I'm going to get us started here on the third panel, which is sort of about preparing the next generation. My name's Jeff Brumfield. I'm a science correspondent with National Public Radio. And I'm not actually sure if anyone knew this when they invited me here, but I do kind of have a qualification for being here. I was a physics major, so I've seen firsthand the gender imbalance. And my mother was a feminist archaeologist back in the 60s when it really, being a female archaeologist, was not an easy job. So I've sort of had some contact with the subject, although I am not myself, obviously. I won't. I'm very happy to have two very, very distinguished panelists here with me. Kimberly Scott is an associate professor for women and gender studies at Arizona State University and director of an NSF-funded program called CompuGirls, which is seeking to get girls trained in computational thinking or introduced to computational thinking. It works in Phoenix and Colorado. And then Ashley Gavin is not Reshma Shoujani. Am I saying you're right. But she is the curriculum director for Girls Who Code, which is a nonprofit that, as I read it, I think you're trying to get tens of thousands of girls exposed. A million girls by 2020. We're going to teach them all how to code. Well, there you go. So actually, because I think these projects are worth talking about, I just wanted to let both our speakers start by just telling us a little bit about what they're doing. So why don't we start with you, Kimberly? So I have to preface my remarks in response to something that Carol said. I'm that social scientist who always is asking questions. And I apply my work, particularly in sociology of education, to the work that I do with girls. A little bit about my background, I'm an educator. I believe in education. I've worked in Thailand in areas that were considered high needs. And I've worked with girls in rehabilitation centers. And so my background is not, as you can tell, computer science. However, from all the work that I've done practical as well as research-wise, I'm invested in how do we not only populate the pipeline, but retain girls, and particularly girls of color in those pipelines. Patriarchy can wear a skirt, one of my colleagues said. And it's true, patriarchy can wear a skirt. And so it's not only about getting more girls or more underrepresented communities into that pipeline, but why don't we change that pipeline? So it's not about necessarily leveling the playing field. At least this is my philosophy. Why don't we blow up that playing field? And so that it's really more reflective of equitable means. And so for me, I look towards culturally responsive practices, the work of Gloria Ladson Billings, for instance, the work of Geneva Gay, the work of Tyrone Howard, the work of Asa Hillier, the work of Teresa Perry, and so many others, who are saying that we know unequivocally that we want to increase the academic achievement for underrepresented groups. We need to approach our strategies differently. We need to think about cultural identity. We need to think about race, something that we tend not to. We think we're in this post-racial issue or era for some odd reason. We're not. We need to think about race. We need to think about gender. We need to think about ethnicity. We need to think about language.  All those features that make us who we are. And if we don't do this, going to the point that Dr. Valentine said, we're using this one-unit analysis. And that's unfortunately going to influence our solutions. And our solutions then are very, very limited. And so as I created CompuGirls, I kept these issues in mind, identity, community, and challenged the notion of not only having the playing field, but changing it so that it's more representative of our identities along all those lines. I can talk more and more about this, but very briefly. The program is targeted to girls ages 13 to 18. The majority of our girls are Latina, Native American, and African-American. We are in two states in Arizona and Colorado. I'm the founder of the program, the executive director. And it's really based on getting the girls not only to feel a sense of belongingness, but also to understand that their identities are not fixed, that they can be a technologist as well as contribute to their communities, that they can be African-American or Native American, speak a different language, and increase their computational thinking skills while also contributing to their communities in ways that further them. Thanks, Anashka. How many of you guys know about Girls Who Code? Just curious. OK, I saw a bunch of people. I'll just start by saying that Girls Who Code is deeply focused on a commitment to teaching girls computer science. We're not really interested in getting girls. Code is kind of a strange word for those of you know how to code. There are many different ways to code. Not all of them are computer science. And I think computer science is really, we think computer science is really important to focus on as 70% of the jobs in STEM will be in computing by 2020. And that's going to be 1.4 million jobs. And there are only 8 million high school girls in the nation right now. So putting that in perspective, we need to fill a lot of jobs and we don't have a lot of people to fill them. And so Girls Who Code offers a number of different programs to young women. It's a nonprofit, so all of them are free of charge. And our flagship program is a seven-week intensive computer science course where the girls get through one to two semesters of college level computer science. Actually, I found some questions from the Harvey Mudd exam, the CS 101 exam. And we gave it to our girls and we have an 87% pass rate and over half the girls get A's. So these girls are really learning how to code and they're going to be really successful in college. And we also have a deep commitment to diversity. 87% of our girls are students of color and over 50% are on a free or reduced lunch program. So that's sort of who we're looking at. And our other program is an after-school clubs program, which is like our immersive summer program, but sort of extended over many years with volunteers from tech industry. Yeah, so that's sort of what. And I write the curriculum. That's my job. Well, great. So, Ashley, I wanted to ask you. I mean, we've heard a lot in the earlier seminar, earlier in the seminar about leaky pipelines and how there are people, women coming in and then leaving academia and leaving these professions. But I mean, I think what's really interesting to me is what are the benefits of starting early and why do we need to start early? Is it, you know? For multiple reasons, just like for people, because I really believe that, yes, there are very few women pursuing computer science, but there are also very few people pursuing computer science. There are only like 70,000 graduates in computer science every year. It's not just a women problem. It's like a people problem, a real people problem. And I think it's important to start early because most of the fields that people go into, they have some exposure before they get to college. Like English, we all study English before we get to college. We all study history and sort of social studies before we get to college. No one has any idea what computer science is. And so by the time you get to college, you develop fear of things you don't know. And therefore, early exposure is really important. And another piece of it is getting their friends to get involved. And I know that sounds like really silly, but the girls who have friends in the program are much more likely to spread it to continue on. So if they have friends from their schools, they're much more likely to continue with their club. And so I think creating a community around the coding experience and just basically lowering the amount of fear that people have is really important. But why do you think it's important to focus on women in particular?    I don't know if you guys have heard of She Plus Plus. It's a great little documentary. But they pointed out that if we just got the proportionate amount of women in computer science all those 1.4 million jobs would be filled. Like if we literally had as many computer science, women in computer science as they represent in college, that the unemployment problem in computing would be solved. And so it's just a massive amount of people. But more than that, I think that women are really, really supportive of one another, especially at Girls Who Code. The support network is unbelievable. And they really look out for one another. This is a great story. They're so far through our summer program, 180 girls have gone through. And one day I received an invitation to a Facebook group for the girls in the program. And I was like, oh, this is cute, I'll join. There were 155 girls in the group. And we don't understand how they all got there because they're from three different states. So how could they have possibly found each other? I still don't understand how it happened. But they're all pinging each other being like, can you help me with my homework? Is anyone going to this hackathon? Are you submitting to this scholarship? And just like, they are so non-competitive. And I know a lot of emphasis on teaching STEM, especially right now, is like gamification. Like make it a game, make it competitive. We do the opposite. We do it super collaborative. And the girls are all helping each other. And they see each other as sisters and lifting one sister lifts another sister. And so I think that that's really important too. I wanted to ask you what you think are some of the barriers to getting girls into these fields earlier on. I want to go back to your other question also about why should we start with girls and why should we start earlier? There's in social psychology a theory called future time perspective. And one of my colleagues, Jennifer Huseman, is one of the leaders. And what we find is that by grade eight that girls and boys have a pretty good idea as to what they want to engage in in the future. And that they also start to involve themselves for better or for worse in those strategies. Again, for better or for worse in those strategies. And so what we know from social psychology, and this goes to my point of we have to have interdisciplinary or more transdisciplinary strategies. We need to have more social scientists talking with more scientists, talking with more technologists in order to come up with solutions. But we know from social psychology is we gotta get them by grade eight at least as particularly girls for them to see themselves in the future and also engage in what we call self regulatory activities and behaviors so that they can say yes I can become a technologist, computer scientist, a scientist. And particularly for girls, if we look at the work of the girl effect, if you just Google girl effect, there's been some wonderful research related to why should we invest in girls? Particularly in under resourced communities. What we find is that if we invest in girls you get more bang for your buck. You get more impact than if you invest in boys. Economically speaking, socially speaking. And so that doesn't mean we should discount boys but if you want the trickle down effect you need to look at girls first. Now to your question, what are some of the barriers? I think one of the biggest things that I see in the literature particularly for African American, Native American, Latina is a lot of times we develop these programs, these enrichment programs and we call them first of all intervention programs. And so we approach these communities as if there's something wrong. We approach these communities as if there's a deficit. And so then we construct these really weird ways of trying to make up for these deficits. And we do this very specifically for instance, we don't involve individuals from the community in the intervention. Because they don't really know what they're doing. We have this idea of certain communities being technophobic, that's Anna Everett's term. And then if you're in psychology, any psychologist here? No, okay, well, and I mean if you're phobic there's this innate fear of something, even or not we do think of some communities as technophobic. And we use this idea unfortunately to have intervention programs that are really assuming a deficit approach. Well if I'm a young lady and I'm coming in and you really don't believe in my community you're criticizing my background and you're also not involving my parents, my caregivers, my aunties, then really how do you see me? So that's one barrier. I think another one is that we assume again with a deficit approach that girls in this case girls of color really can't do but owe so much. And so we give very baseline activities. We may teach them how to do word processing. We may teach them how to do PowerPoint. But we save those critical thinking computational activities for the other. And that other oftentimes tends to be communities that are more privileged. And so I always question this idea when we're saying, well we wanna increase the number of acts whether it's women or African American or Native American, let's break that down. Which African Americans? Which Native Americans are we really talking about? Which women are we really talking about? And then if we start to get into some of those answers then we can perhaps think of those barriers less on the individual level but more on the global level. And then thirdly, a lot of our programs are culturally irrelevant. We teach the girls again just how to do X and not necessarily how to make the connection of X with Y. That Y being their communities, their identity, and again their parents, their caregivers. And so we know from the social science literature that girls in particular or girls of color will be more invested if they see how their efforts can contribute to the community. But we oftentimes don't make that connection for them in our programming. I wanted to ask one more question and then I'm gonna throw it open. But we've had a lot of discussion here. I'm not sure I've heard the word sexism used. I may have been out of the room but it seems particularly relevant to me to ask whether sexism is a problem in these younger ages because, well, I don't know how many people have been on Reddit, you know, a lot of these internet spheres can be quite misogynistic.  And don't identify it as sexism. Or they say I've not encountered sexism. But this is a fantastic example of imposter syndrome, actually.  And one of the participants asked, are you guys good at coding? And my girls have built crazy, crazy stuff. They've built mobile phone applications that can help disabled people navigate the subway. In New York, you can't go on Google Maps and figure out which subway stations are disabled accessible. And they created an app to do that and did the whole the graph search algorithm to figure that out and all that. And they were all like, no, I'm not really good. I probably have average. And I was like, if you were five boys, you'd be like, yeah, I'm good at coding. And I was like, yep. And it's that kind of internal sort of micro inequities that they face that amount to something bigger.  You can't code, but not many. It's mostly just the sum of a lifetime of tiny little micro inequities that they face. Kimberly, do you want to? I failed to, you did a much better job explaining your program. I got so excited about explaining the philosophy. I failed to say that in Convery Girls, we have girls research a social or community issue and use various media to demonstrate their research journey. And so they create video documentaries. They use scratch to create games or simulations. They build in a virtual world. And so, but the approach is to get the girls to identify a topic that they think is relevant for their community. And then the technology becomes a means of a way to demonstrate their journey of that topic, their analysis, what they want the other individuals in their community to do with that information. And so one of the topics was sexism. Many times, many times, we've had over 200 girls go through the program. We've been in existence since 2007. Many girls do talk about sexism and they talk about sexism inevitably in relation to some other ism. They talk about sexism within indigenous communities. One of the topics was indigenous language and culture loss. And one young lady created a game aimed towards younger people in her community to talk about the issue of gender and how that affects and is affected by indigenous language and culture loss. And so for us in Convery Girls, it's not just about sexism. Inevitably, the girls talk about that ism in relationship to others and then create projects and documentaries and games and simulations to address those issues in really, really interesting ways. They're very conscious about the isms and the barriers, but oftentimes they just don't necessarily have the language or the resources to articulate their consciousness. And that's one of the things that we're attempting to do is not necessarily give voice, provide a space that they can demonstrate their voice and ultimately their ability to become technosocial change agents. All right, questions? So I don't mean this at all to be controversial. So I just wanna say this in this room is, so we just heard a major speech by President Obama on the importance of women, I think two Fridays ago. And we also heard of the launch of the My Brother's Keeper Initiative. And I wonder whether you think that there might be room for sort of a My Sister's Keeper. And whether you think that that would be important to raise up to a presidential level and what are some ideas that you might have that would be important for something like that if you think that might be a good idea? I think what I like to tell people about Girls Who Code is like, yes, on the surface, it's a coding program, but it's a leadership and support. It's like a community and we call each other sisters. It just started happening. It wasn't like anyone decreed that we would all call each other. It just started happening. And the way we treat each other is that any win that I can give to a sister is a win for me. And so we are each other's keepers. And I actually did wonder why there wasn't a partner program for My Brother's Keeper that wasn't My Sister's Keeper. I can't, I don't know why there wasn't, but yes, of course, I think there's room and there should be one. Ours is specific to women in technology, but I think any professional woman who's been successful has her sisters. I have not heard of a single professional woman who's like, yep, I got here by myself. Didn't need help from anybody. So yeah, I think there's definitely room. I mean, to just clarify, the statistics for young African-American and Latino and Native American boys are dire. And I in no way, shape, or form think that we should take away from that effort. And I think it's really important that we all support that. But I do think that there's something very interesting that we haven't had a major level push on helping each other as women out from someone of the same sort of stature. So is it Michelle Obama? Is it Valerie Jarrett? Is it somebody who stands up and says, hey, you know what, we also really need to make sure that we're supporting our young women as they go through? Yeah, I mean, even something like the Boy Scouts came around before the Girl Scouts did. I mean, this has been going on for a really long time. So I definitely agree that there's no reason why there can't be both. I mean, they're both necessary, I think. And I think that I agree exactly what you're saying, Kamsie, and yes, absolutely. I was at the White House the day before President Obama spoke. And I was there because of the work that we've done in terms of compugirls. Compugirls was honored by the White House as changing the landscape as it relates to STEM access. And so it was really an honor to be with nine other awardees who are all working on issues about access and boarding participation. But out of the 10, I was the only one who has a specific focus on girls, and particularly girls of color. But being in that room allowed me to see and also connect with other people nationally who are looking at the issue of race, gender, ethnicity. And at that event, someone did ask the question, hey, shouldn't we talk about girls? But I think just being in that room, accepting the honor, talking to other people, I think there's a growing need. And hopefully this conversation today can lead to more collaborations. So my organization works with middle and high school students in general. And as far as computer science goes in particular, how do you get a high school student who's maybe never been exposed? How do you get them to think it's cool or make it sexy to the point where they decide to go into it? I take an approach of just like, I try a little bit of everything. I have a slide deck that I do with kids. And for some kids, it's money. You tell them, especially in the underprivileged communities, like, money is a huge motivator. And so you tell them they're the highest paying job out of college. For some people, happiness, the software engineer is the second happiest employee in the country, preceded by a professor. So I guess Maria is probably the happiest person in the room. And then for other people, it's changing the world. And that one, you have to be a little more creative and talk about things ways like Ann May Chang from the State Department is used to work for Google and now she's taking technology in order to alleviate poverty. And these countries talk about those projects. But more than anything, even though you say this to them, and even though they recognize how cool it is, and you can show them video games, robots, mobile apps, whatever, the thing is I get all that, it's not for me. Like, I see it, it's awesome. I recognize this is cool, but it's not for me. And I'm very lucky because I failed biology and I was a straight D student in math. So I put my transcript up on the projector. And you're free to use these slides, by the way. And I tell them I majored in computer science, I worked at MIT, and now I'm teaching a million girls how to code. You probably wouldn't have guessed that based on my math skills. And I tell them I never took calculus. And like the discrete math class I took, I pushed my way through it and got through. And that's what turns a lot of the girls. And to say that it's creative, and I show them my artwork and I'm a stand-up comedian, actually, and I show them that and it's like I'm a computer scientist too. So that's the way that I like to show them. There are a lot of, like hour of code is one way, but I prefer a field trip. Like if you can get your kids, and like these tech companies are way more open to bringing kids in than you think they are. If you can get your kids on a field trip to any tech company, it doesn't even have to be the sexiest one, it doesn't have to be Google. Like they see a foosball table and they're like oh my God. Because they think that it's just a white guy in a basement. I really think they think Twitter is like just a giant series of basements with white guys in it. I don't know what they say. Yeah, well yeah. Kind of, but there's more foosball and there's more pizza and there's more sunlight. And so, like take, I think that's actually better than necessarily showing them a code.org video. Because a code.org video, yes, Mark Zuckerberg is. It's easy, but it's Mark Zuckerberg saying it's easy. That doesn't help you think that it's easy. I want to do just a brief promo for anyone who's interested in it. We're doing a MOOC, massive open online course, for people who would like to teach an explore computer science course at middle school level or early high school and it'll be available in the fall. And it's gonna be on edX. It's using scratch, but it's all of the ideas out of our CS5. And then we hope to have one for our intro CS class a year later. So if you want it's gonna be super fun and all of the lectures are done by our students. So we have lots of real diversity of kids doing the lectures and the demos. Everything will be available. You can do all your assignments online. So, and of course it will be free. And there's also girls who code clubs. If you guys want to start a club at your school or your community center, you can get my email and we can start a club. Okay, time for one more, I think. So Ashley, your transcript sounds really similar to mine, but the difference is I went into journalism. So I'm wondering what turned it around for you? How did you decide I'm gonna, it doesn't matter what I get in math, I'm gonna really go for this? There were a lot of signs that I should have been a computer science major.  I loved art, but I did it all on my computer. And so when the computer, the big thing was the number one thing that changed me was my school started allowing anyone to take computer science and not just high achieving math students. Cause there's actually no, the experiment that shows the high correlation between math and computer science is actually flawed because they didn't just have high scores in math. The kids had high scores in everything. So there's just correlation between being smart and doing computer science, which pretty much apply to any discipline. So, but the thing that really changed is once they opened it up, my homeroom teacher said to me, I'm, he was teaching the new computer science class and he was like, take the class. You should take this. Like I see you on your computer all the time. You should take this. And he didn't make it an option. You make it an option, the girl's not gonna take it. You have to make it mandatory and start at a young age. And like, that's it. That's gonna be a huge, once we change policy so that everyone's taking computer science, it's not gonna fix everything. There's still gonna be crappy computer science classes out there, but you're just based on the level of exposure. You're gonna see the numbers change. I'd like to thank both of you again. I think that was great. And thank you. Thank you, everyone else.


Al-Tarabbi, State Chairman of the All Progressive Congress, Ibrahim El-Sudi, is confident that the ongoing case at the Supreme Court against the party's governatory candidate, Manuel Bacha, will not have effect on the party's premise in 2023, speaking at the inauguration of the party's governorship can-killer campaign council in Jalingo. El-Sudi said the party will not go into general election divided. He assured that his zeal to serve and salvage the state will aid his victory against the ruling People's Democratic Party in 2023. He also urged aggrieved members to shed their swords by allowing peace to reign and join hands to ensure APC victories at the elections. People are deceiving you that part of appeal will say this. Our Supreme Court will say this. They are only fantasizing. They are only deceiving themselves. They are only living in a fool's paradise. They are only delaying us. They are trying to put fear and doubt into the heart of Karabans. But I believe that you are coming here. We know you are resolute, you are firm, and you believe in our cause. I have no doubt in my mind that by the grace of the living God in heaven, that the APC will form government at the national, the APC will form government in Karabastat by the grace of God. I plead with all aspirant and their supporters to shed their swords, allow peace to reign, and join hands with us to ensure that our party wins in all the elections. I want to plead with us. Please let us for once unite and deliver Karabastat to APC from top to bottom. We should work hard as we are seated here. There is nothing that will prevent us from winning if we are really serious. If we are really serious, we win. So there is nothing that will stop us from winning. So I believe that we work hard to make sure that we deliver this very party, to deliver our government, to the deputy and all the members.


What's this one? Truman's Painty Raid. We read something about this in a previous card. What does that say? Almindon the Maze, and there's a swastika right there. Who's that? The little mannequin. Exhibit C. Who is that? Is that Bush? Exhibit D. Is that cocaine? Exhibit B. We don't know what B is. Maybe it's the panties. What is this one? Card number 29. General Manuel Noriega. Oh, this is the trial of Matt Noriega, I believe, because the U.S. government kidnapped and brought him into the United States, right? Look at the shelf. There's like jars of frogs in there or something. What the swastika is about? It's gotta be World War II war criminals there, right? I think the mannequin is because Noriega, they brought in voodoo stuff and mannequins, but let's read this. Let's see. Card number 29. General Manuel Noriega. While searching for fugitive general Manuel Noriega, U.S. Southern Command Chief General Max Thorman reported that Noriega's beach house contained 50 kilos of cocaine and evidence that he and his burrohas were practicing Brazilian witchcraft on enemies like Ronald Reagan and Henry Kissinger. Noriega rumored to be wearing red underwear to ward off the evil eye eventually took refuge in the Vatican embassy and later turned himself in to U.S. authorities to face prosecution on a 1988 U.S. drug trafficking indictment. The U.S. Army later admitted that the beach house cocaine was really tamale flower. As Noriega awaits trial, his case is being hampered by the government's refusal to unfreeze 20 million informed banks which had 20 million dollars in foreign banks which he needs to pay his defense attorneys. In addition, authorities have violated his civil rights by taping phone calls between him and his lawyers. Should Noriega's case ever come to trial, the true extent of his role as a middleman between the U.S. back contras and the middle cocaine cartel undertaken as a favor for his longtime CIA benefactors could prove embarrassing to George Bush whose role in the Contra supply operation has so far been cloaked in secrecy. The invasion left the Panamanian economy in shambles. Damage is estimated at 1.5 to 3 billion and though the U.S. promised 420 million dollars and eight, only one-fourth of that has been delivered by the end of 1990. Nor has removing Noriega made Nor has removing Noriega made a dent in Panama's drug trade. Illegal drop shipments through Panama are more abundant than ever and President Andara is so far unwilling to weaken his country's bank secrecy laws. This is very much, very much the same game plan that has been going on since then as well, right? Same thing they did in Afghanistan, right? Opium shipments keep going through the roof after the NATO invasion of Afghanistan, right?


This study found that the majority of Israeli adults are willing to receive the COVID-19 vaccine. Factors associated with higher intention to receive the vaccine include higher levels of perceived benefits of the vaccine, perceived severity of the virus, cues to action, subjective norms, and self-efficacy. Additionally, men, those with high education, and those who have previously received the seasonal flu vaccine were more likely to intend to receive the COVID-19 vaccine. This article was authored by Lyra Shmueli.


presentation of TFNN. The Tom O'Brien Show is produced every business day. Tom takes your phone calls toll-free at 1-877-927-6648. Internationally at<PHONE_NUMBER>. Let's go to Mike in Southern California. Hey, Mike, what's going on? Hey, Tom, nice to talk to you again. And I have to start out and first tell you, I love this trading room. This thing is great. This app, it works great. And getting all the information, you're like instantly there, no delay, nothing. I know, listen, I appreciate you growin' proud of us. Your channel is in my pocket all day long. It's wonderful. Thank you, man. Thank you. Now, Tom O'Brien. Welcome, folks. This is Tom O'Brien of TFNN. We got five days a week. We go seven hours a day. We go 24 hours a day on the internet at TFNN.com. Always remember, folks, whatever you think about, you bring about whatever you focus on grows. Hope everyone's having a great day, safe day. Let's make a great night, folks. Don't take anything personally. Transform your life. When you refuse to take things personally, avoid many upsets in your life, you're feeling the anger, jealousy, and even sadness will simply disappear if you don't take them personally. Mug it wise, let's take a look at it out here. We have the Dow Industries trading down 80 Nasik off seven and a half, S&Ps off two. Gold. Gold contract down $19.70, trading at $19.53 an ounce. We have Silver up a penny, $22.60 an ounce, light sweet crude off a buck 83. $75.54 a barrel, notes and bonds. Ten year note, up six ticks, trading 108.10, the third year up 29 ticks, at 114.28, and King dollar. King dollars up 56, 105, 590, Euro, 107, he ends at 151 British pounds at 122 to one at US dollar. Our phone number's<PHONE_NUMBER>. Give us a call, folks. I know it's going on in your world. In the world of the S&Ps, let's take a look at them. What do you have? Well, you took a lot of energy to get up here, folks. This is the building cause to get the higher price.  You know, we're fast and furious up there. We've been four days going sideways. We'll see how many more days you're going to go sideways. It's trying to take out this whole area here. That's what it comes down to. We go into the queues. We take a look at the queues, same type of setup inside the queues. What do you have with the queues? Right now, the queues are trading down 23 cents. Sideways move inside day, but you can also see the same type of setup, man. You're just laying right across these. So, notes and bonds. We take a look at the note and bond market. So we have with the 10-year note what you have, you know, we're going to need some more volume in order to sustain higher price in this 10-year. We're at 1.5 million contracts right now. You know, we had the swing come in at the 2.8. So, you know, last Friday it was 2.8, it had volume, check out the swing point that says you're going to be back up there. But you can see, you know, the last couple of days it hasn't been a lot of volume. My take is that we're taking it out. You know, we'll just see how this shakes out. Because it is good when you start going sideways, because you can see what happened is that when we had the wide price for an accelerated volume, we broke the down trend. So that's just to say in the 10-year it wants to go to the 1.14 level, and we're at 1.08, now watch how this goes. At the 1.14, if you look down the bottom there, see this July, is that July? Yeah, July 14th, see that right there? It's July 18th, actually. Now watch this, I'm going to turn around and we just go like this, 10-year yield. Now watch how this goes. 10-year yield. Basha, let's try this one. This one right here. Okay, cool, this doesn't. Okay, you can see what's happening here. If you're watching Tiger TV, you're at 4.5, 1.7 right now, right? Now you go to July 18th, okay? Because that's where this thing is setting up. Now we're at 4.5, is this July 18th, what is it? Yeah, approximately July 18th. That's saying that number one, when this, I just showed you that how we broke the down trend, so that means it goes to the top of the range, go to the top of the range, that means we come down another half a percent because that's 4. right there, 4.00, 4.08. And what has happened, okay, there's a mortgage rate, so check, so right now we're at 4.6, I mean 7.6. Now that was the largest drop in one week for a whole year, folks, okay? That's how intense it was, and then just because of that, you had the mortgage application is actually up 3% in one week, so it's gonna get intriguing to see the faster the drop, of course, the more people that are gonna go for a mortgage, you go for refinancing, go for all of that. We're gonna take a look at that gold contract. With the other gold contract, we're pulling back on gold with dramatically lighter volume. We're talking about 1.6, no, 162,000 contracts coming into 270, yeah, we're 270 right here. Let me put this volume up so you can see this. And we're not even at a .382 retracement yet, so the gold contract can go to a lower price, and we'll see when we get the rejection. There's another spot right underneath here that was a huge sign of strength. You can see that that was at the 1946 level, where the high was 1946, that low there was 1881 actually, that was a huge day. But you can see the contraction. The contraction is pretty dramatic, and most times you see that contraction, the bottom line is not enough sellers, and that means we're still going to higher price. Then we go over to King Daller. Now this is the kicker of him, because when we take a look at King Daller, what you're gonna see here is that each day, it's having a hard time to try to get back in its higher range. That's how this is shaken out. You know, we saw that you break, you broke the consolidation, we broke the trend line first on the way up. Then we broke the consolidation, and you can see that consolidation was going on for approximately three weeks, then it broke down. Now you're trying to get back in the higher range. Now that higher range starts at 109.559, and you can see we're at 109, I mean 105, one second, 105, oh no, 105? Yeah, it's 105.559, and we're 105.575. We tried it yesterday, couldn't handle it. Come up today, couldn't handle it. That's telling me that what? That we are on our way, bingo, right down here. That's, and that move, well first to move, I suspect we'll get some support at 104, yeah, the 104.699 level, because that's where we broke out from. But all of this down here, this wants lower price. Oil, let's go take a look at the oil market. Oil's been getting toasted and roasted, and we take a look at that oil market out here. Yeah, you're down with volume again. Oil's out of this way at 72 bucks, man. Yep, we're at 75.60, we hit 74.91. You get 396,000 calling tracks, so you're still coming down with volume, and there's just nothing, you're right in the middle. There's nothing here to hold oil up. Stay right there folks, come right back. Currencies, commodities, and bond markets are as important as ever right now with how they're driving the volatility in equity markets across the globe, which is why it's a great time to try out Teddy Kegstad's Tiger Forex Report. Teddy Kegstad breaks down the Forex markets every Monday using his 30 plus years of experience as a trading veteran of futures, Forex, stocks, and options. Teddy releases his weekly Tiger Forex Report every Monday morning with coverage of all the major currency pairs, including the dollar index, the euro dollar, pound dollar, dollar Swiss, dollar yen, as well as many more, and he also has weekly coverage of the crude oil market and the 30-year T-bonds as they both influence Forex markets tremendously. When you sign up for the Tiger Forex Report, you also gain instant access to Teddy's 60-minute webinar archive he just hosted, Forex Strategies, and Fundamentals What is Behind the Tiger Forex Report. For all the details and to start your 30-day Tiger Forex Report subscription today, visit the front page of TFNN.com. TFNN Educating Investors. Are you ready to take your trading to the next level? Introducing Tom O'Brien's award-winning newsletter, Market Insights, your key to successful active trading. Tom O'Brien, renowned for his expertise in the financial markets, has designed Market Insights to be your daily guide to profitable trades. Tom publishes his daily Market Insights newsletter every market day before the market open, along with updates when warranted. Stay ahead of the game with Tom's real-time analysis and trade recommendations delivered straight to your inbox.  Ready to join the ranks of successful traders? Head over to TFNN.com and subscribe to Market Insights today. Don't miss out on this opportunity to supercharge your trading results. Market Insights comes with a 30-day money-back guarantee for all new subscribers, so you have nothing to risk. Don't miss out on this opportunity to revolutionize your trading game. Head over to TFNN.com right now to join thousands of traders who have already experienced the power of Tom O'Brien's award-winning newsletter Market Insights firsthand. TFNN, educating investors. TFNN has just launched their new trading room, the Tiger's Den. Hosted at Discord, TFNN has been educating traders for more than 20 years, with live programming hosted by a variety of professional traders during market hours, and now they are expanding their reach with the Tiger's Den, available to all Tigers and Tigresses for just $1 for the year. There's no catch or added costs when you join our community of traders. In the Tiger's Den, you can look over the shoulders of Tom O'Brien and the other TFNN hosts while they analyze charts during their live Tiger TV programs and join an interactive trading community with hundreds of members exchanging ideas. Interact with other Tigers and Tigresses as they share trading ideas, news analysis, and discuss the market action all trading day, even at night and on the weekends. The Tiger's Den at Discord is accessible on mobile or tablets as well. So it's always at your reach. To sign up today and become a part of this educational community of traders, just visit the front page of TFNN.com. Toll free at 1-877-927-6648. Internationally at<PHONE_NUMBER>. Welcome back folks. So down investors right now, down 60 get the magic off nine and a half S&Ps of flat. Let's go take a look at Newmont for a couple of the Tigers out here. So if we take a look at Newmont, the low for the year is today, 34.53, the high is 55. There's something wrong with the stock folks, okay? That's the bottom line. You know, I've been talking about this for quite a while actually inside the gold report. If you take a look at this, you know, you're down 12 million shares today. You're taking out a swing point. That had 10, you know, it's had 10 million. That's a problem, man. Let me look at this. You better be careful with this stock though. Because this doesn't make any sense. That gold's been up so high. And what's intriguing is that not only in Newmont, you know, Barrick, the two largest companies that have a problem here, man. So when you take a look at this, you can see that you're down from 86. Now that's going back quite some time. It's going back to, you know, 2022, the beginning of 2020. No, May of 2022. So yeah, I make sure I put a stop on this. That's the bottom line. Let's see what they have to say here. Yeah, okay, now Ph.D.C. Let's see who's selling this thing, okay?  We can see if we can take a look at this. First I'm gonna go, if you're watching Target TV, I'll go to the latest changes. And then what you're looking for here, folks, you can see all the green, but you're looking on the far right. You're looking for November. See like right here? So someone bought 933,000. That was Citicorp. They bought that yesterday. They filed for it yesterday. So they probably bought it yesterday, the day before. And there's not much else out there. Okay, you can see that's a new one. 933, now they own 9.6 million. Now let's do sells. Now when we do sells, you're gonna see, okay, right here, we had, oh, they bailed all the way out. Look at this thing. Yeah, what was this? Now, you had a seller yesterday that sold a million shares, only has 139,000 left. And that is, should I get this right? Just trying to bring this over. Not sure who this is. Grace Partner's of DuPage. Okay, let's see if we have any others out here. So we don't have any others out here. You know, so it's, right now, that thing, there's something wrong with it for sure. And listen, it may be that they get lined up to buy a couple bigger companies and someone knows something, who knows. But I wanna go to Barrack for a second too, because it seems that when I've been doing the gold report, the two largest equities and the gold business can't catch a bit. If we take a look at Barrack, what you have is that you're trading 15 bucks. You know, he's down from 30. So that's not as bad as Newmont. Newmont's down from 84, okay? So this'll get cut in half. Now, this is a better setup. There's no doubt this is a better setup, but my concern is that it's still like, why can't I get any traction out of these things? When the price of gold went up pretty dramatically. You know, so Barrack is looking to do revenue. They're gonna come up to 15. They're looking to do revenue to 3.2 billion, bring 24 cents to the bottom line. Yeah, so we'll see where this whole thing shakes out, man. If we go to the gold contract now, I'm gonna put the generic one up because the gold contract is set up to go to this 25 to $2,700. And I'll show you how this thing is set up here. We bring this back, I'll put it on a monthly. We've been up at these levels, trying to bust the top level three different times. And you can see each time it's failed. One, two, three. That being said, what we do have is this. You're talking like a huge A to B, B to C, even if I do this one. I do this one. That's the one that's 1100. That's the run from 2000 to 2011. And then your contraction comes back to 2015. That's the one that, that was a 50% retracement on the way back. That's the one that has a price projection of about 2,500. These other ones in here, you can actually get to about 2,700. Now that's 500 bucks from where we are. But that being said, we're already up 300 bucks. No, we're already up $400. And you can see that these equities, that the two large equities haven't moved. So, that's something to, you know, if you're in the gold market, that's something you want to wrap your head around. There's no doubt about it. Because, you know, why, you know? Now, if you take a look at it, let's just go to, there's a couple that are strong. You know, Anglo-Ashante strong, you know? This is, you know, this is just a consolidation.  This loves trading inside of consolidation. The top of this consolidation is 36, I think. Yeah, it's 36. So this came, this one here came back to strength, took off out of strength. Now, the building cost for higher price. The, now let's swap there and then go into the XLE. Because if we take a look at the XLE, you know, we just went through the oil market. And what you're going to see, you know, the oil market wants a lot lower price. And you're going to see, there it is. And the XLE, it has volume behind the move. You broke the consolidation. Yeah, this is not good. If you just, it's a heads up, man.  But realistically, let me pull this, it looks to me like you're going to get to the bottom of the range. Yeah. So your bottom of this range is the 75 or 82. We'll see what happens to the 75. You can also see the 75, that's a high volume, high or low. See that baby sticking out like a slow thumb. So we're getting down there. The cool thing is that if you do look at this, you know, you don't have higher highs, but you do have three higher lows, four higher lows actually, you know. So we'll see how it gets down there. But huge amount of volatility inside the oil market. And more than likely, you know, a lot of that has to do with China, you know. When we come back, I'll show you that Baltic index. That Baltic index is something else, man. You know, we went from 56.50 to 15.23. Now, what that Baltic index is showing, you know, if you think we're still in inflation, just think about the, as this break is coming on, just think about the amount of containers. I'm going to try and Google it. That a Wal-Mart or a Amazon moves from China to the US. You might think that if you want to be successful at trading in the stock market, you're going to need a crystal ball. After all, it's impossible to predict the future, right? Like any endeavor in life, before you decide it's impossible, get some advice from the experts. You might find that it's not so impossible after all. For daily market overviews that give you direction on the key indices, selective stocks and commodities, subscribe to the opening call newsletter at tfnn.com. The opening call newsletter is written by Basil Chapman, creator of the trading methodology known as the Chapman Wave. The Chapman Wave up-down sequence gives you an edge in identifying price turns, finding the peaks and valleys in stock prices.  First-time subscribers also get a 30-day money back guarantee. If you're not satisfied, let us know and you'll get a full refund within 30 days of signing up. Tfnn.com, Educating Investors. Steve Rhodes started his trading career as a student almost 20 years ago and the student has now become the master. Steve won the prestigious Timer of the Year award in 2018 and barely missed that mark again in 2019, finishing it number two for the year, an amazing accomplishment. Steve Rhodes is committed to sharing his techniques and knowledge with anyone who wants to learn and he shares his vast amount of trading knowledge every day in his Mastering Probability Newsletter. Steve's award-winning newsletter, Mastering Probability, is delivered every trading day with updates throughout the afternoon. Sign up for Steve's Market Newsletter, Mastering Probability, and you'll receive access to seven of Steve's educational webinars absolutely free. At Tfnn, all our newsletters come with a 30-day money back guarantee so you have absolutely nothing to worry about. Visit tfnn.com and try Mastering Probability for 30 days risk-free today, Tfnn Educating Investors. Sharpening your skills as an investor is like getting better at playing a musical instrument. You have to practice, sure, but you also need excellent instruction from experts. At Tfnn, you'll get advice and guidance from the authority and technical market analysis and it's not just dry, tedious text either. Tfnn airs live financial content streamed live on tfnn.com and Tfnn's YouTube channel with Tiger TV, live every market day from 8.30 a.m. to 4.00 p.m. Eastern for free. Each host is an experienced trader and gives their take on the market while taking calls and questions live from around the world. From the moment the market opens until the closing bell sounds, Tiger TV has eight different shows with expert hosts to help you make the right moves with your money. Watch online at tfnn.com or on Tfnn's YouTube channel and become the investor you were born to be, Tfnn. Educating Investors. Don't forget, you can listen to Tfnn live on your mobile device 24 hours per day. Go to tfnn.com and hit Watch Tiger TV. That's tfnn.com and hit Watch Tiger TV. Welcome back folks to Dow.  Now sort of check this out. Let me put this up here for you for a second. This is really cool. I'm gonna put the Baltic Index up. Let's see. Sorry folks, I get this. Okay, there it is. Okay, so when you see this, I'll get this correlation for you because this is pretty intense. And this is, you know, it's interesting every time when I'm driving it to work, whether I'm listening to Bloomberg, 7 in the morning, whatever it is, it's like when people keep talking about that, you know, inflation is not going away and all that, it's like they're not thinking this true as to where some of the biggest expenses are. And this is one of them. So when you take a look at this, what you're gonna see is, now the way this is little tiny dots, but you're gonna see the top of this ratio here, well, the top of this ratio is at 20, what's the top of this? Let me, this is the dry index. I see what's going on, okay. Anyway, the top of this is 2100, we're 15 right now. So it's only 25%, right? Now here's the number. Let me see if I can, because there's another one that starts at 56 and we're at 1523. Let me just see if I can get this. A value of 1559. Let's try this one. I think it's the same one. Yeah, it's probably the same one. Anyway, well, maybe it's not, let's say. Anyway, it's the equivalent, so check this out. So Walmart does approximately 20, as a 40 foot container, it looks like they do about, excuse me folks, a half million of them a year. It seems to me that they do more than that. But here's the point. At the peak of the container and the supply chain crisis folks, right? One container from Shanghai to the East Coast of Florida, or the East Coast, no, just the East Coast, was 14,500. Okay, just give me a couple quotes. Let's see in the tag is then. Give me a couple quotes as to, maybe I already told you with these numbers, but you're gonna blow your mind what these numbers are right now. Where are you? Anyway, right now, $1,625. Yeah, that's the correlation. Now, the 1625, it always oscillated between the 16 to basically 1850 number. But you can imagine just, you know, do the math on the peak of 14,500. And $1,625 right now. Now, the rate that I'm giving you there is not the rate that a Walmart or a Amazon would have. When I'm giving you the $14,000 rate, they could have been at six or seven or eight. That's real possible. These are spot rates. And vice versa. My point is, is this. It's thousands of dollars per 40 foot container.  You know, most of that stuff is still from China. So you can see right off the bat that the rate of prices, that is one place that the rate of prices went down astronomically.  Let me see, what was the highest I saw? I might have saw a container is Shanghai, you know, to the East coast of Florida, 1950. You know, I don't think I ever saw one over 2000. I don't know. Well, what's really cool here, so when you take that number, that number's a huge number in itself, right? When you go to Amazon, so check out what Amazon does. Amazon actually, so there's a couple of different ways that you can do the container deal coming from China to the U.S. You can turn around and actually buy the container. Or if you don't buy the container, the way that it works is that you have basically 48 to 72 hours to unload the containers and then they pick it back up, okay? Amazon, let's just say, years ago, they actually make their own containers. They make their own containers. Now that saves, what happens there is that it saves you, like if you're buying brand new containers in China, they normally run about six grand. And they're worth a lot more than six grand, but that's what they cost in China. And I'm talking about brand new. That hasn't been used once. So what people like to do is that some people, you've seen this at Walmart, if the big containers that are laying outside, in Amazon's case, they really got it down pat because they own the containers. And so that saves an additional amount of money because of the fact of when you bring these in, you have to unload them ASAP, you gotta get rid of the goods and the whole ball of wax. What my point is is that the inflation deal has come down so dramatically and so fast. And now, if we start looking at this oil contract, okay, the bottom line is that that is gonna start hitting numbers in about another month.  And what is happening is that a lot of this has to do with China because they're not busy. They're not busy at all. If we take a look at this oil contract, what you're gonna see is that we just went, well, what is that number there? Yeah, we just went from 97 in September. The end of September, we're at 97. You're at 75. That is a big number, folks. And it looks to me like we went on to 72. And then if we, well, we'll see whether we break the 72. And that's with the Middle East being in an uproar. The Saudis continuing to basically squeeze as much price as they can get out of the oil market. But you can see that there's not enough buyers. There's still more supply than there are buyers. So what does that do with inflation? That brings it down also. My point in all of this is that you're gonna see those rates keep going, getting lower and we could get higher price. And then the aspect of higher price, lower rates equals what? Equals lower dollar. Dow, Dow industries down 74, Nasdaq's off 10, S&Ps are flat. Stay right there, folks. Come right back. If you're looking for potential trading setups in the stock market, then Rocket Equities and Options Report is a newsletter you should try. Tommy O'Brien delivers options and equity trades when the markets present them using a combination of fundamentals and technicals. Sign up for Rocket Equities and Options Report today with a 30-day money-back guarantee so you have nothing to risk. For all the details and to start your subscription today, visit the front page of TFNN.com. TFNN, educating investors. Biotech is booming, but for how long? Whether you think the Biotech bull has room to run or has run its course, trade LABU or LABD, Directions Daily S&P Biotech three times bull and bear ETFs. Visit DirectionInvestments.com slash Biotech today. An investor should consider the investment objectives, risks, charges, and expenses of the Direction Chairs carefully before investing. The Prospectus and Summary Prospectus contain this and other information about Direction Chairs. To obtain a Prospectus or Summary Prospectus, please contact Direction Chairs at<PHONE_NUMBER>. The Prospectus or Summary Prospectus should be read carefully before investing. An investment in the funds is subject to risk, including the possible loss of principal. The funds are designed to be utilized only by sophisticated investors such as traders and active investors, distributor for side fund services, LLC. The reality is that navigating financial markets can be risky. Markets can be chaotic and difficult to understand. Having the latest market advice can help you turn this chaos into a key for creating winning trades. At TFNN, we understand that it can be hard to find reliable market news. That's why each of our market experts offers their very own market newsletter. A must-have tool for every trader out there striving to find an edge in today's markets, TFNN newsletters cover every aspect of the markets so you can analyze the market before you trade. Try any of our great newsletters risk-free with our 30-day money-back guarantee. Just visit the Newsletters tab on the front page of TFNN.com. TFNN, educating investors. TFNN has launched the Tiger's Den, hosted at Discord. TFNN has been educating traders for more than 20 years with live programming hosted by a variety of professional traders during market hours, the Tiger's Den, available to all tigers and tigeresses for just $1 for the year. There's no catch or added costs when you join our community of traders. Sign up today and become a part of this educational community of traders. Just visit the front page of TFNN.com. This program is brought to you by VistaGold, traded on the NYSE American and TSX under the symbol VGZ. Welcome back, folks. We're gonna do the same exercise with a 30-year bond. A couple of the tigers want to take a look at this 30-year bond. So, first let's get the 30-year up, US. Okay. So, same setup, man. Gotta like it. I see the 30-year, this is actually moving faster than the 10-year. Look at this. Let's see some. So, they're gonna need more volume, but you can see it's moving faster. Okay, so the 30-year, same deal, broke its down trend with conviction and same deal as July 18th, okay. Now, okay, so we're at 115. But yeah, let's do this. Okay, so 30-year. And right now, the 30-year is yielding 4.6, okay. 30-year bond, no, yeah, bond yield. Okay, so now let's look at this just the opposite way. Five, 30. Cool, okay, this is it. Okay, so we're at 4.6. If we do the same deal as the 18th, July 18th. No, July 18th is July 14th. That's gonna get you, we're at 4.6, approximately 4.08. That's how this thing's shaking out. These rates are coming down, man. Let's test the bottom line. And the thing that is, you can see this, this is a break with conviction. So this is actually saying 3.8.   You can expect the exact same thing inside the rate structure. Yeah, so I'm not quite sure what just hit the marketplace, but the S&P's just went from minus two to plus six. They just want a higher price, man. You know, that's the bottom line. And if you went to Tim Wood's workshop last night, great workshop, you know, it was awesome workshop. What he had brought up on my program yesterday also was the fact that if the S&P is, and this is 100%, it was up seven days in a row, five days later, you're still at higher price. This looks to me that this just doesn't wanna stop right now, they're gonna run these babies because of the fact that they're, you know, and he brought up the retail, I forgot what it calls, institution, not the retail. The retail investors, that went into a bearish deal again. And I can understand why, okay? Because this was so fast, okay? That I can understand people say, oh, we need a pullback, we need a pullback. I've seen plenty of times, folks, okay?  And it will stop at some point, but it will stop when they get everyone long, you know? And it looks to me like this is what we're facing right now. You know, so if I take a look at, I'm just curious, what the juice was put into this and see if we have some volume, yeah, look at it, we have volume in the move too. If you take a look at this, you're gonna see that the high for the day in the S&Ps is 4407, we're 4402. And, you know, let me see, we're six minutes into the 10 minute bar and you can see the expansion of volume. And it's much bigger, okay? So at the highest today, at the highest today we did only 15,000 contracts. Well, we just did 34,000 contracts in six minutes. Six, seven minutes. So they're gonna try to blow this thing away, even as we come into their clothes right now. When do you get, actually, because this is an ABC app, yeah, hold one second, hold it, let me do it this way. This is crazy. So that's 4708. Oh, is it 4708? I wish I could see. 4708, what's happening folks, the screen's just a little too far away from me and since I only got one eye now, it's a whole different ball game. 4708, one second. And 40, that can't be it. No, oh yeah, 44, I see what's going on. Okay, I was gonna say, man, that's crazy. 4398, I got it, sorry, 4398. Okay, so that's a 13.8 to B. And then we take the, that means 4400, 4403. Oh, that's just saying it's gonna go to the highs. This is an ABC up to the highs. That's how this is set up right now. That's how this is shaking out. They get here, A to B, you just take out your B with volume. Let's just say it's gonna go press the highs. And if that's what we do, we go over to the spy for a second and take a look at the spy. The spy's gonna need more volume here, man. There's no doubt about that. You can see, you're in the higher range now, though. It popped in the higher range. What we do have is Thursday and Friday, you can get some real juice going here, man. And stat-wise, we know that if we use the stat from the seven days up, five days later, you're higher. So that's Tuesday, Wednesday, Thursday, Friday. That'd be next Tuesday. And then on top of that, if you take the aspect of November as one of the strongest trading months of the year, you take that into consideration. It's like, what that's telling me, I'm gonna go right back to the dollar because, see, this dollar looks like to me, it's gonna fall apart. Not fall apart, but the bottom line is that it wants lower price. When you have two days in a row that you can't hold that price, right now we're only up six ticks in the dollar. And remember, I brought up that number. It's 104, 105, 559 when we started it. Well, guess what? You're underneath it now, and now it's 548. So what's happening? And this is, you know, it's so wild, man. That, like, how does this actually work? I mean, I've been doing this like 35, 40 years now. And it's like, okay, how does the market know? Well, these are the buyers and sellers. That you broke the consolidation, you broke it with conviction, it's trying to get into it again, it can't get into it, because the sellers are still there. So, all this is doing is setting up the next leg down inside of the dollar, and the next leg down inside of the dollar is gonna get the market more breathing room. Stay right there, folks, come right back down. Dow industry is right now down 30, and S6 are bait. S&Ps up five and a half will come right back. Are you ready to take your trading to the next level? Introducing Tom O'Brien's award-winning newsletter, Market Insights. Your key to successful, active trading. Tom O'Brien, renowned for his expertise in the financial markets, has designed Market Insights to be your daily guide to profitable trades. Tom publishes his daily Market Insights newsletter every market day before the market open, along with updates when warranted. Stay ahead of the game with Tom's real-time analysis and trade recommendations delivered straight to your inbox.  Ready to join the ranks of successful traders? Head over to tfnn.com and subscribe to Market Insights today. Don't miss out on this opportunity to supercharge your trading results. Market Insights comes with a 30-day money-back guarantee for all new subscribers, so you have nothing to risk. Don't miss out on this opportunity to revolutionize your trading game. Head over to tfnn.com right now to join the thousands of traders who have already experienced the power of Tom O'Brien's award-winning newsletter, Market Insights firsthand. T-F-N-N, Educating Investors. You might think that if you want to be successful at trading in the stock market, you're going to need a crystal ball. After all, it's impossible to predict the future, right? Like any endeavor in life, before you decide it's impossible, get some advice from the experts. You might find that it's not so impossible after all. For daily market overviews that give you direction on the key indices, selective stocks, and commodities, subscribe to the opening call newsletter at tfnn.com. The opening call newsletter is written by Basil Chapman, creator of the trading methodology known as the Chapman Wave. The Chapman Wave up-down sequence gives you an edge in identifying price turns, finding the peaks and valleys in stock prices.  First-time subscribers also get a 30-day money back guarantee. If you're not satisfied, let us know and you'll get a full refund within 30 days of signing up. tfnn.com, Educating Investors. Everything in the universe is governed by the Fibonacci sequence. This mathematical principle is responsible for everything, from the most aesthetically pleasing artwork to patterns in the stock market. To stay on top of stock patterns you can take advantage of, sign up for the Fibonacci 24-7 newsletter at tfnn.com. When you subscribe, you'll get a weekly report from veteran day trader, Larry Pesavento, on stocks you need to pay attention to, and you can trust Larry's analysis. After all, he's got 45 years' experience as a day trader. Larry will also provide daily charts, videos, and data on the key markets that he's tracking. Expect notifications from Larry on market movement you need to act on at any time. First-time subscribers also get a 30-day money back guarantee. If you're not satisfied, let us know and you'll get a full refund within 30 days of signing up. Subscribe to the Fibonacci 24-7 newsletter today. tfnn.com, Educating Investors. Don't forget, you can listen to tfnn live on your mobile device 24 hours per day. Go to tfnn.com, then hit Watch Tiger TV. That's tfnn.com, then hit Watch Tiger TV. Welcome back, folks. We saw WeWork, basically go BK, and Adam Newman, that was the dude who started it. So check it out, man, he's still a billionaire, though. Listen to these numbers, folks. This is pretty amazing. When this was shaken out in 2019, listen, I don't know why they had to pay him off, but they did. So listen to these numbers, man. This is, like, sick. So in the filings that they just put right now, they had that he got 185 million as a non-compete agreement. He got 106 million as a settlement. He received 578 million for shares. And then on top of that, listen to this one, man, he took a loan out, it must be from SoftBank, right, of 432 million secured by WeWork shares, okay? So right there, there's $1.4 billion. Not bad, huh? For a day for a stock that, you know, went south. Pretty amazing, actually. And what is going to happen there is that New York and San Francisco are going to get hit pretty hard. And so what is the collateral behind them, you know? This was as big, so check this out. So collateralized commercial loans, right, that SoftBank and, well, WeWork wanted to, all these large office buildings, they leased them, and then the office building went out and got money on the leases, right? Well, it's 1% of the whole market. And this, you know, commercial mortgage-backed security market is huge. It's 1% with the bulk of 20 of that percent is in New York and San Francisco. So there's going to be a lot of space in New York and San Francisco that is going to be marked a market, which is, you know, the commercial market is just pretty intense. Rough meaning.