Hello ladies and gentlemen, welcome to the private property whip word whip words episode on how understanding how a property investor thinks I'm really looking forward today to sharing with you just a few thoughts on How a property investor thinks and how they look at property investment now first thing that I would like to share with you is understanding Why properties invest in Indian property and that's a very very Important question to ask and to understand so from a property investors perspective for me There are four main reasons why they invest in property and the first one is Consistent growth if you look at property as an asset class one would see that there has been consistent growth in Property over the last 50 years a second one is economic great economic fundamentals And the important thing to understand here is that property is a basic need ladies and gents and that property that there will always be a need for For housing and for shelter and for people to have a place to stay so because property is a basic need It's very very It's very beneficial to invest in such an asset class also from a supply perspective There's of course limited supply and there's limited space in the country Which is also a great benefit and then you of course have the Opportunity and the benefit to buy property at a discount when property investors buy property They want to buy that property at a good price because they know if they can buy that property below market value It gives great returns for them and then lastly ladies and gentlemen This is probably the most important reason why many property investors are so fond of property as an investment class And that is the fact that property investors can use the banks money They can use leverage ladies and gents so they can they don't have to put all of the money down that they want to Invest they can actually get the greatest portion of it from someone else such as the bank Now one thing very very important ladies and gents to remember when it comes to property investors Is that a good property investor will bold the property portfolio? Like one would bold a business That means they would run this business this property portfolio in an entity of its own with its own bank account and with its own Financial statements so very very important to remember is that when you work with a Property investor as a real estate agent that you understand their need for structures And why they wouldn't necessarily want to put the property in their own name So usually property investors would invest in one of two ways They would either buy their properties directly in a property trust or Alternatively, they would buy the property in a company, but the company's shares will be held in a trust Now you will see in both of these examples that there's actually a trust That there's actually a trust On top of the structure now the reason for that is very very important And I just quickly want to share with you why Trusts in an property investor structure is so important And there's four reasons that I would like to discuss with you the first one is asset protection Property investors use trust so that they can protect their assets better Ideally as a property investor, you don't want to have any assets in your name So you'd rather have all of your asset assets structured within the trust The second reason is for legacy or continuity or estate planning when you pass away If you have a lot of assets on your name, there's a lot of costs being paid estate duties executive fees capital gain stacks Transfer fees so investors would structure their property Portfolios within structures to avoid all of those costs on debt and then two reasons why It is so important not to buy property in your own name But to buy in the structure as explained a property company with their holding stress or a property trust is Because of financing capability when you run your property portfolio like a business in its own entity with its own bank account And its own financials your financing capability that the ability for you to get financing on multiple properties Becomes more possible and that is a very very big reason Why property investors don't like to buy property in their own name and why they shouldn't buy property in their own name And then lastly with the right structure. They are great tax benefits Whether it is in a property trust by using the conduit principle meaning that capital gains and profits can be distributed to beneficiaries Or whether it is that in a company utilizing the lower and tax rate charge Both of those structures are very good structures when it comes to Investing in property now. There are two reasons why property investors invest in In in property and there are two returns that you have as a property investor The one is your capital appreciation and the other one is your cash flow and usually a property investor Would follow one of these two strategies or focus primarily let me rather say on one of these strategies They would either look at capital appreciation or capital growth on the investment Or they would look at the cash flow that this property can generate so As as somebody in the real estate industry or as a real estate agent You need to understand your property investor and why they are investing in property because if you know that you would know How to sell a property to an investor so a property investor that focus primarily on cash flow wants to see good positive cash flow, so they want to see good rental income and positive positive cash flow out of that property from a monthly perspective after the bond payment and the levies and the rates a Property investor that focus on capital growth are not necessarily so concerned about the positive cash flow on a monthly basis But they want properties that show good prospects for capital appreciation and when you as a Real estate agent or somebody in the property industry understand this and understand how a property investor Looks at an investment. You can also sell sell a property beta and give a property investor better information now It is so important to remember ladies and gents that when you invest in property As a property investor, it is about the numbers. It is not About how beautiful the property looks or how the property makes you feel when you walk in it It is all about the numbers and as somebody that is in the real estate In the street, it's critically important for you to understand these numbers and to understand how you To understand how you as a property investor and how our property investor would look at the numbers when it comes to Making a decision so We've discussed the two returns that a property portfolio have On the one side, you've got the capital growth on the other side You haven't have the net rental yield now This is very very important for you to understand you need to know Why as we said a property investors investing in property now We said this cash flow and this a capital growth, right? But an investor's return would be made up out of both of these So when you are selling a property or when you are making a proposal to a property investor on a specific property It's critically important that you can point out to that property Investor what is the capital appreciation or the capital growth look like also? What is the net rental yield look like and we got to discuss those formulas a bit further But have a look at property price growth in South Africa over the last 50 plus years in 1994 the average size property would have cost a few hundred and 175,000 grand that same property today would cost you almost 1.7 million right now Ladies and gents, that's a great selling point when you are telling somebody why they should invest in property If you look at this graph, you will see how consistently property has appreciated over many decades You will also see that property price growth has been very consistent. It hasn't been Up one my year and then down the next year and then up again two years and then down a year after that again Property price have actually consistently increased over time and that's a very good selling point When it comes to speaking to property investors Then if we look at this graph from a different direction, it would look as follows and you would have Yeah, 50 years of data on the year-on-year growth on property prices So you would see that in for example 1981 and also then 2004 that property prices in one year grew with between 30 and 40 percent And then you would also see in the last 50 years There's only three years where property price actually depreciated or decreased and that is in 1985 1986 and then also in 2009 so understanding these figures and Somebody selling property or somebody that's in the real estate industry is critically important And also when you can understand these numbers and communicate these numbers to property investors It will also increase your efficiency and and effectiveness actually as a real estate agent So the very interesting thing about this graph for me is if you take an average Year-on-year growth over the last 50 plus years You are looking at about 10% year-on-year that property has grown now We know that we haven't seen that lately, but it does show you What is possible over a longer period or a longer term in property investors In property investment so then ladies and gents It's very very important to understand the formulas that investors use To look at whether a property is a good investment or not and also to know how to communicate this to property investors remember that we said that and Properties is a numbers game for a property investor and you need to understand the jogger the language that property investors speak when it comes to When when it comes to looking at the numbers and the first formula that I want to speak about today And the formula that you should know off by heart is gross rental yield This is one of the first things that a property investor looks at when they are looking at whether an investment makes sense for them or not and what gross rental yield says is gross rental yields determines a Gross rental yield determines What the annual rental is as a percentage of the purchase price when an investor is planning to purchase that property and a specific price So you would take the monthly rent multiplied by 12 divided by the purchase price and then times by a hundred to get the Percentage now this is very very important to understand when you speak to a property investor that you can tell the property investor The average gross rental yield in this area is 10.5 percent But on this specific property that you are looking at we have a gross rental yield of 12 percent, which means that the Annual rental income is 12 percent of the purchase price. That's a number that is very important For a property investor one can then take it a step further this formula is significantly more important than gross rental yield And that's net rental yield now what rent net rental yield says is what is the properties? Returns from a net perspective after you have deducted the monthly cost now We are talking about costs like agents commissions levies rates in taxes and in some instances people would even Look at maintenance and vacancies as well So the net rental yield would be your rental income less your agents commission less your levies less your rates in taxes less your insurance and Like I say some people even includes maintenance or less maintenance then and that gives you then The average monthly rental after costs Multiply that by 12 to get an annual amount and divide that by the purchase price What a lot of people do is When they want to include vacancies and maintenance into the formula They multiply by 10 by 10 months instead of 12 months and they allocate one month's rental to vacancy And they allocate one month's rental to maintenance and that's also a very good Formula that you can use to explain to a property investor What their return is going to be from a rental perspective? Remember we said that there are two returns There's the capital appreciation and there's the net rental yield, which is the rental income less expenses on an annual basis And that is a percentage of the purchase price. So when you want to speak the jargon that a property investor if you want to Speak the language of property investors and use the jargon that property investors use you would go to an Property investor if you are marketing a property and you want to sell it and you know It's a property investor that wants to buy this property. You can tell you can tell The person sir madam this particular property over the last five or ten years has had a 5% year-on-year capital Appreciation over and above that if you look at the net rental yield of this particular property You are looking at a 7% net rental yield here are the numbers that means your total and geared return is 12% so that is the kind of Language that you want to speak when you work with property investors Then ladies and gents a very very important formula for a property investor when they want to buy a property is Is this property going to put money in my pocket or is it going to take money out of my pocket? And if it takes money out of my pocket, how much money is it going to take out of my pocket and by when? Will I break even now all of that? We discussed under the shortfall formulas and the most important formula here that I want to discuss is Understanding shortfall so shortfall would be your rental income Monthly rental income less your monthly mortgage payment less your levies Lessure rates and taxes Lessure rental commission and that will give you the number that you need to either put in Every month or that you get out of After all of those costs now, that's very very important because remember the one thing that is finite is capital, right? Or available Funds on a monthly basis So the smaller that shortfall is for a property investor the bigger that surplus is for a property investor The better the investor is so when you Present a property to a property investor. You want to be able to tell the person this property has a shortfall of a thousand five hundred random month and Here are the numbers and you would probably break even after four years or five years of investing in this property Or if it's a cash flow property, you would say this property from Year one already has positive cash flow You start with a positive 500 grand cash flow and it will be so much after so many years on a monthly basis when you can Present these numbers to a property investor Immediately you become more effective as a property investor So these are the formulas that we've discussed in we've spoken about gross rental yield net rental yield shortfall shortfall cover percentage and then a more sophisticated Formula that investors use is internal rate of return or get internal rate of return Which we are not going to discuss in detail today But that is also something that you can understand that that you can learn more about then it's very important To understand how property investors look at interest rate interest rates And to keep in mind as a property investor your biggest risk is probably interest rates Think about it if you have multiple properties and interest rates go go up with one percent over a couple of months Think of the effect that that has on that property investors cash flow and on this shortfall the formula that we just discussed and when you can understand interest rates and the trends that we are in and you can You can present that to a property investor and explain to them where we are at what interest rates are Looking like that also makes you more effective as a real estate agent So that is something that's very very important to keep in mind just for interest sake These this is the interest rates over the last 50 years in South Africa And you can see that there were times where interest rates Were low five six seven percent or just over five percent But then there were times where interest rates twice in the last 50 years where we've seen interest rates go up to almost 25% So it's under it's important to understand these trends and to understand How that affects a property investor? I hope that that has been helpful ladies and gents and that you have enjoyed this webinar There's a couple of frequently asked questions that I want to Go through with you that you can also keep in mind when you work with property investors The first question that I want to go through is why is a 30 bond? 30 year bond better than a 20 year bond You would often see that property investors would prefer a 30 year bond over a 20 year bond And the reason for that ladies and gents is it's all about cash flow the better the Monthly cash flow can be on a property the more properties a property investor can own The question I get so often when I present this is but do you know how much interest you are paying and I always joke And I say no, I'm not paying the interest as a property investor My tenant is paying the interest so when it comes to property investment and When you use the bank's money you want to get to break even a positive cash flow as quickly as possible Because when you are in such a position the number of properties that you can own in your property portfolio is Significantly bigger. So That being kept in mind Property investors should always go for a 30 year bond rather than a 20 year bond then another question that I have here is Should a property investor buy property in their own name or should they own it in a structure such as a trust or a Company and as I explained in this where we know it's it's critically important as a property investor To run your property portfolio like a business this will enable you to get more financing over the long run In other words balding a bigger property portfolio having no assets protected better having less costs on death one day when you pass away and also having Less taxes that you pay and when this is structured correctly So you want to own your properties as a property investor either in the property trust or the property company With a holding struts or holding struts holding the shares in that portfolio Then and something where we spoke about interest rates How do how does an investor hedge themself against an increase in interest rates? And there are two ways that you can do that one is to have a reserve fund a healthy reserve fund So when you speak to property investors to remind them that they put some money away In the access bond if they want to that they can use in the case of interest rates Increasing the other alternative is of course to fix your interest rates And that may be a question that you get very often and although Fixing interest rates can give you peace of mind. It usually comes at quite a premium and that cost Obviously needs to be considered then So a question that I very often get is where do property investors find properties at a discount and this is where it's very important as a real estate agent when you know that a seller is distressed and That or that a seller needs to sell quickly That you know how to sell that to a property investor as well By saying listen, this is a property that needs to sell quickly It usually would sell for 900,000 grand But the sellers indicated that they would be happy to buy this property at 800,000 grand So you are gonna set by this property below market value and use that as a technique to Make a property investor or to inform a property investor that this property is actually being sold and it is count and then A question that I very very often get is when it comes to Renovations of the border property how much or how little should you renovate and the thing that I always advise property investors is Make sure that you look at what other properties in that area selling for that you don't overcap Lights on the property when you've bought a property for significantly less than other properties in the areas you've got capacity to renovate and improve that property and That can of course add value to your investment and increase your returns as well And then last question that I want to discuss with you and this is something that when you can guide a property investor with Where you can build up a lot of trust and the that is where do I start to build up my property investment team And who should be in that team now? Obviously, we know in that team should be a real estate agent somebody like yourself that can bring Great investment properties to the property investor But then that person also need a structuring specialist that can help with the structuring it an accountant that can help with the accounting of those entities a Ponder originator or a banker that can help with the financing a Convancing attorney that can help with the transfers and also maybe a commercial attorney with more sophisticated Property transaction you of course need Maintenance people in your team that can help with maintenance and repairs on a spot to kill a property and all of those are property investment team members that you can suggest for a property investor and as as a all of these are Team members that you can recommend to a property investor that can help them both the property portfolio Ladies and gents, it's been lovely being by you, and I hope that you enjoyed this private property webwords episode and I wish you a very very good day, and thank you very much for joining


Claudius Gathicus, also known as Claudius II, was the Roman emperor from May 10268 to January 270. Claudius was disfigured, awkward and clumsy right from his childhood. He was left disfigured by a severe illness when he was very young. He was also coars and clumsy and was always the butt of his family's jokes. Claudius was referred to as the black sheep of his family and an unlikely emperor. Nobody expected Claudius to become emperor, although he was the only surviving heir of Augustus and was the brother of the war hero Germanicus. Claudius was always an object of fun and ridicule.  However, when Caligula was murdered in 41 AD, everything changed for Claudius. The family's fool and black sheep of the family became emperor. Like expected, Claudius had a very turbulent reign when he ascended the throne because he wasn't too sure of his position as he had a rocky relationship with the Senate. Despite these dangers, Claudius took his job so seriously and he was hard working. He always starts his work just after midnight every day. Claudius never allowed his bad figure or mockery to affect his performance. His ruling wasn't even oppressive nor a retaliation for his radical. In fact, he amazed everyone with his lenient ruling.  He made significant improvement to Rome's judicial system, passed laws protecting six slaves, extended citizenship, and increased women's privileges. Claudius also treated his people with unusual respect, apologizing to visiting pensioners when they were not enough chairs, hardly surprising that Centinius wrote how his sort of behavior endeared him to the people. Despite this, Claudius' worst enemy was his wife.  Claudius turned a blind eye to this until when Miss Alina took a new lover, Gaius Cilius, in 48 AD. Claudius was left with no other option than to kill both Miss Alina and Gaius. He did not allow this event to blindsign him as he also made some real successes, like going on to conquer Britain that had been in resistance to the Roman rule for over a century. The ugly and unwanted boy of yesterday became the great king of Rome. And that should tell you something. In life, only the dead are done. Regardless of what people say about you, if you wake up every day to dream about the kind of future you want for yourself and take actions to move towards that, you will be successful.  William Jennings, Ryan said and I quote, the way to develop self-confidence is to do the thing you fare and get a record of successful experiences behind you. As you wake up this morning, focus extensively on achieving the little goal you've set for yourself. Then set a bigger one and a bigger one. Take your mind away from the people who don't believe in you or your dreams. Instead, focus on yourself because that's the only person that matters. Vincent Van Gogh said and I quote, if you hear a voice within you, say you cannot paint, then by all means, paint and that voice will be silenced. If you hear people around you saying you cannot be rich, then by all means, pay all the price to be rich.  If people say you can't have a great marriage, then by all means, make your marriage work. Live to prove people wrong. Live like a king. Live with confidence and unwavering faith in your ability. Thomas Alva Edison said, if we all did the things we are capable of doing, we will literally astound ourselves. As you wake up this morning, be determined to do all the things you're capable of doing and you will be amazed at how far you can go in life. Don't forget to share this video and subscribe to our channel. We love you.


A lot of times on social media, a lot of times they be talking about this 50-50 thing. How do you feel about 50-50 with a woman? Do you believe in that?   I've been doing, you know what I'm saying? So like, I don't even know what that feel like or look like, you know? Yeah. So... He said I don't even, I'll put it all in. I'll take you out of your thing. Yeah, since I was young and bro, I was in jail like paying the U.F.I.M.I. to rent and the cable bill from U.F.I.M.I. to county. Like, so like, I don't, like, I'm used to like being a provider and like taking care of the situation, but...   I think that's the vibe, U.F.I.M.I. Like, knowing you got somebody that, you feel me could like hold it down if it needs to be held down, you know what I'm saying?  I don't know, that's why they be, you know, they be asking that question. Is it because of like, like we got too much control when we do everything and we paying for everything?     Is that the reason to go 50-50? Yeah, I'll be trying to figure it out too, you know.  You know what I mean?   Yeah, that's the fact. You know what I'm saying? That's the fact. But we love each other, that's what's most important.  But until then, we trying to survive. Yeah, you getting off a show.  So it depends on for me what situation you in. You know what I'm saying? Because the bottom line is, is a group of women out here, a large group of women out here that love homeless sexuals.   They love them, I'm talking about.  Right.      And when I come home from work, guess what I know? I got a warm body in that bed at night.  I just need a warm.  I need that warm body next to me. So they put up with anything, you know? So at the end of the day, for me, it depends on what situation you in. You know, and what make you happy. You know, I feel that, I feel that.  While I was going 50, you know, 50-50 on this commentary with a celly, you know?    Now, now.


YouTube team keeping clean what's going on it's engraving here with another video and in this video the question is who will the Ravens Apply the franchise tag to Today marks the day the first official day where teams can begin applying the franchise tag to their franchise Players and real quick just a brief explanation on what the franchise tag is That's the designation where a team puts it on a player and that player is paid for one year fully guaranteed So 100% of the salary guaranteed 100% of that salary goes on the cap and That player is paid the average of the top five player salaries at their particular position But the Ravens have a few candidates who could get the franchise tag Mainly that being Matt Judon who received it last season Yoneke and Gakwe who's also a pending free agent and Tyus Bowser and me straight up just to let y'all know from jump I don't think anybody's gonna get it. I do not see Ravens putting the franchise tag on any player Not the exclusive tag and that's the franchise tag where the the players they can negotiate with any other teams Not the transition tag where they can talk to other teams about Possibly signing a deal with them and then those teams would have to give up the Ravens some draft picks and not the normal franchise Tag either where the Ravens they could either keep their player or trade the player So there's some different kind of franchise tags. They can get very tricky But I don't expect it to get tricky at all for the Ravens I know last year they applied the franchise tag to Matt Judon And then there was a little bit of discrepancy and whatnot between the Ravens and Matt Judon Whether he should be designated as an outside linebacker or as a DN and then what they did which I absolutely Loved and appreciated about the Ravens organization and loved and appreciated about Matt Judon They had the differences. They didn't see things out of eye on it, but they met in the middle They met in the middle and that was nothing that either side had to do But they did it. They didn't allow things to get ugly. They didn't allow things to get messy They didn't allow things to get tricky They just met right in the middle between an outside linebacker and a DN franchise tag salary So shout out to the Ravens and Matt Judon for that, but that ain't going down this year It's not and one of the biggest reasons why I do not think anybody's gonna get franchise tagged is Because with the Ravens, I don't think they see any of these guys as a long-term solution I really don't Now I would love to I would love to keep all of But I don't think the Ravens really see any of these guys as a long-term solution that they are willing to really invest in Like that like that with Matt Judon, they tried it out last year they they franchise tagged them last year and That second half of the season boy He came on strong and then especially in the playoffs because he knew he knew like hey I'm playing for that next contract whether it's from the Ravens or whether it's from somebody else I'm trying to get paid so I don't fault the man at all I know a lot of people be like oh man all these players a lot of these players They only show up in the last year that contract If you were working your job that you have been working for a while and you knew that you were coming close To getting such a significant pay raise Would you not work harder and I don't want to hear that. Oh, well, I work hard every time I work hard all the time you may but if you know, you're about to get a life-changing pay raise Are you not gonna put in that much more effort don't lie But anyway So I don't fault any of these players when it's contract year and they go off no problems with me But with Matt Judon He definitely did that in the second half of the year in the playoffs But I think he knows that he's he's not gonna be with the Ravens long term And I think the Ravens know as well now we unique in God quay They traded for him in the middle of the season They gave up the draft picks to acquire him and just didn't work out It didn't work out He I don't think it was a good fit. Now. I was like excited for unique in God way I thought he was gonna be a great match with the Ravens and it just Didn't work yourself out Be and I think one of the biggest reasons it didn't work out is because he's a nice pass rusher But he just that that's all that he was And not saying that every single player has to do multiple things and has to be multi-dimensional anything like that But we're in Ravens defense is definitely a big plus it goes a long way And I think Ravens defense has spoiled us over the years They spoiled us over the years with having players that can do multiple things Like you you have these cornerbacks I look at Marlon Humphrey outside corner number one corner and They kick him into the slot he can play slot, too Now he ain't really have no choice because of the injuries and what no and Ravens need to look at some slot corners in the drag But they kicked him to the slot Jimmy Smith Outside corner, they had him at safety not too often, but they had him at safety Chuck Clark. He's a safety. They put him at linebacker. Sometimes they get him right there in the box They're linebacker. So and Tyus Bowser pass rusher outside line Matt Jude on pass rusher outside linebacker Kaleis Campbell Run stopper run defender Batten balls down pass. Oh, see again different got pernil McPhee Set in the edge and provide an interior pressure and exterior So you get what I'm saying and we haven't even gone over everybody And that's just this year alone We could go throughout the years and talk about all these different guys who did different things Because that's what the Ravens love they love guys that can do different things now Sometimes they love it a little bit too much to where they don't allow a guy who does a particular thing well whether he did that particular thing well in college and then they they try to make him do different things that he Didn't do in college and then they wonder why he didn't succeed, but You get my point and what you need can guy quay he Good pass rusher, but Defending against the run that could have definitely used a bit more work He's not a he's not an outside linebacker. So he's not dropping back. So as a defensive end I Feel like what the Ravens they're gonna look at it and be like it just can't be just strictly about the pass rush because if we're gonna be paying this guy so much money then He can't just be playing like what was it 20 snaps in the playoff game. It was something crazy like that If you're gonna be paying a guy so much money, he better be out there He better be out there on that field or else it won't be worth it. It won't be worth it And we actually gonna talk about somebody later on who mm-hmm That's gonna be a tough conversation that I really didn't want to have but we have to but we'll worry about that later on But with unique in God quay, I don't think they franchise tag him either Now Ty is Bowser with him. He's another candidate for the franchise tag all these past rushes and But he is somebody that's versatile He can drop back as an outside linebacker. You drop into his own You saw when against the Titans in a regular season game and what was the other game where he caught that nice picking? I think it might have been the Steelers, but he like it, but especially in that Titans game He faked like he was about the Blitz But wink had him drop back Ryan Tannehill threw a right to him pick Beautiful pick. What did it pick six? Maybe it was like almost a pick six, but in exception so And not just that one play alone, but Ty is Bowser has shown that he is versatile but with Ty is Bowser He hasn't quite earned that franchise tag yet in my opinion in my opinion So I don't think he's this perennial player where he's just going crazy And there's absolutely no way that you let this guy go now. I would rather them keep like I said, I would love it They keep all three, but it's just it's not happening It's not happening There's no way that you got three guys and this is just three guys alone Raven still got plenty of pending free agents But there's no way that you get three guys like those guys To all take one year two year deals at a significant discount. No And I don't I wouldn't blame them either like when I know when when fans get mad at players for not taking discount for what? For what? No, don't you don't get mad at them get their money? That's what they went to the NFL for they went to the NFL to get paid To make a lot of money playing the game that they love. That's what it is. It's a business So anyway Well with Bowser, I just don't feel like he's that guy yet Now he's been coming up But I just don't feel like he's necessarily hit that stride yet to where Franchise tagging him would be worth it Now, I think they'll try to maybe come up with a deal But I don't think it'll be anything crazy But so I think tires Bowser ends up testing out the free agent market and he ends up going elsewhere. I Really do I just The more that I thought about it. I just I don't see him coming back. I really don't So we'll see what happens there, but I and like I've been saying too I think Raven's just going a different direction when it comes to the pass rush when it comes to their Front for when it comes to that front set. I just I think they're gonna do things. They're gonna operate a lot differently I mean Eric Degas he talked about it that with the pass rush It's just it's not what it used to be anymore Because quarterbacks are getting the ball out quicker than ever quicker than ever So maybe he needs to take that and also translate it to the offense to have Lamar get some quick throws in He needs to relate. Anyway, we talk about that. That's a whole nother conversation But Raven's franchise tag I Don't see it being applied to anybody Nobody on defense. Nobody on offense and another reason to is because like we said at the beginning of the video The franchise tag is 100% guaranteed So just to set the set an example if you if Raven's for example had 20 million cap space and Somebody's franchise tag was for 15 mil then once that person got franchise tagged That would eat up 15 million cap space because it's all guaranteed now They will get paid because for that one year to get that 15 million dollar check Oh, we got it. We getting paid now after taxes. It could be a big yikes But it's still see a lot of money and a significant amount more amount of money than what they got paid the previous year And if you get if you got franchise tag the previous year and you get franchise tag again Then you get a 20% raise all for that So you get oh boy You cash it in you get franchise tag multiple years is it's a gift in the curse gift because you can pay the artist Money you get paid all some money up front But the curse is if you get hurt Then that's why that's why guys like signing these long-term deals Because they can you take they can get taken care of just in case they do get hurt But franchise tag if you get hurt and they only sign you for one year Oh, the team they benefit because yeah, they pay you all that money up front, but after this year. Oh, we're done We're done. You got hurt. Oh your damaged goods. We're moving on so hey, it's tough but Yeah, it would be it would be guaranteed so it would eat up so much of the cap the little cap space at the Ravens do have So I just I don't see it happen now the one way to alleviate a lot of that cap space Or the way only one way to alleviate it eating up a lot of that cap space would be if they came to a long-term agreement with whatever player They franchise tag but that's yet another reason why I don't see it happening because that's not a guarantee that they come to an agreement with whichever player so it's just I Don't expect anything to go down all with Ravens and the franchise tag So like I expect Tyus Bowser to be mad Jude on to be unique ain't got way to be and Then probably some other players unfortunately due to the salary cap and being released cut traded and so on and so forth Like all those guys are probably gonna be very very soon


Hello friends, welcome back to another episode here on the channel. I hope you're all doing great and for anyone new to the channel. My name is Lee, also known as Osiris. Today, we're going to continue on with our Series 8 content. Like I mentioned in our previous episode, we've not got long left. We've only got about a week left of Series 8 before we move into Series 9. So it's a nice time for us to kind of wrap up with some of your rental teams. And this brings us on to today's team that is brought to us from Cody Finlayer. I think that's how we're pronouncing the surname. Apologies if not Cody, but thank you so much for providing the rental. And it's going to be a real pleasure to feature this team, especially because we've got a real kind of common old combination that we haven't seen so much in Series 8. We saw Alberto Deza in the Place Cup 3 pilot this in the Global Finals. A very similar combination with the Regi Gigas and the Weezing. There's some amazing success. So it's really nice to kind of feature this team today. Obviously, we've got the Regi Gigas, we've got the Weezing, there's Ashi in there as the Restricted, got Urshafoot, kind of support everything. Then we've got another option in the team with the Weetness policy, Lapras, another one that we featured in our previous episode. But this time alongside the Women's Accord, seems a bit more of an offensive kind of mod to get that Lapras kind of set up and going and being a real threat in this format. Really looking forward to the team as always. Here's the rental code if you want to try it out for yourselves. And if you do as always, do let me know down in the comment section below and we'll have a couple of games of the team now. Hopefully, pilot it, explain how it works and things like that as we normally do and then wrap up with the rental at the end. So I hope you enjoyed today's episode, friends. Sit back, relax and we'll get into our first match of today. Okay, first up today, we have a team of Cure and White, Cebleye, Regi Alecki, Urshafoot, Incinero and Volcarona. So you've got a classic combination of Cebleye and the Cure and White. They're going to provide fake out support, quash support. Just be a real nuisance for us to deal with, but we do have a way of getting around at least the prankster support that the Cebleye provides here, at least with Regi Gigas and Wiesin. I feel like it's a good lead. The one lead that I would kind of worry about for my opponent coming out would be Regi Alecki, Urshafoot. That makes things a little bit more tricky for us, of course, to deal with. I think we bring Zash in. Lapras going to be, I don't know. Lapras feels all right here, but I mean, without speed control, it doesn't really do very much in the late game in particular. I mean, it can deal with Incinero, but it doesn't have really the best of matchups. Again, things like Urshafoot, at least. And I think Whimsicop probably with the tailwind support for something like Zashian probably comes in way more useful in a late game situation. We just got to be careful that the Cebleye something, if it does come, which I can imagine it will, we take down as early as possible because that Willowisp threat is going to be really problematic for us because we've got predominantly a lot of physical attackers in our team. And being burnt is not really how we want to kind of progress in this match because it'll kind of go south very quickly if we can't keep a handle on the Cebleye. But wheezing with its neutralizing gas definitely helps out with that. Mac strikes definitely help out against a bunch of stuff for my opponent's team, like I say. Okay, so let's see this lead. So I think what we need to do is Macs strike the Curum and then taunt that Cebleye and pray that it hasn't got a mental herb, which I doubt it has because of the kind of the more popular taunt users in this format are all kind of prankster users, right? So it would make more sense to not need it because dark type are not really affected by that. We'll go for the taunt into the Cebleye, completely shuts it down. Now we might see a fake out and a Macs quake from the Reshiram into wheezing, which isn't ideal, but with the Shookerberry I think on the wheezing, we should just about be able to take it, which will allow us a little bit more maneuverability going into the next turn where we can protect it, pick up potentially a knockout onto the Curum, not worry so much about the Cebleye because of the taunt that would get off into it. We'll see how it plays out, but there's a lot of possibilities here. In Curum White, one of those Pokemon, it's so strong, you know? I wouldn't be surprised to see it knock out the wheezing even with the Shookerberry. Is that an exaggeration? Is that an exaggeration too far? Do I hold Curum White too high? I don't know. Okay, well, we get the Macs strike off, no fake out coming out. You would imagine it's going to be Willowisp from that Cebleye. We do a good 50%, just about, just around 50%. Drop the speed of everything, which is useful. We get the taunt off into the Cebleye, which is the biggest thing for us. And like it's here, unless it's got a mental herb, we don't need to worry, which it hasn't. Macs Wyrmwind coming out, which is a nice option, you know? It doesn't activate the, wheeze. It does so much, so much damage. It does so much damage. Like that is just ridiculous damage, isn't it?  But it is life orb, can't Willowisp us. And now we can, we can Macs strike again and we just sludge bomb. And that, that combination will be enough. Cebleye might be forced to kind of switch out here, which we may force a Macs guard from the, the Curum White. But if it doesn't Macs guard it down and we take a little bit of a lead with Warn, Dynamax turning left. Got to worry about foul play as well from Cebleye because that's like predominantly going to be, it's more common option of attack if it has got an option. Like a lot of players kind of opt to just go for support moves. It makes sense with the prankster. You can fit a lot more kind of utility on there, but I always personally like foul play. It just gives you an outlet in situations where Cebleye maybe isn't as useful as it previously was. So Regi Alecci coming onto the field. Do we see the Macs guard? It makes sense now. No Macs guard. Huh. Yeah, not quite enough, but we know the reason should outspeed now. Obviously with that attack drop, that's why we've missed the knockout, you know? But hopefully the sludge bomb is just enough to squeak the knockout and double up into that slot. And I don't know if my opponent, well, they probably should. They would have realized that, you know, like that doubling up there makes a lot more sense. But just because we had that attack drop from the Macs Warnwind initially, and it's a nice way. Like Regi Gigas wheezing deals with something like Kieran White so well, like we just seen, you know? Kieran White, normally one of those Pokemon, they don't really like facing too much because of how difficult it is to deal with at times. Now, do we Macs Quake or do we Macs Strike again? We could Macs Strike again. Do we Macs Quake? Um, hmm, Macs Hailstone might be good for just breaking potential sashes, you know, into the Alecci. But then the special defense boost is pretty big here for us, I think as well. Um, am I that worried about? I'm not really that worried about the Alecci, to be honest. I think I'd prefer to go after the Volcarona. Um, and yeah, double, I think probably double up into it, you know? Yeah, just to get rid of it. There's a Thunderbolt. We should take that. Yep. No. Okay, we take that, I think. Yeah, just about. Okay. That's fine. Um, the struggle bug coming out. Not enough to get the Regigigus. Probably better to go for a fire type move there into the Regigigus, you know? We did risk losing it quite cheaply there, but it kind of paid off, I guess, in the end. And we're going to get a sludge bomb into Regigig, the Regi Alecci, I should say. Regi Alecci, as Regigigus does, finally got down to that recall damage. Okay. Well, the sludge bomb into the Alecci is useful. It's minus two speed now as well, which makes Zashin's life a whole lot easier when it comes onto the field. Get the poison. I wonder what my opponent's last Pokemon is. Um, so what I'm going to do is bring in Zashin and we'll see. Okay, and it's the Sablehite. Okay, that makes things a bit more tricky. Of course, because now we have to taunt the Sablehite before we can make any use out of this Zashin. So we have to protect. We have to taunt. It's so obvious that this comes out though. So I don't know if the Sablehite's got fake out. It potentially could, or if it just goes straight for the Willowisp. Like a fake out into Zashin. Okay. Well, okay. Thunderbolt. This shouldn't be enough. No, there's a special defense. No, we haven't had the special defense boost, have we? No, we didn't go for Max Quake in the end. What am I talking about? Anyway, we're in a great position now to just switch wheezing out, get the Alecky, and then get Whimsicott onto the field, which make things like so much easier for us. We get that intrepid sword boost as well from switching the wheezing out. Sablehite does get access to its prankster ability again, but now being taunt, it doesn't really have much support and merit going forward at least. So we'll be able to lock this one up pretty safely. Yeah, my opponent's like only option now is that fake out, which is a little bit unfortunate. They don't seem to have the foul play. Behemoth Blade going to be more than enough to get the Alecky and then the poor Sablehite versus the world. So the teams function pretty well in this first one for sure. I think we've had an easier matchup than we probably could have against some of the bigger teams in the format. So it's maybe ease us in a little bit to this episode. It's going to be more challenging, I think, if we come up against, you know, those kind of top tier teams. We're saying I'm not taking anything away from my opponent, but, you know, Cure and White isn't going to be one of those like top restrictives that we've seen. You know, I think if we see something like Zashian, going to make it very difficult. Groudon as well, another Pokemon that can be tricky, especially if it's got screen support with it. So I think Zashian is probably the one that is going to be the kind of toughest test for this team. Even though you can kind of stop that intrepid sword boost, I just feel like the archetype of the team in general is going to struggling and Zashian, especially because you're kind of in that situation where you want to max strike Willowisp, but the substitute always kind of makes it a difficult process. So we will continue. Good game to my opponent there and we'll jump straight into our next match of the episode. Next up, we have what we were wishing for or not wishing for, but it's going to be a good test. We've got Grim Snarl, Zashian, Rotom Heat, Gastrodon, Landerous Theorian and Rillaboom. This feels like it's going to be a struggle. The synergy here is very good. Obviously, the Rotom Heat synergizes as well with Zashian and the Gastrodon and that Rillaboom as well. So there's lots of good switching synergy in this team. Got intimidate support from the Landerous. You've got screen support from the Grim Snarl and potentially speed control there as well with things like Thunder Wave or Scary Face. Yeah, the Zashian is very difficult to deal with. Very difficult to deal with. And we take a lot of damage kind of early on from the opponent's Zashian. How do we approach this one? Like, Reggie Gigas feels like a good option.  Lapras doesn't feel very good here at all. I think we go Zashian and Alas Pokemon. Do we want to go Whimsicott? Probably not. I think Oshifu probably fits in a little bit better in this last slot, but with a band, it makes it difficult to kind of utilize in an endgame situation where you may need to kind of just alleviate a little bit of board positioning, adjust a little bit, and the band just doesn't allow that. The band, you kind of need to probably utilize a little bit more with something like Whimsicott, but options are pretty limited here. And I did say at the end of that last game, you know, I feel like we need to probably play a higher tier team and this definitely falls into that category for me. I definitely think it's a difficult team to kind of come up against. Okay, well, we don't see the Zashian straight away, which is music to my ears and definitely music to my eyes. If that's even a saying, it's not, is it? So, right, what are we worried about then? Do we just start boosting special defense here rather than anything else and go after the, I mean, I have to go, I have to start going after the Gastrodon really, but I also want to kind of go after the Grimstall as well. Okay, okay, okay. Let's max strike. Let's go for a, well, we have to protect it. We have to protect here. I think we protect this turn. We can max quick the next turn to give us a little bit of support against something like the Gastrodon's max quicks or just earth powers if they do decide to come out with them. But I think what you do against the majority of the time, like the feeling that I get against Regigiges, you know, you slot, you kind of just buy your time. It's like approaching a Lapras team, you know, you kind of stall out the Dynamax and then you approach a match if you're not in too bad shape from that point. But it's hard to get around the damage output.  It's, yeah, it's not, it's not really great, a great start for my opponent, but it's, you know, I think just because it shuts down the ability for my opponent to get that reflected with the prankster and sometimes you may kind of forget that. I know I've been in situations before where you're kind of like, ah, the prankster is not in effect, you know, and it really kind of costs you in certain terms and this is like the momentum swing that you get with Regigiges, you know. It's actually now coming in, the reflect is up, of course, but we do have kind of a clear path to just max quick here and just go for a Willowisp. Now, if we see a Substitute, which is definitely likely, we haven't got that Intrepid Sword Boost, so I'd imagine what we'll see is potentially a Behemoth Blade into Regigiges or we'll see a Substitute. Now, either way, we get the Willowisp onto the Zashian unless it protects, unless it protects, but then Grimstone's not really posing us too much of a threat right now anyway. Yeah, it protects. So Grimstone going to go for some further disruption, maybe Thunder Wave, maybe Thunder Wave. Max Quick's always going to be useful against the Special Attackers, but we'll see the primary threat right now is going to be the Zashian, but my opponent knows about the Willowisp after this turn. They probably knew about it anyway. But you, like, the Grimstone here, like I'm mentioning, you're not, it's not in a position to kind of pick up a knockout against anything that we got on the field at the minute. Thunder Wave makes things very difficult, but it doesn't alter what we're kind of how we're approaching this match, you know? I think we got Max, hmm, did we go Max Quick again or did we go Max Strike? I think it's the Max Strike's more useful because it then allows the Zashian to kind of, our own Zashian to come in and not have the issues against the opponent's Zashian. But I don't know if a Max Strike's going to be enough to break the sub, it surely is, right? It surely is enough to break the sub. It's got to be, it's got to be. It got to be, it got to be. I would imagine coming off Giga Impact. I know it's resisted, but still, it should take 25% to a Zashian. It should do. We're not going to see, that's interesting that we don't see the sub. They're just going for that pure damage. It's fine, so we could have got a Max Quick off, but as long as we get our Willowisp off, we're all right. When we get the Max Strike, yeah. So that would have been enough to break the sub, so especially with the life orb kind of on top of that, which helps out a bunch. It's just making it easier to deal with the Zashian in an end game situation. That's really what we want to be doing. Spirit Break coming out into Weezing.  Ah, come on! And misses.  It happens, doesn't it? A High Horse Power will take down Zashian. And we kind of can come up bases by... How do we protect here? Do we protect? Because the Zashian could protect and we could see the Grim Snarl attack into Regigigas with the Spirit Break.  Maybe enough. Now, I go High Horse Power and I think what we'll try and do is just get a Willowisp into the Grim Snarl. We'll see. Gonna be annoyed if that Zashian protects. It doesn't protect. Okay, so the speed drop there, enough. Helps us take down the Zashian. The Willowisp will probably go after... I think we will attack after the Grim Snarl. So, Spirit Break... Oh, it goes light screen. Okay. And they've still... You know, my opponents still got access to their Dynamax so they can still Dynamax this next turn. But the thing for us now is that we've got kind of a clear path to winning with something like Zashian, depending on what my opponent's last Pokemon is, of course. So, let's see what it is. We've taken care of the Zashian, Regigigas. I didn't expect to do that as well. Okay, it is gonna be the Rillaboom. I think we go for a last ditch. Gig it impact. And I think we go for the Willowisp because at this point, you know, the Rillaboom, if it goes... Okay, it's not gonna do it. But if it did go for the Max Quake there, we've got the Shukka still intact. So, we could still get a Willowisp onto it and kind of close it out. So, good game to my opponent. Regigigas doing good things again. And we'll be able to wrap this up. So, we'll jump across to the Rental Code and just remind you what today's team is, friends. Okay, friends. Here is the Rental Code for today's team. Just a big shout out again to Cody for the team in providing us with it. It's been a really fun combination and team to kind of utilize today. We didn't see too much of the Lapras, but I'm not really too sad about that. We had Lapras in our previous episodes. So, it's nice to kind of be a bit more centered around something else. And that Regigigas wheezing, zashing core is very, very powerful. And then you've got the interchangeable slot there with the Oshifu, the Whimsicod for that tailwind or just really all-out power from the Oshifu. Really nice team, really well put together. And it's nice to be able to feature your Rental Code on the channel. And of course, I'll be doing this again in series nine. So, we'll get through a bunch of the top tier teams like we like to do on the channel at the start of the series. Some fun ideas that I've thrown together in regards to approaching different ideas to approaching the meta game and things like that. And then we'll move into some of your Rental Cards because I always love featuring teams from you all. So, thank you so much for always providing them. And I hope you've enjoyed today's episode. Give Cody a shout out down below in the comments and let us know what you think about today's team. But I'm gonna wrap it up there, friends. Have a great rest of your day and I will catch you all for another episode very soon. Until then, take care and bye-bye.


Hey, this is Ryan for So Is Any Good. We are on the red carpet for Hacksaw Ridge. Everyone's coming down the red carpet right now. Let's see who we can talk to. You're a part of so many iconic films. You've played so many iconic characters. What drew you to Hacksaw Ridge? I think Mel really because I actually didn't really... I was very tired and I have been working a lot and I wanted to have a break. And yeah, this came along and I said no, and then I finally read it and the characters really is a pretty traumatised, conflicted man. And then Mel was keen to do it and we had a chat and so it smelled good. What drew you to Hacksaw Ridge? What was the script like and why did you choose this film over anything else you got on your table? Well, I wasn't as much of a choice as I was me begging to do the movie. I'm not quite there yet. I was like, I read it. I was like, oh my gosh, this is the dream. I loved the story. I love the characters. Desmond Doss is man with unwavering principles and he's just so strong in his beliefs and I think that's a beautiful thing. And we need that right now. We really need it right now. So I connected to that and then, of course, Mel Gibson directing. I'm a huge fan of Apocalypse. My mom's entire world is passionate about Christ. It's her everything. Is that the Easter film? My mom watches it about once a week. She's literally so obsessed. She's all doled up tonight ready to meet Mel and tell him. Have you told him that? Have you had a session with him?  So what was it like auditioning for the film? What did you have to do? What was the grueling process of being a soldier? I read the script at the start of the year and called my agents and said I will play a tree in this. So just get me on the movie anyway. You have a face of a tree. I would have been anything in this film after reading this script and knowing that Mel's doing it. But I got to do a self-tape actually, which was kind of, it's a bit freeing and I was actually supposed to sit down with Mel in person, but I got extremely sick and so I had to kind of cancel that day. I gave myself to the last minute and I thought I'd lost the opportunity because I didn't sit down with him and then Mel called me two days later and we were on the phone for 45 minutes or an hour and at the end of it, we got along so well. What's this conversation about? That's what it was like? Yeah and about World War II. I've got a deep fascination with World War II in history so we just chatted about so many things and then at the end of the conversation he goes, alright I'll see you in Sydney. I went, I think I got the movie. What was it like auditioning for this movie? Like what was the audition process like? Weird process. It was a really weird process. I think we all read for the Greek Nolan's character who played by Ben Mingo in the end and we all did one audition and then I still have the page in my hand. I was still reading off the page and then I was thinking there was going to be some sort of callback thing and I just got a phone call going oh you've got a callback for Hacksaw Ridge and it had been so long I was like which one's Hacksaw Ridge? And then my agent Tracy said oh no you've got a meeting with Mel Gibson tomorrow is that what?  I spoke to him about farming for like 20 minutes. I was like are you gonna audition me?  He made me do Chekhov, Moliere and two Shakespeare sonnets and I had to go back there four times and do that.


Today we're gonna pickle some pickles. 36 ounce, four cup, ball jar. Two bay leaves. About a tablespoon worth of black peppercorn. And I'm gonna use some of this mixed pickling spice. A cup and a half of water. A half cup, a half of cider vinegar. A cup of regular old white vinegar. Now, this is the trick. The Dano's Hot Chipotle, you guys. Probably three or four tablespoons. Also adding some of the Dano's Crunchy. That's the black top. Give this a little shake. And we're gonna bring our mix to a boil. Five of these mini cucumber pickles. Cut the ends off. Cut them straight down the middle. Straight down the middle again. There's our pickle spears. And then just squeeze them in. Now we're boiling. And we add that in. Put a lid on it. We're gonna give this a couple days. Been four days. It looked like they absorbed some of the chipotle. Let's see if it's crispy. That's an awesome chipotle pickle. Give that a try. Yum, yum, get you some.