Everybody forced here ripping 2022 top museum collection baseball hobby six box half case number one our first break on the main channel on release day Matt's been going for about an hour now. It's a random team style I'm gonna show the results on screen for it. You can always find these a late in sports cards calm I did drop a link and channel drop it again once I close Once I end the screen share here for you guys so you can take a look at it. Yeah always on the website Let me get you a link. Let's pull a It's not posted hang on one sec. I Did something to where I can't bring it up there And here it is again Here we go Let's pull a book or something or one of the frame. Dotto so again to get one frame. Dotto per case There's a bunch of different things to hit in this a checklist is very Just has a lot of different styles of card a lot of different cards Maybe we'll get like a one-of-one canvas sketch or whatever they're called can't just sketch reprint Here we go museum question gladi on the box Pull a wit All right, that's hot. That's one heavy No, I'm just weak I Hit the gym Gotta get that Christian yellows power 499 last night, which is that's a 500 foot home run Sean that we're talking about that. That's a 500 footer I Yeah, I hit a 500. I don't know who measured that All right, you guys the design looks very Not what am I going to pop product here's got a cunea Rizzo Brian does a rocky Oh, that's very nice. Look at this Yankees first pack 24 25 quad relic Aaron judge Nice hit Yankees. Look at that patch on the left Is that like a commemorative patch Mike D might know this he's in chat I'm not quite sure what it is. It's not on a normal Yankees uniform So it's got to be something they did for like one season or this season. Maybe that's pretty sick Nice judge to start for the Yankees It's approaching 60 man and a red 33 of 50 Royce Lewis twins rookie nice Royce Lewis the design looks like I can't think of the product right now Tribute, thank you Shane tribute ish. Yes. It's like non-acetate tribute. Thank you. That was like I was like tier one No, it's not here one Nato Cabrera Devers and we've got a jersey card for the Phillies Zach wheeler 26 of 50 You can all game used in this product or it should be Yeah, and a copper Salvador Perez for the Royals And coppers non-numbered Vicky here. We have an auto. I think we do I've got Harvey as a tiger kershaw Ruth that's sick raise triple relic auto Wade Boggs Wade Boggs as a ray numbered 50 of 275 double-raised Wade Boggs Good stuff and a copper Clemente for the top of the pirates Rays could get a huge boost if going into the playoffs if Wanderance and what's the income back healthy? Pujols Lindor and a canvas Konseco For the A's and our other auto is gonna be a Philly Zach wheeler 30 of 125 two wheelers in the box Philly's auto Zach wheeler that time 30 of 125 and a copper great Maddox for the Cubs Alright good stuff so far pretty good box that judge quad relic was nice They got a Boggs relic auto too But we have these in stock for personals at late in sports cards calm guys personals will start after a group breaks tonight and We have them in stock for 395 394 99 free shipping sealed we'll rip it live ship it to you as well Get all your hits top-loaded all cards shipping this if you rip it as a personal Yeah All right Puckett Ohtani and the Shet Shet had a three-homer game a few days ago They go Red Sox quad relic Raphael Devers 29 of 75 That and three jerseys and a copper Frank Thomas. All right moving on Thank you for the Rose Cosmo appreciate it You guys this new museum collection baseball just released today Gwyn and a rally rookie base How rally you've got a canvas of Robert yeah, Louise Robert for the White Sox Cubs auto Andre Dawson 111 of 125 the Hawk and Copper rookie rays Wander Franco Sup Emperor Happy release day glass now man glass I'll be a huge boost for the race those Royce Lewis base rookie Yeah, it's a Oakland with the auto now triple relic auto Ricky Henderson two jerseys and a bat aze 254 of 275 and Purple rookie for the twins is Joe Ryan 12 and 99 Yeah, he's a great man. We're talking they look they look kind of like tribute Which is cool tributes awesome and then the hits in this are just awesome Museums a lot of fun. Hopefully we hit it. We hit a book pretty soon here Maybe a framed auto. All right Lonzo, there's a Torkelson rookie and a hunter green rookie Believe that's his first rookie, correct Wow, that is nasty one-of-one Brewer's patch card Keston here, uh Yeah, buddy first one-to-one of the day Meaningful material What is that from is that from like a commemorative patch or something that is sick congrats Brewer's first one-to-one of the day Sure, yeah, it's got to be commemorative patch of some sort, right? Any Brewer's fans know beautiful hit congrats on the hero Kess daddy Which I don't think anyone actually uses that nickname and bronze Carl Yostremsky Red Sox Heck yeah, congrats Brewer's who had the Brewer's here. That was Joseph H. Congrats Joseph H good stuff, man Beautiful card again. I should all be game-worn in Museum collection box three Box three rolling right along here Yeah, thanks guys for filling out the first few breaks today We've got a few tiered random team cases That's a lot of spots left and Matt on the baseball channel has some more PYT some three box random teams It's a three box random divisions as well All right, base cards Clemens as a blue J judge Contreras Raise dual Jersey auto Brandon Lau a random Lao 369 of 399 and a bronze but or copper Buxton as a cool patch again I don't know what it's from but that's pretty sick No Padres hits yet. Maybe it's awesome base. I'm not sure but yeah. No Padres hits yet Next up base furlander Cal and Eloy Wow, that is nasty as a Sox fan. I freaking love this dual auto red Sox Dustin Padrella Jason Veritech to a 15 Huge Congrats Red Sox Sean and I are mega jealous of this card right now. That's so sick Tech in PD baby Wow, that is awesome Carl age Congrats Carl The PD and tech dual auto to a 15 Yeah, Richard love this too all the Sun would pick he's here today. Actually he's here at the shop and We got a copper Roy Campanella for the Brooklyn Dodgers. So Dodgers That's so cool, man You could probably There's a cruise base rookie there go pirates Do you guys see I'll say after this Brian Della cruise rookie and a canvas poppy. There you go Yes, say I I know that look right there a nice poppy canvas What are you going in by the way? What's guys top loader? Which one's it like the base a 60? Okay, so I was wondering I go Yankees Aaron judge Jersey card 45 a 50 and Blue Cubs color match Wilson Contreras 146 of 150 Hey, what's up, Andrew? Yeah, we have um, we have three box PYT's over a latent baseball currently Brandon if you're looking for PYT's So that's why we're doing random styles today. We just have different offerings all around so many different styles of breaks for Museum collections day between the baseball channel and the main channel Henderson Jeter and Lou Gehrig quad Jersey card Royals Alex Gordon number 98 of 99 scored a long time a Long-time Royal there and rookie copper Joe Ryan twins All right halfway through give me one sec guys I'm gonna check spots for going forward again We just have a few tiered cases here Matt has spots for PYT's three box random teams three box Divisions as well over on the baseball side of the late baseball breaks channel Let me see Yeah, we still have 13 to go on tiered random team case number two we get you only for that in chat Sweet that out as well. We'll keep going second half of this break And if you're watching on tiktok the link is in your bio is an hour bio Link is in the bio for you tiktok. Yeah cool product, right? Yes, definitely a lot of interesting things in it So Yeah, you get one frame it's patch one framed auto per box, which are pretty cool. They're like Gold is like the 25 black is the five silver is the 10 then I think The the one-to-ones are like wood frame. They're like me like really yeah, they're super cool looking Definitive has gold frames a few a few a few of the products top of the bullpen Yeah, they'd be just like that Here we go base cards flatty Frank Robinson and Shane Boz rookie That's cool got quadrel like Dan's be swanson 27 to 75 braves braves caught the Mets you guys Oh, yeah, gold label those two. They're all they're pretty rare in gold label. They're like big hits in gold label And blue Jose Ramirez 74 of 150 or no, there's one a box in gold label. That's right. That's right J ran for Cleveland 74 of 150 Good call. Good call Ryan Museum we have it at 394 99 395 Tatis Pudge as a Marlin and George Kirby rookie for the Mariners a lot of new rookies in this product kind of cool Seen hunter green George Kirby now we saw Royce Lewis Good stuff man. Nice patch here Mets Peter Lonzo six of 25 got that two-color patch You'll met your polythens and rookie copper for the Angels Brandon Marsh former Angel Brandon Marsh Yeah, so we'll ship it.  We'll ship that free too You should have both options available link is in the bio if you're watching on tiktok Machado Harper Degrom Orioles triple Bat Relic Otter by a Mount Castle Nice hit on the Mount Castle there 252 of 399 and A George Kirby copper rookie for Seattle Then we have plenty of group breaks at LSE baseball today and here today. We got more at night PYT six boxes at night Ripping it all man. We're doing it all over here Got a Marsh rookie Duran rookie canvas Yachty. Yep Yachty and Molina canvas Cardinals Canvas is one a box Tigers rookie Auto Matt Manning 5 of 50 on the archival autograph and a Duran rookie copper Boston All right, so let's see a book come on book and then personals we will start after group breaks tonight So pretty late tonight Got group breaks all day man We got eminence tonight too guys Eminence football random hit style tonight got bench killabrew Bruhan rookie base Quad relic Mets Francisco lindore 23 of 25 Nice two-color patch on the left there Mets with some nice relic cards and a copper Anthony Rendon Heck yeah, Reiner watch us in class good call man. Yeah, that's okay. A lot of people watch from work That's what you should do right You gotta you gotta keep your mind sharp got a multitask Bryson start rookie. That's the first rookie Bryson start to my knowledge Matt Chapman got a Tim salmon auto 41 to 50 for the Angels Gotta put together the all-fish team Tim salmon Mike trout uh Mike carp I don't even know who else Shane's washroom plane impressive Shane nice Tim salmon for the Angels and a Red 33 50 alex bregman astros Rob you went to work at the office today. That's crazy, man So let's move Released a is right a good one too museum is just there's a lot of fun man, we'll see a lot of different things today, which is which is a really interesting thing about museum he just He's a different hits and just about an entire case worth got a canvas of schmidt for the Phillies Astros on the board with a hit now dual jersey auto hose al-tube Numbered 91 of 100 and a copper Reese Hoskins probably a bass. Yeah All right End of box five here Trouts Vlad senior as an ex post that'll go nationals and then ryan as an astro patch card raise brand and lau two of 35 Let's do color patch card And copper stanton for the Yankees Um, I think Russell Wilson. I don't know if he has like I don't know if he has like legitimate baseball cards. Like he's actually I I don't know how to explain it.  I might have like an insert I'm honestly not sure about that Maybe check ebay wk typing like Russell Wilson baseball or something I honestly don't know the answer to that. I should though I've wondered that because I know brady has what an expose card somewhere I think There have people made them. I honestly am not sure Oh, he has no bowman troll rookie. Oh, that's cool. Jared. Thank you. I don't know why I didn't know that I've wondered that a bunch for me to not know it, honestly Uh, each year. Oh, so do we got quad relic ramuto fillies 36 of 99 Uh, a couple of coppers here harper and agrom 2018 bowman, that's pretty cool which is 2018 bowman is a weird time to put him in a baseball product considering He was drafted in like 2012 Cool though Maddox thomas rookie debacks a lot of new rookies in this White Sox archival autograph lucas gelito 19 of 125 And copper for the marlins is avon rodriguez Last two mini boxes We've got a recap coming up to a pretty solid break Uh, yellowed strawsburg honest Wagner Look at this Mets jumbo patch auto one of five pete lanzo Sick hit Mets. That's momentous material auto Congrats on that one Momentous material auto jumbo patch relic to be specific Polar Pete big hit Mets did very well Who had the Mets jonathan b congrats jonathan That is beautiful That one in a mag of course got purple randy johnson debacks color match there 80 of 99 Last mini box Good stuff, man. Good way to lead into the next break into the recap here That'll definitely tie it together nicely rich stick around for the recap. There's a card. You're gonna want to see Oh, yeah as a red Sox fan There's a uh Judge sketch or judge canvas excuse me judge canvas this one there Patch card reg jonathan india six of 35 And copper tautis All right guys, give me one sec here recap all of our hits Yeah, good first good first break there got the other six boxes of that case coming up right after Start with our relics here. So we had I'll just call out um reds india to 35 We had fillies real muto quad to 99 You had rays brandon loud to 35 Quad metslin door to 25 Uh very unwitty Sorry, shane Mets pita lanza to 25 there. He had braves dance v swanson to 75 quad relic Royals gordon to 99 quad relic A yankees judge to 50 Red Sox devours to 75 quad relic Fillies wheeler to 50 and quad relic judge to 25 I don't someone's got to tell me what that's from. It's got to be a commemorative patch of some sort or like an event patch That is pretty cool. Nice judge there All right autos we had white Sox gelito to 125 Dual relic auto altube astros to two to 100 excuse me tim sam and angels 41 of 50 Got tigers mat manning the 50 Uh mount castle triple bat relic auto orioles 399 Got rays brandon loud dual jersey here Dual jersey auto to 399 A's ricky henderson triple to 275 Cubs andre dawson to 125 fillies wheeler to 125 And a rays wade bogs triple relic auto to 275 You mag cards really good six box break here We'll start with the one of one patch of keston here Meaningful material rich if you're still watching check this one out. This is a sick one red Sox dual auto dustin padroia Jason veritech two of 15 Such an awesome red Sox card there Congrats boston and the uh momentous material jumbo patch auto pedalanzo one of five Very nice man good stuff six box number two coming up next. Thanks everybody


t in a foreign currency, remember I started this out saying a country can never go broke on debt denominated in its own currency. Well, the Treaty of Versailles said, now you're gonna pay it in French francs, that's number one. There was also a strike in the industrial sector, okay? So they literally killed the production. And so now you've got a supply shock, debt denominated in a foreign currency, and wild amounts of corruption. Obviously the Nazis, you know, let's be fair, that whole period of time was a pretty rough period of time. So that's what happened to Weimar. You know, you had the World War I and all the ramifications of the Treaty of Versailles. You go down to Venezuela, and what you've got is once again, another situation where you've got a single commodity, and their dollar is pegged, instead of to gold, it's pegged to the US dollar. Their currency is pegged to ours. So not only were they ripe for messing with, you know, this is the thing, whenever you peg something to anything, when you peg it to gold, peg it to the, you can screw with the commodity or whatever it is that you are tying your currency to, and if it depreciates, now all of a sudden, your ability to pay off your debts is eliminated. You can't pay your foreign debts anymore. And so they had a single commodity in fuel and crude, not even refined oil, crude, okay? And the Saudis screwed with them. So you have them screwing with the price of barrels of oil, which depreciated their ability to be able to pay their debts. The only thing that they could have used was their oil supply. So once again, had nothing, you notice I haven't said anything about printing money yet, right? Not one single thing has been, hyperinflation is not a monetary phenomenon. It is simply not. It is always corruption. It's always some sort of a supply shock. It's always some sort of natural disaster or debt denominated in a foreign currency. And so you can go through this each step along the way and it's gonna always be something like that. It's never going to be an issue of printing money. So for folks listening, please trust me, take this one to bed. You don't want to talk about it again. Walk away and call it a win. But regular inflation though, which is what most people cry about, but they don't really understand, is a rise in all prices. It's not a rise in my one thing or the other. However, if you have a real resource like petroleum product and it's short, you make plastics, you make lubricants, you make all sorts of things, cooking supplies, you name it. Fuel for vehicles, fuel for airplanes, fuel for buses, trains, you name it. So all of a sudden a rise in price of fuel will create a rise in price in those things that require fuel or petroleum products to make. So this is how you could get widespread heighten. I'm just using this as an example of a common commodity that could really create an inflationary situation. But this is not what they talk about. They don't know about printing money. It's got nothing to do with printing money once again. So printing money usually happens after the fact with these things. And so what you also hear, and this is something to be thought of, this is important to think about, back to the Paul, Ryan, Alan Greenspan thing, it's like, can you create an economy where the real goods and services that people want are available for them? So you're not having shortages of things, right? So hypothetically, we go ahead and we give people Medicare for all. Well, Medicare eliminates a lot of noise around. There's a lot of economic activity that makes up all that denial of service that goes on. There's a lot of people getting paychecks to not know how to use service.  Well, Medicare for all is actually a deflationary, deflationary service, why? Because it's efficient. And so now you've gotten rid of all these different revenue streams that you're thinking of when you're thinking of the medical services and the medical system, and now it's efficient. So efficiency means less money spent, which means the economy is gonna require, you're losing jobs, a lot of jobs will be gone if you don't have a federal job guarantee or a just transition to move them into other fields. And shebang, you've got a situation now where if you don't have enough doctors, nurses, gurneys, hospitals, whatever, now you could have a rise in prices over there. You could have a shortage of the real resources. So I don't think you would have that because you have all these people that would be losing their jobs, would be desperate to fill jobs up to fulfill the Medicare for all. But that's the other side of that game. I don't know, I hope I answered your question. I think that that was a phenomenal answer. It totally makes sense. And you have such a good grasp of the theory and the material and all of these concrete examples that I think that your advocacy is so important for it. Just to kind of further hammer down the concept of modern monetary theory. So could you explain the differences? I mean, you kind of alluded to it, but with the United States, modern monetary theory is applicable here because we have our own currency as is the case with Japan, the UK. But why wouldn't this apply to the European Union, France, for example, because they use the Euro? What specifically makes that different? So the currency user is the people that can't create the currency themselves. The currency issuer is the one that creates it. Well, in Europe, they have the European Central Bank, the ECB, and they have the Troika. They basically have this system that is not state-owned. So France can't just print money or spend money into existence. And they've got percentages. I mean, I'm going to butcher this. So forgive me, my friends in the UK. Let's say they have a 5% threshold for deficit spending in any of these states. Well, all of these countries are like Delaware, Texas. They're like Maine, that's it. Once they gave up their own currency, they in essence became like California or one of these other states in the United States. In the United States, every state here has a balanced budget for the state. The state must run a balanced budget. Now they may invest in bonds and stuff like that to carry them through ebbs and flows that might short the pension funds and so forth. But at the end of the day, they cannot generate currency on their own. They could create a complementary currency. They could do a number of things, but they could not create the US dollar out of thin air. Only the federal government can do that, which is why you don't want to see states trying to do Medicare for all and so forth. Because let's say California gets away with it because they've got a big economy and they can absorb it. Well, try that in Mississippi. Try that in Alabama, try that in Maine. Try that in Pennsylvania. I mean, most of them will not be able to do that. So if you have any kinds of ebbs and flows at all, if you have any kind of shock, like a natural disaster or something like that, and let's say you have a pandemic, the only way you could afford this is through the federal government. Well, let's go back across the pond for a minute. If you have an issue like in Greece, Greece is a net importer. Greece is not a net exporter. So if you think about it, all their money is leaving the country to go buy goods and services.  Germany, on the other hand, is a major net exporter. And so they get all that money coming in, they make the great cars, they got the ottoman, they got all these cool things, they bring a lot of money into the country. And so they are able to make a robust social infrastructure, they're able to do all sorts of stuff. They're living La Vida loco, while down in Greece, those people are really, really struggling. France is struggling, Italy is struggling. All the Southern European countries are struggling. Spain is struggling, you name it. And so it really is, which ones are the net importers? Which one are the net exporters? And they're reliant on that European central bank. Well, I interviewed a guy recently, it's talking about this new plan called Fiscal Money, where they provide these tax credits to people that it's like an alternative currency of sorts. It's like a receipt that they give to the bank and it has small markup and the bank absorbs the negative equity, so to speak. And that's a way of bypassing the ECB's strict rules. I butchered that a little bit, but for anybody out there that knows what I'm talking about, that's the MMT friends out there in Europe. You know what I'm talking about. I'm probably not the sharpest on this particular segment of it, but suffice it to say none of these countries can actually print their own money anymore. That's why the UK stayed with the pound sterling. They knew that they needed to be able to print their own money, so to speak, okay? And so they didn't want to give up monetary sovereignty. You know, they didn't want to have, forget the Brexit stuff for just a minute. It's just really about the currency because Brexit wasn't really about the currency because the UK never was on the euro. That was really about open borders, that was really about jobs coming and going. And if you go back and you remember what I said about the federal job guarantee, if they had a federal job guarantee in the UK, they wouldn't have been worried about foreigners coming into their country and taking those jobs because that would have been absorbed, no problem. So just something to think about there. But that's really what the deal is, is that they lost their ability to spend money into existence when they need it.  We are freed from the constraints of the market.  We can do anything we want to do. In fact, we could even lower the interest rate to zero and stop worrying about selling bonds altogether. We don't want to do that because bonds are like UBI for the rich. And that's really all it is. So anyway, I don't know if I answered your question. No, that makes sense. And even though you just thoroughly debunked this notion that MMT theorists want to print money, in other words, in short, basically, if you don't have your own sovereign currency, you can't make the money printer go burr in a nutshell. So go ahead. No, I was just gonna say, I think it's important to understand that there's something called sectoral balances, okay?  If we split the economy into three segments, we go internal debt, private debt, we've got public debt, and then we've got rest of world, okay? So rest of world, we call the balance of trade, balance of payments on the trade side, okay? Private debt would be all the stuff you've made your citizens absorb in the economy, like student debt, their car payment, their house payment, all that stuff, the level of private debt. And so you look at this as like an EQ on your stereo. You look and see where the private debt level is, look and see where the public debt level is, and look and see what the trade balance is. If we have a net trade deficit, okay? I'll say 500,000. That's 500,000 that has left the economy and gone around the world, and somehow or another that 500, say 500 billion has to be made up somehow or another, okay? And so this is where a federal government could spend money to offset that trade deficit to keep the economy humming so that there's imports don't have a real negative aspect on the economy. Because really at the end of the day, you're giving them pieces of paper for real resources, right? And so this is a really big thing. So if you're looking at these, you could have predicted the great financial crisis. You could have seen the private debt through the roof. You could have seen the public debt down, and you could have seen the trade imbalance, and you would have known right off the bat. In fact, that's how MMTers were able to predict this and nobody listened back then. They used the sectoral balances approach to viewing the economy and it showed. So if you think about it like that, the only thing that doesn't matter is that public debt. Public debt is a misnomer. It's just the net money supply. That's all it is. So if you delete the debt or you get rid of the debt, you get rid of the money supply basically. So every time we've tried to pay down the debt, what we've ended up doing is create a massive recession, a depression, horrible things have happened. So this is more fuel for the fodder we can keep talking about, but I just wanted to throw that out there for you. If I didn't totally confuse things by doing that. No, no, everything you're saying totally makes sense. And as you explained this to me, and I get a better grasp of MMT in the material, it's almost like this frustration builds because you explain all this and you think, wow, so another world actually is possible and it's really easy. So the question is, why don't we have Medicare for All? Why don't we have a federal jobs guarantee? And it's because this isn't an economic theory that enough people adhere to in DC. Certainly Joe Biden, he's an austerion. So I mean, you know, lost cause there. But here's what I wanna ask of you. In terms of how leftists should approach MMT, I'm trying to work it into my usual political analysis, but it's kind of like I'm on this one rhythm where the standard things that we say as leftists is, well, we need to tax the rich and we don't need to tax the rich. Do I want to tax the rich? Because I do wanna punish them contrary to what others might say. Yeah, I want them to pay. But that's not actually what we need to do in order to invest in social safety nets and public programs. So is there any advice that you can give to kind of just casually work this into conversations? Medicare for all, cancelling student loan debt. How do we as leftists, particularly political commentators, how do we talk about this in a way that's more easy to digest that might pick someone's interest enough to where they go and pick up a book or they start watching macro and cheese with you. What do you think is the gateway? Because I wanna radicalize people as much as possible and I wanna get more effective at the way I speak about this. So what would you say to that? That's kind of a big, broad question. This is a great one though. I love this question. So I started off years ago saying federal taxes don't fund spending. It's a bumper sticker. You can fit it on a bumper sticker, right? And people's heads were exploding when I said that. But the thing was that it made them think and we got the talking, right? If you decouple spending from taxation, we can have two totally different conversations. We want taxes to be strong enough to make sure that the dollar has the right level of buying power, right? We wanna make sure that the dollar has whatever we want whether we want a hard dollar, we want a really strong dollar or whether we want a weak dollar and we may want it for different reasons, okay? So taxes are really about inflation control but they're also, and this is hugely important, they're also about making life more fair and balanced because income inequality in a nation like this is a toxic mess. It's a virus that destroys democracy, okay?  You tax the rich because it's the right thing to do. You tax the rich because most of their ill-gotten gains are ill-gotten gains. You don't make that kind of money without stepping over people and trampling them and quite frankly, milking off of their labor, okay? And so there's a good rational reason to tax the rich but don't do it because you think you're gonna pay for a program. Don't eliminate the military budget because you think we need to save money here to spend money there. Eliminate the military budget because you have a fundamental moral decision that you don't wanna blow up people around the world or maybe you wanna release those real resources that are tied up in the military and redeploy those real, not the money. The money is irrelevant. It's the real resources, right? So when we talk about the left and being a socialist, right? You can talk a little bit about Marxian theory and you can start talking about labor theory of value and you can get into some of the stuff. In and of itself, you have to understand the material conditions of the day and understand where we are. It doesn't matter whether you want a socialist utopia whether I want one right now or not. The fact is we are in a capitalist environment. So how do we either A, revolt and flip the tables and make it a socialist country which you can clearly see. We don't have the appetite for unfortunately. People talk but they don't have it. I promise you that we are not there yet in our arc. The arc of revolution has not struck yet. Unfortunately, I think you're right there. I wish I wasn't because I'd be more radicalized by the minute. I mean, I'm reading some heavy duty stuff too and it makes it hard to talk in today's, because it's so yuck, right? It makes it even yuckier. But if you think about it from a leftist perspective, you know that your goal is to make life better for people. Your goal is to right now we have an existential crisis with the environment, okay? It doesn't matter whether we want a socialist utopia or whether we want to have a go crazy and go full Ayn Rand.  There will be migrants coming, we're gonna climate migrants, climate immigrants, people that are moving away from the coastal areas or severe drought, you name it. Tsunamis hitting their towns, you name it. And these people are gonna be moving around because hey, the place that they once were where there was food and water and toilets and everything else is no longer there, it's underwater. So you're gonna have that. And imagine if India starts migrating into Pakistan and starts, you know, all these wars and things like that. So this is a real thing that's coming. And it's not something that we get to say, well, I don't believe that it's gonna happen. It's happening now, you watch it happen. So it's my hope that as leftists, we realize that our goal is to find a way to create public policy while we're fighting for a revolution outside the process. But we create spending in such a way that we leverage the power of the public purse to affect climate change, to affect these things and to, you know, reconfigure society for a sustainable world. And a federal job guarantee with a just transition, eliminating oil based employment and call all these dirty jobs, eliminate them and then move those folks into, you know, mobilize them like a Marshall plan almost to get them out, to literally serve in the environmental salvation that we need to go through. I think there's a tremendous opportunity there for the left to fundamentally change society with a somewhat of a revolution. But you said something a little bit ago that I wanna touch on, I think it's really important. You asked why, why don't we do these? It's not just that they don't believe in modern monetary theory. If you go back and you, if you've ever read Howard Zinn and the people's history of the United States, Howard Zinn clearly shows that like, for example, the war of independence in the United States was not a, you know, a worker's revolt. This was a bougie, you know, the wealthy landowners didn't wanna pay money back to England. They wanted to be free to be rich here because they saw all the vast resources at their disposal and they had all these slaves and they had all these people that are willing to work for them, you know, bottom line is that was not a revolution for the people. That was not an independence. That was rich people being rich people and using poor people for fodder. And so you ask why we don't have these things? It's because from day one, capital has sought to oppress the people and use us as labor, use us as whatever it is that they want. And so the more secure we are, the less likely we are to take the crumbs they throw at us. And we all of a sudden have freedom. We have decisions that we can make that are different than what they want us to make. And so the reason they don't want us to be secure, they don't want us comfortable is because if unstable citizen is gonna be a much more pliable, much more willing to accept whatever they throw at you. I mean, if you think about how many people do you know have actually said, I wanna work at Google and I wanna do this thing or I wanna work at this company and wanna do this.   But if you actually could choose, if you had a choice, you might choose something very different than what you do. I might have been a school teacher instead of trying to be an IT guy. You know what I mean?  But the pay of a school teacher is not nearly enough to provide for, and you know when you got stars in your eyes because they pump capitalism into your brain, you gotta succeed, you gotta be the maker, you gotta keep going, going, going. You make very, very different decisions that are no longer rooted in things that maybe would have made you happy like me being a history teacher, what a geek I could have been, right? You know, open my own games workshop and play Dungeons and Dragons or something crazy.  It can't profit off of it anymore. So that profit motive and you ask yourself, how do the rich measure themselves by the distance between them and the next guy beneath them? And that right there is why they don't want you to have this stuff because how else will they feel superior? MMT allows us to make the rich irrelevant and do it anyway without them. I think though, the problem is, is that we don't understand power dynamics. We haven't studied theory, we haven't studied history, and because of that so much of the stuff we do, we think it's the first time somebody's ever thought of it. And all you gotta do is look at the French Revolution, go watch the Haitian Revolution, go watch each of these steps throughout the process and you realize that this whole arc to get freedom, to get what you need, it's a struggle. There is no way around it and people aren't ready for struggle and so this is where we're at, unfortunately. Yeah, Steve, you are blowing my mind right now. I've gotta ask you. So we're kind of seeing a lot more people become radicalized. Socialism is actually, thankfully, increasing in popularity and you see people say, read Marx, read Marx. And then oftentimes they'll order capital and it'll be like that thick. I'm exaggerating a little bit. Pritz not small too. Yeah, yeah. So I always recommend them, get the Marx Engels reader, get a Professor Richard Wolff summary of Marx. It's called understanding Marx and these are kind of like my go-tos, my socials, Bibles, if you will. Do you have an MMT Bible? Because I think that this honestly is part of radicalization of the left. MMT has to be part of it alongside with socialism. I think it's the companion economic theory to the socialist world that we all want. If you could like simplify it and say, everyone watching this, if you're intrigued, pick up a book, what would you say would be the best book for them? Right, so I would say that the three books are, A, you've got the one on your wall right there. The deficit myth. This absolutely must read. I would agree. It is an airline. You're sitting there waiting for your plane or you're in the bathroom kind of read, okay? It is not a deep thing, but you don't need to be deep. You just need to, the country can do these things. That's really, the end of the day, that's really all you do need to know. Right, right.   That's what that book will give you is an insight into the overall, the overview. It's not the be all end all, but it's more than enough for the average person. It's a great entry point for someone like me. I will recommend that. Well, I would say, you know, I read Warren Mosler's book, Seven Deadly Innocent Frauds. You can get it for free. You can actually go to our website at realprogressives.org and we have a PDF type version of it, but it's just a great, great book. It's super simple. But if you really want to start understanding the power dynamics, you need to understand the neoliberal fight, the fight of neoliberalism that started, you know, basically back in the Milton Friedman era and the Mount Pellerin society and, you know, all the other things that have happened from the 60s up to present. And this mad push for privatization has fundamentally changed how we view everything. Milton Friedman and Volcker, when they basically said that, you know, if you print money, we're going to have inflation has made every single person on the planet terrified of inflation. Okay. And so as long as these kind of neoliberal things exist and are that go unrecanted, if you will, or unfought back against, I mean, look at every single thing your friends and my friends and the alternative media even say. I mean, we are plagued with neoliberalism even when we're doing it. We don't even realize it. I watched a Roseanne show when it first came back on the air. First episode, very first episode. And I only watched it out of curiosity because I hated her, right? But I watched this one episode and the very first episode, her and her sister are fighting about Jill Stein and they're fighting about Medicare for all.  Ha, ha, ha.  I want my hard earned tax dollars paid for Israel. I don't want my hard earned tax, you know? And this is what Roseanne, it's baked in. This neoliberal thinking is baked into our churches. It's baked into our sitcoms. It's baked into our children's stories. Everything, neoliberalism is everywhere. And so eradicating that mindset, eradicating that space and starting to change it back to the public purpose and stuff like that is really important. So that's why I like Bill Mitchell. He has got a book called Reclaiming the State. And some people complain about it because it is a bit about nationalizing, understanding the nation state and how its exertion of its ability as the currency issuer can fundamentally change everything within that nation state, okay? But it talks about the history of neoliberalism. It talks about all the lies and stuff that are going on even to this day. You know, the idea that somehow or another, deficits today are gonna be carried on the backs of our children tomorrow.  And so this book, Reclaiming the State to Me was a really, really fantastic book. Mitchell and Fawzi wrote it. And I would also say there's probably about 40 other books that I could recommend, but I can't recommend enough understanding theory and history to go along so you understand how we have been divided every step along the way. Every time blacks and whites have tried to unite in class struggle, the powers that be have thrown a wedge issue out there.  It's always been a divide and conquer strategy. Identity politics has been used as a weapon. It has not been used as a weapon for the people that need it. It's been used as a weapon by the power elite to keep us from uniting. And unfortunately, this continues to happen. So liberal politics tends to focus on identity, whereas socialism tends to focus on class. And I think that because of the two, we have to find a way to have an intersectional movement that understands the role of power, understands a role of history, understands the plight of these minority communities and communities that have been ravaged by capital, and then also understand the MMT angle. You can't have them without the other.  And I think it's important to have that understanding of class and understanding of money. You put it together and we can change the world. Yeah, I think that that is beautifully put. This does have to be intersectional. It has to be looking out for marginalized communities and also acknowledging the class differences, but realizing what can be done, knowing modern monetary theory. Yeah, it's just, it's a new world if you understand it. And it's funny that you bring up the neoliberalism that is kind of baked into everything, including popular culture. I even find myself saying it to where I'll be talking on the show about how, hey, we're getting our tax dollars extracted before we even see our paychecks. So I wanted to pay for something like Medicare for All. I wanted to not go to killing children in Yemen. And so it really, it is gonna take a lot of deep programming because when it comes to neoliberalism and just capitalism more broadly speaking, it really controls every single aspect of our lives. And once you realize the way that it controls everything about us, you know, from the minute we get up to the time we go to bed, then you kind of can start that deep programming process. But I think that modern monetary theory is a little bit different in the sense that if we knew the way that money works, then we would understand the impact that it could have on us, if that makes sense. It's a huge thing. And you know, we talked before the show, I want to talk for everybody to hear this because I think this is a very important point. Neoliberalism wants us to have more money to spend because it wants us to keep capitalism alive.  It wants us to, you know, just start buying things on these discount pop-up ads that show up on Facebook and other things. They want us to buy, buy, buy. That's how capitalism thrives. And so throwing cash at the problem is decidedly neoliberal. And so when you think about the UBI, which is the sweetheart of a lot of Silicon Valley folks, the uberization of our society, right?  This is the neoliberal Trojan horse to dismantle the entire social safety net, okay? And it goes down, if you look at reparations even, take reparations as a UBI of sorts, it's not. It's deserved, it's earned, okay? But if you look at reparations, reparations is far more than just cash. Reparations is a substantive change to society. Cash is a part of it, but it's also fundamentally making the systems and structures that support people to be equitable, right? It's about bringing up people that have been left behind and bringing them up to where they should be, not giving them a handout, okay? And so when you think about the UBI, which has gotten popular because of Andrew Yang and Scott Santens and other folks, it is literally just throwing cash at the problem. It doesn't change anything. In fact, the Rante class is begging for the UBI because the UBI will ensure that they just, it's a pastor, here's your money for rent. Why not provide people with housing as a right? Why not provide people with debt relief? Why not get rid of student debt instead of here? We'll give you $1,000 a month towards your student debt. I want my healthcare for free. I don't want to be debt ridden. And all that throwing money at this thing does is temporarily provide some minimal relief, but then everything rises up because they know what slack is in the economy and the prices rise to meet that. And so unless your UBI is constantly rising, okay? And it's enough to really pay for your needs.  And to me, it is probably the single most horrific thing that has come through the door as kind of like the, you know, it's like the silver bullet to fixing all poverty. It's a crock, right? Give people a federal job guarantee, a guaranteed wage paid by the feds administered by your local community. We want local communities thriving again. Think of everything going on in your local community that is not funded right now. Think about the beautification arts. Kids are no longer getting to take band class or going to gym. Everything is trimmed down to the bone, right? We have an opportunity there to fundamentally change how we view work. We can pay moms to stay at home. Or dads even, you know, it doesn't have to be gender specific. And all those women out there that have stayed in bad marriages their whole life terrified of what it would be like to leave because they've got a brutal husband that has beaten them or whatever, they have freedom. So this is an MMT course staples the federal job guarantee is baked into. The thing is, you know, the tax creates the first unemployed person. If you remember my story of the king, okay? So MMT provides a solution to that with the federal job guarantee. If you're gonna put a tax on it, we're gonna provide you with a way to pay the tax because capital and private business, they have a decided urge to not hire you. They wouldn't hire as few people as possible. It's not in their bottom line best interest to have full employment. So there's no way the private sector would ever provide full employment. It was gonna require the federal government to step in.  It doesn't matter whether you would do that. It matters that that has been a 50 year plan of the libertarians going back to Milton Friedman. And it's probably even further back than that. So this is why I said history is such an important thing in understanding theory because just throwing cash, even MLK, he's wrongly pinned as the guy who wanted UBI. Martin Luther King Jr. wanted a federal job guarantee and he wanted a guaranteed minimum income for people that could not work for whatever reason could not work. It was not a universal give it to everybody thing because what that is is status quo. If you literally raise everything all you're doing is providing money. You have fundamentally changed absolutely nothing. And it's a shame, but I'm hoping people will wake up to this. I've written an article out there that UBI is neoliberalism on steroids basically. You got Pavlina Chernova who has written the book The Case for a Job Guarantee and she breaks down these things in her book. It's all out there. You just have to ask yourself, do I wanna be held prey to the private sector and their profit motive? Or would I rather the federal government who can pay any bill it needs to to be the one that carries those basic needs forward not cash? And I think that if you think about it like that providing people's basic needs as a right it eradicates generational poverty. It eradicates all the structures that keep people down. I think it's a fundamental game changer and I think that we need to start thinking about basic need guarantees and not cash. Yeah, I totally agree with that actually. And as you learn more and more about modern monetary theory I think that these things kind of become evident because you can take a policy that is on its face seemingly progressive but again we need structural changes and the only catalyst for that is modern monetary theory. We can't actually fundamentally reshape society with one policy like UBI. So Steve, you've given us so much. Is there any lasting words that you want to say before we close? Yeah, please, by all means, focus on the current situation with the teachers in Arkansas right now. Right now fighting in the Supreme Court against big Wall Street interests because their pension fund got screwed up during the great financial crisis. And there's a lot going on right now with extreme control fraud that is blinding us from the possibilities of what we could do with MMT. It's the root cause, the fraud, the control fraud. Our entire government is in bed with Wall Street right now. And unless we dislodge that unless we start making real substantive change by one person, each one teach one weaponizing knowledge they're gonna continue to do that. And so we have a podcast with all the experts on it called you raised it up the new untouchables, the PCORA files. We also have macro and cheese which you can find on our website realprogressives.org under media. Both of these are in my opinion, it's not me, I mean, yes, I'm in it, but it's really about the experts that I bring on and the conversations we pull through. Please do check it out. It's not infotainment, this is weaponized knowledge. And I hope that, you know, people take a look at it listen to it and spread it around. It's really important. Well, thank you so much, Steve. It has been a pleasure. I appreciate the time that you've taken this time and the last time where we tried to film, but we couldn't because my computer decided to just implode. I really appreciate it. You're gonna be my designated MMT guy for cool with that. And I will continue to reach out. Thank you so much. I really appreciate it, Mike. Well, that's all that I have planned for you today. Thank you so much to my guest, Steve Grumbine. And if you've watched and made it this far in the show, I truly appreciate your viewership before we leave. Of course, as usual, I have to send a special shout out and thank you to all of our Patreon, Paypal and YouTube members for helping us not just to survive but thrive as well. And if you want more Humanist Report and this full episode wasn't enough, you can catch my streams over at twitch.tv slash Humanist Report. I'm currently playing Monster Hunter Rise. I just started it last weekend and plan to continue it this weekend.  But that's all that I have on this episode. I will see you all next week. Thank you so much for watching. Take care, everyone.


What's happening? It's Shane here. So in this video, we are going to go over what I believe to be the best online bank accounts. And these are going to be bank accounts where there might be a few physical locations, but for the most part, they're primarily online only. And the reason for this is because when you have less locations and people you have to hire, there's going to be less overhead costs. Banks get to save all that money and instead they get to pass it on to you in the form of high-interest savings accounts and high-interest checking accounts. Now, on top of that, there also tends to be a lot less expenses and fees and all that stuff that nobody wants to have to deal with. So I'm going to jump in right now. I'm going to tell you what my top six online bank accounts are and I'm going to kind of explain why I think they're so good. Number six on the list is going to be Discover Bank. Now, first of all, Discover Bank has over 60,000 ATMs, which is one of the best on the entire list. So pretty much no matter where you are in the US, you're going to be able to find an ATM. Now, the checking account lets you earn cash back when you make purchases with your debit card. That's right, you get cash back with your debit card. These are the kinds of things that you would pretty much never see with a normal brick-and-mortar bank account.  And that can really add up. Now, on top of that, they have a very good high-yield savings account. I'm not going to get into the rates because, you know, we're in a pandemic right now and the rates are fluctuating like crazy through with the different banks. If I gave you a rate today, it would probably be different next week. But overall, with the historical performance, this is one of the better ones. They're also known for having really good customer service and they're competitive with a lot of the other online banks and just about anything. This is just one of those bank accounts that works. Number five on the list is going to be Capital One 360. So first of all, they have access to over 38,000 ATMs throughout the country. So that's pretty good. You've got really good interest rates on both their checking account as well as their savings accounts. There aren't that many monthly fees that you have to worry about or anything like that. Now, one thing that Capital One 360 allows you to do that a lot of the other online banking options don't allow you to do is that you can actually basically just take a lot of cash, go to an ATM and deposit that cash and it'll show up in your account. With a lot of the other online bank accounts, you'll have to wire cash into the bank account or do some kind of transfer. But with this one, you could literally just take the cash and put it into the ATM and it'll show up in your bank account. Not all of the online options offer that and so that's a really big selling point with this one. Now on top of that, they have one of the best savings accounts out there in terms of the interest rate that you get. It's historically one of the better ones and they're really well known for having good customer support. I looked up a lot of the different ratings on different sites and this one is extremely solid. Number four on the list is going to be Fidelity Cash Management. Now this one is technically going to be a brokerage account. So that means you already have to be investing with Fidelity so you're investing in maybe index funds or something along those lines and then they offer this as an option to you. You can take part of your investments and you can almost use it like a debit card. So it's technically not a bank account and therefore it doesn't have a lot of the same regulations that a bank account would have. However, I made sure to look up and they do have FDIC insurance so they're still FDIC insured just like a bank account would be. So this one is technically not a bank account. Like I said, it's what's known as a cash management account. And in doing all this research, Fidelity again and again comes up at the top of the list. They're definitely one of the best companies out there. I can tell that they're really trying to offer people the best possible value. And this is an interesting and relatively new option. Fidelity is kind of trying to integrate all different aspects of personal finance so that you don't have to have like five different banks and a bunch of different brokerage accounts. They're basically trying to integrate everything into one. So maybe you only have to worry about one or two different companies. Fidelity is killing it. Love what they're doing here. This is a really good option. Number three on the list is going to be Alliant Credit Union. Now many credit unions offer better interest rates than what banks do but they also have a very narrow membership requirements. So you technically have to apply in order to get into a credit union whereas with a bank you just walk up and you'd open an account. With that being said, it's usually not that hard to get into a credit union. So people that put their money into it technically own part of the credit union. Now Alliant took this to another level and they made an online credit union. So you get a lot of the benefits that you would get with a normal one and then you also get the fact that it's an online one so they're able to save even more money. Now credit unions are known for having fantastic customer service. That's probably one of their biggest selling points overall and from what I've seen, Alliant does have pretty good customer service. Now one thing you might think with a credit union is that you might not have access to that many ATMs and that's not a problem with Alliant because they have over 80,000 ATMs available. That's the best on the entire list. So pretty much no matter where you are in the US there's probably an ATM like a couple blocks away from you. Number two on the list is going to be Ally Bank. Ally Bank is just a fantastic option. All the things that I said that are good about all the other ones Ally Bank pretty much has all of that. They just do it a little bit better. Their fees and costs are ridiculously low. They have fantastic customer service. The app is amazing. It's super easy to use. They offer some of the best interest rates on their savings account historically and I have to say that I've seen Ally offer really good interest rates for a long period of time whereas I've seen a lot of other companies where they offer good interest rates like it could even be better than Ally's but then after they get a bunch of people to sign up they drop it down to below what Ally's offering. I've seen this over and over again. So just because you see that a company is offering a better interest rate for like a month you probably shouldn't go with that company. You want to kind of look at what they've been doing historically. Now Ally is another one of those companies that's trying to integrate a bunch of different personal finance features together. They have Ally Invest for instance where you can basically just invest using Ally as a broker. Ally Invest is pretty good as well. I've heard really good things about it and this is one of those companies that I definitely see moving in the right direction but number one on the list is going to be Charles Schwab. Now they're primarily known as an investing platform like a brokerage basically but they jumped into offering online savings as well as online checking accounts and the checking account specifically is extremely good. It pays really good interest for a checking account and then the thing that's the real selling point and this is especially good if you like to do a lot of traveling internationally is they have an amazing ATM policy where they'll basically pay for any ATM fees that you accrue anywhere that you go. Now people who have traveled all over the world will know exactly what I'm talking about. There's ATMs and you know random places and they charge you way more than they should. So Charles Schwab is known for reimbursing you on these charges. You don't have to worry about it and so you know you don't have to plan far ahead and make sure you have enough cash. You can just go to an ATM use it and you don't have to worry. I've heard over and over again from people who travel a lot that Charles Schwab is the way to go if you want to do any international traveling and it's also just a really good option overall as well. Now there's a few things that I want you to check out in order to make sure that you're choosing the best online bank for you. First of all you can go to bankrate.com and you can type in the bank that you're interested in and they'll basically tell you what the different banks are offering in terms of saving account interest as well as checking account interest. They'll also just give you a general overview of what they think of the bank overall. It's a great resource that you should always check out. Another one you should look at is consumerreports.com and this one will rank different banks from excellent, very good or good in terms of their fees, their costs, the interest rate that they offer, their customer service, etc. This is another one you should look at if you're interested in putting your money into an online bank. And then another resource that I really like is called the American's Consumer Satisfaction Index. It's basically theacsi.org and they basically go over a list of all the things that are the most important points when it comes to choosing different bank accounts. So these are the things that you should keep in mind when you're looking at different online banks to see which one is right for you. First of all you want to look at the variety of financial services. Do they offer a savings account and a checking account or do they just offer a savings account? Do they also offer loans if you want to buy a house or something along those lines? There's all kinds of different financial services that they could offer and you want to know what they do. How easy is it to add or make changes to an account? Is it easy for you to open up a business checking account when you already have a checking account or do you have to jump through a bunch of different hoops and pay all kinds of different fees? Is it easy for you to transfer money or deposit money into your account? Interest rate competitiveness. This one kind of goes without saying but do they offer awful like 0.03% interest or do they offer like 2% interest like a lot of the top ones that I mentioned on this list? Another one you want to look into is understanding account information. How easy and transparent is the product for you to understand what's going on? Are they, you know, how much money is in my savings? How much money is in my checkings? What are the differences between my checking account and my business checking account?  So you'll probably be using ATMs a lot that are around where you live and you want to make sure that you go with a company that has a lot of ATMs wherever you happen to live. The next one they talk about is staff courtesy and helpfulness.  Maybe you have to wait a minute or two. That's totally fine.  Another one you want to look into is financial transaction speed. So when you put money into your account does it take a week to show up? Does it take three business days to show up? Or does it show up pretty much right away? I remember when I first opened a bank account it was one of the first I ever opened and I put some money in there and it took like a week and a half or two weeks before I could actually use it in my account and then in order to use like 10% of it it took I think three or four days and this of course was at a brick and mortar bank and these are the kinds of things that you don't really put a lot of thought into but once you're actually having to deal with it in real life it can be extremely annoying. Like what if I had rent due the next day? Oh I can't access my money and I have rent due.  Check out my other videos right here. I made them just for you. Go ahead, smash the like button, hit the subscribe button, ring the notification bell and comment down below any comments, criticisms, etc. that you have on the video.


Hey guys, how are you today? All right, so I was asked a while back how I make these notebooks I sold a few of them on my Etsy shop. I have one here that I'm using to do daily drawings in I have to do today's drawing They're simple they're really easy to make you're all gonna be very surprised I think so the first thing you need is something for the cover and then paper for the inside now for the inside I have 70 pound drawing paper That's kind of heavy for drawing paper, but the reason is because I like to use ballpoint pen and my Fountain pens and while you're water-soluble fountain pens and I like to add not a lot of water but a little bit and so to get some of this shading here and Generally the color is Gel highlighter crayons so Because I am putting a little bit of water and a ballpoint pen You sometimes get some shadowing through especially if you hold it up to the light But it doesn't bleed through and it's not super obvious and that's what I like about it Which is why I use a 70 pound paper. So For the cover so that's what these are leftover pieces from the last time I made a sketchbook the cover Is made from these file folders So the first thing you do is we're going to take one out And we are going to cut it down to 8 and a half by 11 ish You want to cut it into two pieces of paper so that it fits in your printer your computer printer Okay, so I'm going to do that Don't do anything special. The first thing I do is cut off the fold My desk is very messy right now In case you didn't notice no I do it's weird to do it that way. Okay So the first thing we do is cut off the fold and I'm going to cut off Right here where this goes in right here. I'm just going to cut that off And you get something that's about Seven and a half by Like 11 and a half which is actually bigger than we need it to be um, when we when we're done We're going to cut our cover piece I mean my ruler We're going to cut our cover piece so that it's seven By I want to say 10. Yep seven by 10 So how you want to have it be a little bit bigger than what you need for it to be the best then I'm going to run it through some printer with some copies of my artwork on it I know what you're thinking. This is a brown background But I like that in all of my planner set in my etsy store You get a couple of different pages that have configurations of my artwork that's used in that planner set In this particular case, this is the feathers set and you get one whole big sheet That's just the feathers. So if you print that sheet out on this paper It's not going to print the white But it'll print the feathers and you get something that looks like this to use for the cover So that's the trick with this Otherwise, there's no trick. All right, so I'm going to print this and I'll be right back Okay, while that's printing and I think it's just about done We are going to need a minimum of eight sheets of paper Um, I wouldn't do more than 16. The sketchbook gets too fat The last one I did this one is 16 And I initially stapled it And you could use it that way stapled. I sold them stapled But with instructions that they could pull the staples out and stitch it stitch it Which obviously is what I did here because I tend to be a gorilla with my journals and I do a lot of this And you know, the staples just don't hold so If you want, um If you really wanted to hold you should stitch it But I definitely wouldn't put more than 16 because it would just get for this little journal and that The heavyweight paper it would be too fat. That's my opinion. All right, so I'm going to do eight this time seven eight I printed two covers. So one two three four five six seven eight, all right Is that good at the table? So you're going to need, um Them to be seven by ten So the first thing we're going to do is cut them down to ten They're just right at about seven. So we're going to leave that They don't have to be perfect on this pass and you'll see why in a bit My blade's getting dull, can you tell?  I'll be right back. Okay. Now. We've got all our pieces of paper Now we do a really exciting part and I'm just kidding and being sarcastic You want to fold everything in half? It's not exciting. It's really really the most tedious part of making your own journals But the reward reward is well worth it. So sit and fold all of your papers together And then once you have everything folded match up You're going to match up eight of the white blank papers With each cover Like I said, you could do as many as 16. This is two Yeah, this is two you could do as many as 16 But I don't recommend you do more than that Not if you're using the stick heavyweight paper If you use a different kind of paper then you might be able to do more pages, but All right, so I'm going to do that. I'll be right back. So now we're all folded and complete If you have a long pamphlet stapler Which is what I use when I staple them And it looks like this Then you can reach your book into here and line up your stapler with the spine And staple the binding together which I've done and I I've done it and I love it and it's easy. It's quick. You could do that And that's how I do them sometimes for sale on etsy But again with instructions that you could pull the staples out and stitch it closed I'm going to stitch these closed So I'm going to get some thread And a needle and a pokey tool because those are what you're going to need and I use usually embroidery floss um a long large eyed needle And um pokey tool or ice pick. So one of these like tim holz. This is called a pokey tool, right? And ice or ice pick. All right, so let me get that. I'll be right back. I have this gizmo It's not required. You could not I did I bound books for years without it But I that being said I got it on etsy and I'll put a link for those of you who want it in the description below It's made out of wood. It wasn't super cheap, but I love binding journals. So for me, it was well worth it If you're not going to use one you need to hold all your pages tight to the spine It's helpful if you clip them And then you want to take your sharp tool and you want to poke a hole in the middle And then one about an edge an inch from either edge Okay, if you have one of these cradles, it's easier um, I'm not super professionalistic professionalistic Perfectionistic about making sure things are lined up or straight or even if you are you should measure I'm not going to I'm going to eyeball the center and I'm going to poke a hole And this cradle just help keep helps keep everything together and tight While ensuring that where you're poking goes right into that fold. I'm going to eyeball about an inch from the edge and poke About an inch from the other edge and poke And then I'm going to do the other one And this this comes apart and I can fold it and put it away So it stores really easily which I love Okay, so now those are all poked all that just for poking the holes So then once I'm done It folds flat It came in this bag And I can put it in the box with my other book binding tools Okay, so now we're going to take I have some purple embroidery floss Because I used to embroider and I have lots of floss so It works just fine I have a large book binding needle And I don't know how my reading glasses on and I did it anyway. Yay. Okay All right, so we're going to take one of our books.  I'm going to show you though in a minute how to fine tune it and I'll be right back Okay, so now you will note now you have two sketchbooks, but you'll notice That even though your papers are all the same size when you fold it in half Some of the edges stick out on the top and I actually have some up here and on the side You know When you fold all the papers together and you fold them in half It displaces some of the paper just a little bit So you have to straighten up the edge clean up the edge. I should say you don't have to But I like to especially if I'm listing them in my etsy shop.   I usually do a few from what each side Okay So that's all nice and cleaned up, right? I'm going to do the other one Which isn't nearly as messy as the first one and I'll be right one more thing you can do To make your notebooks really look really cool Is round the edges now there's a lot of different ways you can tools that you can do that with A lot of different ways that you can do it There's punches out there crop a dial. I think has one That will do lots of paper a thick amount of paper. I have this old chomper thing It says around the block I actually got it from canvas corp because I think canvas corp Acquired the company that used to make these Anyway, it does it all it does is punch paper and chop corners.  Hopefully pretty good And you get a notebook with rounded corners Now as you're You know creating your little notebooks. I'd like to do these for daily sketches and our daily art Daily art practice But whatever you do them for you want to keep or want to use them for you want to keep that in mind as you're building them and Add it appropriately. Maybe you want to use it To maybe you want to add little pockets to it to hold different little daily mementos and that's really sharp I shouldn't stick my finger in there Maybe you want to Add calendar pages and use it as a mini planner. There's a lot of different things you could use it for So think about it. But this is how I make my little Daily sketchbooks. I don't always make them but I do like to make them And one of these because of the way I've done it Eight sheets of paper Gives you 16 sides times two, which is 32 pages So one of these is enough for a month's worth of notes when I made this one with 16 pages You can do two months so I like that. I don't like to have the same like journal hanging around for the entire year that I'm doing daily sketches in That gets old And I get bored because you know, I have the attention span of a nat So anyway, all right, that's it for today. I hope it gives you some ideas of what you can do If you want to see some of my daily artwork and daily doodles, you can follow me on social media You can find all my social media links my etsy shop my website all of the facebook groups. I teach or share in They're all in my link tree link, which is in the video description You it says link tree Slash jenna b erin's if you click on it, it's going to give you a list of places to find me on the internet So I just can't hide anymore But that's okay. I'm all right with that If you want to support the free content on my channel by shopping in my etsy shop Perusing my amazon wishlist. Please feel free to do so. I'll be okay with that And above all don't forget the most important thing which is to go out and have a great day Do something nice for yourself because you deserve it and honestly, I'll see you later. Bye guys


Hello everybody Andrea Torowski here with dental al-tutoring. So a lot of people have been asking me lately even patients What's the difference between a dental assistant and a dental hygienist? So let me tell you so even if you're just a high school student You're looking into a dental program and you want to know the difference between assisting and hygiene Let me tell you so I will talk about assisting a little bit more but for dental hygiene think that's the person that cleans your teeth The dental assistant does not That's how I explain it to my patients if they're like so are you an assistant? Are you hygienist? Are you the dentist? Like who are you? So the dental hygienist cleans the teeth, but the dental assistant now it depends on what office you work in where if you'll be on the phones if you're helping out with patients if your chair side or Some offices will will only have a chair side Meaning you are only seeing the patients in the back and helping out the dentist You are never on the phone. So it does depend when I was a dental assistant. I was a dental receptionist on Mondays, but then I was the assistant to a dentist Tuesday Wednesday Thursday and Friday So what I did was I would clean up the rooms I would set up the room. So I would need to know What patient we are seeing next to know what to set up for so if we're seeing them for a tooth tooth extraction for Accomposite filling for an amalgam filling for Impressions for a new patient exam all of those things it means that I would set up for something differently So I would need to know what we're doing. I Would need to know am I taking x-rays are they due for x-rays? So then I would set up accordingly because any time you are supposed to take x-rays You need to do that before the dentist comes in so then that way when they come in they can see the x-rays So so I would be in charge of cleaning up the room is setting up the room so cleaning up the room means disinfecting and sterilizing Everything so everything that needs to be sterilized everything that needs to be disinfected has to be done accordingly And I do talk about the differences between Disinfecting and sterilizing in another video. So have a look at that if you're not too sure But it also means writing up in the charts So I would be in charge of all of the charts So making sure that I would bring the the charts to the dentist in the morning So then that way he or she could have a look if the dentist needs to sign something I would need to know if they had to sign something If we need to send off impressions to the lab I would be in charge of Pouring up the impressions and calling the lab to have them picked up. So the dental assistant literally does everything I'm telling you we have to know a little bit about everything and if you're thinking about being a hygienist I would highly suggest I would highly suggest being a dental assistant first So you kind of know the ins and outs because even as a hygienist there are a lot of things that they don't teach you Like how to actually they do teach you how to pour up impressions But they don't teach you sort of the little things behind it So it does help to be an assistant for sure What else does the assistant do pretty much everything having to do with the dentist if the dentist is behind you Have to keep the dentist on time as best as possible If the patient doesn't show up you have to call the patient to see where they are sometimes you are in charge of Calling the patient to make sure that they will show up for their appointments in some offices you may even be in charge of booking appointments and at the end of their appointment putting the codes in the computer for The receptionist so it depends on what office you work in in the office where I worked in as an assistant I was in charge of putting the codes in the computer for the receptionist and then I brought the patient up to the front for The receptionist to kind of take over so to take payment to have them sign insurance forms all of that fun stuff What else was I in charge of I was in charge of calling patients who were due for their cleanings to book them in to keep the schedule full Um, I was in charge. I think I mentioned sterilizing so in some offices you would take your tray into the Sterilization area and there's somebody else there to do it for you But I was in charge of doing my own instruments So I would put them through the ultrasonic through the statham I would make sure that they're set up for the next person all kinds of things So we are literally in charge of a lot and we do have to know a little bit about everything But it's it is amazing So if you're not sure if that's something you want to do look into it. It is amazing and you will love it I loved being a dental assistant It's just at the end I wanted to be a dental hygienist because you're more on your own And you don't have to be with the dentist 24 seven you are more your own provider So you are working on your own and you ask the dentist for checks and that's it So that's just something that I wanted to do But I hope this helps to give you guys some insight of the dental assistant career. It is awesome And thank you so much for watching


NATO Military Committee Chair Admiral Rob Bauer's statement about readiness for conflict with Russia in the Arctic is an attempt to justify the bloc's presence in the region, Nikolai Korchanov, Russian Foreign Ministry Ambassador-At-Large and Chair of the senior Arctic officials of the Arctic Council, told. I believe the statement is not based on any serious and fundamental analysis of Russia's position in the Arctic region. It is clearly an attempt to justify the need for NATO's presence in the Arctic, he pointed out, Bauer told reporters earlier that growing Russia-China relations increased the risk of conflict with NATO in the Arctic. He added that NATO must be prepared for conflict in the region given Russia's ability to operate in the Arctic, NATO is increasingly concerned about Chinese maritime activity along the Russian northern sea route and the possibility that its commercial and scientific interests could foreshadow Chinese military presence in the Arctic, he added. We know that there are military scientists on board these ships. They have not stated that they will not use these vessels for military purposes, he stated according to him, NATO is concerned about China's objectives given its increasingly close ties with Russia, including cooperation in energy and transportation, which has led to a significant increase in Russian oil shipments to China through Arctic waters.ASA first stepped toward regular small container shipping along the northern sea route. A Chinese cargo ship completed a three-month circular journey from the Baltic Sea to China. The formation of Russia's commercial relationships following its invasion of Ukraine has led to increased oil deliveries to China. We cannot be naive and expect that these new routes will be used only by commercial vessels, Bauer stated.