Hello to everyone, and first of all, thank you very much to the Myloma Patients Europe Organization for inviting me to this meeting with the patients. And my name is Maria Victoria Mateos. I work as a dermatologist at the University Hospital of Salamanca, Spain. And I will address the topic of monoclonalganopathy, as well as the smoldering Myloma. In the next slide, you can see my conflict of interest. And here, you can see a clinical case, the most common way in which we do the diagnosis of either monoclonalganopathy or smoldering Myloma. Asymptomatic patients that in routine analysis, the total serum proteins are elevated with a normal albumin. The hemogram and the biochemistry are usually normal. And the general practitioners usually perform serum protein electrophoresis in order to identify what you see here in the slide, AM component. The next step is to go to the bone marrow, because you know it's in the bone marrow when the plasma cells are produced. And these plasma cells are responsible of the production of this monoclonal component. And if we consider these two features, plasma cell proliferating into the bone marrow together with the end component, we are going to be able to do the diagnosis of monoclonalganopathy or smoldering Myloma or multiple Myloma. Monoclonalganopathy is defined by the presence of a monoclonal component inferior to 3 grams per deciliter. And the plasma cell bone marrow infiltration is quite low, less than 10%. But important comment is there is not any Myloma-defined event. Patients are completely asymptomatic. Smoldering Myloma is defined by the presence of a monoclonal component, higher than 3 grams per deciliter in serum, and the plasma cell bone marrow infiltration is between 10% and 60%. But again, there is not any Myloma-defined event. And this is the main difference between M-Gas smoldering and Myloma, because multiple Myloma is basically characterized by the presence of Myloma-defined events clinical symptomatology. One important comment, when we have in front of us patients in which we suspect the monoclonalganopathy smoldering or multiple Myloma, you have to know that there are some other concomitant diseases that sometimes can mimic the Myloma-related symptomatology. Smoldering, monoclonalganopathy, and even Myloma usually affected to the elderly population. And it's quite common to have in front of us patients with some degree of anemia or some degree of renal infirmation because of hypertension or diabetes. We have to be very sure that this symptomatology is or not related with the plasma cell bone marrow infiltration because the management of monoclonalganopathy smoldering and multiple Myloma is completely different. And a second important consideration before doing the diagnosis of monoclonalganopathy or smoldering is the confirmation of the results. And we have to repeat the hemogram, the biochemistry, the certain protein electrophoresis, the urine protein electrophoresis in approximately two or three months times in order to confirm that everything remains stable. And if this is the case, we do the diagnosis of hemgas smoldering. And the next step is to inform to the patients about the diagnosis. Monoclonalganopathy is basically divided in three different subtypes, known IgM, Emgas, IgM, Light Chain, Emgas. But maybe this is not important for you. What is important to see is that the Emgas is a very frequent disease and over 5% of the population older than 70 years can present a monoclonalganopathy. And this is the workappa recommended when we have in front of us a patient with monoclonalganopathy. And together with the medical history, hemogram, biochemistry, what is very relevant because we have to be sure that you don't present any anemia, renalin, Burman, hypocalcinia. We have to do the protein studies in order to very well characterize the type and the size of the monoclonal component. It is also possible to do the serum-free light chain and the serum-free light chain ratio because they are going to help us to evaluate the prognosis and the potential risk of progression to multiple myeloma. It is recommended to do bone marrow aspirated plus minus biopsy in order to evaluate how many plasma cells are infiltrating the bone marrow. And definitely we need to evaluate the bone disease. And for doing this, the optimal assessment is to do low-dose CT or PET CT or MRI and only to reserve X-ray if there is not any other possibility. Important consideration, when we do the diagnosis of a monoclonal organopathy and the M protein is lower than 1.5 grams per deciliter, so very low M component. And the type of monoclonal component is IgG. In principle, the risk of progression to multiple myeloma for this patient is extremely low and it would not be recommended to do bone marrow or bone disease evaluation. Of course, this is what the guidelines recommend us but we have to consider another important information and it's the discussion with the patient. And if the patient is down and the patient is anxious and nervous because of the diagnosis of monoclonal organopathy, maybe it is appropriated to do the bone marrow as well as the bone disease evaluation in order to be sure about the diagnosis. And when the M gas decides the type of the monoclonal component is IgM, your physician will usually order a CT in order to evaluate if you have adenomegalitis, adenopathy because the probability of progression to another different type of disease the baldestrone macroglobulinemia. Overall, and this message, I think that is very important for the patients. The risk of progression to multiple myeloma for patients with monoclonal organopathy is very low, 1% per year. And this means that the risk of progression to myeloma is 10% at 10 years, 20% at 20 years and most patients will never progress to multiple myeloma. Anyway, we can utilize and I think that this is not important for you some specific features like the size of the monoclonal component or the free light chain ratio or the bone marrow compartment to evaluate very well the plasma cells in order to establish different models and in order to accurate the risk of progression to multiple myeloma. But overall, you have to know that the risk of progression to myeloma is quite low. It is recommended to do a follow up because if patients with M gas are followed by the hematologist or even the general practitioner for patients with a very low risk of progression to multiple myeloma, they are going to be able to detect another potential concomitant disease in these follow ups and definitely the benefit in overall survival is going to be greater. So low risk M gas can be followed every two or every three years. If after the first year, the M component remains stable, if the risk of progression to multiple myeloma is a bit higher, it is recommended to follow patients with M gas at least once per year in order to evaluate the M component, hemogram and biochemistry and in principle, it is not necessary to do anything else. What happens with smoldering myeloma? Smoldering myeloma is between M gas and multiple myeloma and the diseases are a bit different because the M component is higher than three grams and the plasma cell bone marrow infiltration is also higher than 10% but lower than 60%. But myeloma defining events are not present. Patients are completely asymptomatic. The workup is a bit more complex and it requires the medical history, hemogram, biochemistry, protein studies but I decided to remark here in blue some approaches is some techniques that are mandatory in patients with M gas. Serum-free light chain measurement, bone marrow aspirate plus minus biopsy as well as MRI of the spine and pelvis or ideally whole body MRI together with low-dose CT or PET CT in order to evaluate the possibility of bone disease. Why I decided to remark these three assessments, serum-free light chain, plasma cell bone marrow infiltration and MRI at least of the spine and pelvis? Because the definition of multiple myeloma, those patients who required immediate active therapy was updated at the end of 2014 because when asymptomatic myeloma, a asymptomatic patient, so patient with a smoldering myeloma, presenting with any one or more of the biomarkers that you can see here in a red square, the probability of progression to multiple myeloma is extremely higher. And we had the opportunity to see that asymptomatic smoldering myeloma patient with more than 60% of plasma cell in the bone marrow, these patients were going to progress to myeloma within the next year. And the same is applicable for smoldering myeloma with a serum-free light chain ratio higher than 100. And the same is applicable to smoldering myeloma and in MRI when more than two focal lesions were presented. The International Myeloma Working Group considered these biomarkers and they decided to incorporate this to the definition of myeloma. And this means that the definition of myeloma was expanded and some patients considered as asymptomatic myeloma patients smoldering myeloma patients in the past are now considered as multiple myeloma. These patients do not present any crab symptomatology, but we know that they were going to develop this crab symptomatology in the next year. And this is the reason why we decided to remove this smoldering myeloma into the definition of multiple myeloma. You have to know that this proportion of new patients with multiple myeloma is rather small and we have to consider again what happens with the rest of patients with the smoldering myeloma when they are not included within the definition of multiple myeloma. And here you can see a small monoclonal monopathy smoldering myeloma. And I think that this slide is very illustrative. Smoldering is a born disease and we can found here some patients in which it is going to be very difficult to move to the overt fire. These patients are comparable to the low risk smoldering myeloma. We are going to have patients that they are going to move rapidly to the over fire. So to the multiple myeloma and in the middle we are going to have intermediate risk smoldering myeloma patients. You can understand that when we have in the clinic a patient with smoldering myeloma the first thing the ematologist must do is to evaluate in which group you are in order to evaluate the risk of progression to multiple myeloma. And there are different models and different approaches in order to evaluate the risk of progression to multiple myeloma. But you have to know that the international myeloma working group evaluated more than 1,000 patients with smoldering in order to establish this model. And it's very simple because this model includes the serum M spike, two grams, free light chain ratio 20, plasma cell bone marrow infiltration 20. When a patient with a smoldering myeloma presents known of these factors the risk of progression to multiple myeloma is going to be very low, 5% at two years. When a smoldering myeloma presents just one of these three risk factors the risk is intermediate 17% at two years. And when the patient presents two or three of these risk factors the probability of progression to multiple myeloma is higher approximately 50% at two years. And this is the high risk group of patients with smoldering myeloma and your physician can incorporate also the presence of cytogenetic abnormalities. It's true that there are other different models available to evaluate the risk of progression to multiple myeloma. And a practical approach is to follow how the M component evolves over time. And if your physician see that the M component is increasing over time definitely the probability of progression to multiple myeloma is going to be higher than in those patients in which the M component remains stable over time. But how to manage this information? From my point of view, the most relevant information is that every physician with a smoldering myeloma patient in front of him or her the first thing is to evaluate these biomarkers I previously showed you in order to see if the diagnosis is smoldering or myeloma. And the next step is to evaluate the risk of progression to multiple myeloma. Because the management is definitely going to be risk-adapted and it is very appropriate to identify especially those patients in which we know that the risk of progression to multiple myeloma is going to be of approximately 50% at the two years. The management risk adapter as I previously told you and this is a example 56 year old mama with M component 1.8 plasma cell bone marrow infiltration 12% certain free light chain ratio nine no myeloma defined in the event risk of progression to multiple myeloma 5% at two years. I would not treat this patient and this patient should be followed once per year. A second patient 68 year old woman with M component 1.8 plasma cell bone marrow infiltration 22 certain free light chain ratio 10. According to this model, the risk of progression to multiple myeloma would be 17% at two years. I would not treat to this patient and I would follow this patient every four, six months during the first two years in order to see how the component evolves and in everything is stable. I would follow this patient just once per year. Which evaluations your physician has to do every visit at least emogram and biochemistry protein studies and the imagine techniques like PECCP or MRI can be done just once per year especially during the first years. This is a third patient 38 year old woman M protein 3.8 plasma cell bone marrow infiltration 39 certain free light chain ratio 79. This patient has a higher risk of progression to multiple myeloma 46% at two years. I would discuss with this lady and I would treat to this young lady with a high risk of smoldering myeloma. And the same is applicable to this 50 year old man with AM component 3.5 plasma cell bone marrow infiltration 25 certain free light chain ratio 46. Everything is higher and in addition this patient presented a chromosomal abnormality plus one Q. The progression risk at the two years would be approximately 60%. And even you have to know that new molecular markers and new genetic analysis are being done in patients with a smoldering myeloma in order to gain much more information about the biology of the disease. And it is possible to see in front of us this patient with a intermediate risk of progression to multiple myeloma 17% progression risk at two years with an abnormality in the gene CEMIC. And this is feasible. We know that the risk of progression to multiple myeloma in this case would be higher than expected. And maybe I would treat to this patient. This is just to inform you about the further investigations we are doing in the patients with a smoldering myeloma and definitely is based on genomic studies in order to evaluate genomic abnormalities that we know that they are going to confer a higher risk of progression to patients with a smoldering myeloma. Anna, maybe you can ask me why did you plan early treatment to these patients with a high risk smoldering myeloma? Because point number one, if we go to the oncology perspective, maybe you know that in oncology, the early intervention is something very common to almost all malignancies in order to try to cure eradicated the disease or at least to delay the progression to active myeloma. Anna, when a patient is diagnosed over a polypus and the diagnosis is colon cancer, oncologists don't wait to see metastasis in the liver in order to treat this patient. By contrast, this is what we do, basically in patients with a smoldering. But the second important comment and the second important consideration in order to plan an early treatment is that we are going to prevent myeloma related symptomatology. And you know that the myeloma related symptomatology is clearly impacting in the quality of life of the patients. But in addition, we are going to treat the disease less complex from the molecular point of view and maybe the cure or at least the control is going to be easier to be achieved. Anna, there are some evidence about the role of early treatment in high-risk smoldering myeloma patients. This is the first study conducted by the Spanish myeloma group more than 10 years ago. Anna, when we treat high-risk smoldering myeloma patients with a lenal edomide and examedasone, we observe a significant benefit in terms of time to progression to myeloma two years versus nine years with a benefit also in overall survival. And this data were confirmed later on by another study conducted in the US in this case with a lenal edomide versus observation but the same magnitude of the benefit especially in patients with a high-risk smoldering myeloma. And under the platform of lenal edomide and examedasone, you have to know that if you go to clinicaltrials.gov, there are more than 50 clinical trials ongoing conducted in this specific population. Some of these trials are based on lenal edomide and examedasone plus a third drug like ilotusumabacarthylsomide exasomide. There are some trials evaluating the role of the monoclonal antibodies anti-CD38 with very promising efficacy data, but also there are some curative approaches and this is the curative approach planted by the Spanish myeloma group in 90 high-risk smoldering myeloma patients to which we have treated them with induction, transplant, consolidation and maintenance. And the preliminary data are quite promising in terms of efficacy, in terms of safety, PFS and overall survival, although it's true that we need more data in order to see how these patients evolve over time. And in summary, and this is the conclusion for smoldering myeloma is a heterogeneous disease is different to monoclonal gamopathy and it is very important to identify the risk of progression to multiple myeloma. Personally, I consider that there are a couple of phase three clinical studies confirming the superiority of Lendex versus observation as early treatment in these patients, although I have to recognize and this would be my first recommendation if you are diagnosed of high-risk smoldering and there is a clinical trial active, this is going definitely the best way in order to increase and in order to move forward with further investigations in these asymptomatic diseases. And I stop here. Thank you very much for your attention.


Ahmed says, despite SharePoint's capabilities, we're facing low adoption rates among our staff. Many find it complex and intimidating. What strategies can we use to boost user adoption and what training resources are available to help our employees become more comfortable with SharePoint? Training, training, training, training, training, and more training. No. Ahmed is correct. SharePoint is complex and intimidating. But if you force them to use it, they will have to adopt it. So how do you force them to use it, right? You create some lists for any of their paper processes that need approvals. You build workflows and you force them to go there. That's it. That's how you get adoption. You force them to go in there because they want to go travel and go do a training or they want to get their credit card limit increased or set up or they need to do something. And the only way to do it is to go into your SharePoint, go find the list, type your data in, or you get an email that says, hey, you've got a request from someone else and you need to click a button. That's it. You force them to do it. Now, all of the trainers on this call are going to tell the other one. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. You know what you're saying is that people have to want it. You have to make them want it. And if something else is painful, yeah, solve their problem. And you know, yeah, I want to go on a trip or I need to get my expenses paid where that's painful. So paint the paint. Let them show them how painful it can be and show them how easy it can be otherwise. And we gently nudge them into it. Not force them. I'm seeing Jonathan in some kind of grotty hole. You've heard me share my story. I know you've heard Sherry. You know my story about my son. It's my change management story about helping my son realize that he didn't need me to drive to pick him up after track.  And it was all good fun and done with love. But he then never asked for a ride again for the short walk home. It worked. I made change happen.  But there's something to be said about rather than the stick method of nurturing the redirect instead. You think of like a toddler. They're getting their hands in something they shouldn't be. And the way you teach them or a puppy, for example, is not just to take the thing away from them and anger them and confuse them. It's to, hey, look at this other thing. And I know it always sounds bad when I remember my direct reports that were just like, you're talking about us like you're potty training puppies, like that's not, we don't feel positive about that. Right, but it's like it's on a bait and switch. It's very much like it's community management. When you see people that are doing things the old way, you redirect them. And that's true when somebody sends an email when, hey, the thread of the conversation is over in teams or the SharePoint issue is like somebody saves down locally and creates a new file, thus eliminating the benefit of versioning inside of SharePoint or a one-one drive. And so you redirect there that effort back over towards, you know, like this is why we do this, this is why. So it's important to have that aspect, call it training, call it management, call it, you know, again, I don't know what to, what to call it, what you guys call that, but again, I just say redirect, you'll redirect those behaviors and over time, I might just forget that. You're changing habits. Well, I think you have to add to that though, that if we lead them there to fill out that list or we lead them there to do something in a different way, we're changing that habit, that may not be encouraging them to explore more and learn other things that are on that page or in that SharePoint site or in that team, wherever it is we're taking them. So that's where I think that it's really key that you need to have that training early on. I can't tell you how many times I've heard from end users in a company where they just upgraded us to this and said, here you go, but I don't know what to do with it. So there definitely has to be an incentive as everyone has been saying to get them there and they know what they're doing there, but then there needs to be something that gets them to find those Easter eggs or whatever you're gonna do to get them to explore more and understand that the importance of it and the reason that you're wanting them to adopt this. Cause if it's just that one thing that we're sending them there to do, I don't know that it's going to get them to that next level of learning and knowledge. I wanna add some perspective to this. So one of the things that we do a ton of consulting on is SharePoint and we do push people to teams to use it for collaboration, but sometimes people need SharePoint. They need SharePoint to do what it is they're doing. And here's the thing I try to let people know. SharePoint is a tool. It is a platform. You don't wanna be like, use the SharePoint. Sit and watch 30 hours of training on the SharePoint. Nobody wants this, right?  We need you to solve that problem. SharePoint, where you would call it? SharePoint. Go learn the SharePoint. Go use the SharePoint. Like you don't hear that, right? And so what we try to do with our clients is we make it not SharePoint because SharePoint is scary and SharePoint is big and SharePoint is complex. But if we work with your team to implement an internet that's familiar to you, if we work with you to implement tools that are familiar to you, to Jonathan's point, nobody thinks of SharePoint as the travel form or the training form or, it's just where I go to find my HR information or where I go to get news or where I go to get information or where I go to start a process. So I mean, I think the key here is if they're struggling with low adoption rates, then they're not solving problems and they're not making their own. What they're trying to do is say, use the SharePoint and train on the SharePoint instead of we're using it to solve this problem or we're using it to do this thing or we've branded it and named it to something that is familiar to our users. So think of it that way and I think you'll have a much higher adoption rate. Sharon, are you thinking of it from, that it might be overwhelming if they're just like sending them there and that it should be very focused, like, okay, we're gonna focus on this this week and then, okay, next week we're gonna teach them about this so that it's chunking those smaller bites and kind of get them along the way. Yeah, well, and it's also use case driven, right? So who are you talking to? If you're talking to admins, that's gonna be one conversation. If you're talking to developers, it's gonna be another conversation. But if you're talking to just everyday business users, most business users don't need to understand that SharePoint is SharePoint. They need to bookmark a link to fill out a form, right? They need to understand that if they put stuff in a certain place, it's gonna get saved with versioning and if they put it in a different place, it won't. They need to understand, to Dan was making this comment earlier, if you have a PowerPoint presentation open and you're editing it while somebody else is presenting it, you could be impacting them. Those are the use cases and the training parts and the information that they need. But really what they need to know is, how do I do this? How do I do that? And so if there's no way for you to train them on those use cases, then you're not using SharePoint, right? You're just being like, here's a box of Legos, have a good time.  So I've run a whole heap of adoption programs around this, just won an award for exactly this. And on this particular space, we broke it down. It was, why isn't it being, and it wasn't being used. They had had it for two years and it wasn't being used. And they had a CHAMPS program, but the CHAMPS were, they were occasionally turning up, they were occasionally answering questions, kicked a whole heap out. And I just went, who's gonna actually come back and tell me that they're actually kicked out of the group number one. Then did a recruitment drive around the CHAMPS. And from there, we did an education piece. And we started with the CHAMPS that those that were actually really enthusiastic. One, we looked at, was it even answering the problem for the SharePoint site? So as you said, Sharon and everyone's talked about what was the problem, what was it serving, what were the needs around it? And was there still information that need to be migrated? You know, are they living across multiple worlds? And they were still living across multiple worlds which made it tough around adoption. So there was confusion of where to go and why too? So what does it look like from an environment number one? After we changed and we've done the training with the CHAMPS champions, we then went in and I started running some sessions on various tech when it comes to SharePoint. Cause there are different things. There was, what is good collaboration? Working on the guys. They understood from a mobile phone. Setting up a, just a setting up a standard site. It was, you know, surfacing information, dealing with videos. And then we broke them down and with the CHAMPS champions, we then broke it, we broke it right down. And we started to do regular little sessions a couple of times a week. Within the first one around understanding just document collaboration and then with teams and things over the top. And we went into all of that in terms of surfacing it through there. And cause there's so many facets. Once they started, we saw how 539% growth in the business from just 31 CHAMPS in this organization. So we started from the CHAMPS and then I went out and I started working with a senior leadership because they're still sending attachments and they don't understand SharePoint and they're working from their mobile phone and they don't get it and they're forcing the organization back into older ways of working. So I started doing some workshopping with those guys around and understanding a return on your investment around sending a link because pain is money. So if they're struggling, it's like, well, why are they still sending attachments and understanding the benefits around it, the financial physical dollar around what does it look like to have that old habit and how fast can you be and how much it's taking in storage that's costing you for, you know, because you're creating more and more documents and they need a monetary value to hit it on the head. So from there, I started to run two weekly 15-minute sessions for the business. At first, we did a couple of overarching, just general one hour, you know, what are the fun, what are we trying to do? Getting to know, get to know your champs so they knew who they were and we broke it down into all these little 15-minute sessions and out of the 500 people in the organization, we had 150 on average every session because if you build the program right and we had a SharePoint site directing all of the conversation, we created a list with all of the past information on a Microsoft list and that list had here's all the presentations, here's the previous recording and here's to link to further learning if you wanted to do it. And that went all up on our SharePoint site so it started to surface all the information that we were actually presenting. So from an adoption perspective, at the end of it, and it's just won a federal government award for the modern workplace project and it was mentioned all the change in the program that we actually did. So it was phenomenally successful. If you do it right, guys, you can turn businesses around and it will take time. It's not necessarily a really short quick fix. People think that they're just gonna fix it like just like that. And it's like, hello. No. You don't have to make it in time. It's a cultural change. Well, change is a cultural thing. And again, it's about breaking bad habits and you have to replace bad habits with healthy habits. And like I had two, I'm a big leaderboard guy. I like the gamification things around that. And two things that I'm working on, these are just smaller ideas and fit right in. It doesn't alter anything what you've just shared would be like, so I love the whole, and I made assignments sometimes as a manager but offered you had an open door for people to come and do a brown bag. Every Friday they were sharing, here's what I built. It wasn't supposed to be perfect or even done, but here's what I'm working on, here's what I'm doing. Those always had excellent turnout. The other thing is what we started, we initiated spot awards where somebody could recognize something that someone else had built in the technology. So when they started recognizing each other and there was a cash value, it was like $20, like Starbucks cards or whatever it is, it doesn't matter. But there's a monetary value in the budget to go and recognize people like, Heather created that great app or I love that plan that Sharon built out and shared with us around this. And I didn't know that you could do that with a list and those kinds of interactions. And then you start, people start looking at ways and how can I get creative? How can I do more than just the minimum of dumping this data into a spreadsheet and doing something like, no, I want to go and make this shareable. I want to do it the right way and then share that out there. Again, different things motivate different people, but if you have multiple things like that, love the champion's program, that idea, identify and reward the people that are sharing. That's number one. Yeah, they did a fabulous job. Recognition, recognition from senior leadership as well. We had a recognition, we did a list that we put as little boards so anyone could go in and do recognition. And then each month it would then go as part of the all hands in terms of recognition. There's a lot of ways and they kind of go, then that was going into SharePoint because they were going into do recognition posts and things. So we got them a little excited about it. In terms of where do you go around training and being a trainer, there's a lot of great content. There is the productivity training. You've got quick guides that you can actually go in. I've pasted all the links here for you. So they've got a productivity library, your quick start guides. As SharePoint Maven has got some fabulous content you can go to go and have a look at the SharePoint Lookbook. It was in the SharePoint Lookbook. It's got some great content on how to actually set this up and build it. Not only that, but there's a lot of really awesome just plug-in SharePoint sites. Use the Champs management platform to do some gamification. Use the brand center to drop in. There's all these great sort of SharePoint templates that you could build out com sites. They're, you know, Microsoft have created this content. It's just in GitHub, just plug it in, ready to go. So cool content there guys, yeah. So in addition to that though, it's great to have all of that. I agree, we need all of that. And I was going to suggest having the meetings monthly even to show the users how to use it. From a user perspective, this flat architecture is wonderful. Hubs, site hubs are wonderful. But if you have a mega menu on your main hub and a mega menu on your project site, the users will get lost. They will get lost. That is an advanced option, not a beginner's option. Give them some sites with a few menus and a lot of pictures, pictures that you can click on.  A picture versus just a library of options. Exactly. And don't get me wrong, I've made my fair share of mega menus. Granted that was 2000, 2001, but they're back and I get it and they're needed in the right places after you've got adoption. I'm with you, less is more. I wonder too, I have to think of some of the companies that I've been helping. They've moved everybody over to SharePoint or Teams, but then they still have some on-premises server going. And I have to, it seems like that's a hindrance where they still have that place they're familiar with and are they going to still try and stay working there instead of adopting the new cloud-based libraries and the things that have been set up. So I don't know, are all of you seeing something similar to that can be a hindrance? Lots of people still have this. And one of the ways that I've dealt with that in the past is if you build out pages with links to the other place that at least gets them used to the new UI and then eventually you just move their stuff over behind the scenes. The key is really to get them on one UI and you want them to be online. If everything's gonna end up online, get them online first. But yeah, I mean, it just happens everywhere where people eventually, it's the idea of I have a box here and a box here and a box here and a box here and I've moved some of it, but I haven't moved all of it and so then it's like still left over here. And a lot of times, if it's complex or if it was somebody did development around it or it's hosted, like maybe it's content that it's links to somewhere that's on-prem and so like, well, we can't move it to the cloud for X, Y, Z reason. But the key is get them using the newest, most modern UI possible, even if you know that those are links back to that space because that at least gets them as far over there as possible and then behind the scenes, you can kind of take time to get it over there. But yeah, it's very common, unfortunately. And I always like, I always think of Sherry saying whenever we're talking about this stuff of you don't box up the junk and move it over to the new house. They do, right? I just do. And the senior leadership are the worst ones. It's quicker.  Sorry, not sorry. Yes, I'm saying it in my outside voice. All day long. I don't wanna change, yeah. Unfortunately, they're like, I've always done it this way. Yeah. From a learning, from a learning. I need to keep everything. I need to keep everything. I'm gonna look at it again. I promise. If you can. Learning, get at the learning management platform, guys. It's pre-built by Microsoft for your training. You can just plug in with all of the content. You can customize it. There's a really great, there's a great community spotlight that was done by Microsoft with Karawana in the adoption space. It was in June. I'm gonna drop, it'll have the link in there. BMO did a really great learning platform site around helping of training in this particular space. It was that, you know, the difference between the push and pull of, you know, going and getting training or searching for it yourself. So, you know, there's plenty of information there and you can put those into some links for you.


Hi, I'm Lana Popham, Minister of Agriculture for British Columbia. My goal as Minister is to help create opportunities for BC farmers and food producers. This opportunity includes revitalizing our agricultural land reserve. I've invited an independent committee to lead a public engagement process that will look at how we can revitalize the ALR. Creating the ALR was an amazing decision that was made in the 1970s to protect our food-growing lands. But we couldn't have foreseen the pressures that were to come that would shape and influence the lands in the ALR today. Now the committee wants to hear from you. They will be looking at ways to make it easier and more efficient for the Agricultural Land Commission to fulfill their mandate of protecting our food-growing lands and encouraging farming. Following the consultation, the advisory committee will provide strategic advice, policy guidance, and recommendations on how to help revitalize the ALR and ALC. We need to hear from you. Please participate in the survey on this website or if you prefer, contribute your feedback through the email or mail option. Together we're going to make BC better for farmers, ranchers, and processors and revitalize the ALR to protect our food-growing lands and to encourage farming.


So on the bash it's not all hard work, we're here on a golf course, but not to play around but to play.  Four disciplines, first one here, the drive. Racing.


Diwali is not a religious festival, it's got something to do with our geographical location on this planet. They created a science as to how one should behave to pass through winter months without getting sick, without getting depressed. You need music, you need lamp light so that you don't sink down and do not become susceptible to various negative forces. This is Deepavali time. What is the significance of this? This is a festival which always comes in the month of Kartika as per the lunar cycles. On the thirteenth day, which is called as Trayodashi, the thirteenth day of the Kartika month is the festival. Traditionally, the science behind this is on this day everybody worships. On the Deepavali day, everybody is supposed to worship Dhanavantri, the deity dedicated to one's health and well-being. Today the word Dhanavantri has almost become synonymous with the doctor. Dhanavantri or the deity Dhanavantri is supposed to be the source of Ayurveda, the science of long and healthy lives. So I don't know when they did this because the nature of the language is like that.  If you say dhyanalingam, they'll say dhyanalingam. If you say Shiva, they'll say Shiv. If you say Rama, they'll say Ram. The language has the habit of cutting off the last syllable always. Almost everything. Krishna, Krishna, Deepavali, Diwali like this. So someone cut this Dhanavantri and Trayodashi and made it Dhanthira. What was about health became about wealth. Dhan means money. Now everybody thinks Deepavali is about money. Why it is about health is, for those of us who live in the northern hemisphere, it is from this day onwards certain things change from the Trayodashi of Kartikamasa. In a way, there is a slowdown of life. So for the winter months, how, what you should do with yourself, what time you should wake up, what you should eat, how your food habits should change, how your practices should change, for all this traditionally they created a science as to how one should behave to pass through winter months without getting sick, without getting depressed, without losing your sense of balance and purpose in life. How to do this? For this there was an entire science. Lighting of lamps and bursting of crackers was one of those things so that you don't slip into a slowdown. The evolutionary memory within us thinks that as winter months come, whether it actually got cold or global warming kept you warm, that's not the point. The changes have happened. The distance between the planet and the way the planet and the sun are positioned has changed. Because of that, slowdown of life happens. If you were a bear, I believe you were sometime ago, you would be hibernating. So there is a tendency for the body to hibernate. If you do not know this, the seed doesn't sprout. Nobody plants a seed from this season to 14th of January in India because the seed will not sprout fully or will not sprout at the same speed as it would in other seasons. Everything life slows down in the northern hemisphere. Because life is slowing down, we are preparing to do more energetic things around us so that we don't really slow down and become a part of that. In a way, we are trying to assert our evolution. Yes, if we were some other creature we would go and curl up somewhere, but now we have become human, we have transcended our biology. See, I'm assuming too many things. You are supposed to have transcended your biological tendencies. So to transcend this, there's a whole lot of activity created so that you don't go into a hibernating kind of state. Physically slowdown, mentally little bit of depression could easily happen in everybody because the season is like that. In colder countries, definitely people experience this. Yes or no? And this is so in the Nordic countries also, because things have slowed down within you. In the northern hemisphere, not just you, everything has slowed down because our relationship with the sun has changed, which is the basic source of life. The basic source of energy on this planet is sun. Not because you came up with the solar panel, it's always been so. Now, because the northern hemisphere, its relationship with the sun has changed, you're looking away from the sun. There is a slowdown from this month, the thirteenth day of this lunar month, which is called as the Kartika Treyodeshi. So to make up for this, in India there are various things done from this month onwards. Normally, traditionally the roles of males and females are interchanged at this time. For example, it is a part of daily activity for a woman, not anymore. In rural India still, that first thing in the morning, she cleans the front of her house and draws some geometrical figures. Today she knows only one design, unfortunately. She keeps putting the same thing or she got it painted or she has a template and she puts it. Otherwise, she is supposed to use rice flour and every day, Monday, Tuesday, like this every day of the week, she is supposed to draw a specific design, geometric design, to attract a certain kind of energy into her home. If it's a full moon day, a certain kind of design, if it's a new moon day, a certain kind of design. So, twenty-eight patterns were there, which people knew on which day what to put. So, during these months, it will become the duty of the men to do this. And this is the only month where men are supposed to go out singing on the street in the morning. Early morning, they're supposed to go singing on the street. Even today, a small number of people are doing this. In rural India to some extent, in urban India, once again a little bit of revival is happening. In Mysore city, a group of dedicated people have revived this once again. That early morning, by the time sunrise happens, at that time, they're walking on the street with the drum and singing because the entire town needs this. Today we've become very large cities, otherwise if you lived in a village, everybody who lives there needs this beat of drum and music to reverberate in their system so that they don't hibernate, so that their dough systems don't slow down. All music festivals happen at this time. If you do not know this, the greatest music festival in the world, the largest in the world happens in Chennai with over 1,800 concerts in 45 days. 1,800 plus concerts happen in 45 days. All this is done so that people don't become sedate. People, your cellular activity does not become hibernative because this will lead to various other complexities in one's life. So, Deepavali is about that. If you cannot see the light, that's why the crackers so that you anyway wake up. At 4.30 in the morning, they will start bursting crackers all over the town so that everybody wakes up and everybody becomes alive because it is important in the winter months that you come up before the sun. The first ray of sun should not hit a blade of grass or some other worm or insect. The first ray of sun must hit you. This is a commitment that is why before sunrise everybody is out to receive the first rays of sun upon themselves, not upon the ground. So, the significance of the festival has largely been ignored, but still people are singing a bit and bursting crackers a bit. It is time to bring this back, especially in colder weathers. This would be wonderful if some of these things are revived because Diwali is not a religious festival. It's got something to do with our geographical location on this planet because we are in the northern hemisphere. These changes are happening to us, to our bodies, to the plants, to the animals, everything it's happening.  Physically if you slow down you will become susceptible to various other ailments which you may not be susceptible if your body is vibrant in the life. If this body is vibrant or alive, there are thousand infections within you right now, but you don't get sick because body is alive and vibrant.  This is why the whole thing about the Anavantari, the science of health and well-being that it must be kept alive till 14th of January, everything must be kept alive. You need music, you need more light, you need lamp light, you need all kinds of things to keep the atmosphere alive for yourself so that you don't sink down and do not become susceptible to various negative forces which are always working upon us. It is just that some are sailing above it, some are sinking into it. So this is the significance of Dipavali. It is the Anavantari's Treyodeshi.


Hey friends, this is Dan Stephanie Burke you're watching behind the scenes divine intimacy radio and we're about ready to start the second show in a series on a new book that every human alive who's married or is going to get married should should own or is working with people who were in either of those states priests yeah everyone if you have a pulse and you're dealing with marriage and I'm not kidding and I'm not being hyperbolic and I'm not just trying to sell a book so in the beginning let's let's go ahead and can you do me a favor would you mind keeping the I know the title is easy to remember but would it be possible to keep that up or is that going to bug you well you know I don't want to mess you up for the show but but my mind keeps blanking on that yeah God's plan for your marriage and exploration of holy matrimony okay so are you ready to roll do we need to do I guess we did the promo stuff on EWTN so oh you know what that's perfect thank you that's easier in the subtitle very good Sophia Institute Sophia what's the what's their official I know I should know all this is it okay great God is love okay yeah I finished writing that out and we'll go I know we're live they can handle it they're logging in takes a minute they're amused by our chaos it is amusing to watch people fumble and stumble around on live stream that's why people do like like behind the scenes and you'll notice from behind the scenes that we have one mic for two people which is interesting but at least it keeps stepping I from talking over each other okay and your markets that go this is divine intimate nope that's not right stop reset and your markets that go this is Dan and Stephanie Burke welcome to divine intimacy radio your radio haven't abreast your hermitage of the heart your monastery of the mind where we lift our hearts and minds to heaven to draw on the wisdom of the saints the teaching the long-standing teaching and tradition of the church to help us understand how to navigate this challenging life and God be praised we're living in some of the most difficult times in in the church at least in recent history last few hundred years anyway but I think what's beautiful about these kinds of times is that with the challenges God always equips his people to face those challenges always equips those people to face those challenges and it's the way he equips them is not always the same as he's always done and this is certainly the case with marriage and the family which is of course in ruins in our culture in our time but God be praised the Lord has given a very special gift to Father Robert Altier and allowed him to be the conduit and I and I mean the words I'm using are very specific and purposeful allowed him to be the conduit of what I believe is divine inspiration for this book and I and I am not saying that in a hyperbolic fashion or or you know as a turn of phrase I do believe that the Lord has allowed Father Altier to be a conduit of divinely inspired content for this book and you know we talked about it in the last show which you can find out you'll find all these shows out at spiritualdirection.com that Cardinal Burke vetted the book in detail because of this claim of this of the way the book came about and so one of the one of the best theologians best minds in the church read it reviewed it and endorsed it glowingly and so we're very comfortable and we already were but even before that but even more so comfortable to say this is a divine gift for men and women who are heading into marriage men and women who are struggling with the broken marriage men and women who are looking to understand how do I live out this thing that I deeply desire to be glorious holy good beautiful true but have no experience of that or only glimpses of it God has given us this great gift in this time to help us to understand that reality so welcome to the show father Altier well thank you Dan Stephanie great to be here and and I just every echo your your sentiments I point out to people this is our ladies book but she had to have somebody to write it obviously she could have done whatever she wanted and so I always use the analogy when our Lord rode into Jerusalem on the donkey if the donkey would have thought that the Hosanas and the palm branches being laid on the road were for him pretty stupid and so I'm not stupid enough to think that just because my name is the one on the book that it's it's mine it's not it's our ladies book and and so I truly believe myself that this is heaven's intervention initial intervention in in this work of trying to not trying but because heaven doesn't have to try but of healing marriages of healing human beings and and that's that's what this is all about and so the credit goes to heaven I'm just as you said the instrument that was chosen to do this for whatever reason because he couldn't find anyone worse is really what it comes down to well we think you're wonderful so that's that's our two cents but father go back to the main point in the first chapter in the beginning that you want to make sure that people hear about just how important who we are is our nature so let's go let's start there so just a reminder that you know in the first chapter we talk about creation of Adam and Eve we look at both the first and second chapters and we also look at what happened to them in the fall and and so so God created us in his own image and likeness that is the immense dignity that every single person on the face of the earth has later in the book it gets to the point of being baptized and what happens with that but this point of being made in the image and likeness of God is true for every single person on the face of the earth baptized or not and what happened with Adam and Eve when they fell they disobeyed God it messed up everything however it did not change their nature and that's the piece that people absolutely must understand our society has been just imbued with this idea that we are worthless that that we are objects that we are nothing and and God looks at it exactly the opposite of that and the only well not the only way but the best way that I've found to be able to point this out to people is that when Satan fell his nature did not change his will is 100% again against God that has been completely changed in his will but his nature is still the way God created it he's still an angel he's the fallen angel now but he still has an angelic nature that did not change so if Satan's nature didn't change when he fell certainly human nature did not change when Adam and Eve fell and so we are born with original sin we have our own sins we have the darkening of the mind and the weakening of the will we don't have the integrity that Adam and Eve had all those things that we can look at but that does not change the reality of who we are we are still made in the image and likeness of God and the reality when God looked at his creation after he created humanity he saw that it was very good that is the reality of human nature so good in fact that Jesus who is God took our nature to himself and that was not anything that violated him and so obviously he could not take on a nature that was corrupted that was no good that was bad he took our human nature to himself and and so again another point of proof if you want to look at it that way of just how good God sees us so dignity still intact sinful broken you know whatever it is that we are let's move into the second chapter and talk about God is love and what does that mean what is love and what does it mean in our relationships like true love because obviously society and culture have totally redefined love to mean what I like essentially what I what I like or what I want but that's not what authentic love is no there there are there are differing kinds of love in fact the Greeks have four different words for love in English we have one and and so we would have to put adjectives in front of it to be able to describe what kind of love we're talking about but the kind of love for which we are created and the kind of love for married people that actually St. Paul talks about and our Lord talks about is the Greek word agape which is the highest form of love the way that God loves us so if we look at it that way we're not talking about oh I love ice cream cones or I love puppies or whatever and it certainly is not you know in what our society has done when it talks about making love which is meaning simply something that is sexual but it's talking about people who aren't married who it's not an act of love it's a sinful act at that point and it's exactly the opposite of love and and so again the confusion then so your question is is right on target and and so my favorite definition of love is doing always what's best for the other it is self less so selfishness is the opposite of love and so that the goal of our Christian life is to become self less to truly love to be what we were created to be and we are made in the image and likeness of God St. John says it is simply as can possibly be in one of the seventh verse of the fourth chapter the first letter of St. John he says God is love period nothing else God is love and you are made in the image and likeness of God that means you are made to love you are made to be loved and you are made ultimately to be transformed into love so when you talk about the spiritual life and the growth in the spiritual life and and all that that happens you know we have in St. Teresa we get the point of the the simple union and the conforming union and the transforming union the soul is transformed it becomes love and and so that's that's what what this is about that again is what married life is about it is two people who make a vow to love one another and that doesn't mean have happy feelings about one another that certainly doesn't mean gush which is what a lot of people in our society you know well that's not what love is you know that's an emotion love is a virtue not an emotion emotions change but virtues remain the same and we see that so clearly in in our blessed lord you know he did nothing but love that's all that he did and and so look at as he's being rejected look at him as he's carrying the cross look at him as he's being crucified he continued to love so obviously he wasn't feeling good the emotions weren't really high obviously at that point and yet he continued to forgive he continued to seek only the good of the other and and and gave himself up for us and and so that's the kind of love that married people are called to kind of love every human person is called to but in marriage especially and when i when i look at at the fact that that these couples make a vow to love one another i maintain married people should be the experts in love that's what you vowed to do and and so so in that sense married people should be showing to the rest of the world what this love is and ultimately what we're called to in heaven it's a pre it's a prefiguration of heaven it's a preparation for heaven and so so that's that's what we want to want to strive for so we look at it say god is love and god made us in his image and likeness therefore we are made to love we are made to be loved absolutely you know and and when we talk about that we can carry this into the second segment is society tells us that you know love is a feeling and it's about me you know my opinions my thoughts my feelings what makes me happy and this perfect selflessness flips that completely on its head and true love god the father's love wants to restore he wants to draw in to himself rebuild build up nurture cherish and then send forth in freedom right and that's what's so beautiful about love his love true love is that as married couples we want to gather one another together restore build up help nourish cherish so that they understand their dignity and their worth and they can go free in freedom to be who they're called to be so when we get back from the break let's continue this and then move into our next chapter of what god has joined in your market set go welcome back to divine intimacy radio your radio haven of rest this is danis effing burke we're here with father robert altier with a beautiful new book on marriage god's plan for your marriage an exploration of holy matrimony from genesis to the wedding feast of the lamb of course put together by sophia's to press so you can get it out there go ahead go order it order it for yourself if you're a therapist bob dr bob chute says if you're a therapist or if you help people in marriage prep or if you're involved in anything related to marriage you should get it we and i think he thinks and we think anyone who's married considering being married trying to recover a broken marriage this book will give you hope and wisdom and direction and guidance into the i think the joy and and the uh i don't know joyful purification that god has for us all in marriage so the the next chapter chapter three what god has joined talks about the union of persons but there's a difference between the union of persons with respect to natural union or sacramental union and i think you've i think i've heard you said this chapter if if there's any that you really want to pay attention to not that you should ignore anything else it's what what what the lords revealed here the the point in in this chapter as i would look at it when i sent this to a couple of theologians and asked them to look at it i said chapter three is the make it or break it one you know so it it'll talk about you know reasons why a person can't be married and look at some of the canonical things and so on but then it gets to really the heart and the main point in this book and that is what has god joined that is the real question uh and if you go back to genesis it says that that that the man shall leave his his mother and father and join himself to his wife and the two become one flesh well jesus brings that up also in saint of matthew and saint marx gospel and and talks about that but then he adds a little phrase and that is what god has joined let no man put us under that is the only place in the entire bible that phrase comes up and so it is something so important that jesus himself put that there to say something about marriage and the question is what has god joined and and so so we look at that beginning with the question of okay if the two become one flesh has god joined the bodies and to that i would say no because saint paul talks about the fact that if a man has relations with a prostitute he becomes one flesh with her obviously god didn't join the bodies of those two and and so even in marriage when we look at it if a couple has maintained their chastity prior to being married uh they they you know it's in other words it's not a pre-consumated reality here um but rather the marriage takes place and immediately after the couple makes their vows the priest or the deacon the bishop whoever it is that's witnessing the marriage says what god has joined that no man put us under now at that point the marriage has not been consummated the two are not one flesh yet but yet we've already said what god has joined let no man put us under so what did god join and this again is the primary point in my mind in this book and that is god joined the two souls together it is a spiritual union when we look at the other six sacraments it's very clear that something happens to the soul and we need to be very clear every single person that I asked this question of before I wrote this book of what what does you know what what happens when a couple gets married every person talked about the graces that you get it's like yeah but you get grace when you go to confession you get grace when you're baptized you get grace when you're confirmed you get grace when you're ordained and so on I said but something else happens to the soul I said there's this indelible mark that happens in baptism and in in conformation and in in ordination there is the removal of sin from the soul in you know so it's not just grace that's given but there's actually something that happens to the soul and yet when it comes to marriage nothing happens to the soul it's just this grace that you get that affects your soul it's like no there's got to be something else you know why would god give us this as a sacrament if it's just that he's going to give grace I mean you get grace if you pray a rosary you know and and so so why did he make this a sacrament and it has to have something to do specifically with the soul and what happens to the soul and and so so the thesis in this book is that the two souls are united and it is I don't try to explain what kind of union it is I will let the theologians argue about that I simply say it's an accidental union to simply say it's not a substantial union the trinity has a substantial union the two natures of Jesus are substantially united but our union with God is an accidental one even in heaven it will be an accidental one which simply means we don't become God we remain who we are we're united with him the same is true in marriage the two become one and yet at the same time you still remain distinct individuals separate and and so so there is a real union that happens is the point that i'm trying to make in this book and and that union is a real spiritual union it is essentially a miracle that that that god works and and it builds upon the point of of the love it's you know only god can unite only god created your souls he created the two people to be totally separate unique individuals only god can recreate them then and and make them into one and and that's that's the union that that takes place and that's the most important piece in the book because then everything else follows upon that if that's true then the other things follow and that was the point that i wanted the theologians to look at that was price particularly the point i was concerned about with cardinal Burke looking at to make sure that that this is something that would be in line with the teaching of the church and and because everything else that would follow obviously would be false if that piece isn't correct and that piece was was accepted by the theologians and and obviously to buy the cardinal and so so for me i am totally at peace being able to present that to people and say here's what god does to your soul at the moment that you get married well you know it's incredible to think about that reality and i i think those that are in very healthy beautiful marriages which by god's grace the lords that blessed me with now can understand that you know there are times when i don't know where i end and dan begins you know and and i've noted because we travel a lot together but occasionally he'll travel without me or i'll go see family if we have a family event and he's busy and i need to run do something when we're a part it doesn't feel right there's something missing our rhythm of life our our our unity our prayer is affected everything's affected and and it doesn't make that reality less real it's just that we know the absence of the other and and i immediately was drawn to you know there's a number of widows that i love and walk through with direction and the pain of the separation whether it was a perfect marriage or not whether there were difficulties or not that's just such a painful reality because a part of you has been ripped off you know it's it's been ripped apart and it's missing so what a beautiful thing so let's carry this into this new creation the next chapter and how and how do we see that well so it first starts with that that point i was making it's it's essentially a recreation when god unites the two they become one so there is now a new creation that was not there the two people were both there but the marriage was not there and so so there was something if you will that was missing in creation that is now fulfilled and that also is the point then for the two persons when you look at it and you can say yes obviously you you recognize the the separation and and you feel that at the same time there is that radical spiritual union i mean if if your husband was an astronaut and went to the moon you're thousands of miles apart and yet your souls are still united and so it has nothing to do with the the physical proximity in that way obviously that makes a huge difference but the union is still there and and so in this new creation then we have to understand what our lord does not say or what st paul does not say because he says you have become a new creation in christ he does not say you have been restored in other words this is something entirely new what adam and eve had in the garden now god has done something even greater and so what they had was beautiful but that wasn't restored to us it's a new creation it's something even greater and so again everything in the way that the logic of this this book is set out it builds upon one another we are made with this dignity we are we give one another a couple gives one themselves to one another as a gift in their marriage it is a gift of love and it is only that which will fulfill them you know in our society we look for all this fulfillment if i can just get more pleasure if i can have more material things if i can have this and that then i'll be fulfilled well nothing ever fulfills even getting married and using the other person for your own selfish purposes you're never going to be fulfilled it's only in that love and so that love then is what brings about the union and that is what has lived in that new creation it's a new creation in christ and and so in that we then also recognize that marriage when you look at st paul you know he there's just that that passage that people hate it's actually one of the most beautiful passages in scripture but you know wives be submissive to your husband's husbands love your wives and that that whole passage and people totally misunderstand it and they get angry about it or they sit at church and when they hear that the wives elbow their husbands when it says you know husbands love your wife and the husband elbows his wife when say when when it says be submissive to your husband that's it's exactly backwards of what st paul is getting at but objectively speaking what st paul is laying out for us is the way to overcome the effects of original sin so original sin affected each one of us but in particular it affected marriage because it turned the marriage upside down again you look specifically at the punishment to eve it's it's because the women are relational this was the punishment to eve the relationship was flipped and now your desire will be for your husband well it was supposed to be the other way around and and so so the point of truly loving one another because their fault was that they became selfish and so this is how we can turn the effect of original sin and get back to the way it was supposed to be flip it on its head and and and do even better and greater things than we could have before absolutely and with our lady we can stomp on its head amen oh happy fault i guess right so father alt here an amazing book god's plan for your marriage in exploration of holy matrimony from genesis to the wedding feast of the lamb sofia institute press make sure you pick that up and for those who were popping in on the middle of this series you can find the first show this is the second of the series find the first show out at spiritualdirection.com and then the subsequent shows we're going to do another show and continue talking about the book this will change your your life and your marriage and it'll help you launch out on a new marriage and with a foundation that that is extraordinary so get the book and you'll be blessed until next time may the god of peace make you perfect and holiness may he preserve you whole and entire spirit soul and body irreproachable at the coming of our lord jesus christ amen i think we just keep rolling


All three appeals to overturn Governor Oberowary's election as Governor of Delta State. The Independent National Electoral Commission declared Oberowary the winner of the March 18th election. The court appalled earlier judgements and offended Oberowary's win. The apex court appalled earlier judgements and awarded no costs, agreeing with lower courts that appellants couldn't approve non-compliance allegations. The Governor of Delta State, Sherry Francis Oberowary on Friday dedicated his victory at the Supreme Court to God, the unwavering support of Deltons and his legal team, addressing the media in Abuja after the five-member panel of the apex court affirmed his victory. Oberowary said his triumph meant there was no winner and loses. I would give God the glory for the victory today, now that the Supreme Court has affirmed me as the duly elected Governor of Delta State. It is now my pleasure to invite all my opposition and other people in Delta State to join me and to move Delta State forward in line with my more agenda. I call all of them to join with me so that I can move Delta State forward because Delta State is one who are united and once we are united, Delta State will continue to prosper in line with my more agenda. So we want unity, we want peace in the state. The more agenda stands for meaningful development and opportunity for all Deltons and we will do a lot of reforms.


Hi, everyone. Joe for jazby's casebreaks.com, coming at you with 2022 Panini Chronicles Baseball, one box RAM team break, number eight, with four box spots being given away. So we only sold, what, 26 spots outright? We're giving them away, and then at the end, we'll give away those Chrome 3 and 2 team random spots. So there'll be three different dice rolls here. So the first one will be who will get those extra four spots. Using psychicscience.org, we're using live dice roll. And three and a three, six the hard way. Top four after six, one, two, three, four, five, and six. After six, bam, there it is. Top four, Simon, Kevin, Michael, and Simon. Extra spots going your way. So we'll get those rooftops there. And now we can do the actual break itself. There are the teams. And there are the full list of names now. View dice roll. And it's six and a three, nine times. Yeah, we're sticking with the live dice for now. Six and a three, nine times. There's everybody's names there. One, two, three, four, five, six, seven, eight, and ninth and final time. And then nine times for the baseball teams. One, two, three, four, five, six, seven, eight, and nine. The raise down to the white socks. No trade windows in this. We just want to get to the giveaway part as quickly as possible. So here's the first half of the list right here. And the second half of the list right over there. And let's print it and rip it. Rex is asking, Joe, have you ever built a snowman or had a snowball fight? Maybe. Had to be one decades ago. Honestly, I don't remember. Maybe a snowman. Maybe a two ball snowman. About the size, maybe up to my kneecap. Snowball fight. I've thrown a snowball at someone. It wasn't really a fight. But I left Ohio. My parents dragged me out to California. I had no choice. When I was just a wee lad, a wee baron, as they would say in Scotland, probably two or three years old. And I don't do snow sports. Some of my friends will ski and snowboard and whatnot. But I do not. So I'm not in the snow too often. So no, I don't even remember the last time I touched snow. That must be years, even though snow is pretty accessible. It might just take me like an hour to get to snow. No, I do remember when I last touched snow. When I was driving back from Vegas in the winter, maybe three years ago, and it had dumped snow in sort of the higher elevation places in Vegas. So I was stuck there for an extra day. Because one of the mountain passes that I let you drive through dumped two or three feet of snow just overnight. I had to wait for them to clear that. So that's when I've seen snow and pulled over at one point to touch that snow because I don't normally see snow too often. Here's a certified Torkelson for the Tigers. That'll be from Michael. Here's a Julio Rodriguez, Marquis Julio Rodriguez. That'll be for Simon in Seattle. Shane Bosz to $199. Some of these guys, some of these guys. And a big studio, Jersey and Otto, Colton Welker, $7.25. I have to go into a $180 top loader? It's $130? No, it might be perfect at a $130. It's not too THICCC. That'll be for Michael in Colorado. It's a Wanderfranco Rookie, Juan Yepes, Julio Rodriguez, Obsidian, that's a pretty sharp Seattle. That'll be for Simon. Thankfully, my family lives there, Dennis. Or my parents just recently moved there. But my sisters lived there for a while. So I stayed at her place and avoided casinos. So luckily for me, it's Mark and the Rays. And we've got a Juan Yepes, $14.99. Obsidian Otto for St. Louis. That'll be for Michael. All right, there's Devers out of $100. And Byron Buxton, America's pastime. A little bit of the Twin's pinstripe in there. Yeah, like in the shade, you can still ask some snow laying around in some of the California mountains. And Ronzi Contreras, building blocks, ticket. $7 out of $10, nice low number on that one. Pirates, that'll be for Simon. There you go, not bad, not bad of a break. And now, let's see who's going to win those team random spots. Let's gather everybody's names for the third and final dice roll. All right, so there's everybody's names right here. Top five are going to get spots in that chrome, three and two, two case filler. After, after two and a six, eight times. One, two, three, four, five, six, seven, and eight. Top four, Oliver, Kevin, Michael, Mark. Congrats, you can see the time stamp. Eight minute mark, wherever you are in the world. So you know that this is a legit randomizer. Oliver, Kevin, Michael, oh, one more, right? Top five and Simon, congrats to you. We'll see you in that team random. We just need to do one more filler. We're in Brakesville on that. Check it out on jazbyscasebrakes.com, bye-bye.


Hey everyone, this is Dan. Recently the Chairman of the Federal Reserve Bank Mr. Jerome Powell mentioned that he believed a softish landing is possible while the Fed brings the inflation rate under control. More specifically he referred to the year 1994 when the Fed was able to engineer a soft landing of the economy. Is a soft landing really possible for 2022? I looked into the historical data for the last 50 years and found something very alarming. You really need to listen to what I have to say so that you can figure out how to protect your investments in the stock market. Let's get into the details. As you probably know already, the market has been very bearish since the beginning of the year. If you look at SPY and QQQ, as you know SPY represents the movement of the S&P 500 and QQQ represents the NASDAQ 100, SPY so far is down 18 percent since the beginning of the year and QQQ is down 28 percent, definitely this is a very bearish picture. Is the market going to continue to go down as the Fed fights inflation or are we just going to have a really soft, soft tish landing as Mr. Jerome Power said. Now no matter what happens in the next few months, there are other financial instruments that have been moving in the opposite direction of the broad market. This chart for example shows SPY here, the candlestick chart on the bottom, QQQ below that and then these other instruments actually have been performing much better than SPY or QQQ and I'll mention what they are later on. So this is my insurance policy. If we are not going to end up with a soft or soft tish landing, then I will continue to trade these ETFs or stocks to protect my portfolio. If you like what you've seen so far, I'd like to encourage you to click the like, subscribe and notification button that will enable you to receive notification when I post my next video. It will also encourage me to make more videos like this in the future. Thank you very much. We have a lot of important stuff to cover. Let's continue. Where did the 1994 come from? That came from a speech made by Jerome Power on March 21st at the Conference of National Association for Business Economics in Washington DC. In that conference, Jerome Power mentioned that it's possible to achieve a soft landing like 1994 and he also referred to 1965, 1984 and 1994. So what happened in 1994? We'll get to that in a minute. In the meanwhile, recently, there was an article published by CIM Business saying that since Jerome Power was saying that we're going to have a soft tish landing like 1994, so we should just party on just like it's 1994. That's certainly optimistic. I certainly hope that will happen. I always hope for the best, but in the meanwhile, for risk management, I like to plan for the worst so that I know what to do. If things don't go the way I thought they're going to go, that way I don't end up like a deer in the headlight and end up losing a lot of money. And then most recently, on May 17th, the Wall Street Journal did an interview with Jerome Power. He mentioned how the Fed is going to control inflation. He said the word demand many times. For example, here Jerome Power was saying that there's an imbalance in the economy broadly between demand and supply and that the Fed has a job to do on demand. And he gave the example that there's more demand for workers than there are people available. In other words, the Fed wants to reduce the demand in the market. Jerome Power admitted that they cannot do much about supply. He also mentioned unexpected events such as the Ukraine war and the COVID lockdown in China that's been driving down supply while the demand is very high. And that's why the prices have been driven upwards. In order for the Fed to reduce demand, what would they do first? They will be raising the Fed funds rate, which they did already. They raised the Fed funds rate twice already since the beginning of the year. And there are probably five more rate hikes to go by the time 2022 comes to an end.  Since they are going to be selling the treacheries and mortgage backed securities, they will be collecting money from the banks. When they do that, they are in effect reducing the money in circulation in the market. When there's less money to go around, that will then lower the prices of stops and other goods in the market. And that's how they can lower the inflation rate. The end result, of course, what they hope to be able to accomplish is to decrease the inflation rate as measured by the CPI Consumer Price Index. But also related to that, we will most likely see, based on historical data, we will also see the drop in the stock market. And also, most alarmingly, there will be higher unemployment rates. Now, the cost of all the concerns is really inflation. Where are we with inflation? Since March 2022, the inflation rate as measured by the CPI was 8.5%, pretty high. And then April wasn't much better, it was 8.3%, a little bit lower, but not much. And from May, the number will be published on June 10th, 2022. And my prediction that it's probably going to be 8.1%, 8.2%, it's not going to be much lower. In other words, the Fed indeed has a lot of work to do to reduce inflation and to work on this demand problem as measured by Jerome Powell. If we look at the total Fed assets, it started out in 2019 at about $4 trillion level. And then since the pandemic, it has shot up to now $9 trillion, almost double. In the meanwhile, S&P 500 also doubled during this period of time. So there's definitely a good correlation between the total Fed assets and the value of the stock market. And what is the Fed going to do now? First, they are going to stop increasing the Fed asset. And they have done that already in the last couple of months. If you can see, the Fed asset was going up at the rate of $120 billion a month from middle of 2020 to the end of 2021. In the last two, three months, it has flattened. It has not increased. And pretty soon in the next three to six months, it will start decreasing. According to the Fed, it will start decreasing to the tune of about $95 billion a month. That means they will be progressively taking money out of circulation. And that's definitely going to push down the stock market. What are they going to stop? They will stop if the CPI, the inflation rate gets to a reasonable level, which in my opinion will be more like 3% to 4%. Today, the Fed funds rate is at 0.83%. Raising the Fed's fund rate is one of the tools that the Federal Reserve Banks will be using to bring down inflation in addition to reducing total asset. They have a long way to go as far as increasing the interest rates. Let's look at 1994. How does it compare to today? I know this is a complicated chart to look at. Please bear with me for a few seconds. I will explain the different lines. First of all, the orange line here is a CPI. And then the green line here is a Fed funds rate. Unemployment rate is a black line. The S&P 500 index is a blue line. During the years from January 1992 to January 1996, the Fed funds rate started at 4.03%. Then it actually went down a little bit to 2.9%. And then eventually it was raised to 6.05% as the Fed fought inflation. Today, where's the Fed funds rate? It's at 0.83%. The Fed funds rate is much lower today. CPI back then started out at 2.6%, the orange line. And then it went up to 3.3% here, a little bit higher. And then eventually, the Fed was able to bring it down to 2.5%. Where's the CPI today? 8.3%. So with all the commotion here, with changing the Fed funds rate from 4% to 6% with a 2% hike, they were able to lower the CPI basically by just about 1% point. And today, we have 8.3%. And according to Jerome Paul, they want to bring it down to 2%. But I would say, even if they can bring it down to 4%, then they will probably declare a short-term victory. But imagine to bring it down 4 percentage point, how much Fed funds rate will have to increase to get to that level. Back then, they had to go up to 6%. Now at 0.83%, even if they go up to 6%, that's quite a distance already. And that's going to have profound impacts on the economy and on the stock market. S&P during that time, it was better than a soft landing. Actually, the stock market was flying from the beginning of this period to the end of this period. The stock market went up by 47%. And definitely that's the dream come true for the stock market investor like myself. But looking at the numbers on the right hand side, today is definitely not 1994. And if you think the stock market will continue to go up, then it will be definitely wishful thinking. Therefore, we need to prepare for a scenario that's going to be worse than the 1994 scenario, probably much worse. And then if you look at that employment rate, back then it started at 7.3%, went up to as high as 7.8, then went down a little bit to 5.6%. And today, that employment rate is 3.6%. And that's why Jerome Haag has been saying that there are way too many job openings for the people looking for work. Even back then, an employment rate was much higher. And for the Fed to bring down the inflation rate, unfortunately, they will have to also cost unemployment rate to go up. Now, if you look back 50 years, almost 50 years, 49 years, starting from January of 1973 all the way to today, this is a CPI. Today we're at 8.3%. If you look at 1994, as mentioned by Jerome Powell, the inflation rate was only a 3%. So that's hardly comparable. Even 1984, the other year that he mentioned in that speech in March, the inflation rate was only 4%. And then a little bit outside of this chart in 1964, the inflation rate was between 0.97 and 1.6%. So all three years are not really comparable to what we have today. Now, I'm not saying that Jerome Powell was lying because he's a top banker in the country. It's important for him to stay calm and appear to be in control. If he's gonna come out and say the sky is falling, then indeed we're going to have a major crash in the economy. And that's why he has to stay calm, tell us something that's a little bit on an optimistic side. And I'm pretty sure he and the rest of the people in the Federal Reserve Banks are trying the best to stabilize the system and doing the best to bring down the inflation rate without causing a major recession. If you draw a line from the inflation level today all the way back to 1973, you'll see that there are only two instances when the inflation rate was popping up above 8%. And that happened in 1974 and 1978. So let's look at what happened in those two years. First of all, let's look at 1974. I'm here showing the time period from 1973 to 1976. And during this time, the Fed's fund rate was pretty high, also much higher than today. It started out at 5.9%, went up to as high as 12.9% and went down to 4.6%. As the Fed tried to control inflation and why? Because the CPI started out at a fairly low 3.6%, then it zoomed up to 12.3%, which is indeed very high. And then it came down to 4.8% eventually. So the Fed was successful in bringing down the inflation, but at what cost? First of all, S&P was down 50% from its all-time high at one point. See here? It went down from here to here, a 50% drop. So far, the stock market has dropped only 18% year today. In other words, for the Fed to really bring down inflation, I believe the stock market will drop more than 18%. But hopefully not as much as 50%. That employment rate went from 5.1% to 9% as the Federal Reserve Bank started to tighten the money supply, but then the way they tighten the money supply was just to raise the interest rate. And they did not change the total assets as much as they did in the last couple of years. In other words, today the Fed is using more tools to control the economy. And that's why I believe that before the stock market will drop 50%, the Fed will do something to stabilize the market. But I believe the 30% drop from the all-time high is quite possible. Then the other period, when the inflation rate started to go above 8% was 1978, from 1978 to 1982. The Fed funds rate started out at 6.7%. It went as high as 19% in order to control the inflation. And then finally it came down to 8.9%. Fed's fund right here, green line, see here. The CPI started out at 6.8%. It started to go up above 8% and then it hit 14.8% here in 1980. And then finally after the Fed has done all the tightening then the CPI finally came down to 3.8%. S&P at one point was down 27% from its all-time high, which is here. And certainly 27% is a lot more of a drop than the current 18% drop here today. And that employment rate unfortunately went up from 6.4% to 10.8% at the end of this period. And that's why I believe having the S&P go down 27% from its all-time high is quite possible in the next year or so. Now if that's going to happen, I should certainly not keep my investments in the traditional fang stocks, semi-conductor stocks or any high growth stocks that have been generating good returns in the last few years. As we have seen, the S&P and QQ have been trending down. I should definitely stick with these instruments that have been showing an inverse relationship to the stock market. And what are these instruments? Let's talk about them. These instruments help us to swim against the current. That means when a broad market is going down, if you invest in these instruments, your portfolio will go up. First of all, TMV. That's the ETF pegged to the 20-year Treasury rates. And since the Fed will continue to raise interest rates to control inflation, I expect TMV to continue to go up. And then, UCO and USO, these are crude oil ETF. Oil prices have been going up because of the Ukraine war. UNG, that's a natural gas ETF. Again, because of the Ukraine war, natural gas price have been going up as well. WEAT, the wheat ETF, again, has been going up because of the Ukraine war. Then in the meanwhile, I have been trading SQQQ or SPXS. And these are three times inverse ETFs pegged to NASDAQ 100 or S&P 500. Because China is gradually opening Shanghai and other cities, I expect the copper price to recover in the next few months. And that's why I bought COPX, the copper miner ETF, already. And I'm looking to also buy in the CPER, the copper ETF. When will the market start to recover? If the Russian-Ukrainian war comes to an end, of course, the market will have a short-term bounce. Likewise, with the end of the COVID lockdown in China, there will be a bounce with the market. Unfortunately, both of them are still happening. However, with these two factors, the market will recover for a three-period time. But as long as the CPI is still high, about 5% or 6%, the Fed will continue to tighten. And as the Fed is tightening the money supply, one of the collateral damages will be sub-market. And therefore, as long as the CPI is still about 5% to 6%, I'll be very careful about investing in certain financial instruments. Eventually, the inflation rate, hopefully, will fall to 3% to 4% range. And that's the point I believe the Fed will declare victory and start raising rate. And in the meanwhile, at that point, they will also stop the asset reduction. Or if the unemployment rate gets up to about 6%, that'll cause the Fed to stop tightening, at least for the short-term, to stimulate the economy in order to lower the unemployment rate. And that's not going to be a happy picture because that means a lot of people will be out of the jobs. I hope we can get to the equilibrium inflation rate of about 3% to 4% range without causing very high unemployment rate. As long as the unemployment rate is not too high and the CPI is higher than 5% to 6%, the Fed, I believe, will continue to tighten which will cause the stock market to drop. And that's why I will be focusing on those instruments that have the inverse relationship with the broad market in the next few weeks. At this point, I'd like to suggest that you subscribe to my Twitter account, which is DanMarketL, in addition to subscribing to my YouTube channel. With my Twitter account, I share with my subscribers on a daily basis some of the trades I'm making and also any news developments related to the stocks or ETFs that I cover. For example, on April 29th, I said I saw SQQQ and had an 8.3% gain. And I explain why because it was approaching a resistance level. And then on May 12th, I said I saw half of my UNG at 8% gain. On May 16th, I said I bought more UNG shares because it's rebounding from the 20 day simple moving average. And then on May 16th again, I said I bought the copper miner ETF because of the reopening of Shanghai. Again, if you like what you've seen so far, I'd like to encourage you to click the like, subscribe and notification button. As usual, I'll very much welcome your comments, questions and suggestions. I do receive a lot of questions and comments on my Twitter account and actually I've been having some pretty interesting discussions with my subscribers. I'd like to remind you that I'm not a financial advisor. I share my stock trading strategies and analyses for educational and entertainment purposes only. If you want to buy or sell stocks, you should make your own decisions and you should definitely consult with your financial advisors before you do so. This wraps up my video for now. I will chat with you again in the next few days. In the meanwhile, I'd like to wish you the very best of luck with your financial investments.


Hey, Psych2Goers! Before we begin, once again, we'd like to give you a huge thanks for all of the support that you've given us. Psych2Go's mission is to make psychology and mental health more accessible to everyone. Now, let's begin. Are you weighed down by worry, uncertainty, and distress over all the ways your relationship could potentially go wrong?  This irrational and persistent fear is known as relationship anxiety, and it's something a lot of people struggle with. Even if things are going great in your relationship, you're still constantly worried that the relationship won't last. Does this sound familiar to you? Do you think you might have relationship anxiety? Here are eight telltale signs of relationship anxiety that can help you figure it out. One, you're insecure about your relationship. The most common manifestation of relationship anxiety is insecurity.  You find yourself constantly wondering if you matter to the people you love and how important you are to them. You ask yourself things like, will they miss me when I'm gone or will they be there for me when I need them? You question if the connection you feel with them is real. Two, you doubt your partner's feelings for you.  No matter how many times they tell you they love you, can you not help but wonder if they really mean it? Even when they step out and make grand romantic gestures, you still want more reassurance to quiet all the nagging lingering doubt in your mind. You always need them to prove to you that you're the only one for them and that they'll never leave you because of this deep, seated fear of abandonment, fueling your relationship anxiety. Number three, you're overly dependent on your partner. Do you find yourself staring at the phone all the time, waiting for your partner to text you back? Do you feel worried whenever you don't see them and fear that they might forget about you? Do you get upset when they spend time with anyone other than you? While it's natural to feel attached to your partner and want to spend a significant amount of time with them, when you have relationship anxiety, it can make you needy, paranoid, and overly dependent on your partner. Four, you want to please your partner too much. You choose to keep quiet about things that bother you. You're afraid to start any conflicts or disagreements and go along with whatever your partner wants. Sound familiar? When relationship anxiety comes into play, it'll wrongly convince you that if you don't do everything you can to please your partner, they'll leave you. A desire for people pleasing usually stems from unresolved abandonment issues or an unsatisfied need for love. You frequently put their needs ahead of your own and you always go above and beyond just to try to make them happy. Number five, you overanalyze your relationship.  You get hung up on every little disagreement you have and worry it'll somehow make them leave you. If you have a tendency to overthink your partner's words and actions down to the tone of their voice and the look on their face, then that is a telltale marker of relationship anxiety. Six, you beat yourself up over everything. Whether it's simply forgetting to greet your significant other good morning, missing their calls or not being able to make it on a date, you always beat yourself up over all the ways you think you've failed them as a partner. You get mad at yourself for every little mistake you make and worry that it might mean the end of your relationship. And no matter how much your partner reassures you that it's fine or that you didn't do anything wrong, you can't help but be wracked with guilt and worry. Number seven, you're afraid that things will get too serious.  Having relationship anxiety can make you hesitant to get too close to anyone and struggle to be vulnerable with them. In the back of your mind, you think that it could never last.  The moment they mention something like meeting their parents, going on a trip together or moving in with them, you want to run, far, far, far away. Because you think it's only a matter of time before the relationship falls apart and you get hurt. And number eight, you're waiting for something to go wrong. Are you constantly sitting at the edge of your seat, waiting for something to go wrong?  You have a hard time forgiving your partner for their mistakes and letting things go because you're always looking for reasons to leave. You make a big deal out of things and scare off easily. Although you might think that you're protecting yourself, the truth is the anxiety is holding you back from being happy and enjoying the moment and giving your relationship with this person a fighting chance. Do you relate to any of these signs or does this video describe someone you know? If you resonate with this video, what do you plan to do next? Let us know in the comments below. If this video helped you, be sure to share it with someone who might find it helpful too. Also, don't forget to hit the subscribe button for more Psych2Go content. The references and studies used in this video are added in the description below. Thanks for watching and we'll see you soon.