TLO what's poppin? We are on twitch. We are Not live, but you can leave a like comment subscribe turn on your post notification bells Let's continue to go to family from Chicago to the UK Don't forget if you want to watch any of the previous recordings from the live or any future ones Twitch calm user names at the bottom of the screen. Don't forget. We do got patreon and we got merch It's all located in the description under the video. This is beard meets food Doing a little breakfast sandwich, okay, okay, okay Okay, talk to me copyright disclaimer under section 107 of the copyright act 1976 Allowance is made for fair use for purposes such as criticism comment news reporting teaching scholarship and research Fair use is a use permitted by copyright statute that might otherwise be infringing Non-profit educational or personal use tips the balance in favor of fair use No copyright infringement intended all rights belong to their respective owners True I ain't gonna lie. Mr. Uh, I said mr. I almost said mr. Beast Beard meets food. He says he does inspired me to go try to do one of these food challenges Because I just be feeling like I can And we're gonna find out we're gonna put it to the theory man Man bets 50 pounds. I can't finish the unbeaten breakfast sandwich. It's just a breakfast sandwich camera for spin today, so You notice anything different good or bad? Let me know down the comments here That one last week was a bit hairy was it? Only just about made it in the nick of time so this week I'm gonna take my preparation incredibly seriously. It's been a minute since I watched that food What Listen, I'm hungry already right now what so yeah, that was a bit of a gag, but You know what they say You should never eat an empty stomach You've been feeling all right We made it The blue cow in and this is what we're doing today. It's a good old-fashioned fry up challenge It's been a while. I mean I've done about 200 of these but It has been a while and despite quite a lot of people saying they could do it Nobody has managed to do it yet. So I'm here to come to the rescue. Hopefully I'm not gonna even lie the entrance to this looks sketchy Spooky did I just come in the right way? Is that like the back entrance or something? Hi, how's it going? You are I think you're all right. Uh, maybe yes. Yeah I uh, I can't do your your breakfast challenge. Yeah, okay anywhere You're right, right? So wait did here did he not come through the back door because that was beyond me that entrance If that's how I got to get in there. I don't know If I want to be there, but this is you know As an American looking from the outside in this is what I expect Once we're in the dining area At first I thought it stumbled into like a Freemasons meeting or something because he's kind of looked to me like You shouldn't be here the landlord tried it and he couldn't finish it very close What are you making a video about like?  I'm gonna try here Yeah I've heard rumors that it is massive, yeah It doesn't look that big in the picture though pause Wow, that's a crazy statement. I just said my fault. You look a little bit skeptical. Is it my small frame? Yeah, he did. Yeah, I'm a little bit slight. That's to be said Would you reckon you think I could do it? You don't think I could do it You spoke at least you could say you could you could at least pretend that you think I could do it Bro didn't even hesitate. He said no No Just been for looking at kitchen and the um the sausages look Rather large You don't even think of breakfast on the side that is lengthy pause That's almost the size of the basket pause sausages look Rather large You don't even think of breakfast sausages. No, no, no, they're much bigger. You could probably kill somebody with one of these sausages They're huge Yeah, something If you don't take it on a dream of I really don't want you to follow Oh, yeah, it's a possibility Yeah, thank you very much. It looks yummy though He will not do it. I won't many sausages are on there. Don't do it. I said 10. You're certain One is substantial. There's three sausages couldn't have Beans and not peas beans Beans and tomatoes And chips.  All right I'm not gonna lie from the from like how I'm feeling right now. I could probably do this Scaped on a 50 quid bet with me before actually I think it was in miami someone right i'm at a place called the blue cow inn which is in south witham It's just called the brekkie challenge. Yeah, and you get how long do you get to finish 30 minutes 30 minutes 28 quid 28 28 This challenge would be a hundred dollars in america 100 Do you get a t-shirt? I just yeah. Oh, I thought I dreamt that for a second. You do get a t-shirt Sweet To the tune of 50 pounds Uh, you're on that one. Yeah I've got 50 pounds on that 50 quid All right, let's go the eggs It seems like an appropriate place to start and this fellow has a crisp 50 nicker on me not finishing I wonder if he's gonna try and escape halfway through like tony the shafted back in florida a few years back So there's only four eggs You've ever seen anyone eat eggs like that before all of them wait.  Oh, these are whole sausages.  I can't go. Let's talk You regret it already. I've only been good about a minute These are kind of like fish and chips chop sausages. Yeah, which I actually prefer to you know regular breakfast sausages That's unique. I like it. Oh, it's cut now. Okay. So one of them was cut. Okay. So there was three So there was two whole ones pause and then there was one cut in half one There's a lot of carbs here move with the bread sauce I'm gonna try and uh moisten up the sandwich and maybe I'm gonna try at least to eat like a sandwich Well, the ciabatta is gonna make it A little bit harder than the otherwise would be Yeah, because it's gonna be harder on the roof of your mouth Quite crispy Can you could hear that? That's the flying the ointment with this one.  So you don't end up doing something like this for a job We have you could be like a lawyer a doctor Something useful Not an internet clown. Yeah Not a girl that eats lots of Bidmeat's food perennial overeater and part-time careers counselor I he did it with the bread and everything like made of the sandwich and everything. That's tough The roof of my mouth will be in shambles The roof of my mouth will be crying To toddlers solid advice though. I'm sure you'll agree You might as well up the money That doesn't look like 50 quid there in your hand You haven't completed the mission yet right He's right He's slowing down despite being three pints deep at midday on a thursday There's nothing wrong with this bloke's powers of perception. There's plenty left But the food tastes good, which is not always the case when it comes to fry ups. So I'm feeling positive in case you missed it really This is the home of a fry up and they mess it up sometimes Who messed up the fry up? Who when did you not taste a good fry up at the start by the way? You get 30 minutes to finish and if you do not only is the 28 quid meal free I don't believe you But you get a slick winner's shirt too Not to mention in this case if I play my cards, right? Who knows I might get my hands on 50 quid from that fella's pension annuity I always try to tell you people in shape can't eat more than people out of shape Oh, let's see. Let's see how that goes Plenty of stuff to go though called the pilot chips And some of the sloppies just look at him and Joe Hanson Joel They both eat a lot. Duff crazy. The chabatta roll is what makes this hard. It's really really chewy That's a half pint being going boss Eight minutes 20 eight minutes 20 Yeah, there's a lot of chips to go We'll see We're also relaxed. He eating the chips with a fork. John your money's gone When he eating and he eating the chips with a fork when he normally grabbing like a handful and do like this Yeah, it's over He's just trying to stretch the video now Go on John. Write a lot of beans as well Not really, but it sounds catchy, you know Yeah, I've got to say I didn't think that alias would uh would stick quite so well, but here we are Just the chips and beans to finish off now Some pile though Fortunately the beans should help send them down largely unobstructed They're gonna the beans gonna help them get out too I know your toilet is crazy. I know you had to get that thing reinforced. I know you got a A double platinum porcelain toilet. It's all type of stuff Chips are going down pretty easy. I thought they'd be the toughest part Yeah, yeah, no it is a couple but the mushrooms kind of win Want to eat the sandwich because I thought you know, I really like mushrooms. In fact, I hate them. So But if I eat them with everything else, it won't be that bad It's a good tactic. It works I like mushrooms. Yeah, all these cribs gotta go somewhere. Hope you enjoyed it. I'll catch that next one Well, that really is a talent and I do really think I possessed that talent. I can do that 100% 100% Next time I see him do a react one of these challenges, I'm gonna do one What time am I? All right, this is baby's food and that was An easy way to earn 50 quid now. I'm only joking. That was the the blue cow tins brekkie challenge Yeah, so you know me pretty well You know they better be it they better be a 50 pound note in it. No, I'm joking I don't I don't I don't you want to shake that was I'll wash him off only one question remains Do you have a dessert menu? He's not laughing. He's serious. You're dead man of pyres It's pleasure to meet you man, and uh, thanks for the discouragement From the start it was discouragement. Yeah, yeah, but where's the money John camera on pretty quick, right? John where is the money? Yeah, yeah, but you came around pretty quick, right? Have a good day, man It's quite a wedge of fudge cake as well Look good. Oh, you know me It's good fudge cake. Yeah. Oh, see it's coming now Yep, what does it say on it? Brekkie challenge. I came I I conquered I like it. I like the counter front. Cheers. Thanks. Appreciate it. That's the first one. They even had to give away it No problem. It was really nice to meet you all Yeah, no worries. No worries Well, congratulations, man And you know what I'm gonna try one The next time you try one which should be soon Leave a like if you got any faith in me leave a comment if you don't


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Literally, you would know that I am a professional YouTuber because of my camera issues. You're literally perched on a jar right now. Anyway, welcome to a new video. Okay, for either of these techniques, you're not going to need expensive materials. I use just your regular inexpensive ballpoint pen. This happens to be a bit crystal, which is my actually, fun fact, my favorite drawing pen. I do also use colored highlighter pens because they're transparent, because there's a couple brands that come in really great colors. These are some that I have here. I have two brands that I like. So I have the Java Powerline 2500. You can get a set of 20 different colors of these for very inexpensively. I'll put a link in the description below. Also, the Zebra Mildliner. They also aren't super expensive and come in a lot of great colors. These are double-ended, so if you prefer having a chisel tip sometimes, but then other times having a fine point, the Zebras are double-ended. The Java pens are not. So anyway, I'm going to get some pens together and I'm going to use this journal today and we're going to do a sort of Rorschach style ink blob drawing, therapy drawing in this journal on this page. I can already kind of tell you what I see, but let me gather some pens first and I'll be right back. Okay, and before anybody asks or says anything, the reason you're at the angle you are at is, one, that was the best use of my space on my desk at the moment, but two, I understand that it may make it difficult for you to see some of what I'm writing if I do any writing on the page. I'm going to be very cautious about what I do write to try to keep some things private. I don't have a problem necessarily with sharing anything with you all, but there are some things that for right now I just need to keep private and I want to give you an idea of what I'm doing and help you do something similar if you're feeling so inspired, but at the moment I again just need to keep some things to myself, so the viewpoints kind of semi-intentional. Anyway, alright, so I want you to take your journal, once it's dry and everything's set, you've gathered like a couple of pens and you're going to just open it, we're going to just look at the first page. So you can of course not start at the beginning, you can just sort of open the book, see what inspires you and work on that page. I tend to be a front to back kind of person, so that's what we're going to go with. Plus I looked at this shape right here and for whatever reason I see a bird head, at least the head of the bird. So I don't know why, I don't know what that means, but we're going to just go with it. You can sit in silence and do this. You can turn on some music and do this. If you have a podcast that you listen to to help you with things or that you enjoy, maybe put that on. I tend to normally either have nothing on or sort of a podcast type thing. Nothing works, so I can just blank my mind and really focus on what I'm feeling and what I see, and so we're going to do that. I'm not going to speed forward through that. What you saw, it was in real time. It doesn't necessarily take a long time and I just drew what I saw and I was always drawing it. I was inspired to write those words down for whatever reason. I kind of know the reason, but I won't get into it. Anyway, for me it's very therapeutic. I did forget that you probably want to have something hard. This is a piece of a dollar store cutting mat to stick between the pages anytime I'm drawing in any of my journals, whether it's thicker paper or not. I always have something hard underneath the page I'm working on that helps prevent any possible bleed-through from bleeding through to the journal, but also if I'm pushing hard with a pen I don't make any dense remarks on the other page. It gives me a little bit of control, anyway. So try this in your journal and see what you think. See if the process works for you. You can do variations on the theme with this and I would love to see what you all come up with. Do share if you do videos. That would be great. Please let me know. Tag me or something or send me the link or something if you're on social media and or in my Facebook group. Definitely tag me in your post and share the video links in my Facebook group a life of art and self-expression because I'd love to see what you're doing. This is what I did. I love it and I feel really good about it which is the whole point. That's it for the minute. I will get on with it because I've got some other stuff I'm inspired to do now. That's it. Please stay safe, stay healthy, stay creative. Don't forget to go out and do something nice for yourself because you deserve it. I'll see you later. Bye, guys.


Thanks for the audio check Tim considering I was the disaster of audio with my awesome rig on your very first podcast, I appreciate it. Right. So just two minutes after just give another 30 seconds or so and then we'll jump in I've got a few things to share with you folks. Christine is assisting me she runs one of our businesses and is an awesome help. She's already advised and Christina once in a while you can drop that into chat to remind folks as well, those who just joined new don't see the history historical chat. If you have any questions fireman chat or use the webinar q amp a. Why don't we just get get things started off and get moving. I'm talking today about what happened in 2021 I will try not to mention coven more than I just did. As well as what's happening what we're seeing coming in 2022. It's been a pretty crazy year in many many fronts. Yeah, a quick intro a what I would call the major happenings now I would say major highlighted in red for a reason. One is I'm going to miss some some that's intentional some of it was right. Totally forgot that happened is 2021 seem to be a very long year, as well as what's going on 2022 the trends to watch and q amp a, as I mentioned send them in through chat or use the zoom questions. Christina will monitor those and and likely interject in the middle of the presentation if necessary, if warranted. I'm just a quick, who, who, who is this guy. If you don't know me, I'm Darryl O'Donnell founder and president of continuum loop where a boutique consultancy focused on decentralized identity, aka SSI self sovereign identity. Typically operates ranging from minor tiny not minor tiny startups through to the largest of organizations including big financial institutions governments military large corporations, not for profits and various different NGOs. Also, you may have seen some of the information that we created which is the wallet report which was dropped a couple years ago. And if you haven't read it I suggest you get the SSI book which chapter nine is the wallets and agents drum and read and I authored that and and editing and 90 page report down to apparently says largest chapter, but it's a, it's a big topic, but that book has been very very helpful for many. I don't know why that's animated as much to copy the slide. Quick summary of what we'll talk about then I'll go into the detail we're going to talk a little bit about good health pass the SSI book that governments are slinging code now. The ever name acquisition and the launch of checked. You'll see why each one of these is important and I kind of on a different theme each and every one of them. It's also why I selected these kind of five topics is the 2021 topics. First off, good health pass collaborative.  In relation to something that caused a travel shortage or travel halt globally, and it said I wouldn't mention it. But really part of the question came on and Charlie Walton who will play it again and in this story was a mastercard at the time, and was trying to basically help the world understand. What is the digital identity. What does good look like the good health pass collaborative was established and and really it's primary use right now is aimed at enabling international traffic. International air traffic. You have a real problem when it comes to digital identity identity in general when you're talking about that specific space, add in. I'll say it, add in COVID and you get a really weird mix. You have nation states who are beholden to no one issuing passports. That's a really well known thing. You know I chaos involves and that's a well known process, but now we have to carry along health credentials that range from a scrappy piece of paper through to a QR code that only works in the country of issue. Do you have a real problem of how do you merge all of these things together. So what the good health pass did is is help build a blueprint that shows how we can get to a global level solution. And really I look at it as a blueprint for general data sharing. Yes, it was focused on international air travel with the health ramifications and health requirements, but the same patterns apply broadly. So it was issued in mid 2020 2021 sorry, and it became kind of a good guide for what are the pieces that are needed all the way from governance. I led the trust registry side will talk about trust which is a bit more later. And what we're going to need as far as the standards and where they are the standards and specifications and protocols that are necessary to wire this beast up and it's a very complex beast. And what I learned out of it most was the value of going in and not talking. I'm one of the founding members of trust over IP. The governance part of trust over IP is hard. It's also really hard to take a look at and think about all the details you need until you go through a really complex and concrete example. So we actually invested many months of time from continuum loop into good health pass and came out of it and then we've now been assisting if your clients on lighter aspects of governance because we're they're not trying to solve a global problem but they are trying to solve a regional or smaller scale some are actually going full regional for global. The blueprint itself is great document of how is what's the starting point parts of it are still awaiting the standards to to to finish I'll talk to that in a little bit. And we're seeing examples where people are looking at it the shape, the size of it and using that in different spaces. One of the things we learned was missing was this concept of this trust triangle we've been talking about for years is that it's wrong. It's missing and it's not a triangle and the trust register critical explain that quickly it's the only detail we're diving into this one. And if you've been to prior webinars you may have seen some of this so just bear with me won't take long. When we talk about the idea of issuing a credential from an issuer to a holder. So let's say the government is giving me a health credential that says I got a vaccination. credential. And then later I need to present that to a verifier. So I need to go to a restaurant on a very nice simple case, or I need to pair that with my passport along my travel credential to get on to a plane to leave the country. And the idea here is that the issue is to me, I presented to the airline, and the airline needs to trust that issue. But how do they know to trust the issuer. Good health has really exposed this deeply. They know on passports, who to trust, I KO manages all of the keys for that. There's a very rigorous process and we don't see country standing up every few days. Where things fell down quickly was even inside of a country. Is this lab real or not. We saw tons of fake stuff. Governments pushed out paper that was easily no security features of any kind. So how do you prove this stuff it's really hard so the verifier realizes, I don't know if I can trust the issue. And that's a real hard question to solve when you only have this triangle. Charlie Walton again, the gentleman for Mastercard he's now at a vast again they'll play a little bit later. Realize that we needed that governance authority to say hey listen, there's an issuer here and we put them there. We manage the list of issuers who are authorized who are sorry authoritative for a particular type of credential. This lab is okay to issue a PCR credential. This country is issued by managed by I KO to issue passports. Similarly we may have we may want to limit the verifiers of what types or how they may ask for a proof as an example. I may limit those people who are allowed to last sorry allowed to ask for a full driver's license. I may let anybody ask for proof of age of majority using a driver's licenses are not getting my name phone number height weight birth and God knows what else is in there. This is through a governance framework the governance framework sets the rules by which the governance authority manages these, and that's the critical part. And that is where the trust registry falls in. This is managing side of a trust registry will get into the detail of that a tiny bit later. Another big big thing that dropped in May and I, it felt like it was a lot longer ago because I keep. I keep showing it off my my autographed copy from drama and and telling people to read chapter nine which I wrote. And I just do that too often it wasn't that long ago. If you're looking for it it's available through manning press you can Google SSI book self sovereign identity book. It's the only one that comes up that I've that I have found. I've found depending on who you are what you're doing. There are chapters that are absolutely critical for you to read and layer chapters which won't mean a damn thing and they're confusing as heck. That said it is by far the best resources, best resource out there, I would recommend reading the wallet and agent chapter there as opposed to the report, unless you want the extra detail. I've seen if you make a note as well will. I've already got a note on the trust registry webinar will add the wallet update we did one a few months back on that too. So you can have that in hand. I'm not going to talk too much about gain gain is the, I don't know, go global assured identity network out of the if the international. Institutes of finance. Basically, this is the biggest banks on the planet, issued a large federated system that is aimed to try and simplify digital identity. I bring it up just for completeness in that it's a, it's kind of an old school approach it's definitely not a decentralized it's more centralized. But the goal that they have there is how do banks help their customers sign into various places so instead of signing with Google or Facebook that you can sign in with your banking credential. This has been tried on multiple country levels I'm not sure where it's going to go. I jokingly referred to those who are old enough to know spinal tap I'm like this is, you know, if you adjust the gain on an amp you can say in spinal tap terms you know ours goes to 11. Let's turn on from that. Another neat trend that happened is that governments are actually slinging slinging code. In a couple different ways, globally speaking there are at least 10 different governments whether they be a national or regional product provincial state level that are either coding directly, or enabling. So one of the projects we advise on is a Canadian prevention province that's working with multiple provinces to work towards not yet but work towards issuing digital identity credentials. They're exploring the technology, seeing what the bounds of it are, looking at the overall framework and seeing what it would mean to issue to a citizen. And as another example, Germany has got multiple projects they created at least two ecosystems, leasy and ID union, where they're not coding directly, but they're helping fund and inspire startups and large companies to build out and follow a particular pattern. So they can start seeing what does it mean what does it look like in the wild. And other countries Netherlands Finland, at least 10, as I mentioned different government bodies now they may be in the same country. But what's interesting is they're all doing the same thing. They're taking hyper ledger areas and hyper ledger indie as the predominant solution. And I look at that one during what the heck is going on. It's interesting to see because I've been involved with both areas and indies since before they were called that. I remember the agent to agent discussion which became areas and indie was sovereign and before that it was ever name and no play again later. But I was wondering why, why are they doing this and there's really two different trends that are happening here, one of which is data sovereignty. And Christine if you can just make a note of this too. The government of the UK government and Canadian government have really good policy pieces issued by government on why open source helps as well as what the concepts of data sovereignty mean. But the kind of my quick summary of data sovereignty means that the country, the nation state is recognizing that in some aspects of what they're doing. They cannot lose control. They cannot trust that a vendor will come in and say we're open standards were interoperable. And know that they're not going to be one tied to and or held back by the vendor and the vendor for that matter may walk away from the space and leave them hanging. They're asserting and requiring that they both learn, as well as execute to a certain level so that they are in control of what they must be in control of my motto, our motto is always being controlled only what you must influence the rest. They need to control this one. This is one where losing control means you have absolutely lost control of the beast and you may be stuck forever. I'm looking why hyper ledger areas and hyper ledger India. The answer really there it is it works well enough. It is sufficient to get the job done. It lets them look and explore of the user experience with the citizens, what does it look like to ask for a digital driver's license if and when you do that. What does it look like to be offered a digital photo card if and when you do that. It's a really weird user experience when you go pure digital. It's not the same as handing someone a card. What if you hand them a physical card and a digital credential so they're looking to do this but also wanting to understand all the deep crypto behind it the security behind it how do they recover how do they revoke things. The hyper ledger areas and indie frameworks allow them to accomplish that. I think they're also seeing, which I'll talk to in a second, some convergence of things so that they know that this is not a dead end, that there are similar pathways that they can take that may not be a one way road. Big story happened and it was funny. One of the companies we advise was talking a Matthew globe from northern block was talking to Charlie Walton had a vast, barely the day before this was announced and Charlie's just I mean, don't ever play poker with that dude. No hint that things would happen the next day they announced the acquisition which obviously that kind of thing doesn't happen immediately but I have no insider information on it at all. I honestly have stayed away from my close friends, until at least after this to get the casual type stuff but I have no insight. But my thoughts are, I'm looking at why would a vast a consumer I think they have business in some enterprise stuff but largely speaking consumer security play. You know I used to be a hardcore users when I was a window guy of AVG free I think that's them. They've now, they're also merging with Norton life law. You know, you're going to require something like every name. If you read the wallet report or go to the wallet webinar. You'll hear me talk about a couple of things that scare the hell out of me one of which was wallets is backup and recovery. I need to know that someone is going to can help me recover the things that I lose. I'm deep in crypto. I am terrified of losing my keys. I have no idea where I put some things yes it I should keep them in the safe guess what I found one thing hanging out the other one. Why was this there I almost threw one out. I have thrown out keys. I mind a Bitcoin a long time ago. No idea where it went. If I have a partner who is doing and helping take care of my security. And if you read the wall chapter. It's actually called digital walls and digital agents. I need someone help take care of the mess that digital identity is already become and will get messier in some ways much crisper and cleaner and logical in other ways. But I need people to help me with that maybe that's what a vast is looking at. That's what the biggest gap is is the wallet and how it is backed up and restored and protected. The reason I say protected is if your recovery process is weak. That's where you get attacked. You're only as strong as that step in your in your overall security protocol. Last one here I think is checked launched in in in 2021 checked is really the first native token enabled SSI network. I mean you can run identity on on any number of ledgers. But like sovereign which runs on hyper ledger indie now. The network was created to support identity, not as an incidental this supports identity. There are other networks by the way we have one client that's working with Cardano, working on Cardano that is similar but it they have you many many things. It does identity. It does identity on cosmos which by nature itself is intended to go cross chain so that's awesome flexibility. Additionally, it is hyper ledger areas compatible. It because it runs on anchor to the cosmos chain not to indie, but because it's areas compatible this means we can start using the same thing as honestly layer one, where you have sovereign where you have in Canada there's a Canadian network being stood up that governments are going to run in time who knows where that's going to end up. You really don't want to care about layer one. You want to know you can trust it. You want to know it's a cure. You want to know this going to be it's highly reliable. And then you want to forget about it and let the Uber geeks worry about that little bit because it should just work and be very boring honestly. The cosmos is an interesting network as I mentioned it goes cross chain allows for more baked in interoperability. They're focused in and for disclosure than the load here I am an advisor for check and I do run some nodes, because we have customers couple reasons, we have customers asking where is this going. How, if it's a if it's a token enabled network how does a customer who doesn't want tokens play. It's like okay, we have a fiat gateway we need to know how to do that and how to work on that. But additionally it's understanding where are the SSI the self sovereign identity. Use cases. So imagine that holder being issued a credential and maybe having to pay for it may be being paid to hold it a verify potentially being paid but there's value being transferred. When you're using these credentials some people in the SSI space consider that to be anathema everything should be free I'm like good good luck running. That said, I think the SSI space can get to the point where where there's real value added. There is an expectation that some of that value will be extracted into the network, which ideally will be more diffuse. So we're looking at the SSI the web three crypto web three and crypto, talk a little bit about trends as well. They're, they're recognizing that, you know the not your keys, not your token, not your coin solution is great except keys to an address being identified solely to you is problematic. And they're starting to recognize that there's other pieces here so so check this taking a look at this, how does identity fit in with other stuff, and just general use cases where it's the performance network and the preferred choice because it's cheaper who knows. They launched a test net and may not may not launch I think in the end of November. So, let's change topics here actually pristine you said there was a question. Sorry yeah we have a question on trust registries. Just want to know do you foresee these registries being run in a centralized or decentralized manner. Do you these think of any leaders and what business models have you seen. Awesome. I like these questions. We'll probably mispronounce your name but Moises that the the registries are going to be centralized and decentralized if you take a look at as a concept as an idea. The good health pass just the health credential side of that. There is nobody in charge, yet every country has an authority somewhere. And they may have deferred authority to another country, but take just Canada and the US as simple examples, both of which they're really yes there are national authorities when it comes to pandemic response. But I think both of them largely speaking and there's some health budget at the federal but both of them are. They have, there's more subsidiary control provinces and on in Canada are in charge of delivering health care, similarly states as well as the private system in the states gets even more unique. So we get into the who's certifying the labs and stuff. In every case there's likely a centralized body that's certifying that list of labs list of health care providers. And if you look at lawyers and professional engineers and accountants I'm a professional engineer. My license is managed by professional engineers Ontario. There are the authority by regulation and legislation to manage licenses. So, there's likely a whole bunch of centralized is a decentralized group of centralized agencies. But down the road, you can imagine a virtual a truly decentralized trust registry, perhaps on on reputation on who's a good KYC provider whoops, I'm clicking my mouse here sorry. And that that can be both centralized and decentralized. As far as who's leading. There are no tech leaders right now. The groups that are leading in my view in our view a continuum loop are the ones who are already aware that governance is very important, and maybe able to point to places where the governance is already there. For example, a prior client is the BC government. They have issued credentials now for multiple millions of of corporations that are registered in British Columbia. They are by legislation and regulation the authority at the federal level we have corporations Canada, they are the authority and they can issue that and that's already covered, because they have a mandate to publish corporate registrations. How they publish it. Well it's on a website, you can get your print out if you want it you can have an embossed paper if you like, and you can have digital credential that already exists as far as the, the, the leaders and who's doing it. And then business models is a really good question this is something we've been working on with several groups is how do you work inside of an ecosystem so that you can start the ecosystem up. And have it sustain itself. And this is where we're looking into what's called you know high value credentials where there is a value to someone. Won't name the client but they got a call from a health insurance company saying, Listen, we know your, your customers are doing KYC, and they're holding your credential. Can we just ask if someone has a credential we don't want their account number we don't want their name. We just want to know that they are holding a credential issued by a financial institution. We're like, Yeah, we can do that but why you said we have so much fraud that we're willing to pay $5 to $10 because that saves us so much time and money that will do it. I was like, huh. So the business models are really shaking out typically there's many what I've seen and we've worked on many. There are a lot of this should be free, and it's correct, but there's also a lot of groups who do derive direct value and are willing to pay. The problem is if they don't have to, if everything is free, you have a problem you have a problem supporting the system, if it's mandated and funded perfect. I'm going to jump on to the next little section. We've got a question here to from Tim. He wants to know are there any sector agnostic trust registry protocols and or standards yet, or is the generic concept still very early days. Yeah, there's a Tim trust over IP there is an early stage protocol that only does three things. It allows you to ask a trust registry is an issuer authoritative is a verifier authorized. And that's really the two main questions that start the stuff in our trust registry webinar from the fall. And again that'll be linked is linked in here elsewhere. We do discuss the next stage, you know, what are the credential types in the ecosystem who's allowed to see what what proof requests are normal, but we're not there yet so it's the is the issuer authoritative is the verifier third one. Do you trust this other trust registry. So I could say to hey Canada, do you trust the US trust registry for health credentials yes, cool. All that does is give a signal that says Canada is says says is both trusting them and willing to say they trust them, which gives a signal that to another player that maybe this one is useful to go into a 27 times and get to this, they're probably trustworthy, but it's very early days to your point. And that one is at a version one and just going to the community this quarter. They do here, so it trends to watch. We're going to talk a bit about this convergence I was talking about a little bit about standards and some shake up that's happening. Well some convergence specifically in credential exchange that's that we're seeing anyone who's heard me talk about premature interoperability, we're still there. But there are good, good pieces coming out and through the questions that have been coming in trust strategies are starting to become much more urgent. And this is something we realized in during the good health pass effort that it was really important to nail these things down because no one could answer the question do I trust this issuer. That's why we spent so much time and effort on it. So soccer tiny bit about orchestration and convergence. This is sort of a soft topic I don't have a lot of crisp things but what I'm sensing and seeing and hearing hearing a lot, especially on podcasts is, it's really interesting to listen to a podcast is talking about pure crypto wallets. Talking about security of those and someone saying, yeah, we're kind of realizing that as I mentioned earlier, we're realizing that having just the private key tied directly to an address is a problem. It is to identifying. There is no you can call it pseudonymous but the minute I have tagged you I now know you for the rest of your life if you're using that address and everything that happens upstream and downstream of your particular crypto sitting in that wallet. They started talking was an e 16 z who's deep into web three now, but they're one of the old school VCs from Silicon Valley. And they're now talking about decentralized identifiers being a good way to separate the addresses from the person and or the identifying information that's necessary, so that we don't do things like directly tie an address to a KYC credential and personal information that we've now we can never get away from. So we're starting to see people are recognizing that when you add in governance. People are recognizing if you look at the web, the crypto space I'm not going to call it web through the crypto space. The hardcore crypto space you know initially was you know burn the government libertarian that side of it was you know not your not your keys not your coins. So here are the ones who are starting to recognize who I don't want to hold my keys I don't I certainly don't want to hold my keys. Hey I need some recourse if this thing goes sideways. In some ways they're rebuilding some of the financial and banking infrastructure on top of web three. Why it's because of the social contracts and stuff that we need. It's because of the governance we need, because it's not the same as handing. I just to accept an offer for my house. It's a process to go through it for for the monies to move into an escrow account. Check all the boxes then move it over here.  We're starting to get these things being rebuilt. Some of them are far faster and better, regardless the governance is tying and converging on top of both generic blockchain and crypto, as well as the identity side. There's also been a bit of a standard shake up this kind of comes back to it's an ongoing battle started in last year but it's ongoing. The W3C, where it did and very public credentials have sat for multiple years. I was actually in the room when we were discussing where should it go and I don't like being right but I was right on this one. There's a fight right now on whether did are being accepted because there's over 100 different did methods out there. So the big browsers, Mozilla, interestingly enough, Mozilla Foundation was the prime driver and Apple and Google were behind it as well. Google a little less so saying you can't do this this thing is is is way too diverse. The thing is if you look on. I don't know who does it I am a maybe who handles all of the little methods the HTTP HTTPS FTP SFTP, blah, blah, blah. The ones that handle all of those, there's hundreds and hundreds of those of which you in your day to day life use handfuls. It's exactly the same as things were back in the original web, yet they're fighting against it. Why, because they're browsers. They think the browser is a wallet, it's not. Another shake up is starting to happen right now in discussions is that the W3C credentials and this is one where we're not I'm not sure where this is going to go. There's no direct way just to formally tie a credential to me that I'm holding it. You do it using a subject identifier, and then you need to know what the subject identifier even means and that it's me, and we immediately have correlation. So there's no immediate way to do some of the privacy preserving things that we've all been talking about. And it's been very difficult to get changes through on that. So it's going to be some probably some churn over there is my guess. And it's especially these governments who are who are who are jumping in are recognizing a standard space is that they need to understand wallet security, as well as differential security meaning, how do I have a wallet that can handle multiple levels of assurance of credentials. How do I ensure on the wallet security side that you haven't had a family member, take your phone over without you knowing. Or that that a credential has been moved, it was backed up and moved to someone else's wallet. Kids nowadays are asking for people's expired driver's licenses, because it's an easy way to get into the bar if you're underage. There's a digital concern that because you can make that a lot faster if you especially we don't have holder binding. And if you will if your wallet allows movement and backup of credentials. There's also some shake up as well as convergence what's really interesting is the hyper ledger areas and wacky packs which is over at deaf I'll talk about again. They're different. They do the same thing ish. But they're starting to I think recognize that that that this is a good thing that they've kind of come to the same answer and interesting enough hyper ledger areas and the patterns in wacky packs, or exactly what the governments are pushing one to the next level credential exchange specifically that last little bit there. So we're seeing the same patterns form. When I issue a credential to you I need to you either need to ask for the credential. I need to offer it to you and then we have this back and forth that happens behind the scenes ideally, you don't want to see this in the computer it's really really boring.  You got it. Thank you. Good issue is now done and disappeared. There's an action between the holder and the verifier that says, yep, hi, how do I talk to you do I do you present a QR code to me do I present a QR code to you. Are we doing Bluetooth. Am I getting a text message from you how do we start talking. What do we how do we go back and forth and it looks so simple in this arrow. This arrow is really messy. This is back and forth and the verifier says yep cool I got one oh and the verifier may ask hey listen. I don't want your whole driver's license I just want to know that your age and majority so you can drink, or I just need to know your citizen of this particular country, and you're good to go. All of these things have to be figured out. What's really cool is in how do I miss my slides here. So how do I ask for and get and share the credentials. I think the major areas and wacky packs as as as something that's happening this year because I believe this is when it's really going to happen to shake up between the two. They're doing the same thing. How do I get you a credential. How do I use a credential. We get into the trusters beside in a moment you know how's the verifier know that that's really a bonafide issue. But they're talking about exactly the same exchanges. They're making very similar things now there's going to need to become a shake up moment when they come in say listen. Here's how you do wacky packs on hyper ledger areas, or here's how you do wacky packs with a test suite hey areas is up to you to comply. And I think we're going to find some of that back and forth in between both hyper ledger areas, which is that hyper ledger at diff is wacky packs, which wacky packs by the way stands for wallet and credential interface presentation exchange. It was called killer whale Jell-O salad at one point in time that's a IIW oddity that I really don't understand. But what's cool is they're starting to talk and starting to see how do we do this together. And the patterns are so similar that it's like watching going okay cool you're doing the same thing just get your get your ish together and let us know how the standard is. Talk a little bit about interoperability those who know me know I've been talking about premature interoperability and premature standardization a lot. It's really early days on interoperability. The, there are many different pieces here that are problematic the one I just described you the credentials exchange is hard. It's not done. In other areas there's a test suite that people regularly fail and like, oh, right, I broke it again. Go multi protocol now you're into a mess but here's the funny part. You tell me you're going to give me a w3c credential I'm immediately asking okay cool what type. Because there's at least three I count for depends on how you count them, totally different types, which have totally different aspects of privacy. They're changing from, there is none basically I give you an identifier that correlates me everywhere and I give you all the information can't hide anything through to their zero knowledge proofs, which allow me to hide things I don't need that can say hey listen I'm over 21, but I don't have to give them a birth date, and I'm not going to show you my name type of thing. There's this spectrum of them, each of them are different. And actually doesn't actually fully work yet because there's still some crypto issues to be solved. So just that thing, the the the here's a credential I'm not this is a coaster well use it as a potential great coffee by the way, rampage coffee I don't not associated to them, but I drink my body waiting and all the time. If I give you if I say I'm going to give you a credential you need to know which of the four types it is that's cool that's big picture. What are the attributes and where the hell do I find them. How do I know about them. There's a lot here. They have that whole exchange thing which gets messier even faster. But if you take a look at the, what am I doing in my ecosystem, you can simplify what I would call points of interoperability. How do I take a particular credential and use it in various different ways by verifiers. A good one would be this is a health pass a good health pass where I can walk up and people can know the other green check mark isn't just a graphic. It's not just like an NFT gets JPEG. It is actually backed by something in our wallet our wallet saying, yep, good to go. That's interoperability is at the point of point of engagement, and all the pieces that have to happen that's the only places where interoperability one is worth pursuing right now to its achievable.  I'm going to talk a little bit about trust registries and see if we've got any more questions that are going to come in please do drop them in. So trust registries were mentioned actually I realized they were mentioned back in 2019 in the wallet report. We mentioned as something was happening last year. But I think the trust registries are really coming into their own this year. And that is we're involved with multiple projects that for business reasons have to deploy trust registries this year. They have started out small enough, and this is inevitable. We're working one project where the network is a defined set of entities and it's by virtue of being on the network, you're good to go. So we can't suddenly have a high school student issuing a driver's license because they can't even get on the network to write to it. I would I would be the high school student in issuing fake driver's license by the way I'd be the acting as the slowest state or and or province, because I would just make sure I stay ahead of them. The difficulty with these trust registries is the minute I just say, okay cool it's a closed network. No one else can get it. Oh, but this guy's really kind of like us but not quite. I would give the analogy of his governments. I mean can we have things called crown corporations. It's an agency it's a corporation owned by the government, typically operated under a not for profit basis, but it's not government. It's an agency of government. It's not a normal corporation either. So it's not like it's a bank. It's, well, the Bank of Canada would actually be I'm not sure if it's a corporation. Canada Post is an example. Some of our nuclear agencies. They're really government like, but the minute they got on the network I now have to ask questions. Oh, okay. Some non government folks are on here even though they're pretty close. And then the minute you go the next step further you are now you must have a trust register because you cannot possibly know everybody on the network. This is the analogous to the days of anyone has seen the diagram that shows the nodes of the internet has spots in Utah has spots in California is only about 660 different connections or something like that. It's the same as that everybody literally knew everybody.  And you have attrition of people. And once you get into thousands, tens of thousands, millions of people, you simply can't do it. And that's how we ended up with this internet we have right now it has no security based on identity at all. So what's happening is it's formalizing I realized my specification word is now covered by by trust registered by the diagram. And as Tim asked the question, we do have the specification going through it only answers the first three questions, which are, is this an authoritative issuer is this verifier authorized and does this trust or three trust that other trust registry in a particular context. The next steps are. How do I know what credential types are valid in a particular trust framework. How do I know what presentation requests, how do I know what wallets are valid. That's actually a big one right now with the governments is the wallet side. There's no easy answer to say oh, anybody can put out a wallet in the wallet report. I think in the book we talk about whether we can trust Bob as well it's why I need to know can I trust that wallet in the trust registry. I'll be pretty quickly on that but that initial piece. Excuse me. If you have that initial piece of is the issue authoritative is this verifier authorized and do I trust that other trust registry. You start to build the ecosystem properties. So this is also what we're finding a trust registries. Every single governance framework that we've worked on ends up asking the question well where do I put that information. Where do I put the list of issues. You can put them in a database, you can put them in a config file. But if you can't expose it to the outside world. You've missed the point. And by the time you need to put it in a database that is the outside world is your problem. So we're finding that every single governance trust framework project we're working with is stepping into. When will I deploy and who's trustworthy will I deploy. Good news on that is if you're building a good governance framework of how does an issuer get into the system. You have all the business stuff figured out of how do I know you're a bona fide lab for this particular type of test, who's the accreditation agency, what are the rules for getting you in. How do we get you out. If you don't pay your dues when do you expire all of that stuff. So adding an API called it says hey is this issuer trusted to issue this credential type under this governance framework. Yes or no. That's actually really really easy. So adding the protocol support is really really easy. Ensuring you have the management and the governance and the trust framework behind it is the harder part. We do have a webinar back from 2021. You may want to, I guess it was to remember, yeah, it was September or so that we'll link to in the in the notes that we provide afterwards, the deck dives in deeper into the trust registry side. That's principally it. So do we have any more questions, Christine I think we had some that were pushed in beforehand. Do we want to look at some of those. Yeah, yeah I have some here. One of more one that was most interesting to me. What scares you the most about 2022 and beyond for SSI. It's still back up in recovery of wallets. The the the thought that in time I'm going to people aren't recognizing a couple things. So let's start with crypto wallets crypto wallets where you have to remember your mnemonic your, whether it's 1215 or 24 words depending on how you've done it. If you lose that you're in deep trouble. That's a given. We know that that's a problem. The problem with I did but when you have that if I lose my phone and I have my mnemonic I got to download an app. Type it in Spain full but I type it in and boom goes back to the blockchain or chains. Boom, I have everything I had, because my wallet is just a pointer it's just pointing at something and showing I control it has the private key for it. That's it. The difference with a digital wallet and identity wallet. It may have the only copy of the stuff, whether that is a driver's license now by lose my wallet today. I'm going to service Ontario to get a new one. I'm going to be doing in a digital space and governments are getting faster and better at doing that in an onboard online way that is secure that is going through the processes of validating it really is Darrell, not someone trying to rip off my identity. But what about other sort of incidental things I have a I just sold my house realized my ice maker is broken in my fridge. And I need the warranty that was in my digital was actually on my computer but I use the analogy was in my wallet I lost my wall. Well, how do I find that my case I was able to go to my email and find okay here's the vendor I can reach out to them and find out and they can help me hopefully. Otherwise I'm buying a new fridge. And that's scary in many ways because I get it. This is my world. Most people won't even understand that there's no apps that have a catastrophic failure mode in the in the real the normal internet world, we need to get past that my guess is we get past that by having. This is a terrible phrase in the web three world a trusted third party that I can rely upon this is my hand my hunch. Why a vast acquired evidence. They are to us trusted third party they protect people's devices, ranging from phones through to laptops to servers. That might be what they're seeing, not sure, but I need to have trusted third party the key difference is, I need to be able to move away from that trusted third party. That's where the decentralized word allows us to truly have portability. You'll hear you know I can download my Facebook information as Christine may tell you I'm not a Facebook person. I can download it. I'm a recovered software developer database guy, I can look at the file and say oh cool I can see what this is and there's nowhere to put it. Absolutely nowhere on the planet to put it other than Facebook. It's of no utility to me. I can't say hey that relationship with a good is. Oh, yeah okay that's that's Christine perfect well that's not going to help us doesn't help anything. It's a portable wallet that I say hey listen I've just changed law firms. My lawyer has my will. They're also part of my recovery network I don't trust the social network because if you and by the way if you trust me on your social network to help you recover your keys. Don't do it. I'm not I can't do my own. I don't want to do yours. But if I can go to my lawyer and my bank and have two of those parties both of which are legally in deep career ending trouble. If they steal my stuff. I really have a good good answer there. So that's really the thing that scares me I think the most still and it has for three or four years. So that kind of would lead me into the next question what about the MDL is the mobile driver's license I didn't hear you mentioned that Apple supports them now. Right. So Apple supports them on a technical basis but my understanding is they've held off and are going to be doing this quarter. MDL is interesting it's got a lot of really cool things. The coolest and most important of which is the fee is that in theory, I can use it without unlocking my phone. And that's pretty powerful. There are in the states I don't know what amendment it is First Amendment or whatever that are fifth that you cannot. And in Canada we have similar just we don't have a particular name for it that you know comes to mind. I don't have to unlock my phone. If it's if it's with a code I don't have to give that up to you. But if I have to do that every time I show you my driver's license I've already unlocked it and the cop takes it boom, we have a we have a whole different legal issue there. That's one capability that's really really cool. The rest is it's really proprietary. There are vendors who are running it. Which is great governments don't write their own stuff on this usually. They need to have the how do I do revocation you know image checking and all this stuff all the quality checks that there's a large vendor network that does this and does a good job that do the printed ones. When I issue that credential and it goes on to my phone. Yeah, sure I could show it to you again I may have to unlock my phone. But if you need to verify it. So imagine I'm pulled over in rural Ontario I just drove across Algonquin Park and regularly zero cell coverage. I've been pulled over there. They have no ability to check that. Plus, they have the full MDL reader software, which means I've now tied a vendor into the mix. And Ontario provincial police may have it, but what about the small town police. Do they have to now buy that new equipment. It's not open enough is my problem with it. It ties things into the vendors and it doesn't have enough of the controls that said it is a step forward and many many many different ways. Hopefully that helps. I got another one that was sent in here. Did you hear about TB decks and what square and block are doing. Yeah, Tim's on the call to. So I didn't realize it TBD X so TBD is like I guess the new business units to be determined. I think that is a money and identity. So that's part of that convergence as well as a bit of governance piece that square slash block and TBD this new business unit that may spin out in time pushed out that is kind of aligning the crypto world based on the business promise trying to solve which we have certainly in Canada. And I don't think it's an option in the states it's worse, but an internationally might be easier but just getting money to or from an exchange to work in the crypto space is really hard.  You have to know how to do a wire transfer. It's just difficult to move money around TB decks. The intent is, how do they create an ecosystem that we can have someone who's doing KYC says and we'll say hey, yeah, I know who Darrell is. I get a small percentage of the fees that are ripping through the network, but I'll stand behind Darrell. But I get to move money to you, you need your own KYC provider, and they're creating a protocol to allow hey, how do, how do different institutions bid on this to either be the on ramp off ramp for the funding to be the KYC provider. So it's kind of a really cool, more structured approach to looking at this. We did something similar with one of our clients, bonafide CEO ledger, where we purposely separated didn't realize it was novel at the time. Moving money in between countries in particular we're looking at Virginia United States moving money specifically to a credit union for credit union in the US to credit union in Estonia. We basically credit unions, they're standing on their members providing the KYC they were the KYC provider but we weren't sending the KYC information with the payment. The payment was routed across and because of the weirdness of Estonia and credit unions, they don't have swift. We had to do it to an intermediate bank swift to someone, and then they use the thing called SIPA, so we have this weird ass payment rail, sorry for swearing. And the identity was on top what we also realized is it allowed us to do a lot more. I just got one of our other businesses, Christine you would know the business just got a $5 test payment from a customer from a government customer saying hey we just want to make sure we have your banking information correct. I did that three or four years ago and people thought it was a wacko. But they're about to send more than $5. That's the only information you have is can you please go check your account. Our model had hey I'm sending money to Uncle Teemo. Uncle Teemo Darrell sending you money you good with that yep and our wallets figured out how to do it swift to SIPA. And then it said, hey Teemo funds are there. As opposed to hey, Uncle Teemo oh it's middle of night never mind I'll come tomorrow. The instantaneous connection we have over the identity and comms rail, augmented the payment realm. Tim has commented here that for TB decks just add money to your identity blockchain and governance. Yeah. But for me Tim blockchain and money, I guess you have your money. Good point on the fiat side is not, not there but you have money to the. Yep, good point. Definitely will do that. Christine any further questions. We have time for one more here. It's kind of two but I can throw them in together. Where should I look for more detail on interoperability standards and how things are being put together and then what kind of goes with this why are you cynical about interoperability. The first one, I'm, I'm all I'll claim I'm biased. I am both a founding as well as one of the initial funders of the trust over IP foundation. The I would suggest going there and depending on where your focus is there's two different areas to look at. If your focus primarily on business and governance. There's the governance framework working group. If you're looking at the overall technical architecture and how it fits with the governance side. Look at the tech stack working group which I chair. The reason I point at trust over IP is its mandate is more on the, the business and orchestration side than on the developing of the particular standards. It feeds into diff for some work diff requirements feedback into trust over IP for clarification. It feeds into w3c to me it's a really good starting point. As well as the discussions aren't getting down into the bits and bytes necessarily. So that's what would be a starting point. The cynical part of me on interop is is this. If you can define what your interoperability problem is you may be able to achieve it generic interrupt is a farce. There's a reason why if you travel globally. It's a good idea to get an international driver's license every country outside of a very small few. You have no clue whether something is real or not. So we now defer to the CAA of the world to actually do that. I was involved in the GIS industry interop, which actually was we cracked the nut in the 90s. And what it did was reduce data costs by 90% or more. The reason that you can now see if you if I wanted to see a picture of someone's cottage before you're talking $25,000 like from above. Now it's free. I just zoom in on Google. That's all using the same standards. We haven't defined the frame of what interoperability is yet. So that's why I'm so cynical. People will point out we're intrapable. No, they're not simple as that. Got a question here from Brent. What's the biggest challenge or challenges the governments in Canada are struggling with on moving forward with digital IDs. I think the, I'm not sure that there's any sort of fatal challenges I think the, what I'm seeing is and I'm on the inside in some ways is they're taking the right small steps they're not trying to jump in without checking what the waters are. They're they're learning the hey this is a bad idea this is going to be a problem, as well as if we build something how do we get out of it because the government doesn't want to run a lot of this stuff forever. Some parts it likely will need to but that's only very few things. So I think they're doing the right things by exploring it just it takes time, it takes time to build that both institutional knowledge to understand how the policy cover works with the technology how the technology either breaks or supports the policy cover. So overall I think governments are. This is so new and different that the governments that are dipping their toes in the water to stick with that analogy, are the ones who are not as challenged in my view, the ones who are not doing it, they just don't have a clue what's next. Maybe that helps. We are Christine we're at time any more questions. No, I don't have anybody else who sent anything in that was perfect. Perfect, I've got to jump on to a board meeting, but folks. Thank you very much kudos to you for for for for being here, and please feel free to reach out. Hi, mostly Christine will get you the show notes, the, the overall links that we've talked about as well as a present PDF of the presentation, and we'll get that on on an email out to you in the next week or so. Thank you very much. Have an awesome day everyone.


Good evening and a very warm welcome to all of you. It's a great pleasure to have you all here for the final global debate in our project, 10 Years of Urban Age. We organized this jointly by the Alfred Hellen Society, which I represent, and LSE Cities. And let me say a word about ourselves. We are the International Forum of Deutsche Bank and we are founded in memory of the assassinated former CEO and philosopher Alfred Herrhausen. And what we want to do is to promote the exchange of ideas and examining the key issues of our time. We like to say that we look for traces of the future in the present. One, of course, of the key issues is urbanization. Our mega cities today are microcosms of all the big issues of our time, be it climate change, scarcity of resources, energy, infrastructure, social justice, social cohesion, everything. And if we want to shape the future, you have to shape the cities. And this is what we're trying to help tackling through the Urban Age program. Now, for 10 years, Urban Age has been investigating spatial and social dynamics of cities. And we have organized 13 conferences and 13 different mega cities around the world. And now, during the past events, the past 10 days, we have thanked each other profusely. Everybody has thanked LSE Cities, but I haven't. So let me say thank you, Ricky, thank you, Philip, thanks the whole team for what you have done with us and for us in the last 10 years, and especially what you are going to do with us in the coming years. Now, the goal of the Global Debate series has been to discuss five core themes, which have been the focus of research and the debate of Urban Age since 2005. For instance, Nick Stern, Karen Sito, and Bruce Katz discussed the role that cities can play in confronting climate change. Juan Clos, Alejandro Arabena, and others looked at the role of planning and architecture in steering urban growth. Saskia Sassen made a passionate statement on the new patterns of ownership and its negative impacts on cityness. And Norman Foster presented how infrastructure can be used to improve the quality of life in cities. But as you can imagine, it doesn't end here. In fact, the plans for the upcoming year once again underline the role that the Urban Age has played and will continue to play in informing the international discourse. Urban Age will curate a pavilion, as well as host an Urban Age conference at next year's Biennale, the architectural Biennale in Venice. And it will organize a session at Habitat 3 in Quito on the relationship between public and private spaces. But let's turn to tonight. Tonight, I have the incredible pleasure to welcome three people who have shaped the ideas over the years. We have Richard Sennett, who will be introduced like Soketo Mehta later on. But let me say a personal word. Richard has been the, I would say, the spiritous rector of the whole enterprise. He constantly has infused us with new ideas, and we count on him in the future. He's been with us for 10 years. So has Soketo Mehta. And when I first read the book Bombay Maximum City after having lived seven years in India, for the first time I understood that a city is not brick and mortar, that a city is an ever-ongoing, epic Shakespearean saga of people of tragedy, happiness, and life. And finally, the chair tonight, Dame Tessa Jowl, I have had the chance to learn from her, to admire her when she was secretary for culture, but her special contribution to urban age was as minister for the Olympics. Because afterwards we did an urban age conference in Rio about the question, what does a mega event like Olympics do to a city, to the social cohesion of a city, and if the Rio Olympics will be a success, then it's due to her. If there won't be a success, it's because they haven't heated the advice. So with that, Tessa, over to you. Thank you.


Okay, folks, Larry Pesavento with the mid-afternoon update for TFNN with my friend Kermit the Hawfrog who is with me today. I would like to mention folks that our guest today will be Jeff Hughes of Alpha Insights and he always has some great stuff. And next Monday we're going to have Norm Winsky and on Wednesday we're going to have Jim Bartolioni and I believe on Thursday we're going to have Joe DiNapoli, the non-political version of him, just talking about the markets. The markets today are bifurcated as Basil would always say. We got the Dow Jones and the Dow Jones and Russell are up, the NASDAQ and the S&P are down. Not a lot, but well the S&P is down a little bit more, NASDAQ is down quite a bit. But if you'll take a look at the chart that I posted here in the end today we were looking for the market to come down into this level here. If you notice the low today was at that 44.61 level which was the 78% level, it looks like we're going to test it again. And then Monday we should have completed some really major ABCs. Monday or Tuesday we should be completing some of those here in the market as we're watching them here unfold today. The gold market has continued to weaken as much as we expected. I think we're going to see gold somewhere below 1900 very shortly. I mean it's only trading in 1946 right now so that's two trades. So we'll see if that's going to be the case here. But the main thing that you focus on folks is the Treasury bond market, Treasury note market. They've given up the ghost folks. This market, these markets are going to go a lot lower, interest rates are going to be going higher. And I don't know how much higher but they will be going higher. They're breaking down some major, major support in here and even with the news that was supposed to be good it didn't turn out quite as well as you'd like to have thought. So that's what we're paying attention to here this morning at the offices of Duke and Duke, 100 South Broad Street, Philadelphia, Pennsylvania where little Mitchell Luck is having his 10th birthday and he told me he said he was really sad that he wasn't going to be nine anymore. How many times have you ever heard a kid say that they always want to be older? That's absolutely for sure. Well we're going to pay a few bills here and when we get back we're going to talk about the S&P.


Festus Keamel apologised to the Senate this evening over his failure to honor invitations by the relevant legislative committee overseeing the Ministry of Labor and Productivity, where he had served as a minister on the Muhammad Bari administration. This followed a rather session of the Senate during his ministerial screening early in the day, where Senator Dalyntine Woukoucha from Abbey Central accused Keamel of disrespecting the National Assembly and accusing the last Assembly of being corrupt. Let me start with an resolved apology. My apologies without reservation is total apology for the misunderstanding that arose between us in my committee at that time at the night assembly. I apologize without reservation, total apology, and I pray that as I have done privately to my committee members at that time, headed by like an originally my own speech senator, his three senator, Akwashiki, after which in the last two years of my stay as Minister of State Labor, we had a fantastic relationship, we were visiting ourselves at home. We had a relationship outside the office, it was as good as that. I had done that to him personally and to the committee before, and I do that to the entire Senate at this time. Maybe it was as a result of the lack of knowledge of the fact that this matter had long been resolved between us and the members of that committee. Subsequently, there were so many hearings, budget defence and all that we attended on a very convivial atmosphere. So the apologies without reservation, at all, I apologize. The only two things I just need to say before I go because we are before the world, one or two things. One is that regarding that program, because when it's Nigerians here in Figo, their ears go up. Wait, what big figure as we mentioned, no, regarding that program, every single payment and I insisted to the past president that it must come from the central bank directly to the accounts of the people who were nominated to receive those funds. And so we as ministers, both ministers in the ministry and the head of the agency at that time that we supervised, never saw one cobble. It was straight, what we needed to do was to generate the list and pass to the CBN and the CBN paid directly from the CBN account to those individual account. These rich colleagues, emotion is on the floor that in view of the apology tender by this former minister who had earlier been cleared by this august assembly that he be allowed to take leave of the senate. Those who are in favour of this motion say aye. Aye. Those who are against the name, the ayes have it. It was recorded. Don't forget to hit the notification button so you get notified about fresh news updates.


G'day America. I'm out here at La Puente once again. I come back here for the flat bar. I just can't get enough of this flat bar. It's so small and forgiving and playful, but yeah I'm meeting up with Dan and Arjun. I'm going to get some skating done as per use and yeah cheers for all the support in the last few videos. It's been fine skating with Arjun out here while he's out on the west coast before he heads back to the east, before he goes back east as you Americans would say. There always seems to be some type of construction going on at La Puente. Every time I come here they're always moving dirt and digging holes and doing whatever, but they move the dunnies like you could manual. You could do a line and you could manual into the dunnies. Check it out. Look where they put the dunnies.   That's it. I thought you're gonna go switch front one out. Well how does he do it? Mark Sushi? Both. Okay let's just pop out early. I want to go the whole thing. Yeah do the whole thing dude.  No don't do that. Do like you here. We need you here. That was it. You want a little bit of sauce for it? Um like skate wax? You reckon that's what you reckon that'll do it? Yeah. Sometimes it feels like getting gripped.  There's some where'd you put it? It's a wick. You just need one coat. Keep going, keep going. Yeah.   Exactly like that. He actually does him kind of good for a two-year-old. Did almost do it. You gonna get another trick on the flat bar there mate? I want to. I want to go to front table but I also want to do a blunt. Back blunt. Yeah do them both. Back blunt. Do back blunt. Don't do that. I'm doing it. It's not a trick. But it isn't. It doesn't hit it but it isn't. That was a good one. Look at that. Steasy roll away. Wash your hands. Still alive. All right all right Sean go ahead. Damn stop ruining the audio of my clip. That was good. Everything is in the backseat. What? Literally everything is in the backseat. There's nothing going on. Oh yeah totally. That's what I think. So while we were at La Puente earlier there was a young bloke and he told Dan about a DIY nearby. Gave Dan the address. We are here now.  They still have the Hooters sign out the front but it's funny that old burnt down restaurants make the best DIY spots like this slab that was Square Waffle back in Campbelltown New South Wales Australia. So yeah we're going to go check out this Hooters DIY spot here and maybe get some clips. I don't know I haven't been up there yet so let's check it out. Dan's so tall he just stepped over the fence here. He didn't need to you know. Did you just walk over it?  I feel like I'm going to get sprung back. It's all gone. Look at these steps. Oh it is. Okay yeah we've just come to a literally an empty slab because it's been knocked already. It looks like. Are you sure this is a spot? It's gone. Gone with the wind. Look at that. Doesn't that bring back memories guys? If you guys are OG viewers on my channel the slab was like this too. We had tiles and we had bits of concrete sticking out everywhere. Look at it. We got here too late didn't we mate? Here's the rubble in the aftermath of I believe the DIY stuff that was here. Obviously before we come here. It's gone. It's all gone. It's all right here. Check it. I think this was a quarter of a ledge. I think it was a cinder block ledge and this is the the Hooters slab. Look at that Hooters. Just visiting this place here that was once Hooters. Seeing the ground and everything else is bringing back a lot of nostalgic memories to this slab. I'm trying to find a local spot to where I'm at right now to build some stuff. As I always am looking this was like I really do want to get back into DIY because I was on Instagram the other day and a few of the boys from back where I used to live were like rubbricking this curb to skate and I was like sick to watch and like made me want to go out and build stuff and do stuff so yeah comment below if you want me to try to find something to build some shit because I'm definitely down. If you ever wondered what YouTubers look like when they're talking to their phones this is what they look like guys where Dan goes over there. Dan's just pointed out they had taken a jackhammer to like completely destroy this so you cannot skate it because it's not a bad set of stairs if you look at it and they've oh even do you reckon they did the side of this too? Whoa look they just wanted to make it so unscathable for everybody so no one can enjoy it.  The extent people will go to stop people from skating. There's a nice red curve here it's been slapped out too and you can see they've chipped the side there and there.  Yeah this is really messy.  A lot to this I did it. It's my fault.  I know I'll go real in the spot we're going to go to. It's like firefighters that light their own fires. Yeah but like I mean like look at like they took a sludge hammer and just got back at it.  That's healthcare in America. I know that's what I made that face. You should grind that. Gaff me out. Pow. Yeah I ride for pow. Look at it. They just left all this rubble. They didn't clean it up. You know what's so bad about some kids skating here.  Hero citizens.


So, I understand that just from an individual psychological standpoint, when you are faced with very serious accusations, your first instinct is to recoil and get defensive and maybe even lash out. But given that Joe Biden has years of videos available on the internet for everyone to see of him inappropriately kissing and touching women and girls without their consent presumably, you would think that he would at least not have as much room to try to deflect. You would think that he'd at least try to publicly seem like he's being introspective and he's trying to listen and be respectful. But his response to the allegations made by Lucy Flores that he gave for an unwanted kiss and was smelling her hair and made her feel uncomfortable, I mean his response has been just downright embarrassing because he's handling this in the worst way imaginable because I think that his first statement that he released was acceptable. You know, was it ideal? I don't know. It's hard to formulate a statement that touches on the concerns of the person who's accusing you of this because you don't know what's in their head. But I think that him pledging to listen was important. However, we're now getting reports that he's angry. He's stewing over it and now he's lashing out at that phase now. And this is what his campaign is doing. They're blaming Bernie Sanders. So as Joe Perticone of Business Insider reports, former vice president Joe Biden's inner circle is reportedly stewing over the surge of accusations that the prospective 2020 presidential candidate inappropriately touched multiple women and think Vermont Senator Bernie Sanders team could be behind the renewed focus. Axios reported on Tuesday that several individuals close to Biden are suspicious that the Sanders camp is at least partly behind the anti Biden campaign. In addition, one of Biden's top backers believes he is still moving forward with an upcoming campaign announcement and is ready to kill Bernie when he jumps in the race, according to Axios. So this is downright shameful to me because this is the same level of conspiracy mongering that we see from Republicans whenever a Republican is accused when Roy Moore was accused when Brett Kavanaugh was accused. There was this attack on the accusers, political motivations, and if they were doing it simply for purposes of political expediency to get someone in politics that they don't like. And here we see a Democrat engaging in that same type of behavior. Unbelievable. And he's accusing Bernie while not acknowledging the fact that he's been acting inappropriately out in the open for all of us to see for years.  You did that yourself. You're the one who chose to act inappropriately. And maybe that wasn't your intent to make women feel uncomfortable, but it doesn't matter. You still were touchy feely and didn't think about how we perceive that.  And I love how there's this underlying implication that Bernie Sanders has to cook up some type of fabricated me to conspiracy against Joe Biden in order to beat him. Bernie doesn't have to beat you this way.  You voted for the Iraq war. You voted to repeal Glass-Steagall. You voted for the Patriot Act, so he doesn't have to resort to concocting a me to conspiracy against you to beat you, Joe Biden. He could do that just based on the policy substance, but because Joe Biden can argue based on the policy substance, really against any of his Democratic primary opponents, he has to avoid talking about policy substance. So he's projecting and thinking that his opponents like Bernie Sanders also have to avoid the substance when the opposite is true.   You can't just take responsibility for your own actions. Just this one time when we have you on video. I mean, even back in 2015, when Bernie Sanders hadn't even announced that he was running for president, John Stuart did a segment on The Daily Show and he brought the receipts where he showed all the times that you acted inappropriately on camera for all of us to see. Now, I'm not saying that what Joe Biden is being accused of is anywhere near the level of accusations that were lobbed against someone like Brett Kavanaugh. But what we are saying is that to deny and accuse your political opponent of concocting a conspiracy when you've been acting like this inappropriately for years is borderline delusional. Now, Bernie Sanders, campaign manager, Faiz Shakir, hit back with what I think was a really powerful response. So as Sam Stein, Jackie Kucinich and Gideon Resnick of The Daily Beast explain, Sanders campaign manager, Faiz Shakir, strongly denied any suggestion that the senator's team or its allies were behind the flora story, saying accusations of such made his blood boil. Neither the Bernie Sanders campaign or anyone involved in it planted, planned, persuaded, cajoled or otherwise urged Lucy Flores or anyone else to tell their story, full stop, period, end of sentence. I don't want to hear it. We didn't play a role, Shakir told The Daily Beast. But this is why my blood boils, he added. We've heard through innuendo and rumors that somehow this campaign was involved in Lucy Flores telling her story. And it is deeply disrespectful and shameful that any time a woman comes forward to tell her story, there has to be some kind of intimation or suggestion that that person is doing so out of some political agenda or that the person may be lying. It is shameful. We went through the Donald Trump campaign in which a number of women came forward to tell their stories and they were dismissed and criticized and ripped by the president of the United States on the highest stage of the land. We saw it with Dr. Christine Blasey Ford that she must be a Diane Feinstein plan. It is dismissive and disrespectful that whenever a woman comes forward, the first suggestion is that there has to be a political agenda driving them. And that, I think, was the perfect response. You can say that he got heated, but that moral outrage was justified. Because how dare he deflect in this instance? There were people, Chapel Trap House was one of them. I was one of them who speculated that Joe Biden's inappropriate behavior would be an issue. We didn't predict that it would be Lucy Flores who would come forward because we didn't know that this happened. But just seeing his behavior with women, with Stephanie Carter, Ash Carter's wife, even if she says that she didn't feel uncomfortable but seeing it with Chris Coon's daughter, I would have thought this would have been an issue because the media would have routed up once he announced or something like that. So we were all expecting this to be an issue even before we knew about the Lucy Flores story. So for him to just try to use Bernie Sanders as a scapegoat rather than actually being introspective and trying to improve as a human being, I think it's just downright despicable. His response to this is the exact opposite of what you should do. Take responsibility and communicate to us, Joe, that you're willing to grow because we don't need to fabricate some type of Me Too story to get you disqualified. Your own career has disqualified you. Your vote for the Iraq war has disqualified you. You pushing for the TPP has disqualified you. So I don't think it's reasonable to assume Bernie needs to even fabricate anything because that wouldn't help him because if it got out that he did do this, that would hurt him when he doesn't need to do this. He could just challenge you head to head on the policy substance. But again, Joe Biden has no policy substance.  So like I said, he's projecting and he thinks that everyone else is going to do the same. Well, not everyone in this race is like you and better or work. They have more than platitudes, Joe. They actually have policy and you don't have that. So you can be an adult and grapple with this in a healthy and constructive way where women don't feel uncomfortable talking about instances where men touched them inappropriately and made them feel really embarrassed and shocked or you can do what the Republicans have been doing and try to discredit them and smear anyone who may or may not be involved with supposedly political motivations. That seems to be what he's doing.


The EMEA of Mori Emirate in Tarrabah State, Abbas Tafida, says the presidency knows those that are responsible for the security challenges bedeviling the nation, speaking to a delegation from Nigeria's presidency, who visited Tarrabah State on a condolence visit to the government and people of Tarrabah over the demise of Nigeria's former Minister of Women Affairs Aisha Al-Hassan. The traditional ruler advised the federal government to tackle insecurity across the country of watching Nigeria's resort to self-defense when pushed to the wall. A presidential delegation led by Nigeria's Minister of Works, Abulay Aliyu, are in Tarrabah to condole Governor Darius Isshako on the loss of Aisha Al-Hassan, Nigeria's former Minister of Women Affairs and the entourage where the Minister of Science and Technology, Mohamed Abulay, earned a senior special assistant on media to President Mohamed Bwari, Gaba Shehu. The team added the government House Jalingo's past sympathy message of President Mohamed Bwari to Governor Darius Isshako. We are here on behalf of Mr. President of the Federal Republic of Nigeria to come and demonstrate with you the good people of Tarrabah and the family of the deceased over the demise of our sister, our friend, our colleague, Aisha Jume Al-Hassan, who passed on recently and was buried yesterday. We bring to you the heartfelt condolence of Mr. President, to you and the people of this state. Speaking to the delegation, Governor Darius Isshako said Aisha Al-Hassan led an exemplary life and was an honest politician. I thank all of you and to take to Mr. President our gratitude for coming to Commissioner Itutos, this side our other demise of our late sister, brother and mother. Everybody has said very good things about Jume and I think most of it is correct. I know her as somebody, once she makes up her mind, she's with you, she's with you. The delegation also visited the Palace of the Emia of Mouri, there the traditional leader called the federal government to be deliberate in the fight against insecurity. He also warned of the possibility of Nigerians resorting to self-help if they feel unsafe. Aisha Al-Hassan was a Nigerian lawyer and politician appointed in 2015 to the cabinet of President Muhammad Ubuari after his election. Until her resignation in July 2018, she was popularly known as Mama Tarabah. And don't forget to hit the notification button so you get notified about fresh news updates.


The article discusses a systematic review of treatment options and outcomes for patients with dissecting cellulitis who have failed standard therapies, including intralesional or topical steroids or antibiotics. Isotrotinoin was the most commonly reported treatment but had limited response, while biologics and laser therapy demonstrated a better chance of remission. X-ray epilation and surgical excision showed the best remission rates, but can be complicated by serious morbidity. The article proposes a regimen for the treatment of refractory cases of dissecting cellulitis and suggests that more robust studies, including randomized controlled trials, are needed to identify preferred treatment options.