Vineyard, characterized by its high altitude and right climate, provides the perfect soil for the cultivation of perennial crops and spices. Coffee-based farming system is a notable feature here, making vineyard a prominent region in the country cultivating coffee. With unique cultivating and cropping methods, the farmers of vineyard magically bring out the best of coffee from each field. This makes the coffee of vineyard one of the most sought-after varieties around the world. Coffee is cultivated on 67,426 hectares in vineyard and nearly 60% of the total laborers are engaged with coffee cultivation. Kerala produced 64,676 tons of coffee in 2018-19, of which vineyard contributed 53,336 tons, that is 82% of the total produce. Despite all this, farmers are in deep distress.


After speaking out on social media over how she was mistreated during the 3 months she spent working as an adult actress, Mia Khalifa is back in the spotlight showing off a brand new addition to her already pitch-perfect features, a Betty and well-proportioned nose. While this isn't the first work that Mia has ever had done, taking into consideration the notoriety she's gained for having such an unbelievable body, it's far more natural than you might think. In fact, besides a nose job, Mia has only ever had work done on her breasts and she likes to champion the natural female form as often as she possibly can. Today we're going to tell you all about that wall breaking down the work she has had done. Mia Khalifa is a former adult film star who immediately became one of the most popular performers at the age of 21 after filming only 11 films in 2014. All in all she was only active in the industry for 3 months and while you might think she might have earned a whole lot for something that made her world famous, in point of fact she has only made about $12,000 total for her work. Since then, she's transformed herself into a social media influencer where she can often be seen endorsing products and she's also absolutely blowing up over on TikTok where she has over 8.4 million fans. Over the past few months, Mia has petitioned to have her old images and videos removed from the adult film platform and has found support from people all over the world. She's also worked extremely hard to champion women's bodies on her social media page, letting the world know that she likes to keep things as natural as possible. While Mia has had some pretty noticeable implant work done in the past, one of which was the result of a medical emergency, the only other work she's had done under the knife is a recent $15,000 rhinoplasty surgery. She revealed to her brand new schnells on Instagram having it had done to get ready for her wedding day. Mia's engaged to chef Robert Sandberg, a guy who not only cooks her meals like this, but is also willing to help out Mia with her new career on TikTok taking part in whatever the hell this is supposed to be. With a recent reveal, Mia is trying to break down the stigma associated with plastic surgery and bring all of us along on her journey. I don't like the fact that when I'm scrolling through my discovery on Instagram, I feel like every girl looks the same. It's just control C, control V. And it's because I feel like a lot of them are going in and saying, give me this. I want this nose. I want to look like this. And what should be done instead is just celebrating your features, your organic, genetic features. And if there's something that makes you self-conscious about that, find a way to enhance it without completely changing it. Like, stay true to yourself. What's going on, guys and girls? It's Kara back with a new episode in the series we've called Before and After where we take a look at shocking physical transformations that celebrities undergo. Today, we're looking at Mia Khalifa and her recent transformation over the past couple years. Mia made a splash with her body from the day she first turned up on her screens back in 2014 and she's undergone a couple transformations since then so I thought we could put them all together in one video. I've done other celebrity transformation videos on this channel before but the likes of some are Walker and Adele so be sure to check those out if you like this one. Don't forget to subscribe and ring the bell for notifications so that you never miss out and as always follow me on Instagram to chat. Now let's get into this video. Mia was born in Beirut, Lebanon and actually comes from a Catholic family which might surprise a lot of people considering she first entered the public spotlight for the adult video she made while wearing a hijab. Those scenes were supposed to be satirical in nature but would wind up earning her thousands of death threats from all around the globe. You might not know this but Mia only found herself in the adult industry because she was looking to boost her self-esteem. As a college student at the University of Texas she was a meticulous student and focused on graduating early while losing 50 pounds through exercise. Then at 21 she got her first boob job done but her self-esteem was still extremely low. That same year Mia was approached to do adult films and after thinking about it for a couple weeks she finally agreed. Within three months she was one of the biggest adult film stars in the world. Her popularity spiraled out of control and she found herself in the middle of a career that she despised. She said, From there she tried to work as a bookkeeper for a construction firm but her notoriety followed her everywhere. After six months of trying to be a normal person again she returned to social media and has made a career for herself as an influencer thanks to her infectious personality and of course a drop dead gorgeous body. It probably won't come as much of a surprise to you considering her admitted lack of self-esteem but Mia's continued to work on her body throughout the years trying to get it exactly where she wants it. First let's talk about her breast implants. After getting them for the first time at 21 she went from this to this. So some pretty evident work's been done there. I'm not going to guess the actual size but they are undeniably much larger and rounder than after a freak accident back in 2018 at a Washington capitals playoff game. Mia had to have some emergency work done after taking a slap shot chest first. That's right the left part of her chest deflated after a puck clipped her at 80 miles per hour. I can't even imagine how painful that must have been. She told the Daily Star, I was sitting behind the glass stirring a game and it came shooting over the glass and it caught me so off guard I had no idea it was coming. I grabbed my chest and I didn't want to let go because I felt like if I did let go blood was going to be everywhere. Mia had to have a four hour long fat grafting operation in LA to fix her damage implant. According to her doctor Jay Calvert breast implants that explode can leak saline and silicone into the body which can cause serious infection. While working on Mia he discovered that her implant was already partially deflated due to being 7 or 8 years old. So as it turns out getting hit with a puck may have even saved Mia's life. Mia even posted a video with as much footage of the surgery as YouTube would let her get away with. I'm not going to include any here because it's really not for the week of stomach but if you're interested go and check it out. But hey at least let her keep the puck so that's a bonus right? Breast surgery isn't the only transformation that Mia has undergone. She's also worked extremely hard over the past couple years to transform her body through exercise. She's tracked her weight loss through her Instagram account and shares updates with her fans regularly. In the before clip Mia is dressed in a pair of denim and a yellow top that shows off her midriff with only the slightest hint of belly. Then in the after video she flaunts her well toned abs and sexy new physique. The results are jaw dropping and must feel like their own reward but what Mia really feels blessed by is the fact that her husband Robert proposed her while she was still in her before phase which helps her know that he really does love her for who she is. Finally we've come to Mia's newest addition her recent nose job. Mia's intention was to make her nose look a little more feminine and to soften it up a bit. She went from this to this. Despite being entirely pleased with how it turned out Mia is quick to point out that plastic surgery isn't for everyone and that no woman should follow another woman's footsteps or idolize what they see on social media blindly. What's important is to get educated and decide for yourself. You really need to like just accept that you are beautiful like right okay then don't go to the gym like the what is the difference between that as long as I'm in the right mindset and I'm doing it for the right reasons and I'm being conservative in what I do and not like completely changing myself what is the difference between getting a nose enhancement and going to the gym every day. Post surgery Mia's also been offering her fans a sneak peek into her skincare routine which she has to be delicate with to say the least. Hello how are you? It's me and my new notes. I'm going to show you guys how I do my uh nose job safe skincare routine because that is still the most important thing to me my skin even though I'm puffy and bruised because I eat a lot more sodium than I should and I'm also big and taking nicotine. Fan reaction to the work has been extremely positive and supportive with Mia's fans letting her know just how much they love her new look saying things like we love a transparent queen you're so precious I need people like you in my life I admire you so much. By being as transparent as possible with the process and letting her fans join her in her journey every step of the way Mia is doing us all a great service by letting us know what kind of options are out there while at the same time encouraging us to only change what we're comfortable with. Alright guys I think we're gonna end this video here on Mia Khalifa before and after. Mia's come a really long way from shy Catholic girls social media influencer. Throughout it all she's maintained her phenomenal natural body as much as possible and only accentuated parts of herself here and there for added effect. What do you guys think about Mia's recent transformation? Do you think her new nose makes her more beautiful or was she already that gorgeous to begin with? Let me know in the comments down below and don't forget to drop some ideas on who you'd like to see next in this series. Hit me up on Instagram and be sure to subscribe. I'll see you guys all in the next video. Bye!


Welcome folks, we at the Dow Industrial has finished down 36, Nasdaq off 119, S&Ps off 24, gold, gold contract up $0.05, trade at $0.1881, we at Silver Dow at $0.11, $0.22, $0.29, lightsweak crude up $0.98, $0.74, $0.37 a barrel, notes and bonds, a 10-year down 31 ticks, $1.1314, the 30 off one full point plus two ticks at $0.129 and Kingdala, Kingdala up $685 ticks, trading at $103,600, Euro 107, yen $132.64 and the British pound $120 to one US dollar. But you know what I'm going to take a look at the S&P first folks, bottom line is that you have the spy closed down $2.49, $0.53 million shares, you're inside the lower range. So as soon as you close inside the $410.49, bottom line that gets you inside the lower range. Now the way this works, you know, when you get the, you're on the top side, bottom line is that the bottom of this consolidation is down at $374. So we'll see how this shakes out.  They're actually digging into the consolidation in general because right now being a point underneath a point and a half, that's not a big deal. You get three points underneath it. Now we're talking. And the X100, we go over to take a look at the Q, three Qs. What do you have inside the three Qs? Three Qs, shot volume, only 38 million shares. The 38 million shares is coming into us 57, 67, you know, and the Qs are not inside the lower range yet. The lower range for the Qs is that $296.87. That doesn't mean it can't do it, but the bottom line is not in there right now. We go to the gold contract. We look at the gold contract, bottom line. This is the building cause in order to go to lower price. You know, when you come down fast and furious like we did, folks, the bottom line is that, you know, that doesn't, that needs a break. That's what you had to flush down. It went down a hundred bucks in two days. And when I say it's in the middle of no way, you can see, you know, most times, you know, there was three days that are traded at this level. And that's what's slowing it down. But I suspect you're going to build cars, and I expect this is going to come down into this 1821 to 1850 area. Have a great night, folks. Have a safe night. Come back and visit Tommy tomorrow morning. Kicks us off 9 a.m. Don't forget about the Tigers Den, folks. It's the dollar. It's an amazing community we have. Tigers and Tigers, they're in there 12 hours a day for sure. You know, it gets active at 6 o'clock in the morning, stays to 4, 4.30. And then people come back 7 or 8 o'clock at night. Have a great one, folks. Have a safe one.


Yeah, thanks for this presentation. It was really interesting. I just want to maybe talk about two questions and then just raise an issue for everyone. So in the low-income countries, at least for Kenya and Ghana, you guys pointed to a low employment elasticity of growth. And I would argue that you're interpreting that indicator wrong because what you have is declining labor force participation. And since most people can't afford to be unemployed except the high end, if labor force participation declines, you have a decline in employment. Why do you have declining labor force participation? Because young people are staying in school longer. And that's a good thing. So actually for Kenya, I am not at all surprised that you have no relationship between informal sector employment and growth. There's no necessity of a relationship. The relationship between informal sector employment is related to the growth of the labor force and the labor force participation rate. So I would suggest you think about reinterpreting that statistic. I personally actually don't like it. I prefer the statistic that William cited, which is the poverty elasticity to growth. Then on the demographic dividend, I think I'm wondering if people are being optimistic. The size of the dividend depends on the rate of change. I can explain that intuitively, but Lee and Mason have done the math for it, so you can check it there. And the rate of change is very slow. Deaths are going down. Thank God, but fertility is going down very slowly. And so the likelihood of a dividend of any size is quite low. And it's true that it's important to have, you know, education policies, et cetera. But there's another policy that's needed before that in order to actually get the dividend in the first place. And finally, I think I want to pick up where Lemma left off. I had written down on my notes savings. It would be really great to discuss the savings rate in Africa and the role of private and public savings in finance, domestic private and public savings and financing growth, why the savings rate is low. Lemma, I was intrigued by your idea that financial sector reform could raise it. But you can talk about that in the comments. But I just think a little discussion about the savings rate might have been helpful. And it's your turn, Mr. Central Banker. Thank you. Thank you. I want to pick up on an issue raised by Lemma on the development of state promoting inclusive growth. And I just want to get from the presenters the lessons from these lines on constructing a developmental state. Given what Ernest pointed out yesterday, that the objectives of these politicians seem to be focused more at getting reelected, as opposed to longer term objectives that are required for a developmental state. Thank you for these quite interesting presentations. My name is Knut Tonstall. I come from Noura de Norway. It would have been nice also to include Ethiopia, which is a country with very strong family planning policies and an extremely high savings rate. It's approximately 35% of disposable income divided by GDP. So it's twice as high as the average in Africa. And in Ethiopia, also, there is only government banking, as was in both Korea and Taiwan province during the whole 60s and 70s. So actually the period of extremely strong growth in many of these East Asian countries was a period of pure government banking and no private banks at all. So I think one experience from Africa is that the liberalization of the banking sector has contributed to lower savings probably, more credit going to households than before, and also very high margins in the banking sector. The banking sector is the most profitable sector in Africa apart from resources. I think that the rate of return, for instance, in Kenya just a couple of years ago on shares was 27%. So it's a problem that the industry is competing with governments, with consumers, and with the banks themselves for credit. So you have extremely expensive finance for domestic industries. That is one of the reasons why you don't have more industrial development in Africa and why they had it in Asia, I think. It would be, in my view, the liberalization of credit happened too early in Africa. In Asia, they waited in Korea and Taiwan until the 80s and the 90s. So it has come a bit too early in Africa. I would like to hear some comments on that. Thank you. Thank you. I'm Donald Maher from Repo Tanzania. I have one question to William. When I followed your presentation, unless I'm mistaken, in one slide you showed quite a drastic decline in the growth rate of the finance sector between 2015 to 2017. I would like to know what derived that decline and what effect that might have on the real sector of the economy. Thank you. These were very insight of presentations. Rolf van der Hoeven of the Institute of Social Studies. And I think one of the points you made, how important the labor market is. Now, what struck me in the presentations of all the studies is that you look mainly at the formal labor market and very little at the informal labor market, something mentioned in between. But if you see the numbers, it's 75% of the people are engaged or work, how do you, in the informal sector. So in that respect, I have one question and one suggestion. The question is, the informal sector that was a research project, partly in wider ISS, Michael Grimm was involved. Actually, if you decompose the informal sector, it's not a uniform sector at all. There are, according to that research project that was mainly done in West Africa, French-speaking West Africa. There are gazelles in the informal sector. About 20% of the activities in the formal sector are growing. Then you have a middle class of about 10, 20% of the informal sector with a bit of support. They can also grow and you have both in those countries then, 40 to 50% of the informal sector for which the informal sector is actually no employment.  And so my question is, can we change the research that we focus much more on the potential of the upper part of the formal sector in a number of activities? But for that we need numbers, so we need to do research on that. So it's a question, have you, in your work, have you been able to dig out already some of those aspects of a dynamic part of the formal sector and a non-dynamic part of the formal sector? And secondly, how would you go about it for the next phase of your research? Thank you very much. So I think we can take two more. There was Nigel and then in front here. Thanks. And I think it's been, this has raised many, many issues, but just a few sort of slightly scattered comments. I think the first would have been useful unless I missed it in the beginning to have a bit more of a description on who the lions were and maybe a bit more around this research. That seemed to be, we got sort of pockets of it. You've got to buy the book for that. I'm a civil servant. I can't afford it. Just a comment also on the demographic dividend. Why do we call it a dividend? Is that something I know it's sort of been coming on? Shouldn't we, as in Sam's presentation around the challenges with Mozambique, shouldn't we start dropping the term dividend and calling it a burden or challenge or something along those lines? Maybe not the most politically correct comment, but do we still need to keep calling it the demographic dividend? Then just a question for Carmen. I mean, you mentioned transport and communications being, it's grown particularly rapidly, but as Per Stiglitz's comment, is it really a sector that is driving the economy? Transport and communications, those are dependent on other sectors. So I don't see how it's a driver of, as a sector. It's very much dependent on the growth in other sectors. And then just a comment on the desegregation of the public sector and the, or the, the role of the unions in the public sector. I think unlike firms where you've got unionized and non unionized firms. In the public sector, there's public sector bargaining and in a way the unions are there to deal with sort of micro issues from a, at a level. So I'm not sure that your, your statistics can, is it really the case that there's a distinction between those that are, that are part of union, that are unionized or not. So I'm not convinced about that. And then finally just a comment, I will, I think there could be a lot more work around this term, the developments, developmental state. It's not just about an approach, but it's around how one builds and commits to perhaps from a political, from a leadership perspective, how one really builds capacity in the state. So it's not just about an approach or a policy choice. It's really around building capacity. And I think this is where Africa is generally has a very, very long way to go in terms of building up the capabilities to intervene as a comment. Thanks. Thank you so much. And thanks all presenters for the good presentations. I'm called Susan Kavma from McKay University in Uganda. My comment is on structure transformation. And I, I want, I'm reconciling the talk we've heard from Stiglis with what we've just heard. There is an issue of comparative advantage. Should Africans completely drop that idea of comparative advantage, all we should think about it and look at sectors that give us comparative advantage. When Ndugu Professor Juguna was presenting, I was surprised he didn't talk much about tourism in Kenya. So I think Africa, we need to identify our comparative advantage, taking us back to the role of agriculture. Professor Stiglis told us that agriculture shouldn't be seen just as an end, but that means to enable us to achieve so much. We know that productivity is driven by capital. It's augmented by capital. Perhaps that is a line we need to take, that we should also increase the productivity in agricultural tourism, whatever comparative advantage is, so as to provide lessons and also achieve many other objectives that we can achieve. The second one is those on skills mismatch. But I presented this, that there's a skills mismatch in Ghana. I think I would like to differ. When you look at your presentation, when you're looking at the sectors that have a high demand for labor, it was social services, business and the like.  They'll demand courses that give them, they have higher employment opportunities. So I think we need to rethink the issue of skills mismatch. In my view, it's mainly a problem of low demand, low jobs created. That is why we have unemployment. Okay. Should we go in reverse order? Let's start with Carmen. Let me do one. Well, let's just start with Carmen. We'll end with Lema. How about that? So, yeah, I'll address some of the questions more related to my presentation. I guess from Nigel, we had some comments about transport and communications. I suppose in the sense that we use the word driver, it's that it's a source of more rapid employment growth relative to other sectors. I think part of this sector has kind of direct demand like this kind of consumer demand, but part of it is also due to linkages to other sectors. So I think we have to then figure out how much of this is kind of like direct demand versus linkages, which I don't really have the answer now. But I mean, I guess we were not kind of trying to encourage the idea that this is all we can rely on. I think that's a proper industrial policy and industrialization strategy is still required and services sectors that have some export components might be useful to focus on. So yeah, I think you have to have a more diverse approach to that. On the public sector union question, I mean, I suppose we are using the standard labor force surveys and now we would probably have to look into that more in detail as you have discussed about how bargaining takes place. It's not really something I can answer right now, but it's something we should is probably important and we should look into, I think. On the demographic dividend, it's interesting you ask the question, but essentially it should be a dividend if the ratio of effective workers to effective consumers rises, so that average income per capital rises. The problem comes is that if there's not sufficient employment, then you're not getting the rise in that ratio that gives you the growth boost. So for South Africa, there was somewhat of a demographic dividends, but it seems to have all dissipated by now. So I'm not sure how that's been estimated for other countries. Yeah, I think that's it. Thank you for some very interesting comments. Yeah, just I guess I'm scattered responses. In respect to the question about the demographic dividend, yeah, I mean, I would certainly reinforce exactly what Carmen mentioned and reinforce as well that I think unfortunately in my reading of the Mozambican policy environment, firm, robust policies towards fertility or birth control have been lacking. So that has been a real element that's missing in the broader discussion. And of course, that is creating these challenges because if these new workers aren't workers, they remain dependent. And so you don't get the demographic dividend that could emerge. On the role of the banking sector and financial sector, I think this is a very interesting area that admittedly I think needs a bit more research. From what I know about the Mozambican banking sector experience, I think there's two things that are worth pointing out. One, there has been a substantial increase in the banking sector or substantial growth in the banking sector over time. Nonetheless, this has two components. One, it has been associated with extremely high profit margins, but largely due to the relationship it has with the public sector. So the public sector is just re-channeling funds through on a very short term basis. So the banks don't need to go anywhere to earn money. They can just basically finance the public sector on short term debt. And secondly, while there has been some increase in credit to the private sector, this is very short term credit often around consumer goods. So you don't get what you might call productive credit with a long term focus. Why that's the case? I mean, that's, of course, a much broader discussion. So I think that is an interesting area where policy perhaps could be much more effective. Two briefly, two brief comments on the developmental state. And I think this discussion about the developmental state is extremely interesting. But I do have two concerns, I think, relating back to one of the comments, implementation capacity, you know, to implement developmental state-like policies seems to be highly problematic. And my experience has been that there's no shortage of policies. The problem is the implementation. And I think many of us who've worked in developing countries would probably not about that. So, you know, we can have great policies with great objectives and, you know, and that look good on paper. But the problem is they just stay on paper. So how do we get to the implementation stage and effective implementation? The other point about the developmental state, at least the lessons from the Mozambican experience is that I think before we even think about getting the policies right, let's just not get them wrong. I mean, I know that seems a bit flippant. But actually, I mean, I think it's easier to identify the wrong policies that genuinely damaging policies than identifying, well, this is the right or optimal set of policies. So I think, and I think there, if we shift the focus to creating institutional environments which avoid the wrong policies, then that might be a productive first step towards a longer-term goal of developing towards a developmental state. And I would probably say, at least in my experience, that that first step is necessary, at least in some countries. And I can't speak for all of them. I'll leave it there for now. Thank you. Thank you. Thank you very much. Let me start with the questions from the reverse order. Start with your point about can we use the relative comparative advantage that we have, even the sectors? And you even pointed that I didn't talk about Kenya's tourism. But I think the point I was making is that we saw, we've resolved the binding constraints that are preying some of the sectors. Then those sectors will take their advantage in terms of the resolution of the constraints. And let me give you an example. Tourism is one of them. But you can see how Kenyan tourism servers just because of perhaps even terrorist attack or even transport to some areas. Look at the catfrawa industry. Kenya was leading in catfrawa. It's still reading in catfrawa industry. But if you look at, if you were, if you got the hot rod of the farms in the catfrawa that have produced catfrawa for the last perhaps 20 or so years, then you find that they are empty. They are migrating to Ethiopia. That's why Ethiopia is becoming the second in terms of catfrawa industry. The question then you ask, what is the problem? And you come and find that there are some very, they can be resolved. One of them is labor conflicts. The other one is up definition of appropriate definition of property rights. They are they have been working on is being encroached. And the third one is purely the general the power that is power services that this electricity in terms of control of price and even outages. So you find that these are problems that can be solved. So we go back to binding constraints. That's why my argument was that Kenya has a vocational advantage. You can actually bring in some infrastructure or physical infrastructure as well as any other form of infrastructure. And even the legal frame strengthen the institutional and legal frameworks. And then you will find that some of the sectors will take advantage of that. And that is where the problem is coming in. I think Nigel and Rui is about the development of state. I think it's an interesting concept. But we go back to yesterday. Is it yesterday? You're talking about, you know, I think the direction by honest yesterday. And for example, I've been looking at Kenya itself. And one of the what intrigues me is actually to see what happens with political cycles after every erection and all that. We came from a very difficult past in 2003 and look at it. President Kibaki said that what we really need is policies to restart and sustain growth. And all of a sudden from 2003 to 2007, everything works so well. And everybody was very, very optimistic to the point where they came up with a vision 2030. But just look at what happens in 2007, 2008. And since then we have been grappling with that. Look at the new government. What is the problem? The problem is that every time we have a political erection cycle, new governments come in, they lose focus, and they have massive coordination failures. And that is where it checks the development so far. That is why everybody thinks we are going to have a developmental state. But in the end, you look at where we right now, right now, although I wouldn't want to criticize things in Kenya right now. But you can see the new president now is focusing on his second time is focusing on the big four. But then we had vision 2030. Where did it go? We are not yet 20, 30 yet. So you can see lack of focus and then massive coordination problems come in. So I think I like the point about financial sector development and even liberalization. And obviously the competition of resources in terms of the industry is competing for resources and because the credit becomes very, very expensive. But of course, at the very end, we have to come up with this debate. Again, financial repression is not going to work, liberalized. And then when you liberalize, then the market structure is also very problematic. So we have to go back and fix the market structure right now, because I think there's a point that was raised by Luis about savings. One of them is if you look at the Kenyan case in terms of virtual savings, it's actually massive savings. And I've been looking at the characteristics of those who are saving. But essentially, they are saving for short-term very, very, very, very small investments because they are also constrained by their levels of income. But most of them are actually saving to solve some cash constraint because they are cash constrained. But if we want to roll out these mega projects in terms of solving the problem of savings investment cycles, it can be done. But we have to go back again and say, how do we fix? Because the problem is not lack of, the problem is sometimes lack of bankable projects that you can roll out. And that is where, again, we come back to biting constraints. I look into, I think Wadhuven and Luis, again, the informal sector, I think we need to break it down. And that's the point. We were trying to see everybody, every write-up in Kenya is that the informal sector is going to be the one to absorb employment. The informal sector is expanding. But when you look at, it doesn't look like it's correlated with everything. So it's like, it's an escape route. It's an escape route. It is maybe a discriminant queuing process of people waiting to be employed in informal sector jobs, but they are not for the coming. So then you find that the units themselves don't expand. It is the number of units that increase. And something that we can look at. I think, I think I'll stop. So just a quick one. I will start with Luis comments on the interpretation of the employment elasticity. And I think if you just look at the participation rate to interpret it, you may also have a challenge. Because in developing countries, you need to put the inactivity into perspective. Those in school and those who are not in school. And if you look at the data that Ghana has, of course, we are having people staying in school for a long time. But we also have inactivity outside the school system also going up. So if you look at the net, not in employment education and training, over a period, you see that is also going up. So if you absorb unemployment into net, then you see that, yes, the employment elasticity issue is well interpreted, especially if you break the inactivities into that. So before interpreting, you need to look at the participation. All right. But you need to also look at the breakdown a sufficient condition to be able to interpret the inactivity. So that is the reaction to that. And the question about the financial, and I asked myself, that was the update from Tanzania. Over the last three years, 2015, 16, 17, I saw the financial intermediation, the growth going down. And I asked myself what is happening. The first thing that came into mind was what perhaps the regulator is trying to crack the whip, trying to sanitize the situation. But that only started last year. So what happened 15, 16, and 17? So I don't have an answer to it. Perhaps I need to dig deeper to find out why the growth in the financial sector over the last three years has been going down. And the scale mismatch, I don't know whether in a slide I put a question mark. And that's why when you were asking the question, I was nodding. I just stated that I'm doing to look at the scale mismatch deeper. And a PhD student I'm so biased in is looking at that. And what comes up that if you look at advertiser job vacancies in Ghana over from 1984 up to current, and of course it is correlated by what the central bank also does in terms of advertising. Most of the job that are advertised are not the science based, mostly looking for people in the social science and so on. So it also brought a question. So why the scale mismatch? And I conducted interview with employers. And the employers made it clear that you look at it and if manufacturing is going down, those sectors that require engineers are not growing. So you expect that people who even come out with engineering degree try to shift to the humanity because they think that is where the jobs are. So then it also brought some kind of thinking. So is it the stem or is it the fact that the jobs are not there for the stem? And if you have high informality, then it means that we need to look at the stem question very well. So we'll be able to have the stem to very useful if the Ghana economy is able to grow, be able to get those sectors that absorb people with the stem. But that is some of the things that came up in terms of interaction. So normally when I talk about the stem mismatch, I put a question mark because from the demand side, it looked like the jobs that the labor demand is coming from. For those who are in the humanities, but then it's not coming for the stem. But then we continue to have that. So we need it need to be interrogated quite critical. I think I'll end here. Has told me that I only have one minute. So I just want to weigh in on finance. I know that we blame financial liberalization, high interest margins. One thing that we need to be aware is because we have dysfunctional banking systems. We haven't we have not gotten the design features of finance in Africa. And one of the low-hungry foods is integration of finance across countries. And this how these ingredients are out there. The issue is the political economy on the development of the state. To me, if you have a benevolent social power, you actually get social optimality. But that's not very likely to happen. So these things are very specific. And I know that things have actually happened in that context in Ethiopia. And it's worked in the short span, but there has also been overshooting. Because remember what happened when they started expanding beyond artists? There was a massive movement. And we have the rise of Abid Ahmed. And now he's talking about privatization, liberalization. So I think you're right. It's a cycle. It's a political cycle. And so when it comes to government, the issue is not that government should not play a role. Yeah, you need a wealth-functioning government for wealth-functioning markets. The issue is whether or not the government is in its comparative advantage or operating in areas of comparative advantage. And typically what happens is that it ends up operating both areas of comparative disadvantage and advantage, and then creates what is not the mixed economy and then becomes mixed up economy. That's the issue. So yeah. Okay, thank you. Great. I thought we would actually have time for a second round. That's not going to happen. Enjoy your lunch, but please join me in thanking the authors.


It's been a hot minute since the last Transformers movie came out. Thankfully they're back. We have a new trailer for Rise of the Beasts, not to be confused with Rise of Skywalker, Dark Knight Rises, Rise of the Planet of the Apes. It's an overused word, and this one is not directed by Michael Bay. It's the guy who did Creed II. Nice, Optimus Primal's in the mix. This has kind of an old school, new school vibe to it. I like the designs and how some of them feel like the 80s. Some of them still have that Michael Bay stank on them. I'm not gonna lie, Transformers 1 still love it. The second one, pretty much a dumpster fire. Everything after that's garbage. Awesome. I like this a lot. We have an Avengers Endgame scenario at the end. Tons of action. I don't think I could have asked for much better from this trailer. It's getting me pumped. The rap music's an odd choice, but I dig it. It seems solid. I'm excited. I'm invested. We'll see what they do with the next trailer. Or, you know, we'll just go to the movie and watch it because that's exactly what's gonna happen. Comment below your thoughts. Like the video and please sing about following if you haven't. Post tons of movie related content all the time.


There's two hitchhikers. Do you want to stop? Yes, go on. Let's see what they're doing. Now what are you girls doing here? Oh, we're going to the coast. Whereabouts have you come from? Brisbane. Haven't you thought you could get into some trouble with hitchhiking to the coast? Have you ever hitchhiked before? Oh, yeah. Never had any hassle. I think it would be a lot safer if you got a bus down. There's a bus back at the service station. If you don't mind, I'd like to get some particulars from you before we go. Now, what's your name, thanks? Julie Lewis. Where do you live, Julie? 23, Covengrove Road, right here. Whereabouts do you live? Same place. And what's your name, thanks? Cathy Anderson. Okay girls, how about going back to that bus stop and getting a bus down? Are you going to the coast? Oh, great. Can you see which service please? I don't know where I am. Are you in a public telephone box? Yes. Can you see the number? 37202521. Would you check this number with telecom, please? Yes, we'll do. Are you there? Look, we'll be sending the police car as soon as we get the location of the telephone box. Central Telephone Exchange, Supervisor Eva Beads speaking. Police here, Sergeant Bergen speaking. Yes, Sergeant Bergen speaking. The location of telephone box number 372. 372 005 U1. Hold the line, please, Sergeant. Sergeant, would you have a foot hold of this and the rape squad come to the telephone, please? Yes, I will do. Yes, the phone box you're looking for is in Argyle Street, near Clipper Street, Beanley. Thank you. We've got a 630 location, please. Proceed to the telephone box, corner of Argyle and Clipper Street, Beanley. Take up with Kathy Anderson, recode 102. Comfortable booth speaking. Can I help you? Oh, this guy, he picked us up and he really knocked us around. He's still got Julie.  I'm Kathy Anderson and Julie Lewis. Are you safe there now? Are you all right? Oh, we could come back. The police car out to you now and I'll be coming out, so I'll hand you back to the service. I spoke to you on the telephone before. Are you all right? Do you need a doctor? Oh, I'm all right. What could you tell me then? What happened, please? We were hitching down the coast, Julie and I, and, you know, this car pulled up. Excuse me, Sharon, I'll just put in here for a minute. Mr, can you describe this car to me, please? I'll just go through it and think about every detail about the car you can, eh? What was red? It was a valiant. Was it a sedan or a wagon? Um, a station wagon. It wasn't a panel van? No. 360, VKR. Go ahead, 360. VKR, would you put a B on the lookout over for us, please? It's a late model, red or red valiant station wagon, driven by a male person and is believed to have an injured female in the passenger seat. Missus received. VKR, Brisbane Police Aircraft 1 is on your location. Police aircraft, Pa Pa Foxtrot and Mike, around the area. On the road. VKR, Brisbane Police Aircraft 1, would you proceed to the Beanley area to be on the lookout for a red valiant station sedan or the abduction of a young girl approximately one hour ago? Pa Pa Foxtrot and Mike will proceed immediately to Beanley area. This is Pa Pa Foxtrot and Mike. We are on five miles south of Beanley at this time. There is a car parked on a dirt road or the main highway. The answer is the description of the car we are looking for. Could you bring a mobile patrol into the area? Thanks, Police Aircraft 1. Keep the vehicle under observation until I find it. Yes, I'm up here on this door, too. I think we've got a call for some branch assistance on this. C.I. Branch Superintendent Yelligan. That red car in which a young girl was abducted has been located and there's blood stains on it. And homicide suspected. Right, I'll get somebody to go out and attend to that, OK? I mean, the seat and on the door, we haven't moved from here. We haven't looked around at all. We haven't been any way past here at all? No, no, just to the car. Look, there's quite a lot of blood around here, Inspector. There'd have to be a body around here somewhere. Any pulse there, Bob? No, there's no pulse. Rigid mortises are sitting here. Ron, will you call on the radio urgently for a photographer, and notify the government medical officer? There's been signs of a struggle here. Yes, looks as though she's had a good fight around here all right. Let her secure this scene and let nobody else hear. Good prints here, Ron. Looks like his full right hand. Looks like they'd be probably searchable, Prince. Oh, good ones, too. It's the only place to have them. Your seat's here on the floor. Looks like they've hidden a deal in here. Drug offenders with the description given by the rates of victims. How about this one here? There's a few more curls on top there. Yeah, that's better, but it kind of comes down to the side of his face and kind of square. Try this one here. How's that? Yeah, that's better. All right, how are those eyes there in there? Yeah, that's very close. I think if you take a photograph from that angle, showing the whole body, and then we'll show these injuries in detail later on. This particular injury up here, this mark, is there any explanation for that? Yes, Doctor, there was a large rock found near the body with blood on it. And we think that was a murder weapon. Yeah.


No, it's not some kind of April Fools' Day prank, it's a serious issue for leaders. Welcome back, and congratulations on taking one more step towards becoming one of the great leaders of tomorrow. One of the most widely read Harvard Business Review articles ever is from way back in 1999, and it talks about how some leaders assume problems that members of their team should be solving. If you want to read the article, click on the link below. Now the article gives a lot of great tips on how to implement rules to keep people from bringing those monkeys to you and letting them jump on your back. But what we're going to talk about today is how to foster a culture of initiative on your team so that your team members can solve these problems instead of bringing these monkeys to you. Building a team that is willing to take initiative to solve problems without being told to do so is a great way to keep those monkeys from jumping on your back. Every problem that gets solved by a member of your team without any guidance from you is one less monkey that you have to handle. There are a few ways you can get your team to take initiative to handle those monkeys before you have to hear about them. First, don't just assign your team members tasks or duties, give them problems to solve or areas of responsibility, and give your team members appropriate authority to go handle those problems or responsibilities without your guidance. Encourage creative and innovative solutions on your team and allow your team members to pursue these solutions within the authority you've given them. And it's really important to allow your team to make mistakes. People can learn far more from a few false starts than from immediate success. And having to refine their solution over and over again until they get it right can help bring the best possible solution to light. The key to getting your team members to take initiative is building trust. The trust that you have in your team determines how much authority you give them so carefully consider what decisions you're willing to let them make on their own and what decisions they have to come to you for before they act. The trust that your team has in you will determine how willing they are to refine solutions on their own or how willing they are to take a chance where they might make a mistake. If your team feels that you won't back up their solutions or that you'll punish them for making an honest mistake, they'll be less likely to take initiative in the future and that means more monkeys for you. Building a culture of initiative on your team is one tool you have as a leader to keep those monkeys off your back. If you found this helpful, follow us on Twitter and Facebook and don't forget to join us every Friday at 10 a.m. Pacific Time for a live interactive leadership discussion on BLAB. Click off on that globe to the right. Don't forget to subscribe to our email list and that'll bring all of our content direct to your inbox. I want to thank you for watching today. I really appreciate it. And remember, the future is out there. Lead the way.


So I know I already talked about this but I still want to talk about this Ellen thing a little bit more because I'll be honest I'm still bitter and I'm getting even saltier seeing how she has responded to criticism She has essentially doubled down and it's making me realize that you know Ellen is trash She is a garbage human being like there will always be a degree of respect in my heart for her because she you know Raised awareness about LGBTQ issues, but it just shows you that like once you become rich You become so detached from everyone else you surround yourself with yes men and yes women and no amount of Criticism will ever penetrate that bubble and of course the peasants must be wrong now Just to give you a little bit of context in case you've been living under a rock Ellen DeGeneres has faced criticism for hanging out with mass murderer Torturer and war criminal George W. Bush now She addressed this criticism that she received in a YouTube video titled this photo of Ellen and George W. Bush Will give you faith in America again.  They're from the same class.  I'll link to it down below because I don't want to deal with any copyright bullshit But let me just give you you know the video overlay and I'll give you the quick rundown about what she said So of course, you know in the process of this video She told a bunch of shitty unfunny jokes and then she shared a video of George W. Bush sitting next to her and how awesome That was you know pretending as if he wasn't a mass murderer with the blood of thousands of innocents on his hands And then she went on to condescendingly explain how she's friends with George W. Bush in fact she's friends with a lot of people who don't share the same beliefs that she has and One example that she cites is how some of her friends wear fur and she doesn't like that But you know, she stresses that she is committed to being kind to everyone and she doesn't just mean She's going to be kind to people, you know, who she agrees with She's gonna treat everyone including war criminals like George W. Bush the same way And she went on to thank George Bush for a good time because she said it was so fun and The brainless drones in her audience sheared and applauded like the sheep that they are and that's that Except everything she said there is Completely missing the point she is tone deaf because we're not just talking about that annoying uncle that you're forced to deal with Everything's giving who likes to talk about how Obama was a Muslim. That's not what we're talking about We're not talking about your conservative family member who irritates you We are talking about a criminal who has never been brought to justice Someone who is directly and indirectly responsible for one million deaths who tortured human beings That's what we're talking about.  Would you hang out with OJ Simpson? Would you, you know get dinner with Jeffrey Dahmer or Ted Bundy? Of course you wouldn't so the fact That she's willing to give George W. Bush a pass Demonstrates to me that Ellen DeGeneres has no regard for human life And let me remind you that all of this death and destruction was catalyzed by George W. Bush's lie about Iraq having weapons of mass Destruction so I mean her response. It was tone deaf. It was tone deaf I wish I could play it but the way that people responded and demonstrate how Tone deaf it was was they did this they keyed out the blue screen that was behind her and they put in images of people being tortured images of the Destruction caused by Bush during the Iraq war and once this video started to spread well Ellen's team then started rushing to get the video removed from Twitter as quickly as possible and She basically turned into a copyright troll her team started issuing DMCA takedowns left and right for all of these videos But assuming she has never heard of the Streisand effect There's only led to the videos being shared more far and wide So, you know the worst part isn't just that Ellen DeGeneres is one shitty celebrity who's wrong here This is affecting all of political discourse because when you are that wealthy when you have that large of a platform You are in a position of power because in a capitalist system wealth Equals power So the way that she's impacting discourse in a negative way giving people the wrong idea is what I care about the most So of course other dim celebrities such as Reese Witherspoon chimed in issuing support for Ellen You have actress Kirsten Bell saying Ellen is her queen on Instagram and People who technically should know better like Tulsi Gabbard even decided to chime in Saying Ellen's message of being kind to all is so needed right now enough with the divisiveness We can't let politics tear us apart. There are things we will disagree on strongly and things we agree on Let's treat each other with respect aloha and work together for the people I mean for someone who constantly talks about how you know the cost of war firsthand It just I don't get that but okay, whatever So, I mean at the rate we're going this will be liberals in 2030 once we have a president Steve King Watch how quickly they normalize Donald Trump hell We don't even need a president Steve King for them to normalize Donald Trump give it eight years after he's out of office And they'll forget that he ever locked babies in cages sold Saudi Arabia the weapons that he knew they'd used to commit genocide in Yemen They're gonna pretend like all of that never happened. They will normalize Donald Trump and I guarantee it But here's the thing. This is not about kindness. This is not about unity We are not talking about a disagreement between you and your Republican sibling. I have a Republican brother I talked to him we debate all the time and we don't get along because we have world views that are diametrically opposed and we clash because of that But of course I talked to my brother of course, right? But what we are talking about here is pretending as if a war criminal isn't that bad But thankfully there were a couple of celebrities who got it, right the Hulk Mark Ruffalo for example tweeted Sorry until George W. Bush is brought to justice for the crimes of the Iraq war Including American-led torture Iraqi deaths and displacement and the deep scars emotional and otherwise Inflicted on our military that served his folly We can't even begin to talk about kindness and Susan Serrand had tweeted out a quote that was featured in Out Magazine Which said but missing the point entirely degenerous frame the issue as simply a matter of her hanging out with someone with different Opinions not a man repeatedly accused of being a war criminal exactly I didn't think that this would be that difficult for people to grasp, but apparently it is Apparently, you know, it's easy to forget that someone Started a war that killed hundreds of thousands of civilians Bush's war catalyzed a civil war in Iraq Created a vacuum in that region led to the creation of ISIS who then went on to kill more people Got us further involved in the Middle East and North Africa. I mean Bush is a monster Bush is a monster. So I'll say it again when you see George W. Bush You shouldn't feel, you know nostalgia for the days when we had a president Who was less chaotic less volatile you should feel rage? because he's free This is someone who is a criminal Who should be locked in prison until the day he dies and the fact that he will never be brought to justice Is a shame and it demonstrates that America doesn't care about human rights now our country the institutions that we have They're deeply corrupt. So of course, we're not gonna hold the powerful accountable But as individuals we can't speak out But the fact that Ellen chose not to the fact that she called George W. Bush her friend and bragged about how the evening that she had With Bush was so fun It shows that she's a bad person because she doesn't care that she hung out with a mass murderer She doesn't care that he tortured.   I'm tired of this talk about civility and kindness and unity No, when human lives are on the line We will not be kind. We will not unify under the guise of civility We will fight you because you are wrong and we are correct


My first time roasting a whole head of cauliflower. Check it out. Step one, get rid of the stem and leaves from the bottom. And we're going to get us two or three big scoops of some mayonnaise. Now you need the Dano's Cheesney. That's the cream top. Did you know there was an extra lid on here? You can open that and now you can pour generously. Look at that. I didn't really use the whole bottle but it looks like a lot, right? You guys, you can get these bigger bottles on Amazon or our website. And now we're going to kick it up a little bit with some red chili flakes. Stir this in. Get it all mixed together. Now I'll get you a big scoop. We're going to go right in the middle. We're going to pile it on thick, just like that. We're going to throw this under our 400 degree oven and let that bake for about 15 minutes. All right, it's been 15 minutes. So now we're just simply going to turn it over.  Kind of pat it around. Sticks to it. Pretty nice. Now back in the oven we go for probably another 15 to 20 minutes. All right, 30 minutes later. That's a total of 45 minutes. Cook time. We're going to let that sit and cool off for just a minute. All right, time to get us a bite.  Got a little bit of crust. That's amazing. Holy cow. Let's try something. That crust on there is so good. We'll squeeze a little lemon on it. This is my first time trying this and I totally knocked that 100% out of the park. I hope y'all give that a try. That is seriously amazing. Yum, yum, get you something. We'll see you next time. Keep sprinkling.


This is the general display what you are going to get it the moment you turn on your tablet. Below here you can see the Wi-Fi and all the time and all this thing you just click on that thing. So this window comes okay and click on the workshop and go to Wi-Fi okay and connect to Akash workshop. There is a Wi-Fi connection and it is saying telling to connect to Akash workshop. Just connected it is okay. Yeah sorry again in same settings if you just go below here on the right side there is a on this side you can see there is a button called apps okay. There is a icon called as apps just click on it. So here you will see all the different application loaded. Just go scroll down there is a application called clicker. No no no I am there yeah you have to press clicker. The moment you press the clicker you get this window and there is a option called clear data okay clear the data. So I will just repeat it again. So in the settings you have apps so in the apps you have clicker okay and below is the clear setting clear data sorry. So you have to just press clear data all the data will be clear okay. So I am just moving it out again. So moving out you have to just press the back button at the left corner. So then you can go to Akash application. See on the desktop again the two icons are there Akash application and Akash program. Just click on Akash application. So in this you will find clicker. Just click on clicker next. Here you will find first is the enrolment ID. Yeah it will come. So right now for this particular test what the experiment what you are doing. The last four digit the last four digit you have to enter as enrolment ID okay. For me the last four digit is 1328. So I am just entering just press your finger here this number pad will come. So 1328 is the enrolment ID. So next next is the for the IP address that you have to fill. Just go below the number sorry I have to fill it here. Yeah enrolment ID everybody has finished. It has got the screen. Everybody has entered that enrolment ID last four digit. Then you have to enter the IP address server IP address. So IP address is just shown here. See here you can see enter server IP address. The moment you place on this this keypad appears. On the left hand side there is a numeric pad enable button is there. Just click on that write down the IP address which is so after that after it is done this window will come the enrolment ID and the IP address of the server has been filled. Just press connect. So I am just giving a quiz which is for two minutes. There are four questions. I will just make it more for four minutes say. So here the questions are appeared. So you can give the answers. Press next or go to the particular questions directly from this side or you can give the next buttons of previous question. After the time is finished the quiz will ultimately collect all the answers from all the tablets. You must have received this screen. This screen shows the answers what you have given and what is the right or wrong answers. So each this thing I will just connect it to the main center here. So here you can see the out of 64 people the 60 people have given right answer for question one and similar way. So in this way this tool we are using it to collect answers from the students. So basically in the class if I want to conduct a quiz after a session or one hour session is there for the class and I want to just check it how much the students are understood. So during half a time after half an hour I can just launch a simple quiz of one question or something. So immediately I can get a results like this one. The green shows the people who have given the right answers. Red shows the wrong answers. So here I can directly get the number of students who have got the concept clear or not. Plus individually if I just click on here individually I can also see who has given which answer. So here the tablet ID which is coming out here. So I can get the tablet ID which is mapped in my database to the students name. I can find it out key who has given which answer. So even if you want to grade it or anything like that we can use it also. So this was the demonstration for the clicker and this most probably I do not know whether sir will be using it or not depends on the number of tablets received at the remote centers. And if all the remote centers have been received at least 60 or something like that then definitely we would like to conduct. The quiz will be loaded on the main center side here. From here the quiz will be launched and the quiz will be displayed to all the remote centers. So and during the last time workshop we have given the instructions of how to install the clicker software on the remote centers. And we have conducted successfully and we have received lot of quiz answers also. So we are going to distribute, there were lot of request from many centers that we would like to conduct and add questions at their remote centers also. So we are going to give this software also to be installed on the remote centers also. So they can conduct the quizzes during the in their colleges also. We will be posting it in somewhere in December on the portal here. Okay. Thanks.


to keep you guys posted as to what I'm doing and what you got to do every single day as a digital marketer. So, welcome. Good to see you here. I know my screen is buffering a little bit. Let me wait until that screen looks right here and it's taking just a second here. Let's see how long it's going to take to load. You know, this technology is not a perfect science, is it? All right. Let's see what's going on here. Okay. I think it's now clicked in and it's doing what it should be doing. But anyhow, in case you didn't hear, today's Monday and I'm doing these lives throughout the end of the month to let you guys know what you have to do every single day. Today is an extremely busy day for us. Jessica and I, my wife, if you don't know her, she has Jessica L. Fisher, the furry family coach. You can look that up on YouTube. It's also on Facebook. It's a pretty big group and we're working on webinars. Mine is a master class on how to start a online business in 48 hours. So, if some of you guys have been waiting and you've been saying, yeah, I've been working on this for months. I've been doing this for months. I've been doing this for years. It takes 48 hours. Okay. It takes 48 hours to start a business online. Now, it may not be the exact kind of business you want, but it does take 48 hours. And do me a favor. Please post in that chat section there. If you can hear me, I want to make sure that you can hear everything I'm saying because I don't always know if it's not coming out. I mean, obviously, I can hear me talking, but you may not be able to hear me talking. And I am going to talk about what my schedule was like today because you guys should know that stuff. You should know what's going on. You should know what it takes. It does take a lot of work. I'm not going to tell you it doesn't take a lot of work because it certainly does. But do me a favor. If you would just post in there, I can hear you or, yeah, loud and clear or whatever ways you want to do that. Let me just scroll through here and make sure everything is working. So today, today I started off by checking emails, checking orders, forwarding all those to my shipping department and quite a few things to get done there. In addition to that, I had this live that I'm doing at 9am, which we just started. So I'll do that. This will run up until about 9.30, 9.45. Once I'm done with that, I have to edit a couple of videos and get those ready. At 10 o'clock, I actually kind of have to do something personal. We have a meeting with our builder in Texas. I guess it's going to be a Zoom meeting or something like that. Preconstruction meeting. So we're going to do that. After we're done with that, then we're going to go through. Thank you, Paul, for letting me know that. We're going to go through and work on my masterclass and work on Jessica's webinar. There is a certain format, guys. If you're thinking about doing a webinar or something like that, there is a certain format that you have to do. There's a beginning, middle, and end of things you have to do. And some of the things that are in the end, you've got to start them in the beginning. So it's a whole process. I even thought about, after I do this masterclass, teaching you guys how to do a webinar online, what works, what doesn't work. If you're interested in that, put that in the chat section. If you're watching this at a later date and you're not watching this live, put it in the comments section below the video. And I can talk about doing webinars and doing masterclasses and what it takes. Generally, a masterclass or a webinar is done with an end in mind. And what I mean by that is you're probably going to give them some free training for 30 minutes, 45 minutes, hour, two hours, whatever it is, and try to sell some type of program at the end based on that training that you gave them. So that's really the purpose of it. So if you're just thinking about doing a webinar for no purpose, that wouldn't be good. What you want to do is have some type of purpose behind it and have some reason for doing it. And I think the one thing that people have a hard time with on doing a webinar is actually selling their product at the end. And that is the problem. And the problem with that is that you're trying to sell it at the end. It should not be sold at the end. It should be sold from the very first slide, the very first words that come out of your mouth. You should be leading up to that sale at the end.  So that's the big problem I see with people is they don't understand that process. And Paul had asked a question earlier before we even got started about ads and the best days of the week and you just run them on certain days. I do want to talk to that for a second because that's something that a lot of people don't understand. When you're running ads, especially YouTube ads, which I'm running right now, so you may see some of my videos out there, they have to be run constantly.  You can't do that with YouTube ads. You can't do that on Google. And the reason being is they have to gather the data to be able to find you signups, to be able to find you sales. And if you keep turning them on and turn them off or you increase or decrease your spend, it will mess up the algorithm. Now I'm not saying you can't change your amount of spend because yeah, you got to change your amount of spend every now and then. But what you do is you make an adjustment and I only make one kind of adjustment in a day. So like I've got some ads running now. I think it's like six different ads, but they're running to like 200 different audiences and keywords. So it's quite a few things to manage. But when I go in there and I just for keywords, I don't adjust the money that day. Okay, I only do one change or the other. And then I got to wait 72 hours and somebody may say, well, why don't you just adjust them every day?  And the reason behind that is sometimes it can take up to 48 hours for the data to get reported to your analytics screen. So if you were to go in there and change things on your ads, thinking that that was the data that it was based on and you didn't give it 72 hours, because sometimes it can take 48 hours. We have a little buffer in there, you could actually be turning off or turning on the wrong things. So those are adjustments that have to be made. Anyhow, so that's the first part of my day. Doing the webinars, doing the meeting with our builder, doing all that stuff. And then we're going to get into a workout, you know, that's something that we schedule every single day. So we'll end up having lunch. After lunch, we'll do a workout. That workout today for me is going to be some floor exercises. I'll be doing three sets of push-ups. I used to do like three sets of 40, so about 120 push-ups. And some other upper body exercises. I'll go out in the backyard. I'll do some pull-ups. I get several sets of those to do. I got dips to do. Those things are just have to be done. Those are have-to's. The exercise part is a have-to guys. So if you think you're going to work at home and lay back and lay on your couch and you just hold your laptop up and not get any exercise. Man, you're going to be in bad shape. I'm telling you. I don't mean just physically, but I also mean mentally. You need this exercise thing. You know, Jessica and I both got these eye-watch things here. And they have an activity on them. And we actually have a competition activity over here where I can see how many calories she's done and she can see how many calories I've done. And we look at that thing every single day. And I don't know if you can see that or not, but it has like mine and hers on there. And you can see what percentage we've done. You probably can't see it. But we look at that throughout the day and we'll kind of take each other on and we'll say, hey, you know, you're only at this percentage and I'm at this percentage. So we kind of go back and forth with that. But that competitiveness that we have going, where, you know, we're trying to get each other to do stuff, you know, is very helpful. So anyhow, we'll do our lunch. We'll do our workout. And then we'll go back to work again, probably working on these webinars again. Then what I have to start doing is I have to start writing scripts. Last week on Thursday, I shot 14 videos for YouTube, which sounds like a lot. And it was, I normally do, you know, 10 to 12. And the reason I do 10 to 12 is I do it every two weeks. And I do it every two weeks so that I can batch them, give them to my editor, he can get them uploaded. And if you know anything about this channel, I post a video every single day during the week, Monday through Friday. So if I only film 10 every two weeks, all that does is keep me even. That's all it does is keep me even. So I don't like to just be kept even. Okay, I want to make sure that I have enough for the future because anything can happen.  You know, who knows what's going to happen. But, you know, maybe I have to travel and I can't shoot for a week. So in addition to the fact that, you know, I shoot 10 to 12 every two weeks, which I shot 14 last week, I keep 10 scheduled in YouTube at all times. So there's 10 scheduled in there right now. So if I were to stop today and not do any videos, I know for the next two weeks I still have videos coming out. But I like to have even more than that. So what I do is in a Dropbox where I keep all my pre-recorded videos, I'll keep an extra 10 or 15 in there for my editor so that he always has some to put up. So total I probably have 25, maybe 30 videos between the scheduled and between what I have that need to be edited. And that way they're always there. So I will start writing scripts for that tomorrow because I know next Tuesday, probably Tuesday-ish, I'm going to have to start recording all over again. The whole cycle starts all over again. Now on Thursday, I will have to start writing emails and preparing for my live on Saturday. So that's something I'll have to get started. In between time, I've got to work on my food company. I've got to work on my courses that I'm working on. I got to check my ads. There's a lot of stuff to do on a daily basis. So if you're getting into selling online so you can do no work, you're in the wrong business. You're really in the wrong business. But you know, I enjoy doing it. Now if you guys have questions about any of that, feel free to put any of that into that chat section right there. If you're listening later on, of course it would be in the comments section. But these are things you need to know as far as if you're going to work online. There's a lot of steps to all of this stuff. I know Jessica, she filmed a lot of videos yesterday.  So she has a dog training channel called Jessica El-Fisher for her family coach. But she also has a DIY channel which is something farmhouse. Why can't I think of it off the top of my head right now? Shoot, can't think of another channel I should because that way I can tell you guys about it. But anyhow, it's a DIY channel. So the other day she did a video of her doing some stuff and she filmed it. But it was just like B-roll footage of her doing it. So then she had to take that video yesterday and she had to voice over all the stuff she was doing. So that was a two-part video which she had to actually work on it later on. Let's see here. Paul's got another question here. On your evergreen products, how often do you review them for updates every single day? Every single day. I look at my analytics for everything every single day and I may do it several times a day. And I'm very compulsive about that. But I also check my stocks every single day and which I haven't done today. So let's see here. Let me see what the stocks are doing today. That's something I got to check every single day too because the analytics on those stocks make decisions from the stock markets down today. Because I'm upset because Tesla's down to 824 and it was like at 859 the other day. So that's down. I look at all my airline stocks here. American Airlines is up. I've made good money on that. Alaska Airlines is up. I've made good money on that. AMD which is that little computer chip in your computer. I'm a little bit down on that. Not doing good there. Big commerce. I'm down a little bit on big commerce. Carnival cruise lines. I'm a little bit up. Delta Airlines. I'm up a little bit. Dexcom. I'm up a little bit. Ford. I'm up a little bit. Facebook. I'm up a lot. But in all fairness, I bought Facebook stock about a month or two after they IPO'd and I bought it for $27 and it's now $251 FedEx. I'm up on. I bought this at the beginning of COVID and the reason I did is my best friend from high school who I mean we've just been friends forever since we were 14 and 15 years old. He lives in the same neighborhood Fred Smith does. If you don't know who Fred Smith is, he's the guy who started FedEx. And Fred was telling him that with COVID a lot of the airlines had parked their airplanes and he was getting more cargo business. So I bought FedEx because Fred Smith started FedEx and he was telling Steve about that. So I bought some of that stock. Hertz I tried to buy because it was so low and they were in bankruptcy but they're not doing good. So I didn't do good there. JetBlue. I've done it very, very well on. So I got me some JetBlue. Eli Lilly. I'm up a little bit on and I'm just going through some of these stocks so you can see what I mess with every day. I've also got Southwest Airlines which I'm really up on. They're doing very, very well. Moderna. I bought some Moderna because of the vaccine. Let's see here. Norwegian Cruise Lines is up a little bit. Novax which is a delivery system for vaccines. I'm a little bit down on that. Pfizer is flat. I don't understand what. Pfizer was one of the stocks that was supposed to just skyrocket. So I bought some of that. It's kind of flat down. Royal Caribbean is up a little bit. Serious internet stock is up some but not near what I would like to see it be up. I thought when Howard Stern re-signed that that stock would just go way up again. It has not. I'm still ahead. I'm way ahead on it but still. I got another stock tell Ray and I can't remember what the heck that was. I got Toll Brothers Builders because there's a housing shortage in the U.S. and I'm just going through some of the things that I do. Toll Brothers Builders is one of the biggest home builders in the country. Of course, I got Tesla. I already mentioned that. United Airlines is up just a tad. Not much. I'm holding all these airlines until this COVID thing's over a little bit because I know they'll probably go back to where they were. Historically, airline stocks are not great but they went so far down that I figured I'd buy them and just wait for them to get back to where they were and then go ahead and sell them off. I don't know what that stock is. VTRS. I just bought that the other day. I got to look that one up and then Walmart. I'm up a little bit. So, you know, and then I keep track of all my stocks right here on my phone so I can see what's going on. But checking on things I think is very, very important and you got to do it a lot. I don't make changes a lot but check a lot. See what direction things are going. See if they're going up. See if they're going down. See if they're improving. Give them time. That's another important thing. Do you template your emails? Most definitely. Most definitely. There's certain things about emails that you have to do and I think the most important thing about emails that people gloss over is the subject line. People think that the subject line should tell people what's in the email and that's totally wrong. Totally, totally wrong. The subject line is designed to get people to open your email. That's it. If you tell people, you know, in the subject line, what is in your email then you're going to have less opens. For example, let's say you sell jewelry and I have a neighbor across the street that sells jewelry online, okay? He has a jewelry site, pretty big company and he always puts in the subject line exactly what's in the email. So if he's got 20% off engagement rings, that's what the subject line is. This is 20% off engagement rings and if I'm not buying an engagement ring and I'm interested in a bracelet or a necklace or earrings, guess what? I'm not opening that email. Not going to open it. A subject line, like let's say he is selling engagement rings, he could put in that subject line. I only do this twice a year, okay? That's going to make you click to see what he only does twice a year and that could be a sale on engagement rings. But the point is, that subject line is to get people to open the email. And I could talk for hours on emails. Emails are incredibly important guys. Excuse me, let me get a little drink here. But emails can make you a lot of money but if you do them wrong, nobody's going to even look at them. It's not going to happen, okay? Nobody's going to even look at your emails. So it's important to understand that each part should stand on their own. Now, when somebody opens an email, I like to start it off with their first name. I'll say, hey John, hey Bob, hey Frank, whatever it is. And I can insert their first name in there if I have it in my database through an automation that is in Cartra. I highly recommend Cartra. There'll be a link in the description after this video is over with. I know you can't see the description right now, but you do want to check out Cartra. Cartra is pretty amazing. And I can automate things like putting their name in there. So I'll say, hey John, bet you didn't know this but this Thursday whatever and I'll go into whatever my email is. I will also make sure that there is a spot they can click before they have to scroll. Really important that you do that. If you don't have a spot where they can click before they scroll, you're going to miss a lot of clicks. And the reason being is most people don't scroll to the end of the email. Or even the people who do scroll to the end of the email, if they see a spot to click, they may not read all the email, but they'll go ahead and click anyhow. So you're going to catch those people. Then I like to have a graphic of some sort. Maybe it's a picture of me talking. Maybe it's a picture of can meet if I'm selling can meet whatever it is. In the middle, in that picture should be clickable too. In other words, I insert a link into that image so they can click on it and go to whatever I'm offering them, whether it's a download, whether it's to buy something. And then below that, I'm going to have a little bit more context about what the offer is about. And I'm going to have another spot to click there.  And then I'm going to have a PS at the bottom. And I'm going to have a reminder in there. I may say something like, you know, the sale ends in 72 hours, you need to hurry, click here now to take advantage of this. And I'm going to have another, excuse me, call to action in that PS down there, because there are some people that don't read the email, they just scroll to the bottom. And I'm going to catch those people. So as you can see there, yes, there's a template to it. It's very templated. It's set up so that I'm going to get results. That's what I want to do is get results. I can only be out here for a couple more minutes, guys, because I do have several meetings today, which I told you about in the beginning. So if you have any other comments, any other things you want to learn about, I do want to do something on webinars. I think that's going to be a big, big thing for 2021. People have kind of been trained into the mode of learning online. And since they've been trained into that mode of learning online, webinars are going to be huge. They really are. I highly suggest if you've got a product or service that you incorporate webinars into your marketing platform. Matt, basic sidekick book is huge in size, two pounds of email things with proven subject lines. Love your emails. Well, thank you, Paul. Yeah, subject lines are really massive. And I do have a downloadable where you can get 20 of the best subject lines. Maybe I'll put that in the description afterwards so that you guys can grab that and you can get some subject lines. Okay. And these see the thing about subject lines, people try to make them so that they fit their business. You don't need to. All you need to do is have a subject line that gets this open. I've had subject lines that says, hey, check this out. I've had subject lines of like, boom, this just happened. Those will work for any business. It doesn't matter if you're selling a product or service. It doesn't matter what you're doing. Any of those subject lines will work. So I have a whole list of those subject lines that I recycle them every now and then. And sometimes I'll just come up with one spur of the moment. I do that too. In fact, I do that frequently. But at this point, I know what's going to work. If you have not been writing emails, if you've not been doing this, you just have to, I guess, get some of these suggestions from us. You've got to get a list of these subject lines. And the more you use them, the more you'll kind of get it, what's going to work and what's not going to work. Oh, yeah. And I also forgot, this works too. You need to subscribe. Don't forget to subscribe. Okay. Whether you're watching this live or later on, don't forget to subscribe. And once you subscribe, the button is red, the subscribe button, you'll click it and it will turn to gray. And when it does, this bell is going to appear right here and you need to ring the bell. Turn on all bell notifications. So that every time I go live, every time I do a new video, you are notified. You don't have to come looking for it. You don't have to waste your time on that. I can just tap you on the shoulder and say, Hey, got a new one for you. Come check it out. So definitely you want to do that. Morad, what's going on, man? What time is it over there, Morad? I'm curious. Do you watch millionaires that motivate you? Huh? Probably not intentionally watch somebody because they're a millionaire. You know, one of my best friends from high school, I just talked about him. He's a multimillionaire. I wouldn't watch him do anything because he's just a workaholic and, you know, he's not a motivational guy or anything like that. He's a great guy and he's one of my best friends. But I don't watch somebody because they're a millionaire. I watch somebody because of a talent they have, whatever that talent may be. Now, does that mean that some of the really talented people I watch are millionaires? Yeah. Yeah, that's probably true. But I don't watch them for that reason. So I watch a lot of cooking videos. I like that. I'm into cooking. That's one of my things. A lot of those people are millionaires now because they're great cooks, okay? But the thing is, I watch them because of their talent. So that's the main thing I do. Thank you for being here, Paul. Really, really appreciate it. I will be here again tomorrow, so I'll see you then. So guys, if you've got any last questions, go ahead and pop them into the chat section now. Morad, I appreciate that question. That was a good question. And some of them do motivate me. I will tell you, I like Gary Vee a lot. Gary Vee practices what he preaches. He was telling people that they don't need any money to really make money. They just got to go out and put forth some effort. And then he started saying, heck, you could go to the dollar store and buy dollar store items and look them up online and find out they sell for more and sell them online or go to garage sales and buy stuff and resell it. People are like, oh, yeah, that doesn't work. That doesn't work. He goes, oh, yeah, really? So he did a whole series of where he actually went around to garage sales and bought stuff and showed you. He could sell it online for more than he bought it for because he would check on his phone to see what it was selling for, like on eBay, and he made money. So he goes, there you go. And it was funny because it got picked up because all these news outlets were like, oh my gosh, this guy who's got $130 million companies going around to garage sales to prove to people that you can make money doing that. So I thought that was very, very interesting. You can make money without having money. Don't let anybody... If you think all you need is money to make money, you are totally wrong. That is not it. I started my business with $100 on a credit card, $100 on a credit card, guys. So it's not about money, really. It's about effort. And that's what all these videos every day are. They're just about me telling you things that you need to do. I've gone through my day a little bit with you now. Oh, I didn't get to the evening. So in the evening, we'll have dinner. I don't know what it'll be. We'll figure something out throughout the day. That's one thing we're not good about planning is dinner. We're always looking at each other going, I don't know. What do you want? I don't know. What do you want? So we do that a lot. But after dinner, we will go back to work again. And I will probably be working on our webinars again. I've got to get that finished. That's a real priority for me. And I've been going a little bit slow on that so I got to get that done. So that will be my day, guys. And I hope you enjoyed this. If you did, put in that chat section, yeah, I like this. This is fun. This is what I want to hear. Or I want to hear something else. Put that in that chat section. I'm going to be here live every day, at least until the end of the month. So put in there what you want. You can hear what you want. You can say, well, tomorrow I want to know about acts. If you put that in there, you may hear about that tomorrow. If I get enough people wanting to hear about a particular subject or whatever way of doing thing, I'll be happy to do that. So once again, give me a thumbs up on this video. I would really appreciate that. Hit that thumbs up thing right there. Don't forget to subscribe. Super important. I need you guys as subscribers. The more you comment, the more you chat in here, the more distribution this video gets. I really appreciate any interaction we get in there. As a matter of fact, I will put in here something real quick. Oh, there we go.  So when I'm typing, I can't do it. I can't talk. Because I can't type that well. Is being a millionaire someday one of your goals? We've already done millions in sales. I will tell you that, Morad. That's happened. We've done that before. But I want to make more. I certainly want to make more. And I don't want to make more so I can buy things. I don't drive around in fancy cars.  I've got an eye watch, which I thought was pretty cool. They're expensive. I do it more for freedom. The more money you have, I can travel that way. I can see different places. I can help charities. I have security. Take care of my wife if anything ever happened to me. So that's the reason that I want to make money. We've sold millions of dollars already. We've done that. And that is not as satisfying as some of these other things you can do with your money. That's what you want to think about, guys.  It's just not. What the things you can do with your money are very motivational. Because money in itself has no value. It really does not. I mean, I guess you could burn it and warm yourself, but that's about the only thing you could really do with money. It's how you use that money for charities, for helping people, to see the world, to travel, to have freedom, to have security. That's the real thing behind money. And as soon as you get that dialed into your brain, all of a sudden money is going to go your way. It is. It's going to go your way. So that's one thing I would leave you with today. Make sure, make sure that you're doing it for the right reason. It's not to become a rich person. Because nobody cares if you're rich or not. I watched a show last night on Netflix.  Nobody even knows who they are, because they wrote the songs. They didn't sing the song. And I think there's some coolness to that, that anonymity to where you have money, you have accomplishments, you have these things you've done, and nobody even knows who you are. One person I heard interviewed the other day, I thought this was so funny, was Paul McCartney. He was in an interview, and the interviewer asked him what he thought of the mask that we have to wear because of coronavirus. He says, oh my God, I love it. I love, love, love these masks. And the interviewer was like, well, why in the world would you like a mask? I mean, why would that be something you would like? He says, finally, I can put on a mask and go outside. Nobody bothers me. So he's been a celebrity since he was a teenager. He can actually go in and out of stores now, and nobody knows who he is. He puts a cap on, puts his mask on, walks around. He says, it's great. He said, I couldn't have done that before because people looked at you funny if you had a mask on. So he said, I just couldn't go out. He said, I can go into a 7-Eleven now. I can go into a grocery store now. It's really pretty cool. So I guess there's some advantages to that. Having money and having an anonymity, that's awesome. When you're famous, fame I would think would wear on you. I've never really had that, but I would think it would really wear on you after a while. I don't want that. I don't want where I can't go to the store. I can't go to a gas station, grocery store, something like that. I would hate that. I just would hate that. Wouldn't like that. So anyway, I'll put any other comments you got in there. I'm going to get out of here. I've been talking too long already. We've been on here for almost 30 minutes. I really appreciate you guys showing up. Share this video, subscribe, like. Turn on your bell notifications. One more time I'll ring it. Turn on bell notifications, of course, so that you know every time I'm going live or I publish a new video. Thank you guys so much for being here. I really do appreciate it and I am out of here.


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