We're glad to know you're still there. It's still the breakfast on plus TV Africa and now we're on to our second hot topic And this is securing your vehicle by knowing your car documentation needs our guest for this segment of the program is Timmy learning some more electronic security and Automation specialists Timmy good morning and welcome to the program. Okay. Good morning. Good morning. Good morning Yes, so Walk us through this the topic is securing vehicle your vehicle by knowing your car documentation needs. Let's just have An intro to what we'll be talking about Okay, so um There's been an increased rise in um car jacking and car theft recently. I don't know if you've noticed it Based on I mean most of my views and based on um our instagram Instagram page we've been getting so much request of people that and um, a lot of people are now aware about the new documentation um from the energy and police that is called the ECMR the ECMR document is like um an electronic version of the um Of the CMR that used to be issued um before now And um, one of those things one of the major reasons why in police is one of these is why as a citizen I'm actually excited about um this initiative is because um This particular documentation is going to really really help us call a lot of car theft because this is what happens One vehicles have been stolen. One vehicles have been stolen. They are sometimes Is a two-way thing. Sometimes the car has always been dismantled But a lot of time when it's a new vehicle Sometimes it's not dismantled. They just take it out of they take it out of town And taking it from Lagos to Abuja. They'll re-register that vehicle again I don't know how they do it, but they delete it from the chat. They delete the number the details from um the The VIN number and they'll re-register the vehicle again So now with the new ECMR document you cannot register a car more than twice and once I and once a car is being once you have an easy once you are registered in the ECMR portal You can flag your car stolen and once this flag is stolen even if it's in 10 years time That's all you try to re-register a vehicle with that same VIN number and a lot will be called to the Nigerian police and it's going to You know and a lot will be sent to the to signal the Nigerian police and you know from there You can you can you get arrested for it. So I mean, I think this is a very good news And it's one of those things that we should as a security expert I think it's and it's it's a welcome innovation that we really need to see more Okay, this new document that you're talking about you said it's a An electronic version of another one that is not electronic Now if you get this do you still need to have the other one or one replaces the other? Okay, so um What the CMR is one of is one of the most important is like what we call the police documents one of the very important part of um our Very good documentation. So now before now what used to happen was that the police officer would just write They just write that paper for you. You just write it and you know that is all right now The police town has a database for it. They now have a portal for it So on this portal now on this portal now it links your vehicle it links the your vehicle license with your NIN It links it with your NIN so the NIN has to match The name on that vehicle when you are registering it So with this you don't need the old one is no longer in use and the new one is going to I mean the new one has even the the PR one now security is a good. Also Um, even the issuance of sinter permit is back I um, I did a publication um months back about how the sinter permit was done He used anymore or right now sinter permit is back and from the 29th from the 29th of this month um It you you start being able to apply for the CML the sinter permit even on that CML portal So this is actually a step towards digitalizing the police force and I don't see enough talking about this and that's why I'm here to talk about it Okay, what what if the vehicle you know changes ownership what happens because that uh document is linked to your NIN Okay, so when the you know that normally What happens also when you have a change of ownership is that you have to go through series of processes we have to get your Change of ownership process done I want the change of ownership process is done Then you change then you have to you have to you have to change the plate number You have to change the plate number the same thing is going to now happen But this time around it's going to be automated all those things happen now on the portal It happens on the on the ECMR portal I mean this portal is ECMR is mta.gov.ng On that portal once you sell the vehicle you apply for the change of ownership on it And the request for the new NIN of the person that is buying the plate number once that has been affected Then you cannot proceed to pick another plate number then the ECMR changes That's interesting But you know you you did say something in your opening that there's been a rise in carjacking Now a lot of people will be concerned how to curb this carjacking It's not just to have the the document because you said that one of the things they do is when they steal your car They could also dismantle it not just to sell it They couldn't dismantle it and maybe be selling the parts and bits and all that We don't know how that is but how do we curb these carjacking that is according to you on the rise Okay, so uh, I mean it's it's actually a state of emergency because a lot of a lot a lot of complaints are about this carjacking One of the major thing one of the main thing that we stopped using That's right them because of the situation especially when you live in an i-disk environment is that you need to get an alarm system One you have to have a hatchback on your vehicle and two you have to have an anti-jacking system This is the usual alarm system that once a tough sensor when you touch your vehicle Once the touch the body of your vehicle the vehicle triggers an alarm and this as simple as it is as simple as it is It can actually Care someone that wants to the trying to jack your vehicle because the way they do this is very scary By the time you wake up the next morning your exit is gone. Your your media's old media system is gone your winder is gone your Most of the most important things in the vehicle is gone. So with this But when you have an alarm system you cannot aside from that also There's also but there's also an offer of you for to find your car glass When you fortify your car glass it means that it's like using a screen protector for your glass I know a lot. I have a lot testimonials about that also or people that you know They try to hit their glass normally your glass when you hit the glass will be very cool It shatters immediately. But when you have when you have your glass protected It takes a longer time It could take as much as 28 and you know that by time you are doing this and you're trying to hit your glass And if I analyze them, they move on to the next vehicle But we need to be more aware about this. We should not be evicting before we start to You know complain about it We need to and aside from all the security gadgets we're talking about also You need to be very careful about where you are packing your vehicles Stop packing your vehicle in the dark spot Ensure you pack your vehicle at the place where you are sure that um, there is um physical contact You cannot just pack your car. This is not the period where you should just pack your car at the roadside So you are seeing your vehicle and you are seeing mobility. Some people are seeing your vehicle and they are seeing forms. They are seeing money You know, so um all this needs to be put into consideration in um Secure ensuring that your car is very secure because the the period we are in now things are getting very expensive and um We we we need to ensure that um We we take care of life and we take care of our properties and ensure that you know as much as possible We um We will rather take care of them than talking about buying the new one Okay, but when you talk about securing your glass, it sounds as if you want to change it to bulletproof or something What do you really mean? What do you need to do to secure your glass? Okay, so um, it's called um a Um glass modification and for you to quantify your car glass you need a ballistic film It's just um is installed the same way it seems it's installed on your car glass And um, it's installed the same way since it's just on your car glass from the inside Then it makes it stronger. It gives it like an extra ballistic layer from the inside of the glass So once this is installed as the more the sun heats it the stronger you get Which creates an extra layer for the glass from inside So when you heat it once it's being heat from outside and this has also saved a lot of room from traffic robbery It has also saved a lot because traffic robbery what they do is that they find they have In material or something that they use on your glass once they use it your glass shatters immediately But when you have a ballistic film installed on your glass you can actually prevent this from happening to you You know and this is um, it's also something that is being it's it's it's called um It's called it's called multiplying your car glass and I mean a lot of people are actually Getting this to actually protect you from to protect their vehicles from from from car jacking and traffic robbery And traffic robbery how available are these things that you're talking about? You know to fortify your glass to to put a lamp system and all that how how available are they? So yeah, they are available. They are they are available. Um, the first thing is that awareness is what is most important and you know that because some of these innovations are new and um, the best way to actually sell them is always through, um, Displaying it Displaying it is always the best way to sell them. So I mean the best um Um, a lot of them have been sold on different platforms. They have been sold on different platforms But it is people that know about it that know about this thing But these are solutions that pay courier to our environment mind you the reason why glasses of vehicles don't come fortified from factory is because um, your glass is supposed to be like an emergency exit should in case of an accident But because of the peculiarities of our environment, they are these innovations these innovations have been very important for us to Actually use in Nigeria, but they are available. They are vendors that sell these Um, they are vendors that sell it. There are lots of um vendors and two displays of these things on instagram and some other platforms Yeah, but what kind of vendors do you what you said or on instagram on social media and all that? But if you want to go to a physical store, there are special people that sell special things Do you just go to a a shop of spare parts to get it or what specialized shop?  So, um, thank you so much. So you see this is this has to do with automobile security And when it comes to automobile security, there are experts in this industry There are a couple of them on the inside. There are a couple of them online There are a couple of them online and there are shops where they focus mainly on automobile security When you visit shops like this, when you visit stores like this, they all have physical outlets When you visit stores like this, they will um Once you visit store like this, these are services that they offer and that's why I don't want to mention businesses Um, I don't want to mention names of businesses But these are services that some people offer primarily they put um glass fortification catch hacking system anti-jacking system anti-jacking system and um Lots of other other solutions like um four monitoring systems and all these are unique automobile security solutions, which are not they are not like the usual Car parts these are their professional services that are handled by and they are handled by professionals Oh, okay. Yeah, because we needed to know If we just walk into a spare parts shop and demand for that or ask for that and all that So it's good to know that there are specialized shops that you can look for and you get this next thing A Nigerian will be thinking about is what about the cost? They are affordable Yes, let's not compare it with the loss. Let's not compare it with the loss of your vehicle Just tell us how affordable they are because Nigerians will always especially okay an example is When we had this cash crunch And you go to some businesses they will insist on on on getting cash And you tell them why not get a p.o.s And they'll tell you that my business is not big enough for a p.o.s And this is someone who has a shop and is selling a lot of things and they say their business is not big enough They feel for you to have a p.o.s machine You need to have a supermarket or something like that So Nigerians are very draggy when it comes to things like this. So how affordable are they? Because a lot of jesus not my portion is not costly.  That's what Nigerians use When they should do something else Yeah Okay, so in terms of in terms of costs. Let's don't okay not compare me with the cost of the vehicle But um security is in different layers And um, it depends on um your what you can afford and what's your What value please on the value please on security as a whole but um the values they are not expensive devices They're not expensive. They're not expensive solutions, but they're in layers. They're in layers. The alarm system is the cheapest Cash tracking is another layer Class classification is another layer Bullet pool at the old having a bullet pool device on your very cool it alone You know if you want to do a bullet pool on your vehicle, you are talking about mediums You're talking about mediums, but for specification is less than For specification is less than 200 000 if we'll see For specification is less than 200 000. Tracking system is less than 100 000. Alarm system is less than 50 000 These are things that These are investments that when you do on your vehicle, you are sure you are sure of the longevity of your vehicle and um You know, and um, you are sure of the longevity of your vehicle and you are sure that you know You are you've um, you've created an extra layer of security Why you move why why why you drive on the road because it's very important for us to it's very important when we move out of Then another thing I really want to discuss about is I don't I really don't know what I think um It's getting to a time. We need to we really need to talk more about this. I don't know what is happening in areas like um um Alakba the underbridge alakba the underbridge That alakba there in what k2 to what 7 up that place is a danger zone every night like this is an office It is somewhere that if you are passing that place 7 30 between 7 30 to 8 o'clock every day You have your friends to get in wrong and I've had a lot of complaints about that same spot But nothing is being done about it. These are things that I also feel like um with the police also needs to cooperate with us more On things like this and ensure that you know, we don't we don't I mean it's okay for us to say that um There's some security reasons that happen once in a while But some places where there's some places where we know that and then there's like a police There's like a police band that is always packed somewhere around them But I still get every other day complaints of people complaining about security issues in that first class spot In that first class spot those are things that also we need to actually the government needs to look into it the Inspector and the the the the commissioner of police needs to do something about Needs to do something about that particular spot. I don't mean there's some other hot spots like that But this one is too glaring. It is very very close to is very very close to the Ikeja sectarian Is it it's a it's a road that is plowed by A lot of negotiations every day, but I see here that people are still coming on instagram to complain and cry about being logged in That place I like where you're on that bridge to us k2. Yes. I like in what um I like when they in what seven up from k2 to k2 that express. All right Okay, I get that. Um, we have less than 30 seconds But let me just ask you this the tracking device very important some car owners Especially these people who buy cars and put on the road put drivers To take care of the cars and make return some of them don't even have an android phone And if you have a tracker how do you track whether without an android phone? Is it possible to do that? You don't need an android phone to track your vehicle The first thing you need to do is ensure you have a tracking device Second day you can track your device using a sim card Once you know the phone number the phone number that is installed So the way tracker works is like it's mini phone. It has a sim card inside it Once you know the phone number inside your tracker once you know that phone number of ant It had a password. You can send a text message to it with any mobile phone You get and who you install your tracker with also is very important Sometimes for some businesses when you install trackers with some businesses, maybe like mine What happens is that we you don't even need to know your phone number of ant Once you have an incident just leave them alone. Just call us immediately I'm like what to track your vehicle for you within within within less than 24 hours Within will stop your vehicle immediately the car can stop Will stop your car immediately so far you can get access to us either through our website through our phone number So tracking device tracking does not need an android phone for it to operate. Okay You don't need an android phone for it to operate. Sometimes you can look at a text message And if you have a good partnership, you can always track your vehicle. All right, Timmy Thank you so much for your time and your thoughts this morning. We'll do more about this security Thank you for being a part of our program this morning Thank you so much. Thank you so much. I was Thank you so much for the opportunity We've been talking with Timmy Lenny Samo electronic security and automation specialists talking about Knowing the right documents for your vehicle and also security for your vehicle And this is where we wrap it up On the show this morning. I would like to see you again tomorrow thursday until then my name is Nyam Goul Again, you have a wonderful midweek


What is going on guys welcome back to channel critical over here some of our screen six in this video here again today We're gonna be talking about Sam and Tara Carpenter And the idea of one of them becoming ghost face against once again, and I just want to dive into why I think we should Not be doing that also why it seems like This is more of a series of films that'll be about the repairing of that broken bond whereas the original trilogy was about the the drift or Growing divide between two siblings over the course of three movies even though we know that Sydney and Roman weren't necessarily aware of one or the other's presence Roman more so than Sydney knew that she was out there Sydney didn't know that Roman was out there So you have that riff being progressed over the time in that trilogy Whereas with this one you can explore a bond that's being repaired two siblings being brought closer together over the course of three new movies I just think that would be something that would be nice as far as like an approach That's an opposite approach to take whereas again with the original trilogy You have this drift that's being developed or divide rather that's being developed between two siblings over the course of three movies Which ultimately leads to one one killing the other with the assist of well I guess do we killing one with the assist of Sydney and then with this this new Sam and Tara trilogy if it becomes a trilogy You can have a relationship that's building and it's the complete opposite of Sydney Roman I've talked about that many times on this channel The idea of Tara being the killer, you know, I Think the I think my problem there is how Again, I just feel that they should they should be taking their time to develop a narrative That's about these two growing closer together not not something that was already So well done with their relationship in screen 5 and into completely step all over it so fast with screen 6 By having one of them be out trying to kill the other Tara Potentially being out trying to kill Sam because Sam ruined her family made her father leave her She had to deal with this drunk of a mother for many years while Sam left town and left her with this drunk And then you came back and I'm getting attacked by Random people also my friends have died a friend of mine turned on me because of you and their obsession with the stab franchise You know, she's again someone who has all this frustration towards her sisters Some of it might be justified But then a lot of it is also entered But then the stuff that is justified is now mixed in with things that are a little bit obnoxious and then quite up Quite insane since you're now Willing to go out here and stage another goal so he's killing spree in response to your sister same thing with Sam Attacking Tara Sam snapping and going after Tara as a way to explore mental illness I think a lot of people would just be turned off by that narrative only because I would rather see Sam be uplifted I'm not saying that you have to stick to the norms, but I just think that depending on how you depict Someone who's who has dealt with mental problems and You know that all that stuff She's been dealing with like the fact that she's on meds and just showing her have a complete mental breakdown and going off of the rails That's kind of what people were saying. They don't want to see from Sydney Prescott So then you're already gonna explore that with someone who was basically set up to be like a Sydney 2.0 in a way I don't think that will go over very well And then on top of that you're gonna have her attack a character that many people feel They were they felt more sympathetic towards in the fifth movie with her younger sister Tara Carpenter So I mean while that would that would push up Tara's Tara's relevance to the overall narrative in any future movies You now have I guess given us a film where the whole repairing of that of that Relationship in screen 5 is rendered. I guess Not as important anymore only because of the fact that the movie has a sequel It's not just standing on its own anymore Even though that was the intent but you undid everything you work so hard for in five by having these two go at each other's throats And I just think it's better to explore a narrative in which these two siblings are lifting each other up They're growing closer together having Sydney witness all of that and again Something could be disclosed along the way that relates to Sydney longing to have something like that with Roman and She's just happy to help these two as it pertains to that She has an investment and seeing this sisterly bond not be broken the same way her bond with her brother was shattered over the course of many years Even though she didn't even know it was being shattered And then just culminating her having to kill her own siblings She just wants these two to have a close bond and not end up like her and her brother They need to love each other. They need to be there for each other Don't let these killing sprees Separate you let them bring you closer together, but if you make one of them the killer, that's gonna be a little bit divisive I am I would imagine some people will be on board with it. I don't necessarily think I would dislike it off the bat I would have my criticism of criticisms of it only because of the fact that again I Just feel that there is a there is a necessity or a need to have these two Develop a bond over the course of this series because we see that they've already had so much damage between them from Sam Leaving town Tara having to grow up in that home with her mother who was obviously broken to as well She went into alcohol She was a drunk all these other things that that's Tara Of course had to witness while her older sister was not there But then you got the signs of the relationship being repaired in screen five But then you ultimately are gonna shatter it all again in screen six or screen seven potentially I think that many people will be turned off by that only because it seems like this not and not everything has a happy ending But certain things within your narrative. I think should be Untouched in terms of how positive they are right now I don't think Sam and Tara's relationship should be tarnished by making one of them ghost face or not I'm not saying that general or Tega or Melissa Barrera couldn't give us a fantastic performance in the role I'm just saying that if it were to even happen You would have to have more more behind it in the sense that if you tell us that one of them was blackmailed Then you'll have people on on your side again, but just hey I want to kill you sis and this is why and you know the whole revenge, you know, you made my father leave You know, you're not my sister your Billy's daughter You got my friends killed all that stuff and then something from Sam where she snaps and she wants to kill Tara She's like, you know, I've I've discovered that inner Billy in me And I want to just take it all out on you and your mother and Your dad and all that stuff I just don't think anyone but really go we're really like that as a whole You'll have a divide in the fandom for sure just like there's a divide with anything as pertains to scream I think I would mostly be on the side of I don't want that I don't think it should happen, but if you think Sam or Tara should be the killer in scream 6 Let me know why down in the comment section below I just wouldn't like to see that bond shattered I'd like to see it continue to be repaired over the course of the trilogy Let me know why you guys think it should be or shouldn't be down in the comment section below if you have an array Of course, make sure you go ahead and subscribe turn on post notifications or never miss a video in the description I've linked some social media accounts on Facebook Twitter and Instagram You can message me there, of course if there's any movies news or views you'd like me to cover in future With all that in mind guys, I will see you in the next video


Hey Steve McCrary, I'm about to do a dog. What do I have here? This gorgeous hydro blue power wagon. It's a 2020 brand new Of course a warren wrench on it. Winch on it 360 camera on it. Also the drill camera on the front too. So you hit that when you're going down the road Beautiful looking truck. It's got the power folding mirrors. It's got lane departure, flying spot detection, power seat Leather seats, heated cool ventilator seats, 12 inch screen with the navigation on it Beautiful fender flares on this thing. This thing can lock in the diffs. It can lock in the sway bars Unlock the sway bars. It's awesome. Ready to go. Of course the camera Backup sensors, trailer tow It's ready for off-roading So when you want a truck you're gonna go to Monview Dodge in beautiful Olds, Alberta. Who are you gonna see? Me, Steve McCrary. Have a great day Hey everybody, Steve McCrary here at Monview Dodge. I'm in that hydro blue 2020 power wagon I want to show you something that's really cool on this screen So on your 12 inch screen with the camera you have of course you have your three surround camera So you can see all around the vehicle It's awesome, but what I like is this one right here Look at that. It's gonna track where you're going.  Let me know where I'm going So when you're off-roading This is key man. I wish they've had that years ago. I wouldn't have scratched so many trucks So when you're ready for your trucks, you're gonna go to Monview Dodge Who you gonna ask for? Me, Steve McCrary. Have a great day


It's Constitution Day. It's a wonderful day of the year. So, today is Constitution Day in case you didn't know. That's when we remember that the formal signing of the Constitution of the United States Constitution occurred. So it's a glorious, glorious day. And as I was thinking about it, I tried to mark kind of important American days throughout the year when I can. And as I was thinking about this year and in this Constitution Day in the context of our current culture, I think there are kind of three general camps you could be in regarding the Constitution. The first is, of course, the progressive liberal camp which is ignore it and do what you want because might makes right. The other camp is kind of the conservative camp of like, oh, that we still regarded the Constitution. Oh, that we have forsaken it and that we have what we have strayed from it and that's led us to all our woes. And then the third camp is the Constitution. Like, what good has it done us anyway? And it's kind of a cynical, derisive way to look at it. Like, it's just a piece of paper. It didn't do anything. And I think those are kind of the general three camps people can kind of fall in these days in our current era about the Constitution itself. So, what I'd like to do this Constitution Day is encourage you to go read it if you haven't. And encourage you to remember that the Constitution, the United States Constitution as far as I know, is the only founding government document in human history that established government with the purpose of protecting individual liberty. That's it. There is no other government in human history that was founded to protect human liberty and founded in such a form that it was to restrict itself. That is really what the Constitution is about. The Constitution is a restrictive document on the powers of government. It enumerates where government can go and no further can government go. Now, of course, today we have ignored the Constitution and government has trounced right over it and has gone into areas that it is not legally allowed to go. That is absolutely a problem that is absolutely reality. And in that sense, I understand the people who want to be dismissive and derisive about the Constitution in the sense that, oh, it wasn't, it couldn't do anything. And I would charge, they're just laying the blame in the wrong place. The blame, of course, is people. I agree that it's a piece of paper. The Constitution is a document. It is a glorious document. It is a well-written document. But any document anywhere is only as good as people are willing to adhere to it. That's just reality. So I don't think that laws being written on paper have some kind of special magical power. I do believe, though, that you need to start somewhere and starting with ideas that are founded on individual liberty. Again, like nothing else in human history ever is an amazing, amazing achievement. So for that reason alone, I would encourage you to take 15-20 minutes and read through it and remember that there were once men who stood in the gap and said, we will found this nation on liberty and we will not allow tyranny in our land. To brave deeds and endure.


Hello, I'm Dr. Mary Meehan. As a Catholic university, Seton Hall University is committed to supporting educational achievement within our community. That's why we're proud to support the important educational programming produced by the Caucus Educational Corporation. Protecting our elders from abuse. Next on Caucus, New Jersey. Funding for this edition of Caucus, New Jersey has been provided by The Health Care Foundation of New Jersey, founded by the Jewish Community. Seton Hall University, where leaders learn. Horizon Blue Cross Blue Shield of New Jersey. The Robert Wood Johnson Foundation. The Northward Center. The Russell Berry Foundation. And by MD Advantage Insurance Company of New Jersey. Promotional support provided by nj.com, Small News, Big News, True Jersey. And AM 970, the answer. Welcome to Caucus. I'm Steve Adubato. You know, the National Institute on Aging says that each year, countless adults over the age of 60 are abused, neglected, or financially victimized. Joining me here in the studio to discuss the signs of elder abuse and ways to prevent it, we are joined by Carol Silver Elliott, president and CEO of Jewish Home Family. Amrit Walia, who is New Jersey Regional Managing Director, Wells Fargo Private Bank. Sharon Rivenson-Mark, Elder Law Attorney in Private Practice. And finally, Dr. Mark Pass, a geriatrician at Hackensack Meridian Health. I want to thank you all for joining us. It's a very important discussion. Dr. Pass, let me ask you the term elder abuse. Not a lot of people have heard of it. What does it mean? It usually means one of three things. Either someone has been neglected by someone who's caring for them. Someone's been physically abused by someone who's caring for them. Or someone's neglecting themself, not taking care of themself when they should. And I'm curious about this, Carol, how prevalent, we're going to have some of the financial issues in a minute, but how prevalent is what we're talking about? The estimates that we have read indicate that between three and a half and five million older adults are victims of abuse in this country alone every year. It is a huge problem. Who's doing the victimizing, the abusing? So there are lots of answers to that question. But we happen to run an elder abuse shelter and we are linked to the other shelters around the country. And what we see is most often it is a family member.  Now your type of, I shouldn't say your type of organization, but a shelter like yours, how many do we have in the nation? There are 16. In the entire country? In the entire country. Because?  We provide an elder abuse shelter within the walls of our long term care facility because our commitment is to care for older adults. That's who we are. That's what we do. That's what we believe in. So we provide people with a stay of 90 to 120 days at no charge. We provide them with all the medical and nursing services at no charge. It's not easy to get people to understand that this is not a big deal for an organization that already cares for older adults. You know, we have a room. The core of shelter is a bed. I have a room. I have the staff. I have the food. We can care for these people. Our goal is to get people into shelter in what we call for crisis stabilization stay and then discharge them to the least restrictive and safest alternative. Let me ask you this. There are some family members who watch us on a regular basis who older family members who said to me, I can't believe it happened three or four times in our family that they think someone quote stole their identity but had to their credit card, their ATM, whatever it is. When we talk about financial abuse, what are we talking about? You know, this is this is a huge problem that we face, not only New Jersey but across the country from a perspective of population every day. 10,000 baby boomers turned 65, right? So when you think about the number of people that are moving into this space that we call our elder generation, it's a massive group or volume. I mean, when someone says there's there are charges on my credit card and I don't know again, it could happen to anyone. But I've noticed that I don't know if I don't know what the statistics are here and I don't want to be responsible because it's public broadcasting and we don't engage in fake facts. But here's the thing, my instincts tell me that it is sometimes older people that have these charges. They don't know where it came from. How does that happen? And does it happen more to older people? I think it does. You know, the reality is that our elder generation, they are prime targets for criminals that are looking to take advantage of them financially to take their identities and so on and so forth because they've reached an age where typically they've accumulated more wealth. They normally have some kind of a regular stream of income, whether it be social security or pension. They oftentimes have issues with health, right? Cognitive limitations, handicaps, other issues that perhaps limit their social interactions, oftentimes their ability to communicate or reason through some things. And so they become more vulnerable when their identities are accessed or their information is taken. Of course, that puts them at risk. That's something that any one of us could face, regardless of our age. But this generation of individuals is more susceptible. When you bring up topics of the fact that, you know, family members are oftentimes or people that are close to them are oftentimes abusers. That is indeed true. On the financial side as well. On the financial side as well, unfortunately. And then there's the embarrassment factor of reporting a family member or anyone, the shame of this having happened to you and they don't want to come forward or they're afraid to come forward because they're dependent on the person who's actually exploiting that. Wait a minute. So it's not just shame and embarrassment that I quote. Someone could think I could have let this happen, but it could happen to anyone. But also that it's more than shame, isn't it?  So you're you don't know where to turn and how to turn on this person in effect because they're threatening you. And what are the legal aspects of this legal workforce? There are several things that can be done. Some of them are proactive. We always encourage people to do powers of attorney. What is power attorneys? By the way, this would be a whole wage of websites up there. Check it out to get more information as we do this program. What does power attorney give you? Well, you doesn't when you have the ability and capacity, you can designate someone to take care of your financial affairs either when you sign a document or what's called springing when when you become disabled and a backup person, a successor agent to someone who you trust. That's one way to deal with it. Separately, a medical directive and health care proxy to deal with medical decisions real quick before I come back to Dr. Past, what about if the person you've picked? To do these things is potentially the person who is victimizing. And that happens. We recommend a couple of things because you're right. You're right on point, you know, in addition to powers of attorney for both financial and health care, we also advise that, you know, people make sure that their wills are up to date, not something that you put together in your 30s and now you're in your 70s. And all of a sudden things aren't necessarily appropriate anymore. A living will is important. A living was important. Very, very much so. Irrevocable trusts. You want to make sure that you have a team and depending on the individual and their personal needs, that team may differ. But you usually want to have not only a trusted family member or friend, but also perhaps a financial professional, a legal professional and possibly a team to help you and to make sure that your wishes, not only your financial situation and your personal situation are protected, but that your wishes are carried out when you no longer can do it yourself. Let's try this. And by the way, Dr. Past and I know each other in a different part of our lives. I teach in a physician leadership academy that you've participated in. And so I know the kind of leader, physician leader you are. I'm curious about this. Mark, physical abuse. What are the physical signs that you and your colleagues in your field see in older folks who are being abused from a physical point of view? So physical signs to look for certainly are dehydration or boons. I think people who work with seniors know that it's very common to get skin tears. He's about 85 percent of them happen on your arms or your legs. But we see tears in other places, on the breasts, the abdomen, in the groin or the thighs. This is a telltale sign. Also, seniors tend to break bones. You probably heard of people who broke hips or bones in their spine, but not usually long bones and certainly not spiral fractures where someone has twisted an arm or twisted a leg. Well, one of these, it confused me there. What's that? The kind of fractures that we usually see when people break hips is a bone just breaking in half. But a spiral fracture means that the bone was twisted. Think about a rope burn. And that's a sign that someone physically was abusing that person. Someone didn't fall and that happened. Correct. Again, a break is this, a different kind of... A spiral fracture means someone was twisting it with two arms. But, Dr., what do you say to those who say, well, if I'm alone, if someone's older, someone's in a hospital situation or someone's in a facility, wherever they are. They're alone and a medical professional, someone there, a clinician, someone on the staff, whomever, is treating that person. How does he or she, the patient, protect him or herself? So anyone can make a phone call when they think someone is being abused or neglected. And in a facility, that would be to the ombudsman. And if someone doesn't live in a facility, that would be to adult protective services. But the person who makes that call could be the mail carrier. It could be the bank teller. The bank teller can pick up that someone has been coming in, always dressed nicely, and now all of a sudden, they're always accompanied by someone, a younger person, and they don't have their makeup on or they come in their house coat. A change in someone's appearance is a telltale sign. So it's not just healthcare practitioners that can pick up on this. It's anyone who has routine time spent face-to-face with these seniors. And those seniors are, honestly, they're women over the age of 80. Women over the age of 80, prime target. Yeah, if they've had a hip fracture, a stroke, senile, women over 80, if you have all five, those are the prime targets. Those are the people we have to look for. Kelly, let me jump back in here. Emotional abuse looks like what? I can tell you about cases that we've had in our shelter recently. We have had a woman whose daughter was constantly screaming at her and belittling her. And the woman was afraid of her to the point where she left the home. She didn't know where to go. She had nothing, but she left the home because she was so fearful. The woman being abused? The woman being abused. We have had, the stories are really quite awful. And in terms of what happens often with an older adult is they seek medical attention, not in a nutrition's office, but in an emergency room perhaps. And the abuser goes with them. And so before they can answer the question of what happened to them, the abuser says, she's so clumsy. Right. She's so clumsy. She's so clumsy in the bank as well. Yes. Well, because you see, you'll note that we train our team on an annual basis. It's a requirement to be able to understand what it looks like that is elder abuse. So if we see unusual financial transactions, significant amounts of money being written out in checks or wired transfers, people that aren't normally making financial decisions, calling on behalf of one of our clients and asking for money to be transferred into different accounts, that kind of thing, they'll walk into a branch with the elderly client and maybe be pinching them from behind. Or kind of... You can cut out for your team, Mr. Armstrong, I'm sorry for interrupting you. They're trained to, yeah, they're trained to pick it up. They're trained to pick up those signs. And not only do we... And do what? Well, number one, you report it to the appropriate agency, but we're also working with regulators today to see if there are things that we can do from a banking industry perspective to take action immediately, right? To maybe not have that check or that wire transfer sent out. Because once the money's gone, it's very difficult to recover. Do me a favor, Shannon. Hold your part right there. Can I do this? I'm gonna take a quick break. We come back. I wanna pick up this conversation that we're having right now. This is elder abuse, folks, and you're not gonna find many places having this discussion, but I cannot think of a more important pressing issue for us to be talking about. Be right back right after this. To see more Caucus, New Jersey with Steve Adubato programs, visit us online at steveaudubato.org. If you would like to express an opinion, email us at infoatcacusnj.org. Bind us on Facebook at facebook.com slash steveaudubato.phd And follow us on Twitter at steveaudubato. We're talking elder abuse, critically important topic. Shannon, jump back in. You were gonna say? The problem that we have with these financial transactions particularly is not enough. Are they stopped before the funds are gone, even though you witnessed some of these behavioral issues? And when we're dealing with the seniors on the legal side, usually it's involving a long-term care placement at that point. And we run into a very severe problem of how is the long-term care going to be paid for because Medicaid is going to be the last resort. The money at that point is gone. It's been stolen. And Medicaid is very difficult in granting approval when you cannot account for how the funds have been dispersed. If it's a family member, the initial position may very well be that it was gifted or allowed to be taken with consent and Medicaid has a penalty that'll be imposed on the eligibility. So we really have to get into telling people you have to prosecute in order to document that this was not a consensual transaction. No, most do not. You know, it's interesting, one of our relatives, one of our relatives who has passed is an incredible woman in our family, a matriarch in our family. I remember several years ago, word was spreading around the family that $10,000 had been done. I was like, what do you mean $10,000? And someone, I believe as a story went, someone was calling, calling, calling, calling. And somehow told her that they were from not the IRS, but someone else, I want to screw this up, help me on this because it's not really about our relative. It could help her over. And she sent the money, don't ask me how. And no one else knew in the family. And then after the fact, it was like, you what? And I could see, she was embarrassed. It's like, you know, it could happen. That's exactly what I said before. It can happen any day, right? So you mentioned possibly the IRS. We had a couple coming. But it's not the IRS. It's not. Well, no, it's not. But they're fearful enough that they just write the check or give their financial information over the phone. I have your financial information, that's what happens. I'll tell you a couple come into our offices about a year back. They were in their mid-70s and they were very excited and wanted to finally talk to a financial advisor because they were expecting to come into money. They had received an email and then a follow-up phone call that there was an excavation being done in the Middle East that they were gonna uncover antiquities. And they needed funding for this excavation. And this couple went into the retirement monies and liquidated over $80,000 of funds and sent it. 80. 80. And then they expected to come into all of this money as these antiquities were unearthed. And of course, it was a tragic. They did. They lost it. The telltale sign for caregivers, doctors, nurses is when people were able to take care of themselves and afford their own care and now all of a sudden they can't. So they come to my office month after month and then all of a sudden they say they can't afford their medicine anymore. Or I noticed that they are not changing their clothes and they can't afford cleaning service anymore. They used to have an aid with them and now they can't afford an aid. What do you ask? Where did the money go? I asked them three questions. The same three questions that any of this can ask them. I asked them in private, not in front of the area. That's interesting. No one else in the room. No one else in the room. Three questions. This is what the AMA recommends, American Medical Association. Do you feel safe in your current home? It's an open-ended question and I listen for their response. I don't just ask and then move on. More the lack of response. I need to ask. Exactly. Who? Who helps you plan your meals? It's another open-ended question. Someone can really give you a lot of information when they tell you who helps them plan their meals. And the third one is who helps you with your checkbook? But what does that have to do with potential abuse? Because when they're alone, people admit to much more than when they're sitting next to their supposed trusted caregiver, power of attorney. Especially if they're the abuser and they're afraid. 90% of the people who are doing abuse are adult children of the abuser. 90, 90. Is this right, Carol? And they isolate, that's absolutely true. They isolate the victim. Like in any other form of domestic violence, they isolate the victim. So that means that their life gets smaller and smaller and smaller. And they get more and more control and that's exactly what happens. They're controlling every aspect of the victim's life to a point where the victim really has nothing beyond that. And you talked about embarrassment before, think about it, this is my child. I taught them values. How do I go forward and say, I'm afraid of my child? Ask yourself the question. When you were 80 and above and you've broken a hip or had a stroke, who are you gonna trust the most? The kids? Yes. And that's the problem. Okay, but we trust our kids the most and they're the ones who take advantage of it. One in five people over the age of 65 are impacted by elder abuse. And one in five. And 2% of those cases actually get reported. That's right. Say it again, I stepped on that, say it again. One in five people over the age of 65 are impacted by elderly abuse and only 2% of those crimes are actually reported. Can we, there's something we haven't talked about that I'm curious about, neglect. Is neglect, A, what is it? And B, is it a form of elder abuse? There are two kinds. There's neglect by another party and there's also self-neglect when someone deteriorates and no longer has the capacity to take care of it. Well, how does that abuse it? No one's helping that person? Yeah, they're basically alone. Protective services, right. Adult protective services can respond to self-neglect cases as well. We're focusing on- In fact, that's the majority of what they respond to. The sad thing is that most of the cases that are reported to APS are self-neglected. APS is. Adult protective services. That's just responsible for community dwelling people. Oh, is that not on a county level? Every state. Every state, every county has a county. Is there uniformity in the way they are? What do you mean no? Whatever. Hold on, they don't run with the same standards. Every county is different. Some counties are more proactive than others. They're all underfunded, understaffed, overworked, but they don't operate the same. But the majority of cases that get presented to APS are self-neglect, meaning it is a bank teller. It is an extra neighbor who says, Sally hasn't been out of her house in a week, but I see her moving around inside. Someone picks it up. Something's different. The postal care force says the mail is humiliating. We worry about each other and self-neglect, and that's what we report. But the truth is, people are being physically abused. They're being mentally abused. They're being sexually abused. Those are not reported nearly as much because when you see a grandchild going into a pocketbook of woman in a nursing home and you work in that nursing home, you're afraid if you report it, you may lose your job. So even though the people who work in a nursing home may work there 40 or 50 hours a week, they're not the ones doing the reporting. But this can happen to people that live independently. This can happen to any wealth echelon. I can tell you a story about a client who is in what I would deem as the Ultra Hunt at Worth Wealth Contingent, right? She was a phenomenally successful and well-known financial professional. She's now in her late 80s. Out of nowhere, one of her former financial advisors, not part of Wells, who's about 30 years younger, decided to become her fiance. She is in the early stages of Alzheimer's. So all of a sudden, this tremendous amount of wealth is now being controlled and influenced by this new fiance. How does that happen legally? Well, her niece, who is the sole beneficiary and heir, reported it to the family attorney and said, I think my onset risk. Is this a legal case now? It is a legal case and we're doing everything we can to protect the client. So stay on this, by the way, we would not be able to be doing these programs if we're not for the Health Care Foundation in New Jersey. Who cares deeply about these issues? So I, you know, and the reason I say that is because it strikes me that this doesn't feel, Carol, like while it may be a bordering on an epidemic or an epidemic itself, it does not feel like a public crisis where there's tremendous discussion about it. Am I wrong? No, you're not wrong. And you know, we do a lot of speaking and education about elder abuse prevention. One of the things we say universally is that we need to raise the level of conversation about elder abuse to the level of conversation about child abuse. You take your child to the pediatrician and something looks funny.  Let me ask, you know, little Johnny, what happened to them? But our older adults universally do not have that opportunity. And it happens over and over and over again. They don't have the ability to self-identify. They don't always look for help. They don't know where to go. They're embarrassed. They're controlled. They may have some dementia. They're in an incredibly difficult situation. And even when they're identified, we had a woman who was identified at the beauty parlor. The only place she went was to get her hair done on Friday afternoon. And the beautician noticed that she was wincing every time that she moved.  What did the beautician do? She called Adult Protective Services. They called us. How did she know how to do that? Because we train everybody we can think of to train. People, bank tellers, beauticians, physicians, police officers, first responders of all kinds, attorneys. We speak to attorneys all the time. Call the police. Call the police. Call mine on one. Absolutely. Okay, final words here. Yes. If you see something, say something. Amen. That's what we're trying to get out. Amen. It's quite simple. Hopefully we're gonna make some real progress here. Necessary. We can't. The whole idea of people being embarrassed is shamed. I get it. I understand it. But the more we talk about it, the more we put it out there, the more people like yourselves appear on a platform like this and help so many people, I am hopeful, prayerful that we will make a difference. So I want to thank all of you for doing great public service. Thank you for having us here. Thank you very much. We're very happy to be here. I'm Steve Adabato. We'll see you next time. The preceding program has been a production of the Caucus Educational Corporation, celebrating over 25 years of broadcast excellence, funding for this edition of Caucus New Jersey has been provided by the Healthcare Foundation of New Jersey, Seton Hall University, Horizon Blue Cross Blue Shield of New Jersey, the Robert Wood Johnson Foundation, the Northward Center, the Russell Berry Foundation, and by MD Advantage Insurance Company of New Jersey, transportation provided by Airbrook Limousine, serving the Metropolitan New York, New Jersey area. Caucus New Jersey has been produced in partnership with TriStar Studios. How do you create change by cultivating hope? And we see that every day. In the eyes of our preschoolers, in the souls of the seniors in our adult day program, in the minds of the students at Robert Treat Academy, a national blue ribbon school of excellence, in the passion of children in our youth leadership development program, in our commitment to connections at the Center for Autism, and in the heart of our community, the Northward Center, creating opportunities for equity, education, and growth.


The past is gone Of the scriptures written, it's as if time is linear and the written part is the past tense or the sense of being over and that's the whole trick So you could say that the only frustration and that's exactly what the ego is The ego is saying, no it's not over and it can be changed The world can be changed, people can be changed personalities can change It's a very strong emphasis at changing the form and this is more of an easing back into the observer self or the witness self You might have heard of Akashic records because there's a lot of teachings that involve the Akashic records and it's implied that you can literally read the Akashic records and oftentimes they only let you go so far into the future of reading But when we look at Nostradamus and we look at different prophets and seers and so on and so forth it seemed to forecast things, years or decades or even centuries before they actually occurred with pretty strong accuracy that again implies that they weren't reading something that hadn't really happened It seems that way in the near time that they were just reading almost like a blueprint of the book of life or of what was already there So that is the biggest contradiction to the way that the sleeping mind perceives the world, relationships and time You were there in Loomis where we showed time travelers, wife and we showed a Star Trek episode and we have so many of those kind of time metaphysical episodes It seems like each time we watch one it just loosens something a little more and gives us a little bit different perspective on time And for me I know you do a lot of traveling and when I'm traveling across time zones and date lines and things it starts to feel more and more like a construct than a set reality When the mind is asleep it has this perception of the passage of time and it seems to go in one direction and it seems to be a certain way and then when you start getting into the joy of being absorbed in something you can actually seem to lose track of the passage of time or one time I told this story a lot that when I was flying up to like Brisbane or Gold Coast, Australia and I was sitting next to a very happy man we didn't say where to do each other the whole flight and just when the plane is descending to come down and touch down on the runway he just looks over me with a big smile on his face an Aussie accent and he said, isn't time a funny thing? and he launches into talking about time and how funny it is and I said, yeah, it really is funny and he was telling me this whole story about his cell phone plane I guess he was living between two different states in the New South Wales and the next one and basically he had a cell phone plan and the plan had different coverages and different options depending on what zone you were in and the back of his house was in one zone and in front of his house was another zone and he was right on the line and one of the zones was, you know, you had free calls and the other one was not free calls at all so I think between having some calls in his back porch and his front couch or something there was some astronomical cell phone bill and he proceeded to tell me the whole story just as we were touching down and rolling on the runway and I was just laughing and he was laughing and he was like, this is absurd this is absolutely absurd and I could really, that's been my whole experience of it the absurdity of time, of living based on time of living based on these outcomes you're late, guilty, guilty you're early, guilty, guilty I mean, you know, it's like, catch it, every way you play it there's guilt and then there's this beautiful presence in us it's like that Chicago song time, does anybody really know what time it is? care, does anybody really care? about time, you know, it's like, oh yeah that's why we like the vibe of that song it's like, yeah, yeah, it's a nag that time is a drag you know, it's just this pressure associated with it and the script is written is just really an emphasis that time is the past and really the point of coming to that understanding is that first of all that it's gone and second of all is that you can't really change it you can't really change anything of time and once you begin to grasp that or of a full awareness, then you cease to try you cease to play the game of trying to fix it I mean, there's a lot of metaphors in the Course and before the Course came Jesus told Helen Shackman that people were being called from all over to play their part in a celestial speed-up he called it and I've had that question where I go around and go, why would Jesus say that to her? why would he even use that term celestial speed-up as a way of like saving time or speeding up something when it's an illusion, how can you speed up an illusion? and that's supposed to be the thing that he used to kind of tell her of the urgency of accepting her part to play her part and take down this Course but again, it's all metaphors of the Spirit facing the mind and giving the mind what it can handle based on what it believes she was a research psychologist she didn't really believe in past lives not from a sense that knowing that it's all time is simultaneous but even within that construct she just didn't have room in her mind to even open to that stepping stone she was a research psychologist at Columbia Presbyterian Medical Center in New York City and he reached her with the celestial speed-up thing so it's not something that you really can grasp until you're really ready for it I like to show a lot of time movies I love showing like quantum physics movies whether it's actually quantum physics teachings or even better quantum physics dramas that show you the kind of demonstrate or take you in to the experience through the movie and I could get into talking about quantum physics, waves and particles and the idea of just even a superposition that basically there's all these potential outcomes and that we're really dealing with potentiality and then what we call as specific outcomes and situations like, here's a room a spacious room with some candles burning some guy in a blue shirt up there rattling away and a bunch of lights and I'm sitting around with 30-some people whatever, that's an outcome that's like an outcome pulled out of all the potential outcomes that there could seem to be this is one and this is just determined by belief projection makes perception if you spot it, you got it if you believe it, you perceive it you have to have a limiting set of beliefs to say, I'm in a room even that's just a statement that's based on a lot of beliefs yeah, you're in a room if you believe you're a body you're in a room how many teachers of God does it take to save the world? Jesus says there's one one teacher of God is what's needed to save the world but he qualifies it, he says that teacher of God is not a body or in a body interesting qualification there not a body or in a body not a soul in a body it's like he's saying you have to delocate here you can't be the holy Christ and be limited by time-space coordinates you can't be inside a cosmos of illusion occupying some coordinates and be everything that there is it's going to have to be one or the other are you the quantum field to do a specific outcome of belief which is very specific so you see how that starts to take the whole script is written and the whole time thing and put it into looking more at mind and consciousness and kind of just by even having that discussion starts to say, you can feel your mind start to expand maybe I'm not so limited after all I bought that ticket that was the song towards Michael I bought a ticket to the world but now I've come back again back to the quantum field why do I find it hard to write the next line oh I want the truth to be said da da da da I know this it's a quantum song much is too interesting why do I find it hard to write the next line oh maybe there isn't one maybe there is one maybe I'm vastness and wholeness so that's what's fun about going through this awakening experience it's highly practical the spirit deals with what you believe and what you perceive and it is eminently just vast where you finally find yourself you find yourself delocated and you find yourself disidentified from the world and you don't find yourself disoriented anymore you're just everything that there is that's not a sense of confusion or disorientation that's a sense of glory somebody says how are you doing I'm all that there is wow I was like I asked that sounds pretty big but that's the feeling there's a majesty to it there's a sense of freedom to it there's a sense of glory there's not that sense of lack of limitation and a lot of us have touched on that in meditation from time to time or we've had some experiences that have kind of seen they kind of catch us off guard like whoa, what was that wow, what was that but it's just the ego looking upon it going what was that it wasn't the spirit the spirit is that vastness so yeah, I keep showing quantum movies quantum leap episodes


Togun State, where the House of Assembly has passed a bill to regulate animal grazing and the establishment of carton ranches in designated grazing areas in the state. The sponsor of the bill, Ganyu Oyedeji, presented a report of the Committee on Agriculture and Forestry during their plenary in Abelkuta. Oyedeji moved the motion for the adoption of the report seconded by Shola Adams of Ijibu East and supported by the whole house. A section of the bill prescribed a three-year jotam without an option of fine, including the full feature of the herds of cattle or livestock on the Heizel house control to the state government, except within the permitted ranches. The majority leader, Yusuf Sherif, moved the motion for the third reading of the bill seconded by Wahab Haruna. The clock of the house did diem or thereafter read the bill for the third time. Hello, hope you enjoyed the news. Please do subscribe to our YouTube channel and don't forget to hit the notification button so you get notified about fresh news updates.