Income tax 2021-2022, combination method. Get ready to get refunds to the max, diving into income tax 2021-2022. Most of this information can be found in Publication 334, Tax Guide for Small Business Tax Year 2021, Income Tax Formula, looking at line 1, the income line, which would be supported by another schedule in essence, an income statement, income and expenses. Expenses basically being deductions that net then flowing into the top line, the income line, also into the tax return first page form 1040, which we're seeing now. It would be going from the Schedule C, which is basically the income statement schedule that would then be going to the Schedule 1, then here to the first page of the form 1040 line number 8. This is the Schedule C profit and loss in essence and income statement. Now we're looking at a combination method talking about accounting methods here, and we've been going over the cash method and then the accrual method, and we talked about them in a little bit more depth. And we also now want to be thinking that usually oftentimes people are on more of a hybrid type of method, or you might be on a hybrid type of method. And in that case, once again, you would want to be making sure to mark that off on the tax return at the first point, at the first tax return, the first time you record the business or the Schedule C business on your taxes because you're going to need consistency after that point in time. So if you're using some kind of combination method, which is actually fairly common for small businesses, then you want to make sure that you note that. The reason you might have a combination method is because you're doing whatever is best for your particular business, and whatever you're doing on the bookkeeping side, then the general rule is that you would want to have the similar kind of thing that you're going to be doing on the tax side of things. So it's quite possible, for example, for people to be on, say, an accrual type of method, possibly they're tracking their revenue on an accrual method because they have to invoice clients because they don't get paid at the same point in time that they do the work because of the business or industry that they are in. And so that means they're going to track accounts receivable. That means they're typically recognizing revenue when they send the invoice, which is an accrual kind of component, accounts receivable being an accrual type of an account. But on the other side of things, on the payment side, maybe they're on more of a cash type of basis on that side. So that would be an example of kind of a combination method where you're using a little bit of both rules depending on the cycle or the activity that you are looking into. So we want to start not thinking of the cash and accrual method as if there are two poles that are completely different, but there's a spectrum and you could have different areas within it. So keeping that in mind, you can generally use any combination of cash, accrual, and special methods of accounting if the combination clearly shows your income and expenses and you use it consistently. So that's the key term. Consistency is the key term. And note that you want to have what's on your bookkeeping side, the general rule to be applied to what's on your taxes side, both because that's basically what the tax code is saying they want, and two, because you don't want to have two sets of books, obviously, that you're putting together for taxes, especially as a small business because that could be complicated. You want to make things easy. And so once you set it up, you want consistency. The IRS is going to be skeptical of non-consistency, because if you have non-consistency with these timing differences between cash method and accrual method or some combination of them, you can use that to try to alter the amount of revenue and expenses in any particular year. So however, the following restrictions apply. So here's the restriction. Yeah, you can do that except, okay, here's the exceptions. Combination method, if an inventory is necessary to account for your income, you must generally use an accrual method for purchase and sale. So there could be exceptions. See, however, inventories later. You can use cash method for all other items of income and expenses. So if you have inventory involved, usually you're tracking inventory on the books as an asset. That means that you're basically using an accrual method. The tax code recognizes that. So they kind of think you would generally want to use an accrual method there, but there might be an exception to that. But again, be careful if you have inventory, because you want to make sure that you're tracking the inventory correctly. And if you change methods in the future, then, again, that can cause kind of problems on the tax side of things. So usually you're on an accrual method when you're tracking the inventory. So if you use the cash method for figure your income, you must use the cash method for reporting your expenses. So you're going to have to basically have some consistency with the methods that are going to be used. If you're using an accrual method for reporting your expenses, you must use an accrual method for figuring your income. If you use a combination of methods that include cash method, treat that combination method as the cash method. One more time, if you use a combination method that includes the cash method, treat that combination method as the cash method.


Welcome back to the School of Calisthenics, today we're talking about jumping! Did anyone think actually that was, it was jumping? I didn't know what it was, it was coming from there. We're going to hopefully specifically look at a little bit of plyometrics, which is a fancy word we're getting to that basically means jumping. People ask us about lower body exercises and training in calisthenics. What does it look like for body weight? Because we're trying to kind of have a flexible approach to how we're training, where we don't need a lot of equipment and plyometrics or jumping-based exercises are really effective for that. We use them a lot from a sports performance perspective, but they actually have got great conditioning components, and it also just gives us a lot of longevity. We want strong powerful legs that can actually react and they can move because that's what life is going to entail, and I wouldn't want to be falling off curbs when I'm 70 years old. We know a lot of you are into your running, you're into your obstacle course racing, and this is going to help for all of that work. So there's one way to jump and there's a better way, and we're going to go through the techniques to make sure that you keep it safe and keep those joints healthy and actually making sure that your biomechanics are going to improve at the same time. The first exercise we're going to have a look at is the vertical jump. Now, for those of you that may not know about day's history, this guy's got some hops. So give us a head of hops. I used to when I used to train a lot. Show us a vertical jump. So we're looking for vertical height. How high was that? It's good. You want to measure it? So we're looking into how much vertical height we can get, but it's all built around having a robot squat pattern. So let's cover off the basics of that because if we can't squat body weight without the jump, it's really not going to translate when we try and put more force and power into movement. So we're looking at feet facing forward for our jumps. That's our most natural biomechanical position. Day's going to load the squat. Again, to put his hands upon the side of his temple is a course of prison squat. So when he drops down, we're going to think about the feet and the knees like they're on train tracks. We don't want them coming together at any point. So he sits down and keeps a distance of the knees in line with the second toe. If what we don't want to see is a knees coming in together or the feet turning outwards. If that's going on, we've probably got some muscle tightness that we need to deal with, but we want to make sure we're trying to work through a range of movement where we can keep those in line. So as you go through plyometric training, if you can't do these things and you find some compensations, you're just going to start to work on the range of movement that you can control and then just put some more flexibility and corrective work in there as well. So that's our first stage. Stage number two is going to be just a jump and a hold. Landing mechanics are really important. When the body comes down from being in the air, it's going to hit the ground and it's going to absorb what we call ground reaction forces. We're going to get some force coming from the ground which is going to put some stress on the system. It's really important that we keep the same principles as in the landing as we did in the takeoff, making sure the feet stay facing forward, not seeing those knees collapsing. We're keeping a nice strong stable base. So Dave jumps and he holds that squat position. That's really important.  Show us again. So we come up. So they're great reps. Show us one, Jaco, when the knees collapse in, what you're trying to avoid is this position where we're hitting the ground and we get these knees banging together. You can just see that force is being absorbed from the ground and we're just not dealing with it very well and putting unnecessary stress onto the joints as well. So if we can do stage two, we can jump and land. We might be looking to hold their landing for about three seconds when you can put five or six reps of those together and you're feeling confident. You can then start to get some rebounds in. And this is where the magic is really. If we can start to hit the ground and takeoff. Time, the landing mechanics are good. The takeoff mechanics are good. The knees are strong. You can see Dave's really using that upper body as well to start to get as much vertical height as he can. And what did I feel? They're hard. So we're getting a little bit of a metabolic element to this as well. Again, the key thing being that we're holding that technique together, don't jump badly because you're really going to start to put a lot of stress on the system and that's not what we want. But that's a really nice little either conditioning exercise or if you want to work for more power because you're an explosive sport or you're working towards something which is going to require a high amount of force production whether that might be obstacle course racing or something similar. You can do sets of those slightly longer rest in between get the recovery and then go again. Or if you were doing an endurance workout, another set. When you start to get confident and comfortable with those and trying to increase the height you are rebounding at is really important and that's the aim of the game trying to get higher and higher. Something to think about and focus on is trying to push the floor down. Thinking about that is going to help you go higher and then in terms of when you land and rebound trying to reduce that contact time as much as possible. So quickly off the floor is going to give you a better plyometric effect. Help you with your running, your obstacle course racing as well as actually getting you higher so you increase your speed. Vertical jumps are great plyometric exercise and there's research shows that it's a direct link between how high you can jump in a vertical jump to how fast you can go. So working on them is really going to help with your speed. But another exercise to progress on from there once you're confident and come to those knee positions and alignment in your squat is going into a unilateral position aka the lunge. So we'll just go through and build the same sort of principles again but just look at the technique for this. So it's going to replicate more of your running mechanics in terms of opposite arm and legs working together in this position. So first thing to look at in terms of some straight lines we're trying to look again a relatively straight line from knee hip to shoulder and that's only going to come if you've got the hip flexibility here and then that allows us to have a nice straight vertical shin position so the knee on that front side is stacked over the ankle on that front foot. So the same principles as we did with the vertical jump we're going to build this up steadily. So just having control through this lunge position he's going dropping down and then driving back up making sure that he's got control of that front knee. As he's driving up what we want to make sure is that that knee stays directly stacked over the ankle and as he comes in it doesn't buckle inwards and come across the midline of his body. We want to try and keep it nice and straight. Straight is going to be more efficient for force production but it's also going to help protect your knees and stop you from picking up any injuries. Once we've got that we're going to then look to do a little jump from that position and then land under control and then that little pause so he drives that front foot down to the floor swaps over but controls that landing so that he's got the knee in control over the ankle and then jumps to the other side and control that low position. He's going to hold in that position for a couple of seconds just to make sure he's got control of that landing he's happy with his knee position and his balance and then just take note finally before we move on this arm and hand position running mechanics so it's opposite arm to leg forward just as you would be when you're running no one runs along like this same arm and leg but when you're doing these lunges sometimes because you're trying to think about quite a few different things your brain gets a little bit confused and we get some we get some funky things happening like this so you're going to make sure you get those locked in before you start to then spring and wrap these out together so the final part of a tin would be to then link these together and make them nice and explosive and popping up off the floor now when you're doing these don't worry if it feels like it takes you a little bit longer to get off the floor than the normal vertical jump if you think about there's a lot more load going through on the one side that front leg's providing most of your force production and it might feel like there's that contact time is a little bit longer but that's okay because that's actually exactly what we're trying to get out of this with this lunge exercise progressing it on from that vertical jump so there's two lower body exercises guys both plyometric I really like this kind of stuff because it's the sort of thing which we feel like that's what I should be able to do if I've got some athletic capacity I should be able to jump and I think practicing those not only gives you that quality you need to be able to do these different things moving different ways have some tools in the locker but it's also going to help to get a workout done yeah exactly and not only with this actually help you with sort of your running and your efficiency and your economy of running it'll help you also with your speed and then if you're doing it correctly and paying attention to those alignments with your knee, your hip and your ankle it's also going to help you to be a little bit more robust with that lower body in terms of injury prevention for if you're a runner or if you're doing running as part of your OCR obstacle course racing work and training perfect so throw some of these at your program guys they might be using them already just go back and re-look at the technique again move with precision and control and hopefully you're going to feel those benefits of having some climate training for your lower body and hopefully we'll see jumping around somewhere till next time Pasta Smith


Phelan chronic bronchitis, often known as phelanasma, is a condition that affects the smaller airways that branch out from the trachea and cats, windpipe. These branches, known as bronchi and bronchioles, allow air to be transported into and out of the alveoli, which serve as oxygen exchange sites. Inflammation in the airways usually leads to excessive secretions that clog the airways. As a result, the capacity to transport oxygen into the alveoli for distribution to the rest of the body is reduced. Thus often, the bronchi may shut due to constriction or contraction of the muscles in the airway walls, reactive airway disease. Although the word asthma is often used to represent all kinds of airway illness in cats, it might be misleading. Asthma is defined as the reversible restriction of muscle inside the bronchial walls. Some cats have genuine asthma, whereas others have bronchitis as a result of another condition, bacterial, viral, or fungal infection, lung parasites, heartworm disease. Bronchitis is characterized by inflammation and swelling of the bronchial walls, leading to constriction of the airways and obstruction or blockage of the airways by mucus plugs or other secretions. Bronchitis can be acute, short-term, and cause reversible changes in the structure of the airways, or chronic, long-term, generally lasting more than two to three months, and cause permanent, irreversible changes in the structure of the airways. Bronchitis and asthma can develop together. Frugal infections, hypersensitivity disorders, allergies, parasites like lungworms, heartworm, toxoplasmosis, or persistent inhalation of airway irritants can all cause chronic bronchitis. In many situations, the fundamental reason is unknown. Symptoms of bronchitis in cats. The most commonly seen symptom of asthmatic cats is a dry, hacking cough. Coughing cats will squat down low and extend their neck out. If you think this sounds a lot like the position a cat assumes when they are coughing up a hairball, you'd be correct. In fact, the first few times you catch your cat coughing you may think they are coughing up a hairball. The difference being a true cough won't end in a hairball on your floor. Other commonly seen symptoms seen in cats with bronchitis include whistling or wheezing with each breath, usually heard more audibly on exhale than inhale, and an increasing difficulty breathing. This difficult breathing can even progress to the point of open mouth breathing. Open mouth breathing, or panting is not normal behavior in cats like it is in dogs, and if you see your cat suddenly panting you should seek veterinary medical attention immediately. As your cat's bronchitis progresses you may also start to see a decrease in energy, noticing them laying around the house more. It's important to note that cats with bronchitis won't lose their appetite nor will they have a fever. Your cat's bronchitis symptoms may be cyclical, seasonal, or even constant, depending on the cause. Causes of bronchitis in cats. And bronchitis can be caused by any number of airway irritants, allergies, bacterial infections, or even parasites such as lungworm, heartworm, or toxoplasmosis. Determining the actual cause of your cat's bronchitis may not be possible. This is due in part to the range of causative agents but also due to the range of tests needed to rule out each cause. Testing for each individual cause can be time consuming as well as cost prohibitive. Airway irritants can include things like cigarette smoke, perfume, carpet cleaners, scented laundry detergents or fabric softeners, and even essential oil diffusers. Hello. This video is sponsored by Beemix Pets. Are you looking for high quality cat collars at an affordable cost? Check out BeemixPets.com. Use coupon code KittenLife, to get 20% off. Bronchitis in cats diagnosis. Diagnosing asthma and bronchitis in cats requires ruling out other diseases that cause respiratory signs. These diseases include infectious pneumonia, fungal, bacterial, parasitic, feline heartworm disease. Cats are hosts for the canine heartworm disease parasite, primary lung parasites, and cancer, either a lung tumor, or one that has metastasized, or spread to the lungs from elsewhere in the body.  These tests will assess the general health of the cat and may provide clues as to the underlying cause. One type of white blood cell, the isinophil, is commonly associated with allergic events or parasitic disease and its presence supports a tentative diagnosis of asthma. Elevated blood proteins also occur in some affected patients. In some cases, special tests will be performed on stool samples, looking for evidence of lungworms. Additional diagnostic tests may include the following. Heartworm test. This is a blood test and should be performed on any coughing cat. This is often performed in conjunction with feline leukemia, FALV, and feline immunodeficiency virus, FIV, tests. These tests are helpful in determining the overall health of the cat. Thoracic radiography, chest x-ray. There are several characteristic changes seen on lung radiographs in cats with asthma and bronchitis. Radiographs can help eliminate other lung and heart diseases. For instance, feline heartworm disease and lungworms create specific suggestive lesions that can be seen on radiographs. Bronchoscopy with cytology and or culture. Bronchoscopy is a procedure typically performed by a specialist and allows the veterinarian to visualize the airways of an anesthetized cat with a small fiber-optic scope. Samples of the mucus and cells lining the bronchi may be obtained for examination under the microscope and for culture. Tracheal lavage. The pet is usually placed under sedation or anesthesia, and a thin, flexible, sterile catheter is passed into the area being investigated. A small amount of sterile fluid is flushed forcefully into the area and then promptly suctioned or aspirated back out. The recovered fluid contains mucus and a small number of cells that can be cultured for microorganisms and examined under the microscope. In most cases, a single underlying cause cannot be identified, despite a complete and thorough diagnostic workup. Even when the underlying cause is not identified, many cats can achieve a reasonable quality of life with medical management. Bronchitis and cats treatment. Once other diseases are either identified and treated or ruled out, treatment for asthma and bronchitis can proceed. Most cats with asthma and bronchitis are treated as outpatients. Since feline bronchitis can be caused by a variety of things and since determining the true cause can be difficult, treatment takes a multimodal approach. This may include medications, diet, and avoiding potential allergens. Medical treatment may include bronchodilators such as albuterol and corticosteroids such as pridnisolone. These will help to open up your cat's airway as well as decrease the inflammation in them. Just like in people, bronchodilators are usually administered by inhalation. Believe it or not, there are inhalers manufactured for cats. Your vet can help you and your cat get acclimated to their new inhaler system in no time. Avoiding airway allergens can mean different things depending on those present in your home. Using your laundry detergents to a dye-free, fragrance-free variety, especially when washing your cat's bedding is one step. If your cat's litter is particularly dusty, switching to a low-dust, fragrance-free litter can help keep their bathroom habits allergen-free as well. Of course, all cats have different litter preferences, so keep an eye on your cat's bathroom habits to ensure they like their new litter. Installing air purifiers and filters throughout your home can also keep airborne allergens to a minimum. A cat with bronchitis may benefit from a limited ingredient or hypoallergenic diet. Although it's not the most common manifestation of a food allergy in cats, if your cat's bronchitis is due to an allergic response, choosing an allergy-friendly diet may help manage their symptoms. Feline bronchitis can sound like a scary diagnosis at first. Although it is a disease process that may not be fully cured, it is one whose symptoms can be managed. If you have concerns about your cat's risk of bronchitis, speak to your veterinarian. If you enjoyed this video, kindly press the like button. Also don't forget to subscribe with notifications on, so that you don't miss out on videos like this. Thank you for watching.


Hello everybody! A lot of people asked me where I disappeared in the last month and why I didn't release any videos in the past month. So in this video I will explain you and I will show you exactly what I did in the last month and why I disappeared. Before we get started don't worry the videos will get back right now and I will continue release free drop swing videos on our YouTube channel regularly so don't worry you can check it on our YouTube channel, Instagram, Facebook and all of our different platforms. So the third thing which I did in the last month was to create 35 different eBay stores. 30 of these eBay stores are working with the strategy which we showed on our last webinar which we created. Why? Because I really believe that this is the most profitable eBay drop swing strategy in 2019. On the other five different eBay stores and checking five different strategies on each of these stores different strategy. After we see that one of the strategies is working great we will release the strategy and show this on another webinar or on our YouTube channel. So don't worry great things are coming for some of these stores the results are already amazing. The second thing which we did on the last month is that we got an account manager on eBay. What does it mean? We have now someone which we can ask him any any question that we want. He followed up our stores and he tells us what we do great and what we do not good and then we can improve and then I can also release these tips to the Rochebin community. The next thing which we did on our last month is that we teached one more mentor in Autodesk so now we have three mentors Clayton, Zvika and Ron. Ron had an amazing result so he became from a student to a mentor. The next thing is that we had our amazing webinar which was actually shocked it actually shocked me because the room was full 500 people and I really didn't believe that the room was will be full so we didn't increase the room but all of the people already got the recording so we can also get this under this video sorry for those who lost the webinar live because it was really important to be live but next time remember when I tell you on the emails or on YouTube that something can be full or the room can become full come on time so we will not lost it because actually four minutes after the webinar started or three something like this the room was full. By the way something amazing there around 15 minutes before the webinar started the room was already with 200 people which was crazy and I really appreciate how the workshops want to succeed. The next thing is that we had some new features in Autodesk which we will release on other videos some new suppliers and some new suppliers which also coming which we are working on and the next thing is our blog. Our blog will come back and will have a lot of high quality content which we are working on we added some content writers to Autodesk which we released this blog post for sure I'm managing this content and I will give you the best value on this blog. So see you on the next webinars a great period is coming now great session of many very interesting videos see you on the next videos don't forget to subscribe to our youtube channel bye bye


Next question is from s powers 28. Do you choose your weight based on RPE or simply aim for whatever you lifted during your last workout? Yeah, I so RPE is what rate of perceived exertion. Yeah. Um, you know, and they give it a name or whatever. I, I, I move toward more towards that than anything. Why? Because the way that I feel each day can change. And so if I go into the workout saying I'm going to train at 70% of my one rep max, and I feel a particular way that, you know, maybe doesn't back that up, then I'm going to follow how I feel. The only time I like percentages based off of maxes are for specific types of strength athletes like power lifters, where I think it has more value. But I think for most people you should go off of your perceived exertion because, you know, 10 reps with 200 pounds may feel very, very intense to you one day. And another day it may feel a lot easier. I feel like this is just another example how are the fitness space loves to over complicate things.  And you're, and you have a peak date and you have a peak and you got to compete and stuff like that. Like I never measured percentages like this and like took my body to the ultimate peak level of the way it looked wise, fitness wise. Like I just think that someone hears this and they're like, oh, where I got to figure out what I need to put on the bar here. And I'm not sure I did this last week. So what should I do this week? It's like, whoa, dude, like, how do you feel? Yeah, it's not that it's not that crazy. It's like, literally, you have a pretty good idea of what you think you could do, right? Okay, let's put that on the bar. Let me not do a set. How do you feel?  Was it really easy? Like, where are you at? Should we cut back on some weight?  I mean, it's, it's really simple. They think that they're making it easier by like sort of standardizing these things. Like, like simplifying it where they made it way more complex.  So you have to do that. That comes with experience, you know, every time you go to approach weights, like your body, you, you understand that you have different days where you feel stronger and different days. And there's multitude of factors that contribute to that.  And they've tried this with HRV even in the, you know, just because the science has helped kind of guide it, but it's just not perfect. The way I always teach clients is like lean towards lighter. Okay. So always put on the bar a little less than what you think you could do for that set. Because the goal is to be two reps short of failure.  I could have put 50 more pounds on this thing. Slow the reps down. Literally just slow for the intensity you were looking for. Yes. So if you were looking for an intensity that would be struggling at eight, nine and 10 to get it done, but you feel like at five, six, this is way too light. I could have put 50 more pounds. Slow the tempo down. Dude, go way slower. People need to go. People need to understand that I could, I could make 60 pounds feel like a hundred pounds very easily through focus, technique, tempo, and make it just as effective. So that's a, that's a great advice. Here's the thing that I think, uh, is important to communicate to people. It's not just how you feel going into the workout, but how you feel as you're working out. And I have to say this, cause I've had people go into a workout with a particular mentality and then ignore their body, the whole workout, like they, oh, I'm supposed to do eight sets of squats. I feel really good. And they buy the numbers and pushing through. Yeah.  Like you can change your mind halfway. It happens to me all the time in both directions. It's happening to me before I start a workout feeling like, oh, you know, I'm a little tight. I don't know. And then halfway through, I'm like, no, I'm feeling good. And it happens the other way too, where I start to back off. Like that's the ultimate guide is how you're feeling at any given moment and pay attention to that. And that's what I mean by, here's the fitness space over complicating stuff and throwing acronyms, thinking that you're simplifying.    But the general population, that's not their main focus. They want to lose some body fat, build a little bit of muscle, be healthy, move better and like getting caught up and hung up on stuff like this. Waste of time. Yeah. It's a waste of time for 95% of you.


Previously on the Tour de Mont Blanc series. We reached the highest point of our Tour de Mont Blanc trail at the TMB variation of Gaulde Four. We're at the highest point right now! We crossed the border of France to Italy. We made it! After climbing 1500 meters and descending 2000 meters we reached our first hut in Italy. In 10 episodes we will take you around the Mont Blanc massif through France, Italy and Switzerland. This is the Tour de Mont Blanc. Buongiorno! It's our first morning in Italy and we woke up in a really really nice hut. After a really long day yesterday the map said that we had like 27 kilometers but it turned out in 32 kilometers of hiking and filming but it was a really beautiful hike and we were lucky that it was like really long so we could hike to like eight. Yeah the weather was perfect actually they like the forecast was bad but it was sunny all day so we were very lucky with that. So if you missed yesterday's episode whoa it was crazy beautiful. So if you haven't seen it make sure to check that one out. Today we have a short day first a 700 meter descent to Cours Marieur which is the first big city on the Tour de Mont Blanc in Italy where we're gonna do a nice lunch. Maybe something to drink? Probably yeah I'm really looking forward to it because we can buy some fruit there and supermarket as well and we supply on our snacks and yeah I'm really looking forward to the descent. Yeah and after the descent it's an 800 meter climb to Refugio Bertone which is four hours from here and that's where we're gonna stay the night as well. How are you? I'm feeling good but there's thunder and now right now we're still in the woods but we have like a next climb which is like in an open field so right now we're counting the thunder and the lightning just to be safe. We made it safely to the top we're really happy but it's very strange look look there's blue skies and behind us whoop dark gray clouds but we're finally there now check into our hut and we booked a private room tonight so chill rest for a big day tomorrow. On the next episode of the Tour de Mont Blanc series we have another big day ahead of us as we are making our way towards Switzerland. This stage is supposed to be one of the highlights of the Tour de Mont Blanc with constant views on massive mountains on the Italian side of the Mont Blanc. Some very bad weather is predicted in the afternoon and we will have to cross a big mountain pass to reach Switzerland. Will we make it in time before the storm? Stay tuned and find out.


I'm Marcia Joyner and we are navigating the journey. Navigating the journey is dedicated to the choices that we have in life and to respect those choices. And our lives take all kinds of twists and turns and for those of you that have been with us you know how many different paths we've been. Today is, it's a new path for us and yet it's an old path, one that we've all, some of us have been down. And that is today we have this lovely, lovely young lady who is a cancer survivor, breast cancer and well now we're going to let her tell the story, I'm not going to tell you the story, but it's heartbreaking. I want you to know that. And so, Asia? Hi, I'm Asia, I'm very old and I'm a cancer survivor, I wrote down four years for Jesus and when I got diagnosed in 2015 I didn't think much of it. I just thought it was a cyst because I was told breast cancer doesn't hurt. So in my mind I'm like I'm going to go check on it, it took me a while, my husband had to force me and I finally went, did my mammal and then I was told oh we have to take a biopsy so my biopsy done and they said we'll get back to you in a week. Well I didn't get my results in a week, it was like the next day my doctor called me and gave me my results and I was just thrown back and then I was like you know I sat there and asked why and then cried a little bit and then I just picked myself up and said you know what, this is not going to beat me, I'm going to fight this and with the grace of God I beat it, I'm still cancer free, thank God for four years and it's just been a journey, a really rough journey now you know plateauing but within that you know I've suffered a lot of nerve damage having to endure chemo and I thought when I first had my experience of my hands being numb I thought. That's from the chemo? Yeah from the chemo, I didn't know that and then when I found out from my doctor okay that is some symptoms and then after the numbness went away then I was getting sharp shooting pains in my fingers and in my toes and I was like wow is this going to be forever and from what I got from my doctor was it may go away it may not go away and this is four years on I'm still suffering with that you know sharp shooting pain and so I was homeopathic before cancer so I did chemo to beat the cancer and I did tell my doctor that I'm going to fight to keep cancer away homeopathically because that's what I choose so when I found out and had more research about TBD and marijuana and how it can be a it can kill cancer and how it can be a cancer prevention I was like that's great because the side effects there is none it's a plant. A female plant? It's a plant and it's not something man-made which I really like you know so I was like you know this is my this is what I'm gonna do I also do some other things to like vitamin D drip you know I take some supplements and I do other homeopathic IP treatment to keep it away. Keep it? Yeah so now and you have a baby? Yes I do she's my miracle baby. Miracle baby? Yes I we was trying for years prior to cancer and when I got diagnosed I wanted to freeze my inks so I could have potentially have a baby after but I couldn't and that was heartbreaking because it my cancer was dependent on my estrogen so I would have to take all these hormones at that time would not be good for my cancer so I just let it in the good Lord's hand and lo behold he surprised me and my doctors.  Yeah he's 22 months as of yesterday. So now tell us what happened with with you and why you're here? Well okay so when what happened was I had got searched through TSA um prior to going to the airport I was informed by by caregivers and people that have the license that hey if you take three grams you'll be okay you're not breaking you're not breaking the law. I was like okay is that good with my license is like yes I was like okay so I didn't think much of it I say I got my license I met I waited it was three grams okay we're good put it in my carry-on which is my baby's bag and we went through everything was fine but I guess it really smelled the flower. Well the medicine really smelled so they ended up checking my bag so I they found it and I say oh I have my card my medical license for that I gave them that and gave them my doctor's name the TSA yeah they made it so hard for me they they made me feel so embarrassed I felt judged I mean they made me feel like I was a criminal like really I'm showing you my license that I pay for that I pay the state for and this is three grams and you're treating me like if I had like a whole load that I'm bringing in which is not the case and I was just gonna go to go work and I was like missing almost missing my flight and I had to then wait for the sheriff which took some time and the sheriff was really nice he's the one that told the TSA because my baby was crying and they wouldn't let me get the bottle out of her bag and so the TSA the sheriff then said hey she's not breaking any laws right now she has a right to go get the bottle for her baby let her go get the baby's bottle so finally he did that but he did tell me that he has to confiscate it I said why I have my license and he says because the state law and the federal law is different and your license is for state I said yeah but it's three grams I said what am I gonna do there is no dispensary at the time on Big Island there was none I said so what am I gonna do and he says I'm sorry he says but if you don't give me or surrender the marijuana then when you arrive in Kona we're gonna have you arrested and CPS will be involved take the bait yes oh my god so when I heard that I said you know this is not worth it I'll suffer it's fine I gave them I signed the paperwork saying that I was like I acknowledge that I surrendered my medicine that they have my ID that I gave them my marijuana license and I had to sign off on the papers before I could leave and it was just it was just it was just nonsense to me you know what I mean it's not like I went there through TSA without any medical license I have my license I pay for it so how is it helping me I that's the thing I do not understand and that is the state will issue your card yes everybody in the state that's qualified if your doctor says for your pain this is what you need and there's only eight dispensaries in the whole state exactly and if you let's say you lived on Molokai mm-hmm there's no dispensaries and you buy your cannabis mm-hmm at a dispensary on Maui mm-hmm now you got to go home mm-hmm so now you got to fly because that's the only way to do it mm-hmm and if you're taking it during the day and you live on Molokai you come to Maui to work then you go home and back and forth back and forth every day and now they say you can't do that that is just outright discriminatory I think it's outright ironic because don't we all pay for medical insurance and that with that medical insurance that we pay for it lets us buy prescription medication right which that prescription medicine we can take on the plane you can take now you can take oxycodone yeah and take it on the plane on the plane a man-made substance yes but me because of my choice of to heal my pains that I suffer every day I have because I'm not conforming to Western medicine and I'm doing homeopathic my choice I'm getting scrutinized and I feel that's discriminating it is I feel it I don't want anything like this to ever happen to anybody else but it's an undue burden mm-hmm really on on patients on anybody like I said if you work now you you have a business on the big island yeah I'm here and here mm-hmm so you have to go back and forth what kind of business do you have I have a construction company alvario in Wow yeah look like no I'm I'm the back end I hold the I hold all the you know the responsibilities and the insurance and all that stuff my husband is the contractor yeah and he's the one that goes on the job and gets the job I'm the back end I call myself admin hi guys I'm your host Lillian Cumick from Lillian's vegan world I come to you live every second Friday from 3 p.m. and this is the show where I talk about the plant-based lifestyle and veganism so we go through recipes some upcoming events information about health regarding your health and just some ideas on how you can have a better lifestyle eat healthier and have fun at the same time so do join me I look forward to seeing you and Aloha Aloha I'm Mellie James host of let's mona up Tuesdays every other Tuesday from 11 to 11 30 this show is meant to dive into stories of local product entrepreneurs and how they're growing their companies from right here in Hawaii I'm so thrilled to have our show kicked off and so please join us on Tuesdays at 11 o'clock as we talk to local entrepreneurs and hear their stories joining us now is dr. Clifton Otto and he is a dear dear friend he has been with us since we started cannabis chronicles what a couple of years ago and dr. Otto has been working tirelessly to get medical cannabis off the schedule one list and then to do all kinds of get the state to recognize that 20 years ago the state said we can have medical cannabis and now in the last week the Attorney General seems to not understand or am I missing something here so you're talking a little bit about what's going on with this inter-island transportation yes yes yes so as you know the governor decided to go ahead with the veto of HP 290 yesterday unfortunately and we did our best to try and influence his decision and the that bill itself was basically designed to clarify the right of patients to travel to other islands with their cannabis for personal medical use right now the law actually allows dispensaries to transport to other islands samples for lab testing purposes and actually prohibits patients from transporting to other islands if they are transferring to other patients and there were some problems with the way that our local enforcement is handling our patients at the airport and that's why this bill HP 290 was necessary well it seems strange and we talked about this just a while ago that if you are working on one island and you live on another island and there's no dispensaries on that island then how are you to do and it is legal you've got the card from the state how are you to transport what you buy and take it home well exactly that's that's the issue right there and we're in a unique situation being an island state where patients can live on one island and commute daily to another island in order to make their livelihood so you may have seen in the governor's communication back to the legislature on why he vetoed HP 290 that part of his explanation was that the islands only extend out three nautical miles and so that in that intervening space is under federal regulation which which is okay I mean we might be able to accept that because there is a federal aviation regulation that would specifically allow cannabis to be carried aboard aircraft if it's authorized by state law well that same law that you're talking about also says that you can't transport alcohol oxycodone which is a schedule to and and marijuana it's all in the same law so how can they reach in and say well you can't take that one but you can take oxycodone you can take whiskey and wine no well that that's a very good question and we believe it's because of guidance coming from the office of our Attorney General which is advising the governor that federal law is being violated and so nothing can be done until there's a change at the federal level which unfortunately overlooks the 10th Amendment and the right of patience to accept the medical use of controlled substance and it also applies the supremacy clause when there is no conflict between state and federal law so unfortunately the US Constitution is not being applied properly and also our state law is not being honored well yes and it's and now I'm a layperson but my reading of the 10th Amendment to the US Constitution says that the state has to give the feds the right that the the rights of the state are first and then the state has to give the feds the right so in this case the state of Hawaii decided 20 years ago that we could have medical marijuana and so so I don't know whether the Attorney General has no idea about this or what but reading all of their rationale it seemed to me that the Attorney General did not read all of the resolutions bills and whatnot that have gone into making this industry what it is I hate to say that she's a newbie it is a bit of a perplexing situation because you would think that our state Attorney General would be standing up for state law and recognizing the impact that this medical use has upon the federal controlled substances act and as you said 20 years ago our state lawfully accepted the medical use of a schedule one controlled substance and what our state did not do was go back to the Department of Justice and tell them that the accepted medical use of cannabis in Hawaii exists and therefore our medical use of cannabis program does not violate federal law because federal law says if the substance has accepted medical use it cannot be in federal schedule one well and then why is it well I guess you can't answer that question I was going to say why why is it that the Attorney General doesn't seem to know that however when you look at the schisms between some of these departments in the state of Hawaii the governor of Hawaii is the most powerful governor in the United States he has 18 departments and commissions in his office and yet we have one department that doesn't know what the other department's doing and he obviously doesn't know what any of them are doing you know if the Attorney General doesn't know what the Health Department is doing and the Agriculture Department doesn't know what the oh it's it's unbelievable well well you know Marcia I suspect at some point a decision was made that nothing is going to be done about this issue until there's a change at a federal level and that that has been spread to all the agencies that are involved and so nobody is really able to step back and reevaluate the issue and the state medical use argument and make a change in course based on supporting federalism instead of federal supremacy what is federal supremacy well so federal supremacy is based on the supremacy clause within the US Constitution which says that when there is a conflict between state and federal law federal law preempts state law and in this case where actually the federal control substances act has been designed by Congress to allow changes in state medical use to impact the federal controlled substances act this is an instance where there is no conflict in federal law where actually the federal law was designed so that if there is a change in the state medical use of controlled substance this can this can be reflected in a and a change in how that substance is regulated at the federal level so that there can be harmony between the state and federal regulation of this controlled substances now has medical use Congress never intended that states would be at odds with the federal government in terms of how control substances are regulated well but okay now and what was it Gonzales 2006 that the state supreme the US Supreme Court said that the states have a right to regulate their own medical issues and how is it that that they've overlooked this I mean the fact well 2006 yes and we have the state of Hawaii has made this legal they issue the cards and yet for some reason the AG's office doesn't seem to understand what's going on yes it's a very unfortunate situation especially like you said we've got this Supreme Court precedent that looked at this at a slightly different way it involved a schedule to controlled substance that would the state had decided had medical use in the aid in dying and the Attorney General the US Attorney General sued the state and tried to shut down the use of that controlled substance for that particular purpose and it went all the way to the Supreme Court and the Supreme Court ruled in favor of Oregon confirming what we know from federalism that this is that the the authority to decide the medical use of a controlled substance has been reserved to the states it was never transferred to the federal government and so that gives the state the authority to decide how control substances will be used in that state and that because of the construction of the federal control substances act that directly impacts federal regulation of that control substance within that state well now but we're only talking medical cannabis we're not talking adult cannabis or recreational camera whatever the in phrase is we're only talking medical we're only talking about the fact that this beautiful young lady has been certified by you her doctor that she is eligible to take cannabis for her enduring pain now she didn't we're not asking the state for anything else that's all and it seems totally according to the 1964 Civil Rights Act this is an undue burden in in the title seven I think it is about public accommodations this is an undue burden so you know of course my thought is how do we sue I I don't know what else we can do what where do we go where can we go from here that's that's a very good question and maybe it takes something like that to clarify this maybe maybe we need a judiciary review to clarify the once again this authority of states to decide how controlled substances are used within the state which directly impacts upon federal law yes well you know Cliff it's always a pleasure to talk to you and thank you for introducing us to this beautiful young lady that has a construction company on one island and lives on another and now she's caught in the middle with her need for cannabis to alleviate the pain and suffering that she's going through so thank you again for being with us and yes we will have to find how to do a judicial review thank you sweetheart so much it's been a pleasure meeting you and thank you and we'll see you next time


So let's start with Heart with a Key. Ooh, look, you have the King of Pentacles, beautiful. That's a very stable energy. Either you're giving to yourself or you could be connecting with someone who is an earth sign. Let's see, oops. Okay, oh, okay. So I kind of feel like this person is maybe a bit humble or shy. They don't, they have private achievements. Like they don't put themselves out there to, they're not attention seeking, okay? Little bit of an ego in the sense of like, because they lack a bit of confidence, then they try to have, you know, they kind of like compensate with this ego thing. I don't see that this person is very popular. They're low key. This is someone who is very low key.


Whether you've already been in it for a long time or just getting started, you'll be happy to know the pet niche is one of the most popular categories in the e-commerce world. How popular is it? Well, it makes up more than 30% of the total market share. That's basically a third. In this video, I'm going to share with you the fastest and most reliable suppliers for quality pet products and probably throw in some paw-some pet puns along the way. You've been warned. But before we get to our list, make sure you hit that subscribe button so you can stay up to date with the latest products and dropshipping strategies that will take your online business to the next level. So why dropship pet products? The first reason is high demand. According to Statista, around 67% of people in the US have at least one pet. And it's not just Americans. Pet ownership is up in Europe and the rest of the world too. And it makes sense since people are spending more time at home and realize how much a pet adds to their quality of life. Secondly, online pet product sales covered 30% of the total market in 2021 compared to only 8% in 2015. That's made the pet niche the most popular e-commerce category. So when you see so many stores selling pet products, there's a good reason for it. It's generating them some serious revenue. So now that we know why it's worth our time and money, let's get into our list of the top pet suppliers. First on our list is Chewy. Chewy is a top rated online pet retailer that sells the perfect pet supplies that keeps customers coming back for more. See what I did there? Don't say I didn't warn you. They also have great customer service, they're budget friendly, and they have a large selection of pet supplies. We're talking food, water bottles, flea treatments, toys, and much more. Quick tip, customer service is super important for the long term success of your business. And that doesn't just apply to you and your customers, but also with your suppliers and their service to you. You need a supplier who's responsive and cares about your needs, and Chewy can definitely be that supplier for you. Petco is the largest pet supply retailer in the United States. And sourcing from Petco definitely has its perks. You get a massive variety in products. They offer a lot for small animals that not all pet stores cater to. They cover everything from cats and dogs to fish, birds, reptiles, and amphibians, oh my. Not only that, but they also have free shipping on orders above $35 and super easy returns and exchanges. Next on our list, we have PetSmart. Choosing PetSmart as your supplier offers us some great benefits. They offer a lot of products with over 10,000 of them available online. And they also have great loyalty and incentive programs. PetSmart rewards you eight points for every dollar you spend online. And with those points, you can choose from a wide range of rewards, including pet supplies or gift cards. Our next supplier is Wholesale Pet. And unlike our previous suppliers, Wholesale Pet mainly connects Wholesale Pet suppliers with store owners and retailers. Here are just a few of the benefits they offer. Lots of Wholesale vendors, low and affordable prices, easy returns and exchanges, and they have streamlined order processing. That means your orders will be processed fast and they'll also track your shipments. That will save you a lot of time and help you focus on other parts of the business that might need more attention. Quick tip for Wholesale Pet, make sure to check if dropshipping is supported on the products you're interested in selling by looking at the order terms on their site. Our next two suppliers are PetStock and MyPetWarehouse. The reason I'm grouping these two together is because they're actually both geographically specific for Australia. So for our friends down under or any dropshippers that sell in Australia, these two suppliers are definitely worth working with. Something really cool about both of them is that they offer a smart price guarantee or a price match policy. That means they'll essentially match any Australian competitor's price on identical products. So if you find the same true toy in a different store but at a cheaper price, they'll match that price to make sure that you get the best deal on the market. Now the rest of the suppliers on our list aren't exactly pet specific, but they're still great suppliers that offer a lot of pet related merchandise. That's why next on our list, we've got Amazon. Ever heard of them? You can find almost anything on Amazon. So unsurprisingly, it's also a great place to source anything animal related. They've got a large selection of pet products and you can easily browse through the best sellers, quick delivery, especially with prime shipping and their customer service is great. Walmart is another huge retailer that offers a vast selection in quality pet supplies. They sell top brands like Vibrant Life, Pure Balance, Special Kitty and many more. They also offer next day delivery for orders above $35 and that's a big deal. The sales satisfaction is super important and the faster your buyer gets their order, the happier they'll be. Next on our list is Finggood. This online retailer offers a lot of categories and among those are, you guessed it, pet supplies. The main advantages of working with Finggood are affordable prices, they're super budget friendly, worldwide shipping, they sell in over 200 countries and lastly, they're drop shipping friendly. Finggood actually offers specific benefits for drop shippers such as drop shipping agreements and special discounts. Target is another great supplier worth mentioning. In their online store, you can find plenty of pet products among many other categories. Choosing Target as a supplier has benefits like high quality pet supplies plus every year they add at least 30,000 new pet products to their inventory which means you can keep expanding your store too. They also have the Target red card which is their version of a loyalty card. You get rewards or should I say treats like two free day shipping and it lets you save 5% on most purchases. Last on our list is Fair. Fair is an online wholesale marketplace that connects retailers and manufacturers around the world. So what are the benefits of working with Fair? One is great prices. Because products are shipped directly from the manufacturer, you're buying at wholesale prices and saving a lot of money. Two, high quality merchandise and three, because they're a wholesale marketplace, they offer a lot of products to choose from. Quick tip, I've named a lot of great suppliers for you all in this video but you don't have to choose just one. I actually recommend you use multiple suppliers for your business and here's why. You'll have an even larger product selection. You'll be able to compare and find the best prices and it's always smart to have a few backups just in case one supplier doesn't work out. Alright, that was it. That was our list of the top pet suppliers. The journey doesn't end here though. Now that you've found your suppliers, it's time to find what products to list. To learn more, you can check out our video on the best pet products to sell. Link will be in the description below. And if you enjoyed this video, make sure to give this video a like. Thanks so much for watching and happy dropshipping.


Good morning folks. This is Steve Rhodes coming to you live from the shores of sunny Delray Beach, Florida. This year, 11 name update and currently have most of the U. S indices trading to the downside. The only one that is not as a Semi's are up 23 points. That's about 1% of the upside. Dows off 94. S&Ps off 17. NASDAQ 154 in the Russell is down 18 points. Gold's trading up $3 at $16.52. Silver's flat at $19.66. Lights recruit up 57 pennies. She's trading at $88.94. Natural gas get a nice bid here up $0.44 cents trading at $6.15. And a 30 year treasury is up $17 ticks. $1.21.17 is the print there. Let's take a look at our nine panel market update chart. We begin with the ES mini upper left hand side. Now there's two different profiles that we're using out here. My wife background charts. Those are the ones provided by Ninja trader. So at the top of the daily profile 384650 and the top of the e signal. These are the black background charts have a top of their profile 3897. So so far and you can see that the top of the weekly profile is 383850. The low so far today has been 3840. So you've got support that's holding thus far inside of the ES mini. I would say a close below 383850 says you can easily pull back to 3743 or 3667. Now spot ball tunics is still below its 50 day exponential moving average that puts the sales at the back of the S&P 500. So it should be able to move higher now that support appears to be holding the NASDAQ though the NASDAQ really hasn't done much. Even though it's got that nice by the D point might even be a rosement indicator bottom pattern out there. It struggled and is consolidating with insiders daily profile that range from 11 632 all the way down to 10 917 US dollar index. It's just consolidating with insiders daily profile. That's between 109 81 and 113 38 gold. Not doing much either. Right now it's got support down at the 1641 level. That's a bullish structure daily profile resistance up at 1682 silver. If silver can close above 1968 then you're looking at an A to B equal CD pattern to the upside with the first price projection all being 2040 prices above the top of that weekly profile. And if it can close above it that's 1957. Well it still needs a close above 1968 quite frankly. If we take a look at lights we crude should target the top of its daily profile at 1994. Even though you've got a nice move here in natural gas it's nothing more than a consolidation between support at 568 and resistance at 636. And even though you've got a little bit of a bounce inside the 30 year treasury it's still below the bottom of that daily profile. That means you know it's kind of neutral to bearish 121 25 is the level it would need to close well folks. Stay tuned for the Trader Zed show. But if you're off to start your Wednesday is it Wednesday. Yeah it's Wednesday. Please have a wonderful one. Thanks so much.


Present, hurry up y'all, starring Thomas Mitchell and Phil Serk. Speaking on this bright October day in the year 1924, from the Memorial Stadium at Champaign-Urbana, Illinois. Well, it's Michigan Illinois and the good iron today. Looks like we're in for another battle of the Giants. The kind that always occurs. When the fighting alumni from the University of Illinois dangle with the Wolverines of Michigan, let go with everything they've been saving up for each other. Here's the Wolverine fan. Let's pick them up for a minute. Football watch to victory. Here's Gage Whitman with the reminder for these fall days. Your car will operate more efficiently this winter if you take a few minutes now to rid the cooling system of rust and scum. The quick and easy way is to pour a can of DuPont cooling system cleanser into the radiator and run the engine for 30 minutes or more. Then drain out the dissolved rust and scum, refill with fresh water and add a can of DuPont cooling system sealer to guard against leaks. These DuPont automotive products are examples of better things for better living through chemistry. 55,000 hauling fans for this 1924 homecoming waiting for the opening whistle to blow. But with all the excitement here today, the biggest drama in the best story, centers around a 53-year-old man sitting in the stands just below me. His name, Fielding Harris Yost. This is the first time in 24 years Fielding Yost hasn't been pacing up and down in front of the Michigan bench chewing a beat-up cigar and leading his teams to more Big Ten championships than any other school in the conference. Remember those point-of-minute teams from 1901 to 1905? They played 56 consecutive games without a defeat. Ever hear of Willie Heston in Germany? Schultz, Anne McGuggan and Harry Kipke? Yost made them and many other good iron immortals. And on this day in 1924, he's sitting in the stands just like anybody else watching up with ballgame. I wonder what he's thinking about sitting there alongside a Mrs. Yost. Yes, sir, I wonder how he's enjoying it. And put that cigar back in your pocket. You're not the coach today. All right, dear. Hiya, coach! Why, that's Dan Will. Hiya, Stan! Oh, now I'll see you then. Just get back in your seat and try to relax. Oh, I am relaxed. Hiya, coach! Well, hiya, Dutchman! Hello, coach. How do you feel? Hi, Dutchman. You remember Germany Schultz, one of my old boys? Of course I remember him. Hiya, coach! Willie Hester! Well, whatever, they're good to see you. Say, coach, I hear there's red grains. There's greens lightening. They say it can't be stopped. Hey, if you were in there coaching today, you'd be great. No, Mr. Hester, the doctor said he was not to get excited. All right, unit, I'm not excited. Willie, no man is unstoppable. Remember what they said about Hester Schultz? Well, you and Germany stopped him. I'll say we did. Coach, do you remember the Chicago game in 1907? Chicago, 1907, yeah. I remember. And remember that first Rose Bowl game against Stamford? Uh-huh, I remember. Uh, remember that 70-yard punch Willie made against Ohio? I remember, I remember, boys. I remember it all. I want to go back, I want to go back to Michigan. Mr. Hester, you remember 1901, the Christmas boards dotted every main street, and a long hat pin was the working girls' protection against the villainous male. Yes, this was a memory of 1901 that day when a young man his arms weighted down with two balls in suitcase stepped off a Michigan-Sanctuary. I beg your pardon, sir. Can you tell me where I'll find Mr. Charles Baird? He's the manager of athletics at Michigan. I'm Charlie Baird. Are you feeling healthy? Yes, sir. Well, if you tell me where your carriages I'll dump my bags in.  Five, sir. I forgot to mention the high school team I coached in my spare time. According to your newspaper clippings, all four of those teams won championships. Five, sir. Yes, sir. Mr. Yost, do you think you can produce a winning team here at Michigan? I'll see why not. What makes you so sure? Mr. Baird, there are three things that make a winning football team. Spirit. If your boys love Michigan, they've got the spirit for coaching, and the rest is manpower. We've got over 2,000 male students, 2,000, eh? How many come out for football? About 15 or 20. 15 or 20? Mr. Baird, I'm a football coach, but more than that, I'm interested in physical fitness. I mean, the entire student body. Yes, that's very interesting, Mr. Yost. You see, I'm looking to the days after these boys have graduated and are out in the world. The habits they form in college will last a long time. About the football team. You see, the thing to do is to get them all out for athletics. And that's what I propose to do. At the new model at Michigan from now on, and if I... Oh, I've got two heavy suitcases. Yes, I see. Well, I came on a bicycle. And since you're such an ardent believer in exercise for everybody, you can just cut along beside me. It's only a minor's smile or so to the campus, Mr. Yost. It's right up the hill. This team out on the field for a practice session. Listen, as they meet on them, I'm gonna love a mic. Hurry up, hurry up, hurry up! A reporter made sports history by changing a man's... You see, the new coach put his men through the paces. They say his name is Fielding Yost. This is undoubtedly a misnomer. As far as this reporter is concerned, that man's name is Hurry Up Coach Anand Rose. God, when did you get in, Willie? Oh, about an hour ago, Coach. An hour ago? Yes, sir. Hey! Hurry up, hurry up! Wanna drink a water? This is the Michigan bench. I understood, your coach, only. They sent me into this game four times, and I'm not going in again.  Well, there's no chance am I getting killed. Move over, please. To the play on the score Michigan 49, Stanford nothing. The Stanford coach crossed the field of the Michigan bench. This is Yost. Yes, sir, I see much point. Continue on this game. Here, let me get this straight. You mean you don't want to play anymore? That's right. We don't want to play anymore. Information, and Yost was playing quarterback. A Dutchman? Yeah. On this play, the end comes around as a decoy. The half-back fades and comes around with them. Well, the quarterback takes the pass to the end and hands the ball. Where's the ball? Our unit. We haven't any football. What do you mean you haven't any? Come here, sonny. Listen then, ladies and gentlemen, because you never heard anything like this. 19-1 to 19-5. Total points, an 821. Michigan is going to have to find an athletic plan in the country with every conceivable kind of equipment. I'm trying to meet Coach, but who's going to pay for it? Football. Charlie, when I came here a few years ago, these stands at Regents Field seated 800. Now you'll pick them up until they hold us at 4,000. And in a couple of years, you'll pick them up again until they maybe, maybe they'll hold 10,000. And that won't be enough. Coach, if you were anyone but you telling me this, I'd put in a call to the booby head. Charlie? Someday we're going to build a real stadium here at Michigan. It's going to seat 50, maybe 75,000 people. Who's going to pay for that? Football. Fielding, I think I will put in that call to the booby head. Wait and see, Charlie. Wait and see. Coming to Thomas Mitchell as Fielding Yos with Bill Stern as commentator on The Cavalcade of America, presented by the DuPont Company, makers of better things for better living through chemistry. He wrote articles about it. He talked about it.  He told everybody about it. Coach, will you pass the bread, please? Certainly, professor. See, I heard your debating team lose last night over at the auditorium. Awful, weren't we? Well, things might have been different if we were up to full strength. That summer, Bill Boy, I could rig this thing seriously, don't you? You take football seriously, don't you? It isn't the particular sports that counts. Of course, I never thought of it that way. So, what's the matter with him, professor? You know, young summer, Bill? I don't know. He's been looking kind of peeky lately. He run down, I guess. Anyhow, he never showed up last night. Wait a minute. It's tall and rangey. He wears glasses on. I know him. Probably doesn't get in a lick of exercise from one year to the next. Exercise? Coach, you're forgetting. Mr. Somerville is the intellectual type. I bet it kept up. Then you ought to have enough brains to take exercise. Coach, he's not the type. By the way, he's a scholarship man. I need in my backfield to Somerville. You're going to put on that uniform of a work out. And tonight you're going to be so... Don't you think? Well, that is. It won't interfere with... By the way, professor, how do you sleep? Me? Got to give up coaching. No more football? Not me, doctor. Why, I wouldn't know what to do with myself. You could go and accept Europe. Yeah, with me. You could visit all those battlefields you're always talking about. That's an excellent idea. But why the battlefields? Are you a military expert feeling? Of course he is. He knows more about the Napoleonic wars than any professor at the university. Ah, you mess. Does this great interest have anything to do with football? Well, you see. Come on. Help with it. Doctor, those old battlefields are an inspiration to a football coach. Why, I've learned more strategy by studying Napoleon's campy... Take the Battle of Waterloo, for instance. No. Napoleon was over here where that chair is. Brutcher was lined up over there near the... He was a businessman who developed a hydroelectric plant in Tennessee. The following year, 1924, one of the greatest football players of all time was running wild. Red Grains, the galloping ghost. And this, as the saying goes, is where we came in. Remember the beginning of this story? We're back to that game. The game that started the old coach in his star pupil's Heston and Schultz reminiscing. And as the first quarter got underway, Red Grains lived up to his advanced notices. I mean, he ran wild as a ghost watched and suffered.  You'll never learn to play football. You'll play football.  You're clear. Get down. He's gonna get very quiet. I can't help it. I can't help it. Great guns. Four touchdowns in the first quarter. Against magic. And I can't stand it. I can't do... I can't... Needless to say, the next year, building eight shows was again in charge of woodball at Michigan. The doctor decided that not being coached was too much excitement for him. You have to do it this way. You don't go in. And you don't let yourself get boxed. You just keep running very parallel with range, forcing him toward the sidelines. Got it, coach. And you won't touch him. You won't even try to touch him. You'll just ooze him out toward the sidelines and out of bounds. You get it? Got it. Now, use your eyes, use your hands, and use your heads and your backs. Against these babies, something happened that never happened before. We had four touchdowns scored against us in the first quarter. That won't happen today. Not if you carry out your assignments. Remember, you're representing a great school with a great tradition. No. Tradition isn't something you can put on like a coat. It's got to be built up day by day. Tradition, now go on out in there and help build it up from Michigan. Play like a Michigan team. Three to nothing. And another well-coached team from Ann Arbor was on its way to another big tent. They looked at each other. It's a football game. Cover the dedication at the Eastfield House. Really? Sure thing. Would you tell me a little about those great point-a-minute Michigan teams that you're in? Not today, Bill. The day I don't want to look backward. I only want to think about this new athletic plant we have right here at Michigan. That certainly is a honey. I hear you build a golf course, too. Yes, and 63 tennis courts and three swimming pools in the hockey rink and everything else you can think of. Know where it all came from? I'll tell the people of America all about you and what you've done here at Michigan. Is there anything special you want me to say? Special? I've been thinking about for a long time. And that's this. That we should never forget that America was developed and settled by a race of workers. And that the human body today is physical work. So the day we must any people develop too large a percentage of idlers, that people has been destroyed. The ability to ourselves and the future, future generations, and do-co finishes, is one of the pleasantest rooms in the house. The youngsters do their homework on the kitchen table. Even Dad tiptoes out to the refrigerator when he ought to be in bed.  Keeping a kitchen clean is a proper job easier. Use a cleanable tablecloth in the kitchen or breakfast nooks and ankle science. They are made in an entirely different way from the old fashioned coated fabric tablecloth. Now it's bonded to the fabric in such a way that it acts and becomes part of it. We've been making them since 1910. Most automobiles had rubberized cloth tops and have record upholstery. For 37 years, the font has manufactured coated fabrics for book bindings, upholstery and luggage, and tontine washable window shade cloth. And now, Fabriolite vinyl plastic coated tablecloths. We think our new Fabriolite tablecloths are the best ever.  They're clean and a jiffy. Fabriolite plastic tablecloths on sale at leading department stores are among Dupont's better things for better living through chemistry. Introduced Janet Graves, managing editor of Screen Guide Magazine. Thank you, Mr. Whitman. On behalf of the motion picture industry, Screen Guide presents a special award to Dupont Cable Cade for its vital contribution to our national life. With the assistance of important players of the screen, this series portrays experiences and achievements that represent the best part of our heritage. Screen Guide considers it a privilege to make this award tonight to the Dupont Cable Cade of America. Thank you, Ms. Graves, for the Dupont Company and for all of us who work on Cable Cade. It presents George Tobias in an original and unusual radio play called Us Pilgrims, The Story of an Immigrant and Thanksgiving. See with us again next Monday night and listen to George Tobias in Us Pilgrims on the Dupont Cable Cade of America. The original music for the Dupont Cable Cade was composed by Arden Cornwell and conducted by Donald Bryant. Tonight's play was written by Arthur Aaron. Thomas Mitchell is currently starring in the Broadway production and Inspector Calls, and Bill Stern, in addition to his football broadcast, may be heard on his sports newsreel Friday night over many of these stations. This is Bill Hamilton inviting you to listen next week to Us Pilgrims starring George Tobias on the Cable Cade of America, brought to you by the Dupont Company of Wilmington, Delaware.


So that was for the background knowledge reminder. Now we will have a look at the XCube AWS 2.0 package. So the overview. So first, let's start with the multi-account registration. This is a key concept that's really important. So the multi-account registration is only one of the possible options to connect to AWS. You can have just-in-time registration, just-in-time provisioning, one-click X519 certificate. All these methods I won't describe today because they are not supported in our package. In our package, the novelty we bring is the support of a multi-account registration. So it introduces an optional simplified registration step where customers can register their device certificate without requiring a certificate authority to be registered with AWS IoT. So this is really important. It means that you don't need to have your device certificate signed by a certification authority. You can sign it by yourself and it will be fine. But the drawback is that each device must be individually registered in the AWS backend. So the benefit is that you have no CA to maintain with a private key or get your certificate signed by a CA. But the drawback is that you need to register your devices one by one. Each certificate must be known by the AWS backend. So the component device manufacturers will be able to offer components pre-provisioned with a digital identity, a certificate, without having to maintain a unique customer-specific CA. So by without having to maintain a unique customer-specific CA, we mean that there is no need for a single CA certificate for all devices. So this helps simplifying and accelerating the device registration process. So it fits quite well with our STSA110 SPL02 profile. It's the generic sample personalization profile where we have a device certificate signed by ST certificate. So ST certificate is not a CA, but it's not a problem with multi-account registration. So what do we gain with that? Initially, you had to manage different certificates for a single device to connect to multiple accounts. With different CA, because each account had a CA. So each time a device was moving from one account to the other, you had to update its device certificate to sign it with the appropriate CA. Now you can easily move devices from one account to the other by simply changing the AWS IoT Core endpoint the device connects to. So this simplifies the device registration process and it helps rapidly moving from testing to production. So for instance, you can register, test and configure a device in a pre-production account, and then you can register and use the same device on device certificate. You don't need to change the device certificate in a production account. So when opting to use this feature, you will also use what we call SNI server name and indication. It will be a string sent by your device and part of the TLS session to route the correct IoT endpoint. So again, what we gain with multi-account registration is an easy way to move the device from one account to the other. You keep the same device identity, the same device certificate. You don't need to have a CA signing your certificate. So I said that it was matching quite well the SPL02 personalization of the STsafe A100 tell. So let's have a look at this personalization. So in the SPL02 personalization, we create a standard profile. It's quite permissive. It's not the more restrictive one because it's made for evaluation purpose. And what is interesting for us is that it's a complete secure production flow. You will create a key pair for your device, a private key and a public key. And this will be securely inserted, injected into the STsafe. So your customer don't need to care for that. This is done by ST in a secure production flow. And in the case of SPL02 personalization, the device certificate is signed by ST's self-signed certificate. ST plays the role of a certification authority. So usually this is not great, but thanks to multi-account registration, the new thing in AWS 2.0, we can register this way because this device certificate will be known by the AWS backend. So how does it work? So let's have a look at the concept of AWS connectivity with multi-account registration. The first thing you do is to receive your STsafe pre-provision. So it's pre-provision thanks to the personalization, the SPL02 personalization. Then on the Amazon Web Services site, thanks to the CLI, the command line interface, or thanks to the web dashboard, it depends on what you prefer, you will create a policy, create a thing. Now that you have created a thing, if you turn on your STM32, it will communicate with the STsafe, which is embedded on the IoT Kit, and it will print the device certificate in a terminal, in a console. You will copy-paste this device certificate in a .pem file, and you will register this certificate on Amazon site. So this is the drawback. You need to do this for each and every device. But the benefit is that you will be able to move from one account to the other. Then you attach a policy, the policy that you created initially to the certificate, you attach the certificate to the thing, you get your endpoint description. So in our solution, but it's not only our solution, that's the way it's working for Amazon FreeRTOS, it's the same for all silicon vendors. You need to update an header file at wsclientcredential.h, and this will give the endpoint to the STM32.  So, XCube at ws2.0 security. So SBSFU is the secure bootloader. So it will provide a security architecture, and it will provide a route of trust to boot the AWS 2.0 IoT application. It will authenticate the application before running it. So this is based on the certificates. It will provide secure services at runtime. This is what we call KMS. It's exposed through a standard interface called pkcs11. And it will rely on STSF-A110 as a secure hardware crypto token for elliptic curve cryptography and as a secure key storage. So we get the benefits from the STSF-A110 secure element. It's used by SBSFU as a route of trust for the AWS 2.0 firmware image authentication. We will extract the certificate from a store inside the STSF. And it's used by XCube at ws2.0 application to connect to a AWS server with multi-account registration technology. So in the STSF, we have a device identity, and we have assets we need for the TLS connection. So the Amazon embed TLS layer is not fully ported on top of pkcs11. So it means that server authentication, for instance, will still be performed on NCM32 side. We will come to this in the next diagrams. So secure IoT device via architecture. So this slide, this is something we have already seen. Well, we have seen almost the same picture at slide number seven. The difference here is the addition of a secure element, the STSF-A110. This brings a better security level as this component is designed to twirl even silicone-invasive attacks. With this element, we have a secure safe to store our secrets, the device private key, and ensure the integrity of key elements, the device certificate. So the private key is really a secret. It will be stored in the STSF-A110 and will never go out of it. The device certificate is a public element, something we need to send to the server, so it will be extracted from the STSF, but the STSF ensures the integrity of it. So in addition to this, the STSF-A110 also acts as a secure hardware crypto element providing electrical cryptography. So STSF-A, the deliverable is a pre-provision STSF-A110. So it's pre-provision with the device private key and the device certificate. In our package, it's integrated with SBSF-U via KMS, so it can be used seamlessly by the application. You do not even notice that you use a secure element. Your application relies on Amazon Freer Tos. Amazon Freer Tos uses Embed TLS for its cryptography. Embed TLS is supported on top of PICACI S11, and PICACI S11 is provided by KMS, and KMS then is doing the routing, either to STSF-A110 or to STSF-A110. We will come back to that in the next slide. So we can highlight that the pre-provisioning in the STSF-A110 is the first valuable asset of our solution. We provide a device that is pre-provisioned securely. The customer doesn't need to care for the private key and its protection. So now let's have a look at the package architecture. So we have our IoT application. So this application can do several things. First, it can print the device certificate. This is a very basic service we need to be able to register to AWS because we need to register this certificate in the AWS backend, as we saw earlier. It can do the TLS uncheck to enable the TLS communication, and it can also do overviewer update. It's relying on Amazon Freer Tos. So that's the new thing with this package 2.0. We have Amazon Freer Tos instead of the Amazon CSDK. And all this is relying on a secure framework brought by Xcube SBSFU. So we have a secure bootloader. We will ensure the authenticity of this application before running it. We have a secure firmware update, allowing us to implement over-the-air update. And we have the QMS, Key Management Services, to expose our cryptographic services to Amazon Freer Tos. So services like HASH, like SHA256, will stay on the STM32 side, but the electric curve cryptography will be offloaded to the STSafe. So it will be ported through the STSafe A110 middleware. And then we also need cryptography in SBSFU. This is brought by Embed TLS. So that's the thing you need to keep in mind. We have one instance of Embed TLS embedded in the application. This is the first binary. And in our bootloader binary, we also use Embed TLS for cryptography. This allows us to avoid using the ST Cryptolib. And this way, we don't need to sign extra documents to be allowed to get this crypto library. And at the very bottom, we have STM32 with all its security features like the firewall, the MPU, the WRP and RDP to bring security at the STM32 level. And we have the STSafe A110, which will embed our SBSFU certificates, the device certificate. It will do the job for the electric curve cryptography. So creating, generating signature or checking signatures. We also have the possibility of using a TRNG and TLSFAMeral key. In the version 2.0 of the package, this is not used. So handling the TLS assets. So looking back to TLS example, we have an architecture that allows us to use the silicone security features to build a trusted environment to protect access to critical keys and credentials. So on the MCU side, STM32, we have less critical information like the endpoint credentials to which server we must connect. We have the server CIS certificate. This will be used to authenticate the server. And the critical element, the critical TLS assets are stored in the STSafe A. This is our device certificate. It's not a secret, but its integrity is important. And our secret, the device private key. And in addition to this, all the cryptography operations will be run on the STSafe A side. So it means that the key will never be exposed out of the secure element. That's really a valuable asset because it gives a much better security than a solution with only the microcontroller. But on an MCU like the STM32, we have some security in here because we can use the firewall and we can separate secure enclave from the normal code to reduce the risk of malicious application accessing the keys directly. So KMS will run in the secure enclave. It won't be mixed up with the application. So it's some trusted code. It's not as good as STSafe A, but it's a good level of security for a general purpose microcontroller. But of course, the STSafe A110 can twirl silicone invasive attacks and it allows to offload the electric curve cryptography. That's the benefits we have. So TLS communication. Oh, I put it the other way around compared to the other slide. So this time, the device is on the left-hand side and the server is on the right-hand side. So what will happen? Our device will send client Hello to the server. The server will send the server Hello with its certificate. It will send the client certificate request and all the elements we need to do the key exchange. So this server certificate, we need to verify. So STM32 will verify the server certificate. It will verify the certificate chain because the server certificate is signed by root CA and this root CA is embedded in the STM32. Then as the server asks for our client certificate, we will retrieve this client certificate from STSafe A. So it's okay because it's a public information and this certificate we will send to the server. But we need to prove that we own the private key corresponding matching this public key. So what we do is that we ask STSafe A to sign a hash proving that the device has a private key and this certificate verify we will send to the server as well. So as you can see, we have IP communication between STM32 and the server and we have a nice QRC secure channel between the STSafe A and the STM32. Then we move into encrypted mode and we exchange encrypted messages as we saw earlier.


Business class versus economy class. Business. So we would like to offer you some free champagne. Oh, economy. You have some straws? Business. We have a choice of 2,000 movies for you, including those currently in the movie theater. Economy. We have one movie, Jaws. Oh, classic. Jaws, part four. Ow, in Chinese. Of course. But subtitled, in Cantonese. Why? Business. Would you like some silk blankets, maybe a pillow? Also, your seat can be angled all the way down like a bed. Economy. I'm very cold. So, business. Here is our menu. You can order any time after takeoff, until landing. I will have the truffle with truffle. Would you like to season it with truffle? Economy. Chicken or fish? I'm not actually hungry right now. Oh, thinking we're above the others, are we? We're eating now. There's not the choice. So, chicken or fish? Fish? Cool, chicken. Business. Did you ring? Economy. You like the seats? It's comfortable. Thank you for your business. You know, if you're enjoying everything, just... Can you stop that? Business. Economy. I'm sorry. In here, it's a bit noisy and a bit cramped. Would it be possible to upgrade? Sure. Let me ask. Hey, everybody. There's a passenger here who paid the same price as you did, and he would like a taste of richness. What do you think? No. Sorry. There's democracy. Business. Sir, would you okay if I pulled your blind down so that the sun doesn't get in? Of course. Economy. Pull the blind down. It's okay. I just want to see outside a little bit. No, you don't. No, you don't. It's a sky. You've never seen a sky before? It's blue. It's nothing like your future. Boom, in your face. Business. This is the best seat in the plane by the way. Look at this leg room. Economy. This seat is... a seat.  Sorry. Oh, business. Would it be possible to change seats? Of course. Economy. No, you stay here. You know you could have selected a window seat when you booked on our website? Well, I used a different website for the discount. All right. Being cheap, I see. Okay. And now you will pay the price of a cheaper price. Business. This way, sir. Thank you. Let me help you with this. Economy. Stuff, huh? Too short to reach, too. Someone should really help you. Oh, sir, I'm sorry. Sir, let me. Please, let me. Business. Thank you very much for flying with us, sir. I will see you tonight when my rich person business meeting is done. I'm so rich. Economy. Bye, bye, bye. Bye, bye, bye. Come on, bye. Who spilled this? Who made this? Whose baby is this? Whose baby... You know it's going through a trash, right? You guys know that?


I've been talking a little bit about the VIX 90, which is the nine-day VIX. So if you're familiar with the regular VIX, the regular VIX measures the at-the-money options of SPX 30 days out. So the 30-day at-the-money SPX options is what the VIX is calculated on. So if we're putting on trades 25, 30, 35 days out, looking at the regular VIX can be a decent thing to look at just from a standpoint as a reference to what overall volatility is doing in those options. But if you think about our shorter-term strategies, like the TGIF is a perfect example, we like to put these on between three and nine days in the front week. And so is the 30-day VIX really the best indication of volatility? Probably not, but the nine-day would be a better indication, right? Because that's a shorter term. And so one of the questions was, how am I using VIX 90 to make my decisions? Well, I'm using it the same way I use the regular VIX. It's just to be used as a reference. The difference is sometimes you'll see the regular VIX might be positive. It might be expanding, whereas the shorter-term nine-day VIX might be contracting. So we like to put on these TGIF trades on days when implied volatility is contracting. So I would put a little bit more weight in that 9D to reference, okay, is implied volatility contracting today or is it expanding? I would note that 9D is a little bit more of a heavier weight as far as just determining whether implied volatility is contracting or expanding. So that's pretty much the extent of it. One other thing to mention while I'm on that topic is there's also the VIX 3M, which is the three months. So that measures the at-the-money options of SPX 90 days out, okay? So if you are part of our option selling and you're doing some of these longer duration short strangles that we trade, where we're trading them 80, 90, 100 days out, that is going to be a better indication of what volatility is doing at that time frame. So it's just a matter of kind of matching up the duration of volatility with the options that you're actually trading.