In terms of organic Gatorade, it's obviously there's a consumer segment out there that is interested in the product and excited about that idea and we're going to continue to look into that and frankly see if the market is big enough to generate a product offering that can scale up.


I selected Cleveland Community College for a few reasons. The instructors here are good, the classes are good, the school overall is good in itself. The program here at Cleveland Community College for Mission Critical Operations is a two-year program. Mission Critical Operations is what keeps our country running. Without Mission Critical Operations, we have no infrastructure. Anything from the chemical sector to the transportation sector, all the way to water and wastewater. You can come out with an associate's degree, go straight into the field of Mission Critical, or you can transfer that degree over to a four-year university. One thing I can say is I'm in the right field, I've chosen the right path, and I can only go up from here.


Tremendous source of carbon feed for value-added products. They have a high carbon content, and compared to refined sugars, they are less expensive and can be more readily used to produce cheaper value-added products. Our goal is to produce PHAs, polyhydroxyalkanoids, from these plant oils as feedstocks. And the PHAs themselves act as a biodegradable polymer which can replace the plastic that is found in household, industrial, and commercial goods. The copolymer we are interested in is written on the board here. It's PHB-CoHHX. This copolymer has favorable properties due to the different chain lengths of the two monomers, HB and the HHX. The HB is a C4 with four carbon units, and the HHX is a C6 with six carbon units. These two monomers allow for a more thermostable and a more pliable polymer that can be used in many different applications. The strain that we use for this endeavor is called RE-2058 with a plasmid PCB-113 inside. And this produces a very high HHX content, and this polymer has favorable thermal and mechanical properties. Rolstonia utrophi is known as the model organism of PHA production. It can produce a high content of intracellular PHA. It's genetically manipulable, and it is fairly fast growing, indicating that it might be a useful organism for an industrial process. We tried three fermentation procedures to achieve high yields of the PHB-CoHHX copolymer. We started with batch culture, and this fermenter is an example of what an early time point batch culture might look like of Rolstonia utrophi growing in palm oil as the sole carbon source in one of our standard fermenter vessels. We then moved on to an extended batch culture in which we added an additional amount of nutrient at a given time point in the culture. Then we moved on finally to a fed batch culture in which we added nutrient at many different given intervals throughout the culture lifespan. And in these fed batch cultures we tried two different nitrogen sources, one of which was urea, the other was ammonium. And urea is a favorable nitrogen source given that it is one of the more cheaply available nitrogen sources that can be used for fermentation of this kind. The highest final yields were achieved using this fed batch process with urea as the nitrogen source. We achieved greater than 140 grams per liter of cell dry weight of the Rolstonia utrophi organism. 74% of that cell dry weight was PHA, which is over 100 grams per liter of PHA total from the culture. 19 mole percent of this PHA was the HHX monomer. And the space time yield or productivity was greater than one gram per liter per hour, which is the highest productivity that's been seen in a controlled fermentation yielding such high HHX content polymer. So these are the highest demonstrated yields that we've seen in the literature. And these results suggest the scalability and usefulness for industrial PHA production using our Rolstonia utrophi strain grown on palm oil as the sole carbon source. I hope you enjoyed this video abstract. And I hope you enjoyed this wonderful paper, Production of Poly-3 Hydroxybutyrate Co-3 Hydroxyhexanoate by Rolstonia utrophi in high cell density palm oil fermentations by Riedel et al. published in Biotechnology and Bioengineering, year 2011. Thank you very much for your attention.


The mysteries of Islam fascinate us time and time again This is no different from the life story of the Prophet Who was Muhammad sallallahu alaihi wa alihi wa sallam an illiterate doesn't Merge in who one day stumbled upon amazing Arabic rhetoric, or was he the creation of Allah's greatest light? Sent down to earth to pull man out of ignorance and bring them to the purest of truths I I Ali Burji I'm on a journey to discover the real story behind the Prophet the real story behind our religion The roots the beginning the cradle of civilization


Hey folks one of the most undervalued components of ggplot2 I really feel is the ability to make faceted plots We've seen these in recent episodes like in the last episode I made a facet for the average annual temperature over the last 130 years as well as the total Precipitation each year over the last 130 years and so they shared a common x-axis One of the things I just think is so cool about these is that it's a way to make a multi-panel figure Without having to make a whole bunch of different plots then figure out how to assemble them together It does take a little bit of kind of creative thinking though to realize that the facet label that typically shows up at the top of each facet You can actually make that into your y-axis label So that's what I want to do today I want to explore with you some of the different ways that we can use facets to make a really attractive figure The practical question that I have for today's episode is I would like to know For any given day of the year, what is the probability based on the past 130 years? What's the probability of a precipitation event? Okay, so what's the probability? The other thing I want to know is on average how much precipitation do we see each day of the year, right? And then finally I want to know if there is a precipitation event on any given day What is the average amount of precipitation, right? So we'll have three different facets We'll have three different y-axes We'll have a probability and we'll have two different measures of length or size And then on the x-axis we'll have The date date within the year And so we've seen a lot of these concepts over recent episodes But I want to bring them all together today to make what I think will be a really attractive figure As always, I'm here in our studio I have an r script called precipitation risk that are created If you want to get what I'm working on today as well as code local weather r Which will download from the noa weather station data from the local Noa weather station that you can look at to kind of make your own plots Then by all means go down below in the description There'll be a link to a blog post where you can get everything you need to get up and rolling There is something that you'll have to change in this local weather r script to enter your own latitude and longitude But other than that, you'll be off and running with data for your local area I'm going to go ahead and load this again. This r script includes the tidyverse package Lubra date as well as the glue function. This will create a data frame called local weather This is a data frame that'll have the date t max prcp and snow for this episode All I'm interested in is the date and the precipitation I'll go ahead and select for those two columns to get rid of everything else So I'll do select date prcp I'll also go ahead and add in here a mutate to get the three different components of the date So I'll do day equals the day function on date Month equals the month function on date And then the year as the year function on date And so now what you'll see is that we've got date prcp day month year I don't want any rows that have na values So I'll go ahead and do a drop na on prcp Again, that gets rid of the data Where we didn't have any observations those na values So the first thing I want to do is to get the probability of precipitation on any day and month of the year And so to do that we'll do group by month And day we're then going to summarize across all of the years So we'll do summarize and I will then say prob prcp Equals and I'm going to do something interesting. I'll do mean prcp greater than zero, okay Let's step back and let me remove that mean for now. So we'll say prob prcp equals Whether or not prcp is greater than zero. So that will turn trues and falses, right? So we'll get trues and falses and so if I create a vector That's got false true False false true. So there's true two trues and three falses Several episodes ago. I told you that true numerically is one and numerically false is zero So if I take x right and I then do mean on x What it's going to do is it's going to add up the numerical value of all those trues and falses And then divide by the total number of trues and falses And so we get point four and so what that tells you is that point four or 40 percent of the values in x were true So I can come back here and do mean on prcp greater than zero And that will then tell me for any month and day combination of the year What is the probability of precipitation? I then get back my month my day and the probability of precipitation So january 1st probability of precipitation is about 43.4 percent Very cool, right? So I am then going to be able to plot this where I have the month and the day across the x axis And the probability of precipitation on the y axis, right? Now I want to get more information I also want to know what is the average amount of precipitation I can expect for any given day of the year So I could again do mean prcp equals the mean on prcp. And so this is going to Get the average precipitation whether or not there was precipitation that day Again, we now can see that on average January 1st, we get about 2.58 millimeters of rain. These values are in millimeters So the final metric I want to calculate is if there is a precipitation event What is the mean amount of precipitation? So I'll do mean event Equals mean on prcp. And so that's a vector and I can then index into that vector The case is where prcp is greater than zero. So if prcp is greater than zero We'll basically then generate that vector and then calculate the mean of those values And so now what we see is If there's precipitation on january 1st, then we get about 6 millimeters of precipitation on average, right? And so again, that's basically cutting out all the zeros to say again, if there is precipitation How much are we going to get wonderful? So this is still being grouped by month We can remove that grouping that groups equals drop And so now that's all gone I need to make an x-axis and we've seen this before we can make kind of a fictitious date By combining a year a month and a day. So we'll go ahead and do a mutate To generate a date and we'll do the glue package And I will then do 2022 because that's this year. It's as good as any other year. I figure and then we'll do month hyphen day Close curly parentheses and I need to put this all into the ymd function to convert it to a year month day And I'm getting a warning message problem while computing date One failed to parse and so that reminds me there's there's basically one month and day that failed to parse Do you have any ideas what that might be? Well, that is going to be the leap day, right? So in here is february 29th And so there was no february 29th of 2022, but I think if we go back to 2020 That will work splendidly because that was a leap year. And so that now will be our fake year So we won't actually see 2020 in the final visual We just need to give it a year so that we can make use of Scale x date as we saw previously Wonderful We now have our information for the x-axis as well as for the y-axis But again, I want to put these into panels Where I want to put the probability in the top panel the mean precipitation in the second and mean event in the third And so what that means is that I need to get these data to be in one column One column for all the values in one column for the column names And again, we've seen this but we can do that with pivot longer So I'll do pivot longer And we'll then do calls equals prob prcp mean prcp and mean event This then puts everything into column format where we've got the date the name the value I don't really need the month and the day anymore So let's go ahead and remove that. I could probably actually do that before the pivot longer. So I'll do select minus month minus day Pipe that in there and again, we've got our date the name of the variable we're measuring and the value So now we can feed this into ggplot and start having fun visualizing the data ggplot aes x equals date y equals value And then we'll do geomline And we want to facet it right so we'll do facet wrap And we'll do that tilde name. So each name All the values for the same name will be in the same facet And then we'll do n call equals one Because I want to have a column of these three plots with a common x axis being the date We now have our three plots right on top of each other. We still have a fair amount of work to do But we're getting there. So the first thing I notice is that they're all on a common y axis scale We can fix that as we've seen by doing scales equals Free y that then puts everything on its own y scale. I would like to have everything start at zero So maybe what I'll do down here is scale y continuous And then we'll do limits Equal c zero to na So the zero means all the plot should start at zero The na says let the data determine what to go up to and so yeah now we have a zero on the x axis I think would also be helpful to add on a geom smooth to get a sense of kind of the The direction of the data if you will The geom smooth and I'll go ahead and do se equals false So the probability is here on the in the bottom and so we basically see that from like january through Mayish juneesh The probability of a rain event is about 40 percent again based on the last 130 years worth of data It then dips for july august In september and then comes back up again into the fall The mean amount of rain so the most amount of rain that you're likely to get is in june so Any given day you're going to get more rain In june than you would any other month I guess not necessarily rain but precipitation because they take the snow And they melt that to get kind of what the the rain equivalent would be But if we look at a rain event So if it's going to rain when is it going to rain the most and that tends to be in august, right? So after july into august in september. Okay Cool. So these are all out of order I would like to have the probability Of prcp being at the top then the mean and then the mean event So we can do that by Making these different names Um, that's the variable that they are right the name here into a factor And so let's do that so we can come back up So I will come after the pivot longer when we've made that name column and we'll do mutate name And I will make that a factor On name and then I'll set my levels To be those levels in the order. I want them. So I'll do prob prcp And then we'll do a mean prcp Then mean event Okay, so those are the levels and we'll pipe that in and so now we see the probability The mean prcp and the mean event. We've got the order as we like it So let's go ahead and work on the x-axis labels So as we saw in the last episode we can do scale x date And we can then do date Breaks And I think we did two months in the last episode and I think that worked pretty well And then we can do date labels And that again, we're going to use a special notation with the percent And capital B will get us the fully written out month name And so again there we see february april june august october december So now I want to go ahead and get rid of the labels we have on the x and y-axis And I want to move the facet labels to be the y-axis labels. Okay, so we'll go ahead and do labs x equals null again I'm turning that off because it's obvious those are months And then y equals null and I'm turning that off because value doesn't mean anything And we're going to use those facet labels as my y-axis labels Again, we've gotten rid of the x and y-axis titles And so now I can come back to facet wrap and do strip dot position Equals left and what that'll do is take those strips and put them on the left Of course, we now see that they're inside of the y-axis. I can come and create a theme function Where we'll then put strip dot placement Equals outside and that will put the label on the outside of the y-axis We now have those titles for the facets on the left side outside of the y-axis text, right? And so we can now see those as y-axis titles. The problem Is that it's not so obvious how we're going to change that to be a proper title That is a bit more descriptive than pro underscore prcp We can do that a couple different ways as always and are there's more than one way to do it My preferred way to do it is to create a special variable that I'll call pretty label And this will be a vector and it's going to be a named vector, right? And so I'm going to grab these three titles or these three levels of the factor And plop them in here And I'm going to then give them special Labels I don't need these quotes and I don't need these quotes around the names But they were there and it's just going to be too much to remove them. So whatever. So I'll do probability of precipitation And down here for mean precipitation, I'll say average amount of precipitation By day And then I'll say average amount of precipitation By event Okay So now we have pretty labels and the nice thing about pretty labels Is that I can then do a pretty labels and then prpob underscore prcp And that will return the pretty label, right? So now we can come back down to our facet wrap So again, my preferred way to do this is to use that named vector and we can use that with the labeler argument, which we then assign the labeler function And then we can say name equals pretty labels And so again pretty labels was the name of our named vector And so what the labeler function is doing is it's taking each name of those three facets And evaluating it into pretty labels to get the pretty label like I have in the lower left corner here Now what we see is that we've replaced Those short names With our pretty names. We have probability of precipitation average amount of precipitation by day average amount of precipitation by event And so we're going to want to put in some line breaks here because some of them are just kind of running outside of the facet So I'll come back up here and I'm also going to add the units for the mean prcp and mean events So we'll do meet mm There as well as here and let's go ahead and put a line break Let's do it right here after average amount of so we'll do backslash n And backslash n very good. So those titles are there for the axes And now we want to clean this up and make it look more polished and more attractive Now we'll come back down into the theme function and I can then do strip dot background equals element Blank so the strip background controls the background of the strip label that then obviously gets rid of The background so i'm going to go ahead and save this to a file. I'll do gg save figures And I'll do prcp prob amount dot png And then our width I'll make three and my height i'll make Seven and it's supposed to be figures not figure. So I think I can make that a little bit wider So I don't have such overlap in the names So let's go up to five for a width and I think that looks pretty good Happy with the way that appears. I think the titles are a good size and they they match pretty well The the labels for the different months. So now I want to go ahead and clean out the background I think I'll also make the expand equals zero on the y axis So we can do that back up here with scale y continuous to expand Equals c zero comma zero. That's good Let's go ahead and clean out the background. So we'll do panel dot background element blank and panel dot grid Equals element blank So now let's put on our y axis lines And so we can then do axis dot line equals element a line So that puts an x axis for our bottom It doesn't provide axes for the other two panels I'd kind of like to have a line there as well So what I might try doing would be to come back up here and do geome h line with y intercept Equals zero and so that gets us a line there And I'm noticing that it appears to be either thin or getting clipped And what what happens is that if a line goes outside of the plotting window It gets clipped and so we can see if it's if it's getting clipped easily enough by coming back up and doing chord cartesian and then we can do clip equals off And that will turn off the clipping so anything that's outside of the plotting window will show up Sure enough. It was getting clipped. We now have our x axis lines for the three different panels So that kind of works. I feel like it's a lot of ink in there and it's not carrying a lot of weight What I'd like to think is that it perhaps splits up the three different plots pretty well But at the end, I don't know that it really does I think what I really want to be able to do is provide some kind of x axis contrast or positioning or context For my audience. So I think what I'll do instead is maybe draw in a red vertical line for today Okay, so let's go ahead and remove That geome h line And instead I'll put in geome v line, right and then I'll do x intercept equals today And so those lines went away from zero, but my vertical line is missing. Why well because again We made a fake date from 2020 right and it is 2022 as I'm speaking to you right So I need to fix that right and so I'm going to create a variable for today So I'll come back up to the top here. I kind of like to put all these stylings Or variables for styling things up at the top up on my libraries. So I'll do um today month equals month on today That result of that function that equals sign will work, but it's more arish to use the arrow I'll use today day as day on today Right And get make sure I got that loaded and so then let's do today date And again, we're going to want to use Um the ymd function And we're going to do glue And we're then going to give 2020 because that was a leap year and that will be compatible with all the other data We have right and then we'll put in month hyphen day in curly braces So now uh month is a function Uh, this should be today month not month and today day there You should have yelled yelled at me and told me right You need to help me out come on folks. So today date we can use that now to plop into our gmv line And it'll pop that there good. So now we have that vertical line. It's black. It doesn't really stand out So let's go ahead and make it thicker and red Um, so let's come back up and I'm going to also put it behind the line So I'll put that before gm line and I'll do color equals red And I'll do size equals two. Okay. That's maybe a little too thick. Let's come back up and do size equals one I think that'll be a little bit more toned. So I'm pretty happy with the way this turned out I could probably go ahead and put in a title or something to indicate what the red bar indicates that that's today Um, but you know on the whole I'm pretty happy with the appearance of this More than just the story is what I really want to drive home to you Is that I didn't have to make three different plots Move them over to powerpoint or some other tool and clean them up and then figure out how to assemble them together to make a composite figure No, I did this all with one command facet wrap, right? And then I was able to move the facet labels off to the y axis on the left side and outside of the axis To make for what I think again is a really attractive plot and here I'm showing this with a common x axis, but that ultimately isn't necessary either That you could also do scales equals free x to free up the x axis so that only those values That are represented in each facet along the x axis are shown. Maybe we'll show that in a future episode But again, this is the idea but doing it on the y axis again I think this is a really unheralded underappreciated part of gg plot 2 Is the ability to make these faceted plots whether it's with facet wrap here or facet grid If you have two variables that you're trying to facet some set of observations on Give this a shot obviously with this data from wherever you live But also more importantly try to do build these types of plots Using the data that you have for whatever projects you're working on for your your job, right? I think what you'll ultimately find is that if you start looking for where you can use faceted plots You will find more opportunities to use them and you'll really grow to appreciate the power of this technique Well, let me know what you think and what your experience is and I'll see you next time for another episode of code club


Yes, there's a lot of things that are unaware of and certainly what we've seen in the current market, especially in the Johannesburg side, is that there's not a lot of properties available. People want to jump into the property market, there's not a lot of properties available and it makes it difficult. The private property podcast right here on the private property Facebook page, it's 7 p.m. and it's a weekday so you know what time it is, it's time for us to sit down and talk everything property. Thank you so much for joining us and if you are joining us for the first time, this is the podcast where we talk each and every single thing of property. So whatever questions that you may have about property, how to grow your portfolio, how to even start in the market, this is the podcast for you. So make sure that you share this link if you are regular with anybody you think might benefit from the conversation that we are having right here. Anyone who is joining us on the Twitter space, thank you so much for coming through. Tonight we are talking something that is quite popular because I mean it's something that we all go through and we are talking overcoming the obstacles of buying a home. This may be your first home, this may be your second home, this might even be your third or fourth home, you know, but there are those different obstacles that rather ahead at different points in time, you know, in these transactions because each transaction is unique and has those different circumstances that make it difficult at some point, you know, when you are buying a home. So tonight I'm joined by a seasoned professional as usual, someone who is going to bring us tips, tricks and insights on how you can really overcome these obstacles and make sure that you bag that home. I'm talking to Nadia O'Gump today who is a broker manager and legal liaison at Remax All-Stars. Nadia, good evening and welcome. Thank you so much for joining us. We really, really appreciate you making the time. I'm just going to really jump into the conversation tonight and talk about, in your experience, what is the most difficult thing for consumers when buying a home? Yeah, so what we've seen is actually a lot of people wanting to buy homes, they haven't got a deposit and they are unaware of all the fees that's actually involved when they need to buy a property like the transferring fees and everything that ties in with that. So it's quite a shock when they see, okay, it's not only the bond amount that they've got. They need to look at all the extra fees, the transferring fees, bond registration fees and then everything that goes with it. Sure. So would you say that because that just speaks to finances, would you say that that is just one of the biggest ones? What are the other ones that you have seen? I really want us to tackle them today. We can spend some time to really talk about them in terms of what they are and what they look like. One of the other things that I want us to do before I forget is to talk about the ones that catch them unaware. So maybe the financial ones or the financial implications may be a bit popular, but what is that one thing that someone is like, I never knew that this needs to happen when I'm buying a home? Yes. So there's a lot of things that they're unaware of. And certainly what we've seen in the current market, especially in the Johannesburg side, is that there's not a lot of properties available. People want to jump into the property market. There's not a lot of properties available. And it makes it difficult because you haven't got a lot of options. And if we list a property that's well priced, it will sell within the first 21 days that it's listed. So I think also shortage of stock in the property industry is also quite a concern. And then any additional costs that can be like the removal company, the cleaning costs, all those things also add up when you purchase a house and people don't budget for that. So also going financial, but yeah, there's quite a few things actually. Sure. And in your opinion, what would be the best way for somebody who wants to go into the property market? Now I'm talking first time buyer, somebody who's never been through a transaction before. We will touch a bit on the people who are increasing their property portfolio just later on in the conversation. But I want us to help those people who are considering going into the property market as a first time home owner. What are those things that they should prepare for to decrease that anxiety and to decrease the emotions that come with buying a new property? Yes, I think also what I would suggest is when you consider buying a property first, do you maybe a credit check on yourself? Just to check that there's no listings on your name that you are unaware of. And that can be quite a shock to people as well. We also try and assist people then just to sort out if they've got anything on their name with the credit bureau, just to sort that out and we wait the time out for them to buy property. But what I would suggest just to ease the whole process is to deal with a professional property practitioner, somebody that's reputable that you know. Also that comes with a big brand. I think that's also good. You don't want to fly by night that you want to put in an offer and you don't hear from them ever again. So I think a reputable company is definitely a mask when you considering buying a property. Sure. And when we are looking at, I've just started this process and how does a typical process look and where most stumbling blocks are? Let's say a property has already been approved and my affordability is great and my credit score is amazing. What are some of the things that I need to look out for in the journey of acquiring a property that may be a bit of a stumbling block and especially when it comes to other parties like the deeds offices and you mentioned a little bit about the other costs like cleaning and all of those things. I want to talk more in the ways of you making sure that you are on the right side of the law and making sure that things are done properly and accurately. Yes, yes. That is actually such a good question to ask. Once you've obtained your finance from the banks, you said to go offer accepted finance approved, you're on your way to get the property registered in your name. So I would suggest just making sure that everything is legal and that especially nowadays with the defects list on the property. Go through the defects list. Check that you are aware of everything that's listed. If you are unsure, maybe meet with your agent and go to the property meet with the seller. Let them show you what they've actually specified on the defects list because at a later stage when it's registered you don't want to go back and say, you know, I didn't know I was unaware of this. I don't want to cancel this deal based on something that was unclear in the defects list as disclosed by the seller. So that can be a major thing. And another thing is also once you're in this process, you are part of the legal and binding document. So we want to see this transaction through as smoothly as possible and make sure that everybody's happy at the end of the day. You've got so excited when you signed the offer when you found that your bond has been approved. So we want to make sure that that whole process keep you in the loop every step of the way that you know what's happening and that all the compliance certificates are provided by the seller so that we know everything is legally in order before it gets registered. Perfect. And with new developments, you know, a lot of times when new developments are coming up, you see no transfer costs and easy and simple to register. Let's talk a little bit more about new developments. Is the process of getting a new development fundamentally different and how is it different? And we're still talking around somebody who is who's a new time or first time buyer. Let's talk a little bit how they are different from buying a first a new development and a property that has already been in existence and someone has been occupying it. Let's talk the different processes that that exist there. Yes, with new developments. It's actually quite different from buying a brand new home. When you buy a development, you actually sometimes we actually sell it from plan. So the buyers will have an indication these the plans will be laid out in some sketches will give an indication of what the finishes will be at the end of the day, and they actually buy a property without seeing it sometimes. And through the process as we go about, you will be able to then pick the finishes and choose different tiles. And you've got a budget for specific things with new developments that you can actually get involved with that. If you buy a house that's already, I want to say it's built a couple of years ago, you're not buying a brand new place. So the it's completely different. The owner is selling the house for us, although they need to declare any defects to the property with a new development. You've actually got a snack list afterwards. Once you moved in, you can go through everything make sure everything is working perfectly. If there's any snacks, it can be addressed by the developer, and it will be sorted out. So you've got the benefit. The benefit of buying a new property for off plan or new development. It's perfect, especially for first time buyers. There's not no transferring cost involved, and only the bond registration costs, if you apply for a bond, if it's not a cash sale. But that's actually the assistance that comes in there helps a lot, especially if you're first time home buyer, where if you buy a property where people already lived in, there you will have your transfer fees that you need to pay, transfer duties, as well as your bond registration fees. Sure. Thank you so much for that. You know, it's really, really insightful and informative. So these processes are different. Let's let's now move a little bit, you know, escalate this conversation a little bit and talk commercial properties. You know, with commercial properties, a lot of people who start the going into these commercial property sales and purchasing are people who want to grow their property investment. Let's let's talk a bit more on how, how different and the obstacles that one might face if you are buying a commercial property or even buying land. How does how do these processes differ? And I think also with land or commercial properties, we need to look at the zoning of the property. That's very important to look at the zoning. And it might not be zoned for the needs that you've actually identified that you want the property for. So zoning is extremely important when purchasing commercial or actually land for commercial use. Make sure about that you go about getting zoning certificates from the property practitioner that you are dealing with. And also full disclosure. If there's any servitude or rights that's registered over that specific property, because sometimes, especially with distilleries, or we need additional licenses, you will have to look at each zoning certificate to make sure that you will be able to actually use it for like distillery or for industrial and commercial properties. Sure. And you know, when businesses look for properties like this, as you said, it's for specific use. And apart from them looking in terms of location, are there specific costs that are involved that are specific for commercial properties that don't exist when one is buying property for residential purposes and for one to live in? Is it different? Do we have specific costs that are specifically for commercial properties? And there are additional costs from time to time, but mostly it runs the same process. We've still got to transfer fees that you need to pay. If there's a bond to bond registration fees, although with some commercial properties you will find that some of the banks won't give you a full bond, depending on the price of the property or the usage of the property. So you might need to put down a substantial deposit to actually assist with the bond given. Oh, thank you so much. Great. Great stuff. If you just joined us, we are talking overcoming the obstacles of buying a new home. And just a little bit here, we've been talking also about investment property and commercial property and even buying land. So if you just joined us, that is the conversation we are having tonight, and I'm joined by Nadia Okam, who is a broker manager as well as legal advisor at Remix All Stars. So if you have a question or comment or even a story of how you overcame getting a property or the obstacles that you faced, send those questions to us on Facebook. Nadia is still here for us to take those questions, to tackle those issues, and let us get that information out there. It's very, very important that as we're here, we engage on the right topic. So send those questions and we will take them before we close the conversation tonight. And Nadia, you're talking about the grapevine, and you know that people have these discussions at Bryce. They have these discussions at the water coolers when they're at the office. Let's talk about how important it is for someone to get the right information about getting or acquiring a property. What is your take on this advice? You know, a lot of people have different mediums now where information is just there. How would you advise someone who is trying to get a property or increase their portfolio and having these conversations with other people? What would you say to those ones? I would definitely, well via the grapevine, I will just test and see if the information is accurate because a lot of information that goes around is USA, and it's not very accurate at the moment. Definitely, I know before the declaration by seller was approved that we had to put that forward in every transaction. A lot of people were actually trying to force us to provide the declaration, although it only came into play quite recently, we've made sure that all our transactions comes through with that. So it's important to know that there is specific regulations that we need to apply to when you buy a property, and also look at the person who's giving you the information. Have they gone through a similar process now? Have they recently bought a property? They might know some things that has happened to them, for instance, to guide you a little bit. Overall, I would work with a professional and a reputable property professional to actually make sure that all these things are ironed out and that you know you're in good hands when you actually do a property transaction. No, totally. Doing your research is very important, and even on sites like private property, we've got an area blog where you can actually read up on the area. You can see the kind of amenities that are on the area and actually really see how much value does a property in this area, whether commercial, whether land, or whether a residential would cost, and what exactly you're going to be paying for. So even that conversation that you are having with the property agent or the seller is fruitful, and it's very directed and intentional because then you then know you are armed with that information to make the right decision. Let's talk parting words. Thank you so much for joining us, and you can just give us parting words and advice or one of the other highlights for you that you're saying this is what I would say to overcoming obstacles when you are buying a home. I would definitely encourage people. Property is such a great investment. You will always get that nervous feeling when making a big transaction. I think it gets easier for property investors that's doing it on a daily basis. They're not emotionally connected to the property, but for first time home owners, you've got that emotional connection that you make with a property. That nervousness will be there, but property is a great investment. Do your research, have all the facts at hand, and make a good research decision when you put down an offer to purchase. And I can tell you, in South Africa, property is a good investment, and I would encourage people if you can afford to buy property, especially now with the lower interest rates, make that investment. Use a good and reputable property practitioner and you can't go wrong. Thank you so much, Nadia, for joining us tonight. Really, really appreciate you taking out the time and giving us such insightful nuggets that we can use to help us when we are buying our next property and our next home. Thank you so much and have a good evening. Thank you so much. Have a good evening. Cheers. And that is how we come to the end of the show tonight. Thank you so much for joining us with on the Twitter Spaces, whether here on Facebook, and even if you catch up on the show later on, this conversation was really insightful and hope you have learned so much from it. My name is Tumi and have a great evening. So the next time we see you right here on the Private Property Podcast, 7 p.m. every weekday. Have a good night.


And it's time for off the press and we have been joined by Opunabo, Uncle Teria, a public affairs analyst joining us from River State. Good morning to you Opunabo. Good morning and good morning my dear ones. Happy independence anniversary to you. Thank you, thank you very much. Okay, so let's begin with the... You are expecting me to sing something? Thank you very much. What do you wish us? It wouldn't be out of place. It wouldn't be out of place to say it, Opunabo. I wish you God's speech. Oh, Opunabo. I can see you have a touch of green and white. So you are very patriotic, we like that. I'm very patriotic but not in government. I'm patriotic to the winning country called Nigeria. Yeah. Your country. Alright, so let's begin with the punch newspaper. And the punch newspaper I see too. Before you go in. First, so listen to your conversations and I'm very interested because the questions we are asked, what happened to a Nephiles bus and why are we in this situation. And nobody has answered that question. But also ask what happened to Magu, what happened to the citizens here, man. What happened to the Senate president? How did he become a senator again? What happened to, what's his name called, Burakthai? I play golf with him. What happened to him? Because then as he said, they cannot find anything to justify the amount released to him to produce arms and ammunition. What happened? And here is where they are crying out loud. What happened to tenable certificates? Why must you protest and pick against the lease of your certificate? This afternoon. Let us ask you. Yeah, this afternoon. Yes. The judge has agreed. Why are you saying don't believe?  Why is it news that from second from primary school to university, if somebody, one person will come out to say, I'm letting him, it is news. And it becomes news that somebody has come out to say, he was in the first class. I believe that today you stand out to say, my class, even though you've forgotten, it is when they are defined themselves, you now remember that yes, they are even your class, that's true. Why is it news? That is the country you are finding. We are even to gods to say, no, stop them. How many S.A.S. Stop them from probing the personal qualification. And the S.A.S. to appear, not for their money, stop to stop them from probing the S.A.S. and the academic qualification. Somebody came and I said, we joined the army the same day, I was your classmate. We joined the army the same day. And all of a sudden, we are in how many years my senior, you know, when I left Secondary School in 1906, there was no picture attached to Secondary School. We are suddenly brought somebody from daily where God moves with his picture to prove that he went to Secondary School. Is that that level?  It will take time, but we'll fix it out. Why do I have to bring somebody? Because I did Cambridge, the picture, to say yes, it wasn't a star. It is a star now for our kids, but why is it a star now? Then this one now too, is probing, don't get me wrong. I don't know his father, I don't know his mother. I don't know the school he went to. He said he's 71, he thought I said he's 61. Yeah, the person that attended the school, a few minutes, the person that graduated, a day. Well, today we'll find, we'll probably have a closure on that, as the university avails, former vice president, Tukua Bobaka, all the details that he needs, regarding that. All, because they're saying, there's some other personal information that should not be released. It's just the results, or the certificate. Was it a purchase? Was it a purchase? Was it a purchase? We did kidnap the kids. No, but the judge says, they should release. University, the kids want my results. What do I want? They should release.  Was it a purchase?  Okay. If you, if you have an identity, what, what, what, why would you take it back to what would be the property? Let's, let's concentrate on the papers, right now. And as a president, as a president of the county, you don't have to sit to say no. Yeah, you become public property. Go back to that, if it's possible. Yes. So let, let's go to the paper. So, we begin with the punch newspaper. And it relates with FG, okay. So allowance for senior staff, labor may suspend strike. Details of that, of course, is on page two of the punch newspaper. I'll read you the writers. Wage award now for all cater of workers says Bajabiamila, V80 on diesel way for six months. FG increases allowance to 35,000 Naira as labor rejects 25,000 Naira. OPS again, once against strike. So there you have it open novel. I read out, we read out some of the details of that meeting that took place yesterday with the federal government. What's your take on this back and forth between labor and NLC? It doesn't take a labor, it doesn't take a Tuesday, August, mainly with migrants. They are hungry and greedy fellows out there to find their purpose.  Whenever their purpose has dried, it's such a strike action. They're whenever they have their palms at use, they call up the strike and seem just. First and foremost, labor is not fighting for you. Labor is not fighting for the NLC. Labor is fighting for itself. And at best, 10% of NLCs. Why did I say that? Okay. All these are palliatives meant for federal workers, water state workers and other NLCs. How many times has labor threatened to go on strike? How many times did it call off the strike? I asked a very simple question. Before suspending the strike, did the government address those needs? It has been sounding out as a response. If the government had addressed those needs right from the time we were at it, we would be talking about the strike. That labor is going on strike. It means the government reneged on promises. And the only way to ensure that the government is alive to the promise is simple. Go ahead and do them. Once you start doing them, we will call off the strike.  That is what we expect. What they are interested in are just two things. I'm talking about labor now. One, I have to be seen on telling people as a president. I'm also a big man. I think what is the city in labor is that labor NLC president. That president. I'm also, I wouldn't say his life life is the same to you. You are going to get it. That is really entanglement. He's only interested in being told that he has a meeting with president. Because it beats my imagination. If I say, ok, I'm coming to Plus TV. And unless I am paid, I will not be. The management says okay, no problem. We're going to pay in the next week. I said, fine. The next day management wants to pop. We're not going to We are not going to prove an openable must be restrained from maintain the promises of plus two. Once that happens, I will not even negotiate with you anymore. I will also go to touch, then force my rights. If I have the capacity to paralyze plus two, we are paralyzed first. Because it is worse, a declaration of war. Then when that happens, I come back here and I have not been given a cup, nothing to show good faith. In other words, okay, we are only one million, even if it's 200,000, not a decision.  I try to naturally, you call me, invite me, you say, don't worry, I'll pay you next week, next week I call promises. So I don't have interest in them. I'm not interested in this. I don't want them to go to talk of strife. They are interested in the strife of their own, such as the NSAS. Not labor, because we don't believe in labor also. They are there to sideline their profits. Interestingly, different sectors of the government, different sectors of the society have indicated interest. We saw that yesterday and I think on Friday, where different sectors have indicated interest to join the strike. That is because of the way the NLC president spoke. He said nothing and he said this strife, nothing was going to prevent this strife. That they were going to go on that strife because the federal government has failed on all things. So it was like, well, although we said that with the pinch of salt, let us give labor a try. Open up. It does appear that we have a little bit of glitch again. I wonder why this has been happening for the past one, two weeks. Open up Uncle Taria, a political affairs analyst from River State. He's our analyst of the press this morning and we're having a little bit of technical glitch. And hopefully he will join us again. He'll reconnect and we'll continue this conversation. What's he talking about? The internet is acting independent. It's fluctuating. So many people have indicated, I mean, the banks and some others have indicated interest that they will be joining the strike this morning. I mean, tomorrow morning, but there you have it. Just as Opuna Boy saying, they may not take place after all. And he's saying NLC should no longer talk about strike, but Nigerians should just organize themselves and have a strike. But I wonder if Nigerians want to do that. We are divided into two groups now, the Nigerians who want good for Nigeria and the hooligans who just want what can enter their bellies no matter what they do. So when you're going on a strike or a demonstration, a peaceful demonstration, you are the Nigerian. And then there's another group which may be fewer but more dangerous than you that will hijack that and then they destroy things and do a lot of things. So if they don't go on strike, the alternative will be to demonstrate, to protest as peaceful as that can be. There's a possibility that it will end badly. Between the devil and the deep blue sea. Yeah, because Nigerians, especially the youth have learned from what happened during the end starts protests. Can you hear me? Yes, we can hear you now, Opuna Boy. Okay, very good. Sorry. If Nigeria goes on strike, what will happen? Not strike. I'm saying we are just between the devil and the deep blue sea. We're going on strike, which is for me not such a bad thing. If we can press home our demands and get it done. The other alternative maybe like you talked about is to protest. But Nigeria now is the people who want to protest for something good and the others who want to hijack it for selfish and very dangerous things that they will have to do. The hooligans, the criminals. You can do about that. There's nothing you can do about that. That's the truth about it. I always tell people I say at times it becomes expedient that in order to save the system, we first of all destroy the system. And also Opuna Boy was also saying that because of what happened during the end starts, you know, protests when Nigerians lost many of their children. Many of our children who saw our youths many of them murdered and then later denied and all of that. And eventually we learned. So many Nigerians are probably not as keen as they used to be in taking part in any kind of protests.  Well let me ask you a simple question.  You can imagine the 30, the 3 trillion Naira allegedly stood on counter four by MFLM. That's one man. Just like in reverse studies. You find a government going to cost. Restreaming the anti draft agencies from proving the state government. And a George granted that. In other words, every state's government has a right to fleece and tragedy. With that question. A George granted it. EFCC has not appealed. Now why has EFCC not appealed? EFCC is part of the church.  So EFCC has not appealed. But what is the reasonableness in that? Then now again, you will have NAC, former NAC and former successor who became service chief. Saying there is nothing to justify for their mouth with these two, the former service brother. Nothing has happened. You see, when all this is going on, now eventually they say subsidy. Monies have been stolen. What did they say? What are they saying? Trinidad confirmed this. Microscopy seen. They have failed to name and shame those characters. So we have to suffer. To carelessly for the crimes of others. Why they go ahead with the fruits of the crime. To enjoy. We are suffering. The problem is not subsidy. The problem is theft. So why did they do that? And all those involved. Why have you not arrested them? If you arrest them, this issue of subsidy will end. We will not even come up. Or the theft will end. What are the refineries? The government itself is stealing. Including the presidents. They are all thieves. I am sorry to say. I will say this and I will justify it right now. You might tell me I am an heir. Who authorizes the release of money for turnaround maintenance? Are the refineries being maintained? Ask yourself that question. Let us start sketching the issues I have been talking about. You authorize the payment of somebody for doing nothing. Then you run a complex. So even the presidents are thieves. They know what is going on. And they want the masses to source us for it. Why? What kind of country are we living in? That is the pain of our problem. And we are celebrating independence. Independence for colonial rule. And dependent in despots of the time. Senseless human beings. Let us not be thinking about the books. My colleague gave me that text. Look, the problem with this country is theft. Our leaders are insensitive. Independence is the burden of our society. And you cannot punish another man who is crime that you are guilty of. It is time to go after people like Emefueli. I am happy Emefueli should live with death for one million years. Because the man saw himself as a God. I am very happy with what is happening to him. Honestly. But the truth is, should he be the only one who is suffering this? That is the question. That is the question. Why does Emefueli? Look at the citizens in China. Who smacked property in public? The president could not even ask him. And he said, we don't see that right now. Okay.   Because it is a problem. The problem is this. You go to court. The bankers are don't see that. So that you remain in office. The way you don't desire the money that you got. But I can suspend you. And the one who said no, you can't do it. What has happened to the poor man? What has attracted that smacked somebody? At the shop. You should remember. It went viral. Is it a sex toy? Senator? He is still in the Senate. No, he is a senator. Who has assaulted somebody in the place. What has happened? What has happened? He is a Senate Abductor. Oh my God! What has happened to Abductor? He has done him double nomination in an election. What has happened to Abductor? He has done him double nomination in an election. What has happened to Abductor? Abductor is a Senate Counselor. Okay, let's just look... What has happened always? Let's just look at this What has happened to Abductor? The talks have gone off, very fast. Let's just look at this generally. We will be talking about specific things but independence today. A, P, C Barret, play the right candidate to quit the office. Welp, I was looking for hold back speech. But also we have another story we decided. So we have another story on the Guardian, which I want you to tie to it. The wife of the president, Uluru Amitinobu, has said, and I quote, my husband is not a magician. She said this as a delicate order exalt Nigerians. Okay. So she is saying this and opposition party, the PPP is saying, is faulting some aspects of the speech of the president on Independence Day. So what is, what are your thoughts about the president's speech, the things that he addressed and the things which you feel he should have addressed but did not?  The speeches are now written by the president. They are taught how to read the speeches. We are speech writers. So I am not interested in the speech. The question is, what is on ground? Now you say you are going to pay, I am not, 35,000 Naira contestants. Why did you take all these steps into the constitution before Rimbaud Lausanne? What have I said? And don't forget, we still, we keep hearing, we will, plus we will remain tonight, and this is October 2nd, all we hear is, we will, we will, we will. We will, not we have, we did, we don't, we will, we will, we will, what does that tell you? These are specialist excuses. These are some failure policies.  They thought, didn't know something was going to, it was going to be praise, there will be produce. And the wise is coming to say, I don't think, they're also not the same wise, they're who went to make us think it's all we both should get out of, make us think it's only a few years ago. And when she was asked last time, she said, I don't think so. I don't think so. I don't think so. I don't think so. I don't think so. And the wise is coming to say, I don't think so. They're also not the same wise, but who went to make us think it's all we both should get out of, make us think it's only three years ago. And when she was asked last, you know, this year and she said she had to regret. Then was it not the same kid who said don't tell her sorry, because you accepted this job? You're informed. Is that not the contradiction? And she said now, the house is not the Magistrate. Who cares if it's a Magistrate? Not a grown man's. Who cares? Nobody cares. All we need is a big misconception. is to be able to take care of ourselves and our families. I don't care what you are. Improve the standard of living of Nigerians. The woman I said you are having is not a marital. How is her spending that of living?  Just like the way we already said the ebos are like a trap in that ocean. We make statements, inflammatory statements without necessarily understanding the importance of these statements. How can you say the ebos are a drop in that ocean? I'm not an ebomad. But there are things you don't see as a leader. Go on, you said no victim, no backing. Nigerians are victorious. But you said don't victim, no backing. Then you said the ebos are like a drop in that ocean. Then they went forward and said your difference in bureaucracy will be that amount to your level of force. That's what Boris said. Now, the same thing nothing, his wife has come up with. First, ebos you live with the legacy. You cannot come to the legacy to make money and at the end of the day, you won't vote for a beast. Is the ebos a legacy? They claim it's from one ebos show or what? Is it a legacy? Is it a legacy? So what are we talking about? The ebos have been sideline. So if you talk about this, I did not even want to listen, but this is a main rhetoric. That's what you hear. It's like when people take up the money, the GDP is this big. What is the backing to ban business with GDP? All she wants is yesterday, she bought a couple of garages for one nair and today it's the 50 combo. That's all. She bought a couple of garages for one nair and tomorrow it is two nair. Why is it two nair? In fact, that seems to be a lot of what we hear. You said that transportation will be reduced drastically. You did say taxation was very good. You did say there were palliatives. You did say there's going to be increment in salary. Don't go down now. Don't just tell your brain things for better things. Yes, you have to listen because of your job, but tell it for better things. Because by the time you get home, your wife and kids will ask you that did you bring the chocolate?  Are you going to tell her to do the most said? One day, one day. Are you going to tell her to do the most said? Daddy, I can't go to school tomorrow. Are you going to tell her to do the most said? Are you going to provide the process to relax? Is that what you're going to tell your students? Okay, there's something. Are you going to tell the first station attendant that to do the most said when you hear my talk? Let's just talk with the city. Let's move on from that. You've made your points very strongly. There's something still on the page of the not the punch, the Guardian newspaper which I like to talk about. I don't know how much information you have on this casualization. Concerns, over exploitation, high demand for cheap labor. This is the news analysis and page 4 is where you get details of that. I haven't read it. Have you read that? This caught my attention because of the exploitation. I'll tell you. I will quickly tell you. For lack of time. Hydralization, a good example. How? You promised one billion jobs. You see, promises. I'll employ one billion hypothetically. Then you come up with construction companies. These construction companies are not employing managerial staff. They employing the cadre workers that we are paid daily per day. And most times, it happens in the university. That's why it's in the university. Times 30 days, less than the minimum wage. Then if there is any fraction or a legend fraction, you're denied for that day. You don't get anything. And in most cases there are to cost down the money. The boys are accused wrongly. Then at the end of the day, you're going to say you have employed those cadre workers? No. When you talk of employment, you talk of appointing, you set up industries that will cut and cross the strata you have from the big man to the empty. It could be PPP. Which is a symbiotic relationship. So even the managerial staff, you have them. And they can even retire. That is when you say painful employment or somebody has been given an employment.  They can't come in. You've taken another person. These exploitations are also seen. These exploitations are also seen in Chinese companies, most companies owned by Chinese people, Lebanese. I just used a very good example. They protested and some died mysteriously. They protested. It happened. I'm just trying to justify your statement. It happened. So, that's the problem we have. Then one person is going to say I have gainfully employed. How? I don't know the appointment that you cannot plan. Oftentimes I've asked what is the NLC and what has NLC done about this? Most of the time we are talking I just saw Lebanese I told them we have to disband what's NLC What's NLC? You've seen a conversation and you're talking about NLC. I saw a statement. We've gone past that period of the Kokorees We don't have them anymore. They are going to I bet you the strike will be called up.  They must go.   I am not saying we cannot say it the medium is just we cannot say it we cannot do anything that corrupt individuals that are not there that is the truth I don't want to talk about anything if we fail to take our faith and dust it on us then shame on us because nobody what they are going to do right now I don't want to talk about that I want to talk about that Okay I think that's how that's how much we can take from the press I was trying to say I saw when one of these governors, in fact the governor of Imu state that was saying maybe it was a campaign strategy because there's going to be an election in November saying that he will give jobs to Imu in the UK not even in Imu state and I was just wondering how are you going to do that it got so bad that the UK government said is it UK or Canada now said that they have no idea about how those jobs are going to come about because there was no collaboration with the government and they don't see that ever happening why will our people be making statements like this that is the governor of a state governor of a state and I saw it so why would you not just do things that would make people just speak on that one minute please they are talking about the synonyms of governments or leaders now you say is it going to be an indictment that you will have to you pay for that failure that you move them to Canada you have to be definitely employed and you've been a governor for four years for them to be employed in your state in the country why would you move them away from your state to Canada that tells you of intellectual paralysis you think you are fooling people it talks of intellectual paralysis and the people we are hearing they were not hearing because at the end of the year there were 2000 of them I come out let me go home and speak for them you all knew the government was telling them but if at the end of the day those that brought us here will give us more than 1000 to 2000 to go back exactly rented crowds when you saw the cheer when I saw the cheer I told myself this people don't even understand you could see that some of them were hesitant they were like what did they just say but some were cheering and those who were cheering you could tell they had no idea what he had said they had no idea what he had said no, no, no, no tell them you want to you want to put something for my dad open up more thank you so much for your time a pleasure having you happy independence anniversary again open up more open up on Keteria political affairs analysts as joined us from River State on of the press up next with our first hot topic on the breakfast


Well, I can only describe a very lightning talk on tales of the not-so-successful dev arts short session. My name is Debbie Ren. I'm an agile coach with JP Morgan and Our talk today is really some of our experiences around Bridging the gap between development and operations And I'm Ashish Medirata. I'm also an agile coach in JP Morgan So we kind of collated all our experience and whatever we've seen in the film and trying to bring it together in this condensed form for you guys today Hopefully you can take something from us So When we look at agile and we look across the years The message that's come across loud and clear is The promise of agility the promise of agility better faster cheaper happier All four dimensions which most organizations when they're looking at Improving and closing the gap between the various parts of the organization that are trying to deliver software are all aspiring to these various elements As we talk about the promise of agility, right? But you have to talk about and session is focusing on the DevOps state today, right? So what is the state of DevOps? It's a long journey. It's a long road, right? All of us are on that journey Some are far ahead some are a little behind and some are still even to get started, right? And we all understand that there are many challenges and we are still all figuring out our solution So hopefully some of the things we'll talk about next will help you Understand our perspective and maybe you can relate to them So some of the challenges that we have seen Are how do you how are the teams structured today, right from purely a structural point of view? So you'll have mostly the build teams which is your scum team, right? Or feature teams and then you have your ops team which are completely separate, right? They are like in two different Words they don't look eye-to-eye. They don't see each other, right? They don't talk to each other. So it's the separation boundaries are today in the sense You really don't even know sometimes who's my ops guy who's actually deploying my code So those are some of the ways or the challenges which are there right now for us, right? The teams are not just separated by distance, but they're also separated by the fact The way they work, right? So there is from the build side of the world There is we gotta roll out these features every two weeks We gotta we have this chunk of functionality coming every two weeks or whatever your cycle is, right? And then the ops guys are hold on


Hey everyone welcome to this week's video update today's Friday October 23rd Hope everybody had a great week of trading take a look at the S&P Give you a quick Synopsis of my thoughts leading up to the election and then a little bit about the you know through the election as well You know, we've been talking about Looking for new highs leading up to the election. We've had this pullback Looking like it's starting to firm up here and potentially start to bounce. I do think we have higher prices into next week and You know at least testing these and buy the election and then from there, you know a lot can happen, right? We you know, nobody knows but I think you know the expectation that I think a lot of people have is That if Biden wins Biden's bad for stocks and the market's gonna go down Trump is good for stocks if Trump wins the market's gonna go up and I'm not so sure that that's the case and and here's why the market likes Certainty and And so let's say, you know, like I said a lot could change between now and then but right now Biden is leading the polls and I think that if if Biden does end up winning that I think that we could in the short term see higher prices in stock So, you know right after the election, I would not be surprised if we see the market really rally take off If Biden wins now the expectation according to the polls Is that Trump is behind right and so if Trump does pull out a victory that could be a little bit of a surprise to the market We actually may see some short-term downside in the market, which is the opposite of what a lot of people think So that's kind of my initial thought going in, you know the market a lot of times will do the exact opposite of what you might think and It's a little game of chess of you know The reaction of what the market does based on based on news and different events that come out And so that is that's kind of my expectation But we'll see what happens and again, we're we're gonna let price action lead especially with our day trading And then we are going to manage our portfolio Mechanically as we always do one thing that that we will start doing as we get closer to the election is we may start Lightning up the number of positions the amount of capital allocated to our portfolio So positions that we currently have on we may start taking off as we get closer But we're still gonna have a decent number of positions. We're still gonna stay mechanical We're not gonna do anything crazy just because an election is happening We're still gonna continue to stay mechanical So anyway, just some initial thoughts of what we're what we're looking at here and And and what we what we look to potentially expect Going forward. So that is it. Let's jump into the alerts for the week starting with Monday Did a opening trade in Microsoft did a pre earnings long straddle and The the strategy just as we teach in our earnings Coise Kurt Just as we teach in our earnings course is We are looking for to enter these typically when we get a little bit of a dip in implied volatility so if we look at Microsoft you can see it it started to have a dip in implied volatility we got in on Monday and our expectation is that Implied volatility is going to increase in earnings now. It has not done that yet. It's actually contracted even more into today And so if we take a look You see we are down a little bit on the trade a couple hundred dollars But if we get a pop an implied volatility and a decent size move We could still book a profit on this trade. So that is what we're looking for in Microsoft Next trade closing adjusting trade in the queues. So we closed out one set of short call verticals So we're just kind of lightening up our Lightning up our short Delta looking for that potential move higher into the election We still have one set of short call verticals in the queues. Let's take a look at that and We're up about three hundred dollars since we did our last roll here. So looking for some downside Even though we are looking for upside Prices, you know leading up to the election that doesn't mean we're getting rid of all of our short Delta I said we're lightening up our short Delta board still keeping some Because obviously anything can happen. We always want to have a little bit of protection to the downside in case things do fall apart And this is one of those trades. So we've got some downside Room with the qqq trade. So we'll continue to hold that Next trade is opening trade in netflix. So we did an earnings iron duck in netflix. So they announced earnings We put this on The day of earnings they announced after the market closed that day And we had a max profit of 692 which is also our max loss that we would exit at if it got to that point things worked out well and If you let's take a look at a chart of netflix, we closed this out today And if we look at a chart After earnings price came down right smack dab into the middle of our duck head now It did start to go down down down It was getting close close close to our broke break even we were never really down on the trade Maybe a couple dollars at most got a little bit of a bounce today Ended up booking almost max profit on the trade. So nice nice trade in uh netflix We did a pre earnings long call And ended up just closing this out right before earnings took a loss on this trade never got the upside momentum leading up to the earnings announcement that we were hoping for So as we pulled back Right here we got in looking for a little bit of a bounce and price leading up to earnings never got that So we ended up just closing that one out Next trade closing justing trade in iwm. So similar to what we did in the cues We had in this one. We had some long put verticals in iwm One of them got down to two days to expiration So we either needed to roll or close And so we just decided to close that to again lighten up on our short deltas So if we look at iwm, we're still holding one of those And it's outside of range here. So we'll be looking to this is in november So we've still got plenty of time still got 28 days. So we're going to go ahead and hold this one And and if we get some downside that'll benefit that trade If not, we'll potentially roll that out to december as we get closer to expiration Closing trade in spx. We had a weekly double calendar that we closed booked a hundred and a little over a hundred bucks on this one We closed it out on thursday Had we held it till today on friday. We could have booked a little bit more profit But you know with the with the implied volatility contraction between the front and back week that we see a lot of times on friday We decided just to take that money and run and um And uh, and and so we booked a nice little profit on that one We also opened a new weekly double calendar in the next expiration cycle At that time it was eight and 11 days. So let's take a look at spx. We've got a few different positions here Starting with Let's go to that uh weekly double calendar first, which is these ones here Ops, that's an iron duck. Well, there's an iron duck. We're up about 200 bucks on that one That one expires on the 29th So we will close that closer to expiration And then here's our weekly double calendar that we put on see we're up about 40 bucks on this one If we get a little bit of implied volatility expansion into next week, which I expect as we get closer to uh to the election We will get some implied volatility expansion and that should help the difference between our front and back week here So while we are getting a little dip in our tent, uh, I would expect that to push back up into next week But we'll see uh, so we're up right now. And then lastly we've got another iron duck and this one is going to be held through the election And uh, we're up currently about 95 bucks on this Got a lot of room to the downside still have potential to uh to book max profit on that So we're going to hold on to that for now Next trade amazon did a pre earnings long call vertical. So with amazon being such a large, uh, large symbol, you know 30 100 32 hundred dollar stock Instead of buying a pre earnings long call, we did a vertical just to lower the buying power requirement In this case, we're targeting 50 of max profit So let's take a look at where we're at with amazon here Again similar to what we were trying to do in netflix We're just looking for as we've had this pullback And and we expect some upside momentum in the overall market and specifically these tech stocks leading into earnings Looking for a bounce amazon announces earnings On the 29th and so looking for some upside momentum into that earnings announcement If price can climb just up to you know in this area here With the with the uh theta decay will be at almost at a point of booking 50 of max profit. So You know, let's call it, you know, 30 32 80 32 90, you know, if it gets up there You know to this area right here Um as we as we get closer to that uh earnings date We should be able to book a profit and and you can do that in in finger swim by you know Using your theoretical calendar here. So if you theoretically go through time, you see what that p&l line does it continues to increase So by the time that you get to the 29th, you know, you only have to be about out to here 32 60 32 70 To be at 50 of max profit. And so that's what we're looking for Out of amazon Next trade rolling just in trade in zb. So we had a short strangle where we have a short strangle in zb Ended up rolling this one out. We had 28 days to expiration But price moved lower and we needed to roll our calls down So we went ahead and just rolled that out to the 62 day cycle at the same time. So let's take a look at zb Uh, you can see prices hanging out right here. So kind of widened out our break evens to the downside We've got a lot of room to the upside if we get a little bit of a bounce in bonds We'll be right back to center and uh, we'll just wait for some more theta decay in zb And then lastly was the closing that earnings iron duck that we booked a nice profit in in netflix Was our last trade for the day last trade for the week. So those are all the alerts Let's take a look at some of our other positions Starting with es another one of our short delta plays prices a little bit out of range here on on this long put vertical So looking for some downside action to get back into range on that gold We've got an iron condor in gold. We're up After all adjustments and you know taking them off and putting them back on We're up over a thousand bucks on this trade Once we get to about 30 to 40 of max profit on this one We'll take it off and close the trade before the election And and just hold on until potentially afterwards to add another gold position back in Natty gas We're in good shape here, too. We're almost at 50 of max profit since we rolled this trade We've got a Still got 32 days. So if we get over 50 of max profit, we'll probably roll this out Just to give us a little A little bit more duration heading into earnings. So we're currently the next cycle currently has 66 days to expiration So next week that'll be down to 60 Which will also coincide with potentially us being at over 50 of max profit if price stays in a decent range Um, so that's the plan in nat gas. So hopefully we can book a nice profit on that working our way back to profits uh apple We've got a uh short delta play here. It's a long put vertical prices a little out of range with with the rally that we've seen In apple since we rolled this last We are heading into earnings. We're going to hold this through earnings And I think we'll probably get a little bit of a bounce into earnings there as well Uh, but then after earnings, we'll see what happens, but we'll be holding this We're holding it for that short delta exposure Uh, same thing with john deere. I mean this thing's just been on a crazy run But we're holding this for short delta looking for some cyclicality in the big green machines Uh, hopefully we see a little bit of downside in that For long this one is just inside range since we rolled it But got plenty of room for some uh for some downside benefit there D i a we've got a couple of short call verticals as well One is just out of range here And this one is just out of outside of range So, uh, those are both in november got plenty of time just holding those for that short delta exposure Mentioned i w m microsoft cues smh. We've got a short strangle here in smh We're up a few hundred dollars since we did our last roll if we get a little bit more downside back to center That would benefit this trade. Otherwise just waiting for some more time to pass sp y I've been looking to add another iron condor here But I may just I may wait till after the election to do that because if we added one we would do that out in december And obviously that's going to take us uh through the election So I'm going to probably wait until after the election and then add one in december Uh, this one here in november is hanging out just in the upper end of the range So we'll we'll just let this one play out for now and then uh potentially add one uh after the election X bi we've got this short strangle which is adjusted into a straddle right at the 105 strike price hanging out in the upper end of the range could use a little downside action to get back to center there And then lastly xlk So this is a long put vertical price just outside of range So those are all of our trades. Those are all the alerts As far as day trading I was traveling this week. So only day traded today only stream live today Um, and but if you are in the day trading and you attend that room, make sure you check out the live stream room In fact, let me bring it up here Inside the live stream room. You'll see this schedule. Make sure you're checking this next week We're going to do something a little bit different Monday, tuesday, wednesday are all 8 30 am central as normal But on thursday and friday, we are going to do it a little bit later in the morning Couple of things so one i'll be getting our Most of our alert portfolio Trades out within the first hour of the day and then this will allow us to jump on the live stream an hour later And and take advantage of some runners And I know that some of the members have wanted to see me manage those a little bit later in the morning So we'll be starting an hour later and going an hour later in the morning in the live stream So make sure you check that out and then um Into next week Couple things we are going to So tuesday the third is obviously election day So on the fourth and fifth We are going to start first thing at the market open 8 30 am, but we're probably going to go longer in the day Uh, especially if there's I mean if there's not a lot going on what we will probably just cut out a little bit Kind of normal time But if there's some cool stuff some action going on We want to be able to take advantage of that so we may We may stream for a half day from 8 30 am to noon or something like that Uh, we'll just kind of play it by ear. Uh, and then friday, uh, I'll be offline No live stream on friday the sixth So make sure you keep your eye on that schedule. I'll be populating The following weeks here as we get closer And uh, look forward to seeing you all there If you didn't see the day trading recap today, we always post that in the facebook group So you can check that out there if you guys have any questions Let me know otherwise have a good weekend and we will catch you next week