Ladies and gentlemen, boys and girls and children of all ages, we are now here live at the Prince of Investment coming to you guys and girls live all the way from a beautiful city and state of Honolulu, Hawaii via Denver, Colorado. Ladies and gentlemen, guess what? It's a new year. This is the first episode of 2022. I'm honored and glad to be on for a few years now. So starting this year off, we have a lot of crazy things going on the market. We're still in the middle of a pandemic, something that came out in March of 2020 that we're kind of shocked that we're still dealing with in March of 2020. Well, coming up on March of 2022, two years later. Also, we have inflation. The latest CPI report came out, 7% inflation. Here's to Whopper. We have unemployment, the last unemployment report that came out last month. Unemployment has dropped down to 3.9%. So unemployment is dropping. We have inflation going up. We have, when the middle of midterms is coming up, so we're wondering, hey, where are we going in this whole market thing? We see technology stocks take a big drawback last year or 2020. Technology stocks was a darling. We've seen things like cryptocurrencies take a major drawback in 2022. Leaving most people, most investors, standing on the sidelines or people that are in the game wondering, what's next? What's ready for 2022? So you know I had to break on my great guess. Uncle James, he's here live all the way from New Jersey slash New York that I like to call it. He's definitely a friend and a contributor to the show that I love to have on, that I love to reach out to for mentorship and guidance. And last year he told us about the stock called BPT. So we're going to look at that BPT. What's coming up? Is it oil? Is it tech stocks? Is it consumer staples? Is it financial stocks? What's going on? What are our stock resistance predictions for 2022? Without further ado, let me bring up my guess. Mr. James Fortland, how are you doing today, sir? How are you? I am so glad to be back. And unfortunately, lately, this is about as close to Hawaii as I could possibly get, these Zoom calls. I feel warmer when I zoom into, like we do a Zoom call into Hawaii. It's awesome. I love it. It's awesome. So you said the magic word. Now, I know we got a short show here, so we got to step it up. Though that big word is inflation. And I believe that last year, I like not, maybe not early in the year, but later on in the year, I was screaming about inflation. People were not listening. I'm old enough to have lived through the 70s. I could see this thing coming. This is such a rerun of the 1970s. I feel like I'm watching an old TV show, probably starting like in about 1972 when we went off to, I think, 72 or 74, when Nixon pulled us off the gold standard. And then all the crazy things we did in the 60s started to catch up to us in the 70s. And inflation like ran wild for the whole decade. It's nice to see that the Federal Reserve and some government officials have finally embraced the idea because they were in like a denial mode for a while. And it was really silly, but at least they're facing up to it a little bit. And now, unfortunately for the Fed, they have to pay play some really major catch up. So that brings us once again to our stock picks and what are we looking at? Well, in some ways, it's really similar to last year. Once again, I'm going to tell you, oil will outperform crypto in 2022. Oil will probably outperform almost everything, except for maybe copper. The big weakness for us with oil was the stocks underperformed. Yeah, so the Jimmy drop, they're very, you was pretty on there. So there we go. Okay. The stocks underperformed the commodity. But this year, I think you're starting to see some catch up. If you reminded me of BPT, probably somewhere in the middle of the year, it hit a nice got up to about 642 or 649. Then it kind of went flat the last quarter of the year, along with a lot of oil stocks. Well, tech kind of was bouncing up and down. Tech, I think already started to correct in the last quarter.  But a lot of the smaller companies were already having some issues, as you could see, at least from a stock price. I would say this is what I'm looking at this year. I'm looking at, I agree with Goldman Sachs, we are in a commodity supercycle and commodities led by oil, and then many other commodities such as copper and perhaps lithium and things like that are booming, and they're going to continue to boom. There is no way all this alternative energy can make up the energy gap that we see right now. Oil inventories are probably about 5% below the moving at the five year moving average. And we're 2% oil, total oil output is 2% under the demand right now, global demand, which is an enormous gap. To give you an example, if you wanted to build solar panels to make up enough power, you would have to have the whole entire state of Arizona filled with solar panels to have enough power to say power a small state like New Jersey. So we just don't have the room, like the technology is just not there yet. On the periphery, I think it works good. I think the biggest problem we face is again, we're into this, if you're for fossil fuels, you're against alternative energy. No, I'm for energy choice. I think there's a lot of options, and I'm certainly not against trying to destroy the planet. That's like absurd, but I also want to be warm at night. And when it gets to be like about 20 degrees in New York City, we need to turn those thermostats up a little bit. Anyway, I'm bullish on oil, and then the commodity story actually is really interesting. It's more than inflation. All this alternative energy, all these electric vehicles, the demand for commodities is going up because of these alternative, I call it alternative energy because I'm from the 70s, but the EVs and all this other stuff that you see, all this battery-powered vehicles, you need a lot of commodities for those batteries. So some people are saying Goldman said that copper is going to be the new oil in 2022. In other words, it's going to go to the moon. And I might have mentioned, I don't know if I mentioned it last year in the beginning of the year, there's a stock called VALVAL. I think it's the symbol or it might be V-A-L-E. It's a big mining company. Commodities are a hard thing to play because mining companies are notoriously sketchy, let's just say. And the big thing for your audience, because you have a lot of new investors in your audience, is that commodity stocks are very cyclical. So unlike a growth stock, which is growing like crazy and trades normally at a very high PE to reward that growth rate, so what you do is when you look at a growth stock, you go, wow, the PE is really low, that makes it a buy. Well, with cyclical stocks, it's totally the opposite because for example, if you mine for copper, your fixed costs maybe are climbing a little bit, but they're pretty steady over a long period of time. But the copper price is going up and down depending on demand, depending on new technology, depending on a whole bunch of stuff. So when you look at cyclicals, and I kind of made this mistake early with VALVAL, I bought in a little high because the PE was like down to three. And the stock kind of had a rough quarter at the end of the year, the PE has expanded a little bit. And what you do with cyclical stocks is you buy when the PE is high and you sell when the PE is low, it's like clearly the opposite of what you do with a growth stock. And I want to say something. I was looking at my notes, and you were right. When you looked at Bitcoin price January 1st of last year to where it ended the year of December 31st, and you look at BPT price at the beginning of last year to the December 31st, BPT oil outperformed cryptocurrencies. I mean, that thing is going to the moon, and I know there's a lot of detractors out there, but let's face it. I can ask you this question. Why are you so bullish on oil? Because we did this in the 70s. We try to do all this alternative energy. And it really can't replace what we need unless we're going to greatly lower our standard of living. And despite the fantasy that a lot of politicians have that think we're going to lower our standard of living, we're not going to do that. And you're seeing it now. I mean, that's part of the reason you're seeing all this remote work. I mean, COVID has speeded up changes that were long overdue in our society. And so because of COVID, you have more remote work. Because of remote work, you have more migration in the country. People are fleeing high-tax states or what they call the blue states, and they're moving to all the red states. And not only that, the companies now are following the people. So for example, Oracle moved their headquarters to Texas. Elon Musk has been very vocal about moving things to Texas.  Oh, Facebook just opened a big office in Austin, Texas. Surprise, surprise.  And many people think that Miami may become the new Wall Street, that many of the big Wall Street firms are talking about moving down there. Is there taxes up in New York? No, yeah, there's no income tax.  Imagine if you're making, why do you think a good basketball player plays in Miami? Because there's no income tax. So if you get $20 million a year, or $50 million a year, or $100 million a year, if you're not paying, that's a big savings. That's not a little savings. That's a huge savings. And I think people are fleeing. They're looking for more opportunity or more freedom, less restrictions, and lower taxes. And so they're going to all these red states. And I'm not talking politics. I'm just talking tax policy and just money. And I think now the power is shifting. I think a lot of stuff is pulling out of New York and out of like the Northeast, and it's going to be domiciled in Texas. It's going to be domiciled in Florida. It's going to be domiciled in Alabama. It's going to be, I mean, I have a city from Arkansas that sends me their emails trying to coax me to move down there. And I'm like, I've never even heard of it. And I was like, wow, that looks like a really nice place. That might be a nice place to live. And so there's a lot of that going on. And when you have this sort of great disengagement, like everybody's kind of quitting their jobs or changing their careers because COVID impacted them in some way. And they're trying to get a better handle on this.  I don't want to do this anymore. I want to do something else. And then on top of that, with all this remote work, it's like I could live in Florida. Like we're doing it right now. I'm in New Jersey, you're in Colorado, and we're on a TV station in Hawaii. How cool is that? And neither of us are technological geniuses, yet we're all doing this. And like the engineer is explaining everything really cool and it's working. And so that's the beginning. I think I brought a whole bunch of yellow pads. So I would shopping to buy more yellow pads. That's how excited I was. Hold on to that yellow pad because I want to take a quick break right here. I'm going to go into our break here in the show. Then we're going to come back. And I want to talk to you about that inflation run that you spoke about. Inflation just hit 7%. So I'm going to think about doing the break. How far do you think inflation is going to go? Because we know the Federal Reserve is going to come in. They're going to slow up the, they're going to taper back the asset purchasing. They're going to raise interest rates. But will they be able to, how far inflation is going to run before the Federal Reserve can be able to stop it? So anyway, ladies and gentlemen, we're going to take a quick break. I mean, a very quick break. And we're going to be right here, right back on the principle of investment right here on Think Tech Hawaii. Aloha. I'm Dan Leif. I go by fig because I was an Air Force fighter pilot for 33 years and you have to have a nickname. I get to host on Think Tech Hawaii two shows, figments, the power of imagination and figments on reality. The power of imagination introduces you to some of my incredible friends and their life experiences. Astronauts, war heroes, Hollywood writers, you name it. They're on it and you'll be inspired and entertained. And on reality, I'll give you something hard to find, non-political commentary on today's events. That's right, non-political because the vitriol doesn't help folks. So figments, the power of imagination, figments on reality, both on Think Tech Hawaii. Two major crises have descended upon humanity. I'm a change and the coronavirus. They may seem independent of each other. In fact, they are very closely linked. The emergence of COVID-19 on top of climate change is a spiraling crisis. And it's just the beginning. 2022 stock predictions started a new year. First shorter year, top of the year. Crazy prediction that Mr. James Foley made last year about oil and cryptocurrencies. That came out to be right. But we want to get back into this inflation that's seven percent before the break. Inflation, CPI report came out yesterday, consumer price index inflation at seven percent. We know the Federal Reserve is going to step in. They're going to taper back the bond purchasing asset purchasing program. And they're probably going to raise interest rates. But will this slow down inflation? James, how far are you thinking inflation is going to get before the Federal Reserve can slow it down? Because I've seen inflation was at about 13 percent in about 80, 81. So you think we're going to get up into double-digit inflation? Probably. I would say unless there's a major change in Washington, I think we're going to, we're going to, this four years is going to get away from us really badly. And I think inflation is like a weird thing. It kind of builds up, like, and then it kind of creeps up on you. All of a sudden, you'll start to notice more and more crazy things like the houses you were looking at for $200,000 a year ago or now, $300,000 a year. You'll just, you start to feel it. It permeates everything. And when the Fed has to play catch-up like this, they're going to be raising, I mean, you're looking at like, maybe for them to really get going, they're going to have to jack interest rates up probably twice a month, all like for the whole year.  They're just like, they'll barely be caught up. I just, I think they let the cat way out of the bag here. And this is, this is, you know, cataclysm catastrophic really coming. All right. Now, Jays, I want to ask you this question. Why are you so big on, what does copper, you explained about oil, why does copper in these other commodities, why are they set to, what's going on? Histories for beating yourself. I wasn't here in the seventies in the early eighties. So let me know. Well, this is where you had gold like jump to the ceiling and all the, all the crazy gold bugs got really rich and sat around waving their fingers at everybody going, I told you so. I told you so. The world is coming to an end at the end of yesterday. You know, I don't think the world's coming to an end. I don't think the tech sector is finished. I think the tech sector is correcting. And I think that the commodities are going to go up because historically, like hard assets increase in value and inflationary environment. In other words, if today I have a hundred dollars and I can buy a hundred dollars worth of groceries at three weeks from now that a hundred dollars by seventy five dollars worth of groceries, if I have a fixed asset like copper, gold, silver, titanium, lithium, something like that, those, the value of that stays the same yet it takes more and more dollars to keep buying them. On top of that, now you have all these EVs. So Tesla needs tons of lithium for those batteries. Everything with technology uses tons of copper, lithium, all these like metals. And I think between the two, the inflation push on the price and the demand push on the other side. It's a recipe for, as Goldman called it, like a cyclical commodity boom. I just think we're going into one of those big booms like the seventies where gold just went up and up and up and then it flattened out around, I don't know, eighty eighty two. What do you think? So what sector, what stock, what companies you think are going to get crammed, meaning going down, it's going to go into a bearish state and why? I think you're going to have a lot of issues with, I think tech is into a big correction now. And this is not to say that I don't think a lot of these companies are going to make tons of money. I don't see really how inflation is going to really impact companies like Google and Microsoft, because a lot of them are making money off selling your data and managing your data. And data is not going to go away if anything is going to be more of it and it still needs to be managed or somebody needs to spy on you and steal your information so they can sell you stuff. And so there's a lot of that. I think that, but what's happening now is because tech went up like crazy and I hear this all day long on all the Wall Street shows, interest rates go up, it's going to hurt the tech industry. So it's kind of like a self-fulfilling prophecy at the moment. But over time, some companies are going to start to they're going to start to stand out and they're going to reverse this trend. Probably a lot of the big tech stocks that did really well the last couple of years are going to resurface and do well again. And then there's certain areas like stuff like remote work. Again, I'm going to hawk 3D printing, which I've been hawking since 1995. I've never made any money with it, but I continue to think it's the next big thing. And so I think there's there anything involving remote anything and anything that facilitates remote anything, I think is a home run. I think in the short. Now, what do you think about the travel industry? I think it's going to be a tough go. I think a lot of these companies have sold their soul to the devil. They have dug their own graves.  The travel industry of anything should be looking to be promoting a more open society, because open societies travel more, not focus on how many restrictions we can throw on travelers and all this kind of stuff under this idea that somehow you're safe. If anybody thinks they're not breathing a lot of germs when they fly a plane, they need to reassess their, they need to do a little reading because it's like taking the subway and thinking you're not going to get any germs because you have some little mask on. It's packed with people. It's not clean. It's like and same with the with the with an airplane. You're in recycled air.  It's it's it's it is what it is. I think at this point in the game with COVID we have we have what at least 50% of all adults have been vaccinated that about 45% of the rest of us have either gotten COVID or like so we have some kind of natural immunities. I just think right now they're they're milking this thing. I and not to say that it's not serious if you're a high risk if you're in a high risk group it's high risk just like the flu is just like a cold is if you're high risk it's high risk. Don't don't take if you're in any of those high risk groups you need to take this really seriously but for a lot of healthier people and young people yeah wash your hands be careful but you're you're like especially this Omnicron pretty much all the data says it's basically like getting a cold and you know like a light cold so to close down whole businesses and stuff over Omnicron is kind of silly it just I think you're we did this already it didn't really work we need to find a new strategy and I think the travel industry is kind of to some degree instead of promoting openness they've kind of encouraged this you know all our pilots have to be vaccinated everybody works for the airline has to be vaccinated all the passengers are going to be have to be vaccinated and not only that now we now I'm starting to hear like we have people say well the vaccine's not enough you got to get at least one booster and maybe you're going to have to have two boosters then I'm asking this question what do you think of the financial industry well finance is going through a big change again just like when the internet started I think this this blockchain is a direct threat to traditional finance I think the problem is with blockchain is blockchain needs a buttonwood tree moment they need a buttonwood agreement they need some kind of regulatory framework to work within so the big boys will feel more comfortable and there's enough liquidities for really big guys to trade right now you hear about some of the big guys but in essence the whole entire crypto market is like what not even it's not even as big as the gold market it's tiny and even but it gets 90% of the press but it's really small the other problem with the with the with the whole finance market and with blockchain and all that is there's no big like blockchain promoters out there going this is how we're going to help grandma do this this is how we're going to make your life easier for you I can remember like I don't know if it was Jim Clark or somebody when Netscape when public they were like even an idiot like you can go on the internet now and I was like and they were all right you didn't you didn't even have to know how to read to use an Netscape browser that's how easy it was that was an awesome technology and that's why everybody got on the internet the question even with the rise you know the Fed is going to kind of come out and run up behind interest rates and you know they're talking about raising interest rates about three times this year um you don't think the banking industry would benefit from that I the bet that not the raises later on because you'll re-establish the yield yield curve that's what you need you need rates to go much higher than they should be because then when the Fed for example if interest rates are 20 percent and the Fed cuts them down by to 15 percent that's a huge boost to the economy but when interest rates are are 1 percent and the Fed cuts it to three quarters of a percent that doesn't do anything that really does that's just like the gravy it it loses it's it's a Fed tool that's disappeared so the Fed needs to tighten up the money supply uh stop printing money buy up all the clean up its balance sheet um and start ratcheting up rates I would say maybe like twice a month they need to jack up rates like crazy and I know when I say that people are going to have a nervous breakdown but my thing is I'm trying to see who will benefit from rising interest rates well once rates are up to a certain level back to the historic mean then banks now have re-established the spread so they can borrow money at five percent and lend it out at 20 percent they can do that again right now it's kind of all flat so it doesn't really it's not really working right that's one thing the second thing is in the long run I think a lot of this blockchain but James but if like you said by interest rates going up that's going to increase the spreads for the banks which 100 agree the Fed comes out let's say I think the next meeting is sometime next month they come out and say hey we're going to take interest rates up to one percent and then go to two percent and three percent we might end the year up at I don't know four percent or something like that I should hope so I'm looking for that yeah wouldn't that take banks from having that flat spread to like opening it up some more to making them more profitable to be able to borrow the other thing is is if more people put cash in banks that paid interest it's a cheap it's cheap access to capital now mind you the money center banks they can't depend on that but smaller banks and we talked about small banks a long time ago I remember one time over the phone for a while smaller banks need that they need those local depositors because that's cheap money for them to lend out to you know they can you leave money in your savings account you get two percent interest and they give it to somebody else who has a credit card with them and they charge them 20 percent interest the spreads huge but when you don't have we know there's no reason for anybody to put money in a bank right now what are they trying to do they're trying to sell you insurance they're trying to make it up in fees there's like a fee for everything and all they do is piss off all their customers and then you have blockchain coming along and creating all these like banks for the unbankable non-bank banks all this kind of stuff where you have like one card and like you can you don't even need a bank anymore you can transfer money on and off that card you can do all kinds of things you can have your your your paycheck deposited on that card and there's there's just a lot of stuff like that and I think that's um that's probably banking at its most elemental form that's what banking is all about really it's it's it's it's growing capital community capital so that money can be redeployed in that community for you know businesses house home loans things like that and that's kind of what we've been missing because now all these banks just borrow money from the fed and then they loan they do crazy stuff like buy cbo's with the money so they can get these huge returns and then and then we're the only time we hear from a bank is every 10 years or so we're asked to bail them all out again so now what about uh you know I went back and I read uh burshires you know Warren Buffett's shareholders later letter back in the 80s I think it was 81 82 um when the last time we had inflation that was in double digits and uh mark down his part he was he was talking about you know invested into companies that are uh what did he say he said invest into companies who can raise their prices very easily they got a price in their environment aka like a coca-cola coca-cola can raise their price by 10 cents maybe I don't I don't know anymore like in the 80s they probably could see I think Microsoft could raise their prices Google could raise their prices a lot of these tech companies that supply uh technology that you can use for social media that businesses use like I use this thing called Hootsuite and they just came out and they said for the first time in 10 years we're going to raise our prices and like and I use uh Mailchimp and Mailchimp has raised their prices and uh there's going to be some trade off a lot of people are going to go well that's too expensive I'm going to look for an alternative um but there's some stuff like that there just isn't going to be an alternative so people are going to you know there's certain software that you're just you if you want security software you got to pay for it and some of those companies like have that they have that pricing power I just I think it's there I'm not sure coca-cola does anymore they might have had it at one time but I'm not sure anymore because that's so to market now is so changed same with beer we used to say like antihires or bush could get away you know get away with anything but maybe not anymore maybe yes maybe I'm wrong I like I'm not so sure consumer products are that thing anymore I think I think many of these consumer products that we all that we all kind of know have done a lot to damage their reputation in the last couple of years so I'm not really sure they're the go-to things anymore so James zone we got to get rolling we got to get out of here what do you want to leave with the audience um I want the audience to you know just embrace the dynamic of the market it's it's it's you got to when you invest you're looking to make money and you're looking to manage your risk and make money so don't don't be like just because you're buying oil stock doesn't mean you don't want to drive an electric car like don't there's it's not one or the other it's a combination of everything creating um you know really creating a better environment for everybody but it has to work together that's number one and number two I would say don't give up on tech even though it's correct going to correct maybe maybe well and through the first quarter don't don't give keep eyeballing those stocks you like because they may get real cheap and they may be I don't know I wouldn't say a fireside sale but a lot of them are going to trade down in prices and there might be some sort of generational opportunities coming up here to buy some really good quality tech stock names that in the two years from now they're going to go well they had pricing power just like we said on the show and even though we didn't think so at the time because we were all buying Coca-Cola because we thought Coca-Cola had pricing power um and I and I think for a lot of people it's it's like a good you know don't don't don't look like right in front of your nose look if you got to look out to the future and well well James definitely how can people follow you how can people get more of you how can they find you on your tours out there in wall street I don't know how all right well I wanted to tell everybody tonight is that um I I'm taking a little hiatus from tours because I was pulled out of retirement to work on an investment banking deal um I've done a little crowdfunding and I'm working on a project on WeFundr called the king of com we're actually selling a tv show and the difference between WeFundr say and and go fund me is that WeFundr you actually sell equity in the project so people a small investor can get a piece can get some ownership so we we I set up the site we filed with the sec we did all kinds of crazy stuff and and it's kind of a nifty fun thing um and it's got me it's got me pretty busy for the next couple of months I'm going to be working on it like crazy and that's kind of the thing you can of course find me on my facebook page unofficial wall street that's still there I'm going to keep updating it all the time um and generally if you send me a question or say hello on there I'm I'm usually pretty friendly most of the time and then uh and if you send me an email if I don't answer it right away it's not because I'm ignoring you it's just probably because the way facebook works I didn't even know I got the email because that for some reason I'm they're really slow with the notifications from that particular page I don't I don't know what I did wrong when I set it up but I must have done something wrong so that's me all right well ladies and gentlemen boys and girls and children of all ages uh James we definitely appreciate you for having your own you know you're going to be back on definitely appreciate your uh insight that we're going to play back and ladies and gentlemen to the next video podcast cartoon book or whatever you see me do crazy around the globe my name is Prince Dext I'm the Prince of Investment peace be safe I'm out and thank you


In another development, authorities in Keduna State have announced a new shadow for the re-opening of secondary impromptu schools across the state. Commission of our education in the state sheikh of McCarthy made the announcement in the statement. Now these comes two months after incessant attacks by bandits and communities force the government to order the closure of schools. McCarthy revealed that the resumption of schools would be in phases starting from Sunday, the 12th of September. He explained that the schools, rather than re-opening for the fair term, would resume the full stem for the 2021-2022 academic calendar. According to him, the State Ministry of Education has already walked out strategies towards ensuring the completion of their fair term through online learning.


So Reese gets an underhook on me, I can get my overhook down below his elbow and kind of crank down on this right here. That's kind of where the position we're attacking the wrist and slipping our hook out and looking for secondary attacks. Now, also I can like pop the shoulder, get my elbow to the top of his shoulder, cut it down and circle away from him. That's a little risky if the guy's popping me up and jacking me up because they can drop to a body lock or a single. The other one I want to talk about is when this guy's starting to kind of elevate me here and I'm starting to get stood up and I drop my hips and I look for this thigh pry. If the guy's been beating me up a lot, standing me up and kind of bullying me in with the hook, you'll have guys that'll kind of sag down and look for this thigh pry and they'll actually circle towards the underhook to try to hyperextend that elbow and then be able to get out of the underhook. So what we're going to do if they go thigh pry and try to circle away is that we're just going to come up and arm-drag them. Okay, so I get this hook right here, Reese kind of sags down, he's starting to thigh pry. All I'm going to do, see how my hooks beat. I don't have any way to control this. But what I'm going to do is, as my elbows get twisted and slipped, I'm just going to replace it. Now, what I don't want you to do is start running and chasing this drag. Okay, because when I have an arm-drag, what does he have? An arm-drag. When I have an arm-drag, what does Reese have? An arm-drag. The same thing, it's 50-50. So I want you to think about connecting your outside hip to his hip immediately. I'm not stepping and chasing. I'm stepping and connecting. I don't know if you guys remember Coach Anton, the Russian guy we had here for a while. He's a really good Greco guy. He was real good at teaching under hooks, arm-drag, stuff like that. A lot of this stuff is stuff he taught while he was here. So Reese is thigh-prying, circling, circling, circling. He beat me. My elbows beat right here. So what I'm going to do is I'm going to reach up with my free hand as I'm slipping my hook out. So I'm slipping my hook, I'm getting into this position, and then I'm connecting hips. Now, once I connect hips, I'm just going to drag him down to the mat. As soon as these hands hit the mat, I've got my two. Don't run in a circle and try to beat them. So club punch, I've got my hook and thigh-pries. You start to beat me. All I'm doing is when he gets right here, and I feel my shoulder starting to get beat. Under hook hands coming out, free hands coming in. Connecting hips, and then dragging him down to the mat. It's all I'm doing. So partner, I want you to really clamp that hook down. I want to have to slip the arm out, reach up in the armpit, start to drag, connect outside hips. That way fast, go here. He's starting to thigh-prying out. Right here. Get that hip connected. Get that hip connected, and we can get our take-down and start working for our top support. Question? One more time? So again, all he's doing is going down to my thigh and prying and circling to it. Okay? Snap off. All right? So as I'm starting to get beat here, I don't wait till I get here. I get here. I'm already getting beat. So as I'm trying to under hook and I feel immediate thigh-pride. Right there. Release that pressure. Connect hip. And then drag them down to the mat. Come back up to your feet. When I connect to the hip right here, I'm just dragging them down. Just get them to their hands and their elbows. Nothing reckless. Just control the hands to the mat. Go. Last one. One more time. One more time. One more time. One more time.


Photofrin was first approved in the 1990s as a sensitizer for use in treating cancer via photodynamic therapy, PDT. Since then a wide variety of dye sensitizers have been developed and a few have been approved for PDT treatment of skin and organ cancers and skin diseases such as acne vulgaris. Porphyrenoid derivatives and precursors have been the most successful in producing requisite singlet oxygen, with photofrin still remaining the most efficient sensitizer, quantum yield equals 0.89, and having broad food and drug administration, FDA, approval for treatment of multiple cancer types. Other porphyrenoid compounds that have received approval from US FDA and regulatory authorities in other countries include benzoporphan derivative monoacid ring A, BPDMA, metatetra, hydroxyphenyl, chlorine, MTHPC, anispartal chlorine E6, NPE6, and precursors to endogenous protoporphan 9, PPX1, 5, Aminoleval. This article was authored by Harold S. Freeman and Alexandra B. Ormond. We are article.tv, links in the description below.


This is the fifth consecutive year we're releasing detailed information on total compensation for top-ranking public sector executives in BC. I want to point out this is something that I personally and as a government am very proud of. We have got the best practices in North America. I will really underscore that in terms of the standards of reporting which require disclosures to be posted annually. We're also beginning a process now that will bring, as I committed in the budget, I would be reviewing executive compensation including bonuses and today I'm going to be talking about some additional restraint we're going to be putting in place in terms of executive compensation at the crowns to better align with the restraint that's already been in place for years in government to make sure we meet the expectations of government but also of more importantly taxpayers. Now remember we've seen total compensation is down as we, I just reported out here a few slides back but what we're doing is we're saying it is now frozen we don't want to see any circumstance in where we'll see an increase in compensation for executives effective today. We are moving to a hold-back based model which is similar to what we have in government. It is not pensionable the hold-back so it's very similar to what we as ministers do on the 20% of our salary that's held back that is not pensionable. It will be the same, it is the same in fact for executives in government and it will be applying to commercial crowns too. New senior executives will be recruited at 10% less than the current incumbents. Executives cannot earn more than 85% of what the CEOs make. That's to address issues where we're finding senior executives are earning close to or up to what the CEO is earning. Active hold-back and bonuses are eliminated for any new hires or replacement positions that are filled. Crowns will match as I mentioned government's expense reimbursement policy which is essentially out-of-pocket expenses related to work you get reimbursed that's it. There's going to be no other perks beyond that and perks are eliminated or perk allowances are eliminated except for vehicle allowance where it's required for work and there's going to be just a hard limit of six organizational layers at any crown unless any exemption is specifically approved. I still believe strongly that we need to make sure the taxpayers understand that it is going to get even tougher for crowns and that's given the environment that we're in. When things get better we can review that again but during the difficult times we want to make sure that there is shared sacrifice in the crowns to the same level that we've got it here in government.


Hello aces welcome back to module one lesson six This is your final lesson of this module and today we're gonna be talking about how do you craft your master blueprint?  So without us setting goals It is difficult for us to plan for any type of success, which is why it's super super important It also gives you the clarity and the direction of what you need to prioritize on what you need to do And how you're gonna be able to get there Just imagine you being thrown in the middle of the ocean telling you to swim ashore if you don't have any Direction whatsoever you're gonna be swimming aimlessly for days Without knowing where the line is as much as this might sound like a cliche It is something that it works is something that I personally practice and which is the reason why it becomes a cliche Because it works a lot of people talk about it, but not a lot of people execute on it So I really highly recommend you to definitely follow through with this just because it works There are two types of goals that we're gonna be setting today The first one is stretch goals. The second one is smart goals What are stretch goals stretch goals or goals that seem? unattainable and Seem that it's just not doable with the current resources and the current knowledge that you currently have But these are great goals that you set out in the future Makes you think about something that is outside of your comfort zone Something that is bigger than what you can actually dream of for example doubling the sales of my restaurant right now I have no idea how I'm gonna get there, but that is an amazing goal I think that is something that potentially be achievable that becomes your stretch goal Now smart goal is something that is way down to earth. It is something that is Specific it is measurable. It is attainable. It is relevant and it is timely We need to make sure that all the goals that we set as a smart goal Adheres to these five rules because if it doesn't it is not smart It is not something that we can take as an action to closer to our stretch goals This gives you the clarity and a plan of action that makes stretch goals become a reality So the stretch goal is the stuff that is up here is like, you know what like it's fluffy But the smart goals are down to earth It is something that you can actually see whether you have hit it or not There are clear measures in place These are just considered these as like the stepping stone for you to achieve your stretch goals It is practical realistic time bound and it helps you avoid creating goals that are basically impossible So it basically breaks down this stretch goal this huge mountain that you're trying to Conquer into small bite-sized steps. That's the whole point of us doing stretch and smart goals So an example of a stretch goal for you is that I want to double sales for my restaurant right now I'm making $50,000 a month. I want to double that to a hundred thousand dollars. How do we do that? I have no clue, but it's okay. That's my stretch goal Smart goal on the other hand. It's once again, it is Specific it is measurable. It is attainable and it is relevant and time bound Okay, so increase quarter three sales by five percent How are we gonna get there by partnering up with delivery services launching a loyalty program and a happy hour menu? So I'm providing a timely response and these measurable goals So then that way you can say to yourself whether you have achieved it or not So now it is time for you to identify your stretch goal Go into the link below Download the worksheet and follow it step by step as we go through this module What are your smart goals once again download it within that worksheet and so then that way we can work through it together How do you measure your smart stretch goals? Short-term we're gonna review this and adjust it on the monthly basis medium-term we review and adjust it monthly and quarterly long-term we check the alignment of it ongoing and Yearly it is important for us to set goals But also to actually always go back to it and to visit it to see if we're any closer Or if the strategy needs to change because all these things that we're setting out and that we think we can do are Assumptions we need to go back out into the marketplace to see if we can validate and if these strategies work And if it doesn't then we need to pivot That's the reason why we need to revisit our stretch goals on a yearly quarterly and monthly basis I'll give you an example of measuring your stretch goals So on the long-term basis two to five years Let's say our smart goal is for our online delivery to increase number orders by 40% So in that way we can double up our sales We want online delivery to account for more than 40% on top of that We want to make our happy hour the best in the city by working with PR Influencers and bloggers to spread the message beyond catering to office workers and fill up slow hours by more than 80% We're very specific in the strategy that we're offering So then that way we can try it out we can test it out and if it doesn't work We can adjust it right away, but these must be smart goals It must be something that's measurable must be something that's timely It must be something that is attainable so then that way we can have the motivation to go and achieve these goals same thing of When you're telling your staff when you're motivating and inspiring your staff You need to give them smart goals where you can measure their performance and the third goal is to increase monthly customer return rate of 12% on our loyalty program and increase average order value by five dollars through timely promotions Once again, all these goals would add up and stack into doubling our restaurants sales by by more than a hundred percent So that's a long-term goal that every year we didn't come back to this See if we're one step closer or we just diverging from it Now next the short-term ones the 90-day goals to launch a completely new menu Just for delivery with all signed food delivery services by the end of the quarter So as we are breaking down the goals as we come our Deadline and duration becomes smaller and smaller We need to make sure that the strategy the outcomes the timeliness needs to adhere to The duration that we're setting it if if we're if we're talking about doubling our sales in 90 days That's just unrealistic and if it's not Realistic if it's not timely then it really defeats the purpose of us setting these goals We set these goals in a timely environment. So then that way we can take steps to achieve it There's no way if I were to tell you I'm like, hey, you know what you need to conquer Himalaya Himalayas tomorrow. It's impossible. Why you're not setting it yourself up for success Then it just defeats everything defeats your momentum defeats every effort that you put in and that's the reason why We need to smart set smart goals that are attainable 30-day goal to sign on a food delivery deal with Uber Eats for Dora skip the dish by the end of the month to complete research on All the restaurants that have a happy hour and a three kilometer radius And the offerings by the end of the month So we're breaking it down step by step and as we complete these goals We can set new goals in order for us to attain the 90-day goals in order for us to attain the yearly goals So this is the way that we're inching forward to achieve that stretch goals of ours And once again if you want to you can pause this slide so then that way you can actually check out the examples Now it is your turn to set your and identify your stretch goals and your smart goals Once again, I cannot emphasize how important this is if you don't set goals And if you're just out there creating your restaurant, you're basically just throwing yourself in the middle of the ocean trying to swim To nowhere That's the reason why you need to set goals make them measurable So then that way you know whether you're closer to success or you're off the mark and you can pivot adjust and go ahead again Make sure you go into the link below download the worksheet so then that way you can follow it step by step Your master blueprint helps you make your dream to become a reality So make sure that you guys actually do that and in today's lesson We talked about how do you create that master blueprint and this becomes your blueprint that you can share with your team your partners?  This is module two. We're shifting gears into module two now, so I'll see you guys in the next lesson


Forum. Start discussions. Being able to discuss our learning with others helps us to progress and Moodle offers several different types of discussion forums for you as a teacher to enable your learners to do exactly that. To add a forum, enable Edit Mode, Top Right, and then in the section you'd like to add the forum, click Add an Activity or Resource. We can add several forums of several different types, we don't only have to choose one. Clicking Add an Activity or Resource brings up the activity chooser. Forum is an activity because students interact with it on the Moodle course. Click Once to go straight to the setup screen, or click the I icon for more details and then click Add bottom right. There are a lot of settings for the forum, but we only really need to give it a name, a description and then to save it. The name will be what the learners see on the course, and the description, if you wish, may be displayed by ticking the display description on course page box. We then choose the type of forum we want. The default is a standard forum which allows anyone to add a new discussion topic. However, if you click the drop down, there are other types as well. For instance, a single simple discussion allows for the teacher to start a topic and all the learners can do is respond to that particular topic. If you want to know what the other forum types are, then click the question mark icon, the Help, and you can find out more. There are other settings worth exploring. For example, in Availability, you can set due dates and cut off dates for forum posts. You can decide the number and size of attachments that you wish to allow your learners to attach and you can set a word count which learners will see when they add a forum post. Another important element is subscription. Do you want your learners to be automatically subscribed to the forum to automatically receive notifications of replies, or do you want them to be able to choose? Discussion locking allows you to close a forum if no one has replied after a certain time. If you enable whole forum grading, you can grade forum discussions and these grades get sent to the grade book. We'll leave this for now. In activity completion, if we want to track that students have accessed the forum, do we want them manually to click to confirm they've seen it or do we want it automatically marked complete when they've simply viewed it or based on certain criteria such as a number of discussions or replies? No need to click View as well if you're specifying other criteria. To alert course participants that a forum activity has been added or updated, click Send Content Change Notification. As a teacher, if we enter the forum to add a new discussion topic, we can either quickly post to the forum or click Advanced for other options such as adding an attachment or pinning a post to the top. In this Moodle site, the admin has also allowed teachers to set a display period. Let's pin this post so we can see how it displays for students. And there is a pin icon. In a different forum, in a different course, we can see some other settings. Discussions can be easily starred and for students this will move the discussion up under any pinned posts. Forum discussions may be ordered in various ways for instance by last post. Everyone can easily subscribe to individual discussions or to the whole forum. From the three dots on the right, a teacher can unpin a discussion or pin a new one or manually lock a discussion and if you change your mind as the teacher just post in the forum again to unlock it. Finally, it's useful to know that teachers can send private replies to students which only that student can read but not reply to.


Jan 31st, Jan 31, and then I'm not gonna have any item. We're gonna say description, I'll say payroll, and it's going to be then the amount of the 4583.33 that's gonna go to payroll expense. So payroll tax, payroll wages, payable, where's the, we don't just have payroll expense, maybe they called it wages, wages and salaries. There we have it, let's put it into that one. I'll use the account that they provided us with and that's gonna be for the 4583 and then we're gonna have payroll liability. So I'm gonna say one, that's gonna be I'm pulling this numbers over here, payroll 101063. So negative 101063, bringing the amount down and this is gonna be payroll, this is gonna be payroll wages payable, payroll taxes expense, federal payroll liability. Let's do that one, that looks good. And then the other, and then we're also gonna have, and then the net check is gonna be the 3572. So if I look at this, again, we're gonna say, okay, does that make sense? We got a net check that went out 3572. He earned 4583, we took from him the 101063. So basically payroll is gonna go up by that. He's only checked is gonna be for that amount and the liability is gonna be that. Is that what we have here? I think so. Let's save and add another and do the same for Erika. Let's say Erika Smith and this is also happening on Jan, not June Jan 31st. And we're gonna say that this is just gonna be payroll quantity one amount here for her is gonna be 2,400 to 400 wages. And the other side, I'm doing this fast because we're running long on time here, one. And we're gonna say the other side's going to 543.60, 543.60, payroll, federal payroll liability. And then the difference is going to the paycheck, which is going to be the 229 for something is not right here. Okay, pause. So yeah, this needs to be negative, negative, negative. Okay, so there we have it. So now we're at, that looks good. So that looks good. So let's save that. I'm gonna save it and then we'll check out our financials balance sheet update. We should have a decrease to the checking account for those amounts. And then the other side is gonna go into, we had, let's go to the payroll expense, update the income statement. We've got wages. So there's the two amounts that went into the wages for a total of the 6983.33. So that totals the amount here. That looks good. And then we had liabilities. If I go back to my balance sheet, federal liabilities, that totals up to these two here or here. The one five, I have to add this one, the one 554.23 there and there. And then I just need to do a journal entry for our portion of the payroll liabilities. And then we'll be tied out. So let's go back on over and do one more, por favor. And so I'm gonna go to, you have to go to the reports here. So we'll go into the accounting reports. And I'll do this with a journal, we'll say journal report. And then I'm going to say we want to add a new journal and the new journal is going to be payroll tax. The date is gonna be Jan 31st. And we're not gonna auto reverse it, no tax. We're gonna say description payroll. And then the account is gonna be payroll tax, payroll tax. Not the payroll, but payroll tax expense now. And that's gonna be for the amount of our portion, which was the 474.23. So let's say 474.23. And then the other side's gonna go to payroll, federal payroll liability again. And there it is. So this is our tax portion. I think that's good. Let's post it. We recommend you only, okay, whatever. Balance sheet. Let's update it. No effect on cash that time. But now the payroll liabilities at the 202846, which should match out their portion of the payroll taxes, which is this plus the employer portion, 202846. And then we have on the income statement, we've got the, oh, I have to update it. Gotta work on up to dated stuff. We got the wages, and then we've got the payroll expenses. Notice the payroll expenses only include our portion of the payroll tax expenses. I mean, only include the employer portion. Why don't they include the employee portion of payroll taxes? Because they aren't, in theory, our taxes.  The government is forcing us to collect on their behalf. So that means that their payroll taxes are being expensed, but they're in the form of gross wages that often confuses people. So there we have it. So let's open up a trial balance and see where we stand at this point in time, because we're running long on time here. We're gonna go into the accounting reports and type in trial balance. Trial balance. And let's do the range change up top. Hitting the custom range 2023 end of the year updated. So if your numbers tie out to these numbers, great. If not, then try to change the range and see if it's a date range issue. You would think the accounts impacted from the last time we checked our numbers. The last presentation would be the checking account that we changed. We changed the liability account here for the payroll liability and we changed some income statement accounts, including the wages and the payroll tax expense.


team and works in defining technical strategy and development of IBM Cloud security. He is an open group certified distinguished architect, IBM master inventor, certified ethical hacker and member of the IBM Academy of Technology. Shrikanth also serves as a member of the open group architect certification group. Shrikanth, over to you. Good morning sir. I say let me thank the open group for providing me this opportunity to be at the stage to actually follow and act like Dr. Pulsandrai who has given us a lot of insight into the threat landscape in the country and what are the challenges ahead of us. So, without much ado, the topics that I have to discuss was mainly this digital transformation that is happening in the industry within the government, within the enterprises. And we had certain good discussions yesterday about what are the difference architectures, how enterprises are transforming to that digital world. So, I wouldn't spend more time on some of that, but as architects we are always passionate about patterns, the ways we try to abstract how multiple people are building these digital enterprises, the patterns there and how we can actually address security paid into those patterns. So, lastly, what will touch upon the, you know, how do we address those scenarios in that sense. So, again, particularly of the changing business landscape, we all know how Dr. Pulsandrai talked about it, each and every industry is going through these changes or, you know, the way we know each industry is changing, right. We can see it in banking, you know, the new kids on the blocks are like not the banking folks, but people like, you know, KGM or. So, many of these enterprises, like whether you take the retail, whether you take the credit card, whether you take the bank, all of these industries are changing so fast that the traditional enterprises are trying to do continuously, trying to do in a way and make that value given to the N customers. So, it's all about, you know, whether it's about enterprise architecture or about business trees, the ultimate aim is about how do I present or give more value to that N customer. And in this process, again, all of us have certain legacy with us. All of us have to run in the two-speed stuff that we talked about, right. You know, the earlier presentation on, I think it was Eugene and Guru Dhaka about it around the two-speed IT, right. So, there is this traditional IT that is going at a speed but it's mostly the systems of records.  So, the personalized experience are giving each of these, each of the customer, creating them as special and giving them special experience is a key to differentiate and you can do that without using technology. And we talked about almost all of this in the previous presentations like when they talk about, you know, doing, giving a cool mobile application which is personalized for that individual or whether it is analyzing tons of data, you know, the social data whether it is a Facebook, Twitter or the other data and giving that personalized experience. Or we talked about some of the things that how cloud becomes ubiquitous, right, to do that, you know, the systems of engagement part. So, you have a traditional thing which is the systems of records and then the new systems which needs to run at a faster pace to give you that personalized experience that is the, you know, the new applications that are born in the cloud or these are, you know, the hybrid applications that are becoming the new normal. So, we have talked about most of this. I want to touch up on one of the other things that has been, that has not been discussed so far is one of the things has this cognitive capability. So, you see that, that has soon becoming one of the additions to this digital transformation. So, most enterprises are trying to build applications that are, you know, intelligent that help you in the decision making. So, these are the cognitive capabilities that are getting built into the applications. Now, we all know this is happening and this is happening right now that this transformation is happening. There is also the marketing material, also the analyst material which says that so many persons, so many billion dollars to be invested to be done in the next few years of the digital enterprise. But the key messages here is that API economy is getting real. So, each of these enterprises are becoming what you call a source and a consumer both from an ecosystem standpoint and then all of us are striving to give it that unique experience. And like I said, cognitive will be one of the key changes or one of the new additions that we will see when we discuss digital transformation. Government simply put, there is a lot of push to move to the digital economy. The simple in a picture that I am representing here is nothing but the jam trinity, the gender, other and the mobile. So, the different way to look at this is gender is nothing but your asset, your money, your asset. Now, you are having a new way to access, transact and do stuff with your assets online and other like it was discussed multiple times that's the identity system. And Dr. Rai also spoke about this that the identity is actually becoming a new period. So, when I say that it's all based on the identity whether you decide whether to give access to this person to this person or asset or not. And then the mobile becomes a friend of the user experience which has to be backed up with a lot of analytics, a lot of compute in the back end with a plug. So, government is doing this, the enterprises are moving towards this. So, in all these cases to summarize there are these things that we talked about yesterday like digital speed ID where the businesses are becoming social, they want to engage with you. So, there is this ecosystem that you might be consuming a set of AVI from one set of business partners, you build your service and then you become a service provider for somebody else who will add value to that particular set of services. And so, this thing is happening right now. So, you can take multiple examples set of multiple industries, you will find that even just take the example of other itself. There is nothing but a single API. You put in your set of biometrics, it will tell you who are you, this is your identity. But just look at the amount of capabilities and the amount of opportunities that you have to innovate. Just today it is possible when few years back somebody told me that you can send money from one other company to another other company. It is possible because of that good set of AVI that are available to you. Very powerful. So, you can imagine the number of applications that it is an open playing field. So, anybody can innovate using that set of AVI's.  The ATMs actually change that industry. You never have to see a banker these days until it is very, very specific to you or something.  So similarly, you can imagine how this API can change the entire system. For example, your bank account is now portable just like your mobile number. So whichever number you have, whichever other number or whichever bank you have linked to your other number, that becomes your bank account. Now, all of this is good. So, let us try to see this from a security pair of eyes, right? Now, I told that, you know, hybrid cloud is becoming the new dark look. So, can all of us have some assets in-house and there are these new systems that we are taking from the cloud? There is a changing set of line of business that's going and taking, you know, SaaS applications. That's one of the data points that I've shown that, you know, more and more you will see that people or the line of business are tempted to buy things as a service. So what happens? All of this is like, you end up with a hybrid cloud model where what you have is like, you know, you have your traditional enterprise stuff on the right-hand side and then you try to expose them as APIs which can be consumed by applications in the cloud. So you are trying to see how to make my mainframe data or some Oracle database into a certain set of APIs that can be consumed by my applications that are willing to engage with me, engage with the customer, right? Then there are these... So in this case, it all becomes, as a security guy, how can I ensure that by things which are core to me which are existing in-house are secured and how do I make sure that there is secure transmission of data across, like the data in transit is protected and how do I secure that the data in the cloud is secured. Then we have the new general companies which are like the born in the cloud companies. So we heard microservices yesterday that is nothing but a cloud-media programming model where you think of a solution built of multiple services. You have the other company, you have weather data, you have the GPS data, you have the location APIs. Put them together and you build your applications. So the new Uber's of the world, they don't have any IT in their infrastructure. I believe they're enterprise. It's all in the cloud. Now you have to think about what does it happen if I'm having all my data in the cloud? What happens if the cloud provider goes off one day? What is the availability of this? Who is backing up my data? What is the business continuity? So all of these are security threats. Is the data safe in the cloud? Is it encrypted? All of those things, right? Talk about mobile. So these are any reference architecture that leads to these set of things that, you know, as architects we can go and look up these patterns, how, you know, these are the various patterns in which the digital transformation is happening. So mobile, like I said, is that user experience that we deliver on behalf of the end user. But there is a strong backend. The mobile backend is a service that is backing up this particular user experience. From a security standpoint, there was a study that, you know, for almost 100% of the application that you have on the app stores or specifically on Android, there is 100% hacked version of that also available. So you have things like...  You're not only required to secure the backend part, but also the device side and the transaction part. So I'll give you the details of the solution elements. So first, I want to make sure that all of us are at the same pace when we talk about the different patterns of digital transformation. I'm sure that all of you in this room would have touched one of these patterns one day or the other in your day-to-day life. Let's talk about e-commerce. So there is... This is one big revolution happening. They could cut the Amazon and snap deal stuff that we are experiencing today. It's very easy for us to...  So this is, again, giving you personalized recommendations that the power bank that you wanted to buy it was 1,200 rupees, now it's very stated that you might want to just click and buy that. But again, what you have to realize is that there is your data, whether it is in the form of Facebook or whatever, that is being used to give you back that same, you know, the personalized experience. Again, the way that this is transforming is like you look at building cognitive capabilities into some of these solutions. I could just go and check, okay, I'm visiting Pataram Sami Temple in Trivandrum. What dress should I be wearing?  So these sort of capabilities are very good. It enriches the user experience, but at the same time, the attack service for the bad guy keeps on increasing. Let's talk about IoT. Sir talked about it in his top concerns, right? Fifty million or maybe it's a bigger number that more and more things are getting connected. Talk about connected cars. Talk about smart homes, smart cities. The foundation is nothing but building blocks are here, right? These are building components that you need to deliver the IoT capabilities.  And in fact, the attack that happened on the, you know, some attack triggered from the North America all the way to the nuclear power plant was through a SCADA line, exploiting at the level three, level four device and then going all up to the control systems, right? I don't know how many of you read this news? This was last week or the week before that. 200-year-old, maybe 100-plus year-old hotel in Austria. You can imagine the time there, right? This is the winter and it is cold. It is snowing all outside. There was a hacker who locked out 200 of its guests out of that hotel. What he did was he hacked into the system which issues this, you know, the digital keys for the doors. So, I mean, the key or the cards that are issued for the doors. So, it was a ransomware attack. The hotel had no option but to pay the ransomware. Pay for that ransom, like the details that they have shared is something like this. It's 1400 euros to get it unlocked and get the guest back into the hotel. But it is more than that when they are asking to transact in Bitcoins and ransom certain bigger amount to their Bitcoin account where nobody can drag this and nobody can, you know, then it becomes how do I know the incident response and all of those things. So, this is, again, the attack services are increasing. We talked about data analytics. This is, again, there are multiple sources of information that ecosystem, like, you know, somebody's end product becomes the input for the next person in that chain. So, you're collecting a lot of these data, analyzing it and then setting it to for analysis. I'll also talk about cognitive in that context, which is nothing but, you know, you have systems today that are aiding people to make certain decisions. Like, it is happening across all the industries. Like, if I talk about the hotel industry itself, like, Hilton has employed, like, a robot to actually lead you and take questions and answers for your frequently asked questions. So, if you have a ground proof that it is trained and then you create a model and then when the actual system, actual questions hits that system, then it knows how to respond based on how this train. So, these are the components that are there in that architecture. But more importantly, you look at how it is changing the industry, whether it is a hotel industry or you take, for example, the lift or the guys who move, the guys who, you know, do elevator business, right? I could just say, like, you know, in my connected car, take me to Lila Palace Point Road, Old Airport Road, it will take me there. They're taking, they're in the lift and say, open group conference, I don't know which floor I should press or anything like that. It will take me to the right place. So, there are things like this happening where cognitive capabilities is being added to each of the capabilities, right? Again, from the attack surface, there are mostly stuff around privacy concerns that comes into play. Like, how much of data you are willing to share to get the benefits that you are looking for. So, this is a different form of the chart, the pie chart that Sir shared, which was all about the different sorts of attacks. And that was a very India-specific chart in terms of the attack vectors there. So, this is a worldwide chart where you see the attacks are growing over the years, whether it is DDOS, whether it is SQL injection, whether it is process scripting. These are all things that we know we can avoid, but other abilities would exist in software and that's why we have our job also. But having said that, you'll see that the attack is getting more and more sophisticated. The attack is more and more targeted. That is what we call the advanced persistent threats where the hacker really knows what he wants to get out of it. So, if one path is failing, he's going to come back and look at a different path and make sure that it takes the data out. At the same time, on the other side, so there was a set of things that were discussed as challenges, or the enterprise or government or anybody, the challenge has been how to bring all of these things together to understand what is happening. It's a difficult task because there are like 85 different tools or 85 different tools from 45 different vendors. What is the network side? Does it know what is the type of attack happening in the application side? So, unless you bring together both of these and know that this is an attack that is coming from Russia or from a particular IP location, which you don't expect such traffic into your application, you wouldn't have the intelligence to tell that, okay, that is a suspect and I should look into that. So, the other key challenge has been embracing cloud or mobile. What are the concerns there? How many of you here working on the security side of things? A few. So, these are very commodity in the market, I guess. So, there is a lot of demand for security professionals. And in fact, there has been a push from the NASCARB side, the National Skills Development side to build security professionals. And the estimate is like we've given a target to say, I guess, what million security professionals by 2020? And NASCARB and Skills Development Council has put out certain, you know, the roles and associated skills. So, quickly on the security architecture for this, we have to have the, you know, the following, the eight red boxes. I know it's not readable from there, but it is essentially securing your, you know, managing the identity and access, securing your infrastructure, securing your data. And then, talking about the main part is around the disability part. So, these three things are the core for whether you're doing mobile or whether you're doing cloud. So, if you're, there are the last CCICA conference, there was the chief from the cloud security, we already said, okay, if your workloads are moving to cloud, if your workloads are moving to cloud, better make sure that your security is also moving to cloud. Because we know traditionally security has been delivered as physical boxes, like, you know, boxes which are, which are like optimized to perform or throughput and all of that. Whether you take an intrusion prevention system or an SIEN solution, all of these are delivered as physical devices. Hardware, which is optimized. So, now you need to have the same capabilities as APIs, as SaaS services, as virtual machines available to be deployed in the cloud as well. So, you have, so you have that, you know, your workload deployed in the cloud so you should be able to deploy the security services also around it. Now, talking about mobile, there was a question that, can you mandate, you know, that all the mobiles be passed? So, I can give you, like, you know, some standards on how the enterprise is like for us and the company, there might be like 400,000 laptops and mobile phones that the employees might be using. But they'll be like that one person, two person or eight person guys who have not passed their machine on time. So, the solution is not that, you know, we will have a wonderful world where everything is passed and nothing is more than a month. I don't think that there would be a day like that. There will be at least one or two, there will be jail-driven devices, there will be router devices. So, as a security architect, your attention should be to look at how can I secure even a jail program or a router table. So, when you look at the mobile architecture, you have to secure the device, you have to secure the transaction, you have to secure the end port, the back end as well. So, you have an end-to-end transactional security. So, the ways that we do it today, so, if you're using an iPhone or an Android application, I know that you typically log into my banding system from a band load at these times of the hour. And then in the back end, you see a different signature of your device and it is coming from a different network. I should then step up the authentication. So, I might ask you for your grandmother's name or your school where you studied and all that. So that I can have multi-factor authentication to determine that it is indeed you that is coming to my system with the device that has a hardware network. Right? Of course, I don't have enough time to go through all of these issues, but I want to leave with some of the stuff that is happening today so we are familiar with this exercise where we actually have been, you know, right away with the way that we use to protect our assets, right? We build the force multiple defense in depth so that and then we put our crown jewels inside that. This is changing to what Dr. Wright referred that we need information from all the other sources to compare and study what is happening. So what is happening across infrastructure, application, network and the solutions. You should have data from all of this and then be able to correlate and say, okay, these three events from these three different domains tells me that this is an attack happening to take out this particular data or something like that. Right? So this is where the next generation SIEM or security information and event management systems are going. But I would also want to leave you with what could be the future or what is happening now is actually security itself has become a big data problem. So imagine just a company like Shell, for example, there are like 20 million events produced every day and how do you tell people that out of this 20 million security events which one that I should look at. So throwing people like that is not the answer. You can't have like 200,000 people looking at these 20 million events. So what you have need is like systems which will understand this domain. You train these cognitive systems to understand security domain so that it can tell you that out of this 20 million events these are the 200 that you iterate further to 20 and these are the two important events that you should immediately act on which actually maps to your risk at the enterprise level. So with that, I think I've run out of time. In summary, they can't be a 100% secured system and the digital transformation whether we like it or not will keep happening. But there are few things that we as architects we as responsible citizens can do. So there is a good set of forums and things for the bad guys. So you can go to the dark web and get credit card numbers, you can get the hacked versions but there are no good forums for the good guys. So the good guys should actually come collaborate so that let's say something went wrong in Andhra Pradesh it doesn't cascade to other states. Right? Timely sharing of information and creating a trusted circle becomes one of the key essential things. And as I mentioned, identity becomes the perimeter for everything and giving context-based access and controlling access to each and every resource there and stepping up our differences against this bad world would need some cognitive help also. So this is where I believe that


Wel i chi arferthai TV, yn ystafell 11 yma yng Nghymru thysg oedd y Llyfrod yma ychydig yn iawn gan gweithio'r Yng nghyrch Gweithio Llyfrod. Mae'r gwahanol drwy y gweithio'r Llyfrod yn y bwysig, mae'n gweithio'n gweithio'n gwahanol. Felly mae'n gweithio'r Llyfrod yma, ac yn gweithio'n gweithio'n gweithio'n gweithio, mae'n gweithio'n gweithio'n gweithio'n gweithio'n gweithio yng nghymru. like Newcastle beating us on, choosing nights, we've got to get leads into the mix, give us a target to try and get over and put as many teams between us and that bottom three as we possibly can and it has to start with a winning, has to start with a fighter, has to start with players giving everything and obviously the fans giving everything as well for the team. So let's get into it in gold, Jordan Pickford, it's a little bit shaky on choosing nights, he never really likes going back to Newcastle or playing against Newcastle, a little bit shaky for the second goal, the free kick could have done better, maybe I think more to do with the big hole in the wall when Anthony Gordon stepped away from it but for me obviously he's our number one and we're not going to mess about with that, just needs him to be a little bit more on it. I'm going to a flat back four of course, we've got injuries and that's obviously going to cause us a lot of problems. I'm going to keep shame his coming at right back, just because of more to do with the experience in the back line, we'd all love to see Nathan Patterson play, we really would but maybe he needs to just start coming on in games, I don't know but he hasn't played so far and I don't know whether this is the game to necessarily blow them just because of the other members of the back line as you'll see. At left back John Joe Kenny, because there is no Michael Enco, he's got Covid and there's no Ben Godfrey to deputise and we haven't got another left back, again another failing of Everton Football Club, Selham One but left back bringing another left back in and the only other left back is on loan in Belgium, so it'll most likely be John Joe Kenny playing at left back, I imagine if we play a flat back four, certainly I'm playing a flat back four Matt who I'm going for. The centre backs Michael Keane, he's the best of the rest I'd imagine, he's not my favourite player in the world but I can't pick who we don't have so he'll have to start the game and alongside him I'm going for Jared Branthwy, it's simply because Major Hallgate is just not good enough, I could say really much stronger words but I really could say much stronger words about him and Michael Keane certainly after their performance on Tuesday night so Branthwy wasn't great the other night but he's a young player and I think he's got a lane, is this the right time for him to lane? I don't know, I really don't know if it is the right time for him to lane but and the manager doesn't make that judgment, I just see a promise in centre back and this might be the time for them to to get starts, I don't know whether it is, I just don't see Major Hallgate as a particularly good centre back I must admit so I'm going to go for Jared Branthwy. Before we move on to the midfield if you're looking for the side hustle of 2021 you'll do no better than start with our video sponsor today, Profit Accumulator. The gambling industry is fierce and bookmakers compete against each other making crazier and crazier sign-up offers in order to get your business. Profit Accumulator's dedicated team looks at these offers and presents them to you so you'll be able to use the offers against one another to produce a profit time and time again. They've had over 150,000 customers to date so definitely go and check out this offer, the link is in the description, make sure you check it out. In centre midfield Alan of course sometimes recently playing as a one man midfield same when we played in a two this time I'm going to put Donny van der Beech next to him, I thought he did well when he came on the other night and I think in there in a proper midfield role where he's given some responsibility and not just you know as the floating number 10 or whatever his man United used him I think his ability to hold the ball and carry the ball and keep you know keep possession can be really important for us and on jake almost was terribly the night he really did stink the gaff out so I'm going to put him in there and just in front of him I'm going to go for for Delhi who again didn't look great the other night but he's only just coming you know only just getting his first minutes I get you know if they've trained all week and he's got a proper position then and they're working on a system because they must be working on a system the core is not going to be back for the next three weeks or so and beyond that we have no one else Delft's not going to be back Tom Davis is not going to be back Gabamon just doesn't seem to be at the level for the Premier League you know now you can see that you know he's had one start in the Premier League and a couple of subs appearances I think so clearly they don't think he's had at the level so they've got to some I'll come up with a system that fits Alan and Van de Beech and Deli Alley into it that's got to be the thinking surely when they brought these players in because for me we really needed a centre back and a defensive centre midfield and in in January we never got them so there has to be some kind of thinking behind these signings coming in there has to be so that's who I'm going for in the midfield on the right hand side Anthony Gordon who has really has been the shining light of of late and he'll start again and hopefully he will not only not only will goodness and help him but he'll help goodness and because the way he plays and the way he you know he gives everything for the team and obviously what he creates as well are hugely important for the game so Anthony Gordon on the other side I'm going to read Richard Allison the mighty Grey's not available this week he should be available next week but he's so I would drop Richard Allison back into you know a little bit of a deeper role a little bit of a wider role pick up the ball deeper and run a people which I think he's much better at than he is at being a centre forward and up front Dominic Arverloon comes back into the team he's had a couple of weeks off now but he's had more than a couple of weeks off hasn't he and hasn't you know he hasn't started since the Villa game so that's what three weeks ago and he's got to start we've got to get him we've got to get him playing football and we've got to get him scoring goals we have to we have to because you know goals are what are what is what we're going to save us this season so hopefully you know what we need is done playing every single week weekend week out it's not much too much to ask when really we're only playing on the weekends I know we've got an FA cup game coming up on on a midweek but for the most part of the season we'll be playing on weekends till we have to fit in obviously the games in hand but um he has to play and he has to start scoring and we have to have that Japanese phone up from him so that's my 11 let me know your thoughts in the comments it's not perfect I know but we haven't got we haven't got perfect players and we haven't got perfect injury list have we so let me know what you think in the comments if you wouldn't mind you always do now which is good which is good make sure you check out that profit accumulator link check that out as well it's in the description make sure to give this video a like subscribe if you haven't already you've got more great videos daily live videos join us over on page and links on the description and it's on the screen right now see you later