What's up everybody and welcome to an off-season edition of the Falcons Final Whistle podcast. I'm Scott Baer along with Tori McElaney. Ashton Edmonds is on assignment in Las Vegas so this is going to be a two-person show and what will be the first of many off-season Falcons Final Whistles as we break down Falcons news as it comes in addition to major tentpole moments throughout the course of this off-season like the start of free agency where the Falcons have a little bit of money or maybe a wee bit. Yeah. A lot more than they've had. That's for nature. That's true. And then they're going to have the number eight overall pick and a number of quality opportunities to add talent. And we're going to talk to you at each stage through OTAs through minicamp on towards the regular season. This is the kickoff of the off-season off-season version of it. And Tori do we have some news to discuss or what that we do. There have been some changes on the defensive staff. Most notably the Falcons have a new coordinator after Dean Pease retired shortly after the season was over. The Falcons have poked poached. Let's just say poached Ryan Nielsen. I thought you were going to say poked. They poked him. I thought about it and then I couldn't get the word out. They have hired let's stick with the formal terms. They have hired Ryan Nielsen as their new defensive coordinator. They have also hired Jerry Gray who has a long history with Arthur Smith as their assistant head coach defense. We're going to talk about each one of these guys individually. I think a narrative that hasn't really been addressed yet is you put these two gentlemen together and I think you have a lot of good opportunities because you have Ryan Nielsen who is going to call plays and is going to be in charge of this defense as a first time coordinator. Another young aggressive energetic coach added to the staff and then you have Jerry Gray who I think is coached for 35 plus years and has been a coordinator twice and has been to the puppet show and seen this seen the strings and knows what it's like to call a defense. I think those two guys together are really going to help the Falcons as they transition after Dean Pease retirement. Yeah, I think it's these two hires have been really intriguing because I think it gives more information about what direction the Falcons want to go in in the post Dean Pease defense era in Atlanta. I agree with you about the Jerry Gray hire. I think that was a really important move for the Falcons and that's not anything against Ryan Nielsen at all. I think Ryan Nielsen is a very intriguing decision at defensive coordinator as well but what Jerry Gray can bring in terms of knowledge in terms of experience in terms especially with the secondary you think about Ryan Nielsen strength Ryan Nielsen strength as a coach as a play caller is a long that line of scrimmage you need someone that you trust in the secondary and who could you trust more than a guy with over 30 years of experience coaching defenses at this level. I just think that the pairing of these two guys together. I completely agree with you that it that pairing is just as important as who the defensive coordinator was going to be. Yeah, so let's let's get into this Ryan Nielsen hire first again he's 43 years old is from USC. I'm a UCLA UCLA alum. I won't hold out against them. I don't think maybe though get along with Drake London so well swimmingly but but Ryan Nielsen comes in. He if you didn't know his name and you had to search for it. Did you have some fun features to dive over the athletic in particular. Let's give credit where credits do Larry Holder wrote a fantastic story. Josh Kendall also chimed in with comments from Falcons head coach Arthur Smith and Tori wrote kind of a five things to know summation of if you don't know who Ryan Nielsen is. Here's this guy and what like what were some themes that you found Tori as you were writing the news story and writing all these follow-ups and kind of building for Falcons fans a greater and clearer picture of who their new defensive coordinator is. Yeah so something that really struck me in everything that I read about Ryan Nielsen is his role as a player developer which I thought is exactly what the Falcons need at this juncture and where they are. I loved reading especially I'm glad that you brought up Larry Holder's feature on Ryan Nielsen with the athletic I if you don't if you don't know anything about Ryan Nielsen I definitely recommend going and reading that story because that's where I really felt like I found the crux of who Ryan Nielsen is and I also think that Scott and I should say we have yet to talk to Ryan Nielsen. We haven't talked to him. We haven't met him yet that will come probably when the Falcons get back from Las Vegas which is where they are coaching the Shrine Bowl right now as we're recording this podcast. So there's still so much to learn about Ryan Nielsen in the direction that he wants to take the Falcons defense but the one quote that I really hung on to and it's a quote hold on let me pull it up because I wrote about it and because I pulled from Larry Holder's 2021 story on Ryan Nielsen his emergence it was he was talking to defensive lineman Carl Granderson and what Carl Granderson said this quote would it just speaks volumes to me he said he focuses in his big on technique and effort he coaches pretty hard he wants us to be big nasty D linemen so we can go out there and destroy people you have to have tough skin in order to play D line for the New Orleans Saints. That's the guy the Falcons got and I think that's exactly and we'll get into more of this I think later in the podcast but that is exactly what Arthur Smith likes you think about who Arthur Smith is finding big nasty linemen where it's like tough to play at the line of scrimmage for these coaches because you know how hard they're going to push you that is that's the crux of I think what the Falcons are trying to establish we look at what they did offensively in the run game this year they want to establish that run stopping men dirty nasty front along the defense line and they know that that has to be an area of improvement they talked about it ad nausium that they have got to get a push up front along the defense line. Yeah they in areas where they struggled the past rush obviously and past defense in general they went out and they got guys who are really good at creating those types of things and Ryan Nielsen has been very good about that so Tori let me just say this but Tori I've seen the Saints play and he runs a 4-3 how can he possibly be a fit here because if you look at how the I mean Cam Jordan is a freak of nature right he's a monster in the best way pounds right and he's just he's quick and athletic and complimenting Saints is not what we normally do on this podcast but credit where credits do here but and Trey Hendrickson who work with with Ryan niece with Ryan Nielsen as well is not a small individual and you think about Arthur Smith and Terry font no talking about the quote unquote hybrid model and hybrid model player did it give you pause that they went with a more quote unquote prototypical for three guy I mean Arthur Smith said on Monday I do laugh about the 4-3 or 3-4 thing you know and basically said if you watch base defense they obviously have five guys up at the line of scrimmage call it whatever you want you can call that guy on the end of the line and open side into Jack linebacker it doesn't matter what you call it but I do think he's right though that I mean even the Falcons last year some played like a sometimes they put like a 2-3 exactly and that was number you get to 11 you know right and that's kind of where I was when they made this hire and everybody's freaking out like oh my gosh we don't have the personnel to run what Ryan Nielsen wants to run it's like well if you look at what Dean Pease was running he was running literally anything and everything in terms of fronts you like what you said you sometimes saw Grady Jarrett standing up like I know that's not a defensive front but I'm just going to say like Grady Jarrett was standing up sometimes like and I really do think you saw them with a traditional 3-4 look you saw them with this traditional 4-3 look you saw them in a 4-2-5 I mean there were so many different things that they did anyways that I do think that it to say like oh Ryan Nielsen only runs a 4-3 well the best coordinators coordinate and plan for the players that they have and I think that goes back to the opportunities that the Falcons have with free agency they could go out and get guys who fit more towards what Ryan Nielsen has been running with the Saints I think just because they went out and got a guy who has a 4-3 baseline run stopping mentality like the Saints have had over the last seven years I think that that doesn't discount what the Falcons could bring in and do in Atlanta this offseason I think this defense is going to look very very differently because I think that they now have the resources and the money to pump into this defense and I think in terms of fronts like I completely agree with Arthur Smith and I think even talking to Dean P's in the many conversations we had with him over the two years that he was in Atlanta I think Ryan Nielsen would say the same things like fronts are flexible fronts are always changing I mean just because one thing works against one formation offensive formation doesn't mean that it's going to work with another one I mean this is all the game are there some talks all the time the games within the games well this is just another part of it and I don't think that Falcons fans should be absolutely freaking out to be like oh my God like we're turning into the Saints or whatever Ryan Nielsen is going to come in and do kind of what Ryan Nielsen wants to do we also have to think about like yes he was the co-demand of coordinator with the Saints but that who's calling plays on game Dylan Dennis Allen exactly so that also that what what does Ryan Nielsen want to do when he has the control of a defense I mean these are all questions that we're going to have the opportunity to answer so I'm not ready to be like oh my gosh we're completely getting away from what the Falcons have built the last two seasons no I actually think we're going to see more of it kind of come to clarity this between this offseason yeah and we are recording this on a Tuesday and you're right we haven't heard from Ryan Nielsen I'm sure that he's going to kind of brush off the notion of base defense one way or the other and I think that ultimately they can mold and shift because they talk about the hybrid model right well you needed some more heft upfront no matter what no matter who the coach was that's the thing is like you really did when we were looking at I think I was the one that wrote like the defensive line like positional review that we we did all the positional reviews throughout the month of January the Falcons need help in the interior defensive line however way you cut it like however way you look at it they were going to help because outside of Grady Jarrett to go on Graham got hurt Marlon Davidson wasn't on the isn't on the team anymore Anthony Rush isn't on the team anymore all of the guys that started out the 2022 training camp season the guys that you ended up with at the end so Timmy Horn and Jalen Dalton and Abdullah Anderson nothing against those guys at all but you knew how much interior defensive line was going to be a priority if not the number one priority going into free agency and the draft that doesn't change because a new offensive coordinator comes in here yeah and I mean these are still needs and the and the volume of talent that needs to join this defensive front especially with some maybe patchwork or some additions in the defensive backfield are also important despite the fact and I don't think that we have to say alright they're going away from what Dean P set up here I think a lot of the mentality and and a lot of the not accepting mediocrity and a lot of the performance on critical downs like that doesn't leave you as an individual and if you can get better as a front I think it just changes the entire dynamic so that's I think that's to recognize long winded way of saying let's not get hung up in the 433 fourness of it let's also not just rest on our laurels and say automatically everyone just if we're going to try to play it honestly here not everyone who fit exactly what Dean P's like to do and was a role player they may not have the same role that there is some natural transition here it's not just Dean P's that's gone it's it's it's Ted Mono Kino it's John Hoke you know area manual area manual so there will be some different philosophies there will be some new things coming into this defense and I think it'll be interesting to see who these other new hires are going to be how Ryan Nielsen calls plays we really don't have a good grasp of that and what can he do with that defensive front say what you I know Falcons fans don't like to compliment Saints Saints have a good defense and as you point out have for a long time and under Ryan Nielsen even as a position coach we're really good at getting pressure and I promise this won't be a long rantory but the thing that I like about what they do is they get pressure with for now you need talent right but if you can get pressure with for it changes everything and I think that that's where their ultimate goal is I asked Arthur Smith about that he says like that's the ideal scenario and if you can get pressure rushing for and you have and Ryan Nielsen has proven that he can do that with the right talent will go find the right talent and become that type of tough defense that you face in New Orleans over the last three or four seasons so I think all that is going to be fascinating and I think it's going to be really interesting once we hear from him right that we're dealing with this podcast we're we're talking a lot about what we've read and what we've learned by observing but we haven't really heard from him yet and then that's going to be a learning point and then we're going to learn some more when we see him engage with players and then the players reaction to it and then a little bit more after the preseason when he actually calls a play that's not generic and that's going to be interesting so this is a long learning process they interviewed a lot of good candidates and they were really sold on this guy which I think because we've we've talked about Jerry Gray already Tori so let's so let's skip to this next part which is your idea and your point here maybe about kind of why this was the guy and why Arthur Smith said specifically on Monday that he was a quote fit yeah so this is an idea that I had just when I was doing the research for the story that I wrote about like five things to learn about your new defensive coordinator and this was kind of the moment that really sparked in a story idea for me and it's one that I'm going to play around with and hopefully have a more in-depth piece for you guys to really read essentially and we can talk more about it later too but because I haven't talked to Ryan Nielsen I haven't talked to Arthur Smith about this hire so for me this is all just my opinion but my opinion is that the Falcons went with Ryan Nielsen because he strikes me as an Arthur Smith guy and here's what I say about that Arthur Smith is an offensive lineman he played offensive line at the University of North Carolina at the almost exact same time Ryan Nielsen is on the West Coast at USC playing defensive line and he did that at the college level then they both you know grow up and they become coordinators and go go through all of all of the coaching hoops and hurdles but the crux of who they are they are hard nose intense and they want dirty nasty linemen exactly kind of what that initial comment was from Carl Granderson I fully believe that that intensity that whole idea of winning the game and living and dying at the line of scrimmage is what sold Arthur Smith on Ryan Nielsen and what sold Ryan Nielsen on Arthur Smith because to me they're kind of cut from the same cloth they have kind of a similar thing at the line of scrimmage that makes them tick and for me I think that's really exciting because we saw in training camp and in the preseason how hard Arthur Smith pushes the offensive line particularly that specific position what we saw was an offensive line in 2022 that outplayed expectations and let's be honest did really well the run blocking of this unit they started out I think it was pro football focus which take that with the grain grain of salt as it is but they had them ranked it I think it was 30th as an offensive line before the season started they were a top five offensive line picked by the end of the season there was obvious growth at the at the line of scrimmage for this offensive line now you need that to translate to the defensive line and who better to do that than a guy who has a similar mentality and similar thought process to Arthur Smith so that's kind of just like where my mind is and kind of my hypothesis as to why they went with Ryan Nielsen in the first place I see from every all the research points that I've had I see a very serious and clear I don't know like picture of why Arthur Smith would like a guy like Ryan Nielsen and why he would think that he fits in Atlanta and you we heard so much of Terry font knowing Arthur Smith talk about they were referring to acquiring players and for agency and the draft they were talking about not just finding talent but finding fits why would that not apply to the coaching staff why would it's the exact same type of thing is that you need talented guys everyone that they brought in whether it was reported or not you have to be talented as a defensive mind or you're not going to get that higher or you're not going to get that interview but how do you sift through all of the schemes and all of the ideas and the imagination and the creativity without taking a look at what you're trying to find in your players do you want a good locker room environment you want guys that fit your ethos to borrow. Why would you not do that and then why would you not do that within the coaching staff those guys have been like 95 hours a week together so that's what I think we have support for your hypothesis Tory and it's something that I think when you look at this Jerry Gray addition to is that you've got a guy with history with Arthur Smith of prolonged history both in Washington going back to the mid 2000s and then again in Tennessee when Arthur was briefly on the defensive side of the ball technically working under Jerry Gray right there's got to be a good mutual respect there and not only does he have experience calling plays you talk about what Ryan Nielsen does well it's the front well Jerry Gray was a darn good defensive back in his own right and a pretty good defensive backs coach for a long time so you're starting to see the plan kind of come out and emerge here we still don't have the complete staff Ryan Nielsen is going to have a say in a lot of that and I think that's important and you would expect that Ryan Nielsen is going to have a say in the in the type of player that works for him that's how Falcon scouting works they go out and they interview the coaches and they say what do you like to do what it will like what like what traits do you like there's no disconnect on the staff so they're going to do that with Ryan Nielsen and they're going to go out find Terry a collection of players that fits what the schematics like to do and thinking long term back to what Terry said in his post season press conference was using the Ravens model not the Ravens defensive scheme as a model but using the fact that they continue to cycle in the type of player that that they like and that defense is good regardless of coordinator right that in an ideal world as a coaching staff the head coach remains stable and the GM remains stable and the assistance because you win like what we're seeing with D'Amico Ryan's and Vic Fangio out in San Francisco that those guys get head coaching jobs well then you got to bring somebody else and we have to sustain that level so that's the ultimate long term goal and I think that look everybody knows who Vic Fangio is everybody knows who Brian Flores is maybe fewer people know who Ryan Nielsen is but I think that you should be intrigued to learn more about this guy and that's what again we're going to develop here we don't have all the answers right now and we're not going to until we continue to get these additional points and Tory before we kind of wrap this thing up here and this is way way way way way way too early but I'm going to ask you the question anyway right that when you look at the success that the Saints defensive front had and then you and then you think oh okay Marcus Davenport is going to be on the market oh I'm going to mess up the pronunciation of his last name but David Onimata is going to be on the open market that's a defensive tackle that they need somebody in in those spots I'm not saying this is going to become Saints Northeast but I think that you have to try to take a look at in free agency look you want talent and good value sure yeah but if you have a guy who knows the system that that's at least attractive or it may raise him up on the list of possibilities wouldn't it I mean I would think so I mean you think about all the decisions that the Falcons have made even in coaching and in I mean we look back at the last two years of bringing in players and they bring in players that they have a history with they bring in that's true that they like they bring in players that have ran in their system before who they've worked with before so I don't think it's out of the question that these guys are on their radar at the exact same time though it's like where what where are you putting that value on those guys are you put it because they are I say older players I don't feel bad being like oh they're old at like 27 as I just turned 27 and I'm not old and so having an existential crack existence crisis but it's fine but with that being said it's like where exactly what you're saying like where are you putting the value in what you're wanting and trying to build and how long are you willing to wait to be competitors I mean the Falcons I think the I mean again this is really far in the distance I feel like I'm speaking this may be too soon to say this but don't the Falcons want to be playoff contenders in 2023 sure who do you want to go and get who you feel like can put you in the best spot to be that is it guy or is it guys who know your system know what you want have worked with you before who can go out there and execute what you want because they they know you is that the is that the guy that you want or do you want to develop guys do you want to kind of have these young guys be sponges and absorb and yeah you'll go through growing pains but you're ultimately getting kind of what you put into them yeah I mean that's that's the question right like that's the question that you you have to ask yourself if you're Falcon's decision makers yeah and we're not trying to offer answers or both predictions here we're just saying how the logic changes and how you know the Falcons are going to think about things as they continue to make decisions that the first two decisions have been made regarding the coaching staff they're obviously evaluating talent at the shrine bowl in Vegas and at the senior bowl in Mobile I think either way we've seen two decisions made we're going to see a lot more decisions made in terms of investment and asset use and the way that they flesh out the staff and all of those things are going to give us a little bit more of a clue into where they're going and what their priorities are and what they think and what we think their needs are I feel like on this podcast I've said 12,000 times that anything that any transaction made is worth more in telling you what the Falcons want or are going to do than any podium trip is just the way it is thousand percent yes that's not because Arthur and Terry are not insightful or forthcoming it's the fact of the matter that this is a competitive business and why would you give away what you're going to do when it's a competitive business so nonetheless I I just think that these are two intriguing hires off the top it'll be fascinating to heal from to hear from Ryan Nielsen when his inevitable press conference comes to be and to see how this defense develops the first die has been cast right and now what happens after that is going to be just as important and just as intriguing but we felt like with the first Falcons final whistle podcast now that we have that first whatever domino I don't know pick your analogy that we were finally able to kind of say okay here's a small sign of where they're going to go where are they going to go yeah and I mean we'll be there every step of the way we have a long off season ahead I mean and seriously I keep saying this over and over and over people probably are so tired of me saying it but like this off season is the crux of where the Falcons go under Terry and Arthur period like to me this the last two years have been building to this off season this off season I can't stress the import I can't stress enough the importance of this off season and I think expectations in the way that you look at the Falcons should change after this off season mine will I can tell you that right now and the good thing is is will be along for the ride wherever that ride takes you which is which is why it'll take us to Indy for the combine and pro days and everywhere else in between and and we and again Ashton Evans is out there working hard at the shrine bowl so keep an eye out for more articles on that we have a couple on Charles London and the importance of the senior bowl so we get your coverage from every step and that's why Falcons final whistle which was originally designed in many moons ago to be a post game podcast had just become the off season never stops podcast maybe we should change the name but anyway I'm Scott that's Tory appreciate the time and we will talk to you again really really soon


वेश्मे लाइर खान्वीन Duwe doing advanced risk management strategies उере आज ये गई मबड़ी क्या व्रूदी सेचेंगे तु daye ajiye khambadi interusting strategy seekenge कि अव्री तु वो रहा है कि कर श्लीगा थे। ki we are going into bonds विर्च्र कि ज़ाग औरे में पर रहा आईले पाशीक कर थे। but we are having again an expoier or some linkage to the equity. how is that possible that is possible through convertible bonds when we say convertible that means it has some conversion options so what is it let's do it convertible bonds have features of equity securities since they can be conditionally converted into shares meaning we have a bond in that bond there are some conditions obviously that you can convert that bond into shares if we recall a little back then first we talked that there are additional warrants with bonds talk about the bond that will be converted into shares so you have taken a bond you have choice to have it converted to shares this make them more sensitive to company specific news and less sensitive to market economics or sentiment because now the impact of the market is generally coming but it is related to the company if the company performs well then definitely its share price will have an impact so that can be beneficial for us so we have to take their specific knowledge that what is happening in the company so in traditional bonds there is no such thing they have more impact on the market company impact is a little less because the initial impact they have to take in the rating after that its impact of market whereas in convertible bond market impact will be a little bit the company's specific performance impact will also be a lot the valuation of convertible bond must therefore carry features of bond valuation as well as equity valuation by the way they are both more dynamic than the bond valuation more equity but the convertible bond will then use a hybrid model who will discuss both the concepts the equity conversion option acts like a call option for the underlying stock so you can understand that this call option if you want to convert it into shares it will not be binding the bond holder will have a choice if he wants to convert if he does not want to convert he can mature with his bond as its normal course like call option value change based on variance variance in the underlying stock basically conversion ratio or a ratio in compact to joe stocks me movement hogi usi ka impact iski bond ki price me ho rahoga kyunke isme conversion factor involved to call option ko bhi yeh cheez impact kati nahi isi tara is convertible bonds ko bhi yeh cheez impact karengi the role of valuation valuation is a term used to describe the process of determining fair value yeh multiple time bought kar choke yeh valuation ka maksat kya hai intrinsic value nikal na ya fair value nikal na so almost every value moisten model focus on finding present value yeh har model kya kara hota ke future cash flows ki abhi value nikal do that should be value of bond that should be value of the stock to wo principle either bhi stand karega estimating cash value cash flow for the bond can be difficult ab yeh important hai kyunke agar 10 saal ka bond hai aap pata aasikte hai ki 10 saal mein yeh yeh cash flow aayenge lakin 10 saal ka convertible bond hai to yeh pata nahi hai ke bhai 30 saal convert ho jay ho sikta 8 main saal mein convert ho to it's difficult to gauge specifically yeh thoda sa amare jyasi finance walaon ke liye thoda sa challenging hai not very difficult traditional bonds me boht simple hai aap ke baas easy cash flow otay hai aap un cash flow ko discount katne you get the value yeh aap hai thoda isi zara for the other factors ko built-in karna padega the problem is that most bond have some embedded option or other conditional alternative to cash ab jab bhi bonds mein options aayenge embedded options aayenge to onko fir hame uske mein add-on karna kuch uski value ko badahabi deti hai kuch uski value ko come bhi kar deti hai bonds can be portable or callable different am ne jyostha option ki baat ki see floating hain convertible jab conversion wala factor aayega that's again a challenge to us to do the valuation traditional bond valuation as we know very simple but let's recall it involve three step estimate future expected cash flow way to determine discount trade uskali appropriate nikalne and cash flow ko state pe discount kare hain and you get the value for the bond to ish mein hame hain paaz present value nikal aayegi and that solves our purpose for the cash flow should be equal to yet unpaid coupon left before maturity o jitne unpaid coupon hone hai hai future mein jo aane hai on sab ko ye triggering karke yeh leili jaati aur aap uski base pe returns uski bond ki value nikal sekte hai and you can get expect ke hame ishe kya yield aayegi ye to simple bond ke mechanism hai hai but when it's the matter of the otherwise then relationship factor has to be there the relationship between bond value and discount rate is same as relationship with bond and yield kyunke ye aap us mein inversely linked hain interest rates low onge the lower rate the value of bond will go up because aap ka bond to fix hai achar return dera interest rate niche aage aap ka bond ki demand bhar jagi interest rates bhar jayenge aap ke bond ki value kaam hoge to ish these are inversely relationship ye bonds ka jo hai ye simple dynamic hai which we need to ye aajeg learning opportunity hai aap ki ye that bonds ka structure bhi aap thoda iss ke saad grasp kar sekte hai mara key topic convertible hi hai lakin kyunke hame simple bond ka bada hoega to hame convertible ko beta 3 kase samaj sakenge aap convertible mein jage jo hame re liye challenge part aata hai that is the feature which is the conversion convertible have embedded ability to convert into stock kya aap isko share mein move kar sekte hai so jo movement wala option hai that's equity participation feature hai ki aap ek tara se share holding mein uska part ban sakte hai to that need to be specifically taken care in this particular mode there are multiple methods of valuing convertible bond this mein bhi multiple options tarika se different aap kar sekte hai but the most famous one or the most utilized one is ke hame usko ish tara karein ke bhi keep it as a separate changa bhi hame uski baat katein ke hame usko doh parts mein banalin wo ish tara banalin ke hame kainin ke jee ek hama re paas jo element hai wo specific journal bond ka hai and then you can see to iss mein hame kya gare investor want to anticipate the impact or interest rate on stocks and how that could change over the conversion value kya kumari jo valuation hai uspe kya se impact perega to ye paraka bada important hai one of the most common and simplest valuation method for convertible bond is ke independent value of straight bond ek simple bond ki value nikal dey yaini ke usme koi impact aur cheese ka now it's a traditional bond le plus independent value of conversion option ab ye positive jo azhikti hai negative jo azhikti hai to in dona ko combine karein you will get the value of a convertible bond so ye this is the simplest way of doing it complex methods bhi hai jsme dona ko combination ke through bhi hum dekhte hai but this is the most frequently used and simplest form convertible bonds are somewhat paradoxically less risk sensitive to traditional bond ye markets mein hame impact to aata hi ye abhi hum iss me dekhte hai lakin traditional bonds se income pack thoda kum hai this is because increase risk decrease value of debt and increase value of conversion option yaini ke risk thoda bada to debt ki bo jo bond element kum ho gaya equity element betr ho gaya to apas mein offsetting kar rahe hote hai to isliye doona ka combination bada bhi demand thank you


Hey everybody this is Brett with Summit Automotive in Final Act, Wisconsin. Today I'm on location at the 2020 Chicago Auto Show. Gonna be going around and doing a whole bunch of videos of all the stuff that they got going on here. A lot of cool stuff for this year including some new Jeep Gladiator sports that are over at the Jeep camp. They got some new Ford stuff here too as well as I saw a new Tahoe and Suburban over at the Chevy station over there. So we're gonna check all that out. Make sure to check us out throughout the night. I'm gonna be uploading all my videos I'm gonna be doing later. We're gonna do high-definition walk-arounds and just going over everything that's here at the Auto Show. Pretty busy hopefully and it dies down a little bit in just a little bit here. So stay tuned for more. Thanks!


So it is just taking a course, which you know by your hobby, is that you can be able to have it translated into a business, you can do it yourself if not employed, because you find opportunities come, but with a skill, what are you doing else if you're not employed. So in entrepreneurship then we say our trainings are usually major on the focus or mainly focus on the core thing, but also we have free courses like for marketing, how do you market for your business, how do you source for your finances, how do you manage the business and how do you prepare for this as a business plan, how do you do everything that revolves around if you're not employed then go it yourself. Because opportunities are always there, in Kenya we don't have shortage of opportunities, it's only how do we manipulate them, how do you get that out. Yes, if you have the skill that's one step, you then look at what else can I do to be able to upgrade that gap and luckily we have some organizations which are doing the support. Yes, if you have an idea then you can translate it into business, it's viable when they are ready to finance and mentor you. Okay, amazing. Do you feel that in Kenya we need to create that culture from a tender age that people should think about what they can do and not fixed on being employed, entrepreneurship being introduced from even high school and everything so that when you get to Tivet or any higher institution of learning they have this in mind. Thank you Stephanie, we find that in the old system that we are just about to face out, day for for. If you just have KCSE, no matter which grade you got, it can be any, but you need that, you are not employable.  So we find that you are just given a platform, we have not created a pathway, the career pathway of what you want to do. Okay. Yes, and also we find that in college, university, that's how we equalize, you scored an A, you scored an IE, then the career wise we are just at par. But with the current, the new system of CBC, we are just having the career development right from the scratch. You are taking the path as you are age of eight, then you specialize from long ago. You don't have to eat for KCPE because now you have to, if you score very good grades in KCSE, then by any chance you take a wrong course, or the one that is not well connected with the market, then you find that that's really the work. Before now he comes back to retract and see which career path he or she should take. Okay. So for someone who has taken the wrong course and they want to chase themselves back, can they also open to coming to a TVT institution and getting a diploma or certificate on something that they can quickly learn, get the skills in and get into the market, right? Exactly. Because in the 21st century, we are saying education or career development is right from. There is no end. By the age of 29, just with education, by 35, by 40, we expect that you are going to be renewing your career. Because we find that the job market or the job industry is quickly evolving. Alright. So that's how TVT is there. You can re-engineer your career from time to time. Alright. If you did a course by when you are in your youth, then you're still open. You can come back to TVT, shorter time, less cost and achieve your goal. Wow, amazing. Now, taking you back to the STEM courses that is at the center of the heart of TVT institution in line with the government school 2030, where we are going as a country, how would you advise someone or why would you advise someone to take up a course in the STEM courses? Because usually perceived as very hard or meant for a specific people and maybe should be driven by passion. Are you saying that it's only people who think they can do it? Or are you advising people to get into the STEM courses because that's the future? Well, thank you. You find that in TVT, we have quite a variety of courses. But now the focus is on STEM courses. Why are we doing so? One, the career uptake or the job absorption rates for STEM courses is more. Second, for instance, you find that those doing electrical or engineering course, probably those are the people who think that I did well in physics. We don't check on that nowadays. We don't check on your grade that is called in maths. You still can be an engineer because whatever was there in primary school and secondary school is quite different. Now this is refined to the career. For example, it's just going to do business. The only mathematics they require is only statistics. Statistics and a bit of financial management and accounting. For those doing engineering, they only require, of course they are going to be borrowing quite a little bit from physics, but it's something which can be acquired hands on in a course. So there is nothing like I must have taken for instance, it's only for medical courses that we should say that you must be specific to biology or chemistry. But whether you fail in mathematics, there is always a starting point. So the career goal for STEM courses is one thing to be able to employ yourself is quite easy and again absorption to the job market is quite high. It's quite easy. Yes, quite easy. Oh, so that's why you advise someone to get into the STEM courses. Yes, because from the research that I've been done, if you only have for instance a course in humanities or business for instance, you don't have any technical skills. You only know I can start a hotel, but you don't know what goes on in the hotel. I can start for instance a spa or salon or barbershop, but you don't know what happens there. But somebody who has done for instance hairdressing already knows how that spa or salon should be able to run. So it's only now a software for how do you manage it now. But technically you are well prepared, is it? So you have the skill yet and to manage it becomes very easy. Yes, because it's only a little bit of technology. So we need to supplement for people that have already started and already in the job market. They can definitely take courses to supplement what they already have to be in line with the evolving technology space that we are in. Okay, finally as we come to a close of this, how would you say that TVET is a game changer for Kenya and why? Sure, TVET is a game changer. Why is because you find that in the last few exams, especially national exams KCSE, quite a mass of students are school bureau, school bureau the cut off point for university. And you see initially we are being programmentary, study hard. You go to university, you get an employment. But currently you find that those who pass are quite few and those who fail. So where do they go? Because we want to have a hassle smart economy that you are not just there, what can you do as an expert? You are being productive. Yes, productivity. So to bridge that gap, TVET is coming to help in bridging the skills gap in the national economy by having everyone at least has a special skill that can be that is employable or is productive when put into business perspective. So the future is TVET. Yes, you find that even in the university, currently we are having the university and a TVET within the same. That is even when they have realized that the future is not in the bacharas of each other. That's right. That you have lived for long. You don't require that much. Just have at least one employable skill. Wow. You just have at least one employable skill. Yes. What would you want to say as one thing that someone should take home from the whole conversation and maybe we can speak directly to your camera. This is your camera. Okay. So take home to the viewers of Y24, especially the youths. The future is just about what you can do with your skills, not the papers that you have. You can be a certificate holder or diploma holder or add some holder. But what will matter in the industry is can you be able to convert that into employable or something which can be able to earn new revenue. We should say you run, then you move the L, you start to earn. So the costs that we have are quite well connected to the industry and you can be able to convert that either to a business enterprise or you be absorbed in the job market. The future, like we are saying, is courses which are technical, electrical, engineering, probing and water engineering, journalism. We have courses in mechanical engineering, motor vehicle. We have courses in beauty and hairdressing. We have those courses that we have. We are going to get a skill. So in your career development, just reconsider having at least one skill that can convert into money. Thank you. Amazing, thank you. Where can people get you if someone wants to reach out? You can reach us out in Dika Town. Building is an area center just opposite Dika Stadium. You can also reach us via our telephone number 0722-518-307. I repeat again, 0722-518-307. You can also reach us out on our Facebook, Transafric Courage Tika or Transafric Accountancy and Management Courage Tika. Thank you. Okay, thank you very much, Violet, for coming on board and sharing amazing insights around how our TVET institution looks like and the importance of having employability skills. Thank you, thank you. We appreciate it. Alright, so that has been a wonderful conversation with Juan Barnett Kishuhi, who's the Dean of Professional Studies at Transafric College. I hope you have a take home from this. If you've just listened, make sure you have an employability skill and TVET institutions are there to offer this to you, alright? So we're going to take a short break and then we'll be coming back with more Val and Brian Sakwa who will be coming on your screens and not too long. Remember the hashtags he uses one in the morning at Y254 channel. See you in a bit.


Hey, what's up dreamers? I'm Zeke and welcome to The Dream Green Show. Are you in your 20 something looking to invest your hard-earned cash where you're in the right place? Whether you're a seasoned investor or just getting started, we have some tips and ideas for how to make your money work for you. There's something for everyone on this list.  Because remember, the wealthy always say time is money and you don't wanna spend all of your time making money. You want to make your money, make money for you. And if you're in your 20s, these ideas on this list is gonna help you get a jumpstart ahead of all of your friends. So enough talking, let's go ahead and dive straight into this video. Welcome back dreamers. Now as I go on, the ideas on this list is gonna go from very safe to where you would make some money to very risky, to where you could build wealth very quickly or lose it overnight. All right, so the first idea on this list is to start by building an emergency fund. You never know when an unexpected expense is going to pop up, a financial emergency might pop up. You want to have this because if anything ever goes wrong, you do not want to feel like you're not sure about where you're gonna get your next meal from. Trust me, I've been there, guys. You don't wanna have to just take any job just to get back on your feet. You don't wanna have to take any pay even if you just hate it just to make some money. So you wanna aim to save for around three to six months of your living expenses. And you wanna put that in a high-yield savings account earning anywhere from around two to 3% per year. That way if anything happens, you have more than enough time to find your next best move. That's why it's very important to have a savings account. In fact, I just did a video that majority of Americans do not even have $1,000 inside of that savings account. So if you do that, you're already ahead of the curve because if anything ever pops up, you could be patient and find the next best move for you and not just any move that would just drive you insane. Okay, our second option is one that I actually took when I was in my 20s and that is to invest in a diverse portfolio of stocks. This could be a great way to expose to a wide range of companies and industries which can help you lower your risk. You can open a Birkwich account and buy individual stocks or invest in a low-cost index fund that tracks the performance of a broad market like the S&P 500. I use Weeble. Now me personally, if I was in my 20s, I would not invest into just individual stocks. Especially if you're just starting off, I would invest into ETFs like V.O.O which tracks the top 500 companies in America all in one portfolio. So just buying that one stock, you have your game, you have your money, spread it throughout the top 500 companies in America or you can invest into QQQ which is more tech heavy and have more tech companies inside of their portfolio. You wanna build a great foundation around like 75 to 80% of these ETFs that cover the broad market. V.O.O, I'm gonna put a screenshot of V.O.O right here and QQQ, these right here tops the track companies in America, the top 500 companies and the top tech companies in America. Now after you have built a great foundation, you could now invest into individual stocks to take a little bit more risk. I highly recommend to invest into stocks that you actually use. Don't go out there and buy penny stocks from companies that you never heard of. Now me personally, I use Weeble to buy these stocks. You could sign up with Weeble down below with the link down in the description. If you signed up with Weeble, deposit any amount you'll receive up to four free stocks and if you deposit a hundred dollars, you can receive up to 12 free stocks. It's literally free money guys. I'm gonna leave that link down in the description. Do not miss out on this free money opportunity. So yeah, back to the individual stocks. You wanna invest into stocks that you use. Let's say if I have an iPhone or if I have Vagin Coca-Cola every day, I wanna invest into Apple or I want to invest into Coca-Cola. Companies that I actually use, I'm telling you it's gonna change the way that you invest inside the stock market just from investing into companies that you use. And then you can take the other 10, 5% and invest into your risky stocks. You can invest into your penny companies just because you're so young.  All right, now on to option three, investing in yourself. This can heal you your highest returns. Your 20s are a great time to invest in your own personal and professional development. Consider using some of your money to take a course certification and they feel that interest you. This could be a great way to improve your skill and increase your earning potential in the long run. Invest in an education that will increase your earning capacity. There are many courses out there guys if you do not have a college degree or if you do have a college degree that you could sign up you could become a welder within a year. You can actually invest that $1,000 to take a course and become a CDL driver.   You wanna take this money to invest into your own knowledge because I promise you guys knowledge is key.  Very few people do that. So right now you are hustling and you would flip that $1,000 into over $50,000 in a couple of years in your savings. And then you could take that and invest it into yourself or into your own business or to any other job that you actually like that you do not feel like it's a job to where you would go and work there every single day. Even if you wasn't getting paid for it, but your 20s, you're hustling in your 20s and you have to find a way to gain more knowledge, invest into yourself, invest into your future because the more you learn while you're young, the more money you're gonna make in the end. I promise you guys that is how it works out. So with all of that being said, we're gonna move over to the final one. And finally, don't be afraid to take some calculated risks. Your 20s are a time when you have the flexibility to take on more risks to consider exploring investments that have the potential for a higher return but also come with a higher level of risk. One way that has probably made the most millionaires within the last couple of years with this new generation will be investing into cryptocurrency. That's probably made the most millionaires in the last generation. You can also invest into cryptocurrency using Webull. But the way that I highly suggest is starting a side hustle, any side hustle will do guys and since you're in your 20s and you're so young, you have the freedom and opportunity to fail by the 10 times before something hits. Cause if you throw 10 ideas at the wall, one might stick and that could be the one to help you prepare yourself too well. So if you had a thousand dollars and you're really trying to find a way to make money, investments, the side hustle might be the best one, but you could lose your money. If you're just starting off, if you have not been hustling your whole life or had any other side hustle businesses, the first three might fail, but I promise if you do it 10 times, one of them is gonna stick. So one that you could do with a thousand dollars, you could start a car washing businesses. You could take a thousand dollars, buy all the towels, all the products, everything you need. You could just wash cars, the money that you make from that, you could reinvest that and buy a mobile car washing business and then while you're in your 20s, car washing might not have been your dream job, but while you're in your 20s, you're hustling.  You can make over a hundred thousand dollars a year just from mobile car washing businesses. If you had a thousand dollars, you could buy a very good, a very good, high quality pressure washer and you could print out tons of flyers for just $50 and then you could pass those out to your neighborhood and you could pressure wash everybody driveway, everybody house and you make a ton of money that way and you can make your thousand dollars back that fast. And the way that I did it, I took a thousand dollars, I bought me a phone and I started my YouTube channel. I had probably around six channels before this one finally stuck. I had around six channels so I bought a good quality iPhone that had an amazing camera on it at the time. And so I took my thousand dollars, bought a camera, bought a mic and bought some editing software and I started me a YouTube channel and as you guys can see, that's the one that stuck and I actually love making videos for you guys. So if you could go ahead and hit that subscribe button that would help out this channel more than you guys can even imagine. So there's a ton of things that you guys could do. I would leave a link right here on my top side hustles that you guys could start with little so no money that could build you wealth within a couple of years. So those are just a few things. YouTube channel, car washing business, pressure washing business. You could flip items on eBay with just a thousand dollars. There's a ton of things that you guys can do with a thousand dollars. You just gotta have the right mindset and the knowledge and the drive and the hustle to make money this year. And if you clicked on this video at the beginning of the year, I can't wait to see what you guys have done at the body end of the year. So I want you guys to go ahead, save this video, hit the thumbs up button on this video and then come back at the end of the year and let me know how you're investing journey with just $1,000 turned out for you. So I can't wait for you guys to comment down below on where you're starting at right now and then come back a year from now and comment on your same post on where you finished. I can't wait to see you guys journey. But that's it guys. That's some of the things that you could do with just a thousand dollars while you're in your 20s invest and sell yourself, invest into knowledge, invest into different courses or start a side hustle and most importantly have a savings account and go ahead and start investing inside the stock market. I'm gonna leave that link down in the description again and we will I'm gonna also leave a link down to Moomoo. If you signed up with Moomoo, the positive hundred dollars I think you get 15 free stocks value up to $30,000. So do not miss out on free money. This could give you a head start a boost to your investing journey. So other than that guys, I can't wait to read your comments down below but I'm Zeke bringing you the dream green show and I'm out peace.


So, hello everyone. My name is Dimitri Barinov and I am from a security organization. What I will talk about, I will talk about our project called TaskBlock and how it is related to the hyperledger foundation and on our plans on developing basically interoperable identity and data exchange solutions. So, a little bit about security. This is just to show that we have been new in the industry, we have been doing identity solutions for a while. We are running a number of the, we are running an identity network based on the decentralized solution, decentralized ledger and hyperledger fabrics in 2019. In Canada, we have millions of users on the network right now, so it's quite successful and this year we have deployed a new solution called TaskBlock and I want to talk a little bit about that. So, basically it is very clear to us and it is very clear to the identity community and the data exchange community that interoperability is the key and the main drivers for interoperability standards come from W3C, from the Diff Foundation and from IFF and that the new solutions in the data exchange and identity world would require vendor independence and would require ledger independence as well. So, that customers of these solutions are not tied to any particular vendor for any particular piece of technology and they can migrate from vendor to vendor and obviously can make their own operational decisions and trust decisions as well. So, for us, it was very clear working with our partners that we must enable standards in the systems and their main standards are verifiable credentials and decentralized identifiers and obviously it was also very clear for us that commercial solutions would require a number of other community-related community-based standards being implemented. Such as, we definitely need to take a close look at the implementation of the HTTP issue and verifier APIs because this is actually a very normal way of how enterprise organizations communicate on the internet. We need to be very careful about using standard credential definitions, presentation request line, which is very, very important in many flows of the solution and then, of course, the core security associated with cloud identity management services, encrypt data vaults, key management services are very important and another very important, of course, is the ability to rely on the W3C standard for the universal wallet and for standard integration methods such as OEDC. So, what we have done, we have introduced the TrustBlock project and the TrustBlock project basically has several very ambitious goals. It has a goal of providing digital governance and interoperability for trusted identities, but also to provide interoperable framework that allows issuance and verification of credentials, user management of identity, and moderation of the flows. It was very important for us. So, basically, we started building the project with an open source project. It is described, it is only GitHub. It has registered, the two registered actually did methods. One is called TrustBlock and another one is called Orb. And what became very evident to us in the middle of the project that we wanted to have an orb method to extend the site tree protocol on which we rely on to ensure that we can offer ledger agnostic deployments. Obviously, we had to support the adapters to ease the integrations and we also wanted to provide options for user chosen data roles that can also offer different services and where the users can securely store their data. And of course, these options should include the option of storing the data on device or in the cloud or at the trusted product. Another important trustable characteristic is that we are ensuring a classic verifiable credential data interaction method and where the data is issued to the device. And we also support a method which is very important for many use cases where we support just-in-time exchanges. So, obviously, we have been involved with Hyperledger Foundation for a number of years. Our first engagement was where we started using the fabric code and contributing to the fabric code. But for the interoperability, we contributed significantly to the areas framework goal and we based our trust law for the equivalent credential services and bullets on areas framework goal. Another important point is that we're using basically ledger as a root of trust for the DITs. But we also wanted to ensure in trust book that organizations have a choice and this is actually a game by we introduce this ORB method and ORB functionality where implementations can be ledger independent. Another important point is that trust book is using DITcom implementation to allow data exchanges with governance and mediation and DITcom, of course, is based on areas RFP and deep work. And right now we're working on basically allowing communication between W3C compliant systems and Indian-based systems, ensuring that we can add privacy mediation, working on integration between areas framework goal and Hyperledger areas. CloudAsianPython or AKpy, as it's known, right? We're obviously very much interested in extending the support to the privacy based on the DBS plus and so on and so forth. So the demo that I wanted to show before we get into the questions period and the demo is actually very important. I wanted to talk a little bit about the demo. So all our demo practical demos, they're based on the artifacts that are developed through the Department of Homeland Security SVAP project, where we are working in partnership with a number of companies including Danube, Tag, Digital Bazaar, Matter, Mainnet, Spherity, Transmute Industries, and where we demonstrate that interoperability based on W3C test suite. So the example that we're going to show, we're going to show this interoperability based on that includes an example where we selected disclosure of some attributes on the network that leverages DBS plus. And we're also obviously developing, we're also using the technology which is based on the development draft standards. So we do include decentralized identifiers, universal resolver, credential handler APIs, and verifiable presentation request specifications and DCH TCP APIs. So maybe now we can show the demo now and see if there are any questions or follow-ups to this. So the demo is the video hopefully you can see it well. My name is Mike Rob Towns, Security. Our goal as Security is to ensure that people can efficiently prove their identity to access the services they need. Our digital identity network allows people to verify their identity by leveraging existing credentials to access the services they want. With this, we are putting people in control of their data. Verifiable credentials play a critical role in our digital identities as documents such as passwords, driver's licenses, and core certificates are regularly used to verify identities. As part of this, we are thrilled to be working with the United States Department of Homeland Security and their SBIP program. This demonstration will show multi-credential presentation with selective disclosure featuring a permanent resident card and a vaccination certificate credential using a trust blind client. So we're all set. It's time to fly. Then he decides to go on a vacation, just gone through and completed this reservation.  So then he has wallet and collecting his booking. That's it. He's all set to go. Time passes and it's time to check in. There are two options for tailored charter flights. You can do a digital check-in, in which case we'll need a compatible wallet.  There is a manual option, but because it has to check some backend databases that can charge you $25 for that, you better to go to the digital web. He's going to check his wallet to make sure he has all of his credentials in order. All right. I'm going to check in. This is a final information check. Do you have your booking reference? Do you have a TSA real ID? There was the U.S. term that goes for qualifies. And do you have a vaccination group from a qualification? Do they don't need their whole vaccination group? They only need to know that you have had that situation. There are two options. You can proceed in the browser or you have a mobile wallet. You can scan a QR code to use your mobile line. You know you have a browser wallet, so you won't proceed with this. Here's the wallet review screen, booking reference will be passed over from our president, Carmen, passed over, and the code will be actually passed over. But only these fields. You're issuing country and that's the limited disclosure capability of the U.S. plus credential. All of these have been now verified. Now go on to your views. What's next for TrustBlock? We'll be working on a cleaner UI. We'll be working on in-person and offline use cases. And we'll be working on a native wallet experience. To learn more, go check out our account pages. Thank you very much. Okay, so that was the demo. In the demo, we were showing basically the web wallet implementation on the TrustBlock system. Once again, the system is completely interoperable and based on the WCC credentials and has been tested against other vendor implementations for the technology. So it's not the same use case. Obviously, there is a TrustBlock channel. You can see more videos if you're interested of this interoperability testing. And there are more videos on the capabilities on the system as well. And if you have any questions or would like to follow up, I would be more than happy to be in the please contact me directly, dmitriyabaryanathatsecureq.com. With that, the session is over. If there are any questions, I would be more than happy to answer them. If not, please feel free to follow me. I don't see any questions in the Q&A. I'd like to thank everybody for coming over. Thank you very much. Bye-bye. Bye-bye.


Flywheel energy storage systems, FES, are a promising technology for providing energy storage solutions for electrical grids. These systems have several advantages over other energy storage technologies such as high cycle life, long operational life, high power density, low environmental impact, and the ability to store large amounts of energy without any upper limits. This paper provides a comprehensive review of FES, including their main components and applications, which has not been covered in previous reviews. Additionally, it discusses the latest developments in the field, including new designs and commercial prototypes. This article was authored by Mustafa E. Amir and Keith Arpulin.