Hello there. My name is Melissa Armout. I own a company called the Stock Swoosh. Today, I'm going to talk about a topic, ways to make money with your cash. If you would like more information, you can email me at melissa at thestockswoosh.com or feel free to give me a call at 929-3200 gap. So we're going to compare today. I'm going to make two comparisons. One, day trading versus putting money in a certificate of deposit at a bank. This was Fred. It was a day trade that I did back at the end of June. And it was a short. I'm not going to get into particulars here about my trading methodology. However, I like to short stocks, which means I predict the stock price will drop, and I take the position. The stock price drops, and I make money in the drop, and then I exit the trade. So Fred, I predicted it would drop and price, shorted it here, and got out in here, made the money in a few minutes, just five minutes here. This is a one-minute chart. This is a chart of Fred. So here's 930. Here's the open. Here's 935. Take the trade, put the stop, get the drop. Boom, I'm out. Profit. If you want to make money with your cash, you can also put money in a bank. Current interest rate is 1.4% APY for a one-year certificate of deposit at a bank. And this varies. Actually, a five-year CD, if you can even believe it, is not much more than this. 2.35% currently as of July 6. So if you wanted to put your money in a CD and have it locked in for five years, you'd only earn 2.35%, which is absolutely crazy. In fact, it's almost embarrassing to the people at the bank when you ask them what their interest rates are. Not only for CDs, but money market savings accounts. When I ask at the bank, they never want to tell me. They want to skirt the issue. It's just the interest rates that you can earn at a bank right now are so, so low in 2017. So what are your options to take the money that you have and make it work for you? Option number one, day trade. One trade a day and make the money in a few minutes. So for example, Fred. Fred was a play of the day last week. Fred entry was you shorted the stock at $9.40. If you had shorted 5,000 shares of Fred at $9.40, it was a cost in buying power, which you would have needed margin in a day trading account of $47,000. That's not $47,000 cash. That's $47,000 in buying power to take the position. I'm gonna explain in a minute. With a proprietary day trading account, it's a 10 to one margin. So you would have needed $4,700 cash to trade 5,000 shares of Fred. That's effectively what you would have needed if you wanted to take that big of a position. You could have taken less. You could have taken 100 shares. But I'm using this as an example, okay? So the profit that you could have made in Fred, taking 5,000 shares shorting it and the exit that I called in the trading room to get in and get out, to enter it at 9.40 and get out of it at the target, which happened in five minutes. You could have made $2,150 in five minutes as a day trade. Now there's risk involved. Even though I put in stops, if the trade fails, I would lose money in this. I would not have lost $4,700. I would have lost my risk, which is a difference between the entry and the stop. Again, I'm not gonna get into the particulars of that now. However, I usually risk about $1,000 per trade, sometimes a little bit more. Right now, today, I'm talking about how to make your money work for you, though, taking the money that you have in an account and taking trades like the Fred and making it work for you to flip it around. Because in this case here, you could have taken $4,700 and almost made 50% of your money in that trade with the cash that you have to take the position with the buying power that's required. Now, option number two, you could have opened up a CD at a bank and waited a year. That's an option too, if you did the one-year CD. Option number two, you opened up a certificate of deposit at a bank for one year. Current one-year CD rates are 1.4% APY. You would need, though, $150,000 cash to be invested in a one-year CD to earn $2,100 at 1.4%, which is the current APY, and that's a good rate, actually, for a one-year CD right now. You would have, then, in one year, July 6th, 2018, $2,100. Most banks carry FDIC insurance, which is completely different than day trading firms. They involve risk, although some are civic insured, so that is the difference. But what is the difference of timing and cash investment is huge, it's massive. To take the trade in Fred, you would need $4,700 cash. To take the trade, to take the CD, to make $2,100, you would need $150,000 in cash. Big, huge difference, massive difference, and not only that, the timing. So the freight trade, you would have the money in five minutes and in the CD, you would have to wait a year. So taking the money that you have to make it work for you, what is the best case scenario? The cash needed to make $2,150 is only $4,700 in the day trade. And the cash needed to make $2,100 in a bank's CD is what? $150,000, okay? So the fact is that day trading can be very lucrative, which is one of the reasons I do it, besides the fact that I'm not in trades that long. So to me, I've been trading now for eight years, it's a very fast way to make a lot of money, to make thousands of dollars, which is exciting. The reason day trading though is so lucrative is that you can make $2,150 in five minutes instead of waiting a year, and you don't need $150,000 to do it. So why doesn't everyone day trade? Okay, this is the point. Why doesn't everyone day trade? Now, Fred was one example. Obviously, I trade different ticker symbols every day in the stock market, and the cost of those positions are wide ranging. I do not trade penny stocks, and I usually don't trade stocks that are around in buck. So the position size I take varies, although my risk is usually around $1,000, the cost of the stock varies, but this is a good example to show you just how you can take your money and how you can turn it around in the timing and how much you need. There's just really no comparison, even if I took a position in a more expensive stock and made a comparison apples to apples of the amount of money of the profit and the trade, and the amount of money and cash I needed to take the position, it would still be very comparable to this example because you do not eat as much money when you day tree, and you're in and you're out quickly, you're turning your cash around much faster than if you had invested money in a bank and something like a savings account or CD. So why doesn't everyone day tree? Well, people don't know how, that's why. Number one, a lot of people don't even know it exists. They think they have to be licensed or a stockbroker or go to school for years to know how to do it. Also, people that do know about day tree and they're aware of it, they don't know how to do it, they don't know where to start. They also can be very intimidated about day trading. There's lots of information out there on the internet that's free, that's incorrect and wrong. People get led down the wrong paths and then they don't understand it and they become dissuaded in doing it. But the fact is that it is something that you can do to make money, you just have to have a good system. If you have a good system, a winning system, a system to follow that is disciplined like mine because I usually look at one or two stock symbols a day and do one trade a day, two maybe, you can make money, but you have to know what you're doing. So you can learn how to make money day trading. It's just you have to have a good system. And the benefits, like I said, is that you can make the profits very quickly rather than waiting and sitting your money in a CD. So I teach a class, my class is called the Golden Gap Course. This is a full two-day course on how to strategically find pick-and-play stocks that are professional bearish gaps. The class is online. The next class is July 15th and 16th. The cost of the class is $4,999. It's from 9 a.m. to 5 p.m. Eastern time. The class is online. You can be anywhere in the world and take it. If you would like more information and you want to sign up, you can email me at melissa at thestockswish.com. I hope this lecture was helpful. A lot of people don't understand day trading. If you have more questions, you can certainly reach out to me. You can call me as I said or email me too. I'm running a July 4th trading room special for the holiday, expires on Sunday, July 9th. You can sign up for the Golden Gap Course by July 9th and receive the rest of 2017 free in the Stockswish Show Live Trading Room. This is a huge offer to help you make money right after the class.  So this is a great offer. If you're interested, email me at melissa at thestockswish.com or if you have any questions or feel free to call me at 929-3200 gap. Thanks everyone and have a great day.


Welcome back. It's still the breakfast and plus TV Africa set for a first major conversation this morning Of course, you know Nigerians are heading to the polls this Saturday. Yes It will be a fiercely contested presidential vote. This is the most keenly contested in the history of the country Analysts have said that it is too close to call now It will be the largest of aquatic exercise on the continent because Nigeria of course as Africa's Most populous nation will be picking a new president the crucial election comes as the country battles a mirrored of economic and security problems that range from fuel and cash shortages to Rising terror attacks high inflation and a plummeting, you know, locally currency a local currency the Naira Question remains how ready is Africa's biggest country for this exercise joining us to Discuss the issue surrounding the forthcoming election is Shegwin shopping Tom who is a political analyst. Good morning to you. Shegwin. Thank you very much for your time Looking at all the the factors, you know, and all the indices as far as you concerned is Nigeria ready for the elections On the face of it, you know, and if you listen to the various stakeholders, you You could say that we're ready Listening to I-nec talk, you know, I-nec has been very cutting About the assurances that they're ready for the elections yesterday the one of the public relations officials of I-nec had Said that government of Nonsensitive as we've commenced today, you know, so I mean once if the machinery will logistic Machinery of I-nec has been, you know kicked into into into operations as I will speak now So I-nec says they're ready the security services will be mobilizing Including the military obviously because of the History of Nigerian elections and the tendency for violence, you know, it's been it's become necessary in recent elections to involve the military It's not really desirable, but in the entire reality the military has started mobilizing. I'm aware of that The police are also making their usual arrangements to be ready for the elections the politicians the political parties are rounding up their campaigns So, of course, you know Nigerian electorates are also very obviously energetic EGAN ready to go So the only thing that one might want to Express is with regards to the currency redefine policy of the central bank and the chaos And the confusion that we are currently witnessing in the country which regards to that No cash anywhere comparing Small value transactions and knowing fully where Nigeria runs a very significant informal economy Knowing fully well that that informal economy will have an impact in some way on the elections You know, so even I-nec has said the lack of availability of cash could affect them But I want to believe that them being a Government agency would have to find a way to gain access to the cash that they may need to run the election So aside from the cash problem, you know, perhaps I would say that all you know Nigeria appears to be ready and we can only just wait for the last few days. It's two days to the election. So We're good to go as far as one can see All right Let's let's go to that cash crunch as some have called it You've talked about I-nec and the necessity of cash of I-nec to effectively carry out its responsibility of organizing the polls So let's talk about how this this this cash crunch will affect The general elections cost to look at I-nec. We look at the political parties look at the candidates We told that they are allowed by law. I think it was a dog over who said at Asurok that he needs 70 million To prosecute the election in hard copy. He said so they also affected then the people and How do you think this cash crunch will affect the elections? Some Nigerians have been supporting it because they say to limit vote buying some politicians have said they Can't pay that's nothing affects them. They are ready for the election. They have the money They need to prosecute elections and all that so let's look at all all the factors all the the players How would the cash crunch affect the elections? I-nec today they've said on the front pages of the papers that they have access to cash through the CBN government is going to give them cash and that the various state's resident electoral commissioners will be collecting cash new Naira notes hard currency or hard copy rather from the state's CBN Offices, so how do you think this will affect the elections? well I-nec, you know, like like I said, and you've confirmed I-nec should have access to cash if they need it But I think we should also use this opportunity to perhaps encourage I-nec to embrace technology, you know, I You just have to wonder why they need cash The only thing that one can think of is perhaps The payments that they will need to make to their logistic partners bearing in mind that the partnerships that they have with private transport transport, let's say boss owners, transport owners They're not they're not aggregated on that one umbrella So they're dealing with you know individual boss owners, boss drivers and all of that. It's it's very inefficient And I think that I-nec really really needs to look into this And embrace technology, find a way to use technology to aggregate this services and administer every aspect of that check including payments Such that they do not have to rely on cash because once you take that out You know, what else would I-nec need cash for, you know, payments of their ad hoc staff, maybe Again, why would they need cash to do this? Why would they not insist that people provide accounts so they can do transfers, you know And you know, you can go across their entire logistic operations and look at the different components and wonder why they would need cash to prosecute any one of those things But they say they do need cash and fortunately The CBN would be providing cash for them. For the politicians Some of them would like us to think that the cash crunch or the cash Cacity is not going to affect them, but their actions tell us otherwise. The fact that As many as 10 of them have gone to the Supreme Court to compel to force the CBN to continue to Recognize the old Naira notes as legal tender already says enough It means that they have those old Naira notes that they want to spend during the elections and for the purpose of the elections Maybe not only for both fine. Maybe also for payment of their party agents and what have you, you know, and again One would wonder why do you need cash? You know, why can't you do transfers to your party agents, you know pulling unit agents and any other official that you need to make payments to during the elections And if it's for both buying use transfers to to buy the votes so that the police can track you so the police can track you down effective, you know, so Aside from INEC and the politicians then there is the ordinary in Nigeria and Fortunately, there won't be any movement on that day. So the only thing that you can think of that how This might affect The electorate is then preparing themselves for the election day Saturday Of course when you are going to the polling unit, you're going to spend the entire day there You need to go and yourself with water with food and with some basic provisions Maybe some medicine for people that are managing health issues and lifestyle issues You know, so for some people they may need cash to prepare themselves and you know The non-availability of cash may affect them to some degree, but fortunately we still got a few days to go So if they plan that they should be able to find a way around it So the cash situation will have some impact on on on elections and operation for the election But it shouldn't be such that it would be disruptive in nature It would be more of an inconvenience to people rather than a complete an entire destruction of the process Very interesting indeed them Do you expect vote buying to be as arrive as it's been in recent elections because of this cash crunch of the INEC policy and the CBN policy I Am pretty certain that they will see a reduction. I'm pretty sure of it The and the evidence again is there for us to see the fact that The politicians, you know, in fact the all-progressive Congress Who is the party that? Formed the court government has taken themselves to put, you know, it's the all-progressive Congress Governors and the party has taken the all-progressive Congress government to court over this cash policy That is enough to tell us that it's going to affect cash, you know, they both buying I think we need to realize recognize that usually politicians, you know, they are very very Methodical when it comes to elections, they start planning for the next election Right after the completion of the last one So this this a lot of our politicians and I am talking about government officials. I'm not talking of party officials governors Members of the House of Reps members of the heart, you know, the various houses elected officials have been stockpiling cash Towards elections and the cash that they've stockpiled Old notes and that is the only reason I make both to say this and you know It's very important for Nigerians to understand this the only reason that we're seeing this level of Opposition and resistance from political actors towards this currency the design policy is because they know that it Wipe out this cash or cash. It makes it on, you know, non legal tender You know, so it definitely will affect them. So we should see a reduction now Let's not forget that also one of the reasons that there's the scarcity of the new notes Is that the new notes that are being released that have been released by the central bank through the commercial bands I've been intercepted by politicians and that's what's created this custody That's why you don't have the new notes in ATM machines So because of that, we will still see both buying will still see politicians, you know handing out the new notes, but it will not be enough to Prosecute their agenda Adequately, you know, and I think that's why I feel that the incidence of both buying will be reduced to a I think we can say to a significant degree for this elections Quite interesting times to leave it. Let's look at the Security aspect of everything which is quite of interest to you for the conversation of the air And how do you think the security situation in the country will play out? It's been a bit quiet on the northern side in recent weeks Security forces have made some You know some advancement some progress In fight against terrorism, but it's been still quite volatile in the southeast And of course the conflicting, you know orders of sit at home and all that coming from IPUB and other groups How do you think the security situation will affect, you know the turnout of people on saturday voters on saturday? Yes, the security situation is it presents a bit of the conundrum for Nigeria as a country and for these elections for the reasons that you've identified I think the first thing we need to perhaps Recognize is that the preparedness of our security forces Ranging from the police to the civil defense corps to the military Even even paramilitary services like the road safety will be deployed very heavily during the elections The TSS would also be very much active So we we are adequately I would say Significant enough adequately Results as far as personnel is concerned for these elections Another point to note Just like you've kind of alluded to and you have to wonder why There's been so much quiet Up north with regards to banditry and kidnapping in the last three months We really need to wonder we really need to ask ourselves, you know, what has been happening Of course kidnappings are still happening But it's nowhere near on the scale that we witnessed in the last if you if you just Cast your mind back a year for example, or maybe even eight nine months ago, you know Things didn't look so good But all of a sudden there's peace and quiet You don't get to many reports of kidnapping cases and banditry Even herdsmen and the farmers clashes so-called and have reduced and this is a constant Tendency in our various election cycles So there's that on the one corner, but it's a good thing at least for now You know people in those communities that are normally affected by these things can go out and they can vote Knowing that for now they're secure in the in the southeast It's very very unfortunate what's happening there and I say this because there's quite obviously a possibility that Some people will be discouraged from going out for fear or for their safety and for their lives But the military has also been very emphatic and very categorical In saying that they are going to be on ground and they're going to make sure that everybody is safe And the people should come out without fear to exercise their franchise Unfortunately, I would say that leaders in the southeast perhaps have Have handled the security situation with kids gloves in the in in in recent years and had not spoken out very clearly to deal with those Elements that have been creating this this security Problems in that area and now it's coming out to bite them now one of their own sons Is a major contender for the first time in the history of Nigeria? We have or actually since the first Republic we have a person from that axis Being a major contender with a real chance to win his base and the source of his victory Ordinarily ought to be the southeast and the south south and if you then have a station where people in the southeast are unable to Vote freely then you wonder how that is going to affect his chances. You know, so but fortunately for them If I may say, you know, the military has said that they're going to do what all they can To to ensure that people can come out to vote and one can only vote that That happens so that Nigeria can enjoy an election that produces the Winner that clearly is the wheel of the majority of Nigerians Interesting apart from the the effect on voters. I like itself has been a victim of attacks, you know Unknown person so what he's that word and you know, we've seen a neck offices in different parts of the country being Burnt we've seen that I make offices been attacked, you know, PVC scattered away or the offices destroyed Do you think I make me find it difficult to send their personnel at the end of the day when push comes to show On that day to some part of the country where they've experienced attacks on Their personal we know what they are saying. They're ready for the election You know, even though an ionic official said last time that it might be an issue, but they're saying they're ready Officially, but if we want to look at these attacks on some ionic offices in parts of the country, shouldn't this be a Course of concern shouldn't wouldn't this lead to I next say know what at the last minute We're going to hold on from sending our staff to these areas well, I make has Done their own internal review of the various polling units across the country wanted and some six thousand plus of them And they've come out to say out of that one and seven six thousand as a result of potential security concerns 240 of those polling units will not have voters and there will be no voting in those places So that would suggest that they have looked at this and we you recall that a Predominant number out of that 240 falls within the South East region So they've looked at the hottest hot spots In terms of security and they've decided that those places they can't risk Putting their personnel in those places and therefore elections with alcohol there outside of those ones I think elections will go ahead. I think that what you will see I expect that what you will see is that the I-neck will work more closely in those places that are high risk places with the military in particular and maybe with the police as well to Compensate what the potential risk of attacks by ensuring that there's adequate presence of well resource and well-equipped Security forces to ensure that people are safe when when they go out those places So I don't think that we're going to see a station where I-neck would not show up in certain places You know, let's not forget that look the Nigerian state is a very very strong and well-resourced entity and when the force the power the might of the Nigerian state is deployed Against a certain or towards a certain cause. It's very difficult to resist them So, you know, I think that the people that are saying the thing that are saying in the East will be very very well advised to To watch their backs cause I'm pretty certain that The Nigerian security forces will do what needs to be done to ensure that people are safe I don't know. I don't think there's much more than one can say beyond that Aside from that, I would like to perhaps just use maybe this opportunity to admonish leaders the leadership the opinion Leaders in the southeast to be more categorical and clear in their opposition to the activities of iPod of ESN and all other such separatist tendencies in those places You know, this what is happening now for the elections should be a lesson for them In the future, they should speak out, you know, this thing called unknown government is such a strange thing for me when when we had Marauders Attacking people and kidnapped people from forests. We were very United as a country in calling them Fulani Kila Fulani Headsman. We even put a tribe to the name all of a sudden you have people Attacking people in the southeast with same videos. You can see that they're speaking evil And then you still say that unknown government. What does that mean? If you don't name it thing adequately and name a problem properly then how do you solve it? You know, so it's why ironic that this is not becoming a problem for them I think that should be a lesson but all you know, I'm pretty certain that an election will hold in those places properly All right. Look at one aspect of this security situation in them in Adrien elections that we normally would see is the redeployment of a, you know, police Chiefs and CPs and one of the ones I think We can talk about is is in River State where We hear that the IGP has redeployed some of the police officers there, especially The CPs also as well in other parts of the state What are your thoughts on this situation the fact that from time to time we see that Police ships are redeployed is does this have any effect on on the outcome of the election? Why are they redeployed? For instance in the papers today We hear ahead of the general election the AIG of police as AIG in charge of zone 13 Oka Anambra State Butiaro has been drafted to River State Also deployed to River State. This apart from the AIG zone 13 Also deployed to River State for election duties are four commissions of police who are to be supervised by Yaro Then the incumbent CP Okone Fiong was redeployed to Enugu State This is what we hear and this is the same Okone Fiong that some opposition parties in River State including the APC and STP had said there was In bed with the state governor, you know as far as attacks on those Opposition parties were concerned them. So why do we see these in a movement and you know Rearrangement realignment redeployment of a scary operators. I mean River State. This is quite a huge You know and a whole AIG is going to the state and they're sending apart from the AIG Four CP's to work under him for just River State and they send the CP there out, you know, coffee. It's It's an indictment. I think the police must Admit they must erase their hands. You must hands up and say that something is not working in the system if You have to every single election cycle whether it's the general elections or an off-cycle election You always find that the police finds it necessary to rearrange and redeploy and move people And reassign people all over the place and that only says one thing that the police command itself is worried about the Independence and non-partisanship of its officials. It means that they are alluding that this high-ranking officials may have formed alliances with political actors in those locations and They feel the need perhaps based on petitions perhaps based on reports from the field perhaps even based in some instances or requests from the political leadership in those places that Those high-ranking officials have been compromised by some political actor from whichever side of the divide You know that compromise might be coming and this obviously should not be the case the police We recognize that the human beings and have their political preferences, but by training they are supposed to be Friend to all and for to none except lawbreakers A situation where you have to redeploy your officers high-ranking officials for that matter Suggests that you have no confidence in their independence and in their non-partisanship and again, you know that also speaks to you know the Reality confronting of that the current structure of the police in Nigeria of policing in Nigeria Needs to be taking a very comprehensive Miss needs to needs to go on that very comprehensive with you as it stands now With station where you have people from all that locations in the country policing In places where they're strangers, perhaps it's something that we really need to we really need to look into because if this police of officials Locals if they live in the community and they have their brothers and their sisters in the community, you know, they will be Better behaved. They will know that there will be consequences including Damian and shameful consequences. Yeah Yes, sorry to interject because I've been prompted that we will have to go There's a lot to talk about as far as elections are concerned But that's a quick one election electoral violence election related violence is a big problem You know as far as elections in this country are concerned and most times it's The accusing finger is pointed at politicians and the thugs that work for them, you know The Nigerian society situation room after the 2019 election released a report saying an estimated 626 persons Were killed across Nigeria and the six months between the start of election campaigns And the commencement of the general and also supplementary elections 626 that's a lot, you know So, uh, do you think 2020 23 will be different as far as election Values or election relation rated violence is concerned in especially with the use of thugs by politicians It will be different and the reason I say that is because technology has been deployed to a greater degree by any And the politicians understand the implication of each one of those technological elements So by the time you combine the beavers with ira with electronic transmission of results You find that the situation is such that it's almost getting to quite pointless to do those things anywhere that you go and For means trouble or great violence There's every chance that you will also suffer for it because there's a tendency and a potential First that those things you've done can be proven in court But also that in it now by virtue of electoral act 2022 has the power to cancel elections in those places in fact, it doesn't even have to get to the national office of in it the Returning officer for for each of those locations can cancel elections for example where there's overvoting and overvoting is very easy to prove now you know, so I think we'll see Much less incidences or in fact we have seen you know because like you said look the election is just two days away in previous elections Long before the election day itself, you would have been seen violence and we've seen some no doubt There's been attacks from different camps on different camps, but it's nowhere as bad as all we've had in the past And I think it will be better with these elections Certainly, all right. There's a lot to talk about as far as elections are concerned Before you go, what's your prediction? Are you seeing? Maybe a run-off election a second round of voting a stalemate? Or you think it'd just be you know First time lucky in one shot and everybody the winner emerges and who do you think will win? I suspect that we're going to have a very shocking vote and I suspect that we will not have a run-off I think that all the In the calculations and the projections have been suggesting that there might be a run-off because for the first time We have three very strong contenders But I think based on the various factors if you look at the various factors playing out I suspect that we'll have a shocking result and there will be no run-off All right, you've said it I think like Paula did for us and you're speaking in parables Let's see. Let's see how that plays out. Thank you very much for your time Thanks for having me All right, we'll talk some more about the elections as we said Plus cbf guys your television station of choice For round the clock up to the minute coverage of nigeria selections on saturday when we return we'll look at the nigerian Oil industry of course with production said to be increasing the nnpc limited has said They're doing everything possible to end oil theft how possible is that we'll discuss it when we return


In 2020, glee actor Darren Criss and his newlywed wife decided to move on from their Los Feliz starter home to their current crib. Lucky for Darren, buyers were very interested in his former home, selling in a bidding war for over 100K over asking. His new home is located in Hollywood Hills, Los Angeles, and it's a contemporary family sized affair which cost him $3 million, and in this video, we'll check them out. In these videos, we don't reveal any addresses, even though I've done a house tour of my own place, please do not show up at any private residences because it's not safe for anyone. Darren Criss is an actor, singer, and more who rose to fame, starring on the series Glee, and is well known for his lead role on the assassination for Gianni Versace, American Crime Story. In 2019, he married his longtime girlfriend Mia Sweer, and that same year, he used his $5 million net worth to snag them a new love nest in the Hollywood Hills. This property is in a celeb filled and leafy neighborhood, with high hedges for plenty of privacy, and it's a huge upgrade from Darren's former house, clocking in at over double the size. Hey guys, it's Cara the Vampire Slayer back with another exclusive house tour here on Famous Entertainment, this one seeing where Darren Criss calls home. Don't forget to like this video, hit that subscribe button if you haven't yet, and follow me on Instagram to chat. Now let's get into this video. Darren put his starter home up for sale in 2020, I doubt he knew it would be in such high demand. However, the home found a buyer in just over a month in a bidding war, no less. The new owner of the home is a Canadian DJ and record producer known as Frank Dukes, who is behind some of the biggest hit songs, and he spent $1.8 million on Darren's former cottage like home, about 100k over asking. This show, the Darren snagged his starter home back in 2012 for 1.2 million, and it's located in the trendy neighborhood of Los Feliz in Los Angeles. The mid-century home had been upgraded in recent years and it spanned 1,700 square feet of space within a single level. While the home is modest by Hollywood standards, there were also three beds, two baths, and plenty of the cool original features from the 1950s, including the covered car poor out front. Walking in the red front door, Darren's former home had an open-plan layout, including a large living room with high beam ceilings and skylights, made of whitewood to match the walls. This was contrasted with the dark hardwood underfoot while on one side of the living room there was a stacked stone fireplace taking up most of the wall. Other features included a mounted TV, glass sliders to outside, and a dining table to one side. The compact kitchen was still stylish and made up of period-suitable chocolate brown cabinets mixed with stainless steel appliances, and the skylights throughout the home also made sure common areas were full of natural lights. In Darren's former home, both the master and guest bedrooms opened right up to the yard through French doors, which was a charming bonus.  The additional guest bedroom was transformed into a studio or lounge space, with pale wood walls, more skylights and doors to outside. The home was secured with cameras and a gate out front, while the backyard was also private. A wall of bamboo hid the grounds from the neighbors, while also providing a tropical park-style atmosphere. Within this outdoor space, there was a covered patio with room to dine, a fresh lawn, and a kidney-shaped swimming pool. In 2019, Darren and his wife moved onto their current home, a sizable upgrade from the spot we just looked at, located in the Hollywood Hills. The modern and spacious estate cost the actor just over $3 million, and the Hollywood neighborhood it's located in is a celebrity fave with other residents including Danny Masterson, Aubrey Plaza, Colin Hanks, and much more. This section of the canyon is also quiet, private, and full of tree-lined streets and greenery. Darren's family-sized property is hidden behind a hedge and gates for security, while the house itself has been thoroughly renovated, now boasting a slightly contemporary style. The entryway offers a large stone pillar and steps to the front door. While walking in, you're welcomed into an open space with winding staircase and natural lights. Darren's current crib is much larger than his last one, spanning nearly 4,700 square feet of space with 3 beds and 3.5 baths. If I'm not mistaken, that's like triple the size. There's not too much of a foyer, but there are high ceilings, and to the left of the stairs, or to one side of the stairs, there's a spacious common area, combining a few sitting nooks and a dining room table. There's a plush living room on one side with a double-height modern fireplace and a semi-circular lounge tucked in a corner. The perfect space for curling up with a good book. The interior spaces in Darren's home offer large windows and some glass sliders such as near the dining room and light wooden floors underfoot. Upgraded bonuses include automatic window shades, security and sound systems, and much more. Aside from a massive loft-like living area elsewhere, there's a gourmet kitchen that has way more to offer than the one in Darren's old place. One section of the kitchen features all the premium stainless steel appliances one could dream of with a massive designer fridge, multiple ovens, cabinet space and more. Not to mention the sleek kitchen carries on to a separate eating area where the stove is located, and here it also offers a massive snack bar island situation. This attaches to yet another den with TV and space to unwind on one of the luck sofas. Darren's current home is full of surprises considering what was once likely a garage was transformed into something even cooler. All of that space is now utilized into not only your run-of-the-mill laundry room, but also a mirrored home gym stacked with equipment and a cozy movie theater with red walls and projection system for those traditional movie vibes. All of the modern bedrooms here look pretty inviting, including one guest room with a custom walk-in closet, both offering luxurious attached baths. Darren's master retreat definitely takes the cake, though. Here, you'll find not only cozy sleeping quarters, but a gas fireplace and mounted TV set into the angled wall near the bed, as well as a sitting lounge built into a wall of windows. There are also double walking closets, one for Darren and one for his wife, I'm guessing. A glamorous bathroom with soaking tub, fireplace and glass shower, and their very own private terrace. Outside, the backyard was built into the Hollywood hillside, and most of the grounds are shaded by trees. There are some wrap-around terraces, all which lead to the back of the home that boasts a playground for kids, a shaded alfresco terrace with built-in booth seating, and a useful outdoor kitchen and barbecue space. There's also some fancy string lights for good measure. Elsewhere, you'll find a cozy-covered poolside lounge that would be perfect for entertaining your hangouts, as well as the large swimming pool with built-in spa. Well, I guess that's it for the homes of actor Darren Criss. What did you think about his Los Angeles properties? My guess is that he'll be in his current Hollywood home for quite some time. There's plenty of space for growing a family, or if that's not his thing, he and his wife will be able to make some great memories spending time with one another or entertaining friends and family. Out of the two homes, his starter house in Los Feliz and his newest property, which was more your style. I think that both were stylish and welcoming. I'd be pleased to live in either, but I no doubt love his current place the most. I love the backyard because it looks like a paradise with all of the trees shading it and the beautiful pool. Be sure to let me know your thoughts on Darren's homes in the comments down below because I love hearing from you guys. Thanks for tuning in. Don't forget to give me a follow on Instagram and tell me which celebrity homes we should feature next. I'll see you all in the next video. Bye.


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Okay, the recording is on. Welcome everyone back to BC212, our second lecture on Christian apologetics. So we are looking at this scenario where the baker or the owner of the bakery is in this dilemma. A gay couple has asked him to make a cake for their wedding and he has three options. I mean, we're just thinking, right? He could have thought that well, this is purely a commercial transaction. I don't care what you do with a cake. I'll make a cake, whatever you want to order. I'll write on it, write on the cake, whatever you want. It's your cake. I'm making it for you. You pay me the money, job is done. Or he could have looked at it as I don't agree with the gay marriage, but I love the people. I love to serve. I'll make a cake for you. I'll write on it, whatever you want. And that's it. I'm just doing it out of love, but I don't agree with the gay marriage. Or third, third option, third thought process would be I don't agree with it. I love you, but I can't get myself to make this cake for you, for your wedding, because I just don't agree with the whole, the gay marriage. I don't agree with that. So I won't do it. And it's not an easy, it's not an easy decision, right? Because there is your faith involved. There is business involved. People involved. It's not an easy decision. Faith in the truth of God's word. I know what God's word says, but I have to run a business. I have to make money. And on the other side, there are people. People have to be treated fairly, respectfully. And as a baker, we are not deciding on people's personal matters. We have nothing to do with that. We only make cakes and give cakes for people to eat. That's it. So all these questions. Now, what we have outlined, just go back to our PDF as a framework. So we tend to use this framework. How do we arrive at a decision on this? So I'm going to just go through the framework, try to see if we can apply it, and then I want to hear your thoughts. So first is we cannot overwrite human will. That means as a bakery owner, I don't have the right to tell those two people, you can't get married. We can't control that. That's their choice. We can express what's right and wrong and encourage them to choose right. Now, this is a bakery. This is not a church or this is not a moral center or anything. It's a bakery. We make cakes and we sell. So I have to be careful. As a bakery owner, I'm not here to be a moral police on people. I'm only here to make cakes and give to people. But now here's this little touchy situation where a moral issue has come connected to a cake, which is a gay couple is going to get married. The question is, is this the right place for me to express this opinion or express what I believe? Because they came to buy a cake. And this is not a church. This is not a, where people come to learn morality or even ask questions. They come to buy cakes. So is this the right platform for me to express my personal belief? So that's a very tricky question. And do I need to get into a reasoning on this? Is this the right time and place and platform to engage in conversation and discussion on this? That's the question. And if I were to express what I believe is right and wrong, I still can't force it on them. And maybe, you know, I should be willing to listen to what they have to say. Now, as God, my father, I must treat everyone love and fairness. So here's a couple. I don't agree with what they are doing. I don't, I mean, yes, to men. I don't agree with what they are doing. I have to treat them with love and fairness as I would treat any other customer. That means if I make a cake, I have to make the best cake I can for them. I have to do it the way they wanted it. You know, whatever they ask for, whatever they're paying for, I have to treat them fairly. But yeah, number five becomes a problem. Not a problem, but the challenge. I cannot compromise myself. That means there is certain truth I believe. And the truth is, I don't accept the gay marriage. I don't believe that's right. And I believe we have to be holy before God. And so I'm balancing truth and love, or holiness and love. So that number five becomes the challenge. I must not compromise myself. God doesn't compromise himself. I must not compromise myself. So this is a framework. So you're thinking through. You know, I have three options in front of me. This is a framework. What would be a decision I can make in this situation? I just want to listen to your thoughts here. I know there are two additional questions that are good questions that I've put up on the chat. Rauslin and Elisha, we'll get to it. But let's try to think through on this bakery question that was raised up earlier. The question is, in an attempt to express love, is it okay to make the cake and give it? Or would it be looked upon as not showing love to these people? What are your thoughts? What would be a decision you would want to make? So I see one response, you know, that Rauslin shares that the owner of the bakery could have shared God's word to show his position, that he believes what God's word, that it's against homosexuality, and he cannot go against it. So that's that reasoning part. We are expressing what's right and wrong. We are reasoning together. And at the same time, it's showing love. Like you can offer them free pastry and say, look, I can give this to you as an expression of love. So that's an interesting thought. I mean, what if the speaker said, hey, guys, you know what? I don't, personally, I'm a Christian. I don't, and this might be kind of, you know, if the baker had done this, right? He told these two guys. And guys, I don't, you know, I don't, I'm a Christian. And, you know, my faith teaches me that marriage was meant for a man and a woman. And so it really goes against my faith. But, you know, I'm happy to offer you a free cake or something. You know, what if you've done that? That means he has expressed his position. And at the same time, he's offering something for free. So he's also expressing love to them, but he's also expressed his position, you know? So that's, that's an interesting thought. He could have done that. Anyone else? Okay. All right. So, you know, so I thought, see, so when I think about this whole situation, and I think, I think where this, the baker and myself included, if I was in that place, I was a big, I was the owner of that bakery. The thing that I would have struggled with is, you see, I love the people, but it's going against my own conscience. It's going against, it's like I'm compromising myself by offering something that actually supports or it's going into something that I don't believe in. I don't stand for. That's where I would have struggled myself, you know, if I was the owner of the bakery, like, okay, I love the people. I know I cannot dictate their thoughts and their choices.  I love them. I want to serve them. But I don't believe, I can't get myself to support a gay marriage.   I don't believe marriage was designed by God for that. And, you know, you'll have to excuse us or excuse us as a bakery from making a cake for this marriage, for your marriage. So that's kind of where, you know, to do that lovingly, to do that politely, I would have tried to do, you know, express it in loving, in a loving way, in a polite way and try to take that stand. Why? Because of that, you know, I cannot compromise myself. I cannot compromise on what I believe in this, in this particular situation. Because you're the owner, you're in charge of this, you do have a right to the decisions you make as how you want to function. To that extent, yeah, you have a right. You're not violating some, you're not violating their rights. They can always go and get a cake from somewhere else. You're not violating their rights. You're not enforcing your views on them. You're only expressing it in love. And at the same time, you're not, you know, you're willing to, you're not willing to compromise yourself. So that has to be done in love. Now, the whole issue is, could I have made a cake for them in love? And the answer is yes. If I was willing to tell them, say, you know, hey, in my thought process, if I could have said, yeah, I don't agree with that. But, you know, they are people. They're going to eat the cake. Anyway, they're going to go and get married. Nobody can stop them from doing that. And anyway, they're going to get a cake from some other shop. So, okay, I'll just make it and give it to them and let it go.  And, you know, maybe I could, but that's left to the individual, you know, a person, the baker, the owner of the bakery. If he is able to bring himself to do that, okay. But for me personally, I wouldn't be able to, you know, compromise myself in the sense that this is against my conviction. It's against what I believe. And so lovingly, I will express, and lovingly, I will decline, taking up the order. Another believer may have chose to handle it differently. He may have said, okay, I don't agree with it, but, you know, God loves these people. They're going to go get married anyway. They're going to go get a cake from anywhere else. So, you know, you can't stop them. So I will let them know what I stand and I'll just make the best cake I can give and give it to them. Some other believer may have made that choice. That is, you know, I won't, we won't judge that person. It's fine. Or a third believer may have made a purely commercial decision. He says, hey, I'm just making cakes and selling what they want. It's up to them. And again, we won't judge that believer as well. So, you know, a believer has these three options. Each individual may be fully convinced to take one of these options. And, you know, we don't judge them, okay. As a believer, you made that choice. But we need to understand the thought process behind it. And it's okay. You know, their conscience is before God and they're making their decision based on, you know, given the framework, they're arriving at a conclusion that keeps them that way. You know, gives them a conscience that way. That's fine. So I hope I answered. I mean, hope we helped think through that question. Yeah. I mean, it's not that we have to have a certain answer. Right. Yes, pastor. Thank you. Very helpful. Now let's take up Rosalind's question here. So the question here, again, a very interesting scenario is let's say there's a believer. They have a street eatery. Okay. That means they have this mobile eatery that could be put up anywhere on the street. And, you know, so the police comes and says, hey, you can't park here. You can't put up your stall here. Unless you give us some money, otherwise you'll have to move. The question is, should the couple pay or not? So here's my quick response to that. See, the police or no police as a believer, you know, we have to do what's permitted by law. So if the law permits me to have a stall on the roadside in that place, in certain places you can, certain places you cannot. So if it's a place where I should not put up a stall, the main reason, you know, of course, is for the obstruction of the flow of traffic. That's the reason why in certain parts of the city, they say you cannot put up a stall here. But as in other parts of the city, you're free to, you know, have these mobile trucks and whatever and nobody bothers. So if I'm in a place in a city where I'm putting up a stall or food stall, mobile food stall, and it's not permitted by law, then the police is a non-issue. I am violating the law and I shouldn't be putting it up there in the first place as a believer. So that would be my first response. Hey, are you allowed to put up a stall there in that part of the city? If you're not allowed to, then you have no business doing it there. So go to a place where you're permitted to have a mobile food stall on the roadside. And some streets are allowed to do that, you know, because there's a lot of people, there's a lot of space, and you're allowed to have a mobile food stall. You can get permission from the police. And we've done that. We've done that. We've got police permission to put up stalls for when we want to give out tracks and all that. So we go to the police, they give us a stab, say, yeah, you're allowed to. So we put up a stall and we give out tracks. We give out free books. So we can do that. So we get prior permission. We don't have to pay anything, you know. But if I'm doing something illegal, that is I'm putting up a stall in a place where I should not put up a stall, and then I'm paying the police, then I'm doing double wrong. I'm doing two wrongs. One is I'm breaking the law. I'm breaking the rule. Second is I'm paying off the people who are supposed to enforce the rule. So I end up doing two wrongs. So my advice to this couple would be very simple. Hey, put up your stall on the street where you have permission. Go get police permission. You usually have a letter saying we are having the stall on this link. And they give you a stamp when nobody's going to trouble you. So that would be my response in that situation. Okay. Now, another question here from Elisha. A Christian couple is confused about a decision whether to go ahead and process their permanent immigration visa to the United States. The wife thinks the opportunity is a result of their husband engaging in a lottery. So she won't be part of it. The question is, is it wrong for a Christian to be engaged in a lottery? So you see the lottery process in an immigration is different from a lottery where people have to engage in some form of gambling. These are two different things. The lottery process for a visa is, you can call it a legal process. Meaning they call it a lottery because they're just trying to be fair to everybody. They're saying it's a blind process, meaning we are not giving any preference to any individual. We are going to receive all the applications that come in and then there's going to be a random selection of, you know, so many numbers of visa that we are going to give out of order. So that is not an illegal process. It's not an illegal thing. It's just a way of fairness to all the applicants. So there's nothing wrong about that. So especially you're talking about a country's immigration process. Most of them do it like that. Why? They want to be fair to everybody. All who want to apply, please apply. But then in the end the selection is going to happen at a random, equally fair process. That's a lottery process. And there's nothing wrong in that. It's a legal way of doing things. It's just the government trying to be fair to all the applicants. The lottery thing that's wrong is where things might be a gambling thing. Now the government runs lotteries, which means it's again a legal thing. The government invites people to buy tickets and they say, okay, we want to give out or award whatever amount of money and as an award to people and you buy a ticket and think, okay. So that's again, it's a legal thing. It's the government doing it as a way to benefit people in their own area or region or whether it's a state or whatever. Usually it's run by the state government, at least here in India. That's what I'm aware of. It's a state government run thing. They want to give some benefits to people in their own state. So they have certain awards and they run these things. They invite people in the state to buy those tickets. Again, it's a legal thing. It's not an illegal thing. So I don't find anything wrong with that. It's the government doing something as a way of trying to benefit their citizens. But they want to do it in a very fair way. And so then they do this lottery system where there is no bias towards anybody. Everybody has an equal chance to win it. That's why they do the lottery. But I think where things can go wrong is in the gambling process where, and again, I don't know too much about it, in a gambling process, in a non-regulated environment, in some of these gaming centers or whatever, you keep buying tickets, you keep spending money. People gamble. They put in a lot of money. They spend a lot of their money.  And I think that it's an unregulated process. It's more of a gambling process in the form of a lottery. I think that would be something a Christian should avoid because that becomes addictive. It's a waste of money. I don't know all the details how it works, but it's unregulated and sometimes maybe even illegal. So we need to avoid it. But Visa, awards from the government, these are government regulated way to be fair to everybody and those are fine. Okay. All right. Let's take up... Thank you. Thank you, Pastor. I think I largely share with you similar thoughts. Thank you. Thank you. Thanks, Elisha. All right. The last question here from Rosalind was... is a member of a... as a member of a resident's society during Hindi Fest was they come for contributions towards a celebration. Must a contributor refuse? What would be the right thing to do? Okay. A quick answer to that is, you know, I generally refuse because one is there is no compulsion to give and secondly, you give because you believe in what you're giving towards. And since we don't believe in whatever that celebration is, we don't give and there's no compulsion to give. Right? So, you know, it's not like a membership fee or anything. It's just an optional contribution and you give it... give if you believe in it. If you don't believe in it, don't give it. Don't give towards it. So, I just... I don't give. Yeah. Say sorry or I tell them I give for other things, but just to give to the church and give to Christian work. All right. So we've covered some interesting questions. Let's move forward. Let's see if we can cover some more ground on these social matters and, you know, feel free to bring up these additional topics maybe next week when we have some other things. So let's move now to another big area which is divorce. Now, this is a big issue, especially within the church. So we're not talking outside the church. We're talking about within the church. Now, how do we think about divorce? Or what do we think about divorce? We know that God doesn't approve this. It's very clear.  And we know that marriage was designed by God for a lifetime. Jesus said, whom God has joined together, let no man separate. So that's very clear. Two things are very clear. Divorce is not God's desire. Marriage is meant for a lifetime. That's very clear. But then in life, all kinds of things happen. Right? Things happen. So there can be moral failure. There could be financial and so on. And these are usually, usually, just working with people. These are two big causes for divorce. We're talking about from everything now, we're saying within the context of the church. These are two big things, where we usually see divorce happen. One is unfaithfulness, moral failure. The husband or the wife, somebody in the marriage, is unfaithful to their spouse. And that is very painful. It's very hard. And it usually ends up in divorce, usually. Now, there are cases where the spouse who has been wronged may be able to extend forgiveness and seek restoration. And we have seen that happen. I'm not saying every time there's unfaithfulness, it always ends in divorce. No. In some cases, the spouse forgives and accepts the husband or the wife who's been unfaithful, accepts them back.  They're able to journey forward. Of course, there's a process of healing that takes place and they go on. But in some cases, it's not like that. When there's unfaithfulness, the other person is so hurt and also there's no repentance on the other side, so that ends up there in divorce. The other thing we've seen also is in a case where there is financial problems, meaning especially the husband is not taking care of the family, you know, not providing for the house and neglecting the whole family. So then, of course, it begins with lots of problems, problems, problems. Then eventually things may come to a point where the marriage ends in a divorce. Other situations are where there's a lot of abuse. The husband may be ill-treating his wife, ill-treating the children and so on. I'm talking again, I'm talking about Christian homes in the church. And the wife may be patient, may be enduring it for a season, for some time, but then at some point it's just so hurtful and sometimes even harmful, very dangerous, especially when there's physical abuse and that's when things deteriorate and divorce happens. So how must we respond? What is our understanding? We must understand that there are these situations where divorce is permitted in the Bible, which Jesus mentioned in Matthew 532 when there is unfaithfulness on the part of either the husband or the wife. In Matthew 532, Jesus is specifically talking about a wife who's been unfaithful to the husband, but it also works the other way. Although it's not stated, it should be applied the other way as well. So although in Matthew 532 it's one way, a reference to a scenario, it should be applied to all related scenarios where if the husband is unfaithful, the wife has a right to divorce. The other scenario we see is in 1 Corinthians 715 when there is an unbelieving spouse and there is desertion and the other spouse is left with no choice that then to dissolve the marriage. But if it's applicable in that situation, then willful desertion also happens in the case of believers, when they may start out as believers, but one of them would just disappear and think of these cases, and these are real scenarios. There were two young people, worth of believers. One was from here in Bangalore, one was from another city. They got married, and I found it very strange because within a month, a month and a half liters maximum, there seemed to be some problems, very strange problems. I found it very strange because the mother of the lady came to me and said, you know, there are problems in the marriage, please pray. But neither the husband or the wife, they just got married, young couple. None of them came and told me that there's problems, and I was wondering, like, okay, why is the mother coming and saying all of this? And then, like let's say in about two months, maybe two and a half months, okay, they said, you know, they needed some counseling and they chose to go to the pastor of the church that the girl was from. And I said, okay, fine, you know, as long as you go and get help from somewhere. So they started one or two sessions and, again, I found something, I found something very strange and I did not express anything. But within that week, what happened was the wife, and this was unknown to anyone. She had gone and applied for a visa to the US and just got on a flight, disappeared to the US and never to be traced again, gone. And the, you know, so basically then the whole story came out that it appeared, appeared, and again, we can't prove this, but it appeared in this particular case and the whole intent of that woman wanting to get married or the young lady wanting to get married was for her to go get a visa to go to the US because if you say that you're married and you want to go to the US, you are more likely to get a visa. She was denied a visa earlier before her marriage, but now she used this as a way to say, I am coming back, I'm just got married, whatever, and disappeared. So it seemed like that was the whole setup. So then what do you do in a situation like this? Can you tell this? So this is that there is no unfaithfulness in the sense of there was no adultery or anything committed. There was no moral or financial failure, but there was this part of a willful desertion where in this particular case, the young lady was just got married and this was just within three months of getting married. Got on a flight, disappeared into the US. What do you tell this young man?  You have to stay like this for the rest of your life? Or do you say, fine, this has happened. It's outside your control. For whatever reason, that person chose to just abandon the marriage and maybe even use this marriage as a way to get a visa and disappear. And the girl's parents said, look, we don't know anything. She's an adult. She made her decision, whatever. You can't argue with the parents. They can't do anything. But this actually happened. It was such a shock. It was a shock to me also. No one saw this coming. And, well, what do you do? So that marriage was, you know, went through a divorce and then the young man got married again and he's happily married. He has his own family. Everything is going fine now. It's been many years, of course. But I'm just giving that as an example where this was between two believers and it turned out like this in a very strange situation. So while 1 Corinthians 17 specifically addresses willful desertion in the context of a believer and a believer, you can also apply it here in the context of two believers where somebody just abandons the marriage and disappears or just walks out of it. You cannot hold the other person responsible for the choice or the decision of that person. So that's one example. And there have been, at least, I can think of one other similar scenario. And even in that case, we had to help the man journey through the whole divorce and again he got remarried and he's fine. But that would come under this whole abandoning of the marriage. Then there is this whole issue of physical and emotional abuse and it's in that same passage of Malachi 2, 14 to 16 where God says he hates divorce in Malachi 2, 14 and 16. He makes it very clear that you don't deal treacherously. You don't deal treacherously. And if you look at the meaning of that word doing deal treacherously, it just talks about don't do evil undercover. So in English, we say deal treacherously, we say okay, don't be unfaithful. But the actual Hebrew there is don't do evil under hiding. So this hating divorce is given in this scenario saying man, you don't deal evil with your spouse in hiding because that's going to end up in divorce and I hate divorce. So God is addressing this whole build up towards divorce which is don't deal treacherously. Don't treat your spouse with evil. The person, the woman you've married in your youth.  That is behind closed doors we would say like that because that is actually building up towards divorce and I hate divorce. So that's how we should correctly understand Malachi 2.14-16.  But he's explaining the whole scenario there of dealing treacherously or don't do evil undercover because you're doing violence to the woman you've married and it's going to end up in divorce which is something God hates. But what if the man is doing evil that he's treating his wife with violence in that relationship?  No, that's not the intent there. God is talking to the man saying don't do it because it's going to end up like this. So what I have run into many scenarios is that especially in this context of abuse is that when women are suffering abuse they go to a pastor and then a pastor says God hates divorce you have to stay in the marriage. That is I believe wrong counsel because you're telling somebody to stay in a place where there is evil and violence being done against them and they're being destroyed gradually and you're putting their life in danger just because you're saying God hates divorce and we are misunderstanding Malachi 14 through 16. So doesn't God love the woman who's being abused? Doesn't God want her safety, her well-being to move her to a place of safety and then shouldn't God treat the woman fairly in love and in goodness? Of course he will. So our counsel should come from that perspective and not just force somebody to stay in a situation where there's evil violence and danger to their lives. So we must understand that there will be situations in life where believers are going to end up in divorce. It's not the best, but it happens and what we must understand is that well let me put it, I think I wrote it down somewhere here.  So we should not look down upon them. So the divorce might happen, the event might happen for whatever reasons, we've mentioned a few. But we still need to love the people who have gone through it. But somehow in some churches and I've heard this firsthand from people that the church tends to look down on those who have gone through a divorce or going through it and they treat them as second-class citizens. They don't care for them so much. But we should in fact love them, we should be there for them and we should extend the heart of God of mercy and compassion to them and give them hope for the future that God can make all things new in their lives. Let me pause here and let's just take up and give some time for questions and discussion on this and let's see. Okay, any questions on this topic? I know it's a difficult topic but let's try to do what we can. Pastor, what about the marriages with suspicious partner due to psychiatric problems? If it is difficult to live together, could that be a reason for divorce? Yeah, that's a challenging question. So, could a spouse use a psychiatric problem as a reason for divorce? It's a challenging question because if it's compared to a physical illness, what could happen to people get married and one of them's after marriage faces a physical problem? So, a psychiatric problem could come up for whatever reason, maybe it was undetected before or whatever. And then it becomes a very difficult thing for the husband of the wife who was married to become the caregiver to the spouse. Personally, this is my personal thought again. We don't have a chapter and verse on this but personally, I think the right thing to do is for the husband or the wife to still love and to still care as much as possible for the spouse who has been affected by ill health either physically or mentally. That would be the right thing to do. But sometimes, and again, I've seen these situations where it just becomes unbearable, meaning the situation is so bad where the spouse is unable to provide the kind of care that is needed, especially if it gets, especially the case of a psychiatric illness where it's not just a physical condition, it's a very complex situation. It becomes unbearable. I think in a situation like that, the right thing would be to get outside help. Of course, one person cannot provide all the care so wherever possible, get additional help to provide care. So that would be the right thing to do. For that to end in a divorce, I don't want to be a judge in this matter. I would say it's left entirely to the person, to what their conscience permits them to do.  God brought them together. But then things have gone out of hand, things are very difficult, unbearable. I would leave that decision to the spouse who is providing care and to their conscience before God, they need to make the decision. And now we need to just be supportive to both people in this decision. Because there is a legitimate thing if it's a psychotic problem and if it's very difficult to manage, to handle, then we also need to understand the other person's situation. Well, we cannot come with an answer to the situation. We could say, look, we are going to support both people through the decision that is made. And we're not going to judge because we're not in their shoes. And while we would definitely say to whatever extent possible, be together. But if it's not practically possible, then we would let the spouse make the decision and support them through it, stand with them through it. And I believe God will understand the decision that's made, the practicalities of it. So it would vary, the outcome would vary from marriage to marriage, scenario to scenario. I'm not saying everything will end in divorce, but some do. And we let the spouse make the decision. We don't do it for them. Thank you both. That's a difficult question. Difficult situation. Any other questions? Okay. So we've covered two areas, kind of both related to marriage. So we will have, I think we need one more hour to kind of touch upon the other topics. I haven't delved in depth into the other topics that I've listed in the notes, but I think we'll take another hour just to, you know, just share some way of thinking for other topics. So we'll do that next week. And we should wrap everything up next week. And then I'll just provide you the assessments to work on the rest of November as a full revision for this course. Okay. Thank you everyone for being on the class today. Can somebody close in prayer? And then we will dismiss. Go ahead. Thank you so much for giving us one more of course in law to know more about marriage law. All right. Thank you so much for faster. Thank you for your wisdom and spirit law to guide us, Lord. Thank you for helping us to understand some of the issues that we are facing. Helping us to understand some of the difficult questions. And Lord, I do believe the days to come, Lord, we all, those who are listening and hearing, we could able to be a good minister to many families, Lord. And I thank you so much for each one of us, Lord. And I pray for all the students who are married, Lord, I pray and bless their family. And I pray for the students who are going to marry, Lord. Also I pray and bless them for their future life, Lord. Once again, I thank you so much for faster, for giving and guiding us, Lord. Thank you, Jesus. Amen. Amen. Thank you, Roman. Have a good break and I'll see you all next week. Thanks. Bye now.