My name is Emmy Ortega Anderson, your host for Pinoy Power, Hawaii, and today we want to bring you another show of empowerment. Our mission at Pinoy Power, Hawaii, we aim to enrich, enlighten, educate, entertain, and we hope to empower. We want to thank, first of all, Think Takawaii for giving us the opportunity to be here, to spread our empowerment. Today we have a returning guest and she's no stranger on camera. She's been around a lot because of her reign as Mrs. Hawaii, Filipina, Queen Sarah-Luz Hosaka, and she's brought her entourage. So I know that we have a lot to discuss and talk about because this is an exciting event coming up. Tell us. Yes. Thank you so much, Ate Emmy, for bringing me back and my husband and our guest here and I just wanted to take this opportunity to really thank you for that. But yes, we have an upcoming event, November 1st, we're featuring Gabby Concepcion all the way from the Philippines and we call it Gabi Nampag Bibigay. It's so appropriate. Yes. Definitely is a night of bibigami. Gabi Bibigami. Yes. It's a night of giving, so it's a benefit show, doors open at 6.30 and this, it's a proceed goes to benefit medical mission as well as the charity back in the Philippines organizations. You're right. Yes. Before we go on to one of our main components for the event, let's introduce our king. Why are you here, Jimmy? I'm again supporting, I'm kind of behind the scenes, quietly helping with the event, a great event with obviously a great cause and I truly believe in it also. So I'm kind of behind the scenes helping out and becoming a part of it. Well, any support we can get whether it is moral, of course financial is a big part because that's our main tool of trade, right? To help others. Yes. Are you excited? I am. We're excited. To go back to the Philippines? To go back and to see where all that hard work has gone to and you know that like in my part empowerment, you know, in part of them, less fortunate I think would be just great to see. That's kind of what we're all have in our hearts when we do this. Yes. Presenting the actual donation is like the icing and the cake to be able to see it go through directly to the people that are intended for. So I wish I could be there, but we will talk about this. So we have a very important component, ingredient, tell us about Isabel, right? Isabel, yes. Okay. I'm Isabel Fu from Santo Domingo, Lopasora. I'm the president of our organization. This is my second term and this is actually our third medical mission to our town and we're grateful to Sarah and Jimmy that they choose our organization to sponsor and she actually wants to come and visit our town and participate with our medical mission. Isn't that amazing? You know, when we think of Santo Domingo, Lopasora, I think of the great leader who's always willing to share his rags to riches story and I'm referring to engineer, founder, little Alcantara for all the hard work and dedication of course is always willing to share. Yeah, you are correct, Jimmy, because Tata Lito actually is always our main sponsor and our medical mission last year and this coming January, it will be held at his hotel, West Lock Park Hotel in Santo Domingo. Yes. And it's a privilege actually because we will be working not just with Sarah but also with Tata Lito, Alcantara's granddaughter, Millicent, who is the president of Rotary of Maksingal. Wow. And she came up to me and she asked me if, you know, they could help us and why not, right? The more the merrier. Wow. So, this is going to be your third year of doing this medical mission. Yes. Tell us a little bit, Isabel, about what it entails, what it entails, preparation, Yeah, well, we basically concentrate in just our town of Santo Domingo, but of course, if we have any neighboring town that, you know, they hear about it, they write the tricycle and they come, we are not going to turn them away. Everybody is welcome to the medical mission. And the first one actually, we had it with Ohana Medical Mission that was in 2015. And last year, we kind of like, you know, wanted to try it on our own, so it was just all the Santo Domingo organization and our friends, our cacailian from different states. We had people from California, New Mexico, Michigan, Las Vegas, and we all came together. And that was actually a very successful two days. We had two days of medical mission. So it was more of an international involvement, right? It's almost, yes. All the cacailian, they came together for one reason, we emailed each other and we kind of like, you know, we wanted to give back to where we came from, to the less fortunate. And to me, it was, you know, it was such a nice, great feeling to give back, you know, like to see the people walking and the tricycles. It's okay to speak ill of them. Do you exist? Yeah. That's what we're all about. Yeah. One lady actually, she came riding the tricycle, she couldn't walk, so we didn't have a wheelchair. So our delegates, they had the lady sit down on the chair and they carried her to the doctor, you know, and actually it was not just us, also our provincial, you know, vice governor came to help and at one point actually, we couldn't help the patient. So vice governor Jerry Singson actually sent them to the hospital and just they just tell them, you're my name. Wow. And he even came to the medical mission and helped distribute reading glasses. Yeah. So that was very Jerry, he has a very generous heart too. So that lady that could not walk, did you eventually buy her? We gave her medication that she needed and at the time no, we didn't give her a wheelchair, but hopefully we will have enough fun maybe and we will be able to help more of the needy. And for this next medical mission, actually we are planning to go more on the rural area. We already have mobile that we borrowed from our rent from the government. And I'm in talk with congressman Sabiliana. Oh, yes. Yes, Sabiliana. From Kabugao. Kabugao, yes. We were working with his daughter and Millicent. So we will have a mobile to go to the rural area and do like, we couldn't provide dental last time, so this time we will because we had a lot of patients that were asking for dental. Yes. So. That seems to be a common need.  Right, Jimmy? All right.  So that set of teeth got to last us and that's where dental care is very, very important, right? Yes. And of course, nutrition. Yeah, we provide a lot of multivitamins to the adult and to the children as well. And at the end, actually of our medical mission, we had leftover medications. So as delegates from Hawaii, what we did is we split up all the leftovers because each barangays, they have their own clinic.  That's nice. Yeah. Yeah, we... I can relate to what you're doing because we too partnered with, not the Knights of Rizal, but an organization that are full of men. I can't really think of the name right now. I mean, but anyway, we went to Kainta Rizal and from the morning when we opened at 7 o'clock, they were lined up already early in the morning. You are right. Yeah. And, you know, we went through over 1,000, maybe closer to 1,500 patients that came in throughout. And even when we were closing by 7.30, 8 o'clock at night, people were still lining up because they heard of the news. And then we had the onsite circumcision, not only for the children, Jimmy, but even for adults that are wanting. And, you know, that type of procedure, normally you got to go to a hospital right over here. A hospital, a music clinic, yeah.  And there you go. Yeah, we actually were planning to offer that, but it's because during school season, they don't want the kids to be absent. Normally summertime, I believe. Yes. Because we kind of change our dates to January. But that's common too, because I realize that, hey, not everybody is circumcised, you know. That's right, yeah. And they're still there. Yeah. So, wow. Wow. But you are right. When the first day, we actually, we had the registration. Bamboradio. Bamboradio. Right. And so when words come around, they hear and then they come. Yes. And so even during lunch break, you know, we close the door because the workers need to eat. Take a break, right? You can really turn them around. Yeah. So we just let them sit down, give them water. And it was really convenient because Natalito and the Oy's family, they have the hotel on one side of the road. And then the supermarket, big way, across the street. They're supermarkets. So we ran out of water. Yes. Wow. Pretty much like, you know, hug. That's nice. Because it was in May. So imagine, right? It was so hot in May. Hot. Yeah. So we have to have them hydrate. Because otherwise they might just, yeah. That's a hug. Yeah. So it was really great to do the medical mission there. Natalito's daughter being, actually, at one point, she went to get all their ice cream. Mm-hmm. Just to get a popsicle. Mm-hmm. In Guaras Juarez. Wow. Wow. So it was really a blessing to have them, the Oy's family. Right. That's awesome. To help support. Mm-hmm. That's nice. Was that ice cream ube? Because that's my favorite. No. What? Magnolia. Magnolia. Of course. Jamie, if you haven't had, if you haven't had ube ice cream, chocolate covered, you've got to get it. I've had Magnolia. That's good. That's tough. Well, it's good we have Magnolia now here. Yes. Yeah. Yeah. But over there, it's like the sorbet is coming around. Yeah. It's like a, yeah. It's vendor, remember? Yeah. It reminds me of my smoky time. Yeah. Mm-hmm. You know, you folks are getting sponsors. Yes. Mm-hmm. We are, you know, and we're blessed. We're partnering with you at the end. Thank you so much. It's always a pleasure. You know. And, you know, it's really, we're, it's overwhelming. I'm receiving a lot of overwhelming support from other organizations. Also in the Filipino community, I can really feel the love, the support. And we have Nane Etrata, of course, are one of the major sponsors. You know, your partner, T-Press, so it's actually at Inifa. It's actually our major sponsor as well. All right. We have Her Creation Speck Glory. Mm-hmm. We have amazing, amazing touch, but amazing touch beauty salon. Mm-hmm. And we do have, like, Nayun Pilipina is one of our sponsors as well. And we're partnering with you. We're partnering with KNDI. And the Phil Amcore here. And who else? I don't want to miss anybody. And everyone that's sponsoring us. Yes. We are blessed to have these supporting sponsors and partnering with everybody. We're so happy. Three stars actually is one thing. Wonderful. Yes. Okay, well, we're going to come back. We will come back with more empowerment after this short break. We're talking with the reigning UFCH, Mrs. Hawaii, Filipina. And of course, Isabel is the president of Santo Domingo Ilocasur Organization. And King Jimmy is here doing all the background support and also your support morally and financially. We appreciate that. Mm-hmm. We will be right back. Thanks to our think-tech underwriters and grand tours, the Atherton Family Foundation, Carol Mun Lee and the Friends of Think-Tech, the Center for Microbial Oceanography Research and Education, Collateral Analytics, the Cook Foundation, Dwayne Kurisu, the Hawaii Community Foundation, the Hawaii Council of Associations of Apartment Owners, Hawaii Energy, the Hawaii Energy Policy Forum, Hawaiian Electric Company, Integrated Security Technologies, Galen Ho of BAE Systems, Kamehameha Schools, MW Group, the Shidler Family Foundation, the Sydney Stern Memorial Trust, VOLO Foundation, Yuriko J. Sugimura. Thanks so much to you all. We want to welcome you back to Pinot Power Hawaii and we really appreciate the help of Think-Tech Hawaii for allowing us this opportunity to come to your home every other Tuesday at 12 noon. So today, it is another empowering moment to bring back our reigning UFCH, Mrs. Hawaii Filipina, the beautiful, loose Osaka, Sarah Loose Osaka, and of course, Jimmy, always by her side, and Isabel, the president of Santo Domingo Iluksukosura Organization. I'm so excited. In fact, I can almost place myself there because when you are doing service for someone, you can really get lost doing the Lord's work and also sharing your blessings with others. It really humbles you, so you can relate to that, right? Yes, of course. I think if you have something, whether it's small or big, you want it to give to less fortunate people, you can just see their smile. It's very uplifting and it's really rewarding. So I think giving back to the community, not just here, but also back home, it's more meaningful, I think, for me. And it stems back from your upbringing. I remember a conversation with your grandmother, who shared a lot, right? Yes, very generous to the old barangays, feeding everybody Christmas, the New Year's, the Fiesta. I think it's really good to give back again and continue that. Always the reason to celebrate. Correct. Yes, Jimmy, since we had a chance to go with you on the trade mission, with your observations. Ambassador. Yes. What were some of your observations, and if you could make a difference, Jimmy, that you're able to do while you return, what would that be? I went on that trip with an open mind and one thing I realized is, you know, the Ambassador trip, we got greeted by either children or the local people that we were visiting and they were waving American flags and they're just so happy and so grateful that we were there and just like, oh, so uplifting and so warm in your heart. You were welcomed. Oh, so welcomed and they're so happy with what little that they have, and so all these places that we went to visit, and it was really touching and really fulfilling, almost standpoint of giving back and seeing how they live and how we live. And I really, really saw that on that trip. And I think that was kind of a little bit of our inspiration. We kind of already started this project for the medical mission, but that really kick-started us to even go a little harder in making it a success and, you know, getting the support that we would like. Thank you. There's always a need to adopt children. And since you only have your one and only son, did that ever come to your mind? I'm saying that because I work with the orphanage. You know, that's one of our benefactor and thank you for including St. Joseph orphanage. You're probably going to fall in love with some of the young children over there. Perhaps you want to let a girl. They have a lot in them. We might fall in love and want to bring one back. Let me stop thinking about these. I thought I should just throw that. Yeah, because you need somebody to spoil, right? Exactly. We're not so far out there that we wouldn't do it, but for sure, we want to sponsor them all. We want to love them all and give them all as much as we can. Oh, that's good. That is very common, Isabel, when we sponsor, especially through scholarship. And that's what we do with the six-school district that we always sponsor every year with our yearly fundraiser. We pay for their yearly tuition so that they too can move up to higher education. Correct. And there's a lot of need for that. And it's amazing, you know. I'm from Santo Domingo and a lot of my sponsors and people that give donations. Well, we have our Santo Domingo, of course, our townmates, but most of them are just our friends or colleagues that when they hear Medical Nation or something, they're like, oh, I want to help, you know. They're always so willing, yeah? Yes. Regardless of the location. It doesn't matter where they're from. They could be Chinese, Japanese, they don't make because it goes for a good cause. I think that if people trust you and they see what you do, it really makes a big difference because they have faith in you that, okay, you know, this is all I can give, but I'm sure you can buy something with it. Right.  Yeah. Every day in the house, yes. Yes. What I normally do before I go back and do my charity mission is that I normally send maybe about five boxes, sometimes more depending. And that box is usually filled with lots of goodies, candies, but of course a lot of that is school supplies, you know, something that they always welcome and it's always something that they will be able to use as part of their learning. So, you know, I thought I would throw that in. Perhaps, Jimmy, you might want to pack a couple of boxes of that. I know. Working candies. Yeah. And then one year, I bought backpacks. Yeah. So that was like a reward for, you know, the scholars to get them to do better. Yeah. So that the next time I go back, I said, oh, here's the lady. I'd better get good grades. Yeah. Because I want some. Santa Claus. And you know, we went to, when we went the last July, when we gave the school supplies to the kindergarten side. It was really, really rewarding. They're so excited. Just even with just the pencil coming from here and pens and pens. State side. It's imported. Yes. State side. Yeah. Right. So they're really, really happy, like knowing that coming from outside of the Philippines and this is like the brand. It's like, oh, yeah. I know. And what not. So, yeah. They get so excited. Yes. Kindergarten. Kindergarten. The school supplies to 150. Kindergarten. Yeah. Okay. So along with the medical missions, sometimes we combine it with feeding because you only have a short time span to do it. You know, I know that when we went, we didn't take lunch break. Instead, we opened up and serve and fed everybody during lunch. And that's why that was part of the attraction too, because they wanted to come and partake of the food, no matter how simple that is. Yes. It's nice. At one point, we prepared like a long, brutal table for everybody. We didn't have a place for everyone to sit, but, you know, they got a paper plate and they went and grabbed what they wanted from the table. So many ways that you can do it. Yeah. There are so many. And I think this project, not just our major benefactor right here, the Santo Domingo, we also have a few that we chose, like your village, of course. Yes. And I'm so thankful for that. And we are going there. We are going to your... Ilocos Norte. Ilocos Norte. And that's Lawag. Right? So we're going to go to Lawag. So we, we, we first, first time we're going to see these children. And we're going to go to Homeless as well. We're going to go to Children with Disabilities and Children with Cancer. So, please, support this medical mission, support this benefit show. It doesn't stop on the Gabi Conceptions Benefit Show, but if you do, would like to donate, please do so. How could they do that? Yes, you can actually, we have the phone numbers on the flyers for Gabi, for Gabi. We have all four numbers there that you can contact and you can actually make payable either through organizations directly or through Layali One. So if they wanted to donate clothing or, you know, maybe school supplies, is that welcome or it's just monetary donation? We never turn down anything. Everything's welcome. We can pay for the box, the door to the box. Yes, yes. Oh, thank you. The vitamins for children and adults, those are, you know, it's all welcome. We appreciate it. Clothing. Yes. In fact, when we're there, we regret that we didn't collect enough, yeah?  Right. And you feel like, oh, I wish I should have brought more. Yes, exactly. Yeah. So how could they contact you, Isabel? You can call me on my phone. Okay. Yes, you can go ahead and do that.<PHONE_NUMBER>. Okay, repeat it one more time.<PHONE_NUMBER>. Yeah, it also helps to have, like, official drop-off stations, so that, you know, they don't have to wait for you to get together with them. Let's say you designate a restaurant to help out, let's say, Kambingan. If they want to help, they can come to Kambingan. I'm sure Nanalita will put in mind. Bring there. She actually helped us the first day of our medical mission. She was there. Okay, she doesn't just cook and dance. She came hello, and she danced. No. No, that's the thing. Because it's kind of like, it's like a benefit, right? At the end of our medical mission, because we do have all these guests from different states.  And we had a gala event. Yes, a celebration. You know, we had Filipiniana, and Nana just danced the night away. Yeah. Everybody left, but her and her DI. Jimmy, you need a DI. I know. No. She provides DI. She provides them for you. She will help extra DI. Yes. Well, it's been a fun show. And I want to thank all three of you for the empowerment and encourage you to keep sharing your blessings with others. I just wanted to mention also that we're also supporting the Ohana Medical Group as well. Okay, that's so awesome. So, you're fulfilling your legacy that you want to leave behind as Mrs. Hawaii Filipina. And we commend you for that. Oh, thank you. Keep up the remarkable job. You are very loved and well-liked. And Jimmy, thank you for being so supportive. Yeah.  No, I didn't. I still have my own child. He was charming. All right. Maybe this one. You've got to come back and tell us about your balut session. I will be the next show. Isabel, please continue to lead and be a great example for others. We need to wrap up. That takes care of all the time here on Pinoy Power Hawaii. My name is Emmy Ortega Anderson, your host. Tune in again next time for another show of Empowerment. And we say, maraming salamat po en babuhai.


Welcome to the ITU studio in Geneva. We're very pleased to be joining the studio this morning by Shami Stapaya, who is with the World Bank Group. And she's also co-chair of the Digital ID Working Group here for the Fiji, the Financial Inclusion Global Initiative. And we've got the Fiji Security Clinic going on this week, which is why you're here with us today. Yes, quite a mouthful. Great, absolutely. So thank you for joining us in the studio. Thank you for having me. Now I'd like to start off by talking about the Digital ID Working Group. As I mentioned, you're co-chair of this working group. Tell us a little bit about the work that you're doing in it and what we should be thinking about with regards to Digital ID. Of course. So just to take a step back, the working group was set up with the knowledge that Digital ID is a foundational element, a foundational element for the whole structure of digital economy as a whole. And so I think it's quite, lots of people are aware that there's about a billion people in the world without a Digital ID or without an ID of any sort. And there are millions more who have an identity, but they cannot be reliably verified or authenticated. So that was the emphasis behind why we decided to start this working group. And it was initially started under the GPFI, which is the Global Partnership for Financial Inclusion, which is under the G20 of the Argentinian presidency. And the work for this Digital ID Working Group is looking at the link between Digital ID and Financial Inclusion, and so expanding a little bit into that work. But having done the Fiji Symposium earlier this year, I think what we realized is that we cannot rely on just the financial sector and financial sector regulators, but we need to look a little bit wider. We need to look at the telecoms regulators, other people working in other sectors, because it has so much impact on a number of different facets. So in regards to the work that we've done under the group, we released a report at the latter end of last year that looked at Digital ID and what are the main facets of Digital ID that are important for use in the financial sector. So we came up with three main facets. One was that it needs to be legal, so that means it needs to be recognized by your government. Second is that it needs to be unique, and so it's you and only you who has access and who can use that identity. And third is that it needs to be digital. And digital because we thought that this increases the security, this increases the reliability. Now I'm going to caveat that by saying there are lots of other regions like privacy and sort of other areas of security that are important for identity, but these are the three main areas that we thought was required for use of identity in the financial sector. And so what this report also did was outline seven policy considerations of what governments need to think about as they're trying to implement Digital ID for each of their jurisdictions. So for example, those considerations included things like creating an integrated identity framework, looking at sort of the regulatory requirements around it, looking at oversight models because there are a number of players that are coming into the digital identity and identity sphere that are not sort of traditional financial players, so lots of people from the tech industry. And in the same vein, how to open up the market so that private sector players can play. So, you know, taking the example of UK's Verify, so using the private sector and sort of authenticating them or crediting them so that they can actually play within sort of the digital ID space. And then obviously, you know, data protection, which will hopefully come on to a bit later. Now these digital IDs are going to be national digital IDs because I presume if you try and apply this on a global basis, there might be some difficulties with regards to that. Absolutely. And so what we're saying is that it needs to be legal in the sense that it needs to be recognized. Quite often in countries there are a number of different identities, so they're different types, but they need to be interoperable for one. And then we talk about the levels of assurance about how your identity can be portable and how they can actually be interoperable with each other. And that's sort of a little bit of where the fact of work came in as well. And going back to sort of the work that we were doing on the work stream, so we've come up with these policy considerations, but we were like, now what? Now what happens next? And so we've had broad acceptance from the G20 and other players within the working group to say these considerations are good, but how do we actually implement them in countries? And so what we're trying to do now is come up with those implementing measures, so how we actually implement them in countries. And we're going to maybe potentially do pilots in countries towards the end of this Fiji work program. And hopefully what we want to do is not create a how-to guide. So this is a step-by-step of what you need to do to implement them in a country, but almost have a suite of tools. So to give people an entire suite to say these are all the tools available to you, you need to chop and change to see what best suits your environment. And in terms of the acceptance by the general population, have you looked into that as well? To some extent, and hopefully they will come out a little bit more within the pilots when we do them, because we're actually going to do samples and get people to get onto the platform. And when you mentioned privacy, I would imagine that would be one of the major concerns. So as you know, privacy and security in a digital identity system is probably one of the key concerns, in addition to, say, exclusion risks, which is something that we worry about at the digital economy as a whole. And especially because quite a few of these digital identities are in a centralized database. The issues of data leakage and the issues of cybersecurity are of paramount importance. Now, we are beginning to talk about things like decentralized identity, the use of blockchain, DLT, which potentially might take the trust away from sort of the individual databases and put the trust into the system, but we are still a ways away from sort of, you know, actually certifying that as something that can be used. So until then, it's up to the governments to actually put together the data protection laws, you know, sort of all the rules and regulations that surround the identity, and make sure that the data is safe when it's stored, when it's collected, and when it's in transit. How do the recommendations from the Financial Action Taskforce on Digital Identity relate to the work happening here? Okay, so the Financial Action Taskforce, or FATF, we call it, are mainly looking at how risks for AML-CFT, which is anti-money laundering and counter-financial terrorism. So how does this actually relate to the world as a whole? And because the digital payments are increasing by 13% year on year, and it's expected that by 2022, I think, there will be 60% of the world's GDP will be by digital payments. And so when you are doing a digital payment, your digital identity is very important. And so which is why sort of the link and why they're actually interested in how digital identity works. And what they have proposed is that we need to adopt a risk-based model. Now a risk-based model is very important because it maintains the balance between integrity and inclusion. So integrity so that not everybody is allowed on to the system, but inclusion that your thresholds aren't so high that people aren't allowed to access the system. So what they appropriate is a risk-based model that is based on levels of assurance. And we have a number of different levels of assurance around the world, probably the most popular and the most famous ones are the NIST, which is the National Institute of Standards and Technology, which is based in America. And the EDAS, which is much more of a European-centric body, which have listed out three levels of assurance across the whole identity value chain, which is sort of you're starting with identity, the second is authentication, and the third is what we talked about, sort of the data potability aspects. And each of them have levels of assurance. And the FATF have released these sort of guidelines and recommendations for authorities, regulated entities, and ID providers of what they need to look at when allowing or certifying a digital ID system within the framework. And so we are taking learnings from that and actually we were quite involved in the authorship of that paper as well as the World Bank and as the Digital ID Working Group. And so we're taking recommendations from that. We've developed a questionnaire to actually try and make sure that there is some sort of standardization across the world so we can actually compare like would like. We're taking the recommendations from the G20 paper that we wrote, so the seven policy considerations and a lot of work that the Working Group has been doing now which is developing the implementation approaches for those considerations and using them to one develop those pilots and then come up with sort of the entire suite of tools that hopefully countries can use and which will be obviously helped to furthering financial inclusion. Now we talked about security and data privacy, playing a key role in winning consumer confidence and catalyzing the adoption of fintech for financial inclusion. Are there any other elements that we should really be considering or that digital financial services provider should be considering? So I think we see as one of the, some of the biggest risks for digital ID are in addition to security and privacy which tend to be sort of of main importance is the exclusion aspects that I mentioned before. So potentially people not being, you know, who don't have access to smartphones, who don't have access to computers or you know 4G data, not being able to get onto the system which is a big risk and obviously the cost and sustainability aspects as well. And something else that you touched on before that there will be not this data, this portability between sort of the digital identity systems that are used. So they're not sort of, you know, interoperable whether across countries or whether within countries themselves is something that we're quite interested in looking at. So there's no one-size-fits-all? Unfortunately there is no one-size-fits-all. It needs to be tailored to the jurisdiction, tailored to individual consumers and tailored to sort of, you know, the economy that it's trying to serve and the sector it's trying to serve. And you mentioned some pilot projects. Are they going to be decided here at the security clinic or is it much more long-term? How is that going to be rolled out? So I think this will be decided with the working group potentially. And I'm sure you're aware that Fiji works in three specific countries. We work in Egypt, in China and in Mexico. And potentially we might decide to do pilot work there, but there's already sort of streams of digital identity work that's happening in each of those countries which is sort of the operational work that we're doing. So we're still debating which is sort of the, you know, the most ripe framework and where the need is the most. The plan is to not pilot all the policy considerations but to pick the two or three that are actually relevant to that country. And so we're working with the working group and also the World Bank as you might know has an entire department called the Identity for Development, ID4D. And I'm trying to leverage off some of the work that they're doing so that we can have sort of a quite a robust work plan. So is the Fiji looking rosy for digital idea rather well? I think this is something that we can't ignore. I think it's coming whether we like it or not. And it's very interesting to see how different people react to it quite differently. Some people are quite, you know, like we were talking with consumers, some consumers are very, want to have it and don't sort of want to do the face-to-face work or are quite happy to have sort of things authenticated by a selfie. But there are others who, you know, much prefer the paper trail and the guidance that that brings. So we will have to see but I think whether we like it or not, it's here to stay. So Mr. Pai, thank you very much indeed. Thank you.


So it's official now that Novak Djokovic will not be playing at Indian Wells this year. True to his word, he's withdrawn from Indian Wells before the draw comes out. That's what he was saying he would do just so that he doesn't mess up the draw being the number one seed and having everything have to be reshuffled. Let's go have a look at what Indian Wells had to say about his withdrawal. This is coming from Indian Wells Twitter. World number one Novak Djokovic has withdrawn from the 2023 BNP Paribas Open. With his withdrawal, Nicholas Basilashvili moved into the field. This is also coming from Tennis Channel over on Twitter. They tweeted out Novak Djokovic has chosen not to receive a COVID-19 vaccine and the US government has chosen not to relax its policy against unvaccinated individuals from entering the country. The world number one will not play Indian Wells. So there you have it, Novak Djokovic not playing Indian Wells and he said that he was going to pull out before the draw came out. Draw comes out tomorrow so it's good to see that he's a man of his word and he's not going to play and not going to mess up the draw at least and wait for this I guess exemption. Now we don't know anything about whether or not he got declined the exemption or whether or not he just ran out of time because he hasn't pulled out of Miami. Miami's coming up after Indian Wells and there's no word whether or not he's playing Miami or not so maybe he just ran out of time and they're still waiting to get approved to play in America or get into America but Novak Djokovic won't be playing in Indian Wells which means that we're going to be missing both Nadal and Djokovic going into the first Masters 1000 for the year. Let me know down in the comments below. Who's going to win Indian Wells now that Djokovic is out of the tournament of course Taylor Fritz is the defending champion, Daniel Medvedev is in great form but we won't be seeing Novak Djokovic at Indian Wells will we see him in Miami though?


This is TFNN the tiger financial news network TFNN headline news update Tom O'Brien Welcome folks. We have the Dow industries down 21 you get the Nasdaq up to S&P's are down two and a half Gold contract gold contracts up for dolls and 20 cents trading at 1277 an ounce now You get some big divergence out here if we take a look at the gold contract first What you're gonna see yesterday you came down to the breakout area of December you rejected lower price You go higher today and you have volume on the move higher and there's the divergence folks and it's monster divergence We get over to the Good old King Dala and what you're gonna see is that King Dala also went top side and the volume is not that bad Actually, it's pretty good. We get 18,900 contracts. You're at 97 845 now What that does once you got into this 97? 450 area is actually took you over the highs on the continuous contract When we bring this back this consolidation that has been in place this consolidation Goes all the way back to August of 2018 and bottom line is that you're over it right now 97 711 It was the number with 97 what 98 actually 150 right now Divergence is out there. So we'll see what that's all about notes and bonds We take a look at the note and bond market note and bond market Also, we're still going higher and you have volume behind this move also, which is pretty amazing We get 1.1 million contracts traded inside the 10 year. You're at 123 17 bottom line this wants to go all the way back to the highs out here, which is the 124 31 when you do take a look at the aspect of What we're laying out here. We're laying out at 2.5 yield if we go take a look at the ndx 100 and the ndx 100 Closed at an all-time high out here yesterday We take a look at this today and what you're going to see is just laying right at that high once again The three cues hit 191 out here. We take a look at the spy that is laying right under the high You got volume that's contracting in a large way, but the bottom line is you did have price moved yesterday yesterday we went from the 290 up to the 292 area Small caps, which did have a good day out here yesterday Small caps a little different animal here. You do have some contraction in the volume We're at 158 38 and the number to keep your eye on coming is closed going to be 158 11 if you close under that bottom line is that That's not the high by the way, but that is the high of uh Last week stay right there folks come right back with the last 60 minutes of trading as well as lots of numbers coming in after the close Recap out here. Dow industry is down 11 nazi cup three s&p's off to come right back


what's up guys and welcome to one take tonight we're talking about devs episode three and this is going to be full of spoilers so if you haven't seen the episode yet watch it and then check out this video i'm gil and i'm here with my brother alon yo and let's jump into tonight's episode so first off alon after episode one we said we love this show after episode two we said you know we like it a couple of small quibbles after episode three how are you feeling about devs i still like it a little less than episode two yeah how about you i agree i think alex garland is a filmmaker this is the first tv series he's done and i think this was the first episode that shows us he hasn't quite nailed down the pace of a tv series because the first two episodes i thought that a great job of both progressing the plot that we really care about what's happening in the box what is the big conspiracy and telling us a little bit more about the characters i thought this episode it pretty much did neither it felt more like a mechanical just progressing the plot from point a to point b but i didn't find it very interesting overall and by the end of the episode i sort of felt like the big revelation was that the video security footage of sir gay burning himself alive was fake we already knew we didn't know exactly the mechanics but we knew it was fake yeah we didn't know that it was going to be as simple as just some visual effects though we thought maybe there's some more science fiction explanation behind it exactly but conceptually we knew that's not it was almost like alex garland forgot he's like oh we showed in the previous episode how they strangled him and killed him it was almost like they forgot that we as an audience knew how he was killed so it felt like by the end of the episode i was kind of like why did i just watch that this didn't really feel like a very necessary episode having said that there were still some things i really enjoyed and overall i'm still pretty captivated by where the series is going so i thought we could start with a part of the episode where i have a lot of good things to say before we dive into the parts that i have some stuff to complain about so at the beginning of the episode we're back in the box we have kind of a montage where we see different footage on that screen that can look into the past we see the pyramids we see another crucifixion we see witches burning and there's some talking too which sounded super creepy and we actually see lily in the window where she put up the f u sign in the previous episode so for me we also saw serguei being murdered oh that's right i saw a mouth and i was like what the hell is that and assuming that um stewart and the the kid we're watching that they didn't seem uh at all flabbergasted by it assuming they knew what was going on right and we don't know for sure they were the ones watching it after that montage it cuts to them watching other stuff which we'll get to so it may or may not have been them that were watching all that stuff but this is the part of the show that still has me super captivated i feel like i'm actually seeing the past when they showed that stuff and i'm super excited to see what are they going to show us next we saw a crucifixion last episode this episode i saw the pyramids i was wondering if maybe we're gonna see a dinosaur or two yeah and the the score that they have going over the footage just again makes it feel super interesting and it's just awesome i love that stuff yeah i love the vibe of it too kind of wish they'd focus a little more on this stuff yeah yeah definitely this episode all that stuff played a smaller role um so we mentioned before then we cut to stewart and the other person in the room watching uh maryllum and roe and her husband at the time arthur miller together in bed you know which i think is exactly what stewart would use it for along with this kid right and uh a few other revelations in this scene when katie walks in and tells them to stop watching this stuff she says we only have two rules we don't look forward we only look back and we don't invade privacy uh also an important note there she says it's not powerful enough to predict that far back in time and uh then lastly at another important point in that scene stewart says don't break the rules coming from her implying that katie is one to break the rules so a few things to pick apart there number one they say we don't look forward we only look back why do you think that is maybe by looking forward they alter the the tram lines right if you know what's going to happen in the future that affects the future and maybe that's a big no no that that was kind of where my thought went immediately and then why not invade privacy that just feels like a really odd line to draw considering their overall lack of consideration for humanity and their willingness to murder people yeah a lot of people in this show seem like real hypocrites so far yeah which at first i would say that makes them really interesting and i want to know more about their character i hope it's not just bad writing you know i hope that it's not i mean human beings constantly contradict themselves but this seems to be a very significant contradiction at least for katie forest i can understand because he definitely seems to be caught between being very emotional and having this tragedy in his life but trying to shut his emotions down and go with the katie nihilism philosophy um but definitely intrigued by her and forest specifically just how they how they balance these two views of life that really seem to contradict also they say it's not powerful enough to predict that far back in time which i think backs up the theory i had yesterday which is that they're not truly viewing the past they're calculating what the past was based on all the variables we have today is my i think is why they use the word predict um agree with me yes so i was uh was right i think we can say there you go and what do you think stewart was referring to when katie says you know don't break the rules and stewart says coming from her i have no idea it could be the place by mind went to immediately was like we said she is complicit in murder perhaps they know that so they're like who is she to talk to us about breaking the rules i mean they probably know serge was killed right because all of a sudden he disappeared they don't seem anymore yeah i'm wondering if they're on the same level as katie and forest yet in terms of humanity and emotion it seems like they still have a little more humanity left in them right stewart definitely feels like he does he talks about music all the time and he really enjoys music music man baby yeah it so it could be the murder thing it could be that she's done things in the past that will be revealed over time where she's broken the rules maybe she's used the screen for personal for personal things in the past but who knows uh so any other thoughts on what we saw in the box around the screen before we go to some of the other parts of the episode no we see uh later in the episode we do see a moment of stewart and the kid kind of like rolling around on a chair and having a good time which uh which i enjoyed i guess when you're cooped up in that box for a long time you gotta just have some fun once in a while yeah we all we all have to take notes because i think a lot of us are going to be cooped up for a little while if we're self quarantining from this whole corona thing so uh along when we go home this weekend let's grab a chair and just slide around yeah we could use one of those one of those boxes all right so let's go over to uh the lily side of the world in this episode so i don't think we need to go through this beat by beat so i'm just gonna kind of overall summarize what we saw from from lily and then we'll talk about it so lily goes to her supervisor to explain the situation she tells her how she talked to somebody you know referring to anton the russian she says that what's going on here which surrogates international and as she's explaining this conspiracy to her supervisor i'm watching it thinking she is terrible at explaining this she is making herself sound like a crazy person then jen shows up and gets involved lily and jen agree to go to kenton the security guy and when they go to kenton lily has a breakdown she starts talking about how this is just like brooklyn i've seen the fipponacci sequence everywhere it's like my boyfriend's tattoo it's the same thing you think i'm crazy oh my oh my god and then she basically has a breakdown and leaves the office while she's gone jen explains to kenton you know she was hospitalized in the past she has schizophrenia blah blah blah and then kenton gets a call and realizes that lily's standing on the edge of the building and she's freaking out forest and the senator and all the other people that forest is with so kenton talks her down from the ledge but while kenton is out there jen gets on kenton's computer and steals all the security footage you look like you want to say something yeah uh two things one why did kenton probably leave his computer unprotected he just leaves it logged in you know he he knows he's got some incriminating stuff on there yeah i would just quickly hit that uh lock lock computer window key l yeah oh or apple lock screen i don't know how you lock your apple and then number two why would lily go right in front of the window right in front of kenton's office where he at any moment he could easily just glance back in the window and see what jen's up to well it looked like it was some kind of a it seemed like they were tinted windows i thought because when they were outside you really couldn't see through it and maybe lily and jen knew that maybe i'm giving it too much credit but that was my read on it and they are very secretive about everything they do you're giving me the most skeptical look in the world right now not secret enough to quickly lock your computer before you leave the office let's be honest kenton not that great he's great at two things one he's great at sneaking okay he snuck up on uh surrogate oh answer yeah snuck up on anton yeah he's a great sneaker and he's a great neck breaker and he breaks necks in a way i've never seen he's not a great knife fighter not a great knife fighter well he got he survived the knife fight so he's just not great at security which is the job so and then when lily's plan here to well let's get to get to the end of this right so they steal the footage lily brings the footage back to jamie they watch it and they find out that when surrogate lit himself on fire the fire is clearly fake and the whole thing was uh it was faked it was uh it was all visual effects one amateur move at least reverse the duplicated fire yeah like if you watch we've got some videos where we have to use fake fire you can probably tell it's fake but we definitely did not copy and then paste the fire twice so it would be duplicated i expected a lot more from uh like forest and kenton i'll be honest yeah yeah especially i mean forest must be a super genius based on the technology he's built so it just seems like this whole plan should have been near impossible to get away with like when uh when lily made up the fact that she was hospitalized in the past and they kind of hand wave it away saying there's no way they're going to find out of me for all they know you were hospitalized in canada so i guess they have no way of checking whether or not you were hospitalized in canada it all felt like it was way too easy to get away with this plan yeah i wanted to see lily struggle struggle a lot more mentally to you know get around them and make them work harder to figure out what she's up to and i don't know is that they accomplished two things here number one they got the security footage and got proof positive that there's some kind of a cover up with surge number two they created this cover story that lily's crazy and they no longer consider her a threat because now kenton says we've got nothing to worry about if anything were to happen lily comes out and blows the whistle on us all we got to do is say she's nuts so lily and jen pulled off the perfect heist here and it just like i said felt way too easy and kenton and forest are apparently not very formidable foes uh now did you did you buy lily's plan so for me as i was watching the episode i thought that they were actually telling us she's crazy she was schizophrenic and the whole time i'm thinking wow i've been really impressed with her her acting and she's terrible here when she was acting crazy i thought she's just not as great an actress as i thought and i was thinking do we really need a mental illness plotline thrown in here and it also just comes off as absurd you have this person who is apparently a paranoid schizophrenic and now they're running into a truly a true situation that warrants extreme paranoia and then once it was revealed that it was all a big ruse i thought oh thank god because this show for me dropped from like an eight to a five and then went back up to a seven point three so did you go on the same journey as me or did you know from the get go this is all bs i did not know it was bs i thought either she was actually crazy or that all that stuff actually did happen i was leaning more toward the it actually all did happen and that there really is something in the past yes that warranted paranoia yeah so but i i i like the outcome more than both of those yeah agreed agreed um and then like we said we the big reveal of the camera footage that the fire is fake not only that then they actually give us a little flashback where they show kenton in the other guards taking surge's body and letting it on fire and it was done in an interesting way where you see surge's body on fire and then they show the footage in reverse the fire goes out you see them pick up his body pick up the lighter so they basically showed us the process in reverse in case we didn't get it from the footage or saying just so you don't doubt us they did light him on fire proof which they could have just taken the footage when his body was on fire so there was actual fire instead of putting in the fake fire i don't know just uh whatever um but we didn't really talk much and there wasn't a whole lot of it in the episode but the senator who shows up to talk to forest again you're making a face yeah yeah since you can't see a lot i'll show you the face you made i don't know the whole interaction between those two just seems kind of lame to me i was not really interested in seeing any politics and like weird drama with the government and right cover-ups and this kind of stuff yeah and basically to recap it senator shows up she is putting a little bit of pressure on forest saying that people like technology or no people need technology they need facebook instagram and all that but they've started to hate technology companies facebook ruined our political process instagram has destroyed everyone's self-esteem etc um so as a senator the government we have a lot of leverage on you the public will support us and whatever we want to do to you people so we want to have some more oversight tell me what you're doing in devs forest is reluctant but eventually tells her we're creating algorithms that can predict she offers oh you mean like stocks and weather he says something like that and that satisfies her he says okay stocks and weather awesome um so i'm assuming they're planting seeds here and this is going to be an important plot point over the next few episodes maybe when lily gets some more evidence that her boyfriend was killed by amia by this company could she potentially work with the senator work with the government i don't know any thoughts on where this could be going or are you just totally yours i don't care i just want to see more of the sci-fi right i want to see her get in that box and and learn some stuff yeah it feels to me like a lot of this parts of the episode that you and i aren't finding is interesting wouldn't be here if this was a movie instead of a miniseries and that's what this episode felt like it felt like padding like did we really need to see all of this just to get to the point where we learn her boyfriend was murdered by them which we knew already and you mentioned there's only 10 episodes right eight episodes there's eight episodes planned that we don't even have a second season planned at this most likely there won't be a second this is being billed as a limited series so there's no plan for to continue beyond eight episodes so i don't think there's enough episodes to have just a filler episode yeah that's you don't need this episode right with so few episodes you don't need we can have true plot and character progression every episode now overall i'm still hooked i want to see where things go especially on the dev side every time we're back in the golden box when we see steward i'm psyched i want to see where it's going i'm currently uninterested in lily story i don't know where it's going from here i mean i know she's going to continue to investigate what's going on but at the moment i'm just not as invested as i was in the first two episodes i'm hopeful that they'll be able to get me reinvested this does feel like netflix all their marvel shows had this issue where they would start strong there'd be a major dip in quality where the pacing slows down and then it comes back and gets better towards the end as you get that momentum back where you're you're working towards some kind of a conclusion i have a feeling we're seeing a little bit of that here as well but i'm hopeful it'll come back to uh same level of quality we saw in episode one any other uh just thoughts in this episode i don't know are you as optimistic as i am yeah i have i have a feeling i i still try what's his name alex garland garland i still trust him i still have a feeling i'm going to like where this all ends up um maybe you're right maybe it's about the fact that this is his first tv show and the pacing is a little off i still have faith that i'm going to end up really liking this show in the end yeah agreed and a few other things so to say another positive thing about this episode i think the score is still great it creates such a feeling of uneasiness and discomfort there was one particular moment i remember where the creepy talking that we hear from the chrono visor which is what i'm going to call it that's the conspiracy theory that the church the catholic church has a machine called a chrono visor that allows you to look into the past exactly like this machine so the creepy talking we heard on the chrono visor at a certain point in the episode in the score we hear that creepy talking again and so it just brings it right back to your mind and i like to do a great job it just to shout them out that's jeff barrow and ben salsberry who are doing the score they also scored alex garland's movie annihilation which also had a very effective score so they're firing on all cylinders um the senator's guard the one who is jealous of kenton who is a man just once i'd like somebody to go after her so i have some excitement in my day and then at the end of the episode when he sees everything kenton went through and having to talk lily off the ledge he's like man you're so lucky did you enjoy any of that stuff between them yeah it was some fun banter yeah some good comedic relief i thought that worked uh another random thought um your favorite character stanley right stewart stewart i'm thinking of the office stewart i looked uh i looked up the actor he's played by a guy named steven mckinley henderson and he's had an interesting career because his first movie was 1979 a pleasure doing business he played a bank teller second movie was six years later 1985 uh in a movie called marie he played cooper's husband that was 1985 his next movie 2004 19 years later called everyday people so i'm very curious about that gap i'll look into it for uh for our devs episode four and i think that pretty much covers it um i guess with that thanks for watching if you enjoyed this episode make sure to hit the like button and actually not if you enjoyed the episode even if you didn't enjoy this episode of devs if you enjoyed this video hit the like button hit the subscribe button and make sure to hit the bell icon so you get notified whenever we do more videos like this one thanks for watching