So the Bali chapter is over. We are about 10 hours deep on our flight to Berlin. We got a few hours left, so I guess to help you just do the final stretch. Call the helpers. All right, he's open. Anything to say? Cheers. Oh, I feel so good right now. You did the whole thing. Good God, I really do have... We do have our other helpers from before. Hold those out. It's a long flight, what can I say? It's a long flight. I'm gonna gag on camera. Let's just do it. I'm good. We got a few hours left on the flight. I guess next, see you in Berlin in the airport once we land and we'll catch up once we get to our place. Good morning everyone. It is 622 a.m. of day two here in Berlin. We were gonna shoot yesterday when we arrived here at the Airbnb. Kind of show you around, but I was puking and shitting my brains out. I don't know why. What happened? I feel a lot better today, but I was puking, chicken nuggets everywhere.  Literally shitting on the wall. But here we are in day two. Show them the Airbnb. This place is nuts. For just 88 euros a night, I think it is. Real nice. Just a real quick mini tour. Quick mini tour. Thanks sleeping up here. Here's the generals. And then Christian and I are sharing this bedroom here. Nice. That's what it is. Just spending a week here. Is the lighting okay from here? It's decent. I like filming out there better than that. Alright, let's go out there real quick. So you'll probably also notice there are no girls with us. Just the boys, me, Rasmus and Dane. The reason being is because we're in Berlin for a week and the reason we're here for a week without the girls is kind of like a retreat. A work retreat so that we can finish up the course. We released it June 30th. There's still a lot that needs to be done. We're like 95% done. But once you finish it, you need to clean things up. 5% still takes like a month. Yeah, that still takes a lot. So we're here for six days just to work. Nothing but work. That's why we're off right now. Just working. I don't know how interesting this vlog will be. Because it will be working a lot. But we'll spend one day out in Berlin. What we want to talk about in this video is doing things that take you outside of your comfort zone. Because we talk about that a lot for how important that is to grow yourself, to develop yourself and just reach your goals. And that's something we both believe very, very, very highly in. So in this video, we'll be doing one of those things that makes us uncomfortable that's outside of our comfort zone. And that is filming in public. So there I said it. We are going to film in public. That's something we're both very scared of. We just really don't want to procrastinate forever with it. It's really, really, really outside of our comfort zone. But if we want to do a real vlog, we have to. I know. So we'll be in Berlin later, maybe in a few days. I don't know. And we will film in public with people all around us. Yeah. That's going to be a challenge. But just we'll do it regardless. Last thing, you probably noticed that we're wearing glasses. And we don't ever wear glasses in our videos. Because I don't like to. But Christian and I have horrible eyesight. And now we're just going to work while we're not in film mode. So this is really what I actually look like most of the time. Just worn my glasses. That's the last thing I want to say. Let's just get to work now.  Take off the slow-mo. No, the fast-mo.  I have to write my book first before I give it to my writer to write it again. So right now we're just reviewing a video that they just finished editing. What are we going to title this one? Interview with a good publisher versus bad publisher. Something like that. It's on the channel right now. This vlog is going to go up after this one.  I'll be honest.  It hasn't been uploaded. By the time you're watching this, it has. I'm nervous to see how people respond to it.  I think it's hilarious. It's just different. And this is just to show you guys how the process works. So we'll film, then we'll edit the entire video. And he's like, hey boys, I'm done.  And then we tell him all the edits we want made.  So let's keep watching it. Alright. Let's get started. I'll tell you. Welcome to another lesson where we'll be talking about KDP Select versus going wide. What does that even mean? Using the free book promotion is that you can acquire more emails for your email list. You can gather more organic reviews and you will boost your book's organic ranking once the free book promotion ends. Alright, we're now outside the house for the first time since we're out in the city. And we're finally going to be testing ourselves. I mean, in public, we're doing it right now. But there's no one around right now, so this isn't really challenging. I know, this is okay. But first thing, let's just go to the grocery store, yeah? We need some dinner. We're doing a picnic at the park. So we need some groceries, of course. So let's go do that. That's the game plan.  No. No, I don't think we can. I'll forever be my favorite gamer. I know. It's always been going on for years, now, of just every day. Every day with every friend. Just talking about tics.  And being really gay and being really small. Here's something people can learn about me. I don't like vegetables. Seriously, I don't eat vegetables. I'm hearing out with a carrot in my hand. I have to eat it. I have to eat it, so let's just check my reaction. I mean, this is literally one of the...  So I'm going to do it, though. This video is all about getting outside of comfort zone. How is it? Ew. Water? Who got water? You can't have, you have to finish the carrot. No, raw carrots suck. Okay, please, please. Look, I'm completely honest. No, I... I'm very embarrassed. This is so horrible. I'm very embarrassed about my lack of eating vegetables. But like, I'm not going to like... I can pretend like it's not real. I'm going to be honest with you guys. I don't eat vegetables. Right? I know, it's kind of a thing for me. Yeah, yesterday, yesterday. Yeah, if I go to family dinners and they're going to serve vegetables, like only vegetables, like, fuck, I get nervous. I don't want to be rude like that. How bad was that?  That was way worse than I remembered. Dave, what do you think of carrots? Raw carrots? I love carrots. No, you don't. No, you don't eat that one. Dude, give me that. That was so bad. Give me that. Prove it. Let Dave have some. You want me to eat it? She has phobia. It's so out of focus. It's so out of focus. And the end part. The end part is the best of the green on it. I don't know about that. So you're enjoying that. You're telling me. I don't know about that, man. Either it's true or he's just a good actor. No, he's real. It's good, no? Mmm. I will say on the other side of the spectrum, in terms of food, I have greatest sugar addiction on the planet. Anyone agree with that? Or disagree? I think we all do. We all agree. Like, it's insane. Like, I have a cocaine type addiction to sugar. Seriously. It's not the one that's cool. So the fact that I'm not having it right now is impressive. So if we find some, I guess we'll see. I've been ready. Okay, ready? Let's go. I'm here. All right, Dane. Show them that right there. That building. That's an abandoned airport. So if we go inside of it, that means we can title the video Exploring an Abandoned Airport. Those get millions of views. Oh, okay. Exploring an abandoned airport in Berlin, Germany. Yeah. So I actually do want to go inside though. Shit.  Hey, but look on the right side. There's hella Pokemon here, okay? What are you finding? I already caught a chicarita. Which is not a bad place. Yeah, I do, but I still wanted to evolve them.  I don't know if you guys know this. I think you probably. We've talked about it before. But if there's like, yeah. If there's one thing, one game from my childhood that I will never stop playing, it's Pokemon. Definitely Pokemon. Ooh, we got another. I'm gonna keep catching my mons now. Then you gotta give us some notification if you're rolling. Notification spot, you know. All right, we're at our picnic destination. What's so funny, Dan? I don't know. What's so funny? He thinks we're awkward when we film blogs. No, it's because he's so awkward that he just portrays himself onto us. It's okay.  There's a hair at the end of the carrot. Let's see the dinner that we pack. I got my protein pudding. And processed cheese. This was literally what I packed for dinner. Now, see, I'm tired. I'm actually really tired of people saying that they hate processed cheese. Like, oh, everyone just hates it. Okay, then why is it some of the best-selling cheese in America? No, it's because I'm the only one who says that it's actually good because it is delicious. But it's the cheapest. No, no. It's groupthink.  I have eggs in a bag. So I think I'm going to take a few slices, rip it up, put it in my pudding, and then that's dinner. That's really good, actually. Titer, titer, titer. I got to get all the air pockets out. There you go. Thank you. What are you doing? Oh, oh, oh.  All right, let's just wrap up this day. See how light it is outside, and it's 8.38 p.m. And that's how bright it is outside.  A little bit of jet lag. Also, I'm waking up at 5 a.m. tomorrow because I got to finish the webinar before we have a call with our guy who's helping us with our webinar. So I'm just saying I'm ready to end today's vlog and go to sleep. See you tomorrow then. See you tomorrow. And we'll pick up back tomorrow, yeah? What's up, guys?  So right now we just went through the entire webinar. He loved it. It's almost 400 slides. Now we're going to go into ClickFunnels, look at some other cool automation stuff, and it's about to be pimped out to the max. To the max. Well said. Ow!  That's why I hate... It doesn't... Yeah. Yeah. The thing is, like there's dropshipping stories that you know, but if you stop in flow of traffic, like it's not passive like Amazon's. Yeah. Although at any moment you move to your rankings and like, you know, even Amazon is like, we'll know you still have to call the supplier and like we stop. Exactly. Yeah. It's just like customer support's way more of a head-to-head point. Yeah. Yeah. Yeah. I know what you mean. I think this is perfect. Christian literally didn't do anything with his books for 12 months. It made like 80 G's in 12 months. Without touching it. Yeah. Now I know why you guys are also chill now. Yeah. Dude, life's easy when you don't have to worry about shit. Yeah. When you don't have to worry. Yeah. Just wrapped up the call with Yaman. Went perfectly according to plan.  We leave Berlin tomorrow though. So, I mean, I'm going to go out to dinner in a bit, go to bed, leave tomorrow. That's it. I'm just going to go to the gym now.  And then we'll finish this webinar. That's how it is. That's how it is. I like, I like repetitive days when... When it's work, it's going to make a lot of money. When it's work, it's making a lot of money. Then I just like that. Work, gym, eat, sleep, repeat. Like, when people talk about what's your perfect day, that's my perfect day. So, like this morning I woke up at 5 because I couldn't sleep. Tomorrow, I'm going to wake up at 5 again because I'm so excited to work on this thing.  I just want to crawl into a hole. What do you want to do with that hole? And work on a webinar. Oh, okay. What do you say, masturbate? Maybe. I don't know. Last day in Berlin, well actually last hour now, we're about to leave. And apparently there were some complications with the plane so that we were going to miss our following planes to take us to Pula, so now they're scrambling to throw us on this other plane that's boarding right now. So it's a little exciting, but... Oh my God, I'm so excited. It's a fun way to sum up. Sum it's up. So yeah, on our way to Pula. I'm really excited.  Can I go up? Can I up with the passport? I just covered the passport. Okay. Dana's passport. Wait, okay. Video is not actually done yet, so we just landed, but we're technically still in Germany. We flew to this other city called Stuttgart. Put that on the map real quick. Okay, so last thing I wanted to say was... What was I going to say again? Oh no, I remember what I wanted to say. I wanted some feedback on the video because this is completely different. This was a vlog, but it's a pretty legit vlog because Dana edited it and everything.   I want some feedback on the video. Just in general, what you thought. Drop a comment. Should we do more of them? Should this be the last one we ever do? Regardless, we're going to make more. But I do want to hear, keep this take, and now off to Croatia. Rasmus is already there. Dana, I have an idea. To the end of the video, can you have like a plane fly across and then go on to the end screen? Can you do that? Alright, that's what we're going to do.


Hi everyone, Joe for Jaspy's casewrakes.com coming at you with a prestige football hangar box giving away another 10 immaculate football spots In the next immaculate football random team break big. Thanks to this group for making it happen. I appreciate it all teams are in Let's hurry up and do the break and then we'll give away those spots in a different dice roll But for this five and five ten the hard way one two three four five six seven eight nine and 10th and final time. Yeah, I might do that Michael After I get Get a free moment Five and five ten times for the teams Or we can just set out straight up two three four five six seven eight Nine and 10th and final time. All right, there's the first half of the list right here second half of the list right over here No trade windows. We just want to dive right into it. There's the final printout hot off the presses I mean, are we saving kicker rookie cards now? Are we setting these aside? rookie kicker for the bangles Helping them get to the Super Bowl. I mean, that's gonna have some value, right? Since Danny Michael May I mean if that kicker Turns out to be in the league for 20 years becomes the next Justin Tucker or something like that that rookie card. I just put it in a drawer for 20 years. All right Big thanks again to this group here for making it happen We just have to do one more pesky little filler and then we're in breaksville. That's it. That's we're done New dice new list Congrats Michael. Let's roll it randomize it top 10 after four and a three seven times Good luck One two three four five six and Seventh and final time after seven a lot of sad times here from 11 on down But I appreciate once again everybody taking the risk on these top 10 You're in the next two box break of immaculate which are right over here We should be able to knock out another one or one or two tonight Canard you're in so is Michael Josh Diane Josh Josh Matthew Alex Stephen Kay and Josh nice Thanks everybody for making this happen I'm Joe. I'll see you next time for the next one. Bye. Bye


Ladies and gentlemen, thank you very much for your time and we're about to start this session. Good afternoon and welcome to this session on Africa's climate change challenge. Now sub-Saharan Africa is widely considered the most vulnerable area of the world to the effects of climate change. Many African countries are already suffering from various forms of climate-related stress such as droughts and floods and rainfall variability. Now this year, for example, Mozambique was devastated by cyclone Idai and cyclone Kenneth, one of the worst natural disasters ever seen in the southern hemisphere and whose damage will cause the southern African region more than $2 billion in repair. So today we're going to be asking what measures should African leaders take to prepare for the increasing severity of weather-related disasters. This afternoon my panel will also look at the question of resilience and vulnerability and explore solutions in the context of Africa's changing climate reality. Ladies and gentlemen, may I now welcome my distinguished panel, His Excellency Danny Foray, the president of the Seychelles, Director Andissa Melissa. She's the managing director at Earth Observation, South Africa National Space Agency in South Africa. Dr. Helmut Fluer is the founder and chief executive officer of WeatherTech in Switzerland and we are very interested to hear about your rain-making initiative. And Berth Strebel, the managing director and head of the Middle East and Africa, Switzerland will be talking about insurance with you. President Foray, I'm going to start off with you and jump right into it because climate change does present quite unique challenges for the small island developing states. And if the world fails to hold global warming, they may disappear altogether. So what is the one step that your government is taking that has had the greatest impact in combating climatic risk, reducing vulnerability, and building resilience? I think that the one thing that we have done as Seychelles and also as a member of the community is to say that it is our human right to survive. So it is a question of our own survival as members of one humanity. So climate change is the number one threat to humanity. Not the number one threat to our continent, but it's the number one threat to humanity. So we take it very seriously. So as a small island country with other small island nations within the African continent, we have been able to mobilize the continent. And I'm happy to say today that within the African continent, we have one common position in terms of climate change. Of course, Africa as one continent is also vulnerable. Not only vulnerable, but we have the list in terms of capacity to adapt. So as a country, we have put in place mechanism. In Seychelles, we have the right national policies in place. And over the last 30 years, my government, we have done a lot in terms of creating the necessary mechanisms to put in place the right mitigation strategies in terms of how do we create the necessary resilience against this number one threat to humanity. So when you talk about Africa as a common climate change policy, though, do you think Africa's concerns are receiving enough international attention? So basically as a continent, we continue to advocate. But it all depends on other nations around the world. And in December, we will be going to the COP25 as one united Africa to continue to press for the necessary financing in terms of mitigation and adaptation. And this was from rising waters to flooding to drought across the continent. We've seen it all and your technology, I'm sure, has been monitoring this across the continent. So let's look at a real life example here and look at the situation of Mozambique, Encyclone, EDI, and candidate cause massive devastation there. In terms of early preparedness, early warning systems, did we see that coming? Unfortunately not. And this is one of the things that makes climate change so devastating for countries like continents like Africa where we've got the least vulnerable people. And our technologies are meant to enable this from a national space agency perspective. Data is the order of the day. We're talking about democratizing data, building platforms and systems that will enable our government to build early warning systems is one of the critical issues. So one of the major things that we're needing to be looking at is that science and data is an enabline into this environment. So how do we build early warning systems that are informed by data, reliable data, timely data, accurate data? And in this instance, we're looking at platforms like Digital Earth Africa, where we're taking satellite data, 40 to 50 years of data, you know, we've been in space. Most people might remember the moon landing, we're celebrating 50 years of being in the moon. That's how long we've been collecting data over the continent and globally, environmental monitoring it, that we can actually ask questions to it. But with scientists, so for decades, we've been playing around with this data and saying, yeah, yeah, yeah, you can monitor floods, you can actually monitor drought, you can be resilient to it if you use it this way. But we've even managed to operationalize it. Digital Earth Africa is one of the key flagship programs that we have now in the continent to say to our governments, here is a platform where satellite data, over 50 years of monitoring, we've managed to put it in a platform where it's easily accessible, and where products are easily accessible to anyone and any man on the street. It's a game changer if you're thinking about it. Now, for Cyclonidao, if we actually had a platform like that before, it's a question of people are what governments care about the most. It's all about people, it's the livelihoods. And with data, satellite data specifically, we're talking about the power of where. Where are the likely places where the flooding will occur? And who will be impacted when that occurs? How do you do your evacuation plans?  And all of this, especially with your special data, you can actually manage. Now, if we had these early warning systems and preparedness up front, what we get to call a disaster, because the geohazards are going to happen. The rainfalls are going to come. This we cannot change. It's going to happen. But it's how it impacts us as people that it matters the most. And for that, we need to make sure that we've got strong enough early warning systems. But we need to make sure that data plays a good part in preparing our early warning systems. So Dr. Flora, your company invented a technology system that creates rain and rainfall. And I do want to draw on your example from Jordan where that technology boosted an increase of about 27% of rainfall over 5,000 kilometers. This can be an answer to Africa's persistent drought situations. Can that be replicated on the continent? Yeah, of course. And we are already talking to different governments. We started out in 2003 with research work. The Swiss government supported us. And we made tests in Arab countries. We worked in Australia. We worked for governments only. The technology is very environmentally friendly by Etihad and Max Blanc and others researched. And it's an ionization process. And we cracked the code. What happens the hour before a rainfall started? It was known that electricity and other have an impact. But the computing power of my former companies, I was 94 and internet pioneer here in the forum, too. And I sold everything. And then I went into this. And we made so much research and cracked the code after a couple of years. And it's a very complex thing. But the influenced areas are between 5,000 and 10,000 square kilometers, thanks to the Meteor offices and WMO. We have the data from above. We have our own radars. We have weather stations. And we have the top scientists. The influence and the impact is great. What you just mentioned, we never measure our success. It's always declined the government. And Jordan was now a long test. It was three years and a long contract here. And the impact is 27% more rain in the 30-year average.  So it's 35%. Agricultural growth, 30%. And yeah, we were honored last year by the Vatican with a prize to be the world's best solution against migration. And they calculated the sherry, American universities, that we could potentially help one billion people with water and food security. And then I'm traveling now, which I didn't expect it in the beginning with cardinals, through Africa and make our contacts. And what finally to mention, I think that it's very the latest minute to fight the big droughts. What I've seen here the last months traveling up and down the continent, I must say, we have to act with the speed of the problem, not with the speed of some bureaucratic institutions. And then we can have a solution. But for Africa, though, some of the big issues would be cost of the technology and transfer of that technology. What would be some of the challenges for a continent such as Africa that is now facing persistent drought in implementing a technology such as this? We are, since 15 years without competition, it's very, very complex. So we are a service. And the costs are 1 cubic meter of rain is 1 cent. And then it vapors 80%, 90%. And then it stays. And the cubic meter of usable water is 10 cents. When you do pumping and piping, then it's around 40, 50 cents. When you do desalination, it's $1 to $3. So we are, by far, most inexpensive. The volume is very big. The influence to the GDP in Jordan is so big that they can pay us easily out of the additional tax income. So the important, and thank you for the question, is who is bridging the initial financing? And we talked to some countries. I want to not mention the names, but big countries in Africa. And it's only the question how to bridge. And now in Switzerland and London, there are groups forming who will do this as an impact investment and help it. Because thank you for what you said. It's really a human right. Water should be a human right. And it should be organized. And when there are no other structures, it's, of course, something interesting for an entrepreneur and inventor. And at the end, it's all regional. And therefore, you can help very fast. When we sign a contract, we are there in the country two months later. And we can operate when the humidity is there the day afterwards. So it's not a question of timing. And here was the meeting about infrastructures. Think about desalination. No country in Africa can afford really big desalination. But most of the people live near the coast. And we can pull in the humidity from the coast 100 kilometers to 150 kilometers, depends if there are hills or not there. And then it rains. We recreate and revitalize the structure which was there before climate change. We change climate change, experts say, not me only. Which means you have the situation like 40, 50 years ago. All right. So we come to the question of financing because Dr. Flores mentioned that whole question of financing. And I do want to come back to EDI and Cyclone Kenneth because your research from your insurance company shows that over 2017 and 2018, the industry paid about $219 billion in claims from weather-related events. But for Cyclone EDI, your company reported that the overall economic loss for Mozambique, Malawi, and Zimbabwe was in the order of $2 billion, of which only 7% will be covered by the insurance leaving a gap of about 93%. That is a huge gap. Indeed, indeed it is. And we're talking very big numbers. And alluding to what Helmut said, climate change challenge is not something in the future. It's something which is here, and now, and it's massive. And if you look at it in relative terms, we're always talking about the tropical cyclone in the United States or flooding in Europe. But EDI in Mozambique basically represents 15% of GDP of the country. It's going to throw back the country in its development several years. And so, yes, obviously, these events are devastating. Human tragedies, more than 1,000 dead people. I think a lot of them could have been prevented with better prevention. Then, obviously, people lose their houses, lose their businesses still now. A lot of people are sleeping in tents, no roof above their head, and yes, an impact on a whole region, a whole economy. And then, yes, I think you have alluded to the various dimensions. We are talking about prevention, very important. And your technology plays into that area. We are talking about disaster management when something happens. Then afterwards, we talk about the relief, disaster relief, the emergency aid, and obviously then the financing part, which can come from insurance, from government, from donations. And if it doesn't come from any of these areas, it's basically people's savings. Most of them don't have savings. It means it's a real economic loss, which they cannot recover. And it's true that in Africa, the insured part of these losses is significantly lower than globally. It's globally slow. It's only about one-third of our values are on average insured. But in Africa, it's below 10%. For me as a member of the industry, it's frustrating. I look at the $2 billion economic loss. Then I see there's less than $200 million insured loss. I look at our own loss. And I say, I'd be happy to pay more. It's really an insignificant economic loss for Switzerland. And the reason is because the penetration of insurance is so low. So we have a massive task ahead of us as a system with all our partners, with stakeholders, with government, with regulators, with NGOs, with insurance associations, with technology firm. All together, we need to increase penetration of insurance as a solution to provide people relief after such an event. Immediate relief, they need the money right after the event. So in terms of increasing that low penetration, and you're talking about the insured part of Africa being below 10%, help us to understand what countries like Mozambique, though, can do to bridge that gap and meet your requirements. So I think one very important element is we all come together. So as I said before, government, regulator, insurance companies. But then we need technology firms. We need ecosystems, platforms, because historic insurance products are probably too complex and not affordable for people with low income. So we need to sign very simple products, very efficient distribution, and that's a very, very simple claims payment. So for example, if you have a small amount and have a loss of just going out there, making the adjustment, maybe an alternative is to think in terms of parametric solutions so that you make a payout immediately if a certain weather condition is given. So if you have a hurricane above a certain strength, that triggers the payout. And a few days later, the money is there. So I think there is solutions. There's a lot of good examples from different countries in the world, in China, in Latin, in Kenya. We did some really cool stuff with farmers, but so much more to do. And I think it's a real big task we have as a system all together. So this is a collective responsibility for all stakeholders, President Forer, because businesses and African governments and the citizens as well all have a role to play in building resilience and combating the effects of climate change. So if you can just tell us how governments and business leaders can work together to identify this climatic risk source to invest in building resilience. But before we go further, I think today we stand in solidarity and, of course, our prayers with the sister island in Bahamas, because they too are feeling the same pain as our countries, the three countries in sub-Saharan Africa, Mozambique, Malawi, and Zimbabwe. The three speakers before me, when I spoke on insurance, Malisa on the role of the science and the data, and, of course, the technology. At the end of the day, I think governments are there to serve the nation, serve citizens. And it is about the type of design that we need to put in place. Suddenly, I would say 10 years or 20 years ago, the whole structure of government was not designed to deal with the problem of climate change. We take the example of Mozambique. Mozambique has gone to 20 years of civil war. And at the end of civil war, they put in place a political system to build a nation. No attention was given on the type of roads to be resilient enough to stand up with a cycle. The type of houses were never built for that. So basically, it has eroded more than 20 years of efforts in Mozambique. And I recently met the president of Mozambique. I had a state visit in Mozambique. And I saw for myself the pain that they now need to go through, and also the courage that they need to get insight from the people for them to reconstruct the country. So it's really now, from the point of view of policymakers, is rethinking, how do we redesign? What type of houses do we need to prepare? The type of roads that we need to have in place, the type of infrastructure. And all this comes at a cost. And I think this is where the international community needs to come into place. I don't think it's a question that we are there. We have the capacity and capability to solve these problems on our own. And it is a collective responsibility of the international financial organizations to come into place. And here I want to challenge the existing financial architecture in the world today, because we do not take the issue, the subject matter of climate change, as a factor when we go about in giving support to other countries. And I think this is what is needed today. In the new international financial governance, we need to factor the problems that countries in sub-Saharan Africa, island states, in the Pacific, Indian Ocean, and Caribbean. So I think we call for a new global order in the fight against global warming and climate change, so that we put systems in place to better serve the citizens and serve humanity. Let's talk about those systems that need to be put in place. What is needed, though, from both the public and the private sector in terms of planning, in terms of preparing and responding to natural disasters, because government, it seems, is doing its part? Well, I think there's a starting point where we need to build some form of trust in our collaborations amongst the different sectors, whether it's within the scientific community and the private sector and the government. In most cases, we do have solutions that can actually support government coming from the scientific and the private sector communities. However, the prioritization of the funding by our governments is something that government needs to look at in order to make sure that the solutions that have been put in place or have been developed are actually operationalized and actually mainstreamed within government decision. So let me make an example. So when we, South Africa, is a space agency, and there's a policy, national policy, that governs this. Does it act that governs this? Does it stretch it that governs this? And when you think of that, you think all the instruments, policy and governance-related instruments are put in place. The institution is properly legislated to be in place. So what is missing? The finance to actually deliver on the promise that has been put into the strategy. When we ask for finance for whether satellite-built programs or, in this particular case, just platforms to enable the data that we already have these decades of information, which through other platforms is now available for free because we've got advocacy for entities like the Group on Earth Observations that have enabled that globally we have free access to satellite data at high resolution. So it's not just low resolution data, it's high resolution data. When you put this in front of government, you, government responds with, how am I supposed to put money on a technology to do that when I need to build houses? When I need to give people food? When I need to create employment? This is a question. But actually the question is also the other way around. What is your choice if you do not invest in this? How are you gonna know that the houses you're wanting to build, you're not building in a flood plain? How are you to not know that that's a 100 year flood plain? You might know that in your lifetime, there has been no flood, but that could be a 50 year flood plain or a 100 year flood plain. And you build those houses and tomorrow, Cyclone Idao comes and all of those houses are gone. So it also comes in terms of the drought and food security. You want to spend money on giving people food. So it's good that you can give the farmer the seed to plant. But how do you know and support the farmer, for the farmer to know that it's time for them to plant because the weather is coming for them to plant? How does the farmer know that they need to fertilize a particular part of their land? Because you have no monitoring system, you've given them the seed. But this partnership and the trust needs to be built between these three sectors to actually, because from the scientific entities as well is we do not operationalize. We look at private sector to take what we've put in place and they operationalize. But we look at our governments to fund these operational platforms. So governments, I think they need to relook at how they incentivize the science that they've already put out funds to happen because we funded actually to do the science but we're not funded to make the science work for government and actually provide solutions to governments. Right, you want to respond to that? I fully agree with you. There's a lot of elements which are already there. No data, we have tons of data. When we talk about hurricanes, we have 50, 60 years. We know the patterns. We can quite well, not exactly what quite well predict what might happen. Technology as well, marvelous technology and we can deal with millions of data pieces. And by the way, we are using satellite technology which probably you have developed for an agricultural insurance program in Kenya where we use the pictures from space to see if the fields are green, brown or yellow. And depending on that, you know if it's normal conditions or if it's drought and if there is going to be a payout. I think the challenge is to bring all these elements together into one system, create an eco system with the right incentives, with the right technology, with the right data, with the financing part but then as well with transparency and information, creating awareness amongst potential customers to buy insurance. So it seems that all the pieces are around but we don't manage all of us here around the table and other stakeholders to bring it together. So in terms of trying to bring that together, let me bring you back to the insurance and how African countries are covered by that. How are we insurers for helping Africa in this regard? We try to help in the three dimensions as I mentioned before. One is really prevention and we have already spoken quite about it. Building codes, for example, or there, are you allowed to build in which areas, in very exposed areas or not? All these things, education and so on. Then how to manage an actual disaster. We have a team, public sector solutions team with a lot of expertise in this area as well, supporting governments. And then obviously again, the relief part. Capital and capacity in Africa is not a limitation. I mentioned before our exposure, despite the fact that we are a market leader in Mozambique, is very limited. We could write so much more. So from this perspective, supply is not the issue but supply and demand do not meet because actually what we offer is maybe not what the consumers need or can afford. So we need to, the supply and demand curve, we need to make them match at one point of time. Affordability, I think yes, what we offer now is for most people not affordable. We can influence affordability. Obviously one is by increase of income of the consumers but by making products more efficient, by more efficient distribution, but as well by subsidies from governments, at least as a kickstart in the beginning as well, donations in the beginning. The tools are there. We need to, I think we all together, we need to do a better job of making it worth and helping to make here the world less vulnerable, more resilient to these events. I think we need to catch up. You know, science is there for us. Government, we need to understand. Policymakers, we need to understand the science. The technology is there. How do you make available this technology to all the countries? How international partners come into play? You know, we are running out of time. We have to act with the speed of the problem, not with the speed of the workers. And here are four players, let's say, but there are many more. The most important thing I noticed in the last month is that the silos are still too strong. And you mentioned it, yeah? You have to have better access to the, we talk about severe weather events. We will never, nobody can stop them. They will happen. But they are a small part, maybe only 5% of the whole damages, 95%. It's the drought in Africa. We have to talk for one minute about that because there are more people killed, more children suffer. It's not only the wrong water quality, it's no water, yeah? And when you look at the whole chain, and therefore many more are interested to solve it, you have water, and if you don't have water, you don't have food, you don't have jobs, you are forced in migration, you are forced in immigration, Europe, Arabian countries, and then the whole system, yeah, it becomes instable. So I look at our company now as an international security company, yeah? And this we discussed also in Munich on the Munich Security Forum because 10 years ago, I spoke with the head of water in the Ministry of Agriculture and they were sitting, excuse me, at the end of the table in the cabinet. Today, it's always with the president. And that's right. And they should join. And I think the 20 new heads of states in Africa this year, they have a huge opportunity and challenge that they started, they have to do something. And it's not the money, you are fully right. They have so much money everywhere, yeah? But it has to be organized. And a little bit shake. The European governments are existing, they want to do something, they have to do something, but they are slow. The African countries, governments are new, they are not coordinating among their neighbors and so on, but it's getting better. And if this comes together, and according to where we are sitting, the forum is committed for improving the state of the world, there has to be something, a kick. And it's not necessary many people. What I heard yesterday from Professor Schwab was that there will be joint contracts between the United Nations and the forum to help to bring private-public partnership together with the government easier. Of course, we are dedicated to do jobs within the SDG world because the SDGs are all related to so many businesses and industries, yeah?  Because like the financial people, they must take care of their investments. If somebody invested in North Africa and now the Sahara moves into the Mediterranean, their land has no value anymore, they are also interested. And this is, I believe, Mr. President, that if there is now a little movement, which is a nucleus and which maybe starts here or somewhere, but now, yeah, then we will see a big change because there is a big interest and I only can add, I was invited by the eight biggest faiths. We have an organization where there are project managers and finance experts together. They are 80 people, they present 5.6 billion people and they have 3.3 trillion U.S. under management. They are also interested to coordinate and there is much more behind the curtain already existing, yeah? Where they, for instance, but there has to be somebody to invite them, maybe to the Seychelles. To go there, yeah. To sit together, yeah? They can come, yeah. You have enough hills that you will be not drowned, yeah? All right. I'd like to take some questions from the floor because I'm sure you have quite some questions for members of our panel if yes at the front here. We can have a microphone at the front. Thank you. Thank you, everyone. I'm going to come from the finance aspect. I'm from the insurance sector. I feel that I'm attacking the insurance industry. How are we going to finance this whole challenge of climate change when people are still leaving on a dollar a day? What part of that dollar are they going to give to us insurance companies to ensure them against such disasters? Now, the other question that I have, and this is in particular for you, Mr. President, is we all know that there is financing available. There's solutions available. There's the science. There's the data. There's the insurance. There's all of that. But as of today, although most of Western countries are the ones with the highest carbon emission, the financial flow in Africa is probably 2% of the global flow. So what are you, governments, are doing to get more of that money into our continent and finance all the things that are available? Thank you. We'll take another comment before... Yes, at the back here. In the meantime, you can go ahead, Bert. Yes. So I think it's a good point to know that affordability is a challenge. Now, insurance as a penetration or share of the GDP in Africa in most countries below 1%. There's a couple of countries where it has more, South Africa is the only exception where it's above 10%. So I agree with you. It's a very long way to get to everybody and to have 100% inclusion. But now we are still setting what we are providing in solutions basically to industrial risk, to corporate risk, to commercial risk and to high-income people. Now, there's still millions and millions of people who are somewhere in the middle income segment or in the lower income segment. The last few years has been a significant growth of people in Africa included in the financial system. And in the meanwhile, there is platforms available. We all have them on our iPhones. iPhones where transactional costs or fractional costs are minimum. So in the meanwhile, we can offer insurance products with a premium of $1 or $2 per month in an efficient way. So I agree with you to cover everybody now. It's a long journey. But there's so much more we can do to reduce the protection gap massively in the next few years. President Farie. No, what we've been doing, what we've been doing, we've been insisting that the Green Climate Fund is replenished. And I think this is very important because this has been international pledged by industrial countries and this is a subject matter that will be discussed in the margins of the United Nations General Assembly around the 23rd of September. So our role as small states and our role as members of the African Union is to insist that the Green Climate Fund is replenished and all the countries that made their pledge, they commit themselves and they put the money there. Right, we'll take the comment from the back. Let me sign up. Hi, I am Barkha from the, I'm a global shaper from the Portless Hub in Mauritius, another small island developing state. And one of the questions that I was asking myself was about finance, but that has already been addressed. The other thing that I was wondering is there is an increasing move to include climate change as a security issue. There are some countries who have insisted that this be part of the UN Security Council even. Is this something that should be framed as a defence and security issue in Africa for it to gain more traction, more funding and more attention and political will? Right, I'll throw that to the floor. I think Seychelles, I think Seychelles, we have been talking about the issue of how do we treat the issue of climate change as a security issue. And recently I was attending the Sadeq meeting and I think this is something that we are discussing. We will also push in the next Heads of Government meeting in February next year. And it has to be featured high on the peace and security agenda of the African Union. Thank you. Another question at the back? If you follow me, I'm going to speak in French. What I'd like to mention maybe is something else, something else that we would need to take into account the question of climate change and the impact that it can have on jobs. Maybe I should say that I belong to ILO, the International Labour Organization. And according to our studies, if there is an increase in temperature of a few percent, but if we keep our forecast as they are nowadays, we will have a loss of job. About 80 million of jobs will be lost. And this represents a huge loss. And as I repeat, 80 million employment will disappear for the African continent, especially Western Africa. No, it's a comment, madam, if I may. Oh, I'm sorry, I'm taking questions. No, it's a comment. About also the social dimension and also about jobs related to the climate change. Thank you. Thank you very much. So, yes, go ahead. Always when mankind faced the problem, they found a solution. And new jobs were created. And I think we are a small part to contribute. There will be a lot of additional effects. We create now in Jordan what the Royal Court testifies around in a small country, 15,000 jobs a year, and it goes further. We calculate it for Kenya in 10 years, 100,000 new jobs because farming will develop and the follow-up. So I'm not negative about that. Well, I'm negative, and this is what you mentioned before is to prevent and to have these meetings soon, the wars on water. The boundary waters and so on are the biggest threat I see in Africa where you share, you know the Nile problematic and so on. I mustn't mention it. Everybody knows in the room. And this is something where I see the biggest problem. And if you can solve this, like they solve it now in Jordan with Israel and the others again to rebuild Syria, how they solve it between Mexico and California, this is the most important thing. Because if there is a model how to solve it, and you prepare it with your data, and that's so important, I can tell you, before when I started this inventions and I got all these data, I must say, I'm absolutely fascinated how these persons are preparing the best data to handle and to understand our daily life much better. And therefore with this data, and then the transportery, water prevention, this is so important. So we're going to wind up in a minute. I'm told I have five minutes left and I want to get a commitment from all of you on the floor. I know you have something to say here, but let me start with you, President Fora, your takeaways from this situation and your personal commitment at the World Economic Forum for Africa. So over the next three years, what would be the one solution you will implement or you think should be implemented to deal with the effect of climate change in your country or in Africa? Very briefly, we have a very short time. No. I think as a state and as a leader, as a president of the country, we have taken a series of decisions. We need to implement the decisions. We cannot have summits after summits. I think we need to implement the decisions. And we can also, we can only implement the decisions that we have taken whereby partners that have pledged to put the money, they also do their bit. So it's a partnership. As Melissa said, there has to be trust. It takes two to tangle. Thank you. All right, Dr. Flora. That's a clear call to action. If we don't act now, we are losers. And we lose more, not only for our next generation, it's already us. We are not so old that we will not see it. And I hope that we can roll out. Financing is ready. The people are ready. We are happy to help. But there has to be an PPP, a private partnership. And when the session is finished, we can talk. And this one. From the Earth Observations community, our pledge is very clear. We have a data platform that goes back 50 years of satellite imagery covering the whole of the continent, Digital Earth Africa. And the invitation is tap into this platform and actually see what you can see of your country. The questions around security, whether climate change to be a security issue, all you need to do is to view the change of water issues and trans-boundary issues. Here's a platform where if you're sitting in Zimbabwe, you can see what your fellow countrymen or neighbors are doing with the same water source that you dependent on because you're downstream up north. The issue and the impact in Mozambique from Idao was not about the amount of rainfall that fell within Mozambique. It's the amount of water that came from the neighboring countries. We need to actually start looking at this issue as going across boundaries. It's not about what each country is doing. It's about what do you understand about what's happening even in your neighboring countries to enable you to put proper response mechanism in your own country. And we have a platform to actually enable all countries and we invite private sector to come into this platform and develop solutions for the local communities, solutions that talk to the communities. We cannot say data is an issue anymore. We're no longer there. We cannot say the process in platforms because this big data is an issue anymore. We're making the commitment. Thank you to the Australian government and the Helms Foundation for actually allowing us for Africa to be the first continent to build a data cube that's continent-wide. All we can now need to do is to show can it actually help our governments and us in society to make better decisions? Right, Beth. I guess from Switzerland, you get more than a commitment. This is actually the purpose. This is the reason why we exist as Switzerland to make the world more resilient and to help narrowing that protection gap. And it's actually one of the main reasons why when I was looking for a new job at the end of last year, I decided to move with my family 11,000 kilometres further south to Cape Town to work with my teams and together make a contribution to the continent, dedicate my energy, my life, my passion to, although it's going to be a small one, but to make an impact and make sure that we have next IDI in Mozambique in a few years, the relevance of our system, the tragedy is going to be minor than it is now. Excellent, ladies and gentlemen. That brings us to the end of our session combating Africa's climate challenges. Thank you very much for your interest and your patience. And may I thank my distinguished panellists. This is Excellency Danny Fore, President of the Seashells, Director Andisam Lisa, Dr. Helmut Fuhrer and Beth Estrebel. Thank you very much for your contribution. This is now our wrap. Good evening.


I'm Jillian Boyo J-I-L-L-I-A-N-B-O-J-O-H, and I'm a specialist at Third Infantry Division Band. Representing Third Infantry Division in this capacity, oh man that got real pageant-y real fast. It's really an honor to represent Third Infantry Division here at the River Band Festival, especially with the rock band. We're a popular music group, and it's really fun to be invited to events like this and get to interact with the local community as well as help out with recruiting missions. Nice.  It's amazing. It's a feeling unlike anything else. Just, you know, getting that one-on-one interaction with different people in the crowd, just contributing to the overall mood and atmosphere of certain events like this. You just, you can't really describe it until you do it, but it's a lot of fun. This is what we live to do. We love playing live. We love, especially after the past few years, we love being out and interacting with the public, and so we love it. Playing live music is what we've all wanted to do for our entire lives, so we're happy to do it. What does music mean to you? Music is probably my favorite form of communication, no matter what language a person speaks, age, any other factors. People usually can relate to each other through music, and it's a great way to share experiences with other people. Like I said, it's one of the first ways that we learn to communicate. I mean, if you think about when you're a little child singing nursery rhymes all the way up to special events where we do ceremonial things, music just enriches the human experience. The Division Band positively influenced the Third Infantry Division. One of the main ways that we positively influence the Third Infantry Division would be contributing to ceremonial events. One that particularly stood out to me, this is my first duty station, and so I was kind of struggling to find my purpose and my place, but we just did a Memorial Day service, and what really resonated with me was some of the Gold Star families. They said it meant a lot to have live musicians back again after, like I said, the past few years where we weren't able to do community events, and a woman just came up to me and just held on to my hand and said, you know, I really thank you guys for coming out and honoring our families like this. So events and celebrations I feel is the way that we most positively contribute, but again we like to do community outreach, we like to do fun nights, like the right arm nights and everything like that. So I think we just add a little bit of an element of fun as well as that reverence for ceremonies.