All right guys, I'd love to welcome everybody to the second to last live stream of 2021 here as we look to close out the year Merry Christmas to each and every one of you guys couldn't be the channel without you absolutely title of this video implies that each and every one of you guys have a special spot in this and It can be from a small capacity as a beginning investor It can be someone with seven eight-figure portfolio. Absolutely. We don't discriminate on the channel here always trying to promote a positive environment here in an environment that is sometimes gets a bad rap and anytime there's money involved, you know emotions run high and You know, it's interesting too. A lot of people can get involved with stock market investing and they're ill-prepared to make money And it gets mince construed as something that can come easy and it doesn't it Takes an immense amount of work. It takes an immense amount of mental perspective it takes an immense amount of Evolving with your craft staying hungry paying attention all those things that I Look to impart to those investors out there that are looking to make sense of this gig And so as we close out 2021, I just want to thank each and every one of you guys for for being part of the movement I throw down a little bit different on the channel. I I look at the channel as kind of the tip of the spear But I think that the spear itself is what represents the real The real value in the channel itself in that if if look you're looking to earmark your first hundred dollars of invested capital And you've got that motivation spark here on the independent investor channel Right on man, you know that that that Credation back to the channel is huge in that maybe they would have found it somewhere else or they wouldn't have found it at all And I think people really need to take a step back and look at what it is that they really need in life I think to prioritize your needs and wants is absolutely critical when looking to justify the opportunity to Earmark some surplus capital put at the risk in the stock market and the benefits can be outstanding You know the irony in that whole thing is people give up the short term Substantiation and and the you know the the The reaffirmation when they make purchases in the short term they give up some of that To put some capital to work in the market, but I think it goes beyond Sacrifice I think it it speaks to an acknowledgement of people who are lucky enough to have a little bit of surplus capital And I'm not talking about much guys I'm talking about for the the very beginning investors out there that can earmark the first twenty five dollars of Surplus capital maybe in a starting Salary or a starting budget.  Maybe you're going to school going to college Trying to achieve a degree. Maybe you've started that job and you're not making a whole lot and That's where this program really starts to pick up and It's really where we dissolve away with the idea that You can't do something and we start to entertain the idea that you absolutely can do something I talk about my roots all the time And I remember the decisions and what went into that in Starting my investment journey, you know starting with that first Roth IRA account Selling my first car Splitting it into the Roth IRAs the ones that I disclose to you guys on the channel That's just my story, but it's not so far removed from a lot of people out there, man that You know can can have similar situations Little bit of just you know downright. Hey, man, I'm gonna make a change And I'm gonna pull out, you know this five hundred dollars this thousand dollars And and and put it toward my financial future And I think it's that impasse. It's that critical impasse where you're trying to break a Big big barrier down because a lot of people will push that barrier off. They really will add I'll get to it next year Here we'll come into 2022 and there will be people that have been saying that for years and years and they'll never start and Then the next year will come around hell. I've had people sit down and talk to me directly and they were all fired up about investing But you know, I'll talk to them three months six months down the line Hey, did you ever start what what it is we talked about now? I'll get around to it, man I'm really sorry Once you don't have to be sorry for me. You just you have to justify those decisions to investor not to invest for yourself and I'm not saying you're wrong or right If market burns up goes to hell in a handbasket all of us investors are gonna be stuck holding an awful heavy bag But I think the reality of the situation is that you're probably taking on more risk to your future By not taking what surplus capital you can leverage to risk over the course of your life Really just to take a pledge to yourself that the that the dollars that you earn. You don't need to spend all of them You know Compartmentalize those expenditures into those sunken costs that you know that you're gonna have to be on the hook for Okay, food fuel rent insurance things like that house payment Whatever it is that you that you deem throw one additional category in there as a bonus And I think when a lot of people do that, I think they'll find that wow, you know month over month I should be doing Much better than I am in other words. I don't understand why I'm living paycheck paycheck. I'm bringing in 2000 to $2,500 a month We should be only spending $1,900. Where's the remaining $600 going and it helps you to identify some of those windfalls in your program When you take that pledge to yourself, you say, you know what I don't need to continue along this habitual type of Lack of discipline in my spending Where do you turn? Do you turn to the savings account? Do you tune? You know, do you turn turn to investments do you turn to some other form of investment? That that could put capital to risk and to each his own honestly as I've evolved in my program. I've really done away with Criticizing for a lack of better terms other people's program I just don't I just don't care as little as you do I will support you and as much as you do I will support you As long as the common thread between those situations is that you show a little bit of humble Application and that you acknowledge that at some point if you started investing Whether or not you were given a bunch of money or whether or not you started with scratch nothing We all were there at some point And I think that's something to remember man when you're all part of the independent investor community or or another It doesn't matter. It doesn't have to be mine it can be something that you do as just a Kind of a self-fulfilling type of an initiative for yourself Maybe it's just part of a goal that you have Maybe you can come into the channel every now and then and I really do try to drive on this project once a week Because it's super important to continue to footstomp that financial fitness element of your life It's a lot of fun. Obviously days like this are fun It was a wonderful day in the market. It's been a wonderful day the last three days I posted to my group today that I you know Santa Claus rallies can be made up in a couple of days and the last three days have been on fire. My goodness. It's just been fantastic Really hopefully for me put on a little bit of a Little bit of a cherry on top of what has been kind of a tougher year for me I'll go through one of those some of those things that I've deemed as positives this year In the portfolio investing life, etc. A lot of wonderful Advancements in my life The portfolio has done everything that I've asked it to do and then some it's just been kind of a static application for me this year some of the Strategic initiatives. I've just carried true and held true on them throughout the year Just like I always do nothing's gonna change into 2021 2022 as we enter into a new year But I do have some strategic goals earmarked in the portfolio. It's great to see everybody in the gallery here tonight Thank you for allowing me to throw down on a Thursday. I don't know how much reception we'll get but I Get just about as much out of this project as you guys do I just enjoy the heck out of it and I appreciate you guys allowing me the opportunity to throw down once a week and talk about Financial stewardship and how we can empower one investor at a time be back in just a sec Cheers to you guys Fantastic Mm-hmm Taking some well-deserved time off Time off for me is is chilling and making YouTube content and this is not work at all I've been relaxing still hitting the gym for sure I'd recommend if you guys were looking and taking on one of those scary scary life challenges Hit the gym more Do what you got to do. I don't like crowded gyms. So I don't go the gym that I have right here Suffices it's free of charge.  I have a harder time with diet just because I'm a foodie But I do a pretty good job keeping stuff in moderation and moving into 2022 That'll of course be one of those goals and I don't set news use resolutions To where I write them down and then I forget about them. I'm constantly Constantly reviewing over what it is that we've got. I'm in the process right now of incorporating Reincorporating the independent investor channel. It's something that's been well over long overdue And I'm proud to do it 2021 earmarked Fantastic project through the independent investor group comm through Shopify probably one of the flagship projects that we did here initiating the Viper Group and sitting across from a number of different people and helping them in their individual causes and Trying to earmark some of those things that I enjoy through investing And kind of helping them see that end a little bit because I think I sense a lot of people When they get involved with investing and maybe it was like that when I started to I just went in and out at full force and Made as many mistakes as I had successes anyway And and perhaps maybe there's a lot of people out there. They're maybe more careful As they should be and maybe I should have been when I started investing To maybe just try to seek out those answers before Jumping in head over heels and making a half a dozen mistakes before you get it right and everything I'm just a bull and I don't have patience. So that's just me. I typically don't apologize I I typically I enjoy the voice that I have through the independent investor channel because You know, it's it's one of those things where I get to come on and I get to share My perspective about wealth and what it means to me and about how it's actually less about money and more about disconnecting from your money is really the key and The more you can kind of buy into some of those Philosophies about investing. I think the better off you'll be the more perspective you'll have about this gig and understanding that you know life is a as a finite gift and The more you can resonate with that idea, I think the more you can carve out a lifestyle that doesn't require you to spend every waking dollar that you have Um, it's um, it's amazing to me how much older I get the less I care about money and the more money I have because of it Define the irony in that you can if you'd like I put out my video here this week on on Millionaire status and what it's going to take to get there That mindset has been with me for 20 years So if you guys just think for some reason I'm falling on tilt and you know, I'm I'm just now getting laser focused on on this goal it's More inevitable now It was more of a pipe dream Before I think a lot of people maybe even if they have the courage to say hey What I want to have some wealth into my future doesn't have to be a millionaire But I want to have some significant wealth if you're if you're brave enough to even say that And and furthermore put yourself on a path Maybe maybe to to march toward that end. I tip my hat to you Those are the types of motivated people that really motivate me And they come from all different walks of life. Trust me Okay, it's not always about the white picket fence man. Trust me in the big house and the two beautiful cars in the driveway It's not always like that. There's people who tune into this channel From a global perspective that live completely different lifestyles Then we here in the US are sometimes Consumed by yes, very lucky to enjoy. It's a Wonderful lifestyle a lot of modern conveniences and a lot of what I do is try to fight a lot of those modern Conveniences and not be subject to them all the time. I think it's really important for you to continue to realize where your roots are And to continually remind yourself about where you came from and what it is that you value in this life That'll help you keep your ground and keep your center whether or not you've got ten thousand dollars invested or whether Whether or not you've got that half a million dollar mark, okay? Something to take the bank for you. Absolutely. No, I got some stragglers coming in now Fantastic, it's great to see the gallery kind of fill out. I really appreciate this very cool Got Susan's in the group here. Merry Christmas to you Susan. Thank you for making your way on. I've learned a lot from my mistakes That's why I say that tongue-in-cheek and that you don't fear mistakes I wouldn't be who I am without all the dumb moves that I look back and say boy What could it have been? But but then again, I'm also not very fair to myself in reflection and saying gosh By nature of putting that chance on the table a lot of the times it works out. I will furthermore say this I've relied on a lot of people in my life. It's amazing to me how much success I can earmark On projects that were generated and garnered by myself and myself alone And I think you guys can resonate with this It does not always have to be a product of somebody else's Imagination that that helps get you where it is that you need to be but she says they haven't been too bad But it could have been oh, I think we've all circumvented a few landmines in our life. Have we not? I Don't regret any of it. I've put my life on the line. I Don't regret any of it I don't regret any of the decisions that I've ever made where I've put fate on the table and It's made me who I am and don't ever apologize who you are You know for whatever for in whatever capacity life has a lot of different ways of Chipping away at certain slices.  You're like whoa is me Wonderful. I'm invested in the market here on a 50% haircut, you know, it must be me. I'm cursed It's a mistake I think the successful mindset calls for having an extremely short memory and I dwell on stuff for about an hour or two and then it's over. It's over I I don't I don't dwell on stuff as a matter of fact if you asked me to remember something from last week I'd be hard-pressed to do it because the God's honest truth Susan I spent the majority of my time thinking about the future not the past Merry Christmas to you and thank you for coming in and sharing your thoughts with us. I really appreciate it absolutely Now I haven't seen Michael for oh ages. It's great to see you my friend It's great to see a Merry Christmas to you value my mechanical Engineering education. That's where I've been the past year. So welcome back and You just made something that we don't talk about enough is the investment that you've made in yourself That's how I look at my career. I could go back to college as well And get my business degree, which is all of my undergraduate I'm about in between my associates and my bachelor's degree in in in business administration, but In my current job, it's like OJT And I love it So it's hard. I'm hard-pressed to go seek out a paper degree when I'm earning a phenomenal salary to do what it is That I love to do any bug good, but congrats to you.  Absolutely love it man. Good stuff Jonathan's in the house fantastic. You'll love the content the stocks went Empire strikes back this week Yeah, I just you know boy. What can I say? Guess I could come on and just profess to be the greatest investor of all time We know that's not the truth and I'll say that about you guys as well. Maybe you're not either We try to it's like taking a Wolverine and trying to corral them Taking a wild animal and trying to tame it, you know to the point where we can make some sense of it I think there's some There's a real there's a real disconnect in What the tried-and-true method is for investors out there looking for exposure to the market Whether or not the self-directed path, I'm seeing all kinds of solicitations now for self-directed investing and I was hard-pressed to find any outside of my message when I uploaded my first YouTube video four years ago it just was not a concept that was very popular and It's okay. I'll continue to write the script and Eventually people will start to pick up the phone If they don't it's their loss Don't I don't care I just don't care for the people to get to tune in to me every single week free of charge on at least the live stream You just subscribe to the channel and just catch the live stream Okay, if you don't want to sell out and watch a YouTube channel religiously, which I can't blame you I don't do that crap either. I don't have that kind of time. I don't watch YouTube Social media I got into a little bit of back-and-forth this morning on Twitter and I was like, what am I doing? What a waste of my time.  It was nice. It was a nice validation today was close to a $10,000 day for me I've gotten used to this Fluctuation with the size of the portfolio and as you manage more money You do get kind of used to the fluctuations and that 2021 in retrospect has been seemingly a lot more down days. Hylion has not helped in that capacity at all 2021 year-to-date down 67% You can argue all you want about how awesome that is. I beg to differ. I think it's Zero out of ten. I think they get a zero And I've been critical on the company and therefore people are critical on me That's great. I don't need anybody's validation. I don't need anybody's approval I don't need anybody to agree or disagree with my opinion. I don't care who you are I don't care the name independent means a lot to me And that's exactly what you get when you come to the channel And if you can shave off a little bit of independence for yourself You could probably benefit for it because in this life Well, a lot of people that I see do way too much following and a whole lot a Little of leading and then that's what we need more of we do. Okay, we sure do. I appreciate the comment Merry Christmas to you Jonathan. Thank you very much. It was a good bounce back. I take it chunk tongue-in-cheek I really do so a lot of fun and Becky. I love you Great to see you tell the hubby I said hi Merry Christmas to you and the family You are blessed indeed. I'm just happy to know you. I really am There's been a few highlights the last couple years of the channel Becky's one of those rare highlights in the relationships that we've been able to build and Kind of understand how we can fill gaps Both ways to be honest with you and and hopefully she looks at the independent investor channel as a springboard to something better Margaritas perhaps She knows exactly what I'm talking about and it's just great to see you and You really do epitomize what it is that I consider to be success on this mission No doubt about it Becky from the bottom of my heart. Thank you for being part of it. Really appreciate it very cool Says I'm here for group therapy. Well, this is YouTube remember, okay Do the best I can and provide some motivation anyway, I swift kick in the ass I don't I don't know what it is as a social media Influencer and I can be influential and as I should be the I I watch my videos the channel that I watch the most on YouTube is mine. I do it's the most interesting to me and I had somebody come on to one of my live streams and say it's like a drunken guy at a bar So the opinions vary across the spectrum on on what it is that you get out of the message and Teach his own no problem. No love lost and waste your time If you can't get a message from some but something like mine, man, no problem go follow somebody else No love lost man. It's not a big deal.  I totally understand it At least at least holistically I've had to learn to understand Block out some of the things that I don't appreciate about social media and that's okay. Maybe it's just my age I'm not a young person.  I just don't care That that doesn't affect me You shake my hand Correctly, that'll impact me. I'm into reality. I'm into real relationships. I'm not into You know getting into a Twitter war.  It's a waste of my time All right, so I think a lot of people They like to say what they can say through social media because it is an unabated platform In that I'm not gonna sock you in the jaw for saying something idiotic to me because you're not saying it's my face All right stuff man Jared O'Dell's been with the channel for many many moons my friend. Merry Christmas to you. It's very cool. Very cool It's great to see you says I'm excited about another year. Well, I mean you should be Investing is not a one-way street. It's it's a lot of different perils and pitfalls and When I look back over my investing career and my opportunity It's it's it's provided being no no shortage of challenges and you know premature sales Stocks I should have held and stocks. I should have sold and vice versa You start getting into that routine you drive yourself crazy. I think But when you chalk it all up, I Think the stock market is very very. It's a very powerful wealth-building tool And if you can keep your head about you at least partially You'll do just fine in this racas and ways to kind of control that That defense of posture you take in the market and protect yourself from what I consider to probably be one of your worst enemies And that's you so ho Invest for the future. Don't invest to substantiate your position Tomorrow or next week or next month or next year. We'll do that. Don't do that a bit All right, you got to substantiate your position in it when you're looking to retire man set that target date down the line You'll be good to go. It's just that simple, but it's great to see you my friend. Thank you so much And Jay just popped in on the bottom here man Merry Christmas to you in the fam same same to you my brother really appreciate it 2020 22 man buckle up. It's gonna be it's gonna be big and Some of those network folks that I've met through the channel Jay's one of them. He's right there on the top five. Can you count them on one hand yet? I can I can I don't really have a network of a bunch of people that I hold in the highest regard anyway, Jason's my number one Sponsored channel on the independent investor channel. He'll continue to hold that spot He's a family man. He's a hard-working guy I've got tuned into his sports card memory bill you show more than Jay Mack investing Like I admitted man. I don't I don't watch another a lot of other investing YouTube channels Some of those channels I started watching man like Gen X Devin and investor his project is doing great Joe Carlson projects are doing great Jay max got about a half a dozen projects. I can't even keep up with it, but at least that's the one I do follow He's traveling all over doing his sports is vlogging and the sports card memorabilia business kind of a fun thing Something that I wish I had more time to do it might be kind of fun Because I've got a pretty robust collection myself. So Merry Christmas to you Jay appreciate appreciate the banter this morning on Twitter really appreciate it. That was fun Looking to challenge the strat status quo man. You know me I don't I don't shy away from that crap where a lot of people do I don't I sure don't I Appreciate you coming on brother All right, Sam is not having a rental. Yes is killing me man killing me This has been kind of a weird deal for us and it's a means to an end When you travel as much as me and you're in the military and and subject to move in every three four years It's tough man, it's been it's it's starting to get to me the older I get You know, I'm going on 17 years 20 22 22 17 years and I'll do 30 Stick and stay make it pay. That's what I learned commercial fishing in Alaska We used to say it all the time to mind f ourself into thinking that what we were doing is normal It was not normal my friends.   I offer my credit criticism I could be wrong in that my presumptions about the company are Ill-founded in what's going on behind the scene. That's just the perspective I have and I comment on it, right? But the reason why I come out with those videos here as of into the fall and into the winter on Highly on is it gives me that voice it gives me that voice to say hold on a second man I something's not right man Something's going going astray and it might be a combination of a lot of things short interest, right supply chain shortages The company not being able to meet forecast the way that they forecast when the the original investor presentation came out You know doing a lot of great things, but unfortunately being overshadowed By by what this beast is and it is the stock market and it is the great separator Okay, you cannot hide If you don't want to be public go private otherwise Stay tuned for scrutiny because you're gonna have it it goes both ways when they start to have some positive accolades Shower down on them, which I think that they will Skies the limit baby skies the limit and that's the way it's gonna happen man Matt thanks for throwing down before I was in the gallery there Merry Christmas to you my friend get well.  She's trying to take care of you Some turmeric and hot milk three times a day. She says it'll it'll knock that stuff right out right all good See our spiritual leader me. I prefer Jack Daniels.  I'm at the gym at 0500 every single day You guys you guys come with me, man. You're welcome. Let's make it a thing man. You want to make it a community thing, man Let's go to the gym at five o'clock man I Appreciate the comment anyway, man. Honestly most all SPACs the same they'd have same chart That's exactly one of my two comments for the gents who came on before me Don't think it's much highly on it is the group of stocks that to totally agree. That's why I lump it into that category of Really and it trades in correlation where today high highs on and Nicola traded up Highly on didn't come out with any news It wasn't the Twitter post that moved the stock. It was it was the Nicola LOI and it was the highs on Who have been in good favor? That has hindered highly on because when highly on has good news. They really do trade in correlation It's quite amazing to me. I took a token position today in both of them.  I just bought it all EV ban I bought some highs on much less of a position than I have an highly on but I also bought some Nicola To hell with it now. I own the whole space now. I could care less Nicola can go to zero or it can go to hundred I really don't care Heizan's making moves and they're making moves on the on the international stage Which is pretty awesome and one thing that Heizan and Nicola have probably above highly on at this point is How advanced they are on their hydrogen fuel cell technology which you cannot ignore the value there I I just still question Who the hell is gonna buy these things without the infrastructure built out? But man, I've been watching the market Miss this for for months and months and months and I figure if there's gonna be any winners out of the space Which I think all three will win. I think it'll be those three on the cusp of the easy EV wave over the next five years So I went ahead and took a small position in each of those two companies. I could be a dog for it It's not a big deal, but I think we saw the bottom and highly on Nobody's talking about it. Nobody So and I also don't to your point. I don't I don't really consider the run-up to fifty eight dollars is credible I look at highly on as at a base position of ten dollars Stocks down forty percent right now if you use that metric And in all fairness, it should have never been at fifty eight in all fairness It should have never dipped into the fives But if you look at it here in their first full year of public markets stocks down Just just under forty percent right here So I just chopped that big mountain off the top and it doesn't seem so bad Now we invest going forward. What happened in the past doesn't even matter. It will big break away from the pack Perhaps there's gonna need to be some catalyst, you know Here in Thomas Healy talking the Q2 not Q3 Q2 about the OEM hubs. He was pressed on this Kind of dodged the question a bit. I need to understand a little bit more about what it is They have solidified with OEMs. Okay? OEM hubs great I need to understand a little bit more about how we're gonna integrate. We have one OEM right now We need to get the rest. I mean freight liner Mack all of them They've got to all come on board with Peter built Peter built will help provide some leverage Once those are turned off the lines, but I don't see that's the thing Jay is they can't do two or three thousand Hyper truck ERX orders per year and survive. That's keeping the lights on brother at a thirty five percent margin They've got to sell tens of thousands of units. They sell tens of thousands of units. This is a hundred plus stock, right? But that's the disconnect. Are we gonna continue to piece together hundred truck orders? Are we gonna continue to piece together these, you know to where the years end? We're looking at twenty five hundred five thousand orders. That's not gonna be enough And if the EX hybrid unit falls off the way Thomas has a lead alluded to now twice Which is really disappointed me because I think the EX hybrid is a beautiful product. It's being used by Depmar right now If it ends up kind of falling off due to the Cummins competition, which I just don't see that happening Then the then the hyper truck ERX has got a can't handle the load and a lot of those sales projections had about a 50-50 mix between the two products sailing in the open market and Helping with that bottom line the margins on the EX hybrid weren't weren't even near as good as the ERX But at least it it would help But you need some catalysts need time obviously is the is the recipe for that And it'll be fun. They've done nothing but prove that they can garner orders And I believe that they will continue to solidify that order book I want to see when this supply chain shakes out I want to see a backlog of orders of 10 to 15,000 Agree or disagree Those are the catalysts that we're gonna need brother. We'll see what happens. All right Appreciate the comment mom. Very cool All right, man. All y'all Warren Buffett's Berkshire buys Dominion. That's correct would be interesting Yep, we've talked about this a little bit natural gas is the play highly on as a natural gas play specifically renewable natural gas The permits and the buildouts are happening right now It's a fantastic initiative and I think there's gonna be certain routes that call for that I think there's gonna be certain routes that call for an all electric bev route Which high companies are gonna opt for Tesla. They're gonna opt for a Nikola or a hyzon product That's just how it's gonna roll The industry is enormous 800 to a trillion dollar business here every single one of these guys can play I mean they can get in on the normal cycle and rotation of revolving the trucks in and out of The cycle and looking to integrate electrification Over the years as they rotate their old trucks and reorder the new, you know, they don't have to dominate the entire landscape I think the other highly on catalyst is to go global And that's gonna be the metric that I look at I won't consider selling my stock until I'm Satisfied with them going global and I think that's a multi-year project now You're talking about ultra-long on on holding highly on not five years Five years. I think the stock is gonna be nowhere near it is right now. I'm just it's it will not okay But when you're talking about realizing maybe a potentially multi-generational type of opportunity with net gas maybe potentially the availability of hydrogen fuel cell being a lot longer down the line than what we're projecting now in that We can just snap our fingers and the infrastructures there. I Don't see that happening. I think renewables and natural gas is gonna be in play for a long long time I really do It's it's it's cost. It's cost beneficial even at break-even Because I think even at break-even if they can get better performance on the torque increase the payload and They can go green which the pressure is there on these Companies to do so they'll do it even if they can draw a net neutral comparison in the diesel equivalent which right now it's favorable But even if natural gas the price goes up I think companies would still switch to a highly on solution to go green and to increase the torque and to fly the flag of green I think that means more to them than anything guys. They waste and hyzer bush What's their advertising budget for all you football fans out there J max like yeah I know Ryan's five billion a year or five billion a quarter or whatever it is It's astronomical think about the advertising benefit of a company like an anhyzer bush that gets to fly the great green flag By by integrating a few trucks into their into their fleet. It just makes sense. Yep. Just makes sense But so does this it was one of my catalysts that I named on one of my Videos that I put out on perhaps maybe a big whale stepping in which is actually what happened today a whale stepped in and bought a ton of hyzon a ton Big big position a 1.7 million. I believe I don't know. I hope I'm not getting my shibu inu crossed up with my hyzon in my research this morning when I was Checking out what the catalysts were this morning, but there was a big stake in hyzon and That's what moved the stock today But it would just take that for a company like highly on to pick up a big a big whale like that as well I'm surprised it hasn't happened already, but they just don't have the sales to boast like hyzon does So that's where we are Good stuff man. It's an international. Yep. Yeah, I don't I don't see it either I don't put these two companies in the same ballpark I'm still kind of scratching my head as far as what the favor Nicola gets in the marketplace, but like I said me I bought 250 shares of it. Nothing crazy I bought 500 shares of hyzon today, and then I still own 87 50 of highly on with an obligation to buy 5,000 more or so I'm on the hook for 12,500 of highly on right now Never been happier. I had to sell 4,000 that broke my heart really killed me I knew the stock was going to go up I was just stuck in a disconnect between not wanting to really hold the bag if it went even further down But I did go ahead and liquidate that to take some tax lost harvesting on on the 2021 position It was the right thing to do then bad and I no problem. I'll still hold my my long strong position. We're good to go Yep, yep That's how it shook out man. Let's jump in do some portfolios real quick guys. It's kind of cool I'll do them real quick. I did update them for you guys. Here's the taxable There's the Nicola hyzon threw that in there for you. No other changes Lockheed Martin was an increase this week.  I didn't I retained my 10 shares and I'm kind of kicking myself I really wanted to own that ultra long and And I didn't I wanted to own it for its government business which Lockheed Martin is right there There are f-35 contracts. I doubled up on that Lockheed's undervalued right here So I'm 25 shares of Lockheed right here super super stoked on that But we're up or we were up across the board after a date like today I think there was one account that was down a couple bucks and I was the only one Here's the Roth one No changes here either. I did increase my so five position on this dip Pick it up sub 15 good to go. I'm happy with that. It's right on the precipice of where I want to be TAC global is taking over the world 17 retailers in England alone just a fabulous fabulous product man and Super stoked to see that product a more availability They're gonna be launching their mega campaign here in 2022 Hopefully of the uplisting will happen as well But super bullish on TAC global as well. That's another big one for me in the spec category Those are a lot of fun. Everything else doesn't change O and L I believe was the spin-off from realty income.  It's been really really bad Exxon mobile we've hold that held that for five years plus. That's really coming back nicely I'm bullish on the prospects of Exxon going forward With their projects it was it was Guyana as to why I invested in them four years ago And I've held them ever since and it has not materialized, but I think it will I think Exxon being the big volume producer There's always going to be a need for oil and diesel and crude whether or not you like it or not You know, it's you can argue with me up and down. It's that's just not going away So and I added so far into this account. I added 150 shares in here Just just to own it But nothing else crazy here the passive vig is just doing really well VPU is outperforming right now. That's the utility ztf and just doing absolutely fabulous This one. I thought we were going to meet that 20,000 mark What what an amazing threshold here the march 5th of 2018 is when I started this account So I've had it for just almost three years Spring of this year will be the three-year mark on this portfolio. Look at that If you are a beginning investor and you looked at that and said man I could get to 20 grand and in three years just by dollar cost average in the market You'd think I'm crazy, but what's new? What is new? It's just uh A way a method I looked at this and I thought man This could be a standalone portfolio when I started investing I wish I would have done it this way. I bought at and t and craft foods and had a mutual fund. That was my first portfolio Um, I'm sharing this for you guys. Tell me. I'm not streamlining information to you You know or try to do it on your own. I guess Um, but to do or not to do you don't have to invest like me. It's the idea is to give you ideas And to kind of show maybe how you can bridge that gap from nothing to something special Without having to go through all the wind and winding and and uh You know the learnings that have to go into investing before you learn all this stuff And then the different growth portfolio We just have this is this uh turned two years old three days ago.  I'm hard-pressed to not get an email almost every single day With 79 holdings in there paying dividends all the time This is special. This is going to turn into something really special man. We want to get this up to 100 100 and a half and um, you know Really start that that snowball effect. I don't think there's a better account That allows you to do it than m1 finance. I really don't I think it's really special And then the bonds portfolio, this is one that I shot today. I'll probably release it sometime early next week To chronicle how it is. I seek out some vanguard bond exposure This is really just a supplement and offset some of the idle cash So instead of holding 100 idle cash, I segue dollar cost average into this bond portfolio does quite well It renders 3% on the clip. So At least i'm not losing out to inflation This is built to pace inflation. That's it. I'm not looking at this to do anything magic for me I'm just looking this as another wealth building avenue and to ignore bonds Yeah, it might be a touch short short-sighted. I will say I I'm not a big advocate of bond investing for most or Most all young investors out there because it can put a hamper. There's no reason for you to do it In my case Makes sense. Um, I'd like to have 50 to 100 grand if I had a million dollar portfolio someday Make sense for me and my tolerance and palette to risk To have 10 percent in bonds. So that's the goal We're one percent of our of to our goal and we'll get there We'll build this up to 100 grand over over time. It just takes time and it takes effort That's all it ever takes and here's the tsp chugging right along You know strategic goal for this might be to get this sucker up close to 100 in a conducive market. We can do it You know 10 years ago when I started this account. I thought when I retired I would have this at 100 grand and we're staring this down 11 years after starting it Nothing nothing shy of impressive I couldn't be happier with the progress of this So this is the equivalent of your guys's 401k 403s 457s TSP's for a lot of you folks that are familiar with this This is um, this is what it where it is and uh, I passively invest this I don't I don't touch this that allocation stays exactly the same 75 percent the smp 500 15 percent to the small caps and 10 percent to the international fund there So, uh robin hood has got the vanguard's growth That $1,000 bill in there nothing crazy we bull has got the mid caps 1347 we were up week over week the only one I was fractionally down on Is uh swiss globe x We're at 4 to 41 21 and here Took a little bit of a haircut in that holding. We're just waiting it through She'll up list and nasdaq at some point next year She'll be ready to go. We'll drop that news through the channel I'm I'm in direct contact with the CEO great guy Elaine gi he's been on the channel before he's due to be coming on the channel in 2022 With not only myself, but the network here at the gents to stand by for that It'll be one of many many offerings if 2022 Or 2021 was any indication about how 2022 is going to be There'll be a lot more of that awareness stuff and a lot of fun doing it a lot of fun having those Unities to share with you guys through the channel and what we've been able to garner crypto is on fire right now like You'd be hard for us to find a stock that is performing the way cryptocurrency is performing as of the last three days shiba inu is Crazy if you guys like really big roller coasters Go ahead and purchase some some shib And become part of the shib army It's not investing i'm telling you it's not but i'll be damned if this son of a bitch doesn't have potential to do something I don't know either. It's gonna go to zero or or something incredible. I I don't know I don't know. I just laugh when I look at this. This is insane But this has been the craziest portfolio that i've ever monitored. It's kind of fun I do have an appetite for it, but um, you know, we'll see but there's the portfolio value 514 450 dollars Is what we're working with there. So, you know, it's it's been good We'll close out at least on a good note. Hopefully uh barring any craziness next week And um, you know, we'll do our last live stream On uh new year's eve the 31st. I believe is friday. So um, that'll be the last live stream Of of the year 2021. It's been good. You know, uh, there's there's been a lot of ups and downs and and um You know a lot of challenges Life would be boring without challenges guys.  I mean, does that being laxadaisical doesn't render results if it does wonderful teach me up Um, but I've I've only found that the only way that I can make sense of this deal Uh over time Is to stay on top of it Okay and Any more with my time and how I devote my time and and parlay my time into this opportunity I acknowledge when I'm not being productive and uh, it it chews me up. It really does It chews me up. I'm gonna scroll through here. Make sure I didn't miss anything man. It was great Thanks for stopping in matt and and j in in the group here. It's fantastic Build wealth is in the group here. I appreciate that, you know, I Think it mean more to me. I think if somebody could spread the word for me You know, um, it always means the most to me. Those are the intangibles Um, I know I've got a lot of people who enjoy coming in and and hanging out and talking finances It's a lot of fun. It's fun for me. I have fun. I do it with nobody if they came in here. I this is my God, how many live streams? Close to 400 live streams. Believe it or not Yeah, believe it or not man. It's just been insane I'm a lot of fun but uh You know, I think there's potential there that we're making a difference I do And um, I always think about it this way if I was 20 and I was talking to my younger self What what is it that I would need to say to get his or her attention? All right, and and you guys find that common theme with me I'm always trying to make it associate to to life and and and why If you just take a thousand dollars and you invest it in the stock market blindly and you have no idea why You'll lose You'll lose You may win a little bit. Hell. You might just win 20. Let's call it 50 You will lose If you don't understand why you'll lose Contrary and this is the crazy-ass part about investing You can lose And you can come out a winner It's all about the power of a positive mindset, man knowing knowing the uh, the the bounds of of your limits is is the key And I've done it so many times over my my life where A lot of people would have sold out like I look at this highly on position for example for me Uh as being one that I think the stock is probably at this point. I think it's shaken a lot of people I think the few thousand people maybe in the retail community that that I do know and respect who are convicted on the company I think they're few and far between I think highly on would have humbled a lot of people Uh into just being like this is effing crazy Yeah, which I can say that I can say it's effing crazy But that has nothing to do with my stock disposition the decisions that I put into my stock are well Well, deliberated well in advance of me even touching it I make those decisions months. I was deliberating on the decision to take the tax loss on highly on for two months straight And it was starting to affect my health I've I've said that a couple times. It was just it wasn't good I'm a tough mother effort And it just it wasn't good for me. It was a little overlevered Never thought it was going to get this deep Should have accounted for that contingency and it was my bad not to It wasn't a bad or a good move those don't exist in stock market investing They don't You know people come in the channel.  You you what are you doing man? Give it up really I It always amazes me how people out there Know what it is that's best for me Okay furthermore To bring other people into it And and and not look at it the way that I look at it If you can buy a thousand shares of highly on holdings right now At six dollars and whatever the hell it settled out at today Six dollars and fifty cents Look at the upside potential guys It's life changing the upside potential If if it ends up materializing to that sixty five thousand dollars, which I contend that it absolutely will end time when I don't know I don't know I don't I don't have a crystal ball But 65 000 doubled over 21 years. You're a millionaire So it's it's easy to scoff in the short term and start to pick at somebody who's down in the short term And I just kind of raise my eyebrow and be like I don't I don't understand that justification in the short term I just don't the same people are justifying buying tesla right here at a thousand shares Maybe a bad example, but there's a bunch other Everybody thought that alibaba was a huge buy at two hundred and fifty dollars a share look at it now It's easy to jump on the shares now and say see, you know It was horrible when everybody was on the bandwagon to buy tesla I could go down the list man This is how a lot of people apply in the stock market as long as the stock is going up It's somehow justification to buy the stock and when it goes down, it's it's like The absolute opposite You have to absolutely stay away from it and I actually think the opposite of the way most people apply Um in in stock market investing A lot of the reason why I'm independent And that's why a lot of for you guys if you can take a small piece of that channel and apply it in your lives In your application, man, you'll be you'll be a lot tougher for it, man Just like rob says man happy holidays to each and every one of you guys. I really appreciate it It'll be the last live stream of 2021 Thank you very much. I I don't say it enough But how many other youtubers out there man really from the bottom of their heart? Thank the community. This isn't about me. I I could just really care less about You know building an empire and putting myself on the top of that empire A financial fortress. I could just give two shits less about that What I do care about is those investors out there that are referred to the channel You bet those beginning investors out there that maybe can get this information in their hands earlier than what I did To the devote subscribers out there that maybe take a piece or a hybrid version of what they hear on the independent investor channel Apply it and find some success for themselves In their life. I think that's super key man when we're looking to put together a message That's more about the channel from a singular perspective and more about the movement And the mission guys. Thank you so much for tuning into the independent investor channel live stream I do contend it is the fastest 60 minutes on youtube at least for me. It is I'll see you next week guys. I really appreciate you have a merry merry christmas. Enjoy that family take some time to um Focus on those things that are important in life Because those are really the most important things and really nothing else matters guys. We'll check you next friday Take it easy and we'll see you next week


This weekend was great because we had the right combination of basic scientists and orthopedic surgeons and the goal was really to talk about what can we take from the bench to the bedside. We all go to meetings, but we all go to specific meetings. People go to knee meetings or ankle meetings or shoulder meetings. Me, I go to stem cells meetings, but the meetings like this, you have everybody in the same room. And we all think differently, but at the end of the day this is what makes this meeting very different. And I think Vale is a perfect place because everybody wants to come here. And this meeting took a life of its own and it is so exciting. I want to have probably more young people to come because we're training scientists all the time. We're training young doctors, they're sitting in the room, we are speaking, they are not. So in the next couple of years I want to have them to be on the podium. I want to have them to show because we have a lot of young talents coming in. And that's what I want to do. The first thing I want to do is to bring more the young generation to our space. And the second thing is I also want to have a meeting that's not going to be two days solid. It's going to be more five days where you can start in the morning and after this you spend the afternoon in the mountains biking and running and everything. And after this you come back during the night and you finish the rest of the day. That's really what those best scientific meetings are and we just have to make it happen right here.