Of course, I know I didn't tell anybody I was going live today, but welcome everybody I Am in the middle of my kitchen Basically making my food for the day a lot of you know that I Do my food prep in the morning, but I'm off to a late start So a very late start so I figured I was I would show you what I was actually doing this morning And this is just gonna be really quick because I think that a lot of people one of the things they miss is things that are crunchy or chewy or They you know don't want to eat salad all the time or if they're eating salad all the time They would just like another alternative to something So I want to share that with you what I'm making So what I did was as I had a pineapple that was if I didn't use it in the next day Probably 24 hours. It probably would have gone rotten So I was like I really am not in the mood to eat pineapple today. So what can I do with it? So what I did was I got my good old trusty. Hey everybody anybody who has joined me I got my good old trusty mandolin and I can put this particular mandolin down in the description box if you are interested in it But you do not need a mandolin Hey, Georgia. Welcome. You do not need a mandolin to do what I'm about to do All you need is a sharp knife and a cutting board. I just happen to Have a mandolin and that's why I'm using it It does make things easier, but you don't need a mandolin to Make what I'm getting ready to show you All right, and thank you so much for saying that I appreciate that and oh also anybody who is interested in the 90-day walk To freedom from from five words group coaching program. I do still have spots available There's a link down in the description box where you can sign up Fill out an application get on my calendar this week. We start next Monday So do that if you are interested. So here is what I have Do you see that? These are pineapple triangles and they are on a dehydrator tray and so When these are actually dehydrated and done and dried they are going to be crispy like chips like You put your hand in the bag and Put them in your mouth put them between your teeth they will crunch like chips now You can dehydrate them to up to the point where they are just chewy But you can also dehydrate them to where they are crunchy like chips and so I have a nine tray Excalibur Dehydrator I've had it since 2007. So it's really old. It's actually broken The heating element on it does not work. So all it has is cold air going through the Dehydrator so like you could dehydrate these in like 10 hours, but for me This is probably going to take about 24 hours, which I don't care. I'm Preparing beforehand. I'll eat them in a day or so but One day I'll get a new dehydrator whenever that happens But this is a way for you to have something crunchy That is one of the things that people Complain about the most is like they they can't Stand doing the the the lifestyle because there's nothing crunchy. This is how you do it You don't have to just use Pineapple you can use apples you can use kiwi you can use you can do strawberries you can do whatever kind of fruit you want you can even Do vegetables like you can do cucumbers or zucchini chips or Like butternut squash or Whatever it is that you want to do now There's another thing that you can do with this in particular is if you wanted it to taste a certain way So I'm just having plain Pineapple chips, but you could I could say you wanted some some smoky Pineapple chips that might sound a little crazy to some people, but say you wanted that you can put some smoked paprika on your Pineapple chips and whenever they came out they would have a sweet and smoky flavor so you would just need to need to Really just experiment to see what you like, but the one thing that I can say about Doing dehydrated chips is it doesn't take very long. It took me like five minutes to chop My pineapple would not even this is only half of the pineapple so it probably took like two minutes to like really Slice it and put it on the dehydrator tray and all I'm doing is sticking the dehyde Sticking this tray in the dehydrator and the dehydrator does its work. I don't have to do anything else The other thing you can make is kale chips. You can Make some kale I mean chop up some kale And then season it the way you want and then put it in your dehydrator So what I'll do is I'll put the link to my dehydrator down in the description box along with my mandolin So you can see what I actually use when I do this. So the other thing that I did this morning Is I made some crackers. So I did not actually show I mean I've are those the batter is already in the Dehydrator, so I'll go and it's my I keep my dehydrator in my dining room So I will show you what it is But I didn't write down the recipe because I was just kind of playing with it but I the the bulk of the recipe is celery pulp from my celery juice from yesterday And I had a three quarters of a red onion And I had Hey there, can me welcome? And then I had a half of a green pepper So I took the pulp from the celery juice from yesterday and I had the onion and the Green pepper and I chopped that up real good in the in my food processor which took like 30 seconds and I mixed it up in a bowl and then I put some raisins in it for some sweetness And I put whatever seasonings. I think I put like garlic powder onion powder Chipotle pepper and I put some dill weed in there But you can put whatever you want in there Like if you've got Italian seasoning you can put whatever you want and see I'm I'm not doing salt So what I did was Because I used some of this Walka may and this is just a seed weed. It's got plenty of minerals in it You can get iodine from it all that good stuff And lots of calcium A little tiny bit of iron in it, but I'm using this As my salt substitute and plus since I'm using the celery pulp It's kind of doesn't really need any salt So really what you want to capture when you're trying to make the crackers is the salty component And I'll put a link to this down in the description box as well the salty component the spicy component You can put some lemon in there. That's one thing that I didn't put in there Lemon will give it like the sour component. It will just kind of pull all the flavors together And you know just mix it up and then put it on a dehydrator tray So I don't have that much battery in my phone right now. And that's what I'm recording on So I'm gonna see if I can take you because my phone is plugged in at the countertop Let's see if I can take you into the dining room so you can see what my dehydrated Crackers look like it's I just put them in there so they're nowhere near dehydrated But I just want to show you what they look like so that you can You know get get an idea of what you can do When you make crackers and the point also the other thing that I am trying not to do is to put fat in the crackers like you'll if you if you google or put in in YouTube if you say Dehydrated crackers how to make dehydrated crackers And what you'll find is a lot of recipes that have lots of chia seeds in them or flax seeds or some kind of seed And when you do that if you're trying to heal your body and you're trying to Um detox you don't want to eat a lot of fat So I try not to put any fat in the crackers if I can if I can help it That way if I want to eat like a good amount of them I don't have to worry about how much fat is in the crackers So that's one thing that I wanted to keep like just to make sure that I told you So the other day I was experimenting. This is the first time I made crackers out of A celery pulp and when I made them they were absolutely delicious And the texture that they were was you know those trisket crackers That you could get I think the bisco make some or whatever now they don't taste like Nabisco crackers because nabisco crackers. Hey there. How you doing? Um Then the bisco crackers have You know chemicals in them and flour and wheat and all that stuff so My crackers didn't taste like that, but they tasted delicious They just had the texture of the of the trisket and I don't know I used to eat those all the time when I was a little girl So that was that was a great You know That was a great experience for the crackers to turn out that way So let me take you into the dining room and show you Oops. Whoops. Whoops. Sorry. Whoops I need to tighten that up. Okay. Let me take you into the dining room and show you my um Let's see my dehydrator. I'm turning the thing around Okay, so here's my my um dehydrator So here is my cracker And so that's what it looks like raw And so when it's done what I'm going to do is just Um, just break them up and I have another tray with a small amount on and so the other thing that you can do And I did do this with some of my celery crackers that I made the other day Give me a second. Let me put this back One thing that you can do is you can um actually make wraps You can make wraps from the crackers so What happens is is you want to catch them in the dehydrator before They get crispy like when they still have a bend to them and take them out of dehydrator and just fill them with whatever it is you want to put in there like um your Your lettuce tomato your avocado your um Onions whatever it is that you like to put put in your wraps carrots roasted vegetables whatever you like to put in your wrap and then you just have this wrap there that is You know just kind of flexible and you eat it I'm going to try and and do some of that because if you're doing a lot of juicing and some people say Well, what do you do with the pulp now really quite frankly? I really don't care about throwing away pulp all the time like it doesn't matter The point the reason that I bought the vegetables in the first place was So that I could Excuse me get the juice out of them. So that never bothered me But I'm eating more and more raw these days. And so sometimes when you eat raw like that It's hard to stay raw because you're like you want texture So one way to get texture is by making some dehydrated crackers or dehydrated bread or something like that You can make and also if you have if you haven't already seen i'm making dehydrated Pineapple slices. I'm still contemplating whether or not I'm going to cut up that whole pineapple and make another tray of Pineapples But this Right here you can you can dehydrate it. And if you're just now coming in you can dehydrate it until It's chewy. So if you want like a chewy candy like I used to eat Um, what are those things sour patch kids? I know they're terrible I see sour patch kids. So you you can dehydrate pineapple or whatever kind of fruit you want To right before it gets crispy and and it's chewy. So you can kind of mimic that that feel Or you can wait, you know dehydrate them until they're crunchy and then you get that crunchy feel that you're looking for So hopefully this has been helpful and don't forget My battery is dying y'all. I'm gonna have to go But um, don't forget that My I do still have my um 90 day um Walk to freedom from fibrous group coaching program I still have spots if you're interested There's a link down in the description box Where you can apply to work with me. We are starting next Monday. I have open slots I've cleared my calendar this after this week so that I could talk talk to people in the afternoon if you want to join So anyway, I love y'all and if because if nobody told you that they love you today Chelsea in North Carolina does love you very much and I will talk to you all soon. So see you next time. Bye. Bye


So we all are pretty familiar with the three states of matter, but if I were to ask you what the fourth state of matter was Would you be able to answer that question? You're watching the interesting universe. Please remember to like and subscribe So when it comes to the first three states of matter, we already know what they are solid liquid and Gas also, we all know from basic science that in a solid the molecules are very Jam-packed tight. They have no energy at all But then when you add a little bit of heat the molecules get more energetic and start vibrating and when the Molecules in a solid such as an ice cube start vibrating you get a liquid and then you add even more heat to it Now the molecules start vibrating even more in fact now the molecules get so much energy from the heat They start bouncing around and going crazy all over the place This is the gas form of matter and even still you're crazy enough to add more heat Now what happens when you expose the gas molecules to even more heat? Something quite interesting happens the atoms in the gas molecules get stripped of all their electrons Thus they turn into ions and this is what plasma is now You're probably wondering where can I see this? Plasma well every day you see a giant ball of plasma up in the sky. That's right I'm talking about the Sun our Sun is a giant ball of plasma So basically Plasma is ionized gas because of the fact that the atoms which make up plasma are ionized Plasma responds to magnetic fields and for those of you who are still wondering what plasma looks like Here is plasma created in a microwave. Anyway, this is the interesting universe here, and I hope to catch you in future videos


Trini girl natural Hi everyone, welcome to my channel today I'm coming on to review a couple of items from product junkie naturals So you did see me talk about them in a previous video did have some issues with our customer service But you know, I'm a product junkie and I love products and I give each part of the fair shot And I don't judge them by you know issues. So I got two items I got the Hibiscus and Penegrin leave-in conditioner is a bit of an issue in the labeling because it kind of runs when I guess wet as you can see and I got this rosemary matcha green tea deep conditioner So I the ingredients are really interesting. That's what kind of of course got my attention So here are the ingredients another green tea deep conditioner that I like And I saw that it had honey, you know match mother would slip away. I'm like on the books. It looks good The only question for me was the shea butter because I know shea butter can kind of sit on my hair But I decided to give it a try because it did have a lot of good stuff and a lot of stuff that works for me Usually and these are the ingredients for this one. Of course, it's the labeling again, but you can see it So the ingredients are pretty similar at least the main part of course I always like hibiscus, but it has some marshmallow root the shea butter Which is questionable for me and I gave nectar again, which is a humectant So they both had possibilities, but things kind of went wrong for me I posted an Instagram and I tried a deep conditioner because it just felt like if I put shea butter on my hair So I did a DIY challenge a while back I made my own DIY challenge and I did it with my group and I used a lot of shea butter And I was just praying to get myself to the end so I could shampoo it out because it just kind of sat on my hair And this is how this was for me. I don't know how I feel about it You can see the slip is Just okay, I guess My hair feels soft, but not really moisturized. I'm not really sure how much it could be moisturized I can't even tell with all this Heavy stuff on it. I'm not sure how much moisture I actually got in there So my hair was instantly soft. It did soften my hair, but it was sitting the moisture wasn't getting in So even though it has honey, even though shea butter is really low down I don't know if it's shea butter or something else, but this just sat on my hair and it never went in So I've been talking recently about the conditioners that sit on my hair and I panic and I go steam and it goes in It's sad. I panicked. I steamed and nothing it still didn't really penetrate Even while it was in my hair, my hair was like really frizzy and then when I rinse my hair kind of sealed the deal It was just a lot of frizz. So let me just show you enough moisture didn't penetrate well at all And I would have to say this is enough for me. So I've seen people on Instagram like this I don't know if they like this particular product So but maybe that people who like it, maybe if you have high porosity you'd like it, but just for me It didn't do the thing. So if you are ultra low low porosity, not your mama's porosity, then I Don't know be careful with this one. So, but you know, I never feel but for me It wasn't so it smells really nice. It has almost like a kind of cookery coffee scent and I do like the scent. I Didn't use a lot. So you can just kind of see the end but This is the texture. I like the texture as well. It's a nice creamy texture, you know, nothing wrong with the texture So if scent and texture was all we needed, we would have been good, but for some reason it just didn't like my hair So unfortunately the leave them was a similar story for me. It didn't do anything and It made my hair really frizzy. So I guess it was worse than nothing because it made my hair really frizzy Didn't dry out my hair or anything. It just didn't moisturize it. The slip also was kind of just okay So when I hit a tangler it was like no slip, but if there were no tangles, I could get my hands through So this is another no for me. So I don't know if maybe I should just avoid shea butter Maybe it's just this product. So I am going to look through some of my other products to see if there are shea butter in there I don't usually look out for that ingredient because I mean I used to Use diy shea butter in my pre-poo when I used to pre-poo And you know, never really did anything that alarming that I would like watch out for it But this is make me want to watch out for shea butter But I know sometimes products can have you thinking it's a it's an ingredient and it's just a product So this is the texture of the leave-in I like the scent. It's like a slight musky perfumey scent, but it's one of them one musky. It's not really flowery So I do like the scent. I don't feel a lot of slip even now The texture is interesting because my hands are just kind of I can feel my fingers. I can feel My fingerprint if you know what I mean, like I can actually feel the roughness of my finger pads So I don't know if it's just melting, but it feels like there's nothing there in terms of that. No you know Little bit of coating I guess So Maybe that just means the slip is so far. Maybe that means it feels like nothing. I don't know, but I can actually feel The lines the ridges on my fingertips. So so can I say anything great about these? I like the scent and texture of both she does have good sales and I have some friend I have two. I know two people who actually really love this leave-in Like two people don't think this leave-in is the best thing in the world So if you are high porosity or normal porosity, maybe this leave-in might be a new way But for me and my low porosity just didn't do anything for me. So This this is two people's hgs. It's just not mine So I'm not I'm definitely not repurchasing these but somebody likes it. So at least this One of my friends said the deep conditioner was just okay and the other one that I know Well, she Unfollowed me and stopped talking to me. She stopped talking to me on instagram because I said that this pissed out my hair so I don't know if she like knows the owner or what but you know I'm not one of those reviewers that just say nice things about everything I just actually tell you well how it works in my hair Like I thought that's what we were doing talking about products Take a look at how the leave-in conditioner worked in my hair This is my quote of junkie naturals review at least for these two products I hope this was helpful. Let me know if you like this this product or this line Any product that I post you can tell me how much you love it or hate it. It's fine with me. I'm not mad at you But anyways, so that was my review So thanks for watching. See you in the next one. Bye


Today's episode of Financial Sense aims to improve the financial literacy of retirees and would-be retirees by understanding the financial concepts, services and options that will empower them to make informed and judicious choices, decisions and actions to enjoy their retirement and improve their financial well-being for the rest of their life. Our hosts and resource persons will talk about the importance of planning in preparation for a comfortable and stress-free life through an effective balancing of savings, pension versus expenses and needs versus wants. How do retirees fare when it comes to saving and preparing for the future? Welcome to our program Financial Sense and today we tackle an important topic which will interest those who are retired, about to retire and who still have a few more years to retire. I am Elena Pernia, your host for today and together with my partner here, finance professional par excellence, Alfredo Pascual. Thank you Nanny and I would like to greet our viewers a good day. Our episode will explore how those currently working and those with still several years to go before retirement can save for retirement and what's next for employees after retirement? Do you know that in reality a lot of people do not prepare for retirement and very often it's seen as a decrease in income rather than the reward that it should be. Also in the Philippines, you know, children are expected to care for their aged parents when they have retired. But now some Filipinos are deviating from this norm. There are the lucky ones who have prepared so well that they have their own personal savings, pensions and assets that can provide them the spending money that they need when they are no longer working. That's definitely true about children taking care of aged parents but as a not really a parent I don't want to bother my children for taking care of me on my retirement. While some people get to enjoy a restful life after retirement, most people continue working to earn more because the benefits after retirement are not enough for day to day expenses of their families. That is why we have invited resource persons who will give retirees guidance on possible sources of income. Also this will give current employees ideas on how to better plan for retirement. So let me begin the introduction of our important experts in the field of retirement. First is the officer in charge of GSIS-Kason City branch office, Mr. Noel Alvarez. We would like to welcome to the Assistant Vice President for Media Affairs of Social Security System, SSS, Luisa Paraga-Sebastian, Louie for short. Welcome. And we are also thankful that the President of the Federation of the Senior Citizens Association of the Philippines or FESCA, Mr. George Benal has agreed to join us today. So we will be hearing about RA-9505 or the Personal Equity and Retirement Account or PERA. So for this we welcome Mr. Mark Reyes. Let's begin with Mr. Alvarez with Noel. What advice can you give retirees so that they can better manage their pension and retirement money? So our prospective retirees should have knowledge or equipped with the different options or the retirement laws that GSIS manage, like what are you qualified for the RA-8291 or the GSIS act of 1997, are you qualified for the refund of retirement premiums, what we call the take all or the RA-1616, the 7699 or the Portability Law or the PD-1146 and RA-660. So that is like what Ma'am Neni said, some of the retirees are not aware or not planning for their retirement, but we encourage everyone that they should be equipped with the different knowledge or the laws we are managing. Wow, that's a long list of many republic acts of different numbers. Now how do you get your GSIS members understand what these laws are all about and how they can benefit as GSIS members? So we at the GSIS are inviting our prospective retirees for a pre-retirement seminar. In that pre-retirement seminar, we discussed detailed the different retirement laws including the options like if you obey RA-8291, we have two options, the first option is the five year lump sum and pension after five years and the second option is the 18 month cash payment and the immediate pension. So also we are giving them tentative computations of their benefits and also we are inviting a resource speaker from Philippine insurance, Philippine Deposit Insurance Corporation or the PDIC where in our resource speaker from PDIC is giving them knowledge on how to better manage their pension. Of course we have to tell our audience that GSIS has government workers as members. Now for those working in private companies or the private sector, I'd like to call on Louis of SSS to explain how it is for the private employees. SSS is probably the cheapest form of saving for your retirement. It only takes a member to remit 120 months of contributions and it does not mean continuous contributions. You can like have contributed when you have income and then come back to the system when you are actively employed again or if you have other sources of income. We have different classification of members. We have those who are employed in the private sector, those who we call self employed or earning on their own and then we also have voluntary members who at one time or another left the system, probably they are OFWs or overseas Filipino workers and they came back to the system after a while and decided to contribute again. There is only one formula for computation of pension under the SSS. So unlike the GSIS which has several laws that other than the portability law anyway. The pension computation of SSS is basically there are two factors that we consider. Only the credited years of service or the number of years that you have credited to the system and the monthly salary credit. This is where the contribution rate is applied, not necessarily contribution. So our monthly contribution is anywhere from 110 pesos to the maximum of 1760 pesos and for that amount you already get six types of benefits and pension is transferred 100 percent to the surviving spouse or to the dependent children. Can I be a member of both the GSIS and the SSS? Yes ma'am. You will be classified as probably self employed. Have you worked in a private company before? No, I've been a government employee for most of my life but I do have some consultancies. Then that would count. That would count. We have a lot of GSIS members now who are contributing to SSS on a voluntary capacity. And then they get two pensions when they retire. I see. So yeah, so two is definitely better than one. Yes ma'am. I don't think we've heard about the benefits available from GSIS. Can you just give us a quick rundown? Pension, of course there is. Yes. And then the cash benefit. If you have pension, if you are in the service, if you have a total length of service of at least 15 years, definitely you are a pensioner, a GSIS pensioner. For cases of those with three years but less than 15, you will be entitled for what we call the cash payment. Cash payment, if you are as 60 years old on the day of your separation, you get it immediately, the cash payment. However, if you are less than 60, again, you are in the government service for at least three years but less than 15 and you are less than 60 on the time of your separation, you will get the cash payment when you reach the age of 60. That's the difference. If you are already 60, you get immediately the benefit. Please correct me if I'm wrong, but I actually still have a few more years before I reach mandatory retirement age, but I have wanted to retire already. Would you counsel me? Would you advise me to take an early retirement? You have an option, ma'am. If you reach the age of 60, you are already entitled for what we call the optional retirement. If you want to enjoy, again, if you want to choose a five-year lump sum, you mean the computed basic monthly pension on time 60, you'll get it on a guaranteed period, then pension at age 60. If you want to have that option two, wherein most of our retirees are getting the option two, why? Because option two seems to be, you are still in the government service, meaning you get the 18 months cash payment, 18 months of your basic monthly pension, and you receive pension on the day of your retirement, meaning you receive it monthly, and even though you are in abroad, if you are at home, you receive a monthly pension without tax, then that's a better option, and most, as I mentioned, most of our retirees are availing of the option two, which is the immediate pension. So I can enjoy earlier the necessary, okay, good. I think that's good advice. Thank you very much. Welcome. So we've seen how GSIS and SSS can help our retirees, particularly senior citizens. And we have here, of course, he was introduced earlier, Sir George Banal from FESCAP, who is very much involved in assisting senior citizens in their retirement. George, would you like to share with us? First and foremost, I'd like to thank SSS, because the much awaited, the long delayed 2,000 pesos pension hike has at long last been given to us. It's retroactive, you know. So January, February, and March, we receive 3,000 pesos, and the balance of the 2,000 pesos increase will likely be given five years from today. So we talked about it, I hope it's not too much, maybe a lot of us are dead. I felt guilty because I could have been a pensioner of both. I served the Kesson City Council for 13 solid years as a city councilor. I have known about the portability law, but I sort of forgot to avail of it. So it's a pity because SSS has been good to me. But what I received is not really sufficient. You know the Philippine Constitution mandates that the family should take good care of the senior citizen. But you know, with eight children, we are independent because during my younger years, I was a salesman and a marketing man. So I saved for the future, I have a trust fund, but I did not really plan for retirement. Is it still possible to be a pensioner of GSIS with my 13 years of service? As mentioned, sir, if you are at least 15 years, you will be a pensioner. For your cases, it's only 13, so I think we paid you a cash payment. I received the cash payment, but when I retired from the city council in 2004, I had to voluntarily continue. Because you had the years in the private sector, which should have been added, under the portability law that you referred to earlier. So I guess for those of you out there who are in a similar situation, please remember it's 15 years. For GSIS? Yes, for GSIS, only 10 years. It's only 10 years. So but if you have got 13 years working in government, well then you can continue when you reach the 15 year minimum. Is that correct? Or you add up your years in the private sector. May I make additional comments? So at my age, I'm past 70, I still work. And because of my inadequacy in GSIS, I maintain a trust fund. And now we have a law, we call it Anti-AIDS Discrimination Employment Act. Under this law, even if you are past 60, you can still be employed. There are no advertisements below 40 years old. As a matter of fact, Kesson City has been employing about more than 400 senior volunteers, paying them regular pay and also business establishments like SM malls. They employ traffic aides, greeters. And so we senior citizens are still qualified to work for as long as we are mentally and physically capable. Well, there is the statement that the new 30 is 60, or maybe it's the other way around. 60 is the new 30. So you can start work, still work, and while benefiting from that senior citizen card. Now ma'am, if I may, obsolete the young life begins at 40, because today life begins at 60. Okay, so you heard that. I agree. You heard that. Life really begins at 60. You have double citizenship when you reach 60. Well, George referred to managing a trust fund. Maybe we should now go to our fourth guest to tell us about PERA. It is a way by which people can voluntarily build up a retirement fund. Okay, Mr. Reyes, Mark, please explain this. Actually the PERA is mandated by Republic Act 9.05 or the Personal Equity and Retirement Account Act of 2008. But the implementing rules were only released by the BIR in 2016, after the first half of last year. And this, the law or the implementing rules and regulations required banks, like the big banks to create this product, which is actually a voluntary account where investors or employees can complement their GSI and their GSI and SSS pension funds. And they can do this, they can contribute every year for a maximum of 400,000 pesos. They can do that. For OFWs, they can contribute up to 200,000 pesos. And the funds that go into this account, they get to choose where to invest it. There's a menu of financial instruments where you can, or investment vehicles where you can put your funds in. And with that in mind, what is the benefit from that? You get tax credits. So for every amount of funds that you put into the account, you get an equivalent of 5% tax credits, which you can use against your taxes payable next, in the following year, yes. So that's a new scheme that has recently been made available. They say that it's actually patterned after the USS 401Ks. Yeah, the 401K system in the US, that's right. May I ask a few questions about that one? I heard that there's kind of an informal age limit to avail of PERA. Actually, in order to avail of PERA, there are two things only that requires you to be, that there are only a few two things that you should have. First is you should have the capacity to contract. And then secondly, you should have the thing. No age to consider? Well, considering the term capacity to contract. No, I mean on the upper end. On the upper end, actually, I have to mention this. The only time you can redeem the funds that should be invested in PERA is the keywords are 5 and 55. So after five years worth of contribution, and at the age of 55, that's the only time you can reclaim your... But anytime after 55? And anytime after 55, yes. I see. So you could take it out even if you're 60. Yeah, like George's still earning at more than age 70. So you can still establish a PERA account. Do not need the funds yet. Keep it there and let the funds grow. And after a few years, you feel like you want to claim some of the funds. You can do so. So take it when you want to enjoy it. Yes. And if you want to actually avail of PERA, you can go to... Actually, there are two accredited PERA administrators. You have BDON, BPI. I see. So it's also has a maximum of 100,000, right? 100,000 pesos. For Filipino residents, for OFWs, The maximum is 200,000 pesos. Annually, yes. SSS is a similar separate regular retirement option. It's called the SSS Pesofon. It's a personal equity savings option fund. It's offered to members 55 years old below. And it also has the same features. You can only invest up to 100,000 a year. Yes. Because, you know, one of the limitations of the SS law, which right now is a really... It has a maximum monthly salary credit of 16,000. Meaning, no matter how much you're earning, you can only contribute to as much as only 16,000. So right now, most of the investors in our Pesofon are BPO young people aged 34. So the financial literacy in terms of retirement is already there. And it's good if they have other options. Because, again, that's also one of the limitations of ours in that personal equity savings option fund. They're asking, why is it only 100,000 annually? Because precisely, of course, there are also other... We would also like to support our financial institutions. Sorry, saying there's a maximum monthly pension that you pay from SSS. There's a maximum monthly salary credit to where our contribution rate is applied for. That determines the highest pension. Yes. And how much is that? Right now, the highest pension is at 17,000 pesos. 17,000. GSIS has no limit, isn't it? It's limited by the, of course, the actual salary of the retiree. And by the salary standardization law, I suppose. Yes, that's right. So that's why my mother's pension, who was, and she worked in government, was much higher than my father's pension, who worked in the private sector. It almost downpour to the contribution, the contribution that you remitted to the system. But if they say that people in the private sector earn more than those in the government service, then they will have excess funds to invest in their... True. True. Okay, and that's how they build up their pension. Right. The contribution is 11% on SSS and 21% on GSIS. GSIS, a lot, yeah. So it's a bigger fund. And yeah, GSIS is a much bigger pension fund. Well, you heard it from our experts today. It's not just one, not just two. There could be three and even more. So consider that while you are still working, and maybe when you have reached retirement age and are beyond it, you can have a lot more to enjoy. Yes, our discussion now is really for those who are still actively working and thinking of eventually retiring in the future. When I say retiring, the longer working. Okay, and how they can prepare for that time. Do we have any final words from our guests? This is one of the lessons for all of our SSS members. Your contribution, even though this is a few years that you have been paid for the SSS, it's not that you will lose it. So what time do you want to return and pay for the SSS? You are welcome to return to your pension system so that when the time comes, you will be able to pay for the SSS benefits. GSIS as well. Okay. First of all, thank you for inviting us here so that we can also say or give us information for our prospective retirees on what options they can avail if they have already decided to retire. So I am also inviting all of our members and even our pensioners to visit our website, www.tss.gov.ph. We have a new feature, a facility that we call EGSIS, Electronic GSS Member Online. If you say, if you are taking a selfie, if you are doing Facebook, if you are doing research, if you are doing Google, if you are doing Online Membership Records, EGSIS.  You do not need to go to the nearest GSS office to see your records. In order to see tablets, hyphos, and our gadgets, you can see your records in the GSS. In order to see your EGSIS, EGSIS Member Online. There is no PILA. There is no PILA. There is no PILA. It is 24-7. The thing I asked you before, is it my contributions to GSS in 1969? I will see it in the Record Online. You will see it, sir. You will just log in to your EGSIS. We are using it in our login. We call it business partner number. So to also log in Facebook registered, so you will be registered first, then you will be given your password, then when you are already confirmed or registered, then you will be using your login access. At any time, you can see that the President said that he can see if his record in 1969 was updated in our system. You will also be able to coordinate with your agency authorized officer here at UP, for example. Then they will be given our information that these services are not yet reflected in our system, and with all supporting documents, this will be updated. If you validate it, it should be included as your servicer, that will be updated by our members of the membership department at the GSI Central Office. Is the business partner number my GSIS contract number? No, we used to have a policy number, that is the contract we are talking about. Now, we are calling it a unique business partner number. We are calling it a GSI number, but all of our members now have that business partner number as our identity in the system. So it is part of the computerization? Yes, sir. I also have a question. Just like me, 13 years in government service, do you have any hope of becoming a member of GSIS? Sir, just like you said, the system that can still enter the GSI, if you can still enter the GSI, where is our system now? Of course, it should not exceed 65. Sir, if you can still enter the GSI, where is our system now? Currently, our system should not exceed 65. But if you are like our elected officials, they are 64, elected as mayor for example. Then, through their term, even if they are already 70, they can still be a member of the GSI. That is why I also have a question. I know that you have a craft that is like a law or an executive order that might say that the law is like I forgot to take advantage of the portability. So I inquired from GSIS anyway. That is why anti-aging discrimination law is a bit lacking, because the mandatory retirement is not released. So if you are really going to give up the law for anti-aging discrimination, there should be no retirement age. I just have a question. How do you get your benefits? How do you get your pension at age 65? Can this continue? Well, again, if you get the benefit, and you are more than 65, if ever you are a consultant, you will no longer be a GSS member, you will no longer be able to pay your premiums. But for example, I will add one more thing. The question is, do you have a pension now? Do you have a pension now? For example, you are 61. Your previous retirement was in 2003. Now, when you are 60, you can get your pension even if you are 61 or 62. You will be receiving a pension from your previous services. If you have a chance to reenter, or you are still in the government service, even at the age 65, if you have a chance to reenter, for example, if you meet again for 15 years, you will be able to receive two pensions from GSS. From the pension, from the services, from your previous services for 15 years, then upon reentry, and upon compulsory retirement at age 65, if you still have another 15 years, you will get another pension. So you will have two pensions from the GSS. That's okay. As we said before, 60 is the new 30. So you can do it. Like with Sir George. In the GSS, on average, we paid 24 years of pension. Like in the GSS, we paid 20 to George. 60 is the new 30. Life begins at 60. In our last age, you can be a member of the GSS. First time member, 59. Because again, the optional age of retirement... How old can you maintain your membership? As long as you have someone to fall for, for example, one day, and you want to return, even if you are 60 years old, but you want to return, for example, you have one year a day, and you need nine years to return. So continue that. There is no age requirement for you to continue your pension. You will only finish the number of years, 120 months, so you can have a pension. So even if you have no money, then you have a 70. You will have a pension for a month. And you can be a member of that. For your independent husband and for your dependent children. You heard that. Legal. That's it. Legal husband. That's a good point. Life expectancy now is rising by 10 years. So maybe you need to amend the rules there. Because for us men, life expectancy is 68. Not 69 because 68. For women, it's about 72. It's longer. The woman always outlives the man. So maybe stronger. Oh, stronger. We have a stronger doubt. We haven't yet heard the details of the FESCAP for senior citizens. Thank you very much, Mr. President. We are encouraged by the young ones upon a time to indulge in healthy and active aging. We have orientation seminars. We go to the provinces and we orient. And so as much as possible, we hope to avoid the restrictions. Smoking, smoking, smoking, smoking and eating too much. If you don't want to get caught, we have a centenarian law that gives 1,000,000 who can last 100 years. Many of you got caught. My father passed away in 1998. Mayor Herbert Bautista from LGU in Kesung City gave 100,000. So on top of that, in the National Law, Centenarian Law, we gave 100,000 for that 200,000 to detect the situation. That's what we do. And that's what we do for bills to be translated into laws so that there will be more benefits and privileges. My job is I'm the Legislative and I love you Chairman. So I'm always in love. So the children who passed away and now there is an elder abuse that is not just physical. The one you are trying to remember they will be punished. And there are also the children in the special polling places that are sometimes applied to the malls so that we will not go to the third, fourth floor where after three hours the others will leave and they will not go to the bottom. And perhaps a separate date or in a polling place like what we do in other countries so that we can encourage and exercise the right of suffrage. I heard from Tito George that my pension is small in SSS. When the issue of pension came out that SSS has very low pension it was also a wake up call to everybody. And now the question is how do we get the highest pension at SSS? So the one that was mentioned and that SSS is always received and why in our country as you can see monthly salary credit means the amount that is applied to your 11% contribution and the credit and years of service or how long you spend on SSS. The amount that is received is 17,000 and the maximum is 18,000 because we gave 1,000. So the highest pension in SSS is 18,000 but they are always paid by credit. That means they always have the highest contribution because our monthly salary credit is high and on the average they are paid for 40 years. For example, when I worked for 20 years and I didn't have money to spend on SSS until 40 years they are paid for 18,000 monthly pension. The amount that is received is higher at the end. Whether it is GSIS or SSS but that does not apply to money. Actually I was going to add regarding the money aside from the tax credits of 5% of the total contribution you also get to enjoy actually tax yields from income taxes capital gains tax, final withholding tax for your investments. So that's another incentive for account holders. So that means I can use my account to deduct from my income tax responsibilities? No ma'am. When you invest direct to security meaning you bought a stock or a bond directly in the secondary market you are always charged with income taxes capital gains with the bear account you are exempted from such taxation. Mr. President I would like to ask add what Tito George said that our centenarians gave a peasant seat of 100,000. We are also in GSIS on September 1, 2015 all of our pensioners on September 1, 2015 are 90 years old we bought 30,000 95 years old pensioners we bought 50,000 and on September 1, 2015 we bought 100,000 100 years old we bought 100,000 all of our pensioners on September 1, 2015 on September 2, 2015 we gave 20,000 and on September 1, 2015 we bought 30,000 and on September 1, 2015 we bought 50,000 really it is important that we heard Mr. President life is long so what do we do we will be conscious because if life is long there will be a lot of benefits especially in GSIS we will give what we call milestone benefit I would like to add not in finances the key to longer life is being happy yes that is why we are happy let us all smile and let us laugh there is yoga laughter you laugh without any reason at all that is why without are we together but I will add the important not only long life but productive life active life healthy life I want to say I want to say we have to be concerned about health so far we are talking about income in retirement we have not talked about expenses but expenses are among those you manage when you talk about finances in retirement medical expenses are among the biggest take on your retirement income to maintain a healthy life to minimize that cost so whatever amount of retirement income you have it will not be sufficient if a big part of it will be spent on maintenance medicine and other medical expenses so just make sure that the benefits that you get the happy birthdays that you will get from both GSIS and sometimes from SSS will not go to the doctor will not go to the medicine but will actually be yours to enjoy is that right that is the kind of message we would like to share with our audience I am very happy we had this session because through this session I hope to help not really just retirees but those planning to retire sometime in their working life I hope that the information we have shared with you today will be very helpful in your planning a enjoyable a happy retired life in the years to come yes we would like to thank our guests here thank you very much Louis Tito George Mark and Noel thank you very much and of course thank you our viewers we hope that this episode helped you be happy be healthy and always think about the future we hope also that you will watch our financial sense thank you and have a great day


Oh boy, do I have some interesting news for you in regards to a potential sequel to a fairly popular Nintendo sort of game that we got back in 2017, or you could take a guess already, but I'm sure by now you're maybe figuring it out, could be talking about Breath of the Wild 2 or Mario Odyssey 2, but I'm not. Let's get into this in a moment. I got a reminder, we're giving away a PlayStation 5 and Xbox Series X or Nintendo Switch. Head down to the description or the pinned comment to enter. Let's get into the news! Yeah, we're looking at Rabbids. What's going on? So, this is the official Rabbids account. Alright, 11,008k followers, not that many, but Rabbids is kind of a spin-off of another series, you guys probably know the story by now, I don't need to dive too deep into it, and they've had some modicum of success with Rabbid games over the years, but by far and away the most successful Rabbids game ever released is the one at the top of this Twitter profile named Mario Plus Rabbids Kingdom Metal. Well, this account used to just be at Rabbids. That's all it was. It was just the official Rabbids account, as you see they'll talk about Rabbids in Smash, Rabbid Wild Race on Phones, all that jazz. It's just literally the official Rabbids account. There's nothing in particular specific here to any particular Rabbids game. It would just advertise various Rabbids stuff, and you'll see a lot of Kingdom Battle ads as well, of course, but these go all the way back to 2019. So yeah, it's not an account that's used very often, but the account was recently renamed, as of I believe yesterday. I'm not exactly sure when it happened. I think it happened after every scene. This tweet right here? Wait, no, not that tweet. No, I don't remember. It happened yesterday. That's all I know. I went back and I checked online marketplaces and it happened yesterday. So the thing is, it changed its name from at Rabbids to at Mario Rabbids. Now, why is it doing that? Now, this Twitter account is less followers than I do, so it's not like it's a huge account, but why would they do that? Well, there's got to be a reason for changing the official Rabbids Twitter account, which by the way, is still, I guess, acting like the official Rabbids Twitter account. It hasn't posted anything since, what, August 28th of 2020? But why would they just stealthily change the name of it? Chances are there is a brand new Mario Plus Rabbids Kingdom Battle game coming to Nintendo Switch. That's what I get out of this. When you rename the official Rabbids account to Mario Rabbids, that's because something's coming. You'll see often, you know, this title changed, but to change the at, the at is not changed very often, okay? I would know. I have changed the at before. It's a complicated process and Twitter can actually limit how many times you can do it, whereas this name here, where it says Rabbids, you could change that to whatever you want all the time. Obviously, we have the little check mark here, which I don't know. This counts verified. Not a blue check, but it's verified. So it's an official Ubisoft account. So here's the thing. Mario Plus Rabbids Kingdom Battle was wildly successful, and honestly, it was one of my favorite games to come out in 2017. Nobody really saw it coming besides, well, Emily Rogers, who leaked the game as coming. People didn't believe her. They thought it was what was nuts. Just a really weird, funky idea. Having an XCOM style Mario game crossed over Rabbids like, yeah, right, Nintendo's not going to let Mario shoot a gun. Why would Nintendo want to mess with the Rabbids? The Rabbids are kind of lame. I mean, I did enjoy the TV show. They ended up creating about it, but outside of that, the Rabbids have been mostly considered pretty lame in the gaming world, and just kind of not worth having to cross over with. And then Mario Plus Rabbids Kingdom Battle came, and my lord was it fantastic. Now, almost everything about the game leaked before its official reveal at E3 2017. It was supposed to be a surprise. It ended up not being a surprise because it got leaked, but still, it was a great game. It had a lot of DLC added, high quality DLC. You know, a lot of us have been clamoring for a new XCOM style game from Ubisoft, and what we got was Mario Plus Rabbids Kingdom Battle, which seems insane on the surface. Mario with guns, but it worked, and it worked fantastically well to the tune of many, many millions of sales. We don't have the exact data because Ubisoft hasn't given it, but it sounds like it's sold north of 5 million copies, and that's in the early days of Switch. This is before there was 80 plus million systems on the market, before the Switch ball really got rolling with all of these insane sales. I mean, it took many years to get Zelda up to 20 million, so who knows where Mario Plus Rabbids Kingdom Battle is right now. Again, they haven't had new DLC for a while. They've definitely been doing something. That team that made the game at Ubisoft currently has not had another game announced, so the team that made Mario Plus Rabbids Kingdom Battle does not have a game announced by Ubisoft currently in development, and we don't know what they've been doing. I think at this point, we could safely assume with the rename of the Twitter account, they've been working on what's next for Mario Plus Rabbids. Now, I would love to see them, absolutely love to see them branch out. Let's have a Zelda Plus Rabbids. Let's have a Metroid Plus Rabbids. Let's have a Pikmin Plus Rabbids, but clearly that's not the direction they are going to go. With the name Mario Rabbids there, I think they're obviously going to make a Mario Plus Rabbids Kingdom Battle 2 or whatever they call it. Maybe they don't even call it Kingdom Battle. I'm not even sure. I would assume they call it Kingdom Battle 2 because Ubisoft likes to use numbers in their titles, hence Assassin's Creed, Assassin's Creed 2, Assassin's Creed 3, etc. But we'll see. I am very very hopeful for this game, and the fact that this name change happened now kind of tells me this game might be coming this year, and they're keeping it really under wraps. Now remember the last one was in 2017. They had some DLC come on after, but full development on a new game could possibly be ready right now in 2021. By the time E3 time rolls around, it will have been four years since the last game was announced, and almost four years since it was released. It was released like a month or two later. So I'm pumped for this, and I can't wait to get my hands on whatever is coming next from the creative minds behind this. Remember Ubisoft approached Nintendo with the idea for Mario Plus Rabbids Kingdom Battle, and surprisingly Nintendo went along with it. So I think that this is really cool, and I have high high hopes at this point. We could just call this speculation. We could just call this a rumor. We don't have any direct information that Mario Plus Rabbids Kingdom Battle 2 is happening, and you might say, that makes this video pointless.  When you haven't tweeted anything since August, you don't have a big following. Why else change the Twitter account to Mario Rabbids if we're not about to get more Mario Plus Rabbids? And I'm just assuming it's a new Kingdom Battle game because that's all. This is highly successful, and it's about time we get another one. Now that's just my hot take. That's my hope. That's my dream, maybe, baby, because I love this game. In fact, you know, one of my favorite levels is the level where someone sings. I'm like, I don't want to spoil it too bad, because if you haven't played the game, you're really missing out. It's a fantastic game. Go try it. And any excuse to talk about that game again, I think is a good one. And so I took this opportunity to talk about Mario Plus Rabbids Kingdom Battle. The original game is great. It's cheap. It's really good. And it looks like there's probably another one coming likely this year, if I had to guess. So let's go, baby. Mario Plus Rabbids Kingdom Battle. Hyping is beginning to happen as we get more and more into this year. Again, I don't think we're going to hear about this game till summer, but I'm excited. Hi, folks. I'm Nathaniel Robodance from Nintendo Prime. Thank you so much for tuning in. And I'll catch you in the next video.


to you live from my treadmill, as I do every month, to answer any questions you may have. For those of you unfamiliar with my work every year, I read through every issue, every English language nutrition journal in the world, so busy folks like you don't have to. I then compile all the most interesting, the most groundbreaking, the most interesting, groundbreaking, practical advice into new videos and articles that I upload every day to my nonprofit site, nutritionfacts.org. Everything on the website is free. There are no ads, no corporate sponsorships, no kickbacks, strictly not commercial, not selling anything. Just put that as a public service, as a labor of love, as a tribute to my grandmother, whose own life was saved with evidence-based nutrition. Let us get to your questions. All right, is raw Nori seaweed equal to roasted? I didn't even know you could get raw Nori seaweed. I guess that makes sense. I've never seen it. Trying to think of the research, I know there's been some, the only randomized control trial of Nori I can think of was the immune boosting study. I think, if I remember correctly, let's not just have me remember correctly, let me actually find it. So I don't misquote anything. Hold on one second. Raw Nori. All right, Nori, that's funny. There's a lot of words with the letters N-O-R-I in it. Okay, hold on. We're gonna find Nori. Okay, those randomized to, oh, okay. Those randomized to Nori had a significant boost in natural killaxle activity, which is our kind of a first line defense against virus infected and the cancerous cells. Though they used a Nori extract equivalent to about seven sheets of Nori Day. And so we know word yet on whether or not Nori is effective, but in that study, they used dried. So we don't know if raw is better, just as good, or less good. That's the only study that I know of that actually pitted Nori against placebo. All right, next on the list, how much potassium, oh, how much potassium is too much on a daily basis? Oh, oh my God, you are awesome. 6,000 milligrams of potassium from food alone. I do enjoy adding potassium chloride that's all substitute to meals. So the recommended daily minimum is 4,700 milligrams a day and you are absolutely rocking it. 98% of Americans don't reach the recommended minimum daily intake of potassium. 98% of Americans are potassium deficient diets.  We evolved getting 10, 15,000 milligrams a day massive amounts of potassium. And so no need to worry at where you are. The only people in need to worry about excess potassium intake are those with impaired kidney function because excess potassium is just excreted to the kidneys but if you have kidney problems, potassium levels can build up in your blood. So if you have a kidney problem or just have diabetes because diabetes can so damage the kidneys, you may have kidney problems even though if you don't know it. So if you have diabetes or if you're older than age 70 because we have declining kidney function as we age, get your kidney function tested. Diabetics in the elderly to make sure you have good kidney function before adding something like a potassium chloride to your diet. Okay, fantastic. Good job though. Eat those sweet potatoes and greens. Two of the most concentrated sources. All right, what else do we have here? Nona says, or Nana, you said it was a good idea to bulk up kids with nut butter because they're small stomachs. What about the problem of getting too much omega-6s to omega-3 ratios? So you can bulk up there. I was talking about chlorically dense foods which are critically important for small children. They need lots of calories to grow and they have really small stomachs so they can't just feed them salads. So something like nuts, seeds, nut butters, avocado, smoothies, lots of calories packed in a little dose. The big problem with the omega-6 to omega-3 ratio is really these artificial oils like cottonseed oil. So these highly processed oils. So sunflower, sunflower, cottonseed, corn has a lot too. These have abnormally high omega-6 levels and so that could interfere with your ability to elongate the short chain omega-3 fatty acids in foods like walnuts and flaxseeds into the long chain omega-3s like DHA and EPA which may be important for cognition. Next up, oh, Nona again, what is the optimal hemoglobin levels for men and women? And I guess the recommended levels are higher than the optimal, no. So I'm glad, so hemoglobin is a measure of how my red blood cells you have in your blood and which is not as sensitive as something like hematocrit to different hydration levels. And so hemoglobin is indeed what you wanna see if you are anemic or not. And the normal values differ from lab to lab and different men and women, but no, those are actually the levels that we wanna have in your blood. And if you're lower, you're anemic and what does anemia come from? It could come from dietary insufficiency. For example, iron, your body needs iron to create red blood cells or your body may be retiring them too soon. Your red blood cells should live about 120 days, but if you have autoimmune disease that eats them up or your spleen is hoarding them or who knows, then you could become anemic no matter how much iron you have or you're making enough because there's something happening in your bone marrow that's crowding out, your red blood producing cells, there's all sorts of things going on. So bottom line, if you have low hemoglobin then you need to follow up with further testing. See what is the cause of that anemia? And then of course, ta-ta-ta, treat the cause. All right, Zen Pool says, oh, that's very sweet of you, happy to help anytime. Zen, Steven asks, I recommend taking B12 supplement. I recommend taking B12 supplement on an empty stomach, but you also say get it in fortified foods, which would not be on an empty stomach. Do I recommend taking B12 supplements on an empty stomach? I mean, the important thing is this mixing with your saliva. So that's why something chew, like some sublingual supplements, something that they can just chew or any kind of chewable supplement or liquid supplement or spray. That's really more important. It shouldn't matter whether empty stomach or not. Let me just check really quickly to make sure I'm not even forgetting my own recommendations. Oh, take that back, ha, empty stomach. It's on my list. I'll have to go back and see what the, what led me to make that recommendation. I presume it's in my latest B12 series of B12 videos. And so the recommended doses that I give, presumably are based on that. You know, I should go check. But no, it's a good question. Typically the doses one gets in supplements, for example, are so much more than you would ever need that it probably doesn't matter very much. But if you're doing fortified foods because we're talking about much more doses, then it would indeed make a difference. So let me look that up and get back to y'all. I don't know how I do that. How about come back, ask a question next month and I'll have an answer for you. In fact, I'll write myself a note, B12, empty stomach. And I'll find out, you can also email me and happy to get back to you directly. But of course, other people might be curious. Okay, next up, Ammo says, I have medication that has side effect of weight gain. Ah, is that part C? Yes. We're going to have a loose weight gain 50 pounds. Well, if there, so ideally if there are other things you can do to treat the cause of whatever you're treating the zeparxia with, that would be ideal through non-pharmacologic methods. If that is not possible and you need to be on it, then yes, it's even more important for you to eat a healthy diet to drop the weight. I forget the mechanism for zeparxia whether it's increased appetite or, I forget if I covered that and how not to diet. But whatever the cause, all the components of a whole-food pump-based diet that make weight loss more effortless like low and cloric density and what I had like 16 criteria in the first part of how not to diet, all those will help regardless of what's making you put on excess weight. Next up, Bernadine says 78-year-old female, TSS, primary doc, the thyroid stimulant hormone 6.1, wanted to lower it and so started Black Human and we'll follow up. Oh, do I have a, that's funny. I might remember my own videos. I would not be surprised if Black Human helps practically anything, right? They're in there like a thousand studies, clinical trials. I've done a bunch of videos about human, but I forget if one is on thyroid function. Let me look up real quick. Black human, human, thyroid. Oh, there we go. So yeah, so I have a video about, let me see, Black Human, do a random, oh, here we go, randomized, double blind, simple control trial, eight weeks, half teaspoon of powder, Black Human a day, this is for Hashimoto's patients, significant reduction in body weight. Well, that's a separate thing, but also a reduction in thyroid stimulating hormone, which is a sign that thyroid function was improving and even lowered my level of autoimmune anti-thyroid antibodies, which is kind of the cause of the hypothyroidism. And significant drop in interleukin-23, which is a pro-inflammatory signal that you also often see in autoimmune inflammation of things like thyroid. So fantastic. And what are the side effects? 70% drop in LDL, bad cholesterol. So I'm all in favor, half teaspoon a day. And if you don't like the taste, you can use that edible film trick to, if you, just not a big fan of the Black Human. Okay, next up, Bill says, give me the poor tracker, oh, Stence, you can tell me that again. What is the alternative treatment you've been, oh, in the acute case of emergency heart attack, then Stence are absolutely life-saving. It stents for stable heart disease that are useless in terms of actually pro-logging someone's life, in which case, because it's not the narrowed arteries that are more likely to kill you, but the invisible ones that you can't see on angiography, that you can't stent, that are eventually lead to most deaths which explains why Stence don't work. So what do you have to do? You have to reverse that atherosclerosis, heal your arteries up, how do you do that? Ornish proved it in the Lancet in 1990, you go on a whole food plant-based diet and lifestyle program. Okay, so, but in emergency setting, they may, Stence can be life-saving. Okay, Nick says, co-worker keep, oh, keeps getting kidney stones, ouch. Used to a lot of animal products, but the vegetarian, that's fantastic. Okay, oh, so keeps getting kidney stones, even though they are cutting out animal products, which for a variety of reasons, they're like, maybe there's increased risk of kidney stones. Okay, so what else can do it, still gotta drop sodium, still gotta increase hydration. Some people, most typical kind of kidney stones, cut some oxalate. Some people are just oxalate super absorbers. And so if that's the case, then it needs to reduce high oxalate foods. So, you know, there's, so all in favor of dark green leafy vegetables, but choose other ones, then beet grains, spinach and Swiss chard, which are fantastic foods, but a little high on oxalates for people have oxalate super absorption. Same thing with nutting to make nuts, nuts can be high on oxalates. And I talk about some other foods in my oxalate videos. So I checked those out, that could certainly be a reason why. Also, vitamin C supplements. Vitamin C supplements are very common and a double one's risk of getting kidney stones. So that's something that may, that is a possibility you'd have to ask them if they're on it, they should stop. Next up, max. What if anything is lost when foods are transformed? Oh, okay. So I'm gonna take lentils, chickpeas to like pasta or sprouted grains to sprouted grain breads. There was that really cool study that looked at food form. So they gave people the same foods, the same amount of foods, but in different forms. So they gave randomized people to chickpeas or hummus. Then there was like muesli versus like ground up, muesli ground up into like powder. And so it was like legumes. I forget if there's a nut and seed in there, but basically same foods, ground up versus intact. And doubled the stool size of those eating intact foods. Say, wait a second, they ate the same amount of foods that they have twice the stool size because most of stool isn't undigested food. It's pure bacteria, literally trillions and trillions per teaspoon. And intact whole grains and legumes are so much better for your gut microbiome. Boy, were your gut microbes happy when you ate those intact grains and legumes because no matter how well you chew there's still these, you know, multi-millimeter size chunks that go down through your intestine and are attacked on all sides by digestive enzymes but they can only get so far. And so you end up delivering these little chunks of starch to your good gut bugs and your colon and that acts as prebiotics. So there's resistant starch, which resists digestion but basically you're taking normal starch when you eat intact foods and turning it into resistant starch just because you're eating it naturally as opposed to powdering it, which our body doesn't know what to do with and we absorb most of the nutrients high up in our small intestine and we starve our microbial self. The fiber still makes it all the way down but all that starch that's left when you take, you know, steel cut oatmeal or even better, oat groats and you powder it into like instant oat flour or tiny flakes and the instant oats. The exact same food, different effect on the body and it's because the microbiome. That's one of the reasons. And so I talk a lot about food form in how not to diet in the wall off your calories chapter. That was certainly illuminating to me. And so, yeah, so I definitely checked that out. Big difference. Okay, Rachel says, is it okay to cook big run-outs within the recipe or will that produce AGEs, acrylamides, you ever roast tofu? Okay, so what this person is, what Rachel is referring to are these so-called gerontotoxins or advanced glycation end products. I talk a lot about them because they're aging toxins, pro-aging toxins, talk a lot about them. My upcoming book, How Not to Age Out This December. And so, I think in How Not to Die, gave us the top 20 AGE most concentrated foods, every single one not only. And I'm a part of what typically, was mostly like chicken, hot dogs, boiled. So it's like high fat, high protein foods exposed to high dry temperatures. And so, but I know that, and so, but you know, it's like, oh, if I remember correctly, like boiled chicken has like 1,000 units and broiled, BR, broiled has like 6,000 units. But then like a sweet potato that's steamed, forget it has like five versus a roasted sweet potato has like 10 or whatever, or 20. So it's like, wow, it's a lot more, but I mean, nowhere close to what was in the animal products. And so, nuts and seeds, even roasted toasted nuts and seeds don't make it anywhere near the top list, which is like McDonald's nuggets and things.  In terms of what would happen in a recipe, you wouldn't, because these are, it's all about moisture, not all about moisture, but moisture is a significant part. It's a high dry heat.  But in a cookie, it's surrounded by dough, which is wet, and the moisture prevents the heat rising beyond a certain temperature. And so, I'm sure if like a little walnut is sticking, it's a little elbow out of a cookie, that little elbow get some AGE formation, but if it's actually in the dough, you would not get that kind of reaction. Mark, any herbs and spices interfere with each other? Well, so, we hear about kind of the classic, our herbs and spices interaction is turmeric and black pepper, right? Take out just a few grains of black pepper, dramatically increases, 2,000% increase of bioville, but in fact, I was just looking at this, I think it's like 2,800 actually, I don't know why the, well, I guess it's, there's two different measurements you can use, but yeah, it's a huge increase. Why, as I talk about in the video, you are actually suppressing your body's detoxifying enzymes.  So, but by tamping down your ability of your body to rapidly detoxify foreign substances, the curcumin in turmeric kind of sneaks past the liver, which is being suppressed by the black pepper and some more shows up in your bloodstream, a lot more. But is that necessary, so is it necessarily a good thing to be kind of suppressing your detoxifying enzymes with black pepper? So you can imagine taking black pepper with something that you actually don't want to increase your bioville body of, might not be a good thing. You know, there's lots of, speaking of detox enzymes, grapefruit is kind of classic for slowing down the metabolism of certain drugs. And so increases one's risk of priapism, for example, in taking Viagra, it increases, can increase your level so much that you do have the problems described in those commercials. But hey, if you have an expensive cancer drug, you can take it less frequently, if you take it with the grapefruit juice or something. But let me see, herbs and spices interacting with each other. Nothing else really comes to mind. If something occurs to me, I'll come back to it. That's a neat question.  You don't need to add any salt, obviously, because we evolved, right? We exist. We exist. And for millions of years, we and our ancestors had no access to salt shakers, no access to the ocean for many folks, no access to KFC. So the sodium naturally found in the whole healthy plants is all the sodium we need. You don't have to add any salt to your diet. Known as BAC, are all cancers affected by diet? Well, I was gonna say no, but that's just because they haven't been tested. So we don't know. Are there are cancers that won't be affected no matter how healthy we eat? I mean, it's hard to imagine anyone with any cancer that you would not recommend they eat as healthy as possible. It's like saying, does tobacco cause every, contribute to every cancer? The answer is no, I mean, presumably, but we wouldn't tell anyone with any cancer to smoke or not get enough sleep or not take care of themselves. And so in that way, even if it doesn't help that particular cancer, eating healthy could help you deal with the treatment as I described in a bunch of videos. And so whether or not the cancer itself is affected by your diet, we should still try to take good care of ourselves, particularly if we're fighting off a major disease. Okay, Professor D, class, class. Do plants have things in them that resist being eaten, AKA inhibiting bioavailability plants? Like nutrients, fat, vitamins. Or anti, yeah, so there's this concept of anti-nutrients. And, oh, I have a video, I don't know if it's up yet. So I do, I have a whole video addressing anti-nutrients, which in most cases, really kind of myth. You know, I have videos about the phytates, how people used to like soak their nuts to get rid of phytates, but actually because we have studies on puppies done a half a century ago that shows may interfere with calcium, but absorption, but actually phytates actually really good for you. And so, you know, we've kind of co-evolved with plants such that, you know, they come up with something that tries to make us not nibble them and we come up with something to get around that so we can still nibble them. And so, I mean, certainly there's things made by poisonous plants that we don't want to have anything to do with.  We're not goats, don't eat poison ivy. But in terms of bioavailability, I mean, there's all sorts of things that affect bioavailability. You know, you drink tea, interferes with iron absorption, things like that. But in general, and you'll see in the video, this whole concept of kind of mineral inhibitors or anti-nutrients is really overblown. Okay, oh, there we go. David's saying that Cyprexa causes AMPK levels in the brain increasing hunger. Oh, so it's a hunger increase. Okay, well, so then it's really important that you have a healthy diet.   You can eat your stomach to bursting all day long, right? You know, 2,000 calories of strawberries. Then I had that in a video once, which was like, I don't know how many cups of strawberries, but an inedible amount of strawberries.  All right, oh my God, we're out of time already. Okay, I did want to mention one thing. We have a Valentine's Day fundraiser. We just announced today. If you, for the first, I forget how many people, make a donation, I will make a personalized video for whoever wanna wish a happy Valentine's Day. So partner, friend, family, whoever, you give me the script and I'll say that as kind of a Valentine's Day present. We've done in this previous years, they've been a lot of fun. I'm gonna be recording them first week of February, so you gotta get them in soon. And there's the link. It's c.see.nf slash vday. It's like a little URL shortener that'll take you to the full link. And you can check it out. Hope everybody has a fantastic month. Hope your New Year's resolutions are going strong, unless of course, they're bad New Year's resolutions. But if you wanted to eat healthier, then I'm all in favor.


A million people have walked past it, but have you ever taken a close look exploring the six-foot globe at the Museum of Science and Technology in this edition of Science Alive? And it's David Padoloni, he's a curator here at the Museum of Science and Technology. David, welcome. And what are we standing in front of? The big six-foot Rand McNally Globe from 1967. And where did this used to be at the museum? Well, for years it was the entrance to the museum and the original museum in 1967. And for a long time it was also in the Canada and space exhibition. So when you first walked into the museum, this is the first thing you would see? Yeah, it was the big dramatic entrance point. It was the focus. It was kind of situating the visitors in 1967 in their world. Right. And what is unique, what's special about this globe? Well, what's great about it is it's from Rand McNally and there were several of these around in the 1960s in libraries, institutions, around North America. It was kind of the space age and it was a way of everyone situating themselves in the space age. It was part of the imagination at that time. And is there a feature too on this that you really, really like? Well, I love the prominent 3D physical features of the world like here. You have the rocky mountains, the painting itself, all the different colors. It took weeks and weeks for a whole team at Rand McNally and you can see the different colors here, the different shades for the different features. They even carved some of these features with dental tools. Now, David, on this globe, there are some cities and there are some cities that are missing. What do you see when you look at it? Well, it's interesting where there are a lot of cities like Europe here, the capitals, and then on Africa here there's only three, Cairo, Tunis, Algiers. The rest all totally blank. And because there was nothing in there in Africa? Well, it just shows the preoccupations or what they're not interested in at the time. Right. Or what the visitors weren't interested in or what Rand McNally thought wasn't interesting. Here, here we have Ottawa. So this was made for an Ottawa audience. It's in light red there and then Washington is in black. So you have two cities in North America here, well, in Mexico City. In Mexico City. And what is interesting too is I see there's provinces in Canada but no states. Yeah, so it was probably because it was made for the Canadian audience. So you'll see all the little very faint borders there of the Canadian provinces. David Petoloni, a curator here at the Museum of Science and Technology. Thank you for joining us. Thank you.