Internal Revenue Service IRS tax news know what's deductible after buying that first home sweet home Hey, I know what's been deducted after buying my home IRS. I don't need to hear it from you I know it's for example the copious amounts of interest on pain has deducted what little compassion I once had for bankers.  I mean, can you imagine Joe Biden as King saying something like that?  King Biden crown is heavy, but somebody's got to wear it Yeah, you got a fish stick and a remote control Take off the crown I can't see it. Use your open high friend. Oh, yeah, I can see it now Honestly, it's like dealing with my brother's kids over here.  I'd know that if only I'd paid attention to anything that's ever happened to me before IRS tax tip 2022-138 September 8th 2022 Making the dream of owning a home a reality is a big step for many people Whether a fixer upper or dream home ownership is a milestone that can come with a learning curve First time homeowners should make themselves familiar with authorized deductions programs that can assist with home ownership and the use of housing Allowances that can be beneficial when it comes to home ownership The IRS considers a home to be a house condominium Corporative apartment mobile home houseboat or house trailer that contains a sleeping space toilet and cooking facilities So when we're thinking about kind of the deductibility of certain things related to a home Obviously, we have to define the home. It's a fairly wide Definition of the home. So if you're living in an area where you're like, I'm not sure if this qualifies as a home Or not then sometimes you might have to clarify on that So most home buyers take out a mortgage loan to buy their home and then make monthly payments to the mortgage holder This payment may include several costs of owning the home The only cost the homeowner can deduct are state and local real estate taxes So note that when you're buying the home the taxes complicate a large of a lot of large decisions, right? So a home is going to be a huge investment decision for an individual typically and The taxes are going to complicate it a lot because the tax implications on a big purchase, for example Can be substantial. One of the big things that you end up paying with a home are taxes typically and that's typically come in the form of The taxes for property taxes for example, those taxes are state taxes and local taxes They're not federal income taxes when we're talking from the perspective of the IRS We're focusing in on federal income taxes. So obviously the state and local taxes are going to be important in the home Purchasing decision because you're gonna have to pay the state and local taxes But they may also have an impact on the federal side of things as well, which is again is a bit of a confusing thing It's kind of like if they started over it would kind of make sense if they didn't do that kind of thing It's kind of weird, but that's how it is So you might be able to deduct some of the state and local taxes However, they're currently subject to a limit of the $10,000 limit This has been a big kind of issue that has been changed over the last couple of years And they're still debating this tax and this limit because obviously the deduction of state and local taxes are a benefit to high-tax states If you could deduct them on the federal side in essence leading to the federal government subsidizing states with high taxes Like California and New York for example So you can see that that law still could be under debate But there's that cap on how much can be deducted for the state and local taxes that you got to keep in mind And running projections is often the best way to really kind of get a grasp of this You got the home mortgage interest So note that when you get a mortgage a lot of times real estate brokers used to just have the adage of You need to buy a home because the government's trying to incentivize you to buy a home And why would you not do it if you're gonna get deductions of interest and this taxes and so on and maybe at one time that was more a little bit more feasible or or But nowadays You really want to do the projections and realize that it's only the interest that's going to be deductible So you're still paying the interest It's just that the loan interest that you're paying is going to be a little bit lighter Given the fact that you could get a tax benefit also realize however That the amount of deduction for the tax benefit may not be exactly all the interest that you pay Even though you get to deduct all the interest because it's an itemized deduction and if before buying the home You had a standard deduction Then there could be a substantial gap between the itemized deductions and the standard deductions and and that gap Really represents, you know benefit that you would have got you know anyways You're not really getting that benefit simply from the interest So you want to again take that into consideration by doing projections Typically if you can get a hold of tax software or tax professional to help you if the taxes are a major component in your purchasing decision Then then you want to make accurate projections also make sure that you understand that the interest will go down over the time Even though your payments will remain the same Because that's how the loans work more of it will be applied to interest at the beginning at the end of the loan much More will be applied to principal as your payments are applied to principal That's good because it lowers the loan that you owe, but it's the that's not the deductible part So there you go mortgage insurance premiums may also be deductible. So taxpayers must file Form 1040 US individual income tax return or form 1040 SR US income tax return for seniors and itemized their deduction So the itemized instead of the standard the standard deduction was increased a few years ago Then what it was before so there's a fairly Large standard deduction which is usually good for lower-income individuals or just normal people that are taking the standard deduction Because they get they get the bigger deduction really the itemized deductions are usually the ones that more well-off people are gonna Gonna get more and more Capacity or advantages from as your as your income grows a lot of the times But that also means that there's a bigger gap between the standard deduction and the itemized deduction the bent the added benefits You're gonna get from From the mortgage interest and the and the taxes for example. So to deduct home ownership expenses However taxpayers can't take the standard deduction if they itemize so non deductible payments and expenses homeowners can't deduct any of the following Insurance other than mortgage insurance including fire and comprehensive coverage and title insurance the amount applied to reduce the principle of the mortgage Wages you pay for domestic help depreciation the cost of utilities such as gas Electricity or water most settlement or closing cost for fitted deposits down payments or earnest money interest or Wi-Fi system or service homeowners Association fees condominium association fees or common charges home repairs So these are the things that you typically cannot deduct now There could be certain circumstances where you like you have your home office for example or something like that Where you might have some of these items that are applied to your business and therefore that way be deducted But if it's being used as your home then these are personal items The home is a little bit of a tricky thing for taxes because the taxes we have an income tax on The federal side of things meaning we get taxed on our income You would expect it would make sense for us to be taxed basically on the net income Instead of the gross income when possible. So for example on a business You get to deduct the business expenses because it doesn't make sense to deduct the gross income for one business That doesn't have a lot of expenses maybe and another business that has a whole lot of expenses, right? You should be deducting you should be taxing the net income But you don't get many deductions when you're an employee Because that the assumption is that the things that you needed to be provided in order to work as an employee Are are given to you by the employer? But the general rule would be you should be able to deduct things if you needed to consume those things in order to Generate income because the income tax should be based on the net income not on the gross income Which we can see with the business deductions now the home is totally out of whack in and of itself Then that then the code gets all distorted because of all these special interests and things that they want to do One of them being the home ownership so in order to incentivize home ownership They basically have these kind of advantages for the homeowners like an exclusion and like the the interest being deductible on the purchase of the home and so on and so forth and That's a little bit weird because the home is like personal purchase It's not something that you purchased in order to generate revenue You might say well I need the home to live in in order to go to work that makes sense But still it's it's not really directly applied to your business. It's a personal thing. So that's why In and of itself It's already kind of outside the box of what you would normally think of as like a deduction Which would be a business related something you needed to do in order to generate Revenue so these other things that are related to the home you'd say well what if I can deduct the interest Why can't I deduct this stuff? Well, it's because the home interest is already outside the box all this stuff is basically Personal even the depreciation is personal that to decline the value of the property. It's still a personal home Generally, it's just weird that you get the interest deduction right the cost of the utilities the utilities and gas that you're paying isn't for business It's for personal use. That's why it's not generally deductible unless it's you have a home office most settlement costs Forfeited deposits the Wi-Fi system again if you used it for business You might be able to deduct it on a schedule C But if you're just personal Wi-Fi net flick watching then that's a personal right. It's not deductible Okay mortgage interest credit the mortgage interest credit is meant to help Individuals with lower income afford home ownership those who qualify can claim the credit each year for part of the home mortgage interest Paid a homeowner may be eligible for the credit if they were issued a qualified mortgage credit certificate From their state or local government the MCC is issued only for a new mortgage for the purchase of a main home The MCC will show the certificate credit rate the homeowner will use to figure their credit So it will also show the certified the certified indebtedness Amount and only the interest on that amount qualifies for the credit So homeowners assistance fund the homeowners assistance fund. There's a link to that here program Provides financial assistance to eligible homeowners for paying certain expenses related to their principal residence To prevent mortgage delinquences defaults foreclosures a loss of utilities or home energy services and also Displacements of homeowners experiencing financial hardship after january 21st 2020 ministers are military housing allowance Ministers and members of the uniformed services. There's a link to that here Who receive a non-taxable house allowance can still deduct their real estate taxes and home mortgage interest They don't have to reduce their deductions based on the allowance more information can be found at the links below You got publication 5 3 0 tax information for homeowners publication 9 3 6 home mortgage interest deduction Now just a last piece of advice on the home purchasing Remember that when you when you're purchasing the home you if you're doing it just to save on taxes That's not typically going to be a good strategy You're going to want to buy the home for either personal use or investment use or whatever And then make sure you do the projections also be careful when you're talking to anybody That's going to be making money through your home purchase like brokers and stuff like that because clearly They not that they're not honest. They're clearly but they have an interest in you purchasing the home So you would think that they would be biased and if you hear someone saying that you should purchase a home just because You get tax breaks on it be very skeptical of that line of reasoning because it's not always true And the person that's saying it might have a vested interest in you doing that or maybe they they're justifying their own You know purchases and actions and that's fine But you want to make sure that you're making the decision based on the facts And the way to make the decision because of all this complication With the government trying to incentivize which basically subsidizes in some ways and often increases prices and whatnot It really makes the whole picture more complicated possibly not actually more beneficial So what you want to do is actually run projections So how much how much are you actually going to get a benefit? Don't just look at the deduction you're going to get from the interest but Put that deduction into tax software and see what the difference is from one year to the next Taking the deduction versus not taking deduction taking an itemized deduction versus taking the standard deduction And and so on run run the numbers run the projections and possibly get an independent opinion From like a cpa or accountant who's not involved who's not benefiting From your home purchase in some way so that you're paying just for their opinion That is unrelated in any case to the actual purchase. Those are just some thoughts But there's will be a link to this here. There'll be a link to this in the description


Hey guys, what is up? Welcome to my channel! For today's video, I'm going to be doing a good old makeup haul. It's been a while since I've done that, but I'm so excited to just sit down and talk makeup products. Most of the items are from Sephora and Ulta, and they're just the items that I've been wanting. Anyways, let's get into it. Hey, if you guys are new here, my name is Morgan. I fancy myself to be a product knowledge enthusiast. I love knowing anything and everything about what is currently on the makeup market and sharing it with you guys. Yeah, so I've been buying makeup like crazy. A lot of new releases have started to come out for the holiday season. I know a lot of people are complaining it's so early. It is super early, but it's been that way the last couple of years. I remember last year thinking the exact same thing. Holiday makeup coming out is my favorite time of year as far as makeup goes. So I always put aside a little extra money for this time of year. So I've been buying left and right spending crazy amounts of money. You'll see I have a lot of reviews already up, so I don't need to feature those products in this video. But I actually, for the first time in a while, I made a couple orders for me. A lot of times I order items for you guys. So, you know, I get expedited shipping. I get the review up the day that I get it kind of situation. Like the intention of buying it is for you guys. But this makeup was fun and it was for me. And I wasn't worried about getting it as early as possible. It's just because I wanted them. So it felt good. I haven't done that in a while. You can see all of the other makeup that I bought recently. If you just look at my YouTube page of my videos, I have a lot of reviews on the newest things. Like right now, today when I'm wearing, I just finished reviewing the Hood of Beauty. Haze Obsessions Palette. So that video is already up. So yeah, I do have a lot of other new makeup items that you're probably wondering, but they're already up. So these are just some other things. So we're going to start off with Sephora. It's a bit of a smaller order, but these are items that I've been wanting for a while. This was while they were having that Sephora sale where I was like at $20 off 100. So I did do a sponsorship with Sephora for that sale, but I purchased some things myself too so that I could take advantage of my code. And I just got some things that I've been wanting or needing. Well, I don't need anything, but I actually have been needing a new eyelash curler. I use Shu Uemoro, but I wanted to try the Shiseido one. I think the Shu Uemoro and Shiseido are kind of top of the line, the most popular for years. And I don't know how I feel about the Shiseido one. I mean, it's nice. It curls my lashes. I'm not a big eyelash curler to begin with because my lashes are so straight. Doesn't matter if I curl them or not. It lasts a good two minutes before my eyelashes go back to flat. But I did want a new one because I've had the same one for years. I don't really love the shape of this. I feel like my eyes are a little bit too short. I don't know. I mean, it does the job, so it's fine. But yeah, that was a boring purchase. I also picked up that new-ish at this point powder from Hourglass. I can't believe I bit the bullet and did it. I was going to pass because Hourglass is like expensive, but I got the Lighting Infinity powder. So this is a hybrid between two different formulas. It's not telling me on the box and I can't remember at the top of my head. But I believe it's a hybrid between just their regular ambient powder and then their soft, highlighting, kind of soft focus powder. It looks like this and it's just a lot of money for what it is, but I couldn't help myself. I really wanted to try the formula. I haven't even tried it yet. Oh, that was a little shinier than I thought. Okay, so I feel like I'd use this to blend out my highlighter into my blush. I was expecting that to be a bit more mattifying. Um, yeah, I'm going to have to play with this. With Hourglass, it does take practice, but I'm excited to try this new formula out because I do enjoy the Hourglass powders a lot and that one did soften my skin a little bit, but yep. I did get this new formula, so I'm excited to try that out. I've been sleeping on Tower 28. They've been out for a few months now and I know Britt loves them. Karen Harris really likes them, so I wanted to try for myself. So I got a little size of the SOS Daily Rescue Facial Spray. I think Samantha March is the one who sold me on this. She's the one that's been using this and I don't really know how to use it truthfully. However, when I'll have to look it up, I haven't used it yet, but it says use Daily AM MPM on freshly cleansed skin. I heard it helps with acne, which is a struggle of mine. My acne's been very good lately because of my skincare routine, so I want to add this so that's even better because I still do get little breakouts from the makeup that I wear, but I guess this is more skincare not for makeup. Helps soothe irritation and defends against daily damage from skin's everyday stressors. Okay, good. I need to actually get on that. And then this set I've been wanting for a really long time and Hourglass is actually in the more affordable of Sephora's kind of products. Yeah, I mean, the things weren't that expensive. So this is the Tower 28, obviously. It's called the Magic Hour and Chill Set. So I really wanted to buy this cream blush and then it actually was a better deal to get it in this set. So in here you get the Magic Hour blush. It's hard to open though. I feel like my nails are going to fall off. This is going to pull my nails off my nail bed. The color though is really gorgeous and this is like the perfect everyday peachy and nudie kind of color. Haven't tried it on my face yet, but I'm really excited to. I've only swatched it. Where is this made out of curiosity? Made in the USA and I love the all acrylic packaging. So many people hate that, but I always say I love it.  It's a clear gloss, but I'm excited to give it a try. And they came out with these like milky delicious looking lip glosses that I really want to try. I'm going to hold off until like a Sephora VIB sale, but I want to try those new glosses. They look gorgeous. So I'm really excited about this. I feel like both of these little minis are great introductions to the brand of their more popular products. So very excited about that. I made a pretty large Ulta order. A lot of stuff for holiday have come out and I've been wanting to buy them. I was like, maybe I should save my money because these aren't brands that I buy everything from. But ultimately, you know, I placed this order just because I wanted them and it felt good. So I chose to order these off of Ulta as opposed to Sephora because Ulta has way better gift with purchases. They just do. So I'm going to share with you the gift with purchases because they were significant. Very, very good. So I did finally end up purchasing the Urban Decay Stone Vibes palette. And I know a lot of you guys are curious about my thoughts on all of these palettes. I haven't used them yet. I did swatch them before I filmed this. So I could at least tell you what I think about that. But it's gorgeous packaging. I cannot tell you the last time that I purchased an Urban Decay palette. I mean, I can. It was Urban Decay Naked Key, which was two years ago. So it's been a hot minute since I purchased from Urban Decay because their palettes are so bleh to me. And this one is the one that's excited me the most so far. And even then, I don't like I love the packaging. It looks gorgeous, but it's like chunky and just we've moved on from chunky. Like this is so 2000. From what I can tell swatching, I think some of the shades are really pretty. I do think there's a little bit of inconsistency in the formula. I feel like some shades were really creamy, very pigmented, whereas others I felt like were kind of sheer and just kind of there. I'm going to need to play with this some more. I don't, I don't know. I haven't used it yet. So I don't want to say too much, but make sure you guys keep an eye out for a palette rankings video. This one won't be for a few more weeks, but I will update you guys on these palettes as I use them. But the gift with purchase from Urban Decay, we got a little mini eyeshadow primer potion. This is a classic. I've used this for years. I never have to pay for them because I always just get these little samples and they are perfect. And then a good old 24 seven glide on eye pencil. These were my first eye pencils back in the day. I had every color when I was like, I want to say 14 or 15. They have a very durable formula. So got a new black one. You can never have too many of those moving on. I couldn't help myself. I had to get the pumpkin spice palette from Too Faced. I rarely buy Too Faced releases nowadays. There was a time where I was obsessed with Too Faced a few years ago. And then they just came out too much and it was like not good quality. But I feel like their annual like a big holiday palette in the tin is always really nice. And I really, really like this color story. I don't think it's a fall color story by any means. It's a little bit more springy, especially if you do this. This is a spring palette, but I really like the colors especially. You guys know this whole bottom row that's that's all me. You have some greens, some pinks. Like I said, it's not very fall at all, but I'm really excited for it. Honestly, I tried to resist. I really did, but I was having FOMO. I really felt like I needed this palette. So I got it. Smells okay. It's not really too strong, but I think the colors are so pretty. And then this one was a really nice gift with purchase. So you get a little set. Well, I got a little set of these award winning minis to have their hangover primer, which is one of my favorites, a little mini better than sex, which an okay mascara. And then you get a little mini chocolate bronzer, which I really love this bronzer. So I'm excited about this. Tell you the gift of purchases were banging. And then the last big palette that I got from Ulta, I can't believe I bought this. I just kind of added it on my cart last minute. I was like, oh, I'm already spending this much money. What's one more palette? Like I said in my intro, I just like knowing about things that are out on the market. So I did get the new Norris palette. This is the Extreme Effects palette. Not a lot of people talked about this because Norris has kind of gotten a little bit boring as years have gone on. They started releasing like a billion palettes that look all the same. This is no exception. This palette is not unique at all. You have all of these colors, especially if you have any other Norris palette. You have all of these colors, but I really like it. Like this is a great everyday palette for me. I feel very comfortable with these colors. And you guys, as boring as it is, these felt great by Swatch. Of all of the palettes in this video, this one I am the most excited for quality-wise. This one felt like the best quality. Of course, I haven't put it on my eyes yet, but NARS puts out some good products. Okay, you can't disagree with that. They have a good shadow formula no matter how boring the colors may seem. This is made in Italy. So that's why like I have had a bad shadow formula made in Italy. It was like a Nordstrom collaboration with Karl Lagerfeld. That was the worst formula ever made in Italy, but 99.9% of the time, this is great. And then the Too Faced Palette says bulk made in USA. Interesting. Where's the Urban Decay made? I'm a nerd. I like knowing this stuff. Too many words. This is like the longest ingredient list I've ever read. All of these palettes made in Korea. Ooh, okay. Oh, and the gift with purchase, NARS takes the cake. They had the best gift with purchase. I actually was almost going to buy this for $10. The NARS Climax Extreme Volume Mascara. I was going to get a little many of this to try, but they already had it. So I got to save myself, save myself $10. So you've got a Climax Extreme sample. We have just the regular Climax Mascara sample, little sample of their Smudge Proof Eyeshadow Base, and then a High Pigment Long Wear Eyeliner, which I believe is just their pencil liner.  Ooh, fabulous. Okay, the last thing I got from Ulta, I got one of the Raw Beauty Christy and Pure Lashes. I got the style, can't be bothered, but this was not the style that it ordered. There's another one that looks more natural and pretty. Like this one looks like I won't like it, honestly. And you know what, Brittany Raquel. I put this on my Instagram that I purchased this and she was like, be careful. Like they've been sending me the wrong last because she tried to also order the other lash and she was right. They just send you like the lash that you didn't order. I should contact them, but I'm gonna forget. But yeah, I don't even like these. So I got that and that's all I got from Ulta. I do have a few other things that I want to share with you that I got and then also a couple of things in PR that I got that I just want to talk about. But let's talk about what I bought from Alibar. They came out with a new collection called the Spanglish Collection. And I don't know, I love this name because my husband's first language is Spanish. And I haven't started learning Spanish yet, but I know when I do, I'm gonna be speaking Spanglish. They came out with the Spanglish Collection and they came out with these palettes and I just think it looks so gorgeous. Of course it's like purple based, purpley pinky based. So I had to have it, but it looks stunning. I haven't used it on the eye yet, but all of the dimension you're getting in here, the color story, I'm really, really excited for this. And then I also just bought the whole set from the collection. I don't know. I think it was like free shipping or something if I did. Anyways, so I got these three brushes which look really, really nice. I'm very interested in this one in particular. You guys see that? How awesome would this be for nose contour? This is a very interesting, it's like a mini tiny little fan. I'm gonna play with that one. Okay, so as far as what I purchased, that is all that I hauled, but I do want to talk about some other things with you guys. So good molecules. They came out with a new Rose Water Daily Cleansing Gel. So everything from here on was very kindly gifted to me. I have some other stuff that I could show you, but like, this is the stuff that I wanted to talk about. So good molecules. If you don't know, this is actually Beautylicious skincare brand. I like that they just straight up didn't call it like Beautylicious. I don't know because I think it's in our head because when you think of Sephora, like Sephora Collection, I automatically assume their stuff isn't as good. But yeah, that's how they're able to like make it more affordable. There is no middleman. They came out the Rose Water Daily Cleansing Gel and I love good molecules because I feel like they come out with very affordable skincare that's actually quality. Like this stuff is made in Korea. The best skincare in my opinion is always made in Korea. I'm currently at a pretty strict routine right now because my skin's been good, but I'm running out of my cleanser. So this is going to be the next one that I try out. But definitely if you are looking for skincare that's actually affordable, look into good molecules. That's why I wanted to share that with you guys because I haven't talked about good molecules because like I said, my skincare routine has been pretty strict. They do have some good stuff. I also got a PR package from Saturday Skin. And the reason I wanted to just talk about this with you guys is I'm curious, do you guys like this brand? I've seen it on Sephora. I've never tried it before. I've been very curious because it's so cute. Just like, look at this. The stuff looks adorable. So if you guys like it, can you let me know what's awesome about it or what's not so awesome about it? Because I'm trying to see what I want to incorporate into my routine. I have to be picky. So I got a couple of things in the box. We have the Brightening Mask and then this is the Cotton Cloud Probiotic Power Mask. These look really nice. But oh, everything looks so cute. So we have the Vitamin C Sleep Mask. I really like sleeping masks. I do feel like they actually work and I like how they just dry into the skin. This is the Avocado Dates Seed Wide Awake Brightening Eye Cream. I've been searching for a new eye cream. I stopped using eye creams for a while. I told you guys this in another video but I've been getting milia because I feel like it's just too much product. So I took a break from eye creams for that to go away. And a lot of you guys recommended I know the Avocado. I believe it's from Pharmacy. Now why is it sleeping my mind? I can't remember why it's called. It's the Avocado Under Eye Mask. Uh, this looks super cute. Guys, like look at this packaging. The stuff better be good because the packaging is adorable. We have the Rub-A-Dub Refining Appeal Gel. Where are these made? Korea, yes. Yes, yes. Super cute. And then the last thing. I think this is one of their best sellers. This is the Poor Clarifying Toner. I'm a believer in toners now. I didn't use toner for a long time because I thought they were dumb.  I think I'm a believer now. Anyways, oh, uh, uh, I was going to give some of these away but no, they're too cute. I need to use these. So yeah, seriously, if you have any insight on Saturday's skin, let me know what's up with it. For selfish reasons, I showed you this package because I wanted you to tell me if I needed to use it or not. Okay, last thing. This one is for my makeup artist friends. So I got a PR package from Perfect Palettes which I'm really, really thankful for. I was actually going to make my own order anyways.  These are the perfect mixture of a Z palette and a Makeup Forever palette. So what I love about the Makeup Forever palettes is that they're metal, like a tin like this but they also have a clear thingy like a window so that you can actually see the products like a Z palette. So it's a perfect mix. It's a magnetic palette. I need to depot my shadows to put them in here and if you get like the actual kit that they sent me, you know you have things that you can stick to the back of your shadows or whatever and then what I'm excited about. I got these little tins that I'm going to melt lipsticks into just to really make my kit nice and compact. I have a whole little zipper bag that I have with my lip products and I just need to sit down and actually put these in here. I took some time off doing makeup this year, like the whole year just because of COVID. I do live with my parents. So I just wanted to be extra careful. So I'm looking into getting back into that next year and I'm so excited to start off my new season with this stuff and also they come with adorable little labels. Look at their little hearts. So makeup artist friends, highly recommend looking into this brand. Even if you're not a makeup artist, like you can put your single shadows in here from all the indie brands that you guys like. Heck yes, I am so excited. So I did want to share that brand with you because I'm really excited about like this is a brand that I found on my own and I followed them and I think they just happened to see my name and was like, hey, you look like you need this. And I was like, yes, I do. Okay, anyways guys, so that's all I have for today's haul. I hope you guys enjoyed it. If you aren't subscribed to my channel already, I would absolutely love it if you would consider taking the time to do so. Oh, and make sure you are subscribed to my channel because slowly as I get these holiday videos out throughout them, I will be updating you guys on these palettes especially because the palettes will be in ranking videos as I try them out. So that is all I have for now. I will see you guys in the next one. Bye.


Nigerian Afrobeat singer Oxlade has over the past 12 hours caused a stir on social media when a video purporting to be his supposedly having sex with a lady broke the internet. The issue is currently placed in the top trends of Twitter and Nigerian Ghana has seen social media users react into the development. The alleged tape, which was reportedly leaked on Snapchat, made its way into the microblogging site shortly after which it went viral on Tuesday night in Ghana. The 24-year-old singer is hopefully known for his collaboration with some artists who were living very big and just done quite a lot of performance on its music scene and some of the album has titled No Pressure Album.


Equals can indeed be an incredible game changer in our space because it has the ability to bring together all the key partners in this space to make a dent and really move the needle around the digital gender gap. So it also has the ability of convening all of those partners at the global level in a way that is really interesting, but most importantly also has the potential to make sure that those partners are fully committed to the cause and really make commitments to that cause, not just simply coming together to work on the issues but making sure that they put those commitments in practice. We at the Alliance and at the Web Foundation are fully committed to digital equality and as such fully committed to closing the digital gender gap. So we will be committing to not only sharing our experience, sharing our knowledge with the equal partnerships but also making sure that the equals partnership can fully benefit from the platform that we have developed across the developing world in many countries where we have active national coalitions and network partners working to achieve the same goals.


Now do you guys want to play Destiny 2 early? Well here's your chance. If you want to win one of my weekly beta code giveaways for Destiny 2 simply drop a like on this video and leave a comment. Winners will be picked and announced on a Sunday so the more you comment and like my videos the more of a chance you've got of winning one of these beta codes. Good luck. What is going on guys today I am back with another Destiny video and today I bring you top 5 lucky skills of the week now get straight into it and in at number five we have a clip sent in by dubsman now this is what you call a game winning sticking yeah that's another one oh five kill streak teabag teabag from afar teabag from afar i'm just going to no no no don't don't don't don't they're on me backward stick stick if i land that in at number four we have a clip sent in by jignots team wipe 15 seconds into the match damn oh damn anyone come out of that door is oh oh did you just get five kills with one grenade yes in at number three we have a clip sent in by i messiah who sends in this beautiful three piece sniper shot mayhem clash bravo team enjoy yourself guardians the battle lines have been drawn you're in the lead in at number two we have a clip sent in by disregarded tuner it's 4v4 you're the last guardian alive and there is a blade dancer coming towards you what can you possibly do in at number one we have a clip sent in by that one guy three now this is one of the lucky shots i have ever seen so he misses his initial shot with the sleeper simulant but what happens next is insane ignited your rip double kill yes but guys say to end this top five lucky skills of the week if you enjoyed the video leaving a like is much appreciated on my behalf remember to be with a chance of winning my weekly destiny to better call giveaway simply drop a comment down below submitting about this clip you've got to the email address a link in the top of the video description and i was always guys see you on the next one


Oes iawn y dyfodol o'r fath ac yn gweithio bod hyn yn orau i ddatblygiad. Cardiwch ar hyn o'r fath ac y cyddiwch gyda'r fath. I'r fath yn yw'r fath yma ym mhent gyda'r ymwrth. Llywodwch ar y fath bydda'r eraill. Felly dy'r wath yn yr adeiladol trwy'n fatho. Bu'r fath o'r fath yw yn ymweld i'r adeiladol yr eich gwaith. Nawr, gallwch y gall. Nid yw'r sefydlu. Beth yna yma ymweld 3 tyn ni ar gyfer arwad. three years ago, this month that Roberto Martinis defied everyone's scouting opinions and officials at the club who said don't shine on me, shine musia den balei o shine because don't forget we could have had musia den balei that day for five million quid, as well as a couple of other striking's body wanted me ass ac we bought him for £13.5 million. You know, where we are three years later, he's about to leave. Never gone over that wrist injury. The wrist is, you know, it's a problem. It can be a problem. It can be one of the worst injuries. Quite clearly it was that scene. Kept on off for a long time. I did listen. He come in and he done well in Russia and we hope that he does for us something alongside Rome, really. He played, we had Andy Brasil in the movie. On the deadline there, you see, he's on another radio station, a well-known radio station and he's a European journalist and knows a lot of stuff and he said he could be really good for everything. He clearly never watched them. He clearly never watched them. He came in here thinking, wow, it's the bright lights big city, toffee TV, I've made it. He just liked it. He literally just liked it. He did say. He made fools of us. Well, not really because he did say that he operated on the level he was out of and he was okay. He meant being a steward in the ground. He was being disrespectful to Andy Brasil. Andy. Okay. And a stewarder. And we hope that a steward by the default. We hope that he'd go in along and give another options for what Romelu Llew Clarkham he thought. Well, if he scored some decent goals at the add and we've got Rom score on goals, it'll help us. Andy. And he said this at the time of managing it. Mish-managed them totally made such a panic to get that deal done. So he could use him at Stoke on the Saturday. So he brought them out the night of the Newcastle game in a pair of jeans, give them a replica she had. It's open to do the maddest run down, the pitch.  Cos he had a pair of long style trainees on jeans and a replica she had. And my cap. And he's ran. And it's like footballers don't run unless they need to. I don't know why, did it? But that night was the Al Barclay penalty chip, remember? We won three nails. So I was like, oh, he looks alright. He looked away runs in jeans. I bet he runs brilliantly in shorts. But then he got everything sorted in time for the Stoke game on Saturday. Everything was passed. He had everything, you know, doing, chasing, work, payment, stuff and everything. It was all done. And then he didn't even put him on the bench on the Saturday. And we won three another Stoke on Saturday as well. But it was a bit, and I'm just insane, did he? And then he brought them on. He came on a bill for his debut or Bournemouth. I think it might have been Bournemouth in the cup. He came on with like eight minutes left this summer. And he continued to mish-man it and didn't he put them on against Westam? He didn't come on against Villa, did he? Wasn't it the Villa game we won two, three, one? But like towards the end it started getting a little bit. Did he not put them on like that? He might have, but he didn't. He put them on quite... He put them on, it was like five minutes again. But it was the Westam one, wasn't it? He put them on and pleciated to play two or front with 10 men. He wouldn't play two or front with 11. And from there that was really, my partners didn't know what that was. I remember when he came on, I know we spoke about it loads of times, but I remember when he came on against Westam and just seeing a player, he just looked at them and just thought, you've got, you've got no way to run what to do anything.


Bob, it's a long way from potato country in northern Maine to the rice fields of Southeast Asia. How did you make these long jumps and what were the stops along the way that led to the great work that you and your colleagues did at the International Rice Research that changed the rice production in much of the world? The Rockefeller Foundation, as you know, had programmed mainly with maize and wheat in Mexico, in Colombia, in Chile, and in India, those four countries. And in 1950s Warren Weaver and George Roy, George Roy and then a move from Mexico back to the New York office, the director for the Agricultural Sciences, and here Warren Weaver decided they'd take a look at Asia, and they found that rice was terribly important. There were over two billion people that were pending on rice for their staple food, and they said, we'd better get into this. And so they came back and wrote a report, and in that report they said that they had the idea of forming an international rice research institute with support from the various countries that grow rice, principally mainly Asian countries. And they went from country to country asking if they would be willing to support such an institute. And every leader of every country said, sure, we'll have it in our country, but of course you would only have it in one country. And the others were reluctant or didn't feel confident that they could contribute to one another country. So they came back and called, gave up the idea of having that, but said, well, we'll strengthen the institutions that are there, and that's when Dick Bradfield and I were out in the field looking for ways to help these agricultural, U. O. University's experiment stations with more equipment, with training people, and with strengthening their libraries, and whatever those things the Rockefeller Foundation did. Well, then one day, I think August 18th, 1958, Frosty Hill invited George Harar and me to come over to the Ford Foundation for lunch to talk about cooperation in Pakistan. You see, as Haldar Hansen, George Gantt was at that time, and George Gantt was the director for, represented for the Ford Foundation in Pakistan. And we had talked about a cooperative program at Lyall-Pore. And so he said, next time we get both in New York, let's get together and talk about them. That was the purpose of that luncheon. But you know, in the process, Frosty Hill said to George Harar, you know, George, somebody should do something with rice, the way you people have done with corn, and we. George said, well, we're very interested in it, but we haven't been able to launch this thing alone. Well, he said, we've got money, we've got similar purposes, and you've got the experience. You've had been abroad in these places. You know how to run it. Let's get together and see what we can do. And so that's how the International Rituals Institute got started.


The boy himself is back or should I say the fish man ladies and gentlemen welcome back to the channel My name is Jack the buzzer. I shall be on episodes one five thirty five and five thirty six of one piece today And Jim Bay the man the fish man is back one of my favorite characters from the entire marine ford sort of arc saga He really took care of luffy and made me feel comfortable But he's made his return. He's waiting for luffy Hopefully at the sea forest at the grave for the what was it queen? Odehime talking about her assassination 10 years ago, and I'm guessing that's sort of foreshadowing that's going to be a more Important event going forward since we don't really know the history of fish man island all that well If you're new to the channel, don't forget to drop a sub and let's hop into this bad boy Call the raccoon. Oh wait. Yeah, she's probably not familiar with like land animals That looks like chopper you love chopper Oh, oh shoot It's the new fishmen. They're going to the palace right now. Oh shoot. It's gonna be chaos What if the guys aren't able to get to the switch and open it? So they don't see like air traffic all that often. I'm guessing Wait transponder snails can get sick. Is that possible? Oh shoot What is that? Oh my gosh, wait, that's horny. Oh shoot. He's just here All there for real making their move holy What is that symbol?  It's kind of cool. I don't know if it fits his aesthetic though Take over the humans take over the humans. I cheer for both sides. We don't I always come out on top It's so crazy that straw hats came here just in the midst of a civil war Basically the start of a civil war It's gonna break his heart when he realizes she's not here If only they knew the state of the palace right now like the brothers can't even get in they laugh Neptune's like locked down. They have the straw hats to go through Gregory major towns wait, they're just gonna attack like random people I figured they would just go for neptune I guess they're just gonna go look for all the humans and I guess anybody that just agrees with them There's robin. Ah, it's beautiful. She's going to the bus stop Oh She's going to the seaforce too. Yeah, go for it. Yeah, we'll see how this goes You geniuses. I guess it's their job inherently, but if only they knew how outmatched they are. It's like laughable Also, why did you say provision provision? Dang spit robin. Yeah The bus Oh, this will not end well. Oh my gosh Mill just vanished Like I said laughable, bro. Also, she can do like the gigantic hands and whatnot now too Shocker can she do the gigantic foot? Never mind. Let's cut it out. Let's cut it out One exit Located oh Shoot lower, baby Give me lower I mean you've already taken hostages like king neptune hostage and we're too far and just keep going The thing is these humans are safe if they didn't open the gate, right? Like he couldn't get to them and then they could just be protected by neptune because they're just random human pirates Like they can't kill you if they never get to you man.  They're not really thinking I Let me do it too. Yeah, I refuse to believe that it takes or anything else other than like one swift strike for any of these guys Brooke too honestly. Oh any of the straw hats for that matter exhibit a oops That's kind of overkill us all Bro megalo is struggling look at all the sweat Well, that's a long story how much time you got At this point, I'm not sure He's gonna spit her out. Oh no, she's exposed.  Why do you think he did it? Especially because jimbae left a message for luffy brother Oh my god, wait, he actually hit the nail on the head. I did not expect that guys Guys, is it that far fetched like it's not that crazy season because they're talking about him Oh, why is he Oh, no, what is this wait He's just gonna like lead into something long like luffy catches a golden and he's nerfed for the rest of the arc like him getting stuck Wait, that's new Oh, that's super cute little variation Yeah, true. I mean they can only take their word so far but luffy wouldn't kidnap anybody I feel bad for that too in the grand scheme of kings finding out that the queen was assassinated and now shirohoshi's missing missing It's pretty sad. Oh, no. There's this one lever This one guy changes the course of everything. Ah, yeah, yeah Yes Yeah, wait, so this guy is tom's brother. He has like sort of similar hair He's the blessings of the century. Oh, that was the one. Yeah, the light that comes down It's from that. I wonder if any of the fishmen would know where the all blue sea is.  Oh, okay. I just realized it was made out of adam Let's go Oh, hell, yeah Den, okay, and he's he's tom's brother den He does have some more hair tom's younger brother. God dang dude. That's so sick Oh, I guess because they explained that how you can end up a different like fishman merfolk like stuff like that Discriminate like all against all of us. Yeah One of your ancestors. Oh, he thought he came from a robot because he's like, yeah Ice for name drop Ah, how's kokoro doing? Oh dang God dang right, baby. Frankie was there That's lurking Jimmy Oh my gosh, and guess who he's expecting But he's wanted wait what by who like hordie jones Okay, interesting. I figured this like the entire island would love him because he seems like a hero there Oh, no, hordie jones is in the palace Dude the fishman should be very grateful or at least his power should be grateful the straw hats are here The thing is how will the straw hats fare against hordie jones God's design is cool though Hordie jones Oh, he has the little trident on his hat too that he he holds That's Swap sides Yeah, it's probably seems way too good to be true. Absolutely not. I guess it makes sense why it would seem like that There's no doubt that he's behind it. Yeah behind sir.  This is a terrible day for nap tune Oh, yeah, just throw something actually true. He basically has like a gps for where she is I didn't think about that and he's gonna throw it. It's gonna go right out of the castle, bro Why that out of anything Ah She gone, bro. He's just gonna ride it to her. Oh goodness He gonna run right into luffy and luffy is going to clap his cheeks, bro What story did we cut in on? Wow, what a kind romance. I love the chaos of all of this It's really crazy the fact that we just wanted into this civil war It's going to be very interesting to see though Like I said how hordie jones equates to all the straw hats and everything Especially with the pills where he's like 20 times stronger 536. Let's go Is nobody worried about megalo Oh She sees her dad Nap tune is a pretty wholesome guy Megalo keep going man Oh He's trying to cheer her up Megalo's just dying my treasure guys. Come on The hateful straw hats. Where'd you pull that from? Yeah Oh Damn, I didn't think about nami seeing him. It's like our long 2.0 Oh, so he never changed sides. He just used them for land development. They literally trained their enemy. That's nuts Oh Is it like a crocodile thing where he's like changed the minds of the people Oh my god, these human pirates just came and kidnapped fishmen.  Yeah What happened to the hat he changed hats after a while. He really is auralong 2.0 He also saw the the faults in them his eyes are red. They're all red Did they already take pills? Oh, it was just a metaphor thing. Okay Conquer the world auralong was no we're near strong enough bro What a flashback god dang What What are you talking about bro? You were on a ship alone Is he's just gonna start destroying everything I mean the straw hats are gonna get involved now that they know who he is How he explained that but he's just one tapping the palace Oh my god, I forgot bop a goo and camey. We're here.  I'm glad they confirmed that but he's just filled with like pure rage and adrenaline that they made it here Is anybody gonna step in? Oh No Disaster that's what I said. I said the straw hats are really strong now, but this is not their environment at all Books should be the most worried Water drops, what is he gonna do? What does that mean? Damn that's all lungs move. Oh shoot. Oh my gosh Okay, okay, Zorro what they're bullets Neptune's just taking it Oh, he defends his men.  Neptune's gaining my respect What kind of king becomes a shipper We clearly have different ideologies Hordy. I feel like Neptune and uh, what's the name cobra would get along very well Oh, Zorro's not happy. Oh shoot.  You know, he's a terrible guy Maybe that's why he's so evil because we want to cheer against them But I kind of like feeling conflicted sometimes Oh true. Yeah, the hostage are harmed now so they might as well free him free Neptune too, especially Ah, what did camey do?  Oh the water's draining him Yeah, I was about to say why is Hordy letting them do this? Oh Goggles on baby They don't stand a chance now Brother it's one of those man-eating plants. Oh wait. No A stink bomb. All right Oh, dude Neptune's free, baby. Too bad. He's already really beat up from the bullets Oh, that is terrifying What are you just going down to match him dude Zoro is him like actually like to Frankie Make sure everything's tip-top God dude, Sonny really isn't destructible. So is there a club at our men on Sonny or no? Maybe not yet Robin If only they knew like the chaos of the palace right now Oh, wait. Yeah, she want to come to the forest to look for a poneglyph. She's strong. She can handle herself Oh, dude Yeah game recognizes game Zoro was just a tiny bit weaker back then That's what i'm saying man. He is not in his element. He's in Hordy's element They got a nerf Zoro somehow And even nerfed he sees matching him of course 40 hasn't taken any of the pills yet It makes a lot of sense that they become the fishman island right after the time skip in terms of how strong the straw hats are They got to have some sort of uh adversity in this this way It only holds his breath Oh wait chopper. Oh, yeah, they're saving Hatch on so many moving parts like I said We don't have them If you go look then I don't know we're we're really just standing here chilling Yeah, I was gonna say Sonji wishes he had them kidnapped basically actually no Sonji would never kidnap a woman That's disrespectful. He wouldn't he wouldn't stoop to that level We'll just fell on. Oh my gosh.   Oh my gosh. Oh no, he's gonna spit her out. Oh no. Oh no, this looks terrible I think chopper saved him though. He's seems like he's like it's stable condition And chopper would still be working on him if he wasn't Try his occupying the review pass. Yeah, so why is he here? Oh my gosh Oh, no, they don't know. Oh no Yeah, don't We're working she be Everybody says blow fish or megalo Uh, dude, my boy is actually about to just pass away. Uh, oh no Sonji dog. He's going to die. He will perish Where is he? Where is he? At least you can explain it, right?  I know I wonder what's going on behind me. What's what we could possibly be there But like I said, I mean at least maybe she can kind of clear things up and just talk to the people Then they're gonna say what what's that like syndrome like whenever you're kidnapped and you start to like uh side with your kidnapper Stockholm syndrome they're gonna be like, oh no, no, no luvi's just tricked her into thinking that it's an okay thing that she's out But yeah, man zoro fighting hordy it's sick But it's not zoro at his fullest which he's he's uh, I want to see him I want to see him really pop off. You know, I mean and he can't do that if he's just in the water He's these I would say he's pilot like 70 capacity. Maybe even less. I mean he can't breathe He can't like like kind of be like stable himself like he does with a lot of moves And yeah them coming here after everything it just makes more and more sense Especially with learning the lore of everything jim bay kind of coming into the picture after the whole war And I genuinely hope that robin does find things out and maybe find a pony glyph because it would be cool to Get some lore and especially find out more about, you know, the queen's assassination Jim bay's whole thoughts on everything with, you know, uh, hordy jones Yeah, there's a lot of moving parts. It's very exciting You guys that's been it for my reactions to 535 536 if you haven't already do drop a fat like on this one And I'll see you guys in the next one. Peace base


And he could take these players that were just like you. They're playing the game of life. And he would take them and he would torture them. Whatever you put into something is what you get out of it. And how you put it into it is how much you'll get out of it. So I asked a question. What temperature you're running at? Now let me explain this. There's gonna be three temperatures we're gonna focus on today. A cool 70, a warm 90, and a hot 110. Now I'm gonna tell you this.   That book, those of you who leave today and have three, my wife will get you as many of these as you want. You write notes all day long. You're literally writing down your business plan. You're conforming it. You're thinking about your holes. You're finding opportunities. You're seeing a leak in yourself or in something that's going on. You're like, it's right there. That's a $200,000 leak. That's a million dollar idea. I will give you guys a $10 million idea in this room today. 10 million. Some of you will miss it and you won't write it down and you'll walk out of that door and forget it. But one of you will write it down and you'll get everything you want. So I want you to think about it. What's written is retained. If anybody's ever trained with me, you know I say it over and over again. How do you learn? You learn by writing stuff down. I don't care how smart you think you are. What you don't write down, you'll forget. I would love for you guys by the end of the day to walk out of here with four books filled. And the reason why we keep them empty is because I want you to find what you want to work on. That's it. Now I want you to think about something. By the end of the day, my goal is to let you run at a hot 110. I run at a hot 110 even if I have the flu. Anybody ever read a book called Relentless or Winding by Tim Grover? Raise your hand if you've read it. Listen to me, it's called Relentless and he wrote another book called Winning by Tim Grover. Tim Grover was Michael Jordan's coach, Kobe Bryant's coach, a lot of other guys' coach. Can I ask you a question? These guys were in the NBA and they had great coaches. Great, they're NBA coaches, right? Why did they go find another coach? Why? Take it to the next level. Take it to the next level. They wanted the edge. Listen to me, if your manager is training everybody in your dealership, right? Everybody has the potential to be just like you. Find your edge. You know what these guys found out? That there was a place called Attack Academy and it was in Florida, I believe.  They're playing the game of life and he would take them and he would torture them. And he wanted them to get ready. Look, here's your coach. All right, I want you to stand on the three point line and I want you to just practice shooting the ball, okay? Our goal is to get it through the net as many times as possible. We want you to be able to shoot 10 for 10. That's not how life works. In a basketball game, somebody is slapping you in the face while you're shooting the ball. That's the game, but we don't practice that way, do we? And you know why? I don't know. I wish my managers would have tore me to pieces with great training, not mother effed me for doing a bad job, but show me how to win, okay? And that's the reason why these guys went to Attack Academy. And you know what happened? How deep's the rabbit hole? How bad do you want to win? Can I ask you this question? Who in here's got kids that raise your hand? Okay, every single one of you. When I left my house this morning, okay? I've got three kids, okay? Three kids, they're hanging on my leg as I'm walking out the door like this. And they're on my leg. One of them is crying and screaming, Daddy, don't go. Daddy, don't go. You know what I told her? I said, listen to me. I'm gonna go and we're gonna change other people's lives today. And I'll see you at five o'clock. I promise you. Understand this, our family's different, okay?  I'm not going to work to just go hang out with my buddies, okay? I'm not going to work to just go try to make some money. Dad has a purpose. I understand why I'm leaving. And it has to be big enough to leave you guys. I'll be back at five. I'll see you then. Guys, when I come in here today, I left my family to be with you guys. And I know you paid and you guys came here, but you left your families. You better make today count.   Am I right?  That weak mentality, I hope I'm here to learn something today. You better came to freaking really recreate.  You don't pay me to speak to you. You pay me to show you the holes you know you have so you can fix them.  They tell you the truth and they want you to feel good. I don't want you to feel good. I want you to grow. I want you to change. I want you to understand that this stadium, right?  Usually I take four boards and in the morning we talk about mindset and I write four different things. But there was this crowd that kept coming out to me and I feel like that crowd, it's you and it's everybody else around us. This crowd represents everybody. Y'all see this? This basketball stadium, y'all see that? In this book called Relentless, okay? Kobe Bryant talked about how they would go to training and all the people that would go, you're the best NBA players in the world. They started practice at six o'clock. They started practice at six o'clock, the best in the world. What time is it? 4.03 a.m. Who's there at 4.03 a.m.? The legends. The legends are there at 4.03 a.m. I'm gonna explain something to you. Nobody wants to wake up at 4.03 a.m. It's your obligation. It guys, you have to do it. Do you guys understand that, Andrew? Do you understand that? Why aren't you doing it? Just ask yourself that question before we get started today.  You. Guys, if you won't do it for you, do it for your kids. Do it for your future kids. You need to decide your why right now. Why would you listen to me all day? Why would you not yawn and pay attention to me?  Why? Why? What is your why? Why do you want it? What pisses you off?  Yes. Listen, some of you in here, you're like, I don't like to get mad. That's why you're never gonna win. You have to get mad to be competitive, okay? You slap somebody in the face, they get pissed. And then they actually do something. How many of you guys right now, your business and what you're doing, you're way underplaying it? And I mean way underplaying it, okay?  Is this their life or your life? Will you remember that?   Listen to me, it is hell.


Is she a borderline or is she a narcissist?  Does she have borderline or is she simply traumatized? CPTSD, complex trauma.   This is a serious problem in modern diagnostic psychology. Clinical and abnormal psychology. We call it the polythetic problem. We have comorbidities. Comorbidities means that two or more mental health issues are diagnosed in the same individual. And sometimes these mental health issues are mutually exclusive. They contradict each other. For example, when we diagnose psychopathy and borderline personality disorder in the same person. Psychopathy, no empathy, no emotions. Borderline personality disorder. Only emotions. Disregulated emotions. So it's a joke. The whole thing is a joke. Differential diagnosis. Differential diagnosis are feeble attempts in the diagnostic and statistical manual to help us to tell these disorders apart. Diagnostic and statistical manual had doubled its pages in the past 20 years. Actually went up 10 times in terms of pages since 1952. We are 10 times mentally ill. 10 times more mentally ill, it seems, according to the committee of the DSM. Well, until such time as the distinguished and venerable members of the diagnostic and statistical manual committee gather the courage to oppose the insurance and pharmaceutical industries and to do what the ICD, International Classification of Diseases Edition 11 had done, until such time as we recognize that there's only one personality disorder and that this one personality disorder is actually a form of complex trauma, CPTSD, post-traumatic condition, until such time we are forced to cope with a whole zoo of literally indistinguishable, allegedly different conditions, hence differential diagnosis. It's a mess. It's a joke. It's a caricature of science. It's pseudoscience. But it allows therapists, psychologists, and psychiatrists to get reimbursed by insurance companies because they can point to a specific page or article in the DSM. And it allows the pharmaceutical industry to inundate you with antidepressants, anxiolytics, and other mind effing drugs. So all is well in the land of capitalism. I have prepared for you a playlist. A playlist is a series of thematically connected videos. So you go to the playlist and you watch a series of videos about the same topic. Now if you look at the description under the video, you will find that there is a link. If you click on the link, you will see a variety of videos. Each one of them will help you to distinguish autism from narcissism, narcissism from borderline. Borderline from complex trauma, complex trauma from narcissism, narcissism from psychopathy, et cetera, et cetera. It's all there. And I encourage you to watch it today. We're going to discuss autism, narcissism, and borderline. And we're going to end. I'm going to add to the mountain of videos I've already made by calling your attention to a few additional similarities and differences between these disorders. We start with autism and borderline. There is an affinity between low-functioning autism and borderline personality disorder. Low-functioning autism is the stereotypical autism. That's the kid who bangs his head on the wall, can hardly dress himself, is silent most of the time and suddenly erupts in rage, et cetera, et cetera. The classical picture, stereotypical picture of autism. Now most autism, most people with autism spectrum disorder are actually high-functioning. They have families, they have jobs, they go out into the world, and they're almost indistinguishable from other people. But there's a minority of people with autism spectrum disorder. There's a minority who are low-functioning autists, people with low-functioning autism. And they have a lot in common with borderline personality disorder, which of course raises the tantalizing possibility that both conditions are actually brain abnormalities. In both cases, the sufferer is overwhelmed by stimuli. The person with autism spectrum disorder is overwhelmed by external stimuli. He drowns, he drowns in the environment. He's flooded by queues, messages, signals, and information from his environment. He doesn't know how to react to this other lunch. He doesn't filter it as normal people do. He cannot relegate 95% of it to the unconscious as all of us do. So instead of being exposed to 5%, conscious content is exposed to 40% or 50%, and of course such a person falls apart. It's terrifying. It's a feeling of being hemmed in, strangled, suffocating, smothered by the environment, the environment closing in on you, like walls, and it's very claustrophobic. But the same way the autistic person is overwhelmed by the external environment, the borderline person is overwhelmed by her internal environment. As the autistic person is exposed to external stimuli, and then this regulates, this regulates behaviorally. His behavior becomes out of control. The borderline is exposed to an avalanche a tsunami of internal signals, internal stimuli, especially affects emotions. And similarly, she dysregulates. She falls apart. She is incapable of coping with the onslaught of emotions, and so she emotionally dysregulates. Indeed, autism and borderline personality disorder appear to be flip sides of the same coin. It is a form of dysregulation in reaction to stimuli, stimulus induced, stimuli induced dysregulation. In both cases, self-harm serves to fulfill three self-soothing functions. The autistic person self-harm bodily, bangs his head on the wall, scratches himself, what have you. The borderline person does the same. He cuts himself, or burns himself with a cigarette. So both people with low functioning autism spectrum disorder and people with borderline personality disorder engage in self-harming, self-mutilating behaviors. And these behaviors have the same three functions in both cases. Number one, to reassert control over the dynamic of irritation and aggravation by the stimuli. Imagine the stimuli is an invading army. An invading army and the autistic person and the borderline person have no defenses. The borderline person is besieged internally by a fifth column, a Trojan horse, traitors from within. And she can't cope with it.  The same applies to the autistic person. He reacts this way to external stimuli. Both of them are trying to reassert control over this dynamic. The elective act of self-mutilation and self-harm, this act is a form of I'm in control. I am cutting myself, I am burning myself, I am banging my head against the wall, but I'm in control of this. A similar dynamic plays out, of course, in eating disorders. It's all about self-control. There is a niche, there is an act. There's a choice, there's a decision which I control fully. I can't control my external environment, I can't control my internal environment, but I can control how much I eat, or how I harm myself, or how I mutilate my body. The second function of self-harm is to drown out sources of frustration and pain with even greater agony. So the pain, the self-inflicted pain of the autistic person and the borderline person, they counterbalance and cancel out the pain, the hurt, and the anxiety that they feel in reaction to over-stimulation. So if the borderline cuts herself for a minute there, she's focused on the pain of the cut. She no longer is preoccupied with her emotions and what her emotions are threatening to do to her, which is to kill her. Indeed, 11% of borderlines, people diagnosed with borderline personality disorder end up committing suicide. Actually cutting self-harm, self-mutilation, these are desperate attempts, desperate attempts to create an external pain, an external torture that counterweighs the internal battle, the internal battle that often is lost. And the third function is to reawaken, feel alive as the self-inflicted hurt negates the numbing, the erstwhile numbing. Both autistic people and borderline people react to their inner turmoil with numbing, what we call reduced effect display. They acquire habits which deny to observers the ability to discern what's happening inside them. So their emotions are shallow effect or flat effect. Their emotions are shallow and numb until the point where they decompensate and become rageful. But most of the time they have numb emotions and in the case of the autistic person they have numb effect. In other words, they don't show any emotions and any effects. The only exception is of course the rage attacks, the aggression, the externalized aggression which are common to both the borderline and the autistic person. Cutting, self-harming, self-mutilation, they revive the borderline and they revive the autistic person. They imbue the borderline and the autistic person with a renewed sense of being embedded in reality. Bring them back to reality in a sense. Now, these are autists and borderlines. What about narcissists and borderlines? Again, go to the description, there's a link there, it's a playlist. Click on the link, you will find a wealth, a plethora of videos about the differences between borderlines and narcissists, borderlines and complex trauma victims, borderlines and covert narcissists, etc. Watch these videos, I'm not going to repeat myself. I'm going to add to what I've said in the past. The narcissist experiences periods of collapse. If you look at the recent videos I've made over the past week or two, you will find a video dedicated to the collapse phase in narcissism and psychopathy. The narcissist experiences go through horrible, harrowing periods of collapse, usually coupled with something known as narcissistic modification, but not always and not necessarily. Collapse simply means a sustained failure to obtain narcissistic supply, despite all efforts, attempts and strategies. Narcissist tries everything, attempts everything, changes himself, escalates his behavior, nothing works. He's unable to obtain supply, so he collapses. The collapse can be subclinical collapse. That's a protracted, drawn out, incremental type of collapse, because there is some incoming narcissistic supply. It's barely sufficient and it's a maintenance dose of supply, but there is still some supply coming in, drips and drops of supply coming in. And so the narcissist is able to somehow maintain the precarious balance of his disorganized chaotic personality, a proper meaning. And so this is called subclinical collapse. A slow, inexorable, injurious traumatizing process of gradually and incrementally losing your supply day in and day out, less and less supplied by the day. That is in contra-distinction, in contrast to traumatic collapse. Traumatic collapse is abrupt. It's when the narcissist loses all his sources of supply simultaneously. For example, when he goes to prison, it's an example, or when he becomes very ill and is hospitalized, or when he joins the army. So this is an abrupt collapse, or when everyone abandons him because he has been canceled or he has been outed or he has been shamed and humiliated in public, which also leads to modification. Okay, so that's the background of collapse. As long as the supply keeps coming, the narcissist is egocintonic, is happy-go-lucky. He is comfortable in his own skin. As long as the supply keeps coming, the narcissist is A-okay. The collapse results in severe egodistony, the opposite of egocintony, being dejected, unhappy, uncomfortable with yourself. It's called egodistony when you are very self-critical, self-punitive, self-loathing, self-defeating, self-destructive. It's a manifestation of egodistony. So the collapse leads the narcissist to severe, very harsh egodistony and dysphoria, often to the point of depression. So in this sense, the collapse in narcissism resembles decompensation in border lies. Decompensation is a clinical term. It simply means the inactivation, the disabling of all psychological defense mechanisms so that your left naked immediately exposed to the environment or as a scholar once said, without skin. The borderline goes through decompensation when she is abandoned, rejected, humiliated or when she anticipates such things. And so she decompensates. And then later on she acts out, she switches to secondary psychopathic state and acts out. So decompensation resembles very much collapse in narcissism. Very, very much actually, with one exception. Collapse does not include emotional dysregulation because the narcissist doesn't have access to his positive emotions. His negative emotions, however, do get dysregulated. His anger, his rage, his anger, all these, do get dysregulated in the collapse phase. Only positive emotions don't. In the borderline, decompensation leads to an emotional dysregulation that is all-encompassing.  So the first distinction between narcissists and borderline is that both of them go through collapse. In the borderline case, it's called decompensation. Both of them lose everything, all their defenses, because narcissistic supply and the false self, it's a defense. It's a compensatory defense. So both of them lose their defenses, but with the narcissist, only his negative emotions get dysregulated and with the borderline, all her emotions get dysregulated. Which further supports Grotstein's idea that borderlines are actually failed narcissists. They didn't make it. They got stuck in the middle. And so they still have access to their emotions and they still have empathy. So once the narcissist experiences collapse, he transitions from one type of narcissism to another type of narcissism. He transitions, for example, from cerebral to somatic, or he transitions from being overt to being covert. And this is exactly what happens with the borderline. The borderline switches between self-states. Again, when she's abandoned, rejected, humiliated or stressed, she then switches from borderline to secondary psychopath. In this sense, the narcissist type in constancy, his tendency to change his type, like a chameleon, subject to environmental cues and stressors, this is very similar to the switching process in borderline. But in borderline, the switch is very short, no longer usually than a few days, typically a few minutes or a few hours, but no longer than three or four days. In the narcissist, the switch could last years, even decades. The narcissist could switch, could transition from being cerebral to being somatic, and it could last years. I, for example, have switched from cerebral to somatic a few years ago, and it's still ongoing. Similarly, I've switched from somatic to cerebral, and I've stayed in a cerebral mode for 15 years. This is how long. So the only difference, the only clinical psychodynamic difference between narcissists and borderlines is that when the narcissist switches between self-states, when he alternates and cycles between self-states, it's for long, it's for keeps. It could take years until the next switch is upon him. When the borderline switches, it's a remedial measure. It's a self, it's an adhesive. She's just trying to leak her wounds, to cater to her injury. And then when this is done, in a few hours, in a few days, she's back to her original state. Now, in the cerebral type, in narcissism, sexual abstinence is a form of self-supply. In other words, sexual celibacy, abstinence, makes the cerebral narcissist feel superior. He creates a whole ideology around it, that he doesn't have sex, just goes to prove that he isn't the next stage in evolution, that he is far above the bestial instincts of the hoy-polloy and the great unwashed. In other words, the cerebral narcissist's asexuality, in effect asexuality, almost there, is at the service of his grandiosity. It's an integral part of his identity and of the ways that he buttresses and sustains and supports his grandiose view of himself. In other words, he regards sexlessness as meritorious and virtuous, the same way the church regarded it during the Middle Ages. It is the collapse-induced depression that drives the narcissists to become sexually voracious in the somatic phase. Now, this is mind-warping. It's a mind-boggling insight.  When you're depressed, you don't want to have sex. End of story. Very often, one of the ways we diagnose depression in clinical settings is we inquire about the sex life of the patient. If we see precipitous and sudden drop in sexual activity, we tend to immediately suspect depression.  When they are depressed, they want to have more sex. Why?  Because it's not real depression. It's a depression that is reactive to the loss of supply. So the narcissist tries to garner new supply through sexual activity. So depression, the chain of events is this. The narcissist loses his narcissistic supply. He becomes depressed. He needs to find new supply urgently or he will fall apart.   Now, in narcissism, and when it comes to borderline, the situation is different. A borderline who is depressed will become highly obstinate and highly celibate.  It's similar with the narcissist.  But as you see, the etiology, the reason this is happening is not like the borderline.  For example, her perception of having been abandoned and humiliated and rejected by many people, by many intimate partners.  Supply runs dry. The narcissist gets depressed, becomes sexually active. Supply runs high. The narcissist becomes grandiose and idolizes and idealizes sexlessness. Completely different etiologies. Same behaviors. Now, back to the types in narcissism, we know somatic, cerebral, overt, covert, the types are actually highly dissociative In narcissism, these self-states are almost full-fledged personalities which is why I think narcissism is a very close cousin, a first cousin of dissociative identity disorder essentially a post-traumatic condition. Because in narcissism, the self-states are very demarcated and they don't share a lot of information with each other. They have impermeable dissociative partitions. They don't have access to full access to the same database, for example, of memories. Each self-state is its own set of memories which it doesn't share with the other self-states. So this is the narcissistic condition and because they are not because they're not one and the same in narcissism we in narcissism sometimes encounter binary systems we find narcissists which are both covert and overt at the same time both cerebral and somatic at the same time and the two self-states are in conflict, are in dissonance these are passing phases usually, except in extremely pathological conditions but they're there so we could have a situation where the narcissist transitions from a cerebral phase to a somatic phase and then the somatic phase, the somatic reification of the the somatic embodiment of the narcissist mourns mourns the years of cerebral sexlessness so you would talk to this newly minted somatic narcissist who used to be cerebral and this somatic narcissist is in mourning and very angry at the cerebral for having denied the common body they both share sex so for example I transitioned from cerebral to somatic a few years ago and I'm furious at myself for having denied myself sex for 15 years my somatic reincarnation I'm furious at my erstwhile cerebral manifestation for having denied our common body sex but similarly the cerebral grieves over the time wasted by the somatic in the relentless pursuit of sexual conquest both of these times fail to recall the bliss that they had experienced during the time spent as the other type regardless of the so called sacrifices made because these types don't share information fully and don't have access to the same memories they're very monopolistic and exclusive when it comes to memory because they don't share a common template even though they share body they're very angry at each other and they don't remember the somatic doesn't recall they don't remember how good it was how good it had been to be a cerebral and the cerebral doesn't recall what a wonderful time the somatic has had they simply don't remember and all they do remember are the sacrifices the somatic remembers that the cerebral had sacrificed their sexuality and the cerebral remembers that the somatic had sacrificed their common time these are the sacrifices but they don't recall at all that when they had been in the phase when they had been a different type they were happy they were egocintonic they don't remember that so if you were to tell the somatic but wait a minute why are you angry at the cerebral these 15 years that you didn't have sex the cerebral was perfectly happy it was a blissful period and the somatic would deny this he would say not true the cerebral had been depressed but there's a misattribution here there's a misunderstanding the cerebral had been the somatic remembers that the cerebral had been depressed because this depression had led to the emergence of the somatic it's a bit complex let me try to explain again I know it's a bit complex mini break the narcissist is sometimes cerebral sometimes somatic he transitions from cerebral to somatic because of collapse he cannot obtain supply so he becomes somatic to obtain supply via sex get supply sex quick ok that much is clear when he transitions from cerebral to somatic the somatic is angry at the cerebral for not having had sex during the cerebral phase and the somatic says the cerebral was depressed cerebral experienced depression and he experienced depression because he didn't have sex or he didn't have sex because he experienced depression somatic links the memory of the depression of the cerebral to the absence of sex but the somatic is getting it wrong is getting it wrong the reason the cerebral was depressed had nothing to do with the sex the reason the cerebral was depressed is because is because he couldn't get supply the only reason for depression in the narcissist is collapse inability to obtain supply depression in the narcissist is 100% reactive and so the somatic is getting it wrong he is saying look at this idiot the cerebral he didn't have sex and consequently he has had depression but the truth is the cerebral didn't have sex and was very happy with not having sex not having had sex very happy it supported his grandiosity he felt blissful and blessed and superior for not having had sex that's not the reason he got depressed the cerebral got depressed because he couldn't obtain supply anymore it's nothing to do with the sex and so they keep blaming each other they misattribute the depression brought on by imminent or actual collapse to the compulsive behavioral constriction of the other type and so this is very common in borderline as well this misattribution error or attribution error the borderline attributes to her previous state errors mistakes and misbehavior guilt and shame so for example when the borderline transitions to the secondary psychopathic phase defending against abandonment anxiety, humiliation and stress the secondary psychopathic borderline would criticize her behavior as a pure borderline before she had switched each of the self states of the borderline is critical of the other the psychopath would say look at this stupid borderline how gullible she was how dependent she was how weak she was so the psychopath criticizes the borderline the borderline criticizes the psychopath when she switches back from secondary psychopath to borderline she would say look at this psychopath how reckless he had she had been how stupid her decisions were so this conflict between the self states this dissonance is common to borderlines and to narcissists and attribution errors are common as well and the memory, the recall of the mood disorder that preceded like a hobbinger like a warning sign preceded the immediate switch so the sequences a collapse or an injury or a humiliation or a rejection in the case of borderline and then a mood reaction a reactive mood and then the switch to another self state finally both borderlines and narcissists experience separation in security both of them are terrified of being abandoned because both of them have something called object inconstancy I've made a zillion gazillion videos about this topic so please search the channel use a magnifying glass use the downward arrow on a smartphone object inconstancy simply means that the borderline and the narcissists cannot maintain a stable representation of another person if he is not with them physically so in their minds there is no avatar or representation of the real person the real person has to be with them present physically the narcissists has a snapshot but the snapshot has nothing to do with the real person it's an idealized version of the real person so both of them suffer from abandonment anxiety both of them also merge and fuse with an intimate partner in a symbiotic phase the shared fantasy this is common to borderlines and to narcissists but the borderline distances herself from her intimate partner owing to an overwhelming engulfment anxiety when she gets too close to her intimate partner she feels suffocated she feels subsumed assimilated she feels she is about to disappear this creates in the borderline avoidance repetition compulsion a cycle of approaching the intimate partner because she needs him to regulate her internal environment her emotions but then she is terrified of too much intimacy because she feels that she is drowning she is overwhelmed she develops emotion of this regulation and runs away acts out in a secondary psychopathic phase this is why the borderline is distancing herself but the narcissist does not have an engulfment anxiety he devalues and discards his partner exactly as the borderline does owing to his need to separate from a maternal figure again I recommend that you watch the several videos I have made including conversations with Richard Granon on the topic of separation individuation the borderline the borderline and the narcissist create a shared fantasy with the intimate partner the borderline wants out because she feels that she is vanishing she is disappearing within the shared fantasy the narcissist wants out because he needs to separate from his intimate partner who had become his surrogate new mother a maternal figure he needs to complete the unfinished business the cycle the early conflict and the unfinished business with his real mother he needs to separate and become an individual these are a few of the differences between borderlines and other mental health disorders again go to the description there is a link with the playlist this playlist I have placed all the videos that deal with comorbidities and differential diagnosis in other words differences between various mental health diagnosis I wish you a good day despite this video try to recover don't listen to me too often it could be harmful to your health exactly like cigarettes I am addictive my name is Sam Vaknin I am the author of Malignant Self Love narcissism revisited by the handsome and your favorite professor of psychology be well