Mubile subscription in the country has registered a 2.4% increase to 46.6 million subscribers compared to 45.5 million subscriptions recorded as of June this year. The communications authority says that the growth has been factored by developments in the mobile payments, cloud computing and mobile applications coupled with network expansion. Medium massava has more details on this. Increase in mobile subscription has led to financial inclusion through mobile money transfer. Money transaction through mobile money transfer stood at 2.02 trillion shillings from Pasun to Pasun. The numbers of mobile commas transactions were 526.9 million valued at 1.5 trillion shillings. As at September this year, the number of active mobile money transfer agents stood at 218,495, when mobile money subscriptions stood at 29.7 million, meaning that 64% of the population had access to and used mobile money transfer services. Increase in mobile penetration that surpassed 100% mark is factored by most users owning more than one SIM card, either from the same or different service providers. From July to September, total traffic on mobile network crews 2.8% to stand at 14.34 billion minutes. On-net and off-net mobile voice traffic was registered at 12.6 billion minutes and 1.6 billion minutes respectively. The expiry of Savaricum to Nikiwa Gifting Promotion sold the total mobile voice traffic originating from Savaricum PLC network drop by 2.4% to record 8.9 billion minutes from 9.1 billion minutes reported last quarter. Introduction of Vuka to Tariff by Airtel Networks Limited sold an increase of 13.8% in local mobile voice traffic during the period under review to post 4.7 billion minutes from 4.2 billion minutes recorded during the preceding quarter. Telkom Kenya Limited registered a total of 619.3 million minutes, marking a growth of 15.6% when compared to 535.5 million minutes reported in the preceding quarter. Nandi Hills MP Alfred Keter's fraud case has finally been pushed to that first January 2019. This comes after there was a realization on lack of supporting documents, resulting to the postponement declaration made by Milimani Chief Magistrate Francis and I. Alfred Keter was charged alongside two co-directors of Desai Industries, Madat Chatur and Ata Sakuahui, was nabbed within July 2018, after allegedly presenting a set of first treasury bills which were purportedly issued by the Central Bank of Kenya some years ago. According to Daniel Karuri, Senior Assistant Director of Public Prosecutions, the bills were misplaced at the office upon movements of things from one point to another. These are second accounts after the three were released on 2 million cash bills after accusation of attempted theft earlier this year. Shifting gears now, Loko Farms have won a 326 million shillings deal to supply agricultural machinery and equipment to 22 small and micro-agriculture enterprises in the Democratic Republic of Congo. Eastern Africa Grain Council Executive Director Gerard Masila says the deal will increase intra-original trade and bring more players in the agriculture valley chain. Agriculture enterprises from Democratic Republic of Congo signed a multi-million shillings deal with Kenyan agri-machinery companies, a move that so Loko Farms winning a 326 million shillings deal to supply agricultural machinery and equipment to 22 small and micro-agriculture enterprises in the Democratic Republic of Congo. Traders from the Democratic Republic of Congo say the deal will lower the cost of production as agricultural harvest is taken to the neighboring Uganda and zambia for storage and processing before being shipped back, increasing the cost of foodstuffs among the machinery to be supplied. Include grain cleaners, dryers, seed processors, packaging machines, graders, quality testing equipment and post harvest solutions. Farmers are now assured of receiving 3,000 shillings per 90 kilogram bag of maize from the government. This is after the earlier threatened to march to state house in the cause of the year upon cabinet sitting on 22 November agreement of 90 kilogram bag patches of maize at 2,300 shillings at the National Serious and Produce Board. The announcement by the Agriculture and Research Principal Secretary Professor Hamid Boga for farmers to start receiving 3,000 Kenyan shillings for 90 kilogram bag of maize has finally put to an end the debate between the government and farmers. Maize farmers have always advocated for 3,600 for the same quantity which could not be met according to Professor Boga. Speaking during the Common Market for Eastern and Southern Africa region meeting, Professor Boga also added that the choice of the initial prices and figures established by research conducted by the Tegemeo Institute and the increment of payment shall bring minimal effects due to low maize production per acre. Professor Boga made farmers to use the fertilizers effectively to enhance the production quality and high yields. And into some business intas, France has said it will introduce its own tax on big technology farms from next month. This comes after EU wide efforts told. French finance minister says he expects the new tax to bring in 450 million pounds in 2019. Alia this year the European Commission published proposals for a 3% tax on the revenues of large internet companies with global revenues above 675 million pounds a year and taxable EU revenue above 50 million euros. The move would affect companies such as Google, Apple, Facebook and Amazon. The UK also plans to introduce a digital service tax from April 2020. Meanwhile, Twitter is awash with complaints from customers about orders that have been lost, delivered to wrong places or damaged during transit. Warehousing, logistics and online systems are all built to cope with the average levels of demand and so they come under a lot of stress when volumes rise significantly. In the UK between November and December, 387 million parcels are expected to be delivered by retailers at 13% on last year volumes. In the US delivery giant expects to deliver nearly 800 million packages globally, a 38 million increase on last year. Finally, an announcement of new ear job cuts at Jagwell Land Rover underlined the scale of the challenge facing Britain's biggest car maker. Jagwell Land Rover Company has already announced $2.5 billion restructuring plan called Project Charge and Project Auxiliary. The world's biggest car market has been driving growth for years, not just for Jagwell Land Rover but for the global auto industry. The scale of China's slowing market was evident last month when total car sales fell 14% from a year earlier, marking the steepest drop in nearly 7 years. China accounted for about 25% of Jagwell Land Rover sales and the company was building up production plants in the Asian country.


What went wrong with Pokémon Scarlet and Violet? The vast majority of professional reviews and player experiences paint the same picture. The latest Pokémon games are filled with choppy frame rates, performance issues, muddy textures and glitches. All of this is underpinned with a general consensus that, behind the technical flaws, the games themselves are filled with good ideas and a solid framework. Scarlet and Violet are promising titles that simply suffer from lacklustre execution. So what happened here? What caused Game Freak to release the glitchiest games since, well, the original Pokémon games on the Game Boy? As we noted in our video about Ed Sheeran's involvement with Scarlet and Violet, Game Freak has been unusually quiet during the development of these games. This stands in stark contrast to the making of Sword and Shield, during which Game Informer journalists noted that they were invited to ask literally anything they wanted of senior developers Unichi Masuda and Shigeru Omori. From Game Informer's time with Game Freak, though, we can gather a portrait of a studio that is somewhat at odds with its corporate overseers. Game Freak has always been a relatively small studio, in spite of its financial success. During the initial leap to Switch Hardware, the number of full-time employees approximately doubled, jumping from around a hundred to nearly two hundred. While the studio has continued to grow and moved into some pretty new offices in the same building as Nintendo's Tokyo branch, Game Freak's higher-ups strongly resist endless expansion in an effort to maintain the small studio indie spirit of early Pokémon development. According to Game Informer, why not expand bigger? When the games sell as well as they do, it's one of the most popular games ever made, this team could have a destiny scope and size if it wanted to. It's the premier RPG mainline series which is driving everything forward. You'd think they could throw a lot more behind it, so why don't they? And talking with Masuda about that is interesting. Masuda was just stressing, hey, I would love to make games with 20 people if I could. That is my ideal. He's just so insistent on the way he put it was, if we have a bigger team, there's too many branches on that tree. He wants to keep it small because communicating is so challenging on development teams. It comes up over and over again with AAA games. Communication is just what sinks a lot of projects, puts them in development hell. It would get so messy and complicated and just a disaster. So keeping that team as tight as possible while still being able to crank out this mainline RPG series is their mission. I think the community wouldn't mind if they ballooned, but Game Freak has such small indie roots. And Masuda is the spiritual lead of that studio at this point. And his desire to keep things small is a fascinating disconnect with what the community might like. This small studio approach means that key decision making is centralised, allowing for a few core developers to make the majority of the big choices about game development. This is likely why the core of Scarlet and Violet remains so engaging. A team of experienced developers who know very well what they're doing, having carefully crafted the game's world. This also goes some way to explaining why Scarlet and Violet's visual and technical presentation suffers. A team of a few hundred people simply don't have the time or people power to create something that stands shoulder to shoulder with other open world titles on the Switch. The core team at Game Freak need help. And they have it. Scarlet and Violet director Shigeru Omori has stated that, in addition to the full-time developers at Game Freak, a variety of third-party companies and contractors have a hand in making these games. Including marketing teams and playtesters, nearly a thousand people worked on Sword and Shield, which means that, as a result of Game Freak's attempt to stay indie-sized and insular, the vast majority of developers who worked on the game only had a loose connection to the core team making decisions. According to Omori, this approach does come with drawbacks. It definitely gets harder. I think the bigger the project gets and the more complex things get, it can get more difficult to make sure that everyone's on the same page and that you're conveying the same message to everyone and they're understanding it. For example, I definitely have to get more specialists, like programmers who are experts in a very specific field of technology and making sure I understand what they're doing but also making sure they understand what the goal for the game that they're developing is. Working with so many outside developers creates bottlenecks in programming and art, as many of the developers providing 3D model assets are from Creatures Inc, rather than Game Freak. Nevertheless, this choice to prioritise gameplay ideas over technical proficiency has been part of Game Freak's strategy for Pokémon since the beginning. And it's a large part of the reason why the franchise has been so consistently successful over the past three decades, said Yunichi Masuda. From a creative perspective, it's part of a discussion we've had at Game Freak with Nintendo and the Pokémon Company and we came to the decision that, at some point, we need to be able to prioritise new gameplay ideas. We need to be able to find a way to balance the right number of Pokémon and also still introduce new ways for the players to enjoy the game, new gameplay ideas to keep the series fresh and enjoyable far into the future. Game Freak and the Pokémon Company are synonymous in the eyes of many players, but the two companies do have different goals and interests. According to Game Informer, that's what's fascinating about the studio. It has such an indie spirit and they're pushing this entire franchise along with the main RPG series. Meanwhile, the Juggernaut Nintendo owns a chunk of Pokémon. The Pokémon Company at this point obviously owns a chunk of Pokémon, so these mega-corporations are all looking to and counting on a relatively smallish team to keep moving ahead. It's worth noting that Masuda has now left Game Freak and taken up a more senior role in the Pokémon Company, suggesting there may be more synergy between the two companies in the future. That said, there are problems caused by working to the Pokémon Company's strict annual publishing schedule. Designing the world, characters and monsters of each Pokémon game takes a long time. The designers at Game Freak think very carefully about how each new Pokémon will fit into their fictional canon. According to Omori, it definitely takes a decent amount of time. I'd say the fastest for coming up with an idea and actually implementing it completely in the game would be at least three months per character. You know, having them all move in parallel. It's not just creating that outward appearance of the Pokémon. You've got to make sure that then you build the model and make sure it's within the limits for the polygons, rig it with all the bones and everything, texture it and make it look how we set it up, and then send it to the animators, have them create all the different animations, review those to make sure they still match the idea, and then eventually put it in the game and make sure that everything works in there. So it's definitely a pretty involved process. This period of design eats into a game's development schedule and with annual releases, once the lengthy planning stage is complete, it's often a matter of doing the best possible job with the remaining time, said Masuda. In any design situation, resources and time are always a constraint on what you can do in a project. It's very likely that Game Freak were wholly aware of the many bugs and glitches within Scarlet and Violet, but were unable to deal with them before launch due to the game's aggressive release schedule. Game Freak then is desperately trying to hold on to a small indie developer mentality while dealing with the needs of two of the biggest entertainment companies on the planet. Hence the annual releases of Pokemon games, whether or not each new title could do with a little more polish. The budget for these games has increased. The number of developers working on each title has increased. The amount of time each project is given though has not changed. As is evidenced by Pokemon Legends Arceus, which released late based on the annual release schedule, when Game Freak has a little more time to make improvements to a game, it is more positively received. The company is simply not always given the luxury of delaying a game when more time would be helpful. It seems that this practice of not scheduling enough time for each Game Freak Pokemon title is unlikely to change in the near future. Sales reports show that Scarlet and Violet have the second best opening weekend sales of any Pokemon title except Sun and Moon on the Nintendo DS. From a business perspective, the system works. Game Freak can just about manage to keep up with the standard release schedule, bringing out a new game, a remake, or DLC each year. These games may be rough around the edges, but until the profits for each title drop significantly, the Pokemon company has no impetus to rethink the established formula. Meanwhile, Game Freak continues to try to hold on to its indie roots, focusing on early planning for each game and running out of time for final polish that would prevent bugs. After all, if there's one thing the Pokemon franchise is known for, it's bugs.


Looking to get more out of your LinkedIn experience? Here are five event profs that I think you should be following on LinkedIn today. Hey friends, it's Leanne and LinkedIn is one of the best platforms for us event profs and meeting partners to connect with one another, learn from one another, and share content with one another. And today I want to share five event profs who I think you should be following on LinkedIn. These are people who are regularly engaging with their audience, sharing content and updates, and you're really using LinkedIn as a way to connect. So here are the five people I think you should be following on LinkedIn. Person number one, Jason Koop of Canadian Special Events Magazine. Jason has done an incredible job of engaging his audience through posts and articles and raising interesting questions. He also helps cross-post questions from other event profs to the audience. So he's really doing a good job of getting other people's message out there so that they're engaging with new people as well. Jason already has close to 20,000 followers, but I'm sure it wouldn't hurt for him to have a few more. Person number two, Will Curran with Endless Events. Will is amazing. He is a technology and AV geek and he makes it fun. He regularly shares his knowledge through articles, podcasts, through group discussions. If you follow Will, you'll see all the great things that he's doing to answer questions about AV. So especially if you're looking for some AV know-how, connect with Will today on LinkedIn. Person number three, Julius Solaris with EventMB or Event Manager blog. So Julius has created this incredible resource website for meeting planners. And if you haven't been to the website, you have to visit that as well. But Julius also has a very engaged and large group on LinkedIn under EventMB. And then on a personal level, he regularly shares updates and content on his page. So make sure you go over to Julius Solaris' page and follow him. Person number four, Julia O'Grady. Now Julia is a Canadian event planner with ITM events. And her shtick is planning last-minute events. So if you have an emergency and need an event planner, I highly recommend you look at Julia's profile to see if it would be a good fit for you. But Julia is continually sharing content on LinkedIn, asking questions of the audience, and really engaging with her people. So take a look at Julia's profile page and see if following her would add some value to your day. And finally, Candice Tilcearum. Now Candice is also a Canadian event planner, but she's also the founder of sustainable events forum. And given I love stuff about sustainability in green meetings, Candice is always sharing really good information about how to make events more sustainable. So like Will and his AV slant, Candice really has her finger on the pulse of sustainable events. So take a look at her profile, follow her activity, and see if you can't find some new tips and tricks for your sustainable events. So those are the five event props I think you should be following on LinkedIn. And if you want to catch all of my videos on LinkedIn, follow me as well or hop on over to my YouTube channel where all of my LinkedIn videos are uploaded. Thanks for watching everyone and have a great week. Bye for now.


Traditionally it's a bushfire and a structure fire season at the Alpine Resorts and for us especially it's structure fire risk in the winter period where population and tourism increases and obviously the higher risk of a structure fire starting in the full building in a large or even in ski lift infrastructure we want to be prepared as possible for that. For us being part of the community is key but also making sure we work with the key stakeholders that are on the hill and most of the time that involves resort management and the ski lift companies to make sure that we're planning, preparing and available for when emergencies happen.


The Four Corners is a joint partnership between the Four of the Four of First, Army Field Support Brigade, and Third Sustainable Brigade. What it allows the unit to do is wait until the last tactical minute or their last combat or their last patrol with Corps coming in and have them at one stop shop, one single location that they can turn in all their classes of supply. Take everything that they've received over here and turn it all in in about two hours. We have our trans experts, we have our ammo abatement team all in one single location ready to support the warfighter. Checking for brass and ammo on these strikers. It tends to roll down and bounce around the body line so they find interesting places to hide. Without the ability for a Four Corners what would happen is each separate class of supply they would have to go to a different yard, a different location, a different unit and turn it in. So they'd have to schedule appointments because each unit is busy doing their own mission and we have all the subject matter experts, all the units they turn into in one single location. We're just doing this so we can get that ammo cleared so they can get out of here and get home and we can get this ammo turned back in and get new ammo or get it ready to get moved out of Afghanistan. It's a unique logistics problem and every day that we get to wake up it's how can we support, how can we retrograde, how can we redistribute this. The most cost-effective, the simplest and the easiest way. And I think being able to do that mission really is a sense of pride that we're doing a good job that we're doing such support and we're getting so much done.


from the guitar. Now here's the challenge. You are going to compete against these other two folks. All right. Could you introduce yourself to everybody? Please change, sir. You have to get back up there. Today is a new day. You know, I also... Sal over there, under that white tent, gives us... You watch a lot of movies? No. Uh-oh. What's up?


Right guys, what have we here a running back? No less Joe Mixon number 38 on the list of the top 100 NFL players in 2022 now I mentioned this in the previous video Joe Mixon is a name that's come across my screen Well actually to be honest not many times, but once I've actually started Getting back into the league after my four month or five month offseason hiatus There is a name that's always thrown around especially in that top five running back Graphic or story or news article And it's Joe Mixon it's Joe Mixon he plays for the Bengals and clearly he must have had a fairly decent season last year Being that they did make make the Super Bowl. I'm sure that he was a pretty decent part of that journey. I don't really I don't know much about him. I can't put a face to the name but being that he is in the top 40 being that he is a running back I I reckon we start this video off looking at some stats. So let's do that Joseph Tyler Mixon born July 24th 1996 is 26 years of age six foot one 220 pounds. Okay Oklahoma from 14 to 16 got picked up in the second round of the 2017 draft of pick number 48 being at the Bengals ever since finally made a Pro Bowl in 2021 445 for the 40-yard dash. He is quick 35 inches in the vertical 9 foot 10 on the board jump 21 reps on the bench in a 12 in the Wonderlake. Um, alright So he's an athlete absolutely explosive strong tall. He's played five seasons. He's got 4564 yards. He said three of five seasons over a thousand yards including a career high last year of 1205 he's going relatively well a career high of touchdowns last year of 13 bringing his total to 33 He does receive the ball. I wouldn't say he's a double threat But he does receive the ball including career high last year of 314 yards Bringing his total receiving yards to a thousand three hundred and twenty two eight receiving touchdowns. So that's a total of 41 touchdowns Including one in the postseason last year. He's he's fumbled the ball six times in 66 games. Now, that's a strike rate of What one in eleven one in one every eleven games something like that so You know, it's not as if he never fumbles the ball But yeah, look, I'm not surprised. He's I'm not surprised. He's on the top five running backs and a lot of people's lists because You know, I don't know how many running backs over the last five years have have got four thousand five hundred and sixty four yards There wouldn't be many There wouldn't be many. Anyway, that was interesting. The other thing I want to check is his deal September 1st 2020 he signed a four year forty eight million dollar contract extension with the Bengals through the 2024 season and he's still currently on that deal. So that is pretty up there for a running back I must admit and he's playing as if he's he's gonna double that for a second deal. So with that in mind Let's get into it That was like a line dance in a wedding was it the electric slide To eight for the Bengals, there he is There he is It's only more to come Being 26 How did he not get on the list last year Let me have a look at the stats again for 28. I don't know what happened. He must have been injured. He was injured Suffered a foot injury So only played six games All right, that makes sense played a full 16 last year First of all, I wanted to say I did franchise this year and I drafted him on my franchise first round I'm gonna be honest with that It's his balance for real for real Y'all have to contact for real for real For real for real.  It could have quite easily had a neck injury this year. No, I'm not joking about that Isn't like one of my plays right here. I'm mad for real For real for real is the first of the sense of blitz to make the list for real for real Oh Come on, mate this top 100 day don't do him like that view comes before teammates Joe Burrow and Jamar Chicks But I'm trying to make a home run like 6070 you blocking or what? I'm gonna go with Joe Joe mixing or Joe Burrow Joe mixing I think Joe mixing would makes it go No, the two joes the two joes, that's it Brothers in game Joe getting a tough six yards, so they never behind the chain Man Joe's just cool back there cool and calm just run the football like out to play like what's up, Joe? Like what's that? Joe's is different. He's different in general, but it's a good different though He's one of those dudes that I can't pinpoint what he does best, but he's just a tough tackle for whatever reason Joe mixing he runs hard and fuck. Yeah, he certainly runs out.   Oh my god Let's watch that again.  Do you guys see that still 2021? He made up for lost time Racking up nearly 19.  Now. What was it 4-4 something? It was wasn't it 4-4-6? Jesus, I can't remember now 4-4-5 and he runs like it He does in 20 games played Joe mixing got injured And I saw him get injured And I remember seeing him in the facility and he just always had this look feel like he let his teammates down And that's how he treated the entire football season You talk about finishing a run man of Chevy's. That's a man that's running with a point to prove I'm falling for it. Where was in my way? We all going for it because I will point to prove To the guys. I let down because I got injured and that's Joe's attitude. That's the attitude of the team And he can pass. All right, so he throws touchdowns to Let's see if they mentioned that come on, mate, what do we got at least give him the credit passing What do we got postseason must have been the postseason completed one passing? Yeah Okay, one attempt for one completion six yards on a touchdown We're talking Wildcat. Would that be right? We're talking Wildcat All right, well, we won't go into his legal issues because you know what I'm not here for that. I ain't here for that whatsoever, but That was interesting. That was really cool. Joe mixing.  You probably get a thousand again So best of luck and in the next one we're looking at Deondre Hopkins wide receiver for the Cardinals But he used to play for the Texans I Hope I'm right on that. I'm pretty sure I am anyways guys. Thank you and good night


Personal finance presentation, buying strategies for large items including a car. Time to get financially fit practicing personal finance. When thinking about purchasing large items such as the purchase of a car, it's useful to have a plan in place, a process, a series of procedures that we will be following because as has been the theme in our finance topics and will continue to be the theme in finance topics. We as financial decision makers are often good at the short term decisions, often not as good at the long term decisions. Those decisions that are going to have an impact in multiple periods into the future, multiple years into the future, obviously large purchase items are going to be basically an investment that are going to have an impact not just on the current year, but for multiple years into the future. Some reasons that we're good at the short term decisions and possibly not as good at the long term decisions are that the short term decisions are the ones that we can use that trial and error process. We can kind of hone down our decisions because if we make an incorrect decision, then we can test that out to another decision and basically hone down, create habits around those decisions that produce the best results. So our intuition is kind of designed towards the short term, it's not really designed towards the long term. So it's not something that we're kind of focused on just in general and also it's those types of things where it's more like you have to use the atage of measure twice, cut once as opposed to basically tinkering with something until you get the result that you like. So that means that if it's a situation where you have to measure twice and cut once so that you don't get it wrong, then you got to put more research into it and whenever you have to do more research for a longer term decision, that's usually when you want to not just rely on your intuition on just your gut, although the gut's always going to be a factor. You also want to have the plan in place so you got more of a formal process on it. So the objectives we're going to have here, we're going to list the buying strategies, we're going to construct a process for making purchasing decisions, build a list of procedures to take to fix consumer problems and then identify legal alternatives for consumers. So quick recap of buying activities. Buying decisions are like any other type of decision in that they involve tradeoffs. When you're talking about any kind of decisions, if you're looking at it from an economic standpoint, even if you got something for free, there's a tradeoff of the time and effort that's going to be put into place. So every decision we make from that perspective can be thought of as a series of tradeoffs. Most of the time, we make those decisions kind of intuitively. So if they're day-to-day decisions that are going to impact their current timeframe, we kind of have the habits in place and we make those decisions intuitively and the fact that we're making those decisions intuitively, not going through a formal process for every decision we're making is a decision, right? We've decided that that's not worth our time. We're going to rely on our gut and our habits that we've put together in order to make the short-term decisions. And then possibly with the longer-term decisions, we're going to rely on a more in-depth process possibly given the fact that there's going to be that major twice-cut once factor involved in it due to its long-term nature. So factors that will be involved, there's going to be, of course, the economic factors that involved social factors, personal factors, daily buying habits. These are all kind of things that are going to be grouped together within our buying activities. And typically, we would want to group these things together with regards to our short-term buying and our long-term buying habits in terms of what are the best habits we can build for the day-to-day to build our habits for the short-term and that fit these needs and what are going to be those kind of habits or how might we want to alter those habits if we're making larger kind of purchasing decisions. One objective is simply not to spend our entire current income, which seems kind of obvious. But obviously, that's one objective we want to reach at some point in time. At some point in time, we have an arc in our lives in terms of how much we spend with regards to our income level. And one objective will simply be, I want to spend less than the income that we have in setting up strategies to do that possibly taking some of the income that we're having from, say, our work and putting it directly into a savings account instead of into our checking account, for example. Overspending leads to misuse of credits. So obviously, and this is a common trap that people get into, is just simply get it into the habit of overspending and get it into the habit of using credit. And oftentimes, people get into this happen because they look at things like the government and they say, well, look, the government has, they made up a whole theory called monetary theory or something. They say you could just spend forever, right? That's got to be the way to do it or something like that. So, you know, you could see how you can kind of, even the government can, well, more so the government can kind of rationalize spending more than more than you have. But obviously, if you were to do that just logically, that's going to cause a problem at some point down the road. So buying strategies. So when we're thinking about purchasing items, timing will have a factor. The price will change with the time of year. So different, it depends on what we're buying. But the time, you know, we want to optimize. We want to take into consideration what is the best time to purchase something? Am I going to be purchasing? Do I want to be purchasing the newest item that's going to be out there? Or do I want to purchase like if I'm talking about a car, the last year's model, like when does it go on sale? And those kind of things are going to be cyclical in nature typically. So you can think about the yearly timing cycle. And then you can also think about the business cycle in general. Where are we at in terms of the general business cycle? So purchase location. When we're thinking about the location where we're going to make the purchase, there's going to be different items that we want to be taking into consideration and balancing between. And some of these factors may be weighted more or less, depending on the purchase that we are making and our particular desires and needs. They could include things like how close is the location that we're going to make the purchase at? How much time and effort does it take us to go from here to the purchase location and get whatever we're going to get and take it to wherever we want to be putting it. We want to think about the price per location. Clearly the prices can change from location to location. Are we looking at like a brand name type of price or especially type of area? Or are we going to a discount type of location? We could have the selection. Are we going to a location that has a wide range of selection? Or are we going to a location that's specialized in a particular area? For example, and what kind of services are also going to be included at the particular location? Again, these are balanced things out. We'd have to balance these things out, depending on what it is that we are purchasing and our particular desires and tastes. To think about different locations, brand comparisons, of course. You've got the private label or store brands versus the national brands. Price strategies. A common price strategy is to break down the price to a unit price for standardization. Not so easy to do for something like the purchase of a car where you have basically one unit. But if you're purchasing something that can be broken down into units, possibly units by weight or units by item, then you could try to break it down by those individual units, making it easier to make comparisons between one purchase item or possibly one brand versus another brand. Coupons and rebates, of course, are going to be things that we need to take into consideration with regards to the price. The tradeoff between store convenience and higher prices. So oftentimes, we have to make this tradeoff. We're not just going to possibly go to the place that has the lowest prices per se if it's going to be less convenient. So convenience is something that's going to be important in our particular decision-making strategy and making that tradeoff between the convenience and the prices. Tradeoff between ready-to-use products and higher prices. So oftentimes, if we're buying something that's already basically pre-made, it's already ready to go. You just take it out of the box and you're good to go versus the items that possibly take a little bit more work. Then there's value in that. There's value for something to be pre-made, but you got to make that tradeoff between the higher price that usually will be input in place and the ready-made output. Online sources and research can save money. Obviously, we have a lot of a huge benefit these days with the research being able to be done much more easily than it used to be in the past. Of course, you had to go from place to place or call around and compare the prices from place to place. Now you can make a lot of comparisons just with online tools, and that is a huge strategy to take into consideration as well. Buying process, number one, what would the first thing most people would want to most likely do when you're buying something that's a larger purchasing type of item, do an online search. You want to search around. You want to see what other people think about it. Where are the items going to be offered and get your preliminary concept from an online search. And then you can compare, of course, the stores. And then once you make your decision, make the purchasing process. And then number four, plan for future purchases. And notice like many things, especially in the finance area, we have a circular kind of process, right? And this would be our normal purchasing process. We do our research. We compare the stores. We come to the decision. We make the decision. And then we try to figure out what we learned from the process so that the next decision we can make can be easier. And note that when you're purchasing smaller items, then this becomes kind of a habit, becomes kind of second nature. You could do some trial and error. You could go to different stores. You could do different research and so on. When you're going to larger purchase items, then you're going to want to spend more time on the research and the comparing of the stores and so on because you don't have as much tinkering flexibility. You're not making multiple decisions in a short period of time. You're not buying groceries, which you're going to do every month at least. Whereas when you're making the small decisions, so the large decisions are, you're in a little bit more of an unknown territory. You don't have that tinkering time, so you got to spend a little bit more time on the comparison of the stores and your purchasing decision process.


A lot of the information that informs me of how to make decisions and what I focus my Activities on when creating businesses and earning money and doing marketing comes from books Again, I rely on really smart people And a lot of really smart people have put their information in written form in books YouTube is very new video content is very new audio content is very new yet there have been smart intelligent wise people for thousands of years and I Read a lot of books and this is one of my favorite books the Haga Kurei Which is which goes back hundreds of years and it covers actually hundreds of years of samurai and Shogun wisdom from the people who ruled Japan and the warriors of Japan that Really ruled society. There's a lot of great information in this book and this was recently Translated into English and I'm going to go over a few quotes It's a collection of short stories, but I'm going to go over a few quotes From this book to give you a little sampling of this so that you can also you know I can impart this this wisdom to you So this is a different video from what you may be used to and if you don't like this Just feel free to move on to the next video, but maybe you'll get something Now here's the first quote from this book if you vigilantly examine your own heart It will become clear how many bad thoughts are invoked in your mind each day You should never be contented with yourself But even so the way a samurai should approach life is different again if you don't believe Rather audaciously That you are the singularly most gallant warrior in japan It will be difficult to exhibit true valor The extent of one's courage Is evident in one's confident attitude Now what this quote means to me is that we're all going to have negative thoughts It's going to happen. You can't just wish them all away But you should cast them off fast And regardless of that though, it's you always have to have that confidence in yourself The negative thoughts are going to come again. The way I describe it is bubbles popping up in your mind Just and pop them. Let them go. You know a lot of my students in my training programs They'll start and then they'll doubt themselves and they'll quit, you know, and they'll say, ah, you know E-commerce is a scam internet marketing is a scam stock trade You know, they'll just say all these businesses are scams and they run away But those thoughts are normal when you're starting a business that it's not going to work out You just kind of got to cast them away Not not dwell on them If you are prepared to get wet from the start The result is still the same, but it is no hardship. This attitude can be applied to all things And how I would apply this to business, you know getting wet, right? It's it's going to get hard when you start a business You're going to lose money You're going to you're going to have obstacles and a lot of folks go into business Uh, and you know as a teacher, you know, a lot of folks come into my training programs What they think from the start is they're going to come in They're going to buy my training program and the next day they're going to be making Passive recurring income. They're going to be making tons of money without any work There's going to be no struggle no obstacle no mental distress And they're just going to quit their job and they're going to be home free and be making tons of money And then they just get a fish all day or something spend time with their family and fish and watch tv, right? That's not the case. You're going to get wet You know, there's going to be obstacles But if you have that expectation from the start that when you start on this journey of entrepreneurship Or online business, it's going to be hard. It's going to be a lot easier And it's not going to be as distressful This one's cool A calculating man is a coward. He is afraid of death Which is why he is a disgrace Moreover, aerodite men conceal their cowardice and avarice Through their wit and glibness their cloak of deception tricks others into overestimating them What this quote means to me is that Always being a calculating man always thinking, right? And I'd say I get stuck in this sometimes personally Is that I'm always thinking of all the angles trying to calculate things Trying to figure out the best way to do things trying to figure out the best You know, I get these questions from my students The best traffic source. What is, you know, what is the best product to market on facebook? What is the best affiliate network to join? What is the bat? You know, people are cowards really That's that's what that question says. It says they're scared And I'm guilty of the same thing over calculating rather than just being a man of action You know, and what I suggest folks do is take crazy action Not always, you know, calculating is fear-based whereas action doesn't always work out But in reality, it has a better chance of working out than trying to calculate all the angles on things Pick something and stick with it. Be fearless It's scary sometimes to say I'm gonna start a e-commerce store I'm gonna start a youtube channel. What cowards do is they they do two videos on youtube They don't get any they only get a couple views and they say I'm gonna try something else youtube is dead Right or the cowards will do one advertising, you know, one one Advertise one product as an affiliate and then move on to something else. They're calculating the calculating Rather than going all in and charging into battle So what it tells me is just action. Just take almost blind action, but move with confidence Okay, this is from passage 147 of book one A warrior who reflects on his faults and spends his life training with all of his might Will become a treasure to the clan Now what this quote means to me is that again, we're going to have faults And even though this book is saying Blindly almost blindly follow a path Self-reflection is important self-awareness of where you're not good is important Maybe you suck with technology, but you're great at marketing right you probably need a technical business partner Maybe you want to start an e-commerce company and you want to negotiate certain product prices in china Maybe you need a business partner. Maybe you need to build a team around you Maybe you need to learn something but being self-aware is important Here's passage 149 From book number one in the haga kure be sure to engage with someone fully as you converse Regardless of how inspiring your comments may be they will be ineffectual if the person is not following you Now what this quote means to me is Listen well, okay two years one mouth all of us have been in a sort of conversation where Maybe you're saying something and another person tries to interject their thoughts or you try to interject Your comments into their conversation. These are useless because nobody's listening, right? You're both trying to talk And the other person is in the middle of talking to you about something your comments aren't they're just ineffective Even though you're getting it out The only person you're doing it for is yourself Nobody's actually really listening to you and you're not listening to them either most likely You see this a lot nowadays with people on their phones, you know People are having dinner one person might be talking and the other person sitting on their phone If they want to sit there on their phone let them I don't talk to people when they're looking on their phones First off, I think it's rude and second off. They're just you know, it makes sense. They're just not listening So this is passage 162 from book one in the haga kure What's more if you are killed in the fray Be sure that your corpse falls in the direction of the enemy What this tells me is that if you are going into battle You want to die forward You don't want to die on your heels when you're becoming an entrepreneur You need to go all in Okay, just like going into battle. I think people are so weak these days personally people are always Calculating hedging creating their second backup options third backup options their corpse Most warriors today if you put most people in society into battle, they'd probably fall they'd probably just run away Right samurai's Made sure that if they were fighting they were moving forward. So when you're running your business Let's say you need a little extra money in order to sustain your business or let's say you need to You know give away a little more equity than you're comfortable with to a partner to help you grow your business Or you could keep it all to yourself and keep all the equity or not take loans or whatever What this tells me is fall forward. Don't just quit Die moving forward Passage 163 from book one of the haga kure always act politely and with an air of humility for the good of others This is the same for married couples as well If you remain as thoughtful as when you met for the first time there will be no reason to quarrel Samurai wisdom right who knew that samurais had relationship wisdom. I like this a lot. Um I'm not going to go too deep into my personal life, but you know, I've been in relationships Deep relationships where the way we treated each other Years in was not the same as the way we treated each other when we first met and This caused a massive Irreconcilable problem Very sad passage 173 Read books from your gut. Your voice will falter if you only read from your mouth So when i'm reading from my mouth, i'm reading like this When i'm reading from my gut. I'm reading like this When you talk from your gut Which is lower down you're talking from your gut. It feels like you're talking down here When you're talking from your mouth, it's you're talking from your throat When you speak from your gut, it makes you more come across more confident This is a very big trick within marketing and public speaking as you see i'm speaking from my mouth now And now i'm reading from my gut or i'm talking from my gut Deeper voices create more of an attraction within people. They create an air of confidence And they create more likeability random, but it it's true and it works passage 174 Those who revel when times are good Will wither in adversity. This was true for me actually I made millions of dollars one year and i proceeded to spend it all And the next year i lost a million dollars this happened back in 2014 And i had to i was in debt for a short period of time to the government For back payments on taxes that i wasn't able to pay because once again i freely spent I was making millions a year i was in my 20s and i would spend tens of thousands of dollars a night in Clubs and i would spend tens of thousands of dollars a flight Flying first class all the money i was earning i was spending on needless transient things And it caused me to wither when some hard times in my business came around which they always do passage 184 a man of stature should speak with brevity when nabashima ichi um Visited master nichimon on a chore the only thing that nichimon uttered was Pass on my regards to tango no kami What this says to me is just simply less is more Speaking less words is more effective than trying to fill in all of the empty space With useless information passage 185 more than with wisdom and discretion a man under 40 should attend to his duties with tenacity This is very straightforward If you're under 40 teens 20s 30s you should be crazy about business If you're trying to make money And just you should be a freaking workhorse If you're older than 40 means you should use more wisdom if you're over 40, which i'm not You should use your wisdom or your resources connections, etc You should look for more areas of leverage This is the last passage in book one if you've made it this far And you're enjoying this video. Please let me know if you'd like comment below and say Book two, please Okay, book two, please To let me know if you'd like me to go over all the quotes I have in the second part of the hagakure, which is the samurai wisdom passage 193 Make up your mind to boldly advance without hesitation Whenever your honor as a samurai is at stake In any case just give yourself over to insanity and sacrifice yourself to the task Whoa, give yourself over to insanity It's pretty gnarly what this says to me is it's about your family It's about your reputation defend that because our name our personhood Is really all we have i actually feel good about this one I've had a few people you know say oh john's uh john's a scam right he has a training program, you know You know he teaches people stuff, but he doesn't know what he's talking about and I offer to debate them Right and I've had a couple debates with a few youtubers who Spoke about me, but didn't know what they were talking about. I feel good about those I like that give yourself over to insanity to defend your honor It's pretty gnarly. I hope you enjoyed uh My reading of this book. I'm a big reader like leveraging the knowledge of others And if you enjoyed this video leave a like I don't expect this to get a lot of views So if you're one of the special few who made it here Congrats um Let me know book two, please Thanks for watching. Make sure you subscribe. I won't to be doing these videos too often But I hope you enjoyed it because I love this stuff Have a good one. Bye. Ciao


T F N N headline news update Welcome folks. We had the Dow industrials finished up 32 Nasdaq up 77 S&P's up seven and a half gold contract flat 1805 an ounce with silver up 22 cents trading at 23 88 light-sweet crude continued higher up two bucks 67 dollars 67 cents a barrel notes and bonds the 10 year down a tick straight 133 30 the 30 year of 27 at 164 31 now both notes as well as bonds folks had volume on the way down So it's gonna be intriguing because we don't see this quite a bit meaning volume on the way down Not price movement today. Well down slightly, but not price movement King dollar hadn't Sideways to down today is down 86 92 878 of King dollars one more day like I had yesterday That's gonna break the whole uptrend the King dollar has been in and I was saying that King dollar wants to get out at 89 We have the euro at 117 the yen is at 109.67 the British pounds at 137 to one US dollar We get open we take a look at the spy and we have higher price Contraction of volume in a monster way, you know yesterday. We did the 54 million chairs bottom line today 35 million Inside the queues. Let's see what we did when I looked at it earlier with 17 million 20 million My take is that we're still going higher and what you have here is this after a day like yesterday folks Everything was green yesterday This is taking a little pause But bottom line is that we did break top side inside the queues yesterday and you did have wide price spread You had some decent volume price picked higher price. We take a look at the gold contract gold contracts and an ABC structure in the way Yep, and that is a top. We're talking about 1894 right now. You're at 1805 You know the the next real challenge is going to be getting over this 1840 area Each and every while last two times you're up there bottom line gave it up in spades And that's from the downdraft that was in gold in the 16th and 17th of June Oh is that's when we went from 1869 and To 1773 so it's going to take some real repairing of damage Up at these levels to basically get to higher price. It started it though That's the real bottom line if you get into the gdx you take a look at some of the equities. They also want higher price, too Gdx Bottom line 32 bucks that baby wants the highs and wants the highs up here and 40 bucks I have a great night folks. Have a safe night. Please come back and visit us tomorrow Please tell your friends about TFN and ask them go to YouTube search TFN subscribe Tommy kicks us off 9 a.m. Great show Have a great one folks. Have a safe