Ladies and gentlemen, the President of the United States. Thank you. Thank you very much. Well, thank you very much and welcome. And I think for those who will probably be seeing and hearing this by electronic means, I should make it plain to them that you and I are seeing each other for the first time. There has been no rehearsing anything of this kind and I'm going to take your questions and I don't know what those questions are going to be. But I want to welcome you here. You're quite a cross-section, all the way from Maine, let's see, it's about 11 communities, about 10 states, all the way from Maine out to Arizona and Washington on the west coast and in the desert area there. And this, I think, you're interested in citizenship and public service and always evidence for the fact that you chose to do this and that you are here. You know, I know you're going to be a few days in Washington and if you have to leave and you haven't completely learned everything about the government in Washington, why don't feel left out. I've been here five and a half years and I've still got some questions left about it. I'm not going to talk anymore, I'm going to get down to this other than to thank our host here for this program, the foundation that has made this possible, close-up foundation and for C-SPAN making it available for so many other people to see and hear. But now let's get down to the questions. Well, right. Thank you, Mr. President. My name is Beira Shee and I'm from the Man with Georgia and I'm 10-China High School. Mr. President, your administration seems to fail as you towards education, which is one of self-motivation and not government's mental support. I agree that to achieve one must have this self-motivation to the importance of maintaining our economic growth in a military pattern. It is independent of our generation being able to go on to higher education. Your scholarship dollars are not available and cause for college education continues to grow. What can we do? Well, I think there's some misunderstanding. The question basically is getting at the great importance of education and the college level and so forth and then the cost of going to college. There's been some misunderstanding about what we are or are not doing in that regard. First of all, we know that for education up through secondary, through high school, is basically the responsibility of the states and local communities, although there is some federal aid in that too. But then when we get to college, I have to tell you that, for example, next year more loans will be available for college students. Then ever in our history it will be around nine billion dollars is available for loans. There are other programs also and the federal government is spending at a higher level in that kind of support than ever before. So it isn't true that with all of our need to find economies that we have shut down in education. But while I've got you here, can I make a plug for something else? It is true that there are scholarships and there well should be and states have scholarships. I know my own state of California when I was governor, we increased the amount there to 11 times what it had been, the state scholarship program. These are earned as you know by your qualifications and ability in school and all. But there's something else. There's nothing wrong also with working at jobs at the same time that you're going to school. Now I say this because I worked my way through college and there weren't federal programs at that time. There were loan programs from private funds and endowments that you could apply. And finally by my senior year I got around to getting one of those loans. But lately because of these other things that are available, you'd be surprised how many colleges have jobs on the campus for students and are literally advertising with no takers. And let me just tell you, it isn't all bad. If you have an opportunity to work to help defray your expenses if you need to, our programs are aimed at the neediest of students. Where we've made any cut back it is not trying to help students that come from families where the income is at a level that they should be able to provide for their own education. But I have to tell you that I have never regretted. In fact, the job I had most of the time in college was one of the best jobs I've ever had. I washed dishes in the girls' dormitory. But another question. Thank you, Mr. President. My name is Heather Bovec and I'm going to Whistle High School in the back of Vermont. And Congress created a super fund in case there's been up a waste life and future toxic chemical disasters. Now that the funds allocated in this program have run out, what are the possibilities for getting more funding? Well, there will be more. And right now it's a case of how much. And that, because as you know, as I said before, we have some financial restraints with our big deficit. But one of the problems is how fast can that be used? You can lay out some money and then find that there is a restriction just through the very doing of the work and cleaning up these various pollution sources. That the money lies there and you just can't use it that fast. So we're trying to arrive at what would be the sensible amount for us to appropriate. There will be, yes. Thank you, Mr. President. My name is Jason Albright and I attend Seattle Prep in Seattle, Washington. Could you please give justification for your constructive engagement policies toward South Africa? Yes, I can. We're working with South Africa. There is a large element in South Africa that finds apartheid as repugnant as we do and is trying to do something about it. And the government has made progress. But like something here in our own country, when you have a Congress that has to be incorporated, sometimes he can't get as much as he's asking for. We are trying to be of help in this and in the progress that they're making. And the ultimate goal is one, and hopefully without violence, and we have been advocating quietly some approaches that we think might be helpful to them in what they're trying to accomplish. But our goal is, without any doubt, to see the end of apartheid in South Africa. All right. I've got to start getting to the back of the interview. Thank you, Mr. President. My name is Bridget Cain and I'm from George Washington Carver High School in Atlanta, Georgia. Do you think the Sutherland Principles, a call to conduct mandates with equal employment practices for Black South Africans working for American business corporations? And so what? Do I believe in what, a program for Black Africans who are working in American corporations? Yes. And the call that they have about equal employment practices and everything? Yes, I do. As a matter of fact, some of your contemporaries who are demonstrating a little and think that we should withdraw and our industries get out of South Africa would be hurting the very people we want to help, because American industry in South Africa, and this also applies to industries of some of our allied countries also, here in our country have adopted what was called the Sullivan Code, and Sullivan is a Black clergyman. And this is one in which for the first time in South Africa, in our plants, the rules that we go by in this country of fairness to all and with no discrimination apply. And it has set a mark that in competition for a labor force, has made many of the locally owned South African firms have to change some of their ways, because the practices in the American owned countries are the very thing we're trying to achieve. All right. Thank you, Mr. President. I'm Tara Jankner, and I'm representing South Shore High School in Brooklyn, New York. It seems to me that there will be no end in the arms race. If both the U.S. and Russia have created enough weapons to destroy each other an entirely, why are we still spending outrageous amounts of money building up our defense, and what will be accomplished by these other weapons? Actually, the United States, we think of weapons as a deterrent to war. In other words, that the possible adversary, and we have to believe that the Soviet Union is expansionist. They have a belief that their purpose must be to bring about a world revolution to one world communist state. Karl Marx said that that was the only way it would really succeed is when the whole world was that way. So they are expansionist. We believe the means to maintain peace is to be strong enough to ensure that anyone taking a look and having a thought about an assault on us would recognize that the resultant damage to themselves would not make it worthwhile. Now, all of this talk about how much we have and what we're doing. In the last five years, the Soviet Union has out-built us in fighter planes, in bombers, 50 times as many as we and the NATO nations together in artillery pieces, in tanks, and in ballistic missiles. You've got to remember that big as the military budget sounds, and some people have tried to make it sound very big indeed, that about two-thirds of that budget is the pay for the people that are in uniform and the rest is for spare parts and fuel and ammunition and new weapons systems and so forth. But also, let me tell you that our military spending as a percentage of the budget and as a percentage of gross national product is smaller than it has been here before in the past. At one time, it was believed that the military, because national defense is the prime responsibility of the federal government to be able to protect our citizenry. And so we're spending a smaller percentage than has been spent in the past than was spent in 1960. And we are playing catch-up. We are trying to maintain a deterrent force so that no possible adversary is going to take a look and think that we're an easy target. And may I just give you one little bit of history? Back when the world was in flames and the war in Europe that became World War II, we were not yet in it. Pearl Harbor hadn't happened. And the President of the United States then, Franklin Delano Roosevelt, a Democrat with a Democrat Congress, tried to get an increase in weapons because of the threat worldwide. And we held some maneuvers in Louisiana, the largest war games that we had ever held to practice. And many of our troops were carrying wooden guns, and we used cardboard tanks to simulate armored warfare because we didn't have enough guns and we didn't have enough tanks. When the war was over and our officers could talk to their counterparts among the enemy, and some of them asked the Japanese officers, they said, why Pearl Harbor? Why out of a clear blue sky that attack that caused us to go to war? And they said, why not Pearl Harbor? They said, you and they called attention to this thing of the Louisiana maneuvers. They said, your soldiers carried wooden guns, you were using cardboard tanks. We didn't think you'd fight. Now, a possible adversary has to know that you would and you can. We have done a great deal to rectify a situation that when we took office, on any given day, half the airplanes in our service couldn't fly for lack of spare parts. Half the ships in our Navy, which had been reduced from a thousand ships to just a few hundred, couldn't leave port at any time because of lack of spare parts or not enough crew. So we're not just building weapons to build weapons. The answer to holding down defense spending must come when the Soviet Union will legitimately meet with us for a reduction in weapons. And we are ready to sit down with them and have been, anytime in the last five years, to totally eliminate nuclear weapons. That is our goal and what we dream of. Mr. President, we have, I'm Steve Jagger, President of the Close-Up Foundation, and we have additional close-up students on a telephone line in schools outside of Washington, and we're ready for that first call, which is from Colorado. All right. My name is Ginger Margolan, and on behalf of the students at Overland High School, I would like to thank you for taking the time to share your thoughts and ideas with us this morning. Mr. President, we know that Congress has increased its aid to the Afghan rebels. Our question is, what is the ultimate objective of the United States financial aid to Afghan rebels, and how do you propose that these goals be accomplished? Well, there are several channels. We are working with the Soviet Union, as in the last summit conference on this subject, to persuade them to withdraw. How we see this coming about, or the settlement of this problem, is when the Soviet Union will withdraw, and when, perhaps with international help, we can persuade the government, the then government of Afghanistan, which was established by the Soviet Union. They chose the head man and put him there, even though he is an Afghan. But then, that the people who are now fighting, the freedom fighters in Afghanistan, and the three million refugees that have been driven out of their country, allowed to come back. That then, with help from the outside world, from countries like our own to ensure order during the transition, that then the people of Afghanistan decide the kind of government they want and who they want to govern. And we think that that has to be based on a Soviet withdrawal after six years of the bloodshed and the fighting that has been going on there. Mr. President, our second student call is from Ohio. Hello, Mr. President, my name is Rebecca Bruno from East High School in Cleveland, Ohio. I would like to thank you for this opportunity for letting East High students speak to you today. Mr. President, there is tremendous amount of poverty and hunger in America, even in Washington, D.C. Why is our government giving military aid and assistance to foreign nations rather than taking care of people at home? We are doing both. I know that there's been a lot of talk the other way that we are doing this. The aid that we're giving to foreign countries is aid to the lesser developed countries so that they can take their place in the world of nations with an economy in which they can have a living standard that is improved and no freedom. And some of that aid also is very practically military aid to them so that they can defend themselves, which makes a lot more sense than if we in our own protection had to send troops there and maintain forces in those countries. But at the same time, our programs of social aid to our own people are such that where there is hunger, you have to, in our country, you have to determine that that is probably because of a lack of knowledge on the part of the people as to what things are available. Not only is the government doing much in that line, but there has been about a three times increase in private charity and aid in our country. We're unique in all the world. 1984, American people voluntarily gave $74 billion to charitable causes in this country. In 1985, they gave $79.8 billion. It continues to go up. Much of that is in providing shelters, in providing programs of food, in school lunch programs and so forth, and between those two sectors. I don't believe that there is anyone that is going hungry in America simply by reason of denial or lack of ability to feed them. It is by people not knowing where or how to get this help. Mr. President, that concludes our student calls. We can get back to the students who are here today. I've got to move back in the room a little bit. Right on the aisle there on the right. Thank you, Mr. President. My name is Judy Gifford. I'm from North New Jersey, and I tend to have to make sure that I study school. I would like to know your opinion about the Grand Rubinville, and do you think the bill is sufficient? The Grand Rubinville, I just think this has been long overdue. I know there's some factors in it that the court doesn't agree with, and I don't either, but to have a plan for over 50 years, our government has been running deficits. Here and there may be a single year back in that 50 when there wasn't a deficit, but there's been deficit spending. Many of us who complained openly about this and said, we've got to stop this, we've got to spend within our means, we had voices over the 50 years in Washington saying, oh, it's perfectly all right, we owe it to ourselves. Well, now we've got a $2 trillion debt hanging over your heads. And so, Graham Rudman came along, and what it is, is what we've been asking for, a plan. It's impossible to balance the budget in one year to erase the deficit spending in one year. You would have to really disturb such programs that you'd cause hardship to our people. But we're on a path of five years in which if annually we start bringing the deficits down and five years out we come to a balanced budget and then what we need and have not gotten so far, we need a constitutional amendment that says what Thomas Jefferson asked for clear back at the beginning of the Constitution. Then let us have an amendment that says the federal government cannot borrow. It has to spend within its means. But this five-year program, it means that now, if someone stands up, for example, in the Congress and advocates a spending program, he's not just advocating something for this year and then you find out at the end of the year what happened to the deficit. He's violating a scaled program. He's breaking a discipline that says over five years we're going to arrive at this point of a balanced budget. So I think it's one of the best things that's happened. Let me note in the red. Thank you, Mr. President. Mr. President, I'm Mr. Hernandez, releasing Mr. Cutts, going back to New York. The federal government and other educational programs are being cut and instead of being spent on the building of sophisticated nuclear arms. At the same time, military disputes are very low reading rates. Do you think it's one point to have educated people run these weapons that threaten our lives instead of weapons systems? Now, sometimes I have a little difficulty from hearing. Maybe that's why I find myself calling on people to confront more. You're asking about the... What are we denying in order to have the weapons or is that what you're... Mr. President, what I'm saying is that I'm scared that from cutting the Pell Grants and other aid to students that we may have people operating very important machinery that can kill us in essence. I think they don't have these. And they don't have the proper education. I don't think we're in that danger. First of all, as I say, there's been a lot of talk that what we're doing is cutting back unnecessary programs and in education, and it isn't true, there will be, this year, $260 billion spent on education in the United States. And as I said, we're making college loans available at a greater amount than ever before. And I think you'd be interested to know that with all the years and even in wartime when we've had drafts people into the military, and we don't now, it's purely voluntary. We have the highest percentage of high school graduates in the uniformed forces than we have ever had in the history of this nation. And there are three intelligence brackets in the military, tests that are given to determine just what assignments these individuals are best fitted for. We have the highest percentage in the top intelligence bracket in the military than we've ever had in our history. And at the same time, other programs having to do with education, I'm sure many of you must know that we appointed a commission and came back with a report on excellence in education. And in 1985, there was a a nine-point increase in the average SAT scores. I don't know what those are, the Scholastic Aptitude Test. That's the biggest single-year increase since back around, I think it was 1963. And there have 35 states in the Union now have already upped their standards. 39 states have had an increase in graduates and so forth. So education is undergoing in our country quite a reformation. Many states have increased the school day. They've increased the requirements for graduation and so forth. I don't think we have any danger of what you've just suggested. Let me... Thank you, Mr. President. My name is John McGee, and I attend Springfield High School in Springfield, Vermont. The state of Vermont is deeply concerned with its environment. Since Vermont suffers greatly from acid rain, I'd like to know what further steps you'll take to protect your environment from acid rain. We're taking them right now. As you know, we in Canada, we appointed two individuals to get together, Drew Lewis on our part, a gentleman from Canada, to review this whole thing and what is being done. And they have come back with some recommendations. Many of them include some continued research. And we're doing that. In the last five years, we have cleaned our air of pollutants to a greater extent than has ever been in many years back until we get back to before there was pollution. And we're continuing all of this and taking actions on it because we recognize it has to be solved. It is a complex problem, too, acid rain. It isn't just as simple as saying, stop putting smoke out of the smokestack. We've got to figure the automobile factor in there, too. Ten percent reduction in the last five years of one of the major pollutants that is responsible for acid rain. But we're going to continue until we get the job done. Now, I'll come back down the front. Thank you, Mr. President. My name is Maimuranda. I come from Martin-Van Viren High School in Queens, New York. My question is, I understand that you have proposed to reduce federal spending on health care, such as freezing Medicare at the present levels and reducing federal expenditures, contributions in Medicaid. However, if this proposal is to be enacted, what do you plan to do to help those elderly and poor that will lose some of their health benefits? Actually, here again is one of the things where if their savings made, we're going to try to make them with having more care as to who is included. In other words, to aim the program at the people of the greatest need and have real need. We have found, again, that when bureaucracy gets going with a program of this kind, there comes into being a looseness, and you find that people who should be responsible for themselves are benefiting at the cost to their fellow citizens, the taxpayers. So we're trying to make the program more efficient and more effective. And there is no intention in our part to, in any way, reduce or make it possible for needy people to get health care. It has been, incidentally, I hope you know, that health care in America has been one of the... known one of the biggest inflations in cost of almost anything, any service or any product that we buy. It has increased in cost faster than almost anything else. And I don't know, maybe part of that is due to the fact that if you go way back to 1952, there was 8,400s of a person in a hospital, as a worker in a hospital, or whatever, for each patient. And by 1978, there were over three people employed in the hospital for every patient. And sometimes we think there are some things that can be done that won't hurt the patient, but that will benefit the whole program. Thank you, Mr. President. From Norfolk Union High School, Vermont. What effect does the Michael Deaver Affair have on support for acid rain legislation? Well, it's a little difficult for me to speak to this right now, because this is now before the Justice Department and under investigation. I can only tell you that I have known Mike Deaver for 25 years. He was associated with me in the state government in California and all. And I think it is well for us to note that he was the one who asked for an investigation and a special investigator, which I think shows some, his confidence in his innocence. But as I say, I can't go beyond that because of it is now in the hands of the justice system. Mr. President, we have time for one more question, sir. Oh, dear. Yes, you, all right. I'm Steve Lewis. I'm from Scottsdale, Arizona, and I think I'm out of high school. I was wondering what your administration is doing to improve economic health and educational conditions on the university. And I was wondering what future plans your administration is going to be doing and what future plans and future administrations are going to be doing for plans to improve the conditions on the university. Now, improving what? Improving economic health and educational conditions on the university. Oh, well, this is the responsibilities that governments, this is what we're aiming at. We think we'll be far better able to handle them if we get out from under this constant deficit spending for what we think are a number of programs. I, right now, we've had the longest period of recovery and expansion, economic expansion that we have had in the last 50 years. And we have it because, number one, we reduce taxes rather than raise them so that the people had more money in their own pockets to do with what they wanted to do. We eliminated thousands of regulations imposed by government on every kind of business and even the private individual. In short, we eliminated, and I'm trying to eliminate more, government programs that we thought were simply interfering and unnecessary. Some of our, when I was governor, I discovered at that end where the programs were being implemented, that some of our welfare programs for the people were costing the federal government $2 for every dollar they could deliver to a needy person. Now, that's too high an overhead. And these are the things we're trying to clean up. And I think we've made great progress. And I have to tell you, I think that your future, all of you, with regard to the availability of jobs, we have created almost 10 million new jobs in this country over the last 42 months. Our trading partners out in the world cannot point to a new job that has been created in the last 10 years. They have unemployment rates there several times, as great as ours. Today, we have the highest percentage of the work potential in our country employed ever in our history. Now, the potential workforce is considered to be everybody, male and female, from age 16 to 65. We have 110 million of those employed now. If the tax reform program that we're working on right now goes through, it is estimated that alone in the next decade will create 4 million new jobs. The opportunities for you, and a lot of that's going to depend on you remaining the kind of citizens that vote when there's an election, and I don't care whether it's somebody on the school board at the local level or whether it's for President of the United States, vote. The people that are elected to serve you are no better and no worse than the people who send them into government to serve. But they're all better than the people who don't vote at all. And here in this country, and I have enough of a second to say one other thing. You know, this is, we're coming to the celebration anniversary of the Constitution. I've made it a point to read a lot of other constitutions, including the one of the Soviet Union. And you'd be surprised at how many of those offer the same things ours do. Right of assembly, freedom of speech, of course in Russia they don't observe it, but it's there in the Constitution. All these things. So what makes ours so different? Well, the difference is so slight that it's overlooked too often, but it is so great it explains the entire world difference. All those other constitutions are written by the government saying these are the privileges we permit the people. Ours says we the people permit the government to do the following things, and the government cannot do anything that we have not in the Constitution told the government it can do. So don't just take it easy and miss an election day. Stay interested. Stay involved. Become public-spirited citizens when you're out. And this country will continue to offer the greatest opportunities of any place in the world. I'm so grateful to all of you for being here and I'm so sorry about all those hands that came up that I couldn't reach. I've often thought that he should do the choosing of the questioners and then my conscience would be clear and I would just answer the questions. Mr. President, young people everywhere learn from your candor and from your willingness to meet with them and you're a very special kind of teacher. On behalf of those young people everywhere and certainly on behalf of those who are here today, I'd like to ask Miss Tara Jacob from Topsall High School in North Carolina to join me in presenting you with this remembrance. Thank you. Tara, if you could hold that. I'd love to read it, Mr. President. It says to President Ronald Reagan, your extraordinary commitment to young people leads to a greater understanding and appreciation of our democratic system of government with deep gratitude and respect the Close-Up Foundation May 21st, 1986. Well, thank you very much. This is a picture of 1983, the last time I did this here. We could have been more proud. Begging for a comeback and to be able to do it again. Thank you, sir, for everything, for half of all of us. Thank you very much. Thank all of you. You better not walk away with this.


and also the World Health Organization in collaboration with the National Primary Health Care Development Agency has rolled out plans to support the Cassana State Government. The World Health Organization in collaboration with the Primary Health Care Development has rolled out plans to support the Government in its plan to achieve a good health care delivery. This was coming as the State Chapter of the National Medical Association gave the State's Government an ultimate aim to address certain concerns of facing a warning strike. Also speaking, the Executive Director and Chief Executive Officer of the NPHCDA, Dr. Faisal Shahab, underscored the importance of investment in healthcare. What it means when you have a solid primary health care system is that there is a reduction in the burden to secondary and tertiary health facilities, so they are able to focus more on more complex medical cases. So by advocacy for primary healthcare, we're here to collaborate with the State bearing in mind that we do have an outbreak of diphtheria and we're working together with the State to try and control this outbreak, but also an outbreak of circulating variant polioviruses. We've seen great work that has been done in the State under the leadership of His Excellency, the Governor, but we also know that we can only eradicate these vaccine-preventable diseases when we work in synergy, when we work as one team with one plan. This is exactly what we're engendering today because we are very aware that when you actually give primary healthcare to the communities, what it does is that it strengthens the individual, it builds strong families, it makes communities thrive and then it leads to a prosperous nation. One of the major reasons why we're not achieving the indicators for primary healthcare is because of the lack of human resources at primary healthcare level. So our primary advocacy to state governors is that if you want to improve primary healthcare, you want to reduce battalard and child mortality, then you not only have to do an audit of the human resources at the primary healthcare level, you also have to look at how these human resources are distributed, understand the gaps and then see what are the needs in terms of hiring.


Okay, just getting out of the new Monday mystery secret movie thing extravaganza. It was called ordinary angel stars Hillary Swank who never really misses fantastic performance here again. Very dramatic based on a true story. I didn't find it too preachy or, you know, ridiculous, not too melodramatic, obviously a little bit of that, but you would be hard pressed to come out of this movie and not be in tears. It's all before review on my channel. So subscribe if you want to hear it.


We were told that Ed Boone recorded a video for the players from his hospital and just wondering how that was received in the clubhouse and did it have the desired effect to kind of put everyone at ease? Yeah, I think it definitely did. Obviously anytime you hear, you know, about what he's going through anytime you, at least for me anytime you hear about the heart, it's very, very concerning. So obviously he's had some issues there before. So our first thoughts obviously go to him and his well-being, but obviously his first thoughts go to his players and our well-being and making sure we feel at ease with what he has going on and obviously it was good to see that he's at ease and that he feels confident about what he has going on today and we look forward to obviously getting him back here pretty shortly, but we'll miss him while he's gone.


My grandmother had this saying which was you may be the first to do many things, but make sure you're not the last. Oh man, we're going deep. My name is Coach and Finley. I'm a visual storyteller based in Los Angeles. My name is Denise Davis. I am a producer. I produce with Issa Rae Productions. I also run a company called Color Creative that I co-founded with Issa Rae. My name is Mina Harris and I am a mother. I am a partner, a lawyer and an entrepreneur. And I'm the founder of the Phenomenal Woman Action Campaign. My name is Spencer Pacinger. I'm a father, a husband, a seven year NFL vet, Superbowl Champion and a producer on a TV show called All American Based on My Life. At times I do feel like I'm the only one, especially in my respective fields. I've sometimes felt like I was the only one since I was a teenager, where again it was the lowly black kid going from South Central to Beverly Hills High and having to make a name for myself. To be the only one is lonely. When you're experiencing something for the first time perhaps and you don't have sort of that, you know, the network to talk to people to say, what was your experience? Can you tell me, you know, how you navigated this and how that might help me on my journey? If you don't have that it can feel isolating and scary. When I find myself being the only woman of color on a set or in a meeting because it still happens, believe it or not, part of me initially always feels isolated and sometimes a little intimidated but very quickly I've now learned to take that feeling and turn it into empowerment and now I feel empowered to be in there and wanting to create that change but also making sure that if I'm in those rooms I better have a voice. It is an opportunity to do things on your terms and to do things in a way that, at least out to your experiences, is what you think is the right way. It's okay because then, you know, again, you can leave the door open for other people. You can show people that, you know, you don't have to take the lonely road. You can take the road that somebody else has already paid for you. I would definitely say I don't feel like the only one. I know that I'm not. I have beautiful, incredible people on my team of supporters and friends. I know every morning that I'm not the only one and there's people who are standing right next to me that I can attest to that and the fact that I see my friends striving forward in life and in their careers and that's inspiration for me to continue moving on.


Kutia yagha nashita kwa uko jnisha kweyakwa jnisha sdta nusula kwenya namaiki kweyakwa You know that mobile money has the advantage of being able to pay utility bills, school fees and other expenses easily? As a Kenyan living in diaspora, your options for either remittance, information or best value for money are many. A number of tools, website and mobile apps have been developed to help you make the best choice in terms of sending money home. Take time and have a look at the detailed ebook called send money and invest in Kenya, y소 ni zawini kwa dachu mwziwa hivzana y komagatiaa, ya debo yon tawan na kwenye nongi dokuwa yon dachu mwziwa hivzana. Na gauha kwa yon mwziwa hivzana? W hairstyle wadi yongi dokuwa Hwuk? Kwa hwuk nila hwuk hwuk yuk mwziwa hwuk mwziwa hivzana? Kwa lilamia hwuk n Wuziwa hivzana, jwa hwa hwuk nilamia hivzana. stesso la ka mupalutio, women haka mgnu hawa ini noble âisf MTRs are nandiposit taking service providers who transfer money on your behalf. Secondly, we have remittent service providers, RSPs, who can be money transfer operators, mobile network operators or banks sending money directly to recipients or through agents. What should you consider before committing yourself to a service by an RSP? The diaspora remittent guide explains all the important considerations guided by international good practices. Anytime you want to send money to Kenya, consider the following. How fast is it? Is the price fair? Is my personal information protected? Is the channel secure? How will the RSP disperse the funds? There is a reason why Kenya is number one in terms of mobile commands. This is because the Central Bank of Kenya made it quite easy. A lot of policies the government has had quite a lot of interest in areas related to mobile money. Right now if you are in for example you are in Europe or you are in the US, you are able to transact money back home not just to Western Union that used to be the case, but you can send directly to the person you are supposed to receive the money. You are also able to send money to your local bank in Kenya through mobile money. The Central Bank has also made it quite easy for Kenyans in diaspora who are paying taxes in their countries of residence. In case they want to send money back to Kenya, they also get a tax amnesty and this is something which I would like to encourage the government to keep on facilitating. When sending money to Kenya from abroad, you have a number of remittance service providers that you can use including Moneygram, Powerpay, Sandwave, Western Union, World Remitts, Equity Direct, Simba Pay, Azimo among others. Within East Africa, registered MPSO users can send money to Tanzania, Uganda and Rwanda using SafariCom International Money Transfer Services. One of the best products that you have across the world is MPSO that is well known not only in Kenya but across the world. People are still looking at how successful it is and how the government, how the Kenyans were able to really do that and then to be able to have such a good product. Not a wide variety of RSPs to choose from. It can be difficult to compare services and identify one which is the best for you. That is why the diaspora guide gives you information on available price comparison tools. Top on that list is IOM's MIG app which compares remittance service providers serving the Kenyan market. You can also check out Remittance Prices Worldwide which is a website run by the World Bank information on remittances from Rwanda, Canada, South Africa, Tanzania, the UK and the US. The African Institute for Remittances also maintains a regional price comparison tool called Send Money Africa which is certified by the World Bank. Send Money Africa provides price comparison information on a number of channels in the continent. Other comparison tools you can use include Monito, Fomali Tawipe, Monitis and FX Compare.


See right there? The open box. Yeah. Alright, there we go. That was, uh, $18.18. Just gonna round it up. Round it up. How much? $5.62. $5.62, okay. Two. Round it up. $2.14 had just been deposited into my Acorn apps. Just from the roundups I just spent at the store. But the question is, is Acorns even really good? You know what? I gotta say it. Using Acorns is a lot better than doing nothing. Like for anyone who's not saving enough money and just doesn't have an interest in investing, Acorns is by far, by far way better. It is the best alternative for someone else who just otherwise wouldn't do anything. And I gotta say, when I started researching this topic, I didn't expect to like Acorns. I went into it thinking it's kind of a gimmicky product and the more I looked into it, the more I realized that, hey, you know what? It's actually decent. I think it's a good service. It gets people thinking about investing and saving their money. And most importantly, it automates the process, which is what most people need. I told y'all. I told y'all. Y'all don't wanna listen to me though, but I told y'all Acorns was good in my last review. But if you don't wanna listen to me, listen to him. Go check out his channel. The link will be down in the description. He knows what he's talking about. I know what I'm talking about. So finally, hopefully, you guys will start listening to me and sign up for Acorns. But let's go ahead and get into it. Hey, what's up, YouTube? It's your boy Zeta Crypto Miner. And I know there was a bit of a dramatic interest, but I hope you guys like it. So go ahead and hit the thumbs up for that. So Acorns is an app that you can install on your phone that helps you save money. It rounds up all your investments. So the money that I spent at these just buying food, it takes those pennies and change and rounds it up to the nearest dollar. And then it invests into the stock market. It buys real estate, big businesses, small emerging companies. It actually tells you which companies it's buying once you download the app and you start sending up your portfolio. But Acorns is the app that I've been using for about almost one year now. It hasn't been a full year. I think in a couple of days it'll be a full year. But in just one year, I was able to save over $1,400 just from my change alone and rounding up and making small investments here and there. So it's a great way to start a savings account. Just start saving it, period. Because studies have showed that a high percentage of Americans has less than $1,000 in their savings account. And then an even higher percentage of that don't have anything at all, living paycheck to paycheck in their savings account just because they're spending money and not saving any or don't have any kind of risk management or saving type of system to help them out. So Acorns is a great app to help you with that because all it does is change that you're barely even going to notice investments in the stock market and now you're going to make money while you're saving. I'm about to go over my portfolio with you guys but before that go down and leave that thumbs up button it really helps out a lot. Here we go into my account. I have over $1,426 bucks saved inside my account. If we go over my performance details let's look at the month. Just this month alone I'm up $38. See that's pretty darn good right there it pays for itself. The last six months I'm up $125.75 so the last six months I've been using Acorns I've just been booming I'm up 9.5% and just the year okay that's not loading let's go to all time in all time just short of under a year I'm up $84.33 6.28% So usually in the stock market if everything goes well your average game would be 8% right now it's just under a year I am still doing fantastic up 6.28% not quite at 8% but it's doing all the investment for me and I'm up $84.33 and I have saved just with my pocket change for spending alone $1,426 $2,632 okay guys if we scroll over I have 568 bucks in large stock companies 286 bucks in small stock companies emerging stocks $144 real estate $143 in large company stocks $283 and if we look at hmmm let's get out of that let's go to percentage, no shares actually, yes let's click on large company stocks okay and it will show me what I have Apple, Microsoft, Google Amazon Amazon Brick and share Halfway in JP Morgan Chase alright so these are my Vanguard SB500 ETFs VOO and I receive dividends every month just from my Acorns account loan and it reinvested back into the stock market for me, if we go and look at alright so we keep going at this rate in the future potential I'll have over $154,000 just from my pocket change being invested into the stock market at the age of 68 and you can always change your potential let's say I want to invest $15 a week let's say I want to invest $25 $25 a week on top of my change now at the age of 68 I will have $297,000 or let's just say once a week I want to invest $100 that's $400 a week at the age of 68 I have over $900,000 that's from investing my pocket change and $100 a week in the future I could have potentially $900,000 at the age of 68 inside my savings account so Acorns is a great way to start your savings account well just saving period even if you guys just want to save your change to spend over $1,000 to go on vacation once a year spend $1,400 to fly overseas or go to Mexico and hang out in Cancun you guys could do that just with your pocket change if you want to try Acorns the link will be down in the description just click that sign up and you will get a free $5 just from signing up using that link alright so let's skip this and go back to let's say the past you could actually change how much you want to invest alright so another way that you could even accelerate is by I have an aggressive portfolio this is as aggressive as it gets large company stocks 40% and then the rest is 20, 10, 10 and 20% that invest in if you're a very conservative well their aggressive stock is pretty conservative to me but if you're pretty conservative this is how they would break it down which a large company stocks is 12 and then they'll put 40% to government bonds and corporate bonds alright but the way that I set it up on the round up settings I actually have it on a times 2 multiplier round it up to the nearest dollar okay so every time I spend $1.75 it'll round up 25 cents and I have to the nearest dollar right 25 cents to the nearest dollar by having on times 2 multipliers so that 25 cents would be invested twice so it would be 50 cents being invested into my account and not just the 25 cents and 25 it would be 50 cents invested into my account and not just 25 cents okay and another recurring thing I have an extra $10 being invested every Friday so 40 bucks a month and I just added on my times 2 multiplier on my round ups it hasn't been like that all year it's only been like that for maybe a month so most of the year that I have that I gained over 1,000 for 26 bucks has just been for normal change round ups and just the last month I've added the times 2 multiplier but I did have in the $10 every Friday being invested so just those small increments here there here there $10 every Friday adds up very fast to start your own savings accounts for emergencies for vacations for anything guys alright if you guys want to give Robin Hood a shot there's plenty of ways to make free money on Robin Hood you can refer a friend and you can actually have this thing called found money to where if you spend money on anything affiliated with Acorns actually we invest a percentage of the money you spend at the store back into Acorns for you but yeah guys if you want to give it a shot once again now hit the thumbs up button leave a comment if you're already using Acorns leave a comment if you signed up using the link in the description but other than that this is your boy Zitha Crypto Manor and I'm out


do you understand the information or do you just regurgitate it that's the question that exactly do you do you take it and process it or do you just read it back from a book or do you just here's all the information back this is what the book said and these are discussions that go on before we start vlog Thursday so welcome to vlog Thursday and I think I'm gonna cut some of that in there our discussion behind the scenes behind the scenes hi everybody it's Thursday hey hi all 9800 of you oh yes 9800 that's awesome yes we're coming up on that 10,000 mark I've been rocking out some videos because we finished client projects time goes back to making videos yeah that so I was able to you know make a few more I've been trying to show more of how we do this how we process stuff I'm just always not sure what to share on the business side so you know I did one on invoicing maybe I'll do more on money because I think some people understand maybe how balance sheets and ledgers and I'm not an accountant but these are still I have the understanding I think a business owner should have maybe I should have more of an understanding but you never really know how well you know something until you explain it so that is very true yeah you have to have some in-depth knowledge and me and my co-host for the SML I were talking about it Tony because Tony is now teaching security at the college really yeah he's we're calling him professor Tony now yeah she's pretty cool and those things like he's good he works he does security over at a large hospital he works in IT of course and it's he's among a big team of people you know and you understand a lot of the functions of your job but he's had to for student purposes did get a little deeper topics what he teaches it it's just interesting he's like oh yeah you know because you got to make sure you are teaching the most accurate information that's really important if you're teaching is that you're doing it right absolutely yeah well and make sure like as you do things more and more like you develop your own little shortcuts and things like that you can't necessarily teach little shortcuts well you can in security because there's no there's not enough oversight when it comes to IT stuff because just because you can doesn't mean you should welcome to Jurassic Park nature will find a way so something we couldn't remember whether or not we talked about so maybe we're talking about it again and it could be that your new subscribers this is the first time you've heard this is a service we're providing service we're providing rewind a bit but I wanted to touch a little bit on validation of institution and the work we do so I've seen this come up and it was some Twitter discussions I had with some people that were funny and there are certain cybersecurity degrees or certifications you can get but you know defining talent and defining who should be in charge of something is really really not an easy process and I bring this up because we'll some discussion was around you know the Equifiasco as I'm referring to now that's my new term that yeah Equifiasco won't spend too much time dwelling on Equifax but we'll talk about like there's a chief security officer and she had a music degree now I I am a believer that some people because they have degrees and something does not necessarily mean they're good at it but to the same effect people can have a degree in one subject graduate top of their class and she was the Latin thing summa cum laude he says about her to me she I believe it said she was some who body in in graduate music the other thing is she was older therefore when she graduated college what cyber security degree should she have gotten and she would have graduated I'm guessing in the 80s based on I'm guessing her age oh think about that for a second too so I'm not trying to defend it all that her because clearly there was a breakdown in things that have caused the Equifax and if you are head of the ship and you're head of security and security failed you are the one in trouble but I do find that people who are really really talented at at something often find that they're talented other disciplines because the same rules even though she may decide to focus music or maybe there's so many folks on music they may use security now I think the circumstances of Equifax may punch holes in all that but I don't think just grabbing and making headline over that is the ideal way like you can't just say oh just because they don't have that because really we've seen some amazing security researchers who have very little qualifications there's a lot of hackers of course they're just done some amazing talented things you know I'm looking like the Geo hot the guy who hacked all the PS state playstations built his own self-driving car and I don't think he has any type of degree he because he started doing this in high school yeah well when you when you don't I think when you don't have a degree you don't go through that formal education thing you don't worry about the rules that surround like said yeah you know I think so like you're more free to break the rules and like you know figured out for yourself come up with something new because you're not you know you're not in that mindset of oh it must be done this way right and I think that's something and I don't know I didn't go to college so I can't speak to the other side of it and so I can't really make available an argument my own experiences and I think sometimes schools and correct me if I'm wrong in the comments all the time yeah they sometimes teach you like this is the way it's done and maybe give you too many rules and a lot of people go why is it done this way they come an approach of I don't understand why it's on this way because they lack some that formal and it gets them outside there and some of the most celebrated you know successful people who've created something are not always the people with the highest degrees you know that's something that a lot of people don't realize or maybe don't think as much about it's just they they want to gain understanding and it comes down to the bottom line is there are people who are really successful this is at least my theory is they're not seeking the validation of institution they're only focused on the acquisition and knowledge so people ask me on time should I go to college so I get a degree so I get a job no should you get educated so you have a clear understanding of what your job should be and be really good at it and then make a career out of it that is the acquisition of knowledge when some people I just need to pass this test so I get this degree so I can have a job somewhere is that the degree is a qualifier and I think employers are getting smarter and smarter about this and you know as we kind of progress through the job markets and things like that and going I it's not just about a degree it's do you have a clear understanding of subject did you acquire the knowledge or did you as we were saying regurgitated all back on piece of paper yeah with no clear understanding other than hey I got the the cliff notes of how to take the test and how to pass the test so and hopefully it's going that way because I for a long time it has the piece of paper has been the only qualifier or at least the largest qualifier and I don't know if maybe just because it was in an easy way for employers to go well you got the piece of paper you must know well and we we hold a lot of it to the standard of we go doctors and now I'll admit I do like validation of institution when I'm going to the doctor sure I don't want a guy going we're gonna do brain surgery day I read this Wikipedia article yeah are you ready I got it I got it you know what I went on YouTube I got a video I'm pretty sure that I know I can just root around inside your head yeah and there's a book I've been wanting to read called I think it's referred to as Titans and it's about the Rockefellers and that era yes yeah one of the things they did in in we're specifically top of the medical industry is they use a lot of their influence to structure and create a very strong system in the medical industry so there were standards in it and because there were not different you could all have the same title of doctor but it didn't have to carry the same weight and meaning there was a organization between the colleges and they did it with a series of grants if you follow these guidelines to produce doctors that were not doctors on paper but actually went through qualifications this is also why the the medical industry is interesting and why we don't mind that qualification the hours take about the hours it takes to be a doctor think about all the internship time it is to be a doctor it is a structure program and we almost need something more like that I don't know exactly how to apply it but where no you're not a cybersecurity professional because you got a degree because you passed an exam because you got a certification because an employer does want you to you know the your market value as a tech person really has a lot to do with your background in experience and not just the degrees and how do we get a better internship programs and things like that going to it not and there's companies doing it don't you know that you can list them below but I know there are places doing that and working with internships mentorships because that's how doctors aren't it doctors are of course referred to as a practice just like law for the same reason because they don't see it as a finality of you learned it you apply the discipline there's a constant continued learning necessary for both laws that's hence why they're called practices yeah so makes perfect sense kind of a rant on that well it's almost I mean there's a reason that the like apprenticeship way of doing things worked for centuries because it worked yes I mean you you spent seven years watching the the the guy who knew what he was doing do the thing and then you spent another 10 years or whatever practicing that to get almost as good as him yes you know like there's a reason that way and there's a tier system on the downside is because cost of living cost of school and things like that especially here in America we a lot of times just go we'll give him a free intern job the problem with free interns as much as they're nice to have from the business standpoint is they have things to pay for and life to live so you it makes it a little bit challenging but like so this is it's an interesting topic to me because I it affects us as a whole and you know securities tough and we need better security professionals so maybe there's some more things good news is the internet makes a lot of it easy so people who are ambitious and want to acquire knowledge without any validation of institution you can certainly do that absolutely that's kind of a time did I just read books I read books Wikipedia Google stuff go to hacker conferences like that's my knowledge is 22 years of actual hands-on experience in the tech industry of just doing which is I think better than regurgitating information I knew a piece of paper I just you know anytime I drop read books read books read books and then I don't read physical books anymore I read them all mine but the same concept supply and you can just acquire this for that you know I don't really have anything more than a diploma so I'm also my rebellious side I've never liked like pomp and circumstance around qualifications like I didn't even go to my own graduation I didn't go to my college graduation yeah I just kind of like yeah anyways back to other topics yeah yeah so the Equifiasco the last thing I'll say about that is someone's up a fake website I think it's called secure Equifax 2017 instead of Equifax Secure 2017 which is what they registered yeah and it's titled why did Equifax it looks like their website but it's not it's a phishing site but a hysterical one that Rick rolls you really yeah if you click any links you get Rick rolled awesome sorry for sorry if I spoiled it I'll leave a link here for it's hysterical but it's a whole breakdown of why did Equifax create a separate domain instead of just using their own domain slash you know we we want to help you it has on there things like why did Equifax register this stupid domain is like the title but it's all in the same fonts and layout so if you just glazed over it it looks the same till you read the words in it and it says this is arbitrary for me to do in Recreator something like that I mean it's really funny but what gets better and why this is funny is because Equifax started tweeting it out to people accidentally I know so they were he here it's like you're proving my point you're proving my point like even your own team who's handling your Twitter's is got it transposed and tweeted out the wrong link to several people asking questions on the Twitter's oh wow I love and hate that all at the same time it's so funny because the guy's non-malicious which is wonderful which is something he comments at least I'm not malicious I'm just rolling all right yeah oh my gosh so that is entertaining speaking of the Twitter's I've been tweeting oh yeah you know I've had a Twitter account for a long time I've never used it and I decided I'm gonna do the Twitter's I like the Twitter's yeah I do Facebook way more than Twitter but I should do Twitter more because I love one-liners and that's pretty much what it's pretty much what the tweeter is good for the tweeter is good for one-liners and I I've always just used Twitter for comedy less mine more just following lists of comedians yeah like that of people I find funny because you write it's it's 140 characters it's limited which pretty much means it's a one-liner so it's a zing yeah I think Neil deGrasse Tyson he tweets all the time and he makes he makes all of his tweets 125 characters he spends a lot of time crafting yes so that they're all 125 characters and packs so much into them yeah and there's that's one of the reasons I follow him yeah he's funny aside from that I will admit to having a man crush on him yeah he has a big brain he's got a big brain it's very attractive yeah yeah he's one of those people with the piece of paper and the smarts yes and if you haven't read his book on Pluto read it I actually read I've actually read his books I like Neil deGrasse Tyson books yeah yeah I have so I have it's audio book but I have his astrophysics for people in a hurry right now oh I've not read that one it just came out okay that's probably so it's basically like it's real astrophysics it's not like necessarily dumbed down it's just in a book that's like that thick if you get the actual book it's just he like explains it you know as as thoroughly as you can in 30 seconds so next week I'll be at Microsoft but I'm taking I'm gonna be making more videos there I was actually asked by one of the people there like hey want to make some more videos I'm like yeah we're doing podcasting there and so I'm also gonna create some other content and every people I didn't do that much video at the build conference but the build conference was also really packed into a few days first time I really understood what to talk about when I was there this is a conference I'm gonna be up for five days not just two and the podcasting schedules kind of scattered around through the day so there's a lot of things going on in between so I actually have a lot of free time to wander around and meet with Microsoft people and probably do some videos so trying to figure out how to get all the equipment down there because that's the challenge of dealing with the TSA and everything like that yeah yeah I'm always afraid when I pack stuff but anyway I am taking all the stuff and I'm gonna be going and all that fun stuff there so that's really cool that's happening next week probably next week based on our current rate of expansion I'm guessing we're gonna break that 10,000 subscribers so it seems like we're just a couple hundred away yeah we're just a couple hundred away and I need 100 I think as I checked this morning tell all your friends about us tell all your friends about us on that note is there a topic specifically like me cover would you like me to do a Q&A I thought about just setting up a like a livestream Q&A time you can schedule that and what time should I do it because you guys commented all hours and I want to do the most effective time but I don't know you know it's funny through my YouTube channel acquired some friends from Australia so friends from England because wife's like who is messaging you this morning at 5 a.m. then I'm like Chris hi Chris because it's 10 o'clock where he is we were having a discussion on on password management systems and some little details we had about something and because he does it over at England and that's like 10 a.m. for him so he knows that I'm awake that early so he messes me and I reply and you know I'll get into discussions so that's definitely something to talk about and I don't mind doing Q&As if there's some weird personal question or whatever feel free I don't mind sharing some of my personal life as well people sometimes here as I know I'm curious I thought about what to do because that's something I always find interesting and maybe you do too when I follow youtubers when they also share some of their like personal things that they do as well and that becomes interesting to me like you know what are your hobbies because I find the same correlation that a lot of people who are doing one thing that's really interesting they probably have an interesting hobby as well or something else that they they do either media creation and things like that so Tom likes motorcycles Tom likes motorcycles a lot trivia and I may do another video on my other ones I got but I've got like a video with 7,000 views just because I discussed the details of a Honda you know in things it's funny funny because it's an esoteric thing it's a classic Honda from the 80s and I went and I did a little video breakdown of it then I also like bicycles I have a really unique bicycle imported from Germany so yeah I don't know that's unique or not but I don't think there's but a handful of them in the United States but unique for people who are into that unique for people so yes I have my little I only know two modes of operation it's called passion or shrug I don't care at all or I'm deeply passionate about my bicycle or my classic 1970s Hondas that I have right now that technically classifies you as an extremist oh yeah I only do things in the extreme I either don't care at all or I'm all in now yeah that does that a passion shrug that is my two modes of operation you know I like computers so I have an entire computer business and a YouTube channel and I've been asked about it because I am passionate about technology you know which now has led me to being flown to Microsoft and everything it's because I put all the passion someone did ask me about that and that like oh how do I get paid to go somewhere I'm like putting a lot of passion creating content is a lot of work and I didn't do it with some expectation at the end I just do and then all you guys are following all the stuff that I do I don't have some targeted I'm not drawing up some business model I by this time you have 10,000 and 100,000 subscribers things like that there's not some drawn-out plan I just put a lot of passion and I think it's awesome that you guys have the same interest as me which is probably why you click subscribe so that's just yeah and the same thing we had no idea what the podcast we produced a few hundred well I produced a hundred something of those because Tony started the podcast before me there was not a road map the right time once we have this many Microsoft literally someone that worked at Microsoft listen to our podcast and go you know what we we think you guys and do some good interviews so we did some test interviews they go we loved all the questions you ask because you're different than the other people so let me line up all these trips for you to come fly you out the headquarters all you and your podcast team so it's not like there was some clear focused goal towards it it's more like we just produced and put passion into the content and it happened but it may not happen there's not any way there's I won't lie I would never mention luck to a self-made man no I I understand that because you'll find people I had a goal of doing this BS you didn't you got lucky well there's a you have to be prepared for the luck there is that but how much actually is it luck and how much is it just I mean putting it out there I mean you got you got noticed by Microsoft because you put the content out there we said before like you you know you did your podcast for years before it actually right so there were there's a lot of podcast a similar podcast out there that nobody ever heard there's like people heard it but you're still doing it right so you can say it's luck because maybe you had that turning point yeah but really it was you had done it enough and put out enough that it finally got to somebody that's you know a lot of people people recognize like okay now we're famous or whatever you know it's famous and like but you don't see the 20 years they spent right like you know I think Amy Polar has her book yes please and she talks about that is like people are like oh you're like this overnight sensation you know once you got a Saturday in life she's like yeah but I was at Second City for like 10 years before that and I you know I was you know doing this before you was CK he was around a long time before he became the hero he wrote pootie stank yeah or is that the movie I don't remember but like he's been around a while like that was from like the you know early 90s like yeah he was around a long time to be a big name himself and that's why it's bringing up comedians which is something I know a little bit about this guy knows comedy like when when somebody like the first time a comedian's like first big album like when they put out their first album or their first special whatever like that's like always great right because they spent 20 years building that material now six months later they're Pete the people that now own them are saying you need to put on another one well now you had six months to put it together and that's why so often that next album is terrible I don't want to name any names Dane Cook yeah some people are some people are one trick pony but I mean that's it like you spend all that time building that one thing and that's it that's what yeah but that is what gets you notice so you need to you still have to capitalize that on that and continue to do what it was that you did to build up to that original one keep that passion keep putting out the thing you know and keep getting noticed that's what happens that's how it works yeah it's a it can seem like luck but I the more and more I look at these things the more and more I see really is the work you put into it it's where you put into it and it's being prepared when the opportunity comes so if an opportunity comes like if you would have a Microsoft would have called us and we weren't ready for it we would have well we really could say yes and failed on our face or we could have said just no but the fact is years of podcasting doing other interviews things like that leads you up to being able to talk to you know in a level executive C low C level I say a little bit a level celebrity but C level executive there you go no weird all right weird yeah because you want to talk to a list of celebrities and C level executives anyways I see yes a a Canadian friends hi last thing I want to talk about is C cleaner someone has me do a whole video on it I don't know if there's enough interest because like it's been covered really well and what happened was C cleaner got compromised now what's really interesting is the compromise and I've seen some other details maybe we'll do a follow-up video when all the details that I think will come out are out but what happened was it's referred to as a supply chain attack and what that means is the programmer involved the people who write the code were in the machine that compiles it were compromised that's what caused distribution so a lot of the other hacks have occurred there's been times when they've hacked a website and replaced the file with a bad version of it all right that's one type of hack but it appears that this one was done and what they the programmer's system itself was compromised and that's a serious problem because if they didn't know they're compromised or did they and they were in on it that's the details we don't know were they in on the hack and embedding the software the guy reading the code person reading the code or was it the programmers I say person or was it a compromise machine that was adding and injecting into it those details are really important how did they get in there what was the attack factor for it and this becomes very scary the millions of people download C cleaner it's a C cleaner short for crack cleaner it's a really really popular for utility was recently purchased by a vast I believe they purchased the whole company that makes that software and so it's really in-depth because supply chain attacks are harder to do and very very dangerous to the public that uses software because you're talking about you know having a mole inside the company pumping out software that's very popular to use and what's their what's their motivations for that it also comes down to a physical security of what if they compromise the person writing the code as in threaten them personally or anything like that because you're talking about a lot of money that can be made from some of these breaches so you have to think about all the points of you know how secure is their system how are they locking things down and is their leverage someone could gain over them personally that would encourage them to write code in there and what's your countermeasures for that so I kind of if I do a video about it I want to talk about like the in-depth thoughts on it as a whole not just that yep it's compromised and if you download between these dates that I'll leave the link to that article below if you downloaded it basically in the last month there could be a problem good news is it was looking for a command and control domain and Talos security their security research company they purchased all the domains that it looked for so they can lock them down so it was never able to deliver its payload it was obviously being staged something because they left in there a long time and that's a high-risk thing for the hackers because they could have activated the command to control whenever they wanted they chose to wait they were waiting for a pretty big install base so if they would have activated it at a high level because there was several million downloads that's a big hit yeah and obviously they waited too long which is good because then the command and control centers get shut down and that payload never gets deployed so but the breakdown of that I think would be interesting so I might do a video on it but I want to make sure I have all the facts straight and a lot of details to share and some thoughts to apply to that because you know security is constantly on our minds and this is about this is a deep topic so down the rabbit hole as they say wow so if you want me to do more videos about money and business any of a specific question like I said I may do just a finance one so I did something about invoicing but I may do because I got to do a few days next week I do our P&L again I do a P&L every end of run the profit and loss sheets and shuffle the money sum up the money figure out how much we made or how much we lost sometimes we lose a lot that happens we'll be alright this week or this month this month we made money last month we lost money this year we've lost money yeah we're gonna see if we're coming close to a break even well it's got a couple more months got a couple more months and that's one of those things my company has done more in dollars than ever before but we had more expenses therefore we operated at a loss and loss is the cash balance since the beginning of the year is less than it was last year therefore it's at a loss even though more money came in and he cashed a check still I got one more I'll cash one I'm only one check behind I just make sure my plays are paid first what's just you know we appreciate they seem to appreciate it you know keeps coming back keeps them coming back for more alright thanks for watching vlog Thursday we probably ramble down for quite a while that's alright alright like and subscribe like and subscribe tell your friends let me know if you want me to do that live Q&A thing or if there's something you want me to do on there but I'll I'll get that going thanks bye