Give you a dribbling routine that you can do on your own time and I'm also going to talk about the biggest mistake and my biggest pet peeve when I see people practicing dribbling so start with the drills we'll watch these and Obviously when you're doing these yes focus on the quality of your touches But I also want you to focus on the quality of your movement how you change direction really think about and analyze and feel How you change direction when you go from one direction to the other for example doing a cut So really focus on your body movement as well as your touches The other thing I'm gonna say is just challenge yourself if you're not losing the ball because you're trying to go faster Then you're not gonna get anything out of the drill you are going to lose possession You're gonna lose the ball sometimes that means that you're pushing yourself and that you are trying to improve now when that happens Do not get frustrated just keep yourself composed think about what you did incorrectly and Practice and practice and keep practicing until you get the result that you want I will send the better in one day soccer blueprint to anyone who comments hashtag soccer on this video Me I used to be a huge underachiever, but through obsessive self-improvement I found my success earned a college scholarship played for my national football team a YouTube channel with over 100 million views I've helped players worldwide and I'd love to help you improve faster and achieve more I mean that you can do for each of the drills You're just gonna do 30 seconds of work. So you're gonna go for 30 seconds going nice and fast pushing yourself Focusing on the quality of your touches focusing on the quality of your movement If you lose possession you just get the ball back and keep going for those 30 seconds now after those 30 seconds are done You're going to rest for 30 seconds So really focus on your breathing focus on keeping yourself calm Focus on your recovery. Don't just stand there panting with your hands on your knees really focus on getting your heart rate down So you can go again after those 30 seconds of rest are done You're gonna go for another 30 seconds of work You're gonna do that for three sets for each drill The only one that is going to be different and you'll see that one shortly You already saw it in the first part of this video is the figure eights. So for those you're going to do Four sets on each foot. So do one on your right foot Rest for 30 seconds focusing on your breathing and recovery Then you'll do one if you want to improve faster and achieve more this season Use the soccer success planner. It's 100 free players all around the world have already used it to improve You can download it right now. There's a link in the description below One on your left foot do that until you have four complete sets on each foot Here I want to talk about maybe not the biggest mistake But my biggest pet peeve when it comes to practicing dribbling And i'm not really the biggest fan of cone dribbling. It's not something I do on my own time Why because for me, it's not match realistic. Yes, it is a good way to improve your skills You'll get more touches on the ball. It'll help you become better If you're a beginner, maybe this is something you want to spend your time with But I want you to ask yourself Is this realistic? Am I going to dribble like this In a game when defenders are trying to tackle me and I'm trying to keep possession of the ball or I'm trying to attack So all the drills that I do for myself I like to make them very match realistic even if I'm performing a cut My movement still has to be realistic sprinting with the ball quick change of direction Sprinting off in the other way keeping good close control of the ball. So always ask yourself Is what I'm practicing today whether that's dribbling shooting ball control fitness running Is this match realistic? Is this going to convert Into my on field performances? So obviously watching this video isn't going to make you a better dribbler You actually have to put in the work if you want a dribbling routine This one is great and it will work for you. It'll help you improve your dribbling skills Your confidence on the ball and your touch in both feet So do these eight exercises remember you're going to do 30 seconds of work with 30 seconds of rest in between Focusing on the quality of your touches, but also the quality of your movement the quality of your body's movement how you change direction And focusing on your breathing your rest and your ability to recover faster between sets From moving up divisions to making national teams players who use the online soccer academy get results Access elite level coaching and training become a complete player Make a difference on the field and get noticed when you play limited spots available Apply today start improving tomorrow Link in the description below


Good morning and welcome to this week's edition of Encompass Live. I am your host, Krista Porter, here at the Nebraska Library Commission. Encompass Live is the commission's weekly webinar series where we cover a variety of topics that may be of interest to libraries. The show is regularly broadcast every Wednesdays at 10 a.m. Central Time, but this is a special edition of Encompass Live being done on Tuesday. For those of you watching and recording, it doesn't matter to you, but because this year, once every seven years, the 4th of July, United States Independence Day falls on a Wednesday. So we, along with many libraries across the country, are closed tomorrow. So we bump our show to a different day so we can still have it. And this week, we are doing it on a special Tuesday edition of Encompass Live. As I said, the show is usually broadcast on Wednesdays. We do record the show every week, so if you're unable to join us on our, when we do broadcast live, you can always go to our website and watch our archives. And I'll show you at the end of today's show where you can find all of those recordings and archives. Both the live show and our recordings are free and open to anyone to watch. So please do share with your friends, family, neighbors, colleagues, anyone who you think might be interested in any of the topics we have on the show. We have quite a variety of things in the show here. The Nebraska Library Commission is the state agency for libraries, all types of libraries in the state. So we cover everything, public, academic, K-12 schools, special, museum, correctional. If you're a library or have a library, we probably have something for you. So you'll find a really wide range of topics on our archives in our upcoming shows. And we do a mixture of things on the show, a picture of types of things, sometimes for book reviews, interviews, mini training sessions, demos of services and products, basically anything we think that may be of interest to libraries. And that really is our only criteria for the show, is it something to do with libraries? That's about it. Sometimes we do have Nebraska Library Commission staff that do present through episodes on things that are specific to what we're doing here through the commission. But we also do bring in guest speakers. And that's what we have this morning on the line remotely with us today from, where are we in? Laverne, Tennessee. Tennessee. Oh, I knew I should have written that down. That's all good. Yeah, I got the right area. Kevin Davenport, who is from Ingram Library Services, is going to be sharing with us ways that you can make your collection development easier, hopefully. So I will hand over to you, Kevin. This is actually, I should say, this is a session that was requested here in Nebraska. We have regional library systems that are consultants for different four regions in the state. And one of our system directors, Denise Harders, did ask about having this on the show. She's had very many questions from libraries in her area, Central Plains, part of Nebraska about how do I know what to buy? I'm new. I don't have a clue. I've never been trained in this. I only work 10 hours a week. What do I do? And she said that, you know, she's in health, in fight, and get Kevin on the show to help us figure out how to do that. So I will just hand over to you, Kevin, and go ahead and take it away. All right, cool. Thank you so much. And thanks everybody for joining us here. The original request that she had asked for was the Ingram Hint program, which stands for High Interest New Titles. And this is, I don't have this on my demo account, so I'm starting out in the Nebraska Library Commission account, which does have this on it. So if you have an Ingram account, if you'll go to the list area, and then this program runs every Wednesday. If there is anything that falls within the parameters, then it will show up. And basically, and let me squeeze this over to the side here a little bit so that you can see everything. Can everybody see my screen okay? Hopefully. Yep, I'm seeing it on mine. If anyone's having any issues to see it, you can make that his display full screen if it helps you out on your monitor. But yep, I've got it. Looks good on mine. And also, I took off my camera webcam, so your screen is now the only thing that anybody needs to worry about seeing. Okay. All right, very good. So when that program runs, and it runs every week, and as you can see, there are lots of these, and they will hang out for a while for about three months before they move to the archives section. But the parameters to get to this list basically are we running a query through our system, and these are the top 25 or so. Sometimes it's more, sometimes it's less, just depending on what's coming out for pre-pub. These are all pre-pub titles, and these are where we have significant demand from our other library customers and only our other library customers that the account has not yet placed in order with Ingram for. So that's how these titles get here. This is significant demand by our other public libraries that you do not have on order with Ingram or have not ordered with Ingram, and that's where these titles come from. And then all you would do, and there is a mixture of things in here, so it's not segregated by any, like adult or youth, 13 or juvie or anything like that. It's all kind of mingled together. But you will give you a list so that you can add these to your own selection list and then place your order for it. But these are what your peers have on order throughout other public libraries throughout the country, and that's basically what this is and how it comes to be. So all you would do is just select your title. You can go into it. Typically these are street smart titles, but not always. It will also give you some other things worth considering down below. Because you're looking at this title, you might also like these titles. Then if you have reviews enabled or you pay for reviews, they would be down here so that you can take a look at them. But for all intents and purposes, these are what all the libraries are ordering. So this is a pretty good list to pick from pre-pub. All right, so that's the hint list, which doesn't take very long to explain. But does anybody have any questions about that? Does anybody have any questions about how to access this for yourself? You can type in the questions. I think this is a good, definitely a good thing and why Denise did mention it, that we have here in Nebraska, especially so many small and rural libraries, that the staff, as I was kind of trying to describe earlier, work part time, don't have a lot of time to go through lists and reviews and seeing what's good and what we should have. Using this to like depend on your peers, your colleagues, is a really good way, I think, to get started, to try and figure out. I don't know what I need, but hey, these other libraries who are very similar to me have bought these. This is probably a good place to start. Right, so that's the hint list. It runs every week, but there's not always something that matches the parameters every week. You get a list most every week. Typically in the months where there's less new titles coming, obviously you will see less of these. We try and limit it so that you're not overwhelmed with things that you don't have, so that's why we kind of take the top of cream of the crop there to make life easier. The other part of this, I've got a couple of things. We have curated lists in iPage that's done by our collection development department. These are all degree librarians and they manage these lists all the time. If you go to Browse and then over to High Interest Categories under Ingram Lists and Picks, just click into that. Then these are broken down by adult, teen, children's, K through 12, and then the award and noteworthy. There are a lot of things that live here. Adult, young adult crossovers, African-American resources, graphic novels, which is a challenge for everyone to know. I'll just kind of talk through this a little bit if anybody's got any questions, just sing out. When you click into one of these, it's going to take you usually, it will take you to a sublist, so it's going to give you the recent past. A lot of times, if they've, it looks like they haven't gotten to updating this one again, but it's going to give you the most recent thing from 525, so we'll assume the next one should be coming up within the next little bit here. African-American resources. All of these are just going to take you to a list, usually a new and forthcoming or a backlist for some backlists or things that you would want to reorder or order if you probably didn't have. And again, you would just select these and add them to your own selection list and then place your order for these titles. But these have already been curated and these are things that are relevant for folks. Graphic novels, I know are especially troublesome for folks, and we have an awesome graphic novel person, Jenny McCluskey, and she goes through and when she creates these lists, she adjusts the age range for these folks down here rather than being from 0 to 99 for these graphic novels. She puts them in the correct age group so that you, when you order from these lists that she's curated, you can feel comfortable knowing that these are for the correct age group that you're looking for. That is great, I think. That's definitely important. There's so many different levels of graphic novels now, and one's appropriate for young children, teens, adults, and it is very important, yes, to make sure you know exactly what's going on in the story and in the artwork sometimes, and they can be confusing some of this. Yes, certainly. So that's a great thing, and she's broken that down for everybody in their appropriate age ranges and groups. Large print, replenishment, Spanish resources, if you have call for Spanish resources, summer reading clubs, all of these are going to take you into other lists that you can select from things that you've either had requests for or things that you need to round out your collection with. That summer reading, that's great that you have that. I see here you've got the ones for 2018, which is for this year, which a lot of school, a lot of the libraries are in the middle of doing that right now, learning their summer reading programs. Do you have any idea how soon there would start with lists for next year's topic? Oh, that's a good question, and I don't actually know the answer to when they start with those. I can find out for you. It looks like that they created these. Yeah, these will look like February, which is great. Yeah. So I'm going to guess that they start sometime in December or January. That's a good timing for libraries. You have to get on top of this and get their books ordered before their programs start in this summer, July and August. Yeah. Right. So they award Noteworthy. We've got our own podcast, which is sometimes useful for not necessarily for collection development. Part of it I'll deviate, but they've got things that are relevant and useful. These podcasts are only about 10 minutes long or so, so most everybody's found them useful, so you might want to check those out. Then it goes back to all these other things. The high interest titles in each category are going to take you to another set of lists, current, recent past, and the distant past. We usually, these lists run two to three months ahead, so it's a rolling three or four months here so that you can see what was done in March and what's going on right now. And then we'll update this and everything will rotate to the right there. Up these lists for August, they're going to give you things to choose from and select. So this will give you a more narrow pond to fish in so that you know that you can pick and choose out of a more refined bucket of titles so that they're more relevant to your patrons rather than having to weed through the whole internet. That's pretty much this collection development. We've got it for each section. They've got the K through 12, which would take you, it's got the common core standards here, and it's broken down by grade, stories, drama, language arts, all of this. And it's just going to give you a list here so that you can select and then place your order from within that. All right. Any questions about any of that? So yeah, type in any questions you might have on to the questions section. Oh, I see I have one there, an award noteworthy for the Great American Read for PBS that PBS is doing. I know that's a big thing that we are trying to promote and getting more libraries involved in so that I assume would be all the 100 titles that are in there. It looks like they're 276 from probably all over the country, if I had to guess. And of course, any of these lists that we're looking at here? Oh, I see there's 100 titles, but I remember the Great American Read does series as one item in their list. And of course here you'd have like all the Harry Potter books listed individually and all the Chronicles of Narnia listed individually, so that's why the number comes out bigger. Yeah. Yeah. Any of these lists and I-page you can search within these results to narrow. You can hide compilations and reproductions, but in these curated lists you're really not going to see any of those. But you can also refine by any of these items over here. Pubdate, binding, formats, flyer, awards, citation, dewy, ingram category, which is kind of an internal bisac, language if there's more than one language, any of those things that help you narrow down if you're looking for something specific through here. When you're looking in I-page, when I do searches, I've got all these sorted by ingram demand, so that puts the highest demand items at the top. So that just so that you know that these are kind of in descending order of demand. The most popular. Right. Of everything that we've got right there. So that is our curated list under browse, high interest categories. All right. All right. Cool. Do you have any questions about anything, anybody on the line? Or if you want to see any of these lists, have them dive into any of them, just pipe in, type in your comment or question and we can do that. Happy to do that. The ingram insights is the hint list as well, so that's here. That's another way to get into them. They're broken down by different categories there for you to try and make this as easy as possible because we all know that the one thing librarians have less of than money even is time. Yes. And then the last part that we've got to help you guys is our standing order or new title notification program basically is what we like to call it now. So if you hover over orders and then go into standing order programs, this is going to give you a list of programs that you can set up profiles within. And I am actually going to take a second and switch out of this because I don't want to play in the Nebraska Library Commission account. Let me switch to my training account and then we'll go to standing order programs. So if you've enrolled in any of these, it would tell you that you're enrolled. You can have multiple enrollments in each of these and one that I haven't set up recently here for. So we'll just add another adult author. So when you click into one of these, it's going to take you to a screen that looks like this and it's going to add it in and it's going to really look like that. So you can call it whatever you want. The standard is adult author. It's going to default to report only which means that you're going to, iPages, once you've got this set up, it's going to send you a list and email you to let you know that that list is ready for you to take a look at. And nothing's going to happen with that until you place those titles or anything that you select out of that list onto another list so that you can place an order for it. If you set these up and then you decide that you're ordering most of these items and only taking a few, if anything's off of it you could set them up as an automatic shipment which means that like on the adult author it runs on the first and the 15th of the month. So when you get the list on the first you've got until the end of the 14th to edit that list. So if you, anything that's left on the list at the end of the 14th then would automatically be ordered for you. So that can be a time saver if you've got this set correctly and you know exactly what you want so you can just edit out anything you don't want and then iPage will place the order for you when you're ready. So you can make that adjustment here. If you have templates or grids that you use they can, these lists can come in pre-gritted with the templates so that your fund codes, location codes can be here, quantities can be here. And then you would make your selections for authors here. The bolded authors are well-known folks that everybody is, knows and wants. There's a button to select all bolded authors if you'd like. And then you could have a profile for all your bolded authors and some for your lesser known authors as well. When you make your selections you just update your page, review and continue. And then you'll have your list of authors that you've selected. Just check to make sure those are the authors that you want. You can adjust those. You can delete anything that you accidentally got there by selecting it and then clicking the delete button. And then you would select your binding type here. This should default to hold, but you can change that to release. The difference is hold means the title is going to act like a normal VAC order so it's not going to push out on its own. And for smaller and mid-sized libraries that's going to save you on freight. So it's going to ride with other orders. If you do release and you've got a street smart affidavit on file with us then that title would automatically go with any other street smart titles that we had at the time that were committed and could go and they would ship all together for you. So put your quantities here for whichever formats you're looking for. Then click update. Then enroll. And it's going to give you a chance to enroll there. One last time to confirm. And then you're done. And it'll give you an email saying that you've done, you've entered this program or you've done a modification to this program. And you can do that for all of these programs that we have here. So I like that it gives that option of being able to so to speak I guess bundle things together and wait until you have a bunch of things to be shipped. Yes. And then rather so that to save on shipping costs. That's correct. Yep. There are some account settings that we can do for that as well so that we can set a minimum ship quantity or a minimum dollar amount, retail dollar amount before shipping if those things are more relevant. But you know it's always a fine line between cost savings and getting the latest and greatest thing you know immediately. How much are your citizens banging down your doors trying to get certain titles from you? Right because they know when it's supposed to come. If you have all of these sets like you would like and you go through you could probably spend maybe 10 or 15 minutes each month going through here and editing these things and you know taking care of what you you need to take care of without a great deal of time is what my collection development folks tell me. So I am not a librarian per se but I've spent a lot of time in libraries but that's what they say if you have these set like you want them and it doesn't take very long to to take care of them each month. If you have multiple programs here some of these titles do cross over multiple programs so you just before when you add any of these items to one of your list you would just need to make sure that and check for duplications so that you don't you know don't inadvertently get more units of the same title that you then you wanted but it's it really shouldn't shouldn't take more than you know 15 minutes tops they say so and you can do that for nonfiction continuations series all those things that travel continuations that have to be done but nobody really wants to spend much time on because they're not much fun. And same thing for youth author illustrators ought to clean there's an easy reader. This is a new one for us picture and board books so that basically gives you the board books a gives you 10 books a month picture books a gives you 25 and picture books b gives you like the first tier picture books and then the second tier picture books to make life easier for everybody. So that would just be a whatever most recently was put published right titles yeah right mm-hmm yeah yeah that's that's a little bit different and that would look like let me just get over here and I will show you those lists would show up from in your list home page under that Ingram tab if you have tabs enabled if not they're going to show up in your just in your active list under the Ingram tab then these items would would show here and graphic novels those are just some things pictures and board books so you go into your search result view this would show you all of these 60 titles that showed up and that would give you a chance to to take a look at them. So this would be taking a look at it before it's going to be shipped to you to see what's coming? These are report only so these are usually two to three months pre-pub okay so in order to in the report only mode in order to get these items you would actually have to move this to a list to to place so you could actually place the order right okay okay so you would just select it or select all of them if that's what you were you were interested in doing select a couple here and then scroll down to the bottom and then add selected titles or you can add all titles to a list or you can create a new list from here as well so that you could go ahead and and get ready to place your order so those report only list the titles always had to be moved to a new list in order to for you to place an order for actually purchasing right for actually purchasing yeah and then in the in the automatic shipment part you would just edit take away anything you didn't want and then it would automatically order those items for you when when it at the appropriate time we do have a question and I'm not sure if that's what you're kind of getting into here already someone wants to know what is the fastest way to access your own selection lists the fastest way to access your own selection list there's a couple of different ways to do that there is a typically there's a recently added or edited list here and you can change what you see here all non-program list or list that you create basically and it's going back to like your quote-unquote home page of your account when you're in there that's correct that's that's from the home page if you were to do that then if you click into it then it will take you directly into that list the only thing about that is is that takes you into the other way to do this and let me explain the difference here so the probably the fastest way to do that is click on lists and then just make sure that your display shows all lists in your folder so that you can see everything make sure you're in your active tab and then that would that would give you a list when you go to view these lists you would always want to look at these under the search result view the first way that I showed you to get into that takes you into this view mode which is an older view and eventually this will go away but the search results view is an enhanced view and there's a lot more functionality here so I would probably recommend going to lists and then selecting and going into search result view but using this you can add items by copying and pasting items here so if you're on a web page like a review web page you've got a lot of titles and text all intermingled you can just copy and paste the whole thing here and it will scrub out the text so you don't have to waste your life trying to select all those isp ins and then click add and it will add that to your list and scrub the text out of it for you nice okay you can also upload a file as well if you've got a text file or an excel file you can add that as well okay you can check for duplicates you can place an order check for stock here you can price this list one of the useful things about this is is that there's the trash can in this enhanced view so you can always delete titles from here really easily and then if you show all edit options on a list it's going to give you an expanded view so it gives you the option to copy or move a title you can put notes here so if you order this for mrs smith then when it comes in that would show so you would know who who that was for and then as you work through this list inevitably more than likely if you're like most folks somebody's going to bot you before you get done with this yes of course so as you're working through the list and you get done with each one in the expanded view if you click hide edit options it's going to squeeze that back down so then if when you are halfway through your list and you have to go away then 30 minutes to an hour later when you make it back where was I well you've stopped right here you would know the last expanded one was the one you were working on and you can proceed from there this will help me pick me up there okay okay so that just shows you all of that stuff and then you would be able to do finish whatever you needed to do and place your order for your list or have it set up for your next next month's order or however far in advance you work you can create new lists from here you can merge lists and you can recover deleted lists as well if you have tabs enabled you can create other folders and that's a user defined view so that if you were the only person when you log in when you add things to a folder that you've created you're only going to see that in your view everybody else is going to see it under the active folder rather than in the folder you've moved it to and that's about it as far as collection development type things but I'm happy to expand on anything that anybody has any questions about the question the question ask that question about the list says thank you that thanks that was that helps showing off showing how to do all that and how to access them on everything okay excellent and you can sort them differently as well too so if you you want to do that you can also just to finish up on that topic you can also search election list either by the list name or last edited created edited or created by contains a specific ISBN or EAN and you can search the note field so if you don't remember but you know which book you ordered for mrs smith but you know that you did order one for mrs smith you can search the note field whatever you've put into the area right right so it would allow you to search all of that in the static search bar there now I do have a question this these um this ipage accounts that you've you've logged into you had this is one I mean I know this is a training one you had a commission one how does the library get set up with one of these to begin with having these accounts so if you don't have an account with ingram then you would go to ingramcontent.com and then on that first page there towards the bottom of the screen there should be a big button called getting started so you just click on that and then it would ask you for an email address which is kind of going to be your username and then you would set up a password and once you do that you haven't created the account but it's the system is going to send you an email with a link so you can access our secure servers and then you can finish filling out the required information that we need to set up an account which would be your state tax exempt form and your any other information that they're that they're looking for shipping info billing info things like that right that's going to be you know who to bill physical delivery address contact name email address you know specific things like that and then once we have all that then we can start setting up your account if there's processing that you want for the account you would fill that information out there as well so we can do you know set it all up at the same time then at some point in time i would be in touch with you because i'm the inside sales rep for your area saying hey it looks good you know the or you need one more thing that they're looking for in order to to move forward once they got all the information and got you set up you get an email with an account number it would with a link that would take you to ipage to set your ipage password and then you would be able to log in into ipage and you would be able to see the things i've been showing you here for your account great so it's all all just you can set it up yourself online don't if and boom boom boom it's kind of done yep it is not instantaneous like opening like an amazon account or something like that but it is relatively swift it's a little more in depth yeah and um something i'll also mention while you're talking about setting up that the um account uh and i'm going to show this also later at the end of um well after you're done we're session here um through the nebraska library commission we do have discounts um for um ingram sir library services purchases yep that is correct right for public libraries and k-12 schools um in nebraska you can get a discount on anything we've got a deal with them for this uh and it depends on what you're getting and i'll show you the page later a different percent off depending on what it is that you're ordering um now to be part of this it's it's just this is just like a blanket thing that covers any libraries in nebraska and once they sign up that goes into effect or do they have to do something special to make sure that you guys know when you are onboarding there is a question there are you part of a consortium or an agreement and there's where you that you would plug that in at that point in time so that we would know otherwise we we don't they don't have they don't go looking through that for everybody so um so then you'd say yes and say nebraska library commission and then you'd right get those discounts yep yep and those are the disc there it is yep all right and then um basically the freight is if you have more than 20 or um if you have 20 or more items shipping from a distribution center you would qualify for free freight um if you ship less than 20 units in a shipment you're charged a flat five dollar shipping fee all right so 19 or less than you would pay just a flat five dollars okay there's a pretty good discount there depending on as you can see there what you're getting what you're purchasing yep um really excel spoken word audio most of those titles are at 45 percent mass market uh and trade hardcover um those are those are really good discounts um it doesn't say anything here about it but this is standard for uh video games if anybody orders video games there's a five percent discount on video games lots of different ways to order if you have um edi we can set up the do edi for you um so you can use your acquisitions module to order things but i'm happy happy to answer any questions anybody has about any of those those types of things that's cool about the video games yeah i was just looking at our info that we had we don't have it specified in there either is that something new you're doing with the video games or just something we haven't gotten into the paperwork it's probably it's just standard though it's not um that's really i don't think it's in the in the paperwork i don't think they're excluded to this agreement um so i'd have to check to be sure about it i'm pretty sure that's pretty standard all the way around um the other thing uh under the brow section here there are videos video games uh there's music um the other thing uh under gifts games and other items here uh for folks um you have a lot of things here that you possibly anything you would find at like a barn's noble or a books a million or a nice private bookstore would be here but the things that libraries tend to or look for that i've found at other locations there are puzzles in here because i have some libraries at land puzzles and there are also puppets puppets in here so if you're looking for puppets so if you need something and you don't have any idea of where to go you could also look here so yeah that's no ingram is not just books it could be any of these things games and yeah right so lots of lots of different things here so um under brows and gifts games and sidelines under reports you can see your invoiced items your cancelled items and your open items that will pull or drop a report excel report for you so you you would know what's going on each month and i'm trying to think of as far as what uh what else to see or buy what else um the boxes in the center uh here you can edit what those are so i've got this selected to trade bestsellers hardcover fiction but if you don't want to do that you can look at india trade paper uh nonfiction trade paper new york times publishers weekly us had a top 150 you can change that to any of these things that's everyone's you want it to be like reminding you about kind of right so the things that are you know everybody sees same thing for this box um these are ingram top demand so this is the best sellers you can do children's hardcover paper deck the fiction hardcover Spanish titles any of these things audio um so if you're at a loss these are the bestsellers by demand at ingram all right here the different things there um under catalogs you can select catalogs um these are the things that we used to send out um paperwise but everybody's getting away from that so it's all online now yeah right so you can can see specific things here um in order to try and find things you can sign up for the ingram wire which would um give you the latest product news and trending topics in your email box cool bolton board talks about ipage enhancements because we're always enhancing it and if you ever have an idea the way that ipage could be made better for not just you but maybe for everybody certainly let us know because some of our best enhancements have come from our customers and i see right above there it says that you've got webinars to sign up for ipage webinars is that from training or um so uh if you click into uh ipage webinars that's uh our wednesdays with ingram so that takes place every wednesday at one o'clock central time um and these are the topics that are um being discussed typically these are a little more narrow focused than what i would give you as a like a normal ipage kind of an overview type things these are a little more deep dive um so um the thing that i recommend for everybody is select any of these that you're interested in or may even think you might be interested in and register for them um it now wednesday at one o'clock is may not be a great time for you but that's okay um so if you don't get a chance to um see it live when once this is over the next day it will send you an email with a link to the recorded version so that you could watch it at your convenience that's great having those specific things because you know because this is a much more what we're doing today pretty general overview of everything and i like that you've got some of those specific topics there for people right um you know time saving work flow tips for you know small to midsize libraries because it's different you know if depending on what size you are um juvenile selectors adult selectors um grids are one of those things that are really useful if you have a lot of fun codes or location codes uh it's basically a easy way to apply repetitive information very quickly so you don't have to spend you know valuable time doing something that can be done in one click um order management um selecting graphic novels and story time titles always good for anybody no matter what size you are um and there's a specific one on new ipage features enhancements which is changing all the time it's a lot better now than it was even three years ago when i first started here awesome um we do have a question that just popped in um they had to step away for a bit um which is a good question i think um does it cost anything to have an account with ingram like to get set up in the first place uh it does not cost anything to have an account or open an account we do not charge you uh for users so you can have unlimited users um and you can have multiple users on an account it only will cost you when you actually buy order something that is correct so when you order something you were not uh actually invoiced for that until we actually ship the material then you would have um so the way that works is um if you had ordered with us in june so anything that you ordered june first through the end of june um would invoice in that month but it's not due until 30 days from when you get the statement so the statement would come out at the end of the month so it would be due at the end of july so it's a net 30 days right all right so if you'd ordered something at the first of july you've got obviously you've got a lot more than 30 days because you really got almost 60 days to pay but right because the one the invoice is actually generated yeah um because it's the it's not due until the statement generates all right great thank you sis good question um if you happen to have a need say you got a grant um that you needed to spend quickly or you um just don't have enough time to get the a program together but you need a program on holocaust or um you know something you know specific that um you can um contact our collection development department though ask you to fill out a small sheet that gives them the parameters of what you're looking for a budget range they'll give you um a generate a list of type you know for you that's probably somewhere between 150 to 200 percent of what you've given as a budget range so that you can then select from a pool of things that you know that fit the bill and that's that's a free free item that doesn't cost anything to to do that nice okay um same thing for odcs or refreshes if anybody has opening day collections or refreshes that they need to do on a collection we can we can do the car collection development department be happy to handle that for you and okay i think that is all that i have unless somebody has any questions or i ramble on um no we do have one question but i think well i'll get i'll get to that in just a second here um no this is great i'm glad we got to see all this you got a lot of great ways to do your ordering here and i think this is something that as denise who requested this session that said libraries just aren't sure what they can do and what's available to them and that's what's great about this is this is something it doesn't and i think it's great too is that it doesn't cost anything to try it out to go in there and see how do these lists work how do i you know use the system and figure it out and then start actually placing the orders right and so i think seeing this and seeing how to how to navigate around it is great so if you don't have an account if you open an account then when you get the account set up i would contact you to set up a time to do a webinar much like we're doing here and then i would kind of walk you through all of this because um there are like i've pointed out some of the things that i normally touch base on but um these are things that are really useful and helpful if you know they're there but um most of us don't have endless amounts of time to wander around poking on uh you know new websites for things and you just need to you want to do what you need to do and find it and get it ordered um and i kind of show everybody all these things so that uh you don't have to to guess or wonder about what's really in here or how can i do this easier or better so that's the that's the purpose behind all that but i i give everybody a one-on-one you'll get your own one-on-one training once you do for the first time get set up with it that is correct um if anybody partners with schools because i know sometimes libraries and schools partner together um we do uh schools as well for school libraries that their screen looks a little bit different than than the public library screen but uh basically the same and they've got the same type of information and lists to pull from that's more directed towards schools um so they don't you know uh a lot of times they don't know what to order either so this is always a good okay a good thing all right um that's great i think what i'm gonna do now um anybody have any questions we have one question i'm gonna answer in a second here um about uh what's in the ipage anything they want to see in here before i pull it back because i want to so show some things on our commission website related to this um you do have in the static search bar here typically this defaults to the active titles uh the active database which are the titles that you can actually order uh you do have access to the extended which would include titles that are no longer in available um usually you would only do that if you were trying to get back to something somebody had a question about uh who um uh what an author did or what was published at what time or addition or that type of thing um and then the other thing to mention is there is an i kid's database here to search through and that's our certified kid friendly database so anything you order out of here specifically like um graphic novels or art books or photography books in particular uh if you order out of that i kid's database you won't have to send it back in shames because you can't put it out because it's not a suitable for children already pre pre-muted for you for that yeah right that's correct awesome all right all right i'm gonna um does somebody really ask to see anything more on here right now urgently but as you we said you can always set up an account and get in there to explore it and get some more training from kevin i want to pull back to my uh library commission screen to show you what we were talking about earlier about the discount through the library commission so this is library commission's website and i'll see it at Nebraska.gov and uh we have a flyout menu here with discounts um that you can find lots of things that we do discounts through um for our libraries through the library commission uh you can also search our site just for the word discounts and see if you can find them that way as well and you can see here we have some group purchases of things but this is what i was going to talk about databases um and electronic resources we have discounts for you for there attending conferences different conferences around the country we can get discounts on but then also books and supplies which is what we're talking about today we at the library commission actually have arrangements with many uh companies out there as you can see from this menu at the tip uh up here baker and taylor barns and noble um brodar etc etc but um ingram is right here in the middle because it's alphabetical so you can get any of these discounts if you want to but for the ingram one it'll bump you down to there and we had seen this earlier the same thing that you would show in kevin the discounts that are available uh and just more information about it is on here and as the question we had what kevin had mentioned earlier when you do go ahead and set up your account in the ipage there one of the questions is do you have any sort of a consortium arrangement and that is when you would put in yes the nebraska through the nebraska library commission is the um organization that this is done through and then when you place your order once you put that into there because they won't use as you said kevin they won't um from the ingram side they don't look for people that are in the like nebraska specifically right if you don't tell us they won't they won't know they won't know right so there will be a question that outright says that are you part of a consortium and you all are on behalf of all the libraries um in k-12 in the nebraska we've arranged for this so you just say yep nebraska library commission and then this is what the discounts that you will get on any of your future purchases through ingram exactly yep and and you see this is our list of all the other ones we have too so whenever you're ordering anything this goes check out all these different ones that we have here um for books and other materials databases as well i just want to show you quickly i'm not going to go through this one as you can see we've got a long list of different databases that we've gotten deals for and conferences who paid for that uh computers and libraries internet librarian web search university uh we arrange with them to give discounted registration rates for libraries in our state yep um everybody's there including us but you know no matter who you use now you'd always should check us because um everybody buys from ingram even our competitors so we love them too b and t and amazon they're all great so you don't always hear that from competition but we do love them too yeah all right so we're just hitting 11 a.m central time here so any last minute desperate questions anybody wants to ask type it into your question section or let us know that you have a microphone we can ask that um so you got just another minute or so to do that um any last minute words of wisdom from uh you kevin that you want to share um just that you know the discounts that we give or on uh we probably give more ingram gives more full trade discounts on anybody any of our competitors so um if you don't use more than one vendor i would highly recommend that you do so you can shop around um then get the best deal uh for you know the best bang for your buck as it were we do carry more stock than most of our competitors as well so um if you have a backwater list uh if you get an ipage account just drop it in check our stock i think you'll be surprised um same thing for pricing um especially on board books and things like that um you know drop a current invoice in and just see what the see what the price difference is um then you know shop order that makes the most sense for you i'm i'm confident that um you may not want to buy with one vendor completely uh but you will get the best deal by shopping around sure yeah doesn't hurt to look around yeah and it's also going to i mean you saw all the different ways that you can work with ingram's system here and their lists and how it works uh see how some of the other ones work too you just might be more comfortable with one interface over another you never know there's lots of reasons to make decisions and you don't that's what great about book buying at libraries and materials purchasing is you don't have to just stick with one you can you know buy from all over the place and you know certain things may work better from certain one companies than other ones who knows true um typically i'll just um the pricing um typically to get to figure out what the pricing is you would put items into a list and then price that list um we do have the option where we can set your account up with a price this title button so that on the title page you can just click uh price this title and it would show you what one unit of a title would cost you so if you open the account and that's something that you're interested in you just need to let me know once we get you set up and i can activate that that for you and that would take into account the discount that we have through the commission for the libraries or is that just the basic price it would the discounts are tied to an account now if you have processing set up on the account that button doesn't take into account processing costs it's just a straight material for purchasing one unit of that material but it would take into account the discount right awesome all right well it doesn't look like anybody has typed into any questions they need to ask right now and that's fine um as i said we can always contact him and we do have here i believe if i scroll down this is all the information about ingram is contact information here there we go um for kevin and other people there but if you want to talk to him who we had here with us today there is his email that you could um reach out to him or a hundred number with his extension there yep happy to talk to anybody awesome great thank you so much kevin all right so thank you kevin for this this is great i'm hoping a lot of our libraries will feel a little more comfortable now after seeing and hearing um about what they can do through your services i think it's it made it much easier not cool well thanks for having me i really appreciate it all right so as i said with this is where the information is for ingram's deal on our website take a look at it there and any other ones we have um that will wrap it up for today's show and i'm going to pop back over here and this is our page for today the show is being had been archived and we'll be on our website this is our main page for encampus live and i'll see you at nebraska.gov slash encampus live also if you google us use your search engine of choice encampus live is the only thing out there called this so you'll come you'll find our page we have our upcoming shows here but i was going to show you where our archives are is right underneath there's a link to our archive page we have all of our recordings for the show we have if there's a if there are presentations or slides or anything like that included we do include links to them on here otherwise we have the archive recording most recent one will be at the top of the list so today's show will be right up here probably later this afternoon you have a link to the recording that will go right to our youtube channel where we have that we do have a search feature here if you're looking at any of our other are there older recordings you can look for the entire history of the show or just most recent 12 months this is 2018 is the 10th year of encampus live so we have a lot of archives but we do have them and i'm going to scroll down here close your eyes don't want you getting dizzy i'm going to scroll really fast to the bottom we do have all 10 years of our archives here so going back to january 2009 we first started the show so you will find some older information historical information outdated information possibly services programs maybe that don't exist anymore but um these are all here and they're always will be here we're librarians that's what we do we archive things save things for posterity so you can always search through all this i'm going to scroll back to the top now so but if you are looking for something specific you know use the search here everything has a date so you can tell what year it was actually broadcast originally so you'll know oh this is actually something from 2017 so it's good or this is something from 2010 so maybe i need to find some more reason but so today's archive will be here as i said probably later this afternoon i want to get it done before the holiday tomorrow so anyone who attended today or register for today's show will get an email from me letting you know then it's available and it will be also posted out to our various communication uh ways that we communicate we have a mailing list twitter facebook we'll post it all out on there um so that will be for today's show i hope you join us next week on our topic is web junction the learning place for libraries uh kendra morgan who is from web junction will be with us again she's been on the show before talking about it abjunction has workshops and webinars and courses resources for libraries we have a deal with them through the Nebraska library commission also to offer this to libraries so definitely join us to see what you can do for two other ways you can learn continuing education credits just learn more about anything you want to also encompass live is on facebook you'll see i've had links here to our facebook page i've got open over here so if you are a big facebook user give us a like over there we do post notices about different sessions here's one reminding people login for today's show when our or when our recordings are available we post on here updates about any shows so definitely give us a like on facebook if that is somewhere you get your information from you'll get a couple of posts a week from us on there and that and that that wraps it up for today's show thank you very much for joining us on this special tuesday edition of encompass live i'll hope we hope to see you next time and have a happy and safe fourth of july bye


So I have been in a dental profession for 18 years and I'm currently a mobile dental hygienist. So I have lots of experience. I've heard from all kinds of common patient questions. So let me help you with sensitive teeth. This is definitely something that I find a lot of people struggle with, but you don't have to. So do you have sensitive teeth?  Now, keep in mind, no tooth likes the cold. But if you have ice cream as an example and you're in pain for more than a second, like, oh my goodness, this really hurts. That's not normal.  No tooth likes the cold. But did you know there are toothpaste out there designed for sensitive teeth? There are tons of them. I don't normally like to mention brand names, of course, and no, I'm not being sponsored, but I'm going to in this video. Sensodyne is the cheapest over-the-counter toothpaste you can buy to help with your sensitive teeth. I prefer Sensodyne Rapid Relief or Sensodyne Fresh Mint. The Sensodyne Fresh Mint is the original Sensodyne, and then the newest Sensodyne is Sensodyne Rapid Relief, depending on when you're watching this video. They have Sensodyne Plus whitening, Sensodyne Plus scope. Stay away from those ones, because anytime they add something to it, let's say Sensodyne Plus whitening, they add baking soda. Yes, that baking soda is going to take away stains a little bit easier than the other Sensodyne, but it's going to do nothing for your cold sensitive teeth. There are either ways that you can wet in the teeth or even help to get rid of stains, but let's just focus on the cold sensitivity first. So stick with those Sensodyne's, try that. But please keep in mind, once you try a new toothpaste, it's not going to work right away. So don't expect to not be cold sensitive a day later or right away. You need to use it consistently for a couple weeks for it to work, but then it does allow that protective barrier to stay on there. And don't use any other toothpaste, because let's say you're using Sensodyne in the morning and then a Colgate or some other brand at nighttime. The Colgate's actually taking away the protective properties of the Sensodyne. Sensodyne has potassium nitrate. That's the key ingredient you need for sensitive teeth. If you guys have any other questions, I do try to keep these quick dental did you knows very short. But if you have any other questions, feel free to comment below. I'm always happy to help and I hope this did help you click like if you like this video and stay tuned for more.


Did you know that you can get a bunch of exclusive Hissui and Pokemon in special Pokeballs in Scarlet and Violet? Normally when traded from Pokemon home, these regional forms will only appear in a strange ball, but you can in fact get some of these Pokemon in any Pokeball you like. To do this, boot up Scarlet and Violet if available, hunt the Prevolution of the Hissui and Pokemon you want and catch it in any Pokeball you like. I want an Earth Salooner in a Moonball, so we catch a shiny Teddy Ursa and make sure to use a Moonball to catch it in. Once done, go into Pokemon home and trade this Pokemon over to Pokemon Legends Arceus. In Legends Arceus, you'll be able to evolve this transferred Pokemon into their exclusive Hissui and form that's only available through these games. Once done, trade the Pokemon back to Scarlet and Violet where you coded from and there you go. You'll have yourself one of these regional exclusive Hissui and Pokemon in whatever special Pokeball you like. Hit that subscribe button for more Pokemon content. Also let me know what Pokeball you would catch your favorite Hissui and Pokemon in.


Welcome back. Next of kin is a legal term that refers to the closest living relatives of a person. They are typically the people who are responsible for making decisions about the person's care and estate in the event of their death or incapacitation. Making your spouse your next of kin is a good start to protecting your family but there are other steps that you can take to ensure that your family is protected in the event of death or incapacitation. So tonight we are asking is making your spouse your next of kin enough to protect your family? Please let's hear what you have to say. Remember you can join the conversation. Send us an SMS or WhatsApp too. 08-1-RADA 80384-663. Ladies, I feel like we've had this conversation before. I remember I think it was sometime this year. We've had this conversation on Twitter this year and similar conversation last year where some men were saying that their wives or their wife is in their next of kin. They would rather allocate some of their properties or anything belonging to them to their mother or their extended family and a lot of people had so many things to say. Some of the takes I was seeing I was like hmm please is your spouse not your next of kin? I mean when you get married I believe you become one with the person and it is your sole responsibility to make sure that your family is covered not just your wife or not just your children. It extends to both your wife and your children and then when we talk about next of kin there are different priorities of next of kin. The top priority that is being recognized is your spouse and then your children. So it's either your biological children or adopted children. Then the middle priority your parents and then your siblings. Then the last priority you can talk about maybe an uncle. So typically they like to look at your blood relatives before you even move even move outside of that but I would like to get your take on that. Okay so I think that having next of kin for financial or for banking or insurance reasons is mostly let me say it's more administrative rather than for inheritance purpose. I think it is important that people even understand the rules around next of kin. Yes where there is where there is an interstate like there is no real or anything the law is clear you know they would favor the spouse or whatever but where there is a real what the person who inherits is the designated beneficiary that is clearly stated. We find that some people make their next of kin their children that's minor people who actually can't inherit. So by law well a bank may say that's okay you know what we're going to your next of kin is whoever you put maybe in an emergency that's who they call but does that necessarily guarantee that that's who they're going to give your money to not necessarily. So people need to be clear and people need to ask questions now as to is that enough to protect your spouse it depends on the documents you I mean it depends on what your objectives and what you want to achieve. If you want to achieve financial protection or the protection of your wealth for your spouse and your loved ones then you need to look at the broader picture have a will have a trust that's very important it's not enough for you to say oh a next of kin will take care of because a next of kin anyone can't contest that you understand so if your next of kin is not even definitive enough so people can present and say they bear the same name and all that so I mean whose fault will that be if there is chaos or there is anything so people should look at the broader picture people should stop thinking oh when you talk about next of kin or when you talk about will somebody is wishing you to die no nobody wants you to die but the honest truth is people will die we will all die so it's important to even embrace you know the fact that we will die and start making preparation towards it people can't just bring families or have children and not you know be responsible towards them if you want to be truly responsible now is the time to have the conversation to sit your spouse down but again about what you said I want to look at the flip side of it yeah in an in in a medical situation you have a next of kin with your medical power of attorney now some people don't have the capacity to make decisions when a life is involved if you know that you have a spouse that cannot make that decision why burden them with it why I don't think it's necessary just because you want to fit a setting narrative I would rather have I would rather put down the name of someone that I know can make informed decisions you know when it comes to my health because don't forget I'm incapacitated I can make those decisions for myself so I want someone who is able to listen to what the medical practitioners are saying and able to ask questions to say oh okay if we take this option what happens you but if you take someone that is already agitated they can't function because they're so overwhelmed and I think that's a burden exactly I think that's a burden on them so let's remove sentiments and yes you owe your spouse yes your spouse should be able to make decisions for you when you're incapacitated or but let's look at it holistically not just in parts not just for the financial or the inheritance part of it but holistically to say oh okay in certain situations this is who I want my next of kin or this is who I want making decisions for me in financial matters oh okay this is who you understand and I think it's just tidy that's why that's what I think so um there were two reasons like we had like two uncle stories okay why we even are talking about this in the first place um the lady had tweeted about how had died had died and according to the Islamic rights he was buried the same day probably by by noon and before they knew what was happening they had bought like the biggest padlock to lock the house right so basically kicking the mom and her out of the house and um in that kind of situation this is not the first time I'm hearing something like this right we've had instances where a man dies they tell the family extended family comes over to take everything and the human is left with nothing right and this can also be tied to why life insurance is also very important because when you put when you get life insurance for yourself and your family if anything happens to you even if an extended family decides to move in the opposite direction your family has something to fall back on true right nobody can contest that true for life insurance when you're buying a policy you need to list out the name of your next of kin yeah no family member can go to the insurance company to tell them oh this is not true you will need to prove that right you can't see Jennifer as next of kin and think that you Emmanuel or you Florence can contest it and say oh you're now the next of kin you want to get everything right anything can happen sometimes we can't predict what our family members would do in certain situations right we can only hope for the best and there's one thing that I know I know that money makes people mad people you've lived with for years they could be very conservative very nice to your family and once you are gone that's the end and that's because they don't recognize your wife as part of the family and we see that time and time yeah time and time again and I mean it's very disheartening that things like this are still happening but it is a sole responsibility of the head of the family to take charge of his home right if you feel like yeah I want to accept you don't care so that's fine that's that's understandable and they are like Jala had earlier mentioned it the problem with insurance is illiteracy right not that you're not educated it just means that you don't know anything or you're not educated when it comes to insurance and if you feel that way it's not just you a lot of people around the world don't fully understand what insurance is about and then sometimes when it comes to some certain policies you just richer it's country rates sometimes you need a legal person to explain to you you need an insurance officer to actually explain to you even the fine prints yeah so you know exactly what you're signing up what you're signing up for and I think the insurance companies when it comes to things like this they need to do more education yeah I love that I love that there is education now about insurance people are now talking about it right but there needs to be more push right there needs to be more push the word needs to go out education daily people need to know that they can protect themselves but just on a side note do you even know that you can buy insurance for your gadgets people don't know that right yeah I think I don't know insurance is more popular like insurance true the gadgets insurance that people hear about is warranty it's not the same thing warranty and gadgets insurance two different things now when you get warranty from probably the manufacturer or whoever you buy from they tell you okay one year if anything happens bring it back but after that one year that's the end if anything happens to your phone yeah that's that's it right there is education there's education insurance which I also think that life insurance is not the only thing that you can use to protect your family absolutely you can get education insurance absolutely for your kids absolutely so if anything happens they are covered actually for a period of time well anyway I'm sidetracking no wait for you like you all the talking but yeah um yeah I think the gadgets insurance is pretty much saying like vehicle insurance like when you get a brand new vehicle two years or thereabouts and after a certain mileage you know but um yeah so about the the the life insurance thing I would like to look at this from this angle that um yes there is life insurance but I always want to um I always go back into the trek cheese for the people that are there that cannot afford um life insurance yeah right so for people like that the woman who sells pepper and you can tell her to open in life insurance how because you fund life insurance with money and she barely she can barely send her kids to school or maybe the money is working as a barrel pusher because the thing is the reality of our society is that yes there are people who are within the upper echelon and the middle class like ourselves that can discuss that but how about the man who is a barrel pusher probably has just one couch or one piece of land that is somewhere and he's been hoarding it his entire life and he's like okay if anything happens let me give this to my family so at the end of the day I feel like a good old way giving our society is still to leave a will even if you make your wife your what is it your next of kin it is is still or you make your children next of kin it is still not enough at the end of the day for the average person the easiest way to ensure or to take care of your family or your loved one when your disease is take recognition of your assets or whatever little things that you want even your clothes as little as your clothes you can say okay so when I'm when I'm when I'm dead or if you can't afford a lawyer find a trusted person you know or maybe something as little we're talking in the makeup room something as little as give them access to your bank accounts because next of kin if you have let's say again I'm talking about the people that cannot afford life insurance right so let's say all you have home and abroad is 50 000 in your account it's important that when when so you had that 50 000 in your account and then you pass on the bank will not pay that the next of kin is there but the bank will not pay to your next of kin probably drag you round and round and say oh yeah bring this one bring this one by the end of the day you're probably still not going to get that that that that fund so I was reading up something on Facebook I don't know if you guys are aware of it something payable on death I think all of us need to be sensitized about is that maybe go to the banks and inquire is this how does this happen because if you have if you feel that payable on death form then you're automatically telling them okay when this happens the person this money goes to either my children or my wife or so that way even if for some reason you have a will and they still manage to chase your children away you know that that money in the bank that is bank they cannot come and do customer tradition for banks you understand and also um this is my personal view um I don't have a will yet as much as I'm advising that doing the good old will is the best way to me but I don't have a will because the reality is I'm probably one of those people that like I can't even think of death right now or imagine mobath died at 27 you know I don't know if he has a will uh but given the entire situation that surrounding his family and his wife and his son um it would be weird I would feel weird to tell mobath why did you not have a will because sincerely speaking you know at 27 at 27 your whole life has just started ahead of you so I like the angle I like the angle that you're taking that right um but let's just take a short break and we'll see you shortly if you're just tuned in it's our ladies night out and we are discussing the topic is making your spouse your next of kin enough to protect your family please let's hear what you have to say remember you can join the conversation send us an sms or whatsapp to<PHONE_NUMBER>3 our phone line is now open please call us on<PHONE_NUMBER>9 so yeah you were talking about um you were talking about something right um death I think I'm one person the reality of death I'm not scared of it you know I think there was a time I'm I'm glad you actually talked about what did you call that document again I actually love to look into it because one day I was just sitting down randomly and the thought of death just crossed my mind and I was like huh even if anything happens to me today what's going to happen to all the money that I've saved up all the planned vacations right so when I was thinking about it my head what I was thinking about was ah I know who I usually use as my next of kin but then I was asking is this the person I really want to leave this money um too but I'm even if it's just one person I put as my next of kin if something happens to me is there a way that I can tell the bank or tell the financial institution you know what I want this money to be dispersed to this person this person this person maybe 50 percent to this person 20 percent to this person that kind of thing and it was just an interesting thought at the time and when I was done with the hula baloo and thinking about it I actually just smell and I said huh to the next of kin would be eating good I think we talked about that and we were like listen I don't care who gets I mean I would rather it is someone that I know would appreciate the money right I'm like but I'm like whoever it is I guess so long as the bank doesn't eat that money don't eat money you have no work so I would be rolling the migraine you're like why are you topping my money did you work for it did you send me to school did you buy me breakfast what did you do for me you know you know I I think people should just look beyond everybody's afraid of death yes I mean we don't for cultural reasons even I mean religious reasons a lot of people don't want to talk about it so when you even broach that subject they go like ah please and it's inevitable it's inevitable so just do the needful I mean you would imagine that someone with a special needs um child not making preparation if covid has taught us nothing it has taught us that nobody nobody has been promised tomorrow anything can happen in the blink of an eye you can lose your job you can have an accident the renders you incapacitated you can leak I mean you can just like that you understand so you have to think of your dependence again in Nigeria we're a communal nation we were about family we're about so don't throw your family into chaos yeah because that's that's the that's the bottom line you leave and then your family there there's bitterness there's fighting nobody's happy it's just it's just madness so let's do what we need to do let's plan from today you get into the labour market you start earning it starts and and with insurance life insurance you don't have it's your choice if you wake up today and say I want to do a life insurance plan of a hundred million policy it's your choice it depends that I mean that informs what your premium would be if you say okay let me stay within my boundaries let me do 200 000 if it is 1000 you are able to contribute they will do the calculation for you so you would actually know how much you're supposed to be contributing you know so that's what you will pick pay on premium but to now say oh I don't think I have that money no see the honest truth is nobody has any loose cash anywhere you just make intentional plans towards it especially if you have minors if you have like if you start raising your family leads imagine having your first child at 45 hmm you can't you can't live your life just like that and just think oh I still have 20 years who said who said and then you're still earning don't forget that the higher I mean the the more your age the less your earning capacity yeah so you as long as you're still earning you need to be put yes for some people okay I mean for some people it's not it's not everybody that would be 55 and be at the top yeah leadership in the organization or even have a business to run for most people at 50 55 there are any incapacity reduces why more people are coming up the ladder they have to pay those people you you have almost going out again if you are not financially literate even your pension and you won't even know what you are going to do with it you will just spend it on maybe you're buying medicine because you have one health issue or the other you understand at that time but if you've started doing what you need to do from like your 20s your 30s the strain the burden is not so much so please people let us I mean think tomorrow today and that is by taking actionable steps let's not put our spouses in jeopardy let's not boarding them just because or like a spouse that wants to have a conversation I can't I mean I don't understand why a person will be married and you can't sit your spouse down to say guy sit down let's talk about this if something happens to me or something happens to you what's the next thing these are conversations but you need to have them how can you have a spouse and you don't know where their bank accounts are you don't know what investments they have you don't you need to have these conversations because one day somebody will just wake you up and say sorry I've seen situations where people would people will come upon the debt of a spouse and they'll say well sorry I am somebody bearing the same initials with you I am mrs x y z oh yeah what do you want to say exactly so you can leave things to chance you have to be okay so intentional I have a question because um when we are talking about inheritance well women also become growing up to this place where they're like major income absolutely absolutely so um yes it is true that um um inheritance well as he concerns the man is more discussed because the people on the losing end most times is the woman yeah yeah but now let's talk about um a woman who has you know pretty comfortable and whatnot and then at the time of her disease or demise yeah demise thank you she ends up let's say she has a property with her husband and so the part of the property that belongs there she's like yeah I don't trust you to give this to you so she diverts it to another person instead of the husband that's within her rights if they are co-owners and you see that's where conversation comes in when they are purchasing the property together so what is the name on the title of deed that's very important you need to expressly ensure that the document supporting that asset covers you as a woman as well if your money is in it or whether he bought it for you whatever yeah no I'm saying that like when you're when when getting the property obviously it is mr a and mrs a it doesn't matter whether you're bearing the same son in my the end of the day we have established that it is not one person on this okay okay people yeah but then at the end of the day the woman passes on and now says okay yeah you have one half of this but my own half yeah I choose to give it to somebody else absolutely she's well within her right that is documented yes she's well within her right to do that there's nothing you can there's nothing anybody can do about it if she has designated beneficiaries included in her will and her trust absolutely they cut or knows that but if you don't document it and you're wishing it the other spouse has hundred percent of it simple I think some of the issues that we have right when it comes to marriage is transparency yeah right a lot of people are not transparent and even sometimes I see women who are doing so well in their homes financially right and they also don't put things in place it doesn't make sense to me it doesn't right you have kids again anything can happen right I'm not even saying that your husband might go out and bring in another woman and you're going to have a lot of issues right even if that is not the case worst case scenario best case scenario those are the things I need to think about if it goes really bad how would my children fend for themselves if it goes really good how would they still fend for themselves if anything happens to you today you want to make sure that your kids are being taken care of that they have school fees they have feeding money they have things to take care of themselves at least for a period of time to another guardian either if they are still minor if if so another guardian comes to care for them and even if another guardian comes to care for them there should still be a standing order to say these funds should be used for this so you're going to allocate your funds properly right put them in different channels so that if anything happens so the thing is I know that we are very superstitious right and it seems like we're talking about there nobody who wants to die when they are young right we all want to live and grow old I get it I understand that and I pray that for everyone but it's truly some of these things are inevitable anything can happen and that is what we are preaching about if something happens right in the event that something happens the rest of your family should be taken care of and I know that sometimes people don't allocate these things oh you want to repay the no-soul the truth is if you don't do it the bank will repay the no-soul but the cuts would even make the decisions for you they will take it so your money just gone to a stranger right so for this is what I'm thinking right there was a point you made ahead that I just want to like touch upon it a little bit why some couples refuse to have the difficult conversation and I feel that the reason for that is because of trust and for instance if I have a property and I know that ideally I should discuss this with you know my spouse and maybe I've gotten to place your spouse is the person that knows you in and out they know your strong points they know what you can do and what you cannot do so if I know that if I leave money in your hands you should be the if anything happens to me you should be the guardian of the kids or this and that but if I leave money in your hands I don't trust your ability to manage your money I don't trust that you you you know maybe not get a brand new car or go and buy or do you understand because as much as there are people who as much as they love their children they still end up they just can't control how they spend or their priority absolutely so because of that most people just have that trust issue or maybe they've just tried to walk that ground and walk that ground and they were not able to get to a conclusion and sadly something happens along the way you know so um so I I I get you I get you and I I honestly I honestly agree but again you still have to have kids you have to you have to you have to but yeah I feel like the basic thing is life insurance life insurance yes it is growing up in Nigeria and I feel like more people need to understand it especially people in the rural areas because most of these things mostly affect people most of all these like in the in the in the city we have grown to a place where to a certain extent uh we we uphold the rule the legal rule lord the justice but in the rural areas these are the places where they still have customary laws if you do this one they do this one they end laws they this one they they handle all that you know so I feel like life insurance should still be um they should be edutatified to people in the rural areas but then for every other person generally speaking I think like um uh what's he called living a wheel with a trusted lawyer or whoever that is trusted it I think it's just like the ultimate way yeah okay so and I think this is a conversation that we would probably have to take another time because I mean it's um very needed but I would also want to say that um for next of kin please let us know that next of kin you cannot put your minor children as next of kin you can't nothing can be passed to minor kids in Nigeria according to the law except you attach a guardian to aid so if you have some assets somewhere or some money somewhere and you say transfer the first thing they're gonna ask is how old is this person a seven years old child cannot inherit anything so if you want your seven years old to inherit be very sure that the guardian you are attaching is the guardian of your choosing you understand and you leave standing instructions but if you keep saying I've put my children's name hmm children's name will not save anybody as long I mean they must be adults if they are adults why not I mean you know whatever anything can be transferred to them the law allows it but minor nothing like that and so many people have lost their assets or their money a lot of kids they have their parents have money in banks they can't access it because then there is like trust funds where you can just leave that and maybe just attach this clause that until they get to 18 absolutely absolutely absolutely absolutely absolutely but that's that's a good thing that's a good thing I hope um people actually really do listen and I want to implore the insurance companies to do a lot more education because I feel like that's one of the things that would help in curbing some of these issues that we're currently having um when we're talking about transparency obviously um Sansi has mentioned that that one of the reasons why people are not transparent is because they don't trust their partners please marry somebody don't worry for the sake of marrying or marrying people who do not have financial literacy um literacy right or you're marrying someone who doesn't know how to manage their funds right when you see things like that they are setting a very bad precedent because by the time you get married it's just going to go down here and if in the course I mean if you trusted the person before marriage and during the course of your being together you lose trust I do have advice for you you must protect yourself regardless right you must protect yourself guys I didn't want to sound I didn't want to sound selfish it's not selfish but you need to you just need to you have to because if your spouse has decided to go left and your plan is to go right yeah protect yourself or you have to whether man whether woman you have to that that responsibility is yours to bear regardless of what anybody says because you see at the end of the day you're the one in that situation yeah and you're the one who will be at the brunt of it emotional mentally anyway it it becomes your cross so why not do the needful anyway thank you ladies thank you Sansi thank you thank you it was great having you on the show so before we go do ensure you follow us on instagram at wayshowafrica you can interact with us for the drop a comment and most importantly follow all our social media engagements and remember to like share comment and invite your friends and family to watch us and follow us we're watching we're taking notes you missed today's notes here it is again life insurance is a gift that we can give to our next of kin it is a way to show them that we care about your financial well-being and that we want to make sure that they are taking care of after we are gone this is by no name anonymous so see you tomorrow at 8 p.m same time same station come prepared all right bye