at may be your view but if I'm in my right to suggest a deferment then I'm going to do so because I just think it could actually create more long-term pain than the short term of allowing people to I don't think so anyway if you're making it as a proposal then I haven't got no choice but to take that. Is it a proposal? Yes chairman and for the council to actually do a consultation on this discharge of condition. All right can I have a seconder for that please? I will second it chairman but I'd like to speak as well still. Yeah okay so we have a proposal before us from Councillor Williams for a defer on in order to allow further consultation. Councillor Roberts please would like to speak to that. Yeah and I'd like to explain why I think that's very important that we do so. Yes it has obviously become a very contentious issue and I'm not saying who is right, which side is right, which side is wrong, which professionals are right, which experience, villages are right. I just don't think I know at this moment in time and however I think it would have been circumspect to actually make sure given you know just how raw this situation has become that we went back to the parish council in particular and explained and sent them the the details from the professional report that we had taken. The fact that we haven't done so and the fact that they are supporting so many concerns and they're saying that you know they've had Matthew's done that very very recently well we know that Pat is our drainage expert so you don't pull Pat Matthews out to a village unless you've got real problems and I think so in these circumstances it will hold it back a little longer but I think we have to get this right because I do myself think that there is you know the law can be interpreted by different people in different ways and it seems to me that Fuse Lane have taken some advice, our legal people have a different view of it but I don't want this one I mean it seems to me quite it would be quite out of you know comprehension with its size and importance if this was to go yet again to the High Court for a judicial review. It doesn't mean whichever way it went it's not good it's not good for the council and it's not good for parish councils and residents so I would just ask my colleagues just let's just calm this one down let's send the information out in full to the parish council and bring this back next month thank you chairman. Right thank you does anybody else want to speak to the proposal for deferral? Yes please chairman. Council right. Council right please. Thank you chairman my name is down to speak anyway but I'd like to speak to the proposal I don't feel having listened to our officers and Daniel Fulton that we're heading in the right direction I think we should defer it I think you know having offered Daniel Fulton consultation just to you know delay it going to the High Court again you know for a month other than delaying it for a long decision from the High Court let's go to consultation you know with the parish council and fuselage consortium hear what they said bring it back next month and let's be open let's have some open stuff let them see the stands stand tech consultation report you know we shouldn't have anything to hide it's an independent report it's not just there for officers it's there for us to make the decision on long stands and you know that that brook in the center of long stands and there's been a long-standing problem it floods every few years it's piped where it shouldn't be piped the pipes blocked up on the award drain and flooding occurs so it is a very sensitive subject that we need to get right so that's my opinion chairman all right thank you very much I think council Fane wants to speak to this yes chairman I am usually against deferrals I think enough time has been wasted as we heard from the parish council and others and indeed the parish council and mr falton himself have been further consulted that is not the problem however it's quite clear or seems clear that the parish council have not seen the report that was commissioned this is clearly a sensitive issue so unusually in this case I would support a deferral and then a proper consultation of not just the parish council and mr falton but a proper wider consultation because of the sensitive nature of this issue all right thank you very much for that any other comments no if not there if mr carter wishes to comment just so I'm clear chair um members are moving a deferral in order that a public consultation may take place uh on the stand tech report that's the reason isn't it it is yeah that is yeah okay all right members uh I'll take a roll call just to note that we've lost two members who have already gone and that's councillor councillor braddon and councillor dawnton so um what we're voting on is for deferrals so if you're in favour of deferral you're for it if you're not you're against and if you want to abstain you abstain so councillor calm that's your view please or deferral thank you councillor thayne for deferral or councillor hawkins councillor hawkins please or councillor ripeth for councillor roberts for deferral chairman thank you uh councillor heather williams for councillor richard williams for councillor wright for yeah and I will vote for so that's uh two four six eight nine in favour of deferral no votes against item eight is deferred thank you very much we then move on to item nine on the agenda just before we do that would members like 10 minutes break is that a yes yes please yes please yes okay chair we are now live again thank you thank you welcome back to uh south cams district council planning committee we are now on agenda item nine which is on page 213 of our agendas this is application s 0150 stroke 20 stroke f l at 11 home close sway z the proposal is a construction of a two-story and single side extension uh the applicants is mr kevin shirwood the officer will take us through key material considerations uh the application brought to committee because sways the parish council request the application is determined by committee the presenting officer is laryne casey and the officer recommendation is for approval uh laryne casey could you give us your presentation please thank you and you've got your camera on thank you okay right i'm sharing my screen can you confirm please if you can see this okay um so as described this is a proposal for a part two-story and part single story side extension to number 11 home close in sway z so the site is part of a small scheme of 20 affordable dwellings that was approved as an exception site on land cited outside the development framework back in 2013 this is a two-story semi-detached house that sits in the middle of the site the proposal is for a part two-story part single story side extension um that would be cited on the east side building between number 11 and the adjacent property at number 10 so this shows the proposed floor plans um the proposed extension would be set back from the front elevation of the house as the single-story element would be set a meter or so back and extend the living accommodation at ground floor level the first floor element would be set even further back roughly in line with the central point of the house and would increase the number of bedrooms in property from two to three so this shows the existing and proposed elevations existing at the top proposed at the bottom the proposed extension would be set approximately a meter lower than the rich line of the existing house and you can see from the side elevations how it's set well back from the front of the property so two-story dropping down to a single story with that still being set behind the main front elevation of the house so the key considerations are the principle of development loss of small units for accommodation the character and appearance of the area including landscaping impact access to the rear garden and residential amenity so we haven't had any neighbouring third party representations at all but the parish council has raised a number of concerns with the proposal so firstly in terms of the loss of a small unit of accommodation the parish point out that the house forms part of the development that was approved as an exception site specifically to provide small starter homes for local residents and that this proposal by adding a third bedroom would compromise that the second issue they've raised is that this proposal in adding a two-story extension to the side of the property would result in the loss of a rural vista to the open fields that lie beyond the site to the rear straight north and they point out that this would be contrary to this Swayze village design guide which was adopted earlier this year the parish has also raised concern about the loss of the previously grasped front garden area to create parking and consider that the loss of this greenery would affect the character of the area and their final concern relates to the loss of access to the rear garden area I should as an update point out that since the officer report was written councillor Ellington has written in to record her concerns on the grounds the same grounds that the parish councillors raised that the development was built in as an exception site for people with the Swayze connection she is concerned that this extension would set a precedent for the loss of small units of accommodation and change the character of the development that was carefully planned to include views across the fence and space for children to play so turning to the main issues I've identified here firstly in terms of the principle of development site is outside the development framework extensions to existing houses are supported in principle by the plan for the CH-13 subject to a number of criteria I think the main criteria that this picks out is the impact of development on the character of the area and we'll look at this in further detail a bit later on in looking at the scheme against context of the village design guide in terms of the loss of small units of accommodation issue that the parish has raised it is the case that this development was approved as an exception site specifically on the basis of the local needs in Swayze now that approved scheme was for 14 rented houses and six intermediate houses in those intermediate houses included potential arrangements for the occupiers to to own those properties at later date and in this instance for this property the the owners have exercised their right by and the applicants agent has provided details of the title deeds to show it's now in their ownership so the increase in the number of bedrooms to the property isn't something that's controlled with section 106 and there's also no local plan policies that seek to prevent small units of accommodation being extended so also officers be used that this proposal wouldn't raise any policy conflict by increasing from two bedrooms to three bedrooms the next issue to look at relates to character issues and typically to look at it in the context of the village design guide the parish councillors referred to two paragraphs in the village design guide there's home close falls within a section that relates to mixed linear development and two paragraphs say that the aim in these areas is to maintain existing landscape features and that new development should take use from the street section hedges and verges off street parking views through to the landscape and the harmonious variety of houses I think I'll show you the overall extract from the village design guide this is a plan that looks at the landscape edge and key views just to show you the context that the site sits in so the the village design guide talks as a whole about the character of the village being a linear village but with close visual linkages to the countryside beyond and with the number of existing farms on the edge of the village with views through that provide that visual connection now on this call to the moment I'll just I'll just put the laser pointer on so that I can show you this so the dots here are the farms that lie on the edge of Swayze and then near to these farms you have some arrows there's 15 important viewpoints identified all together within the village design guide where the design guide identifies that these key views through to the countryside need to be maintained now home close the site that we're looking at sits here so it's not affected by any of the farm sites or key views identified in the design guide there are two sort of more minor views which are identified as valued landscape gap or view and I'll go on to the next slide just to show you this in in more context okay so this next slide shows the identified open spaces within the village design guide home close sits here and there's a green area here identified as in central open space and then we have a close up of home close here now this shows all this green area here was approved as sort of landscaping for the development this shows one of the identified views on the previous plan which is across that open space through to the fields beyond then the other view shown on that plan was more this this open space here so that's the context of the village design guide the parish council's raised concern that by extending it to story level to the existing house that it would compromise the aims of the village design guide officers views is that it wouldn't it wouldn't encroach into any of the key views identified in the design guide nor the key view sort of across to the fields beyond next to this site I think looking at the photos it's just to demonstrate this further the other point to mention is that there is also a gap between the site and number 10 to the to the east so the proposed extension would be as I showed you in the plans of the development it would be set back quite way behind the front elevation of the house this gap where number 10 is would still be maintained so there would still be a gap in that building line and views through beyond I'll just run through the other slides again this shows the context of the site and number 10 next to it and you've also got a slight stagger in the building line which would help to break out that impact as well and again looking toward the site from from the east shows the stagger in that that building line so as mentioned officers views is that the the proposed extension wouldn't compromise the the aims of the village design guide and that the the extension is very much subservient to the sign of the existing house there are concerns that have been raised that the front garden has been paved over now this was done before the application was submitted and being a permeable surface is permitted development so these works don't actually specifically require planning permission I think because I showed you on a previous slide as well the key green areas identified in the village design guide are the main sort of structural landscaping and setting to the development rather than the the small grass frontages to the to the front of the houses another issue that's been raised by the parish council relates to the potential obstruction of access to the rear garden area I'll scroll back here to the block plan so this proposal would reduce the gap at the side of the house to 0.4 meters that isn't enough space to to drag bins from the rear garden so to compensate this the application shows a small bin store located to the front of the extension and officers have also recommended a condition requiring details as to where bikes would be part and the final issue to mention is one of residential amenity we haven't had any third party objections but this proposal involves two story extension coming towards number 10 to the east number 10 has no windows in in this elevation so officers satisfied that the development wouldn't harm their amenities through lost light uh overlooking or overshadowing thank you chair just to conclude the recommendation is one of um one of approval subject to conditions thank you okay thank you very much any we're getting echo for some reason or anybody wish to we have councillor heather williams wanting to speak all right okay councillor williams please I hate to contrary the vice chair but he definitely had a question in first but I can go it's all right let's get on the question um so it's just about the there seems to be a bit of concern from the parish council that this was an exception site and I'm just wondering if um if any of you are able to just explain how we can balance that and whether the fact that it was an exception site is no longer a um a material planning consideration or not obviously the the purpose of those houses being granted permission was that they were small and this would make them not not in relation to their original purpose potentially thank you yeah um through you chair I think to to respond to this um I don't see that there's any um policy basis for being able to sustain an objection to the number of bedrooms being increased within this proposal um although it was part of the original remit for the um home clothes being approved and that it was specifically designed to meet the uh the needs of the village at that time um there is no requirement either within that planning position the 106 or within planning policy um to protect those units as effectively as they were built in perpetuity um the other point I would make is I think that um policies have evolved since to look at uh sort of lifetime homes and to consider homes being suitable for um living in in the longer term the original occupants have exercised their right to buy and I think are proposing uh a modest extension to it that would enable them to to continue living in the house thank you chairman I must apologize I had missed out both councillor Deborah Roberts and councillor Judith Ripith who I thought were in relation to the previous item I'm wrong so they're both down to speak if they may okay fine uh so councillor Robert simply is you with us councillor Roberts sorry chairman it's all that noise that's something talking behind my question is being asked by councillor Heather Williams thank you chairman okay lovely thank you very much councillor Ripith then please I think my question has been asked by councillor Williams as well so looking at the material considerations are you saying that actually lost the small units of accommodation is no longer a material consideration because it's been superseded by other other newer policies and the fact that they've exercised their right to buy if you can confirm either way yeah so through you chair um whilst it is a consideration at the time that um exception sites are are approved um there is no ongoing control in terms of planning policy that specifically protects small units for accommodation all right thank you very much for that uh and surprisingly um not for doesn't protect them from right to buy either which is something of an issue but nothing much we're going to do about that uh do we have more speakers councillor Ripith wanted to speak chair she just has I just have since I'm down I might as well speak chair me no actually councillor Payne's got his name down before you come to Councillor Hawkins in a minute yes uh going back to the question of viewpoints which was the uh one of the key concerns the parish council we saw a photograph taken pretty well direct on from the front just now which showed not only a um a white what looked as though it could have been either a container or a lorry which of course would be temporary but behind that another permanent building uh it did seem to me that the view to the extent it was important or had been one of those protected was obscured anyway um is that correct three new chair if I may um it is compromised to some extent by the um photo that I showed you which has a domestic outbuilding to the to the rear of number 10 um but I was looking more at the the sort of higher level and first floor views above that building thank you we then come to councillor Toomey Hawkins chairman all right thank you councillor Hawkins please thank you chair um if I can refer to the village design guide uh 4.1 and um I think it's 4.4 4.5 the idea of that is I mean I was one of I had the pleasure of sitting through um listening to all the I think it was 708 uh village design guides when um went to the design enabling panel and I know that uh Swavesy was very very keen on keeping uh the gaps in between uh you know the houses and the buildings um so that you know they had views out into the countryside now obviously in this case uh 4.1 states to maintain the rural gaps and important views um again also through controlling tree plants and alterations to buildings and 4.4 4.5 went you know sort of go on to emphasize that so in if we're looking at this how do we justify the fact that the extension is to the side and will block some of that deal I know it's you know what's before us is on a side extension surely a real extension would have been better but then that's what was before us so I take that point but my my feeling is that if we begin to encourage on the views in this way it's only a matter of time before everybody wants a side extension and then it's all blocked so my question how do we justify the side extension in this but I don't see how we do I might go wrong for you chair if I may can I um share my screen again and show the plan up of the uh Village Design Guide Extract yeah please can you all see the plan yep got it okay so the paragraph that councillor Hawkins has referred to is the paragraph 4.1 of the design guide um says that the intention is to maintain the rural gaps and important views identified in figure 10 now the um plan in front of you is figure 10 um and then it goes on to say including through controlling tree planting and alterations to buildings and boundary structures that this paragraph relates to those important landscape gaps and views that are specifically identified on on this plan I may put the laser pointer back on here just so you can see it more clearly um as mentioned there's 15 identified important viewpoints um so starting from the north um coming down they're quite hard to see on on here but there's another one here near to the site you've got uh one in here um and then a number of others at the points where you have um particularly have sort of farms that are directly next to the to the village framework now there the um important gaps that the design guided identifies that need protecting my view is that if we did have applications for extent site extensions to buildings um that included tree planting and that included boundary alterations that would fill in those gaps and conceal those views through to the countryside um that that would raise conflict with the village design guide in this instance um officers views so that the the proposal doesn't raise conflict it isn't one of those views identified as being important within the village design guide and the um the valued landscape gaps and views that the village design guide does identify um in Swayze uh which we can see in further detail um in this picture here um covers the views to the to the open fields across this parcel of land so I think would you know would be a strong reason in addition to the landscape value for um resisting future development of this space here um but our view is that the site extension to this dwelling here doesn't raise conflict with the with the aims um and specific guidance within the village design guide thank you chair can I come back to this chair yeah briefly please can you go back to that that drawing thank you because further down in the design guide it does it does talk about the brakes in fact you can see that it says brakes in the building line there's a reason for that um you know it's a linear development popular to the main road but those views are still important to those who um you know put the uh design guide together so what's going to be happening is you have this linear development you have the build you know the brakes in the building line which are deliberate but what this particular one is going to do is going to start blocking that up that is my point and you will find it in 4.5 as well so that's my concern yeah okay okay councillor then you know you bring that into your consideration I don't think the officer is actually can tell you anything much more on that that's it that's my contribution thank you thank you very much okay any more questions councillor feign no non-listed chair excellent so we move on then to the public speakers we have two public speakers here on this one is Sophie Mason with us please hello yes I am hi all right welcome sorry to keep you so long no problem thank you I take my hat off to you doing this for a job I've listened all day it's very hard work it is and we're not finished yet Sophie okay so the other system you get three minutes to make your points uh and then I'll ask you to wind up if you're still on and going so when you're ready you've got your three minutes thank you yeah thank you for the opportunity to speak today regarding my home extension which will will provide an additional bedroom uh for our son he's now at the age where he can no longer share a bedroom we have a two-bed house currently uh and three boys we're a family of five we we've been working very closely with the planning department on this project to ensure that the design was kept was was within keeping with the existing property whilst not being obstructive or having a negative impact on the neighbouring properties we have ensured this through design by not by not having any overlooking windows any privacy or loss of light issues this design meets the relevant planning policies as highlighted within the officer's report and as such planning permission should be granted I'd like to thank the planning officer for her assistance during this planning stage and and thank you all you know for your comments and commitment excellent thank you very much any points of clarification members that you want mrs mason i don't see anybody okay well thank you very much indeed for your contribution there mrs mason and we'll move on to the parish council for them is council right with us please council right council will write can't hear him left is still on the list he is with us chair on the phone um it is that that he is on mute um and wouldn't have been here earlier on so uh council right if you can hear me um if you try to on your keypad for your phone click uh star six and then the hash symbol that should allow you to unmute and speak uh i also sent the instructions to your email all right thank you we give council a right a couple of minutes and see if you managed to make contact how's that hello yeah is that council right hello can you hear me yes i can do it oh okay is that the chairman yes the chairman speaking yeah good afternoon good afternoon sorry to keep you so long that's okay and members of the council i'm i'm normally sitting in there when only these things happen but unfortunately i've had some result to have telephoned today because of the uh teams i can't get on there with my laptop but never mind no okay fair enough now as a member of the parish council i i just need to ask you that you have the permission of your parish council to speak on their behalf today i do yes i think your email was sent yeah all right okay you got three minutes to make your point to us so whenever you're ready these go okay thank you um 10 years ago the home closed site was a paddock on the edge of slavacy and then in 2013 an outline planning application was granted uh on behalf of a housing association to build 20 dwellings for social housing which would be maintained uh directly for people that lived in the village and uh either or either that or work in here so they could be close to home and work um when permission was granted the housing association dropped out of the project and self-careers district council housing took over the building thereof this development was an exception site and still is outside the village development boundary to provide smaller properties for local people to live closer to their families in the village and of their place to work uh the parish council was extremely disappointed that the right to buy was not withheld from these properties so as to keep them as low-cost housing in perpetuity as residents purchase and extend these properties the original purpose of their origin will be lost as market values and larger dwellings would never have been approved on this site just 200 yards from this site across the road all homes are currently marketing uh 100 homes the current price for a two-bedroom house over there is 300,000 pounds and the current price for a three-bedroom home is 360,000 pounds this is not affordable housing but reflects the price of housing in our village the village design guide was adopted in january this year and clearly states the need to maintain rural views and gaps between the dwellings where these exist and to protect the landscaping of front gardens what this does not mean is really the positioning of refuse bins and two or three vehicles in front of the dwellings where this or any similar extension on this site to go ahead it would effectively be in total contradiction of the design guide which is an integral section of the emerging neighborhood plan the parish council as I say the parish council was very disappointed that the right to buy was not withheld we feel we feel that if a precedent is created then before we know where we are there'll be developments everywhere on this site and that is not what it was intended to be and we would like to think that the original idea of maintaining this as affordable housing unit or people directly connected to the village would maintain as it is without further development and that's all I've got to say on it um if you've got any questions for me please let me know thank you thank you very much now are there any methods methods that members would like to raise with this I haven't seen anybody so far Councillor Thane do we have anyone no one listed at the moment chair okay thank you very much uh thank you councillor right uh thank you for your time and your contribution thank you okay thank you thank members um open for debate who would like to kick off please right is there no one wishes to speak to this we have councillor Heather Williams wants to speak to councillor Tumi Hawkins and now councillor Richard Williams too fine okay thank you very much so councillor Heather Williams please thank you chairman um I think it's been it's been really helpful hearing from all the speakers and I and I can understand the situation the applicant finds themselves and and why they want to do what what they do um obviously from from our position we have to look at the material planning considerations and I just feel that the extension with it going sideways as opposed to going to the rear um for me there is a lot of uniformity in that road and I think that does create a disruption to the street scene as a whole um so I I will listen to to others of course but I am minded that that the extension in its current form is not really suitable for the for the road itself and I would be on the if I was looking to refuse to be on the grounds of street scene and policy HQ one of which that falls in um but you know we'll be listening to others because I can see it's a very much unbalanced thank you chairman thank you can we go then to councillor Tumi Hawkins I think councillor Hawkins thank you thank you chair um I think I wouldn't say about the point what you heard what I said earlier on um I believe that the uh the proposed extension where it is is out of keeping out of character and um will affect the way that development looks and and the views that um it has through the gaps in the building so it's uh it's appearance and character I think for me I'll completely understand where the applicants are coming from but I think uh it's an extension in the wrong place thank you thank you very much next is councillor Richard Williams all right councillor Richard Williams please thank you chair um I'll try and be brief um I I find this a really difficult application um I hear what the parish council says and I understand the points councillor Hawkins had just made about the street scene I can also very much see it from the applicant side and I do note something the parish council said about the affordability of housing it's a catch 22 really because yes you want to preserve affordable housing within the village but equally people who bought those houses and maybe can't afford to move to a bigger house but need a bigger house if we cut off their ability to to extend their house too we're just creating a slightly different problem um so so I I'm very on the fence about this one I I can I can really see it both ways I've got great sympathy with the applicant I can see the parish council's point of view I'd be interested to hear what other members think you then have councillor Martin Kancha that's the car please thank you I don't really think that the view between these houses which Lauren are very typical assembly attached houses uh in the countryside uh I'm sorry coming out from the village is a really major impact and the design and materials seem to be matching quite well it's not going it's we've got five three children it's five person house and two programs it's acceptable and I cannot see that the people who live there are likely to be able to move to one of these three hundred or three hundred or three hundred and sixty thousand pound houses in the village I think actually uh helping them to stay in the house is um is a meeting part of the need our social need and I all you know I think my general feeling in this particular situation so that's our working favour if we wish them to remain central houses we should have found a system by which we did but we'd like to buy there but we have to accept what happens brother all right thank you and councillor ricketh please part of my points have already been covered but I just want to emphasise that when we went on a housing trip um organised by Judy Fletcher these this is one of the places we saw and I was struck by how you have that view through and the larger gardens and if we allow this although I can completely understand the applicant's reasons as as to why it is actually overdevelopment of the site you can't get round the sides of the house and it will set a precedent because why wouldn't everybody else want to do the same and block in that view block in the gap okay thank you very much councillor say any further speakers councillor nickers right thank you councillor right please thank you chairman thank you chairman um my feeling on this is that the planning officer in case he has been absolutely forensic in her going through each item very very clearly and you know it's tempting to look at the site as a whole but she's dealt with each objection very very clearly and um the I do know the site well it does have that combs teeth views through it but this doesn't this extension in its own right doesn't completely block up the view between the houses it blocks one side of it so it is fairly minor and anyway it's not one of the main views that are covered in the design guide so um tempted as I am to go with my heart and defend something which I don't think is defendable I think you know the planning officer is right on this and um that uh although the principles were there in the original design that has been eroded with time unfortunately and um you know each application has to be taken on its merits and on this application on its merits I think we should grant it thank you chairman thank you very much I think councillor saying you want to speak yes quick word I think councillor right has just said it I accept what the planning officer said that this does not compromise the village design guide the village design guide does not say there should be no further extensions to houses within the village um I think I take on board entirely what Richard Williams was saying about the need for families who come into affordable houses to be able to grow to accommodate in this case they're three boys although the personal circumstances are not what we're looking at here and also what Martin Khan said and so I am satisfied that the planning officer has given us the right advice in her very clear presentation and that we should therefore approve this application right thank you very much indeed um I agree entirely we have every sympathy with the parish council but there seems to me that to be no legal basis to do other than allow this this is not a major view and I don't think that argument stands up so without further speakers I will take this now to a vote so the proposal before you is for approval if you want to approve it you're for it if you want to refuse it you're against and if you want to say you're abstaining I will do a roll call councillor calm please approve thank you councillor feign for approval well thank you councillor Hawkins against thanks thank you councillor repeth against thank you councillor Roberts for thank you councillor heather williams against thanks councillor richard williams for thank you councillor right for thank you and our vote for so the outcome is two or six in favour and three against so this application is approved thank you very much we move on then to our next application which is our gender item 10 it's on page 221 of uh gender will write swabacy parish council so thank you very much so we have now exiting agenda item 20 stroke zero two two one seven stroke fbl this is a cotton them eight little field posed range could everyone make sure that they are on mute please there's a lot of background noise going on thank you right the proposal is the change of use of land to form part of residential cartilage and the erection of a double garage the applicant is mr paul levitt key material considerations will be outlined by the presenting officer this is a departure the application is brought to the committee because of departure policy s stroke seven the recommendation is for approval and the presenting officer is rebecca claden rebecca claden would you give us your presentation please thank you chair i'll just share my screen good i can see that wonderful okay so the site is eight milfield in cottonham the proposal is for the change of use to land southwest of eight milfield to see three residential use to form part of the residential cartilage of the property as well as the erection of a detached double double garage the land sits to the southeast of eight milfield the key issues to consider in the determination of this application are the principle of the development and the impact of the proposal to the visual amenity of the area and encroachment into the countryside um the development sits outside of the development framework um which is this black dash line here um but it does not sit within the conservation area or the statutory green belt the land is 0.05 hectares in size whilst its lawful use is for agricultural purposes the land is not currently part of a wider agricultural land holding and is therefore not in active use um an application for eight milfields if the site for a two-story side extension single-story rear extension and loft conversion was permitted earlier this year the site itself sits on its own and is surrounded by fields on all sides except the northwest however there is a stretch of large semi-detached properties which face eight milfield and these properties do benefit from a considerably larger residential cartilage than the site this is the view of the site toward long view which faces away from cottonham the site is situated to the right of the image so just here and this is the view facing cottonham and this is the site to your left here and this is a proposed block plan the site outlined in red here um as you can see there's associated landscaping including planting and hard standing as part of the proposal there's also the addition of three parking spaces um as well as the development of a new detached double garage and these are the proposed these are the elevations of the proposed garage these are the elevations of the long elevations of the proposed development so the the incorporated cartilage there this is eight milfield and this is the new garage and here as well so eight milfield and the garage the parish council have objected to the proposal on the basis that the proposal would be contrary contrary to neighbourhood plan policy co h2 1 and local plan policy s 7 um due to the location of the site which is outside the development framework whilst the proposal does sit outside the framework and would be contrary to the aforementioned policies it is considered that the extent of conflict with the local plan would be limited due to the size of the site and the presence of the dwellings opposite um and that therefore would be no significant visual or encroachment harm um uh arising from the proposal it's also considered that the proposal would preserve the character and appearance of the area in accordance with policy hq 1 of the south cambridge here local plan um and officers are therefore recommending this application for approval subject to conditions thank you chair all right thank you uh any points of clarification members chairman can we ask could we ask to have a look at the um the drawings again please yeah it's a specific point you want yeah because there's a big gap between the house and the um intended garage yeah okay can we then distract that then please Rebecca yeah of course um so this is the front elevation of the proposed of the of the long elevations um and this is the side and rear is there any particular one you'd like to see councillor actually showed from the front which show the green area between it it's not this one previous one that's it thank you great thank you okay so how far away from the house is is this yeah i mean why why is it being placed so far away i mean it's got the potential it's it's almost like a dare i say it a separate dwelling is this in reference to the to the new to the proposed garage um yeah yeah um i mean i'm not sure why it's it's been placed so far away um to be honest so how far away is it actually them um i don't actually know off the top of my head if you give me a couple minutes i can i can find out what's that 20 yards or something like that you wouldn't expect a garage to be so far away i mean you're going to get absolutely drowned drowned through to the skin if it's raining try to get to the house okay all right okay thank you uh councillor Thane have we got speakers councillor right we'd like to speak councillor right please councillor right and councillor Roberts has made half my point that it is such a long way away and also you're creating an infill site between the the garage and the house looking at the gap it does seem very surprising that we should even be considering this right thank you well on what basis wouldn't we be considering it councillor right could i explain himself yeah this is open countryside it's outside the village framework and you're busy creating for an applicant an infill site with a gap between two buildings right well yeah we as always we can only judge what's before us isn't it so we can't surmise what might or might not uh happen else in later times but anyway i'm sure we've all noted that uh councillor Thane was did you want to speak no chair i don't need to speak myself and i don't see any others who are okay great so we now have councillor Kahn wants to speak is it councillor Kahn the last-minute speaker again i'm going to make a little comment that when i was uh uh in my teens i lived in a chartist uh former chartist settlement in the midlands which was a house very similar to this the former former horticultural house and the garage was all at a little bit further distance away from the house so i don't in that sort of location it's in a rural area i don't find it particularly unusual so whether it's convenience or not a matter okay thank you for that so no actual question so i go to public speakers in that case so thank you very much Rebecca um we have a written statement um from the applicants which you've all had a copy of that's from Mr Leavitt um i'm sure you've all read that um can't actually be with us today the parish council i believe is being represented is councillor Morris still with us please councillor Morris yes i can you hear me thank you okay thank you um yeah we're all done still with us okay sorry for the long time today um i'll help you i'll help you a little bit by keeping the front end short because it'd be quite repetitive compared to what i said earlier um but one thing that is important is to remind us that a neighborhood plan is the voice of the local people or local community in terms of where they think new homes shops and offices are to be built and what they should look like um having said that um we also have local knowledge of the site millfield in particular some years ago was the subject of a demolition order where an owner and it's not directly relevant to this site but it is in millfield constructed a substantial building that had to be demolished later partly because of the traffic problems it was causing millfield is a privately maintained road with a very narrow access entrance with limited visibility space that often cause accidents and road traffic situations so millfield is unable to support safe segregated pedestrian access and in our view any development is unwise and the suggested conditions while perhaps necessary if it was approved don't really address the two key concerns in our view policy coh 2.1 was there for a reason the development framework which we extended as part of the neighborhood plan and it does say that development proposals outside the development framework will only be supported by the design to provide appropriate facilities for rural enterprise agriculture forestry or leisure or where they otherwise accord with national or local planning policies so as councillor right said this application should not even be here there's no attempt been made to demonstrate how a detached garage which I think in the design and access statements is acknowledged not to be a garage at all it's a storage facility located some considerable distance from the residential premises and again the distance is such that it's practically unusable in rainfall and such like and unlike one of the councillors suggested the councillor claim I think it was garages in Cottenham generally speaking are not that far away from the property that they're serving it may have been the case in some council properties from the 70s but they caused their own problems of course trust as a council house is detached from the properties so in summary because there's been no attempt made to show how the detached garage located some distance away from premises complies with any of the allowed purposes under the neighbour of plan policy so H21 how it delivers any planning benefit it's not a house it's a storage facility it's not an affordable homes it's not an exception site none of the kind and how that could outweigh pedestrian safety concerns in the road and it also doesn't comply with local plan policy S7 so permission should be refused thank you thank you very much any questions for councillor Morris I think councillor Fein you got the question yes perhaps I should just stress that I haven't made any comments about the distance between houses and garages anywhere I just wonder to what extent this is likely to create traffic problems when it looks from some of the pictures we've seen as though the owners of this house already have cars so presumably it wouldn't affect the number of cars actually going up millfield I think it will the layout plan shows two additional cars if you like in front of the storage facility and a car alongside the house and inevitably there will be more more traffic it's a small amount but given that the access is only four meters and there is a conflict over the final 20 meters going out of the site into a very restricted area of rook streets and that area where the visibility displays are very short in this case it will increase the probability of accidents all right thank you very much chairman I don't think we have any further members committee seeking to comment okay we can let councillor Morris go then thank you very much for your time thank you okay members anyone wishing to make a statement on this one no right so you want to go straight to a vote then we have councillor Roberts wants to contribute to the debate chairman and I'd quite like to do so myself after that okay councillor Roberts please thank you vice chairman thank you chairman and my feelings are I'm always so appreciative of Kotlin parish council and they do an awful lot of very informed checking before they come to see us and they have their facts like we used to say ducks in a row and I think that the fact is that this is not compliant with any of the allowances that would be made for this particular site it should clearly in my mind remain as garden land I am very concerned about the the distance that has been put between it this building because it's not a garage it really does not appear to be a garage I think Kotlin parish council have called it a storage facility and the present house we appear to be going down the route of you know making a separate plot here and giving it a residential use so I think on all the planning criteria and grounds that were put by the Kotlin parish council representative we should be refusing it thank you chairman all right thank you councillor thane yes me again chair um I think we may wonder why this garage is not being placed next to the house we may even have our suspicions as to its real purpose as to whether it is intended in the long term to create a separate unit I think there's nothing unusual in saying of all garages that they're effectively storage areas but they are nonetheless ancillary to the existing use of the building if in due course a garage placed on this site the owners then owners were to seek conversion to a house they would of course need planning consent and that would be considered in the light of the neighborhood plan but this is a proposal an application for a garage on the site just next door to the house and I don't think it's for us to judge how far a garage should be from the house and whether somebody is going to need a number brother to get from one to the other chairman I'm sorry but that's pretty great isn't it come on no no interruption thank you if you want to speak let's put your name down again got another speaker is councillor right please thank chairman I'm going to differ from councillor fame in that I think this is going to cause problems it is you know a design feature that it is too far from the house and it should be adjacent I can see no reason why it shouldn't be adjacent if it's going to be acceptable but I'm absolutely with cotton and parish council here and it should be refused I believe with the neighborhood plan policy co h2 and local plan policy s7 being taken into account thank you chairman thank you so it's coming up okay did the officer Toby Williams wish you to speak to us I believe yeah thank you chair just to say in the the report actually the distance is referenced by Rebecca between the garage and the house has about 17.8 meters at some distance and also in Rebecca's PowerPoint presentation there are views looking up millfield and you can clearly see that there are side windows in the existing property which is presumably why they have set the garage away from that property what I would say in terms of kind of members approach to this is that the scale of the garage is domestic scale we're not prejudicing the council's ability to kind of determine kind of any other kind of applications that might come forward on that land and you'll see that the officer recommendation seeks to remove party of the permitted development rights for the erection of any other um outbuildings on that land thanks chair thank you very much um I think we have councillor kahn wants to speak right councillor kahn please well I understand cotton parish council's concern about it being a development in the countryside this seems to me relatively small scale I'm sorry I mentioned earlier on in the questions about the distance but I've commented that it doesn't seem to me exceptionally distant for that sort of rural location um the question is whether we're willing to extend the cartilage I should point out at the moment the land is in agricultural use and you could build agricultural things without permitted development rights which will might be well much more ugly by doing this we take the land with which I don't think it's totally intrusive building into uh into control because we'll be all permitted development rights as part of a residential cartilage I think that I don't really see enough reason to refuse it and I should probably support it all right thank you gem councillor roberts would like to come back at us yep okay thank you councillor roberts please ready thanks chairman the thing chairman that I'm reading is you know what we got here is land outside the village envelope where you wouldn't allow development and what it clearly states here is that they are asking us and what we would be giving is a change of use to residential on that piece of land so the talk about we can stop it at some later stage if it morphs into something different we're halfway down the line if we go along with this and and I'm sorry chairman it seems to me thinking back to what uh the parish council and chairmen stated it doesn't fit in with any criteria we're asking to change a piece of garden land outside the village envelope into residential use and once we go down that road and chairman there are sites like this in every village in south cairn bridge there we are setting a dangerous precedent here thank you thank you very much um mr carter wishes to have a word thank you chair before you quite do that then I mean obviously a number of members are likely to be looking for a refusal my understanding of what they're looking for is that this is an inappropriate development in the open country side is against the design guide cllh stroke two and it's outside the village envelope yeah may I return to that in just one moment chair um so just just for the clarification for the committee uh following developer sorry council robert's comments my apologies um when we say change of use to residential use we mean domestic residential use to change to a separate residential use i.e. another dwelling would require a new planning commission in its own right um so that's just for clarification in terms of potential reasons for refusal yes I agree council chairman what I've heard is that by virtue of the location outside of covenham development framework the proposal is inappropriate development in the countryside contrary to policy s7 of the local plan and policies coh2-1 of the neighborhood plan that would be my reading of what's what I've heard from the committee thank you okay thank you very much thank you let's just get that done okay so I don't have any more speakers so I'm going to go to a vote so the recommendation before us is for approval so you are for it if you want it approved you're against it if you want it refused we've got the grounds outlined for refusal if that's what you want and if you want to abstain you're abstain um somebody else has turned up could you turn your camera off please thank you okay so we're going for a vote and I do a roll call so councillor calm or or councillor fein for or okay councillor Hawkins against against councillor rippeth for or thank you councillor roberts against okay thank you councillor heather williams against councillor richard williams against councillor right again thank you and I'm four that's two four four and two four five against so that is refused thank you very much everyone on that one and we moved to our last planning application which is agenda item 12 no it's not it's agenda item 11 so agenda item 11 on your agenda is it's page 227 um it's uh application 20 stroke zero three three zero eight stroke cl2 pd and it's a 51 brookfield way cambalm so the proposal is for a lawful certificate for a proposed single sorry side extension to both sides of a detached house the applicant is miss air the key material consideration is whether pros pros or constitutes permitted development um it's not a departure it's coming to us because the applicant is a member of staff at south cams district council the officer a recommendation is approval the presenting officer is john mecca tier um so over to mr mecca tier will you give us your presentation please thank you chair give me a moment I will share my screen could you confirm you can see that for me yes we got that okay thank you chair um good afternoon councillors my item is an application for a lawful development certificate for two single story side extensions at 51 brookfield way normally this would not require uh committee deliberation but circumstances are different here as the applicant is a member of staff at south cambershire district council I'll move right on to the site location plan and we can see here 51 brookfield way on the road there no conditions have been applied to the property which would remove permitted development rights and this is not a conservation area I'll move on to the proposed plans we have existing elevations above proposed elevations below and we can see the proposed side extensions here and here those dimensions are quite small but there will be 2.6 meters in width and 2.6 meters in height at the eaves if I go over to the floor plans again we can see the extensions on the side of the building there and they are 7.7 meters in depth which matches the depth of the existing house I've summarized the pertinent details for permitted development neither of the extensions would exceed a height of four meters you've seen that neither extension would be greater than half the width of the original house both extensions would be single story as you recall from the elevations and both extensions would be constructed with similar materials to match the existing house so the proposal would appear to comply with schedule 2 part 1 class A of the town and country planning general permitted development order 2015 therefore I recommend that a certificate of lawful development be granted in this instance thank you chair thank you very much well members it's before you simply because it is a member of staff it's been pointed out to you that it meets all the requirements can I go straight to a vote on this one please agreed okay can I take it by affirmation is anyone against no one against so that is approved thank you very much thank you thank you john quick thank god okay we move on we're now on agenda item 12 on page 231 and it's the enforcement report can you hear me right anything to report I've got no updates in respect of the reports submitted there are things going on but there's nothing I can report on at the moment okay fine anything members would like to raise I know a councillor Heather Williams would probably like to thank you for the appendix 3 which is the enforcement activities in her ward if I may speak for myself chairman is that okay well all right thank you chair much appreciated so yes thank you very much for sharing the appendix and I think that's very much helped some local residents as well to understand exactly what's been going on on the site there has been one thing subsequent to that which is in the report which was the tarpauling incident but I contacted Gordon and he was out the same day and it's definitely has made a made a difference some of the measures that have been taken of recent so my thanks to all the enforcement team for your support doing that thank you you're very welcome thank you chairman thank them for myself do we have any further speakers councillor right wanted to speak all right thank you councillor right please chairman through you could I request an update on cotton and smithy fans and our progress through the courts there at the next meeting yeah thank you very much is that all right yes I know is there actually going to be something to our update on yeah well there will be we've had um a recently aerial photographs of the site taken which we'll be uh comparing with those which were taken in november and see what changes have taken place okay thank you very much so we're going to have that at the next meeting that would be great so I think we have I hope you haven't sat there all day of you well I've sat here but I've been doing other things you've been in the background chairman I hate to stop yours in mid-flow but I see that councillor rippith would like to speak oh right okay councillor rippith yeah I apologize sorry chairman um just a thanks it's not yet made it onto the report but um thanks to the enforcement team for sorting out the issue on fen road in milton we should dare say we'll come on to the next agenda okay good thank you very much so you're only got thanks today so well we're done okay I won't need too big a drink tonight thank you chairman just as you say the Dalasonia has thanks we have a question from councillor williams please oh no he's on the peels I think isn't it oh yeah I was I was preempting that we might move quite quickly on to the next one yeah but we're about to go there now so thank you very much we've done the agenda item 12 we're now on 13 appeals against planning decisions um councillor williams you want to raise a point thank you chairman it was just the new appeals that are in and the dates could officers just let us know in any of these applications of our five-year housing land supply being tested please or the other grounds thank you very much um mr carter can you enlighten us uh instead you can just bear with me a moment my computer seems to think it's had enough so just one moment it's probably not just your computer Chris I think we're all feeling like that at the moment uh so looking at those appeals received given the scale of development we're talking about um I mean I don't know for sure I can check for you councillor but it doesn't appear to be the case uh that that would be a factor in any of those appeals uh let me just very slowly scroll down to the final page chairman as it's been a long day I'm happy for yourself I'm happy if um if they want to get back to me outside the meeting um because it might be that it's not one of those and it's something different happy to take it offline if as I say I'm not aware of any uh ongoing appeals that do raise the issue of five-year housing supply but I will happily find out and update the committee to that effect excellent thank you very much for that so any other points anybody wants on appeals I see that the current one's all dismissed or withdrawn they're all done there okay so if there's no further questions on that we come to the end of the meeting yep the dog agrees with that I hear in the back dog says go let's go so thank you for everyone who's attended thank you members of the committee thank you officers another long day what are we seven and three-quarter hours uh so well down everybody I'll see you again at our next meeting which I think is on the 11th of November okay thank you very much we're finished thank you chairman thank you thank you we're on a fun


It's not uncommon for people to worry about being seen as needy when expressing their needs. But it's important to understand that there's a difference between genuine neediness and simply fulfilling basic human needs. In this video, we'll explore three signs that show you're not actually needy, but really just addressing your basic human needs. Seeking emotional support. Picture this. You're dealing with a stressful situation at work, and it's taking a toll on your mental health. One evening, you decide to call a close friend for support. As the conversation unfolds, you begin to feel lighter and more supported.  There are times when life throws you curveballs, leaving you feeling down or overwhelmed. In those moments, it's completely natural to seek comfort and understanding from others, family, or loved ones. Don't worry. Reaching out for support doesn't make you needy. Instead, it shows that you understand the importance of connection and validation, which are essential aspects of emotional well-being. Research professor, Dr. Brene Brown, highlights the significance of vulnerability and connection in her work. When you open up to others, you not only foster deeper connections, but also build resilience and a sense of belonging. Dr. Brown's research suggests that seeking comfort and understanding from others during tough times is a fundamental aspect of your emotional well-being. So the next time you find yourself feeling guilty or worried about appearing needy, remember that it's perfectly natural and healthy to lean on your support network. Desiring clear communication. Imagine this. You're having a conversation with a close friend about a recent disagreement. Instead of keeping your feelings bottled up, you decide to openly express your thoughts and seek clarity about what led to the misunderstanding. As you both share your perspectives, you begin to understand each other better and the conversation helps to strengthen your bond. When you want to express your thoughts and feelings or seek clarity in your interactions, it doesn't mean you're needy. It's simply a reflection of your desire for strong communication and mutual understanding. Psychologist and relationship expert, Dr. John Gottman, highlights the importance of effective communication in his research on relationship stability. By engaging in open and honest conversations, you can foster trust, understanding and stronger connections with those around you. Dr. Gottman's research supports the idea that open communication is crucial for healthy relationships. So the next time you feel the need to express your thoughts or seek clarity, remember that it's not a sign of neediness, but rather an indication of your commitment to nurturing your connections with others. Valuing quality time. Imagine this. You've been feeling a little disconnected from a close friend due to your busy schedules.  During your time together, you reconnect, share stories and laugh. Feeling the bond between you grows stronger. Spending quality time with the people you care about is essential for maintaining strong bonds and nurturing relationships. When you enjoy being with your loved ones and occasionally ask them to hang out, it's not a sign of neediness. Instead, it shows that you value your relationship and are willing to invest time and energy in them. Dr. Sue Johnson, a clinical psychologist and developer of emotionally focused therapy. EFT, highlights the importance of nurturing emotional connections in her research on attachment and relationships. Spending time together helps to strengthen the bonds you share with your loved ones and contributes to your overall well-being. Dr. Johnson's research underscores the significance of investing time and energy into our relationships. So the next time you worry about appearing needy when asking to spend time with loved ones, remember that it's a natural and healthy way to nurture the connections that are important to you. Can you relate to any of these signs? It's important to remember that seeking support, engaging in open conversation and spending quality time with others are all natural parts of being human. Share your experiences and thoughts in the comments and don't hesitate to share this content with friends who might find it interesting. See you next time.


Hello, in this lecture we're going to work some smaller test type questions, questions that are of a size that they could fit into multiple choice format. We have here a company uses the allowance method of accounting for uncollectible accounts receivable. On May 3rd, company wrote off the 4,400 uncollectible account of its customer. On July 10th, received a check for the full amount of 4,400 from that same customer. The entity or entries company makes to record the write off of the account on May 3rd. So they're asking for that first transaction, even though they told us that later on the customer came and paid it back. So what's happened in here, we had a receivable, we made a sale sometime in the past, and then we determined at this point, at May 3rd point, that this would be uncollectible. We're not going to get paid by this particular customer. What would be that journal entry at that point in time? We know that the receivable is an asset and they owe us money, and we need to make it go down because they're no longer going to pay us, therefore we're going to reduce the assets. So we're going to credit the receivable. Accounts receivable is going to be credited. I'm going to put it way out here for, I'm going to put the credits being a negative number 4400. That means we're going to debit something, and obviously if we got paid, we would debit cash, but we didn't get paid in this time. We would debit under a direct write-off method, the bad debt expense at this point, but under the allowance method, in an attempt to match the expense of the write-off at the same time period as the sales, we've already expensed it, or estimated what that expense will be in the allowance for doubtful accounts. And now that this has happened, we're going to take it out of the allowance for doubtful accounts. Allowance for doubtful accounts usually having a credit balance. We're going to reduce it now with a debit. And notice there would be no net effect on accounts receivable from this transaction. So here's the transaction to write it off. We're going to debit allowance for doubtful accounts, and we're going to credit accounts receivable. Now notice they asked us kind of the easier portion, even though they gave us all this information, which is kind of confusing us, because they asked us for the write-off, and they could have asked us, well, what would happen, what happens when the company, the customer actually comes in and pays. We thought the customer left town, I'm never going to see him again. Customer comes in and pays. What are we going to do in that case? And what we would do there is two journal entries. So if they did ask for what happened at the second point in time in July 10th, then we would have to first reverse this. We would say, okay, well, accounts receivable is back on the books, 4400, just a complete reversal of this entry. This puts them back into good standing, I'm going to put this over here. I'll just say this equals this. So that would put them back into good standing. And then we would do the normal transaction. The normal transaction being we got cash, so cash is going to go up with a debit of 4400. And we have a credit. And the credit would then, in this case, go to accounts receivable. Those would be the two journal entries. And this was always used to be really confusing to me when I first learned this, because it seems like we're doing more work than we have to do, because we're doing two journal entries and we're debiting and crediting the receivable. From just a journal entry standpoint, notice what we could do to shorten this is to just do this half. To just say, okay, the same result would be if we just took this and credited the allowance and then we debited the cash. And the debit and credit would look like that. And why won't we just do that with one journal entry instead of this business of basically debiting the receivable and then crediting the receivable? Why don't we just do what we need to do to the accounts that will actually be affected or changed in the long run? And the reason for that is basically we are reversing what happened last time so that when we see it on our subsidiary ledger, it gives us kind of an audit trail. So although in journal entry terms strictly, this would be the shortest way to do it. Most texts will have us do the reversal and then do the normal process that would happen when we receive the payment. This one says that a company has the net sales of $1,630,200 and average accounts receivable of $418,000. What is the accounts receivable turnover? So in order to do this, obviously we need to know what the accounts receivable turnover, so AR turnover is going to be net sales over, I'm going to select Alt-Enter to go over and then it's going to be the average AR, I'm just going to say average AR and then I'm going to underline that, we're going to underline that, say Enter, we go back on it and we'll center it. So there's the ratio that we need to have and they just gave us those two numbers and this is a bit more simplified than it normally is because normally obviously from financial statements we would have to figure out what the average receivable was and what we would do then is we would see what was the receivable on last period's financial statements, the end of last period being the beginning of this period and what was the receivable at this period, the end of this period on the balance sheet, the point in time which is of course as of the end of the period and then we would add those together and divide by two, kind of giving us what the receivable could have been basically any time within that time frame. So in this case it's just a $630,000 over Alt-Enter, I'm just writing it in the same format, the 418,000 and if we underline that, whoop, just the top one, I want to underline just the top one. Then it's that Enter and then we can center it and then if we of course do that calculation this equals the $1630,000 divided over the 418,000 and Enter. Remember that Excel could be rounding here so we have the ratio and we want to add decimals to home tab numbers to see if there's any more, so there it is, it's 3.9. Next one says that on July 9th, a company receives 9,100 150-day 12% note from customer as payment on account. What entry should be made on July 9th to record receipt of the note? This one's really just kind of like a terminology thing, we got to see what they actually mean by this and so what if we interpret this, we're saying okay we have an account receivable out there that this customer owes us money, they can't pay us. So what's happening is we're saying okay we will extend the date to 150 days if we make it a formal note and then charge interest on it and so that being in real life we would of course know that, we would know the situation. So in this case we're saying okay the accounts receivable, we're going to get that off the books and then put on the books the note which is going to have an interest rate unlike the accounts receivable. So the accounts receivable we're going to assume, we're going to take that off the books, accounts receivable is an asset, it has a debit balance, we're going to do the opposite thing to it which is a credit of the 9-1 and then we're going to put it back on the books but not as an accounts receivable but as a note receivable. And it's still an asset, it's basically the exact same thing except at this point the note receivable is a longer term, we're extending the terms and we're charging interest on it. Now we of course don't have to worry about the interest yet because no time has passed, as time passes we will then have interest income on the note unlike what we would have on an accounts receivable because we don't charge interest on the accounts receivable because it's usually due within like 30 days. Next one says that company A makes an 88,090 day 7% cash loan to company C, company A's entry to record the transaction. So we loaned out money I would ask always is cash affected in this case it is we loaned out the 88,000 at this point to the other company so we're gonna say cash is a debit it's gonna go down by doing the opposite thing to it which is a credit in this case I'm gonna make mine a negative for the credits and put it in the credit column and then we're going to debit something and that debit is going to be in this case we loaned the money out we are going to get it back sometime in the future so it's gonna be something like a note receivable or loan receivable and of course the difference between a note or loan is going to be and accounts receivable AR accounts receivable is that we have the interest and it's usually look for a longer period of time usually there's a formal documentation usually it's for a longer period of time and usually there is interest charged on it the thing that confuses some people when we see this is it seems like we have more information than we need in that they we have the terms of the loan and the percentage on it those of course are important to the loan to make sure it is alone and we will need to deal with those at a later point that later point being when time has passed and we have then earned the interest by loaning out the money we'll have to calculate how much interest we have earned