Kulindwa hirumana kwa many Sayama na katapisa nama. But kwa hirlika, hiru na asara maha kwa na hirumana. Taka ina para kakiaweha, uesisha iwa kukakiaweha. Kukakiaweha. Ikaw na nama na kwa youkama, kwa na nama kwa yong FIivirat programuza blended, Kwa youkama. Tama kwa youkama na nyame yubia nputu na mejia, Even down to your favorite musician beefing each other, any to here is asking a very important question about what Africa and Nigeria needs in terms of living and minimum wages. Ferdinand, not defendable, makes his debut today on the show and he said to tell us about what life would look like in the post-oil economy in Nigeria. According to Leo Tos Toy, the so many of life is to serve humanity. Finally, Kemak is telling us a story that shows the humanness and thoughtfulness in our daily living. Sit back, the palanists are here to present your Sunday dose of provoking thoughts after this break.  The anointed musical beef and the Lagos local government election. It was my linear friend, Dr. Ayo Shogunro Uro the book, Everything in Nigeria is going to kill you. He wrote, my relentlessly pursuit of an understanding of the survival ability of the average Nigerian in a system that is definitely dysfunctional. Some of us complain, some of us protest. Some of us go spiritual and still many others go material. And also a few of us turn to the arts of solace.  He introduced the book to me at a bar somewhere in Ilupeju in Lagos. I think I bought in solidarity but as a Christian I believe in the power of words so I did not read it. I cannot locate the book now. Judging by the title, it seems the writer is right after all. If you are lucky to escape the physical arm, recent happening with deading your humanity and feeling. A friend reported how he was robbed at gunpoint. He laughed while narrating the story. His audience also laughed. Many videos on social media have shown where people get robbed in broad daylight. One, a cold bridge. Lekia kwa expressway. Agege, even at the federal capital territory of Buja. The house of the chief of staff to the president was robbed right at the heart of the most secured premises in our country. Police stations have been attacked and policemen and women killed. Poliso! The policies is in shambles. Security is nowhere. Nobody is talking about us to strike again. Our consciences are fading away. Nigerian killing us. Nigerian killing our humanity. Away from all the problem around. Let us relax a bit. Last week was the week of anointed musical beef on the song. Like most of the views that have been expressed on the subject, I stand against the direct diss by Evangelist Tokyalabi. I stand with Adenye Kaa Alashiyori, whose name I know. Thanks to the evangelist. Beef between musicians is not uncommon. Those in the hip-hop world will not easily forget two-pack and biggie beef. They both paid with their lives. The jury is still out there whether it was the beef that occasioned their eventual death. Nigeria has the sphere of lerekha wars and beefs amongst its musicians. For those who could remember the interesting war between a large Sikirua in the Ibarista and General Kulintiangila, he got fair titles. While Salaji Agba was measured in his lines, general took no prisoners in his lerekha attacks on barista. They were negative on the occurrence between King Sonia Day and Ava Jelisa Benizalbi. They were in the abits of denying beef, but their talking drummers and guitarists were always quick to contradict them at the slightest opportunity with invectives hidden in sands of drums and guitars. Saido Shupa, a.k.a. Saridon P, Saridon Papa, or Shupa, or King of Music, as his long drum battle with Wasiwa Labipasuma, a.k.a. GSM Alaji, Popsia Liya, Baba Wasila, or Mojawa Nobi. This was what had taken to the streets and the first were even violent. Lost in between is the beef between two-face and face. The beef between Davido and Whiskeyd is nothing new. There is extreme violence, but of course, e-violence on Twitter and Instagram. I heard rumors about beef between the double legend Osita Osadebe and Oliver the Coke. Thus, beef in the gospel music world is just another with anointing. Of course, I side with Adenika Lashiori, the subject of the diss from Enjivan Jelisa Tokua Labi.  Your conscience, humanity or humanness. Join the gossip. It's interesting. The good side is that you will not be wrong. Before I forget, the Lagos stage local government election is near. Please participate. It is your right. It is your obligation. I must say that I had to hold my... That was quite an interesting one. I must say and the way we went from the gospel artist to the secular artist was quite interesting, but I do find it slightly... I don't want to sound really aggressive, but I do find it slightly distasteful that at some point, because of the religious connotations, I believe that they could have in some decorum and some better handling of the crisis between Evangelisa Tokua Labi and Alashiyori. I believe that if you had something to say to her, there might have better ways to handle it, but then who knows, that may just be my opinion and she may have done what she felt was directed of her to do. Who am I to talk about it? Well, to speak to this, I think that when it comes to the territory, there will always be beef. And in a sense, growing up back in the day with Tupak and Bigi and just seeing what had played out, you understand that you can't always run away from it, but in this particular incident, I see the context of it around the IP. And if you're talking about an IP infringement, there are legal ways to pursue that, but I'll also, in a sense, think about it. In most of us, I'll be doing songs that were raised on Libu Modern, modern day musicians. Have they ever bothered to ask who wrote it and how long are these IPs available for? And if you want to do someone's song, maybe get it right. But again, a claim for IP is not something you throw out on social media. I think the legal ways to express that. But in this case? Okay, I don't think it was the case of intellectual property. But the truth is, I count that at the risk of sounding arrogant, I count it so beneath me to even have an opinion about that. Because as far as I'm concerned, I have little to no respect for Tupper Alabi, whoever it is. I really do not.  That's just how I feel about it. That's another dimension today. But then I would say to talk to what Fedi has said. I really think that in this particular case, Tupper Alabi was very vocal from what I read, that she believes that it wasn't and it was a Holy Spirit-inspired song. That wasn't what it was. And that the only duro that is my garanto in English, the person who stands behind me is sure that you can't diminish God and place Him as your garanto. And I'm thinking... You see, where I have a problem, you see my problem with the claim, particularly in this part of the world, is the disgusting, self-deluded interpretation of what God is and who God is. And people trying to force their personal opinions down the throats of the gollible, but spiritually blind followers. And following. So, like I said, I don't even want to go into... I think it's beneath me, mentally and intellectually, to talk about who is right or who is wrong. I said we will not buy into that term. Thinking about it, I think the point you're making is even bigger than just what we are discussing. There you go. In the context of saying that we live in a society that is highly religious but short on spirituality. Fantastic. So people are caught up in just following the treadmill, going after and regurgitating what other people are saying. But spirituality is every human. Every human has a sense of coming into their own awareness of spirituality. That's it. And I think the customization and imposing a particular model as the way to express spirituality it's really not going to carry us into the future. I mean, it is more than anything else. Religion will always break. Religion cannot sustain also. But again, when you look at it in any context, is it worth our conversation? Absolutely not. So the reason why it's worth our conversation because it takes away from all the problems of Nigeria. Oh, an escape route. Yes. It's an escape strategy. And to tell you the truth, it takes away. So the person I was talking about was my colleague in the office and his car broke down. He joined the bus and he was robbed. And he was laughing about the story and it was funny to everybody. And something hit me like we're really losing our humanity. So indeed the writer friend of mine is right.  It may not kill you physically. So talking about the musical abuse and the ones that has got the anointing now is the escape strategy. Well, and I'm wondering as Nigerians how long we're going to keep escaping and what we're actually going to do. But then it's a good escape strategy. I must say. Interesting. I don't think so. It's not sustainable because it draws you deeper into a greater sense of confusion and commotion. Now, let's just move it along. We keep the ball rolling. Yes. Up next is Annie Iton. And she wants to tell us what Nigeria needs as regards living wages. Annie Iton, over to you. Living wages, what do Nigerians need? The question of living wages is arguably an interesting one in Africa and more so in a country like Nigeria. But then, what do we mean by living wages? According to Investopedia, a living wage refers to a theoretical income level that allows individuals or families to afford adequate shelter, food and other necessities. The goal of a living wage is to allow employees to earn enough income for a satisfactory standard of living and prevent them from falling into poverty. Economists suggest that a living wage should be substantial enough to ensure that no more than 30% of it gets spent on housing and this amount will often be substantially higher than the legal minimum wage. However, there are various arguments for and against the living wage narrative. Those that are in support of living wages argue that paying employees higher salaries offer benefits to the company. Our staff are more satisfied than this reduces staff turnover. Other benefits would include high morale of the staff which in turn results in more productive staff as well as increased output from the staff of the company. When turnovers are reduced, the company does not have to engage in expensive recruitment and frequent training or retraining of new staff. The workflow is also seamless and company culture can be preserved. But those who are not in favour of living wages say that the implementation of a living wage creates a wage flow which harms the economy eventually. Also fewer employees are hired if the company has to pay higher wages and the end result is higher unemployment because you have deadweight loss and people who would willingly have worked for less than a living wage will not be given an opportunity to get the job. Now away from the arguments for and against what does the law have to say about living wages? In Nigeria what we have prescribed is a requirement to pay minimum wages which is not even fully implemented by organisations. There are however different international instruments on the issue of living wages some of which are the Universal Declaration of Human Rights which was proclaimed by the United Nations General Assembly on 10 December 1948 and in Article 25 it states everyone has a right to a standard of living adequate for the health and well-being of himself and of his family including food, clothing housing and medical care and necessary social services and the right to security in the event of employment sickness, disability widowhood, old age or other lack of livelihood in circumstances beyond his control. Other instruments that talk about living wages include the ethical trading initiative based code which is widely acknowledged as a model code of labour practice and is derived from the conventions of the International Labour Organization ILO We also have the International Labour Organization ILO C131 Minimum Wage Fixing Convention 1970 No. 131 as well as the International Convention on Economic, Social and Cultural Rights So why is the issue of living wage rising on the global agenda? 1. There is a rising phenomenon of the working poor that is working people who are unable to make ends meet because wages are too low 2. There is the issue of the increasing gap between national minimum wages and cost of living which is not going anywhere anytime soon Then 3. We have the continued development of international standards for business and ethics which is changing the dynamics of human dignity At the end of the day however it's really maybe not just about the money but about the choices that money allows you to have My questions then are Do Nigerians need a living wage or a minimum wage? If we do need a living wage is this a possible reality? I think I will die doing first We first need to live because the first word of the phrase is living then wage So in terms of what we need in Nigeria the government should just help us assist us make sure that we are alive if they can guarantee that then we cannot talk of the wage the minimum wage that is prescribed by the minimum wage act today is not even enough to make you live The 30,000 dollar cannot buy a bag of rice and if bag of rice is the only thing you are going to buy you need the right things to enter it Now the standard the life itself the quality of life is reducing by the day So the place to start from is even because we expect to wake up tomorrow then food is next and I love food so much It's not showing It's not showing Food security all over the country when we are able to tackle that security of life and property then food security so that whatever you earn you have something to feel your belly I think the issue of minimum wage and living wage in my humble estimation when you look at minimum wage it tells you the least amount someone of a particular pay grade can rather educational qualification whatever the metrics are for determining your entry level the level you can rise to in your career the very least amount you can earn based on the certification you have I would say a living wage has more to do with what offer you bring to the table it's not really limited to your educational qualification but rather it looks at your standard of living the barest essentials that you need to have So in a sense Nigeria is still grappling with so much even the minimum wage has not been ratified by all the states for whatever reasons why different state governments arguing that they can't pay the wage even those that have agreed to pay the wage that seem able to pay the wage and not even doing it and the wages are not coming as at when do so all of this falls back to entrepreneurship development in my honest opinion individuals should be able to rise up and look within discover what traits they have and then plan strategically how to translate those from ability to monetize services that would just loosen you up financially and make you know the pendant so to speak on a system for daily bread whether it's a place of employment or you know government policy but even as an entrepreneur government policy does have an impact on your ability or the scale at which you earn and all of that so really it's I would say it's an egg and chicken analogy situation if you will if I'm going out to this I think that the idea of minimum wage was not supposed to limit the potential or the capacity of the citizens it was basically to ensure that at least there is a standardization of some sort but there are many things to consider here first of all inflation and if you look at the last 2-3 years inflation is now double digits so if you were buying a bag of rice for 9,000 Naira you're almost buying times 2 now so there are other things we're dealing with but the minimum wage or the living wage is not rising just as high as the inflation in the past so there is an erosion of value but one thing is that we know government can't buy themselves create jobs we've always advocated and enabling environments to allow for the jobs so an entrepreneur today can't even get access to capital it's the CBN giving loans it's the Bank of Industry giving loans you bet you need collateral and how many Nigerian businesses truly genuinely can afford collateral except for the big guys who have been in oil all our lives and again so we can't necessarily begin to talk about living wage when the circumstances or the environment that can allow for the living wage is not even there and then one of my greatest challenges is looking at how much the governance and for security both how much the national assembly those guys are robbing us in daylight but at the end of the day they will struggle to approve a 30,000 or a minimum wage while they are going home with an entire local government budget every month it's really really what it is my own particular advocacy is that when are we going to wake up and attack these bloated governments and let them end like civil servants interesting Ferdinand that those are your views and now Ferdinand is telling us to prepare for a post-oil economy after this break so we're talking about preparing for a post-oil economy now experts are saying by 2030 which is exactly 9 years from now Nigeria will enter a post-oil age for decades we have actually failed to translate the wealth in the oil economy into the development of the common man so you can imagine that this is scary when you think about Nigeria without oil and we are still pretty much largely a mono economy so what does this mean when we talk about an oil economy going away it means job losses it means increased poverty but guys I really want us to think of something else apart from just feeling afraid that with all the oil wealth unemployment is still at 5% and is really really high and that's contestable it could even be way higher than that so post-oil economy it's something we need to talk about but here is an interesting part guys there is a good news even in the seemingly bad news we have to realize the opportunity a post-oil economy afford us there is an opportunity to truly diversify an economy as 2030 approaches so our biggest threat is not that oil will run out or that the world will stop buying oil but rather our inability to capitalize on this fast rushing wave of innovation to rewrite the destiny of the nation come 2030 so at this crucial junction I think for me one of the important things we must understand that innovation is going to be the determinant factor here if we are going to survive in the future it's expected that the post-industrial economy would be a creative economy and in every family there is a creative person I mean when the age of the creative economy but think about it for a second the structures that can drive the creative economy is not even there many creative people cannot find enabling environment to produce either songs or their movie everyone is running around the fashion ones cannot actually scale because the economy and the structure to help them scale is not even there so the creative economy makes up about $2.23 million in revenues and about 30 million plus jobs globally so it is the fastest growing segment in the world creative industries are recognized as a source of innovation, economy growth, personal well-being community cohesion think about it, the creative economy is the future if we want to attack unemployment we cannot not talk about the creative economy so economic success on a level requires that we have to harness our creative economy, we have to put it together the structures, the policies that can drive them protect our IPs put piracy laws in place so people can thrive in the national bureau of statistics I think this report was in 2016 they said that our GDP as of 2015 about 94.14 trillion came from the creative sector I thought analysis of this data from the report in the case that the sector could even with the state of it is which is not structured, informal can contribute way more than we can actually see in the US is about 5.3% coming from their creative sector so with music going global and all the streaming platforms with movies going global with fashion going global we cannot begin to undermine the potential in that segment so my advocacy today is to really ask the question now what are we doing with the music what are we doing from arts to entertainment to recreation of the stories that we have most of us grew up reading literature those things can actually rival international movies they can become series they can become feature films globally they can make money because they are spotable so guys I'm talking about this huge potential within the creative sector that we are not tapping as a country we complain about unemployment being high and of course it's going to remain high for a long time because unemployment they don't go away there is something called cyclical unemployment which is that at the end of the day with innovation some jobs will be dissolved jobs will go, innovation will swallow up jobs but how do we position our educational sector so we can create I'm talking about how we can strip down our economic model our educational model we can drive some courses have no business been studied in the world today if blockchain is the backbone of the industrial age the fourth industrial revolution why is blockchain not part of our curriculum but our government is placing a ban on cryptocurrency on anything that looks like blockchain they are regulating the fintech space but this is where they are supposed to be putting the best foot forward to ensure that we have enough jobs for our young people if we kill innovation we've killed the future oil is not going to be around that much and it's good news for me because people will go to power because they want to be able to get easy access to contracts can no longer go now despite high informal sector the creative economy still has a lot of potential this inactive state is due to structural gaps and we can fix that policies theories we can do that conferences programs that can help drive that space because I think we need a new generation of revolutionary thinkers artists, producers, writers we can create this compelling story of a new Nigeria we are not just here Nigeria is the dream where the Nigerians if this country will arise if there will be jobs, we have to do it ourselves I mean people can go to Canada but not all of us can go to Canada there is more potential here the resources are here, how do we harness that we have resources but are we resourceful if you are creative I'll say welcome to the world your time has come I think that I would like to take you right on in that you see a very very interesting advocacy I must say but the challenge that I have this kind of narrative which is going across in different places is that when we governize all the emotions what are the solutions what is the way for what is it that is being done so we have whipped up quite a lot of sentiments and people, the creative sector is there and you've listed the big box that is right in that system but what is going to be done who is going to wake up and say 100 million people over 50% of those are young people so can somebody tell me why the creative sector is not doing better than it is doing are we still waiting for government I have a real challenge with the fact that government needs to do something and I'm not saying that the government or policies are not faulty or that they're in issues but have you ever thought of that have you ever thought of what the power of a small group of determined people can do I don't think we're determined enough when I was younger my mum could not even allow me rights or become a writer because how are you going to pay the bills if you are a musician, how are you going to survive now that is changing there's a turtle paradigm shift what you said government is not catching up with it it really hits home and remember as I think I was in GS3 the first time I picked up a jam brochure my eldest brother was writing jam and so I flipped through a book that hundreds of pages I'll never forget I got to University of Calabas and I saw theatre arts and that cost jumped out of the page literally and hit me in my soul and I blotted out I'm going to study theatre arts you switched the moment I made that statement my mum was sitting in the living room and she said she just said let your father hear you and that killed I had to struggle through the sciences because they wanted me to study medicine and it's very funny while in Pyramid school I was in a drama and I played the role of the doctor and everybody told me my god you did it so well you're going to be a good doctor when you grow up meanwhile they ought to have told me you could answer back to what you're saying the beautiful thing about the creative industry you really need very little external motivation or push to rise up where you are with what you have and begin to run there is also need for policy push oh definitely in Nigeria your business your idea is likely to die not by competition or lack of funds or profit but by government regulation and policies so you are likely to be regulated out of business before any factors coming from within or from your competitors there used to be a very big industry in this country the VAS sector that is the value added services in the telephony talking about call back tones those have been regulated out of business NCC killed it what did they say? I know but I just wanted you to echo it these are the things that we add upon to the creative industry so we need to go back to the basis when you take all of this the national assembly the status of assembly 80% of the time we never understand you we go back to the term printing the people that represent you the policy maker the people that are going to drive the policy that will affect this creative sector so I tell you more sincerely that politics determines everything and I will always say it politics is too important to be left to the politicians we know something different I agree with what you gentlemen have said but one thing I have come to understand is that there's got to be a high level of like I was discussing before we went on the show there has got to be a way where we make psychology and strategy there was a particular movie that I worked about a lady lobbyist in the United States and he has forever changed my mind it was titled Miss Lone I don't know how one woman single handedly was able to penetrate into the American legal system and be able to influence so I think the one thing that we don't push or fight for or talk about in Nigeria is how we can actually get and penetrate politicians I'm not saying that we're going to there's something called lobbying but it's possible we want to physically be the person who is a frontliner or say how do you actually change policies until we move our politics in Nigeria from a patriarchal or god worshiper system so the point where politicians are answerable to the electorate like the recent hupla that happened on Junta of democracy day and people went on the streets ranting that the president has to go and all that I just looked at it and I said we're still having PTSD from the military era you don't unseat a sitting president through going protesting and all that he has the mandate he has the mandate he has the votes the constitution backs him the only thing that can remove a sitting democratically elected president is death or impeachment so rather than go on the streets and shout and make a whole lot of noise begin to lobby your representatives at the state and at the national level just give me a minute by the time you do that and then begin to threaten that person if you want impeachment for example let your people channel it through them let them bring it up to the house so that it's up for debate and then you can even threaten a blackmail that person quote on quote if you don't get this on your own cities at the end of the politics is a game of selfish interest but like I keep saying until we move the way a political system is from the place of Ranka Bedi to a place of I'm sending you there these are my expectations based on the law we'll keep running around in circles and nothing will get off you have a good point and I think everything falls on the knowledge of the people in every society and like I said protest is therapeutic but it doesn't translate always so it's just a tactic we need a strategy we're going to go on a quick break and after that Kemak will come back to give us a life lesson you want to hang around the monsters we make indeed life does teach us a thing or two about being a brother's keeper and while it's a dog it's dog world where everybody is looking like lunch I take this opportunity to advocate the need for humainness and thoughtfulness in our dealings with our fellow man by recounting this personal tale years ago during my undergraduate days I made an event and venue styling business as a side hustle a client of mine Jessica by name took me to her wedding reception venue she was super excited and like most brides wanted perfection she settled for an Arabian princess theme in her favourite colour pink and she hired my services certain I wouldn't disappoint there was a decor supply store right close to the reception venue and a quick drop by revealed that they had really beautiful pink table linins that I thought would be a great addition to styling Jessica's venue after small talk with the business owner I inquired about the rental price for the table linins and the shop attendant told me the rental cost in presence of her madam I made reservations and gave them the date of my event and left the pink table linins were exquisite I was eager to have them add a lot of panash to Jessica's venue styling On the day of the wedding after the decor had been done everywhere was fabulous the final touch to jazz up the space was the table linins and I hurriedly made for the store to get them I walked in briskly now every decorator understands the urgency of getting a hall ready before guests begin to arrive and the madam hurriedly called out to the shop girl to let me have 60 of the table linins I was a bit taken aback when the madam got up from her usual seat and moved towards myself and the shop girl I had the agreed amount for the 60 linins and handing that over to the shop girl her madam asked how much is that I responded and she said no it's ex Naira and the amount she called was 6 times the agreed amount I was dumbstruck mouth agap I thought to myself what a shark what sort of human took advantage of another person at such a precarious moment I was at the point of tears literally well I'm a fighter and I can never never be leveraged so I squared my shoulders and walked out of her shop I would rather spend 10 times more buying linin from the market than getting her linin at her horrible price a couple years later I'm heading up a project looking to hire the decor services of this same woman for a job that may very well change her fortunes isn't life funny I often tell people who care to listen life is just life and the hand that you deal another will very likely serve you in double fold while it is in my power to exact revenge I choose the high road of unbiased fairness in making a decision of who to hire thankfully I am not a monster rather she did not make me into a monster that was quite noble of you I am not sure that I would have been quite that magna but that was really good but I enjoyed the story and the good part for me is knowing that people's action can't always change me just knowing I meant to do what is right at any point in time is something to keep in mind because driving through Lagos, living in Lagos it makes the monsters of us you just wake up one day and realize an employee has exploited you the landlord knows the last ten hand didn't move out on time it took six months one year and it was going to cut so therefore everybody else has to sign something we are living in a society where we are exerting everyone is becoming a suspect and we are trying to protect ourselves and we are losing our humanness there is no empathy in how we relate even people tweeting sometimes you just have to know that the other person is working a journey of challenge and you have not worked a mile in the Makasim so how do you think you figured it out I hope I'm not the monster I don't think you are the story is humbling and it happens to almost all of us and it takes grace, courage and being deliberate not to become a monster in the society we live in I was discussing with someone recently that in Nigeria which happens almost every day when your car is bashed per another person you try to hit the person in the face I know right to call your insurance or to report to the police but it takes grace it takes courage it takes being deliberate not to allow those kind of things to affect you I had an experience between last year December and now and one of the advice of the doctor is that I should not get too emotional get too angry and I must tell you it's not been very easy I was wondering how the doctor expected him to actually carry out ilegos was he dreaming or did he plan for him to japa relocate japa means relocate for you or you go watch it this story reminds me of something that I ventured into a few years ago interestingly in looking for it wasn't just a side hustle for me it was really more of an offshoot of my upbringing and I became a certified etiquette consultant and it was interesting that growing up and even before I went on to become that I just thought of etiquette as how we eat, how we sit how we engage and it was interesting to discover that in the developed world and in quite a lot of other places maybe in homes but not exactly in schools or in public places behavioral etiquette manners, how you behave, how you engage with other people is actually a part of life and what that woman obviously did was not just about being a shailok or being a monster it actually showed a very deep sense of lack of manners it showed that she had no integrity because we think integrity when it comes to political offices or money or corruption issues but integrity is keeping keeping your word actually in fact in the part of the training first time I saw integrity I was like I will confess I was like what are they talking about and they were like look you know what integrity is simply putting yourself in other person's shoes and it has to look at issues of empathy and some other things so I believe that our society as a whole really needs to not just talk about how we are losing our humaneness but the whole needs to go back to the drawing table and as individuals we need to probably start to decide to educate ourselves our people around us and maybe for a lot of the political people around me because I've heard a lot about politics in the last few weeks maybe we need to make it part of what we're doing yes in all our trainings and our engagement is how do I make the other person feel how do I actually hold my word how can I be held as a person whose word is truth is why when we want to travel out of Nigeria or when we're even representing ourselves as Nigerians we have a certain image so while it may be a bad story and we're thankful that we're not monsters and I found it hard to think that when the time came for me to hire her what would I have done I think it's time for us to look at the general image and the final end point of where we're going to live but then I would have done if I made that one and I had to hire her and I have told her exactly what it was actually did wrong not just in hurting me or in actually creating a problem with my business at that time but the behavioral pattern that she did what she did and how she shouldn't repeat it oh well, you know what they say it's easy for you when the shoes are not on your feet anyhow a famous man once said a good person can make another person good it means that goodness will elicit goodness in society and other persons will also be good join us again next week on another edition of The Advocate while The Advocate continues on our social media platforms on Facebook plus TV Africa hashtag The Advocate NG and Instagram at plus TV Africa same hashtag The Advocate NG to touch up with previous broadcasts log on to plustvafrica.com forward slash The Advocate NG don't forget to subscribe to our YouTube channel plus TV Africa join us again next week same time on this station let's keep advocating for a better society goodbye and God bless


This is covering the spread part of the Fandall podcast network It is time to talk about the Niners week 13 is fully in the books and week week 13 was basically defined by the 49ers with their win over the Eagles so today we're gonna dive into the futures market and take a look at both the Niners to win the Super Bowl and Brock Purdy MVP everyone's favorite topic that has never made anybody Matt ever we're talking about both those for today with Ryan Williams getting his read on the futures market as it stands right now entry week 14 Then I'll dig into the week 14 spreads money lines and totals and let you know where my models show value over at Fandall sports book This is covering the spread right here on the Fandall podcast network and Fandall research. My name is Jim Sonnis I am a managing editor of digital media for Fandall research joined here as I'm every Tuesday by Ryan Williams check him out on Twitter At Ryan Alexander underscore W and Ryan had you on the show yesterday and you made nine recommendations Seven of them wound up hitting the the two of those were plus 210 and plus 270 So I feel like I don't want to speak for you, but you gotta be feeling pretty good entering this Tuesday Sorry Jim. Yeah, I Talked to the bets that we had last night and what what a fun way to Spend a Monday when both of us are get reeling in on a bingles bingles bets when You know Joe Burrell's not out there. You know, we talked what we talked about it. I mean Chase gets bed Just in prime fashion as you were hitting the alt markets and thank you for bringing that up So that we could you know reap the benefits as such and and hopefully our fans and listeners could could do the same thing Yeah, it's just the name of Jacksonville all all year long That's kind of why I have not been on them at all this year every week It feels like I'm sour on them and I thought this was one time where you know, oh money lined We were always talking about that. We'll just go with the spread, but no over time Browning and shout out to Jake Brown to you know, stood in the wings there In in able to kind of handle business while playoff playoff hopes are still alive So definitely a fun Monday night for us last night. Yeah, it definitely was that plus 370 money line was a fun sweat Enjoyed that wish it hadn't come at the expense of Trevor Lawrence, but it sounds like he'll be okay long term So I think that will be that's a positive whether he'll play week 14 more up for debate We'll talk about that Jags and Brown's game later on today. I will in taking a look at week 14 We'll talk about all that later on but first a quick reminder to make sure you're subscribed to covering the spread wherever you get your podcast We are here every weekday breaking down NFL and college football betting markets tomorrow talking some NBA NHL with Tom Vecchio Getting his read on what he sees over there as we get set for more rounds of the NBA in season tournament and a beefy NHL Wednesday slate to get that as it is posted Make sure you're subscribed to covering the spread wherever you get your podcast You can also find us on the Fandall YouTube page and Fandall TV plus Let's begin things Ryan by talking about those 49ers because after their big win over the Eagles on Sunday They're not the favorites to win Super Bowl 53 or 58. I actually don't know how Roman numerals work Anyway, there's another favorite to win this year whatever number it may be They are plus 380 at Fandall sportsbook Eagles are second at plus 480 followed by the Chiefs at five to one So let's talk about the Niners here, Ryan. Do you think they should be the favorites to win at all this year? Yeah, I uh, I definitely think that the 49ers deserve to be the favorite When you're looking at the way that they handle business against the Eagles who have pretty much been the favorite On the Fandall sportsbook all season long You love that Debo's able to back up back up the talk there and score three touchdowns not one not two but three To be able to handle business and this is kind of the The name of the game that has been under the Kyle Shanahan era and you know, it is kind of just I think we talked about this maybe in like week two or three at the beginning of the season Maybe it was after that when they were kind of reeling and it was like would it surprise us that the 49ers are You know back in the mix again, um, just because they had they had a rough stretch and teams go through that all the time and I think this is just one of those merits where You know, we kind of talk about it every week, Jim. We're you're kind of taking The markets when we know that We know how teams are, you know, if teams are good and if they have, you know If if they have that backing and to jump on them because you know, you could have got the 49ers You know early on this season at a way favorable number and be feeling really good About your chances right now for them to compete in the Super Bowl And especially with the way that the playoff structure is set up to get that first round by Like that win was was everything for San Fran as they were really obviously the Philadelphia Eagles Like their end of the season schedule was absolutely outrageous. Like looking at future win totals and I was like Do you it's really good? Yeah, it's twice and you know I know they'll Dallas but some of the other games they have is just hilarious. So But yeah, definitely like San Fran out of the nfc. I still think that there's merit You know and the book is rightfully saying so in kansas city. Like it's just so tough I I get it, you know tough game against the green bay packers who are out of it and all of a sudden They're now back in the mix of things But you know, they'll they'll figure out a way to get it together and once you're in the dance Like then you got, you know, especially if people need to travel to arrowhead Like you still got to be able to handle your business against the reigning champ. So i'm still on kansas city That's where we can but it does make it a lot more interesting race in the afc Yeah, kansas city five to one right now in fangirl sports book I think the most enticing team to me outside of the 49ers is the cowboys plus 950 You mentioned the eagle schedule I think that plays a big part in this because it does increase the odds that the eagles Wind up winning the nfc And it's pretty tough to come back as a wild card to win it all but They're a really good football team. They do get the eagles at home this week I've got them as a value at minus three and a half right now as well. So it's a good spot for dallas I think that they'll likely be shorter than plus 950 once we're talking here next week I agree the niner should be the favorites. I think that is fully justified. I think that is the correct call And I can't push back on that but if i'm looking for like value right now I think the cowboys plus 950 pretty intriguing at least uh from my perspective now making the nine as a favorites Is not controversial ryan What is controversial potentially is brock purdy being the co-favorite for mvp alongside dak presscott Both those guys are three to one right now at fan dual sports But followed by jillen herd said plus 350 those three Have kind of pulled away from the pack. So ryan I want to get your take on this market, you know, what's your read on where things stand right now in the mvp market Yeah, so for me right now and you know, hopefully i'm coming through okay, joe I think this is the the clearest so we're good But uh, but yes, the the what's fun for me right now is just looking at you know The the others i'll i'll call them outside of the mix It's it's too funny to me that we've talked so much about the afc all season long And now as we sit going into week 14 the three favorites uh to win the mvp all live within the nfc Which which makes that a ton of fun for that But for me it it starts with two And the reason being is because when you look at him from a statistical standpoint like first of all Tyree kill is set to Like every offensive player of the year award here and that directly correlates to twoa And I don't understand why twoa's coming in at plus 800 like he's been higher than this When they were kind of reeling and now all of a sudden they want to put them back down to eight to one Close to 10 to one. I'm totally fine with that. Let's take advantage. Um third in passing guards. He's second in passing touch Down right into year schedule from a competition standpoint and that's where it comes down for me Is like he's going to have to play against teams that are playoff contenders and if the dolphins are able to handle business the whole near And so now we they have an opportunity at the end of the year At the end of season to be able to win some of these tough games And that's what really excites me about getting twoa futures here They're tied with baltimore for the best record. Um, and he has the second best odds to Be the leader in passing touchdowns. And so with all those things combined It really doesn't make sense that we're getting an eight to one number for me Yeah to twoa right now is eight to one a fangirl sports book Tyree kill is 16 to one Want to pick your brain quick on one guy ryan and that one guy is josh allen 30 to one right now at fangirl sports book You and i've talked a lot about bill's futures throughout this year potentially buying into them and part of the reason we've been hesitant to do so is because the bill's standing in the a sc was Pretty rough But now you had the losses on sunday for both the steelers and the browns which does increase the odds that the bills can Make the playoffs I show value on the bill's money line to win this week against the chiefs Plus 118 so they could win that game They get the cowboys in the following week that game is at home That which does help the bills for sure and then it's chargers patriots dolphins and the dolphins one is tougher But it's week 18. We don't know what motivation will be and I think If the bills scratch and claw their way to the playoffs I think that josh allen will be in the discussion I think that josh allen should be in the discussion if that happens So I think just an allen at 30 to one But ryan is that a bit too far fetched are there too many dominos that to follow our way to get that to happen Or do you think that allen is intriguing at that number? Yeah, listen, nobody's been put investing more in the buffalo bills this year than uh than this guy So um, it's always intriguing to me to see if we can get buffalo bets I think what we're looking at right now jim is just you know, we're kind of it's bull Well, I think about you know game Just think about rps and cues right now and that relates to the buffalo bills making the playoffs I think there's merit to taking those odds there as they're still plus money They're gonna have you know, they have a tough road ahead of them and I think At this point in them The lost Cincinnati lost to jacksonville who's kind of reeling like they have some tough losses on their resume That makes it tough to be able to buy into josh allen Especially with him in the turnover market where he's coming in, you know the fumbles and the interceptions And again, they're gonna have to play against kansas city in arrowhead They're gonna play dalis at home and they get a little bit favorable But I think he could still struggle in those games they could still find ways to win But he might have done enough earlier on this season to already keep him outside the play out or Not play out picture outside the mvp discussion. So that's what makes it tough I mean again the number is so enticing and I think you know Jim if what what we talked about a couple weeks ago was like if buffalo gets in that's where i'm excited Get futures on them like yeah, don't take a shot on mvp because it's such a narrative driven You know award type of thing, you know, that's people vote on it. So let's not talk about that Let's talk about how they're you know 35 to 1 to win the super bowl And like if they get in would that surprise anybody because they've kind of been in the mix We've seen them in shootouts with kansas city Even if this team has to go on to the road like they still have you know, they still have the pieces at play This is the same thing with the 49ers like Would it would it surprise us like probably but then we'd be like well They have josh allen and stuff on digs and they've shirt up the defense So like what's surprising about that and you know taken on the kansas city team Oh, we saw them, you know really struggle all season long. This shouldn't be surprising That's where I think a buffalo bills bets can be made Yeah, 35 to 1 is a pretty good call on super wads for the bills again They got to get there but if they do get there they've got upside I think that is uh a reason why We can still be intrigued by the upside of this team Okay, let's look beyond just the niners ryan talk about teams that they've gotten a boost up or down for you across week 13 when you look back on this past week, which teams to you got the biggest boost up or down across the futures market Yeah, I think when we're looking at it and you know, I've talked about this for for quite some time I think the shan watson being out for the browns It is really tough to kind of buy into any stock for the brown I mean they've been a great story in the sense of like losing nick chubb earlier this season being able to battle back with the Revolving door of quarterbacks that they've kind of put into the mix this season and the way the defense has been playing I mean if they if they do happen to make the playoffs gem It will be straight on the laurels of the defense. I'm fully convinced But I still think from an offensive standpoint you got to you got to get something going there and they just haven't been able To hit that stride and so I feel bad about talking about them from a stockdown perspective But I do feel like there there is some merit there We keep talking about the Tampa Bay Buccaneers being in the mix the saints losing to the lions at home is In stock Talking about time as we see the the NFC south kind of playing out The the way that we've expected so the falcons right now in there if the playoffs were today the falcons will be in but there's still so many Inter-divisional matchups that have to be played out Tampa Bay kind of leapfrogs the Saints there So I do still think that that division is a fun one to get bets on Even if you feel like the Saints are still in the mix like they have the longest odds right now So take a take a shot on them But I've really been buying into Tampa Bay and and like what they're doing from an offensive standpoint at this at this current juncture in time And then you know, obviously with the Houston Texans. I think there is Some merit there to still be buying into their stock. I mean, it's it's just incredible what they're doing You know, I don't think I don't think there's any shot for CJ Stroud to win MVP I just he hasn't done enough And losing Tengdell is going to be a huge loss for them But just it's just fun to talk about the Houston Texans every week that we can for those of us who have plus 850 CJ Stroud offensive rookie of the year cards that we're holding on to and now he is minus 9 000 I believe on the fangirls fourth book last I checked So fun fun stuff going on there Uh, yeah, let's check out the uh, the offensive rookie of the year odds minus 9 000 like he said and well deserved Honestly with that he does get a downgrade no tank down but uh, Ryan the streak of now 12 13 consecutive gains showing value in the Texans money line Is in tax. I do show value in them once again this week against the Jets. They are minus 300 so like, you know, you're paying empty amount But like it's still a value based on what my numbers say so we are continue to ride the Texans any other futures You're digging into entering week 14, Ryan Yeah, so, you know, definitely looking at when when totals and playoffs now that we're getting into That we're getting into that point in time, you know, I we kind of touched on that me briefly just kind of looking into this market and You know the the eagles win total like I thought there could be some merit there To to taking them under the number, which I believe is 13 and a half. Yeah, 13 and a half wins But the schedule is just be too favorable for them when you look at their outlook Look, it's it's really tough to see them losing you Games against the giant games against the seattle, uh, you know, they're gonna play LS but They were gonna be favored in that game. So, uh, this will be a market that I stay pretty close to as the season goes along But let's talk about some players So, uh, I'm loving that you brought up Dallas. Sorry Dallas insurers Let's start thinking about that now that the eagles have lost to San Fran and what kind of their destiny holds And I talked about two or I talked about two of mvp the So, right the caveat is that tyrie kill winning all these offensive player of the year awards He's the favorite right now to be offensive player of the year and I think it's minus 260 is where tyrie kill is coming in About right now on the season award there. Uh, I know you're pulling it up here for us minus 200. Okay, so So I don't I don't see rock purdy and christian mccafrey bringing home hardware So it leads me to cd lamb cd lamb is 25 to 1 to win offensive player of the year And they're gonna get a matchup on christmas eve the cowboys and uh, the dolphins that is and if cd lamb is So if he keeps on the trim that he has which I think we have 100 yards or a touchdown in eight out of the nine Past games since october 1st. So cd lamb has been doing it He's been carrying the the boat for dak prescott who is now one of the favorites to win mvp Let's talk about narratives there cd lamb goes out and performs on christmas eve with tyrie kill on the same field as him we can uh We can make sure that this works works out in our favor So 25 to 1 just is such a long shot that I love getting action on cd lamb there as it currently stands I think you know, we're just talking about things to have fun with That that's one of them that i'm gonna be on the other We really talk about defense of So i'm really excited to talk about this one. Uh, let's go to the sack market and talk about Lil mac, you know, it's that he was a household name at At one point we've been in a couple trades And he's on this defense for the chargers that has been like reeling but he's been kind of the lone bright spot Right, you're looking at two sacks For callil mac in each of the past three games. He's plus 650 on this market now. I will say, you know We're looking at the outlook here tj watt who's the favorite at plus 250 like they're gonna get some really favorable matchups for pittsburgh starting on thursday night Yeah, we're patriots for him to be able to rack up But right now as it stands callil mac is a sack ahead of tj watt to be leading the market with 15 six If we remember back to the raiders earlier Came against the raiders six sacks and one game They still have the raiders to play on their schedule because of the divisional matchup Can he get six again? Who knows? Maybe maybe not but if he gets another multi sack game in there, you know, you just like He has that a lead against tj watt. I do find it interesting for callil mac is that front line for So for him to be If there's merit Yeah, uh plus 650 for callil mac lead league in sacks. Uh, you've got josh allen Yeah, the the jags josh allen is plus 650 as well The deal hunter plus 470 miles gear plus 380 and tj watt plus 250 I love ryan you brought the market because I never think about it So i'm glad that at least someone here on this show does that is ryan williams Make sure you check him out on twitter at ryan alexander underscore w ryan Have a fantastic rest of your week We'll talk to you once again on monday for a doubleheader on monday net football That's right jim i'm happy you brought that up a monday night doubleheader Or so so much action for us to get in on but yes, thanks for having me I can't wait to chat chat it up with you next week and have a good one Alrighty again fine ryan on twitter ryan alexander underscore w will have him back with us once again next week Both monday and tuesday we're gonna dive into week 14 and lay out where my models Show value for this week at fandall sportsbook in a just one second but first score early this nfl season with fandall america's number one sportsbook right now new customers get 150 bucks in bonus bets with any winning five dollar moneyline bet That's 150 bucks if your team wins if you've been thinking about joining fandall There is no better time to get in on the action the app is so easy to use There is a wide range of betting options including spreads player props totals and more So visit fandall and kick off the nfl season fandall official partner of the nfl must be 21 plus in present and select states Fandall is offering online sports wagering in kansas under an agreement with kansas star casino llc first online real money wager only Five dollar pregame moneyline wager acquired ten dollar first deposit acquired bonus issued as nominal drawable bonus bets That expires in seven days after receipt see terms at sportsbook.fandall.com gambling problem call gambler or visit fandall.com slash rg in colorado iowa michigan new jersey ohio pennsylvania illinois kentucky tennessee and virginia Call 1-800 next step or text accept to 53342 in arizona 1-888-789-7777 Or visit ccpg.org slash chat connecticut 1-809 with it in indiana 1-805-22-4700 for the ks gambling help.com in kansas 1-877-770 stop in louisiana visit md gambling help.org in maryland or 1-800 or 1-800 gambler net in west virginia 1-805-22-4700 in wyoming hope is here visit gambling helpline ma.org or call 800 327 50 50 for 24 7 support in massachusetts or call 1-877 and hope and why Or text open why in new york Alrighty now we're going to take a look at the week 14 spreads money lines and totals and see Where are my models show value for this week? I will say before we start that it's kind of an odd week for me Where my models are showing a lot of value in heavy favorites they want to lay the points in a lot of different spots and They also do show value in the money lines there so I do think you could at least consider some spots where you parlay together different money lines and I always get nervous talking about this because this is something people will do As a bad practice as a way to extend the odds on and make things Longer odds for no reason they're not confirming that each individual bet is a value So It can be a bad practice in a lot of ways and not one that I want to recommend For me personally these actually are all values based on what my model is showing and when that's a case I don't mind parlaying them together to give myself Access to all these money lines where I do show value at longer odds So the ones specifically that I'd be looking to potentially tie together are the Steelers minus 255 on Thursnet taking on the Patriots I don't see a big difference between Mitchell Trebisky and Kenny pick it honestly So that's part of why I'd be okay going there mentioned with Ryan I had the Texans as a value of minus 300 taking on the Jets low total in that game and first game for the Texans with no tank del And second even though Larry Tunsel so downgrade for them there I do still think they should be able to win that game though So do show value in the Texans minus 300. I got value in the 49ers and minus 560 taking on the Seahawks That game they're at home. It is a repeat divisional matchup Which we'll talk about here in just one second as well, but they're just a very good football team I've got them like 14 point favorites. So I'm okay with that one. The final one is on Monday night Dolphins taking on the Titans That is minus 900 the implied odds and minus 900 for the dolphins are Uh 90 percent so We're getting up there quite a bit for sure It's showing value there for the dolphins, but my model does show value in each of these spots So I would be okay pairing those four together If you do that the the odds of fangirl sports book are plus 143. So again This is not a practice you should do in order to enhance the odds Like just just to you know lump together bad bets in order to enhance the odds of them Do not do that. It is bad practice and I could never recommend doing something like that But in this specific instance where it is four spots where my model is showing value on each four legs individually You're kind of just bundling them together to increase the overall expected odds or expected value of each individual bet So again, those those ones where the stealers minus 255 Texans minus 300 49ers minus side 60 the dolphins minus 900. I do show value in all those so If you agree feel free to do so But again, I want to recommend stress again Not a practice I would do unless you show value and all the bets individually because That can lead you to overconfidence lead you down bad paths where you are Pairing together bets that are not plus EV and just getting a even worse bet as a parlay. So Not typically going to go that route, but I do think it is viable for week number 14 Let's take a look some other spots where I'm showing some value Individually on some games and the first one is one we alluded to earlier on that is the bills Their money line is plus 118 taking on the cheese and I do show value on the bills in this game The spread is plus two and a half at minus 105 So you could go that route as well But I do like the money line here the implied odds the bills money line are 45.9 percent And my model is there when odds at 49.8 percent Now you can hear 49.8 percent and know that the bills are on the road and be like well That implies that the bills are the better team in my model and that is true And I want to lay out why that's the case because it surprises me sometimes when I look at it honestly And I would not be surprised if you were shocked by that as well But bill's offense does grade out as better than the chiefs based on number fire schedule adjusted metrics so far this year That's the first thing and offense is good Second the chiefs defense did get a downgrade for me as a result of the injuries They suffered in week number 13 that packers game They had guys going down left and right now It's a better setup to have a full week to prepare for those absences versus losing them in game But it's still not an ideal situation. So those injuries downgrade what has been a very good defense so far this year I still think the chiefs defense is better than the bills because they've been pretty bad But does downgrade the chiefs there finally the bills are coming off a buy and that does boost them inside my model so It may feel weird to have this is basically a toss-up given that it is in canthas city And the chiefs is a much better record than the bills do but again better offense at least based on my numbers for the bills Uh defensive injuries for the chiefs and a buy week for the bills all add up to make this effectively a toss-up for me So a plus 118 good enough value for me to go there So I will take the bills plus 118 to win in that big match up with the chiefs which does play into the thoughts around the upside markets for the bills to make the playoffs and other stuff we discussed with ryan other Market where i'm showing value as far as spreads and money lines go Is a bit of a tenuous one because we don't really know what the situation is right now That is for the browns taking on the jaguars and I do show value in the browns minus one and a half right now At minus 115 we've seen some movement towards the browns this morning. They were minus 110 and minus 115 earlier on They're now minus 115 their money line has gone to minus 122 Or to minus 126 from minus 122 and obviously the big reason why we've seen movement here Is because of the trevor lorence ankle injury that he suffered last night and The look ahead line here the jags were favored by two and a half I believe prior to the mundanet football game So we have seen movements for lorence's injury But I think the market is kind of viewing him as being half in half out and he could still play I don't really know. I've not seen his ankle. I can't diagnose whether or not lorence will play But I think that it's okay to bet the browns even taking that risk that lorence is okay to go by the time we get to sunday and Part of that is because lorence is not the only injury to the jags right now Uh cam robinson the left tackles on ir christian kirk left last night's game with a groin injury as well So they've got a couple downgrades in there as well. They also lost some defensive guys to injury during that game So that's one thing to think about with the jags. Other thing is if I put lorence is being in I don't have this as being a good bet, but it's also not a hideous bet I would have the browns there by point three points in one model and by two point eight points in a different model So it's not as if the browns are some putrid team that would stand no chance if if lorence were to play And he probably wouldn't be a hundred percent Even if he is able to go So that's part of why I feel okay with going with the browns here if I were to rule lorence out I'd have the browns here by three point four. So Kind of taking the odd city plays. I think they're probably around like 30 odd city plays Uh, you blend the three and a half three point four if he sits Uh with some of the other numbers I laid out before I think there's a big enough gap here to lay The one and a half of the browns I do not think that joe flacco is a great option for the browns and I have him as being a Pretty poor player in my model as a result of that and even with flacco being viewed as Pretty skeptic or pretty skeptically in the model. It does still show this is being of value So it is risky I would understand if you didn't want to go here because of the way the lorence injury sets up We have seen some movement towards the browns even this morning As the news of lorence getting a favorable mri or a favorable x-ray have come out So I am okay Laying the one and a half of the browns. I feel fine with that It is risky. So I understand if you don't want to go here personally, but for me, I am okay with this I will bet the browns minus one and a half minus 115 Taking on the jaguars first total for the week of me actually also Pertains to last night's game between the bangles and the browns on the bangles side they are at home taking on the colts next week and The total in this game is 42 and a half and That's gone up two points from what we saw. I believe two points from what we saw on monday night With jake brownie looking really really good. I think it's gone a bit too far and it's not because I'm low on Jake browning You know, I get why this this number is where it is because the colts tend to play in like chaotic games Their defense is not very good. The bangles defense is not very good either. So I understand why this total is high but We got to consider wind speeds and wind speed projections right now in Cincinnati are 18 miles per hour It's a really big dent in the scoring environment here Neither offense is hyper higher for efficient on the ground So if they're forced to run the ball a bit more that would accelerate the pace and also Or slow down the pace and Also prevent them from getting chunk plays. I think it's a big thing for this market too If these offenses were a bit more feisty, especially on the ground I could see the total being 42 and a half Especially with how good browning and the bangles looked on monday night But we got two backup quarterbacks starting Really rough weather here. I think there is good value in the under 42 and a half That's minus 114 right now fandals sportsbook. I do think we should go that direction Again, I know the colts play in very weird chaotic high scoring games But to me with the wind speed where it is right now, I do want to go Towards the under for the colts and the bangles Final recommendation for this week is also another total out west that is for the seahawks and the 49ers And this is the repeat of the thanksgiving matchup between these two teams the thursday night games They did just see each other in that game. We had the over at 42 and a half I believed it finished with 44 total points. So barely got over there It's 46 and a half now, but once again, I am going right back to the over in this one Despite the fact that it is a repeat divisional matchup The reason why I show value in the over here is in large part because my model is mentioned We were talking about the the money lines views of 49ers as heavy heavy favorites Enough so where there is value in betting them at minus 10 and a half a larger spread corresponds with a higher total so There is A tie between those two thought processes here as we get to the over of 46 and a half We saw the seahawks offense last week on thursday against the cowboys look really really good and Gino smith moved the football very effectively. They got some chunk gains. They played really well And now they got extra rest coming in now that doesn't impact my View of the spread here because I still think the 49ers are a very very good team And that game is accounted for in the model as well But it does give me more confidence that the seahawks can Uphold their end of the bargain when trying to get some points here So that's a good thing for uh, this this This total you got the 49ers is big favorites got the seahawks offense looking a lot better than it was before And finally unlike on the east coast wind speeds here not that bad seven miles per hour right now in santa clara the projection for sunday So when you add it all up, I've actually got this total north of 50 So To get it at 46 and a half 47 is a pretty key number I will take the over there at minus 110 at fan dual sports book I do worry a bit about it being a refeed digital matchup because efficiency does tend to go down in those spots But I think there's still enough here to take the over at 46 and a half at fan dual sports book So to recap you can consider tying those money lines together on the steelers texans 49ers and dolphins if you so choose but also Other spots like this week, uh, seahawks niners over 46 and a half minus 110 I've got the bangles and colts under 42 and a half minus 114 The browns minus one and a half minus 115 with the caveat that lorence could play in this game So proceeded caution there and the bill's money line at plus 118 as they take on the cheese Before we wrap up for today Do you got to go back through recommendations here from this past week on the show and recap how things went for our Analyst and myself here on the program must begin things by talking about dr Ed fang you can find him on twitter at the power rank and check out his work at the power rank dot com Ed had a prop for the college football games this past week. That was ollie gordon under 103 and a half rushing yards um For their matchup against texas and gordon finished with 34 yards because texas blasted Oklahoma state texas gets their way into the college football playoff gordon goes well under so if you had ultimate Under's there kudos to you but easy win there for ed Ed did like organ minus nine and a half taking on washington obviously washington got the job done one that came out Right organ had chances just couldn't quite Get it done kudos to washington big bounce back for them from that lull in the mid season And a good win for them to catapult themselves to the playoff Ed had a lean towards alabama plus six and a half against georgia and obviously they won that game outright so Great call by ed there and leaning towards alabama now alabama advanced to the playoff as well Well, they'll take on michigan in these semifinals Other ones from ed he had louisville plus two and a half taking on florida state That was with tape rhoda maker projected in at that time and rhoda maker obviously Status got worse as the week went along so dig it closing line value here But not a win as florida state won that game 16 to 6 offense did not do much But but their defense lived up to its reputation. So no win there but Did get moving in a saver with louisville plus two and a half for the nfl side of things Ed had two bets first one's eagles plus two and a half taken on the niners and Niners played really well here. We talked about the eagles a lot and it's hard to get a firm grip on them if that includes in that game so Drop that one there and then also he had dak press got to throw a pick on thursday night at minus 114 Taking on the seahawks and dak was awesome in that game. So was geno smith a really fun game overall So we'll talk to ed once again thursday this week. No college football this week We'll have him back on thursday to break down nfl week number 14 We had jj zach a recent on talks and player props on friday friday jj on twitter at late round qb Find his work at late round com and the late round fantasy football podcast We went in depth on that eagles versus niners game JJ had two bets there first one was brock purdy over one half passing touchdowns at minus 130 and purdy went over Two or hit two passing touchdowns pretty quick in that game. It's easy win there for jj other one was Deandre swift over 17 and a half receiving yards at minus 114 Swift got banged up late. He had two catches for seven yards probably didn't impact this market. He did get hurt on a On a target. So maybe you could have gotten over there But couldn't quite get there with two catches for seven yards On sunday jj had josh downs over 48 and a half receiving yards at minus 114 Downs three receptions for 14 yards out pierce popped up in this game for the colts Which he had not done previously. So that took away from downs a bit there JJ had kyle pits over 29 and a half receiving yards at minus 114 pits had four receptions for 51 yards So I win there for jj with pits. He had kenny pickett throw two plus passing touchdowns That was plus 162 and picket got hurt in this game obviously pretty early. So I couldn't get the job done there But that's kind of how things go when you're betting overs injury risk is always there I thought it was a good bet from jj, but The injury risk is always there and then we had to deal with them betting overs Finally, uh, jj had antonio gibson plus 4 30 for any time touchdown for the commanders and gibson was involved Even before brian robinson got banged up 10 carries and five targets, but no touchdowns here for for gibson. So Couldn't quite get that one a plus 4 30 would have been a fun one Could he have gotten that one? But uh, we'll get jj back on the show actually not this week He's off this week then back with us the following week on friday Talk about this already that ryan williams had a fantastic night last night with his recommendations Uh, he had the bangles plus nine and a half and obviously they won that game out, right? He had under 39 and a half which was a loss there And then the other loss was calvin ridley over 56 and a half receiving yards and minus 112 ridley I think at 26 because he got he had a loss late in that game So two losses there, but everything else was a winner for ryan Heaven ingram plus 270 anytime touchdown first touchdown this year frangrum that hit he had Travis etn Over 15 and a half receiving yards and minus 113 etn. I think was around 34 30 34 somewhere in there He had jamar chase for anytime touchdown at plus 210 chase had a big one as he always does So good hit by ryan there He had chased over five and a half receptions at minus 106. Uh, he had 11 We talked about the alt market there So hopefully you had some exposure to the alt market too to get some plus money on that one He had Tyler boyd over 30 and a half receiving yards boyd had 37 And finally he had the bangles over six and a half first half points at minus 130 another win there So seven and two overall for ryan. He had wins a plus 270 and plus 210 So good calls by ryan across the board excited to get him back on the show once again next week on monday Good week for me as well. I went three and one for the week overall The one loss was a buck in years minus five and a half minus 108 this one moved badly against me It was bucks minus three by sunday And that's where i finished uh was uh the bucks winning by three So they got the win not the cover though mark moved against me So bad read by me. I like the undervalued the returning defensive players for the panthers in that game I think that's probably why i whipped on that one. So bad call there on my behalf other ones The packers plus six and a half against the chief said minus 104. They won that game outright So hopefully had some on the money line as well. I had the jags bangles last night over 38 and a half Talked about that on tuesday at minus 110 and that was a winner and of course on monday We talked about the bangles money or the jags bangles money line at plus 370 Didn't have that one on the tuesday show because it wasn't a value at that time for me It had to lengthen throughout the week eventually to get there Plus 370 i had a 24 to win and the implied odds were around 21 percent. So Got that one as well. So good week overall Good monday specifically with the the bangles money line and the total and then all ryan stuff as well So hopefully a winning week for you In your bets That is all that we have here for today on covering the spread want to give a big thank you once again To ryan williams check him out on twitter at ryan alexander underscore w you can find me on twitter at jim saunas You can find me on threads at jim dot saunas. You can find fan dual research on twitter at fan dual research Want to thank you all for tuning in forward today. Good luck to you with your bets across tuesday We'll talk to you once again wednesday talks mendia and hl with tom becchio This has been covering the spread right here on the fan dual podcast network


Hello everybody, E here. Welcome back to another book review. Today we are talking about Unsub by Meg Gardner. So I was in a discussion with somebody and they told me that I needed to check out her book Into the Black Nowhere and I got into a thread with that and I was talking to people and they said I definitely need to pick up this one and read this one first. And then other people said you don't really have to so I don't know where until I read Into the Black Nowhere I don't know. I can't give any points on whether or not that's true or not. But one thing is somebody told me that this was about the Zodiac Killer. It is not about the Zodiac Killer. So I went in with expectations that either it was about the Zodiac Killer or that the twist unfortunately would be that it was the Zodiac Killer that was actually doing the killing but that wasn't the case at all. So if you hear anything about the Zodiac is mentioned in this one but this has nothing to do with the Zodiac Killer. The Killer in this one and I don't read blurbs or synopsis so it tells you back here that the book is about a killer named the Prophet. One of the things right up front if you are not even like classically trained or if you took AP English or any of that stuff you are probably going to understand very early on what's going on in this book and where the killer is getting his motivations and his inspiration. There's really no secret there. I was also expecting some kind of twists and turns and I didn't get any. And that's unfortunate but I do believe that it's because I have the history and I don't want to say the education. I'm not trying to say I'm smarter than anybody but it's because I've been a lifelong reader and I've come across the books and the materials that the killer uses as inspiration in here so it wasn't any big shock when it came across. Also I thought there were far too many things, parallels to the movie 7 and that kind of disrupted my enjoyment. There's also quite a bit of predictability just in the text alone as far as what's going to happen next. You know there's going to be a red herring. You know certain things are going to happen.  With that being said I did like the characters. Caitlin Hendricks is serviceable as a main character.  But no characters really stood out as someone that I would read an entire series around. The only reason I'm going to be reading the next one is because people told me that it's better than this one. Maybe Gardner is not a new author. She's got over 10 books to her name from what I see back here. In fact maybe her first novel, China Lake or whatever won the Edgar Award. Maybe that's better. I'm not sure. I did like it and I was able to finish it and it is a super short book. You can see how big the type set is and it's 400 pages. But each and every page is almost like reading a James Patterson book as some of the chapters are super short and the text is really big. I guess it's ease of reading. I'm not sure. Another thing I'm not sure of, I'm just not sure about this book, how I feel about it. I'm kind of stuck on three stars because I enjoyed it enough to read it. But I also want to give it two stars because it was only just okay. So I'm going to leave it open when I finally actually write my Goodreads review. I will make a decision then. But right now I'm kind of wishy-washy on it. What did you guys think? Let me know down there in the comments below. Let me know if you haven't read it, if you're looking forward to it. But until next time, I have been E, you have been U. It's been another book review. I'll talk to you guys later. Bye-bye!


If nothing changes, nothing changes. What am I risking by not changing this behavior? If I continue to do this for the rest of my life, what's at risk? And many times the answer to that is happiness, fulfillment, maxing out your potential, all those types of things.


You're going on that epic bucket list ski trip Congratulations, I was too just a while back and I was looking online for a minimalist packing guide How to basically how to go on a heli skiing trip? Overseas with only carry-on luggage, but I didn't find much so I thought maybe I can help and provide some value to to all of you who are looking for this in the future so Why why go with the minimalist approach to begin with why only carry-on? Well, the answer is simple if you pay a lot of money if you go Travel to the other side of the world. You don't want to end up without your equipment without your gear and Unfortunately, as you know the airlines are not very reliable at all So they will tell you that your bag is lost, but don't worry We will send it to you and then you have to wait for two or three days and then the bag will be Disappeared or maybe it's coming, but that won't help you if you are on this trip where you actually need the boots or something like that so When I go I I Just bring my boots These are custom-made, you know custom fit So I definitely want to make sure that I can have my own boots, but I can rent skis I can rent skis depending on weather because depending on snow conditions and all of that And also, of course, if you go for off-piss skiing you you're gonna need to have avalanche Equipment, maybe you want the airbag backpack.  This is a Ultralight backpack from hyperlite mountain gear. I think it's called the junction 3400 It's very good because it's flexible. I can pack a lot of stuff and then I can compress it I will show you so the the back protection goes in here Towards the back Helmet and in the helmet I put some gloves. I always bring two pair of gloves You know, of course they Will be wet, maybe Worst case scenario is you lose one of the gloves when you're out in the wilderness up on the mountain Then you definitely need to have an extra pair of gloves with it. So always always two pair of gloves and Then for protective gear, let's go straight to to clothing. This is the The windproof and the waterproof the outer layer pants and jacket these are also Swedish fjällräven and Great clothes the Berg tag and three layer.  So two pair of socks two pair of underwear. I have this Laundry bag And I I also bring some detergent if I need to do any washing in the hotel room if it stinks too bad so underwear socks Was in here as well then under the clothes you need to have long johns and Marina wool shirt. These are half half long long johns. So they meet the nilong socks perfect for for alpine skiing Goes in there And of course the mid-layer so First layer second layer. These are wool power Marina wool 200 shirt and also shorts. I Don't like if it's cold outside. I don't like to have only the long johns and the the windproof pants So I bring some isolation shorts. These are Houdini so Hey, I'm like this brand ambassador for Swedish things here and Sometimes they have a jacuzzi hot tub. So Bathing suit might be nice even though I'm Swedish and And of course something to put over your neck like this if it's cold day outside So above it's always nice to have and Then definitely when you go skiing you want to need to have something to keep yourself warm if it's very cold Or when you take a lunch break. So something like a down jacket. This here is a It's an ultra light 1,000 fill power down jacket from rab so it weighs only like 300 grams and it will definitely keep you warm no matter how cold it is So I put that in of course depending on your weight In the bags when you weigh your bags to check in you can wear some of this as well The jackets easy to just put it on when you're going through security and when you're boarding the plane if if they say Your bag is too heavy So that's about it and then we will just Close this like I said compress it like that and Tighten it up Like that the the boot bag I will use this to be fast in security So when I what I want to do when I when I come to security, I want to protect my goggles. I have two pair of goggles also so one pair for Low visibility like orange goggles, you know when it's cloudy or misty or snowing or foggy and Then an extra pair for These beautiful sunny days when it's a little bit You know when you want darker glasses basically so two pair of goggles and you want to make sure it's not scratch them so I put them up here in a Secure compartment and then I have the top shelf here So I can reach this fast when I go through security when I go through security. I want to be able to to take out my toiletries toothpaste all the fluids sunscreen don't forget sunscreen soap the old rent all of that so that that needs to go out most cases in the security control and also it's a good thing to be able to just toss Electronics out so that they can screen electronics in a separate bed like like this here. I have a GoPro and some power bank Charging cables and you know stuff like that. So electronics and fluids and Depending on your needs Of course, you need to make sure to bring some medicine. I have some Band-Aid and some Have some aspirin and some a modium if the stomach goes bad contact lenses allergy pills Again, you might be on medication. So Medication and passport you don't want to miss that and if you Are going somewhere And you're expecting some cold weather It might be nice to have some hand warmers and some foot warmers to put in the boots Don't bring too many of these not more than you need in different places. They have regulations so you can bring maximum of Six or something. So if you're if you're not sure Look that up. Just go and Google it for for the country you're going to And I also bring the Garmin in reach So if I go to places where I expect to have no cell phone connection like in the mountains this will help you to First of all, it's an SOS Transmitter so you can send an SOS if you end up in a in an emergency situation and it Communicates with satellites so you don't need to have your cell phone and a cell phone reception Second you can also send text messages via this So you can communicate with people if you if you lose a cell phone reception So that goes in there too. So that's it and then I am going to bring Hydroflask so if if it's warm outside, of course a plastic bottle is fine This is like a thermos. So this will keep my water from freezing if I you know ski outside all days And it's minus five or something. So this goes in here as well And that's about all I need Then of course I will bring you know some extra underwear I Will use the the pants that I have for traveling for after ski and all of that Maybe I will throw down an extra shirt look nice, you know when they play the Credence clear water at the at after ski And I will make sure to wear boots something like this, you know Gore-Tex boots in between sneakers and and Heavy boots because you never know what the conditions will be like So you don't want to be moving around with but these are the two bags This is everything I need for a full wake full week of heli skiing. So let's check the The weight scale now If you go like me, I'm I check with the airlines always of course and you need to as you are allowed to bring two carry-on bags Each at a maximum of eight kilograms. So two times eight. That's your limitation. So let's see where we are at right now This is The poor man's weight scale you don't need any batteries Okay, so the boot boot bag drum roll This is seven point two seven seven and a half kilos. So this is like 15 pounds And this one should be easier no boots in here. Oh It's almost the same seven point four. So I have two bags both below eight kilograms or 15 pounds so both are fine to use as a carry-on bag and again if I need to To take the weight down or if I need to Bring any any more clothes or any more stuff for a computer You could always, you know rearrange a little bit and take Like the down jacket or the the shell layer or something and wear it when you are boarding the plane And you'll be fine and you will carry it all all the way through and you know that you will have a Sensational ski trip because you are not missing any piece of gear so with that I I Just wish you the best of luck, and I hope you have an awesome time in the mountains