursday night game You had a hundred and seventy total yards and two touchdowns on that that didn't happen Hopefully nobody tailed his picks that would have been I Mean they're for entertainment Ricky with Sean try to disrespect your three-and-one Browns Wow Ricky Holbert. Oh, that's right Right Wow Browns are a new team now Yeah, they're they're they've got miles Garrett. He's just incredible off the edge They get easy. He's marinated. He's even better now. He's even better now. Sometimes it takes time Takes time and then They're not relying on Baker may for the throw 40 times a game. He's a lot more efficient at running game is pretty great They got Denzel Ward out there, too In the secondary they've got some players. They got some pieces finally a coach that actually knows how to coach a game decently decently enough with that roster I don't know why they Last year last year was just a waste that team was so good on paper and then pretty good Like he was wide open he was covered the Jarvis Landry play like you be in like college Like he must have played in high school like Odell didn't have to slow down or anything just in stride That's beautiful All right, my Lakers up by five on Miami beginning of the fourth quarter You know how they're saying like let Russell Wilson cook like Jarvis cook. Let's Jarvis Landry cook Yeah, he's blast the quality of the packs Kind of tear apart in your hands You should just use the same material in the hobby case, you know Yeah, I guess that's right. All right. Good luck everybody here we go box number one And we've got a Genesis Calvin Ridley. It's a very short printed card. He's a pretty good receiver That'll go to Atlanta Ryan Lind with the ATL and another team that looks good on paper but they just Dan Quinn's just not getting the most out of them these days Maybe a new voice in the locker room would help and Jeff Saturday NFL debut mosaic patterned Jerry Judy for Denver my rivals Ricky Holbert with that one Yeah, shoebox, please. Sorry. I thought I got one. Yeah, just a shoe Got rookie green Isaiah Simmons Did he really draw that foul amazing? Mark even more is kind of wiggled into Kelly Olnick and got the cut the three-point free throw Look at this move right here mark even more is kind of jumping into Kelly. Oh, I can only was kind of coming Yeah, those fouls always crack me up. Yeah. He's could use a haircut Kelly only not a good-looking guy Could use there's a there's a good-looking guy right here Joe burrow That goes to Ricky Holbert and the bangles won the bangles in the team random Slid out of my hands a little bit, but we got got some nice rubber padding right here Yeah, they're supposed to good-looking dude. There's Troy Aigman Here's a good-looking dude 8 out 25 Hall of Fame Florescent orange going to the boys Archie with the Cowboys It's going on the Cowboys The defense a lot of injuries on defense. That's not that's not helping But they've got so many yards on offense and but that defense just banged up not helping But even when they're healthy, I don't think they were They were struggling a little bit too. I Don't know Mike McCarthy sort of big question mark on his Love to see his his final grade Will to be to be determined, but We'll see and we've got a Dwight Freeny Why was that this way Just trolling me yeah, I was just like autograph. Yeah Dwight Freeny Dwight Freeny is pretty cool Is this a variation is this like a short print? I'll top load it probably not but What in the Jaspie Lee and I am like 14 points Wow, I'll pull away as the weeks go on Happen again, that's an anomaly Doesn't have that up. You think that's gonna happen every week money in the bank. It's not Cristerard with lines Should be although that that particular league we played Two Three boxes right here nice. Let's rock through these Good luck everybody. This is pick your team number eight number nine. I'm sure we'll fill up at some point We'll make that happen two nights. So get your teams now bridgewater looking like bridge water of old That'll go to Carolina. There's Justin Herbert base As Sean Jaspie likes to call in the Tom Brady 2.0 I didn't I think you did no no one else who who said who said Tom Brady 2.0 I mean this guy Patrick with the bulls That's chance to reason yeah I see let's not let's not crown him just yet. There's Brandon Iick Watch he turns into a Ryan Lee Being He's he's on the path to redemption is he not With drogas Justin Herbert another one for Patrick and then we got a green Jordan love for the Packers that'll be for one See what's on Dodgers really quick Come on Ryan Still scoreless in the fourth For Dodgers Padres. This should be a fun match of Walker Bueller still on the mound He's his pitch counts a little high though. He's already had 80 pitches in the fourth inning So it's got like 10 15 20 more pitches to this inning to go probably Unless he's incredibly efficient Chargers Yeah, leave leaf and leaf and Yeah, your marks Russell's well, yes No, I think it was the money for your Marcus Russell, too I think it was before was Was leaf after your Marcus Russell or before how much money do I and leaf get? Because I think one of the biggest things with Russell not only was he a bust, but I think he had held out For that big because it was before they capped all the all the draft spots So he held out for like a hundred million dollars and like 50 million guaranteed or something crazy like that So That's what happened there and then he was a bust on top of that Yeah, Anderson You love the lean I Brian Edwards Rookie green and somehow. Yeah, somehow Brian Hoyer keeps getting paid Is this is Matt Barclay still getting paid or back to Buffalo bills not gonna Kyle long What's the What's what's the best job in the NFL where you don't have to do work back up or Yeah Because it like punter would be cool, but you actually have to do work. Yeah, there's Kyle long like I want to be One with the Bears Charlie Whitehurst Kellan Moore Think who my heroes are PJ Hamler silver. Yeah the backup QB That's where that's where the money is at What do you think a backup QB gets like like maybe like a million or two guaranteed Right, and you get signed to like a two-year deal or something like that as a backup You know All you gotta do is just you know work well in the film room be a nice guy Help point out coverages that maybe some but that the QB one missed I want to know Sam Bradford backed up for a while did he not And then injuries but people kept signing him hoping that he'll get healthy and then they'll be the starter Oh, that's right chase Daniel chase Daniel who chased Daniel must Missouri must have a lot of earnings So much money Henry rugs NFL debut. I need him healthy again for my Raiders Ricky. Has he ever started a game chase Daniels Wasn't he in Houston to made a starter to That's gonna be around I don't want to see you right now hot AT&T chick I don't even I don't even want to look at you right now. He started for the chiefs and possibly the same Okay, one two Three Five Another six boxes Al Allen Allen on 20. I'm gonna go with that Like it's Allen on the 20 yard line Recovery not like they help Allen on the 20 the 10 the five touchdown Bunch of money no CT 22 to 27 million All he gets a job as an assistant coach somewhere afterwards and Jalen hurts Wow a Rookie Scripps autograph. You don't see a lot of rookie autographs. Well, you don't see a lot of autographs in general out of blaster boxes Let alone rookie autos That's pretty nice Guaranteed That goes to Nicholas Casper and the fly Eagles fly nice and that's guaranteed money Yeah, good for him doing doing what you love There's rugs again, we need him to be healthy raiders come on get healthy rugs And goes to Vegas that'll be for Ricky Remember him, but never did anything Yeah, I mean right and not like that not like your sixth man of the year, but like your seventh man Basketball is a little harder So there's not like these but yeah, there must be like the 15th guy on the bench That's just making a million dollars every year just to just a clap, right? Just to cheer her teammates You know Sticking his head in the in the in the huddle I think basketball is kind of harder to make that I mean, yeah, I'm exactly got out of ending with just a run All right back to the hoops There's Patrick Queen for the Ravens EA with the Ravens Brandon who I don't know what a Brandon Roy is No, I don't know I'm not familiar with the Brandon Roy. I don't remember Brandon Roy James Jones Lake is told up by three five minute five fifty four left in the fourth Derek Brown Panthers rush Chase Claypool NFL debut green for John and the Steelers. I Feel like a better comparison. I think Ricky might be kind of getting on this subject for basketball Like the like the three-point specialist I feel like ends up getting on on all the teams till they're like 40 years old So like it or sign right right so like Kyle Corver He's like 38 years old I feel like he's still getting shots so you can just play five minutes and shoot like five threes Gonna be like hey Kyle just get get a couple shots. All right. Thanks to Sean for popping open those boxes Tua, I think where there were a couple of Herbert's but no to maybe one Joe borough. We haven't seen anything Too crazy at the Jalen Hertz autograph was really nice MVP is Lamar Jackson Chase Claypool green for the Steelers for John We've got a Tom Brady for a rush in the Buccaneers. It's the base Brady Well good rebound. I'll shoot it AD no one And Four Final four boxes right here. This is pick your team eight pick your team nine Jeff is saying Three teams left so we'll add that to the schedule a little bit later Michael Pittman, Jr. Rookie Silver Poor Michael Pittman, Jr. He's an IR Although irs are short of this or maybe he'll be back. I don't know what his exact injury situation is Ricky with the Pittman, Jr. Silver Another Tom Brady What a shot by Tyler hero, Jesus Gabriel Davis. I think he had a touchdown or two against my Raiders Buffalo Archie with the bills KCP oh Pippin's got a brother to Ross saying an organ nice Josh Kelly heroes more than a sandwich Green Kelly for Kelly Green For Patrick and the Chargers All right last box here. There's Lynn Bowden, Jr. Still going to the Raiders that'll be for Ricky. Do I see do I see spy it now? I don't want to jinx it. I won't say anything Maybe not. Yeah No, nothing nothing huge. I mean the Jalen Hertz rookie auto. It's really unique to see a rookie auto in These blaster boxes, but I'm usually sleeving up at least a few more cards couple Herbert's A Joe Burrow and a Genesis Calvin Ridley, but usually we see at least a Tua All right, they can't all be all be monsters But there you go. I appreciate everybody getting into pick your team at number eight. Thanks for watching I'm Joe for jazzy's case breaks calm. I'm sure gonna run this back again a little bit later tonight Thanks for watching. I'll see you next time. Bye. Bye


Hello everybody! In this video, I'm going to show you how to run a Windows operating system on a Mac computer, how to install and configure a virtual machine, and how to use Windows design software on Mac OS. Also, you will see how to recover lost information from a Mac device with the help of Hetman Partition Recovery. If you need to recover deleted data, view or restore removed browser history, Hetman software products will help you. Many people who are used to working in Windows find it hard to get accustomed to a new operating system when they buy an Apple computer. In addition to unusual controls and numerous functional differences, they may also feel unhappy because there are considerably less programs, games and utilities developed for Mac OS specifically. Actually, many software developers offer their products in two versions, for Windows and Mac OS. Also, if a program you need doesn't work with a specific operating system, you can find a tool with similar functionality and those are aplenty. But still, there are cases when a software tool you use to enjoy in Windows has no Mac OS version, there are no similar tools or they don't meet your requirements exactly. This is one of the reasons that makes some users install Windows on a Mac device. It can be done either with a system utility called Bootcamp or by adding a virtual machine. If you need to install Windows on your Mac, this could be the best solution. After the installation, you'll be able to use Windows with all of its features while physically it's still a Mac computer. The first and the most serious advantage of installing Windows with Bootcamp is that you will have to restart the computer in order to choose which operating system to boot – Windows or Mac OS. The first step to take before you proceed with installation is to download an image of the Windows operating system. Before doing that, find out which version your Mac computer can support. The models compatible with Windows 10 are listed on the screen. Macbook Pro 2012 and newer Macbook Air 2012 and newer Macbook 2015 and newer iMac Pro 2017 iMac 2012 and newer Mac Mini 2012 and newer Mac Mini Server late 2012 model and Mac Pro late 2013 model. If your computer is older than anything on this list, you will be able to install Windows 7. You can download an ISO image of the Windows operating system from the Microsoft website. When the ISO image is downloaded, you can begin the installation. Here is what you do. Step 1. Click on Launchpad, open Other, and run Bootcamp Assistant. Step 2. In the window that opens, hit Continue. Bootcamp should find the ISO file automatically. If it doesn't, give the path manually. Click on this button, browse to the folder containing the operating system image, click on it, and then click OK. Step 3. Drag the slider to the left to extend the disk for Windows. Click Install when the appropriate disk size is selected. After that, the process of booting software to support Windows will start. To allow making changes, enter your password and hit OK. The computer will restart and you will see the installation window. Install the operating system by following the directions on your screen. Select the language you prefer, enter the product key or click on I don't have a product key. Select the version of the operating system. When choosing the disk to install to, don't select any other partitions except for Bootcamp, and don't create or modify any other partitions. Such actions will remove all contents of the macOS disks and you will lose all the data. Finish the installation process. If you have any questions while installing Windows, I'll give a link to the corresponding video guide below. After the computer starts, it will boot in Windows. To have it boot in macOS again, you need to restart the computer one more time. If the operating system you need didn't boot, hold down the Option button when restarting and select the operating system to boot in the corresponding window. Now, your Mac device has a full-featured Windows operating system that you can boot anytime. This will enable you to download and install and run any application which is not available for macOS. In order to avoid having to restart the computer all the time, you may choose to install Apparel's virtual machine instead. This is a commercial tool, but it has a trial period of 15 days. This method doesn't require the computer to restart as it is launched with a special utility from under macOS. The advantage of installing and using Windows on a virtual machine is the interaction between both operating systems. They can use the same clipboard, and you can move files from one system to another. The downside is the extra load on the computer's CPU and memory, as they have to handle two operating systems at the same time, so they both suffer from reduced performance and poor responsiveness. Step 1. Start Apparel's desktop. To create a new virtual machine, press the key shortcut Command plus N. Step 2. Select Install Windows or another operating system from a DVD or image file. Then click Continue. Step 3. The program will find the operating system image automatically. If it doesn't, click Choose Manually and specify the source file for installation. Step 4. When asked for a license key, enter it into the corresponding field or uncheck the box. Step 5. Specify the version of the operating system. Choose the purpose you want to use this operating system for, and click here to continue. Step 6. Specify the name and location of the virtual machine, and click Create. Step 7. After that, the Windows installation will start. When it's done, you will get a virtual machine running a full-featured Windows. To run it, select it from the list and start. Now, you can run any program for Windows, which would be otherwise inaccessible from macOS. For example, you can easily recover lost data with the help of Hetman Partition Recovery, which is only available for Windows at the moment. You can do it either from Bootcamp or from Parallels Virtual Machine. There is one downside to Parallels. This utility cannot access the disk where macOS is installed. On the contrary, Bootcamp has no problems with that and can recognize the system disk with the operating system. In order to recover the lost data, do the following. Step 1. Onload, install and run Hetman Partition Recovery on the Windows operating system in Bootcamp or in Parallels Virtual Machine. With our program, you will be able to recover data from any removable drive, a physical hard disk, or SSD. Although, there may be difficulties in recovering files from protected drives and SSDs where the trim feature is enabled. Also, our tool cannot recover data from encrypted storage devices. Step 2. In the Drive Manager, select the storage device, right-click on it and choose Open. If this is a USB drive or a removable hard disk, make sure to connect it to the computer first. If you are using Parallels, when a removable device is connected, the operating system will suggest you to choose which one to connect it to. If you select Windows, the device will be displayed in the Explorer immediately. Run a fast scan first. It will take less time. If the fast scan can't find the deleted data, then go for full analysis. Step 3. The file recovery wizard will scan the selected volume immediately and display the scan results in the right side of the program's window. Step 4. When the scan is over, select the deleted files you want to restore and then click the Recovery button, specifying where to save the data and click Recovery again. Also, there is a feature to create a disk image and then conduct all recovery operations with such image. This step significantly increases the chances for successful recovery, because multiple rounds of scanning may result in data overriding. Headman partition recovery can be used in the following cases. To recover files lost after removing or formatting partitions, after disk repartitioning, system errors, virus attacks and other scenarios that involve loss of data. To recover data from internal and external hard disks, USB storage devices, SD memory cores, cameras and other devices used to store information. And to recover lost photos, videos, music documents and other file types. If you use parallels to start a Windows operating system on a Mac computer, you should remember that this virtual machine doesn't allow you to access the disk where macOS is installed. If you need to recover data from such disks, I'd recommend installing Windows with BootCamp. If the disk is not encrypted, you will have no difficulty in restoring the lost data from the disk where macOS is installed. There is one important thing to keep in mind. Most likely, you won't be able to recover data from an SSD with a trim feature enabled. When trim is on, the operating system cleans the memory cells which are currently not in use before any data is written there. This helps to reduce data access time and improves SSD performance, but makes data recovery process way more complicated. So when you are intent to recover some stuff, remember this peculiarity. And that is all for now. Hopefully, this video was useful. Remember to click the Like button and subscribe to our channel. Push the bell button to receive notifications and never miss new videos. Leave comments to ask questions. Thank you for watching. Good luck.


What are three things that you think everyone should know about the edge of cost strategic plan? Well, I'll go with one and then you you jump in, you know, I I've said many times that anybody who's done a strategic planning process knows that every single word is Probably an hour or two of conversation. That's absolutely true in our case What's really interesting about our plan too is there's words that aren't in the the plan that represent Really deep and important conversations. So you look at our vision statement, which is our You know where we want to be in five years and it's inspiring the transformation of higher education and service to a greater good a lot of words there a lot of hours there, but doesn't mention technology and What does that mean? Does it mean it's of course it we're still obsessed with technology? It's what we do, but the vision for the future is not the tool We use to get there and so that was a really deliberate Conversation to not include the word technology but to focus on where technology can take us and the difference that we think technology Can make also not in there is it not the top 10 it issues anymore It's the edge of cost top 10 and so we're trying to recognize that our community is no longer What it has been the heart and soul is the CIOs and IT professionals But we're also Institutional researchers instructional designers CISOs and on and on and that our community strength is who we include not not who we leave out But what yeah, what do you think I think that's exactly right? It's intentionally Positioned to be more inclusive and less less focused on a particular area The other thing you asked what three things we might say three's a magic number. There's three goals so that I think Makes a Manageable, you know for us to think about but one thing I'd like to say about the goals and we've even heard this from members of the community They are strategic their high-level, but they're actionable and our intent would be that over through the life of the strategic plan What will come from edge of cause will be things we can use, you know things that are actually going to help us in our day-to-day Life as we as CIOs and as as professionals in higher ed work to transform the Organization so they're both strategic. They're looking at it from the top But really we want to make sure that there's an actionable outcome We did a member survey and it's probably really important for our members to know we actually Listen to the responses the members survey and one of them. We heard loud and clear was more actionable items more Action-oriented more concrete more takeaways And so we really are gonna be you're gonna be seeing that more than ever in the years ahead So that you won't see that called out, but that's Written in between the lines of this whole thing. So just to wrap up. Is there anything else you'd like to add that? we haven't covered either about the Strategic plan or edge of cause in general of what you see in 2024. I wrote an article in 2019 I wrote an article and thank you. Thank you for I get stuck in decades In 2019 before the pandemic, which seems like 1818 I wrote an article on digital ethics And and that was before any of the generative AI I mean AI was there But before any of the explosion of interest and and I think sort of underneath and woven throughout this plan with the this idea of Transforming with a greater good is this theme of digital ethics and you know that the whole generative AI world is gonna challenge and test our our commitment to ethical principles in design and taking out bias and removing discrimination and and I I just think that this is our test and and I think it's in there Higher ed needs to lead the way in that and I think I think we have the opening We need in this plan if we're gonna really focus on the greater good. Well, there we are Yeah, and I think one of the other themes we see through the three goals It's around partnership and people the emphasis in all of these social tools is on the social Not on on the tool or the technology and that I think is something that I'm excited about the the possibility of developing better partnerships with our with our industry partners the The focus on caring for our community And our very diverse community those are the things that I think are going to help us Really transform our institutions great last word If you haven't read it I wrote an article an edge of cause review that just came out about our strategic plan Yep, and the ending to that article was the way I would end today is This is a chance for you to get engaged in edge of cause if you've been you know You've been recognizing that this community has been helpful to you at some point in your career And you've been wondering or wanting to give back now's now's the time because we're heading off into these new directions And we need you and could use you so find a way find a way to connect find a way to be part of this great community And that would be fantastic great Helen John. Thank you so much. Thank you


What's up guys and welcome to trendy updates up our SPM buzz. Now onto the trending news today is a comedian Mulamoa who has responded to baby mama's dead beat Dad Plains. Now of course we all know that a week ago Mulamoa put a post on social media and hinted that Bestie Ruth could be pregnant. Now Mulamoa took to the social media platform and hinted that Bestie could be pregnant. She died in a way that's not true. But also a week earlier Mulamoa and Ruth were spotted at the Fally Pooper's concert and people were speculating that Bestie aka Ruth was kinda looking pregnant. Now Karasoni took to the social media platform after that video and hinted that Kayla is not my kid or my part-time total. Now there was a story that Mulamoa had denied the pregnancy according to Karasoni a while back and she was not in a position to explain fathers. She said that you also thought he denied his child. Now this is when Mulamoa has been asked by a fan during a Q&A.  And Mulamoa was able to respond and I tried to support but I had no money. At her birthday I gave her a gift. So it was a tricky sign that she was in Germany.  And she said I tried to support but I had no money. Now if you want to comment on the comment section, you can tell me. She says, I'm going to reverse her words. I don't know what Mulamoa is saying. If I give you a gift, I'll give it to you. Irene Motwerina said that if you give it to me, I'll give it to the public and I'll give it to the private. Then once you give me money, I'll give it back to you. Tolani Clare says when you say the kid is not yours, what were you expecting? Learn to choose your words wisely.  The aim, don't want to, and social media followers will cost you a lot.  No matter how hard she struggled to give the child a soft life. Being closer to your dad is another big aspect in life. If you've ever been raised by a single parent, you can never understand this. Linda Onyangu says it can never be me. Reverse Aji. I'm going to tell you what I'm going to say in the whole world. William Toisio Wake says he thinks it's too messy. The Nairobi kid is writing a complaint about how much money he has saved for the economy. Johane Sabolo says he's going to give his mother a lot of money. Do you want to know what I'm going to say? I'm going to tell you what I'm going to say in the whole world. Let us know down in the comments section what are your thoughts about Mulamua Responding. Tukaro Soni's deadbeat dad claims he's going to say he's going to try to support but it is hard because he's going to give his mother a lot of money. But in the meantime, keep it trendy. Updates for SPM birds.