Mae ddischwynt gyda'r hyn. Niaid i gyflwyniad mewn hynny o gweithio newydd mewn o'r mewn hwbl arlau ping led ac ychydig o'w ceisio gweld eu Targ Lleinydd yng Nghlaun o PCF nebodaeth Bothazor Rydym. Dysgolwyd mewn hwyl hwyl hwyl hwyl hwyl yn gymgyrchol arno gael mwy ffordd hwyl inni i liniwll ac mae'n fawr i gwybod nhw o'n dechrau ei gael. Rwy'n cael ei hwyl hwyl hwyl pan fydd ydw i'r gweithio gweithio ar fwy genna'r an Sexx. this is known as intergenerational transmission of mental health problems. There are a number of ways that this can happen, including genetics, exposure to trauma and unhealthy coping mechanisms. Today we'll be attempting to demystify mental health and digging into intergenerational mental health awareness for Nigeria. Please let's hear what you have to say. Remember you can join the conversation. Send us an SMS or WhatsApp to 0818 038 4663. Tweet it also, send us a message on X at Weishio Africa 1 with the hashtag Weishio. Mental health, we've talked about mental health but I like this concept of, in fact I think when I saw the title I was like intergenerational mental health, are we talking about the mental health of Degenzies, you know I can't, I just, yeah I can't, or are we talking about this concept of what intergenerational meant and then I saw that, interestingly enough it can be passed down, not something I thought about consciously but then when I saw this I thought actually it's true because in fact the one that I really would like our guests to talk about today is the impact of in marriages you hear a lot of people say oh we're staying together for the children and then you know I know people who like they're older and they're just like I wish you guys had just split up like you literally, that house was the original Fuji house of Kawusha and it was just you know stressful and you know I'm dealing with issues now from it but what are your thoughts and any experiences around you know the impact of you know intergenerational issues when it comes to mental health? I've not had like a direct experience but I think I heard about, my dad had told me about one of his cousins who had a mental breakdown and he just disappeared, they just could not find him anymore and as time went on although he had a child then they found out that as a child was growing I think when a child was a teenage or a young adult said that to experience similar symptoms so for that particular child it just meant that they needed to nip it in the bud as soon as possible so that got me thinking and it kind of like just got me scared you know sometimes when before you get married people tend to tell you or run tests ask questions right you need to find out yes but there's more things to find out if there has been some form of traumatic traumatic traumatic experience in that family who has words who has experienced words so that way you know right so that by the time you're in that marriage and you probably have a child you start to notice those signs, you tend to attack it from young before it just blows out of proportion but then that's that's basically it. It's interesting to learn more about that. Is there any thoughts? Hi Isiah are you there? Yes I'm here. Yeah so I was just saying yes I haven't experienced anyone with that mental situation but like Jennifer said I have heard about something like that you know being passed from generation to generation especially a situation whereby a son is exhibiting same attributes or character or features that the father must have done maybe for example the father had some sort of mental breakdown when he as a child as an adult and he passed it on to the children while beating them up and all that and the child tends to you know grow up and become just like his father if they're beating the same traits as the father so yes I have heard about it but I haven't actually seen it first hand basically. All right so it looks like we have a lot of questions lined up for our guests. Cemi Shafwaya Agwebe is a multi potentialite I love it. With a commitment to helping broken people find healing at the intersection of her interest she leads the team at room 707 a support group for people finding comfort from grief depression addictions and abuse started in 2021. The group has since coached more than 300 people who have passed through the therapy program while at the same time driving their catching them young project targeted at secondary school students equipped with a pharmacy degree and an MBA from a global business school she is currently the global head. She's currently the global head of special projects at MFARMA a pioneering health tech company spanning Africa. Thank you for joining us Cemi we're very excited to have you on the show. Can you help us to be here? So when I was looking through your profile and I saw that you started this in 2021 in the current construct right and I thought okay so this is post COVID so it's not even like this was you started it at the height of when it was really needed because everybody was coming with those um those heart those when I see highs not highs the downs or the lows of COVID and the mental stress and all of that that was happening there but what was it that was happening in Nigeria that led you down that path of wanting to tackle something as big as mental health? I think that for me it was beyond just Nigeria it's something that I had experienced I mean from childhood attempted suicide like two or three times I lost my mom in 2018 lost my dad last year it was crazy right it's a crazy thing it's a crazy place to be and so from that experience right first and I'm like when I lost my mom I wanted everybody to experience what I was experiencing right I wanted people to suffer right but it was very different over time when I found healing and then I couldn't stand anybody going through suffering that way but I need to mention this right so room 707 had actually started from my church you know it's a young people's church and um so you can imagine that a a a church environment where you have people are supposed to have open things like that yet they were experiencing really really crazy mental health issues right and so at some point um I mean the vision group began we knew that we needed to take it outside of the walls of the church and the response has been huge very ill and that's why I really love the topic that you've selected but when I got that up I said wow this is amazing right I feel like we need to create awareness as to how bad our interns mental health issue is especially with young people right especially with young people and this is why it's important because of the tendency for it to be intergenerational right and so if you reach it early enough at the point of early development then there's a chance that that child will not grow and continue that cycle and transfer it into his own into I mean into their own kids right but right now what we're seeing now is a very very intense um effect or you know so I'll say this to you I have a science background typically most of the behaviors that you you develop or you exhibit it's passed either from genetics, imagery or the environment yeah I'm just going to even now that you mentioned it maybe a good time to define what that intergenerational mental health looks like is it passed down by like you said genetics it can it be part of what you know you passed down to your child or can it be that as a parent you have a traumatic situation and then the way you're treating your child then creates that so just maybe give us some some insight now so what the environment sorry what the children of now are experiencing is a combination of the two and that's why it's really leader so yes science basically that background you will transfer it through genetics they are imagery it's very key right and then it can be augmented by the environment right you know so they're setting traits that can pass into a child through genetics and somehow along the part of that child the environment can course correct it if the environment is now empowering it then you even find the child exhibiting even more serious symptoms than the parents did and that's why today you have a lot of young people that break easily you hear them and these are people that are have councils right you tell you hear them they've attempted society you know that they're thinking of it two three times why are you thinking about killing yourself oh i'm not where i'm supposed to be 23 20 years old what led you along this part you know oh right from when I was age seven I didn't think I was love I was this and all that you know so you see that the environment has augmented what is already at work or playing the love of the child that she doesn't even realize and so they find themselves along that path and then you see a lot of anxiety depression cases why because many times if a child was exposed to childhood trauma or from a very turbulent family already is at a disadvantage because the environment is empowering a cycle that is at work whether she's aware or not you know she's aware or not you see so most of the time they will end up with anxiety depression issue repeating the cycle and even in a greater effects than the parents did and then if you're not careful then they pass continue to pass that onto their children so that's what intergenerational mental health is anything that is intergenerational just means that it has impact across generations right and so that's what we're seeing there Jennifer I think you will come to Issy before we'll come back to this hi Issy hello hi Cammy well said I totally enjoyed your breakdown of what intergenerational mental health awareness is all about now I told the story about a 14 year old girl who actually committed suicide and you know you were quite lucky to have attempted it but didn't go through with it I thank God you're here today first things first so I need you to throw more light on how if there are there are teams that are going through something or going through some sort of anxiety or depression currently based on the fact that they have an environment that is not assisting them or helping them what would you say to them to help them get through that situation or depression that they're going through currently so I feel like the first step is really awareness which is why I love what Plus TV is trying to do about just creating awareness it's for you to first at the level of awareness you've even solved a very great percentage of the issue just being aware that this is what my reality is right now I'm actually there's something like anxiety there's something like depression and that's looks like what I'm experiencing so first is that awareness understanding what the identity is that's one number two is of course to to try to seek help like a coach or therapy you know and that's why a place like room 707 is I mean it's completely free you know like I mentioned in my bio we've actually had about 300 young people pass through the program you know so seek therapy you can't really help yourself that much you know without therapy without counselling you know so first like I said is the awareness the awareness and then seeking therapy now let's try to demystify this idea of therapy because in Nigeria we're talking Nigeria now many people feel that therapy is means that you're mad or something's wrong with you hypnotised you know so it's that's not what it is really you know in fact most of the time therapists when I consult people the the answers are within them only that they can't see it they can't help themselves you know it's like I'm drowning in water and you can't get yourself out you know so the therapy just helps you to separate the person from the problem and that's what I try to do with them separate the person from the problem this is the problem there are many addictions um victims addiction by the way is also transgenerational yeah so if your parents any of your parents suffer from an addiction there's a chance that they've passed those things to you and that's why you're struggling with pornography or masturbation so imagine you you're struggling with masturbation and you're not even aware about this this time and see but you're trying hard you don't like it you don't enjoy it that much if you bad that's what I see with them the few bad after they engage in the heart they are not happy and for societal cases as well they are not happy that they are not happy they can't just get themselves out right but just the mere fact that oh there's a chance that this actually passed on for my parents you know that helps you to start seeing it outside of you the person the problem the problem is addiction the problem is anxiety and depression it doesn't mean that there's a problem with me by the time you unify the person and the problem then we have a big problem you know and so that's when a typical societal victim will tell you you know what there's nothing I can do I can't help myself I'm just gonna keep myself right so it's awareness one sick therapy and therapy is just going to help you um separates the person from the problem and then we start dealing with the problem not that there's something wrong with the person thank you thank you for shedding more light on that so I have a question around grief right you had talked about um when your mum passed away and I know that there are a couple of people who are probably going through something like that people who are dealing with grief but sorry so basically what I want to know is how's the cycle how does the cycle of grief work and as as individuals how do we help those who are close to us through that entire process like you know sometimes when when somebody passes away people never really know what to say right people never know what to do because there's no amount of sorry there's no amount of of of pertain of or affection or compassion you want to give to that person in that moment that is going to heal their heart or that's going to make them feel better but I know that sometimes even when that is happening people still want to help you because nobody wants you to go down that dark hole because you never know if they're ever going to come out of it so what I'm asking is first of all what is the cycle of grief right how do we identify that and how do we help people through it yeah um interesting question thank you for that grief is um asked about four stages the the first one on denial you know that phase where you know it's just really hard for them to accept what is what is really going on and I say this to people that no that experience leaves you the same it's it's it's crazy right it's crazy I don't think there's any amount of what I mean the word you can say to them in that moment sometimes silence there's a lot of healing and power in just being there and being silent so imagine just sending a text I just want you to know that I'm here you know it may not make sense to them they may not it may not adapt at that point but over time I just want to know them here I just want you to know that um you could send a scripture you could send a good um a good quote that's just something really soft and easy and don't try to put a pressure on them you know so grief is it doesn't leave you the same you know like when I lost my dad last year he had cancer and just watching you know somebody that you love um like see part of him right um it was crazy man so but the truth is somebody asked me how to give survival using your dad I mean it's the thought time I lost my sister I lost my dad and it's just five of us so you can imagine right I said oh I didn't survive using my dad I just became a different person last year and this person is whatever it would take to comfort somebody that is grieving because sometimes when I lost my mom the one person that really could could get to me there's several people coming to say a lot was an heart that he lost an amount and then she just said when I lost my mom and then she starts I could feel the energy it was very real it was different than people that not me experienced it you know that's the one person that could get to me and then she gave me a default I doubted she ever knew how therapeutic our words and that old words for me in that moment but I never forgot it you know so for me now it's just using my own experience you know to reach out to them so most of the time I realize that it's so easy for me to connect with people that agree because I've experienced it something's a better experience than explained right it doesn't leave you the same you already prepare as a friend or whatever role it is to that person that this is not the same person I knew before that time you know so if you think she used to like flowers she used to like apple so let me just give her flowers and send her apples and stuffs like that you can get there she just not feeling the flower on her face you know and then you shouldn't have a problem with that because allow them one gives them the freedom for that transition because the transition is necessary and it will happen if the transition doesn't happen the person has not accepted it is in the face of denial are you comfort somebody that's in the face of this denial it's just to be quiet you know just listen to them and all of that checking once a while you know and then after that you know then you can start being more conscious about the new person that they have become and even letting them know you know I know I'm just here for you regardless of what is on the other side but I'm here for you well thank you even just talking about it here it's changing the energy at the table it's so powerful and when you said it's a better experience I just thought to myself I remember when my mum died it was real when they were putting the coffin in the ground but this was where it came from and I'm like I can't follow her this is the real point of goodbye and it's just not something that like I said you can't explain it it's only when you experience it that you understand it we should take a quick break and we'll be right back please stay with us if you just tuned in we're discussing the topic intergenerational mental health awareness for Nigerians with kemi shakwae plebby please let's hear what you have to say remember you can join the conversation send us an sms or whatsapp to 018<PHONE_NUMBER> tweet at us at we show africa with the hashtag um waste show so uh coming back to the generations and coming back to the reality of weather today um when we first started the show we were talking about the disparity in um treatment opportunities so hospitals therapists we already have a problem in the health sector then you need to start to come down to that area the ratios are even more critical so given that you are now you know plugging that gap in a way talk to us a bit about how big that gap really looks at what it looks like the gap is is as wide as the gap you have when you have um a parent that is sick for example and you can't even get a hospital bed or you have an accident victim that you can't even get a hospital bed right so that's how wide the gap is now for mental health is even worse why because a lot of attention has not been devoted to that um um you know that health care yeah it's it has not been but there are a few private organizations doing amazing things and i'm really really grateful and happy for that but then i realize that hmm the oddly have spaces the gap is terrible and now i'm sure you guys are aware about how drug abuse is so rampant among young people today so we have a project called catching them young right so the 300 i mentioned at basically young adults that are you know reached out to us and at some point when i realized that from engagements with them many of them were exposed from primary school secondary schools have been battling societal anxiety whatever addictions since lesbianism since primary school when i was age of six this happened to me blah blah blah i'm like so we started that project called catching them young and then we started going to secondary schools because it's easier to heal somebody that has been bleeding for just a very short time than somebody that that's even if they even make it to adult so when you talk about the gap now right the gap is as wide as the people currently suffering right can't even get as much help and then nobody is even trying to reach out to the younger generation and guess what even parents parents what do i mean even teachers i go to schools and they tell me i'm so glad you guys are here because we can't undo it on our own is that right and trust me 80% to 90% of the young people i talk to their parents have no idea no idea they have no idea and they don't even know how to manage it that is how wide the gap is because mental health is in different stages and different levels it's not everyone that requires or goes to the clinic in fact some people have gotten worse from considering their option why because the parent didn't really know how to manage that information at that point and then maybe a friend says and why don't you take us to psychiatric clinic and of course when she gets there then she feels worse than because it just i mean i did my internship for one year psychiatric clinic this is 2011 2011 every day we have close to 300 people struggling in fact the drugs are not enough things like that you know struggling struggling to get their drugs medication these guys look all featured up like not all of them look crazy that way this is 2011 so if this is 2023 you can imagine and how many mental health facilities have been built between that time now and if yes that's it okay if i mean step in that you've talked about different things but one thing that resonated with me was the fact that she said that we have younger ones who are it's easier to handle younger ones who are going through what they're going through not to talk of the the elder the the older ones basically now the older ones we can neglect them we know that they are there we have broken adults that they do not know how to handle themselves but they have individuals who are living with them and trying to manage them so how do you deal with these broken individuals okay so for the older ones right basically is to seek up and to seek therapy basically but you see no the people who are dealing with them how will they manage them how this is for those who are living with these people who are already broken adults so how will they manage them all the people living with them right the parents and the family members all right exactly okay so not the parents now it's not the parent that is broken no oh they have young adults those who are already broken oh great great so i mean the first thing is not to freak out because that's what i see a lot these days you know and then the parents are just freaking out because they're like where did this come from and did we miss it and things like that is to first understand that again it's as like your daughter has a headache or your daughter has typhoid and you need to take out your speech you to treat a mental health issue does not mean that oh that's a right of where do i start from and then you're freaking out because that's going to even make the situation worse for that person you just separate the person there's a role of love there where's a role of love the role of love yeah yeah but you see the parents in fact not what i've seen most of the time the parents freak out so much that they themselves get into a depression and get into the they even get worse that comes into it yes because they need to just be okay with knowing that sometimes mental like people are not you know in terms of their mental state is not that optimum right they need to just be okay with that first and because there are several factors that has led that child to that point and trust me it is not when you notice this you know it's the same thing with a symptom and a disease right a symptom and a disease right the symptom is as a result of the disease if you take care of the symptom and the disease is still there it's going to just come right back right so the first thing is not to freak out then I say this to parents I mean I have three daughters right and I say this to parents that one of the best gifts you can give your children is an environment you know for them to be able to have conversations with you there's so many things that conversation would do because even when you speak about love if that environment had the capability to give love to that child the way you wanted you wouldn't have found yourself there in the first place so maybe the parents don't even are not even capable like I said 90% of the children that speak to me the parents have no idea in fact and they're talking to a complete stranger they're telling me details secrets everything or when I was age of six one says um my mom she felt this depression because the parents wanted her to study science instead of arts yeah to the parents when I spoke to the parent because somehow she found that then she reached out to me the parent told she was extending love to other a and more mature we are more mature than you we knew your smarts analytical we go into science and somebody moved down to science so then they were actually extending love to her yeah but it's affected her a very smart child and over time she just started using his academic but you know the the the word you just said now just leads so nicely into the question that I wanted to ask if you look at the way we raise kids today and the way kids were raised so what because we're talking about intergenerational right these parents were raised in a very different way they were not raised with communication with love in the way that and you can't give what you don't have thank you so I wonder how you know that in itself is becoming a driver of what you're seeing mm-hmm I have young people today that call me mommy yeah mommy some of them are older like as old as I am and they say mommy they identified more with me being mommy to them even though they have their ear models yeah yeah because that's open conversation that they can have with me and it's 90% anonymous they've never seen me and they open up yes so they don't even they don't know me some of them take the you know liberty to look for me for the first time you know and when I see them I'm really always but they don't know me but the connection is so deep yeah imagine if the parents are the companies to give that to them because I'm saying them physically right so sometimes parents can't give what they don't have and like you said how we were raised I cannot raise my children yeah see I have three daughters they came in different generation I already understand that they are different I can't apply the same method that I use for one to raise the others in fact even myself in those three faces are transitioned I'm not the same mother that raised three of my kids yeah yeah but I need to be aware about you see awareness is so key like even parents in their identity they don't even know yeah if they are not in the best state of mind how do they even extend that to them how can they do that and and the world's really so stressful at the moment it's so stressful you know they live you have parents that live the well-being of their children to nannies to the fact that they're not expensive school fees that is right to their teachers yeah that is a whole topic for you whole other show and we're fast running out of time um Jennifer I think you have a comment yeah I was going to ask the question but let me do my comment because we're running out of time good evening my dear beautiful sisters of what are you saying hashtag ways I know this is a little yeah intergenerational mental health awareness for Nigerians your beautiful guests made mention of two things that are very important number one to create awareness concerning the intergenerational mental health number two to demand for a therapy session for the person involved it is solving the problem and not the person because there is nothing wrong with the person my dear beautiful sister ec said that generational causes are passed from parents to children thereby the children begin to behave like parents and copy their characters parents should be careful how they bring up their children to avoid regrets this is very important sister uti you look beautiful tonight God bless you my name is Daniel illo ways regular fan thank you Daniel we really appreciate the love and the consistency um we have run out of time so my final comment or question of plea to you chemies please we would like to have you back on the show we want to continue to raise awareness of mental health and for people to understand the fantastic work that you're doing um at your organization before we go um thank you Jennifer thank you Issy um always a pleasure being on set with you ladies um before we go do ensure that you listen to our podcast on Spotify follow us on instagram at wayshowafrica you can interact with us further drop a comment and most importantly follow all our social media engagements remember to like share comment and invite your friends and family to watch us and follow us if you missed today's quote here it is again I think that it's really important to take the stigma away from mental health my brain and my heart are really important to me I don't know why I wouldn't seek help to have those things be as healthy as my teeth couldn't have said it better that's from Kerry Washington we look forward to seeing you tomorrow at 8 p.m as we bring another great conversation to your screen thank you


One digital asset news to get top stories in cryptocurrencies and digital assets and break them down to bite-sized pieces today. Exciting stuff. First up, SEC joins major authorities and qualifies banks as Bitcoin custodians. And this is on top of what the OCC did just recently, where they said the exact same thing. But the real question is, are the banks going to step up and do it? Are they going to fail and get the risk of being blockbustered? Also, we're going to go over a cue of the day where we take a look at the difference between iTrust Capital, IRA, and the grayscale Bitcoin IRA just to name a few. Also, we're going to talk about a dynamite article which takes a look at what happened with cred and the bankruptcy. And finally, just real quick, I want to go over what happened with Celsius. I attended their AMA, which is still going on. I kind of understand what happened, but I just want to give my two cents. So we'll go over all that, but first take a look at what's going on in the market. So today it is Friday, November 13th, and about 1.30 Texas time. And we've still got some pretty good results. So Bitcoin is holding strong at almost 16.3 and it's up 1.4 for the day. Seven day looks like it's up 4.6%. This is not surprising. If you don't know, yesterday PayPal came out and said, hey, go right ahead and start buying crypto as much as you want to. Well, as far as Bitcoin, Bitcoin Cash, Ethereum, and Litecoin is concerned, they can buy all day long, which is fantastic. Ethereum is also on a tear, 4.70 up 3.5 and 24 hours and 13 for the week. And we are waiting for that Ethereum 2.0 staking, which is going to happen on December 1st. Actually, it's going on right now. But ETH 2.0 is coming. Tether's tether, but it's almost hitting at $18 billion market cap. So that's pretty amazing. XRP, watch out, 26 cents may even hit 27 by the end of the day. Who knows? Up 4.2 and 7.5 for the week. So congratulations to all you XRP holders. Chainlink up 3% for the day, $16 for the week, $12, I like that. And then let's see, Litecoin's up majorly, which not surprising because of the PayPal incident. And what else we got? 3% for Bitcoin SV. Congratulations, Bitcoin SV holders. Good for you. 6% for EOS. Yeah, great. 2.6 for Stellar. That's nice. 3.6 for Tasos. I'll take that. Cosmos, the interoperability in Cosmos is up 15% for the week. 4, almost 5 for the day. That's pretty good. 4.5 for NEM. I don't really get a NEM. Someone needs to explain it to me, because I don't really understand what's going on with that. But it seems to be the top 25. Consistently, they must be doing something, right? Also, what else was the big one? 21% for Uniswap. Congratulations to Uniswap holders. I'm one of them. I will not sell. It's almost back to the original $4. But I like what they did as far as like getting the community involved, putting it out there and air dropping it, instead of giving it to like, you know, four or five big seed fund rounds or something like that. I'll take that. D-chain up 20% for the week. That's pretty good. Wow, 20%. Again, for Ave, they are on a tear. Good for them. 6.5 for Celsius after the hold of the Backel with their DNS propagation. It's almost going to get $2. So, you know what? And then Theta is up 3%. Let's just talk about Celsius right now. Let's just skip around, so first of all, Alex Machinsky and the team, they talked about what happened with the whole Celsius app being down and the Celsius website being down. So, first of all, I find it odd that they're going through GoDaddy. Like, I am a small business owner. I don't have billions of dollars. I am not Celsius, but I use GoDaddy. And I will tell you from experience, what they did is they, they did a transfer of DNS propagation. So, if they did an upgrade or something with their websites and their apps, I don't know exactly what their situation was, but mine was that my website couldn't handle all the different visitors that I had. So, I had to upgrade, which is fine. I said, well, we're going to need to change the DNS where it points to, and you're going to have to upgrade. I said, great, let's do it. They told me specifically, look, your website is going to be down between 24 and 72 hours, and it could even take longer than that. So, tell your members. I was like, no problem. So, I told my members, seven days out, five days out, three, two, one, day of 24 and 36 hours. I was all on top of it, and I kept notifying people like, hey, this is normal. This is what's going on. I didn't bolt on you, and no problems. But I find it odd that they went through this whole process, and they didn't tell anybody until the whole thing went down. And I'm like, either there's a failure on one of two sides, either GoDaddy didn't explain it, which I find kind of odd because they explained to me, I'm just a small business guy. And then the second thing is, is that they knew it was going to happen, or somebody just didn't, the light bulb didn't turn on, and they didn't know what's happening. There's a third option, which I'm not even going to get into, but I will just tell you this. A lot of Twitter activity, a lot of things going on. People were talking about exit scams, of course, because that's what, we always go for the worst of what's going to happen. And as far as activity levels, there was no activity levels on Celsius or the app for a good 36 hours. So everything's been resolved. The website comes up, let me pull it up real quick. And of course, this is from a Celsius network, and it says, Hey, there was a maintenance update. The Celsius website and app were offline briefly to the front end stages and da, da, da, da, which is weird because this is the first time I've seen this. So they should have put this on four or five days ago. And I will just say one thing, no one is perfect, right? I think this is a huge oversight on their part. I can't believe they did it. I mean, there looks like to be a pretty well run machine. But it is what it is. And I've checked my accounts, everything is there. So I'm going to be cautiously optimistic. And if anything changes, I will let everybody know. But if you want to know exactly the minutiae or the details of what's going on, then definitely take a look at this AMA, which I will say Alex is one of the few CEOs that does this like every couple of days, he's on there all the time asking, answering questions. I don't see Brian Armstrong doing that. Actually, I don't see any CEO doing that. So I mean, that is one good thing. All right, let me just think of the comment section. Let's move on. So first up, the SEC joins major authorities, qualifies banks as Bitcoin custodians. I'm going to tell you why this is good news, but it really doesn't matter. So what's happening? Well, the SEC said qualified custodians under the Investment Advisers Act of 1940 can provide custody of digital assets. Well, that's awesome. The regulator is also investigating the role of trust companies in providing custody of digital assets. All right. So this is what it is. The SEC now qualifies U.S. banks, broker deals and registered futures commission merchants as custodians by digital assets, including both cryptocurrencies such as Bitcoin and tokenized securities. So here's the thing. Before we had a nice little snippet of information from the OCC, which was in July, OCC or the Office of the Comptroller of the Currency, Brian Brooks, stated that U.S. national banks and cooperative banks to provide custody of crypto. So the OCC gave the, gave the green light, but the SEC was like, we don't know because, you know, that's their whole thing about securities. But now they're saying, hey, it doesn't matter if it's a crypto, if it's tokenization or if it's a security as far as a cryptocurrency or a digital asset, banks do what you want, go ahead, go gangbusters. And at first glance, you're like, well, this is awesome. Well, no, it's not. I'm going to tell you why. Because this same article, uh, or the same thing happened in July 23rd, 2020. This was an article that was written up by my man, Alex Maschioli. And that's how I met the guy. Because when I read this thing, I'm like, this guy's totally right. And pretty much what he said and the whole thing was like, yeah, they're going to get the option and they're going to pass on it because banks aren't innovators. Why would banks do this? They're making so much money on fractional reserve banking. Why would they go through the hoopla of figuring out how to custody cryptocurrency assets and learning about this new technology and upgrading their systems when they don't need to? Because not many people are going to do it. Not many people know about it. And guess what? It's just not going to happen. And I was like, damn, that's true. So only time will tell. And guess what happened? It didn't happen, just like he said. So it's one of those things where it's like, all right, well, maybe with the SEC, things will change. But I will say, before I go on, uh, the banks need to really step up and get going because this is the same thing blockbuster thought about Netflix. And blockbuster, if you look at the history, they were, they were going like huge gangbusters out the gate while Netflix was building momentum. And before you knew it, it was like the snowball that rolls downhill and it just crushed blockbuster. That's why I say banks are going to get blockbustered because they're not going to realize what happens until it actually happens. And this is what's happening with, uh, with Kraken and Avanti. They're having that special depository for banks and they're going to get a full banking license at some point. Now it's just in Wyoming, but even though they're based in Wyoming, they're going to be able to go nationwide and perhaps in global as time goes on. So, um, I'll be honest with you. I worry for banks. I used to really be ticked off at them, but now I'm just like, I kind of feel bad for them. So moving on on November 9th in the statement, the SEC clarified that it recognizes all the US banks as qualified custodians for digital assets under this advisors act. The SEC SEC's custody rule requires that registered investment advisors or RIAs have custody of their client assets, funds or securities with qualified custodians. So they're saying, look, you can do these things. We're going to give you the permission. Just make sure you have everything in place. And that's what the government's supposed to do. The government and banks aren't innovators. They're really good at just regulating and enforcing regulations. So don't have them be innovators. That's not what they're here for. God knows. I mean, the banks can't innovate. They're still using SWIFT from the 70s for Pete's sakes. Anyhow, under the rule, the SEC recognizes financial institutions that can function as qualified custodians of clients assets. This includes banks, broker dealers, and futures merchants. Such institutions meet strict compliance requirements set by the SEC. The SEC is further exploring of state chartered trust firms can provide adequate digital asset security or even better than those provided by banks. So again, it's interesting how they're looking at a third party solution type of thing for custody. And this is just one of those things where when cryptocurrency digital assets come in, it's actually people think like, oh, well, it's going to be, we're going to eliminate the middleman. We're going to lose jobs. Well, no, those jobs are going to be created from crypto that people don't even know what the heck it is yet. It hasn't even been created. It's the same thing with the internet. So let me know what you think in the comments section. Let's move on. So next up, I keep getting questions about I trust for a grayscale. So I just did a cue of the day. So let's jump right in. So everybody, welcome back to a cue of the day. And this is a question actually got as a direct message in Twitter. And it was a pretty good one. And actually, it's a question I get quite a bit about I trust capital for IRAs versus grayscale Bitcoin or the Bitcoin and theorem trust, whatever you want to call it. And this is from Ralph and Ralph kind of the good one. He says, Hey, Rob, what are your thoughts on I trust capital versus grayscale Bitcoin, the trust, the break even between the 1% plus $30 per month, which is what I trust capital charges for the IRA versus the 2% ER is pretty high. And he's talking about the 2% fee for the grayscale Bitcoin trust. He says, somebody can check my math, but Bitcoin needs to be substantially above 432,000 for I trust to surpass grayscale Bitcoin. Maybe that happens by 2025. And I'm like, Yeah, okay. So it's a good question.  And I want to do my IRA. And it's, you know, it's kind of pricey for me. My God, you know, that's that's okay. You don't have to do an IRA or do anything, obviously. But for me, I definitely feel it's going to be necessary because I think about in the future. And when I was younger, I didn't really think about that too much. I was like, I might even make it past my 40s. So who cares? But at some point, you sort of think about, Okay, what's going to happen? And I don't want to pay a ton of money in taxes. So here's the thing with IRAs, because some people got ticked off of the fact that I was like trying to minimize taxes.  So there are going to get taxes from me. That's just how it is. Because with IRAs, you can only contribute up to a maximum amount of usually $7,000 per calendar year. So it's not like I can take $2 million and stick it right in my IRA per year. That doesn't work like that. So that's just one of those things. So government's going to get theirs. But my job as a concerned citizen is to not pay them an absorbent amount and leave me broke. Because guess what? At some point, I just think about not just myself, but what about my wife? What about my kids? And what about my grandkids? So it's one of those things where, yeah, I'm going to play the game to the best of my abilities in a legal way. That is that is a big thing. So we're trying to look at like different IRAs that are out there, a lot of different ones that you can take a look at. But Grayscale seems to come up a lot. And the big thing about Grayscale that I found was there's an issue with their premiums. Because you have to remember, it's not just like you go to Grayscale and go, okay, Bitcoin is $20,000 today. Give me one Bitcoin for $20,000. Great. And then that's it. And then you think it's just 2%. There's also a premium on top of that. And there is a good article from Medium, which talks about interpreting Grayscale premiums. This was on August 1st of this year. And just so you know, the premium is the amount you're willing to pay to not custody your own private key and still get exposure to the underlying asset. Because you have to remember, people who are buying into Grayscale, it's a swath of people, but mostly the lion share, 84%, are institutional investors. And they can't legally custody everything for their clients. So they're going to want to offload that risk to a third party, Grayscale or whoever else. So that's additional investors. Then you have accredited investors, which if you make over $200,000 per year, you can be an accredited investor. And that's part of it. Sure. Also, you have retirement accounts, the thing we're talking about, me and you, you and I, how are you going to say it? And then of course, the last one is family offices where they can't custody anything themselves either. So you are paying a premium for Grayscale to handle the custody. Because if you really think about it, who wants to deal with, I mean, it's not just you. It's not like you're putting $100 million on your nano ledger. You're, you are controlling funds for your clients, for different people that you're loaning it out to, if that's your thing. So you don't want to deal with that headache of getting hacked. Look, exchange doesn't deal with it all the time. They have to hire big people to deal with that and they still get hacked. So it's one of those things where this isn't a probably a good idea. So that's where the premium comes into play. Also Grayscale Bitcoin trusts premium to net asset value. So premium to the nav or net asset value has seen two sharp declines in the first half of 2020. It went from 40% into the low twenties, close to tail end of the first quarter. Grayscale Bitcoin's premium declined again, a late second quarter from 20% to about 10%. And the recent Grayscale Bitcoin premium amounts look even more reduced when compared with your to date average of 18%. The highest premium has been 41 and the lowest was just three. The historical average has been 39% while Grayscale Bitcoin's highest premium recorded was 132% and lowest was negative .3. So there's a big, like I said, a wide swath and there's a website that you can check out for the most accurate. And actually Ralph gave this to me. So thanks, Ralph. It's from whitecharts, whitecharts.com. I'll link in the description. And you can see the actual amount of the premium that they are charging from the last one year. You can break down to one day, five days, one month to five to three years. So you can take a look. And right now we're sitting at around 20.38% as of November 12th. So hopefully that answers your question as far as a Grayscale. So it's not just that 2%. You have to also remember there is a premium that you have to pay. So with iTrust, that's probably the reason why I went with them. It's because it is $29.95 for $30 a month. It's $30 a month.   And then, you know, you have to pay a 1% for purchasing. So for me, I think like this, if you can save me a ton of taxes, then go right ahead. If you want to find out more about iTrust, I did a video. It goes over all the things as far as like a traditional, a Roth, a SEP IRA, and all the different types of accounts. If you have like a 401k, a 403b, a Thrift Savings Plan for the military or TSP. And I will link that at the very end of this video so you can give it a watch. Also, if you use the link in the description to take a look at iTrust and sign up, then you get the first month for free. And then also just as a reminder that what is very rare in these days is that you can actually go to the website and book a call with somebody and talk to a live person. That's insane, especially in these days, right? Talk to a real-life person. So go ahead and check it out if you want to. And that is it for Q&A Day. So hopefully answer your question. Let's jump back in. Let's get into story time, shall we? This is a pretty sad state of affairs for cred. And it's a really cautionary tale. And it's perfect timing for what's going on with Celsius. I'm not trying to say Celsius is like cred. It's how I'm saying. But I'm just saying that there's a lot of different things that are going on that you really need to be made aware of and just have the ever-vigilant. So this is about cred. It was written by Nathan, Nate Dogg, Dick Camillo. Dick Camillo, how you say his name. And it's a fantastic article. He's a great writer. I'm actually going to follow him on Twitter. I already did, actually. So this is the takeaways. Cred's bankruptcy has left 100 of depositors who loan the company more than 100 million worth of crypto wondering if and when they'll get their money back. Let's just start with that. And when we're going through it, I want you to think about this. The company's bankruptcy filing primarily blamed its woes on the alleged fraud by an outside investment manager whom cred entrusted with 800 Bitcoin, more than 10 million. So just remember those numbers. 10 million, 800 Bitcoin. I'll explain it a bit. So when cred filed for bankruptcy protection on Saturday, the crypto lender told the public only part of the story. According to seven former employees interviewed by Goyne Desk. And this is where you get all the information. So Nathan here, he did a lot of digging and he went to the actual source and said, what's the story behind the story? And that's why this article is so great. So the company's Charter 11 filing attributes cred's decline to former chief capital officer, James Alexander. Remember that name? James Alexander. The firm also singles out Alexander's alleged misappropriation of customers, digital assets, which the filing claims limited the company's ability to hedge against fluctuating crypto prices. But really what it comes down to is lack of transparency, say the seven different former employees for starters, cred's investment with the allegedly fraudulent asset manager was worth a little over 10 million. Yet as of number seventh, credit 67 million in assets supporting 136 million liabilities. So that doesn't make any sense. If you lose 10 million, but you got, you know, eight, 67, 136. What's the problem? I've lost 20% portfolio and it didn't crush me. I'm not going to go to the bank and say, or go and say, I need to file for bankruptcy. So things are not adding up. Quanticoin. So first of all, this guy right here, let me scroll down. Where is he? This guy is a CEO. And his last name is Shat. And every time I say it, it makes me laugh because I've never grown up. So if I giggle sometimes, you know why. So Shat here and others also approved of cred's investment in the asset managers fund, Alexander's unnamed the filing, which the former employees identified as Quanticoin, excuse me, Quanticoin. So remember that one is too, because Quanticoin is just this thing, this entity, this person that they gave a lot of money to getting now he's gone. So based in Delaware, Quanticoin was set up to generate yield on investors Bitcoin primarily through the use of derivatives. And as one of the four funds that cred's investment committee chose to invest in former employees said, so they said, okay, Quanticoin, great, we're going to give you X amount of Bitcoin. Okay. The total investment in Quanticoin was 500 Bitcoin in March. Then in April, it was 800 Bitcoin. That's a lot of money. Just to say, here you go. But I mean, if you trust me, do you do diligence, do a background check? Sure. But here's the problem. Quanticoin's manager disappeared in August and stopped returning emails. And in a meal, I said he was the like the CFO or something like that. According to multiple former employees, the FBI is looking, but they haven't found anything and they weren't available for comment. So here was the shaky start. Initially, the company places bet on a business model popularized by firms like Celsius and BlockFi, which are often crypto backed fiat loans. So traders could buy more crypto and other borrowers could make big purchases like buying a car without spending the original assets. So really, when you look at these places, Celsius being one of them in BlockFi, the question needs to be asked, who we loan this to? How transparent are you? What do I need to know? So remember that. What and who are they giving your crypto to? That's the question. So if creds 136 million liabilities, 114 million is owed to holders of cred earn notes, who number between 500,000 people? So a lot of people get screwed over. That's what it comes down to under shats direction. It's got it's no shot. Cred built a system by which credit would convert the crypto loan by depositors to yuan and funnel to a Shanghai based consumer lending platform called Mo Credit. Mo credit sounds legit. Sure. Mo credit sounds like a rapper. In turn, Mo credit use the funds to offer micro loans to Chinese borrowers with interest rates of over 40%. So first of all, if you give them loans at 40%, that to me is predatory lending. However, I don't think they have that in China. Just saying, 40% is ridiculous. According to former credit employees. Now remember, this is all information that that's a NAIT dog here got from these former employees of cred. So it is all, you know, sources and we'll see if it all turns to be true. But the Chinese lender is led by cred co-founder Lu Hua, who also did not respond to requests for comment. So this guy, I guess maybe he's a Chinese nationalist and he came over and said, Hey, I got a great idea. Let's lend it to these people in micro loans and we'll charge them 40%. We'll give the people 6 to 8%. We'll pay it back and then we'll keep the rest. That's what it sounds like to me, which is pretty ugly. There he is, chat. So according to former employees, the loans were two week micro loans less than 200 bucks.  But that didn't happen. So this was the problem. When the whole thing with the coronavirus hit, a lot of these loan places started to go out of business because they couldn't call the loans because they were loaning out so much money and they were doing these Ponzi type of things. And this is what happened with credit. So they tried to call back 10 million from real credit, but more credit was not able to return the funds because they spend it all or gave it away or made bad investments. And this is the problem. Again, where's your money going? In mule law also credits holdings of three obscure cryptos, TAP, LBA and UPT, valued at 14 and a half in the filing, should be considered worthless because the market for each of these coins is illiquid. So I don't understand if you're a business while you go into some kind of high risk type of crypto or any kind of like investment, if it's super high risk and you put a lot of money, 14 and a half million, let's say it's 100 million, that's 14%. Why would you do that? Makes no sense. Moving down, the asset troubles made it harder for cred to honor its liabilities. For most of its history, the company has been using customer funds to pay out redemptions and interest on the earnings product, several employees said. This wouldn't be a big deal if the company had positive net assets, but they didn't. So again, almost like a Ponzi scheme, they get money in from old people or from new people, paid out to the old people.  So again, they would, they'd taken 100 bucks, they'd loaned 100 bucks, and then they hoped it would come back, but it didn't come back because the dish ran away with the spoon and they got screwed. Everybody got screwed, really. And like a bank, cred became vulnerable to runs. The company would not have been able to pay its debts if many customers tried to redeem all at once. So I will just say this, cred obviously was some type of scam going on, but if you think about it, aren't all banks scam? Because like if we, if any of us went to the bank right now and said, let's say everybody went to the bank right now, just a crazy thing, right? And said, we want all our money. They would never be able to repay us back because of the fractional reserve banking. That's a scam. That's a real scam. And that should be stopped. But it is what it is.  And that's just how it is. So trying to reboot, this is where it gets crazy on top of all the rest of it. In May, Alexander left credit to start credit capital, a separate company that would conduct Wall Street style activities without putting cred's commercial business at risk. Cred took a stake in the new entity in order to diversify its interest so it would be less dependent on mo credit and who are. But then in July, Shad fired Alexander and took over credit capital. So that makes no sense. So how did Alexander leave cred to start credit capital? And then Shad said, I'm gonna fire you, but it's a new business. I don't understand. Alexander sued cred for illegally reincorporating credit capital. And now they're going through a big lawsuit and all this stuff. So and then it talks about the aftermath and really, really, it comes out of this. This is a gentleman who had invested and he said, we weren't investing into a platform. We're investing in a crypto fund of a fund of a fund. He states they were very recklessly misrepresenting what they were doing without the same yield and not disclosing the risk because they were getting 6% and these guys are getting were supposed to get a bunch and they didn't because they couldn't manage it correctly. And the jig is up. So that's what happened to cred. So when you're looking at what's going on the background, make sure that the people and the companies you are dealing with are transparent. They're out there in the open and that you know exactly where your money is going to. So let me know what you think of the comments section. That's essentially it for today. A lot of stuff going on, a lot of stuff and expect some volatility coming up. There's going to be a lot of different problems, especially in the US and especially with our crypto market. But if you just hold on, have strong hands and everything should be okay. So if you like those types of videos, you mean too much going to pop up on your left and right, let YouTube do their magic? I will pick the one about the I trust how to minimize taxes. And that's it. So thanks for sticking with me for the whole thing. I really appreciate it and I'll see you on the next one.


medical marijuana, a panacea, or scourge. For 5,000 years, cannabis has been used throughout the world for medicinal purposes, even prescribed by American physicians early on, a fact that's often used by medical marijuana proponents to justify modern medical applications. But the field of old-timey medicine was fraught with patent medicine snake oil nonsense, not to mention bloodletting and other questionable and harmful remedies. Skeptics criticized the medical marijuana movement as the medical excuse marijuana movement, insinuating that epileptic children and the terminally ill are just being used as props to trojan horse in the legalization of recreational use, or to peddle outlandish claims about miracle cancer cures, frustrating research in the field who just want to get at the science. For example, what about the therapeutic use of cannabis for inflammatory bowel diseases like Crohn's disease and ulcerative colitis? Conventional therapies mainly work by suppressing the immune system to try to tamp down the inflammation. Given the limited therapy options and known adverse side effects from these drugs, often people suffering these diseases ended up having to get inflamed sections of their bowels removed surgically. So you can see whether there's so much interest in alternative approaches. About 1 in 6 IBD patients who use marijuana say it helps with their symptoms. So researchers decided to put it to the test. 13 patients with inflammatory bowel disease were given a third of a pound of marijuana to smoke at their leisure over a period of three months, and they felt significantly better. Now, there's no control groups. You don't know if they would have gotten better anyway, or what role the placebo effect may have played. It's like some of the studies of cannabis used for pediatric epilepsy. Response rates of over 30%, seizure frequency cut in half in a third of the kids. That's amazing! Until you realize you can sometimes get the same kind of amazing response, giving kids nothing, giving them a sugar pill placebo. That's why it's critical to do randomized, double-blind, placebo-controlled trials, but there weren't any on cannabis and IBD until 2013. 21 patients with Crohn's disease, for which nothing seemed to help, so they randomized them to either smoke two joints a day of real pot or a look-alike placebo pot. And 90% of the subjects in the cannabis group got better compared to only 40% in the placebo group. Here's a graph of their symptom scores. No big change in the placebo group over the two-month study, but the cannabis group cut their symptoms in half. They acknowledged that long-term cannabis use is not without risks, but may be a cakewalk compared to the potential adverse and even life-threatening side effects of some of the more powerful conventional therapies, so the study was heralded as offering high hope for digestive disorders. Now the study was funded by a medical marijuana advocacy organization, in fact the main supplier in the country, and so there may have been expectations placed on the subjects on how much better this stuff was going to make them feel, in other words, a setup for the placebo effect. But they controlled for that, right? Those getting the real stuff did significantly better than those randomized to get the placebo pot. Oh, wait a second. The whole point of a placebo is to be indistinguishable from the real thing that the subjects don't know which group they're really in. How do you do that with a psychoactive drug? You can't. Which is the problem? They're trying to hide which group people were in by recruiting only patients who'd never tried pot before in hopes that they wouldn't notice, but of course most of them did. So what we're left with is basically another unblinded study.  How are you feeling? And those who mostly knew they were taking the drug said they were feeling better. There was no change in the objective lab values, like CRP, a sign of inflammation. And so maybe the marijuana is just masking symptoms without actually affecting intestinal inflammation. Another indicator of the cannabis may not be affecting the course of the disease itself is how quickly the symptoms rebounded. Two weeks after the study ended, the cannabis group was right back up to where they started. So no difference in objective inflammatory markers. And given the rapid rebound, it seems more plausible that cannabis ameliorated the symptoms of Crohn's disease rather than actually modulating the disease itself. Okay, yeah, but the symptoms are terrible. A reduction in pain is a reduction in pain. From the point of view of the patients, a marked symptomatic improvement and ability to resume normal life is not trivial, whether or not the inflammation persists. I mean, unless, of course, cannabis somehow made the disease worse in the long run, and this survey study published the following year, found that cannabis provided that same immediate symptomatic relief, but was associated with a worse disease prognosis over time. Patients with inflammatory bowel disease reported that cannabis improved their pain, cramping in diarrhea, but used for more than six months in Crohn's patients appeared to be a strong predictor of them ending up in surgery. Five times the odds of them ending up under the knife. Now there's two possible explanations for this. It's quite possible that it was the increased severity that led to the cannabis use, and not the other way around. But the alternative explanation is that cannabis use may worsen the prognosis leading to greater surgeries and hospitalizations. That's why we really need prospective clinical trials where we follow people over time to see which came first. But until then, maybe we should consider cannabis use and IBD as potentially harmful, not just air on the side of caution, but there was this other study on hepatitis C patients that found that daily cannabis use was associated with nearly seven times the odds of worse liver fibrosis, which is like scar tissue. And so, hey, if cannabis really does make fibrosis worse, then that could potentially explain why cannabis users with IBD may be more likely to end up on the operating table.


to share this exciting news with you guys for a very long time well it felt like a long time and I'm finally able to share it with you guys I had to keep it a secret for a little bit because it was so new it was so fresh and like I don't know this is not a lie this is for real I don't know if we mentioned anything about family I feel like we've hinted at things but we literally we could not talk about this because it just came up and the past two months have been wild because Mariah used to not have any family really extended family because her dad is adopted because you know my dad is adopted he's been adopted ever since he was kid never got to meet his real parents real blood family ever in his life and he's 50 years old and it's crazy because I would always ask my dad like do you ever want to meet your family like do you ever like wonder who your parents are who your siblings are like do you do you ever wonder that my dad's always like yeah I just never had the like want to like go do it I think it's crazy because I feel like your dad is the last person to ever do a DNA test no I know but the reason my dad did a DNA test which I'm gonna read this little thing that my dad sent me a message of like like his story and I kind of want to share his sister's story because that's how it all came together and unfolds but it's just crazy that we're meeting this new family and it's seeing everyone and how much we all look alike seeing how my dad looks like his brother like it is all just so crazy and it's so hard to like wrap our heads around this it's like such happy and exciting news like I never thought I was ever gonna meet my real blood family ever like ever in my life I never thought this day would actually come because you know my dad's already 50 years old like it's just it's just crazy yeah so make sure to stay tuned to watch this video all the way through because we are going to be sharing footage that we took a couple months ago that nobody has ever seen and it's a super quick but simple video that I filmed of Mariah meeting her whole blood family most of them for the first time and we have it on video so make sure to watch this all the way through so you can see that see how they react it's wild I'm gonna try my best to explain as much as I can and like give you guys better understanding I'm like also fried from wedding planning so I'm just so thankful my dad sent me like a tax my but we've been wanting to do this video for weeks now we just did not know when to do it because if we make this video her whole blood family they need a time to like tell everyone like hey like we found out that we have a brother and we wanted to make sure that everyone was like comfortable with the idea and like so let's get into it okay so my dad sent me a tax I'm gonna literally read what he sent me to kind of give you guys a better understanding on what happens so that's a long text yeah but it all makes sense all right so my dad said I did a 23 and me so that's the DNA test they did was a 23 me in 2019 when I was turning 50 so I would know if I had any health risks that I needed to be aware of that I was turning 50 so he didn't do it to find no any family not even thinking about it he did it for his health and he wanted to see like that makes so much sense I never knew that what his like bloodline is or whatever yeah but he's like I always knew that I was Italian and Irish because that's what my mom and dad always told me which is his adopted mom and dad his adopt mom and dad always said that he was telling him yeah which he is grandma grandpa told me as far back as I remember that I was adopted so I was so young that I remember thinking that being adopted meant that I was put together like in a kit like a model like a model he thought being adopted meant okay they basically built me like a like a kid like they bought me from the store and built me that's what you yeah I told me that my biological parents were young and in college at the time that's why they chose to put me up for adoption when I did the DNA test in 2019 the only close relatives I had that showed up were two first cousins once removed a kind of distant not first cousins directly so nobody really crazily close when he did the DNA test he didn't really match with anyone yeah and then it says they were from Cook County Illinois just like me so I knew if I ever wanted to find out stuff about our family I could probably try to contact them but I chose not to so years went by nobody ever popped up that we're drug family that November 9th he got an email November 9th of 2023 so literally three months ago yeah he got an email from his sister Kristin and she told me that she just got her DNA results back from 23 and me and it showed that I was her full-blooded brother of course you know she had no idea about me which would be Verizon yeah the first thing I did was call you and then told you and then I called grandma and asked her if she'd be okay with me answering Kristin's message and I remember when my dad set called me and told me about this I was like dad are you sure I remember I was there too I'm scared like push since we do social media I'm scared it could be someone faking it like I'm just scared like I only because her dad always gets like phone calls from random people like something like he gets like hit up by so many random people are like you know even fans and thinking that's Mariah and stuff so like we were like skeptical like okay well is this someone that's trying to act like their family but that actually but no it was actually on the 23 yeah so that that's what confirmed it yeah that's where she messaged of course grandma was very supportive I knew from Kristin's message she sent me that I had to contact her she's so excited to find out about me as a sweetest message ever I used my initials on the 23 me site so if this ever happened it would be my choice if I wanted to answer whoever wanted to know about me so Kristin did not know what my name was it kind of like Facebook ready to send someone a request and if you answer them and accept it they can see your info so I answered her request and of course when she found out what my name was a lady looking up on Facebook when Kristin saw my picture she about fainted because I looked exactly like Brett which is Kristin's brother brother let me just explain really quick how DNA tests work is you don't just see your whole extended family like you don't just do that they have to take a test as well on the same DNA site in order to match with anyone so when her dad only matched with those two cousins or whatever she wasn't on there so when she did go on there it immediately said oh their dad from 2019 matched with you for not just like random like DNA like 25% which would have been like non-fully blood you know it was like 50% DNA which means they are legit brothers and sisters and my dad's brother that's what it's insane of how much they look alike remember actually they never met they never met they live about an hour away from each other and they look almost identical all right and they're 50 like 40 something 50 so literally like 50 years of life they have not known about each other and the moment that his sister matches with her dad and sees that her dad looks exactly like the sister's brother she like almost fainted so it's crazy because Kristin when she took the DNA test I wanted to hear her story too and she sent me a message but she's like I'm not sure if it's a story when we talked about me finding about your dad but he didn't answer me right away and I was freaking out because I didn't know if he was dead or alive she's like I had no clue if he's ever gonna check his 23 me again because my dad did it back in 2019 and then Kristin did it in 2023 so it was like she was like oh my gosh like I got linked to this person I had no idea about and this could be my brother and I have no idea and remember a little background Kristin and Brett never knew that they had a brother your grandparents right your like blood grandparents decided when they were really young that they were just gonna kind of go about life and not talk about it really which is totally their decision so the fact that they found out that they could have a brother was just like super crazy crazy like you would never like think of anything like that like that's even possible her dad like wouldn't respond for a little bit she's probably like literally was like going through a high school yearbook she was literally she has pictures right here of her like putting everything together like okay this person kind of like a detective but it doesn't look like my brother the strings on the wall like okay this he leads to here my dad yeah like she's like really like she could not sleep she was like couldn't believe it and she was like I look at pictures from 1986 for his junior picture and then sophomore a year and I found anybody with the initial CC and then she would go on Facebook Instagram Google them whatever my just so she could find a picture just to see if they would look like and it's crazy because she No sure fine thing but my dad answers and then she got the information but the crazy thing is my grandpa actually got to talk to him on the phone and he was telling us that he even like would look when he would be out in public and look and be like oh my gosh I wonder if this is my son I would always like look and think and I guess Kristen brought a guy home once and he looked very similar into the family this is that that's crazy and my fear that that they're brother eating their brother but they had no idea but it wasn't but it wasn't thankfully but it's just crazy cuz my grandpa always looked and thought about like oh my gosh this could be my son I can be standing in front of my son like 50 years that's like what you thought about yeah and I have not met my grandma yet but I've heard so many amazing things I still have so many family that I haven't met yet but I met my dad's sister and her kids I met my dad's brother we can put a video right now so we're gonna show you a little big peek of the clip I'm sorry it is very badly filmed but it was in the moment and you know it's new family I didn't really want to have a camera in their face because I feel like that's just like weird you know like if you're not used to being on camera and like y'all are meeting for the first time like I didn't want to be like oh let me get the angles so I really cared more about you guys you know we're getting my dad and my twin sister have already met them the only person that my sister didn't meet was my dad's brother so Megan meeting my dad's brother with the exact same moment that I met his brother so this is a clip of them meeting Kristen Dan and their cousins now all right babies how do you feel good all right little babies how you feel we go it's Mariah's dad by the way Mariah's little sister obviously everybody knows me the annoying one okay and then little brother and twin sister ladies ladies first we so cute oh my gosh y'all look like Nicholas and then that's my husband and then this is all the crew I know you know you guys know Mariah and Megan right okay and then there's Cassie and then behind is Jake all right it's just crazy cuz like this family just feels like home like they're like everything that I've always imagined and pictured and like it's just crazy cuz we are all so much alike the similarities like the way we like it's like sad I didn't know them sooner like it is like that feeling but then it's also like now we live in Florida like y'all could have like known each other but don't know it's also insane if they only live an hour away and we were all around that same area like I bet you there was a time that either your dad crossed paths with his sister or you crossed paths with your cousin maybe it was that like a football game or maybe it was at Target and we were randomly in the same one like I bet you there was a point in life when you guys actually did come super close but like you would have never not know I was just insane to think about like and also my dad and Kristen hit it off in the second they got on that phone they were crying they just couldn't believe it she just couldn't get over the fact that my dad looks so much like Brett only pop up some pictures okay so it's crazy cuz my dad because Brett looks more like my dad than my dad looks like Brett because my dad lost a lot of lead and that is literally when you look at Brett that is my dad in a spitting image like literally my dad's the one in the hat and Brett's the one the glasses and what's crazy is they even have the same glasses yeah it's insane like I when I know what's also crazy is they even work and do kind of similar trades when it comes to like construction so it's like it's so weird and when I was hanging out with them or when I met them I just kept staring at him and I accidentally called him dad because I thought he was my dad yeah I was like dad I'm so sorry I'm like you're gonna hear me say it like oh my god I just can't believe how I feel like we totally didn't I mean you said a little bit but I want y'all to know that they are like so nice like I know it's not my family I mean kind like I'm getting married but they are like all super nice their cousins your aunts and uncles and their spouses like every single person that I've met your grandpa seems super super and I'll meet a lot of them at the wedding I'll meet my grandpa for the first time I'll also be meeting my dad's half brother I think his name's Shawn I'm meeting him they'll be at the wedding it just feels right like I will be meeting my grandma very soon I'm not sure when that will be I think she's on vacation summer I think she takes vacations for like six weeks or something but we will be meeting her very soon and I'm honestly really excited because I've heard amazing things and my grandpa called me on my birthday well he texted me on my birthday he's like I know I'm not considered your grandpa like I might not be like you don't want to call your grandpa yet but I'm like no like I call them like hi grandpa and that literally made his whole year like he loved hearing that he called so you know you know the generations older when they when they think that they have to call you in order to put your number in their contact so he called me really early in the morning I was like oh my god he probably should call the wishes I have birthday so I call them back and that's when we said hi grandpa so happy and he was like yeah I just called because I wanted to add your phone number in my contact list well no you probably did that because it's an easier way of remembering it yeah I mean you could text I guess he's so cute he's just he and it's so crazy even looks like my dad like his nose like everything it's just like crazy like I don't know what it's like meeting like your twin sister for the first time he had no idea you had or just just like just meeting us it's just crazy because we talked about this I'm not even kidding I've talked about this with my dad for so many years I asked him when he thought and let me just say I do love my dad's adopted family yeah I wanted to say in the beginning of this video because I said that you never really had family I met like you never had family around when it came to like all of your dad's like aunts and uncles like she has a great family she has great cousins and aunts and stuff but it's different because there was always that like I know that I love my family but there's there's another family out there that you don't know and it's kind of tough cuz it's like who are they and I will say my grandma that is in my life now she has been nothing but like she was such a good like parent figure in our life like me and my ex like for a very long time you should sleep over there yeah and like we would always have sleepovers at my grandma's like my grandma's hosting parties always she's the best I could not ask for my dad to have better adopted parents like they really are the best it's just so exciting that now we have more family that came into our life more people we can talk to more we can connect with awesome like with your dad's parents like seeing like I know times were tough and different back then and like putting your dad up for adoption like seeing him go to such a loving caring family that really really like took care of like not even just your dad but like after your dad had kids everything like they're not the family like take care of you and like making you family like I'm sure now that everyone's kind of meeting each other it's like it's it's so awesome knowing that like no matter what everyone had a great life and now everyone's together and you can just make memories and here's some more pictures of the pop-up on the screen that's just like with me and my cousins this is with me and all of our family there's a lot of people that aren't in here just to give an FYI but these are all the people that we met so far it's just I'm like so over the moon like I I wish I could be home just to be able to make more memories but it's okay I will be on FaceTime and they go and hang out and like I'm very thankful that I have them and I was able to meet them you know it's crazy if you think about it like it's like once in a lifetime like this seems like a movie like a story it does seem like a story and I'm so sorry if this was so like back and forth I explain like it really is because it's it's so technical it's so like it's such like you can make a movie out of I wish we could I wish we could document them my dad I'm just walking about their story I can already see it like the movie starts with like with your dad like getting adopted going away and it's like the family and family then as the movie produces a movie no as the movie progresses it's your dad in different stages of his life growing up in maybe cross paths every once in a while with his family and then finally it's like he turns 50 and he's like maybe he has like some health issue and he's like freaking out takes a DNA test and then she takes a DNA and it's just like what about it all like you can just see it come together and I always said I'm like dad I'm like I'm always scared like what if we have like a medical like problems that we don't know about that isn't it's in the bloodline cuz you wouldn't know you wouldn't know like oh what are your grandparents do you have anything chronic like do you have anything I think that's all my dad took the DNA test to know for sure like if you had anything I do remember that now I forgot that's why he did it but yeah that is the update that I have been waiting to tell you guys I hope you guys enjoyed this video I'm so happy that I was finally able to share the exciting news to you guys I know you guys could be a part of this new journey of life my family if you have any questions comment not below because I know this is like super intricate a topic so like if you want any questions like answered I'll be answering she'll be answering some of the comments so we can kind of like maybe clarify things or just like tell you like how it how it works but we love you guys so much we'll see you in the next video but until then peace I love you guys


What's up everyone? It's your girl, Kenty here from Leighton Sports Cards and I'm ripping brand new release today of 2021-22. Panini, Recon, Basketball, Hobby, Six Box Break No. 8. Pick your team. Boa Habi, Clippers, Brian T., Hawks, Caleb C., Spurs, Chen L., Warriors, Chris F. Cavs, Dennis H. Bowles, and Pelicans, Grant B., Raptors, and Bucks, Hauchun C., Heat, Tuation, W., Rockets, and Kings, Ken I., with the Blazers, Kenneth R. T. Wolves, Kevin T., Nets, Mavs, and Grizzlies. Kuhun K. Nuggets, Kayotaka, M., with the Lakers, Kuhun K. Nuggets, AirHit 3., with the Lakers, and Sixers, Melissa R. Jazz, Mike H. Nix, Ricky V. Celtic, Scott T. Thunder, Shelly L. Sons, Shagnori Yu, Pistons, and Wizards, Shai G. S., Pacers, and Bucks. Kuhun K. Nuggets, Kuhun K. Lakers, Terrence L., Magic, and Todd B., with the Hornets. All right, best of luck, everybody. Here we go. One second here. Last break of the daytime. Sure thing, Mike. Thanks for hopping in. Still, I think I jinxed myself from pulling on those draft nights. Still haven't seen one of those. Seen everything else though, pretty much. All right, Kisler Edwards, Ricky, Bronson 2.99, Hakeem Olajuwon, Kade Cunningham on the Ricky recon. Giannis, Hollow, Robert Covington, and Pink Russell Esper, Trayman, Ricky Thunder. Hollow, Kevin Porter Jr., Maneuvers, Yokic, got Warriors, a Jason Richardson out of 99 on the claim of fame. Defenders have no answers for Richardson's aerial arsenal. Cool, Anthony Hollow, and All-Pro Team, Steph Curry. On now, we've got Red to 199, Ogiennoby, Raptors, Rock the Rim of Dominique Wilkins. Nets, Darren Sharp, True Potential, Rookie Otto. Nets, Garuba on the Hollow, Rookie Rockets, and Josh Christopher, Rookie Recon. Jones, Rookie, Red to 199, Jeremiah Robinson, Earl, Rookie, Maneuvers, Dijonte Murray, Allen, Boucher, and Pink at Doug Wake-Durman. Patrick Beverly Hollow, Pink at 7, Rookie, Heath, Darren Sharp, Jimmy Butler on the Bronze at 2.99, Heats, and Future Legends, SGA, Thunder. Nets, a David Duke Jr., True Potential, Rookie Otto. David Duke Jr., Cam Reddish Hollow, and Pink. Oh, Kenner. It's our Williams. Red to 199, Dennis Schroeder Rockets, Future Legends, SGA. Lance Stevenson, a Bogdan, Bogdanovich, and James Hardin on the Rookie Review. A little beard in that one. Covington, we've got Hollow, John Collins, and Maneuvers, Jokic. Again, everyone. Caleb only has one break tonight with spots available, and that is a full case break of definitive baseball. Shingoon, Rookie, Gold to 10, Rookie, Kessler Edwards for the Nets. Nice Gold Rookie. And Rock the Rim, Dominique Wilkins. Billy, Donovan Mitchell, and Maneuvers, Dijonte Murray. Here's Man Thunder. We've got to 49, True Potential, Rookie Otto, Josh Giddy. Boom! Nice Giddy. 27 of 49. Well, man, that one for ya. KD Hollow and Rock the Rim, Shaquille O'Neal. Josh Christopher Rookie, Red to 199, Carl Anthony Towns, Future Legends, Siddiq Bay. Keon Johnson Rookie, Bronze to 299, Alex Caruso. Rookie Recon, Josh Christopher Rockets. Last box, too. Zyra Williams Rookie, Hollow, and Pink, Bradley Beale Wizards. Here's Book Knight Rookie, Blue to 99, Dijonte Murray, Maneuvers, Magic Johnson. Hollow Rookie, Kessler Edwards, Nets, and Darius Garland Pink. Hollow, Duane Wade, and IT Pink. Cameron Thomas Rookie, Bronze to 299, David Robinson. And Rookie Recon of Iodosoonmoo, Bulls. Garnet Blazers, a trend in Watford, true potential Rookie Otto. Trend in Watford. Reggie Jackson, and all systems go Kauai Leonard Clippers. Let me see one of those in a few boxes. Jared Butler Rookie, Hollow, Porzingus, and Rookie Recon, Bones Highland. We've got Raptor, Scotty Barnes, Rookie Otto to 75. Boom! Another one. Toronto Grant B, 2 of 75. First Barnes Otto out of Recon. Nice red color match, too, with the jersey there. Congrats, Grant. We'll make that one for you. Monta Morris Hollow and Corey Kisperd on the Rookie Pink. Rivas, Bronze to 299, Vili Rookie. Jonathan Kominga Rock the Rim. Wayne Wade, Hollow, Finney Smith, and future legend, Scotty Barnes. Kade Cunningham, Rookie Base. Jamal Murray on the Red to 199, and Maneuver is Jalen Green. All right, solid first. Three boxes. Let's see what we get out of these last three. Again, everyone, more Recon. Random Teams tonight with Caleb. That is all sold out, as well as the new release of Legacy Football. Random Teams. That is also sold out. Only one total break left with spots with him tonight. Bassie Rookie. Wise Camp on the Hollow, Rookie Spurs. Future Legends, Tyrese Maxi. It is the three box, full case break, definitive baseball, random team. Got Hornets on the Red, Rookie Otto to 99, JT Thor. JT Thor on the Red. Terence Mann Hollow, and Hall Hopefuls, James Harden. Santiago Dama, Red Rookie JT Thor to 199, Chris Duarte, Rookie Recon. Got Hawks, a Kevin Hurter out of 249 and the Glorified Signatures. Tyler Hero, and Rozier. Pink. Jonathan Kumiga, Rookie Warriors. Blueda 99, Terry Rozier, Hornets, and Herbert Jones, Rookie Recon. Hollow, D'Angelo Russell, Maneuver is Halliburton. James Harden, Hollow Siakam, Pink or Jordan Clarkson. Uzman Garuba, Bronze to 299, Carl Anthony Towns, T-Wolves, Maneuvers, Steph Curry. Dewayne Washington Jr. Rookie, Bronze to 299, Dennis Schroeder Rockets, Rock the Rim, Anthony Edwards. Steph Curry, Hollow, Clint Capella, and Chris Middleton Pink. Knicks, Jericho Sims, Rookie Otto. Knicks, Okiki Hollow, and Pink to White Howard. Dewayne Washington Jr., Red to 199, Maxi Cleaver, Mavs. Future Legends, Tyrese Halliburton, Steve Nash. Hollow, Kyle Lowry, Josh Giddy on the Rookie Recon. Charles Bassi, Bronze to 299, Kelly Ubrey Jr., Maneuvers, Kyrie Irving. Middleton, Lonzo Ball Hollow, and Evan Fournier on the Pink. Dave, I don't work on Saturdays. I work on Sunday. Yeah, I won't be here tomorrow. Tomorrow is actually my baby shower. Alvarado Rookie, Hollow Brunson. We've got SSP Malik Beasley on the Hollow Dots. Here you go, T-Wolves with the SSP. This go around. Glad you were able to get a flight so quick, Dave. Wow. Timber Wolves, Kenneth R with the SSP. Congrats on that. And Bama to Bio Pink. You coming in tomorrow to get it or Sunday?  We've got Call to Excellence to 75, Dominique Wilkins. Hawks on the throwback. Jaden Springer Hollow Rookie, Sixers. Here's Mon Garuba Rookie. Beluda 99, Robert Covington, and Rock the Rim, Jason Tatum. Tybal. That's a White Howard Hollow and Pink Precious Chua.  Did you see that Tralance booklet? One-on-one I pulled from? Yeah, I did see that.  Tybal on the Bronze of 299, Sixers, and Future Legends LaMella Ball. 2 p.m. Ah, gotcha.  Man, it would have been nice to meet you. I'm gonna take a picture with that one, huh? I hope you have a safe flight. Glad, like I said, glad you're able to come get that, because I would have made that. See, I would have done the same thing you did, man. I would not put that one in the mail. I would make a special trip to come pick up a card like that. Greg Brown, the Third Rookie. All systems go, Steph Curry. Go Warriors. Yeah, enjoy that card. I'm sure you will. Just wait so you can see it in person. Miles McBride Rookie. Miles and Hollow. Future Legends. Tyrese Maxie. Davis. Got Celtics on the Dustin for Greatness Auto. Robert Williams, the Third. Celtics. Thank you. I appreciate it. Devon Vasell and John Morant on the Pink. I know, yeah, I'm bummed I won't be able to meet you either. Next time.  You have to make another trip. How's that sound? I would enjoy it, man, for sure. Mobley on the Rookie Cavs. Anoby to Bronze, the Two Ninety-Nine Raptors. And Chris Duarte, the Rookie Recon. Arkinan, Gordon. Hollow Kemba Walker and Maneuver, Steph Curry. Scotty Barnes, Rookie Raptors. Anoby Red out of One Ninety-Nine Raptors. Future Legends, Cameron Thomas. That's good. Gordon, Curry. We've got Raptors. Chris Boucher out of Seventy-Five on the Red. Another Raptors hit. Raptors doing well this break. Another color match, too. Randall Hollow and Herbert Jones, Rookie Recon. Pelicans. Seven Rookie, Go Bear. That is Bronze, the Two Ninety-Nine. Jazz and Maneuver's, Tyrese Halliburton. A couple packs left. Bobby Portis Hollow and Clyde Drexler, Pink. Last pack here, then we'll be able to recap. Dosumu on the Rookie Blue to 99 Christian Wood Rockets. And Rock the Rim, Anthony Edwards, T-Wolves. All right. That'll do for the break. Recap time. All right. Here we go. We had the Kessler Edwards Gold Rookie to 10. Nice one there, Nets. Jericho Sims, Nicks. Trenton Watford Blazers. David Duke, Junior Nets. Mayeron Sharp Nets. JT Thor, Hornets. We have... It's hard to see that name. Robert Williams, a third. Celtics. Kevin Herod. Hawks. Claim to fin the 99 of Jason Richardson Warriors. Chris Boucher out of 75 on the red glorified signatures. Cole to excellence, 75. Dominique Wilkins, our Magd cards. We have the SSP Hollow Dots of Millie Beasley. T-Wolves. Red, Rookie Auto to 75. Scotty Barnes for the Raptors. And to 49, true potential blue Rookie Auto, Josh Giddy Thunder. All right, everyone. That will do for the D-Time Breaks. Thanks again for hopping in, and we'll get these cards right out to you.


at happens on the stock market as an impact on crypto which is very important but not the other way around that's also possible they see Tesla collapsing they sell everything right so the causal link goes the other direction so that's why I focus the paper really on cryptos because I think that retail investors on cryptos they plausibly have a large impact and also everything you observe is very consistent with the price movements in crypto market or past two years very very much considered especially over the last year um while the other way around I'm not sure I get about the answer I hope I'll have a better answer in a few months with the with the follow-up paper so I had one general question uh about using the kyle framework to think about pricing bitcoin and in particular thinking about how things change in your results when you remove the market segmentation I mean I guess the question is who are the informed investors in bitcoin like when we talk about pricing stocks right I kind of know somebody has information about future cash flows absolutely I have difficulty translating that over but how do you think about that I think I can make a very concrete example um so bitcoin as we said the fundamental is derived at least in in theory we have so far on transactional values you can use to pay things right so when tesla for instance uh when tesla for instance said okay we accept bitcoin for uh buying cars this is a huge impact on bitcoin but tesla been building up the position in bitcoin before saying it and vice versa they sold their position then they said oh we don't accept it no longer and the price collapsed it was a clearly to me an informed trade right if I do the same trade nobody cares if Elon Musk does it or you know if you think of some black rock does it uh or jb Morgan does it that's the informed trade because by them buying it they automatically change the fundamental value of the thing because it it's more likely a general adoption of the of the currency if you have this kind of big players inside so they wasn't thinking of when I say informed so I agree that the kyle it's easy super easy on the stock market I think it's harder uh on the crypto market I think there are good arguments because again if you don't have a market maker but you have a continuum of a small literature it's the same informed I think that at least in this one example it's clear what it is and there are all degrees of these um I think it's I think overall it's a good model for it because it's very easy in the in the mechanism um and it really highlights the specific mechanics I wanted to I wanted to show in the paper okay I agree that's a very nice example I hadn't thought of that um okay is anyone else have any final questions they want to ask uh okay I guess we're right at the end time so we'll go ahead and wrap up so so thanks very much to the presenters thanks for everyone for attending and for providing feedback please feel free to reach out to any of the presenters about what they've presented or anything else and please take a careful look at their applications as they as they land in your inboxes uh finally let me just advertise our next session is on November 18th slightly earlier in the month because of the Thanksgiving holiday in the U.S. Tony Whitehead is presenting Will's central bank digital currency disintermediate banks I see um that there's a new version on SSRN that was just uploaded today and we've got Itamar Dreschler as the discussant so I think that's going to be a really interesting session okay thanks everybody and we'll see you again next time