My story started when I was 11 and was introduced to a single kiss in a scholastic book. I didn't understand why I liked it This was the start of my porn addiction journey Sure, Dan No, your ears are not deceiving you my friend She just blamed Scholastic books for her porn addiction Because of a picture that she saw of two people kissing in one of the books that they published now this testimony took place during a board of trustees meeting in the Conroe school district in Texas and She is there basically to pitch a ban on all scholastic books For schools in this district now in case you're wondering because I'm sure you are This is the picture that she is referring to that is responsible for her porn addiction Yeah, I'm sure that looking at it just gets you all hot and bothered But um, you know first of all, I just got to say I am a little bit thankful that she's at least not blaming gay or trans people for her Porn addiction this one is all on you straight people, but it is odd to me that she's blaming Scholastic books all of them in particular because kissing is being portrayed I mean kissing is something that is portrayed everywhere. It's unavoidable, but as you'll soon learn There's a very specific reason why she's blaming scholastic books And she's probably lying or at a minimum if we're being really charitable here embellishing When it comes to this story, but nevertheless there is more and we're gonna hear it So specifically this is what happened after she saw that kiss I was then very curious and began exploring and it only got worse I looked for other books that gave me pleasure and it led to internet searches that I will never forget I was addicted every night and it was something I immediately regretted and eventually became depressed about When I was 13 years old. I told my mom I wanted to die My battle with porn addiction ended seven years ago and I've never told this story to the public I didn't even tell my mom until I was 18 years old I'm only telling you this today because there are way too many stories, which are much worse I don't want Conroe ISD students to repeat what I went through because they accidentally Ran upon a scholastic book or another book that could lead them down this road Which drama is one of them? This isn't about banning books. This is about sexual obscenity I wasn't exposed to this level of sexual material, but I was already captured by a single kiss Getting rid of scholastic books in their book fairs won't evidently protect kids But it's your decision. What do you want to do? What where do you want history to go down? Do you want kids to be exposed to this kind of material? Because I was and I don't want any other kids to it's not about banning books. I promise you that it's about protecting the children Now if she actually struggled with the porn addiction and it caused that much mental health problems I feel bad for her genuinely so but you'll have to forgive me for doubting the sincerity of her claim here given the conflict of Interest that she failed to mention. That's right Because investigative journalist Judd Legum discovered that that woman Laina Burkhardt is actually the public relations Coordinator at Brave Books a conservative competitor to scholastic books. Legum explains Brave Books offers a slew of children's books with conservative messaging written by right-wing influencers and politicians Authors on Brave Books website include actor Kevin Sorbo, United States representative Dan Crenshaw, Donald Trump's former press secretary Sean Spicer and Trump's former national security adviser Michael Flynn. But wait, there's more. Brave Books also published stochastic terrorists Chyre Rychik's children's book White Supremacist Jack Pyssobiak's children's book and a book by conservative influencer Ashley St. Clair which is described as the conservative response to gender identity So she works for a conservative alternative to scholastic books and Brave Books her employer along with their affiliate Skytree book fairs have gone out of their way to lie and defame scholastic books They've accused them of publishing graphic content and Legum also uncovered that the website stopscholastic.com redirects people to Skytree book fairs where it condemns scholastic for publishing LGBTQ plus books And it's not a coincidence that Brave Books and Skytree book fair also shared her appearance in order to further demonstrate How harmful scholastic books are so they can push them as an alternative In other words that woman is a plant for a conservative company who is lobbying school boards to replace scholastic books with their conservative alternatives But regardless it actually worked Legum reports Burkhardt's gambit has already had an impact the Conroe school board after listening to her story Voted to restrict access to drama the scholastic book featuring a kiss from all students in the eighth grade and below One of the school board members Melissa Dungan suggested replacing scholastic with Skytree book fairs All glory to God Burkhardt posted in response to the news But of course Lena made sure to delete that response after she was exposed So they're all doing this out in the open But if you're going to make claims in service of your political or in this case business agenda Wouldn't you at least try to tone it down a little bit to make it more believable? I mean if her claim wasn't so goddamn outrageous nobody probably would have even bothered to look into it But conservatives can't help themselves, right? They don't just lie compulsively They do it in the most insane hyperbolic way imaginable But somehow that is not the most outrageous claim during a public testimony that we're gonna be looking at in this video That award actually goes to this woman Hello, my name is Aaron Mazzoni and my address is on file. I just moved here from Bucks County, Pennsylvania Hearing what this person just said really upsets me because our entire community of Morrisville apart It was like watching a bad car accident for three years straight It started out as pride coming in And I thought everything would be okay I was totally fine with them having and doing what they wanted under the laws and it ended with a Rainbow room where eight to twelve year old kids were given by plugs and tildos and trained they just got a city grant for $650,000 To be able to do more training on the children Just give her the Oscar already. She's earned it So I just have to restate here what she said because I know you're probably questioning whether or not you heard her correctly And you did but just so we're clear here She is alleging that the rainbow room an LGBTQ plus youth organization gave eight to twelve year olds dildos and but plugs because they just hand those out for free I guess especially to children and of course There's no evidence for this claim and Phil Williams chief investigative reporter for news channel 5 in Tennessee explains that the Bucks County Rainbow room quote is an LGBTQIA plus youth program that provides a supportive and empowering environment for youth ages 14 to 21 located at a progressive church now Yes sex education is one of the services that they provide but as pink news points out There's zero evidence of but plugs and this person responded to the viral video writing I actually work in Bucks County and this is the first time hearing about free but plugs and dildos Maybe she's so upset because she didn't get in line early enough to claim hers I mean it's entirely possible right now I actually feel a little bit foolish because I actually didn't think it was possible for conservatives to concoct a More idiotic lie about kids in schools Then the whole kids are identifying as cats and shitting in litter boxes at school Smith But here we are I think this one takes the cake now I'm sure that you'll also not be surprised to learn that this woman is also a political operative Phil Williams reports that she's been identified as the campaign manager of Franklin Tennessee mayoral candidate Gabrielle Hansen who went viral herself after refusing to apologize for inviting Nazis to her candidate forum now Conservatives watching this will inevitably say Mike you left oids think that everyone you disagree with as a Nazi But let's hear it straight from the horse's mouth LGBTQ nation reports in a telegram post earlier this year Brad Lewis a self-described friend of Hansen's and a leader of the white supremacist group Tennessee active club that accompanied her to the event proudly claimed quote. I'm not a cuck servitive I'm an actual literal Nazi and this is what Hansen said about them quote I'm not going to denounce anybody their right to be whatever it is that they want to be whether I agree with what they do in Their personal life or not Hansen said of the self-proclaimed white supremacist She invited to the event to provide security so they are pretty clear now for some additional context Here's a report from Phil Williams again who was at the event in question Someone said you were here making a statement. I don't know what that statement is We're here for Gabrielle Hansen you are A white supremacist protecting a candidate who has made fighting LGBTQ pride events a focus of her campaign for mayor Some were not too eager for their identities to be known Okay, and are you concerned about things not going well, it's a possibility and we're just here to protect Gabriel You're here to protect her. Yes. I hear y'all here for Gabriel. Yes, sir. So so what what's the purpose? We're just here to show her some support. That's all the men of the left is Sean Kauffman who has been described by the stop anti-Semitism watchdog group as quote a disturbed neo-nazi and Holocaust denier with a documented history of violence and a massive cash of firearms a Video posted online shows Kauffman and other extremists earlier this year outside of non-profit groups drag show fundraiser There's Kauffman giving a Nazi salute He also showed up at a Chattanooga drag show last year with other extremists and 2020 Kauffman was arrested for disorderly conduct and a Black Lives Matter protest Gabrielle's a friend of mine and she's had some credible threats against her. So I'm just Posted up out here Then there's Brad Lewis He's the operator of the Lewis Country store on the far west side of Nashville a store known for is extreme right-wing Messaging when the store recently went on the market Gabriel Hansen was the real estate agent who got the listing a recent Investigation by the Southern Poverty Law Center revealed how the second floor of the store was being used as a white nationalist Fight club. Yeah, so just to recap the crying butt plug lady is the campaign manager of a Republican With direct ties to neo-nazis or I should say was her campaign manager because Gabrielle Hansen lost Thankfully, but this lie about butt plugs and dildos is completely unsurprising because Nazis will say anything to justify their harassment and terrorizing of queer people But on the subject of dildos, which is a segue that I never thought that I would see on this show There's a passage from a novel that is highly contentious in conservative circles And I'm gonna let Louisiana Senator John Kennedy read it for us I got a new strap home strap on harness today. I Can't wait to put it on you It will fit my favorite dildo perfectly. You're going to look so hot.  I love how the eye contact at the end there just really conveys the character's passion I think you really sold it now Yes, the book gender query is recommended for mature teens and adults and its inclusion at some school libraries has been contested by Conservatives one of them being this woman meet Massachusetts Secretary of State candidate Rayla Campbell She is a Republican and as LGBTQ nation explains Campbell has a history of making outlandish claims about Massachusetts public education System at the state GOP party convention in May She asserted with no evidence that fifth graders were being encouraged to perform sex acts on each other She also attacked genderqueer quote. This is not sexual education. This is child porn and sex trafficking This book is being pushed out in our public schools Campbell said of Maya Kobabi's illustrated memoir now First of all to say that this book is being pushed Suggests that it's part of school curriculums when there is zero evidence that it is part of any school's curriculum around the country Second of all saying that the book is porn is one thing but saying that it's CP is something entirely different That means that anyone who owns a copy of genderqueer is in possession technically by her logic of CP Which is a crime now during her appearance at a back the blue rally back in August She brought a copy of what she calls CP with her presumably to show fellow back the blue boot lickers How bad it is in an effort to gin up support for a ban or something But after claiming the book that she had on her person contained CP Well an anonymous person Reported her to the police for you guessed it possibly possessing CP where she then had to presumably prove to an officer That the book didn't actually contain CP and that she didn't have CP on her Here's a clip from the incident She backs back the blue See this is why it's so important that we are factual with the claims that we make now look She has the right to advocate against this book if she thinks it's inappropriate fine But rather than just being truthful She decided to lie about the book and that lie came back to bite her in the ass because she was humiliated and Liberals filmed her and taunted her as she was being talked to by the police Jesus Christ now I've got one more for you because some conservatives they don't bother to cloak their agenda in hyperbole or lies They just cut to the chase.  I want to make a clarification. So let's just hear it straight from him If a man lies with a man as one lies with a woman both of them have done what is detestable They must be put to death their blood will be on their own heads Sorry, I was a little Zuberant The wrath of God is being revealed from heaven against all the ungodliness and wickedness of men who suppress the truth by their wickedness since they may Since what may be known about God is plain to them because because God has made it plain to them Do not be deceived neither the sexual sexual immoral sexually immoral nor idolaters nor adulterers nor male prostitutes nor homosexual offenders nor thieves nor the greedy nor drunkards nor slanderers nor swindlers will inherit the kingdom of God and That is what some of you were But you were washed you were sanctified you were justified in the name of the Lord Jesus Christ by the spirit of our God all of that was to clarify what God actually said and to remind all of us that this destructive lifestyle is not Natural great passage, but here's my favorite one from Leviticus 1919 says you must obey all my decrees do not mate two different kinds of animals Do not plant your field with two different kinds of seed. Do not wear clothing woven from two different kinds of thread Now I can't see the pants that she's wearing, but I'm assuming that it is a different fabric from her shirt In other words, we're both going to hell Karen. I'll see you there now You're probably wondering who this is is she a political operative or a business insider and actually this one might surprise you the most That's my auntie.  Because as they grow more detached from reality their perspectives are going to shift further and further from the rest of us And if that's the case, then we're going to see this trend continue It's a product of radicalization But as they resort to exaggeration and lies and outright defamation at times It's more important than ever that we all remain committed to the truth ourselves Because hyperbolic lies might persuade some Americans momentarily or at least get their attention But remaining committed to the truth is how you build long-term credibility and permanently change hearts and minds Which is the point if you're interested in politics So I'll stick to that and these morons can keep floundering with nonsensical bullshit Trans rights are human rights. It is necessary to push trans on the kids


As all of you know, India is supposed to be the IT capital of the world. So, the idea is that to teach anyone who wants to learn programming and become a reasonable expert, that is precisely what we have attempted to do. The courses divided what we have, the first set of modules that we are providing are on basics of programming, data structures and algorithms and algorithms. The title of the course that I am teaching is on data structures and algorithms. Basically, it comes as a second course, the first course on basics of programming, programming and C. Then the next thing is what happens a data organization is extremely important for any algorithm to work efficiently. So, what we have done is in computer science, there are already a set of data structures which have been defined, which enable efficient algorithms for working on specific set of problems. So, the way the data structures are organized is that each data structure for example, has a specific application and a set of algorithms which operate on the data structure. It uses the paradigm of what is called an object, like in mathematics you have sets and you know, on sets you can do operations like intersection, union, complement and so on and so forth. So, we have different types of data structures with operations on them. What is different about this is that the way you represent the data internally is kind of hidden from the user, this is called an abstract data type. The data representation is not known to the user, a set of operations are performed on the data and these operations are available for the user to use. So, what is nice is you have these data structures and your operations defined on them and then you can build applications which will use these data structures which have been defined. My course is kind of targeted at someone who has done the basic programming course and at the undergraduate level, normally about first year, second year that is what we are looking at. Someone who must have an aptitude for you know some little bit of basic computer science must be known. The way we have taught it is we have made them in 15 minute modules and for every 15 minute module there is a test and there is an assignment and I think it is possible to do it you know sitting at home or anywhere. It is just like I mean even now today you know if you look at many of the video lectures many of our students are studying from the video lectures. What is the advantage of this? You can you know you can fast forward, you can rewind and listen to something again and again until you understand it. I think that is with the changing paradigm of teaching and learning. You know you go to a class lecture, you attend for some time and then you have not followed something and you would follow up with the teacher. Here the advantage is you can go back, listen to it number of times and also you can also I think post questions and get some answers that is the way we have designed it. I mean I hope it reaches as many students as possible and best wishes to all the students who want to participate in this effort. Please give us feedback so that we can improve it. Good luck with the program and I hope you learn well. The first step experiment we are more than willing to redo parts of it which you do not understand and you know help you with additional material so that we can improve for the future. So this course is titled Algorithms and the design of the course is that our focus is on design techniques on analysis of correctness and analysis of running time of algorithms. Specifically we have focused on a certain class of problems, we have focused on arithmetic, we have focused on sorting and searching, we have focused on pattern matching in strings and optimization questions. In the subject of optimization we are focused on minimizing the number of arithmetic operations and also on setting up appropriate data structures to maintain the minimum distance information in a network. I wish the students a happy listening experience to these lectures and do get back to us with your questions and we will answer them to help you learn better, wish you all the best. Hi, I am Shankar Balachantran. I am going to be teaching programming with C as the language. So there are several languages in which you can program but in this course we have chosen C because C is a very fundamental language, it is useful for lots of things including high performance computing, writing device drivers and so many other things. So it is a very useful thing to learn and in this course what we are going to do is we will use the language as a medium but we will also look at problem solving. So this course is aimed at students who have exposure to mathematics and probably in the first year or second year of programming. So you may not have programmed in any language before or maybe you are exposed to a language like basic or something like that and it is meant at the beginners level. So you will see that there are lots of details that are in the course as you go along. The programming part of the course is structured as 10 lectures, 1 hour each over 10 different 10 into 15 minute modules. I think you have about 4 modules per hour into 10, so 40 modules and it was specifically designed in such a way that for every 15 to 20 minutes you have a simple idea you start with and it is taken to completion in the next 15 or 20 minutes. This module is especially useful for online learning because if you have only a 15 minute or 20 minute break you can still learn a module and be confident about what is taught in the module. And so MOOC is something that is coming up in various places especially in the west. In India this is probably one of the early experiments running a MOOC and we are aiming at college students who are willing to spend time and put in effort at the same time do things at their own pace and at their own setup, so be it home or bus in which you are travelling or anywhere this is something that can come in handy for you. So programming is fun, so lot of people run away from programming thinking that it is not meant for them but programming is fun, it requires time and effort but this is something that anyone is capable of doing if you are willing to spend a little bit of time. All it requires is basic reasoning and logic. The course has been put up in such a way that is designed in such a way that it is going to help students to walk slowly and then be able to run fast. So I wish all of you the very best in your career as well as just in this course. Do really well in this course, practice a lot of problems, do all these little things that we tell you as exercises. I am sure you will end up enjoying this course a lot and also enjoy programming at large.


Trust is central to Trump's strategy. He has weaponized trust. He is intentionally undermining trust in science, in journalism, in the FBI and law enforcement in general. He's basically trying really hard to break all of these systems that are supposed to reign him in. But when you repeat lies, what happens is not that you convince people that your lie is true. That doesn't really happen all the time.  What happens is you break everything. You basically put doubts into people's minds about everything that's going on. So you create this fog of war.  Or hey, there's this ballsy guy who's willing to say anything or do anything. Let's just go with him. So the undermining of trust, the active and intentional undermining of trust creates a very difficult environment. I'm afraid that this post-truth, post-factual era isn't a four- or eight-year detour. I'm afraid this is like a 200-year era. We have the Enlightenment and then we have Romanticism. We basically have backlash sometimes against things we think are inevitable and going to keep going. So my concern is that we not let facts and discourse and all the things that might actually help us govern together leave for lifetimes and a few lifetimes after us. Newt Gingrich laid the groundwork for a lot of what Trump has eaten and taken advantage of. What do I mean? Well, if you read Steve Kornacki's The Red and Blue, he tells the story of Newt's rise. He also tells the story of the Clinton administration in ways that I hadn't quite remembered or thought about. But he tells the story of Newt's rise from a little district in Georgia to Speaker of the House. And when Newt comes to power, he basically separates the left and the right. Democrats and Republicans used to have crash pads together. They would room in Washington D.C. share apartments. They would eat together in a common dining room, common exercise facilities. He made sure that nobody was touching the other party so that there might be conversations where they could compromise, not happening. He also made sure everybody stayed on message and made the message quite strident. Remember the contract with America. And if you were not on message, they could cut off your primary funds. Now, most Republicans were not afraid of the general election. They were afraid of primaries because through gerrymandering, most districts are pretty safe. Once they come back to the same party that's kind of managed to own that district, so you have to win the primary, which then led to a series of other dysfunctions. And I'm no political scientist, but really created a very strange set of disturbances and separated Republicans and Democrats and their ability to actually speak to each other. Then along comes Donald Trump, who, as I said earlier, has had ambitions on the presidency for a really long time. But he says, hey, Republicans, thank you very much for pursuing a scorched earth strategy for 30 years, for developing a whole series of think tanks, for developing a media echo chamber that when we put something out can make it sound legit, then it has to echo around through mainstream media. All of these things, he said, that is awesome. Thank you so much. And he ate the party. And I'm pretty sure he was nobody's best bet for who they wanted to be in charge. I'm pretty sure they've had to swallow a lot of bile and a lot of pride, but many of them are on board now and they're saying things that are contradictory to what they said during the campaign or in other times. So it goes when the horse you're riding is coming in and actually delivering a lot of goods, sometimes you have to swallow what you said and take a position that follows. So that's been happening a lot. In fact, conservatives are so all in that if this whole situation goes as far south as it could, and I'm unclear that it will, the political pendulum and the public pendulum swing both ways pretty often, so maybe there's a way back before this plays out badly, but we could all be heading, and if we survive this whole process, we could all be heading for the equivalent of Nuremberg trials down the road. And I would just like politicians to think about that for a second because the weaponization of trust, the breaking of agreements, the dangers that are imminent in the brinksmanship and basically this confrontational approach that Trump loves and insists on really is a threat to many ways of being. And they're all complicit. There are accomplices in this doing at this point as they back him. I can deduce three reasons to back Trump. One, Trump is God's flawed messenger. Yes, when God does his own work, sometimes he does not pick a perfect person, he picks a flawed messenger and boy does Trump have flaws, but you can overlook them because what he's doing is pretty cool, which brings me to number two, Trump is paying off. Trump is the most productive person, the most productive conservative in decades. If you're scoring conservative issues and whether they're paying off or not, the Supreme Court is clearly swinging conservative and could swing a lot worse. I pray that RBG continues in good health, but there's other members as well. This could get really, really ugly. The bench, in fact, the federal circuit courts and the rest of the bench has been packed quickly with lots of conservatives thanks to McConnell who has made it his mission to make sure that these things get done. But also, they've hit the global undo on anything that Obama did. They've basically gone around, and I'm pretty sure that Trump's instructions to a lot of his secretaries were, okay, go in there and leave the sign on the door, but make sure that this department can't actually do very much. Defang them, take away their power to correct curb change, do whatever. And so we've had massive deregulation plus tax cuts. So business is happy. We're still in this long boom. One of the things that worries me is that people vote their pocketbooks, and if this boom continues right into election time, that is going to be a major influence in favor of Trump's reelection. The third reason is that liberals aren't yet selling a better deal. This idea that a lot of people feel left behind, that a lot of people see that they or their children will not lead a better life than they did, that prospects are dim. Liberals need to have something that actually sounds like it's going to work. I loved Bernie's critique of the system. Yes, the system is broken and rigged, but I didn't and don't like his solutions, which sound like 1970s big government solutions which aren't going to sell. There are some really bold and interesting initiatives coming out from Elizabeth Warren and others, more power to them. But until we've trained everybody on what these things are to the simple threshold or benchmark of Donald Trump making us memorize the points that he was going to go launch on inauguration day, to the point where we don't have that in our heads, the liberals are actually in danger.


Hey everybody, this is Brett, and this 2022 Ford F-250 Crew Cab Short Box XLT is stock number 14154Z. I am here at Summit Automotive in Fond du Lac, Wisconsin, you're new, and used heavy-duty truck headquarters. This 2022 Ford F-250 has the 6.7 liter power stroke diesel engine. It's paired up with the 10-speed automatic transmission. It puts out 475 horsepower and 1,050 foot-pounds of torque. This truck has been fully safety and inspected by our service shop, has a fresh oil and filter change. All the fluids have been checked and topped off, and this truck is 100% ready to go. Super low miles, super clean all the way around. That's exactly what I'm going to do in the video, is go all the way around inside, underneath, start it up, and take a look under the hood to give you the most accurate representation that I can of the truck. Carbonized gray metallic is a color I should all my videos in 4K. If you like the video, consider subscribing to the YouTube channel, which is youtube.com slash Summit Auto. Click the bell notifications, get updates on the videos I do each and every day as well as having access to one of the largest catalogs of vehicle and heavy-duty truck walk-arounds on YouTube. This one comes with the 18-inch painted silver alloy wheels, and it has Leic New Continental Conta Track LT275 65R18 tires. They have just about all the tread left on them. Frame and underbody is exceptionally clean on this truck. This is a one-owner clean title history, clean car facts out of New Jersey. Headlight lenses are nice and clear. Factory fog lights, front bumper and lower valence are in excellent condition as well. It does come with a worn winch, and that's in really nice shape. We do have the controller for that winch. It's a synthetic rope on there. Anyways, front bumper and lower valence, absolutely perfect chrome-trimmed grill. Comes with a nice weather-tech bug shield. The hood is in excellent condition. I didn't see any dents or dings in there. It does have the cab lights up top. And the passenger side front fender is absolutely perfect as well. Passenger side front wheel, no major scuffs or scrapes on there. And carbonized gray metallic. This is the new metallic gray that came out in, I believe, 2021. It's got a lot of metal flake to it. It's a little bit lighter than the old Magnetic, but still a really good-looking color. And as you go down this side of this 2022 Ford F-250, take note of how clean that body is, how reflective and mirror-like that paint is. I take these HD videos, so if you're far away or even if you're close by and you just cannot make the trip down, but you're still interested in purchasing the vehicle, you can see the truck, hear the truck, and have confidence in what you're looking at before you even get here. So when you do get here, there's absolutely no surprises, and you can make a smart and informed buying decision from wherever you're at.  Back tires have just as much tread as the front tires. And the frame and underbody back here is in excellent shape. This thing has definitely been undercoated by somebody, was not us, has all the remaining factory exhaust, underbody and lower rockers all look really good, and it does come with factory painted step bars. Pastner side box, no dents or dings on there. Coming around to the back, the rear bumper is in gray shape, does have the backup parking sensors, full towing package, of course, with the receiver hitch four pin and seven pin wiring. The tailgate is in excellent condition as well. And kind of the elephant in the room, this one has a diamond back hard tonneau cover. It's kind of a cargo management system. It's pretty cool. And we'll take a look here. This one also has the tailgate step assist. So this diamond back tonneau, it's pretty neat system. So that's the tail panel. You get these storage bins. They're movable and they're so they're not really fixed into place. Of course, when the covers down, they're kind of stuck there, but you could take those out pretty easily if you wanted. It does have a drop in bed liner.  Bed liner goes onto the back of the tailgate. That shuts nice and solidly and then this comes down like so. We do have all the keys for this diamond back tonneau cover. And as you go down the driver's side, just as clean as that passenger's side, no dents or dings on the box. And for full disclosure, this back wheel just as nice as the rest. So I wanted to show you in here because we do have your side box tie-downs, the winch controller, some other, I'm guessing that's for the front bumper piece where the winch is at and then also more controllers, wireless controllers for the winch and then the worn information book that all comes with this truck. But that's where those are and we'll make sure to lock this up after the video so they don't go anywhere. For full disclosure, this back wheel just as nice as the rest. And down the rest is side of the truck, doors and cab all look fantastic. I didn't see any dents or dings on there. Really what you'd expect on a truck with only 3,000 some miles. It does have blind spot monitoring in the mirrors. These mirrors do power fold in. They power telescope out, built in directional signals on the sides as well as LED side lights. That's pretty cool. This one does have the driver side door code entry. We do have the code for this truck. If you ever want to figure out what your code is for your 17-22 Super Duty in the upper right hand part of the screen, got a video showing you how to find that. Back seats are in great shape.  No rips, no tears, no stains on these seats. Very nice and clean. You get a collapsible floor back here, storage area. So the all-weather floor mat and back here you get a 12-volt power point, 110-volt, 400-watt plug-in and then a USB and a USB-C. So really a lot of nice stuff. Side curtain airbags on the driver's seat. Child safety locks on the back doors and the inside and bombs of the doors are in excellent condition as well. You get the VIN sticker there as well as the tire and loading information sticker. No Canadian trucks here, as always. Inside the XLT package gives you the gray cloth interior bucket seats in the front. No rips, no tears on those seats. Smells very clean inside this truck, I don't think it's ever been smoked in. Power driver seat with lumbar and factory all-weather floor mats. Power pedals, auto headlamps, tilt telescopic steering wheel and there are your LED side lights, power windows locks and mirrors. These mirrors do power fold in. I always like showing both sides so that you know that both sides are working properly and then they do power telescope out and in and out and in. We'll hop inside, check out the miles, the radio and everything that this truck has to offer on the interior. All right, let's dim it down just a little bit. You can see that this one only has 3,218 miles. You do get a digital spinometer and compass display on there. Instrument cluster is very nice and clean, comes with the multi-function steering wheel, cruise controls and information center controls on the left, Bluetooth and audio controls on the right. There is your shifter for the 10-speed automatic transmission with the optional tap shift. This one has the sync 80-inch radio, it does have factory navigation. There is highway 41, so that is working nicely. You get your audio controls on here, AM, FM and Sirius XM radio capabilities as well as Bluetooth capabilities, factory exhaust brakes, stability control, hazard lights and that's for your cargo cam, which is working very nicely. You also get all your different settings on here, including Ford Pass Connect and this one also has Android Auto, Apple CarPlay and all that good stuff. I think the truck has got to be on for the backup camera to come on, yeah it does. So I'll show you that in just a second. Anyways, there's your turned off four wheel drive factory brake controller, more tactile volume tune and climate controls down here. Get a USB and a USB-C. Here's my magic trick, Abra Cadabra, two cupholders, four cupholders. That's pretty sweet. Two 12-volt power point, 110 volt, 400 watt max plug-in, dual gloveboxes, passenger side format and seat are in excellent condition as well and the headliner is in really nice condition on this truck. You get six auxiliary up-fit switches, power slide and rear window controls and map lights up there. Let's start it up and take a look under the hood. Straight up, no check engine lights or anything like that. I'm just going to show you all the lights here, there's your backup camera that is working nicely as well. I would personally like to thank you for checking out the video today and hopefully from this HD video you've been able to verify the quality condition options and cleanliness of this truck inside out there, those LED side lights. They are super bright, all the lights up front working nicely as well and the cab lights and under the hood we have the 6.7 liter power stroke diesel engine, engine base very clean, runs very smooth and once again this truck has been fully safe and inspected by our service shop has a brush, oil and filter change, all the fluids have been checked and topped off, shocks are doing a nice job holding that hood up, there's the emissions sticker and this truck is 100% ready to go. I would highly recommend it from a quality and condition standpoint. I'd ship this one anywhere, California, Texas, New York, Florida, back to New Jersey, whoever is going to get this truck is going to absolutely love it, it is very very nice and to see more pictures of this truck or one of other 550 new and used cars, trucks, SCVs, minivans, Wranglers, halftones, recoder tones, one-tons, you name it, we've got to go to the website right there, summitauto.com, full pictures and descriptions of every single vehicle all at summitauto.com. If you'd like to check out more HD videos, go to youtube.com slash summitauto, click the bell notifications, get updates on the videos I do each and every day as well as having access to one of the largest catalogs of vehicle and heavy-duty truck walk-arounds on YouTube, almost 9,000 videos and counting, fact in the second you'll see a link to subscribe to my YouTube channel on the upper left, a link to all the F-250 videos I've ever done in the upper right, link to this vehicle on our website on the lower left and a link to one of our latest YouTube videos in the lower right, click those, check us out, we're super excited to help you with this Ultra Clean 2022 Ford F-250 Crew Cab Short Box XLT in carbonized grey metallic, thanks again for checking out the video, really appreciate it.


Good day, fellow investors. We continue with summarizing one of the most important investment books out there, The Margin of Safety from Seth Claremont. If you want to buy it on Amazon, it costs more than $1,000 per copy, so a summary will add you real value. Today's topics, chapter 3, the institutional performance derby. So what is the problem when institutions control the market, what are the issues there and how we have to be careful what's going on and how to invest accordingly, not to get into those traps. So the topics for today's first part of chapter 3 summary are how institutions invest, how institutional clients behave, institutional managers and their own money, 10 impediments to institutional investor returns. And the second part of the chapter that I will do in a video tomorrow is index funds part 2. The first thing to understand is institutional investors are a new thing. So they have started growing, started developing in the 1960s, slowly in the 1970s, nobody wanted to invest them. And then really the market exploded, 70s, 80s, 90s, 2000s until now. Now we have a culmination with ETFs. So the first thing to understand, it's really a short period in time that we have institutional investors. Before the 1970s, most people that had money to invest were private investors investing into a select number of stocks, which made the market controlled by investors that really invested into the details, the fundamentals, the businesses. Unlike now, where everybody invests in everything because the market should be efficient. So just for example, the California state teachers retirement system is the second US largest pension fund with 219 billion in assets under management. If we take a look at their investment beliefs, the core is diversification. However, diversification, how can diversification be costing 1.64 billion per year on assets of in 2016, the case that I found 195 billion. So the management fee is 0.8% in this case, almost 2 billion on 200 billion, which is a huge fee to just be diversified when we know that index funds out there charge 0.04%. So 1.20 of the fee, this well diversified fund is charging. So if you are a California state teacher, you should really urge to eliminate that fee because you are overpaying for nothing as the California state teacher retirement system portfolio is simply a market portfolio. One should could easily copy with index funds, Vanguard is in the index funds and no one should pay a fee for that, at least not above, if above 0.04. If we look at the composition of the stocks, they simply own practically everything. They even own 522,000 of accurate ink cancer treatment business that didn't do that good. So they buy everything, no matter what, no matter the fundamentals. And buying whatever, no matter the fundamentals, means that there should be no fee for the management. So this is California state teachers being robbed by 1 to 2 billion per year in their pension fund. You're working for 40 years, 1.64 billion is the yearly fee that fee goes up constantly, put that lower that every year, let's say you cut off 1 billion per year over 40 years, add 5% on that 1 billion if it is reinvested and then you get to a huge sum that should increase your pension and not go to those that manage your fund without anything, any value added for a huge fee because of the huge diversification. However, that is exactly an asset Claremont discusses in his book, that's exactly how managers work. If you manage more and more assets, your fee gets bigger, bigger and bigger and the key in the industry is to manage more assets, not to perform well when you are extremely diversified. Like the California teachers investment fund is global equity, real estate, private equity, risk mitigating strategy, whatever that is, the derivatives with the cash, whatever they do. So hugely diversified over a big portfolio. So when you have something like this, then it is really pointless to have any fees attached to it. And then the key of such a diversified portfolio is just to limit any kind of risk for the managers. They will perform as the market performs. So whatever happens, they will never outperform the market, they will never underperform. They will underperform certainly because of the fee, but okay, that nobody cares about because it's small, let's say, but it accumulates over time, as we said. And here is the trick. Index funds insist on just managing more money. And if they offer stability, so they offer market performance, then people will feel comfortable and they will just add more and more money to that. California teachers should switch, so should find managers that charge just 0.1%, not 0.8%. That would be much more profitable for the same value in the long term. So something to think about. Another very important thing is the clients and their money in case a manager does wrongly. We have recently seen, we have discussed David Einhorn in a few videos and he didn't perform that well over the last years. What happened to his funds? Well, the clients simply pulled away 50% of his funds, nobody trusts him, nobody believes in him and he's forced to sell his positions to return money to clients. That is the nature of the industry we have seen, but also the nature of the clients. Clients like to invest with winners and that's why most investments get into the market when the market is already up. Nobody likes to buy a declining stock, everybody likes because it's easy to buy a stock that goes up. Let me show you the performance of this fund. This is a fund that in 1998 to 2000 to January 2000 underperformed, lost actually 20%. The SAP 500 went up 20%. So the difference is 40% even more, which is a huge difference and everybody was calling, everybody that was happy from the gains from the SAP 500 was calling the guy managing this fund as a loser, that he lost his touch, that he doesn't understand the internet, the new times that he doesn't understand anything because of the relative performance and everybody is chasing this relative performance.  So taking the risk of trying to outperform the market is something simply no institution will ever do. Therefore, diversify, diversify, diversify and take a small fee that nobody feels. The guy that underperformed that lost 20% while the market was up 20% is Warren Buffett. And I'll show you a chart that shows that the rest is history. Since then, Warren Buffett destroyed the SAP 500 and that shows how tricky it is for institutionals to do a good job. Of course, this is Warren Buffett and he has been doing this for the past 60 years. Another very interesting thing is a few years ago Morningstar reported that 47% of US stock funds have no manager ownership, 61% of foreign stocks funds had no ownership, 66% of taxable bond funds had no manager ownership, 71% of balanced funds put up Goose eggs and 80% of municipal funds lacked investor ownership, not even one share. Morningstar article got deleted, I cannot find it online anymore, but this is the truth. Most investment managers don't even have assets in the funds they're managing, 80%, 60% that is outrageous. If somebody is managing the money, they should have most of their wealth in those assets and that should be something publicly disclosed. But if you disclose that publicly, 80% of the industry is another thing is 10 impediments to good institutional investment performance. One, the institutional investor has no time. I also fall here into, I dedicate, also I have to make videos, I have to promote what I do, but I have managed to sort it out so that I only film Friday morning. I prepare some videos usually after 9 o'clock from 1911 when I'm the most tired, but I cannot really do investment research and that I do over the week and then on Friday morning I film it, I have Benjamin that edits everything, puts everything online, does everything else. I just have to answer comments 15-20 minutes per day. So I try to really focus on investment research and not talking to clients. I can talk to you like this, I can talk to thousands of you like this. If I would be talking to each one of you on a daily basis, what happened to this stock, what happened there, then it would be simply impossible to be a research or stock market researcher and that's the problem also with asset managers. They have no time, it's impossible to do your job properly and talk to clients. Therefore Buffett talks to clients once a year at the conference, the rest is for his research and try to call him. The cost of being wrong when investing, we already discussed that with Buffett, if you are wrong, ciao ciao ragazzi, you lose your job, then there is no rebalancing. If a position goes up, no fund is going to sell and buy something else. Too much fuss, just let it there, just say oh we did good, that's it. Managers are not researchers, most money managers take analysts' reports and compare them to make a decision. Few do the research themselves, this is I think one of the biggest flaws of institutional investors. Money managers are human beings, investing in feds, easy profits, fear of missing out, talking about Bitcoin, talking about the cannabis industry, 3D printing, internetcraze.com bubble in the 2000s, you have all seen it. Portfolio size limitation, the bigger you go, good investments are in short supply, so the bigger is the size, the bigger you have liquidity issues, you have to invest in subpar investments and also you have to be fully invested at all times.   And this is something that's underrated in the market. Number nine, window dressing, so if I own for example a Russian stock in December and the Russian market didn't do so well, I sell it in December, so when I do report the 1st of January or the last day of December, my portfolio, I don't have that big loser in my portfolio, that's called institutional window dressing and that's done and still being done. Number 10, abandonment of fundamental analysis index fund investing, which is something we will discuss tomorrow when we touch on Claremont's view on index funds. Thank you for watching, seeing see you tomorrow when we discuss index funds.


It was very important for us to attend that because it was a kind of milestone in the preparation of the World Cup 2022. And in this sense, Stadia made it possible to have a broad band audience and a lot of specialized carers attending the conference. It was possible to confront our point of views or experiences and in that sense to prepare for a better fine-tuned event in the future. The tourist component of the threat has become higher in the last years and for that we have to prepare in order to be sufficient resilient regarding this kind of threat. So to respond more precisely to a question, we are really facing a spontaneous threat that we didn't face in the past and this is why we have to prepare more for the domestic threat rather to tourism. And especially when you have crowded places, which is a case for major events like the future World Cup, we have to work on the best way to protect the security for those sites and this is what we do at Stadia today.


As a young woman I always ask myself what more can I do and how can I be the voice to contribute in ensuring that my community understand that child marriage is not a good thing. In my country Tanzania two girls out of five girls are married before their 18th birthday. Communities can invest in girls in different ways but for me I feel the first one which is very important and has a ripple effect is investing in the education. We need to work with girls themselves. We need to build the agency to stand up to speak out for their rights. The second part that I feel we can do to protect the girls is to ensure that we work with communities. So community members need to champion the rights of girls, need to form a shield where girls feel safe you know to be at home to be on the way to school.


Brainerd Volleyball had a first round buy in their playoffs, but they welcomed the Becker bulldogs into their gym. Brainerd up two sets to none. Courtney Russell gets the Warriors the lead in the third set with a kill to go up 20-19. Brainerd leading 22-20. Russell takes the set from Ashlen Selnau and able to tuck it right inside the line for the points. Becker tied the set up at 23, but here on the attack, Becker, the Laney Schaefer comes up with the monster block for the Warriors. That gets it to match point. They win the next set on the very next point. Becker falls three to nothing. If you enjoyed this segment of Lakeland News, please consider making a tax-deductible contribution to Lakeland PBS.