Good evening ladies and gentlemen everyone My name is Jiwei Xiao I'm the chair of the modern languages and literature's department. I want to welcome you to this Very important event. This is actually the very first internship panel that DML has ever Hosted and My job here is not to tell you how important internship is to you you know better than I do and The panelists here are going to share you their stories. So my job here is to introduce The person behind all of this so I'm not the person who organizes event my colleague Professor Lauren Gaskill is The single woman who run the show so let us give her So just want to tell you that at the end of the panel will have food there a real food So everybody is welcome to join us and hand out with us and maybe not just here But also in our offices. We'd like to see you. We'd like to talk with you and chat with you and offer whatever service and help For you. So please do visit us in Canisius. So we're all there I don't want to continue because I I know that This mic might be grabbed by something. I'm I don't want to make that Wonderful, thank you to Jiwei dr. Jiao and thank you everyone for being here This is like dr. Jiao said this is the first time we've done this event And this event would not be possible without our wonderful students who've decided to be on the panel So let's give them a round of applause And students so this event is really for you To get ideas and get inspired by your fellow Fairfield students And who knows maybe you will be on a future internship panel right here So in addition to being supported by the Department of Modern Languages and the College of Arts and Sciences And the Humanities Institute We're so happy to have support tonight from the Dolan School of Business and also the Egan School of Nursing and Health Studies In the Modern Languages Department We know it is so important to learn languages obviously, but We are so happy to see that other schools and departments are also recognizing the importance of language In whatever professional pursuit our students choose to have I'd like to also just acknowledge the other sponsors of tonight Thank you to Italian studies Latin American Caribbean studies Asian Studies the Faculty Committee on Public Lectures and Events and I already said but the Humanities Institute So without further ado, I will introduce the panelists First one down on the end. We have Zaira Paricio. He's a senior joining us from the School of Nursing He's also a Spanish minor. He took the interdisciplinary course on medical Spanish and we'll share with you tonight about his experience working in the field Next Caroline Golding is a junior based in the Dolan School of Business as a finance major She studied Chinese here and is completing the Asian Studies minor and for any of you interested in business-related internships She will tell us tonight about hers Next let's see we have I think out of order. Okay, Julia McNicholas is a senior with double majors in international studies in German And she's also an anthropology major. She will share about her Washington DC internship at the intersection of language learning and foreign policy Let's see next Caroline Mahir is a senior journalism major and Italian Studies minor with a very cool sounding internship that is going to make us all want to go to Italy Next let's see Kala Tiberi Graduated in 2016 with psychology In Spanish double majors and she's currently pursuing a master's here. So she's Did her undergrad and she's now a grad student here and teaching in foundations and she'll discuss her experience teaching Spanish right in our backyard and Then next we'll hear from two students who work with the Connecticut Institute for refugees and immigrants Ariana Tartalia a junior double major in Spanish and communications will share a bit about the organization And how you can get involved and she will also speak about her experience here And then finally Maureen Perry is a senior with double majors in politics and French She will share about her experience translating French with Connecticut translating in French with the Connecticut Institute for refugees and immigrants and then For anyone who's a French student tomorrow, there will be a session information session about the teaching English and France Program, and that's tomorrow at 4 p.m. In BCC 200 Okay, let's give it up for them again Good afternoon fellow students and teachers professors My name is Ed. Arparicio. I'm a Senior here at Fairfield University. I am currently a nursing student at the University School of Nursing And I have a minor in Spanish, which I declared myself for a year Over the summer. I got this great opportunity to internship at the West Haven VA Which is if anyone's familiar veterans of Fair Hospital where we serve our veteran communities I am so I was selected to this program this internship called Ballard, which I applied through Fairfield University and got accepted interviewed by a lot of people from the VA a lot of Representatives in the nursing department at the VA it was a great experience because I was working in the emergency department and It just changed my perspective at looking at health care from a different perspective I never never thought that the veteran population was a population that I wanted to work with But then I realized that I really wanted to work with them and my language just helped a enhance enhance my Education opportunity that I got at the VA Working in the emergency department. I was able to perform nursing assessment nursing skill sets Clinical assessments and it just made me an overall better nursing student and my language came When I was working a lot with the Vietnam veterans and the Iraqi freedom and Afghanistan veterans A lot of those veterans come from Hispanic or Latino descent So it was a way for me to communicate with them a way for me to give provide more comfort for them Because I was able now only to just communicate with them but advocate for them To the other medical teams It was it made my communication with them easier it facilitated my nursing assessments And it just allowed me to give them better education Provide better care and overall it helped me just learn where I stand with my language and where I can improve my language I've noticed that one of the biggest improvement was I wanted to become a better writer in Spanish a lot of the the the medical educational Paperwork that we give out sometimes tend to be in in Spanish and we have to provide them in Spanish for our our bilingual community members and I saw that a lot of the Words were a lot of medical jargon So it was a way for me to learn how to facilitate how to say, okay, you have You have your hypotensive that means your blood pressure is low But someone that doesn't know that someone that doesn't study the medical field would not understand that so it was a way For me to communicate better with my patients and have a key for them Hi, everyone, my name is Caroline and I'm a junior here at Fairfield I'm a finance major in Asian studies minor So I actually came into Fairfield undeclared in the College of Arts and Sciences I wasn't sure really where I wanted to go with my Major minor, but I ended up talking to professor Shao about how I wanted to continue taking Chinese because I started in middle school and Then continued through high school, and I wanted to continue it at Fairfield So she definitely talked to me about the Asian studies minor and how helpful it would be so I declared that and then I ended up moving into the Dolan School of Business where I Decided to declare finance and that was really when I realized how interconnected those two disciplines were So this past summer I interned at Fidelity Investments in asset management compliance so during the interview process I interview with about five or six different people and Although they all had different questions and different things that they asked me the There was a common ground among among all of the interviews which was pointing out my Asian studies minor So every person that I interviewed with pointed it out and asked about it And it was really sort of a topic of conversation and something that they said really stood out and So during the interview process I actually interviewed with all the different people on my team that I am now Working with them currently and my boss said that I was the only one that he's ever interviewed that had the combination of finance and Chinese or Chinese Language and culture Knowledge so that was something that he said really made me stand out among the other candidates Especially because usually you see a lot of business majors which with another business discipline as a minor And although that complements very well I think that having something that's very different from finance is something that helped me stand out in my internship And in particular it was interesting working in a global financial services company Because I could see every day how interconnected the different locations were throughout the world Fidelity has locations in London Canada and They have a trading desk in Hong Kong and other regional sites in China. So it was really interesting to see How interconnected those two were And then throughout my internship like throughout the internship in the summer There was a lot of new people I met and every person when I talked about my major and minor like oh wow That's so interesting and it was really just a topic of conversation And something that was both interesting to talk about and also interested the person who was asking about it So it'll be interesting to see how in the future I can actually use the language skills in my career although I didn't do that this summer just because I was just starting out It was definitely helped me stand out and it'll be interesting to see how it helps going forward Hi, everyone. I'm Julia McNicholas. I'm an international So I'm an international studies and German double major with a minor in anthropology and about a year ago I did an internship with the Linguistic Society of America down in DC and the office itself was only about four people and One of those four was another intern who was a 30 year old graduate student in linguistics So I was this like doe-eyed. I don't know anything about linguistics. I studied cultural anthropology Not the linguistic anthropology. So the first few weeks was me just like trying to figure out the history of the field and Why it was so why like my own personal Connection to linguistics because that would have made that just made the entire experience much more rewarding and it made me more Passionate about what it was doing so that came kind of early on because the fourth president of the LSA was Franz Boas who is a Famous German anthropologist. So that was really exciting I was kind of confused why a German anthropologist was in charge of the linguistics Society of America because we don't have There are no international members of the organization. They're all they all work in Graduate or doctoral programs or do their research. They're all American. We have international honorees, but not a lot of like full-time people that work outside of the US that are a part of it And so I really liked that it made me more interested and it was like Oh, there's a little piece of myself. I can see in the organization and I took that with me like the entire three months I worked there and my work was split up into two major projects the first of which was kind of typical intern work I just had to make a list of every person that's in the field of linguistics in the entire US and From every university. Yeah, that took like two months of me just nine to five Figured out people's you guys as faculty, please put like your email and all like your title because it is so hard to track it down That was my own personal grief about that, but the second project was creating a suite of advocacy materials about why the field of linguistics and language is so important, especially in national security in US foreign policy and I really enjoy doing that because I'm I are in German and this is what I want to do for the rest of my life This is very important to me. Otherwise, I don't have a career and thousands of other people won't have a career and That was shared amongst different research organizations in DC and kind of on Capitol Hill as a way to increase funding for the social sciences just as an especially language from Just to get federal funding for that because at that time in 2017 it was getting really drastically slashed and the little money that was left was usually going to the hard sciences and so as the LSA we wanted to Number one ensure that all of the people that are a part of the organization understood that and it's still extremely important to study Linguistics and how culture brings together through language and how that language develops over time and what that means and Also just because If we don't understand each other, we can't get worked together And that was like the most glaring thing to me if I don't understand What's happening in China we can't do business with China So that was a lot of what I worked on and it's still something I'm super passionate about and care a lot about And yeah, hopefully I'm gonna try to continue my work with German going forward right now I'm planning on going to graduate school in Germany after I graduate But we'll see it's a lot of paperwork Hello Ciao professor is ideas All right, I have no cards because I'm not as skilled as the others but My name is Caroline. I'm a senior here at Fairfields University I am a digital journals a major and I'm an Italian minor which I declared sophomore year after someone roped me into doing it and I was kidding but I Just started Italian when I was a freshman and my mom was Italian after taking ancestry DNA I was a little disappointed to find out that I am 91% Irish, but I am 7% Italian so that's good so I interned for Art of Perfection events, which is a Italian wedding company and They planned weddings in Italy. They plan everything from family reunions to bridal showers to They do it all basically Right now. I'm obviously based in Fairfield, Connecticut But in the summer, I'm actually gonna go to Italy with the company and I'm gonna be working on two weddings so one that's in the Amalfi Coast and another which is near Capri Capri the island of Capri and Yeah, it's pretty awesome and Yeah Speaking obviously helps because I've talked to clients most of them are if they're not from Italy then they're a town in American So it helps especially with little cultural things like how to pronounce their foods or something like that Which they take very seriously. It's Bruschetta is how it's pronounced not bruschetta. Just so everybody's aware. There's little problem with that But what's resolved now? Let's see Yeah, so I pretty much work with everything from like details to logistics. So what flowers look good there? What color scheme blah blah blah? All the boys are like, okay, this is great, but there's also other logistics like Planning things like transportation and stuff like that organizing tours Sometimes the vents are really high on some of them. So you get to like pick out like Fancy Italian cars that maybe they'll come in on or like things like that, which can be really fun And yeah, I also studied abroad. So if you guys have any questions about that, I talk way too much about it with my friends They're like, okay, nobody cares. So I'll answer your questions about that And yeah, that's pretty much it. Thanks Hi, my name is Cal Tabiri. I am a little bit older. I graduated in class of 2016 and I graduated with a major in psychology and Spanish I declared like super late. I was like end of sophomore year I was like I should probably declare some majors and I did too So when I was coming back from abroad at the end of junior year I had to take six classes in the fall to get both my majors and I was like I wanted to do something outside of the classroom and I saw that there was a teaching in Spanish internship And I also had an education minor and so in my mind I was like I hate older children But you know, let's give it a shot and so I Signed up to be a teaching intern at Fairfield Prep.  Um, I still think it's really fun. I'm still there. It's my third year But so I worked with the department head over at Fairfield Prep and she taught like all the upper level classes So when I went in I thought I was gonna be teaching them how to like conjugate verbs Like oh yo abloh like things like that. No, I was teaching them like books in Spanish I was teaching an AP literature course and so it was very intense for me I had to do a lot of reading on my own ahead of time But it was really rewarding. It was really fun to be there with the guys Learning as they were learning figuring out what worked what didn't I made tests. I made quizzes I made games when my department chair was not there I would like go in and teach the class because she was like having surgery or on a retreat Or something. She's like, can you come in? Both have it. I had a cover for her both times And so I would just come in and I would like be like a little mini teacher Yeah, because then and then I was lucky enough that at the end I stayed on so that was fall of senior year and then my advisor was like you can just keep working if you want to and I was like Keep getting the practice and then they actually ended up like letting go of two people at the end of my senior year and so my boss was like you're applying and I was like, okay and so I did and I got the job and so now I've been working there for the past three years and Now I teach a little bit lower things. I teach more like Spanish to Spanish three more grammar based things, but I Use my Spanish every day I also use my experience of the broad I went abroad to the boys actually do want to hear about it They want to waste time talking about me going abroad instead of actually What we're supposed to be learning about but Yeah Okay, so my name is Ariana I'm a Spanish major which I declared very early because my mom told me I should and she was right And then my second major is communication So my internship actually counts for communication, but when I was applying for it, they said we want languages I was like super cool. I could double dip So I work for the Connecticut Institute for Refugees and Immigrants And basically what we do is we handle every refugee that gets granted Refugee status in the United States that comes to United States then gets placed with an agency So that agency then oversees their transition to the United States So we are the one for Connecticut It's the agency itself is over a hundred years old We actually just celebrated our 100th year. I got to go to the Gala. It was super cool The president of Fairfield was there also super cool But so there are many agencies all around the country so this one is for Connecticut So places people throw up Connecticut and a lot of them actually end up in the Bridgeport area Especially when they first come here because that's where our office is and it's easiest for us to get them to all their appointments and everything so The first like week they're here. We have to do like a ton of paperwork We have to get them to apply for Social Security. We have to get them to Get all their doctors like paperwork and verification once they get here They have to go through all these tests and stuff. We have to get them housing Which we usually try and get them before they get here, but some who can't It's super complicated super long process and then the first three months that they're here We they hopefully start getting all this paperwork back So they start getting their Social Security card their workers card so they can like start actually having a job And then we also Registered the children for school, which is what I that was my first day of my internship. I had to register children for school I've never registered a child for school in my life. It was so hard. It was really really hard and then The throughout the next five years they can keep coming back for services So like legal services help them renew their papers and stuff like that. They keep coming back But so a lot of the refugees that I've worked with lately have not actually been Spanish-speaking They've been a lot of Congolese refugees. We get a lot of people from the Democratic Republic of Congo Which I did not know and then we also get a lot of people from Sort of more northern parts of Africa like Entria Which is like on the edge of Ethiopia. It's like on the coast of Ethiopia And then we have recently actually had an influx of immigrants from the I believe it's called the northern Central American Triangle or something like that. It's something triangle But it's the triangle of like Nicaragua Guatemala and El Salvador because of all the violence that's going on there So as these people apply it could take them like years to actually come and About only about half of one percent of people that apply for refugee status here actually get it and actually come to the United States So it's a very very small number and actually with the new legislation from Trump we Used to help over like we used to get over like a hundred and fifty people a year coming to the United States and the past year It was about 35 I believe so significantly less people But we still do work with a lot of refugee families and It's fun. I do something different every time. I mainly work for volunteer services So I mostly work for the people that get the volunteers who drive them places the mentors we do all the interviews for mentors, etc I also work with digital and marketing services, which is my actual internship because I enter for communication But then I also do get to work with the reception and placement services Which is like the social work part like I do get to work with the The immigrants which is super exciting and what's mainly helped me from my language is that It's really hard to learn a language and I do have that experience of like trying to learn a language I mean over a really long amount of time these people kind of just like jump in headfirst But I do have that experience of like somebody's talking to you and you have no idea what they're saying and Like sometimes even like in class like a professor talking to you and you just like you're talking so fast And I don't know what you're saying. What can I use or do you?  Um, so I do like come I Do come to my internship with that experience. So even when I'm working with Congolese refugees who they speak kiss Swahili and some of them also speak Swahili and then also French And they like I mean there are a ton of different languages and they all sound super different It's very cool to like be in the office. You get to hear a lot of different languages But so I do come with that experience of like trying to learn a language and making sure I like talk slow and like try and like Use hand movements and I know that comes from my calm because I know that like when you're speaking to someone It helps like a lot of our communication is nonverbal But then also my knowledge of translation services, which this is gonna sound weird, but like a couple of the refugees I work with don't get direct translators because It's too expensive. So like you only get a direct translator if you don't if you really need it So one of the refugees I work with she's been here for over a year But she's Syrian and she speaks Arabic and she can read Arabic and everything she could write Which some of the refugees can't but she can so when I work with her it was her children I had to sign up for school. So when I work with her when you go to a school You have to provide all this like documentation and everything so certain documents have certain like specific names So I would ask her like do you have the lease for your house? And she would stare at me like I had lobsters crawling on my ears So she would hand me like her phone and we would use like online translation But the problem with online translation is some words don't like translate, right?  So I Do know that like that from using translation services if you like click through like all the words you can like find more words So like that's that's how I like get through it is like I like think of all the words around this word Which is definitely something I've learned in Spanish because sometimes you're like I don't know the word for this What are all the words around this that like I can say to like help me find this word? So that's definitely helped me a lot And it's also just helped me understand other cultures. I guess And it was funny one day. I came into the office and my boss was like oh my god I forgot you speak Spanish and I was like yeah, I do like can I help you and she was like no We already found somebody else, but I forgot you speak Spanish. I could use that and I was like, okay I mean it's on my job application, but okay So yeah, that's basically All right, so my name is Maureen I am also a senior here and I'm a double major in politics in French So keeping with the the internship theme like Ariana my internship was actually for my other major It was for politics. So I interned at Make-A-Wish Connecticut, which is a nonprofit. That's actually right in Trumbull And so even within an English-speaking environment I found that my language skills kind of set me apart from the other interns the other volunteers For example, so I was in program services. So what that means is it was doing all the logistics for wishes So when anybody wished to go to Disney or to meet a certain person we'd be planning their Put their their whole trip and making sure that it's all budgeted for and that everything was planned for So one day a wish came into the office That was a girl's wish to go to Paris and this was towards the end of my semester So my supervisors had gotten to know me they knew that I that I spoke French that French was my other major and So they took the folder and they handed it to me and they said Maureen, you know French You know France you studied abroad in France. This is yours So unlike the other interns I actually got a whole project that was just for me And it was within France going planning a whole trip to Paris, which is pretty fun So I would say that just even being a double major in language has really afforded me those opportunities and then within Using my language skills. I actually work as a translator for the Connecticut Institute for rubber cheese Which is a an opportunity that Dr. Goldfield my French professor actually passed along to me When I was abroad it last fall I was in excellent Provence France and I actually took a translation class and so all of those Translation techniques that you were just talking about those really have came in handy And I've I'm in a translation class this year as well So some of the work that I've done was I translated from English to into French, which is harder if anybody knows It was an urban renewal survey for the the city of Bridgeport. So it was pretty cool. Like I don't know how the survey went I mean I sent in what I had and I don't know how many responses they actually got from from the citizens of Bridgeport But I think it's really cool that that through this language experience It's giving those people who may not have a voice in their community a chance to have a voice And so I thought that was a really great way to be able to use that language and and put it to some good work So wow, that was so wonderful to hear from all of you. You are also well-spoken. So thank you again I'm just gonna throw out one or two general questions you guys can Speak to one part of it if you'd like and then we're gonna open it up to Q&A So my two sort of more general Would be how has learning a language or knowing a language other than English How has it changed your life? How has it opened doors or impacted your path? The other one is a little more practical. What advice do you have for Fairfield students who may be interested in pursuing an internship that Uses a language And maybe any any tips or tricks of the trade or any things that were helpful for you there that you would have liked to know So anyone who wants to speak up you guys don't have to say an order But anyone who wants to speak up can you speak up and then we'll open it up in a few minutes? I Could start on the first one It for I mean I just kind of touched on the ways in which I think that your language can diversify you But I also think that within a school as small as Fairfield and a language department That's as small as Fairfield even within this school in this community I think that being a language student in the upper levels whether that's a major or a minor will really serve you well For example last year I applied for one of the Alpha Mugama scholarships And it's a nationwide scholarship But I was actually I actually won one of them and Fairfield University like published a whole article on me And so I wanted to my internship at Make a wish and they they had already seen the article they were congratulating me for for winning the scholarship And I was just shocked Because I don't think that happens very often for other students at other universities So Pete within the language department if you get to know your professors and and you get to know the other faculty I think that they will they will give you those opportunities because it is such a small department Which is really great. I Could try that one alright, so I'd say definitely try to intern for if you guys obviously I'm assuming all of you take languages I would definitely try to do a language internship because it gives you opportunities that you don't have in the classroom And any advice just like just try like don't be nervous people mess up all the time like half the time I'm talking and not half the time. I'm like that bad no offense like hopefully not but like you can make a mistake and They're not going to be like What are you like? What do you they might not know what you're saying?  I can talk about the second question So I think that also there are several internships out there that are very language-based. I would definitely also Think about the fact that there are internships that may not be language-based But where you can definitely use your language or a place where it would help you stand out And so I think if you're taking any sort of language right now I would highly recommend to minor or a double major in it. I think that It sets you apart from so many other applicants because a lot of people just focus on one thing Or like one specific area like just a couple of different business disciplines or a couple of different Arts and sciences disciplines, but I think that when you have something that's so different It's really helps you stand out and it's a huge huge talking point when it comes to the interviewing process It's definitely so helpful when an interview is very conversational And it's something that you love to talk about like I love to talk about the fact that I take Chinese and The fact that I went to China with Fairfield a couple Two summers ago. I went on a faculty-led trip and that was a huge talking point in interviews So I think that if you can try and minor in something that's different And I think that for most people a language minor is very different Also, I feel it sets you apart when you're going to interview I know there is a lot of opportunities out there when I was offered an internship I talked about being Spanish and being raised in a Spanish community and how like there's certain type of Diseases like diabetes that are more prone to Spanish people are more prone to people of low social economic status So it just helps you connect more with with people that you talk to and also it's like It's like, you know, you graduate and you have your mate your major That's like the toast right and having a language. It adds the butter the jelly So that's why I look at it it it gives it it gives it the flavor, you know, so that's what I think I don't want to follow that now You can't be that funny. Um, I I guess what I echo what everybody else is saying in regards to The importance of it I do two other German-speaking positions at Fairfield so every Saturday morning I go with dr. Wilkinson to the German school of Connecticut down in Stamford with a couple of other students and then during the week I'm an OPS ATTA and don't remember which the order It what is it? Thank you. It's an AT And for both of those positions, it's just kind of I'm just supplemental there Just making sure the students understand it and I'm very much not a kid person Let a little morning person and my kids are like five years old and at the German school and it's like early for early morning and Saturday It requires a lot of resilience and patience on my part So I was able to build that up as well as my language and interpersonal skills and When and the students that we go with there's like four of us that Carpool and just kind of sit in misery on a half an hour eye down and then like vent about it on the way back up And we're all in the advanced German class and some of us are better at speaking and some of us are better at grammar and This has been a great way to just bring the German department closer together because we'll go out for lunch sometimes with dr. Wilkinson afterwards and Just share stories of like my teacher looked at me and told me to go get a stapler from the front desk And she said it three times and I still don't know like I then she said in English I finally understood like what stapler is in German So it's it was oh, it's nerve-wracking a lot But it's been a lot of fun, and I'm really grateful that I got the opportunity to do that and it's maybe more Patient as a person Especially when I'm looking at a five-year-old and she's like rapid fire yelling at me and German are singing a song and I just am like cool I know blue But I don't think that I would have had been able to do either that or OPS if I hadn't gotten Close with dr. Wilkinson and dr. Goldfield who runs the OPS program, and I think that Having that relationship and fostering it for all four years has really made in Fairfield and a much more enjoyable place to be for me So, yeah We're talking about other positions But I work with also the Center for Faith in Public Life We do a after-school mentoring program at Cesar Nataya, which is school in Bridgeport and it's like About like 15 kids who don't have behavioral issues, but they have like learning issues So we go we do like an hour of homework with them, and then we do like an activity usually And it's like Cesar Nataya is a super diverse school. We have like kids from all over Around the first day there were two little girls who spoke like almost explicitly Spanish like they would not speak English the one especially would not speak English and Are like this woman Karen who like leads all things. She is studying here in her master's to be a bilingual teacher and so she could talk to them, but like the point isn't that like the Leader talks to them. It's the point is that they're supposed to bond with like us because it's like all college kids from Fairfield Who are like the tutors? so when she was like matching us she matched me with these two girls and My Spanish is proficient enough that I can do this sixth grade Spanish. I think that's where I'm at, but No, I'm kidding But they do teach me words sometimes But so the one little girls from Guatemala and I still work with her to this day And she told me at the end of last year when we finished the program that she was really afraid starting this program because she was afraid nobody was speak Spanish and When that she like doesn't hurt English isn't good enough to like speak English and also she's shy so then she's scared to like speak English and make mistakes and She said that like me speaking to her in Spanish and explaining some of her English stuff in Spanish helps her understand What it's saying in English because she doesn't like it was really hard for her to like do it but now we've gotten to the point that like I make mistakes in Spanish and she'll fix it so when I make miss when she makes mistakes in English I fix it So it kind of goes both ways And you know, I like that she's a kid too.  And she's like, oh, this is what you call it or like We were reading a story one time and it said Reach us well, and I was like what is that and she was like it's a little river so like you know, she like definitely like any opportunity you have to To use your language like even if it's with sixth graders, like they'll teach you what little river means in Spanish Yeah, just to get out everyone saying well first of all if you were interested in working after Phil Prep or like interning come talk to me I can set you up with the person who runs it. She's great We're always looking for more people to come diversify what we're doing and just to say everyone saying basically don't be afraid I was like talking to one of my students about that today because he was like I don't want to speak Spanish and I was like why not and he's like I'm afraid people are gonna make like fun of me for Making mistakes. I was like I make mistakes in English I was like you guys literally laughed at me yesterday because I said something wrong in English, which is my first native language I was like I would never make fun of you for saying something wrong in Spanish And I do say things wrong in Spanish all the time and I have native students who are like mystery you mess that up And I'm like, okay, you're right But we're gonna move past it because you make mistakes in English. I make mistakes in English Spanish whatever we all make mistakes So definitely just go for it because as long as you're smarter than them you're winning Okay, let's see. So I think we're gonna open it up for Q&A now Who would like to start us off with a question? Bring the mic over to you. Okay So we're filming this so if we have any questions we have to make sure that we talk into the mic here it is Hello, I'm wondering did anybody in turn while studying abroad? Do you have that experience as well? I did When I was abroad I went to Florence and I interned with a Mac newspaper there and I wrote for a local newspaper there I went around and did everything from writing to in Italian translating into English and Talk I talked to a lot of business owners around in Italy to get ads and stuff like that for the newspaper Which was really cool because I got to know a lot of the town And say like oh, yeah, like I talked to the owner of that restaurant yesterday Like I know all about the food here. You should definitely try this like it's the best kind of thing Go read my article about it But you can't because it's in Italian but But yeah, it was a really cool experience To get out there especially Experiencing the workforce in the European country. It's very different Sometimes I was a little frustrated and I'd be like why is nobody here like it's time to work So I I was like come on guys. Let's let's get this done They'd show up like an hour late with a cappuccino. They'd be like And I'm like no, I've been sitting here for an hour, but um, yeah, but it was really cool So definitely got a good experience there and Just to add on to that in the program that you should have gotten at the end of the program There are three students included who were not able to be present, but they still wanted to participate As resources for you so there are actually two students Catherine Litchfield who's currently in France Has an internship So that's another one as well as Sean Tomlinson who studies German and she is not currently in Germany She's at a conference, but she did have an internship in German Germany and then Blanca Marty also Has had the internship at Fairfield Prep. Oh, it still has Okay, Michelle. Hi everyone. I was gonna ask Maybe everyone in this room or everyone on this panel How many of you have reached out to a professor to help you find this internship or to like negotiate some of these questions? And also, how many of you have checked our super duper website on our department webpage. Yay So I don't come from a family that has a military background or veterans in my family So I found out about this internship through my professor dr. LaVonio It's the eating school nurses were really Centered on veterans sent to care and she told me like I think you would be a good fit for for the veterans It's a population that's an older population But you also have a younger population, but she was like you like older people So you would be great at working with the older people So I talked to her about it. I didn't even know our President our Dean Dean Kaser is actually a fellow vet. She was in the army So it was really cool to connect to connect with her about that experience Because I like in my future plans I do and plan on enlisting in our military to see like, you know to see how it it feels to be in Active duty to walk in their shoes so I could provide better care for our veterans And that did anybody else retell to a professor or use the department website on our internship list No Anybody if you haven't checked out our internship list, please check it out on the department website department of modern languages Set of people right here with great experience. What would you like to ask?  I mean, it's very touching that you're Closer to this larger reality and you have this international perspective Because of that, but my question has more to do with something more practical. So when you are Applying for internship Jobs what are I mean, you might have several choices. So what might be your? standard criteria for choosing one particular over the others and Also, I wonder are these internship jobs paid or unpaid and does it actually affect your decision? That was a really good question I think one of my base Criteria is when I am applying to internships. I know I got two internships over the summer But I want to see which internship is gonna give me the most education opportunity The other internship I had it was more of a CNN job more of a nursing assistant But I didn't want to do that kind of work. I wanted to do real nursing work I feel like that's the biggest criteria when it comes to an internship. What are you gonna get out of that? Internship, what is the most education opportunity that internship could offer you? I know also The pay was good at the VA I Made 80% of what a nurse at the VA makes so that was a great great way to like Put myself in that real real world scenario. I remember doing 12-hour shifts doing night shifts and Actually Documenting seeing people's records medical records. So it was it was a very very good process I had to go through the government to get this internship. I'm a federal employee So it was a different process where I had to get fingerprinted. I had to get background checked I had to do intensive applications online that were about 60 to 40 pages long I had to send out references to my bosses and they got letters from the department of the VA saying Oh, is this guy a good worker? Is he is he a felony or stuff like that? Had to get recommendation letters from my professors It was definitely a long process, but definitely worth it in that. I think something that's really important when you're looking for an Internship is the company culture when you're applying I think not even just in the business world, but any other sort of internship. It's really important to look at the company or the organization's goals and how they treat their employees and what their Sort of mission or messages What I loved about fidelity was how global and how diverse the workforce was They were really adamant about having The most diverse group of people that they could have because it sets the company apart by having so many different Diverse thoughts and opinions And it really just improves the company overall So I think when you're applying definitely Although I think a lot of people think of the pay you want like the highest paying job you can get But you really want to be happy with where you're working So I think it's really important to look into that culture and see if you could see yourself there in the future And if it's like a really good fit My internship was not paid and DC Metro is not cheap So that was that was something that like I thought about but it didn't it didn't deter me from doing it And I don't know I'm still trying to figure out what I'm going to weigh when I look for jobs in the real world after I graduate Trying to like figure out what I want to focus on and when and for how long and because I like I'm 21 I feel like hopefully have a lot of time left to figure it out But for right now I'm looking at masters of public policy and masters and international relations and German graduate schools So that I can kind of have the best of both worlds and Sometimes those programs are broader a lot cheaper than they are here Because most especially in Germany a lot of universities don't have tuition fees So you only pay like 128 euros for an entire year of graduate school, which is insane And that's a big plus and it makes having if you do have an internship on paid it makes a little bit easier when you don't have to think about debt I Would say also one great thing about Fairfield is that you can do those internships for credit So I know my internship in probably is yours for credit as well So within like I know within the College of Arts and Sciences You can do internships for credit and so instead of taking five classes You can take four classes and then intern for about 12 weeks 12 hours per week and then that's something that you can add to your resume and it's always a talking point for for Interviews and something that really stands out about you on your resume So if you're thinking about Interning and it might not be a paid position Definitely ask if that you if you can do that internship for credit because like Julia said it's tough to work and not get paid It makes showing up and staying for those long eight-hour days pretty tough but if you know that you're spending this time and Instead of sitting in a class or and doing homework for a class I think it's much more rewarding and it makes you work a lot harder and Ted what you what she said, um, I know that some internships aren't paid But the biggest thing is putting that on your resume. It shows that you have Clinical experience or you have real-world experience in the field which we want to pursue so when employers see that they Stare they kind of are taken by they're like, okay Wow, he knows what he's doing or she knows what she's doing because she's done it and she's performed it Well, I think we can continue this conversation here and outside at our reception if you guys have any other questions Please stay or please stay and talk to the other faculty I'd also like to thank the professors of the department for helping me to put this all together I could not have done this without you all so thank you And one more applause for our panelists Thank you


The equitable life assurance society presents this is your FBI This is your FBI the official broadcast from the files of the Federal Bureau of Investigation presented as a public service by the equitable life assurance society of the United States and the equitable society is representative in your community For a moment we're going to hear from a representative of our sponsor the equitable life assurance society of the United States Last week. I saw my daughter off to our state University She's going on an equitable education fund I started the year she was born and on the same train with five other youngsters of her age leaving for college Thanks to the equitable education funds. I plan for their dad Do you wonder I'm proud to be a representative of the equitable life assurance society in approximately 14 minutes I'll be back to give the whole story of the equitable education fund an important contribution to American education Made by the equitable life assurance society of the United States Nice FBI file dead man's tale this morning a graduation ceremony was held in Washington, DC a graduation ceremony at the FBI National Academy a school operated by the Federal Bureau of Investigation for the dissemination of knowledge to members of local police organizations throughout the country If it seems strange to you that these local police officers the men who form your first line of defense against crime Are going to school to learn the latest methods of waiting that war And you are guilty of old-fashioned thinking Yesterday's blue uniformed minion of the law who took his tribute in fruit from the corner stand has been replaced by the Modern police officer a younger man who in every respect is better equipped to do his job is Better equipped to safeguard your precious freedoms Each day as more of these well-trained young men take their places as members of your local police Law enforcement becomes even more established as a recognized and honorable profession This FBI Academy is a young school 14 years old But already its graduates are in every state in the union soon. We hope they will be in every city For when that time comes the war against crime will not automatically have been won But a tremendous stride will have been taken in the right direction in the direction of victory for the people over the common enemy the American criminal Tonight's file opens late at night in a large frame dwelling located on the bank of a river running between two Midwestern states a Man stands alone in the front room of this establishment. I'd lay throwing dice on the table a second man enters Money's all counted. I would do the night when thirty six hundred. That's not bad What's with those guys trying to win a mind bet. They'll watch them. They're loaded Now all craps you want to use them in a joint you ever seen me use a gimmick George No, I'm not gonna start now Tell that to the guys who try to sell me these things around the game's honest here I get from three to sixteen percent running for me every time a bet's made So instead of eight G's a night I make thirty six hundred Give a little take a little that's it Look at the guy in the gray suit tonight. He walked out a two hundred dollar winner Tomorrow, we'll tell everybody that he beat the joint for two thousand Everyone he tells us a new customer answer that joint. Yeah, so we're closed for the night. All right Hello Yeah, Frank. Yeah He is this late Yeah, yeah, we'll close tight Just timing me Yeah, you sure Okay, Frank it ain't so Frankie down at the hole. What do you want that cup? It's been given us trouble On his way out here Scott. Yeah, just get a warrant But not the slaughter joint He's gonna try and put the collar on you what for That Hamilton guy signed a statement for him saying that you threaten his life if he didn't clean up his tab out here What we do well same what I'll make him one more offer to come over and if he turns you down We'll fix it so it on ballers again A few days later at local police headquarters FBI special agent Jim Taylor is greeting an old friend It's good to see you same here. What are you doing in this make of the woods? Oh, I came down to investigate a stolen car ring Oh, oh, you're not working on the case. Hey, no, I'm still on traffic control. Oh, hey, is that Carl Scott around? No, Jim. I heard he got an appointment at the Academy. I wanted to congratulate him. He won't be using it No, what do you mean? Carl's dead, Jim He's what come on the locker room. I'll tell you the whole story Yeah, Jim. Thanks. I gotta get in the uniform Dave what happened to Carl? Hey, fished his body out of the river early this morning They what? Yeah Karna's preliminary report says drowning was no sign of any physical injury. I'd be willing to bet that he was murdered By home man named Tom Coldwell. Oh, who's he local coupon? Trolls gambling and just about everything else Been arrested about 30 times on various charges But no one's been able to make any of them stick. Oh, why not political protection? Hand me that shoot for you there. What do you mean? Yeah What makes you think he killed Scott? The car dropped by my desk late Monday night and said he was gonna arrest cold well and this time it would stick Do you know what he meant? Yeah, he told me that a customer named Johnny Hamilton Oh, it called well a lot of money Call them a given him credit at the gambling house and when Hamilton didn't pay his life was threatened by call. Yeah Hamilton had given Scott a signed statement. Who is this Hamilton?  Yes, welcome to him Yeah, he denies that he ever gave any statement to Carl Scott or that he owes car one any money sounds like car Well got to him first Jim Carl Scott had two big ambitions One was to go to the FBI Academy and the other was to put Carl a lot of business I've asked to be transferred from traffic control. So I can work on the call will file. I Think the chief will approve If he does I'm not only gonna prove murder. I'm gonna solve it You seen a paper not much in it the coroner's office this afternoon declared after a complete examination At a body of policeman Carly Scott that the cause of death was accidental drowning You already heard Oh, I just been to see Johnny Hamilton to collect. No, why not wouldn't pay Did you tell him about the cup? Yeah, what he said? He's left So I said to him what's so funny the same thing could happen to you and He kept laughing You want me to get some muscle to collect for us? No, we'll collect Think I know just how to do it Oh Dave, hi Jim brings you up to this end of the state. I'm on my way to Washington Oh, remember that Carl Scott was supposed to go to the session of the Academy starting next week Yeah, he's presenting me in stand. All right. That's great. Good luck. Jay. Thanks. I'll sure need it I haven't done any concentrated studying since it was in school. I keep a good notebook study a lot You'll make it you taking the plane now on the bus. That's a long job I know but it's cheaper and every bucket to go a long way. I bought on my car to finance adventure I'll it'll be worth it. I know that you only regret. I have this Stopping on that call well far out of the plenty of time to call when you get back if we don't catch up to him first You're working on him too. Well, I don't know Dave We've got a complaint from the chief of police across the river from you about some slot machines being in candy stores next to school That sounds like all right. That's what this chief of police thought and if we can prove that he transported them across in a State line and a stolen car that the police found we may be able to give the US attorney enough to prosecute Surely hope so Hey time for my bus. Look, I'm gonna be at mother McCartwright's in Washington, Jim and the address I know it Well, good if you get anything on call. Well, let me know I will Dave. I hope when you get back You can visit him in a cell You Yeah, George look Johnny Hamilton just walked into John is he gambling? No, what he come for see you always waiting outside now Bring him in. All right Hey, Mr. Hamilton Oh, I am mr. Cowell Okay You're doing good business tonight. We'll break even want me to stick around to him as well You come to pay up Hamilton No, look if you want to settle for less than you're on the rim. I don't want to settle What are you bothering him for? He's a busy man. I don't know the church Why'd you come here? I came to collect five thousand.  No I figure it's worth five thousand you to avoid being tried on the charge of murder What are you talking about remember the night that cop came out here to see you the night? I gave him the statement about you threatening me. Uh-huh. I drove out here with him I was at the window when you killed him. I see that's worth five thousand to you and your friend here, isn't it? Well, it's worth something like what like Thanks, George We will return to tonight's exciting FBI file in just a moment now for another type of thrill One that you may experience tomorrow afternoon as you watch your favorite college football team battle it out with some traditional rival Here's the play a John 6 the passing center. He's fading back. It looks like a forward pass A long one way down the field looks like Football fields aren't the only places where college men score touchdowns surveys show that after graduation They're still on the ball still playing to win It's a fact that the college graduate is nearly 15 times as likely to reach a salary of $10,000 a year as the non-college man and the same principle holds good in every salary bracket from $10,000 to 100,000 yes a college education is not only an endless source of personal satisfaction It pays off in dollars and cents Realizing this many years ago the equitable life assurance society created its famous equitable education fund as its name suggests This is a plan for far-sighted parents who want to make certain that their children get the higher Education that means so much to their future success first and foremost an equitable education fund is Sure, yes, you are E right this fund combines plan regular saving with life insurance So if the father dies or becomes permanently disabled This plan makes it certain that his children will still be able to get the education He was ambitious for them to have second advantage an equitable education fund is easy You'll be amazed how quickly a comparatively small monthly payment Bills up into a sum that is ample to see a boy or girl through college remember higher education and higher Salaries go hand-in-hand So the more truly you love your children the more determined you will be to give them a head start Toward future success and happiness with an equitable education fund Get in touch with your equitable society representative soon or send a postcard care of this station to the equitable Society that's eq y t a b l e the equitable life insurance society of the United States And now back to the FBI file dead man's tale The situation described in tonight's case from the files of your FBI The situation of a local police force anxious to do a job but being prevented because of political shackles is not an isolated instance There are for example few jurisdictions where gambling is legal And yet only the blind can truthfully say that they see no gambling in virtually every community in the country In a few such instances the laws are inadequate or antiquated and should be rewritten to fit present-day conditions In the overwhelming majority of cases however the laws are sufficient, but law enforcement officers are to put it bluntly restrained from functioning Only one thing can free them to do their appointed jobs and that is an aroused public The Federal Bureau of Investigation does not imagine that any single individual can remedy the situation alone But it does believe that something can be done It's a big job, but it must be undertaken and you as an individual can help start it and help see it through Can help clean up your city and make it the kind of place in which you're proud to live You can help do it by cooperative effort By working with other individuals who by themselves could accomplish little But who by a mass effort can achieve your aim Your aim of seeing democracy at work of seeing your local police function so that they can repay and build your trust Tonight's file continues at the FBI Academy at Quantico, Virginia Policeman Dave Mitchell and his class are just finishing at the pistol range when special agent Jim Taylor approaches Once every 18 months every special agent comes back to Washington for a refresher course the same things I'm studying at the Academy. That's right We learn what new scientific advances have been made by the lab we exchange ideas with agents from other officers And we get a series of lectures. I see well say you get anything on your investigation of course Not a no one was willing to testify against him And so far your concern call was untouchable. I wouldn't say that we haven't given up entirely yet Dave didn't you tell me that a man named John Hamilton was Carl Scott's informant That's what Carl told me the night he was killed. Why well Hamilton's disappeared. How do you know now? His parents reported his disappearance over two months ago. They were hysterical. They wanted immediate action Well since we felt it might give us the key to a federal violation we went to work on the case We traced Hamilton's movements in the night of his disappearance Alleged Tom Caldwell's did you arrest Cole? No just about that time Hamilton's parents withdrew their support and asked that everything be called off But why I don't know Dave. He didn't turn up I said they were satisfied that he just run away come back when he was ready Well, that'll be something else for me to work on. Yeah, well when you graduate day this week and I'm going home I'm going to keep working till Tom Caldwell goes to the camp of Carl's murder To one mate, huh? Yeah, go down to the hall and see Frankie. Okay. Find out if he knows anything about a guy named Dave Mitchell Who's he? The cop. He was just here. I think he'd like to make some trouble for us. Why? Yeah, that other cop was his pal. Oh, I think he suspects we killed him. Yeah, but he can't prove nothing Maybe able to prove something on Hamilton. Why? It's in the river any his body ain't turned up yet. Has it early ask a lot of questions about Hamilton. Have we seen him? Where was he, you know? You want me to see Frankie about have him check see if they have anything on this guy If they have we'll get him bounced off the floor What'll be screen and we'll bounce him ourselves In the river got a few minutes Jim. Oh, Dave. I just gonna call you on by why I just got back from Washington this morning Yes, they see put me on a case. It's down in your section. What kind of a case? I live in several hijackings recently on the highway outside of Hawthorne. I'm going down. See if I can spot on it All right, tell me how you doing with call. Well, I think he's responsible for Hamilton's disappearance Jim Oh, any proof? Well, I went over the microfilm at our local bank to see what checks Tom Caldwell deposited the day after Carl Scott disappeared and well, you see lots of the people who gambled at Caldwell's and lose pay by check I felt those checks could tell me who had been at the gambling house that night. It's good idea That's an investigative angle. I learned at the Academy and paid off. Yes, sir I interviewed the writers of every check and finally I came up with one who was stalled in the parking lot after the place closed You saw a policeman knocking the door and someone let him in that would be Scott Yes, and also we saw a man that night who answers the description of Hamilton Oh, where driving the car that brought Scott out to Caldwell's He says the man stayed in the car and waited. That was exactly three o'clock The coroner's report says that Scott drowned at 315 No, that's a real solid fact today. Yeah. Oh, well, this is what I came up for Jim will you send this sheet of paper to your lab and see if they can read it? Sure. Sure. What is it? It was found on Carl Scott's body. It didn't mean anything to any of us on the force then but the knowledge I gained in document examination at the Academy made me take it to an x-ray lab in Hawthorne and they put it under black light Glorescent showed up all over it on the watered washed away most of the ink But the pigment remained enough to read any of it No, but I'm hoping they'll be able to read it by using infrared photography at the lamb Okay, Dave. I'll air mail it right away. Thanks Jim and as soon as I get it off We can leave and go back to Hawthorne together Just finished talking to your office. They gave me a report from the lab They find enough to read on that paper. Yes, the infrared did the trick. Hey great It's sad. I'm giving this statement the policeman Carl Scott voluntarily and of my own free will I do hereby swear that within the past ten days one Tom called Well the owner of a gambling establishment Threatened and that's all there was on that sheet of paper. Obviously. There was a second sheet that wasn't found on Scott Oh, there's a no signature at all on that page. I know but from what Scott told me the night He disappeared Hamilton had to have been the writer. Why was there one way to learn what was on that second page, Dave? Find young Hamilton alive Hello Jim, I set up surveillance on the Hamilton's father any luck there. Yeah, you went to Western Union I followed Washington through the window. I saw him take a pad of money order blanks right out on order and give it to the clerk You find out who he sent the money to know I couldn't but I've got the pad. See you back at headquarters Jim I making progress what happened? I used a parallel beam on the Western Union money order blanks Did you read the intended writing? Yes, Mr. Hamilton sent the money to someone named Mr. Harvey W. Morton. Oh, who's he? I don't know, but I'm going back to the bank and examine. Mr. Hamilton's cancelled checks. That might give me a lead Have there been any calls from me Jim? No, there. I was hoping I'd hit from the police at Fultonville That's where the money order was sent. Aren't you going to Hamilton's checks? Yes, several of them were cashed by this Harvey W. Morton Excuse me Hello What's that? Fine Yes, hold him. Well, it looks like a luck is turning Jim. Oh, why that was the Fultonville police They've located Harvey W. Morton and they're holding him for us and Jim. Yeah, Morton is really John Hamilton That's right Well Come in. You don't mind if I come along. Do you call room? What's this cop doing here? He came with me You know what I came for. No, I don't Hamilton told me a story. What story I told him about the night you killed that cop I don't know what you're talking about We have a witness who saw Hamilton drive Carl Scott out here that night Who's your witness? You can find that out later Right now I've got a warrant here for your arrest on the charge of murder I've got one for your friend George Walker to him. Where is he? Right here. Well, keep your hands above your head copper This gun goes though. That's what George. What do you want me to do with him? Finish the job on Hamilton and give the cop the same treatment Glad he's done taking. Right. Oh you Special agent of the FBI. I've got a federal warrant here charging you with theft from interstate shipping But I think we'll turn you over to officer Mitchell here and let you face the charge of murder All members of the Caldwell gang were turned over to state authorities prosecuted for murder convicted and executed In the dramatization of tonight's case from the files of your FBI You have seen the solid values received by those local policemen who go to the FBI National Academy Values in training which enable them to solve a tremendous number of cases through the increased knowledge of science And through their own sharpened natural talents and now This is your FBI Brings you a message from Washington DC from the office of the director of the Federal Bureau of Investigation Mr. J. Edgar Hoover. Mr. Hoover's message is and I quote Tonight this official radio program of our organization has given you an insight into part of the job done by the FBI National Academy For you have seen a local policeman use his newfound knowledge to improve his efficiency The rest of the job is done by the local law enforcement officer when he passes along the benefits of his training to his fellow officers As of this date the knowledge gained by the graduates of the academy has been made available to more than a hundred thousand other officers In every state in the union and as each succeeding class is graduated that knowledge is spread even further The Federal Bureau of Investigation Conducts this school because it believes that brain science and hard work are the most effective weapons against criminals and Because it teaches every special agent to use those weapons It is now our hope that ultimately through the FBI National Academy Every local policeman will learn to use those weapons too and so will be better equipped to perform the job of every law enforcement officer To protect you the American people In just a moment we will tell you about next week's exciting case from the files of your FBI But first let's hear briefly from an equitable society representative on the subject of an equitable education fund I'd like to leave this one thought with our audience Mr. Keating The sooner a father starts an equitable education fund after his youngsters birth the lower the monthly payment will be So don't delay The man whose words you have just heard speaks for 6,000 equitable society representatives from coast to coast We're always ready to give you friendly help and counsel If you do not know the name of the equitable man in your community Send a postcard care of this station to the equitable life insurance society of the United States Next week we will dramatize another case from the files of the Federal Bureau of Investigation Another factual report on organized crime its subject kidnapping its title The meticulous mobster The incidents used into night's equitable life insurance societies broadcast are adapted from the files of the Federal Bureau of Investigation However, all names used are fictitious and any similarity thereof to the names of persons living or dead is accidental Tonight the music was composed and conducted by Frederick Stein the author was Jerry D. Lewis Your narrator was William Woodson and special agent Taylor was played by Stacey Harris Others in the cast were Tony Ballet, Bill Conrad, Ed Gargon, Peter Leeds and Bill Johnstone This is your FBI is a very divine production This is Larry Keating speaking for the equitable life insurance society of the United States and the equitable society is represented in your community and inviting you to tune in again next week at the same time When the equitable life insurance society will bring you another thrilling story from the files of the Federal Bureau of Investigation The meticulous mobster on this is your FBI This is ABC the American Broadcasting Company


So they say that the only certainties in life are death and taxes. And even hackers have decided that death is easier to cheat. Life is about to get way more interesting for more than 60 million Europeans. And we're going to find out why. Here is the tax man with the international exchange of tax information. Why don't we give him a huge round of applause? C3 rocks! Yeah, thanks for being here. I deal with this stuff every day. And I'm happy that some other people are interested in this, because I have the impression the subject hasn't really made its way into the public. There's a lot of ignorance out there, even among specialists. So thank you very much for listening to what I have to go through nearly every day. What am I going to talk about? First, what are FATCA and CRS? FATCA is the Foreign Account Tax Compliance Act. CRS, common reporting standard. From now on, don't remember what it stands for. It's FATCA and CRS. I'll give you some practical advice on how FATCA affects you and what you can do about it. And at the end, since we're in the political section here at CCC, I would like to venture two or three thoughts on what FATCA and CRS means for, let's say, society as a whole. Let's see. Here we are. This is the most important slide of my talk. So if you've got this one, you can go home. What is going on here? You, the listeners, we're the pink dudes. We have bank accounts, financial institutions, and the parlance of FATCA and CRS. Banks will collect information from us, forwarded to the local tax administration. In this case, the Luxembourg flag suggests we're in Luxembourg. The Luxembourg tax administration will collect this information and forward it to the designated countries. On the top, we see a foreign tax administration that doesn't have a flag. Imagine there's an American flag there. FATCA deals with forwarding information from the German, Luxembourg, French, etc. tax administrations to the United States. CRS, the common reporting standard, took the idea, the model of the Americans, copied it and convinced about 100 nations to sign up. Here in the example, we see Germany, France, but China is among the nations that will receive and provide information. Russia is there. Chile is there. Just imagine the list of signatories to the MCAA, another abbreviation, to the convention that was signed on the 29th of October 2014, grows every day. 101 nations is already pretty big. If you look at this schema or at this structure, there's something funny. They want information about you, but they're not going to ask you. Who are they going to ask? Your bank. Banks are going to get fined. Banks are going to get in trouble, but they're going to afford your information. One of the problems with FATCA and CRS is that the terms are rather vague and ill-defined. You think, yeah, I've got a bank. I can handle my bank, no problem. But have you ever thought that your lawyer might need to forward your information?  The lawyer in his ordinary course of business accepts deposits, in this case, retainers and client funds, and has to forward this information. Many lawyers are not aware of this. I believe the law is ambiguous. The reason why I take lawyers as an example, FATCA and CRS are pretty identical. Under FATCA, the Germans negotiated that lawyers don't have to report any information. Under CRS, we don't have this exception. So, vague terms, ill-defined terms, and a huge amount of data being thrown around in the world. I was introduced with the example of PayPal in Luxembourg. My guesstimate is, according to SEC filings, PayPal has about 150 million accounts. Europe is an important market, 60 million accounts in Europe. The tax administrations are going to receive 60 million notifications about PayPal balances. And that's not all.  All this information is going to be forwarded. This is particularly affected. People with connection to foreign countries. The guy in pink will be a person with a contact, with a relationship to a foreign country. I will show you what this relationship can look like. Okay. We're at CCC, XML schema. Nothing new for you. It's a tree. Don't worry. The more interesting stuff is going on here. The ambiguities in the schema. It is promoted by the OECD, the Organization for the Economic Cooperation and Development. Cooperation and Development sounds so good. And at the end, they just pass our tax information around. Some of the problems here. One of the problems, transliteration. 101 nations as of December signing up. What about the information we're going to get from China? Are they going to send Chinese characters? And imagine there's a German in China. A friend of mine, Robert, his name in China is Law Borte. How is this information going to come back? If you look at Bulgaria, you have Cyrillic. Cyrillic, if you translate it to German, is translated in a special way. The Germans have a DIN, a norm to translate Cyrillic. That norm is not identical with how the French translate Cyrillic characters. So if the Germans ask about suspicious character, Anton Chekhov, and ask the French authorities, they might not talk about the same guy because the spelling is slightly different. The ambiguities in the schema are in a way more irksome because here I just have three nodes. The header, the financial information, a financial institution, and the person or account information. The OECD went overboard and has meta information on each of those nodes describing what type of information is supposed to follow. So what's going to happen or how is anybody to interpret information where in the header you say it's new? On the Fi node you say it's corrected. And in the person account info you say it's going to be deleted. How are you going to resolve this? For me an example of lawyers and technology, meaning anybody who works with this will have some pain and suffering. OK, practical advice. First of all, what type of information is going to be reported? You see here the name, address, the jurisdictions of residents, tins that's a taxpayer information number and the date of place of birth. So at one point I was trying to make the presentation a little more visual and I was looking for images for place of birth and I found somebody who wrote to this request to provide this information home delivery. No, that's not what it meant when the OECD asked for the place of birth. So the date of birth is important. If you have two pierre du pont, that's the way to keep them apart. Meaning your birth date information is relevant to keep you apart from other people having your name. The information itself is fairly technical. There's nothing really going overboard. The idea of fat guy ends here as was to catch individual tax cheats. We're not talking about corporations dodging taxes or anything. We're trying to, or fat guy is trying to catch people who evade taxes. How did Americans in particular evade taxes in the past? They had a trip to the Bahamas with the suitcase full of money and deposited the money in an account there. Maybe they got a credit card and used the credit card in the United States to live off the interest that the account accumulated. Since Bahamas came in Ireland, Turks, Caicos didn't have any exchange in regards to this information in the United States. These Americans went home free, thus cheating the taxman. Later on, they became a little smarter. Instead of signing up for an account themselves, they created corporations or trusts. So it's no longer in the name of your name, but in the name of your trust that you hold these funds. So the information that the banks are forwarding is actually how to say, it's fairly technical. They're not going overboard. That having said, you might disagree with the whole idea of exchange in tax information, but this is basically what you expect to see when you're looking for tax cheats. Number five, not only your account balance as of the 31st of December, so you still have a chance to change that today and tomorrow. If you take all the money out, then nothing is going to be reported. And your dividends and gross proceeds for the sale of shares or other financial assets is going to be reported. That's a lot. Okay, how do banks find out whether you are a potential tax cheat? I listed the three main criteria they're looking for. They ask you, or if they know, whether you're resident of reportable jurisdiction. If you're an American, your birth certificate is sufficient. I've seen it with other banks that they come around now and ask, show me your birth certificate. If you're an American, your information is going to be reported to the United States, to the IRS. If you give the emailing address or a residence address in a country abroad, that similar will trigger the bank to look a little more carefully at your account. What banks typically do is when they find this information, they send you a self-certification. They ask you, please certify this information. They basically ask you, where are you tax resident? And is the mailing address correct? And think about number three, phone numbers. The phone number the bank has on record will trigger this additional search or sending out the self-certification form. Meaning you got a Google number with the 001 country code, your bank is going to ask you. And if you don't respond, they're going to send this information to the United States, your tax account information. What can you do about it? Be local, meaning check with your bank whether all the information the bank has on file about you reflects a local residence. I have heard, I cannot verify it, that certain countries make this a business by providing easy residence certificates. Meaning you can go to countries, easily obtain a certificate of residence, then go to your bank and open an account. When the bank is reviewing your information, it sees taxman, local guy. His information doesn't have to be forwarded to another country because he supposedly is paying his taxes locally. Is there a legal option, is there a legal opportunity or is there a case for lawyers here? It's a little doubtful. In Germany, the Germans changed the law in the fiscal code regarding the consultation.  For automatic exchange of information like FATKA and CRS, this is no longer the case. Nevertheless, there has been a case in Germany decided by the fiscal court in Cologne where the German tax administration wanted to forward information to the Turkish government in regards to some payment a German company has made. So the German company thought their contact in Turkey would be burned and they provided an expert opinion that Turkey does not safeguard tax information. The Turkish finance minister claimed the contrary, but the court was not convinced. So the court in Cologne said, German tax administration, you cannot forward this information to a country that doesn't follow data privacy laws. Let's look at FATKA and CRS. We're talking about 60 million, 100 million accounts being distributed all over the world. The courts are not, I believe, not going to shoot down CRS and FATKA. They will not ask the tax administration to hear you before your information is being passed on to another country. However, if you can come up with an expert opinion and say, my information is going to hurt me in Turkey or wherever, I believe the fiscal courts in Germany would issue an injunction, would prevent the German tax administration and bond to forward your information. Think about Turkey. Turkey, nothing against Turkey, but it's a third-world country. Compared to any other third-world country in the world, you can most likely obtain an expert opinion regarding any third-world country that they're not protecting data, that they're not protecting tax information. And on the contrary, they're going to use it to shame you. So even though I'm not really convinced that the legal solution is a good one, it will be interesting to see what the court say in this regard. One little ray of hope was that for another tax information exchange, the French, their conseil d'état, recently decided based on a law signed, oh no, it wasn't a law, a decree by Louis XVI. This was, I mean, it must have been weeks before it was beheaded, 1791, that they didn't want to participate in this other tax information exchange, which is a country-by-country reporting regarding companies. So maybe we have not heard the courts yet. Maybe there's still something to come. Okay, let's look at the consequences of this. I'm very concerned about Sierres and Fadka. On the one hand, anybody who is a little international might run into problems. For Fadka, Americans have problems opening bank accounts in Europe, because the European banks think it's not worth the trouble. So Americans are complaining about not being able to bank outside the United States. With Sierres, this is a little different because 100 nations, they can't always refuse foreigners.  Our life is a little more difficult with this. The other thing is, if you think that you want to create a startup in this space, the compliance burden is very high. This type of law prevents startup innovation in this space. That's it already. I hope you have some questions, so I can elaborate a little more on individual details that you might be interested in. Thank you very much. Great, so questions. If you have a question again, please, the microphones are here and here in the aisles. So already in the back. Yeah, hi. I was wondering if it was possible to know if the information has already been traded or sent to other countries or things like that? Fadka was originally implemented in 2010. The first exchange, I mean, banks were required to submit the information on the 30th of June, 2015. So we've already seen two rounds of exchanging data with the United States. For the common reporting standard, Sierres, we're going to see the first exchange next year until the 30th of June. Banks were required to submit the information until the 30th of June. The tax administration itself has three more months until the 30th of September to forward the information to the respective countries. Great. Do we have a question from the internet? Yes, somebody on ISE wants to know, because when you have an American social security number of someone, you can commit identity theft. Is that problem the same for German tax IDs or are they more immune to that? To be honest, okay, two parts to the answer. A, I'm not an expert on German tax numbers. And identity theft in the United States, social security number is a lot more important. So once you have social security number, you get loans and everything else. Typically when you apply for a loan with a car or wherever, you don't, at least according to my experiences, which is very limited, you don't provide your German social security number. The encryption of the information, etc., is something I would not be worried about. I mean, encryption in this space is a solved problem. And the tax administration, they'll follow best practices. So that the information is going to be used by third party, I believe is not a major problem. The other thing is, however, that everybody is basically considered, everybody who has connection with the foreign country is basically considered a tax cheat and will be treated differently from local residents. That is a problem I see. All right, from up front. So I've had the displeasure of having to file an F-bar. And as part of the F-bar, it asked for the highest amount of money in my account at any point in time in the year. And I filled all that out and so forth as condescending as it was. But now you're saying the fact actually now wants to report the amount of money at the end of the year. The two are completely incongruent.  Is this going to factor into that? Do you have any thoughts on this? As I mentioned about FATCA, the date to report information is the 31st of December. That's for account balances for sale of shares any time during the year for information regarding interest and dividends any time during the year. Talking about data mess, yes. I'm pretty much convinced this will be a huge data mess. Think about for Germany. German public servants receiving 20 million records. And this is only PayPal. We're not talking about credit cards. We're not talking about bank accounts. This is just one measly little company. And it's not only the Germans. And by the way, American tax administration was completely overwhelmed by the implementation of FATCA. You could see it that they changed the technical requirements by changing the FAQs on the website. So you went to the website a week later and found out, oh, there are 10 new special characters we can't use. So the tax administrations across the globe, they're overwhelmed. And what's going to happen with these data, it will depend on each country. And the data privacy standards, I mean, the Germans take this very seriously. But think about a small country, whether it's Luxembourg or some country in the Caribbean, Panama. These guys, they lack certain practices. They haven't been, so to speak, under attack. They haven't been able to develop the defenses. So a lot of data will float around the internet in the end, I believe. Okay, we have time for one short one and a very short answer. So can we go to the front here? Yeah, one question. In which country are you tax-resident when you are living in several countries for quite a long time in the years? For instance, three countries four months. Very good question. And banks are supposed to figure this out. But banks, I mean, the bank has to report. So banks are overwhelmed. So that makes you an expert in the different laws of each jurisdiction you're in. For Germany, I believe it's 183 days, residents here in the United States and Eritrea, hey. Something Eritrea and United States have in common. Place of birth is enough. In Eritrea, I was told paying tax is more of an option, but okay. So you are, the bank will ask you on the self-certification, where are you tax-resident? And you're supposed to know, which is a little painful.  You don't know the funny tax laws everybody has. So the burden is on you. I mean, the bank tries to put the burden on you, because you're not going to get fined. The bank is going to get fined. Great. Let's give the tax man a warm round of applause.